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Foundation Home Loans increases max BTL LTV to 80%

Foundation Home Loans has increased its maximum buy-to-let loan-to-value (LTV) from 75% to 80% on both its standard and first-time landlord mortgage products.

The lender recently undertook a market test through some of our key distribution partners in order to test demand for the products, which have rates from 3.85% with a choice between a 2% arrangement fee or a flat £1,995 fee.

“Following the successful pilot, we have chosen to increase our LTVs across our standard and first-time landlord products – available to a much wider distribution,” said Jeff Knight, Foundation’s director of marketing.

He added: “As a growing and ambitious company, we are always looking for ways to enhance our proposition to landlords, both non-portfolio and portfolio landlords. Our rates are also the same for both limited companies and individuals.”


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