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Kent Reliance launches ‘best ever’ 5-year BTL rates

Kent Reliance, the specialist mortgage provider and part of OneSavings Bank plc, yesterday announced major changes to its five year fixed buy-to-let mortgage range, with rates now starting from 3.59%. 

Price reductions feature across the five year fixed buy-to-let product set, with a new LTV range from 65% up to 85%. These products are available for purchase or re-mortgage for standard and specialist buy-to-let.

Adrian Moloney, sales director at OneSavings Bank, said: “Our new five year fixed BTL range will continue to offer the right criteria, flexibility and choice.  We believe that brokers will welcome our best ever five year rates as they seek cost savings and flexibility options on behalf of their customers.”


A recent survey by Kent Reliance, run in association with BDRC Continental, found that landlord confidence has improved dramatically in recent months, as a growing number of buy-to-let investors seek to overcome recent government interventions in the market.

The study revealed that an increasing number of buy-to-let landlords are taking action to mitigate the additional tax costs they will face when tax relief is lowered on mortgage interest payments for individuals by turning towards incorporation, and borrowing through a company structure, as finance costs can still be offset against rental income.

Kent Reliance estimates limited company lending in 2017 could total 163,000 for the year, up from around 143,000 in 2016. 

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