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Together cuts buy-to-let rates

Together has reduced a number of buy-to-let rates as they continue to compete to win more business amid a housing market slowdown.

The specialist lender has announced that buy-to-let rates now start from 5.99% for its prime capital repayment customers borrowing up to 65% loan-to-value (LTV), while those seeking higher LTVs will find that rates are available from 6.49%.

Together has also reduced rates for customers making interest-only repayments, with a new rate of 6.49 below 65% LTV, and 6.99% for LTVs of 65%-plus.


Marc Goldberg, commercial CEO at Together, commented: “As one of the UK’s leading buy-to-let specialist lenders we are committed to supporting landlords looking to grow their portfolios in a more ‘professional’ era for the market.”

The company has also taken feedback from intermediaries into consideration and decided to move all portfolio landlord cases onto its standard product, making it easier for brokers to source the best products through its online portal, My Broker Venue.

In addition, the specialist lender has no restriction in overall portfolio value or volume.

Goldberg added: “We’ve listened to the brokers we work closely alongside and, using our philosophy of common sense lending, have lowered our rates and simplified the process for intermediaries submitting portfolio landlord cases.

“This will create a more straightforward mortgage process and give brokers the confidence that the application will go through with no issues.”

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