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Pepper Money reduces rates on selected buy-to-let deals

Pepper Money has cut rates across selected mortgage products as part of an overall revamp of its buy-to-let range.

The specialist lender has reduced rates by up to 0.6% on no fewer than 20 buy-to-let mortgage products.

In addition, the lender has halved the completion fee it charges, from 2% to 1% on all its two-year fixed rate deals.


The greatest reduction is to the lender’s five-year fixed rate deal, as part of the Pepper 24 range, which is available to landlords who have not registered a CCJ or default in the past two years. Buy-to-let investors borrowing up to 80% LTV will now get a rate of 4.18%, a reduction of 0.6%.

For landlords who have not registered a CCJ or default in the last four years, rates are now available from 2.95% for a two-year fix up to 70% LTV.

Rob Barnard, sales director at Pepper Money, commented: “The dual impact of new regulations and tax rules mean that life is now a little more complex for buy-to-let landlords.”

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