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Foundation Home Loans extends borrowing limits across BTL range

Foundation Home Loans has upped the maximum amount landlords can borrow and cut rates across its buy-to-let range, including products for limited companies and individuals with prior landlord experience financing a House in Multiple Occupation (HMO).

Buy-to-let landlords looking to take out a loan with Foundation Home Loans can now secure up to £750,000 at 75% loan-to-value (LTV), up from £500,000.

Investors seeking the maximum loan of £1m can still do so at up to 65% LTV.


Foundation’s five-year fixed rates now start at 3.19%, which are available for limited companies and individuals.

For its HMO products, five-year fixed rates start at 3.54%.

Andrew Ferguson, commercial director at Foundation Home Loans, commented: “As a growing business, we want to ensure that we offer competitive products across our distribution channels, be it mortgage clubs, packagers or networks.

“By increasing our maximum loan size at the upper LTV band of 75%, we will now be able to offer solutions to more landlord clients.”

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