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Pepper UK appointed to service Habito’s new range of mortgages

Habito has instructed Pepper UK to provide the end-to-end servicing of its new portfolio of buy-to-let mortgages.

The online mortgage broker announced last month that it was to start lending, having secured £500m of funding in the buy-to-let mortgage market.

The new deal with Pepper UK will provide Habito with servicing from completion to redemption for its new portfolio.


The Habito-branded mortgages features a comprehensive selection of high loan-to-value (LTV), competitive rates and long-term fixed deals for the buy-to-let market.  

The online lender’s range includes a wide number of seven-year fixed deals and 10-year fixed deals, promising greater choice for longer-term investors.

The mortgages are competitively priced, with rates starting from 2.59%. The broad range of 10-year fixed deals starts with a rate of 3.51%, while seven-year deals start from 3.31%.

Habito said the new range aimed to support the many under-served landlords who had been subject to a ‘stifling lack of innovation in the mortgage market’.

Martijn van de Heijden, chief strategy officer at Habito, said: “Having built our origination platform from scratch to guarantee our customers certainty and speed to offer, it made sense for us to work with the best partner to help us service our new mortgages.

“We look forward to growing with Pepper UK as we expand our offering in the coming months.”

Pepper UK currently manages more than £17bn of assets for UK lenders.

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