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NatWest changes its buy-to-let calculator to reflect the landlord’s ‘true costs’

NatWest Intermediary Solutions has made amendments to its buy-to-let calculations and will now use actual rather than projected letting agent costs for higher rate tax payers.

The change is designed to give NatWest the ability to build a clearer picture of a borrower’s expenditure and ensure they are not impacting those who are not paying letting agents fees.

As part of the changes, the calculator will offer two more additional questions. 


It will allow small landlords who own up to three mortgaged properties, as well as portfolio landlords mortgaging with no additional borrowing, to swiftly establish how much they can borrow.

Mark Bullard, head of sales at NatWest Intermediary Solutions, commented: “These changes further demonstrate our commitment to improving our buy-to-let proposition for brokers and customers and will ensure that as a responsible lender we guarantee that our lend amount reflects the customers true costs.”

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  • Chris Tough

    I had long standing BTL mortgage. Decided to remorgage due to my income of less than £25K PA.. I was refused. I held 4 accounts with NATWEST. Seems they only cater for salaried over £25k. Shame on them


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