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Pepper Money launches new BTL products for limited companies

Pepper Money has launched a new range of two and five-year fixed rate buy-to-let mortgages for limited companies. 

The products come with a rental calculation of 125% at the pay rate on five-year fixed rates and the higher of the initial rate +2% or 5.5% on two-year fixed rates.

The specialist lender has also introduced an online buy-to-let affordability calculator, providing mortgage brokers with accurate calculations of how much their landlord clients are able to borrow, whether they are applying in their own name, or as a limited company.



Pepper Money has also reduced rates across its buy-to-let range and launched an option for free valuations on purchases and remortgages.

Paul Adams, sales director at Pepper Money, commented: “The private rental sector has established itself as a significant contributor to the UK housing stock and so there will continue to be opportunities for landlords to make good investments in buy-to-let.

“Pepper Money’s new buy-to-let affordability calculator will help make the process easier for brokers to find the right deal for their clients and our limited company buy-to-let range will offer new options for the growing number of landlords who choose to hold their investment in an SPV.

“The new year is just a few weeks old and we have already made a number of improvements to our products and proposition at Pepper Money. This is a signal of our intent for 2020 as we will continue to increase our lending, work with more brokers, and help more customers achieve their objectives.”

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