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Kensington Mortgages reduces buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let range.

Highlights include its 85% loan-to-value product, available on a two-year fix, which has been reduced from 4.64% to 4.39%. 

In addition, the 85% LTV five-year fix has been cut from 5.34% to 5.09%.


The lender has also increased the maximum loan size on 80% LTV products to £2m, on 85% LTV offerings to £1.5m and on 90% LTV deals to £1m.

Kensington Mortgages has reduced the £70,000 minimum loan size across its buy-to-let range to £25,001, and this includes individual landlords, limited company, HMOs and multi-unit blocks, and those on the Property Plus product for homes with non-standard construction.

Craig McKinlay, new business director at Kensington Mortgages said: “These rate reductions and other product changes seek to provide borrowers and landlords increased flexibility and choice across our ranges.”

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