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Foundation Home Loans cuts buy-to-let rates

Foundation Home Loans has reduced rates across a range of five-year buy-to-let mortgage products.

The deals, which are offered to both individual landlords and limited company borrowers, are available within the lender’s ‘F1’ range, meaning they are for borrowers with an almost clean credit history.

Rates have been cut on three of the five-year buy-to-let mortgage products offered by Foundation Home Loans. 


Foundation’s 65% loan-to-value (LTV) product is now available at 3.24%, down from 3.39% to 3.24%, while at 75% LTV the rate has been cut from 3.59% to 3.49%. Both deals come with a 2% fee.

On its large loan, five-year 65% LTV buy-to-let product, which comes with a minimum loan size of £500,000, the rate is now being offered at 3.14%, down from 3.29%. 

The rate cuts follow on from the lender's return to offering 80% LTV products last month. 

Jeff Knight, director of marketing at Foundation, said: “These three specific five-year products were already some of our best sellers and we are very pleased to be able to reduce rates further in order to support the landlord community, particularly those who utilise limited companies in order to house their portfolio properties.

“We are seeing encouraging signs from the market, and as a lender we remain committed to helping as many landlords as possible to make the most of the opportunities that are currently available.”

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