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Another mortgage lender incentivises landlords to Go Green

Foundation Home Loans has launched its new ‘Green ABC+’ fixed rate products for both buy to let and owner occupied mortgages, with rates and cashback based on the property’s energy performance rating.  

It’s the latest of many lenders to try to incentivise landlords into improving the energy efficiency of homes to let.

For buy to let borrowers purchasing or remortgaging, FHL is offering a set of five year fixed rate options, starting at 3.14 per cent, available up to 75 per cent Loan To Value with a reduced product fee of 0.5 per cent and a cashback reward between £250 and £750. 


The exact figures are dependent on the EPC rating of the property.

“We will allow early remortgaging on these buy to let products and they are available to individuals and limited companies, and portfolio and non portfolio landlords” says the lender.

George Gee, commercial director at Foundation Home Loans, says: “We want to encourage and reward those homeowners and investors who make the conscious choice to buy energy-efficient properties or improve those which they currently own.

“Energy efficiency amongst UK housing stock is only likely to become more central to the government’s green agenda. 

“As one of the first specialist lenders to enter the ‘Green’ mortgage market, we remain committed to innovating ‘Green’ product options for both landlords and owner-occupier borrowers.

“Although the government regulations currently only affect properties in the private rental sector, our research shows there is a growing demand for ‘Green’ mortgage products amongst owner-occupiers too, and increasing demand from both groups for environmentally-friendly housing stock.”

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    BTL mortgages are available for around 1.65%. How is over 3% an incentive?


    Exactly what I thought Robert. Mine are all sub 2% at the moment, none of this green nonsense with any of them either!

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  • George Dawes

    While China continually pumps out noxious pollution

    Not exactly a level playing field is it ???


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