Buckinghamshire Building Society has entered the Limited Company Buy-to-Let market with the launch of a new, dedicated product range. 

It’s introducing four Limited Company BTL products:

Limited Company BTL – 5-year fixed rate of 5.49%, up to 80% LTV;

Limited Company Expat BTL – 3-year fixed rate of 6.09%, up to 75% LTV;

Limited Company Expat Holiday Let – 2-year discounted rate of 6.09%, up to 75% LTV;

Limited Company Holiday Let – 2-year fixed rate of 5.79%, up to 75% LTV.

There’s a flat product fee of £1,195.

Buckinghamshire also offers a 125% Interest Coverage Ratio for limited company applicants, providing greater flexibility for landlords seeking to optimise their cash flow.

But Buckinghamshire Building Society does not lend to portfolio landlords. Instead, the focus remains on providing tailored products for landlords seeking financing for individual properties.

Its existing standard product range includes Buy-to-Let, Expat, and Holiday Let options. 

A spokesperson says: “We’ve been carefully considering the launch of a limited company product range for some time, as we’ve observed a growing trend of landlords incorporating their portfolios in response to changes in tax regulations. This new range, which includes products for standard and expat buy-to-let as well as holiday let, allows us to provide focused support for these landlords while offering brokers a clear and compelling solution for their clients.”