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Michaela's
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Michaela Anaka
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No mention of higher interest payments means more losses for landlords as S24 80% can’t be claimed back. Losses are also not carried forward. The unfair way of SA landlord calculations are adding to landlords insolvencies. Imagine not being able to carry forward losses as they don’t show up on SA. So for example a landlord paying £1k mortgage hasn’t received any rent because tenant not paying can only claim £200 loss instead of £1k. Or a landlord paying £1k mortgage and collecting £900 rent. Can only claim £200 will pay tax on £700 when they actually made a £100 loss. How is that sustainable? Many of those landlords are being forced to sell up or get repossessed.
From:
Michaela Anaka
09 February 2024 07:31 AM
Well I wont be voting for Tory ever again. I honestly dont think labour could do anything worse. I wont be voting for them either! What a shambles Homelessness on the rise daily and all could have been avoided in many cases, like increasing the LHA to the 30th percentile. Scrapping S24 the biggest tax grab of all time. Incentivising landlords to invest in the PRS so there is choice for tenants not just massive blocks of unaffodable build to rent housing. As for the court system, an outdated antiquated adminsitration system that is plagued with delays.
From:
Michaela Anaka
22 October 2023 18:26 PM
Taxpayers money dwindling on legal fees and compensation as ambulance chasing legal firms hound tenants cold calling them asking about repairs and promising to sort things out for them and get huge sums in compensation which is usually swallowed by their fee. This should not be allowed the abuse of legal aid. There should be an improvement to the housing ombudsman service.
From:
Michaela Anaka
18 October 2023 07:12 AM
Most……. Private landlords have provided a service to this country that the Gov should have been providing……. Safe warm homes! Once Polly has destroyed the PRS and I refer particularly to PRS, small to medium portfolio landlords and not big corporates. Polly will move on to the Social housing sector and start campaigning for that, which in my opinion instead of desecrating the PRS that’s what she should have have been doing. Section 21 has helped many otherwise intentionally homeless tenants get housed. Thanks to Polly those dodgy tenants that desperate landlords used S21 for speed to evict, will now have to go through court hearings and evictions and the huge scale of bad tenants either ASB or rent arrears will be laid bare they will never be rehoused. Along with the tens of thousands of tenants who begged their landlords for s21 because they just couldn’t afford the rent and the s21 is virtually the only route into social housing these days . Prepare Britain for the worst homelessness on record. Sadly on a personal level we won’t be investing any more money in providing homes for people it’s a major headache. A private business run by great caring people in exchange for a pension been turned into living nightmare with S24 and too much regulation.
From:
Michaela Anaka
18 October 2023 07:05 AM
Im an agent in london been one for over 25 years never had a PRS ASB tenant until this year and surprise surprise its a council tenant as I work with the local authority, Most of the selective licensing proposed is in council estate areas because most of the ASB from my experience is those tenants living social housing or very deprived areas. The council have taken 12 months so far to evict this tenant and they are still there despite them attacking the neighbour upstairs and now on a ABH charge and causing damage and racist attacksm on cab drivers all have crime reports nothing has been done by the council. yet they want to licence landlords when they cant get their own house in order.
From:
Michaela Anaka
16 October 2023 15:05 PM
I manage over 100 properties, mould isnt an issue once it is dealt with, I agree it is a tenant phenomenon but nothing that good management skills cant tackle there is also the fact that owner occupiers get on top of maintenance faster than a tenant and landlord. As an agent I have comprehensive fact sheets I do a autumn inspection I provide the tenants with instructions and products and I work with tenants to ensure matters are always kept under control. Attitude and education are the key. Good management training for agents and landlords is essential and not just a online course. Rent arrears is another issue self managing landlords face which also down to management and negotiation techniques. Mould, damp and building issues are all managed with regular inspections and good building management
From:
Michaela Anaka
16 October 2023 14:59 PM
At the moment we need to be more worried about mortgage payers on variable rates and mortgage prisoners many are less than one pay day away from repossession.
From:
Michaela Anaka
22 August 2023 07:01 AM
For us landlords who are paying their full taxes and being hammered already the renters reform bill has other more pressing agenda. I have absolutely no sympathy for anyone who is not declaring their rental income. People who earn money from property should be paying tax like everyone else. This type of article only serves to demonise landlords further. Most landlords pay their taxes. Like everything in life you always get the few that don’t. And like everything in life if they get caught doing something else and it leads to a tax investigation they’ve only got themselves to blame. If you’re a landlord you have to do everything by the book. Compliance in everything it’s the only road to peace of mind! Lecture over.
From:
Michaela Anaka
18 July 2023 07:25 AM
Every one of our tenants with dimplex quantum hate them and complain of high bills.
From:
Michaela Anaka
17 May 2023 07:49 AM
This isn’t correct. It’s a 20% tax credit. The interest was deductible as an expense. Now it’s calculated in the profit figure and you can only deduct 20% of it Pushing landlords with high interest charges into higher tax brackets and charging them tax on an otherwise legitimate business expense. You honestly can’t make this up. Our tax bill hasn’t doubled it’s actually quadrupled under this S24.
From:
Michaela Anaka
11 May 2023 07:24 AM
What a travesty. Is this so the local authorities can continue to fine? England needs this urgently. There’s too many amateur landlords who haven’t a clue what they’re doing, have no training and yet offer housing and a service that has over a hundred pieces of legislation and so on and many don’t even use the correct tenancy agreements. If licensing of agents is required it should equally apply to landlords who are their own agent. Rent smart Wales has done a great job of weeding out bad landlords. England needs to do the same.
From:
Michaela Anaka
02 February 2021 09:31 AM
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