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Franklin I
Franklin I
Landlord
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Franklin I

From: Franklin I 15 April 2024 09:06 AM

Franklin I
As a LL, I must express my frustration with the recent statements from GenRen. Their critique of the Budget changes, particularly the reduction in CGT, seems to be based on a misunderstanding of the property market and the challenges LLs face. 1. Financial Realities: The role of a LL is not simply to provide housing; it's a business that requires substantial financial commitment and carries significant risk. The CGT reduction from 28% to 24% is a necessary adjustment that recognises the economic pressures on property owners. 2. Market Dynamics: The assertion that the Budget is a "giveaway to LLs" ignores the complex dynamics of the housing market. Encouraging property sales can alleviate the housing crisis by increasing the supply for FTB's, which is beneficial for the overall market. 3. Eviction Misconceptions: GenRen's claim that the CGT cut could lead to mass evictions is an oversimplification. Most LLs value stable, long-term tenancies and resort to eviction only when absolutely necessary. 4. Policy Balance: It's imperative to strike a balance in housing policy that supports both LLs and tenants. Simplistic critiques that don't take into account the full picture are unhelpful and divisive. 5. Exemptions for LLs: Additionally, I would advocate for exemptions in the CGT for landlords who have endured lengthy delays in possession orders, sometimes up to 18 months. This would provide some relief for those LLs who have been unable to regain control of their properties in a timely manner. In conclusion, GenRen’s stance appears totally disconnected from the practical realities of the housing market. It’s essential to recognise that LLs are not just key contributors but also pivotal in maintaining a healthy, functioning rental sector. Policies need to be formulated with a pragmatic approach that supports the sustainability of LLs’ businesses while also considering the needs of renters. Without this balance, the rental sector’s stability is at risk!

From: Franklin I 07 March 2024 11:42 AM

Franklin I

From: Franklin I 12 January 2024 10:48 AM

Franklin I
"I'm sorry to hear about your situation, Shane. It sounds like you've been dealing with a lot of stress and frustration trying to evict your tenants. Unfortunately, the process of eviction can be complicated and time-consuming, especially if the tenants refuse to leave or the council intervenes. As you mentioned, the Highland Council has advised your tenants to stay put as they have nowhere else to go, which can make it difficult for you to sell the property or find new tenants. The First-tier Tribunal for Scotland (Housing and Property Chamber) in Glasgow has also rejected your claims twice, which can be discouraging and costly. It is important to note that the property laws for sales, HMOs, and tenants in Scotland are different from the rest of the UK. For example, the Private Residential Tenancy (PRT) is the standard tenancy agreement in Scotland, which replaced the previous assured and short assured tenancies. The PRT has different rules and regulations compared to the tenancy agreements in England, Wales, and Northern Ireland. Similarly, the rules and regulations for HMOs in Scotland are different from those in other parts of the UK. For instance, an HMO in Scotland is defined as a home shared by three or more people who are members of three or more families, and it must meet certain standards. The regulations also provide that where a dwelling is an HMO, the non-resident owner will be liable for council tax. If you're considering reducing your portfolio or getting out of the game altogether, I won't blame you, as you're not alone. You may also want to consider joining a landlord association or a support group to connect with other landlords who have faced similar challenges and share their experiences and advice.

From: Franklin I 09 January 2024 18:18 PM

Franklin I

From: Franklin I 18 December 2023 10:41 AM

Franklin I
I would like to express my deep concerns regarding Labour's proposed confiscation measures in conjunction with the Renter's Reform Bill. These measures place increased responsibilities and liabilities on landlords, even for errors made by tenants. It is crucial to recognise the need for a tenant's licensing scheme and training accreditation to ensure a fair and balanced approach. 1. LLs Burden: The proposed measures impose additional responsibilities and financial penalties on LLs, making them accountable for errors made by tenants. This places an unfair burden on landlords while neglecting the importance of tenant accountability. 2. Tenant's Licensing Scheme: Introducing a tenant's licensing scheme would provide a mechanism to hold tenants accountable for their actions. Such a scheme would ensure that tenants are aware of their responsibilities and adhere to regulations, mitigating potential issues and reducing the disproportionate burden on LLs. 3. Training Accreditation for Tenants: Providing training and accreditation programs for tenants would empower them with the knowledge and skills necessary to be responsible occupants. This would foster a greater sense of accountability and enable an independent body to identify cases where the cause of a problem lies with the tenant rather than the LL. 4. Fair and Balanced Approach: Imposing legislations, regulations, and financial penalties solely on LLs while neglecting tenant responsibility is an imbalanced approach. It is essential to recognise that both landlords and tenants play integral roles in maintaining a harmonious rental market. By implementing a tenant's licensing scheme and training accreditation, we can create a framework that promotes fairness, transparency, accountability, and effective dispute resolution. Such measures would ensure that responsibilities and liabilities are appropriately distributed between LLs and tenants, fostering a more equitable rental market. I encourage all LLs to consider the importance of tenant accountability and consider the need for a tenant's licensing scheme and training accreditation, that will offer a better protection for all LLs.

From: Franklin I 17 November 2023 09:01 AM

Franklin I
I've listed some of the key points in this article, from 1 to 12; 1. The UK government has introduced the Renters (Reform) Bill to Parliament on May 17, 2023. 2. The bill aims to bring in a better deal for renters by abolishing 'no fault' evictions and reforming landlord possession grounds. 3. The bill will improve the system for both the 11 million private renters and 2.3 million landlords in England. 4. The bill will introduce more comprehensive possession grounds so landlords can still recover their property (including where they wish to sell their property or move in close family) and make it easier to repossess properties where tenants are at fault, for example in cases of anti-social behaviour and repeat rent arrears. 5. The bill will legislate for reforms set out in the PRS white paper published in June 2022. 6. The bill will make it easier to repossess properties where tenants are at fault, for example in cases of anti-social behaviour and repeat rent arrears. 7. The bill will create a new register of PRS landlords and property portal to improve data on the PRS and drive up standards across the sector. 8. The bill will establish an Ombudsman for the PRS to help tenants and landlords to resolve disputes. 9. The bill will end the system of assured shorthold tenancies. 10. The bill will ban no-fault evictions by repealing section 21 of the Housing Act 1988. 11. Councils will have the power to fine landlords up to £30,000 for breaking the law and will be able to issue rent repayment orders for up to 12 months of rent. 12. The bill will also introduce a new minimum standard for rental properties, including requirements for electrical safety checks, smoke and carbon monoxide alarms, and minimum energy efficiency standards. The problems I have with this bill are as follows; Local authorities already have a poor track record in managing properties owned by PRS landlords. I experienced this first hand when I complained about a previous tenant causing damp and mould in my property. Despite reporting the issue well in advance to the housing, environmental, and Private Sector Leasing (PSL) departments, none of them were supportive or willing to investigate, even with an official damp report. In short, they actually didn't care. Additionally, when trying to evict a council tenant, the council advises the tenants to wait for a possession order after the 2 months notice to quit has expired, which can cost over £1,000 and take more than six months to obtain access to the property. Considering recent incidents, like Awaab Ishak's tragic death involving Rochdale Boroughwide Housing, it's concerning that local councils will now be responsible for fining landlords when they themselves are often responsible for mismanaging properties provided to them under 10 year leases from PRS landlords. It's crucial to carefully evaluate this bill and address existing challenges before implementing new regulations or transferring responsibilities. We need to ensure the protection of both tenants and landlords while consistently maintaining housing standards. I will conclude this message, by stating that many LL's are on standby in regards to the final decision on the 'Renter's reform bill.' Once the final bill has been implemented, I will predict that landlord property sales will have a spike of 30% to 50% in LL's exiting the BTL market. My advise to the government, is "The council should exercise caution when dealing with PRS LL's, as the departure of a LL from the PRS market may lead their tenANts to construct temporary homes by subtracting the fourth and fifth letters ('A' and 'N') from the word 'tenANts,' resulting in 'tents'⛺." I can visualise this, more than the bill itself!

From: Franklin I 15 November 2023 14:02 PM

Franklin I
The provided information pertains to a newly launched guidance document called "Best Practice Guide 10: Electrical safety standards in the private rented sector." This guide aims to ensure clarity and consistency in reporting electrical safety checks for private rentals. It covers various aspects such as required inspection and testing, producing detailed reports, defining the extent and limitations of electrical safety checks, and providing information for landlords, tenants, and electricians on what to expect during the check. The guide is part of a series of best practice guides produced by charity Electrical Safety First and industry bodies. **Breakdown:** 1. Introduction: The document is titled "Best Practice Guide 10: Electrical safety standards in the private rented sector." 2. Purpose: The guide aims to provide clarity and consistency in reporting electrical safety checks. 3. Inspection and Testing: It covers the requirements for inspection and testing procedures. 4. Detailed Reports: The guide provides instructions on how to produce comprehensive and detailed reports. 5. Scope and Limitations: It offers guidance on defining the extent and limitations of electrical safety checks. 6. Target Audience: The guide is designed to cater to the needs of landlords, tenants, and electricians. 7. Expectations: It outlines what landlords, tenants, and electricians should expect during the electrical safety check. 8. Preparation: The guide provides information on how to prepare for an electrical safety check. 9. Series of Guides: It is part of a series of best practice guides created by the charity Electrical Safety First and industry bodies. 10. Overall Objective: The guide aims to ensure thorough electrical safety checks in private rentals and facilitate the reporting of any identified defects.

From: Franklin I 02 November 2023 07:20 AM

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From: Franklin I 26 October 2023 22:08 PM

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From: Franklin I 26 October 2023 22:07 PM

Franklin I
Urgent Concerns for Landlords: Taking Action to Safeguard our Future These are undoubtedly troubling times for all of us. If we choose to remain passive, we risk becoming vulnerable and facing significant challenges that could severely impact our livelihoods. It feels as though we are sitting ducks or lambs to the slaughter, unless we take action to navigate through these turbulent waters. The solicitor has brought to our attention a disconcerting reality: the average yearly rent in the UK is estimated to be around £18,000 to £22,000 per annum. However, with the Reform Bill looming over us, the consequences for landlords could be severe, including fines of up to £30,000. It is crucial that we recognise the potential implications and act accordingly. The introduction of Section 24 and the government's prevention of current LLs from booking possession order dates have further compounded our concerns. Additionally, the impending implementation of new EPC ratings in 2025, with a specific focus on achieving a C rating, along with new regulations and legislations, and the interest rates reaching 10%, all contribute to a sense of impending disaster. It is akin to boarding the Titanic, knowing full well its tragic fate, yet still deciding to embark on the journey. Similar to the events that unfolded in June 2023, when five individuals tragically lost their lives during the Titanic submersible expedition, we cannot ignore the signs that point to a potential disaster. It is crucial that we take this analogy to heart and acknowledge the urgency of the situation. In light of these challenges, I urge you to approach this predicament as if it were a game of Monopoly, where we must strategically make use of all available resources, including our "get out of jail free" card. We must come together and proactively explore every possible avenue to safeguard our investments and ensure our long-term sustainability. This is why I was calling for a "Tenant's licensing scheme." Let us engage in open dialogue, share information, and collaborate with relevant stakeholders. By staying informed and taking decisive action, we can navigate through these treacherous waters and protect our interests. Just as the survivors of the Titanic tragedy emerged stronger and more resilient, we too can overcome these challenges if we stand united. I implore you to join me in rising to this occasion. Together, we can weather this storm and emerge as stronger, more secure landlords, ready to face whatever lies ahead. Go to change.org and sign the petition entitled "Petition for Equitable Rights for Tenants and Landlords." It's better to do something than nothing at all.

From: Franklin I 26 October 2023 07:52 AM

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From: Franklin I 10 September 2023 22:15 PM

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From: Franklin I 05 September 2023 12:47 PM

Franklin I
I wrote to my local MP, Janet Darby, in regards to my concerns pertaining to the effects/impact the 'Renter's Reform bill,' will have on LL's. I was provided with a "Response," letter attached to the email, along with a link at dot gov UK. "Guide to the Renters (Reform) Bill," was the link also provided in the attached letter from RACHEL MACLEAN MP Minister of State for Housing and Planning. The following letter read as follows: Dear Janet, 31st August 2023. Thank you for your email to the Rt Hon Michael Gove MP on behalf of your constituent, Mr Franklin I, regarding the Renters (Reform) Bill and tenant licencing. I am replying as the Minister responsible for this policy area. I am very sorry to hear of the challenges Mr Franklin I, has faced with his tenant. I would like to assure him that we recognise the vital role that good landlords play in providing homes for millions of people across the country. We know that the overwhelming majority of landlords provide a good service, and that they both care for their properties and care about the tenants who occupy them. As you are aware, on 17 May, the Renters (Reform) Bill was introduced to Parliament. The Bill delivers the government’s manifesto commitment to abolish section 21 “no fault” evictions. It will help ensure tenants, including many families with children, can rent decent, secure homes from which they can put down roots in their communities, take up jobs, and build stable lives. It will also bolster the ability of good landlords to evict problematic tenants, and, in many cases, it will be quicker for a landlord to evict a tenant than it is now. A guide to the Bill can be found here: "dot gov dot uk/guidance/guide-to-the-renters-reform-bill." Mr Franklin I, raised a proposal to introduce tenant licensing. While the government does not currently plan to introduce tenant licensing, we are committed to making sure all parties are aware of their rights and responsibilities. The government is currently conducting a review of the available guidance to tenants and landlords to ensure that each group is aware of their rights and can also fulfil their responsibilities. We are planning a communications campaign to raise awareness of the Renters (Reform) Bill and the changes that will come out of that, the campaign will direct people to guidance which is relevant to them. We regularly meet with charities such as Shelter, Citizen’s Advice and other tenant organisations as well as landlord and agent bodies such as NRLA and ARLA. We have good relationships with key stakeholders and actively seek out their views. We are planning some user research on our guidance to ensure it works for landlords and tenants. The government will also require all tenants and landlords to have a written statement setting out details such as the tenancy start date, rent level, landlord address and basic rights and responsibilities of both parties. A written statement will provide tenants and landlords with a clear summary of their rights and responsibilities, while retaining their right to agree and adapt terms to meet their needs. We will allow time for a smooth transition to the new system, supporting tenants, landlords and agents to adjust, while making sure that tenants can benefit from the new system as soon as reasonably possible. Again, while the government wants to see more people buying their own homes, I fully recognise that private rented properties are a crucial part of a properly functioning property system, and I thank Mr Franklin I, for taking the time to write in and lay out his concerns. Thank you again for your email. Yours sincerely, RACHEL MACLEAN MP Minister of State for Housing and Planning. Please feel free to share your comments.....

From: Franklin I 04 September 2023 10:36 AM

Franklin I

From: Franklin I 12 July 2023 21:02 PM

Franklin I
I would appreciate, if the 'Renter's reform bill,' was rebranded as the 'Landlord's and Tenant's reform bill.' That would be more appropriate. This bill is just another exclusion for LL's. UC doesn't have a dedicated number, email address or support network for LL's, but it has all of that plus more for the tenants. The same also applies to all local councils within the UK, pertaining to damp. If you want to complain about a tenant who is causing mould, damp and condensation, you have no one to contact, but if it's the tenant complaining, then the email address will be disrepair@yourlocalcouncil.gov.uk, dedicated email address/phone numbers for tenant's only! For example, a tenant on UC, has a work coach. I had a tenant that was 2 months in rent arrears, and the tenant blocked my application that was initially successful and approved for 'ADRP,' aka Apply for Direct Rent Payment for LL's. When S21 notice was served on May 23rd, 2023, the rent due on May the 28th wasn't paid. The tenant told UC that I'm lying, and no rent is owed, because tenant has vacated. This message, is relayed across the message board in UC and flagged up to protect the tenant for all staff members to see. (No cross reference with LL to verify, and I was locked out due to data protection, because the address I gave of tenant didn't match their records). Meanwhile, the tenant was still residing at my property address that didn't match UC's records until June 29th, rent free, leaving the property in a poor state, with large items to dispose of. The case manager that was meant to call me didn't call to date. The email address I was provided with by UC, didn't respond to any of my emails that clearly showed the tenant was still residing at the property with video evidence of the school runs to and throw, bin collections, take away deliveries and parcel deliveries etc. I had to do my own research and contact someone high in a senior position at DWP, by the name of Mr. Kam Patel, who is responsible for the Essex and South East London region. When I sent an email on June 23rd with all the evidence , he was out of office until June 26th. On June 26th, I received my first ever form of communication from DWP/UC. Mr. Kam Patel marked my case as urgent and forwarded my case to UC, advising that someone from UC will contact me. By June 28th, 2023 the tenant was packing and on June 29th, 2023 the tenant officially vacated and left keys before the S21 notice expiry date of 28th July 2023. UC have not contacted me to date, to discuss loss of rent, and they never will, but they want LL's to abide by their rules without giving us any assurances whatsoever . I'd like to apply for special exemptions from UC tenant's under these circumstances. The 'Renter's reform bill,' should include compulsory tenant's insurance as standard, along with pet's insurance. Tenant's should undergo a 'fit and proper persons test like landlords, and they should have their own Tenant's Licensing, just as we do!

From: Franklin I 06 July 2023 05:26 AM

Franklin I
If the average property were to increase by 25% in the UK, I'm sure that most LL's would take the opportunity to sell up! In the event that this were to happen, I'm sure that the government would try to increase the CGT from 28% to 38% to deter LL's from selling, just to squeeze more out of us, before we exile. The whole system is discriminatory to LL's. 1) The Tenant’s Fee Act 2019, was indirectly caused by estate agents, but it was the LL's who had to compensate the tenant's. 2) The wording for the replacement of S21, known as the 'Renter's reform bill' is more like a bill of victory in support of Tenant's rights, without taking into account LL's right. For example, naming it the 'Landlord's and Tenant’s reform bill' would've been more appropriate, but it appears that this bill is an attack on LL's in support of tenants. As Landlord's, we have to provide the following before a tenancy commences/renews; 1. How To Rent Guide 2. Energy Performance Certificate 3. Landlord's Gas Safety Inspection Report 4. Deposit Protection Certificate & Prescribed Info 5. Landlord's Licensing (If applicable) 6. General Data Protection Regulation (GDPR) Letter/Notice 7. Tenancy Agreement/Addendum to Add Clauses 8. EICR Report As for the tenants, they just turn up! I'm calling for some sort of "Tenant’s Licensing," to be made mandatory and statutory. Within this Licensing for Tenant’s, a Renter's insurance will be compulsory and all Tenant’s would have to provide their LL's with a certificate of insurance before tenancy commences/renews. Secondly, tenants would have to undergo a course, that indicates they fully understand the terms and conditions of their tenancy agreement, they fully understand the procedures/consequences in non-payment of rent, reporting repairs, damp, mould and condensation etc. In addition to this, the tenant's would also take shared responsibility in providing LL's with the renewals of their "Right to rent checks," for the duration of their tenancy! A lot of work needs to be done, as it will be against the law for LL's to discriminate against tenant's on UC, but the system implemented by UC, clearly discriminates against LL's. In fact, if a LL decides that they don't want to take on tenant's with UC, it's more likely, that they just don't want the unnecessary hassle of dealing with UC, regarding non-payment disputes whilst tenant's are still residing in property, only to be told that this is a civil matter, when you've got conclusive evidence of BENEFIT FRAUD!

From: Franklin I 20 June 2023 10:12 AM

Franklin I
Before Council’s want to understand the LL's problems, they need to learn how to address their own problems, first and foremost. As landlord's, we have to provide the following before letting; 1. How To Rent Guide (Updated version) 2. Energy Performance Certificate (Rated C by 2025/2028 if tenant is existing) 3. Landlord's Gas Safety Inspection Report (If applicable) 4. Deposit Protection Certificate & Prescribed Info 5. Landlord's Licensing (If applicable) 6. General Data Protection Regulation (GDPR) Letter/Notice 7. Tenancy Agreement/Addendum to Add Clauses 8. EICR Report 9. Right to rent Failure to implement any of the above, can result in heavy fines. If a tenant decides to create a problem within the property, concerning damp, mould or condensation, it's not hard for a tenant to incriminate the LL even though the LL has proof of evidence to show works carried out. If a tenant decides to not use a dehumidifier provided or ventilate the property as recommended in the guidelines by the LL, it's the LL's who will be liable snd not the Council. In my case, I was advising the council to please come an inspect the property, as new windows have been installed, the damp, mould and condensation specialist have completed their work. I wanted them to log and identify the problem that all the tradespeople could see, was that of the tenant and not the LL. The council were simply not interested. The child in the property is asthmatic and the mother is uncooperative. No damp was ever identified on the previous tenants, going back 10 years. The council worker just cut me off and said I've got to go. The point I'm making here, is that we have to be assessed and it should be mandatory and statutory, that a tenant agrees to at least 2 mid-term inspections per annum, a tenant can not commence an AST Agreement without tenants insurance, a tenant must provide the LL with the governments guide on damp, mould and condensation and they should do a course on how to be a good tenant, rather than just turn up to collect keys, talking about they know their rights when they actually know nothing! APOLOGIES FOR THE LONG MESSAGE

From: Franklin I 06 June 2023 12:47 PM

Franklin I
As landlord's, it is compulsory for us to provide tenant's with the following; 1) How to rent guide 2) Landlord's gas safety certificate 3) Energy Performance Certificate 4) Deposit Protection Certificate and Prescribed information 5) Landlord's Licensing (If applicable) 6) General Data Protection Regulation (GDPR) Letter/Notice 7) Tenancy Agreement/Addendum to add clauses 8) EICR Report 9) ICO membership registration In reference to all of the above, failure to implement any of the above can result in hefty fines. I thing it should be compulsory for all tenants to provide a copy of their insurance before commencement of any AST agreement and upon renewal of tenancy. My reason for this, is that if you have a furnished dwelling and an inventory checkout is conducted, any damages to the property/furnishings may not be covered by the deposit. Therefore, the tenant should cover any losses/damages from their insurance, based on the reports from the inventory check-out, mid-term inspection and deposit protection tribunal outcome. In addition to this, a mid-term inspection must be compulsory during the tenancy period, with a minimum of 2 inspection per annum, in order to validate any insurance claims. Lastly, all tenants should provide the landlords by law, with a copy of the guidelines recently published by the House of Commons, on how to deal with damp and mouldy housing, as in the link below; Helping tenants with damp and mouldy housing (England) (parliament.uk) This will create a level playing field and transparency on both sides of the fence, when the issue's surrounding mould gets out of control!

From: Franklin I 18 May 2023 07:25 AM

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From: Franklin I 05 October 2022 08:09 AM

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From: Franklin I 24 September 2022 11:50 AM

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From: Franklin I 28 July 2021 17:33 PM

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From: Franklin I 03 March 2021 14:56 PM

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From: Franklin I 24 February 2021 06:18 AM

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