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Luke Aaron

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There’s also the part, “If they are in a position to pay off the money they owe through proper budgeting or selling things, then a Breathing Space *may* not be deemed the right solution for them.” Although I suppose this will be abused either way…if they can’t *fully* pay off the debt then they won’t make them try to sell things, but even if they could pay it off, it’ll be deemed ‘not the right solution for them’ (because losing your unnecessarily large flatscreen telly you can ill-afford would also make them sad)…

From: Luke Aaron 19 January 2021 20:47 PM

The bigger problem is the inability to evict, rather than chasing the guarantor for what has already been accrued.

From: Luke Aaron 19 January 2021 00:56 AM

Because, Laura B, Tenant Fees Act precludes any requirement to either pay anything or even enter into a third-party contract as part of the granting/maintaining a tenancy agreement. You can only take one week holding deposit (fraught with problems/requirements), a maximum of five weeks rent deposit (must be protected) any rent when it’s due, and ‘reasonable’ costs for specified instances/occurrences.

From: Luke Aaron 19 January 2021 00:54 AM

I doubt you’ll be allowed to ask as it’s deemed ‘medical’ and privileged information. Insurance (as far as Govt. are concerned) are exempt from this, unsurprisingly…

From: Luke Aaron 18 January 2021 18:08 PM

No, Tricia…it’s specifically excluded from the Scheme. As are Court fines, Council tax etc.

From: Luke Aaron 18 January 2021 18:05 PM

Unless the guarantor has one of these orders (rather than the tenant)...although you’d still be able to evict in that case. Home owning/working guarantors aren’t immune from mental health problems.

From: Luke Aaron 18 January 2021 16:27 PM

Does anyone know if S.8 Notices will be completely excluded during a Scheme order or just for Ground 8?

From: Luke Aaron 18 January 2021 15:18 PM

In answer to Lia Jordan about what next, it’ll take a little more time, but I believe that guarantors will become part of a a ban. I’ve been taking them since 2007 and they’ve worked wonders, but as almost all tenants, at least where I live/operate (I have volume), end up owing rents arrears or damages, the guarantor ends up paying…because I’ve mastered the Courts. They then don’t want to guarantor for them again and eventually these tenants will have no choice but to become the LAs problem. Then you have the likes of the TDS deposit scheme pushing for an in-house, mandatory, binding conciliation service (which also comes with an imbalance that if the LL breaks the terms is prevented from evicting for SIX MONTHS, but if the tenant breaks the terms then the LL is ‘awarded’ a ‘fast-track’ through the Courts…hmm), when LLs get their fingers burned and virtually everyone has switched over to the guarantor model, the TDS will play up that their new revenue stream has gone, the Govt. won’t like the idea we’ve ‘gotten around’ them being the adjudicators on every single matter (they’re hardly going to side with LLs when that means the tenant becomes their problem) and so will take tenancies outside of normal contract law…it’s not like the housing industry doesn’t already fall outside other norms such as tax with S.24…!

From: Luke Aaron 10 January 2021 12:54 PM

In the space of 10 months it has been normalised to shut down businesses on a whim, enforce lockdowns & curfews, to ban criticism of all government policy & to ban the US President from all social media platforms. This is hardly what you would call normal behaviour, but there seems to be plenty of people out there especially on the left that seem to think all this is perfectly acceptable..

From: Luke Aaron 10 January 2021 03:12 AM

I’ve never understood the motivation to tolerate/encourage/accept any of the indigenous population as long-term unemployed (whilst simultaneously bringing in labour from outside). These people don’t often vote, so that can’t be the worry...?

From: Luke Aaron 09 January 2021 19:27 PM

Further to that, and expanding on my opening comment, when Covid is out of the way, so many areas of life will be a mess and require Govt. focus. We will have the ban extended yet again, as the ‘easy’ option, until they have the time/will to deal with the problem that will continue to mount, making dealing with it ever more difficult.

From: Luke Aaron 09 January 2021 19:18 PM

What was Paul removed for?

From: Luke Aaron 08 January 2021 21:01 PM

Then where is the incentive for them to ever change? I think a Reform UK will be our only hope now. At least give them a shot…

From: Luke Aaron 08 January 2021 17:15 PM

Govt. are backing themselves into a corner they’ll never be able to get out of...!

From: Luke Aaron 08 January 2021 13:35 PM

LLs will just turn a tenant down on a ‘legitimate’ reason. You will never be able to legislate that LLs take somebody without choice (if you tried, they’d simply pack up).

From: Luke Aaron 16 December 2020 12:35 PM

Would you expect a tenant to reach out to a landlord that was, say, hospitalised or struggling for money? It could quite conceivably be the case that the tenant is the financially ‘better off party’ (not that that should matter in either direction). I’m just curious as to your thought-process and why it’s seemingly only one way.

From: Luke Aaron 15 December 2020 21:36 PM

Perhaps tenants having/paying for their own insurance should become part of legislation. If they miss rent, for whatever reason, and the insurance company increases the tenants premium, then it’s on them and nought to do with the LL. it would also sharpen tenants focus for the future.

From: Luke Aaron 10 December 2020 09:31 AM

Literally no different to the homeless sitting down to dine in a restaurant, then refusing (out of necessity) to pay.

From: Luke Aaron 02 November 2020 16:16 PM

Ironically, many of the underclass take student loans (knowing they're unlikely to ever earn enough to repay it) for mickey mouse courses.

From: Luke Aaron 02 November 2020 15:59 PM

Landlords existence is not a constant. The can (and will) choose to exit if it’s too expensive/hard work…

From: Luke Aaron 30 October 2020 10:06 AM

Rent controls a route to no PRS.

From: Luke Aaron 30 October 2020 10:03 AM

Politics. Of. Envy.

From: Luke Aaron 08 October 2020 19:42 PM

English Housing Survey (that the MHCLG also cite in their own research) states 3.9 years as average according to the most recent figures I can find. This is widely known and accepted to be correct.

From: Luke Aaron 08 October 2020 11:14 AM

He's a 'serial failure' because the system is not in the slightest bit fair. It favours the two big parties and relies on them to enact any kind of change. He's also one of the best all-round politicians in the past century, being very quick-thinking, media-savvy, knows his history, has outstanding oratory skills as well as tenacity and the ability to speak to the common man. His ideals are very fair-minded and I don't think we can do much worse than him to be honest. There's not a lot wrong with Trump's actions either underneath the whole 'two fingers up to the media's "usual" way of doing business'. Who would you suggest as an alternative, because it certainly ain't more of the same or the loonies in Labour.

From: Luke Aaron 07 October 2020 16:15 PM

So I guess we vote Farage and hopefully get something resembling traditional conservatism…

From: Luke Aaron 07 October 2020 11:46 AM

Unless BCC are willing to act as full and unlimited guarantor, they haven’t a chance in hell.

From: Luke Aaron 07 October 2020 11:00 AM

So the Guild of Lettings Management are hosting a similar webinar on 10th if anyone wants to check that out.

From: Luke Aaron 04 September 2020 07:49 AM

Pays whom? FixFlo? It is their webinar, not the NRLA’s. If you are an NRLA member, you may seriously want to reconsider for it is primarily a business that will only ever do what is best for their directors/shareholders, rather than what’s right for LLs. A few online forms and access to an advice line is far too tempting for most, though.

From: Luke Aaron 03 September 2020 16:43 PM

Truthfully they don’t give a toss about any gaps in your knowledge or otherwise…it’s just one big sales-pitch. I’ll let you know what’s said, if you like? It’ll just be DS waffling on explaining pretty much what we already know and to say even *he* doesn’t know what we don’t know.

From: Luke Aaron 03 September 2020 16:21 PM

FixFlo is only really of any use to agents.

From: Luke Aaron 03 September 2020 15:59 PM

From: Luke Aaron 03 September 2020 11:19 AM

Echis, I am one of the largest private property providers to benefit tenants. Almost all make a conscious decision not to pay rent. Every Christmas I watch them spend more than I do, more than is normal on their b*stard kids instead of keeping a roof over their heads. You know not of what you speak, but rather hope/assume (incorrectly) people are innocently desperate…a great, great many are simply scumbags.

From: Luke Aaron 28 August 2020 21:43 PM

‘Impartial’ has also got to be a contender for an award too…!

From: Luke Aaron 27 August 2020 10:52 AM

Some of those (long-term) homeless were swept away in emergency measures and their reappearance on our streets has nothing to do with landlords. Further, the inability to repay a loan, should not therefore mean the financial burden rests on the landlord. It needs to be the tenants (for it is theirs ultimately theirs anyway). At least that way Govt. May be forced to act to help those most in need and now with a loan around their neck…mind you, almost all landlords have a far greater loan around their necks anyway, called a mortgage.

From: Luke Aaron 25 August 2020 11:00 AM

In anticipation Leon, I started raising all mine annually (after barely touching them for decades) four years ago.

From: Luke Aaron 19 August 2020 16:06 PM

In your analogy, the earthquake should be nationwide…no safer back home than remaining in central London. Secondly, an outside event (earthquake or virus) does not and is not affecting the property’s ability to fulfil the contract, so no force majeure.

From: Luke Aaron 23 June 2020 10:03 AM

The act of leaving is not the problem, but the contract still needs paying. Try not using your mobile phone for a month because you were in hospital, incapacitated and then after you were discharged fancied a change of network…do you think Vodafone will let you off the remainder of the 24mo contract that you’re only half way through? There’s no reason students can’t get a job or become an NHS volunteer and remain in their rented student property (most students don’t return home following their studies anyway). And what about the LL that has one or two tenants in, say, a six-bed property where the other students have indeed gone gone but they choose to stay? What the bleedin he’ll do you expect should happen then?

From: Luke Aaron 23 June 2020 10:00 AM

Indeed, I was referring to Ray.

From: Luke Aaron 09 June 2020 14:33 PM

You are a dangerous fool.

From: Luke Aaron 09 June 2020 08:44 AM

The only other industry I know of is water. Owing to its necessity for life and a basic human right, they are not able to suspend supply even in the event of a debt. HOWEVER, owing to this (almost) unique situation, other legislation was enacted to aid the water companies to get paid, such as making it the LL’s responsibility to inform them of the bill payer responsible.

From: Luke Aaron 08 June 2020 10:11 AM

They’d also feel more secure if they could simply walk out of the supermarket without paying, but with no ability of the supermarket to prevent them returning next week. Only after the summer can the supermarket make any moves to even *start* the possibility of getting (very slowly) paid any grocery debt…even then, without the shopper’s cooperation, they’ve no real hope of ever getting the money, just to have them prevented from shopping in that particular store after many months -likely over a year- at best, before they move to a different supermarket. Oh, and if during their time of effective shoplifting they picked up an item a day or two out-of-date, or they were not *offered* a third item as part of a ‘buy 2 get the third free’ offer when already basketing two (even though they’re not technically *buying* anything), then not only do you have to allow ALL the previously taken groceries to go for free, you must pay the ‘customer’ compensation and possibly allow them to continue to shop in store, unhindered, for as long as *they* choose…

From: Luke Aaron 08 June 2020 09:45 AM

Incidentally, the LRU are calling for people to break the law and should be shut down.

From: Luke Aaron 01 June 2020 12:23 PM

I have a theory about reduced resources and the ‘normal’ way of focussing depleted funds/manpower on the biggest, most serious crime, such as murder. It affects so few people, so little if the time, perhaps, instead of ignoring ‘lesser‘ crimes such as burglary, we should target everything *but* the most serious crimes (that affect more of the people, more of the time). Obviously, in a perfect-world, we‘d tackle both, but we’re starting from a point of some things having to give. Not only would satisfaction rates increase massively, but it would likely have the knock-on effect of cutting down the more serious crimes through either escalation, recklessness or extended opportunity. The petty criminal doesn’t continue to increase either his frequency or bravery into more serious offences, the burglar isn’t able to end up wrangling with the homeowner, accidentally, but recklessly, killing them and everyone knows these ‘lesser’ offences don’t go uninvestigated, so aren’t tempted to go further than they planned.

From: Luke Aaron 01 June 2020 10:40 AM

I take the same view as David. All of his comments are both accurate and fair. Why is it expected, or even assumed a landlord has to joint this (Londoon-centric) community spiritedness? Four walls/roof in exchange for payment. No tea and biscuits, just that at its most simplest.

From: Luke Aaron 01 June 2020 10:28 AM

If I were operating in London, I would be serving notice immediately (even with the temporary notice period extension) and they’d be out on their ear the moment I could get into a Court. They’re holding you to ransom anyway, so just a case of disposing of them as quickly as possible. They always view it as the haves and have nots. Why should a landlord stomach any of this? Simply because, in a tenant’s view, they ‘have’ more? They might have 95% borrowing on the property, so in all reality have far less than some tenants! Why not call for a loan, tenants? Perhaps on similar terms as the BBL ones?? Oh yeah…that’s because you don’t actually wanna pay at all.

From: Luke Aaron 01 June 2020 10:00 AM

It's very simple, and there doesn’t need to be any evictions…pay the rent arrears of the miscreants and they can stay until they again abuse the contract they signed and agreed to. You can get the first £20,000,000 from Shelter as they’re mad-keen to stop evictions.

From: Luke Aaron 01 June 2020 09:54 AM

Protect them by giving them, ideally, loans, but *not* by making that protection at landlords’ expense!!

From: Luke Aaron 01 June 2020 09:51 AM

See Robert Brown’s comment above for an indication…

From: Luke Aaron 26 May 2020 14:31 PM

From: Luke Aaron 26 May 2020 11:43 AM

Be specific about force majeure in this example a tenant choosing to go home isn’t it.

From: Luke Aaron 26 May 2020 11:42 AM

In what sense is it frustrated? If the tenant chose to go home, that does not constitute contractual frustration.

From: Luke Aaron 26 May 2020 11:40 AM

…and Council tax on empty properties, unable to be let during the virus, that those landlords also own…

From: Luke Aaron 26 May 2020 11:34 AM

Indeed. Everything’s interconnected. If you’re going to let tenants off rent, others in the economic chain will also need to be let off other financial obligations. We all pay taxes for Govt. to redistribute/use as is necessary, which includes during times of national/global emergency. Landlords should not need to pay for the pandemic.

From: Luke Aaron 15 April 2020 13:47 PM

Why does LAT keep giving these stories airtime?

From: Luke Aaron 15 April 2020 13:44 PM

How about the tenants join together to save the landlords, who provide their housing year-round, during these unprecedented times. Wait until all of this is over and there’s community-spirited ‘support your local butcher/baker/cafe’…landlords will be ignored as part-of-the-furniture. Furniture to be abused.

From: Luke Aaron 24 March 2020 10:49 AM

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