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T L

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Just visited the Gov.uk website and according to Section 3.13 of the Debt Respite Scheme it states the following: 3.13 Ongoing liabilities during a standard breathing space Certain debts are considered ‘ongoing liabilities’ during a standard breathing space. The debtor needs to keep paying these if they can. If they don’t, the debt adviser might cancel the standard breathing space. An ongoing liability is any payment the debtor has to pay during a standard breathing space for: a mortgage secured against the debtor’s primary residence (this does not include arrears accrued up to the start of the breathing space) a lease or rental agreement for the debtor’s primary residence (this does not include arrears of rent for the property accrued up to the start of the breathing space) an insurance agreement any taxes, duties and national insurance contributions any local taxes or rates for local authorities water, sewerage, electricity, gas, heating oil or solid fuel bills Any other debts or bills (secured or unsecured) that fall due during a standard breathing space are not ongoing liabilities.

From: T L 19 January 2021 19:08 PM

Appreciate all your feedback however I would still base my decision on satisfactory credit and references checks from employers and previous LLs rather than blanket discrimination.

From: T L 08 September 2020 19:22 PM

@ David Chrisp - what’s your issue with single mothers? What about single fathers? If anything they are more likely to try and pay their rent to keep a roof over their heads and their child’s. I’ve not had a single parent interested in my property but I wouldn’t discriminate just because they were single parents.

From: T L 08 September 2020 17:41 PM

Dear Mr Wilson, if it is my house I will decide who lives in it. End of story.

From: T L 14 July 2020 19:19 PM

Your local management agency is dealing with hundreds of similar cases both tenants and LLs. They will not have time or resources to negotiate on your behalf. I negotiated with my tenants myself and then requested that my agent formalized what we agreed in a letter which emailed and delivered to the address by hand. This is about as much as you can expect.

From: T L 10 April 2020 12:12 PM

Roslyn, I’m in a similar position. My tenants (one self employed) informed me that they could only pay 50% of the rent until the crisis is over and wouldn’t be able to pay any arrears. I explained that I am also effected by this crisis, have a mortgage and dependents to support. I also explained that my employment was not certain. I informed them that I understood their situation and wanted to help but not for an indefinite period i.e. the end of the crisis. I agreed to a 50% rent reduction for 3 months but on the basis that they agreed to repay the arrears through a repayment plan that we would discuss in June not now. If they didn’t agree I informed them that they would need to find alternative, affordable accommodation which would allow them to live within their means and avoid large rent arrears. They accepted these terms and we are now all focusing on what is most important which is staying healthy and avoid catching this virus. Come June if we are not able to reach an agreement on a repayment plan I will initiate Section 21 and claim the deposit to help cover arrears. I think this is as fair.

From: T L 09 April 2020 19:30 PM

Do any LLs using this platform have insurance which covers rent arrears? Would like to know if you have tried to make a claim and what your experience has been. I have a very expensive policy but now find a number of restrictions which may make claiming difficult e. g. must seek repossession which goes against recent guidance issued by the Government. These insurance companies are happy to take your premiums but when it comes to claiming they make it almost impossible. Please share your comments thanks

From: T L 07 April 2020 17:32 PM

What if a private landlord does not have a mortgage on the property they are letting? How will they be compensated by the Government for lost rent if tenants can not pay?

From: T L 22 March 2020 19:39 PM

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