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Pauline Batchelor
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Recent Activity
Sounds rather like the Home Information Packs (HIPs) that sellers had to provide which were stopped in 2007 iirc. But surely, most 'for sale' listings include most of this stuff anyway.
From:
Pauline Batchelor
22 March 2024 06:36 AM
Do these MPs want this to include social landlords? The article only refers to 'landlords'.
From:
Pauline Batchelor
20 October 2023 06:53 AM
So who is going to buy the house in order to rent in back to the occupier? LA, Government, Building Society? Or does someone just say "you are paying £500 per month in mortgage repayment - from now on, that will be rent". And just leave the outstanding debt hanging? I seem to remember that sell-and-rent-back was a racket a few years ago and it ended badly. Rents round here are not any lower than mortgage repayments - at least not in the early years.
From:
Pauline Batchelor
24 August 2023 07:38 AM
I was talking to a tenant recently about the EPC regulations (proposed). He asked what will happen to his family in 2028. Will they just have to move out? I suppose they will. I can't afford to upgrade my eight Victorian terraced houses (plus one slightly newer but still single skin brick walls) - they are all 'D' - so (at my age) I will have to sell. My mortgage on one has gone up from £281.89 to £857.87 monthly. That house is losing me money every month so will have to go at the next opportunity - so no spare money for energy upgrades. They are all well maintained by me and well cared for by good tenants. I have another house - one bedroom - built in 1985 - cavity wall insulation - loft insulation - double glazing - but all electric. It's the only one which is 'E'. The tenant is an alcoholic (not sure if he's actually 'recovering' or 'functioning'!) but he's a good tenant and keeps a clean house and nice garden. Where will he ever be able to get anywhere else? (I do have other houses which are 'C' . But a different assessor might down grade and I'd be in the same position as the others.)
From:
Pauline Batchelor
20 August 2023 08:40 AM
I went on a Landlord Training Course. The trainer was a former Council Housing Officer. He and colleagues had attended a Home Office training course, which included Right to Rent. The Home Office people said that even they had difficulty identifying counterfeit passports which are very skilfully produced - especially those from countries that they are less familiar with. So the average landlord who only sees a few passports is unlikely to spot a forgery. I suppose all we can do is take the photocopies of all the tenants' documents and hope they are legit!
From:
Pauline Batchelor
08 August 2023 09:57 AM
There will have to be a new ground for evicting tenants "property failed to achieve high enough EPC grade".
From:
Pauline Batchelor
26 July 2023 12:37 PM
How do Savills know how old landlords are? Who did their 'research team' ask? Where do these figure come from? The only person who knows about me (apart from HMRC) is my accountant and I don't think anyone asked him. My lettings agent is not Savills. And I don't think my letting agent knows my age - and she doesn't know how many houses I have since I self-manage several and neither of them, nor HMRC, know how long I have owned them. HMRC don't ask that. So where do Savills get their numbers from?
From:
Pauline Batchelor
15 June 2023 08:01 AM
So can we presume that the property itself was ok but it was just paperwork which the landlord failed to produce?
From:
Pauline Batchelor
08 June 2023 10:52 AM
Further to my comment above:- "It would include a landlord database containing details of people who are, or who intend to become, residential landlords ......." How on earth can they ask for details about someone who might 'intend to become' a landlord. That could be any wannabe browsing Rightmove!!
From:
Pauline Batchelor
27 May 2023 13:21 PM
My thoughts are much the same as Catherine's. Providing our personal details to complete strangers, so anyone can do a rough calculation as to how rich we are - theoretically! This could be nosey neighbours, your relatives and anyone else who, frankly, has no need to know about my private business. Apart from prospective tenants turning up at the door - especially if you are advertising a letting - will we also receive unwanted offers from trade companies and suppliers? We are constantly reminded about 'GDPR' - just try asking for information about a prospective tenant from your local Council - but it would seem that GDPR does not apply to landlords. If I want to find out whether a prospective tenant has any CCJ's, I at least have to pay (although bankruptcy searches are foc) - but my details will be available to absolutely anyone with a Smart phone.
From:
Pauline Batchelor
26 May 2023 13:05 PM
I have some excellent tenants, both working, never missed a rent payment, houses immaculate. BUT their rent is subsidised by UC. If they were able to get a mortgage, they would do anything - extra shifts, second job etc - to afford it. But on these calculations, it is out of their reach - we are in Kent where house prices are ridiculously, painfully high.
From:
Pauline Batchelor
09 May 2023 09:45 AM
The trouble is that the only people who read this and know about this is us. The press, tv/radio, politicians, celebs etc. Even if they care - which is hardly likely - they do not understand. Item on Radio 4 talking to a very nice couple with children -"So you are being turned down for rental properties because you have children?" (paraphrase). It's not because they have children - it's a numbers game - probably at least 30 people apply for each property - so statistically it's 30 to 1. We're selling up (me included after 30 years and 11 properties) and none of them see the connection.
From:
Pauline Batchelor
13 December 2022 10:18 AM
Absolutely. Have they stopped to wonder why landlords are evicting - could it be that we are exiting the market? And why could that be?
From:
Pauline Batchelor
02 December 2022 07:35 AM
I'm evicting a lady aged 79 - long term tenant. A single mum of a young teenager. And a young single mum with four children. This last one is the one I am really upset about. She is a good tenant and a good mum. I have told my other tenants that it is only a matter of time. I went into landlording - believe it or not - because I wanted to help people. We have invested a lot of money and an enormous amount of time. Of course the finance had to work - we are not particularly wealthy now and when we started we had to struggle to afford an extra mortgage. My tenants are mostly 'benefits and working' so no chance of them buying. But I'm tired of it all now, so sadly we are gradually getting rid of their homes.
From:
Pauline Batchelor
17 November 2022 08:10 AM
Unless we are members if the Conservative Party, we have no input regarding the next leader. Quite honestly, I can't say I'm much impressed by either of them. The fact that one of them is shortly to be declared Prime Minister is depressing.
From:
Pauline Batchelor
28 July 2022 08:14 AM
When S21 is abolished - and we are only allowed to evict if we have an 'acceptable' reason - who decides?
From:
Pauline Batchelor
19 July 2022 09:39 AM
1. Elderly tenant - quite deaf. Two very nice dogs (although she didn't ask permission). I suppose she didn't hear them bark or scratch at the door to go out - so the poor things wee'd on the floor by the door. We didn't realise until my builder came to check out her report of damp by the door. The smell under the rotting carpet was unbelievable - joists and skirting boards all had to be replaced. 2. New tenant in a 2-bed house. With no garden - absolutely no outside space. I called round shortly after she moved in - she had a dog the size of a small pony. Said she had 'forgotten' to mention it. When it galloped up and down the stairs, it lifted the carpet - so the carpet had to go. (And so did she eventually.) 3. House had tip and tilt dg windows. There was seal along the bottom edge of the frame. Where the cat used to jump in and out of the window, her claws had completely shredded the seal - tenants probably didn't even notice and neither did I until after they left.
From:
Pauline Batchelor
10 July 2022 11:54 AM
I have 11 properties (one up for sale already) of which several do not have a 'C' level EPC. The tenants are all good and some are excellent. The houses are all well maintained. They are Victorian terraces which will be difficult to improve to 'C' without spending an awful lot of money which I really cannot afford - and causing much disruption to the tenants (in one property the elderly lady is very ill and not going to get better). If I can't afford to raise the houses to 'C' or above and have to sell, I wonder if that will be considered grounds for eviction. And if it isn't - what then?
From:
Pauline Batchelor
27 June 2022 08:39 AM
My non-paying tenant got an extra 16 free months in the house due to Court closure. (And the place was as bad as anything you see on tv. £800 to clear the house and another £800 to clear the garden. Plus the cost of a complete refub.) I haven't put the rent up for any of my other tenants - many of whom are struggling. Where does he get the idea that landlords are better off? Trouble is - we rant on this (and similar) websites, but Adrian Ramsey and anyone else who is not a landlord (ie almost everyone) don't get to hear us.
From:
Pauline Batchelor
25 October 2021 10:20 AM
“Listening to the calls flooding into our helpline...." The people who phone Shelter do so because they have problems. The vast majority who do not have problems do not phone Shelter.
From:
Pauline Batchelor
15 October 2021 10:31 AM
They are looking for properties that are 'ready now' to put on a list they are compiling. Do they think landlords will wait around - for some unspecified period - with a 'ready' property until the Council decides whether or not they need them.
From:
Pauline Batchelor
07 September 2021 08:19 AM
I have tenants - affected by Covid - who are struggling to pay their rent. I suggested they defer, but they said they do not want to get into debt. (I have not raised their rent in four years - it is well under LHA rates.) Since they are not in arrears, would they receive some Government funding to recognise their efforts?
From:
Pauline Batchelor
02 March 2021 10:50 AM
Last October, one of my tenants said to me "We won't be able to pay you any rent until next March." Needless to say the Gas Safety check was due shortly after that, and over Christmas there was an expensive plumber's bill for a blocked toilet (guess whose fault that was). I issued a S21 notice which got caught in the Covid lockdown but fortunately they moved out in May. Owed £5,000 rent. Can you imagine staying in a hotel and saying to the Manager "I won't be able to pay for my accommodation ..." At the very least, your suitcases would be waiting for you at the front door . Now - what was that about easy money?
From:
Pauline Batchelor
09 October 2020 18:48 PM
When I started in 1993, we bought a slightly shabby house and (in our innocence) did very little to it. Replaced a couple of carpets and a bit of painting. A local agent took it on and found a tenant very quickly. We could not let out a house in that condition today and I don't think any tenant would accept it. And of course we didn't have gas safety certs, EPC's, electrical checks, How to Rent booklets, deposit protection etc. I'm not saying they are a bad thing - but the easy-money days are indeed long gone.
From:
Pauline Batchelor
08 October 2020 12:28 PM
I'm not 'struggling' because I get LHA/UC payments for several of my tenants. But I do have one tenant who said to me last October "We won't be able to give you any rent until March" (March came and went and and rent came there none). Can you imagine staying in a hotel and telling them that you cannot pay but will carry on staying there for the next six months? (Having run up £5,000 in rent arrears, they moved out in May.)
From:
Pauline Batchelor
16 September 2020 09:21 AM
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