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John Smith
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So another example: Not only did you collect full rent from tenant on 1st may 2020 1st June 2020 1st August 2020 While on 3 month holiday from mortgage lender and also claim 80% scheme for some people. You also get money from current or new tenant on: 1st September 2025 1st October 2025 1st November 2025 When your mortgage term has just extended by 3 months when you took holiday period in 2020. If the tenant is not working and neither is the tenant getting anything from the government, give them a break please! We have to work as a nation together over this coronavirus pandemic
From:
John Smith
10 April 2020 19:24 PM
Okay, I don’t think most landlords are understanding! Firstly, landlords with incomes more than £2500 a month and also £50k+ Year cannot go on the 80% government scheme. They are screwed. But would also like to say well done to them and what they have achieved. Secondly, the ones with a few house and claiming their profits (although majority of the time rental income profits are used to bring mortgages down and for some it’s to save and buy another house to get more income). As I was saying, claiming profits, doing self assessments etc. Total monthly income less than £2500 a month and less than £50k a year can claim 80% which in turn only makes them a 20% loss Example for mortgage payer landlords. If current mortgage ends 1st may 2025 and you take a 3 month holiday now, then your mortgage, with discussing with your mortgage provider, your mortgage will end 1st September 2025. So if you take the 3 month holiday, and still take rent off your tenants and also claim the self employment scheme, you are committing fraud! Not only did you profit from the tenant in those 3 months, you also got money from government and 1st may 2025, 1st June 2025, 1st August 2025 you also made money off your current or new tenant! Landlords I hope you understand and don’t scam your tenants unless they are idiots and leave your place in a dump and costs you have to put to put it right. If you have good tenants who are struggling, do not take advantage!
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10 April 2020 18:33 PM
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From: John Smith
10 April 2020 19:24 PM
From: John Smith
10 April 2020 18:33 PM