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Peter Meczes
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Recent Activity
I couldn’t put it better. Absolutely agree with you.
From:
Peter Meczes
17 November 2023 11:30 AM
I too have never been asked about an EPC and although it’s included in their rental pack as well as Gas Safety cents and Electric compliance certifications, the main issues are always rent, internet, bathrooms and parking.
From:
Peter Meczes
21 August 2023 11:16 AM
People who don't take personal business risks like us LL's always know the right way to do things! That's until they are actually tasked with the job. :)
From:
Peter Meczes
09 August 2023 14:06 PM
I sympathise Jo, but even if the local Council did buy them, what would be the purchase price? Quite a lot below an open market valuation I'd guess. Compulsory purchases?
From:
Peter Meczes
09 August 2023 14:02 PM
Good point Tricia, On another similar matter; We are urged to buy Electric Vehicles. I'm very pleased with mine, but not in increasing cost of recharging it. Even worse when we can't complete a journey without having to charge it up at a petrol station etc. (We've changed to one with a better range now). The Government is making new petrol cars unavailable from 2030. That's just 7 years away. I bet the recharging stations that will take over will cost us just as much, if not more, as petrol by then!
From:
Peter Meczes
09 August 2023 13:53 PM
We personally have forked out over £11000 on new double glazing windows and doors as well as low energy light bulbs every where, 30 cm thick loft insulation in just one student house. Managed an EPC pf C. Took advice about another property where we'd already fitted new windows and doors but was rated D. Told to get to C we would have to remove the boarding in the loft and put at least 30 cm of loft insulation. A further cost of £1100. The result still D, but now just 1 point below C. Gutted.
From:
Peter Meczes
09 August 2023 13:03 PM
I too have never understood how raising interest rates curbs inflation when huge increases in utility costs, food prices, petrol and virtually everything else is already curbing expenditure. It is just piling more misery on the rank and file. High bank interest rates help the £ on the money market so that’s probably the real reason.
From:
Peter Meczes
11 May 2023 14:13 PM
I think it’s worth investigating. My son and daughter both rent and would love to buy in Worcester or Hereford. So we’ll see if it’s any good. Historically that rate is not too bad.
From:
Peter Meczes
09 May 2023 13:06 PM
Having read all the comments I feel depressed at the despondency expressed. Surely there’s at least one mp who understands the PRS and could argue our case? Maybe we could possibly get the NRLA to organize a questionnaire and another petition on our behalf. As a LL well past retirement age I too have sold 1 of my BLT’s. I managed to remortgage 4 on a 5 year fixed deal but the first 2 of those only have 2 years left before going to the SVR. If the rates don’t come back down at that time I would have to sell. I have 2 student houses and have noticed the trend changing towards overseas students arriving and looking for accommodation to start at different times of the year from those normally sought after like August and September. They also have very low budgets and often very low hygiene standards. I have also experienced abject liars who claim that they are non-smokers and that the cigarette burns on the furniture are nothing to do with them, as well as broken beds and chairs. But all that aside, I like having a semi-passive income so long as it stays in the black.
From:
Peter Meczes
09 February 2023 12:26 PM
I have personally no preference about the name used to describe my ownership of rental houses. I think we should all try to reeducate people so that we're not seen as money grubbing villains, ripping off unsuspecting and naive tenants. Its totally wrong for the majority of law-abiding responsible landlords who provide good quality accommodation but suffer from extra taxation, regulations and unfair legal treatment when tenants abuse their providers with damage and non-payment of rent. The reference to people not saving enough for their retirement is hugely important. That is the main reason for me and many others becoming landlords (that word again) in the first place. Many years ago I sold pensions and life insurance as a full time career. In their misguided wisdom the government at the time brought in legislation to stop cold-calling and canvassing. This resulted in a huge increase in the numbers of uninsured, under insured and pensionless people. What more can I say?
From:
Peter Meczes
07 January 2022 11:31 AM
My first foray into using an agent to manage my student lets, was a total disaster. I have gone back to doing it all myself. I try to build a reciprocal friendly and respectful relationship with my tenants and provide them with written advice and emergency procedures. I always deal with problems like appliance breakdown or similar, as soon as possible. This has proved to work well over the last few years and the feedback left is very good. My experience with professionals has not been at all smooth which is why I actually prefer 2nd and 3rd year students. Virtually all of them pay their rent on time and, because they are young they usually take note of the house rules. I find it also helps to appoint a house leader to liaise with me and their house-mates. I think this young lady has a lot to learn to provide and appease a landlord's service.
From:
Peter Meczes
18 December 2021 13:16 PM
All this rubbish about LL windfall profits and gains!! Certainly didn't come my way. My rents have been static for the last 3 years as competition has stiffened. Over that same period we have improved our accommodation and are implementing further improvements to save energy such as increased loft and cavity wall insulation as well as double glazing to try to achieve EPC grading of C. Why don't the politicians get together to successfully impose a windfall tax on Amazon, Google etc?
From:
Peter Meczes
25 October 2021 17:44 PM
I would like to fit double glazing in one of our student lets. I also need to increase the loft insulation. As I understand it, whatever is granted for the loft, being in the primary group, is the same amount provided for the secondary aid group (the dg). This is quite obviously ridiculous! The cost of DG is several times more than that for loft insulation. Am I reading it wrong? Is it the percentage of the total cost, or the actual amount spent?
From:
Peter Meczes
19 February 2021 09:56 AM
Perhaps we could all lobby for the government to meet the shortfall between property expenses and interest versus unpaid rent whilst bad tenants take advantage of the mollycoddling legislation that protects the growing number of spongers? Then the “powers that be” might not be so keen on their ridiculous legislation.
From:
Peter Meczes
14 January 2021 12:16 PM
I absolutely agree. The usual codswallop from attention seeking Mr Murphy. He's probably been paid so much throughout is professional career that he has never experienced hard-times and thinks that accommodation providers should suffer and go bankrupt as an altruistic way of showing how much we all care about others to the detriment of our own families.
From:
Peter Meczes
17 November 2020 15:17 PM
Separate individual contracts for each tenant in HMO's has always worked best for me. The housemates are happy that they're not responsible for others rent arrears. Usually any bad payer is also a bad tenant stealing food and making a nuisance and upsetting other members of the household. Therefore, with an individual AST that person can be evicted and harmony restored.
From:
Peter Meczes
04 November 2020 10:57 AM
No LL wants to hear or see such abuses to tenants. These "Rackman" clones should be driven out of the PRS completely. However, the tenants' plight is of concern. To just suggest that the council could re-house them is obviously nonsense. What might be a better solution would be the local authority confiscating the property and bringing it up to standard and collecting the rents themselves or offering the finished turn-key property to known decent LL. Maybe even providing a high LTV council mortgage?
From:
Peter Meczes
23 October 2020 11:10 AM
I really cannot understand what you are trying to say. Could you not write your message in plainer language?
From:
Peter Meczes
23 October 2020 11:00 AM
" landlords will need to set out in their claim any relevant information about a tenant’s circumstances, including information on the effect of the COVID-19 pandemic. Where this information is not provided, judges will have the ability to adjourn proceedings" So now on top of everything else we have to become professional investigators!! How much more are these crass individuals going to load onto us? Will we be paid for doing this work? Will we ever get our lost revenue back? Will we even be told the truth? Once again tenants are being given more power to withhold rent and to manipulate the system to live rent free at our expense!!
From:
Peter Meczes
01 September 2020 09:42 AM
How does it cost the revenue “£1.3 billion that could be used elsewhere”?? The tax is only paid if property is purchased. Otherwise there is no tax to be collected. The fact that landlords still pay 3% means that there is tax £ flowing into the exchequer. Labour as usual are just beating the drum!! It’s quite frightening to to hear this rubbish spouted from the second largest political party. They will only be happy when the lefties control the country and abolish entrepreneurship and capitalism completely.
From:
Peter Meczes
13 July 2020 12:24 PM
Where the Landlords pay the utility costs such as on HMO's any help with insulation must be a bonus. I shall certainly investigate further.
From:
Peter Meczes
09 July 2020 09:20 AM
I absolutely agree with most of comments. We really need to speak to someone With power and influence in the government, who actually understands the private landlords business in order to put clear and concise arguments on our behalf. It’s like nobody looks at the PRS as a small business. How the heck will we be able to make a living if we are continually the fall guys for every back-stabbing protect the tenants legislation that is constantly thrown at us? Like many other PRS landlords, I have completely lost my holiday rentals business due to the Coronavirus and am relying on the few private rentals I operate. If tenants start using new legislation not to pay rent, and we cannot evict them I will go bust!! I’m extremely worried.
From:
Peter Meczes
11 May 2020 12:16 PM
As much as we would like to reduce our rents to help students, we still have to cover all the overheads. As a small landlord with just 9 student rooms in total, a 25% rent reduction is almost a 75% reduction in profit meaning that we would struggle to meet our personal living expenses. The lenders are not reducing their interest charges on our loans, just deferring them so any help for students should start there.
From:
Peter Meczes
14 April 2020 08:49 AM
Even 1 month deposit is not enough but many tenants can’t afford more. The insurance policy sounds like a great idea and it would be easy to implement at the point of first signing of the tenancy agreement. Most tenants, in my experience, are fine to start with. The problems with rent etc usually start several months later. I have managed to get a reasonable amount of compensation for unpaid rent by using the MCOL process.
From:
Peter Meczes
02 July 2018 09:18 AM
I absolutely agree that competition is getting fiercer and students are far more demanding. In our flagship property (8 ensuite + separate annexe) we have provided the no 1 and no 2 (Fast wifi and ensuite rooms) requirements, as well as double beds for several years now to compete with purpose built units. However, the disrespect of our property by students has rapidly worsened and the state of the house is now becoming filthy. The total disregard of any minor job that needs doing, including just putting out the wheelie bins and changing a light bulb, has forced us to reconsider and pull out of this market as soon as possible. When students respect the quality of their accommodation it might once again become an attractive proposition. I'm waiting to see how some of these new developments fare.
From:
Peter Meczes
29 September 2017 10:31 AM
I hope I don't sound naive but I wonder whether the taxman would accept the number of AST's an individual landlord (IL) has rather than the number of properties owned? As I understand it the new loss of tax relief will only apply to IL's owning 15 or less properties. But one may own say 4 HMO's with 20 tenants all on separate AST's. Therefore they may have more tenancies than someone with more houses. Any ideas?
From:
Peter Meczes
23 February 2016 13:47 PM
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