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David Crisp
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About Me

my expertise in the industry

David's Recent Activity

David Crisp
Quite agree. I do not understand why some landlords give away their income!!!!!! Smell the coffee....You are running a business!

From: David Crisp 29 May 2020 14:25 PM

David Crisp
Pretty good thing to do if you ask me. Good value for money. I get forced to do it regularly and I love doing it...90% of the time I get back the money that is owed, and if not, I have the pleasure that the CCJ causes these crooks substantial problems for at least 6 years or more (I happily issue an ongoing CCJ, until they pay up what they legally and morally owe to me.

From: David Crisp 29 May 2020 09:41 AM

David Crisp
Tough on them. Not my problem. Why are landlords expected to forgo legitimate income and agreed and signed contract? No other business give the product for nothing! Still stands that no rent = no house... And any unpaid rent for no matter how long means they will be chased down forever through the courts, CCJs and the High Court. However long and however much.

From: David Crisp 25 May 2020 19:09 PM

David Crisp
Why should nurses not be evicted if they have not paid the rent? They are not unemployed nor are they furloughed. So for them it is business as usual! So pay the bl**dy rent you owe.

From: David Crisp 25 May 2020 11:43 AM

David Crisp
Who cares? If they pay their rent then OK. Otherwise they leave. I don't see Jaguar letting me have a free car for a year? So why should I give them a letting house FREE for an undetermined time? And it would cost me about the same as the lease on the car. Argument over.

From: David Crisp 21 May 2020 09:08 AM

David Crisp
Steve - Totally agree.......

From: David Crisp 21 May 2020 01:08 AM

David Crisp
Well said Shane... Same here. My 10 houses and all the hard work will provide a very comfortable retirement. I can hardly wait to sit down and play with those lovely bank statements getting bigger as each month passes....

From: David Crisp 20 May 2020 13:33 PM

David Crisp
Andrew - Correct - Property is King. I often get cold calls from people offering Investment plans and the like. My first question to them is always can they give me an investment that over time will deliver around 6/8% return with 99% security and an almost guaranteed capital growth over time in the region of 4+%. Funny how quickly the phone calls stop coming!!!!!!!

From: David Crisp 19 May 2020 09:36 AM

David Crisp
Andrew - Quite right........Chuck 'em out. Pay me, all is good. Don't pay me, they get evicted...And I do not care what it costs. It is principle. Totally principle. I am sure your Bank Manager will be very fast to reclaim all your BTL properties if you default - Lucky if they will give you 3 months......At least my tenants get approx. 5 months. So who is kinder? I win on that morally. And legally.

From: David Crisp 18 May 2020 20:20 PM

David Crisp
If my tenants treat me with respect, and that is by paying my rental agreement and pay on time, they get a lot back from me. Rarely do I have any issues with any tenant if they pay. If they disrespect my entitlement, then they get what they deserve. And I love chucking them out. It is all and what they deserve, and on the occasion I do it, they get a CCJ as well.... Gives them serious credit issues, and if they do not pay me the fees for the CCJ, I renew it every 6 years until they pay to get the CCJ cleared..... And that is even more pleasurable to watch then have to pay me all their interest too!! Lets assume, I go into my local BMW showroom, and say I will pay you x amount for so many months and on time. What happens if I default? I lose the BMW! Immediately. What happens if I go to Tesco and but £150 of groceries and ask to pay them in 1 week's time? What would their answer be? I truly see no difference.

From: David Crisp 18 May 2020 20:13 PM

David Crisp
It has worked for me for years......

From: David Crisp 18 May 2020 12:23 PM

David Crisp
Legal and Moral I have 10 houses from 2 ups and 4 bed detached. As soon as they default the clock starts. No question. No banks involved, I own all 10. I hate bank Managers. My houses, my rules.... And I love attending evictions. Give me the opportunity to tell the crooks what thieves they are.

From: David Crisp 18 May 2020 11:39 AM

David Crisp
Why poor....? Far from poor. I just want my owed money. Simple. What is poor about a legal agreement. Morally the right thing to do is for a tenant to pay their bills, not to try slippery ways to try and get out of it. In fact, I hope they do default. Then I can get them out - I love doing the local courts, solicitors and the bailiffs, CCJ's, the High Court and Evictions, because then, when they get chucked out, I can be there outside MY house(es) to laugh at them.

From: David Crisp 18 May 2020 11:15 AM

David Crisp
But people who entered into a contract are liable to pay the costs of that contract. No matter what external issues are. Can't Pay your rent?....We'll take my house away from you. FULL STOP

From: David Crisp 18 May 2020 10:08 AM

David Crisp
Great way of thinking. Governments never seem to realise that sooner or later all their machinations will land back in their laps and will wreak havoc with the housing market and will potentially force them to lose power. Think now, and do not make a whole sector suffer.

From: David Crisp 17 May 2020 10:32 AM

David Crisp
Oh dear....A spelling mistake! Shock horror. I think I need to go and kill myself before the world collapses and comes to an untimely and gruesome end. And usually, in my little uneducated world, a sentence has a habit of beginning with a capital letter and a business the same, is traditionally started with a capital letter. To add to your diatribe, a sentence also normally requires a full-stop at the end. Well done. Did you not take time to properly proof read and carefully review your response?

From: David Crisp 14 May 2020 13:56 PM

David Crisp
As I understand it, tenants can legitimately ask/force their housing department to change the rent be given direct to them and not direct to the landlord. And even worse, neither the authority nor your tenants are not obliged to tell you, the landlord, that it has changed. So you could happily be expecting your rent to be paid to you account, and suddenly and unknown to you, it does not appear in your account. And then of course, the tenants will head on down to the Bingo Hall, The Pub, Weatherspoon's and Starbucks and then will go to the local bookie and onward to the baccky shop to buy their daily 60 Silk Cut and all before you can blink. It is just so wrong that the housing authorities allow this to happen, and for sure you will never see that lost rent again.. Enjoy.

From: David Crisp 14 May 2020 11:14 AM

David Crisp
And a fine system it is in Germany. Ans also their system demands that when you leave, YOU have to have the property renovated to the same condition you found it, as well as when you move in, you have to put in a NEW kitchen, and take it out when you leave. It works like clockwork every time and evictions are hardly known.

From: David Crisp 12 May 2020 01:22 AM

David Crisp
So much for The Tories of being the Business Party. The vote chasing will be their downfall. And it will happen faster then they think...

From: David Crisp 11 May 2020 10:16 AM

David Crisp
A virtue is a virtue, they never change. And anyway, all I do is get what is owned to me. What is wrong with that?

From: David Crisp 06 May 2020 11:18 AM

David Crisp
I assure you all....I will never stop. It has worked for me before with 4 other defaulting tenants.....It took time, but my god, the satisfaction was just fabulous. And I got ALL the money I had claimed for....Every penny. And in 2 of the cases, even more. Contra to most thoughts on this site though, the Uk Courts do actually work for those who have genuine claims, albeit slowly. Patience and perseverance are truly virtues.

From: David Crisp 06 May 2020 10:46 AM

David Crisp
I will drag them through the courts for as long as it takes and however much it costs until then leave.... FULL STOP

From: David Crisp 06 May 2020 10:27 AM

David Crisp
Not only that, as soon as there is a default, I will put a CCJ on them through Money Online....And that will be an issue for them for at least 6 years, depending if I want to do another CCJ at the end of the first one until they pay. It is worth the money to mess them up. Don't care how long it takes, I will chase them to the end. I can afford it...Even if it for £5 or £100,000

From: David Crisp 06 May 2020 10:13 AM

David Crisp
What does it have to do with the EU? I will use the High Court in The UK...Nothing to do with Europe..!!!!!!!!!!!!

From: David Crisp 06 May 2020 10:10 AM

David Crisp
I will just take it to the High Court, as I always do, and bypass the court bailiffs. Much faster and easier. And ensured that the tenant will go on that day.

From: David Crisp 06 May 2020 09:46 AM

David Crisp
There is no difference between arrears or fecklessness.....in BOTH cases they have not paid a legal agreement...... In both instances, they must go...and fast.

From: David Crisp 06 May 2020 09:20 AM

David Crisp
For sure if they don't pay, then it will be my pleasure to serve eviction notices on these thieves. And why would I care? The colder the better. Maybe they will learn, but likely they never will. Why do they not understand their signed commitments.?

From: David Crisp 06 May 2020 09:18 AM

David Crisp
Forgot to mention that with my 6 properties, just imagine how much cash I will take when I sell that little lot in one go in a few years time. And even in the meantime their value is going up way, way, way more than any bank interest!!!! Win, win boys.

From: David Crisp 26 April 2020 16:26 PM

David Crisp
And I love being a greedy Landlord. It is what good old Capitalism is made for. So stuff all those ne'er do lazy, feckless good for nothing scroungers. May they suffer the very worst of the current crisis. Have fun, you fools. :-)

From: David Crisp 26 April 2020 16:23 PM

David Crisp
Yeah! That is all we do. Quite right! Never mind the back breaking work I have done for 45 years. I invested every penny I could. I never took one penny from the State. I always paid every penny of tax and on time, if not before. Never spent £6 on cup of coffee, or £75 pounds a night in Weatherspoon. Never tried to not pay a Landlord what was LEGALLY agreed. Only took 1 holiday a year, and then only if I could afford it cash. I did not breed copious amounts of children. I bought cars I could afford, and I insured them, and MOT'd them and maintained them to high standards. For the safety and concern of others. I have never blown all my salary on a Friday Night out down the Pub or the Bingo. And now, I have a fine 6 house portfolio, I help my tenants with anything except rental defaults. And I cash in about £10,000 a month. I own 100% of the properties, and I take a state pension, and a private pension. Which I also sweated , planned and sacrificed for. How have I done this? Simple - Very hard work, commitment, frugality, spent ONLY what I could afford, made long term plans, followed all the rules, offer a great tenant package, and take care of them in many other ways. If they pay the rent, I do the land lording. And why the hell do people like you think you can scrounge from landlords instead of getting off your arses and actually doing something yourself and not rip off whatever you can from the Government and honest people such as myself. If you were a tenant of mine, I would gladly let you have 3 months free, and then ensure that come the deep, dark winter of late 2020, at about the 20th December you would be evicted from my property with no help, except with the directions to the Housing Associations. I hear Shelter will not help you. I will also ensure those nice chaps from the High Court will be there to ensure you leave, and to take any property to cover what you owe me. Why would I pay them to do that? Because I bl**dy well can. Oh! Of course I would wish you a very Happy Christmas too, as I welcome the next suitable and caring tenant. Enjoy Xmas, and the New Year, and well done for your kids at that time too. You are an ignoramus, a fool and a downright idiot with your views. You need to be careful what you say about the people who allow you a roof over your head. Good luck and enjoy the cold, but welcome to the real world.

From: David Crisp 26 April 2020 16:17 PM

David Crisp
With an offer from you to guarantee rental payments to Landlords, you must surely have a pretty substantial insurance cover to protect yourself? I assume you are not under the misapprehension that all tenants pay all rent in full, at all times? If so, then you are mad! If not, then I assume that because of your very attractive yet foolhardy, guarantee, you MUST pay the Landlord what you have promised.

From: David Crisp 03 April 2020 15:14 PM

David Crisp
What else do you expect from ARLA? They are really good experts at doing bugg*r all for their members. And they have been good at it for years now too. Well done boys, you should be proud of yourselves.

From: David Crisp 03 April 2020 08:10 AM

David Crisp
What about hiring a PR Agency?.....They know how to do it. Simple and MUCH cheaper than this lot.

From: David Crisp 01 April 2020 16:11 PM

David Crisp
Bet you will NOT get any answer from that joke of an organisation!!! I wonder what it is like to get beaten up by Shelter and The Government ever day you go into the office. And then you have to realise that you have done nothing for the people who pay you. Pretty thick skinned I would say.......

From: David Crisp 01 April 2020 16:05 PM

David Crisp
Never forget the CCJ....And never forget to renew it ever 6 years, and don't forget to add the interest. These people must be made to understand that renting a property requires commitment and responsibility. As long as they allowed to feel no pain, this will just continue. Go for it.......And evict as soon as you can.

From: David Crisp 31 March 2020 10:40 AM

David Crisp
I don't care...All these people in all my properties over the years have given me a wonderful regular income and a super duper pension fund. Long may your snowflake attitude last. Guys, do me a favour please keep having those expensive vacations to The Caribbean and spending £20 a day in Starbucks and stop bothering trying to save as I did. have a good time. I welcome you all, to continue to make me very wealthy. Please don't stop. And do let me know how your children survive. Well done. Just one more little Latte please Mr. Barister PLEEZ.... :-)

From: David Crisp 20 March 2020 14:45 PM

David Crisp
Start all the paperwork and the CCJs and all that stuff from now, so you be ready for day 1 when it returns to normal AND - Tell your tenants they will be out as soon as the 3 months is over. Tough on them, but who cares?

From: David Crisp 20 March 2020 10:18 AM

David Crisp
Is Richard Murphy an Idiot?

From: David Crisp 19 March 2020 16:50 PM

David Crisp
I never let them get away with it..... I ensure that every 6 years a new CCJ goes against them. So I am a constant and permanent reminder that they owe money.....Plus, each time, the inflation over the previous 6 years gets added...... They currently owe me around £11,000 - and I will never stop. The CCJ is good value each time just to make these people understand that they are GUILTY and that eventually I will get repaid. And at some time, I will get the High Court and the Bailiffs to get them to pay...That will be a VERY happy day. How dare they disregard the law?

From: David Crisp 19 March 2020 11:21 AM

David Crisp
Go for it. Don't let them get away with it for any cost...... The Court System for eviction is an ass. If people steal things they get banged up. Non payment of rent is exactly the same as stealing.

From: David Crisp 19 March 2020 08:45 AM

David Crisp
That made me laugh!!!! :-)

From: David Crisp 18 March 2020 20:09 PM

David Crisp
Here here....... Common sense. Love it.

From: David Crisp 18 March 2020 10:43 AM

David Crisp
And what if rental income is the Landlord's ONLY income....Does he/she get the same from the Government in compensation, or do they just have to take the hit, which the same as being made redundant with no pay or social security. IE: ZILCH income from now to September according to The labour party!!!!

From: David Crisp 18 March 2020 08:46 AM

David Crisp
For sure...There will NEVER be a DSS tenant in my properties...Never ever..... Evert in the past there was one, it became a nightmare. No, no no and again NO!

From: David Crisp 16 March 2020 14:14 PM

David Crisp
I fail to understand why this Government seems to be doing the exact opposite of its published goal! They are ruining the issue of rent reasonableness for tenants and making it easy for Landlords to charge a lot more. Throwing more tenants onto the streets and into housing poverty. Fine for me, I love it with my 3 properties. Long may their idiocy last..... Carry on boys...Please find something else I can charge my tenants for at twice the normal rate and also for sure, there ain't no one going into my houses without a cash deposit that I have control over. If they want something else, they don't get the property. Simple as...I can wait. And the more they get desperate, the more I can charge. Happy days ahead.

From: David Crisp 13 March 2020 11:25 AM

David Crisp
If they pay their rent regularly, on time and in full as per the contract. If they take care of the house and do not trash it, as per the contract. If they stop asking their landlord to pay for, and fit light bulbs, as per the contract. If they take care of the garden as per the contract. If they swiftly inform the landlord of any issues as per the contract. If they do not sub let as per the contract. If they have no pets as per the contract. Then they have a lot fewer worries than ANY landlord!!!!!!! And they can stay forever as far as I am concerned.

From: David Crisp 15 January 2020 13:13 PM

David Crisp
Invest in taking it to the High Court. I have had to do it a number of times and it has worked well. It might cot about £1,000, but if you call tomorrow and all your paperwork is in place, you can get your property back in about 3 days maximum. Try it and Good Luck.

From: David Crisp 01 December 2019 18:16 PM

David Crisp
Not only that, in Germany, when the tenant leaves a house or flat, they have to pay for a complete renovation of all rooms to the satisfaction of the Landlord. If it is not done properly and by professionals, they get charged by the landlord.

From: David Crisp 21 October 2019 09:47 AM

David Crisp
If it is decided to scrap 21 and to introduce rent caps and open ended contracts (can be terminated by the tenant of course and NOT the landlord!), then the Government better be prepares for a mass sale of to rent properties the moment the law is approved, hence making 10's of thousands and more tenants out on the streets. The Govt. will have a much larger problem on their hands that can ever comprehend. Well done again boys and girls....You will surpass yourselves in Government idiocy, thoughtlessness and understanding of what you will be doing. They at least should be banned from selling their properties. Hypocrites to the end. All 650 of them. Grow up and look at the real facts. I bet the MP's who actually rent houses, will divest themselves of their houses as soon as the bill will look like passing.

From: David Crisp 14 October 2019 09:47 AM

David Crisp
Can it possibly happen? It will be a total unmitigated disaster!!!! How long would it take them to get a bill passed?

From: David Crisp 09 September 2019 10:35 AM

David Crisp
Agreed....I cannot wait to increase my monthly rent to cover all the cash the Government very cleverly took away from me. I run a business...As ANY business, when my costs go up, so do my prices....! It is just simple economics, so how come all the super First Class with Honours Economic graduates in Whitehall, just do NOT get it!

From: David Crisp 01 August 2019 10:08 AM

David Crisp
Should have been at least double that..!

From: David Crisp 01 August 2019 09:33 AM

David Crisp
Without doubt. It would also be better for tenants. I bet the local housing authorities though will hate it.....It will mean (heaven forbid) that they might have to work harder...!

From: David Crisp 01 August 2019 09:33 AM

David Crisp
Not one of those idiots will have any idea of what you are talking about!!!!!!

From: David Crisp 01 August 2019 09:24 AM

David Crisp
All any council following this route is doing is causing tenants more grief. The more a Landlord has in terms of costs means higher rents. FACT! And normal business practice. I fail to understand how councils refuse to see that they do exactly the same with their business. Ignorance is not an excuse.

From: David Crisp 24 April 2019 12:14 PM

David Crisp
Ridiculous. What planet do these judges come from?

From: David Crisp 22 March 2019 14:18 PM

David Crisp
I saw this recently and how true it is? This will be the wording of my ads if I am forced to have to accept DSS,UC people: "Must be in secure employment with affordability. Must be credit worthy. Must offer a payment with no risk of clawbacks. Must not present any breach to landlords mortgage or insurance terms. Must pay in advance from the outset." See if they can fulfill that.

From: David Crisp 05 March 2019 09:17 AM

David Crisp
Are we surprised with the rules put in place by this totally incompetent Government who have wittingly put in regulations that have the complete opposite of the original intent and need? It is like the Universal Credit system, but on steroids. Worthless and hurting everyone.

From: David Crisp 26 February 2019 09:34 AM

David Crisp
Are we surprised with the rules put in place by this totally incompetent Government who have wittingly put in regulations that have the complete opposite of the original intent and need? It is like the Universal Credit system, but on steroids. Worthless and hurting everyone.

From: David Crisp 26 February 2019 09:32 AM

David Crisp
How is it possible that the current Government and Opposition just do NOT, or do NOT want to, understand that the removal of these fees will INEVITABILTY lead to increases rents, which, according to them, is EXACTLY what they are trying to restrain!!! Extraordinarily ignorant.

From: David Crisp 29 January 2019 09:58 AM

David Crisp
If I rent a car and damage it...I pay...and I pay a lot. Much more that the actual damage. Rent a car. Or rent a house....where is the difference? So how come these wasters and ignorant people think they are entitled to get away with it and with no repercussions whatsoever? Worst of all, local authorities and the LAW almost positively encourage them to do it. I am sad that the days are gone that the moment / second a rent is not paid on time, that I could personally go round to MY property and throw them and their belongings out in the street. We have gone so soft. Just like the country in general. I will chase ever single one for the rest of their lives.....Again...because I can...….

From: David Crisp 10 January 2019 15:59 PM

David Crisp
My problem was also with a single mum.....So Lyndsey Jones...….it is common place. My local council told me the very same, that it is their major problem area. In any case, I will never rent again to a single mother, or housing benefit crooks. The carelessness of the system and indeed the law has made me now to look after myself first. In my instance the first strike of any tenant and they are out. And I let my tenants be aware of that principle at contract time. Never had any issues since I made that 100% clear.

From: David Crisp 10 January 2019 09:58 AM

David Crisp
And why does the legal system not support me too. The Housing Benefit person I talk about was ordered by A JUDGE of the Crown to pay me £340 in costs that her actions had caused me. Of course she has never paid me and at the same time has no regard for the Law or the Judge. She literally spat in my face, the Judge and the Law with no repercussions whatsoever. Even the court bailiffs could not get the payments as she was never in her new property whenever they called and they said they could not carry ON GOING. In the meantime I took out a CCJ out on her and intend to renew the CCJ every 6 years as long as I live. Just out of principle and because I can. And I will. I would have thought that the law would want itself to be made a mockery of. But clearly it does not. Next time I break the law, and steel a Kit Kat, I bet 100% they will not le me get away and I will end up behind bars. Total idiocy.

From: David Crisp 10 January 2019 09:49 AM

David Crisp
I am here to provide housing, not to let theses types of people to rip me off. No matter how lucky I have been.

From: David Crisp 10 January 2019 09:09 AM

David Crisp
Excellent idea. Wish I had done that with the only bad tenant I have had over 25 years...... Unfortunately that tenant was a housing benefit tenant (against me better judgement)…..And then Government still punishes Landlords. The lack of Govt support and understanding will eventually lead t more and more landlords using the law to their defence and benefit rather than trying to be supportive to tenants. For me, from here on, I will even be issuing the section 21 notice 3 months before a tenancy end, just to ensure they cannot mess me about at the end of the agreement.

From: David Crisp 10 January 2019 09:02 AM

David Crisp
I don't understand that!

From: David Crisp 17 October 2018 10:18 AM

David Crisp
All damage MUST be paid for by the tenant. From whatever source, but not mine.

From: David Crisp 17 October 2018 10:15 AM

David Crisp
As a Landlord, I then will loose more income when the tenant leaves with no responsibility for the damage they will certainly have made. No responsibility for any damage will lead to ever more damage. My response will therefore be obvious. I will charge a higher rent, and if people don't to rent at the increased price, then so be it. A quick example: on a £2,000pcm rent will mean holding a deposit of £3,000. If that is not there, then I will be forced to put the monthly rent up to £2,250pcm to cover that loss just to stand still. However, under those circumstance, at least I would be guaranteed to have repair monies available without having the hassle of a deposit holding company at the end pf a tenancy.

From: David Crisp 17 October 2018 10:03 AM

David Crisp
Insane that the Government wants more housing on the one hand, yet punishes the (Landlord) suppliers in doing so. Additionally, they encourage people NOT to supply housing, especially so with cumbersome, and archaic laws about tenancy rights and the incredibly slow and sluggish legal system for the landlord to retain control over his property. It really makes me want to withdraw all 7 properties I own, del them privately and take off the rental market. There you go Mr. Government.... an extra 7 houses you will have to build.

From: David Crisp 05 December 2016 12:09 PM

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