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Pat Gan
Director
1783  Profile Views

About Me

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my expertise in the industry

letting

Pat's Recent Activity

Pat Gan

From: Pat Gan 30 January 2024 15:11 PM

Pat Gan
Brent council is run by Loony Left Labour: Criminality grows in lawless environments. I had a wonderful experience with Brent. I bought a house in auction and was advised it is in a good location for renting rooms. so I contacted the Brent council and asked about HMO licensing and advise on what I should do. I was told I don't need a license and can just rent the place. Couple of years later I saw a letter at the property suggesting that I may need a license. So I contacted Brent again paid the fees and asked them to come and inspect the place and advise on any thing I have missed out on. They sent me a license but didn't visit the place to inspect. so I called them and asked them to come and inspect my property, they advised they will do so and yet no visit. During this period I researched more about HMOs and wanted to extend develop the property, I was having so much trouble with planning my license was about to run out. So I gave all the tenants notice to vacate, some of them took longer to leave and during this period Brent raided my property and sent me a letter detailing their findings and asking for information on all the tenants that lived there. I read the law they cited in their letter and advised them that they are not following the law and they need to start following the law. They disputed it and proceed to send me letter of intension to fine me showing the fine amount and a discount of 20% if I paid up voluntarily. I promptly replied how they have not safeguarded any of my tenants as they failed to inspect my property and that they didn't follow the law in sending me these threats and told them to start all over. The day before their 6 month window was up a desperate sounding email came from the same looser at Brent council asking if I was going to pay. The response from me was the same as before. Soon after that I received a letter from Brent thanking me for paying a fine I hadn't paid. So who are the criminals here? They absolutely don't care about the tenants and more over they are playing into the hands of build to rent property developers. There are thousands of such flats in Wembley.

From: Pat Gan 11 December 2023 10:17 AM

Pat Gan

From: Pat Gan 31 October 2023 07:51 AM

Pat Gan
I think all the landlords have to accept the fact that S21 will be removed as it is part of conservatives election pledge. Labour will do worse. It is time for NRLA to come up with solutions that work for landlords. So far, I have not seen any. If S8 is the only option, then system must be setup in a way a lazy landlord will have evidence to evict a tenant. What do I mean by that? Well, the procedures must by default provide evidence needed. Tenancy is for fixed period of say 5 years (so no one is quaking in the boots about eviction). However, students, HMOs to have 1 year fixed term tenancies. Late payment recorded, 3 late payments = eviction, one month of non payment= eviction, any mould or property degradation in quarterly inspection should be grounds for eviction, deposit should be split into one for rent protection and other for damage protection. Or Tenant must have rent and damage protection insurance for the duration of tenancy with the landlord as the benefishery. Court process needs to be landlords filling in a form online or otherwise with evidence and court granting it. No expensive lawyers or delays. S21 is not the be all and end all as long as we have comprehensive reforms to support the landlords. For me a landlord tenant register is a must and must not be allowed at any cost to have a landlords only register. In any negotiation if you are not willing to give anything then the negotiation will fail. We need a register of tenants with their history of what ever they have done. So Landlords should be asking for a tenant register.

From: Pat Gan 30 October 2023 09:19 AM

Pat Gan

From: Pat Gan 30 October 2023 08:21 AM

Pat Gan
Does anyone remember when EPC was introduced. The main purpose of that reform was to change the property sales process, EPC was just a minor point. The main point of that reform was to stop people backing off after accepting an offer. Once the estate agents body made it clear that the bill will destroy the housing market, the only thing that was left behind was EPCs. Which was then extended to the rental sector too. It will take the Banks and the likes of NRLA to specify the problem with these reforms. It won’t happen until the government specify the reforms. We already have a delay to reform the courts- that’s like how long is a piece of string? Stupid Labour can say what ever when they are in opposition, but as government, they wouldn’t want to take the country into recession at the first point of asking. In 22 years of renting properties, I have used s21 once and S8 twice, each time to evict tenants who were in breach of the tenancies. Now I have included annual rent rises as part of the new contracts and increased rents across the portfolio. I have had some agents who supply properties for councils offer me the same as the market rents. So if you add their cut on top, the councils are paying through the nose to house people on temporary basis yet they haven’t changed the rent they pay their tenants. Even Labour have to wake up to the stupidity eventually. When government can’t explain their stupidity, they point the finger at people with no voice - the immigrants.

From: Pat Gan 26 October 2023 08:36 AM

Pat Gan
I know, there is no such thing as easy money. I make more money from HMOs than any other rentals. The reality is that I am not afraid of hard work. I have lived a privileged life too. Britain is a toxic nation where everyone wants to have their cake and eat it too. People who invest in houses aren’t financially savvy. It is bread and butter ideal British investment. I assume you have used advertising portals like SpareRoom or openrent etc. I also assume you use some sort of deposit protection scheme. You wouldn’t have used any of these in the past too. You have to move with the times and embrace new ways of working. All landlords when they started off in this industry would have made many mistakes. The first problem is lack credible information. I know I struggled to get credible information about HMOs when I started. British government and people’s ideological idea’s don’t work in practice. The reality is s21 is coming at some point. Negotiate a system that makes tenants just as accountable as landlords and get your rent paid and on time and all damages recorded and charged as if they don’t pay, they won’t be able move to the next property and cause the same problems. All the looney left charities will disappear. The rental sector will prosper. And tenants will have good homes to live in. Oh wait, there is only one problem, this is Great Britain, where delusional people are in love with old fire places and identical looking houses. The problem is many people in this country don’t want change in a changing world and will get left behind. I say embrace the changes and make it work for you.

From: Pat Gan 24 October 2023 08:30 AM

Pat Gan
Micheal, I purposely left out the detail dates etc you mentioned. The point I am making is simple. The conservatives created this BTL boom over a period of time but if you take out the time period, the sinister behaviour will be clearly visible to most people. Let’s take the 1979 election pledge to sell council houses at substantially reduced prices. On the face of it, it looks like a good policy to get the poor on to the housing ladder. Land ownership has helped distribution of wealth all over the world. So that in itself is not a bad policy. But no one thought of its consequences. If the policy was to sell at discounted prices and replace each sold with new developments such as sell one and use the money to build two new ones would have been progressive. Instead the policy was sell one do nothing, which created a shortfall of council houses increasing the need for private housing for rent. Once that environment is created, then you make it attractive for people to buy and rent using ASTs, to help this along further provide financing for ASTs. Now that we have a large enough market for the big boys to get involved. Curb the small landlords and the millionaire friends of the conservatives have a market they can be bothered to invest in. So how did this affect the ordinary people. The people who relied on council housing found their children didn’t have enough council houses for them - so they lost out. The average household found the house prices have gone up so much that their children can’t afford to buy houses and living with parents longer- so the children of average families lost out. The individual landlords made some money. The banks made a lot of money financing these properties The government made Money through various taxes Now the big developers are making money from their multitude of built to rent. This is happening in Britain in NHS for example, slowly NHS is using more private services to run it, more agency nurses, surgeons working for private medical services, private care homes and the list goes on. So, the government policies are not about helping tenants or Landlords, it is simply about creating environment to make money for their friends. If the the Labour Party is there to look after the poor then the could have corrected the housing issue by building council houses. They didn’t do it either as their interest is to take money from the rich give to the poor. - bit of a Robin Hood idea as opposed to fair and decent efforts to rectify the housing crisis. I can go on but, I don’t think there is any need. Understand what is happening and use it if you can, otherwise move on to pastures new.

From: Pat Gan 15 May 2023 07:29 AM

Pat Gan
Having gone through converting properties to meet HMO standards and licensing I know the costs involved. In my case one council provided the license without bothering to inspect that property and another did everything possible to avoid dealing with me. I had to become a nuisance caller to force the council to provide an inspection date. My point is simple, there are laws and standards but the councils are unwilling to enforce them or have a simple process that people can follow. Under these circumstances many wouldn't bother. The works I have done are over and above council requirements. I set my standards and attract the right tenants. It certainly won't cost this guy 50k to fix the issues. People who live in such places do so as it may be cheaper or they don't have the income levels etc to get a better place. Little bit of money goes a long way with such people and there are other legitimate ways of getting around any tenant resistance. As for mould issues, my tenants are provided with washing machine and dryer and an external area where they can dry the cloths if they don't wish to use the dryer. Where I have found small mould build up during inspections usually in shower enclousres, I would treat them and show the tenants how to ensure it doesn't happen again. If I see mould after second inspection, I don't renew their contract. All new tenants only get a 6 month contract anyway. Another example of the council non-action is when I informed one council of a dangerous flat where the first floor external door Leeds to dilapidated stair at the back of the property. After several complaints the council put a dangerous building notice, the landlord removed the staircase. so now the tenants will fall from first floor to the ground floor. The council has taken no further action.

From: Pat Gan 18 January 2021 21:01 PM

Pat Gan

From: Pat Gan 17 July 2020 10:54 AM

Pat Gan

From: Pat Gan 26 June 2020 09:48 AM

Pat Gan

From: Pat Gan 19 December 2019 09:49 AM

Pat Gan

From: Pat Gan 28 September 2017 12:34 PM

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