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Graham Morris
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The Landlord Register is his evidence FFS The very last thing a landlord and local authority looks at is the register, who sells a house then updates the register? Very few people.
From:
Graham Morris
06 March 2024 09:40 AM
The good news nick is the ban comes to an end on the 1st of April. It may only be a small window of opportunity to get out, so would advise anyone considering this to take the opportunity. More rules and legislation are only about 1 year away
From:
Graham Morris
06 March 2024 09:38 AM
In Scotland on a PRT (Private residential tenancy) it is a maximum of 2 months deposit For some reason (annoyed Landlord) it won't let me respond to your post
From:
Graham Morris
15 February 2024 15:20 PM
It's actually a lot worse for tenants than described in the article. Due to the risks and the time it takes to evict, landlords (us) are taking larger deposits. In the past I was always happy with one months rent as a deposit, now I take the maximum I can take (2 months). These fools really have screwed over tenants, the best laugh is this, they are still trying to screw them over more, as every policy is ill thought out, will drive folk away and due to the lack of supply will increase rents
From:
Graham Morris
15 February 2024 14:57 PM
Or, here is Joe blogs, after 2 months it looks like he left / abandoned the property. Councils will spend more time chasing people that do not exist
From:
Graham Morris
14 February 2023 07:56 AM
Its true I saw it for my own eyes, look at the idiots twitter account and you will see His party have form for this in Scotland, sadly his colleague Patrick Harvie is in charge of "tenants rights" and a new assault on landlords is already underway
From:
Graham Morris
03 January 2023 09:39 AM
I hope these BTR providers do what they say they will do and do not invest. It would be great to see them do this publicly Pick a site anywhere else in the UK and say this was a fraction of what we intended to do in Scotland until the Scottish Government got involved. Its not just housing stock and supply thats effected its peoples jobs too
From:
Graham Morris
05 October 2022 10:01 AM
You just have to love this comment from the idiot Patrick Harvie “People who rent their homes are more likely to live in poverty or be on low incomes than homeowners. As such they are particularly exposed to rising prices, and it is imperative that we bring in support for them urgently". The part "its imperative we bring in support for them urgently" I don't see how Patrick Harvie or Scottish Government is supporting them? They are demanding us landlords support them. So Patrick, tell us how you are supporting these tenants? You could make interest free loans available, paid back over a 3 or 5 year period? Of course you wont, its up to the big bad landlord to do your dirty work and despite being forced to do it, guess what, we will still be the big bad landlord. Tenants will move on naturally, any property i do not sell, my rents from now on will be the maximum I can get away with, when previously I was 20-30% below the market and never increased rents year on year. Those days are now long gone, this will not be forgotten
From:
Graham Morris
05 October 2022 09:56 AM
The reason being they can afford excellent legal teams that would tie the Scotgov in knots. Us landlords simply can't do that, so in effect they are bullying the small weak guy
From:
Graham Morris
07 September 2022 08:10 AM
Landlords before this were already selling up, this will encourage those who delayed or were sitting on the fence to get out ASAP Don't take my word for it, in an article on Landlord today on 8th Aug 2022 it reported the treasury has had a massive increase in capital gains tax due to landlords selling (sorry it wont allow me to link the article) This is a very bad day for tenants, this will mean less properties available in the future and higher rents as a result. Well done Scotgov, you have excelled in showing the world how incompetent you really are
From:
Graham Morris
07 September 2022 08:06 AM
Think of how many problems would be solved if all the rent money (Housing Benefit) went direct to Landlords. Money would be getting used for its intended cause. Tenants would have more secure housing and there would be less arrears. Thats too sensible though I guess and will they learn, no, Government will continue to send the rent element direct to tenants.
From:
Graham Morris
03 April 2020 15:49 PM
Correct The next one in the door will likely follow a similar model Unelectable
From:
Graham Morris
30 March 2020 09:42 AM
Its a one way street. They do not need to put a ban in place, anyone who has been through the useless HPC tribunal will realise that it will take around 9 months to get someone out anyway. Further, the tribunal is closed, do these folks not know that? The process is too slow as it stands and needs to speed up. I pity anyone who is experiencing ASB, this system is too slow for getting these people out Another Scotgov failure to add the the huge list
From:
Graham Morris
25 March 2020 10:00 AM
I hope this individual now finds it difficult to find a house to rent, now that this judgement is in the public domain, it will be there for all to see in the findings of the FTT. Who would rent to someone that is clearly out to scam it? For people renting in Scotland, please always check the housing and property chamber website and search for the names of your prospective tenants under 'decisions'. There is always someone out trying to scam Surely it would have cost him legally too, so definitely not a worthwhile exercise
From:
Graham Morris
20 February 2020 09:05 AM
Agree Robert Its also disturbing the lack of business experience in the Scottish Parliament, particularly by the governing party. It is possibly the reason why everything they touch breaks or costs a fortune to fix / get done
From:
Graham Morris
30 January 2020 09:48 AM
I agree with Paul... You do also know that your tenant can call at ANY time and say their account is up to date and they will be believed? The rules state they do not have to speak with the landlord, nor ask for evidence I had a tenant that did exactly that
From:
Graham Morris
08 February 2019 22:18 PM
Its an abuse of tax payers money. The rent element should in all instances be paid to the landlord, no questions asked. Until then, few people will rent to people on UC and rightly so.
From:
Graham Morris
08 February 2019 10:05 AM
They simply do not get it. I will happily say no DSS and have very valid reasons for doing so. Its a business we run, not a charity
From:
Graham Morris
27 November 2018 09:02 AM
AND pay it in all instances pay it directly to the landlord
From:
Graham Morris
26 November 2018 09:51 AM
The bank is absolutely right and the protesters should vent their frustration elsewhere. Get rent money paid directly to the landlord in all instances and the issue will more than likely resolve itself. Why government and the protesters cant see this is beyond me
From:
Graham Morris
26 November 2018 09:42 AM
Change the rules and pay all rent (tax payers money) directly to the landlord and the rules may change from a lenders and landlords perspective. Evictions would also go down, which would free up more court time too Its madness to pay a tenant their rent element and "hope" they pay it out for the cause it was intended
From:
Graham Morris
22 November 2018 10:41 AM
Never ever should rent money be paid direct to a tenant. Until that changes, no UC tenants will be accepted into any of my properties Its not rocket science, yet London just does not get it
From:
Graham Morris
21 November 2018 10:25 AM
Totally agree Andrew No to DSS / UC tenants, its simply not worth the hassle
From:
Graham Morris
29 October 2018 09:54 AM
Tax payers money for rent should NOT under any circumstances be paid to the tenant. In all instances it should be paid direct to the landlord, that way the money is GUARANTEED to be used as intended. Think of how much court time could be saved etc, less evictions means less stress on the system. As Andrew above says, its not rocket science Until then, housing benefit claimants need not apply for any of my properties
From:
Graham Morris
29 October 2018 09:47 AM
Tax payers money should NEVER be abused in this way. All rent money should AUTOMATICALLY go direct to the landlord. This would reduce rent arrears and reduce the number of evictions through the courts or tribunals. This ensures tax payers money is 100% used for what it was intended to be used for. There is so much waste in the system and so much money can be saved by this simple shift in policy. Its simple though.... Do not rent to tenants on benefits / Universal Credit
From:
Graham Morris
19 October 2018 15:18 PM
Its simple, DO NOT RENT TO PEOPLE ON BENEFITS.... Dealing with DWP/ UC is a nightmare. However, if you do get poor service or hung up on, then complain. All calls that go into DWP/UC are recorded, all the need is the phone number you called from and the call is located. The simple answer is to stop renting to people on UC, until there are changes in the system.
From:
Graham Morris
02 October 2018 08:58 AM
This universal credit system has made things even worse for people on benefits to secure housing and rightly so. Tax payers money should not be handed to a tenant to then pay the landlord, that is a absolute disgrace and abuse of that money. Further, there is no consequences when the tenant does not pay their rent, even if they move to another property. This handing rent money to a tenant to then pay the landlord leads to tax free money ion a tenants pocket, with ZERO consequences if they spend that money elsewhere. Whats worse is the UC system does not allow the landlord to speak about the claim with them. "everything must go through the tenant"... Rubbish system and it rightly punishes those who need to claim. No sympathy here and this debate is wider than paying in advance v's arrears
From:
Graham Morris
22 August 2018 09:23 AM
Andrew... Totally agree
From:
Graham Morris
20 August 2018 10:15 AM
Jeanne... What you are saying is we need rid of the awful SNP.... I agree and hopefully voters will too in the next election
From:
Graham Morris
24 May 2018 16:00 PM
This lot (Labour) continue yet again to be anti Landlord. Remember your just a rich landlord... Just how unelectable do they really want to be?
From:
Graham Morris
14 February 2018 09:53 AM
Any landlord that votes for that rocket deserves all that will come their way. Labour policies and Corbyn will take everything you have and impose a lot of grief on (in their words) "rich landlords". Remember according to them, every landlord is rich.
From:
Graham Morris
30 January 2018 09:04 AM
Its simple, do not let people on benefits rent your property. The council in my view has acted disgracefully and they should be ashamed of their actions. I see they want to now label the tenant as vulnerable to justify their horrific decision. This pushes more landlords out the game and increases rents for tenants. However, we are just labelled as "rich landlords" so all is good apparently
From:
Graham Morris
08 November 2017 09:32 AM
Another SNP disaster in the making... Acceptable to not pay rent for 3 months and good luck to all those who will suffer anti social behaviour as you will likely be moving yourself. Under these shambolic plans, victims will have to testify to see stand a chance of seeing their nuicence neighbours removed from the property. Everyone needs to understand that landlords have lost the ability to deal with anti social behaviour effectively. Its now in the hands of other to decide that fate. The door to investing in the PRS in Scotland is virtually closed. SAL working in partnership with Scottish Government???? If so they should be ashamed to put their name to these proposals. Did the Scottish government (SNP) not largely ignore the representations made by SAL? A more effective statement would have read.... SAL will be doing their best to help landlords through this challenging step change imposed on us by an out of touch Scottish Government. Troubling times ahead...
From:
Graham Morris
23 October 2017 08:43 AM
Terry - Totally agree. Lets not forget, nothing has been implemented here as yet and we don't yet know how this will play out. Like every other SNP policy it will likely be a disaster, but it won't be their fault, they will blame everyone else. However, if done correctly it is a very positive step forward.
From:
Graham Morris
06 October 2017 11:44 AM
I will not offer accommodation to ANYONE on UC. The system is a absolute disaster. Despite having not received any rent money for 3 months, the jokers at DWP continue to send money directly to the tenant. I complained over a month ago, and heard nothing back. This system is a disaster and a huge lucrative gift to tenants in receipt of UC. When you call UC they say, "all you can do is take your tenant to court". Its absolute madness
From:
Graham Morris
18 September 2017 09:00 AM
Labour continue to be unelectable... They have banged on about rent control for at least the last 2 x elections and it has got them nowhere. Sounds to me like they are still out of ideas.
From:
Graham Morris
18 September 2017 08:55 AM
When will this awful un-organised party learn..... We have been here before with Labour and just recently in the last election. Tougher on landlords and banning Zero hour contracts. The public have all ready rejected these policies, so it may be a good idea for them to focus on something different. Unelectable useless party who brand us landlords as "rich"... I think all parties need to get a grip when it comes to letting / PRS. But the answer is not to trot out policies of the past that failed.
From:
Graham Morris
02 May 2017 09:16 AM
Consultations in Scotland (especially on property topics) are a waste of time. They do not listen to people and already know what they are going to do and implement regardless of the outcome of the consultation.
From:
Graham Morris
12 April 2017 09:01 AM
Its Ok I guess as we are all supposed to be rich landlords...
From:
Graham Morris
28 March 2017 15:29 PM
Yes Landlord today is often guilty of just throwing a story out there where the experience I am aware off is very different. I know many people who were once very active in the market, now not interested at all and indeed will sell off their properties before they wold purchase. Less choice in the market means one thing... Higher rents...
From:
Graham Morris
08 March 2017 09:09 AM
M Goe - Totally agree, the article and comments from that no mark (Alex Rowley) shows how far labour are out of touch. They tried all this at the last election along with the ZERO hour contract and guess what... If failed... So instead of moving on, its being dusted down again. What he may want to spend his time doing is finding out how many homes this 2bn covered. It would be a good gauge to let him know how many homes they are short. However, if he was to put pressure on creating work for people, then there would be no need for HB to be paid. Getting people into work is a better way of reducing this bill, not making out landlords who provide a vital service that government can't are in some way stealing this money. Clearly Labour are still out of touch Clearly this guy, just like the current housing minister (SNP) has no idea about this subject.
From:
Graham Morris
05 January 2017 09:49 AM
One thing we will all agree on is that Brit Sixteen sixty four is very uneducated on this subject or is simply just an idiot. Either that or just fishing for our comments. The standard in those "professional landlords" portfolios is definitely as a whole not as good as the "non professional, reckless and over leveraged" landlords. Take my advice, go away and do some proper research or speak with some real landlords before making comment.
From:
Graham Morris
04 November 2016 08:50 AM
Couple of things, agree with Paul above for a start. My concern here is simple mistakes will be made. There seems to be no room for a little human error or error from an employee. The article does not tell us how many properties the company manages, if its only 2, then yes they have totally ignored the law on this, but if its 200 then is it a big deal? That combined with did they refuse to then lodge it OR refuse to refund the tenant? There is no evidence here the company deliberately acted to defraud any tenant. Further, due to court costs and legal costs the Ltd company probably just pleaded guilty as I see no trail took place. To defend themselves even on simple human error would have cost much more in legal costs alone. Remember a Ltd company can not be represented by its directors and MUST have its own seperate legal representation. Someone with deeper pockets may wish to challenge that very same sinario. Basically I find the article misleading and very sales orientated towards Safe Deposit Scotland (not like landlord today, lol). In short it is NOT a landmark case and it does NOT have a massive impact as nothing was tested or challenged. This was more a sales story with trading standards putting their hand up to say they are still here.
From:
Graham Morris
13 July 2016 13:53 PM
The sad thing is had Labour or anyone else been in power, it could have and probably would have been worse. But I do agree agree with James too...
From:
Graham Morris
14 June 2016 10:12 AM
Well said Steve... Its a one way street and there is no signs of that EVER changing. Its always a poor tenants story.
From:
Graham Morris
05 May 2016 10:42 AM
What amazes me is how one sided these arguments are. You can name and shame business's and Landlords, but don't dare name and shame tenants who trash places, don't pay rent or are anti social; allowing they to move onto the next landlord to do the same.
From:
Graham Morris
28 April 2016 08:43 AM
I am a "professional landlord" and will not be buying anymore property. I would go as far as saying I would get rid of it all. I am not sure if you are in favour of these changes or not, but I don't think the issue is about one single change. For me its about the constant changes and changes that do not benefit anyone. Next up; here in Scotland we wont be allowed to evict a tenant if we want our property back. This will have a devastating effect when it comes to dealing with tenants on a anti social behaviour basis. Combine that with the tax changes, smoke detector changes (one hard wired alarm is now not enough), carbon monoxide changes, EICR changes, PAT testing changes, the failed landlord registration laws, soon to come in the letting agent registration. Its change change change change and a lot of it is not for the better and decided by people who have no experience in this sector. Oh and the clowns at Shelter have a huge hand in on this too. So all of these cost increases on landlords with a reduction in tax relief, its no wonder 1 and 5 want to bail or will bail from the sector.
From:
Graham Morris
22 January 2016 08:33 AM
Totally agree with Dan and Carol. But there is a flaw here. That flaw being to get the money the houses on site have to be SOLD. This joker will simply not sell the houses. and keep them mortgaged high... Sorry but this is not robust action, far from it. A letting banning order and bill to be settled within 30 days is robust. You may find that the properties on site have been transferred to someone elses name already..
From:
Graham Morris
28 October 2015 09:46 AM
More alarmingly is he allowed to still own and rent out property?
From:
Graham Morris
20 October 2015 10:11 AM
@Brit sixteen sixty four.... Your opinion seems very un-informed and a view something like the clowns at shelter would come away with... Not all Landlords put up rents every year, I know that I don't. I tend to wait until a tenancy changeover to adjust rents up or down and yes I said down as this can happen too. You fail to miss the point that there is allegedly not enough homes in this country... BTL people leaving the market is a disaster for renters, as it shrinks the number of properties available. The less properties available for rent, results in less choice, which means higher prices. Thats basic supply and demand. I would also argue that its more likely to be a good home that left the PSL than a bad one for a variety of reasons. You also assume everyone wants to own a house. Again not everyone wants to be burdened with a large mortgage and responsibility of that size. The answer to lower rents is to increase the supply of quality housing and to increase the number of homes available in the UK in general. Oh and my final point is yes there is record low interest rates, but please do not be foolish to think this is passed on to the consumer. Most of my properties are on a rate of 4.19%. Is record low interest rates being passed on to you through your credit card and card loans? I didn't think so.
From:
Graham Morris
20 October 2015 10:04 AM
Well said John Blackwood. However I think we all have little to no faith in the Scottish Government to be sensible about this. In my opinion most of the problems highlighted in the press are few and far between in Scotland. This does not make it right, but its not a massive problem is the point I am making. The Scottish government have an opportunity to be sensible about this and realise the vital role that private landlords play; but we are all too aware that they say they "listen" through consultation papers etc, but we all know they don't and push things through that goes against the consolation paper. For any government ministers looking in... I have yet to meet a landlord that "evicts" a good tenant. Despite all the rubbish pedelled by Labour, Landlords would give a rent reduction for a respectful tenant that sticks to a tenancy agreement and wants a longterm rent. Further, most landlords are not "rich" and most do invest in their properties. I have no confidence in this Scottish Government to do the right thing.
From:
Graham Morris
07 October 2015 10:00 AM
Same old Labour, just a different set of clowns at the wheel.... I may have this wrong, but I do recall all this rubbish about rent controls and taxing landlords from them at the last election. The words "rich landlords" were often reeled off. So why when it has failed previously do they want to keep banging this drum? Well in short I think they have no other ideas. Expect to hear a lot from them on "rich landlords" and "sub standard properties" over the course of this parliament with little in the way of evidence to back it up. They could always get shelter to release more statistics without the need to back them up with evidence I guess. Surely even talk of all this, along with the changes in the market place is putting off investment in this sector. I know for a fact I am "out" as they say and will only look to dispose of property, not increase the portfolio.
From:
Graham Morris
29 September 2015 09:54 AM
So if I am reading that correctly, Shelter were asked a couple of questions and selectively only answered one where they claim yougov conducted the research? However have they answered the question on if they are going to provide full transparency on the figures? I hope this is not ignored and they are hounded for full transparency. Where are folk going to realise Shelter are a waste of time and do more damage to tenants on a whole than good....
From:
Graham Morris
09 September 2015 09:53 AM
Yes another farce by the SNP government trying desperately to be the new labour.... Personally I do not think there is a problem with the "excessive rent increases" as I simply do not think it really exists in Scotland. In London, quite possibly, but if it happens here its few and far between. So this area does not concern me. What is of massive concern is the "no fault eviction" and how this will be used and abused by tenants who already have a very one sided lease. If I was a lender I would not be lending in Scotland thats for sure. May seem strange to some that there are many lenders who already do not lend in Scotland, simply because of the repossession laws; so already we have a reduced pot of lenders to that of the rest of the country. However throw this into the pot it can only reduce further. What landlord moves on a good tenant for the sake of a extra £25 / £50 per month. It simply does not happen. Most would pay that for a good tenant... We have not increased our portfolio for around 2 - 3 years due to availability of funding. However if I was to be offered 1 million pounds now to invest into the Scottish market I would simply turn it down. Because of the way we see this going, we are reducing our risk and selling off properties. How this brings rental market pricing down I am not sure, possibly one of the jokers at the Scottish parliament would like to advise, but where I come from the greater the supply the lower the price. Look at oil for an example. Further, not only do we have to contend with these foolish and un-necessery proposals, but we now have to put even more hard wired smoke alarms in properties as well as heat detectors in the kitchen. We now have to do mandatory PAT testing and Electrical 3 / 5 testing so the costs to landlords are through the roof. All this and if you have a bad tenant we are going to make it 3 times harder and more expensive to get your property back. My advice, reduce your risk in the Scottish Market and do not buy anymore to let out in Scotland. With the proposals as they stand you will be possibly funding the life of someone else and not be able to move them on.
From:
Graham Morris
03 September 2015 09:05 AM
What an idot..... Surely its not just me that cant stop laughing? Labour have a long long way to go; with the other joker in the pack (Andy Burnham) insisting that we are all rich landlords. If at the next election we got a labour government, then a red government would be a disaster for property investors and the country as a whole. Mix that with the basket case above looking to remove the bedroom tax, why? and benefit cap, why? you can only shake your head and wipe away the tears.
From:
Graham Morris
07 August 2015 09:03 AM
You would be a absolute fool to invest in BTL at this minute in time (especially in Scotland) With all the changes thats happening, interest rate rises, changes to tax relief and issues with tenants who see rent as the last thing you need to pay, I would say there are better investments elsewhere. In fact if you want to buy, speak with me, i am willing to sell....
From:
Graham Morris
23 July 2015 10:24 AM
Thats OK, landlords are rich are they not? Well according to at least 2 of the new potential Labour leaders they are (BBC1 new leaders debate yesterday). Clowns Corbett and Andy Burnham seem to think that we are all just rich Landlords. Seems this lot want to cling onto policies that got them tanned in the last election. Personally with this chat and new legislation that will probably hit us in Scotland, it seems to be acceptable not to pay your rent. On the priority list, rent is moving further and further down it. Shocking. If you are thinking of entering this industry, don't bother.
From:
Graham Morris
20 July 2015 10:05 AM
Jon... You will note there was consequences for the actions of this landlord, and quite rightly so. In fact, it was not severe enough IMO. Can we point to the consequences of a bad tenant? A tenant that does not pay rent or wrecks a property? Probably not, in my experience its just not worth it and only costs more money to pursue through our toothless over sympathetic ineffective court system. Meanwhile a tenant can roll from one tenancy to another with little to no consequences.
From:
Graham Morris
21 May 2015 09:47 AM
Michael its not a case of attracting the wrong type of tenants, I think its more a case of finances in the country as a whole and taken across the board (or it least it should be). Not every agent can have all the best paying tenants... I would also be careful at advocating 2% of arrears as being OK. Personally any type of arrears is unacceptable and on your own calculation at an average rent of £700, your arrears would be £9800. That is unacceptable and £9800 taken from a landlords investment. With costs to renting increasing through regulation and upgrades etc, there is NO EXCUSE for a acceptable level of rent arrears. There needs to be tougher consequences for rent arrears and also be made quicker to move people on if not paying. A landlord should not have to "foot the bill"
From:
Graham Morris
21 May 2015 09:39 AM
Choose not to believe me if you like, thats your choice. But let me clarify, yes everyday. There are and will be people who genuinely struggle, but for alot and in my opinion would say most a landlord being paid is below booze, fags and TV in the list of priorities. As I say, just my opinion...
From:
Graham Morris
18 May 2015 17:18 PM
I am with you on this John as I see it first hand every day. Its all to easy not to pay the landlord when higher up the list of priorities is booze, fags, Satellite TV etc. Landlord too often gets the raw end of the deal and is painted out to be rolling in it.
From:
Graham Morris
18 May 2015 15:40 PM
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From: Graham Morris
28 March 2017 15:29 PM
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08 March 2017 09:09 AM
From: Graham Morris
05 January 2017 09:49 AM
From: Graham Morris
04 November 2016 08:50 AM
From: Graham Morris
13 July 2016 13:53 PM
From: Graham Morris
14 June 2016 10:12 AM
From: Graham Morris
05 May 2016 10:42 AM
From: Graham Morris
28 April 2016 08:43 AM
From: Graham Morris
22 January 2016 08:33 AM
From: Graham Morris
28 October 2015 09:46 AM
From: Graham Morris
20 October 2015 10:11 AM
From: Graham Morris
20 October 2015 10:04 AM
From: Graham Morris
07 October 2015 10:00 AM
From: Graham Morris
29 September 2015 09:54 AM
From: Graham Morris
09 September 2015 09:53 AM
From: Graham Morris
03 September 2015 09:05 AM
From: Graham Morris
07 August 2015 09:03 AM
From: Graham Morris
23 July 2015 10:24 AM
From: Graham Morris
20 July 2015 10:05 AM
From: Graham Morris
21 May 2015 09:47 AM
From: Graham Morris
21 May 2015 09:39 AM
From: Graham Morris
18 May 2015 17:18 PM
From: Graham Morris
18 May 2015 15:40 PM