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KEYWORD "Banks" - 100 RESULTS
Capital Appreciation Worries down to interest rates, says analyst

A leading business analyst is firmly blaming interest rates for the see-saw in house prices seen in recent indices. The latest, from...

08 April 2024

From: Breaking News

Shamplina Speaks: Letting agents are landlords' allies today

In the recent landlord sentiment survey conducted by the Property Redress Scheme, it came as no surprise to me to discover...

06 April 2024

From: The Big Issues

Council Tax Rebates for renters - think tank’s suggestion

A think tank is urging the UK government to consider tax perks for private renters to help them save faster for...

21 March 2024

From: Breaking News

Critical week ahead for interest rates and inflation

Latest inflation figures are announced on Wednesday and the Bank of England makes its next base rate decision on Thursday. The Office...

18 March 2024

From: Breaking News

House Price Boost could just be momentum … or it could be better news

The latest index, from the Halifax, shows house prices rose 0.4 per cent in February – the fifth consecutive monthly increase....

09 March 2024

From: The Big Issues

Bad News - Landlords predict retail will face highest level of negative growth

Nearly a third of landlords predict that the retail sector will see the highest level of negative growth over the next...

09 March 2024

From: Top tips & guides

Letting agents demand banks cut mortgage rates

The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

29 February 2024

From: Breaking News

What’s your view on tenants getting 99% mortgages?

Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...

26 February 2024

From: Breaking News

Why the 1% mortgage deposit scheme is unworkable

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

24 February 2024

From: Rental Reform

Sadiq Khan challenged by new candidate seeking rental reform

A newly-nominated candidate in this spring’s London Mayoral election has vowed to lower private rents if he wins. Serge Crowbolder, currently a...

06 February 2024

From: Breaking News

Energy Efficiency key to property holding value - housing expert

A property expert claims capital values on properties should drop significantly if they are not considered appropriately energy efficient. “Homes which aren’t...

29 January 2024

From: Breaking News

Shelter links with High Street bank to campaign on housing

HSBC bank is working with Shelter on housing campaigns. A statement from the charity says: “With support from partners including HSBC UK,...

25 January 2024

From: Breaking News

Renters may become first time buyers with just one per cent deposit

The government is considering allowing renters to buy their first homes with just one per cent deposits, according  to press reports...

22 January 2024

From: Breaking News

Activist slams bank boss for telling buyers to save for deposits

The chief executive of Generation Rent has slammed the chair of the NatWest Bank for comments over first time buyers. At the...

08 January 2024

From: Breaking News

Inflation Drop’s Big Question - will interest rates fall sooner, not later?

Consumer Price Inflation in November was 3.9 per cent - significantly lower than the 4.4 per cent expected by many analysts. It’s...

21 December 2023

From: Breaking News

Purplebricks claims to sell landlords’ homes ‘for free’

Controversial online agency Purplebricks claims landlords and other home owners can sell their properties for free “as part of a progressive...

13 December 2023

From: Breaking News

Mortgage interest relief must be reinstated says agency boss

Winkworth's chief executive says next week’s Autumn Statement must see the reinstatement of Mortgage Interest Tax Relief for investors. Dominic Agace says...

15 November 2023

From: Breaking News

Is Ireland A Good Bet For UK Investors?

Making an investment in a country with a different currency introduces exchange rate risk. Ideally, a UK investor would buy the...

26 August 2023

From: Agent Advice

HMRC’s Self Assessment tax warning to landlords

HMRC has prepared a guide to landlords’ and other property professionals’ self-assessment.  Here’s the guide in its entirety. - The year is flying by...

16 August 2023

From: Breaking News

MEES, EPCs and Energy Efficiency - the government's next steps

Last month, Housing Secretary Michael Gove declared the Government was “asking too much, too quickly” of landlords by setting a 2028...

12 August 2023

From: Rental Reform

Capital Appreciation to dip for next two years - warning

The latest market snapshot from Zoopla suggests landlords’ capital appreciation over the second half of this year depends almost entirely on...

31 July 2023

From: Breaking News

House Prices plunge 31%? At least the banks would survive…

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

14 July 2023

From: Breaking News

EPCs: the big energy challenge for UK landlords

UK landlords are currently facing a myriad of challenges.  It’s well documented how costly retrofitting properties to meet new energy efficiency standards...

01 July 2023

From: Legislation & Compliance

Interest Rate Rise This Week? - 50:50 chance says analyst

There’s a 50:50 chance of yet another Bank of England base rate rise this week according to a leading business analyst. Susannah...

21 March 2023

From: Breaking News

Agency warns: Liz Truss Budget still affecting the housing market

The head of residential research at a prominent estate agency says the signs look ominous that “the housing market is headed...

07 February 2023

From: Breaking News

AirBnb demands mortgage lenders allow owners to short-let homes

Airbnb has gone into battle against mortgage lenders opposed to their customers letting out their homes. The short let platform is calling...

16 January 2023

From: Breaking News

Revealed - where capital appreciation was greatest (and least) in 2022

New data from Rightmove reveals the areas which have seen the largest price jumps in the past year. It says that Eastwood...

09 January 2023

From: Breaking News

Lib Dems resuscitate eviction ban in run-up to Christmas

The government is under new pressure to introduce a last minute eviction ban to avoid private renters facing homelessness over Christmas. Liberal...

19 December 2022

From: Breaking News

Stricter EPCs, Rent Controls, S21 Scrapping - is this 2023?

Yes, it’s that time again when the property hoi polloi impose their predictions for the following year on us and so,...

17 December 2022

From: The Big Issues

The ‘F’-word - house prices to fall whatever the agents call it

The Guild of Property Professionals has issued a warning that house prices are going to fall. A 645-word statement from the Guild...

06 December 2022

From: Breaking News

Anti-Landlord Sentiment is Changing - now we need action

I often use this column to discuss the reputation of landlords and the broader private rented sector which, as we all...

19 November 2022

From: The Big Issues

Legal warning - HMRC targeting landlords in new campaign

HMRC is targeting residential landlords who it suspects are not declaring their full rental income, warns tax advisory service Kreston Reeves. The...

14 November 2022

From: Breaking News

MPs slam landlords and second homes as they urge stamp duty rethink

MPs from Opposition parties in the House of Commons have attacked the government’s recent stamp duty change - and taken the...

27 October 2022

From: Breaking News

Rental Reform Delay allows proposals to be rewritten says industry chief

One of the highest profile figures in the lettings industry says the apparent inaction by government over rental reform gives an...

04 October 2022

From: Breaking News

Brian Love, Head of Broking for Newable Finance

Who are you? I am the Head of Broking for Newable Finance. A specialist commercial finance brokerage. What is Newable Finance? Newable Finance is...

06 September 2022

From: 60 Second Interview

Fewer mortgages available in rest of 2022 - forecast

Mortgage activity is forecast to fall by six per cent by year-end as the market feels the brunt of interest rate...

17 August 2022

From: Breaking News

Fraudsters Foiled! 20% of suspicious applicants are con artists - claim

An analysis from PropTech firm Goodlord claims that landlords would have lost a combined £1m over the last year without anti-fraud...

09 August 2022

From: Breaking News

Energy Efficiency - Funding Options for Retro-fitting Properties

In the drive for the UK to be net zero by 2050, residential landlords are facing costly green refurbishments.   Already, landlords...

06 August 2022

From: Tax & Finance

Rental Reform: would Sunak or Truss be best for landlords?

It’s just possible that the new Prime Minister - whether Rishi Sunak or Liz Truss - might just redress the imbalance...

28 July 2022

From: Breaking News

Why a green mortgage could be the answer to new EPC regulation

Whether it’s increasing the amount we recycle, choosing sustainable products, or reducing our carbon footprint by limiting the amount we travel,...

11 June 2022

From: Rental Reform

Alec Chohan, Senior Finance Broker at Newable Finance

Who are you? My Name is Alec Chohan, and I am a senior finance broker within the Newable Finance team based in...

07 June 2022

From: 60 Second Interview

Rogue landlord fined for putting tenants at risk

A rogue landlord that put tenants at risk has been fined for £4,808 for breaking housing regulations on a property in...

06 June 2022

From: Breaking News

Investing in seaside holiday hotspots? Expect to pay dearly

A new league table of capital values in seaside locations shows the affordability challenge of investing in areas with guaranteed holiday...

29 April 2022

From: Breaking News

Beware Japanese Knotweed - flood warning for landlords

A specialist company is warning landlords that the recent spate of named storms across the UK may have heightened the risk...

01 March 2022

From: Breaking News

First-time Landlords: key tips to remember in buy to let

Has there ever been a better time to buy-to-let?  Zoopla just last week revealed that demand and rent prices, especially in city...

19 February 2022

From: Top tips & guides

Excluding landlords will lead to cladding safety problems

Experts are predicting that the exclusion of large scale landlords from cladding relief may lead to significant delays in some safety...

18 February 2022

From: Breaking News

Rising Inflation and the Impact On Landlords

The Covid pandemic has had a significant impact on the economy, with long term consequences that are still not fully appreciated....

22 January 2022

From: Industry Views

Why 2022 will be Build to Rent’s Year

New preliminary figures released by CBRE reveal that a record £4.1 billion was invested in the UK’s Build to Rent sector...

15 January 2022

From: The Big Issues

Leasehold landlords to be more proactive ahead of sale - forecast

A leasehold expert says existing owners - including landlords - are expected to be more proactive in 2022 as they seek...

07 January 2022

From: Breaking News

New bank tries to woo landlords with four or more properties

A new bank - Recognise - has entered the buy to let market in a bid to win landlords and investors. Its...

06 January 2022

From: Breaking News

New BTL lender aims to help landlords “ignored by the big banks”

Recognise Bank has entered the rental market with a new product designed for professional landlords and investors with portfolios of at least...

18 November 2021

From: Breaking News

Landlords tell government: Don’t cut £20 from Universal Credit

The National Residential Landlords Association has joined over 100 other organisations across the UK to urge government to scrap the planned...

06 September 2021

From: Breaking News

The 10 biggest mistakes a landlord could make (according to a bank)

It might be thought that banks have made significant mistakes of their own in the recent past - including triggering the...

25 February 2021

From: Breaking News

Banks set to repossess substantial number of buy to lets - claim

A  leading property law firm says the government’s ‘eviction ban by the back door’ means many buy to let properties are...

10 November 2020

From: Breaking News

Top tips: your guide to buying Spanish property

If you are dreaming of buying a property in Spain, there is so much to think about and many things to...

30 October 2020

From: Top tips & guides

Editor’s Letter: Goodbye and Thank You

Dear Readers, Today is my last day as editor of Landlord Today. Following more than four years in the role, I have...

30 September 2020

From: Breaking News

Long, ‘bumpy’ road to recovery predicted for UK property market

The latest data from the Office for National Statistics (ONS) suggests that the housing market continued to recover at the tail...

20 August 2020

From: Breaking News

Mortgage advisor jobs - shortage of advisors to meet demand

Mortgage advisor jobs - shortage of advisors to meet demand The mortgage market, like all other parts of the property industry,...

25 June 2020

From: Sponsored Content

Surge in online searches for properties in remote or coastal areas during lockdown

Online searches for properties in remote or coastal locations has increased sharply, according to Rightmove.  The property website analysed the areas people...

08 May 2020

From: Breaking News

BTL landlords warned against using mortgage payment holidays

Buy-to-let landlords are being warned not to use mortgage payment holidays unless absolutely necessary.  Chestertons, based in London, says that landlords should...

21 April 2020

From: Breaking News

Coronavirus concerns: BTL borrowing options have been ‘drastically reduced’

Hundreds of buy-to-let mortgage products have been withdrawn from the market due to the coronavirus outbreak, according to Property Master. The online buy-to-let...

27 March 2020

From: Breaking News

1.2 million people relying on overdrafts to fund rent or mortgage payments

Some 13% of people use their overdraft to cover the cost of their rental or mortgage payments - the equivalent of...

09 March 2020

From: Breaking News

Buy-to-let remains ‘a solid long term investment’

With savers receiving poor returns from banks and building societies, thousands of people unsurprisingly continue to turn to residential property as a means...

03 March 2020

From: Breaking News

Shawbrook cuts BTL range to three products

Shawbrook Banks has simplified its buy-to-let range down to just three products, a few months after streamlining its range from 10 to...

23 January 2020

From: Breaking News

SBI UK’s BTL product range now available through Legal and General Mortgage Club

The State Bank of India’s (SBI UK) buy-to-let product range is now available through Legal and General Mortgage Club. The company provides...

13 January 2020

From: Breaking News

BTL investors urged to head north for higher returns

Property investors are being advised to head north for better returns, with new research revealing that Bootle in Merseyside is currently...

08 January 2020

From: Breaking News

Despite tax and regulatory changes ‘there is still money to be made in the PRS’

With savers receiving poor returns from banks and building societies, thousands of people unsurprisingly continue to turn to residential property as...

24 December 2019

From: Breaking News

Preparing for property emergencies

Britain has faced terrible flooding this year. Floods and other property emergency can take minutes to occur and years to remedy....

23 December 2019

From: Breaking News

As UK edges towards recession, property expert urges  BTL landlords ‘to ride it out’

With Britain edging closer to its first recession since the financial crisis, a leading property auctioneer is urging property investors, including...

24 October 2019

From: Breaking News

Vida Homeloans introduces BTL hub to make mortgage applications simpler

Vida Homeloans has launched a new Buy to Let Hub, powered by eTech, with a view to introducing time saving tools...

01 October 2019

From: Breaking News

August is the most popular time to move home

Whether you are looking to rent out your property or sell, it is worth noting that August is the most popular...

26 July 2019

From: Breaking News

Vida introduces new BTL products

Vida Homeloans has announced the release of a series of new specialist mortgage products, including buy-to-let deals. The products include a 75%...

05 July 2019

From: Breaking News

Buy-to-let ‘still represents a great investment opportunity for landlords’

With savers continuing to receive poor returns from banks and building societies, thousands of people unsurprisingly continue to turn to residential...

28 June 2019

From: Breaking News

Tenants can now ‘quickly’ share data and it’s a ‘complete game-changer’

We all know that high quality detailed tenant references are crucial to ensure that people placed in rental properties have been...

10 June 2019

From: Breaking News

Landbay seeks to reassure investors on buy-to-let credentials

Specialist buy-to-let lender Landbay has conducted an independent Bank of England stress test to project the impact of a major economic...

29 May 2019

From: Breaking News

Investment in alternative real estate assets hits record high

With savers continuing to receive poor returns from banks and building societies, many people unsurprisingly continue to turn to residential property...

28 May 2019

From: Breaking News

New management service aims to help landlords avoid ‘exorbitant’ agency fees

A new online property management service has been launched by Rentora and comes with a suite of easy management tools to...

24 May 2019

From: Breaking News

Buy-to-let mortgage lending drops 9.1%

Buy-to-let mortgage activity remained sluggish in March with landlord investors taking out just 5,000 new buy-to-let home purchase mortgages, down 9.1%...

17 May 2019

From: Breaking News

The ‘relentless pursuit of profit has seen outside space sacrificed’, says agent

With savers continuing to receive poor returns from banks and building societies, many people continue to turn to residential property as...

25 April 2019

From: Breaking News

Top 10 most popular rental areas in London unveiled

Property search data from Zoopla over the past 12 months has been analysed to reveal the most sought-after areas for a...

09 April 2019

From: Breaking News

New mortgage and protection service launched by Portico

Portico has expanded its client offering with the launch of Portico Finance, a mortgage broker and protection service, designed to offer...

02 April 2019

From: Breaking News

Government urged to abolish controversial Right to Rent policy

The government faces growing pressure to scrap Right to Rent, which forces landlords to undertake immigration checks on prospective tenants, after the...

04 March 2019

From: Breaking News

Here’s why property is still a good long-term investment

With savers continuing to receive poor returns from banks and building societies, thousands of people unsurprisingly continue to turn to residential...

21 December 2018

From: Breaking News

BTL landlords earned £34bn in rental income last year

Private landlords across the UK collectively earned £33.8bn from their buy-to-let investments in the year from 5 April 2017 to 2018,...

04 December 2018

From: Breaking News

Most affordable London borough to rent based on salary revealed

Tenants in the London borough of Kingston upon Thames are spending the lowest proportion of their salary on rent, according to new...

28 November 2018

From: Breaking News

Campaign to make cheap insurance available for properties at risk of flooding

A new campaign has been launched to help make cheap insurance available to those who own property in flood-risk areas following...

27 November 2018

From: Breaking News

Allowing banks to operate a “no DSS” policy is “housing discrimination”

Mortgage lenders have once again been criticised for not permitting landlords to rent property to people claiming benefits – this time...

22 November 2018

From: Breaking News

New partnership enables tenants to add rental payments to their credit history

CreditLadder has joined forces with Bud to help tenants use rental payment history in credit scoring, with a view to helping...

05 September 2018

From: Breaking News

Almost one in ten people want to invest in buy-to-let property

With savers receiving appalling returns from banks and building societies, many people are unsurprising still interested in investing in buy-to-let as...

24 August 2018

From: Breaking News

Why would landlords want rent in arrears when they can get paid up front?

Thousands of private landlords across the country understandably reject housing benefit claimants despite accusations that they are discriminating against those on...

22 August 2018

From: Breaking News

How Brexit could impact the buy-to-let market

On 29 March 2019, the UK is scheduled to leave the European Union (EU). Despite the profound significance of this event,...

22 August 2018

From: Industry Views

Long-term property investment should see BTL landlords ‘come out on top’

Higher taxes, tougher mortgage lending conditions, along with political and economic uncertainty are making investment in buy-to-let less attractive to many existing and potential...

16 August 2018

From: Breaking News

Newcastle Quayside to receive North East’s first Build to Rent development

Construction work is progressing well on a new ultramodern, multimillion pound Build to Rent development on Forth Banks in Newcastle, which...

02 August 2018

From: Breaking News

Buy-to-let is still an attractive investment

The attraction of buy-to-let may be waning as far as some people are concerned due to a series of tax changes,...

04 July 2018

From: Breaking News

Lenders will be forced to push up mortgage rates because of higher costs

Banks will almost certainly be forced to raise mortgage rates as cheap money provided by a closed Bank of England scheme...

27 June 2018

From: Breaking News

These are the big issues facing property investors, including BTL landlords

Brexit uncertainty, higher taxation and more stringent mortgage lending conditions are among the toughest challenges currently facing property investors, including buy-to-let...

14 June 2018

From: Breaking News

Propio targets BTL investors for new property investment platform

Propio Properties has launched a new online property investment platform that it hopes will appeal to buy-to-let investors looking for a...

14 June 2018

From: Breaking News

Rise in demand for buy-to-let mortgages

There has been a sharp rise in demand for buy-to-let mortgages after a number of two-year fixed deals came to end. A...

27 April 2018

From: Breaking News

The BTL sector represents ‘more of an opportunity than a threat’

With savers continuing to receive poor returns from banks and building societies, buy-to-let remains the investment of choice for many people,...

16 April 2018

From: Breaking News

How BTL landlords can combat increases to the UK interest rate

When the Bank of England increased the interest rate to 0.5% in late 2017, buy-to-let landlords throughout the UK felt the...

03 April 2018

From: Breaking News

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