If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...
Archive
Nick Woodward, director of lettings at Essential Living, gives insights into why renting may be the best option for many. 1. Responsibility...
20 April 2024
From: Top tips & guides
A comprehensive new survey gives the lowdown on buy to let in the UK. The study, by Uswitch, is lengthy and covers...
13 April 2024
From: The Big Issues
A leading business analyst is firmly blaming interest rates for the see-saw in house prices seen in recent indices. The latest, from...
08 April 2024
From: Breaking News
There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...
04 April 2024
From: Breaking News
A mortgage firm that works with landlords claims an increasing number of them prioritise energy efficiency when assessing properties to buy. Some...
04 April 2024
From: Breaking News
New research from specialist lender Aldermore shows that 69% of private tenants feel they have a ‘good landlord’. This bucks the traditional...
03 April 2024
From: Breaking News
Co-living developments are a type of purpose-built rental housing, under the same principle as Build To Rent (BTR) but offering smaller size...
30 March 2024
From: The Big Issues
There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...
26 March 2024
From: Breaking News
Slowing inflation may - just may - lead the way for reduced interest rates. The headline inflation rate is now just 3.4%,...
21 March 2024
From: Breaking News
Latest inflation figures are announced on Wednesday and the Bank of England makes its next base rate decision on Thursday. The Office...
18 March 2024
From: Breaking News
Nearly a third of landlords predict that the retail sector will see the highest level of negative growth over the next...
09 March 2024
From: Top tips & guides
The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...
29 February 2024
From: Breaking News
Rightmove is calling on Chancellor Jeremy Hunt to use next week’s Budget as an opportunity to incentivise landlords to make properties...
28 February 2024
From: Breaking News
The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...
27 February 2024
From: Breaking News
Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...
26 February 2024
From: Breaking News
The Generation Rent group has thrown its weight behind a ban on mortgages for holiday homes buyers - and its chief...
26 February 2024
From: Breaking News
Knight Frank says that the Bank of England base rate is likely to stay unchanged at 5.25 per cent for at...
26 February 2024
From: Breaking News
The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...
24 February 2024
From: Rental Reform
A property finance consultancy claims that unmortgageable properties can be snapped up with a discount of 27 per cent. Apex Bridging says...
24 February 2024
From: Top tips & guides
New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...
22 February 2024
From: Breaking News
A bid to make three Northumberland holiday cottages available as permanent private residences has been rejected by planners. At a time when...
16 February 2024
From: Breaking News
Over a third of landlords will push back energy efficiency measures due to government flip-flopping on the issue. Research commissioned by tax...
14 February 2024
From: Breaking News
Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...
09 February 2024
From: Breaking News
Confidence has returned to the mortgage market, with sentiment improving steadily month by month in the last quarter of 2023, according...
08 February 2024
From: Breaking News
One of the MPs behind the disastrous mini-Budget - which directly led to soaring interest rates - is to stand down...
07 February 2024
From: Breaking News
There’s a warning today that the Bank of England’s decision to freeze base rate at the high level of 5.25 per...
02 February 2024
From: Breaking News
The average price of a home in Wales fell to £234,086 at the end 2023 following continued economic and financial pressures,...
30 January 2024
From: Breaking News
A prominent analyst says the threat of rising inflation caused by the Red Sea shipping attacks - on top of this...
18 January 2024
From: Breaking News
An insurance firm claims landlords shopping for a new mortgage deal may be expected by lenders to prepare personal guarantees. Purbeck claims...
16 January 2024
From: Breaking News
Despite inflationary and mortgage volatility over the last 12 months, a mortgage lender claims over a third of commercial landlords are...
16 January 2024
From: Breaking News
Another house price index has indicated a gentle rise in capital appreciation coming through at the end of 2023. Richard Sexton, director...
11 January 2024
From: Breaking News
The Penrith Building Society has scrapped mortgage application fees for all buy to let and residential products, including further advances, until...
10 January 2024
From: Breaking News
Analysts have warned landlords and others interested in the housing market from celebrating too much following the latest Halifax index figures. The...
08 January 2024
From: Breaking News
UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...
03 January 2024
From: Breaking News
Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...
29 December 2023
From: Breaking News
Consumer Price Inflation in November was 3.9 per cent - significantly lower than the 4.4 per cent expected by many analysts. It’s...
21 December 2023
From: Breaking News
A respected financial body is warning that landlords face rising costs of up to 80 per cent in the next two...
08 December 2023
From: Breaking News
Property investment is a dynamic and diverse field, offering numerous opportunities for investors to grow their wealth. At Mortgage Scout, we...
02 December 2023
From: Agent Advice
The Office for Budget Responsibility - a Treasury department operating independently from the government - released its central forecast for the...
23 November 2023
From: Breaking News
It’s not just the weather that’s wet and dreary – the outlook looks bleak for landlords too as we head towards...
17 November 2023
From: Sponsored Content
Lenders’ trade body UK Finance says there were 11,540 buy to let mortgages in arrears of 2.5 per cent or more of...
10 November 2023
From: Breaking News
The best way to judge the UK housing market is to check on what’s happening in Parliament, not the price indices...
01 November 2023
From: Breaking News
Average house prices are now falling 2.9 per cent annually in England and Wales according to the monthly e.surv index. Yorkshire and...
17 October 2023
From: Breaking News
It’s the number of homes changing hands rather than their price that’s bearing the brunt of the slowdown say research chiefs...
10 October 2023
From: Breaking News
The rise of ‘Generation Rent’ is well documented, along with the spiralling rent payments they are facing during a tightening cost...
30 September 2023
From: Lettings PropTech
To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...
16 September 2023
From: Tax & Finance
As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...
14 September 2023
From: Sponsored Content
Three-quarters of landlords who intend to purchase a new property in the next year will use a Limited Company structure, it’s...
12 September 2023
From: Breaking News
It’s hardly surprising that the property auction market has seen an increase in activity in recent years, with buyers looking to...
02 September 2023
From: Top tips & guides
Santander has been sharply criticised for increasing its Interest Coverage Ratio just as other lenders have been making it easier to...
29 August 2023
From: Breaking News
The Generation Rent group of activists has written an open letter to mortgage firm chief executives asking for special dispensation for...
25 August 2023
From: Breaking News
By Richard O’Neill, managing director, lettings at Romans Estate Agents As a landlord, your property’s yield is an important figure. It indicates...
25 August 2023
From: Breaking News
The National Residential Landlords Association is meeting with the Department of Education to consider how, if at all, private landlords can...
22 August 2023
From: Breaking News
Landlords about to remortgage are being urged to secure a new rate as early as possible - even six months in...
21 August 2023
From: Breaking News
In the ever-evolving landscape of rental property management, UK landlords are facing significant changes. Most recently these changes include new energy...
19 August 2023
From: Legislation & Compliance
Landlords and brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn...
15 August 2023
From: Breaking News
A charity has acknowledged that landlords need help to keep their homes, and in turn continue to provide much-needed homes in...
15 August 2023
From: Breaking News
Data from mortgage lenders’ trade body UK Finance will make grim reading for anyone interested in the well-being of the housing...
11 August 2023
From: Breaking News
A growing number of landlords are incorporating in order to salvage profits from the difficult buy to let sector, a bank...
10 August 2023
From: Breaking News
The Bank of England’s monetary policy committee meets again today with strong expectations that they will agree their 14th successive base...
03 August 2023
From: Breaking News
Mortgage lenders have launched a £5m media campaign to publicise the support available to owner occupier mortgage holders if they face...
01 August 2023
From: Breaking News
1. Extra mortgage costs While anyone who owns a property runs the risk of not being able to pay their mortgage, the...
22 July 2023
From: Tax & Finance
Over the past year, we have witnessed an increase in the proportion of landlords opting to acquire properties through limited companies. This...
15 July 2023
From: Tax & Finance
Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...
14 July 2023
From: Breaking News
Across the country landlords and renters are struggling as mortgage costs soar, tax hikes bite and uncertainty remains about the impact...
08 July 2023
From: Tax & Finance
Britain has suffered the worst house price fall out of any major European economy according to a report from property consultancy Knight...
07 July 2023
From: Breaking News
Research from the Home Builders Federation claims owners of new homes will save an average £135 a month on running costs...
06 July 2023
From: Breaking News
The government has taken limited action over the soaring cost of mortgages - but there’s no direct help for landlords and...
26 June 2023
From: Breaking News
There is currently a lot of discussion about the mortgage crisis, its impact on borrowers and landlords – and calls for...
24 June 2023
From: Tax & Finance
The Bank of England has announced its latest change in base rate, which is used by most lenders to determine interest...
22 June 2023
From: Breaking News
New data from UK Finance, the mortgage lenders’ trade body, throws light on how the mortgage and interest rate crisis may...
22 June 2023
From: Breaking News
A typical two-year fixed mortgage deal now has an interest rate of more than 6.0 per cent for the first time...
20 June 2023
From: Breaking News
There’s a new warning this morning that rents are set to soar as landlords struggle with much higher interest rate payments...
16 June 2023
From: Breaking News
House prices are set to fall much further, a leading property expert has predicted. Last week credit ratings agency Moody's warned of...
16 June 2023
From: Breaking News
There’s been widespread anger from the mortgage broker community in response to NatWest’s decision to make buy to let stress tests...
14 June 2023
From: Breaking News
The Halifax says house prices were flat in May, but fell 1.0 per cent in a year - the first annual...
10 June 2023
From: The Big Issues
The latest lettings and sales market snapshot from the Royal Institution of Chartered Surveyors has prompted a warning from a leading...
09 June 2023
From: Breaking News
One in five first-time buyers taking out mortgages lasting over 35 years A record 19 per cent of first-time buyers took out...
07 June 2023
From: Breaking News
A leading analyst says the most recent house price index - released just before the weekend - is a sign that...
05 June 2023
From: Breaking News
Moneyfacts, the respected independent mortgage market monitor, is warning that lenders have been withdrawing buy to let fixed deals. Within the buy...
01 June 2023
From: Breaking News
A recent study by nationwide conveyancers Muve, using official data from the Office for National Statistics, has revealed the most and...
20 May 2023
From: The Big Issues
The Bank of England has announced its latest decision on base rate. This has been increased by 0.25 per cent to 4.5...
11 May 2023
From: Breaking News
The rental market is likely to see continuing high demand as first time buyers battle increased house prices and higher mortgage...
04 May 2023
From: Breaking News
HMRC says UK residential transactions in March totalled 89,560 - that’s a chunky 19 per cent lower than the same month a...
02 May 2023
From: Breaking News
The number of borrowers taking out mortgages lasting 35 years or longer has rocketed in the past 12 months, with uptake...
02 May 2023
From: Breaking News
The Mortgage Works, the specialist buy to let mortgage wing of the Nationwide Building Society, has revised its product range for...
31 March 2023
From: Breaking News
There’s a 50:50 chance of yet another Bank of England base rate rise this week according to a leading business analyst. Susannah...
21 March 2023
From: Breaking News
New buy to let purchases are increasingly being funded by cash rather than a mortgage, says Hamptons lettings agency. So far this...
16 March 2023
From: Breaking News
A survey of landlords suggests that LED lighting is the most popular and effective way they choose to improve a property’s...
15 March 2023
From: Breaking News
The Financial Conduct Authority has set out ways in which mortgage lenders can help customers struggling with payments - but landlords...
13 March 2023
From: Breaking News
It looks like the buy to let mortgage market has bounced back after the disastrous mini-Budget. Moneyfacts, an independent mortgage monitor, says...
07 March 2023
From: Breaking News
A buy to let mortgage broker is warning landlords that as many as one in three investors fail their lender's affordability...
06 March 2023
From: Breaking News
It has been widely reported that lenders are expecting a rise in the number of homeowners handing back their keys as...
04 March 2023
From: Legislation & Compliance
House prices fell by an average 1.1 per cent over the past year - the first annual decline since June 2020,...
02 March 2023
From: Breaking News
An influential housing market analyst says it now looks like house prices will stay flat in 2023, rather than fall. Nicholas Mendes,...
24 February 2023
From: Breaking News
A high profile mortgage lender operating in the buy to let sector has launched a series of products aimed at investors...
21 February 2023
From: Breaking News
I am, by my own admission, ever the optimist, but with a barrage of enquiries from concerned landlords facing very real...
11 February 2023
From: Legislation & Compliance
Landlords are being offered fresh advice if they have been hit with higher interest payments following the base rate rise to...