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KEYWORD "Lending" - 100 RESULTS
More buy to let mortgage rate changes from lenders

There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...

26 March 2024

From: Breaking News

The Truth - landlords add billions to economy, and house millions of people

Some of the biggest names in the trade, lending and advisory sectors have produced a report outlining the vast significance that...

20 March 2024

From: Breaking News

Landlord secures buy to let remortgage in 37 working hours

The bank Shawbrook has completed a buy to let remortgage for a new customer in just 37 working hours.  The landlord was...

27 February 2024

From: Breaking News

Generation Rent backs building society’s holiday lets mortgage ban

The Generation Rent group has thrown its weight behind a ban on mortgages for holiday homes buyers - and its chief...

26 February 2024

From: Breaking News

Why the 1% mortgage deposit scheme is unworkable

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

24 February 2024

From: Rental Reform

Unmortgageable Properties have attractive discounts for investors

A property finance consultancy claims that unmortgageable properties can be snapped up with a discount of 27 per cent. Apex Bridging says...

24 February 2024

From: Top tips & guides

Buy To Let mortgage loans stay steady as wider market improves

Confidence has returned to the mortgage market, with sentiment improving steadily month by month in the last quarter of 2023, according...

08 February 2024

From: Breaking News

Yield league table shows best (and worst) performing regions

A respected league table of yields in different parts of England and Wales has issued its latest figures. The Fleet Mortgages Buy-to-Let...

18 January 2024

From: Breaking News

Commercial landlords more optimistic despite economic headwinds - lender

Despite inflationary and mortgage volatility over the last 12 months, a mortgage lender claims over a third of commercial landlords are...

16 January 2024

From: Breaking News

Building Society warns it may stop lending on holiday lets

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

09 January 2024

From: Breaking News

Massive Slump in buy to let lending - mortgage figures

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

03 January 2024

From: Breaking News

What are the three things tenants value most? New survey gives answers

Tenants value location, flexibility and direct landlord relationships according to new research from specialist lending bank OSB Group.  The Future Tenant Standard...

05 December 2023

From: Breaking News

Renters Reform Bill must be changed to reassure landlords - NRLA

The National Residential Landlords Association says the Renters Reform Bill won’t win the support of landlords in its present form. The Bill...

04 December 2023

From: Breaking News

A Comprehensive Guide to HMO Mortgages

Property investment is a dynamic and diverse field, offering numerous opportunities for investors to grow their wealth. At Mortgage Scout, we...

02 December 2023

From: Agent Advice

Frustrated buy to let landlords look to commercial property instead

Landlords frustrated by poor returns and high taxes in the buy to let arena are looking for ways to diversify investment...

13 October 2023

From: Breaking News

What’s your buy-to-let worth?

As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...

14 September 2023

From: Sponsored Content

Siblings join parents to help first time buyers quit rental market

New analysis reveals that other family members beyond parents are increasingly lending their financial support to first-time buyers.   So far this year...

08 September 2023

From: Breaking News

Mortgage Crisis pushes out small landlords as corporates take over

Dashly, a platform that monitors over £100 billion of mortgages, says landlords in London renewing loans soon will be, on average,...

05 September 2023

From: Breaking News

Landlords lose £4,000 per property in a year - new research

Yearly returns on the average buy-to-let property in the UK were over £4000 lower in June 2023, compared to the same...

01 September 2023

From: Breaking News

London renters gifted cash by family members to buy property

Over two-thirds of all new homeowners in London received family support to purchase their homes.  ‘Bank of Family’ recipients in London received...

31 August 2023

From: Breaking News

Buy To Let mortgage mayhem goes on - lender in, lender out

Beverley Building Society has entered the buy to let market for the first time with two new products. Its variable rate BTL...

09 August 2023

From: Breaking News

Over the past year, we have witnessed an increase in the proportion of landlords opting to acquire properties through limited companies.  This...

15 July 2023

From: Tax & Finance

House Prices plunge 31%? At least the banks would survive…

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

14 July 2023

From: Breaking News

Phil Spencer emphasises importance of energy efficient retro-fitting

Barclays is working with TV guru Phil Spencer to give home owners some £2,000 to make selected energy-efficiency improvements to their...

07 July 2023

From: Breaking News

Landlords are not quitting at all, claims mortgage firm survey

Against the trend of many recent surveys, a study by lending service Landbay claims over 40 per cent of landlords want...

05 July 2023

From: Breaking News

Warning - house prices to fall much further

House prices are set to fall much further, a leading property expert has predicted.  Last week credit ratings agency Moody's warned of...

16 June 2023

From: Breaking News

Political Heat Intensifies in the Property Market

An uneasy relationship exists between UK politicians and the residential property market. Emotions have been running particularly high recently. More details were...

27 May 2023

From: Rental Reform

Interest Rates - Bank of England reveals latest decision

The Bank of England has announced its latest decision on base rate. This has been increased by 0.25 per cent to 4.5...

11 May 2023

From: Breaking News

Yields up in almost every part of the UK - new mortgage review

Specialist buy to let lender Fleet Mortgages says there’s been both an annual and quarterly increase in rental yields, up from...

26 April 2023

From: Breaking News

New Buy To Let mortgage products from major lender

The Mortgage Works, the specialist buy to let mortgage wing of the Nationwide Building Society, has revised its product range for...

31 March 2023

From: Breaking News

Lender banning second homes now suspends arrears fees

A building society that last summer scrapped all lending on some holiday homes has now come up with another unusual policy...

27 February 2023

From: Breaking News

Lender wooing first time buyers into buy to let

A high profile mortgage lender operating in the buy to let sector has launched a series of products aimed at investors...

21 February 2023

From: Breaking News

One landlord takes out 14 mortgages for portfolio purchase

A lender has revealed that it has arranged 14 mortgages in one go for a Buy to Let landlord with over...

24 January 2023

From: Breaking News

Another house price fall - is forced selling on the horizon?

December saw a further sharp slowdown in annual house price growth to 2.8 per cent from 4.4 per cent in November...

03 January 2023

From: Breaking News

The ‘F’-word - house prices to fall whatever the agents call it

The Guild of Property Professionals has issued a warning that house prices are going to fall. A 645-word statement from the Guild...

06 December 2022

From: Breaking News

Understanding Buy To Let finances – tips for new landlords

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

03 December 2022

From: Tax & Finance

Forget buy to let - try other property investment, landlords urged

A prominent figure in property investment is warning that buy to let is the sector facing the biggest challenges in the...

21 November 2022

From: Breaking News

Energy Innovation - Bank allows tenants to check their EPC

Digital challenger bank Tandem has launched a new platform that allows people to check the EPCs of their or other properties,...

03 November 2022

From: Breaking News

Big house price fall in 2023 then years of stagnation - forecast

House prices will fall by 7.9 per cent next year and then will effectively stagnate until 2027 according to a gloomy...

28 October 2022

From: Breaking News

Cheap green mortgages will make landlords back energy efficiency - claim

Green mortgage discounts could be a key tool in helping landlords make the energy efficiency upgrades necessary to achieve an EPC...

24 October 2022

From: Breaking News

Warning to Landlords - perseverance and patience pay in uncertain times

Uncertainty has become a vastly overused word to describe our economic situation in recent years. But, once again, it’s an unwaveringly...

22 October 2022

From: Tax & Finance

Advice to Landlords: Plan Ahead in Volatile Markets

We seem to be living in a continuous stream of ‘once in a lifetime’ events. From Brexit, to the pandemic and...

17 September 2022

From: Tax & Finance

£13m buy to let deal - mortgage firms explain how it worked

A specialist buy to let mortgage supplier has funded a £13m refinancing project. Zephyr Homeloans says the landlord borrowed the sum -...

14 September 2022

From: Breaking News

Brian Love, Head of Broking for Newable Finance

Who are you? I am the Head of Broking for Newable Finance. A specialist commercial finance brokerage. What is Newable Finance? Newable Finance is...

06 September 2022

From: 60 Second Interview

Wrong insulation in a buy to let? It may be unmortgageable…

A warning has been issued that as many as 250,000 homes - some likely to be in the private rental sector...

19 August 2022

From: Breaking News

Portfolio landlord reveals amazing £11m remortgaging deal

A portfolio landlord’s deal for an £11m re-financing package has been struck with a bank. The landlord was looking to refinance 63...

18 August 2022

From: Breaking News

Fewer mortgages available in rest of 2022 - forecast

Mortgage activity is forecast to fall by six per cent by year-end as the market feels the brunt of interest rate...

17 August 2022

From: Breaking News

League table of high-yielding holiday let locations revealed

A new analysis by a lending company has revealed the average rent secured on a holiday let in 21 areas of...

16 August 2022

From: Breaking News

Anti-second home sentiment builds as building society stops lending

A building society will no longer lend for the purchase of second homes, saying they reduce the stock available for first...

01 August 2022

From: Breaking News

Charity wants Thatcher's Right To Buy extended to private tenants

A charity, the Joseph Rowntree Foundation, wants a form of Right To Buy to be given to private tenants.  Right To Buy...

29 July 2022

From: Breaking News

EPC Green Mortgages - large increase in landlord demand

A prominent buy to let mortgage lender says there’s been a surge of interest in so-called green mortgages linked to good...

16 June 2022

From: Breaking News

Lenders making life tougher for landlords warns broker

A mortgage broker is accusing buy to let lenders of making life tougher for landlord borrowers. Mel Whiting of Norton Finance says...

30 May 2022

From: Breaking News

Rent Controls don't work - study is warning to UK lettings sector

A study of what has happened to a private rental sector hit by rent controls provides lessons to those in the UK...

27 May 2022

From: Breaking News

Increasing your portfolio? Don’t panic buy, landlords told

Landlords are being advised not to panic buy ahead of what may be more difficult lending conditions as the cost of...

26 May 2022

From: Breaking News

Buy To Let loans fall over long term despite recent sector resurgence

Buy To Let may have had a resurgence in the past year but long-term lending patterns suggest landlords have been hit...

28 April 2022

From: Breaking News

Tips For Landlords Entering The Holiday Let Market

Even before the pandemic, we were seeing dramatic changes across the buy-to-let landscape with holiday lets steadily increasing in appeal –...

02 April 2022

From: Top tips & guides

Buy To Let Lending Hits its Highest Ever Level – so what’s next?

Buy-to-let lending hit its highest ever level last year, spurred on by record levels of tenant demand, the Stamp Duty Holiday...

12 March 2022

From: Tax & Finance

Taxing Times - tips for landlords facing self-assessment deadline

A tax consultancy has produced tips for those faced with the self-assessment tax filing deadline of next Monday - and who...

25 January 2022

From: Breaking News

New bank tries to woo landlords with four or more properties

A new bank - Recognise - has entered the buy to let market in a bid to win landlords and investors. Its...

06 January 2022

From: Breaking News

Mortgages linked to better EPCs are ‘key’ for buy to let lender

Paragon Bank increased buy to let lending to landlords by 33.9 per cent to £1.61 billion in its last financial year,...

08 December 2021

From: Breaking News

Energy Special: Can landlords afford to meet new EPC targets?

With currently less than four years before all new tenancies need to be in properties rated EPC ‘C’ or above, there...

04 December 2021

From: The Big Issues

Buy to let loans doubled to reflect price and lifestyle changes

Paragon Bank is doubling both the maximum loan amount it lends on an individual property and the total buy to let...

29 October 2021

From: Breaking News

Going Green: What landlords need to know now

Landlords can be forgiven for being exasperated by the government’s exhortations to go green.   I don’t need to rehearse here again...

16 October 2021

From: The Big Issues

Renters are big losers from soaring house prices - mortgage boss

Celebrations amongst landlords and home owners over the latest record house price figures mask growing disadvantages for renters, claims a mortgage...

08 September 2021

From: Breaking News

A deal! Prominent buy to let lender snapped up by bank

Starling Bank has snapped up specialist buy-to-let mortgage lender Fleet Mortgages in a £50 million cash and share deal. Fleet Mortgages, based...

27 July 2021

From: Breaking News

New service offers incorporation and mortgage lending online

PropTech firms GetGround and Molo are partnering to offer landlords a one-stop-shop for dealing with the administrative details of buy to let...

16 July 2021

From: Breaking News

Mortgage boost for landlords with buy to let deals on the rise

New research from online buy to let mortgage broker Property Master reveals there are currently 41 BTL mortgages at the record...

15 July 2021

From: Breaking News

New mortgage options for first time landlords buying HMOs

Specialist lender Landbay has launched two new buy to let mortgage products for first time landlords who want to invest in...

13 July 2021

From: Breaking News

Funding platform matches landlords with appropriate lenders

A PropTech platform called Pitch 4 Finance has launched to help landlords and other investors source the best deals to finance...

18 June 2021

From: Breaking News

Landlords with flats may soon have to face Commonhold tenure

A new government-created committee is considering the introduction of the new Commonhold tenure. Commonhold is a form of freehold ownership, largely for...

20 May 2021

From: Breaking News

Buying is cheaper than renting, but deposit remains big obstacle

New research shows that monthly payments for the mortgage are likely to be cheaper than rent for a comparable home -...

07 April 2021

From: Breaking News

New bid to make landlords improve energy efficiency in properties

Specialist buy to let lender Paragon has taken the unusual step of issuing a so-called Green Bond to fund attempts to make...

26 March 2021

From: Breaking News

New mortgages launched for non-specialist buy to let companies

Specialist buy to let lender Landbay has launched a range of mortgages for trading limited companies buying or remortgaging houses, apartments, HMOs...

25 March 2021

From: Breaking News

Post-Budget BTL hacks - advice for landlords trying to beat stamp duty extension chaos

Landlords trying to expand their portfolios can avoid delays caused by residential buyers taking advantage of the Chancellor's stamp duty extension by using four 'buy-to-let hacks', according to broker Mortgages for...

10 March 2021

From: Property Investment & Strategy

Crisis, What Crisis? Record pipeline reported by BTL lender

A record pipeline has been reported by one of the leading buy to let mortgage lenders as landlords race to beat...

01 February 2021

From: Breaking News

Landlord mortgage tool uses AI to search for best deals

An online mortgage broker specialising in buy to let has launched a new tool using Artificial Intelligence to show landlords how...

09 December 2020

From: Breaking News

Regulator warns buy to let lenders to be strict on borrowers

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...

30 November 2020

From: Breaking News

It's a two-tier rental market with London trailing badly

Zoopla says it’s a two-tier market with London trailing badly trailing the rest of the country. UK rents outside London are up...

10 November 2020

From: Breaking News

Rethinking hospitality in a post-Covid world – how to meet rising demand for holiday lets

For over two decades, The Cumberland has been offering specialist lending to the hospitality sector, and 10 years ago, it became...

29 October 2020

From: Property Investment & Strategy

What should any prospective holiday let investor ask themselves before investing?

With the staycation boom caused by Covid-19, which is likely to continue for the foreseeable future as travel restrictions remain for...

29 October 2020

From: Property Investment & Strategy

Agency tries to reassure landlords in prime markets as economy worsens

One of the leading agents is advising landlords that the high-end housing market is ‘edgier’ than before - but there’s no...

01 October 2020

From: Breaking News

LendInvest introduces products for first-time landlords and student lets

Lendinvest has revamped its buy-to-let range, with new products for student lets and deals for first-time landlords, while the lending platform...

29 September 2020

From: Breaking News

Vida launches flexible buy-to-let mortgage

Vida Homeloans has introduced a new flexible mortgage product designed for budding buy-to-let investors including professional and first-time landlords.  The launch of...

24 September 2020

From: Breaking News

Buckinghamshire Building Society reintroduce ex-pat buy-to-let product

Buckinghamshire Building Society has relaunched its ex-pat buy-to-let product. The mortgage deal is available at 70% loan-to-value (LTV) on a two-year discount...

18 September 2020

From: Breaking News

Flat owners welcome government response on cladding

The government has published its response to the House of Commons, Communities and Local Government Select Committee’s (HCLG) report on cladding...

09 September 2020

From: Breaking News

BTL sector ‘can make a strong recovery in the second half of the year’

There has been a drop in buy-to-let lending, but the decline is less dramatic than the general purchase market, according to the latest...

07 September 2020

From: Breaking News

Barclays limits buy-to-let lending up to 70% LTV

Barclays has announced that it is restricting all buy-to-let deals to a maximum limit of 70% loan-to-value (LTV). The bank, which was...

04 September 2020

From: Breaking News

Government urged to provide ‘support for landlords during this time’

Following the decision to extend the tenant eviction ban until 20 September, apropos is calling on the government to show the...

26 August 2020

From: Breaking News

Accord expands BTL range and reduces rates

Accord Buy To Let is introducing 14 new mortgage products as part of a full range refresh to offer buy-to-let landlords...

31 July 2020

From: Breaking News

Why landlords must not use ‘no DSS’ to discriminate against benefit tenants

In recent years, there has been considerable controversy over the use of ‘no DSS’ in homes being listed for let, with...

29 July 2020

From: Sponsored Content

Barclays stops lending to portfolio landlords and increases rates

Barclays has withdrawn its product for portfolio landlords and hiked rates across a range of buy-to-let deals in a bid to...

29 July 2020

From: Breaking News

Landlords are ‘planning for the future’ by remortgaging properties

There was a notable increase in buy-to-let remortgage business in the second quarter of the year, according to Paragon Bank.  The research...

21 July 2020

From: Breaking News

Landbay increases max lending to help landlords ‘expand portfolios’

Landbay has responded to the growing demand for buy-to-let property by increasing its maximum loan sizes from £1m to £1.5m on...

21 July 2020

From: Breaking News

SimplyBiz Mortgages adds Paragon to BTL panel

SimplyBiz Mortgages has added Paragon’s buy-to-let range to its mortgage panel.  The buy-to-let range includes support for SPV limited company lending, including...

06 July 2020

From: Breaking News

Demand from landlords has increased ‘sharply in the last month’

There has been a significant increase in demand for buy-to-let properties in recent weeks, according to Landbay.  It would appear, based on...

30 June 2020

From: Breaking News

Mortgage advisor jobs - shortage of advisors to meet demand

Mortgage advisor jobs - shortage of advisors to meet demand The mortgage market, like all other parts of the property industry,...

25 June 2020

From: Sponsored Content

Landbay joins the Lender Exchange

Landbay has joined the Lender Exchange in order to have access to better conveyancing solicitors. Lender Exchange, owned by Decision First, is...

22 June 2020

From: Breaking News

BTL borrowers 25% less likely to require a mortgage deferral

Buy-to-let borrowers are around 25% less likely to require a mortgage payment holiday than residential borrowers, new research shows. Foundation Home Loans analysed...

15 June 2020

From: Breaking News

HSBC re-enters buy-to-let market with new mortgage range

HSBC has started offering buy-to-let mortgages once again after clearing a backlog of physical property valuations across England and Scotland. The bank...

15 June 2020

From: Breaking News

Foundation Home Loans increases LTVs and reduces rates

Foundation Home Loans has made a range of changes to its buy-to-let product range, which includes increases to loan-to-value (LTV) bands,...

15 June 2020

From: Breaking News

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