x
By using this website, you agree to our use of cookies to enhance your experience.
KEYWORD "Lending" - 442 RESULTS
A deal! Prominent buy to let lender snapped up by bank

Starling Bank has snapped up specialist buy-to-let mortgage lender Fleet Mortgages in a £50 million cash and share deal. Fleet Mortgages, based...

27 July 2021

From: Breaking News

New service offers incorporation and mortgage lending online

PropTech firms GetGround and Molo are partnering to offer landlords a one-stop-shop for dealing with the administrative details of buy to let...

16 July 2021

From: Breaking News

Mortgage boost for landlords with buy to let deals on the rise

New research from online buy to let mortgage broker Property Master reveals there are currently 41 BTL mortgages at the record...

15 July 2021

From: Breaking News

New mortgage options for first time landlords buying HMOs

Specialist lender Landbay has launched two new buy to let mortgage products for first time landlords who want to invest in...

13 July 2021

From: Breaking News

Funding platform matches landlords with appropriate lenders

A PropTech platform called Pitch 4 Finance has launched to help landlords and other investors source the best deals to finance...

18 June 2021

From: Breaking News

Landlords with flats may soon have to face Commonhold tenure

A new government-created committee is considering the introduction of the new Commonhold tenure. Commonhold is a form of freehold ownership, largely for...

20 May 2021

From: Breaking News

Buying is cheaper than renting, but deposit remains big obstacle

New research shows that monthly payments for the mortgage are likely to be cheaper than rent for a comparable home -...

07 April 2021

From: Breaking News

New bid to make landlords improve energy efficiency in properties

Specialist buy to let lender Paragon has taken the unusual step of issuing a so-called Green Bond to fund attempts to make...

26 March 2021

From: Breaking News

New mortgages launched for non-specialist buy to let companies

Specialist buy to let lender Landbay has launched a range of mortgages for trading limited companies buying or remortgaging houses, apartments, HMOs...

25 March 2021

From: Breaking News

Post-Budget BTL hacks - advice for landlords trying to beat stamp duty extension chaos

Landlords trying to expand their portfolios can avoid delays caused by residential buyers taking advantage of the Chancellor's stamp duty extension by using four 'buy-to-let hacks', according to broker Mortgages for...

10 March 2021

From: Property Investment & Strategy

Crisis, What Crisis? Record pipeline reported by BTL lender

A record pipeline has been reported by one of the leading buy to let mortgage lenders as landlords race to beat...

01 February 2021

From: Breaking News

Landlord mortgage tool uses AI to search for best deals

An online mortgage broker specialising in buy to let has launched a new tool using Artificial Intelligence to show landlords how...

09 December 2020

From: Breaking News

Regulator warns buy to let lenders to be strict on borrowers

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...

30 November 2020

From: Breaking News

It's a two-tier rental market with London trailing badly

Zoopla says it’s a two-tier market with London trailing badly trailing the rest of the country. UK rents outside London are up...

10 November 2020

From: Breaking News

Rethinking hospitality in a post-Covid world – how to meet rising demand for holiday lets

For over two decades, The Cumberland has been offering specialist lending to the hospitality sector, and 10 years ago, it became...

29 October 2020

From: Property Investment & Strategy

What should any prospective holiday let investor ask themselves before investing?

With the staycation boom caused by Covid-19, which is likely to continue for the foreseeable future as travel restrictions remain for...

29 October 2020

From: Property Investment & Strategy

Agency tries to reassure landlords in prime markets as economy worsens

One of the leading agents is advising landlords that the high-end housing market is ‘edgier’ than before - but there’s no...

01 October 2020

From: Breaking News

LendInvest introduces products for first-time landlords and student lets

Lendinvest has revamped its buy-to-let range, with new products for student lets and deals for first-time landlords, while the lending platform...

29 September 2020

From: Breaking News

Vida launches flexible buy-to-let mortgage

Vida Homeloans has introduced a new flexible mortgage product designed for budding buy-to-let investors including professional and first-time landlords.  The launch of...

24 September 2020

From: Breaking News

Buckinghamshire Building Society reintroduce ex-pat buy-to-let product

Buckinghamshire Building Society has relaunched its ex-pat buy-to-let product. The mortgage deal is available at 70% loan-to-value (LTV) on a two-year discount...

18 September 2020

From: Breaking News

Flat owners welcome government response on cladding

The government has published its response to the House of Commons, Communities and Local Government Select Committee’s (HCLG) report on cladding...

09 September 2020

From: Breaking News

BTL sector ‘can make a strong recovery in the second half of the year’

There has been a drop in buy-to-let lending, but the decline is less dramatic than the general purchase market, according to the latest...

07 September 2020

From: Breaking News

Barclays limits buy-to-let lending up to 70% LTV

Barclays has announced that it is restricting all buy-to-let deals to a maximum limit of 70% loan-to-value (LTV). The bank, which was...

04 September 2020

From: Breaking News

Government urged to provide ‘support for landlords during this time’

Following the decision to extend the tenant eviction ban until 20 September, apropos is calling on the government to show the...

26 August 2020

From: Breaking News

Accord expands BTL range and reduces rates

Accord Buy To Let is introducing 14 new mortgage products as part of a full range refresh to offer buy-to-let landlords...

31 July 2020

From: Breaking News

Why landlords must not use ‘no DSS’ to discriminate against benefit tenants

In recent years, there has been considerable controversy over the use of ‘no DSS’ in homes being listed for let, with...

29 July 2020

From: Sponsored Content

Barclays stops lending to portfolio landlords and increases rates

Barclays has withdrawn its product for portfolio landlords and hiked rates across a range of buy-to-let deals in a bid to...

29 July 2020

From: Breaking News

Landlords are ‘planning for the future’ by remortgaging properties

There was a notable increase in buy-to-let remortgage business in the second quarter of the year, according to Paragon Bank.  The research...

21 July 2020

From: Breaking News

Landbay increases max lending to help landlords ‘expand portfolios’

Landbay has responded to the growing demand for buy-to-let property by increasing its maximum loan sizes from £1m to £1.5m on...

21 July 2020

From: Breaking News

SimplyBiz Mortgages adds Paragon to BTL panel

SimplyBiz Mortgages has added Paragon’s buy-to-let range to its mortgage panel.  The buy-to-let range includes support for SPV limited company lending, including...

06 July 2020

From: Breaking News

Demand from landlords has increased ‘sharply in the last month’

There has been a significant increase in demand for buy-to-let properties in recent weeks, according to Landbay.  It would appear, based on...

30 June 2020

From: Breaking News

Mortgage advisor jobs - shortage of advisors to meet demand

Mortgage advisor jobs - shortage of advisors to meet demand The mortgage market, like all other parts of the property industry,...

25 June 2020

From: Sponsored Content

Landbay joins the Lender Exchange

Landbay has joined the Lender Exchange in order to have access to better conveyancing solicitors. Lender Exchange, owned by Decision First, is...

22 June 2020

From: Breaking News

BTL borrowers 25% less likely to require a mortgage deferral

Buy-to-let borrowers are around 25% less likely to require a mortgage payment holiday than residential borrowers, new research shows. Foundation Home Loans analysed...

15 June 2020

From: Breaking News

HSBC re-enters buy-to-let market with new mortgage range

HSBC has started offering buy-to-let mortgages once again after clearing a backlog of physical property valuations across England and Scotland. The bank...

15 June 2020

From: Breaking News

Foundation Home Loans increases LTVs and reduces rates

Foundation Home Loans has made a range of changes to its buy-to-let product range, which includes increases to loan-to-value (LTV) bands,...

15 June 2020

From: Breaking News

Paragon sees growth in specialist buy-to-let business

Paragon’s specialist portfolio buy-to-let lending grew during the first half of its financial year, the company has announced.  Specialist buy-to-let lending was...

11 June 2020

From: Breaking News

The share of buy-to-let mortgages hit 14% in Q1 2020

The share of gross mortgage lending for buy-to-let purposes during the first quarter of the year was 14%, thus supplying around...

10 June 2020

From: Breaking News

New data shows ‘buy-to-let started the year really strongly’

There was an increase in buy-to-let activity in the first three months of 2020, the latest mortgage lending data shows. According to...

05 June 2020

From: Breaking News

Slump in mortgage approvals ‘comes as no surprise’

Mortgage approvals slumped to the lowest on record in April as the UK spent the month in the coronavirus lockdown, the...

03 June 2020

From: Breaking News

Virgin Money relaunches BTL deals up to 80% LTV

Virgin Money has launched a wide range of new products, with lending up to 80% loan-to-value (LTV) available on buy-to-let cases.  Virgin...

01 June 2020

From: Breaking News

OSB increases BTL mortgage lending to 75% LTV

OneSavings Bank (OSB) has increased the loan-to-value (LTV) to 75% across their buy-to-let ranges available through Kent Reliance for Intermediaries, Precise...

20 May 2020

From: Breaking News

Skipton returns to remortgage lending for international buy-to-let investors

Skipton International has returned to remortgage lending for overseas buyers looking to invest in the UK buy-to-let market.  Skipton International had recently...

19 May 2020

From: Breaking News

Foundation Home Loans unveils new buy-to-let products

Foundation Home Loans has returned to new lending with the creation and launch of a new set of buy-to-let and residential...

18 May 2020

From: Breaking News

Mortgage technology expert to roll out Affordability Hub

Mortgage Brain has announced that it is rolling out its affordability-based sourcing solution Affordability Hub following a successful pilot. The three main...

15 May 2020

From: Breaking News

Jason Berry, Group Sales Director of Crystal Specialist Finance

Who are you and what does it say on your business card? Jason Berry – Group Sales Director What is ‘company name’ and...

14 May 2020

From: 60 Second Interview

Most lenders ‘have cut down the sorts of landlords that they will lend to’

While some lenders, such as HSBC, have stopped all buy-to-let activity during the Covid-19 outbreak due to limitations on physical valuations,...

27 April 2020

From: Breaking News

The Nottingham launches 65% LTV buy-to-let range

The Nottingham for Intermediaries has introduced a new range of fixed and discount mortgage products for buy-to-let landlords.  Issues in relation to...

24 April 2020

From: Breaking News

HSBC withdraws BTL mortgage deals

HSBC has stopped all buy-to-let lending during the Covid-19 outbreak due to limitations on physical valuations. Research by Moneyfacts has found that...

22 April 2020

From: Breaking News

BTL landlords warned against using mortgage payment holidays

Buy-to-let landlords are being warned not to use mortgage payment holidays unless absolutely necessary.  Chestertons, based in London, says that landlords should...

21 April 2020

From: Breaking News

OSB resume ‘business lending’  with new range of BTL products

The OneSavings Bank Group (OSB) has returned to lending with a range of new mortgage products.  The buy-to-let specific deals are available...

20 April 2020

From: Breaking News

TML increases buy-to-let mortgage rates by 0.3%

The Mortgage Lender (TML) has increased rates across its buy-to-let mortgage range by 0.3%. Rates now start at 3.39% for 70% loan-to-value...

08 April 2020

From: Breaking News

Gatehouse Bank lowers FTV to 65%

Gatehouse Bank has lowered its finance-to-value (FTV) limit to 65% on buy-to-let and home purchase plans to help cope with existing...

03 April 2020

From: Breaking News

TMW temporarily withdraws high LTV mortgage lending

The Mortgage Works (TMW) has temporarily withdrawn its high loan-to-value (LTV) buy-to-let mortgage products.  The specialist buy-to-let arm of Nationwide Building Society...

01 April 2020

From: Breaking News

Skipton relaunches buy-to-let range

Skipton Building Society is expected to relaunch its buy-to-let lending to up 75% loan-to-value (LTV) following a temporary withdrawal from new purchase...

01 April 2020

From: Breaking News

Mansfield BS caps BTL lending at 65% LTV

Mansfield Building Society has limited lending to 65% loan-to-value across its buy-to-let mortgage range in response to the coronavirus outbreak.  The Society has...

31 March 2020

From: Breaking News

Coronavirus concerns: BTL borrowing options have been ‘drastically reduced’

Hundreds of buy-to-let mortgage products have been withdrawn from the market due to the coronavirus outbreak, according to Property Master. The online buy-to-let...

27 March 2020

From: Breaking News

OneSavings Bank announces enhancements to HMO proposition

OneSavings Bank announced a series of changes to its HMO proposition. The specialist lending and retail savings group recently introduced a new...

18 March 2020

From: Breaking News

Redwood Bank passes on full base rate cut to mortgage products

Redwood Bank has passed on the full Bank of England Base Rate reduction of 0.5% to its existing lending products. The challenger...

13 March 2020

From: Breaking News

Principality Building Society trims lending rates

Principality Building Society has introduced marginal rate cuts across some of its buy-to-let mortgage products. The cuts include the 75% loan-to-value (LTV)...

05 March 2020

From: Breaking News

The buy-to-let market is ‘finally starting to show signs that it is regaining strength’

A deluge of taxes and an uncertain market has seen a number of landlords abandon the buy-to-let industry in recent years.  Some...

20 February 2020

From: Breaking News

Property development confidence improves following Tory election victory

The residential property market has enjoyed what some are referring to as a ‘Boris bounce’ following the result of the recent...

17 February 2020

From: Breaking News

Roma Finance reduces bridging rates

Roma Finance has cut its bridging and development rates across its product range, which includes buy-to-let, after obtaining fresh and sustainable...

17 February 2020

From: Breaking News

Aldermore relaunches BTL mortgage offering

Aldermore Bank has relaunched its buy-to-let proposition with a view to offering landlords greater choice, flexibility, new products, reduced rates, and...

10 February 2020

From: Breaking News

Hampshire Trust Bank revamps BTL offering

Hampshire Trust Bank (HTB) has refreshed its buy-to-let and semi-commercial offering. The lender now provides rates for loans up to £5m, up from...

07 February 2020

From: Breaking News

Newbury reduces rate on limited company BTL product

Newbury Building Society has cut rates on a limited company buy-to-let mortgage deal. The 75% loan-to-value three-year variable product has been reduced...

06 February 2020

From: Breaking News

YBS Commercial Mortgages introduce new five-year company BTL product

YBS Commercial Mortgages has expanded its buy-to-let product range by launching a new five-year fixed rate Limited Company buy-to-let deal. The move...

03 February 2020

From: Breaking News

Paragon sees growth in specialist mortgage business

Paragon’s specialist portfolio buy-to-let lending grew during the final quarter of 2019. Specialist buy-to-let lending was 1.1% higher year-on-year at £375.4m, whilst...

31 January 2020

From: Breaking News

The Mortgage Lender makes ‘criteria enhancements’ to BTL range

The Mortgage Lender has amended its buy-to-let criteria by increasing its lending threshold from £2.5m to £5m, while also removing the...

29 January 2020

From: Breaking News

What key events do property investors need to be aware of in 2020?

Towards the end of last year, I wrote an article for Landlord Today outlining the difficulties many landlords in the UK...

21 January 2020

From: Breaking News

Landbay teams up with FIBA to offer specialist lending products

Landbay, the buy-to-let mortgage lender, has joined forces with The Financial Intermediary & Broker Association (FIBA) to provide landlords using certain...

21 January 2020

From: Breaking News

Hanley Economic BS launches first expat BTL product

Hanley Economic Building Society has launched its first-ever expat buy-to-let mortgage product after entering the market. The product is available at up...

17 January 2020

From: Breaking News

BTL investors urged to head north for higher returns

Property investors are being advised to head north for better returns, with new research revealing that Bootle in Merseyside is currently...

08 January 2020

From: Breaking News

Landbay sees sharp rise in lending volume

Landbay has achieved a rather impressive 200% growth in lending volumes over the past 12 months.  The buy-to-let lender reports that recent...

27 December 2019

From: Breaking News

Paragon expects to see continued growth in complex BTL business in 2020

There will be further growth in portfolio and complex buy-to-let lending in 2020, Paragon predicts. There has been greater demand over the...

24 December 2019

From: Breaking News

Property owners need to beware of invasive bamboo

Invasive bamboo is becoming a problem for homeowners, including many buy-to-let landlords, many of which may not realise that most species...

12 December 2019

From: Breaking News

Metro Bank reduces buy-to-let rates

Metro Bank has cut rates by up to 0.2% across its buy-to-let fixed rate mortgage range for borrowers up to 70%...

12 December 2019

From: Breaking News

BTL lender Landbay to focus on institutional funders

Landbay has become an institutional only platform after closing its retail investment arm and exiting the peer-to-peer lending market. The buy-to-let mortgage...

09 December 2019

From: Breaking News

Hodge launches holiday let mortgage

Hodge has introduced a new mortgage aimed at those wanting to acquire a holiday let property in the UK.  The mortgage, which...

04 December 2019

From: Breaking News

Paragon sees significant increase in specialist buy-to-let business

Paragon has reported a sharp rise in specialist landlord business, according to its full year result.  The mortgage lender has seen specialist...

27 November 2019

From: Breaking News

Buy-to-let acquisitions drop 11% as tax and regulatory changes ‘hit the sector’

There was a significant fall in lending to buy-to-let landlords, according to the latest data from UK Finance.  The figures show that...

21 November 2019

From: Breaking News

Need a Bad Credit Buy to Let Mortgage? Learn how we can help

If you’re an existing landlord with bad credit issues looking to remortgage your buy to let property or perhaps buy a...

20 November 2019

From: Sponsored Content

Aldermore launches new 5-year BTL remortgage product

Aldermore has expanded its buy-to-let remortgage range with the addition of a new five-year product aimed at both individual and company...

15 November 2019

From: Breaking News

Skipton looks to expand buy-to-let mortgage lending

Skipton International has announced plans to expand its buy-to-let mortgage lending and increase offshore savings deposits. Skipton, which offers buy-to-let mortgages to...

13 November 2019

From: Breaking News

General election 2019: Housing should be top ‘priority’

Boris Johnson’s call for a snap general election on December 12 to try to settle the issue of Brexit took very...

31 October 2019

From: Breaking News

Fleet Mortgages introduces new five-year HMO product

Fleet Mortgages has launched a new five-year HMO fixed rate deal that it hopes will prove popular with buy-to-let landlords.  The new...

29 October 2019

From: Breaking News

Buy-to-let mortgage activity dips

There was a further increase in mortgage lending for first-time-buyers and home movers in August compared with the previous month and...

16 October 2019

From: Breaking News

More than half of BTL landlords adversely affected by stringent tax regulations

More than half of buy-to-let landlords interviewed as part of a new study commissioned by secured property lender Fitzrovia Finance said...

03 October 2019

From: Breaking News

Number of buy-to-let deals for first-time landlords hits record high

The number of first-time landlord buy-to-let mortgage products hit a record high of  1,474 in October, up 297 on the same...

02 October 2019

From: Breaking News

Vida Homeloans introduces BTL hub to make mortgage applications simpler

Vida Homeloans has launched a new Buy to Let Hub, powered by eTech, with a view to introducing time saving tools...

01 October 2019

From: Breaking News

Aldermore overhauls company BTL products

Aldermore has cut its company buy-to-let remortgage and company multi property purchase and remortgage products by up to 0.3%.  The move by...

24 September 2019

From: Breaking News

Shawbrook launches new product switch service

Shawbrook has introduced a new online system called My Shawbrook Portal, which is a self-service platform that reduces flight times from...

23 September 2019

From: Breaking News

Government urged to ‘better support landlords’ to boost supply of rental stock

A growing number of tenants are experiencing rent hikes due to the widening supply-demand imbalance in the market, according to Carter...

11 September 2019

From: Breaking News

New deal to provide landlords with access to Landbay’s lending products

Landbay has announced a new partnership with the Next Intelligence mortgage club, Mortgage Intelligence, Mortgage Next and FYB Network brands that...

05 September 2019

From: Breaking News

Landbay refreshes mortgage range

Landbay has revamped its range of buy-to-let mortgage deals for professional landlords and reduced rates on selected products, with its most...

03 September 2019

From: Breaking News

Saffron introduces new range of limited company BTL mortgages

Saffron Building Society has added it its limited company buy-to-let range with the introduction of a new five-year fixed rate product,...

27 August 2019

From: Breaking News

Buy-to-let mortgage lending figures ‘are a concern’

Take-up of buy-to-let mortgages slowed in June as economic and political uncertainty caused some buy-to-let investors to adopt a ‘wait and...

16 August 2019

From: Breaking News

TML removes restrictions on letting to DSS tenants

The Mortgage Lender (TML) will no longer prevent buy-to-let landlords from letting property to tenants in receipt of benefits. The move comes...

12 August 2019

From: Breaking News

Barclays reduces two-year fix to 1.65%

Barclays has announced a series of rate reduction to products within its mortgage ranges, including buy-to-let. The lender has cut its 75%...

07 August 2019

From: Breaking News

Pepper UK appointed to service Habito’s new range of mortgages

Habito has instructed Pepper UK to provide the end-to-end servicing of its new portfolio of buy-to-let mortgages. The online mortgage broker announced...

01 August 2019

From: Breaking News

Growing number of landlords choosing two-year fix rate deals

There has been a notable increase in the number of landlords opting for two-year fixed buy-to-let deals owed in part to...

29 July 2019

From: Breaking News

Canada Life Home Finance cuts buy-to-let rates and increases maximum LTV

Canada Life Home Finance has reduced rates and increased the maximum loan-to-value (LTV) across its buy-to-let and second home product range. The lender...

23 July 2019

From: Breaking News

Leek United removes affordability assessment for BTL landlords

Leek United has made a number of changes to its lending policy across its retirement, buy-to-let and remortgage product ranges. In terms...

17 July 2019

From: Breaking News

Rental yields hit two-year high

Rental yields have increased to their highest level for two years, according to the latest edition of Kent Reliance for Intermediaries’...

12 July 2019

From: Breaking News

Barclays trims lending rates

Barclays has introduced marginal rate cuts across some of its buy-to-let mortgage products. The biggest cut in its buy-to-let range is a...

09 July 2019

From: Breaking News

Vida introduces new BTL products

Vida Homeloans has announced the release of a series of new specialist mortgage products, including buy-to-let deals. The products include a 75%...

05 July 2019

From: Breaking News

Leeds BS scraps age limit for buy-to-let landlords

Leeds Building Society has removed the age limit completely on its buy-to-let mortgages, allowing more customers to borrow into retirement. The lender...

04 July 2019

From: Breaking News

Landbay refreshes its range for professional landlords and cuts rates

Landbay has revamped its range of buy-to-let mortgage products for professional landlords and reduced rates in a bid to win more...

03 July 2019

From: Breaking News

Number of deals available to first-time landlords has ‘boomed to a record high’

The choice of first-time landlord buy-to-let products has increased to an all-time high, according to the latest research from Moneyfacts.co.uk. The data...

02 July 2019

From: Breaking News

Octane Capital passes £500m lending milestone

Having completed loans primarily to professional landlords, property investors and developers, Octane Capital has passed the £500m lending milestone, just over...

19 June 2019

From: Breaking News

Metro Bank is the latest lender to remove restrictions on letting to DSS tenants

Metro Bank has announced that it will no longer prevent buy-to-let landlords from letting property to tenants in receipt of benefits. The...

12 June 2019

From: Breaking News

West One launches new first charge BTL mortgage range

West One Loans has launched a new range of first charge buy-to-let mortgage products, including both standard and specialist deals. The new...

05 June 2019

From: Breaking News

Hostmaker to pull their ‘misguided’ short-term rental ads

Hostmaker, which specialises in managing London properties put on to Airbnb and other short-let platforms, has apologised for causing controversy over...

04 June 2019

From: Breaking News

Buy-to-let mortgage lending drops 9.1%

Buy-to-let mortgage activity remained sluggish in March with landlord investors taking out just 5,000 new buy-to-let home purchase mortgages, down 9.1%...

17 May 2019

From: Breaking News

Platform reduces buy-to-let mortgage rates

Platform has cut selected buy-to-let rates by up to 0.1%, while also announcing plans to scrap from next week restrictions on...

13 May 2019

From: Breaking News

Cost of buy-to-let mortgage rates set to rise, says Property Master

Fixed rate buy-to-let mortgage costs look set to rise in the near term, according to Property Master. Property Master’s May 2019 Mortgage...

09 May 2019

From: Breaking News

The Mortgage Lender launches new range of BTL products

The Mortgage Lender has launched a range of buy-to-let mortgage products available at up to 80% loan-to-value (LTV). The new deals, some...

23 April 2019

From: Breaking News

Santander increases maximum mortgage term to 40 years

Santander has increased the maximum term, age and loan-to-value (LTV) for its buy-to-let products, while also making amendments to its affordability...

15 April 2019

From: Breaking News

Roma launches five-year buy-to-let deal

Roma Finance has announced the launch of a new five-year buy-to-let let product, targeted at landlords who seek flexibility, allowing them...

08 April 2019

From: Breaking News

Kensington Mortgages reduces buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let mortgage range by up to 0.4%. Rates on two-year fixed rate products now start...

03 April 2019

From: Breaking News

Co-Op removes restrictions on letting to DSS tenants

Platform, the intermediary lender of The Co-operative Bank, will no longer restrict landlords from letting to tenants in receipt of housing...

01 April 2019

From: Breaking News

NatWest reduces BTL rates

NatWest has cut rates on selected buy-to-let products. The lender has reduced its semi exclusive five-year buy-to-let fixed rate remortgage deals by...

29 March 2019

From: Breaking News

Virgin Money amends buy-to-let mortgage criteria

Virgin Money has increased the maximum loan-to-value on its buy-to-let portfolio landlord range from 70% to 75%, while previous portfolio growth...

28 March 2019

From: Breaking News

A growing number of landlords using limited company status

More than two thirds of landlords with four or more properties intend to use limited company status in order to acquire...

25 March 2019

From: Breaking News

Nationwide is the latest lender to remove restrictions on letting to DSS tenants

Nationwide has announced that it will no longer prevent buy-to-let landlords from letting property to tenants in receipt of benefits. The move...

21 March 2019

From: Breaking News

Controversial landlord to feature on BBC Panorama tonight

One of the UK’s largest and arguably most controversial buy-to-let landlords who has in the past banned ‘coloured people’ from renting...

18 March 2019

From: Breaking News

Buy-to-let mortgage lending remains sluggish

Buy-to-let mortgage activity remained subdued in January with landlord investors taking out just 5,500 new buy-to-let home purchase mortgages, down 1.8%...

18 March 2019

From: Breaking News

NatWest scraps ‘no DSS’ policy

NatWest has bowed to growing industry pressure by lifting restrictions on buy-to-let landlords renting to tenants in receipt of housing benefit. In...

04 March 2019

From: Breaking News

Housing market stalemate means it falls to landlords to ‘pick up the pieces’

The latest UK Finance household lending and deposits data reveals that gross mortgage lending across the residential market dropped in January,...

27 February 2019

From: Breaking News

Skipton’s UK buy-to-let mortgages are now available to overseas nationals

Skipton International has extended its UK buy-to-let mortgages to foreign nationals based abroad. Skipton previously only offered its UK buy-to-let mortgages to...

21 February 2019

From: Breaking News

Buy-to-let lending slumps as landlords deterred by tax changes

Buy-to-let mortgage activity continued to slow in December with landlord investors taking out just 5,100 new buy-to-let home purchase mortgages, down...

20 February 2019

From: Breaking News

Landlords starting to feel ‘the pressure’ to increase rents to offset tax changes

The increasing tax burden on landlords is likely to result in increased rents, according to research from the Intermediary Mortgage Lenders...

14 February 2019

From: Breaking News

New 5-year fixed expat buy-to-let product launched by Marsden BS

Marsden Building Society has launched a new five-year fixed expat buy-to-let product for landlords looking to buy or remortgage a buy-to-let...

06 February 2019

From: Breaking News

Key trends that are are set to dominate the PRS over the next few years

A new multi-housing report reveals five trends that are set to dominate the private rented sector between now and 2025.   The...

05 February 2019

From: Breaking News

‘Mixed picture’ for BTL mortgage rates

The average cost of three out of six categories of fixed rate buy-to-let mortgage has increased over the past month, while...

05 February 2019

From: Breaking News

New expat range launched by Cambridge Building Society

Cambridge Building Society has unveiled a new range of expat mortgage products for landlords looking to acquire or remortgage a buy-to-let...

30 January 2019

From: Breaking News

BTL landlords cool on property purchases

The number of buy-to-let purchases continues to fall, as reflected by a further drop in new buy-to-let mortgage lending. Fresh data from...

18 January 2019

From: Breaking News

Skipton expat lending now includes studio flats

Skipton International has extended the terms of its mortgage proposition to include studio apartments valued at £250,000 and above in response...

17 January 2019

From: Breaking News

Buy-to-let tycoon looks to offload 300 homes

One of the UK’s largest and most controversial private landlords plans to sell his entire portfolio of around 300 residential properties...

15 January 2019

From: Breaking News

Happy New Year to all our readers!

Following a year dominated by Brexit uncertainty, political instability, higher interest rates and more stringent mortgage regulations, many buy-to-let landlords will...

31 December 2018

From: Breaking News

Landlords continue to adopt ‘wait and see’ approach due to market uncertainty

An increasing number of private landlords appear to be waiting to see what impact Brexit and regulatory changes will have on...

18 December 2018

From: Breaking News

Softening mortgage market highlights BTL concerns

Buy-to-let mortgage activity continued to slow in October, as fewer landlords took out home loans as a result of tax changes...

13 December 2018

From: Breaking News

Tipton & Coseley Building Society overhauls BTL lending criteria

Tipton & Coseley Building Society has announced enhancements to its buy-to-let product criteria. Tipton says that the move is part of its...

05 December 2018

From: Breaking News

UK’s highest yields: the best postcodes for buy-to-let

Landlords currently looking for the UK’s best buy-to-let areas should consider locations with a high student population, with yields of up...

03 December 2018

From: Breaking News

Buy-to-let lending slumps as tax reforms deter landlords

Buy-to-let mortgage activity slowed dramatically in September, as the number of landlords taking out new home loans dropped by almost a...

15 November 2018

From: Breaking News

Decline of buy-to-let prompts ‘exciting time for renters’, says JLL

The number of properties acquired by landlords has dropped significantly over the past couple of years following the tax and regulatory...

15 November 2018

From: Breaking News

The mortgage industry is “not fit for purpose”, claims Together

Panoramic views of London, little noise pollution, three generous sized bedrooms and the prospect of a near 9% gross rental yield...

15 November 2018

From: Breaking News

Octopus puts buy-to-let lending on hold

Octopus Property has announced that it is currently not accepting new buy-to-let applications after being ‘inundated’ with demand for its products. A...

15 November 2018

From: Breaking News

BTL lending slumps to way below forecast

Buy-to-let lending for 2018 looks likely to fall well below its estimate of £12bn, as taxes and regulations continue to have an adverse...

08 November 2018

From: Breaking News

October’s criteria searches shows fresh appetite for BTL investment opportunities

Knowledge Bank’s Criteria Activity Tracker for October suggests that property remains a popular investment option. In terms of buy-to-let, two of the...

08 November 2018

From: Breaking News

BTL landlord uses bridging finance to add to portfolio

With many landlords finding it harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some...

02 November 2018

From: Breaking News

Hinckley & Rugby scraps maximum age limit

Hinckley & Rugby Building Society has removed all upper age restrictions across its entire mortgage range, including buy-to-let products. Hinkley & Rugby’s...

02 November 2018

From: Breaking News

New buy-to-let affordability calculator launched by Magellan Homeloans

A new buy-to-let affordability calculator, which allows brokers to simply input basic borrowing requirements to see the maximum loan available on...

31 October 2018

From: Breaking News

Where does the challenges faced by BTL landlords and lenders end?

Investing in buy-to-let property has long been a lucrative business opportunity for both recreational and professional investors, but could harsh tax...

31 October 2018

From: Breaking News

3mc launches new exclusive deals with Pepper Money

3mc has teamed up with Pepper Money to launch some new exclusive mortgage products that are up to 0.1% cheaper than...

26 October 2018

From: Breaking News

Buy-to-let product numbers for limited companies double in last year

The number of buy-to-let mortgage deals available to landlords who operate their properties through limited companies has more than doubled in...

25 October 2018

From: Breaking News

Aldermore announce changes to BTL proposition

Aldermore has updated its proposition for buy-to-let and residential mortgages. The specialist bank has made several changes to its criteria, including lowering...

18 October 2018

From: Breaking News

Five-year fixed rates drop to record low

The average rate on a five-year fixed rate buy-to-let mortgage has fallen to an all-time low of 3.4%, the latest figures...

17 October 2018

From: Breaking News

Rise in remortgaging shows ‘landlords remain committed to the market’

Many landlords remain committed to the buy-to-let sector despite government interventions and a wider housing slowdown, new figures show. Despite the adverse...

17 October 2018

From: Breaking News

First-time buyers in the driver’s seat as buy-to-let property sales fade

The price of small properties across many parts of the country has dropped largely because landlord purchases are down, offering fresh...

16 October 2018

From: Breaking News

Landbay partners with Julian Harris to ‘support’ landlords in ‘new world of BTL’

Landbay has partnered with Julian Harris Adviser Network to provide more mortgage brokers and their landlord clients with access to its...

10 October 2018

From: Breaking News

No sign of ‘mass landlord exodus’ from BTL market

Fears that regulatory changes will pave the way for an exodus from the buy-to-let market may be a little premature, according...

26 September 2018

From: Breaking News

TSB reduces buy-to-let rates by up to 0.3%

TSB has cut rates on selected two-, three- and five-year fixed rate buy-to-let purchase and remortgage products. Two-year fixed rates between 60%...

24 September 2018

From: Breaking News

Government’s tax changes have led to the ‘sledgehammering of the BTL industry’

Activity in the buy-to-let market dropped further in July as a result of government interventions and a wider housing slowdown, new...

13 September 2018

From: Breaking News

BTL landlords continue to see ‘the worth in property investment’

The number of buy-to-let landlords acquiring new properties continues to tumble as recent tax changes bite, but property remains a viable...

13 September 2018

From: Breaking News

Buy-to-let lending continues to fall as landlords back out of market

Tax and regulation changes continue to have an adverse impact on the buy-to-let market, with the value of mortgages taken out...

12 September 2018

From: Breaking News

Accord reduces rates on BTL products

Accord has cut its buy-to-let mortgage rates by up to 0.25% in an effort to attract more business from landlords, particularly...

10 September 2018

From: Breaking News

Dudley BS increases maximum loan amount on expat products

Dudley Building Society has increased maximum expat loan-to-values to 70% on its buy-to-let product with a rate of 3.99%. Early repayment charges...

31 August 2018

From: Breaking News

Government urged to stop ‘penalising’ BTL landlords

The government must move now to start supporting those that invest in the private rented sector or risk seeing significantly more...

29 August 2018

From: Breaking News

Landlords maintain BTL ‘portfolio sizes’ - Foundation Home Loans

The UK housing market continued to slow last month as reflected by a drop in new mortgage lending, with many buy-to-let...

28 August 2018

From: Breaking News

Almost one in ten people want to invest in buy-to-let property

With savers receiving appalling returns from banks and building societies, many people are unsurprising still interested in investing in buy-to-let as...

24 August 2018

From: Breaking News

How Brexit could impact the buy-to-let market

On 29 March 2019, the UK is scheduled to leave the European Union (EU). Despite the profound significance of this event,...

22 August 2018

From: Breaking News

Buy-to-let market to remain subdued until 2021

The buy-to-let market is expected to remain subdued for the next three years mired by tax changes and tougher mortgage lending...

21 August 2018

From: Breaking News

Investec launches 10-year fix buy-to-let mortgage at 3.69%

Investec Private Bank is offering landlords the opportunity to lock into low interest rates for a decade, after the lender launched...

21 August 2018

From: Breaking News

Quarterly bridging lending dips but short-term finance still proves helpful

There was a marginal decline in bridging lending in the second quarter of the year, with bridging lending falling by 6.6%...

21 August 2018

From: Breaking News

Long-term property investment should see BTL landlords ‘come out on top’

Higher taxes, tougher mortgage lending conditions, along with political and economic uncertainty are making investment in buy-to-let less attractive to many existing and potential...

16 August 2018

From: Breaking News

Mortgage intermediaries forecast a more stable outlook for buy-to-let business

The level of landlord business looks set to stabilise over the next 12 months, according to Paragon’s latest Financial Adviser Confidence...

15 August 2018

From: Breaking News

Pepper launches limited edition zero completion fee BTL product

A new limited edition buy-to-let product with no completion fee for those who have not had a CCJ or default in...

15 August 2018

From: Breaking News

Low Rate Secured Loans For Self-employed and Contractor Workers

If you wish to raise finance against an existing property and are self-employed then you may find a secured loan provides...

31 July 2018

From: Sponsored Content

The Swansea BS team up with TBMC to offer BTL and holiday let products

The Swansea Building Society will now offer its buy-to-let and holiday let products through TBMC’s mortgage panel after joining forces with...

31 July 2018

From: Breaking News

No stress test Buy to Let Mortgage solutions

If the rental income calculation on your BTL doesn’t stack up we can help. If you wish to finance a new...

27 July 2018

From: Sponsored Content

Paragon continues to see ‘strong demand from professional landlords’

Paragon has seen a significant increase in mortgage lending supported by its buy-to-let offering. Best known for its specialist focus on buy-to-let...

24 July 2018

From: Breaking News

New investment in the buy-to-let market continues to fall

Activity in the buy-to-let mortgage market took a further dip in May as the combination of tighter tax and mortgage rules...

13 July 2018

From: Breaking News

Paragon launches portfolio BTL range in Scotland

Paragon has expanded its buy-to-let mortgage offering in Scotland to include products for portfolio landlords. The new mortgage range is designed for landlords...

13 July 2018

From: Breaking News

Secured loans for HMO property from £30,000 plus @ 65% LTV

If you are a landlord who wishes to raise extra finance against a HMO without remortgaging your existing deal then a...

12 July 2018

From: Sponsored Content

Vida Homeloans introduces lower buy-to-let fees

Vida Homeloans has cut its buy-to-let fees on smaller buy-to-let loans to 1% in a bid to win more business from...

11 July 2018

From: Breaking News

Landlords urged to be cautious over limited company incorporation

Landlords are being advised by buy-to let broker Commercial Trust Limited to seek specialist tax advice before making the decision to...

28 June 2018

From: Breaking News

Onward’s report is wrong and fails to address need for ‘more homes to rent’

A Conservative think tank has been slammed by the Residential Landlords’ Association (RLA) for its inaccurate analysis of the private rental...

27 June 2018

From: Breaking News

Lenders will be forced to push up mortgage rates because of higher costs

Banks will almost certainly be forced to raise mortgage rates as cheap money provided by a closed Bank of England scheme...

27 June 2018

From: Breaking News

Secured loans against BTL rental property – what you need to know

Historically secured loans against buy to let property were seen as a last chance option for a landlords borrowing needs. In...

26 June 2018

From: Sponsored Content

PRA changes will affect landlords’ ability to provide ‘quality affordable housing’

Mortgage brokers and lenders have been slammed by the National Landlords Association (NLA) for failing to do enough to communicate changes...

25 June 2018

From: Breaking News

The Mansfield launches expat buy-to-let product

Mansfield Building Society is hoping to tap in to demand from British expats seeking to invest in the UK buy-to-let market...

20 June 2018

From: Breaking News

Buy-to-let mortgages for unemployed landlord applicants

If you’re a landlord who is currently out of work or unemployed who wishes to buy a new BTL property or...

19 June 2018

From: Sponsored Content

Buy-to-let remains an attractive asset class with the best yields up north

Buy-to-let returns continue to outperform many major asset classes with property investors in northern areas benefitting from higher yields, owed in...

19 June 2018

From: Breaking News

Vernon introduces new range of BTL mortgage deals

Vernon Intermediaries has launched a selection of new buy-to-let mortgage deals. The mortgage products, which are each available for a fixed term...

18 June 2018

From: Breaking News

UK rents set to rise as demand outstrips supply

Rents in the UK are set to increase as demand for rental properties grows, but the number of homes coming on...

15 June 2018

From: Breaking News

Kensington Mortgages cuts rates and offers higher LTV mortgage lending

Kensington Mortgages has increased the loan-to-value limits and reduced rates on a series of its buy-to-let mortgages to improve the affordability...

15 June 2018

From: Breaking News

These are the big issues facing property investors, including BTL landlords

Brexit uncertainty, higher taxation and more stringent mortgage lending conditions are among the toughest challenges currently facing property investors, including buy-to-let...

14 June 2018

From: Breaking News

Kent Reliance launches income-backed buy-to-let proposition

Specialist mortgage lender Kent Reliance has launched an income-backed buy-to-let mortgage for limited companies and individual lending. The mortgage provider will now...

14 June 2018

From: Breaking News

Propio targets BTL investors for new property investment platform

Propio Properties has launched a new online property investment platform that it hopes will appeal to buy-to-let investors looking for a...

14 June 2018

From: Breaking News

BTL share of mortgage lending up for first time since Q1 2017

Buy-to-let mortgages accounted for 13.9% of new lending during the first quarter of this year, new figures reveal. Fresh data from the...

13 June 2018

From: Breaking News

Specialist Buy-to-let mortgage solutions for landlords with no proof of income & adverse credit

If you’re a landlord and wish to raise finance against an existing buy to let property and don’t have proof of...

06 June 2018

From: Sponsored Content

Allsop defy political uncertainty, but BTL investors remain cautious

Allsop’s latest residential auction in London raised more than £67m, with a success rate of 75%, but buy-to-let investors in the...

06 June 2018

From: Breaking News

Masthaven introduces reduced BTL rates

Masthaven has announced changes to its buy-to-let mortgage range, including reduced rates. Acknowledging that the buy-to-let sector plays an important role in...

06 June 2018

From: Breaking News

Paragon’s profit up 4.7% supported by BTL lending surge

Paragon saw a significant increase in first-half underlying profit supported by its buy-to-let offering. The specialist lender has announced that its first-half...

29 May 2018

From: Breaking News

West One to amend criteria for BTL affordability tests

But-to-let landlords will now be able to use non rental income towards the affordability assessment when applying for second charge buy-to-let...

24 May 2018

From: Breaking News

BTL investors in Scotland urged to ‘ride the storm’

Landlords continue to feel the pinch after the latest phase of the government crackdown on buy-to-let came into effect last month,...

23 May 2018

From: Breaking News

Hampshire Trust Bank change BTL and HMO interest cover ratio

Hampshire Trust Bank (HTB) has enhanced the lending criteria on its buy-to-let and home in multiple occupation (HMO) five-year fixed rate...

21 May 2018

From: Breaking News

UK rental market activity slows in April

There was a decline in the number of properties let last month, as a fall in supply restricted choice for prospective...

18 May 2018

From: Breaking News

Sharp decline in buy-to-let lending as tax and tougher mortgage rules bite

Buy-to-let mortgage lending plummeted during March, as reflected by the latest data released by UK Finance. Fresh figures from the banking industry...

17 May 2018

From: Breaking News

More than 300,000 property sales collapse every year

Various reports suggest that a number of buy-to-let landlords plan to exit the private rented sector due to concerns about the...

14 May 2018

From: Breaking News

Landlords adopt ‘wait and see’ approach due to market uncertainty

Almost half of private landlords have opted to wait to see what impact Brexit and regulatory changes will have on the...

09 May 2018

From: Breaking News

Thistle Finance and Mercury FX join forces to cater for expat BTL investors

Thistle Finance has teamed up with global currency specialist, Mercury FX, to offer UK expats new buy-to-let rates through specialist loans...

04 May 2018

From: Breaking News

Landlord looks to bridging loan firm to expand portfolio

With many landlords finding harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some buy-to-let investors...

30 April 2018

From: Breaking News

Rise in demand for buy-to-let mortgages

There has been a sharp rise in demand for buy-to-let mortgages after a number of two-year fixed deals came to end. A...

27 April 2018

From: Breaking News

The Cambridge and L&G team up to offer landlords more choice

Cambridge Building Society has joined forces with Legal & General Mortgage Club to offer its buy-to-let range to landlords across England...

19 April 2018

From: Breaking News

Spike in BTL landlords looking to diversify

An increasing number of buy-to-let landlords are looking to diversify their portfolios by investing in Houses with Multiple Occupants (HMOs), commercial...

18 April 2018

From: Breaking News

Bluestone Mortgages introduces interest-only BTL mortgages

Specialist lender, Bluestone Mortgages, has made changes across its buy-to-let mortgage range, including the introduction of interest-only products aimed at customers...

13 April 2018

From: Breaking News

TMW scraps age limit for experienced BTL landlords

The Mortgage Works (TMW) is removing all upper age restrictions across its buy-to-let product range for experienced landlords. Currently, the buy-to-let arm...

12 April 2018

From: Breaking News

More landlords using SPVs to expand BTL portfolios

A growing number of landlords are using a Special Purpose Vehicle (SPV) as a tax-efficient way of holding a portfolio of...

06 April 2018

From: Breaking News

BTL borrowers burdened by PRA rule change

A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...

28 March 2018

From: Breaking News

TMW hikes maximum loan-to-value across all BTL mortgages

The Mortgage Works (TMW) is increasing the maximum loan-to-value (LTV) for landlords from 75% to 80%. The increase in maximum LTV for...

28 March 2018

From: Breaking News

Together cuts buy-to-let rates

Together has reduced a number of buy-to-let rates as they continue to compete to win more business amid a housing market...

22 March 2018

From: Breaking News

Landlords finding it harder to secure a buy-to-let mortgage

Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...

21 March 2018

From: Breaking News

Skipton International expands expat lending to Scotland

Skipton International is hoping to build on strong demand for its buy-to-let mortgages to British expats seeking to invest in England...

21 March 2018

From: Breaking News

One in three landlords still unaware of new BTL mortgage rules

Around a third of buy-to-let investors are still unaware of how regulatory changes could impact their ability to borrow or refinance...

16 March 2018

From: Breaking News

BTL mortgage lending falls to four-year low

Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...

14 March 2018

From: Breaking News

How will Brexit affect the rental market in 2018?

There has been much debate about Brexit and how it will impact the property market and the economy as a whole. ...

02 March 2018

From: Breaking News

Newbury Building Society reduces buy-to-let rates

Newbury Building Society has cut its buy-to-let mortgage rates, including those to landlords operating through a limited company, by up to...

02 March 2018

From: Breaking News

New HMO range launched by Landbay

Landbay has launched a new range of buy-to-let products, with a specific focus on enhancing its HMO offering, making it easier...

27 February 2018

From: Breaking News

Buy-to-let landlords to face remortgaging issues

Many buy-to-let landlords with two-year fixed deals that are about to come to an end are likely to face difficulties in...

23 February 2018

From: Breaking News

Landlords to face remortgaging difficulties

Over the next few months, it is anticipated that tens of thousands of private landlords in the UK will face struggles...

20 February 2018

From: Breaking News

BTL lenders see margins squeezed

Buy-to-let lending margins have been squeezed, with providers absorbing more costs to keep their rates competitive in the last quarter of...

15 February 2018

From: Breaking News

Paragon launches online portal

Paragon has launched a new online portal for buy-to-let mortgage customers and intermediaries, making it easier for borrowers to access a...

15 February 2018

From: Breaking News

Expat demand for buy-to-let property increases

There has been a sharp rise in the number of expats in Australia looking to invest in UK buy-to-let property, despite...

08 February 2018

From: Breaking News

Foundation Home Loans launches cashback offer

We all know that regulatory changes to lending in this country has made it harder for portfolio landlords to secure a...

05 February 2018

From: Breaking News

What should landlords be aware of going into 2018?

The buy-to-let property market is currently experiencing a wave of reforms, with the government looking to alter the way in which...

02 February 2018

From: Breaking News

Mansfield BS launches family buy-to-let deal at 100% ICR

Mansfield Building Society has launched a new family buy-to-let mortgage that enables landlords to let out their property to a close...

29 January 2018

From: Breaking News

Paragon sees significant growth in buy-to-let lending

Despite a challenging 2017 for the buy-to-let market, characterised by tax and regulatory changes, including the first stage of the phasing out...

24 January 2018

From: Breaking News

Digital BTL mortgage brokerage aims to become ‘destination site’ for landlords

A recently launched digital buy-to-let mortgage brokerage service that enables landlords to find, compare and secure the best mortgage deals available...

18 January 2018

From: Breaking News

BTL mortgage activity dips as rules get tougher

Activity in the buy-to-let mortgage market took a dip in November, owed in part to the base rate rise and tougher...

17 January 2018

From: Breaking News

Landbay eases portfolio stress tests

Specialist buy-to-let mortgage lender Landbay has announced that it is changing its underlying portfolio stress tests for portfolio landlords. It will now...

17 January 2018

From: Breaking News

Vida Homeloans and Personal Touch Financial Services join forces

Vida Homeloans will start to provide specialist residential and buy-to-let mortgages to clients of Personal Touch Financial Services’ after being appointed...

12 January 2018

From: Breaking News

New partnership to help landlords receive ‘maximum benefit from their investment’

Independent mortgage broker John Charcol has teamed up with online letting agent Upad to help landlords maximise their buy-to-let investment. The partnership...

10 January 2018

From: Breaking News

Accord offers to help landlords manage ‘upfront costs of remortgaging a property’

Accord Buy To Let is offering landlords who remortgage a £500 cashback on selected loans, including eight remortgage deals. The intermediary-only lender,...

08 January 2018

From: Breaking News

‘How landlords can adapt to survive the current economic climate’

2017 was a year of flux for landlords, with Brexit becoming a reality and two Budgets from Phillip Hammond dictating the...

04 January 2018

From: Breaking News

Newbury launches new BTL calculator

A new buy-to-let affordability calculator, which works with the new stress rate of 5.5% and takes top-slicing into account, has been...

04 January 2018

From: Breaking News

2017 was a ‘tough year’ for landlords but there is still ‘appetite’ for BTL

The phasing out of mortgage interest relief and tougher mortgage lending conditions contributed to what was a rather difficult 2017 for...

03 January 2018

From: Breaking News

Happy New Year from everyone at Landlord Today

What a year it’s been! There was an unanticipated snap general election, the unexpected result, and consequently what we have now...

29 December 2017

From: Breaking News

Ticking time bomb of interest-only mortgages

Many interest-only mortgage borrowers, including a significant proportion of buy-to-let landlords, have no plan in place to repay the capital when...

29 December 2017

From: Breaking News

3mc launches new expat buy-to-let deal

3mc has launched a new buy-to-let mortgage deal designed for use by British expats, which is funded by Aldermore Bank. Borrowing rates...

15 December 2017

From: Breaking News

Portfolio BTL enquiries soar

There has been a significant increase in enquiries from portfolio landlords following the introduction of the new Prudential Regulation Authority (PRA)...

06 December 2017

From: Breaking News

Buy-to-let demand continues to slow

A series of fiscal and regulatory changes aimed at private landlords and challenging lending conditions are taking their toll on the...

24 November 2017

From: Breaking News

Coventry for Intermediaries unveils new Flexx for Term BTLs

Coventry for Intermediaries has launched new Flexx for Term buy-to-let mortgages at 50%-75% loan-to-value (LTV). The new range includes a 1.82% rate...

20 November 2017

From: Breaking News

TMW pilots limited company BTL range

The Mortgage Works (TMW) has launched a new limited company buy-to-let mortgage product range for professional landlords. There are five products being...

13 November 2017

From: Breaking News

Vida expands lending criteria to include missed unsecured payments

Vida Homeloans has announced the introduction of new lending criteria for customers with impaired and improving credit records. The specialist mortgage lender...

08 November 2017

From: Breaking News

Mortgage brokers can save you thousands of pounds

A new campaign is being launched today to tackle mortgage myths and highlight the importance of professional advice when it comes...

07 November 2017

From: Breaking News

Buy-to-let mortgage lending remains flat

Mortgage lending to buy-to-let investors remained largely unchanged in August despite an overall increase in residential mortgage lending, according to the...

16 October 2017

From: Breaking News

Tax and affordability test changes prompt landlords to set up structures

A growing number of landlords are turning to corporate structures in an effort to reduce tax liability and avoid stringent new...

12 October 2017

From: Breaking News

Specialist BTL lender eases borrowing restrictions

Keystone Property Finance has relaxed its criteria around its buy-to-let proposition in a bid to help win more business from both...

12 October 2017

From: Breaking News

Landbay enjoys record month of buy-to-let lending

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...

05 October 2017

From: Breaking News

Legal & General Mortgage Club updates BTL matrix

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...

03 October 2017

From: Breaking News

NatWest reduces buy-to-let income coverage ratio

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...

02 October 2017

From: Breaking News

TMW takes ‘pragmatic and considered approach’ to new PRA standards

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...

26 September 2017

From: Breaking News

Letting agents under ‘increasing pressure’ from changing legislation

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

25 September 2017

From: Breaking News

New mortgage advice clinic launched to help support portfolio landlords

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

15 September 2017

From: Breaking News

It’s ‘business as usual’ for Foundation Home Loans despite PRS changes

Foundation Home Loans will continue to provide its range of competitive mortgage products to portfolio landlords when new PRA underwriting standards...

15 September 2017

From: Breaking News

Landlords race to remortgage and take advantage of record low BTL rates

Buy-to-let landlords are rushing to remortgage as record low rates look increasingly attractive, fresh data shows. In July, remortgaging accounted for more...

13 September 2017

From: Breaking News

Rental market in Scotland ‘remains in good shape’ despite ban on fees

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

13 September 2017

From: Breaking News

Two new fee-free mortgage products to help ‘support’ landlords

Buy-to-let landlords looking to acquire properties in Bedfordshire, Buckinghamshire, Cambridgeshire, Essex, Hertfordshire, Norfolk, Northamptonshire and Suffolk, can now apply for two...

11 September 2017

From: Breaking News

Weak pound makes UK’s buy-to-let market more attractive for British expats

The fall in the pound over the past year or so has made the UK a cheaper location for overseas-based property...

07 September 2017

From: Breaking News

New buy-to-let lender targets professional landlords

Redwood Bank, a new business lender, is officially up and running after completing its mobilisation phase yesterday, having already secured its...

30 August 2017

From: Breaking News

BTL tax changes push ‘amateur landlords out of the market’

The steady levels of mortgage activity seen through the first half of the year continued into July, with gross mortgage lending...

25 August 2017

From: Breaking News

Landlords urged to remortgage ahead of tougher BTL regulations

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

23 August 2017

From: Breaking News

Lender overhauls BTL mortgage deals

New Street Mortgages has unveiled changes to its buy-to-let range, while also making key alterations to its lending criteria. The lender has...

17 August 2017

From: Breaking News

Boost for landlords as buy-to-let mortgage rates fall

Landlords will welcome the news that buy-to-let mortgage rates are falling as lenders compete against each other to have the cheapest...

16 August 2017

From: Breaking News

Skipton insist it’s ‘business as usual’ despite rule change

Skipton Building Society has announced that it has tightened its portfolio affordability requirements to 150% at 5.5%, and at 5% for...

16 August 2017

From: Breaking News

Lender sees sharp rise in expat mortgage enquiries

More than £500m worth of expat mortgage enquiries for UK buy-to-let property have been received by Skipton International in the first...

09 August 2017

From: Breaking News

Leeds unveils portfolio buy-to-let plans

Leeds Building Society has confirmed that it will continue to accept buy-to-let mortgage applications from portfolio landlords despite the buy-to-let lending...

08 August 2017

From: Breaking News

Coventry release details of additional lending criteria for portfolio landlords

Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...

03 August 2017

From: Breaking News

Accord reveals portfolio buy-to-let underwriting change

Accord Buy To Let is the latest lender to announce that it is amending details of its buy-to-let lending criteria for...

01 August 2017

From: Breaking News

Top tips: A few options to help protect your profits and limit loss

The anti-landlord policies adopted by the government has had an adverse impact on private landlords, especially the smaller players, over the...

26 July 2017

From: Breaking News

Sharp decline in buy-to-let landlords ‘likely to back fire on tenants’

Buy-to-let landlords are currently in retreat in the property market, leaving many prospective first-time buyers, including many existing tenants, in a...

26 July 2017

From: Breaking News

Paragon makes portfolio BTL changes to comply with PRA’s new requirements

Paragon Mortgages is the latest in a long line of lenders to implement changes for portfolio landlords ahead of the Prudential...

17 July 2017

From: Breaking News

Mortgage lending increases for all borrowers, including BTL investors

Mortgage lending rose for all borrowers, including buy-to-let landlords, in May, although there is a possibility that the drop in lending...

14 July 2017

From: Breaking News

Keystone increases proc fee for portfolio landlord lending

Keystone has announced that it will be raising its buy-to-let procuration fees to 0.7% to recognise the additional work mortgage brokers...

12 July 2017

From: Breaking News

New guide to help you understand portfolio landlord rule changes

Specialist bank Aldermore has launched a new guide to help buy-to-let investors and mortgage brokers understand its underwriting changes ahead of...

10 July 2017

From: Breaking News

BTL mortgage sector continues to see a shift towards limited company lending

The number of rented homes owned through a company has been on the up for a while now, with new data...

05 July 2017

From: Breaking News

New accounting services launched to help landlords

Landbay announced yesterday that it is to launch an accounting, reporting and tax compliance service to help landlords with their tax...

27 June 2017

From: Breaking News

BTL lending forecast revised down

The Council of Mortgage Lender’s (CML) buy-to-let forecast for 2017 and 2018 has been revised down from previous expectations at the...

23 June 2017

From: Breaking News

Landlord networking event in Southport - free entry

From unfavourable tax changes to tougher mortgage lending conditions, the past 18 months or so have been difficult for many buy-to-let...

15 June 2017

From: Breaking News

Tax reforms continue to deter buy-to-let landlords

The number of mortgages approved for buy-to-let acquisitions fell in April, according to the latest figures, which suggest that many landlords...

14 June 2017

From: Breaking News

Vida launches expat buy-to-let mortgage range

Vida Homeloans has launched a new expat buy-to-let mortgage range aimed at existing UK property owners living overseas who wish to...

13 June 2017

From: Breaking News

Almost half of buy-to-let landlords still looking to expand portfolios

Almost half of buy-to-let landlords are looking to expand their property portfolios despite recent tax changes in the industry and tougher...

08 June 2017

From: Breaking News

Demand for buy-to-let falls as higher taxes bite

The number of buy-to-let landlords registering to buy property fell last month by 3.7% in England and Wales compared with the...

07 June 2017

From: Breaking News

New Street launches five-year fixed rate BTL deals from 2.74%

New Street Mortgages has reduced borrowing rates across its entire buy-to-let five-year fixed range by up to 0.65%. The Northview Group subsidiary’s...

07 June 2017

From: Breaking News

Sharp rise in the number of first time buy-to-let investors

There has been a significant increase in the number of people investing in the buy-to-let sector for the first time over...

01 June 2017

From: Breaking News

New digital BTL mortgage brokerage service ‘puts landlords in control’

A new digital buy-to-let mortgage brokerage service that enables landlords to find, compare and secure the best mortgage deals available for...

31 May 2017

From: Breaking News

Ipswich BS increases mortgage range to meet the ‘needs of borrowers’

Ipswich Building Society has expanded its ever growing range of mortgages with the launch of three new five-year fixed rate products,...

26 May 2017

From: Breaking News

Paragon's mortgage lending soars despite tax changes for landlords

A growing number of private landlords are successfully adjusting their investment strategies to mitigate the impact of changes in tax and...

24 May 2017

From: Breaking News

BTL deals available to limited companies double in a year

It is a currently a challenging time for buy-to-let landlords, following a raft of changes introduced by the government which are...

23 May 2017

From: Breaking News

The Mortgage Works reduces ICR for low rate taxpayers

The Mortgage Works has cut its interest cover ratio for buy-to-let lending to lower rate taxpayers from 145% to 125%. The reduction...

16 May 2017

From: Breaking News

Buy-to-let rates start to rise

Following a first quarter defined by successive rate cut, buy-to-let fixed rates increased last month across two, three and five-year terms,...

10 May 2017

From: Breaking News

BTL lenders fuelling discrimination against tenants on housing benefit

A significant number of landlords are being prevented from renting to tenants receiving housing benefit by discriminating buy-to-let lenders, fresh research...

02 May 2017

From: Breaking News

Buy-to-let lending ‘unlikely to recover in the near future’

The UK property market continued to rally last month, with gross mortgage lending surging by 19% compared with February, but it...

21 April 2017

From: Breaking News

Santander aims to ‘better support’ BTL landlords by offering greater flexibility

Santander will now assess buy-to-let remortgages with 125% rental cover at 5% for borrowers who secured a mortgage before the Prudential...

19 April 2017

From: Breaking News

Best buy-to-let mortgages: rates at a record low

Looking for a buy-to-let mortgage? There are some excellent deals available – provided you know where to look. The number of buy-to-let...

11 April 2017

From: Breaking News

Accord Buy to Let’s ‘competitive mortgages’ now available to consumers

Accord Buy to Let, the intermediary-only lender, has announced that it is now accepting applications from borrowers classed as consumers: non-professional...

11 April 2017

From: Breaking News

Significantly more landlords using limited companies to beat BTL tax changes

There has been a sharp rise in the number of landlords using limited companies to manage their buy-to-let portfolios as a...

05 April 2017

From: Breaking News

Buy-to-let remains a safe long-term investment

Buy-to-let property is still an attractive investment at a time of low interest rates and volatile stock markets, according to according...

31 March 2017

From: Breaking News

Buy-to-let property purchase activity ‘continues to be weak’

The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...

16 March 2017

From: Breaking News

Buy-to-let enquiries soared in Q4 2016

Enquiries from investors seeking to invest in the buy-to-let market rose sharply in the final three months of 2016, new figures...

14 March 2017

From: Breaking News

Mansfield BS increases max loan size to £500,000

Mansfield Building Society has increased its maximum loan size from £300,000 to £500,000 across its buy-to-let mortgage range, subject to the...

13 March 2017

From: Breaking News

Investment in transport infrastructure could boost rents

The chancellor’s pledge to create a £690m competition fund for English councils to tackle urban congestion and develop local transport networks,...

09 March 2017

From: Breaking News

Demand for buy-to-let ‘has never been so low’

The number of people investing in the buy-to-let sector is falling at an alarming rate, while many existing landlords are selling...

02 March 2017

From: Breaking News

Free tax advice for landlords

Many mortgage brokers are now offering buy-to-let landlords who are purchasing or remortgaging property a free tax consultation to help them...

02 March 2017

From: Breaking News

Brokers prepare to help landlords understand tax changes

A series of workshops are being held across the UK to help mortgage brokers understand the buy-to-let tax changes coming into...

01 March 2017

From: Breaking News

A higher number of landlords seek to bypass buy-to-let tax changes

The buy-to-let boom of recent years has fed the stereotype that Brits are obsessed with property. Ever since Margaret Thatcher declared...

28 February 2017

From: Breaking News

What opportunities and challenges lie ahead for BTL landlords this year?

We all know that buy-to-let investors face a challenging time, but what are the key issues affecting landlords? Karen Bennett looks...

17 February 2017

From: Breaking News

Banks and building societies urged to lend to self-employed landlords

More banks and building societies should consider lending to self-employed landlords, according to the Mortgage Broker Ltd. The national mortgage broker is...

17 February 2017

From: Breaking News

Sharp decline in buy-to-let lending at Nationwide

Nationwide has recorded a significant drop in buy-to-let lending as government measures to clampdown on landlords start to have an impact...

13 February 2017

From: Breaking News

Kent Reliance launches ‘best ever’ 5-year BTL rates

Kent Reliance, the specialist mortgage provider and part of OneSavings Bank plc, yesterday announced major changes to its five year fixed...

07 February 2017

From: Breaking News

Buy-to-let lending falls following introduction of new rules

Paragon Bank witnessed a sharp decline in its buy-to-let lending in the final quarter last year following the introduction of more...

30 January 2017

From: Breaking News

Interior design trends to expect in 2017: Back to Green

Kicking off 2017, we’ve predicted stabilisation in the property market with sustainable growth and high demand. Whether you’re looking to take...

27 January 2017

From: Sponsored Content

What does 2017 have in store for the BTL mortgage market?

Can we predict what the next 12 months may bring for the buy-to-let mortgage market? Many experts have attempted to do...

27 January 2017

From: Breaking News

Rate cuts will enable more people to ‘invest in the buy-to-let market’

Given the recent changes to buy-to-let mortgage interest relief and stamp duty charges, New Street Mortgages is among those buy-to-let lenders...

26 January 2017

From: Breaking News

NLA updates mortgage sourcing system ahead of tax changes

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

23 January 2017

From: Breaking News

Strong start to the year for buy-to-let market

While many will agree that 2016 was not the best year for buy-to-let, as the government introduced a raft of anti-landlord...

20 January 2017

From: Breaking News

Buy-to-let lending hits highest level since stamp duty surge

There was a significant rise in the amount buy-to-let landlords borrowed to invest in property before the introduction of new affordability...

18 January 2017

From: Breaking News

More buy-to-let landlords turn to bridging finance

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

18 January 2017

From: Breaking News

Demand for buy-to-let set to fall in Q1 2017

The number of people investing in the buy-to-let sectors is expected to fall in the first quarter of the year ahead...

16 January 2017

From: Breaking News

Buy-to-let lending ‘returned to normal’ in Q4 2016

Buy-to-let lending returned to some form of normality during the fourth quarter of 2016, according to fresh lending figures. The share of...

11 January 2017

From: Breaking News

Lender announces criteria changes to open up products to more landlords

Bank of Ireland for Intermediaries has removed its £25,000 minimum income requirement for buy-to-let and increased its maximum loan size by...

11 January 2017

From: Breaking News

New fixed rate range to help buy-to-let landlords ‘minimise costs’

Paragon has launched a range of new fixed rate products for those seeking to make fresh buy-to-let acquisitions as well as...

10 January 2017

From: Breaking News

Buy-to-let mortgage rates set to fall

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...

09 January 2017

From: Breaking News

New buy-to-let range launched by Landbay

Landbay has launched a range of new buy-to-let products aimed at professional landlords, including expats and those with HMOs. The products, available...

05 January 2017

From: Breaking News

Landlords to be adversely affected by tax changes and tougher lending conditions

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

04 January 2017

From: Breaking News

Another lender introduces tougher stress tests for buy-to-let landlords

The Bank of Ireland has become the latest lender to announce that it is increasing its rental stress rate for buy-to-let...

04 January 2017

From: Breaking News

Vast majority of letting agents expect rents to rise in 2017

Rents will continue to increase next year, owed in part to a reduction in housing supply in the private rented sector...

20 December 2016

From: Breaking News

What are the implications of the PRA changes for landlords?

A number of mortgage lenders have now revised their affordability criteria, in line with the Prudential Regulation Authority’s (PRA) supervisory statement...

15 December 2016

From: Breaking News

Buy-to-let borrowing falls by a fifth to hit a ‘new normal’ level

Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...

15 December 2016

From: Breaking News

Rents predicted to increase 15% by 2020

Rents across the UK are set to rise considerably faster than house prices over the next three years, according to the...

12 December 2016

From: Breaking News

Days of the buy-to-let landlord are numbered, says Fergus Wilson

Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...

12 December 2016

From: Breaking News

Buy-to-let purchases plummet following government’s ‘war on landlords’

There has been a sharp decline in the volume of buy-to-let transactions following the government’s outright assault on buy-to-let landlords, according...

09 December 2016

From: Breaking News

Tougher “stress tests” for buy-to-let landlords

The Mortgage Works is the latest lender to announce that it is increasing its rental stress rate for buy-to-let landlords as...

07 December 2016

From: Breaking News

Lender receives full authorisation from the FCA

LandlordInvest, a peer-to-peer lending platforms for buy-to-let and bridging loans, has gained full FCA Authorisation after a 24 months application process. The...

07 December 2016

From: Breaking News

Demand slumps following ‘extraordinary attack on buy-to-let landlords’

One of Britain’s largest housebuilders has warned of a sharp decline in demand caused by Brexit uncertainty and the government’s outright...

05 December 2016

From: Breaking News

Landlord confidence returning as buy-to-let lending to limited companies soars

Landlord confidence is now at its highest in a year, as a growing number of buy-to-let investors seek to overcome recent...

02 December 2016

From: Breaking News

BTL mortgage costs set to soar as landlords pushed into longer deals

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...

02 December 2016

From: Breaking News

Accord cuts buy-to-let rates

Accord, the intermediary lending subsidiary of Yorkshire Building Society, has cut rates across some of its buy-to-let products. From today, buy-to-let landlords...

30 November 2016

From: Breaking News

Bank of England questions big banks over buy-to-let lending

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...

29 November 2016

From: Breaking News

Buy-to-let lending falls as mortgage crackdown hits landlords

Buy-to-let landlords have come under attack from the taxman and now also from the Bank of England, which could make landlord...

21 November 2016

From: Breaking News

Bank of England gets new powers to curb buy-to-let lending

The Bank of England will be granted new powers by the government to regulate mortgages used by small buy-to-let landlords to...

17 November 2016

From: Breaking News

Landlords to take action against solicitors who advised Bank of Ireland

A group of landlords has suspended its plans to take the Bank of Ireland to court over their tracker rate being...

17 November 2016

From: Breaking News

Sharp rise in British expats seeking to invest in UK property

A growing number of British expats are looking to take advantage of the fall in sterling by investing funds abroad back...

17 November 2016

From: Breaking News

Landlord borrowing falls by 7% as lull hits buy-to-let market

The level of buy-to-let borrowing was down 7% between August and September as the introduction of the 3% stamp duty surcharge...

16 November 2016

From: Breaking News

BM Solutions revises rental cover calculations

BM Solutions has unveiled a fresh approach to addressing the upcoming buy-to-let tax changes by developing a new rental income calculator...

09 November 2016

From: Breaking News

Renting is now cheaper than buying in 84% of UK

It is now cheaper to make monthly rent payments than pay for a mortgage in 84% of the UK, new figures...

08 November 2016

From: Breaking News

Keystone improves lending criteria and reduces rates

Specialist lender Keystone Property Finance has enhanced its offer to buy-to-let landlords by improving its lending criteria and making a number...

07 November 2016

From: Breaking News

Together launches cheaper buy-to-let rates

Specialist lender Together has cut its rates on first charge buy-to-let mortgages, taking them below 7%, with loan-to-values of up to...

03 November 2016

From: Breaking News

Remortgage levels drop to 6-month low

September was the worst month for remortgaging since the EU referendum, new figures from conveyancing firm LMS show. The research found that...

01 November 2016

From: Breaking News

FHL double size of acceptable portfolios as buy-to-let lending appetite increases

Foundation Home Loans has announced that it wants to make it easier for buy-to-let landlords to secure finance to add to...

28 October 2016

From: Breaking News

Buy-to-let ‘remains resilient’ despite tax changes

Buy-to-let property remains an attractive income investment at a time of low saving rates and stock market volatility, according to Together. Despite...

24 October 2016

From: Breaking News

Landbay launches professional landlord products

Landbay has launched a range of limited edition lending products aimed primarily at professional landlords with no early redemption charges (ERCs). The...

19 October 2016

From: Breaking News

Buy-to-let lending set to fall by up to 20%

Buy-to-let lending will fall by as much as 20% over the next two years to reach around £33bn by the end...

17 October 2016

From: Breaking News

Prestige expands buy-to-let range

Second charge mortgage specialist Prestige Finance has launched a consumer buy-to-let offering and simplified its proposition by integrating both its professional...

14 October 2016

From: Breaking News

Buy-to-let enquiries soar

Enquiries from investors seeking to acquire buy-to-let properties have increased by 30% since May, following an initial dip in activity after the...

13 October 2016

From: Breaking News

Buy-to-let lending plummets

There was a sharp decline in the amount buy-to-let investors borrowed to acquire property in August, reflecting the fact that a...

13 October 2016

From: Breaking News

Buy-to-let mortgage lending rockets despite stamp duty hike

From a landlord’s perspective, it has been a tough year, with a raft of changes designed to bring the booming housing...

12 October 2016

From: Breaking News

Barclays cuts rates

Barclays has announced a selection of rate reductions across its main buy-to-let mortgage range in addition to its core residential and...

12 October 2016

From: Breaking News

Regulator set to introduce tougher buy-to-let lending rules

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...

30 September 2016

From: Breaking News

Remortgaging activity hits 7-year high

Remortgaging activity hit a seven-year high in August, fuelled by record low bowing rates and rising house prices, according to new...

30 September 2016

From: Breaking News

Buy-to-let hotspots unveiled

While buying property in London has proved to be a lucrative move for many buy-to-let landlords for capital gains in recent...

27 September 2016

From: Breaking News

Buy-to-let lending remains subdued

Mortgage lending may have rebounded in August with gross lending last month reaching a nine-year high of £22.5bn, but the buy-to-let...

26 September 2016

From: Breaking News

Brexit fears were ‘wide of the mark’ and ‘misguided’, say experts

Fears raised over the UK housing market in the wake of the Brexit vote were ‘wide of the mark’ as illustrated...

23 September 2016

From: Breaking News

Tenants face potential rent rises as the supply of rental homes falls

Tenants are potentially facing steeper living costs following a significant drop in the supply of rental properties, new figures suggest. Some 87.6%...

20 September 2016

From: Breaking News

Coventry Building Society increases maximum age of BTL borrowing to 85

Coventry Building Society has increased the age in which it will lend to buy-to-let investors to a maximum of 85 years,...

20 September 2016

From: Breaking News

Buy-to-let landlord on course to make £200m profit

The UK’s largest private landlord has sold almost half of his entire portfolio of around 900 residential properties, according to the...

14 September 2016

From: Breaking News

Landlords set to start legal action against Bank of Ireland

It is now been three years since Property 118 questioned West Brom’s – the now obsolete specialist lending arm - decision...

14 September 2016

From: Breaking News

Investec slash buy-to-let mortgage rates by up to 1%

Investec Private Bank announced yesterday that it will be introducing a range of new loan-to-value (LTV) bands across its buy-to-let products with borrowing...

07 September 2016

From: Breaking News

Dudley adopt ‘common sense approach’ to BTL lending by slashing fixed rates

Dudley Building Society has introduced a range of new fixed rate buy-to-let mortgage products with interest rates lowered across all its...

02 September 2016

From: Breaking News

Buy-to-let investors are ‘better positioned to withstand market volatility’

Specialist lender OneSavings Bank was one of the biggest risers on the FTSE 250 yesterday as high demand for buy-to-let mortgages...

25 August 2016

From: Breaking News

More landlords looking to expand their portfolios over the coming year

There has been a slight uptick in the proportion of landlords and investors looking to expand their portfolios over the next...

17 August 2016

From: Breaking News

Buy-to-let landlords could face tighter borrowing rules

Buy-to-let landlords could soon find it harder to secure finance to acquire property following the news that buy-to-let mortgage lenders may...

12 August 2016

From: Breaking News

Buy-to-let lending continues recovery but borrowing still down 15% y-o-y

The buy-to-let mortgage market’s recovery continued in June with the number of loans up 12% month-on-month, according to the latest mortgage...

11 August 2016

From: Breaking News

Britain's buy-to-let property hotspots revealed

Manchester has been identified as the top city for rental yield but London offers buy-to-let landlords the best overall returns, a...

28 July 2016

From: Breaking News

Why investors should look north to boost profits

For many investors in London and the South East, the relentless pressure on buy-to-let income means that the numbers no longer add...

27 July 2016

From: Breaking News

Buy-to-let mortgage arrears set to fall

The number of buy-to-let mortgage arrears looks set to fall below 7,000 by the end of the year, supported by low...

25 July 2016

From: Breaking News

Landlords to start legal action against BoI and Skipton

A group of disgruntled customers are expected to start legal action against Skipton Building Society and Bank of Ireland next month...

20 July 2016

From: Breaking News

Buy-to-let lending set to ‘cool significantly’

Mortgage lenders look set to impose more stringent checks on buy-to-let landlords seeking funds to acquire property, as part of a...

18 July 2016

From: Breaking News

Sharp rise in BTL borrowing via limited companies in H1 2016

There was a significant increase in lending to buy-to-let landlords borrowing via limited companies in the first half of this year,...

15 July 2016

From: Breaking News

Bank of England hold interest rates

Interest rates in Britain remain frozen at an all-time low of 0.5%, after the Bank of England decided against the first cut...

14 July 2016

From: Breaking News

Landlord lending falls as first-time buyer mortgages jump

Buy-to-let house purchase lending was under half what it was in the in the months leading up to the stamp duty changes, while...

14 July 2016

From: Breaking News

Another lender increases BTL rental calculation to 140%

With impending changes to mortgage tax relief for landlords set to have an adverse impact for many buy-to-let investors, Coventry Building...

07 July 2016

From: Breaking News

Stricter lending criteria could see investors locked out of buy-to-let

Buy-to-let landlords could be forced to stump up more than 60% deposits in some locations if all lenders introduce stricter borrowing requirements,...

05 July 2016

From: Breaking News

NLA cautiously welcome BTL lending criteria proposals

The new lending criteria proposals for underwriting standards for future buy-to-let mortgage contracts put forward by the Prudential Regulatory Authority's (PRA)...

05 July 2016

From: Breaking News

InterBay reduces buy-to-let and HMO rates

InterBay Commercial has slashed borrowing rates on its buy-to-let and HMO ranges. The company, which forms part of specialist lending group OneSavings...

30 June 2016

From: Breaking News

Landlords urged to remain calm after Brexit vote

There is no need for landlords to panic following Britain’s decision to exit the European Union, according to the National Landlords...

27 June 2016

From: Breaking News

How to build a high yielding HMO portfolio

Daniel Hill, managing director of Multi-Let UK, explains how you could build and manage a profitable HMO portfolio. Recent research fromMortgages...

20 June 2016

From: Breaking News

Letting market activity slows after stamp duty changes

There has been a significant fall in the number of ‘To Let’ and ‘Let’ properties, according to the latest figures from...

16 June 2016

From: Breaking News

Mortgage lending plummets

Mortgage lending to landlords plunged by 65% in April compared with the previous month, owed largely to the unusually high level...

16 June 2016

From: Breaking News

Rents forecast to rise as more landlords seek to reduce tax liability

Rents look set to rise in the near term as landlords pass on the higher costs heaped on them by new taxes...

13 June 2016

From: Breaking News

Mortgage lending cools due to buy-to-let slump and referendum uncertainty

Mortgage lending continued to slow last month as would-be investors are put off buy-to-let by the rise in stamp duty costs,...

10 June 2016

From: Breaking News

PRS remains ‘fundamental part’ of housing market despite uncertain outlook

With tenant demand continuing to rise, the private rented sector (PRS) will remain a “fundamental part” of the UK’s housing market...

26 May 2016

From: Breaking News

Rise of ‘generation rent’ as more people live in rented accommodation

High property prices and a  lack of affordable homes continues to lock many would-be buyers out of the property market leaving...

23 May 2016

From: Breaking News

Buy-to-let mortgages need to ‘support the role of landlords’

April’s stamp duty increase for buy-to-let investors is already having an impact on the housing market, with the latest figures from...

20 May 2016

From: Breaking News

Stamp duty surcharge won’t dampen buy-to-let market - Bank of England

There was enormous appetite among buy-to-let investors to purchase property before the stamp duty surcharge on second homes was introduced on...

19 May 2016

From: Breaking News

Stamp duty deadline pushes up mortgage lending

Lending to buy-to-let landlords soared last month, with the latest figures revealing that buy-to-let investors borrowed £7.1bn, up 87% month-on-month and...

18 May 2016

From: Breaking News

Stamp duty surcharge on additional homes – what landlords need to know

The recent increase in stamp duty land tax (“SDLT”) on “additional residential dwellings” represents the latest in a series of measures...

16 May 2016

From: Breaking News

Buy-to-let valuation instructions plummet

There was a significant drop in the volume of buy-to-let valuation instructions recorded last month following the introduction of higher stamp...

13 May 2016

From: Breaking News

Landlords eye commercial deals

An increasing number of landlords are diversifying away from residential property and investing in property types that have a more favourable...

10 May 2016

From: Breaking News

New buy-to-let mortgage products for LLP customers

Kent Reliance has started lending to customers seeking to borrow money through a Limited Liability Partnership (LLP), with a view to...

06 May 2016

From: Breaking News

Major concern over surge in buy-to-let mortgages

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...

05 May 2016

From: Breaking News

Buy-to-let lenders to face tougher checks

UK mortgage lenders are now expected to restrict lending to buy-to-let borrowers following the Mortgage Works’ decision to limit the amount...

03 May 2016

From: Breaking News

Accord to offer BTL mortgages on low value homes

Investors seeking funding to invest in lower value properties are now being offered access to Accord mortgages after the firm reduced...

03 May 2016

From: Breaking News

Matt Tooth, LendInvest Head of Distribution

Who are you? Matt Tooth What does it say on your business card? Head of Distribution, LendInvest What is LendInvest? LendInvest is the UK’s leading online...

14 April 2016

From: 60 Second Interview

London rents 7.7% up on last year

Tenants in London are paying an average of 7.7% more for new tenancies compared to this time last year. The figure comes...

13 April 2016

From: Breaking News

Paragon relaxes company BTL criteria

Paragon Mortgages has updated its lending criteria for limited company landlords in the wake of recent Government announcements on tax relief...

06 April 2016

From: Breaking News

Mortgage clampdown: industry reaction

Proposals by the Bank of England to curb buy-to-let lending are “premature” according to the Residential Landlords Association (RLA). As Landlord Today...

31 March 2016

From: Breaking News

Bank of England announces buy-to-let mortgage crackdown

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market.  The Bank’s financial...

30 March 2016

From: Breaking News

CML warns against further buy-to-let changes

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

23 March 2016

From: Breaking News

Lender encourages landlord incorporation

Kent Reliance and InterBay Commercial have opened the door for landlords wanting to incorporate buy-to-let loans into a company structure   Both companies...

18 March 2016

From: Breaking News

More than half of landlords halting portfolio investment plans

With just three weeks to go until the 3% stamp duty hike on buy-to-lets and second homes kicks in, research suggests...

15 March 2016

From: Breaking News

MCD could bar cheap loans to accidental landlords

The Mortgage Credit Directive (MCD), could bar accidental landlords from switching to cheaper mortgage deals on affordability grounds. Many could be told...

14 March 2016

From: Breaking News

Renters must earn over national average to be able to buy

The gap between average incomes and the pay of tenants who want to buy their first property has reached a post-recession...

03 March 2016

From: Breaking News

First-time buyers outnumber landlords three to one

Data released today by the Council of Mortgage Lenders (CML) shows lending to first-time buyers continues to outnumber buy-to-let purchases by...

18 February 2016

From: Breaking News

Keystone to accept first time landlords and trading businesses

Keystone Mortgages is now lending to both first-time landlords and limited companies following feedback from mortgage intermediaries and investors.  The lender has...

11 January 2016

From: Breaking News

New Buy-to-Let Legislations – What Are the Implications for Landlords?

LandlordToday welcomes David Rowand of Cairn Estate Agency with a guest post on implications for landlords from the new buy-to-let legislation. Landlords across the...

08 January 2016

From: Sponsored Content

Treasury proposals risk reducing PRS supply, say landlords

Proposals by the Treasury to hand greater powers to the Bank of England to make access to buy-to let-lending harder risks...

21 December 2015

From: Breaking News

Buy-to-let market to slump in 2016 and 2017, mortgage lenders predict

The Council of Mortgage Lenders is warning of a possible slump for the buy-to-let market in the next two years. “Buy to...

21 December 2015

From: Breaking News

More hints about buy-to-let crackdown

The Bank of England Governor Mark Carney is the latest influential figure to hint that there may soon be additional restrictions...

18 December 2015

From: Breaking News