The new lender April Mortgages - which already offers a range of five to 15-year fixed rates on 95% mortgages, has...
Archive
![Labour v Conservative Housing Policy - an analysis](/upload/images/Shutterstock-only%20images/Property%20Market/PropertyNews3-400x310.png)
“When it comes to housing policy, there is little difference between the two major parties” says Aneisha Beveridge, head of research...
22 June 2024
From: The Big Issues
![What’s your view on tenants getting 99% mortgages?](/upload/images/Shutterstock-only%20images/Property%20Market/Mortgage-400x310.png)
Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...
26 February 2024
From: Breaking News
![Mortgage Crisis: thousands of landlords in arrears, hundreds of homes repo'd](/upload/images/shutterstock_37821835.jpg)
Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...
09 February 2024
From: Breaking News
![House Prices plunge 31%? At least the banks would survive…](/upload/images/Shutterstock-only%20images/Property%20Market/DemandDown-400x310.jpg)
Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...
14 July 2023
From: Breaking News
![Anger as buy to let stress tests make borrowing almost impossible](/upload/images/Shutterstock-only%20images/Rental%20Market/Buy-to-let-2-400x310.png)
There’s been widespread anger from the mortgage broker community in response to NatWest’s decision to make buy to let stress tests...
14 June 2023
From: Breaking News
![Buy To Let Mortgage Clampdown - more scrutiny demanded by Bank](/upload/images/Shutterstock-only%20images/Rental%20Market/Buy-to-let-2-400x310.png)
The Bank of England’s Prudential Regulation Authority is telling lenders to exercise more scrutiny on loans for buy to let properties. In...
12 January 2023
From: Breaking News
![A growing number of landlords opting for two-year fixed rate products](/img/default/llt.png)
There was a notable increase in the percentage of landlords selecting shorter-term buy-to-let mortgage products in the final quarter of last...
18 February 2020
From: Breaking News
![The next chancellor must reverse ‘tax changes impacting private landlords’](/img/default/llt.png)
The Tory leadership contest is well underway with just two candidates - Boris Johnson and Jeremy Hunt - left in the...
28 June 2019
From: Breaking News
![Landbay seeks to reassure investors on buy-to-let credentials](/img/default/llt.png)
Specialist buy-to-let lender Landbay has conducted an independent Bank of England stress test to project the impact of a major economic...
29 May 2019
From: Breaking News
![Draconian tax changes shouldn’t spell the end for buy-to-let landlords](/img/default/llt.png)
It’s now three years since the then Conservative Chancellor George Osborne introduced a series of measures aimed, principally, at cooling the...
27 December 2018
From: Breaking News
![Draconian tax changes will force landlords to ‘evict tenants’ or ‘increase their rents’](/img/default/llt.png)
Draconian tax changes applying to buy-to-let investors will leave many private landlords with little alternative but to evict tenants and sell...
12 December 2018
From: Breaking News
![Rise in UK landlords shows there is still an appetite for buy-to-let](/img/default/llt.png)
Over the past year, the government has introduced 3% Stamp Duty levy, new stress tests for portfolio landlords and started to...
16 April 2018
From: Breaking News
![Landlords finding it harder to secure a buy-to-let mortgage](/img/default/llt.png)
Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...
21 March 2018
From: Breaking News
![Landbay eases portfolio stress tests](/img/default/llt.png)
Specialist buy-to-let mortgage lender Landbay has announced that it is changing its underlying portfolio stress tests for portfolio landlords. It will now...
17 January 2018
From: Breaking News
![2017 was a ‘tough year’ for landlords but there is still ‘appetite’ for BTL](/img/default/llt.png)
The phasing out of mortgage interest relief and tougher mortgage lending conditions contributed to what was a rather difficult 2017 for...
03 January 2018
From: Breaking News
![Leeds unveils portfolio buy-to-let plans](/img/default/llt.png)
Leeds Building Society has confirmed that it will continue to accept buy-to-let mortgage applications from portfolio landlords despite the buy-to-let lending...
08 August 2017
From: Breaking News
![Buy-to-let property purchase activity ‘continues to be weak’](/img/default/llt.png)
The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...
16 March 2017
From: Breaking News
![Buy-to-let lending falls following introduction of new rules](/img/default/llt.png)
Paragon Bank witnessed a sharp decline in its buy-to-let lending in the final quarter last year following the introduction of more...
30 January 2017
From: Breaking News
![Another lender introduces tougher stress tests for buy-to-let landlords](/img/default/llt.png)
The Bank of Ireland has become the latest lender to announce that it is increasing its rental stress rate for buy-to-let...
04 January 2017
From: Breaking News
![What are the implications of the PRA changes for landlords?](/img/default/llt.png)
A number of mortgage lenders have now revised their affordability criteria, in line with the Prudential Regulation Authority’s (PRA) supervisory statement...
15 December 2016
From: Breaking News
![Buy-to-let borrowing falls by a fifth to hit a ‘new normal’ level](/img/default/llt.png)
Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...
15 December 2016
From: Breaking News
![New mortgage products utilising 'advantages of a corporate structure'](/img/default/llt.png)
Fleet Mortgages has launched three new limited company products for those borrowers using corporate structures to purchase or remortgage property. The buy-to-let...
08 December 2016
From: Breaking News
![Tougher “stress tests” for buy-to-let landlords](/img/default/llt.png)
The Mortgage Works is the latest lender to announce that it is increasing its rental stress rate for buy-to-let landlords as...
07 December 2016
From: Breaking News
![BTL mortgage costs set to soar as landlords pushed into longer deals](/img/default/llt.png)
But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...
02 December 2016
From: Breaking News
![Bank of England questions big banks over buy-to-let lending](/img/default/llt.png)
The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...
29 November 2016
From: Breaking News
![Buy-to-let lending set to fall by up to 20%](/img/default/llt.png)
Buy-to-let lending will fall by as much as 20% over the next two years to reach around £33bn by the end...
17 October 2016
From: Breaking News
![Stricter lending criteria could see investors locked out of buy-to-let](/img/default/llt.png)
Buy-to-let landlords could be forced to stump up more than 60% deposits in some locations if all lenders introduce stricter borrowing requirements,...