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Archive
The Bank of England’s Prudential Regulation Authority is telling lenders to exercise more scrutiny on loans for buy to let properties. In...
12 January 2023
From: Breaking News
An online mortgage broker specialising in buy to let has launched a new tool using Artificial Intelligence to show landlords how...
09 December 2020
From: Breaking News
The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...
30 November 2020
From: Breaking News
Buy-to-let landlords are demanding change in next week’s Scottish Budget to help ensure rental price growth eases. The number of tenants experiencing...
30 January 2020
From: Breaking News
The number of first-time landlord buy-to-let mortgage products hit a record high of 1,474 in October, up 297 on the same...
02 October 2019
From: Breaking News
More than two thirds of landlords with four or more properties intend to use limited company status in order to acquire...
25 March 2019
From: Breaking News
With many landlords finding it harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some...
02 November 2018
From: Breaking News
Investing in buy-to-let property has long been a lucrative business opportunity for both recreational and professional investors, but could harsh tax...
31 October 2018
From: Breaking News
Landbay has partnered with Julian Harris Adviser Network to provide more mortgage brokers and their landlord clients with access to its...
10 October 2018
From: Breaking News
There has been a notable increase in the number of people wanting to step off the property ladder and rent in...
27 September 2018
From: Breaking News
Fears that regulatory changes will pave the way for an exodus from the buy-to-let market may be a little premature, according...
26 September 2018
From: Breaking News
The attraction of buy-to-let is starting to wane as far as some people are concerned due to a series of recent...
17 August 2018
From: Breaking News
Paragon has expanded its buy-to-let mortgage offering in Scotland to include products for portfolio landlords. The new mortgage range is designed for landlords...
13 July 2018
From: Breaking News
Mortgage brokers and lenders have been slammed by the National Landlords Association (NLA) for failing to do enough to communicate changes...
25 June 2018
From: Breaking News
A growing number of landlords are opting for five-year fixed rate mortgages in favour of short-term alternatives which demand more stringent...
13 June 2018
From: Breaking News
Previously, nearly all buy-to-let mortgages charged a minimum 1% arrangement fee, but fresh data from specialist buy-to-let broker Mortgages for Business...
21 May 2018
From: Breaking News
With many landlords finding harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some buy-to-let investors...
30 April 2018
From: Breaking News
A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...
28 March 2018
From: Breaking News
Up to 12% of people retiring in 2018 have not made any financial provision for their retirement, according to fresh research...
28 March 2018
From: Breaking News
Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...
21 March 2018
From: Breaking News
Around a third of buy-to-let investors are still unaware of how regulatory changes could impact their ability to borrow or refinance...
16 March 2018
From: Breaking News
Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...
14 March 2018
From: Breaking News
We all know that regulatory changes to lending in this country has made it harder for portfolio landlords to secure a...
05 February 2018
From: Breaking News
The buy-to-let property market is currently experiencing a wave of reforms, with the government looking to alter the way in which...
02 February 2018
From: Breaking News
The average two-year buy-to-let fixed mortgage deal at 75% loan-to-value (LTV) has fallen to a record-low of 2.47%, as many landlords...
30 January 2018
From: Breaking News
2017 was a year of flux for landlords, with Brexit becoming a reality and two Budgets from Phillip Hammond dictating the...
04 January 2018
From: Breaking News
There has been a significant increase in enquiries from portfolio landlords following the introduction of the new Prudential Regulation Authority (PRA)...
06 December 2017
From: Breaking News
The second phase of the Prudential Regulation Authority changes, coupled with the recent interest rate hike, appear to have had minimal...
15 November 2017
From: Breaking News
Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...
05 October 2017
From: Breaking News
Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...
03 October 2017
From: Breaking News
Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...
02 October 2017
From: Breaking News
New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...
26 September 2017
From: Breaking News
It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...
25 September 2017
From: Breaking News
As the buy-to-let industry braces itself for yet more changes, a growing number of private landlords are likely to turn to...
22 September 2017
From: Breaking News
A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...
15 September 2017
From: Breaking News
It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...
13 September 2017
From: Breaking News
If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...
23 August 2017
From: Breaking News
BM Solutions has set out the details of how it will tackle portfolio buy-to-let underwriting when the Prudential Regulation Authority (PRA)...
23 August 2017
From: Breaking News
Skipton Building Society has announced that it has tightened its portfolio affordability requirements to 150% at 5.5%, and at 5% for...
16 August 2017
From: Breaking News
Natwest has announced an overhaul of its underwriting processes for portfolio landlords ahead of September’s regulatory changes for complex buy-to-let, but...
10 August 2017
From: Breaking News
Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...
03 August 2017
From: Breaking News
Accord Buy To Let is the latest lender to announce that it is amending details of its buy-to-let lending criteria for...
01 August 2017
From: Breaking News
But-to-let landlords are a resilient bunch of people who continue to adopt a ‘positive’ attitude towards the private rented sector (PRS)...
27 July 2017
From: Breaking News
Paragon Mortgages is the latest in a long line of lenders to implement changes for portfolio landlords ahead of the Prudential...
17 July 2017
From: Breaking News
Keystone has announced that it will be raising its buy-to-let procuration fees to 0.7% to recognise the additional work mortgage brokers...
12 July 2017
From: Breaking News
Specialist bank Aldermore has launched a new guide to help buy-to-let investors and mortgage brokers understand its underwriting changes ahead of...
10 July 2017
From: Breaking News
The Council of Mortgage Lender’s (CML) buy-to-let forecast for 2017 and 2018 has been revised down from previous expectations at the...
23 June 2017
From: Breaking News
Santander will now assess buy-to-let remortgages with 125% rental cover at 5% for borrowers who secured a mortgage before the Prudential...
19 April 2017
From: Breaking News
Enquiries from investors seeking to invest in the buy-to-let market rose sharply in the final three months of 2016, new figures...
14 March 2017
From: Breaking News
A series of workshops are being held across the UK to help mortgage brokers understand the buy-to-let tax changes coming into...
01 March 2017
From: Breaking News
Vida Homeloans has modified its buy-to-let proposition following the introduction of new underwriting standards by the Prudential Regulatory Authority last month. The...
23 February 2017
From: Breaking News
We all know that buy-to-let investors face a challenging time, but what are the key issues affecting landlords? Karen Bennett looks...
17 February 2017
From: Breaking News
Can we predict what the next 12 months may bring for the buy-to-let mortgage market? Many experts have attempted to do...
27 January 2017
From: Breaking News
Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...
23 January 2017
From: Breaking News
The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...
18 January 2017
From: Breaking News
Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...
09 January 2017
From: Breaking News
Mansfield Building Society has unveiled a new buy-to-let range up to 75% LTV and updated its rental income criteria, in accordance...
05 January 2017
From: Breaking News
Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...
04 January 2017
From: Breaking News
The Bank of Ireland has become the latest lender to announce that it is increasing its rental stress rate for buy-to-let...
04 January 2017
From: Breaking News
After announcing planned rate reductions and new DSCR requirements last week, Shawbrook’s commercial mortgages team has confirmed that these changes are...
21 December 2016
From: Breaking News
Rents will continue to increase next year, owed in part to a reduction in housing supply in the private rented sector...
20 December 2016
From: Breaking News
A number of mortgage lenders have now revised their affordability criteria, in line with the Prudential Regulation Authority’s (PRA) supervisory statement...
15 December 2016
From: Breaking News
Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...
15 December 2016
From: Breaking News
Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...
12 December 2016
From: Breaking News
Fleet Mortgages has launched three new limited company products for those borrowers using corporate structures to purchase or remortgage property. The buy-to-let...
08 December 2016
From: Breaking News
The Mortgage Works is the latest lender to announce that it is increasing its rental stress rate for buy-to-let landlords as...
07 December 2016
From: Breaking News
But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...
02 December 2016
From: Breaking News
The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...
29 November 2016
From: Breaking News
BM Solutions has unveiled a fresh approach to addressing the upcoming buy-to-let tax changes by developing a new rental income calculator...
09 November 2016
From: Breaking News
Buy-to-let lending will fall by as much as 20% over the next two years to reach around £33bn by the end...
17 October 2016
From: Breaking News
The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...
30 September 2016
From: Breaking News
Buy-to-let landlords could soon find it harder to secure finance to acquire property following the news that buy-to-let mortgage lenders may...
12 August 2016
From: Breaking News
The new lending criteria proposals for underwriting standards for future buy-to-let mortgage contracts put forward by the Prudential Regulatory Authority's (PRA)...
05 July 2016
From: Breaking News
With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...
05 May 2016
From: Breaking News
The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market. The Bank’s financial...
30 March 2016
From: Breaking News
The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...
23 March 2016
From: Breaking News
One in five over 55s are considering buying their ideal retirement home now and letting it out until they retire, according...