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KEYWORD "prudential" - 79 RESULTS
Is Ireland A Good Bet For UK Investors?

Making an investment in a country with a different currency introduces exchange rate risk. Ideally, a UK investor would buy the...

26 August 2023

From: Agent Advice

Buy To Let Mortgage Clampdown - more scrutiny demanded by Bank

The Bank of England’s Prudential Regulation Authority is telling lenders to exercise more scrutiny on loans for buy to let properties. In...

12 January 2023

From: Breaking News

Landlord mortgage tool uses AI to search for best deals

An online mortgage broker specialising in buy to let has launched a new tool using Artificial Intelligence to show landlords how...

09 December 2020

From: Breaking News

Regulator warns buy to let lenders to be strict on borrowers

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...

30 November 2020

From: Breaking News

Landlords hope for change in next week’s Scottish Budget

Buy-to-let landlords are demanding change in next week’s Scottish Budget to help ensure rental price growth eases.  The number of tenants experiencing...

30 January 2020

From: Breaking News

Number of buy-to-let deals for first-time landlords hits record high

The number of first-time landlord buy-to-let mortgage products hit a record high of  1,474 in October, up 297 on the same...

02 October 2019

From: Breaking News

A growing number of landlords using limited company status

More than two thirds of landlords with four or more properties intend to use limited company status in order to acquire...

25 March 2019

From: Breaking News

BTL landlord uses bridging finance to add to portfolio

With many landlords finding it harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some...

02 November 2018

From: Breaking News

Where does the challenges faced by BTL landlords and lenders end?

Investing in buy-to-let property has long been a lucrative business opportunity for both recreational and professional investors, but could harsh tax...

31 October 2018

From: Breaking News

Landbay partners with Julian Harris to ‘support’ landlords in ‘new world of BTL’

Landbay has partnered with Julian Harris Adviser Network to provide more mortgage brokers and their landlord clients with access to its...

10 October 2018

From: Breaking News

Where is the best place to retire?

There has been a notable increase in the number of people wanting to step off the property ladder and rent in...

27 September 2018

From: Breaking News

No sign of ‘mass landlord exodus’ from BTL market

Fears that regulatory changes will pave the way for an exodus from the buy-to-let market may be a little premature, according...

26 September 2018

From: Breaking News

Investors are starting to think twice about investing in buy-to-let

The attraction of buy-to-let is starting to wane as far as some people are concerned due to a series of recent...

17 August 2018

From: Breaking News

Paragon launches portfolio BTL range in Scotland

Paragon has expanded its buy-to-let mortgage offering in Scotland to include products for portfolio landlords. The new mortgage range is designed for landlords...

13 July 2018

From: Breaking News

PRA changes will affect landlords’ ability to provide ‘quality affordable housing’

Mortgage brokers and lenders have been slammed by the National Landlords Association (NLA) for failing to do enough to communicate changes...

25 June 2018

From: Breaking News

More landlords opting for 5-year fixed rate deals

A growing number of landlords are opting for five-year fixed rate mortgages in favour of short-term alternatives which demand more stringent...

13 June 2018

From: Breaking News

Significant increase in number of fee-free BTL mortgages

Previously, nearly all buy-to-let mortgages charged a minimum 1% arrangement fee, but fresh data from specialist buy-to-let broker Mortgages for Business...

21 May 2018

From: Breaking News

Landlord looks to bridging loan firm to expand portfolio

With many landlords finding harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some buy-to-let investors...

30 April 2018

From: Breaking News

BTL borrowers burdened by PRA rule change

A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...

28 March 2018

From: Breaking News

One in eight retiring without a pension

Up to 12% of people retiring in 2018 have not made any financial provision for their retirement, according to fresh research...

28 March 2018

From: Breaking News

Landlords finding it harder to secure a buy-to-let mortgage

Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...

21 March 2018

From: Breaking News

One in three landlords still unaware of new BTL mortgage rules

Around a third of buy-to-let investors are still unaware of how regulatory changes could impact their ability to borrow or refinance...

16 March 2018

From: Breaking News

BTL mortgage lending falls to four-year low

Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...

14 March 2018

From: Breaking News

Foundation Home Loans launches cashback offer

We all know that regulatory changes to lending in this country has made it harder for portfolio landlords to secure a...

05 February 2018

From: Breaking News

What should landlords be aware of going into 2018?

The buy-to-let property market is currently experiencing a wave of reforms, with the government looking to alter the way in which...

02 February 2018

From: Breaking News

Landlords benefit from falling mortgage rates

The average two-year buy-to-let fixed mortgage deal at 75% loan-to-value (LTV) has fallen to a record-low of 2.47%, as many landlords...

30 January 2018

From: Breaking News

‘How landlords can adapt to survive the current economic climate’

2017 was a year of flux for landlords, with Brexit becoming a reality and two Budgets from Phillip Hammond dictating the...

04 January 2018

From: Breaking News

Portfolio BTL enquiries soar

There has been a significant increase in enquiries from portfolio landlords following the introduction of the new Prudential Regulation Authority (PRA)...

06 December 2017

From: Breaking News

Buy-to-let mortgage costs remain stable

The second phase of the Prudential Regulation Authority changes, coupled with the recent interest rate hike, appear to have had minimal...

15 November 2017

From: Breaking News

Landbay enjoys record month of buy-to-let lending

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...

05 October 2017

From: Breaking News

Legal & General Mortgage Club updates BTL matrix

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...

03 October 2017

From: Breaking News

NatWest reduces buy-to-let income coverage ratio

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...

02 October 2017

From: Breaking News

TMW takes ‘pragmatic and considered approach’ to new PRA standards

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...

26 September 2017

From: Breaking News

Letting agents under ‘increasing pressure’ from changing legislation

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

25 September 2017

From: Breaking News

More landlords likely to use specialist lenders due to new changes - Together

As the buy-to-let industry braces itself for yet more changes, a growing number of private landlords are likely to turn to...

22 September 2017

From: Breaking News

New mortgage advice clinic launched to help support portfolio landlords

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

15 September 2017

From: Breaking News

Rental market in Scotland ‘remains in good shape’ despite ban on fees

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

13 September 2017

From: Breaking News

Landlords urged to remortgage ahead of tougher BTL regulations

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

23 August 2017

From: Breaking News

BM Solutions is latest lender to change criteria ahead of new portfolio rules

BM Solutions has set out the details of how it will tackle portfolio buy-to-let underwriting when the Prudential Regulation Authority (PRA)...

23 August 2017

From: Breaking News

Skipton insist it’s ‘business as usual’ despite rule change

Skipton Building Society has announced that it has tightened its portfolio affordability requirements to 150% at 5.5%, and at 5% for...

16 August 2017

From: Breaking News

NatWest will ‘continue to support’ portfolio landlords

Natwest has announced an overhaul of its underwriting processes for portfolio landlords ahead of September’s regulatory changes for complex buy-to-let, but...

10 August 2017

From: Breaking News

Coventry release details of additional lending criteria for portfolio landlords

Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...

03 August 2017

From: Breaking News

Accord reveals portfolio buy-to-let underwriting change

Accord Buy To Let is the latest lender to announce that it is amending details of its buy-to-let lending criteria for...

01 August 2017

From: Breaking News

BTL landlords ‘remain resilient’ despite ‘ever-changing property marketplace’

But-to-let landlords are a resilient bunch of people who continue to adopt a ‘positive’ attitude towards the private rented sector (PRS)...

27 July 2017

From: Breaking News

Paragon makes portfolio BTL changes to comply with PRA’s new requirements

Paragon Mortgages is the latest in a long line of lenders to implement changes for portfolio landlords ahead of the Prudential...

17 July 2017

From: Breaking News

Keystone increases proc fee for portfolio landlord lending

Keystone has announced that it will be raising its buy-to-let procuration fees to 0.7% to recognise the additional work mortgage brokers...

12 July 2017

From: Breaking News

New guide to help you understand portfolio landlord rule changes

Specialist bank Aldermore has launched a new guide to help buy-to-let investors and mortgage brokers understand its underwriting changes ahead of...

10 July 2017

From: Breaking News

BTL lending forecast revised down

The Council of Mortgage Lender’s (CML) buy-to-let forecast for 2017 and 2018 has been revised down from previous expectations at the...

23 June 2017

From: Breaking News

Santander aims to ‘better support’ BTL landlords by offering greater flexibility

Santander will now assess buy-to-let remortgages with 125% rental cover at 5% for borrowers who secured a mortgage before the Prudential...

19 April 2017

From: Breaking News

Buy-to-let enquiries soared in Q4 2016

Enquiries from investors seeking to invest in the buy-to-let market rose sharply in the final three months of 2016, new figures...

14 March 2017

From: Breaking News

Brokers prepare to help landlords understand tax changes

A series of workshops are being held across the UK to help mortgage brokers understand the buy-to-let tax changes coming into...

01 March 2017

From: Breaking News

Vida Homeloans revises its buy-to-let proposition

Vida Homeloans has modified its buy-to-let proposition following the introduction of new underwriting standards by the Prudential Regulatory Authority last month. The...

23 February 2017

From: Breaking News

What opportunities and challenges lie ahead for BTL landlords this year?

We all know that buy-to-let investors face a challenging time, but what are the key issues affecting landlords? Karen Bennett looks...

17 February 2017

From: Breaking News

What does 2017 have in store for the BTL mortgage market?

Can we predict what the next 12 months may bring for the buy-to-let mortgage market? Many experts have attempted to do...

27 January 2017

From: Breaking News

NLA updates mortgage sourcing system ahead of tax changes

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

23 January 2017

From: Breaking News

More buy-to-let landlords turn to bridging finance

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

18 January 2017

From: Breaking News

Buy-to-let mortgage rates set to fall

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...

09 January 2017

From: Breaking News

New buy-to-let products from Mansfield BS

Mansfield Building Society has unveiled a new buy-to-let range up to 75% LTV and updated its rental income criteria, in accordance...

05 January 2017

From: Breaking News

Landlords to be adversely affected by tax changes and tougher lending conditions

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

04 January 2017

From: Breaking News

Another lender introduces tougher stress tests for buy-to-let landlords

The Bank of Ireland has become the latest lender to announce that it is increasing its rental stress rate for buy-to-let...

04 January 2017

From: Breaking News

Lender reduces specialist BTL rates

After announcing planned rate reductions and new DSCR requirements last week, Shawbrook’s commercial mortgages team has confirmed that these changes are...

21 December 2016

From: Breaking News

Vast majority of letting agents expect rents to rise in 2017

Rents will continue to increase next year, owed in part to a reduction in housing supply in the private rented sector...

20 December 2016

From: Breaking News

What are the implications of the PRA changes for landlords?

A number of mortgage lenders have now revised their affordability criteria, in line with the Prudential Regulation Authority’s (PRA) supervisory statement...

15 December 2016

From: Breaking News

Buy-to-let borrowing falls by a fifth to hit a ‘new normal’ level

Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...

15 December 2016

From: Breaking News

Days of the buy-to-let landlord are numbered, says Fergus Wilson

Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...

12 December 2016

From: Breaking News

New mortgage products utilising 'advantages of a corporate structure'

Fleet Mortgages has launched three new limited company products for those borrowers using corporate structures to purchase or remortgage property. The buy-to-let...

08 December 2016

From: Breaking News

Tougher “stress tests” for buy-to-let landlords

The Mortgage Works is the latest lender to announce that it is increasing its rental stress rate for buy-to-let landlords as...

07 December 2016

From: Breaking News

BTL mortgage costs set to soar as landlords pushed into longer deals

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...

02 December 2016

From: Breaking News

Bank of England questions big banks over buy-to-let lending

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...

29 November 2016

From: Breaking News

BM Solutions revises rental cover calculations

BM Solutions has unveiled a fresh approach to addressing the upcoming buy-to-let tax changes by developing a new rental income calculator...

09 November 2016

From: Breaking News

Buy-to-let lending set to fall by up to 20%

Buy-to-let lending will fall by as much as 20% over the next two years to reach around £33bn by the end...

17 October 2016

From: Breaking News

Regulator set to introduce tougher buy-to-let lending rules

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...

30 September 2016

From: Breaking News

Buy-to-let landlords could face tighter borrowing rules

Buy-to-let landlords could soon find it harder to secure finance to acquire property following the news that buy-to-let mortgage lenders may...

12 August 2016

From: Breaking News

NLA cautiously welcome BTL lending criteria proposals

The new lending criteria proposals for underwriting standards for future buy-to-let mortgage contracts put forward by the Prudential Regulatory Authority's (PRA)...

05 July 2016

From: Breaking News

Major concern over surge in buy-to-let mortgages

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...

05 May 2016

From: Breaking News

Bank of England announces buy-to-let mortgage crackdown

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market.  The Bank’s financial...

30 March 2016

From: Breaking News

CML warns against further buy-to-let changes

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

23 March 2016

From: Breaking News

“Buy-to-let-to-retire” is the new downsizing

One in five over 55s are considering buying their ideal retirement home now and letting it out until they retire, according...

04 March 2016

From: Breaking News

Buy-to-let market to slump in 2016 and 2017, mortgage lenders predict

The Council of Mortgage Lenders is warning of a possible slump for the buy-to-let market in the next two years. “Buy to...

21 December 2015

From: Breaking News

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