HomeLet Landlord Insurance
We'll cover your property during void periods
21 October 2015 3129 Views
Having an unoccupied property – known as a void period – is one of the things a landlord wants to minimise as much as possible.
They happen for a number of reasons, but most commonly at the end of a tenancy before a new one begins.
It's unlikely you'll ever get rid of them completely, but the shorter they are the better as you won't be losing out on generating that all-important rental income.
However long your void periods are, it's important to make sure the property is still looked after and safe during this time.
Luckily, one of the features of HomeLet's Landlord Buildings Insurance is no restriction in cover for 90 days when your property is empty.
If you're having some cosmetic work carried out on the property between tenancies, this means you're still covered for the first 90 days the property is empty – something that could prove to be extremely valuable.
When a cleaner or gardener is working on the property you will be covered by our employer's liability insurance and if anyone visits – think potential new tenants and their family – you will be covered by our public liability insurance.
Void periods can range from a few weeks to a few months so it's vitally important that your insurance policy has you covered for the worst eventuality as you never know what's around the corner – that's why HomeLet's Landlord Buildings Insurance covers your property for up to 90 days while it's empty.
With this sort of comprehensive cover, landlords don't have to worry about insurance during void periods; they can instead turn their full attention to getting the property occupied once more.
HomeLet's Landlord Buildings Insurance also includes Emergency Assistance and loss of rent or re-letting costs after an insured event.
Think insurance, think HomeLet.
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