If the rental income calculation on your BTL doesn’t stack up we can help. If you wish to finance a new or existing buy to let property and are struggling to meet the mainstream mortgage lenders rental income stress test requirements Lending Expert has a solution. Our buy to let mortgage lender requires no rental stress test criteria to qualify for the mortgage.

Finance is available on both a first and second charge loan basis @ 75% loan to value against a wide range of buy to let property types.

Property types accepted

• Semi commercial property, including flats above shops

• Maisonettes including high rise buildings

• HMO

• Properties of non-standard construction

Mortgage features and benefits

• BTL Loans from £10,000 to £2,500,000

• LTV up to 75%

• AST’s accepted as proof of income

• All credit profiles considered

• Unoccupied and empty properties considered

• No lender minimum valuation

• Adverse credit applicants accepted with past CCJ’s defaults and missed payments

• No rental income stress testing calculation from lender required

• Self-employed and contractor applicants accepted

• First change BTL mortgages

• Second charge secured BTL loans

Apply for a quote online here: https://www.lendingexpert.co.uk/buy-to-let-mortgages-with-no-stress-testing/

Lending Expert offer buy-to-let finance solutions from £10,000 to £10,000,000 for a wide range of reasons including raising money for business purposes, buy to let rental property, debt consolidation and making home improvements. Contact us for a quote online or pick up the phone to speak with a CeMap qualified advisor on 0161 820 8099.