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No stress test Buy to Let Mortgage solutions

27 July 2018 966 Views
No stress test Buy to Let Mortgage solutions

If the rental income calculation on your BTL doesn’t stack up we can help. If you wish to finance a new or existing buy to let property and are struggling to meet the mainstream mortgage lenders rental income stress test requirements Lending Expert has a solution. Our buy to let mortgage lender requires no rental stress test criteria to qualify for the mortgage.

Finance is available on both a first and second charge loan basis @ 75% loan to value against a wide range of buy to let property types.

Property types accepted

  • Semi commercial property, including flats above shops

  • Maisonettes including high rise buildings

  • HMO

  • Properties of non-standard construction

Mortgage features and benefits

  • BTL Loans from £10,000 to £2,500,000

  • LTV up to 75%

  • AST’s accepted as proof of income

  • All credit profiles considered

  • Unoccupied and empty properties considered

  • No lender minimum valuation

  • Adverse credit applicants accepted with past CCJ’s defaults and missed payments

  • No rental income stress testing calculation from lender required

  • Self-employed and contractor applicants accepted

  • First change BTL mortgages

  • Second charge secured BTL loans

Apply for a quote online here: https://www.lendingexpert.co.uk/buy-to-let-mortgages-with-no-stress-testing/

Lending Expert offer buy-to-let finance solutions from £10,000 to £10,000,000 for a wide range of reasons including raising money for business purposes, buy to let rental property, debt consolidation and making home improvements. Contact us for a quote online or pick up the phone to speak with a CeMap qualified advisor on 0161 820 8099.

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