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elisabeth beckett

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So the difference between having a mortgage and paying rent is £24 a week? That’s a small price to pay for not having the responsibility of organising and paying for maintenance, new bathrooms, gutter cleaning, boiler maintenance, roof repairs, decorating, carpets, insulation, licencing, insurance etc etc. My tenants aren’t paying £198 a week… most are paying around £100-110pw. Where do they get these figures?

From: elisabeth beckett 28 June 2022 06:47 AM

link to the survey doesn't appear to work

From: elisabeth beckett 17 March 2022 06:31 AM

Article states ‘The government proposes to raise this to minimum rating of C by 2028’ Has this changed from 2025?????? Facts must be correct as we rely on the information provided through these sources. Can someone tell me if I missed the deadline being moved by three years?

From: elisabeth beckett 07 December 2021 08:13 AM

Much of the reason that LL‘s may be creating holiday lets is because the margins have been reduced completely in the residential letting scenario and with all the legislation it simply isn’t viable for many landlords to go down this route and have any margin anymore. Added to that the difficulty of getting tenants out when a landlord needs to, means that many will decide to do short-term lets where they have control of their own properties. I have just rented last week to a couple, in a licensed HMO with five bedrooms (and six people in total) and although I did financial and landlord checks they are noisy at night and, disgustingly, have brought bedbugs with them which cost £300 per room with pest control and are likely to spread through the house. With the current rules on section 21 I will not be able to issue the notice until they’ve been there 4 months and I will still have to give them 4 months notice so that’s 8 months for me to be able to get them out. And that’s if they go without me having to go to court to get them to leave. Maybe we should all change to holiday lets so at least we know those staying are definitely leaving!!

From: elisabeth beckett 09 August 2021 08:24 AM

I’m very confused as I thought that if three people had one tenancy agreement between them it didn’t need an HMO license. If there was a uniform system across the country we might, as landlords, get it right. surely whoever is housing minister at this particular moment could create a uniform system across the country? Poor guy.

From: elisabeth beckett 21 July 2021 17:46 PM

Yet again these figures are misleading. They are not the rent that an individual person would pay out of their wages .. they appear to be prices for whole accommodation which two or more people might share the cost of. My rooms in London are £915 for two people in a double room, in Bristol £700 for a couple which is a much smaller percentage of salary and then has been depicted here

From: elisabeth beckett 22 July 2020 09:49 AM

Since when were renting a room these rates in this report??? The rental rates are inflated here and certainly don’t reflect room rates in any of these places. A double room in bristol with an ensuite is around £550-£600 on average and for a couple is around £700 (£350 each) so how does the report show £1175 per person??? Again scaremongering reporting and totally untrue. No wonder with articles flying around like this politicians might read and be against landlords! How have they done this survey??

From: elisabeth beckett 29 June 2020 10:00 AM

my daughter works full time for £15,500 a year before tax - why should she be worse off than someone on benefits. She prefers to work, thank goodness, but our benefits are mad.

From: elisabeth beckett 02 December 2018 22:27 PM

more and more 'stuff' for landlords to provide...

From: elisabeth beckett 02 October 2018 09:54 AM

If less than half the people polled (43%) are interested in this why would any organisation be pushing for it??? Same old rubbish, people plucking things out of thin air. If a tenant has paid a deposit they are likely to take better care of the property they are renting. How many people were surveyed? How was the survey done? These figures are constantly bandied around with no substance.

From: elisabeth beckett 19 September 2018 08:55 AM

Not true - I have sold two of my properties to private owners both have 2 people whereas it was an HMO sleeping 4 previously so that is the housing market halved on one hit.

From: elisabeth beckett 12 July 2018 12:21 PM

Please be careful how you read this sort of information Landlord Today...... EU nationals tend to use word of mouth amongst themselves I have found from my Spanish and Italian tenants - they find accommodation for each other once they are here so the network of contacts mean they are using Spareroom less and less NOT necessarily that there are less people renting. I have more Italians and Spanish taking rooms than previously. Two rooms that I have rented in the last month have been to friends of my Italian tenants and another two rooms may be taken in the next month too. Also Spareroom have DOUBLED THEIR COST OF ADVERTISING in the last 6 months so that may have put people off paying to advertise rooms to subsequent tenants!!!

From: elisabeth beckett 04 July 2018 08:11 AM

Qatari Diar owns several projects in the Egyptian market. The Qatar-based firm had only executed St Regis Cairo projects. The Qatari real estate developer is still in legal conflicts with the New Urban Communities Authority over City Gate project located in New Cairo and 300,000-metre projects in Sharm El-Sheikh. The two businessmen had started negotiations with Qatari Diar last December, but they were put on hold over the past period as a firm affiliated to an Egyptian sovereign body was interested in buying the Qatari company’s assets, mainly City Gate, sources told Shorouk News.

From: elisabeth beckett 04 July 2018 08:05 AM

Managing Director of QATARI DIAR Real Estate Investment Company, Ghanim Bin Saad Al Saad and H.E. Sheikh Hamad Bin Jassim Bin Jabor Al Thani, Prime Minister and Minister of Foreign Affairs who is also QATARI DIAR's Chairman

From: elisabeth beckett 04 July 2018 08:01 AM

And it appears to be run by a Qatar company called Qatari Diar I believe... will they be paying UK taxes? or will a lot of 'management costs' be offset against taxes - do let's keep a check on where the £3200 a month rent some of their properties cost goes.

From: elisabeth beckett 04 July 2018 08:00 AM

On Companies House - Get Living also have 16 companies registered - there must be some tax breaks and grants going on somewhere...? Oh yes, they took over the former Olympic village which was built by the tax payer....

From: elisabeth beckett 04 July 2018 07:57 AM

Is this website owned by Get Living.... ? All very jolly about the company and how they are scrapping deposits, allowing 3 year tenancies etc etc - not a normal individual regular landlord so stop harping on about how they don't need to do the normal things that we do - probably got someone in the Government in their pocket giving them lots of concessions because they are building so many Build to Let properties. Unlike those of us with terraced properties who have been banned from letting out a single room which tenants were happy to pay a reduced rent for because they are now 0.3sq m too small to be suitable for an adult - they will now be in the fortunate position to build the rooms to exactly the size that the new legislation says - (wouldn't it be amusing if the Government then increased the size by a further 0.3sp m and some of their rooms were too small?).

From: elisabeth beckett 04 July 2018 07:40 AM

Of course new builds are happy to do this but what about landlords who may need to sell within that time due to all the new Government taxes and legislation - can they promise these won't change for three years? I think not!!!

From: elisabeth beckett 04 July 2018 07:30 AM

I also understand that transfer to a BICT is a disposal for CGT purposes and may result in Tax having to be paid - this is getting SOOOO complicated to be a landlord.

From: elisabeth beckett 01 June 2018 15:57 PM

do you have to notify the mortgage lender if you do this?

From: elisabeth beckett 01 June 2018 15:56 PM

the survey size on that research was not sufficient to make any major claims - only 851 BTL landlords were surveyed...

From: elisabeth beckett 01 June 2018 15:54 PM

did you not have to pay stamp duty again by incorporating and 'sell' the properties to your company?

From: elisabeth beckett 01 June 2018 15:16 PM

Too many articles from Dlighted on this site. Why?....... are they part of landlord today? Most of the articles are anti landlord.. we are providing good housing for people who want to rent not buy. I am owed tens of thousands over the years from housing benefit tenants with no point in chasing people who have no money and they know that. I used to house the most vulnerable but became like an unpaid social worker helping with paperwork, meetings with the council, unravelling 'stopped' benefits and even lending tenants some money whilst their benefits got stopped. How can that be unreasonable behaviour of a landlord? When the housing benefit was cut substantially from around £80 a week to around £60 in my area, I realised that it would be WRONG and unethical of me to take benefit tenants who had NO way of paying the additional £25 a week and living too and I would be putting them in a more vulnerable position and more likelihood of debt. We cannot be made to be responsible for the Government's decision to cut benefits. We know the benefits bill is too high but I have heard too many of my tenants in the past saying there is no point going to work as they would lose their benefits and then if the work ended they would have to start all over again and it would make their housing situation untenable. I understand this position, so why can't we encourage people to work, deduct only a percentage of any work they get until they reach an income of around £15k a year which is then self-sustainable. We need to educate the unemployed, teach them how to deal with money, get rid of crazy loan interest to the most vulnerable (would you or I pay over 100% interest on money.... no). There is nothing 'breaking the law' about the right to choose your own tenants to live in your property yourself. I choose tenants who can afford to pay the rent I charge. Councils should not be encouraging tenants to stay until there is a court order for them to leave (do they not understand the £300+ cost of the court papers are also going on to the debt?). This country needs a shake up when it comes to housing and I'm not sure the new Minister has any knowledge at all in her new field.

From: elisabeth beckett 26 March 2018 10:45 AM

This writing is a joke. ........ who is writing this...? It says - Tenants are getting better at being able to manage higher rental payments..... rent in arrears fell to 8.1% of rent due in April, which compares to 14.6% of all rent payable in arrears – set in February 2010. This is because we are not renting to benefit tenants as much who 'forget' to pay their rent..... I ONLY rent to non benefits tenants now and the only ones that were in arrears historically were the HB tenants (helped by the councils to ensure they stayed for the maximum time or were taken to court at extra expense....) a really good article as to why landlords should not rent to benefit tenants anymore. Well done.

From: elisabeth beckett 20 March 2018 12:43 PM

How many privately owned houses have 'broken' stairs or mould in them. Mould is usually down to tenant behaviour - drying clothes all over the house, stuff all over the floor, no ventilation etc etc. My own house has never had a broken stair in 24 years, never had any mould etc etc. The only reason I didn't incorporate my properties is because I would have to 'sell' them to myself with 6% stamp duty and selling costs and reapply for my mortgages again....!! I'd be very upset if I had determined the cost was worth it and then the Government then decided I couldn't offset my expenses (i.e. mortgage) against the income..... What are they doing? I could understand if they did it on all new BTL's but maybe they need to see what the figures are doing and how many are selling. I provide HMO's of mostly 4 bed houses and not one of my tenants would want to buy. If I sell, all these people will be looking for another home.

From: elisabeth beckett 20 March 2018 12:37 PM

Personally I think Buy to Let landlords who want to get out should be able to sell on a shared ownership basis to tenants ..... why not? The price could be agreed then the tenant gets a mortgage for say half and pays rent on the other half and over a period buys out the landlord. This would allow landlords to get some equity out and gently reduce their portfolio.

From: elisabeth beckett 20 March 2018 11:13 AM

Surely if you transfer into a limited company you have to pay stamp duty on all your properties? Haven't these all had the extra 3% added to each tier too for BTL properties? Ouch… not a great solution either - the only solution is to get rid of Clause24.

From: elisabeth beckett 21 March 2016 18:46 PM

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