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KEYWORD "Credit" - 100 RESULTS
BTL mortgage lender launches short let products, and cuts some rates

Foundation Home Loans’ buy to let product range - Buy to Let by Foundation - has cut fees on some options...

13 May 2024

From: Breaking News

Government insulation scheme flops with tiny take-up so far

Figures from the Department for Energy and Net Zero indicate that only 4,648 households so far have taken advantage of the...

09 May 2024

From: Breaking News

Landlording 101: Essential Skills Every New Landlord Needs to Succeed

Congratulations on taking the leap into becoming a landlord! Property investing offers numerous benefits, from generating passive income to building long-term...

07 May 2024

From: Sponsored Content

Landlord fined by court for “unfairly profiting from properties”

A landlord deemed to be unfairly profiting from properties has been fined a total of £5,825.27. Greenwich council prosecuted Anna Yang, an...

29 April 2024

From: Breaking News

More tenants must borrow to fund deposits - survey’s claim

The percentage of tenants borrowing money to fund their cash deposits on their next property has risen over the last 12...

26 April 2024

From: Breaking News

Buy to let mortgage changes across wide range of products

There’s been a bevvy of buy to let mortgage deal changes this week. Shawbrook has made a series of reductions across its...

18 April 2024

From: Breaking News

Buy to Let mortgage lender urges borrowers to improve energy efficiency

Specialist investment lender Hodge has joined forces with Propflo, a PropTech startup, to urge customers to make their properties more energy-efficient...

16 April 2024

From: Breaking News

Famous music shop boss may launch landlord accreditation system

Julian Richer - the founder of Richer Sounds, the UK's largest hi-fi retailer - says he may set up a landlord...

15 April 2024

From: Breaking News

Loans extended for landlords with “blemishes” on credit records

West One Loans has launched a new product range, called W3, containing a 6.84% five-year fix with a 4.99% fee and...

10 April 2024

From: Breaking News

Gift Vouchers for union members discussing with Generation Rent

Members of the union UNISON who participate in round-table discussions with activist group Generation Rents are to receive gift vouchers for...

26 March 2024

From: Breaking News

MPs want Local Housing Allowance and other benefits updated annually

An all-party House of Commons committee is calling on Local Housing Allowance to be updated automatically and annually. LHA rates have been...

21 March 2024

From: Breaking News

Gove urged to force landlords into deals with tenants in arrears

A string of debt advice charities want Housing Secretary Michael Gove to go well beyond merely banning Section 21 in a...

14 March 2024

From: Breaking News

Budget Must Fix Housing Benefit, says NRLA

Almost a million private rented households reliant on Universal Credit experience a shortfall between the benefit payments they receive and the...

05 March 2024

From: Breaking News

Guidance for landlords: 5 top tips for navigating responsibilities

Landlords play a crucial role in providing safe and comfortable housing for tenants while also managing rental properties effectively. Staying informed...

01 March 2024

From: Sponsored Content

Landlord secures buy to let remortgage in 37 working hours

The bank Shawbrook has completed a buy to let remortgage for a new customer in just 37 working hours.  The landlord was...

27 February 2024

From: Breaking News

Licensing scheme fees based on landlords’ past performance

A London council is consulting on another controversial landlord licensing scheme. Barking and Dagenham council’s existing Selective Licensing Scheme has been applied to...

21 February 2024

From: Breaking News

Council slaps two Civil Penalty Notices on landlord after winning appeal

A council has won an appeal concerning two Civil Penalty Notices imposed on a landlord. The landlords had been issued two fines...

14 February 2024

From: Breaking News

Landlords rebel against Labour council £1,800 licence fee

Bristol’s controversial Labour council is extending previous licensing schemes to other parts of the city at some £1,800 HMO per licence...

13 February 2024

From: Breaking News

Mortgage Crisis: thousands of landlords in arrears, hundreds of homes repo'd

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

09 February 2024

From: Breaking News

Want A New-Build Buy To Let? Expert reveals red flags to beware…

The chartered surveyor team at Stokemont is giving advice on potential pitfalls in new build homes.  This is from RICS-accredited valuer Bradley...

03 February 2024

From: The Big Issues

Think tank blasts “ineffectual landlords” letting out “poor quality housing”

A think tank claims that the government will pay landlords in the private sector six times the expected spend on new affordable homes in the five-year period between 2021 and 2026. The New...

01 February 2024

From: Breaking News

Pets In Lets - still a minority of landlords happy to see them

Another survey highlights the relatively low proportion of landlords who appear to allow tenants to keep pets. The analysis, from Confused.com Mortgages,...

15 January 2024

From: Breaking News

Over 1.5m private tenants to be better off thanks to LHA move

An estimated 1.6m private renters are set to receive an uplift to their housing support for 12 months from April 2024,...

11 January 2024

From: Breaking News

NRLA beefs up top team ahead of Renters Reform Bill

The National Residential Landlords Association haas revealed two new appointments which it says “will enhance the service to its members as...

11 January 2024

From: Breaking News

Building society scraps mortgage application fees for landlords

The Penrith Building Society has scrapped mortgage application fees for all buy to let and residential  products, including further advances, until...

10 January 2024

From: Breaking News

Activist slams bank boss for telling buyers to save for deposits

The chief executive of Generation Rent has slammed the chair of the NatWest Bank for comments over first time buyers. At the...

08 January 2024

From: Breaking News

Warning to landlords and tenants over fake energy schemes

Letting agents’ trade body Propertymark has issued a warning to the rental sector about scams based on energy efficiency measures.  An increase...

05 January 2024

From: Breaking News

Massive Slump in buy to let lending - mortgage figures

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

03 January 2024

From: Breaking News

Inflation Drop’s Big Question - will interest rates fall sooner, not later?

Consumer Price Inflation in November was 3.9 per cent - significantly lower than the 4.4 per cent expected by many analysts. It’s...

21 December 2023

From: Breaking News

Activists say they know rent levels two years from now

Generation Rent says it’s worked out what rent levels will be in two years’ time. The activists say rents will rise 14...

13 December 2023

From: Breaking News

Free landlord training and legal updates from new accreditation scheme

Newcastle council is seeking new members of its Landlord Accreditation Scheme, which it claims recognises and rewards “reputable landlords who offer...

12 December 2023

From: Breaking News

More divorced middle-aged tenants pile extra demand on rental sector

New research suggests that an influx of older renters has increased congestion in the rental market. Some 39 per cent of renters...

07 December 2023

From: Breaking News

Growing number of tenants miss rent or mortgage payments

Almost one in five UK adults has missed a payment in the past 12 months - and for seven per cent...

04 December 2023

From: Breaking News

Tax and Landlords - the issue that won’t go away

I recently attended the NRLA’s annual conference in Birmingham and a theme that still dominates discussion in the industry is the...

02 December 2023

From: Tax & Finance

A Comprehensive Guide to HMO Mortgages

Property investment is a dynamic and diverse field, offering numerous opportunities for investors to grow their wealth. At Mortgage Scout, we...

02 December 2023

From: Agent Advice

Airbnb pushing its landlords to become more energy efficient

Airbnb is launching a new Sustainability Hub to help its landlord hosts in the UK retrofit and improve the energy efficiency...

21 November 2023

From: Breaking News

A Remarkable Story of A Leaseholder Seeking Justice

Lost in the noise of the King’s Speech, the general pledge to reform the leasehold system, and the subsequent political turmoil...

18 November 2023

From: Legislation & Compliance

Gove presses Sunak to increase Local Housing Allowance next week

Housing Secretary MIchael Gove is reported to be pressing Prime Minister Rishi Sunak to increase Local Housing Allowance in next week’s...

13 November 2023

From: Breaking News

Autumn Statement - will it help landlords?

Propertymark has set out its stall for next month’s Autumn Statement - and many of the demands are for improvements that...

28 October 2023

From: Tax & Finance

Credit firm blames “soaring rents” for growing tenant debt

Finance firm Creditfix is blaming “soaring rents” for growing debt amongst tenants. It claims there’s been a significant rise in the number...

27 October 2023

From: Breaking News

Tax Avoidance: NRLA suspends link with Less Tax 4 Landlords

The National Residential Landlords Association has suspended its link with Less Tax 4 Landlords. This follows publicity surrounding Less Tax 4 Landlords...

09 October 2023

From: Breaking News

Sunak has “let landlords off the hook” over EPC reform

There’s been a strong personal attack on Prime Minister Rishi Sunak by anti-landlord activists over the subject of energy efficiency. The Generation...

05 October 2023

From: Breaking News

Time for Renters to get the Recognition They Deserve

The rise of ‘Generation Rent’ is well documented, along with the spiralling rent payments they are facing during a tightening cost...

30 September 2023

From: Lettings PropTech

Landlord training conference set for early 2024

The London Landlord Accreditation Scheme is hosting a virtual conference and training day in the New Year. It promises to “bring you...

28 September 2023

From: Breaking News

Shamplina Speaks: Government must safeguard the PRS

The government must safeguard the private rented sector and the only way to do that is to lend its support to...

23 September 2023

From: Rental Reform

Landlords should offer ‘easy repayment’ arrears, says charity

A new poll from the StepChange Debt Charity claims that over a third of private renters have used some form of...

21 September 2023

From: Breaking News

Should Landlords Be Given Buy To Let Mortgage Support?

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

16 September 2023

From: Tax & Finance

What can a commercial landlord do to collect unpaid rent?

Unpaid rent can cause significant financial problems for commercial landlords. Thankfully, there are several options available to address the issue.  Simon Smith,...

09 September 2023

From: The Big Issues

The lack of available housing stock is creating huge problems throughout the Private Rented Sector, including the supply chain. We all know...

19 August 2023

From: The Big Issues

Debate rages over interest rate rises - Landlord Today reader poll

Debate is raging over whether there will be a 15th successive interest rate rise when the Bank of England’s monetary policy...

17 August 2023

From: Breaking News

This Is The Biggest Problem For The Rental Sector

I recently had the opportunity to challenge a lot of nonsense in Parliament. Or to put it another way, I was...

05 August 2023

From: Rental Reform

The Five Unexpected Costs of Being A Landlord

1. Extra mortgage costs While anyone who owns a property runs the risk of not being able to pay their mortgage, the...

22 July 2023

From: Tax & Finance

House Prices plunge 31%? At least the banks would survive…

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

14 July 2023

From: Breaking News

The NRLA Demands Change in the Private Rental Sector

Across the country landlords and renters are struggling as mortgage costs soar, tax hikes bite and uncertainty remains about the impact...

08 July 2023

From: Tax & Finance

Give tenants share of capital appreciation, urges Big Issue founder

Baron John Bird, co-founder of the Big Issue newspaper sold by the homeless and vulnerably-housed, is suggesting that landlords give tenants...

05 July 2023

From: Breaking News

London’s private rental sector slashed - new figures

New research shows a 41 per cent reduction in the number of London properties available for private rent since the Covid-19...

05 July 2023

From: Breaking News

Nothing for landlords in Chancellor’s new mortgage deal

The government has taken limited action over the soaring cost of mortgages - but there’s no direct help for landlords and...

26 June 2023

From: Breaking News

Give landlords a break – why they MUST have a new EPC deadline

Landlords need to know the true energy efficiency of their property and have a deadline for improvements to calm fears around...

24 June 2023

From: The Big Issues

Warning - house prices to fall much further

House prices are set to fall much further, a leading property expert has predicted.  Last week credit ratings agency Moody's warned of...

16 June 2023

From: Breaking News

Veteran Labour MP slams Renters Reform Bill loopholes

A Labour MP who last held shadow office under the party leadership of Jeremy Corbyn has attacked the government for having...

30 May 2023

From: Breaking News

Section 8 and The Survival of No Fault Evictions

The Renters (Reform) Bill introduced by the Government signals the long-awaited reform to existing housing legislation and the headline grabbing abolition of...

27 May 2023

From: Legislation & Compliance

Private renters twice as likely to be in problem debt

A charity claims that private renters are about twice as likely as the general population to be in problem debt. StepChange, via...

23 May 2023

From: Breaking News

Should benefits be increased to help poorest tenants?

Propertymark has told a group of MPs that many benefit recipients are excluded from the private rented sector due to the...

19 May 2023

From: Breaking News

Tenants offered unique 100 per cent mortgage to “escape renting”

Renters are being offered a 100 per cent mortgage by the Skipton Building Society - the first time such a product...

09 May 2023

From: Breaking News

EPC Reform - an energy assessor writes…

All landlords need to have an Energy Performance Certificate (EPC), with few exemptions. As a property writer, landlord and Domestic Energy...

06 May 2023

From: Legislation & Compliance

Providing Landlord Education with Free Webinars

With the ever-changing landscape of the lettings industry and legislation, being a landlord can be a minefield. So many individuals view...

22 April 2023

From: Agent Advice

Bad Quality Rental Housing? Not Any More…

As most landlords know, a myriad of myths has built up around the private rented sector and one that seems to...

15 April 2023

From: The Big Issues

Interest Rate Rise This Week? - 50:50 chance says analyst

There’s a 50:50 chance of yet another Bank of England base rate rise this week according to a leading business analyst. Susannah...

21 March 2023

From: Breaking News

Landlords omitted from guidelines to help struggling mortgage payers

The Financial Conduct Authority has set out ways in which mortgage lenders can help customers struggling with payments - but landlords...

13 March 2023

From: Breaking News

Scrap VAT for landlords trying to improve EPC ratings - call

The British Property Federation is calling on the government to use next week’s Budget to zero-rate VAT on work which allows...

10 March 2023

From: Breaking News

Landlords shift to agents as buy to let gets complex - claim

The majority of private landlords would consider switching to a letting agency because of the current complexity of buy to let.  A...

10 March 2023

From: Breaking News

Call for EPCs to be renewed every three years

Energy Performance Certificates must change to properly support reaching net zero, tackling fuel poverty and improving buildings, according to an energy...

06 March 2023

From: Breaking News

Scores of landlords back guaranteed rent scheme

A council claims that 70 private landlords have signed up to a long-tenancy guaranteed rent scheme. Milton Keynes council launched its 100 per...

24 February 2023

From: Breaking News

Landlord accreditation service to roll out to nearby councils

An association run by a local council with the involvement of private landlords is marking its 10th anniversary. The Partnership Accreditation for...

22 February 2023

From: Breaking News

Energy efficiency experts can be found via new tool for landlords

An accreditation scheme has produced a free-to-use tool aimed at landlords seeking to make their residential properties more energy efficient and...

10 February 2023

From: Breaking News

Gove cuts through the jungle of leasehold interests

Accused variously of being a “snake” and a “betrayer”, Michael Gove has not always been popular with his ex-boss (Boris Johnson)...

04 February 2023

From: Agent Advice

Training sessions for landlords cover laws, licensing and HMOs

Training sessions are being aimed at teaching private landlords in one London borough the rules and responsibilities when it comes to...

01 February 2023

From: Breaking News

One landlord takes out 14 mortgages for portfolio purchase

A lender has revealed that it has arranged 14 mortgages in one go for a Buy to Let landlord with over...

24 January 2023

From: Breaking News

Landlord accreditation scheme scrapped because it “didn’t work”

A council has scrapped a rental accreditation scheme because it “didn’t work.” It attracted only good landlords and thus did not improve...

23 January 2023

From: Breaking News

Buy To Let Mortgage Clampdown - more scrutiny demanded by Bank

The Bank of England’s Prudential Regulation Authority is telling lenders to exercise more scrutiny on loans for buy to let properties. In...

12 January 2023

From: Breaking News

Labour’s Shadow Chancellor backs selective licensing for landlords

The local media in Yorkshire says Labour’s Rachel Reeves - the Shadow Chancellor - is campaigning for the introduction of a...

12 January 2023

From: Breaking News

A Hidden Crime - how to spot financial abuse

When life is impossibly expensive, it’s not a surprise to see a rise in financial abuse. And to make matters worse,...

10 December 2022

From: Tax & Finance

Mortgage arrears low despite pressures on landlords and households

The lenders’ trade body - UK Finance - says that despite the wider economic problems there has been no impact on...

08 December 2022

From: Breaking News

Are letting agents discrediting the zero deposit insurance concept?

Many landlords have welcomed the zero deposit insurance concept - but is this being damaged by the pressure-selling techniques of some...

06 December 2022

From: Breaking News

Understanding Buy To Let finances – tips for new landlords

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

03 December 2022

From: Tax & Finance

Nationwide reveals tenants’ payments for ‘essential’ accommodation

A breakdown of essential and non-essential spending by individuals, devised by the Nationwide, reveals the extra amount that tenants are paying...

23 November 2022

From: Breaking News

Housing Benefit Bombshell - will freeze lead to soaring arrears?

The freezing of Housing Benefit at 2020 levels, announced in the small print accompanying the Autumn Statement yesterday, risks leading to...

18 November 2022

From: Breaking News

Going Down - Bankrupt landlord jailed after failure to declare

A bankrupt landlord in the Midlands is behind bars or eight months for failing to tell the Official Receiver about an...

04 November 2022

From: Breaking News

Landlords accused of discrimination by charity and council

Richmond council in London is joining forces with the charity Citizens Advice to help stop what it calls ‘discrimination’ against renters...

02 November 2022

From: Breaking News

Rent Caps and Cash Help - what students want from government

The country’s main student body is calling on the government to implement a cap on student rents. The National Union of Students...

01 November 2022

From: Breaking News

Cheap green mortgages will make landlords back energy efficiency - claim

Green mortgage discounts could be a key tool in helping landlords make the energy efficiency upgrades necessary to achieve an EPC...

24 October 2022

From: Breaking News

Warning to Landlords - perseverance and patience pay in uncertain times

Uncertainty has become a vastly overused word to describe our economic situation in recent years. But, once again, it’s an unwaveringly...

22 October 2022

From: Tax & Finance

Questions over value of controversial city licensing scheme

A scheme which some regard as the most controversial landlord licensing regime in the country is coming under scrutiny. Labour councillors on...

20 October 2022

From: Breaking News

Perilous state of young householders’ finances revealed by survey

A new survey throws light on how perilous some household finances are as energy prices increase despite government interventions. Research from The...

10 October 2022

From: Breaking News

Government backs huge new licensing scheme starting in New Year

The Department for Levelling Up, Housing & Communities has approved a London council’s plan to introduce a new private rented property...

05 October 2022

From: Breaking News

We Need Help! Landlords demand relief package from Kwarteng

The National Residential Landlords Association says controversial Chancellor Kwasi Kwarteng should use a £1.5 billion underspend to help buy to let...

30 September 2022

From: Breaking News

Energy Costs - tenants told not to skip payments

Tenants planning to cancel direct debits in protest at rising fuel bills could face “paying the price for many years” a...

21 September 2022

From: Breaking News

Huge fine for landlord flouting health and safety rules

* Angels Media and Landlord Today are deeply saddened by the passing of HM Queen Elizabeth II * - A landlord has been...

09 September 2022

From: Breaking News

More landlords giving tenants first refusal on properties sold off

A range of mortgage brokers are reporting an increase in enquiries from private tenants who have been given first refusal to...

07 September 2022

From: Breaking News

Countdown for a Cost of Living Crisis

If you’re counting the days until you’ll get help with runaway price rises, it helps to know exactly how many days...

03 September 2022

From: The Big Issues

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