The Office for Budget Responsibility - a Treasury department operating independently from the government - released its central forecast for the...
Archive
23 November 2023
From: Breaking News
![Mortgage firm tells Tories - Renters Reform Bill isn’t that bad…](/upload/images/Shutterstock-only%20images/Property%20Market/PropertyNews3-400x310.png)
The head of a specialist buy to let mortgage broker has split from almost all of the industry by saying the...
19 September 2023
From: Breaking News
![Landlords tell Gove - Your planning reforms will fail](/upload/images/Shutterstock-only%20images/Property%20Market/LandlordNews-400x310.png)
Landlords don’t believe Housing Secretary Michael Gove’s planning reforms will help build a million new homes in England, claims a buy-to-let...
06 September 2023
From: Breaking News
![Remortgaging landlords urged to fix rate before next Bank decision](/upload/images/Shutterstock-only%20images/Property%20Market/2_MortgageCalculated.png)
Landlords about to remortgage are being urged to secure a new rate as early as possible - even six months in...
21 August 2023
From: Breaking News
![Cat-ch 22 - more pets in lets will mean higher rents](/upload/images/Pets/CatInHome(1)-400x310-min.jpeg)
Three-quarters of landlords want to raise rents in the face of the new Renter’s Reform Bill - mostly because of pets. When...
01 June 2023
From: Breaking News
![S21 abolition is less damaging than landlords fear - claim](/upload/images/Shutterstock-only%20images/Rental%20Market/ToLetBoard-400x310.png)
A third of landlords say that the scrapping of Section 21 is of major concern to them according to a Mortgages...
20 March 2023
From: Breaking News
![Investors forced to sell after failing remortgage affordability](/upload/images/Shutterstock-only%20images/Rental%20Market/RentalYields-400x310.png)
A buy to let mortgage broker is warning landlords that as many as one in three investors fail their lender's affordability...
06 March 2023
From: Breaking News
![Government must help landlords and tenants, mortgage expert insists](/upload/images/Shutterstock-only%20images/Property%20Market/WomanSavingMoney_400x310.png)
The government must explain how it will help the private rental sector - both landlords and tenants - through the cost...
07 November 2022
From: Breaking News
![No house price crash for landlords claims mortgage broker](/upload/images/library/HousePricesRiseFall-400x310.jpg)
Buy to let broker Mortgages for Business is seeking to reassure landlords worries that the values of their properties will crash. The...
30 September 2022
From: Breaking News
![£13m buy to let deal - mortgage firms explain how it worked](/upload/images/Housing%20Market%20%26%20Property%20Images/Mortgage-House-Keys-400x310.jpg)
A specialist buy to let mortgage supplier has funded a £13m refinancing project. Zephyr Homeloans says the landlord borrowed the sum -...
14 September 2022
From: Breaking News
![Why a green mortgage could be the answer to new EPC regulation](/upload/images/library/EPCRating-400x310.png)
Whether it’s increasing the amount we recycle, choosing sustainable products, or reducing our carbon footprint by limiting the amount we travel,...
11 June 2022
From: Rental Reform
![Green mortgages - huge rise in number aimed at buy to let landlords](/upload/images/Energy%20and%20Green%20Homes/GreenEnvironment-400x310.png)
There’s been a large rise in the number of buy to let green mortgages as the push for greater energy efficiency...
28 March 2022
From: Breaking News
![New figures on EPC ratings in private rental sector](/upload/images/Energy%20and%20Green%20Homes/green-deal400x310.png)
New research by the Mortgages for Business brokerage suggests that just under a quarter of landlords’ properties have an Energy Performance...
28 March 2022
From: Breaking News
![Don’t call me ‘Landlord’ - is the title discredited?](/upload/images/library/Millennials-Handshake-400x310.jpg)
The majority of the buy to let community want the name ‘landlord’ dropped and replaced by something like ‘small housing provider’ That’s...
06 January 2022
From: Breaking News
![Eco Shock: Six-fold rise in landlord interest in Green Mortgages](/img/default/llt.png)
Three in five landlords are interested in green mortgages - a huge surge in recent times. The buy to let broker Mortgages...
20 April 2021
From: Breaking News
![Post-Budget BTL hacks - advice for landlords trying to beat stamp duty extension chaos](/img/default/llt.png)
Landlords trying to expand their portfolios can avoid delays caused by residential buyers taking advantage of the Chancellor's stamp duty extension by using four 'buy-to-let hacks', according to broker Mortgages for...
10 March 2021
From: Property Investment & Strategy
![This is how landlords who buy can beat the stamp duty holiday chaos](/img/default/llt.png)
Specialist buy to let broker Mortgages for Business says landlords buying now can use four tips to beat the chaos in the...
03 March 2021
From: Breaking News
![It’s Down To The Wire! Landlords warned over stamp duty deadline](/img/default/llt.png)
There’s a warning today that landlords need to move quickly and selectively if they are intending to purchase a property ahead...
29 January 2021
From: Breaking News
![BTL landlords urged to invest in property sooner rather than later](/img/default/llt.png)
Buy-to-let landlords are being urged to take advantage of the stamp duty tax savings announced in the chancellor’s summer statement by...
17 July 2020
From: Breaking News
![BTL landlords are remortgaging in order to build war chests](/img/default/llt.png)
Buy-to-let landlords remortgaging are currently doing so with a view to adding to their buy-to-let portfolios, according to Mortgage for Business. The...
30 June 2020
From: Breaking News
![Economic impact of Covid-19 could ‘trigger big price reductions’](/img/default/llt.png)
Many landlords and letting agents are increasingly concerned about the economic impact of the coronavirus pandemic on their tenants and property...
22 May 2020
From: Breaking News
![BTL landlords urged to take advantage of ‘bargains’ and add to portfolios](/img/default/llt.png)
With the residential property market reopening for business, investor confidence in the sector is starting to improve with Mortgages for Business...
18 May 2020
From: Breaking News
![BTL landlords are ‘taking advantage of remote valuations’](/img/default/llt.png)
Now home sellers, including buy-to-let landlords, will soon be able to use smartphones, cameras or laptops to capture and share photographs...
07 May 2020
From: Breaking News
![Most lenders ‘have cut down the sorts of landlords that they will lend to’](/img/default/llt.png)
While some lenders, such as HSBC, have stopped all buy-to-let activity during the Covid-19 outbreak due to limitations on physical valuations,...
27 April 2020
From: Breaking News
![Landlords urged to think ‘long and hard’ before requesting a mortgage holiday](/img/default/llt.png)
One in nine mortgage holders in the UK has taken a so-called ‘payment holiday’ as their finances have been adversely affected...
16 April 2020
From: Breaking News
![Redwood Bank passes on full base rate cut to mortgage products](/img/default/llt.png)
Redwood Bank has passed on the full Bank of England Base Rate reduction of 0.5% to its existing lending products. The challenger...
13 March 2020
From: Breaking News
![A growing number of landlords opting for two-year fixed rate products](/img/default/llt.png)
There was a notable increase in the percentage of landlords selecting shorter-term buy-to-let mortgage products in the final quarter of last...
18 February 2020
From: Breaking News
![More than half of all BTL lenders offered limited company products in Q2](/img/default/llt.png)
Purchasing an investment property via a limited company, rather than as an individual, has become significantly more popular, and that largely...
31 July 2019
From: Breaking News
![Most landlords lock in to 5-year fixed rates](/img/default/llt.png)
Amid continued speculation that interest rates will rise later this year, the majority of landlords chose a five-year fixed rate when...
23 January 2019
From: Breaking News
![BTL landlord in Slough becomes first to secure finance from Zephyr Homeloans](/img/default/llt.png)
An experienced buy-to-let landlord in Slough has become the first to be granted a mortgage by Zephyr Homeloans, a new dedicated...
14 January 2019
From: Breaking News
![Buy-to-let product numbers for limited companies double in last year](/img/default/llt.png)
The number of buy-to-let mortgage deals available to landlords who operate their properties through limited companies has more than doubled in...
25 October 2018
From: Breaking News
![Mortgages for Business now automating BTL applications](/img/default/llt.png)
Mortgages for Business is now automating the buy-to-let application submission process with lenders Kent Reliance and Paragon. The broker’s advisors will no...
05 September 2018
From: Breaking News
![Landlords opt for fixed-rate BTL deals](/img/default/llt.png)
Some 93% of landlords financing buy-to-let property chose a fixed rate mortgage in the second quarter of the year, fresh figures...
27 July 2018
From: Breaking News
![Landlords urged to be cautious over limited company incorporation](/img/default/llt.png)
Landlords are being advised by buy-to let broker Commercial Trust Limited to seek specialist tax advice before making the decision to...
28 June 2018
From: Breaking News
![Registration is live for the June 14th National Landlord Investment Show at Olympia](/img/default/llt.png)
Celebrate the shows 5th Birthday and 57th event to date in the Landlord Investor Lounge with a glass of prosecco with...
06 June 2018
From: Sponsored Content
![Significant increase in number of fee-free BTL mortgages](/img/default/llt.png)
Previously, nearly all buy-to-let mortgages charged a minimum 1% arrangement fee, but fresh data from specialist buy-to-let broker Mortgages for Business...
21 May 2018
From: Breaking News
![Cost of 5-year fixed BTL rates continue to fall](/img/default/llt.png)
The pricing of five-year fixed rate buy-to-let mortgage products continued to fall in the first quarter of the year, according to...
04 May 2018
From: Breaking News
![Spike in BTL landlords looking to diversify](/img/default/llt.png)
An increasing number of buy-to-let landlords are looking to diversify their portfolios by investing in Houses with Multiple Occupants (HMOs), commercial...
18 April 2018
From: Breaking News
![Vida expands buy-to-let expat criteria via select distributors](/img/default/llt.png)
Vida has widened its buy-to-let expat criteria for a limited number of distributors to cater for existing UK property owners working...
04 April 2018
From: Breaking News
![New EPC rating retriever for landlords launched by Mortgages for Business](/img/default/llt.png)
A new tool that enables landlords to get an instant EPC rating on their rental properties has been launched by Mortgages...
28 February 2018
From: Breaking News
![BTL lenders see margins squeezed](/img/default/llt.png)
Buy-to-let lending margins have been squeezed, with providers absorbing more costs to keep their rates competitive in the last quarter of...
15 February 2018
From: Breaking News
![Close to half of BTL landlords looking to expand portfolios](/img/default/llt.png)
Almost half of buy-to-let landlords are looking to expand their property portfolios despite recent tax changes in the industry, according to...
09 February 2018
From: Breaking News
![HMOs provide highest rental yields for landlords](/img/default/llt.png)
Buy-to-let landlords looking to secure high rental yields should consider investing in Houses in Multiple Occupation (HMOs) which continue to outperform...
24 January 2018
From: Breaking News
![Secure a five-year fixed rate now to ensure you enjoy a ‘good night’s sleep’](/img/default/llt.png)
With five-year buy-to-let mortgage rates currently among the lowest levels ever seen, a leading mortgage broker is urging more BTL landlords...
28 December 2017
From: Breaking News
![Tax and affordability test changes prompt landlords to set up structures](/img/default/llt.png)
A growing number of landlords are turning to corporate structures in an effort to reduce tax liability and avoid stringent new...
12 October 2017
From: Breaking News
![New buy-to-let lender targets professional landlords](/img/default/llt.png)
Redwood Bank, a new business lender, is officially up and running after completing its mobilisation phase yesterday, having already secured its...
30 August 2017
From: Breaking News
![Buy-to-let mortgage flat fees hit 12-month low](/img/default/llt.png)
Flat fees for buy-to-let mortgages have dropped to their lowest level for 12 months after falling by more than 5% in...
19 July 2017
From: Breaking News
![BTL landlords target higher yielding homes at the lower end of the market](/img/default/llt.png)
Buy-to-let landlords are increasingly buying cheaper properties with higher yields, Mortgages for Business found in its Complex Buy to Let Index...
13 July 2017
From: Breaking News
![BTL mortgage sector continues to see a shift towards limited company lending](/img/default/llt.png)
The number of rented homes owned through a company has been on the up for a while now, with new data...
05 July 2017
From: Breaking News
![Almost half of buy-to-let landlords still looking to expand portfolios](/img/default/llt.png)
Almost half of buy-to-let landlords are looking to expand their property portfolios despite recent tax changes in the industry and tougher...
08 June 2017
From: Breaking News
![Buy-to-let rates start to rise](/img/default/llt.png)
Following a first quarter defined by successive rate cut, buy-to-let fixed rates increased last month across two, three and five-year terms,...
10 May 2017
From: Breaking News
![Percentage based BTL fees now more common than flat fees](/img/default/llt.png)
The latest edition of the Buy to Let Mortgage Costs Index, published by Mortgages for Business, has found that percentage-based arrangement...
25 April 2017
From: Breaking News
![Significantly more landlords using limited companies to beat BTL tax changes](/img/default/llt.png)
There has been a sharp rise in the number of landlords using limited companies to manage their buy-to-let portfolios as a...
05 April 2017
From: Breaking News
![Brexit to have minimal impact on buy-to-let market](/img/default/llt.png)
As the government prepares to invoke Article 50 to leave the EU, very few experts forecast that Brexit will have an...
10 March 2017
From: Breaking News
![Demand for buy-to-let ‘has never been so low’](/img/default/llt.png)
The number of people investing in the buy-to-let sector is falling at an alarming rate, while many existing landlords are selling...
02 March 2017
From: Breaking News
![Mortgage price war sees lenders slash rates on buy-to-let properties](/img/default/llt.png)
With interest rates at a record low level, competition among mortgage providers, somewhat unsurprisingly, continues to hot up, with lenders shaving...
21 February 2017
From: Breaking News
![Buy-to-let mortgage rates drop to new lows](/img/default/llt.png)
Mortgage lenders are shaving percentage points of their buy-to-let mortgage rates in an effort to entice buy-to-let landlords acquiring new properties...
14 February 2017
From: Breaking News
![Buy-to-let rates set to rise](/img/default/llt.png)
Buy-to-let mortgage rates were largely unaffected by a sharp increase in swap rates in the final quarter of 2016, but this...
26 January 2017
From: Breaking News
![Demand for buy-to-let set to fall in Q1 2017](/img/default/llt.png)
The number of people investing in the buy-to-let sectors is expected to fall in the first quarter of the year ahead...
16 January 2017
From: Breaking News
![Buy-to-let lending ‘returned to normal’ in Q4 2016](/img/default/llt.png)
Buy-to-let lending returned to some form of normality during the fourth quarter of 2016, according to fresh lending figures. The share of...
11 January 2017
From: Breaking News
![Sharp rise in limited company buy-to-let applications](/img/default/llt.png)
An increasing number of buy-to-let landlords are looking to overcome recent government interventions in the market by acquiring property via limited...
06 January 2017
From: Breaking News
![Landlords to be adversely affected by tax changes and tougher lending conditions](/img/default/llt.png)
Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...
04 January 2017
From: Breaking News
![Buy-to-let lending set to fall by up to 20%](/img/default/llt.png)
Buy-to-let lending will fall by as much as 20% over the next two years to reach around £33bn by the end...
17 October 2016
From: Breaking News
![Bank of England set to cut interest rates again to ward off Brexit recession](/img/default/llt.png)
Mortgages could get even cheaper as a further cut in interest rates by the Bank of England (BoE) looks likely in...
08 September 2016
From: Breaking News
![Sharp rise in limited company applications from buy-to-let landlords](/img/default/llt.png)
A growing number of buy-to-let landlords are making mortgage applications via limited companies, according to the Buy to Let Club. The trend...
24 August 2016
From: Breaking News
![Sharp rise in BTL borrowing via limited companies in H1 2016](/img/default/llt.png)
There was a significant increase in lending to buy-to-let landlords borrowing via limited companies in the first half of this year,...
15 July 2016
From: Breaking News
![Bank of England hold interest rates](/img/default/llt.png)
Interest rates in Britain remain frozen at an all-time low of 0.5%, after the Bank of England decided against the first cut...
14 July 2016
From: Breaking News
![How to build a high yielding HMO portfolio](/img/default/llt.png)
Daniel Hill, managing director of Multi-Let UK, explains how you could build and manage a profitable HMO portfolio. Recent research fromMortgages...
20 June 2016
From: Breaking News
![Buy-to-let investors target new 'complex' strategies](/img/default/llt.png)
It has been just over two months since buy-to-let landlords were hit with unreasonable tax changes designed to deter them from...
02 June 2016
From: Breaking News
![Buy-to-let mortgages need to ‘support the role of landlords’](/img/default/llt.png)
April’s stamp duty increase for buy-to-let investors is already having an impact on the housing market, with the latest figures from...
20 May 2016
From: Breaking News
![Stamp duty deadline pushes up mortgage lending](/img/default/llt.png)
Lending to buy-to-let landlords soared last month, with the latest figures revealing that buy-to-let investors borrowed £7.1bn, up 87% month-on-month and...
18 May 2016
From: Breaking News
![Buy-to-let lenders to face tougher checks](/img/default/llt.png)
UK mortgage lenders are now expected to restrict lending to buy-to-let borrowers following the Mortgage Works’ decision to limit the amount...
03 May 2016
From: Breaking News
![Significant increase in the number of BTL mortgages on offer](/img/default/llt.png)
The introduction of more products targeted at limited company borrowers saw the average product numbers for buy-to-let mortgages increase significantly in...
15 April 2016
From: Breaking News
![Ltd Co BTL transactions rise again in January](/img/default/llt.png)
Applications made by limited companies accounted for 43% of all buy-to-let transactions in January, analysis from broker Mortgages for Business has...
03 February 2016
From: Breaking News
![BTL purchases could outstrip remortgages in Q1 2016](/img/default/llt.png)
Buy-to-let remortgage transactions outstripped purchases by more than 2:1 in 2015, according to the latest Complex Buy to Let Index from...
13 January 2016
From: Breaking News
![Fee-free BTL products increase](/img/default/llt.png)
The number of arrangement fee-free buy-to-let mortgage products rose in Q3, according to figures from Mortgages For Business. The findings from the...