Mortgage industry research on affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by...
Archive
![Labour v Conservative Housing Policy - an analysis](/upload/images/Shutterstock-only%20images/Property%20Market/PropertyNews3-400x310.png)
“When it comes to housing policy, there is little difference between the two major parties” says Aneisha Beveridge, head of research...
22 June 2024
From: The Big Issues
![George Galloway slams “wealthy buy to let pensioners”](/upload/images/shutterstock_387290161.jpg)
Controversial politician George Galloway has issued a party manifesto saying the payment of “exorbitant rents to wealthy buy to let pensioners”...
21 June 2024
From: Breaking News
![Mortgage lending caps now well below average house price](/upload/images/Shutterstock-only%20images/Property%20Market/MortgageCalculated1_400x310.png)
The Bank of England says one in four mortgages will end when the mortgage borrower is in retirement, as more people...
15 May 2024
From: Breaking News
![Parents ‘feel guilty’ if they can’t help children buy property](/upload/images/Shutterstock-only%20images/Rental%20Market/AdultChildren-400x310.png)
Over half of current home owners with adult children have or expect to help their children financially to buy a property...
17 April 2024
From: Breaking News
![Renting set to boom as buying is even less affordable](/upload/images/shutterstock_1050917612.jpg)
The average house prices in England was £290,000 last year, some 8.3 times average annual earnings. This was actually down from 8.5...
26 March 2024
From: Breaking News
![Is the Furnished Holiday Let sector dead post-Budget?](/upload/images/shutterstock_1890342466.jpg)
The tax reliefs enjoyed by landlords running Furnished Holiday Lets (FHL) were cut by the Chancellor this month. Some say the...
23 March 2024
From: Tax & Finance
![Scrapping Section 21 is landlords' headache - and backfiring on Gove](/upload/images/Shutterstock-only%20images/Rental%20Market/Eviction-400x310.png)
The removal of Section 21 notices and the end of fixed-term tenancies are the two issues that concern landlords the most,...
22 March 2024
From: Breaking News
![Long term Renting risks ruining our retirement resilience](/upload/images/Shutterstock-only%20images/Rental%20Market/EvictionNotice-400x310.png)
Renting affects the resilience of all age groups. Only one fifth of Millennial/Gen Z households who rent are on track for a...
16 March 2024
From: Tax & Finance
![Millennials to become the wealthiest generation ever - claim](/upload/images/shutterstock_1753744661.jpg)
Millennials, long seen as a financially disadvantaged generation, are on the brink of becoming the wealthiest generation in history thanks to...
01 March 2024
From: Breaking News
![Worries grow over dramatic slump in older buy to let landlords](/upload/images/Shutterstock-only%20images/Rental%20Market/BuildToRent-400x310.png)
New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...
22 February 2024
From: Breaking News
![Tax - will Jeremy Hunt target stamp duty in his Budget?](/upload/images/Shutterstock-only%20images/Property%20Market/StampDuty2_400x310.png)
Although SDLT receipts have been volatile in recent years, the property tax’s effectiveness as a revenue-raiser for the Government is not...
10 February 2024
From: Tax & Finance
![The Sneaky Seven - more expert tax info for landlords](/upload/images/Shutterstock-only%20images/Property%20Market/TaxCoins-400x310.png)
Painful tax traps have been set for millions of people this year. Your pay may not even have kept pace with...
27 January 2024
From: Tax & Finance
![Letting agents could face regulation under Labour amendment tactic](/upload/images/Shutterstock-only%20images/Rental%20Market/LettingAgent-400x310.png)
Labour is using a Bill currently going through Parliament as a backdoor method to introduce the regulation of lettings, estate and...
22 January 2024
From: Breaking News
![What Should We Expect from the Budget on March 6?](/upload/images/Shutterstock-only%20images/Property%20Market/Forecast-400x310.png)
The Treasury has announced March 6 as the date for the Spring Budget and Chancellor Jeremy Hunt has commissioned the Office...
06 January 2024
From: Tax & Finance
![Big rise in landlords reducing buy to let portfolios](/upload/images/Shutterstock-only%20images/Property%20Market/LandlordNews-400x310.png)
One in five (20 per cent of) landlords plans to reducing their buy to let holdings according to a new survey. The...
19 December 2023
From: Breaking News
![Wave goodbye to winter property woes](/upload/images/Landlord%20Today_OPG.jpg)
It’s not just the weather that’s wet and dreary – the outlook looks bleak for landlords too as we head towards...
17 November 2023
From: Sponsored Content
![Buying Spree! Vast majority of portfolio landlords have bought property](/upload/images/Shutterstock-only%20images/Property%20Market/HouseForSale_400x310.png)
No fewer than 88 per cent of portfolio landlords have added to their portfolios in the last six months, despite market...
17 November 2023
From: Breaking News
![We Quit! Third of landlords retiring or quitting because of rental woe](/upload/images/Shutterstock-only%20images/Rental%20Market/EvictionNotice-400x310.png)
A third of landlords have suggested they are considering retiring or quitting the sector because of attacks and obstacles in the...
13 November 2023
From: Breaking News
![It’s OK to be a Long-Term Renter!](/upload/images/Shutterstock-only%20images/Property%20Market/3%20CoupleMakingOffer-400x310.png)
Our generations-old obsession with home-ownership may be waning for the first time in recent memory. The introduction of the Housing Act in...
04 November 2023
From: The Big Issues
![Watchdog to Probe Five Issues Involving Landlords and Letting Agents](/upload/images/Shutterstock-only%20images/Property%20Market/AgentsWorking-400x310.png)
The Competitioin and Markets Authority is to probe five activities involving landlords and letting agents and their responsibilities to private tenants. Sarah...
25 August 2023
From: Breaking News
![Why are landlords selling up?](/upload/images/adv-2021/sponsored-content/Open%20Property%20Group/sold-sign-landlord-today-v2(1).jpg)
The challenges facing the property market right now are well reported; from rising interest rates pushing up mortgage payments to a...
03 August 2023
From: Sponsored Content
![Older renters set to surge in number within a few years](/upload/images/shutterstock_1940487949.jpg)
After a decade of steady growth, the number of older renters is poised to increase rapidly over the next 10 years...
18 July 2023
From: Breaking News
![Rightmove market snapshot - latest on asking prices and volumes](/upload/images/Shutterstock-only%20images/Property%20Market/PropertyStats-400x310.png)
The average price of homes coming to the market have dipped slightly once again, according to Rightmove. The newly-marketed properties are some...
17 July 2023
From: Breaking News
![Renters face grim retirement according to pension survey](/upload/images/Shutterstock-only%20images/Rental%20Market/StressedTenant-400x310.png)
One in three Britons could be facing poverty in retirement according to Scottish Widows - with renters amongst the most vulnerable. The...
28 June 2023
From: Breaking News
![Shock figures show how old buy to let landlords are](/upload/images/Shutterstock-only%20images/Rental%20Market/NewHomeowners1-400x310.png)
New data produced by lettings agency Savills gives an indication of how the buy to let sector may be threatened by...
15 June 2023
From: Breaking News
![Short let holiday stays appeal to would-be property investors](/upload/images/Shutterstock-only%20images/Rental%20Market/HappyLandlord-400x310.png)
A quarter of Britons are considering becoming holiday let landlords to earn extra income from the continued popularity of UK staycations,...
24 May 2023
From: Breaking News
![Renters described as having “a pension problem”](/upload/images/Shutterstock-only%20images/Rental%20Market/Over55Tenant-400x310.png)
Renters in both the private and social housing sectors have been described as having “a pension problem” by a financial analyst. Helen...
04 May 2023
From: Breaking News
![Shocking price of 40-year mortgages revealed by study](/upload/images/Shutterstock-only%20images/Property%20Market/House-pounds_400x310.png)
The number of borrowers taking out mortgages lasting 35 years or longer has rocketed in the past 12 months, with uptake...
02 May 2023
From: Breaking News
![Most recent landlord sales have been from retirees, figures show](/upload/images/Shutterstock-only%20images/Rental%20Market/Over55Tenant-400x310.png)
Landlords who bought soon after the launch of the first buy-to-let mortgage in 1996 are retiring in increasing numbers. Research from lettings...
17 April 2023
From: Breaking News
![Will abolishing lifetime pension allowances hurt buy to let?](/upload/images/Shutterstock-only%20images/Rental%20Market/Buy-to-let-3-400x310.png)
A tax expert claims the government’s move to abolish the lifetime allowance for pension contributions may damage the buy to let...
20 March 2023
From: Breaking News
![Renting “ruins retirement for single people and self-employed” - claim](/upload/images/Shutterstock-only%20images/Rental%20Market/Over55Tenant-400x310.png)
A business consultancy says the high cost of renting is ruining the retirement dreams of different groups, such as single people...
15 February 2023
From: Breaking News
![Specialist property sales for landlords](/upload/images/adv-2021/sponsored-content/Open%20Property%20Group/opg-for-rent.jpg)
As many buy-to-let landlords continue to question their place in the market with ever increasing legislation, finance and management costs, one...
26 January 2023
From: Sponsored Content
![New forecast predicts double-digit price falls for homes in 2023](/upload/images/Shutterstock-only%20images/Property%20Market/HousePriceDrop-400x310.png)
The Hargreaves Lansdown business consultancy is forecasting a 10.4 per cent drop in house prices from their peak, to take place...
11 January 2023
From: Breaking News
![Divorce Day looms - rental sector braced for surge in demand](/upload/images/Shutterstock-only%20images/Rental%20Market/TenantDispute-400x310.png)
January 9 this year, the first working Monday after the Christmas Break, has been dubbed Divorce Day. This is typically when enquiries...
05 January 2023
From: Breaking News
![Property funding retirement? Not easy now - landlords warned](/upload/images/Shutterstock-only%20images/Property%20Market/PropertyFinancing-400x310.png)
A major survey of 1,500 adults shows that a quarter plan to downsize their home in retirement, with many others suggesting...
14 December 2022
From: Breaking News
![HMRC trousers huge rise in tax revenue - latest figures](/upload/images/Shutterstock-only%20images/Property%20Market/TaxMan-400x310.png)
New data just released by HM Revenue & Customs shows income tax, national insurance and capital gains tax receipts for April...
23 November 2022
From: Breaking News
![Cost of living crisis pushing more to consider holiday lets](/upload/images/Shutterstock-only%20images/Property%20Market/Franchise-400x310.png)
Large numbers of Britons are considering becoming holiday let landlords to earn extra income from the continued popularity of UK staycations,...
20 October 2022
From: Breaking News
![Landlords may sell cheaply to avoid EPC upgrade costs](/upload/images/Housing%20Market%20%26%20Property%20Images/GenerateRevenueImage-400x310.jpg)
Many landlords who do not want to commit to high levels of expenditure to improve the energy efficiency of their homes,...
15 September 2022
From: Breaking News
![Are you in buy to let to supplement your pension?](/upload/images/Miscellaneous/Retired-400x310.png)
Landlords that have reached the state pension retirement age of 65 are generating a net income of over £10 billion according...
06 September 2022
From: Breaking News
![Energy Crisis - Period homes may be nightmares for landlords](/upload/images/library/EnergySupply-1-400x310.jpg)
A leading financial analyst says what are generally called “period properties” are set to become financial nightmares for landlords or owner...
05 September 2022
From: Breaking News
![Renters and Retirement - An Analyst’s Perspective](/upload/images/library/RetiredCouple.jpg)
The Hargreaves Lansdown Savings and Resilience Barometer - which looks at national resilience on debts, savings, investing and planning for later...
20 August 2022
From: The Big Issues
![Time to cash in your rental portfolio?](/upload/images/adv-2021/sponsored-content/Open%20Property%20Group/sold-sign-landlord-today-v2.jpg)
As landlords continue to exit the market, there seems to be no easy solution for selling. Owning a buy-to-let portfolio can be...
02 August 2022
From: Sponsored Content
![Leasehold Reform (Ground Rent) Act 2022: What you need to know](/upload/images/library/HouseOnPaperr-400x310.png)
In its latest plans, the government is hoping to make the leasehold system fairer for leaseholders through a brand new Reform...
02 July 2022
From: The Big Issues
![Higher interest rates spark cooling in new-build market](/upload/images/library/interest-rate-warning-24715.png)
An online property platform says it expects May’s sales figures for new build searches to be slightly below expectations. This is as...
16 May 2022
From: Breaking News
![Wind Of Change on Ground Rents - but past problems endure](/upload/images/library/HandsHouse-400x310.png)
For many years now developers, freeholders and landlords have been engaged in the practice of utilising ground rents as lucrative investments...
07 May 2022
From: Legislation & Compliance
![Renters will feel vulnerable because of inflation - warning](/upload/images/Rental%20Market/UK-Cash-NEW-400x310.jpg)
A warning has been issued by a business consultancy that renters are set to feel particularly vulnerable this year because of...
26 April 2022
From: Breaking News
![Huge Build To Rent programme announced by pension provider](/upload/images/Logos/Legal%26General400x310.png)
Legal & General’s Retirement Institutional division has announced a massive £2.5 billion investment to deliver as many as 7,000 Build To...
16 February 2022
From: Breaking News
![Tenants face looming pension crisis warns business consultancy](/upload/images/Housing%20Market%20%26%20Property%20Images/TenantsLandlordTalking-400x310.png)
Renters are much less likely than homeowners to have at least a moderate income in retirement according to business consultancy Hargreaves...
15 February 2022
From: Breaking News
![Buy to Let Investment guide – Free to Download](/upload/images/adv-2021/sponsored-content/Atkinson%20McLeod/360x80%20AM.jpg)
In recent years, letting property has become more challenging due to a range of tax and regulation changes and since March...
25 November 2021
From: Sponsored Content
![Landlords tell of distress over thousands owed by agency](/img/default/llt.png)
Two landlords have spoken out about their losses and treatment from a lettings agency which has collapsed. Last month we reported that...
12 April 2021
From: Breaking News
![Property Investors and traders – What to look for when viewing auction property](/img/default/llt.png)
Investors viewing auction property A property investor is a long-term investor who lives by the fact they will be substantially better off...
23 March 2021
From: Property Auctions
![Fears grow of Capital Gains Tax hike for landlords](/img/default/llt.png)
Landlords are warning the government that if it increases Capital Gains Tax the rental market will freeze up. Chatter has increased in...
10 February 2021
From: Breaking News
![Senior Tory stands up for landlords suffering long-term arrears](/img/default/llt.png)
A senior Conservative peer and consumer campaigner has spoken strongly in favour of landlords’ rights. In a House of Lords debate on...
08 February 2021
From: Breaking News
![Shut Down! Property investment schemes closed by Insolvency Service](/img/default/llt.png)
Two property investment companies and an associated business have all been closed down “in the public interest” by the government’s Insolvency...
25 January 2021
From: Breaking News
![Renting in later life increasingly popular says specialist provider](/img/default/llt.png)
Retirement rental specialist Girlings says the phenomenon of later life renting is growing in popularity. It says independent research from Paragon Bank...
15 January 2021
From: Breaking News
![Leasehold reforms should be good news for landlords](/img/default/llt.png)
Landlords with leasehold properties should be able to enjoy reduced costs and red tape when they wish to extend their leases,...
08 January 2021
From: Breaking News
![Homeowners are now focused on ‘using excess cash to invest in their property’](/img/default/llt.png)
Investing in property is not a get rich quick scheme, but rather a long-term financial solution to building wealth, as any...
02 January 2020
From: Breaking News
![Proposed taxation would see the reality of owning property ‘greatly diminish’](/img/default/llt.png)
Many young people would find it significantly harder to get a foot on the housing ladder, leaving many effectively renting for...
25 September 2019
From: Breaking News
![TML removes restrictions on letting to DSS tenants](/img/default/llt.png)
The Mortgage Lender (TML) will no longer prevent buy-to-let landlords from letting property to tenants in receipt of benefits. The move comes...
12 August 2019
From: Breaking News
![Legal & General to complete largest privately funded development in Wales](/img/default/llt.png)
Legal & General will develop 318 Build to Rent flats as part of a £400m regeneration of Cardiff’s Central Square district...
31 July 2019
From: Breaking News
![Canada Life Home Finance cuts buy-to-let rates and increases maximum LTV](/img/default/llt.png)
Canada Life Home Finance has reduced rates and increased the maximum loan-to-value (LTV) across its buy-to-let and second home product range. The lender...
23 July 2019
From: Breaking News
![Leek United removes affordability assessment for BTL landlords](/img/default/llt.png)
Leek United has made a number of changes to its lending policy across its retirement, buy-to-let and remortgage product ranges. In terms...
17 July 2019
From: Breaking News
![Leeds BS scraps age limit for buy-to-let landlords](/img/default/llt.png)
Leeds Building Society has removed the age limit completely on its buy-to-let mortgages, allowing more customers to borrow into retirement. The lender...
04 July 2019
From: Breaking News
![Significant increase in the number of older renters](/img/default/llt.png)
There has been a sharp rise in the number of older renters over the last year, according to new research from...
28 June 2019
From: Breaking News
![Planning for retirement: wealth ‘intrinsically linked to bricks and mortar’](/img/default/llt.png)
With fresh analysis revealing that national property wealth has surpassed £4 trillion, a growing number of older homeowners are now factoring...
18 June 2019
From: Breaking News
![Sharp rise in the number of people with additional properties](/img/default/llt.png)
The buy-to-let boom over the past 20 years has contributed significantly to the number of people who own second homes. More than...
17 June 2019
From: Breaking News
![Masthaven revamps buy-to-let range](/img/default/llt.png)
Masthaven has announced changes to its buy-to-let mortgage range, including flexible criteria, rates for non-traditional tenants and landlords, as well as...
22 May 2019
From: Breaking News
![Retirees urged to consider renting in retirement rather than take equity release](/img/default/llt.png)
It may actually make more financial sense for older people to rent rather than withdraw equity from their properties, according to...
21 May 2019
From: Breaking News
![Notable rise in the number of over 65s investing in buy-to-let](/img/default/llt.png)
There has been an increase in the number of older people investing in the buy-to-let sector, fresh figures show. Commercial Trust has...
13 May 2019
From: Breaking News
![Property still beats a pension, new figures show](/img/default/llt.png)
When it comes to saving for retirement, many of us are split on whether property or a pension is the best...
22 February 2019
From: Breaking News
![Top tips to help protect yourself against property investment fraud](/img/default/llt.png)
Many people invest in property or sign up to investment club arrangements, which are not uncommon in the industry, but sometimes it...
21 February 2019
From: Breaking News
![New 5-year fixed expat buy-to-let product launched by Marsden BS](/img/default/llt.png)
Marsden Building Society has launched a new five-year fixed expat buy-to-let product for landlords looking to buy or remortgage a buy-to-let...
06 February 2019
From: Breaking News
![More people are selling up and renting in retirement](/img/default/llt.png)
An increasing number of over 60s are looking to sell up and rent in retirement, research shows. According to the Centre for...
28 January 2019
From: Breaking News
![Is Brexit uncertainty good news for BTL landlords?](/img/default/llt.png)
Many people tend to hold off on buying property during times of uncertainty and that appears to be precisely what is...
16 January 2019
From: Breaking News
![Councils are choosing to enforce the ‘harshest options’ to punish landlords](/img/default/llt.png)
A growing number of local authorities are using selective licensing to introduce penalties for buy-to-let landlords that go well beyond the...
16 January 2019
From: Breaking News
![BTL mortgages could help landlords meet Minimum Energy Efficiency Standards](/img/default/llt.png)
Just 4% of landlords and tenants had in April this year heard of Minimum Energy Efficiency Standards (MEES), claims research by...
07 December 2018
From: Breaking News
![Growing number of people looking to rent in retirement](/img/default/llt.png)
Private renting has more than doubled over the past 20 years, and young people are by far the most likely age...
13 November 2018
From: Breaking News
![Landlords vote ‘trustworthiness’ as the most important quality in tenants](/img/default/llt.png)
Every good landlord deserves good tenants, and every good tenant deserves a good home. But what makes a good tenant? Fresh research...
12 November 2018
From: Breaking News
![Hinckley & Rugby scraps maximum age limit](/img/default/llt.png)
Hinckley & Rugby Building Society has removed all upper age restrictions across its entire mortgage range, including buy-to-let products. Hinkley & Rugby’s...
02 November 2018
From: Breaking News
![Property licensing: too many landlords face ‘unnecessary criminal proceedings’](/img/default/llt.png)
Landlord licensing schemes are popping up all over the UK as local authorities step up their efforts to clampdown on rogue...
30 October 2018
From: Breaking News
![Buy-to-let continues to offer ‘long-term benefits’ for investors](/img/default/llt.png)
Buy-to-let investment in the long-term is still likely to beat savings rates by a significant margin over the coming years, despite recent...
16 October 2018
From: Breaking News
![Where is the best place to retire?](/img/default/llt.png)
There has been a notable increase in the number of people wanting to step off the property ladder and rent in...
27 September 2018
From: Breaking News
![Over-65s have gained £45.7bn of property wealth in a year](/img/default/llt.png)
Retired homeowners have gained £9,744 each on average in property wealth over the past 12 month despite uncertainty in the property market,...
07 September 2018
From: Breaking News
![Interest rate rise is ‘another blow’ for buy-to-let investors, say accountants](/img/default/llt.png)
The Bank of England’s decision to raise the interest rate yesterday, from 0.5% to 0.75%, will increase the interest costs of...
03 August 2018
From: Breaking News
![Many BTL landlords worried their properties won't ‘cover their own costs’](/img/default/llt.png)
Bricks and mortar have provided stellar returns for many people over the past couple of decades, prompting many to rely on...
16 July 2018
From: Breaking News
![Property wealth is helping to “change lives”](/img/default/llt.png)
Property investment is not a quick fix, but rather a long-term financial solution to building wealth, as any good buy-to-let landlord will...
12 July 2018
From: Breaking News
![Retirement Advance enhances buy-to-let products for older landlords](/img/default/llt.png)
Retirement Advantage has cut rates and increased loan-to-value (LTV) ratios across its older borrower buy-to-let range. The products, launched last year, allow...
05 July 2018
From: Breaking News
![Buy-to-let is still an attractive investment](/img/default/llt.png)
The attraction of buy-to-let may be waning as far as some people are concerned due to a series of tax changes,...
04 July 2018
From: Breaking News
![Secured loans against BTL rental property – what you need to know](/img/default/llt.png)
Historically secured loans against buy to let property were seen as a last chance option for a landlords borrowing needs. In...
26 June 2018
From: Sponsored Content
![Equity release market proving ‘extremely resilient’](/img/default/llt.png)
The total amount of equity released by homeowners, including buy-to-let landlords, was up 5.8% in May compared to the previous month,...
26 June 2018
From: Breaking News
![A fifth of landlords ‘fell into’ buy-to-let](/img/default/llt.png)
One in five landlords in this country entered the buy-to-let sector without even planning to, finding themselves with a property ‘accidentally’...
13 June 2018
From: Breaking News
![Is a letting agent worth the investment?](/img/default/llt.png)
As a property professional working in the lettings market, I feel that the moves to stamp out poor landlord practice and...
24 May 2018
From: Breaking News
![Older BTL investors target property in London and South East](/img/default/llt.png)
In recent years, cites within the north of England have attracted more property investors targeting high yields, but new research shows...
18 April 2018
From: Breaking News
![Shortage of retirement homes creates opportunities for BTL landlords](/img/default/llt.png)
Older people are facing a shortage of suitable housing for their retirement, putting pressure on the wider property market. A new report...
13 April 2018
From: Breaking News
![Property Vs pensions – which is best for your retirement?](/img/default/llt.png)
As we grow older, we begin to think about life after work, and being to imagine how retirement may be for...
09 April 2018
From: Breaking News
![One in eight retiring without a pension](/img/default/llt.png)
Up to 12% of people retiring in 2018 have not made any financial provision for their retirement, according to fresh research...
28 March 2018
From: Breaking News
![Growing number of over 60s choosing to rent](/img/default/llt.png)
There has been a sharp rise in the number of over 60s renting privately, according to new research from the Centre...
26 March 2018
From: Breaking News
![Buy-to-let boom is coming to an end](/img/default/llt.png)
Fewer people are looking to invest in buy-to-let property as new regulations and a cooler market deter prospective property investors. A...