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Kensington Mortgages cuts rates and offers higher LTV mortgage lending

Kensington Mortgages has increased the loan-to-value limits and reduced rates on a series of its buy-to-let mortgages to improve the affordability of its range.

Kensington Mortgages now offers buy-to-let loans at up to 85% loan-to-value (LTV).

The lender has also cut rates by up to 0.45%, with rates starting from 2.69% for a two-year fixed rate at 70% LTV.


The updated proposals will also include new zero completion fees and free valuations products, in addition to a new one-year ERC fixed rate.

Craig McKinlay, sales & marketing director at Kensington Mortgages, commented: “At Kensington, our focus is, and always has been, to help Britain’s underserved borrowers and we are delighted to be able to offer BTL landlords higher LTV’s, reduced rates across the board and a wider selection of products to choose from. 

“These latest changes reinforce our commitment to the growing specialist lending market as we reach out to a wider customer base and provide more flexibility for BTL landlords.

“I’m confident that this latest enhancement to our buy-to-let range will be received positively by our intermediaries.

“What’s more, this is a continuation in a series of announcements that we at Kensington will be making to further enhance our BTL range and will be sharing over the coming weeks.”

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