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KEYWORD "Bank of England" - 80 RESULTS
Buy-to-let mortgage rates are ‘shooting upwards’

The average two-year tracker buy-to-let mortgage rate has increased by 0.2% over the past month, following the Bank of England base...

05 December 2017

From: Breaking News

LSL launches new exclusive BTL deals with Leeds BS

LSL Group has launched two new five-year fixed rate buy-to-let products with Leeds Building Society The products, with rates of 2.94% and...

05 December 2017

From: Breaking News

Will longer tenancies restrict rent rises?

The forthcoming Autumn Budget is set to unveil the government’s plans to encourage landlords to offer longer tenancies of at least...

15 November 2017

From: Breaking News

Interest rate rise could push up the cost of renting

The Bank of England’s decision to increase interest rates yesterday could lead to rents rising across the country as some landlords...

03 November 2017

From: Breaking News

Landbay enjoys record month of buy-to-let lending

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...

05 October 2017

From: Breaking News

Legal & General Mortgage Club updates BTL matrix

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...

03 October 2017

From: Breaking News

NatWest reduces buy-to-let income coverage ratio

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...

02 October 2017

From: Breaking News

TMW takes ‘pragmatic and considered approach’ to new PRA standards

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...

26 September 2017

From: Breaking News

New mortgage advice clinic launched to help support portfolio landlords

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

15 September 2017

From: Breaking News

BTL tax changes push ‘amateur landlords out of the market’

The steady levels of mortgage activity seen through the first half of the year continued into July, with gross mortgage lending...

25 August 2017

From: Breaking News

Landlords urged to remortgage ahead of tougher BTL regulations

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

23 August 2017

From: Breaking News

Top tips: A few options to help protect your profits and limit loss

The anti-landlord policies adopted by the government has had an adverse impact on private landlords, especially the smaller players, over the...

26 July 2017

From: Breaking News

Is property still a better bet than a pension?

Andy Haldane, the Bank of England’s chief economist, last year confirmed what many of us already knew – investing in property...

24 July 2017

From: Breaking News

Buy-to-let tax crackdown based on ‘false assumptions’

Thousands of private landlords could be unfairly pushed in to a higher tax bracket following the introduction of new taxation rules...

06 July 2017

From: Breaking News

Tax rises targeting landlords end up hurting tenants, says ex-BoE policymaker

The government’s decision to increase taxes for landlords over the past 18 months or so have been described as ‘profoundly wrongheaded’...

04 July 2017

From: Breaking News

Theresa May’s plan to govern with DUP will not halt ‘landlord bashing’

Over the weekend Number 10 said that a deal with the Democratic Unionists had been reached, but was then forced to...

12 June 2017

From: Breaking News

Suppressing BTL market leaves overall housing market in a ‘precarious position’

The government is putting the overall housing market at risk by “squeezing” the buy-to-let sector with higher stamp duty, new mortgage...

30 May 2017

From: Breaking News

A well-served BTL market is needed to ‘support’ those unable to buy property

Despite the fact that UK house prices are continuing to slow, with yesterday’s figures from the Office for National Statistics (ONS)...

17 May 2017

From: Breaking News

​What’s better for funding retirement, pensions or property?

The debate between property or pensions has been discussed for many years, with the changes to mortgage interest and finance costs...

11 April 2017

From: Sponsored Content

Rents are set to rise sharply, says RLA

The government’s decision to strip buy-to-let landlords of mortgage interest tax relief is expected to result in rent increases for tenants...

06 April 2017

From: Breaking News

Buy-to-let property purchase activity ‘continues to be weak’

The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...

16 March 2017

From: Breaking News

Majority of landlords undeterred by tax changes

The government’s decision to introduce a raft of changes, including buy-to-let tax hikes, to create what the former chancellor George Osborne...

08 March 2017

From: Breaking News

Demand for buy-to-let ‘has never been so low’

The number of people investing in the buy-to-let sector is falling at an alarming rate, while many existing landlords are selling...

02 March 2017

From: Breaking News

Sharp decline in buy-to-let lending at Nationwide

Nationwide has recorded a significant drop in buy-to-let lending as government measures to clampdown on landlords start to have an impact...

13 February 2017

From: Breaking News

NLA updates mortgage sourcing system ahead of tax changes

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

23 January 2017

From: Breaking News

Strong start to the year for buy-to-let market

While many will agree that 2016 was not the best year for buy-to-let, as the government introduced a raft of anti-landlord...

20 January 2017

From: Breaking News

More buy-to-let landlords turn to bridging finance

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

18 January 2017

From: Breaking News

Demand for buy-to-let set to fall in Q1 2017

The number of people investing in the buy-to-let sectors is expected to fall in the first quarter of the year ahead...

16 January 2017

From: Breaking News

Buy-to-let mortgage rates set to fall

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...

09 January 2017

From: Breaking News

Landlords to be adversely affected by tax changes and tougher lending conditions

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

04 January 2017

From: Breaking News

Buy-to-let tax changes pose ‘real risks for tenants’

Tenant evictions could rise sharply in the coming months amid reports that many buy-to-let landlords plan to increase rents next year...

17 December 2016

From: Breaking News

Modest annual growth as rents hit ‘an affordability ceiling’

Annual rental price growth reached 3.1% in November taking the average UK rent to £898 per month, which although higher than November...

16 December 2016

From: Breaking News

Government policy towards the PRS ‘will increase costs for landlords’

It is not the best time to be a buy-to-let landlord at the moment, with a raft of ‘anti-landlord’ policies being...

13 December 2016

From: Breaking News

Buy-to-let valuation instructions plummet 18.5%

Buy-to-let valuation instructions have dropped sharply since the stamp duty surcharge was introduced on additional properties – and now the government’s...

07 December 2016

From: Breaking News

Demand slumps following ‘extraordinary attack on buy-to-let landlords’

One of Britain’s largest housebuilders has warned of a sharp decline in demand caused by Brexit uncertainty and the government’s outright...

05 December 2016

From: Breaking News

BTL mortgage costs set to soar as landlords pushed into longer deals

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...

02 December 2016

From: Breaking News

Bank of England questions big banks over buy-to-let lending

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...

29 November 2016

From: Breaking News

Investors are fed-up with government’s ‘anti-landlord’ policies and want change

It is not the best time to be a buy-to-let landlord at the moment, with a raft of changes introduced by...

21 November 2016

From: Breaking News

Buy-to-let lending falls as mortgage crackdown hits landlords

Buy-to-let landlords have come under attack from the taxman and now also from the Bank of England, which could make landlord...

21 November 2016

From: Breaking News

Bank of England gets new powers to curb buy-to-let lending

The Bank of England will be granted new powers by the government to regulate mortgages used by small buy-to-let landlords to...

17 November 2016

From: Breaking News

Greater ‘appetite’ for buy-to-let properties after ‘topsy-turvy’ summer

From a landlord’s perspective, it has been a tough year, with a raft of changes designed to bring the booming housing...

02 November 2016

From: Breaking News

Landbay launches professional landlord products

Landbay has launched a range of limited edition lending products aimed primarily at professional landlords with no early redemption charges (ERCs). The...

19 October 2016

From: Breaking News

Buy-to-let lending plummets

There was a sharp decline in the amount buy-to-let investors borrowed to acquire property in August, reflecting the fact that a...

13 October 2016

From: Breaking News

New flats promising investors 7% income launched in Manchester city centre

A new off-plan development of 64 high end flats located in the heart of Manchester city centre has been launched onto...

07 October 2016

From: Breaking News

Trade association calls for reversal of stamp duty hike on BTL homes

The chancellor Philip Hammond is being urged to reverse George Osborne’s outright assault on buy-to-let by scrapping the 3% stamp duty...

03 October 2016

From: Breaking News

Regulator set to introduce tougher buy-to-let lending rules

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...

30 September 2016

From: Breaking News

Remortgaging activity hits 7-year high

Remortgaging activity hit a seven-year high in August, fuelled by record low bowing rates and rising house prices, according to new...

30 September 2016

From: Breaking News

Brexit fears were ‘wide of the mark’ and ‘misguided’, say experts

Fears raised over the UK housing market in the wake of the Brexit vote were ‘wide of the mark’ as illustrated...

23 September 2016

From: Breaking News

Buy-to-let mortgage rates plummet to record lows

Buy-to-let investors are continuing to enjoy a fall in mortgage rates, particularly those looking for longer-term fixed rates, following last month’s...

23 September 2016

From: Breaking News

Surge in buy-to-let activity post-Brexit

Buy-to-let activity surged in August despite the various economic and political challenges that the sector has faced recently, fresh research shows. Despite the...

12 September 2016

From: Breaking News

Buy-to-let mortgage costs down by as much as 8%

Many buy-to-let landlords are benefitting from the continuing reductions of mortgage costs, with lenders across the board shaving percentage points off...

12 September 2016

From: Breaking News

Buy-to-let in Scotland “represents a sound investment opportunity”

The buy-to-let market in Scotland has remained resilient throughout 2016 and continues to offer enticing rental yields for landlords, according to...

09 September 2016

From: Breaking News

Bank of England set to cut interest rates again to ward off Brexit recession

Mortgages could get even cheaper as a further cut in interest rates by the Bank of England (BoE) looks likely in...

08 September 2016

From: Breaking News

Buy-to-let market 'will remain robust', says Accord

Accord Buy to Let has announced plans to expand into the consumer buy-to-let and first-time landlord markets over the next few...

30 August 2016

From: Breaking News

Buy-to-let rates cut by TSB

TSB has launched a range of new fixed rate buy-to-let mortgage products with interest rates lowered on certain products by up...

30 August 2016

From: Breaking News

Buy-to-let investors are ‘better positioned to withstand market volatility’

Specialist lender OneSavings Bank was one of the biggest risers on the FTSE 250 yesterday as high demand for buy-to-let mortgages...

25 August 2016

From: Breaking News

Lenders must create ‘innovative’ mortgage products to ‘support landlords’

With many landlords now facing higher taxes and more stringent borrowing conditions, it is crucial that mortgage lenders do more to...

15 August 2016

From: Breaking News

Buy-to-let lending set to ‘cool significantly’

Mortgage lenders look set to impose more stringent checks on buy-to-let landlords seeking funds to acquire property, as part of a...

18 July 2016

From: Breaking News

Bank of England hold interest rates

Interest rates in Britain remain frozen at an all-time low of 0.5%, after the Bank of England decided against the first cut...

14 July 2016

From: Breaking News

Stricter lending criteria could see investors locked out of buy-to-let

Buy-to-let landlords could be forced to stump up more than 60% deposits in some locations if all lenders introduce stricter borrowing requirements,...

05 July 2016

From: Breaking News

Landlords urged to remain calm after Brexit vote

There is no need for landlords to panic following Britain’s decision to exit the European Union, according to the National Landlords...

27 June 2016

From: Breaking News

Right to Buy should be extended to private tenants, says report

A radical proposal initially put forward by the leader of the Labour party, Jeremy Corbyn, to extend the Right to Buy...

13 June 2016

From: Breaking News

Stamp duty surcharge won’t dampen buy-to-let market - Bank of England

There was enormous appetite among buy-to-let investors to purchase property before the stamp duty surcharge on second homes was introduced on...

19 May 2016

From: Breaking News

Major concern over surge in buy-to-let mortgages

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...

05 May 2016

From: Breaking News

Buy-to-let lenders to face tougher checks

UK mortgage lenders are now expected to restrict lending to buy-to-let borrowers following the Mortgage Works’ decision to limit the amount...

03 May 2016

From: Breaking News

Mortgage clampdown: industry reaction

Proposals by the Bank of England to curb buy-to-let lending are “premature” according to the Residential Landlords Association (RLA). As Landlord Today...

31 March 2016

From: Breaking News

Bank of England announces buy-to-let mortgage crackdown

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market.  The Bank’s financial...

30 March 2016

From: Breaking News

Carney expresses buy-to-let concern

Bank of England governor Mark Carney has once again expressed concern at the rapid boom in the buy-to-let market. Answering questions from...

27 January 2016

From: Breaking News

New Buy-to-Let Legislations – What Are the Implications for Landlords?

LandlordToday welcomes David Rowand of Cairn Estate Agency with a guest post on implications for landlords from the new buy-to-let legislation. Landlords across the...

08 January 2016

From: Sponsored Content

Buy-to-let market to slump in 2016 and 2017, mortgage lenders predict

The Council of Mortgage Lenders is warning of a possible slump for the buy-to-let market in the next two years. “Buy to...

21 December 2015

From: Breaking News

Treasury proposals risk reducing PRS supply, say landlords

Proposals by the Treasury to hand greater powers to the Bank of England to make access to buy-to let-lending harder risks...

21 December 2015

From: Breaking News

More hints about buy-to-let crackdown

The Bank of England Governor Mark Carney is the latest influential figure to hint that there may soon be additional restrictions...

18 December 2015

From: Breaking News

Government poised to launch farcical buy to let mortgage consultation

The government is poised to launch a consultation document which is expected to advocate further restrictions on buy-to-let mortgage lending. The formal...

16 December 2015

From: Breaking News

Basel Committee joins assault on buy-to-let

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough...

14 December 2015

From: Breaking News

Bank of England poised to act on buy-to-let

The Bank of England has said that if the buy-to-let sector threatens Britain’s financial stability it “stands ready to take action...

02 December 2015

From: Breaking News

Osborne has “jumped the gun” on BTL regulation, say lenders

Mortgage industry insiders have expressed concern about the Government’s plans to allow the Bank of England to intervene in the buy-to-let...

26 October 2015

From: Breaking News

Osborne says tougher buy-to-let regulation on its way

Chancellor George Osborne has said that the Bank of England was likely to receive powers it had asked for to regulate...

23 October 2015

From: Breaking News

David Vieira, Go Commercial Finance Ltd

Q: Who Are Go Commercial Finance & why did you set up Go Commercial Finance? Go Commercial Finance is a true, whole...

09 September 2015

From: 60 Second Interview

Interest rates could rise in the new year, warns Bank of England

Bank of England governor Mark Carney has indicated that UK interest rates could rise "at the turn of this year". In a...

20 July 2015

From: Breaking News

Are BTL lending restrictions on the way?

The buy-to-let market could pose a threat to financial stability, according to the Bank of England. In its biannual Financial Stability Report...

03 July 2015

From: Breaking News

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