Landlords have been hit with steep rises in the cost of buy to let fixed rate mortgages even before the Bank...
Archive

A prominent buy to let mortgage expert says yesterday base rate rise by the Bank of England is expected to hit...
06 May 2022
From: Breaking News

House prices rose less than expected last month after expanding at the fastest rate for almost two decades. The Nationwide says annual...
03 May 2022
From: Breaking News

Landlords now have to pay as much as £40 extra per property because of interest rate rises. That’s the calculation of online...
10 March 2022
From: Breaking News

Landlords are being insulated from the worst effects of interest rate rises because lenders are so keen to win and keep...
18 February 2022
From: Breaking News

With Christmas and the New Year now over, landlords, investors and property experts are back to questioning what the coming twelve...
05 February 2022
From: Agent Advice

There’s a 15 year record high in the number of buy to let mortgage products available for current or new landlords. The...
25 January 2022
From: Breaking News

The Covid pandemic has had a significant impact on the economy, with long term consequences that are still not fully appreciated....
22 January 2022
From: Industry Views

Our housing market needs a long-term vision, and one which is co-ordinated across government and the wider industry. And it is...
22 January 2022
From: The Big Issues

The New Year is typically a time for people to take stock of their finances and ensure that they’re on strong...
15 January 2022
From: Top tips & guides

Landlords are being warned that the next Bank of England base rate rise, possibly at its next meeting in early February,...
10 January 2022
From: Breaking News

A new bank - Recognise - has entered the buy to let market in a bid to win landlords and investors. Its...
06 January 2022
From: Breaking News

The Bank of England has raised interest rates for the first time in more than three years, in response to calls...
17 December 2021
From: Breaking News

Landlords with mortgages may be sighing with relief as some commentators are forecasting that the Bank of England will not, after...
15 December 2021
From: Breaking News

In recent years, letting property has become more challenging due to a range of tax and regulation changes and since March...
25 November 2021
From: Sponsored Content

The demise of the buy to let market has been much predicted over recent years. Major tax changes, a three per...
20 November 2021
From: Tax & Finance

Recognise Bank has entered the rental market with a new product designed for professional landlords and investors with portfolios of at least...
18 November 2021
From: Breaking News

Many agencies give their forecasts for the following year or years in the late autumn, but one of the most detailed...
10 November 2021
From: Breaking News

The Bank of England may have voted to keep its base rate at a historic low of 0.1 per cent yesterday,...
05 November 2021
From: Breaking News

Private renters and landlords face a cliff edge as the end of furlough coincides with cuts to benefits, says a leading...
21 September 2021
From: Breaking News

Trade unions have joined the call for renters with Covid-related arrears to get cash help from the government - but they...
02 March 2021
From: Breaking News

Some 45 per cent of landlords remain optimistic about the year ahead, despite the obvious health and regulation challenges - and...
05 January 2021
From: Breaking News

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...
30 November 2020
From: Breaking News

A growing number of buy-to-let landlords are looking to take advantage of cheaper borrowing rates, growing demand from renters, and the...
30 September 2020
From: Breaking News

There has been a sharp rise in mortgage approvals, as reported by the Bank of England yesterday. The latest data reveals that...
02 September 2020
From: Breaking News

Mortgage approvals plummeted to an all-time low in May, leaving many would-be buyers with no alternative but to rent for longer. The...
30 June 2020
From: Breaking News

Family Building Society has introduced rate cuts across its buy-to-let mortgage range, as well as its owner occupier products. Rates have been...
29 June 2020
From: Breaking News

The share of gross mortgage lending for buy-to-let purposes during the first quarter of the year was 14%, thus supplying around...
10 June 2020
From: Breaking News

Mortgage approvals slumped to the lowest on record in April as the UK spent the month in the coronavirus lockdown, the...
03 June 2020
From: Breaking News

Labour is calling on the government to unveil new measures to protect renters beyond June after the Bank of England warned...
11 May 2020
From: Breaking News

Redwood Bank has passed on the full Bank of England Base Rate reduction of 0.5% to its existing lending products. The challenger...
13 March 2020
From: Breaking News

The Bank of England’s extraordinary decision to cut interest rates to just 0.25% yesterday with no warning, reflecting the level of...
12 March 2020
From: Breaking News

Roma Finance has cut its bridging and development rates across its product range, which includes buy-to-let, after obtaining fresh and sustainable...
17 February 2020
From: Breaking News

Now that 2020 is underway, activity in the property market is likely to start picking up due to the traditional seasonal...
17 January 2020
From: The Big Issues

Momentum towards an interest rate cut is growing after a third of members of the Bank of England’s rate-setting committee signalled...
14 January 2020
From: Breaking News

Investing in property is not a get rich quick scheme, but rather a long-term financial solution to building wealth, as any...
02 January 2020
From: Breaking News

The average price of residential property in the UK has increased by 189% since 1999, according to fresh analysis from independent...
23 October 2019
From: Breaking News

The government has been attacked by a former member of the Bank of England’s Monetary Policy Committee for its “incoherent” approach...
11 September 2019
From: Breaking News

The majority of fixed rate buy-to-let mortgage rates are continuing to fall, according to the latest research from Property Master. The online...
20 August 2019
From: Breaking News

Barclays has announced a series of rate reduction to products within its mortgage ranges, including buy-to-let. The lender has cut its 75%...
07 August 2019
From: Breaking News

There has been a notable increase in the number of landlords opting for two-year fixed buy-to-let deals owed in part to...
29 July 2019
From: Breaking News

Renters would stop paying council tax under radical plans being considered by the Labour Party. A Labour-commissioned report calls on the party...
05 June 2019
From: Breaking News

Specialist buy-to-let lender Landbay has conducted an independent Bank of England stress test to project the impact of a major economic...
29 May 2019
From: Breaking News

Accord Buy To Let has reduced rates on more than a third of its buy-to-let product range. No fewer than 25 products...
29 May 2019
From: Breaking News

Fixed rate buy-to-let mortgage costs look set to rise in the near term, according to Property Master. Property Master’s May 2019 Mortgage...
09 May 2019
From: Breaking News

With just five weeks until the UK is set to leave the EU, the impact of leaving the bloc without a...
26 February 2019
From: Breaking News

A no-deal Brexit could trigger a deep and damaging recession with worse consequences for the UK economy than the 2008 financial...
31 January 2019
From: Breaking News

Mortgage lenders have reduced the cost of most of their fixed rate buy-to-let deals for landlords over the past 12 months,...
08 January 2019
From: Breaking News

It could be the end of the road for rock bottom buy-to-let mortgage interest rates, according to a leading expert. Buy-to-let landlords...
12 December 2018
From: Breaking News

Landlords are being encouraged to take advantage of existing low mortgage rates ahead of any potential base rate increases next year. There...
22 November 2018
From: Breaking News

Leeds Building Society has launched what it claims are two ‘market-leading’ discounted buy-to-let variable mortgages that it hopes will attract existing...
22 November 2018
From: Breaking News

Mortgage lenders have increased their fixed rate buy-to-let deals for landlords, according to Property Master. The firm’s mortgage tracker, which follows a...
08 November 2018
From: Breaking News

The Residential Landlords Association (RLA) has raised serious concerns that the majority of buy-to-let lenders are preventing landlords renting property to...
22 October 2018
From: Breaking News

TSB has cut rates on selected two-, three- and five-year fixed rate buy-to-let purchase and remortgage products. Two-year fixed rates between 60%...
24 September 2018
From: Breaking News

A number of lenders have now passed on the recent interest rate hike to mortgage customers, which means that borrowers, including...
13 September 2018
From: Breaking News

Activity in the buy-to-let market dropped further in July as a result of government interventions and a wider housing slowdown, new...
13 September 2018
From: Breaking News

Tax and regulation changes continue to have an adverse impact on the buy-to-let market, with the value of mortgages taken out...
12 September 2018
From: Breaking News

There has been a further decline in the number of people looking to buy property, as reflected by the Bank of...
31 August 2018
From: Breaking News

Barclays has reduced its buy-to-let rates, with two-year fixed rate deals now starting from 1.5% up to 60% loan-to-value (LTV). There is...
31 August 2018
From: Breaking News

The government must move now to start supporting those that invest in the private rented sector or risk seeing significantly more...
29 August 2018
From: Breaking News

Leeds Building Society has refreshed its range of two-year buy-to-let tracker products. The lender’s new tracker rates now start at 1.29% up...
23 August 2018
From: Breaking News

UK house price growth has slowed to the lowest level since August 2013, according to the latest data from the Office...
16 August 2018
From: Breaking News

Britain’s biggest and arguably most contentious buy-to-let landlord increased rents on hundreds of homes within an hour of the Bank of...
06 August 2018
From: Breaking News

The Bank of England’s decision to raise interest rates by 0.25% last week could be a sign of things to come,...
06 August 2018
From: Breaking News

The Bank of England’s decision to raise the interest rate yesterday, from 0.5% to 0.75%, will increase the interest costs of...
03 August 2018
From: Breaking News

Many buy-to-let landlords have so far refrained from passing on extra costs to tenants despite feeling the squeeze from a stamp duty...
03 August 2018
From: Breaking News

The cost of five-year fixed rate mortgages has continued to fall despite fears of an imminent interest rate rise, new figure...
19 July 2018
From: Breaking News

Principality Building Society has cut the rate on its five-year buy-to-let mortgage product at 75% loan-to-value by 0.1% to 2.75%, making...
17 July 2018
From: Breaking News

The cost of taking out a buy-to-let mortgage remains at an historic low, and it is likely that this will remain...
29 June 2018
From: Breaking News

Banks will almost certainly be forced to raise mortgage rates as cheap money provided by a closed Bank of England scheme...
27 June 2018
From: Breaking News

Buy-to-let mortgages accounted for 13.9% of new lending during the first quarter of this year, new figures reveal. Fresh data from the...
13 June 2018
From: Breaking News

New research by the GMB trade union shows that rents in the capital are far outpacing wage growth, with a two-bedroom...
05 June 2018
From: Breaking News

By anyone's standards, it’s a tough time to be a landlord. With Brexit just around the corner, a sluggish housing market,...
23 May 2018
From: Breaking News

The pricing of five-year fixed rate buy-to-let mortgage products continued to fall in the first quarter of the year, according to...
04 May 2018
From: Breaking News

When the Bank of England increased the interest rate to 0.5% in late 2017, buy-to-let landlords throughout the UK felt the...
03 April 2018
From: Breaking News

A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...
28 March 2018
From: Breaking News

Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...
21 March 2018
From: Breaking News

Around a third of buy-to-let investors are still unaware of how regulatory changes could impact their ability to borrow or refinance...
16 March 2018
From: Breaking News

Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...
14 March 2018
From: Breaking News

Foundation Home Loans has expanded its HMO product range and re-priced select buy-to-let mortgage rates in response to SWAP rate changes. Highlights...
13 March 2018
From: Breaking News

There has been much debate about Brexit and how it will impact the property market and the economy as a whole. ...
02 March 2018
From: Breaking News

The cost of taking out a buy-to-let mortgage has started to rise, following the Bank of England’s decision to increase the...
28 February 2018
From: Breaking News

The average cost of renting a home is now increasing across every UK region for the first time in 19 months,...
08 February 2018
From: Breaking News

The average two-year tracker buy-to-let mortgage rate has increased by 0.2% over the past month, following the Bank of England base...
05 December 2017
From: Breaking News

LSL Group has launched two new five-year fixed rate buy-to-let products with Leeds Building Society The products, with rates of 2.94% and...
05 December 2017
From: Breaking News

The forthcoming Autumn Budget is set to unveil the government’s plans to encourage landlords to offer longer tenancies of at least...
15 November 2017
From: Breaking News

The Bank of England’s decision to increase interest rates yesterday could lead to rents rising across the country as some landlords...
03 November 2017
From: Breaking News

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...
05 October 2017
From: Breaking News

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...
03 October 2017
From: Breaking News

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...
02 October 2017
From: Breaking News

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...
26 September 2017
From: Breaking News

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...
15 September 2017
From: Breaking News

The steady levels of mortgage activity seen through the first half of the year continued into July, with gross mortgage lending...
25 August 2017
From: Breaking News

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...
23 August 2017
From: Breaking News

The anti-landlord policies adopted by the government has had an adverse impact on private landlords, especially the smaller players, over the...
26 July 2017
From: Breaking News

Andy Haldane, the Bank of England’s chief economist, last year confirmed what many of us already knew – investing in property...
24 July 2017
From: Breaking News

Thousands of private landlords could be unfairly pushed in to a higher tax bracket following the introduction of new taxation rules...
06 July 2017
From: Breaking News

The government’s decision to increase taxes for landlords over the past 18 months or so have been described as ‘profoundly wrongheaded’...
04 July 2017
From: Breaking News

Over the weekend Number 10 said that a deal with the Democratic Unionists had been reached, but was then forced to...
12 June 2017
From: Breaking News

The government is putting the overall housing market at risk by “squeezing” the buy-to-let sector with higher stamp duty, new mortgage...
30 May 2017
From: Breaking News

Despite the fact that UK house prices are continuing to slow, with yesterday’s figures from the Office for National Statistics (ONS)...
17 May 2017
From: Breaking News

The debate between property or pensions has been discussed for many years, with the changes to mortgage interest and finance costs...
11 April 2017
From: Sponsored Content

The government’s decision to strip buy-to-let landlords of mortgage interest tax relief is expected to result in rent increases for tenants...
06 April 2017
From: Breaking News

The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...
16 March 2017
From: Breaking News

The government’s decision to introduce a raft of changes, including buy-to-let tax hikes, to create what the former chancellor George Osborne...
08 March 2017
From: Breaking News

The number of people investing in the buy-to-let sector is falling at an alarming rate, while many existing landlords are selling...
02 March 2017
From: Breaking News

Nationwide has recorded a significant drop in buy-to-let lending as government measures to clampdown on landlords start to have an impact...
13 February 2017
From: Breaking News

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...
23 January 2017
From: Breaking News

While many will agree that 2016 was not the best year for buy-to-let, as the government introduced a raft of anti-landlord...
20 January 2017
From: Breaking News

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...
18 January 2017
From: Breaking News

The number of people investing in the buy-to-let sectors is expected to fall in the first quarter of the year ahead...
16 January 2017
From: Breaking News

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...
09 January 2017
From: Breaking News

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...
04 January 2017
From: Breaking News

Tenant evictions could rise sharply in the coming months amid reports that many buy-to-let landlords plan to increase rents next year...
17 December 2016
From: Breaking News

Annual rental price growth reached 3.1% in November taking the average UK rent to £898 per month, which although higher than November...
16 December 2016
From: Breaking News

It is not the best time to be a buy-to-let landlord at the moment, with a raft of ‘anti-landlord’ policies being...
13 December 2016
From: Breaking News

Buy-to-let valuation instructions have dropped sharply since the stamp duty surcharge was introduced on additional properties – and now the government’s...
07 December 2016
From: Breaking News

One of Britain’s largest housebuilders has warned of a sharp decline in demand caused by Brexit uncertainty and the government’s outright...
05 December 2016
From: Breaking News

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...
02 December 2016
From: Breaking News

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...
29 November 2016
From: Breaking News

It is not the best time to be a buy-to-let landlord at the moment, with a raft of changes introduced by...
21 November 2016
From: Breaking News

Buy-to-let landlords have come under attack from the taxman and now also from the Bank of England, which could make landlord...
21 November 2016
From: Breaking News

The Bank of England will be granted new powers by the government to regulate mortgages used by small buy-to-let landlords to...
17 November 2016
From: Breaking News

From a landlord’s perspective, it has been a tough year, with a raft of changes designed to bring the booming housing...
02 November 2016
From: Breaking News

Landbay has launched a range of limited edition lending products aimed primarily at professional landlords with no early redemption charges (ERCs). The...
19 October 2016
From: Breaking News

There was a sharp decline in the amount buy-to-let investors borrowed to acquire property in August, reflecting the fact that a...
13 October 2016
From: Breaking News

A new off-plan development of 64 high end flats located in the heart of Manchester city centre has been launched onto...
07 October 2016
From: Breaking News

The chancellor Philip Hammond is being urged to reverse George Osborne’s outright assault on buy-to-let by scrapping the 3% stamp duty...
03 October 2016
From: Breaking News

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...
30 September 2016
From: Breaking News

Remortgaging activity hit a seven-year high in August, fuelled by record low bowing rates and rising house prices, according to new...
30 September 2016
From: Breaking News

Fears raised over the UK housing market in the wake of the Brexit vote were ‘wide of the mark’ as illustrated...
23 September 2016
From: Breaking News

Buy-to-let investors are continuing to enjoy a fall in mortgage rates, particularly those looking for longer-term fixed rates, following last month’s...
23 September 2016
From: Breaking News

Buy-to-let activity surged in August despite the various economic and political challenges that the sector has faced recently, fresh research shows. Despite the...
12 September 2016
From: Breaking News

Many buy-to-let landlords are benefitting from the continuing reductions of mortgage costs, with lenders across the board shaving percentage points off...
12 September 2016
From: Breaking News

The buy-to-let market in Scotland has remained resilient throughout 2016 and continues to offer enticing rental yields for landlords, according to...
09 September 2016
From: Breaking News

Mortgages could get even cheaper as a further cut in interest rates by the Bank of England (BoE) looks likely in...
08 September 2016
From: Breaking News

Accord Buy to Let has announced plans to expand into the consumer buy-to-let and first-time landlord markets over the next few...
30 August 2016
From: Breaking News

TSB has launched a range of new fixed rate buy-to-let mortgage products with interest rates lowered on certain products by up...
30 August 2016
From: Breaking News

Specialist lender OneSavings Bank was one of the biggest risers on the FTSE 250 yesterday as high demand for buy-to-let mortgages...
25 August 2016
From: Breaking News

With many landlords now facing higher taxes and more stringent borrowing conditions, it is crucial that mortgage lenders do more to...
15 August 2016
From: Breaking News

Mortgage lenders look set to impose more stringent checks on buy-to-let landlords seeking funds to acquire property, as part of a...
18 July 2016
From: Breaking News

Interest rates in Britain remain frozen at an all-time low of 0.5%, after the Bank of England decided against the first cut...
14 July 2016
From: Breaking News

Buy-to-let landlords could be forced to stump up more than 60% deposits in some locations if all lenders introduce stricter borrowing requirements,...
05 July 2016
From: Breaking News

There is no need for landlords to panic following Britain’s decision to exit the European Union, according to the National Landlords...
27 June 2016
From: Breaking News

A radical proposal initially put forward by the leader of the Labour party, Jeremy Corbyn, to extend the Right to Buy...
13 June 2016
From: Breaking News

There was enormous appetite among buy-to-let investors to purchase property before the stamp duty surcharge on second homes was introduced on...
19 May 2016
From: Breaking News

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...
05 May 2016
From: Breaking News

UK mortgage lenders are now expected to restrict lending to buy-to-let borrowers following the Mortgage Works’ decision to limit the amount...
03 May 2016
From: Breaking News

Proposals by the Bank of England to curb buy-to-let lending are “premature” according to the Residential Landlords Association (RLA). As Landlord Today...
31 March 2016
From: Breaking News

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market. The Bank’s financial...
30 March 2016
From: Breaking News

Bank of England governor Mark Carney has once again expressed concern at the rapid boom in the buy-to-let market. Answering questions from...
27 January 2016
From: Breaking News

LandlordToday welcomes David Rowand of Cairn Estate Agency with a guest post on implications for landlords from the new buy-to-let legislation. Landlords across the...
08 January 2016
From: Sponsored Content

Proposals by the Treasury to hand greater powers to the Bank of England to make access to buy-to let-lending harder risks...
21 December 2015
From: Breaking News

The Council of Mortgage Lenders is warning of a possible slump for the buy-to-let market in the next two years. “Buy to...
21 December 2015
From: Breaking News

The Bank of England Governor Mark Carney is the latest influential figure to hint that there may soon be additional restrictions...
18 December 2015
From: Breaking News

The government is poised to launch a consultation document which is expected to advocate further restrictions on buy-to-let mortgage lending. The formal...
16 December 2015
From: Breaking News

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough...
14 December 2015
From: Breaking News

The Bank of England has said that if the buy-to-let sector threatens Britain’s financial stability it “stands ready to take action...
02 December 2015
From: Breaking News

Mortgage industry insiders have expressed concern about the Government’s plans to allow the Bank of England to intervene in the buy-to-let...
26 October 2015
From: Breaking News

Chancellor George Osborne has said that the Bank of England was likely to receive powers it had asked for to regulate...
23 October 2015
From: Breaking News

Q: Who Are Go Commercial Finance & why did you set up Go Commercial Finance? Go Commercial Finance is a true, whole...
09 September 2015
From: 60 Second Interview

Bank of England governor Mark Carney has indicated that UK interest rates could rise "at the turn of this year". In a...