Archive

Landlords have been hit with steep rises in the cost of buy to let fixed rate mortgages even before the Bank...

A prominent buy to let mortgage expert says yesterday base rate rise by the Bank of England is expected to hit...

House prices rose less than expected last month after expanding at the fastest rate for almost two decades.  The Nationwide says annual...

Landlords now have to pay as much as £40 extra per property because of interest rate rises. That’s the calculation of online...

Landlords are being insulated from the worst effects of interest rate rises because lenders are so keen to win and keep...

With Christmas and the New Year now over, landlords, investors and property experts are back to questioning what the coming twelve...

There’s a 15 year record high in the number of buy to let mortgage products available for current or new landlords. The...

The Covid pandemic has had a significant impact on the economy, with long term consequences that are still not fully appreciated....

Our housing market needs a long-term vision, and one which is co-ordinated across government and the wider industry. And it is...

The New Year is typically a time for people to take stock of their finances and ensure that they’re on strong...

Landlords are being warned that the next Bank of England base rate rise, possibly at its next meeting in early February,...

A new bank - Recognise - has entered the buy to let market in a bid to win landlords and investors. Its...

The Bank of England has raised interest rates for the first time in more than three years, in response to calls...

Landlords with mortgages may be sighing with relief as some commentators are forecasting that the Bank of England will not, after...

In recent years, letting property has become more challenging due to a range of tax and regulation changes and since March...

The demise of the buy to let market has been much predicted over recent years. Major tax changes, a three per...

Recognise Bank has entered the rental market with a new product designed for professional landlords and investors with portfolios of at least...

Many agencies give their forecasts for the following year or years in the late autumn, but one of the most detailed...

The Bank of England may have voted to keep its base rate at a historic low of 0.1 per cent yesterday,...

Private renters and landlords face a cliff edge as the end of furlough coincides with cuts to benefits, says a leading...

Trade unions have joined the call for renters with Covid-related arrears to get cash help from the government - but they...

Some 45 per cent of landlords remain optimistic about the year ahead, despite the obvious health and regulation challenges - and...

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...

A growing number of buy-to-let landlords are looking to take advantage of cheaper borrowing rates, growing demand from renters, and the...

There has been a sharp rise in mortgage approvals, as reported by the Bank of England yesterday.  The latest data reveals that...

Mortgage approvals plummeted to an all-time low in May, leaving many would-be buyers with no alternative but to rent for longer.  The...

Family Building Society has introduced rate cuts across its buy-to-let mortgage range, as well as its owner occupier products.  Rates have been...

The share of gross mortgage lending for buy-to-let purposes during the first quarter of the year was 14%, thus supplying around...

Mortgage approvals slumped to the lowest on record in April as the UK spent the month in the coronavirus lockdown, the...

Labour is calling on the government to unveil new measures to protect renters beyond June after the Bank of England warned...

Redwood Bank has passed on the full Bank of England Base Rate reduction of 0.5% to its existing lending products. The challenger...

The Bank of England’s extraordinary decision to cut interest rates to just 0.25% yesterday with no warning, reflecting the level of...

Roma Finance has cut its bridging and development rates across its product range, which includes buy-to-let, after obtaining fresh and sustainable...

Now that 2020 is underway, activity in the property market is likely to start picking up due to the traditional seasonal...

Momentum towards an interest rate cut is growing after a third of members of the Bank of England’s rate-setting committee signalled...

Investing in property is not a get rich quick scheme, but rather a long-term financial solution to building wealth, as any...

The average price of residential property in the UK has increased by 189% since 1999, according to fresh analysis from independent...

The government has been attacked by a former member of the Bank of England’s Monetary Policy Committee for its “incoherent” approach...

The majority of fixed rate buy-to-let mortgage rates are continuing to fall, according to the latest research from Property Master. The online...

Barclays has announced a series of rate reduction to products within its mortgage ranges, including buy-to-let. The lender has cut its 75%...

There has been a notable increase in the number of landlords opting for two-year fixed buy-to-let deals owed in part to...

Renters would stop paying council tax under radical plans being considered by the Labour Party. A Labour-commissioned report calls on the party...

Specialist buy-to-let lender Landbay has conducted an independent Bank of England stress test to project the impact of a major economic...

Accord Buy To Let has reduced rates on more than a third of its buy-to-let product range. No fewer than 25 products...

Fixed rate buy-to-let mortgage costs look set to rise in the near term, according to Property Master. Property Master’s May 2019 Mortgage...

With just five weeks until the UK is set to leave the EU, the impact of leaving the bloc without a...

A no-deal Brexit could trigger a deep and damaging recession with worse consequences for the UK economy than the 2008 financial...

Mortgage lenders have reduced the cost of most of their fixed rate buy-to-let deals for landlords over the past 12 months,...

It could be the end of the road for rock bottom buy-to-let mortgage interest rates, according to a leading expert. Buy-to-let landlords...

Landlords are being encouraged to take advantage of existing low mortgage rates ahead of any potential base rate increases next year. There...

Leeds Building Society has launched what it claims are two ‘market-leading’ discounted buy-to-let variable mortgages that it hopes will attract existing...

Mortgage lenders have increased their fixed rate buy-to-let deals for landlords, according to Property Master. The firm’s mortgage tracker, which follows a...

The Residential Landlords Association (RLA) has raised serious concerns that the majority of buy-to-let lenders are preventing landlords renting property to...

TSB has cut rates on selected two-, three- and five-year fixed rate buy-to-let purchase and remortgage products. Two-year fixed rates between 60%...

A number of lenders have now passed on the recent interest rate hike to mortgage customers, which means that borrowers, including...

Activity in the buy-to-let market dropped further in July as a result of government interventions and a wider housing slowdown, new...

Tax and regulation changes continue to have an adverse impact on the buy-to-let market, with the value of mortgages taken out...

There has been a further decline in the number of people looking to buy property, as reflected by the Bank of...

Barclays has reduced its buy-to-let rates, with two-year fixed rate deals now starting from 1.5% up to 60% loan-to-value (LTV). There is...

The government must move now to start supporting those that invest in the private rented sector or risk seeing significantly more...

Leeds Building Society has refreshed its range of two-year buy-to-let tracker products. The lender’s new tracker rates now start at 1.29% up...

UK house price growth has slowed to the lowest level since August 2013, according to the latest data from the Office...

Britain’s biggest and arguably most contentious buy-to-let landlord increased rents on hundreds of homes within an hour of the Bank of...

The Bank of England’s decision to raise interest rates by 0.25% last week could be a sign of things to come,...

The Bank of England’s decision to raise the interest rate yesterday, from 0.5% to 0.75%, will increase the interest costs of...

Many buy-to-let landlords have so far refrained from passing on extra costs to tenants despite feeling the squeeze from a stamp duty...

The cost of five-year fixed rate mortgages has continued to fall despite fears of an imminent interest rate rise, new figure...

Principality Building Society has cut the rate on its five-year buy-to-let mortgage product at 75% loan-to-value by 0.1% to 2.75%, making...

The cost of taking out a buy-to-let mortgage remains at an historic low, and it is likely that this will remain...

Banks will almost certainly be forced to raise mortgage rates as cheap money provided by a closed Bank of England scheme...

Buy-to-let mortgages accounted for 13.9% of new lending during the first quarter of this year, new figures reveal. Fresh data from the...

New research by the GMB trade union shows that rents in the capital are far outpacing wage growth, with a two-bedroom...

By anyone's standards, it’s a tough time to be a landlord. With Brexit just around the corner, a sluggish housing market,...

The pricing of five-year fixed rate buy-to-let mortgage products continued to fall in the first quarter of the year, according to...

When the Bank of England increased the interest rate to 0.5% in late 2017, buy-to-let landlords throughout the UK felt the...

A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...

Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...

Around a third of buy-to-let investors are still unaware of how regulatory changes could impact their ability to borrow or refinance...

Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...

Foundation Home Loans has expanded its HMO product range and re-priced select buy-to-let mortgage rates in response to SWAP rate changes. Highlights...

There has been much debate about Brexit and how it will impact the property market and the economy as a whole. ...

The cost of taking out a buy-to-let mortgage has started to rise, following the Bank of England’s decision to increase the...

The average cost of renting a home is now increasing across every UK region for the first time in 19 months,...

The average two-year tracker buy-to-let mortgage rate has increased by 0.2% over the past month, following the Bank of England base...

LSL Group has launched two new five-year fixed rate buy-to-let products with Leeds Building Society The products, with rates of 2.94% and...

The forthcoming Autumn Budget is set to unveil the government’s plans to encourage landlords to offer longer tenancies of at least...

The Bank of England’s decision to increase interest rates yesterday could lead to rents rising across the country as some landlords...

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

The steady levels of mortgage activity seen through the first half of the year continued into July, with gross mortgage lending...

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

The anti-landlord policies adopted by the government has had an adverse impact on private landlords, especially the smaller players, over the...

Andy Haldane, the Bank of England’s chief economist, last year confirmed what many of us already knew – investing in property...

Thousands of private landlords could be unfairly pushed in to a higher tax bracket following the introduction of new taxation rules...

The government’s decision to increase taxes for landlords over the past 18 months or so have been described as ‘profoundly wrongheaded’...

Over the weekend Number 10 said that a deal with the Democratic Unionists had been reached, but was then forced to...

The government is putting the overall housing market at risk by “squeezing” the buy-to-let sector with higher stamp duty, new mortgage...

Despite the fact that UK house prices are continuing to slow, with yesterday’s figures from the Office for National Statistics (ONS)...

The debate between property or pensions has been discussed for many years, with the changes to mortgage interest and finance costs...

The government’s decision to strip buy-to-let landlords of mortgage interest tax relief is expected to result in rent increases for tenants...

The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...

The government’s decision to introduce a raft of changes, including buy-to-let tax hikes, to create what the former chancellor George Osborne...

The number of people investing in the buy-to-let sector is falling at an alarming rate, while many existing landlords are selling...

Nationwide has recorded a significant drop in buy-to-let lending as government measures to clampdown on landlords start to have an impact...

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

While many will agree that 2016 was not the best year for buy-to-let, as the government introduced a raft of anti-landlord...

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

The number of people investing in the buy-to-let sectors is expected to fall in the first quarter of the year ahead...

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

Tenant evictions could rise sharply in the coming months amid reports that many buy-to-let landlords plan to increase rents next year...

Annual rental price growth reached 3.1% in November taking the average UK rent to £898 per month, which although higher than November...

It is not the best time to be a buy-to-let landlord at the moment, with a raft of ‘anti-landlord’ policies being...

Buy-to-let valuation instructions have dropped sharply since the stamp duty surcharge was introduced on additional properties – and now the government’s...

One of Britain’s largest housebuilders has warned of a sharp decline in demand caused by Brexit uncertainty and the government’s outright...

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...

It is not the best time to be a buy-to-let landlord at the moment, with a raft of changes introduced by...

Buy-to-let landlords have come under attack from the taxman and now also from the Bank of England, which could make landlord...

The Bank of England will be granted new powers by the government to regulate mortgages used by small buy-to-let landlords to...

From a landlord’s perspective, it has been a tough year, with a raft of changes designed to bring the booming housing...

Landbay has launched a range of limited edition lending products aimed primarily at professional landlords with no early redemption charges (ERCs). The...

There was a sharp decline in the amount buy-to-let investors borrowed to acquire property in August, reflecting the fact that a...

A new off-plan development of 64 high end flats located in the heart of Manchester city centre has been launched onto...

The chancellor Philip Hammond is being urged to reverse George Osborne’s outright assault on buy-to-let by scrapping the 3% stamp duty...

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...

Remortgaging activity hit a seven-year high in August, fuelled by record low bowing rates and rising house prices, according to new...

Fears raised over the UK housing market in the wake of the Brexit vote were ‘wide of the mark’ as illustrated...

Buy-to-let investors are continuing to enjoy a fall in mortgage rates, particularly those looking for longer-term fixed rates, following last month’s...

Buy-to-let activity surged in August despite the various economic and political challenges that the sector has faced recently, fresh research shows. Despite the...

Many buy-to-let landlords are benefitting from the continuing reductions of mortgage costs, with lenders across the board shaving percentage points off...

The buy-to-let market in Scotland has remained resilient throughout 2016 and continues to offer enticing rental yields for landlords, according to...

Mortgages could get even cheaper as a further cut in interest rates by the Bank of England (BoE) looks likely in...

Accord Buy to Let has announced plans to expand into the consumer buy-to-let and first-time landlord markets over the next few...

TSB has launched a range of new fixed rate buy-to-let mortgage products with interest rates lowered on certain products by up...

Specialist lender OneSavings Bank was one of the biggest risers on the FTSE 250 yesterday as high demand for buy-to-let mortgages...

With many landlords now facing higher taxes and more stringent borrowing conditions, it is crucial that mortgage lenders do more to...

Mortgage lenders look set to impose more stringent checks on buy-to-let landlords seeking funds to acquire property, as part of a...

Interest rates in Britain remain frozen at an all-time low of 0.5%, after the Bank of England decided against the first cut...

Buy-to-let landlords could be forced to stump up more than 60% deposits in some locations if all lenders introduce stricter borrowing requirements,...

There is no need for landlords to panic following Britain’s decision to exit the European Union, according to the National Landlords...

A radical proposal initially put forward by the leader of the Labour party, Jeremy Corbyn, to extend the Right to Buy...

There was enormous appetite among buy-to-let investors to purchase property before the stamp duty surcharge on second homes was introduced on...

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...

UK mortgage lenders are now expected to restrict lending to buy-to-let borrowers following the Mortgage Works’ decision to limit the amount...

Proposals by the Bank of England to curb buy-to-let lending are “premature” according to the Residential Landlords Association (RLA). As Landlord Today...

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market.  The Bank’s financial...

Bank of England governor Mark Carney has once again expressed concern at the rapid boom in the buy-to-let market. Answering questions from...

LandlordToday welcomes David Rowand of Cairn Estate Agency with a guest post on implications for landlords from the new buy-to-let legislation. Landlords across the...

Proposals by the Treasury to hand greater powers to the Bank of England to make access to buy-to let-lending harder risks...

The Council of Mortgage Lenders is warning of a possible slump for the buy-to-let market in the next two years. “Buy to...

The Bank of England Governor Mark Carney is the latest influential figure to hint that there may soon be additional restrictions...

The government is poised to launch a consultation document which is expected to advocate further restrictions on buy-to-let mortgage lending. The formal...

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough...

The Bank of England has said that if the buy-to-let sector threatens Britain’s financial stability it “stands ready to take action...

Mortgage industry insiders have expressed concern about the Government’s plans to allow the Bank of England to intervene in the buy-to-let...

Chancellor George Osborne has said that the Bank of England was likely to receive powers it had asked for to regulate...

Q: Who Are Go Commercial Finance & why did you set up Go Commercial Finance? Go Commercial Finance is a true, whole...

Bank of England governor Mark Carney has indicated that UK interest rates could rise "at the turn of this year". In a...

The buy-to-let market could pose a threat to financial stability, according to the Bank of England. In its biannual Financial Stability Report...