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KEYWORD "Borrowing" - 100 RESULTS
Mortgage lending caps now well below average house price

The Bank of England says one in four mortgages will end when the mortgage borrower is in retirement, as more people...

15 May 2024

From: Breaking News

Buyers aim for smaller properties despite prices stay roughly static

House prices last month were just 1.1% higher than April 2023, according to the latest Halifax House Price Index. The average house...

08 May 2024

From: Breaking News

More tenants must borrow to fund deposits - survey’s claim

The percentage of tenants borrowing money to fund their cash deposits on their next property has risen over the last 12...

26 April 2024

From: Breaking News

Good time for landlords to buy, insists investment expert

The latest Halifax house price index results, which show mixed fortunes for the housing market, should be seen as a spur...

08 April 2024

From: Breaking News

House Prices Down and Up, in mixed data from the Halifax

UK house prices grew in March on a quarterly basis, by 2.0%, with annual growth slowing to 0.3%, from 1.6% in...

08 April 2024

From: Breaking News

Rent Controls - Local Election manifesto aims to “tame” rental market

Rent controls are at the heart of the local election manifesto of the Green Party of England and Wales. Co-leader Carla Denyer,...

05 April 2024

From: Breaking News

Landlords NOT pricing out First Time Buyers - new figures

The popular narrative may have been that first time buyers have been priced out of the market, partly by landlords: but...

02 April 2024

From: Breaking News

How Technology is Transforming Property Management

The management of BTL properties, whether it's a modest collection of three units or a more sizable portfolio of fifteen, can...

15 March 2024

From: Sponsored Content

Gove urged to force landlords into deals with tenants in arrears

A string of debt advice charities want Housing Secretary Michael Gove to go well beyond merely banning Section 21 in a...

14 March 2024

From: Breaking News

Agent urges price-sensitivity despite strong housing market data

UK house prices rose by 0.7 per cent in February, says the Nationwide, after taking account of seasonal effects.  This resulted in...

04 March 2024

From: Breaking News

Navigating the regional property market in 2024

Building on the momentum of 2023, the North West is poised for continued growth in rental and property prices. Early investment...

02 March 2024

From: Top tips & guides

Letting agents demand banks cut mortgage rates

The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

29 February 2024

From: Breaking News

Investor opportunities as down-valuations increase

New reports suggest down valuations are increasing and properties are routinely selling for below asking price - both triggering possible opportunities...

29 February 2024

From: Breaking News

What’s your view on tenants getting 99% mortgages?

Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...

26 February 2024

From: Breaking News

Labour’s Rayner defends buying her council house at a discount

Labour deputy leader and shadow housing secretary Angela Rayner says she is not ashamed to have brought her council house at...

26 February 2024

From: Breaking News

Councillors crush landlord family bid to become profitable

A bid to make three Northumberland holiday cottages available as permanent private residences has been rejected by planners. At a time when...

16 February 2024

From: Breaking News

Bad News on Interest Rates as inflation is set to RISE not fall

This week’s official inflation rate is now expected to show a possible rise, rather than a fall. Although there is widespread expectation...

12 February 2024

From: Breaking News

Warning that mortgage rates could move UP following Bank decision

There’s a warning today that the Bank of England’s decision to freeze base rate at the high level of 5.25 per...

02 February 2024

From: Breaking News

What Should We Expect from the Budget on March 6?

The Treasury has announced March 6 as the date for the Spring Budget and Chancellor Jeremy Hunt has commissioned the Office...

06 January 2024

From: Tax & Finance

Massive Slump in buy to let lending - mortgage figures

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

03 January 2024

From: Breaking News

Negative Capital Appreciation for landlords in 2023 - final figures

UK house prices ended 2023 down 1.8 per cent compared with December 2022, leaving them almost 4.5 per cent below the...

02 January 2024

From: Breaking News

Mortgage Chiefs forecast better days for landlords in 2024

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

29 December 2023

From: Breaking News

Soft landing in 2024 but no full-scale recovery - Nationwide

The Nationwide says 2023 has seen a surprisingly-resilient housing market but there will be no full scale recovery in 2024 -...

20 December 2023

From: Breaking News

Landlord Warning - many face 80 per cent sky-rocketing costs

A respected financial body is warning that landlords face rising costs of up to 80 per cent in the next two...

08 December 2023

From: Breaking News

What are the three things tenants value most? New survey gives answers

Tenants value location, flexibility and direct landlord relationships according to new research from specialist lending bank OSB Group.  The Future Tenant Standard...

05 December 2023

From: Breaking News

Wave goodbye to winter property woes

It’s not just the weather that’s wet and dreary – the outlook looks bleak for landlords too as we head towards...

17 November 2023

From: Sponsored Content

Most landlords downbeat as buy to let becomes ever-less profitable

A new survey suggests that over three fifths of landlords say private renting is becoming less attractive as an investment option. The...

06 November 2023

From: Breaking News

Bank of England announces interest rate decision

The Bank of England has left its base interest rate unchanged at 5.25 per cent. Its Monetary Policy Committee, which decides the...

02 November 2023

From: Breaking News

Surprise rise in house prices does NOT mean a recovery

October saw a surprise 0.9 per cent rise in UK house prices according to the Nationwide, after taking account of seasonal...

02 November 2023

From: Breaking News

Anatomy Of A Landlord - Detailed breakdown of buy to let investors

A new analysis has given one of the most detailed breakdowns of landlords in England. Using a range of government and industry...

17 October 2023

From: Breaking News

Frustrated buy to let landlords look to commercial property instead

Landlords frustrated by poor returns and high taxes in the buy to let arena are looking for ways to diversify investment...

13 October 2023

From: Breaking News

True Reason for Housing Market Slowdown Revealed

It’s the number of homes changing hands rather than their price that’s bearing the brunt of the slowdown say research chiefs...

10 October 2023

From: Breaking News

Tenants given powers to force EPC upgrades on landlords - proposal

The Green Party wants private tenants to be able to force landlords to improve the energy efficiency of homes. The scheme -...

09 October 2023

From: Breaking News

Housing Market “more resilient than expected” despite new fall

The UK housing market is remaining “more resilient than expected” despite the latest price index showing another small fall. The Halifax say...

09 October 2023

From: Breaking News

Capital Appreciation - new blow as Nationwide reveals growing slump

August saw a further softening in house prices which are now 5.3 per cent down on a year ago. The Nationwide says...

04 September 2023

From: Breaking News

Is Ireland A Good Bet For UK Investors?

Making an investment in a country with a different currency introduces exchange rate risk. Ideally, a UK investor would buy the...

26 August 2023

From: Agent Advice

Mortgage lenders slammed for ‘daylight robbery' on BTL arrangement fees

Landlords and brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn...

15 August 2023

From: Breaking News

Agents' View - How Is The Lettings Market Right Now?

Over recent years, as successive governments have tightened lettings legislation and increased the tax burden on landlords, some with investment properties...

12 August 2023

From: Agent Advice

Landlord sell-off will influence sales market - new warning

Average house price fell by 0.3 per cent in July, a fourth consecutive monthly decline, according to the Halifax. This means property...

08 August 2023

From: Breaking News

House prices to drop another 5% by Christmas - warning

Spiralling interest rates, soaring inflation and rocketing mortgages have created a “perfect storm” which will result in another five per cent...

17 July 2023

From: Breaking News

House Prices plunge 31%? At least the banks would survive…

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

14 July 2023

From: Breaking News

Huge cost rise in store for landlords, warns Bank of England

A new Bank of England forecast predicts that average monthly payments on buy to let mortgages will increase by around £275...

13 July 2023

From: Breaking News

Capital appreciation worries after shock annual house price fall

The average UK house price fell slightly in June, by around £300 compared to May with a typical property now costing...

10 July 2023

From: Breaking News

Shock interest rate decision by Bank of England

The Bank of England has announced its latest change in base rate, which is used by most lenders to determine interest...

22 June 2023

From: Breaking News

Anger as buy to let stress tests make borrowing almost impossible

There’s been widespread anger from the mortgage broker community in response to NatWest’s decision to make buy to let stress tests...

14 June 2023

From: Breaking News

Steady As She Goes! Price index shows stable housing market

After three consecutive months of growth, the average UK house price fell in April, down by 0.3 per cent or around...

11 May 2023

From: Breaking News

Revealed - where rents have risen 33 per cent in a year…

The latest edition of a housing market measure has suggested that one borough of London has seen rent rises of 33...

20 April 2023

From: Breaking News

Rents not rising in line with soaring landlord costs - survey

A lettings agency says its research shows that higher interest rates have not been passed on to tenants through higher rent. Barrows...

17 April 2023

From: Breaking News

Agent tells off politicians for ‘unbalanced’ approach to landlords

One of Scotland’s largest lettings agencies is voicing concern over what it calls “the lack of balance” in the Scottish government’s...

12 April 2023

From: Breaking News

Here’s the price landlords pay for Liz Truss and Inflation

Typical monthly interest payments on buy to let mortgages have soared by an average 75.7 per cent in the past year.  Landlords...

30 March 2023

From: Breaking News

Is Now the Right Time to Invest in a Second Property?

  Second home market growth and falling house prices could be a combination for success. There’s been a clear positive correlation between profit...

11 March 2023

From: The Big Issues

Landlord rental portfolio expenses revealed

Analysis by professional cash buyer and portfolio landlord, LandlordBuyer (part of Open Property Group), has revealed what costs make up most...

07 March 2023

From: Sponsored Content

Soaring mortgage costs hit high numbers of landlords

Almost a third of private landlords with a buy to let mortgage face the prospect of significantly higher costs this year...

16 February 2023

From: Breaking News

Shamplina Speaks: What To Expect as a Landlord in 2023

I am, by my own admission, ever the optimist, but with a barrage of enquiries from concerned landlords facing very real...

11 February 2023

From: Legislation & Compliance

Capital Gains Tax change is major worry for landlords

A survey of some 2,000 landlords shows that more than four in 10 want recent changes to Capital Gains Tax allowances...

10 January 2023

From: Breaking News

Another house price fall - is forced selling on the horizon?

December saw a further sharp slowdown in annual house price growth to 2.8 per cent from 4.4 per cent in November...

03 January 2023

From: Breaking News

Richest fare best as interest rates hit house prices elsewhere

The top end of the UK’s residential market is experiencing a growing divergence between heavily mortgaged and equity-rich owners, according to...

28 December 2022

From: Breaking News

Rents to outpace house prices for years to come - agent

Rent rises are predicted to outpace house price growth over the next five years.  This is according to Nicky Stevenson, managing director...

11 November 2022

From: Breaking News

Capital appreciation blow as landlords’ house values dip again

The latest monthly index from the Halifax shows average house prices falling 0.4 per cent in October, following the 0.1 per...

08 November 2022

From: Breaking News

Interest rates up as gloomy housing market forecast is revealed

The Bank of England has increased its base rate from 2.25 per cent to 3.0 per cent. This is the largest hike...

03 November 2022

From: Breaking News

Sharp slowdown in capital appreciation adds to landlord financial woes

Landlords relying on capital appreciation to help offset the growing costs of letting out property have been given bad news.  October saw...

02 November 2022

From: Breaking News

Capital Appreciation Threat - Zoopla is latest to forecast price drop

Zoopla has now joined Knight Frank and Lloyds Bank in forecasting a price drop in 2023. The property website’s executive director, Richard...

31 October 2022

From: Breaking News

City living is back and driving prices in housing markets

Increasing demand for homes in cities was the driving force behind the rapid house price inflation witnessed earlier this year, with...

26 October 2022

From: Breaking News

House prices fall slightly but fears of worse to come

The average UK house price experienced a slight fall in September of 0.1 per cent, the second  decrease over the past...

10 October 2022

From: Breaking News

Want a fixed-rate buy to let mortgage? You’ll have to wait…

Landlords have been told that if they want a fixed-rate mortgage to help them through the current financial crisis they will...

30 September 2022

From: Breaking News

House prices may fall 10% warns leading independent expert

House prices could fall by around 10 per cent in the next year, a mortgage expert is warning.  Ray Bolger, senior mortgage...

29 September 2022

From: Breaking News

Buyers hit by Cost of Living crisis - many set to stay renting

An insight into the changing sales market suggests the cost of living crisis is biting buyers - some of whom may...

16 September 2022

From: Breaking News

Analysing your property portfolio this autumn

The UK’s buy-to-let market has changed beyond recognition over the last few years and with a recession on the horizon, landlords...

15 September 2022

From: Sponsored Content

State of the Lettings Industry - survey results revealed

PropTech firms Goodlord and Voich have released the findings of their annual State of the Lettings Industry survey. Some 2,600 agents, landlords...

13 September 2022

From: Breaking News

House prices up again - but for how long?

House prices in the UK rose by 0.4 per cent in August, against a 0.1 per cent drop in July, according...

08 September 2022

From: Breaking News

Brian Love, Head of Broking for Newable Finance

Who are you? I am the Head of Broking for Newable Finance. A specialist commercial finance brokerage. What is Newable Finance? Newable Finance is...

06 September 2022

From: 60 Second Interview

EPC energy upgrades to be discussed at webinar for landlords

A webinar is being staged to advise landlords on government proposals that from 2025 all newly rented residential properties will be...

06 September 2022

From: Breaking News

Disillusioned landlords will keep selling off for rest of 2022

New market analysis by lettings and sales agency Hamptons suggests that landlords are the largest group likely to sell up over...

02 September 2022

From: Breaking News

Tenants increasingly worried about arrears or homelessness - claim

A new survey suggests large numbers of tenants are worried about the risk of falling behind with the rent or even...

16 August 2022

From: Breaking News

Warning to tenants - don’t be tempted by Don’t Pay UK

A warning has been issued that anyone wanting a mortgage in future may put their credit rating at risk if they...

10 August 2022

From: Breaking News

House prices dip for the first time in a year

House prices fell marginally by 0.1 per cent in July – the first decrease since June 2021, says the Halifax. Annual rate...

08 August 2022

From: Breaking News

Bad news for landlords as big interest rate rise announced

The Bank of England's Monetary Policy Committee has announced that base rate is rising from 1.25 to 1.75 per cent. The rate is now...

04 August 2022

From: Breaking News

Newable Finance launch video campaign ahead of the new EPC legislations for landlords

Newable Finance, the finance brokerage & advisory arm of Newable, launches video advert campaign ahead of the new EPC legislations for...

15 June 2022

From: Sponsored Content

Alec Chohan, Senior Finance Broker at Newable Finance

Who are you? My Name is Alec Chohan, and I am a senior finance broker within the Newable Finance team based in...

07 June 2022

From: 60 Second Interview

Double Digit Boom - Capital appreciation still over 10 per cent

May saw a slight slowing in the rate of annual house price growth to 11.2 per cent from 12.1 per cent...

06 June 2022

From: Breaking News

Rents and mortgages cost roughly the same, claims Rightmove

New analysis by Rightmove is tracking first-time buyer affordability over the last 10 years - and it shows why so many...

25 May 2022

From: Breaking News

Soaring rents keep rest of housing market buoyant - analyst

A business analyst has given an interesting interpretation of the soaring rental market - and says it keeps the wider sales...

18 May 2022

From: Breaking News

Mortgage costs soar for landlords, with worse to come - warning

Landlords have been hit with steep rises in the cost of buy to let fixed rate mortgages even before the Bank...

11 May 2022

From: Breaking News

Rate rise likely to hit landlords quickly - maybe with worse to come

A prominent buy to let mortgage expert says yesterday base rate rise by the Bank of England is expected to hit...

06 May 2022

From: Breaking News

From ‘Buy to Let’ to ‘Fly to Let’?

A new kind of property investor is evolving. They’ve enjoyed the fruits of their labours, creating UK investments in property but...

30 April 2022

From: The Big Issues

Renters will feel vulnerable because of inflation - warning

A warning has been issued by a business consultancy that renters are set to feel particularly vulnerable this year because of...

26 April 2022

From: Breaking News

Bad News - Lenders speed up passing on interest rate rises to landlords

An online specialist mortgage broker claims that lenders are getting quicker at passing in interest rate rises to landlords. Property Master says...

08 April 2022

From: Breaking News

Landlords enjoy enormous capital appreciation - Nationwide

Annual house price growth accelerated to 12.6 per cent in February, up from 11.2 per cent in January and the strongest...

03 March 2022

From: Breaking News

First-time Landlords: key tips to remember in buy to let

Has there ever been a better time to buy-to-let?  Zoopla just last week revealed that demand and rent prices, especially in city...

19 February 2022

From: Top tips & guides

Landlords face massive bills to meet energy efficiency goals

Almost a quarter of landlords say their properties are currently rated D or below for energy efficiency, according to a new...

07 February 2022

From: Breaking News

How Tenants Can Build a Credit Score

The New Year is typically a time for people to take stock of their finances and ensure that they’re on strong...

15 January 2022

From: Top tips & guides

Landlords braced for more interest rate rises in New Year

The Bank of England has raised interest rates for the first time in more than three years, in response to calls...

17 December 2021

From: Breaking News

If you think residential Covid arrears are bad….see this…

Residential landlords need no reminding of the restrictions that have prevented possessions for substantial periods during the pandemic. Nor do they...

27 November 2021

From: The Big Issues

Buy to let loans doubled to reflect price and lifestyle changes

Paragon Bank is doubling both the maximum loan amount it lends on an individual property and the total buy to let...

29 October 2021

From: Breaking News

10 easy mistakes by landlords - do you agree with this bank?

Private and commercial bank Arbuthnot Latham has set out what it considers to be the 10 easy mistakes which some landlords...

22 October 2021

From: Breaking News

New portal to “revolutionise” borrowing for buy to let landlords

A new portal set up by a leading buy to let mortgage provider claims it will “revolutionise” the borrowing process for...

09 September 2021

From: Breaking News

Funding platform matches landlords with appropriate lenders

A PropTech platform called Pitch 4 Finance has launched to help landlords and other investors source the best deals to finance...

18 June 2021

From: Breaking News

Breathing Spaces “not a fix to keep creditors at bay” admits charity

The controversial Breathing Space policy comes into effect from next Tuesday, May 4, and a charity is admitting it is not...

28 April 2021

From: Breaking News

Buy To Let mortgage options increase, but warning on rates

Buy to let mortgage choice has increased for the fifth month in a row, according to independent mortgage market monitor Moneyfacts. There...

31 March 2021

From: Breaking News

150,000 tenants at risk of eviction, claims new charity campaign

A charity warns today that 150,000 private renters are at risk of eviction when restrictions are lifted because of mounting Covid-related...

17 March 2021

From: Breaking News

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