Archive

Mortgage rates are forecast to continue falling as lenders take advantage of cheaper funding. Specialist lender Octane Capital has so-called swap rates...

The new lender April Mortgages - which already offers a range of five to 15-year fixed rates on 95% mortgages, has...

Growing mortgage product choice shows growing confidence in aspects of the housing market, even before anticipated rate cuts. That’s the view of ...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

There’s been a substantial rise in landlords exiting the market or downsizing their portfolios, analysis by TwentyEA has found.   Figures show that the number...

The latest inflation figures mean there’s no excuse for the Bank of England to keep interest rates at their current high,...

The average price of a home coming to the market for sale has dipped 0.4% in the past month says Rightmove.  This...

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

The majority of buy to let landlords plan to raise rents in the coming 12 months, new data suggests. Some 85% of...

One of the Bank of England monetary policy committee members has advised against a cut in base rate on August 1. Jonathan...

The latest e.surv index shows that house prices in England and Wales are, on average, still some 1.6% below the level...

The Labour landslide victory in last week’s election won’t change the weather when it comes to mortgage rates, a leading analyst...

UK house prices stayed relatively flat for the third successive month in June, according to figures released over the weekend by...

Another slew of buy to let lenders have slashed rates on their products as competition for landlords hots up further. A statement...

House prices will be 1.5% higher by the end of the year says Zoopla.  It suggests that homebuyers are largely shrugging off...

Mortgage industry research on affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by...

“When it comes to housing policy, there is little difference between the two major parties” says Aneisha Beveridge, head of research...

As a seasoned landlord, you've likely witnessed the UK property market's ups and downs. But have you considered flipping as a...

A think tank claims that when it comes to space within a home, private rental sector tenants pay three times as...

The Bank of England has kept base interest rate at 5.25%. Some industry figures hoped for a cut following yesterday’s inflation news,...

Experts say there is no chance of a cut in interest rates being announced by the Bank of England ’s Monetary...

Mortgage experts have criticised the Reform UK housing and tax policies as being superficially appealing but risking a return to the...

Average house prices remained broadly stable in May, down just 0.1% on a monthly basis. This actually took the annual rate of...

Fiscal reform for the private rented sector  We’ve already seen some landlords leaving the private rented sector because of substantially increased taxes....

Shock new figures from Zoopla show that although rental demand has softened over the last year there are still 15 people...

Nearly half of landlords intend to buy property in the next 12 months, claims another optimistic survey by specialist lender Landbay. Forty...

The Times recently calculated that recent tax and regulation changes made it unviable for many landlords to continue in the sector. We...

A row has broken out over the head of a think tank who surprised Labour Party members by being appointed as...

Average house prices rose 0.4% in May, taking the annual growth rate up to 1.3%, from 0.6% in April. The figures come...

Higher borrowing costs have created a mood of hesitancy in property markets. Rising mortgage rates mean UK residential sales are increasingly...

One of the country’s leading independent mortgage brokers is warning that lending may be slower during the General Election campaign period...

New figures from the Ministry of Justice show how hard interest rate rises are hitting landlords. Compared to the same quarter in...

The Bank of England says one in four mortgages will end when the mortgage borrower is in retirement, as more people...

Santander today in increases selected residential new business fixed-rate deals, as well as some landlord and residential offers. It is also lifting the...

The latest RICS UK Residential Survey results shows the recent recovery in buyer demand has mellowed slightly, with the market impacted...

House prices last month were just 1.1% higher than April 2023, according to the latest Halifax House Price Index. The average house...

Housing costs - rents and mortgages - are rising by about 3.6% a year according to a Barclays Bank assessment. This figure...

New market analysis by peer-to-peer investment platform easyMoney has identified 10 areas of the nation on track for growth of more...

Average UK house prices fell by 0.4% in April, taking the annual rate of house price growth to 0.6% in April,...

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

There’s been a bevvy of buy to let mortgage deal changes this week. Shawbrook has made a series of reductions across its...

Twenty twenty-four is a pivotal year for landlords in the Private Rented Sector (PRS). It is still the Government’s aim that...

The head of lettings agency Benham and Reeves has made an outspoken attack on stamp duty. The agency analysed data from the...

Landlords and renters’ activists are at either end of the spectrum reacting to a controversial report on the private rental sector. Yesterday...

New data sourced from millions of Barclays current accounts reveals growing stability in UK housing costs, which saw their lowest uplift...

A leading business analyst is firmly blaming interest rates for the see-saw in house prices seen in recent indices. The latest, from...

The latest Halifax house price index results, which show mixed fortunes for the housing market, should be seen as a spur...

UK house prices grew in March on a quarterly basis, by 2.0%, with annual growth slowing to 0.3%, from 1.6% in...

A controversial wealth management company claims that almost two thirds of private tenants have suffered a deterioration in their mental and...

UK house prices fell by 0.2% in March. Nevertheless, the annual rate of house price growth edged higher to 1.6% in...

The popular narrative may have been that first time buyers have been priced out of the market, partly by landlords: but...

Slowing inflation may - just may - lead the way for reduced interest rates. The headline inflation rate is now just 3.4%,...

The average price of property coming to the market for sale rises by 1.5% (+£5,279) this month to £368,118, as the...

Latest inflation figures are announced on Wednesday and the Bank of England makes its next base rate decision on Thursday. The Office...

A prominent agent who advises many landlord clients says the Capital Gains Tax cuts announced in the Budget are too small...

New research from specialist lender Aldermore reveals the financial boost landlords provide to local economies.  Nearly eight out of ten landlords opt...

One piece of good news to come out of the small print documents accompanying the Budget concerns capital appreciation. The Office for...

Buy to let lender Aldermore has named Bristol, as the best city for landlords to invest in for 2024.  Manchester, Coventry, Brighton...

A controversial proposal for a £300m tax grab on landlords appears to closely follow a policy suggestion put forward by activists...

UK house prices rose by 0.7 per cent in February, says the Nationwide, after taking account of seasonal effects.  This resulted in...

Building on the momentum of 2023, the North West is poised for continued growth in rental and property prices. Early investment...

The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

A property firm which has analysed transactions across the UK suggests the market is, at last, ‘back to normal’ in almost...

A prominent lawyer has stepped up her criticisms of Housing Secretary Michael Gove and his attacks on buy to let and...

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

Knight Frank says that the Bank of England base rate is likely to stay unchanged at 5.25 per cent for at...

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

One of the biggest parts of buying a holiday home is securing a holiday let mortgage which can differ substantially to...

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

A survey claims landlords are now more responsive to tenants’ needs and have improved compliance standards. Building on comparative analysis with data...

A survey by an activist group suggests that one in three tenants claim that their private renting conditions are impacting their...

Deciding on a residence in the bustling city of London is no small feat, especially when faced with the dichotomy of...

Tenants faced with eviction must have legal aid, the Law Society of England and Wales claims. Recently published statistics from the Ministry...

This week’s official inflation rate is now expected to show a possible rise, rather than a fall. Although there is widespread expectation...

I’m not especially political and certainly carry no candle for one flavour or another. I might argue that they’re all pretty...

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

Landlords seeking capital appreciation will be encouraged from two new housing market surveys - one showing a surprise rise in house...

One of the MPs behind the disastrous mini-Budget - which directly led to soaring interest rates - is to stand down...

There’s a warning today that the Bank of England’s decision to freeze base rate at the high level of 5.25 per...

UK house prices rose by 0.7 per cent in January, resulting in an improvement in the annual rate of house prices...

A majority of Buy to Let landlords have been focused on growing property portfolios in the last 12 months, and not...

A prominent analyst says the threat of rising inflation caused by the Red Sea shipping attacks - on top of this...

The yo-yo economic news is now casting doubt on whether the Bank of England will cut base rate as quickly as...

UK landlords are doubling down on urban flats amidst a slow but definite return to conventional office working. Data from Shawbrook Bank...

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

The chief executive of Generation Rent has slammed the chair of the NatWest Bank for comments over first time buyers. At the...

Analysts have warned landlords and others interested in the housing market from celebrating too much following the latest Halifax index figures. The...

The latest Halifax house price index shows average house prices rose by 1.1 per cent in December, the third monthly rise...

The Treasury has announced March 6 as the date for the Spring Budget and Chancellor Jeremy Hunt has commissioned the Office...

Awareness of green mortgages is dipping among buyers, according to new research. Almost two thirds of mortgage advisers say their clients have...

Escalating rents have led many first time buyers to adjust their property expectations and accept smaller homes when they purchase, a...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...

New data from HM Revenue and Customs reveals a 22 per cent annual drop in residential transactions in the year to...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

Rightmove has revealed its forecast for 2024 - and has looked back on the past 12 months. This year, 2023, ends with...

The substantial majority of landlords lack any optimism about their sector as they enter 2024. That’s the result of a new sentiment...

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

Almost two thirds of private landlords expect to see their mortgage payments increase over the next 12 months with warnings that...