Archive

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...

The number of first-time landlord buy-to-let mortgage products hit a record high of  1,474 in October, up 297 on the same...

More than two thirds of landlords with four or more properties intend to use limited company status in order to acquire...

With many landlords finding it harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some...

Investing in buy-to-let property has long been a lucrative business opportunity for both recreational and professional investors, but could harsh tax...

Landbay has partnered with Julian Harris Adviser Network to provide more mortgage brokers and their landlord clients with access to its...

Fears that regulatory changes will pave the way for an exodus from the buy-to-let market may be a little premature, according...

The attraction of buy-to-let is starting to wane as far as some people are concerned due to a series of recent...

Paragon has expanded its buy-to-let mortgage offering in Scotland to include products for portfolio landlords. The new mortgage range is designed for landlords...

Mortgage brokers and lenders have been slammed by the National Landlords Association (NLA) for failing to do enough to communicate changes...

A growing number of landlords are opting for five-year fixed rate mortgages in favour of short-term alternatives which demand more stringent...

Previously, nearly all buy-to-let mortgages charged a minimum 1% arrangement fee, but fresh data from specialist buy-to-let broker Mortgages for Business...

With many landlords finding harder to secure a mortgage since the Prudential Regulation Authority’s changes were introduced last year, some buy-to-let investors...

A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...

Around a third of buy-to-let investors are still unaware of how regulatory changes could impact their ability to borrow or refinance...

Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...

We all know that regulatory changes to lending in this country has made it harder for portfolio landlords to secure a...

The buy-to-let property market is currently experiencing a wave of reforms, with the government looking to alter the way in which...

The average two-year buy-to-let fixed mortgage deal at 75% loan-to-value (LTV) has fallen to a record-low of 2.47%, as many landlords...

2017 was a year of flux for landlords, with Brexit becoming a reality and two Budgets from Phillip Hammond dictating the...

There has been a significant increase in enquiries from portfolio landlords following the introduction of the new Prudential Regulation Authority (PRA)...

The second phase of the Prudential Regulation Authority changes, coupled with the recent interest rate hike, appear to have had minimal...

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

As the buy-to-let industry braces itself for yet more changes, a growing number of private landlords are likely to turn to...

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

BM Solutions has set out the details of how it will tackle portfolio buy-to-let underwriting when the Prudential Regulation Authority (PRA)...

Skipton Building Society has announced that it has tightened its portfolio affordability requirements to 150% at 5.5%, and at 5% for...

Natwest has announced an overhaul of its underwriting processes for portfolio landlords ahead of September’s regulatory changes for complex buy-to-let, but...

Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...

Accord Buy To Let is the latest lender to announce that it is amending details of its buy-to-let lending criteria for...

But-to-let landlords are a resilient bunch of people who continue to adopt a ‘positive’ attitude towards the private rented sector (PRS)...

Paragon Mortgages is the latest in a long line of lenders to implement changes for portfolio landlords ahead of the Prudential...

Keystone has announced that it will be raising its buy-to-let procuration fees to 0.7% to recognise the additional work mortgage brokers...

Specialist bank Aldermore has launched a new guide to help buy-to-let investors and mortgage brokers understand its underwriting changes ahead of...

Santander will now assess buy-to-let remortgages with 125% rental cover at 5% for borrowers who secured a mortgage before the Prudential...

Enquiries from investors seeking to invest in the buy-to-let market rose sharply in the final three months of 2016, new figures...

A series of workshops are being held across the UK to help mortgage brokers understand the buy-to-let tax changes coming into...

We all know that buy-to-let investors face a challenging time, but what are the key issues affecting landlords? Karen Bennett looks...

Can we predict what the next 12 months may bring for the buy-to-let mortgage market? Many experts have attempted to do...

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...

Mansfield Building Society has unveiled a new buy-to-let range up to 75% LTV and updated its rental income criteria, in accordance...

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

The Bank of Ireland has become the latest lender to announce that it is increasing its rental stress rate for buy-to-let...

After announcing planned rate reductions and new DSCR requirements last week, Shawbrook’s commercial mortgages team has confirmed that these changes are...

Rents will continue to increase next year, owed in part to a reduction in housing supply in the private rented sector...

A number of mortgage lenders have now revised their affordability criteria, in line with the Prudential Regulation Authority’s (PRA) supervisory statement...

Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...

Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...

Fleet Mortgages has launched three new limited company products for those borrowers using corporate structures to purchase or remortgage property. The buy-to-let...

The Mortgage Works is the latest lender to announce that it is increasing its rental stress rate for buy-to-let landlords as...

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...

BM Solutions has unveiled a fresh approach to addressing the upcoming buy-to-let tax changes by developing a new rental income calculator...

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...

Buy-to-let landlords could soon find it harder to secure finance to acquire property following the news that buy-to-let mortgage lenders may...

The new lending criteria proposals for underwriting standards for future buy-to-let mortgage contracts put forward by the Prudential Regulatory Authority's (PRA)...

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market.  The Bank’s financial...