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KEYWORD "Prudential Regulation Authority" - 46 RESULTS
Portfolio BTL enquiries soar

There has been a significant increase in enquiries from portfolio landlords following the introduction of the new Prudential Regulation Authority (PRA)...

06 December 2017

From: Breaking News

Buy-to-let mortgage costs remain stable

The second phase of the Prudential Regulation Authority changes, coupled with the recent interest rate hike, appear to have had minimal...

15 November 2017

From: Breaking News

Landbay enjoys record month of buy-to-let lending

Landbay has reported a record month of buy-to-let lending in September, despite the latest crack down on the sector. Stricter portfolio buy-to-let...

05 October 2017

From: Breaking News

Legal & General Mortgage Club updates BTL matrix

Legal & General Mortgage Club’s Buy to Let Matrix has been updated to include the positions of all lenders on portfolio...

03 October 2017

From: Breaking News

NatWest reduces buy-to-let income coverage ratio

Natwest has lowered its buy-to-let income coverage ratio requirement from 145% to 135% at 5.5%, while it has also introduced more...

02 October 2017

From: Breaking News

TMW takes ‘pragmatic and considered approach’ to new PRA standards

New buy-to-let requirements for portfolio landlords have been unveiled by The Mortgage Works (TMW) ahead of the introduction of the new...

26 September 2017

From: Breaking News

Letting agents under ‘increasing pressure’ from changing legislation

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

25 September 2017

From: Breaking News

More landlords likely to use specialist lenders due to new changes - Together

As the buy-to-let industry braces itself for yet more changes, a growing number of private landlords are likely to turn to...

22 September 2017

From: Breaking News

New mortgage advice clinic launched to help support portfolio landlords

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

15 September 2017

From: Breaking News

Rental market in Scotland ‘remains in good shape’ despite ban on fees

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

13 September 2017

From: Breaking News

Landlords urged to remortgage ahead of tougher BTL regulations

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

23 August 2017

From: Breaking News

BM Solutions is latest lender to change criteria ahead of new portfolio rules

BM Solutions has set out the details of how it will tackle portfolio buy-to-let underwriting when the Prudential Regulation Authority (PRA)...

23 August 2017

From: Breaking News

Skipton insist it’s ‘business as usual’ despite rule change

Skipton Building Society has announced that it has tightened its portfolio affordability requirements to 150% at 5.5%, and at 5% for...

16 August 2017

From: Breaking News

NatWest will ‘continue to support’ portfolio landlords

Natwest has announced an overhaul of its underwriting processes for portfolio landlords ahead of September’s regulatory changes for complex buy-to-let, but...

10 August 2017

From: Breaking News

Coventry release details of additional lending criteria for portfolio landlords

Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...

03 August 2017

From: Breaking News

Accord reveals portfolio buy-to-let underwriting change

Accord Buy To Let is the latest lender to announce that it is amending details of its buy-to-let lending criteria for...

01 August 2017

From: Breaking News

BTL landlords ‘remain resilient’ despite ‘ever-changing property marketplace’

But-to-let landlords are a resilient bunch of people who continue to adopt a ‘positive’ attitude towards the private rented sector (PRS)...

27 July 2017

From: Breaking News

Paragon makes portfolio BTL changes to comply with PRA’s new requirements

Paragon Mortgages is the latest in a long line of lenders to implement changes for portfolio landlords ahead of the Prudential...

17 July 2017

From: Breaking News

Keystone increases proc fee for portfolio landlord lending

Keystone has announced that it will be raising its buy-to-let procuration fees to 0.7% to recognise the additional work mortgage brokers...

12 July 2017

From: Breaking News

New guide to help you understand portfolio landlord rule changes

Specialist bank Aldermore has launched a new guide to help buy-to-let investors and mortgage brokers understand its underwriting changes ahead of...

10 July 2017

From: Breaking News

Santander aims to ‘better support’ BTL landlords by offering greater flexibility

Santander will now assess buy-to-let remortgages with 125% rental cover at 5% for borrowers who secured a mortgage before the Prudential...

19 April 2017

From: Breaking News

Buy-to-let enquiries soared in Q4 2016

Enquiries from investors seeking to invest in the buy-to-let market rose sharply in the final three months of 2016, new figures...

14 March 2017

From: Breaking News

Brokers prepare to help landlords understand tax changes

A series of workshops are being held across the UK to help mortgage brokers understand the buy-to-let tax changes coming into...

01 March 2017

From: Breaking News

What opportunities and challenges lie ahead for BTL landlords this year?

We all know that buy-to-let investors face a challenging time, but what are the key issues affecting landlords? Karen Bennett looks...

17 February 2017

From: Breaking News

What does 2017 have in store for the BTL mortgage market?

Can we predict what the next 12 months may bring for the buy-to-let mortgage market? Many experts have attempted to do...

27 January 2017

From: Breaking News

NLA updates mortgage sourcing system ahead of tax changes

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

23 January 2017

From: Breaking News

More buy-to-let landlords turn to bridging finance

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

18 January 2017

From: Breaking News

Buy-to-let mortgage rates set to fall

Buy-to-let mortgage rates are expected to fall in 2017 for ordinary landlords with one or two properties, but get more expensive...

09 January 2017

From: Breaking News

New buy-to-let products from Mansfield BS

Mansfield Building Society has unveiled a new buy-to-let range up to 75% LTV and updated its rental income criteria, in accordance...

05 January 2017

From: Breaking News

Landlords to be adversely affected by tax changes and tougher lending conditions

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

04 January 2017

From: Breaking News

Another lender introduces tougher stress tests for buy-to-let landlords

The Bank of Ireland has become the latest lender to announce that it is increasing its rental stress rate for buy-to-let...

04 January 2017

From: Breaking News

Lender reduces specialist BTL rates

After announcing planned rate reductions and new DSCR requirements last week, Shawbrook’s commercial mortgages team has confirmed that these changes are...

21 December 2016

From: Breaking News

Vast majority of letting agents expect rents to rise in 2017

Rents will continue to increase next year, owed in part to a reduction in housing supply in the private rented sector...

20 December 2016

From: Breaking News

What are the implications of the PRA changes for landlords?

A number of mortgage lenders have now revised their affordability criteria, in line with the Prudential Regulation Authority’s (PRA) supervisory statement...

15 December 2016

From: Breaking News

Buy-to-let borrowing falls by a fifth to hit a ‘new normal’ level

Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...

15 December 2016

From: Breaking News

Days of the buy-to-let landlord are numbered, says Fergus Wilson

Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...

12 December 2016

From: Breaking News

New mortgage products utilising 'advantages of a corporate structure'

Fleet Mortgages has launched three new limited company products for those borrowers using corporate structures to purchase or remortgage property. The buy-to-let...

08 December 2016

From: Breaking News

Tougher “stress tests” for buy-to-let landlords

The Mortgage Works is the latest lender to announce that it is increasing its rental stress rate for buy-to-let landlords as...

07 December 2016

From: Breaking News

BTL mortgage costs set to soar as landlords pushed into longer deals

But-to-let landlords face paying an extra £6,700 on their mortgages when new rules forcing them to take out longer term loans...

02 December 2016

From: Breaking News

Bank of England questions big banks over buy-to-let lending

The government’s decision to grant the Bank of England’s Financial Policy Committee greater powers over the buy-to-let market looks set to...

29 November 2016

From: Breaking News

BM Solutions revises rental cover calculations

BM Solutions has unveiled a fresh approach to addressing the upcoming buy-to-let tax changes by developing a new rental income calculator...

09 November 2016

From: Breaking News

Regulator set to introduce tougher buy-to-let lending rules

The Prudential Regulation Authority (PRA) has confirmed that it will introduce tougher underwriting standards for buy-to-let lenders by the start of...

30 September 2016

From: Breaking News

Buy-to-let landlords could face tighter borrowing rules

Buy-to-let landlords could soon find it harder to secure finance to acquire property following the news that buy-to-let mortgage lenders may...

12 August 2016

From: Breaking News

NLA cautiously welcome BTL lending criteria proposals

The new lending criteria proposals for underwriting standards for future buy-to-let mortgage contracts put forward by the Prudential Regulatory Authority's (PRA)...

05 July 2016

From: Breaking News

Major concern over surge in buy-to-let mortgages

With alluring rental returns achievable and low-cost interest-only mortgages, otherwise deemed too risky for regular homebuyers, still available to landlords, buy-to-let...

05 May 2016

From: Breaking News

Bank of England announces buy-to-let mortgage crackdown

The Bank of England has revealed its tougher borrowing standards to prevent buy-to-let lending overheating the wider housing market.  The Bank’s financial...

30 March 2016

From: Breaking News

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