The percentage of tenants borrowing money to fund their cash deposits on their next property has risen over the last 12...
Archive
Jonathan Rolande is a property industry and housing market commentator, and is founder of the National Association of Property Buyers. It’s almost...
26 April 2024
From: Breaking News
Around half of first-time buyers say their prospects of owning a home are further away than ever due to the ongoing...
17 April 2024
From: Breaking News
The popular narrative may have been that first time buyers have been priced out of the market, partly by landlords: but...
02 April 2024
From: Breaking News
The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...
24 February 2024
From: Rental Reform
One of the biggest parts of buying a holiday home is securing a holiday let mortgage which can differ substantially to...
24 February 2024
From: Agent Advice
New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...
22 February 2024
From: Breaking News
A newly-nominated candidate in this spring’s London Mayoral election has vowed to lower private rents if he wins. Serge Crowbolder, currently a...
06 February 2024
From: Breaking News
The Suffolk Building Society has launched new mortgage products aimed at private landlords who are planning refurbishments, such as a new...
18 January 2024
From: Breaking News
A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...
09 January 2024
From: Breaking News
The chief executive of Generation Rent has slammed the chair of the NatWest Bank for comments over first time buyers. At the...
08 January 2024
From: Breaking News
Almost two thirds of private landlords expect to see their mortgage payments increase over the next 12 months with warnings that...
21 December 2023
From: Breaking News
Consumer Price Inflation in November was 3.9 per cent - significantly lower than the 4.4 per cent expected by many analysts. It’s...
21 December 2023
From: Breaking News
04 December 2023
From: Breaking News
A new personal guarantee insurance protection service has been launched for professional landlords - triggered by a surge in incorporation. Purbeck Personal...
02 November 2023
From: Breaking News
Thousands of landlords are planning to sell properties. A Simply Business survey of 1,455 UK landlords reveals that a quarter of landlords...
12 October 2023
From: Breaking News
The Green Party wants private tenants to be able to force landlords to improve the energy efficiency of homes. The scheme -...
09 October 2023
From: Breaking News
The rise of ‘Generation Rent’ is well documented, along with the spiralling rent payments they are facing during a tightening cost...
30 September 2023
From: Lettings PropTech
Zoopla has given its latest market update on the private rental sector, with the headline rent rise now being 10.5 per...
18 September 2023
From: Breaking News
To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...
16 September 2023
From: Tax & Finance
Santander has been sharply criticised for increasing its Interest Coverage Ratio just as other lenders have been making it easier to...
29 August 2023
From: Breaking News
Making an investment in a country with a different currency introduces exchange rate risk. Ideally, a UK investor would buy the...
26 August 2023
From: Agent Advice
Landlords about to remortgage are being urged to secure a new rate as early as possible - even six months in...
21 August 2023
From: Breaking News
Mortgage lenders have launched a £5m media campaign to publicise the support available to owner occupier mortgage holders if they face...
01 August 2023
From: Breaking News
After a decade of steady growth, the number of older renters is poised to increase rapidly over the next 10 years...
18 July 2023
From: Breaking News
Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...
14 July 2023
From: Breaking News
If you are a landlord looking for the silver lining in a dark cloud, June’s interest rate decision will have certainly...
13 July 2023
From: Sponsored Content
A new Bank of England forecast predicts that average monthly payments on buy to let mortgages will increase by around £275...
13 July 2023
From: Breaking News
The government has taken limited action over the soaring cost of mortgages - but there’s no direct help for landlords and...
26 June 2023
From: Breaking News
There is currently a lot of discussion about the mortgage crisis, its impact on borrowers and landlords – and calls for...
24 June 2023
From: Tax & Finance
One in five first-time buyers taking out mortgages lasting over 35 years A record 19 per cent of first-time buyers took out...
07 June 2023
From: Breaking News
One of Scotland’s largest lettings agencies is voicing concern over what it calls “the lack of balance” in the Scottish government’s...
12 April 2023
From: Breaking News
Typical monthly interest payments on buy to let mortgages have soared by an average 75.7 per cent in the past year. Landlords...
30 March 2023
From: Breaking News
The Bank of England has raised base rate by 0.25 per cent to 4.25 per cent - the highest level since...
23 March 2023
From: Breaking News
Second home market growth and falling house prices could be a combination for success. There’s been a clear positive correlation between profit...
11 March 2023
From: The Big Issues
Almost a third of private landlords with a buy to let mortgage face the prospect of significantly higher costs this year...
16 February 2023
From: Breaking News
Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...
03 December 2022
From: Tax & Finance
To put it mildly, landlords are very rarely subject to an outpouring of sympathy from the general public. When the economy...
12 November 2022
From: The Big Issues
Landlords are being advised to check when their current mortgage fixed terms are expiring or see whether they wish to have...
07 November 2022
From: Breaking News
As I write this, the Chancellor of the Exchequer has gone back on his mini budget plan to abolish the 45p...
08 October 2022
From: The Big Issues
A new survey suggests large numbers of tenants are worried about the risk of falling behind with the rent or even...
16 August 2022
From: Breaking News
In the drive for the UK to be net zero by 2050, residential landlords are facing costly green refurbishments. Already, landlords...
06 August 2022
From: Tax & Finance
The most recent interest rate rise has swung the balance making it cheaper to rent than to buy, according to lettings...
21 June 2022
From: Breaking News
A business analyst has given an interesting interpretation of the soaring rental market - and says it keeps the wider sales...
18 May 2022
From: Breaking News
Landlords have been hit with steep rises in the cost of buy to let fixed rate mortgages even before the Bank...
11 May 2022
From: Breaking News
Are you a landlord with an EPC rating of D or below? Newable Finance has launched EPC Finance – a range of...
10 May 2022
From: Sponsored Content
An online specialist mortgage broker claims that lenders are getting quicker at passing in interest rate rises to landlords. Property Master says...
08 April 2022
From: Breaking News
A non-profit organisation called Justice For Tenants has spearheaded a campaign which has ultimately led to a Rent Repayment Order being...
21 February 2022
From: Breaking News
The Bank of England may have voted to keep its base rate at a historic low of 0.1 per cent yesterday,...
05 November 2021
From: Breaking News
An agency and law firm, Coulters, has produced a league table of where landlords are most likely to make a loss...
06 August 2021
From: Breaking News
For the first time in seven years it’s now cheaper to rent a home than buy one. So says the Hamptons lettings...
15 June 2021
From: Breaking News
From April, almost two-thirds (67%) of England’s councils are set to increase their council tax by 4.90 – 5.0%. However, the pandemic has...
21 March 2021
From: Conveyancing, Mortgages, Tax & Finance
The leader of the Generation Rent campaign group has joined forces with tenant activists to demand the Chancellor gives financial support...
01 March 2021
From: Breaking News
It’s feared that the government’s latest funding to solve the cladding crisis will leave thousands of landlords with loans and unsellable...
11 February 2021
From: Breaking News
The changes to Mortgage Interest Tax Relief and impact on your wallet Before April 2017 landlords with a mortgage on their buy-to-let...
14 January 2021
From: Sponsored Content
A tenant hardship loan fund is to open next week in Scotland - and many rental bodies in England and Wales...
03 December 2020
From: Breaking News
If you are dreaming of buying a property in Spain, there is so much to think about and many things to...
30 October 2020
From: Top tips & guides
A prominent rental industry figure has backed Shelter’s sweeping condemnation of the lettings sector - but insists landlords are not to...
07 October 2020
From: Breaking News
Many buy-to-let landlords are heavily exposed to young renters most at risk of losing their job, according to new research from...
29 May 2020
From: Breaking News
Buy-to-let landlords are being warned not to use mortgage payment holidays unless absolutely necessary. Chestertons, based in London, says that landlords should...
21 April 2020
From: Breaking News
One in nine mortgage holders in the UK has taken a so-called ‘payment holiday’ as their finances have been adversely affected...
16 April 2020
From: Breaking News
MoneySuperMarket has joined forces with its joint venture partner Podium to launch a mortgage payment holiday calculator to help people, including...
14 April 2020
From: Breaking News
The new tax year got underway earlier this week, bringing with it a new set of rules. Since April 2017, the amount...
10 April 2020
From: Breaking News
COVID-19 has presented a hugely challenging and uncertain time for everyone, with many landlords and tenants in desperate need of fresh...
02 April 2020
From: Breaking News
Some 13% of people use their overdraft to cover the cost of their rental or mortgage payments - the equivalent of...
09 March 2020
From: Breaking News
Increasingly property investors are turning to short-term finance to bridge a gap. Findings from the most recent ‘Bridging Trends’ report show...
06 March 2020
From: Breaking News
Metro Bank has cut rates by up to 0.2% across its buy-to-let fixed rate mortgage range for borrowers up to 70%...
12 December 2019
From: Breaking News
When it comes to buying, selling, letting or renting a property, you will likely be faced with words, phrases, acronyms and...
08 October 2019
From: Sponsored Content
Every year is the same. Come tax season, landlords all over the UK find themselves confused when filing a self assessment...
23 September 2019
From: Breaking News
With the slump in house price growth in London slowing, a growing number of property investors believe that now is a...
08 August 2019
From: Breaking News
The number of people remortgaging on to five-year fixes remains high ahead of a potential increase in interest rates. Almost half -...
03 June 2019
From: Breaking News
In the context of mortgage applications, the term expat mortgages applies to anyone who lives outside the UK but wishes to...
30 May 2019
From: Breaking News
Leeds Building Society has cut rates across its buy-to-let range to help landlords already facing a tax and mortgage squeeze to...
13 March 2019
From: Breaking News
Skipton International has extended its UK buy-to-let mortgages to foreign nationals based abroad. Skipton previously only offered its UK buy-to-let mortgages to...
21 February 2019
From: Breaking News
Accord Buy to Let has launched a five-year fixed rate deal at 2.22% up to 60% loan-to-value (LTV), as part of...
29 January 2019
From: Breaking News
Assertions made by UK Finance that the leasehold system is not in need of major reform have been rejected by Leasehold...
18 January 2019
From: Breaking News
With 2019 fast approaching, mortgage borrowers are being encouraged to take a few simple steps to ensure they are in the...
27 December 2018
From: Breaking News
Leeds Building Society has launched what it claims are two ‘market-leading’ discounted buy-to-let variable mortgages that it hopes will attract existing...
22 November 2018
From: Breaking News
Renting a property is now more expensive than buying in nine out of ten of the largest British cities, fresh data...
16 November 2018
From: Breaking News
Leeds Building Society has launched a new range of buy-to-let mortgages with an interest rate of 0% for the first three months. The...
24 October 2018
From: Breaking News
On 29 March 2019, the UK is scheduled to leave the European Union (EU). Despite the profound significance of this event,...
22 August 2018
From: Industry Views
The Bank of England’s decision to raise the interest rate yesterday, from 0.5% to 0.75%, will increase the interest costs of...
03 August 2018
From: Breaking News
Many buy-to-let landlords have so far refrained from passing on extra costs to tenants despite feeling the squeeze from a stamp duty...
03 August 2018
From: Breaking News
Paradigm Mortgage Services has secured access to a semi-exclusive buy-to-let product from specialist lender Precise Mortgages. Paradigm members are now able to...
04 June 2018
From: Breaking News
A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...
28 March 2018
From: Breaking News
Together has reduced a number of buy-to-let rates as they continue to compete to win more business amid a housing market...
22 March 2018
From: Breaking News
Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...
21 March 2018
From: Breaking News
In the past couple of years there has been an increase in the number of private landlords running their letting business...
15 March 2018
From: Breaking News
Remortgaging activity has increased significantly in recent months, helped in no small part by record low mortgage rates and continued house...
28 November 2017
From: Breaking News
The forthcoming Autumn Budget is set to unveil the government’s plans to encourage landlords to offer longer tenancies of at least...
15 November 2017
From: Breaking News
Redwood Bank, a new business lender, is officially up and running after completing its mobilisation phase yesterday, having already secured its...
30 August 2017
From: Breaking News
A new range of equity release products for owners of buy-to-let properties has today been launched by Retirement Advantage. The new products...
21 August 2017
From: Breaking News
Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...
03 August 2017
From: Breaking News
Leeds Building Society has added to its buy-to-let range by launching a new buy-to-let five-year tracker with no early redemption charges. The...
09 June 2017
From: Breaking News
Leeds Building Society has launched a five-year fixed rate buy-to-let mortgage at a market-leading rate of 3.1%, subject to a £199...
28 April 2017
From: Breaking News
Santander continues to face the wrath of private tenants after it emerged last month that there is a clause in its...
16 February 2017
From: Breaking News
Coventry for intermediaries has reduced rates on selected buy-to-let products along with a new offset mortgage. New deals include a 1.59% Flexx...
26 January 2017
From: Breaking News
A man has been sentenced to almost three-and-a-half-years in jail after being found guilty of remortgaging his elderly parents’ £1.5m house...
29 October 2016
From: Breaking News
Remortgaging activity hit a seven-year high in August, fuelled by record low bowing rates and rising house prices, according to new...