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Mike Hall
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I bought my first investment property back in 1983 and would only let it to American service personnel as I knew they would not be there indefinitely. It was only a few years later when the equivalent of section 21 was introduced that I was prepared to rent to others. I have never evicted or used section 21, leaving my tenants to leave whenever it suited them. However, if section 21 is being taken away then I will take my property back before it happens, I will not be dictated to regarding my property like that. So much for this sham of a government, they certainly are not Conservative. Reform UK get my votes in future.
From:
Mike Hall
02 February 2022 00:54 AM
Whilst this is all fairly comprehensive, it would have been a fuller picture to have included property appreciation over a certain timescale, for each or the stated areas. My let property is in a rural area with a modest rent, but it has appreciated far more than the rental income over the last two years; quite possibly moreso percentagewise, than properties in some urban areas.
From:
Mike Hall
22 January 2022 11:54 AM
Since it now appears to be PM's Green wife calling the shots, I would not feel too relaxed about it. Johnson himself is clearly Liberal, not Tory. Reform Party for me next General Election,
From:
Mike Hall
26 October 2021 09:22 AM
They could perhaps sacrifice their latest iPhones for a cheaper variety.
From:
Mike Hall
22 September 2021 10:07 AM
You make good points Clare and I have had that happen to me but fortunately that was in the days when I was able to take and personally hold a decent deposit. I was therefore able to deduct costs in respect of the pet damage incured . Perhaps I could get around it by charging the higher rent in the contract but offer a refund on a regular basis, following an inspection to ensure there was no obvious pet present or pet damage caused.
From:
Mike Hall
07 September 2021 15:07 PM
Would there be anything stopping a landlord from charging a lower rent for tenents with no pets? Or in other words charging a higher rent if a pet was residing in your property!
From:
Mike Hall
07 September 2021 14:29 PM
Sorry, my reply above, was intended to be a reply to Nida Obaid.
From:
Mike Hall
07 May 2021 11:12 AM
This is so wrong. I'd hate to think of what I would do if I was in your situation because I am not over patient. I had bad tenants in 2019 and was about to sell my rental property last year. Covid stopped my sale going through and I am now pleased in some respects, as the property has increased in value. Hopefully your property will have also increased in value, which should hopefully soften your frustrations. I do feel for you though as it is nothing short of theft.
From:
Mike Hall
07 May 2021 11:10 AM
I am in my 70s and have a buy to let house I was planning on selling last Autumn, to my existing tenants, but this has fallen through due to Covid. Since I have owned it since the early 1980s I would be subjected to a large CGT bill, most of it at 28%. It's then most likely that I would pay a further 40% of the net sale proceedings, in IHT within the next decade or two. I do not wish to continue being a landlord, mainly due to all the new Red Tape of recent times. If CGT is increased, I will keep the rental property and will simply turn it into a second home for both myself and my family. It is most likely that the overheads of keeping it as a second home for the rest of my days, will amout to less than the CGT I would have to pay, especially if the CGT rate is increased. There is a limit to the amount of new legislation and taxation landlords will accept, yet this government continues to exasserbate the rental housing situation by their constant landlord contempt.
From:
Mike Hall
26 February 2021 10:30 AM
Shehadeh - who lives in the Qatari capital, Doha
From:
Mike Hall
19 February 2021 12:18 PM
I'm not too concerned by all this Green nonsense, it will soon change back to reality once Boris changes his woman again and I doubt that will be too long.
From:
Mike Hall
10 December 2020 16:28 PM
It doesn't have to be a choice between getting into debt or putting food on the table. It could be choice between paying the rent or cutting back on fancy mobile phone contracts, subscription TV, smoking, and trips to the pub or buying alcohol, meals out, pandering to spoilt children or even making do with second hand things until they are able or prepared to, dare I say it, find a way of making or earning some money for themselves. I was a child in the 1950s my parents were poor and my brother and I were clothed in second hand clothes mother bought via a clothes bank. Yes, they still had to be paid for. My first bike was salvaged from the tip and we made our own entertainment. I left school just turned 15 old and worked for £3.75 a week, of which my mother took over half for my keep. I grew up fully understanding the value of money, worked hard, two jobs, one full time the other part time and made every penny count. I was just 21 years old when I bought my first house. I am now retired with several properties and am financially comfortable, but only because I continue to watch what I spend, I have never had a high income. If I can do it with no education or inheritance, then so can others. The "must have it now" expect everything for nothing generation has to change. The problem is caused by the state making things far too easy for those who prefer not to pay thier own way in life. It is long overdue for people to take responsibility for themselves. Sure there are times when some of us need help but this should be for the short term (unless they are disabled) and certainly should no longer be a lifestyle choice.
From:
Mike Hall
16 November 2020 10:48 AM
No point commenting as it only gets deleted.
From:
Mike Hall
05 March 2020 11:42 AM
People need to be much more guarded about anything advertised before handing over money. A few years ago my son answered an advert for a car that was advertised on Gumtree. It was priced a little to low to be real but being young, my son aranged to buy it and was advised to take the £4000 in cash the next evening to the address provided in the London area. When he could not find the exact address, (no doubt it didn't exist) he phoned the guy and explained where he was and was told to stay there and they would come to him. A few minutes later two dark skinned guys arrived, shoved a gun in my son's face and demanded the £4k. Fortunately he had left the cash in his car with his wife and it was a couple of hundred yards away. He refused to take them to his car as he did not wish to endager his wife. He was then bashed on the head several times with the gun but following a distraction, he managed to escape, ran to his car and his wife had to drive him to hospital, where he was detained because of his head wounds. The police were advised but nothing came of it yet the same advert was still showing on Gumtree over a week later with no action taken by the police. It's not just fake landlords people need to be wary of.
From:
Mike Hall
03 March 2020 20:06 PM
Too much is now stacked against the landlord. Although I have never needed to use it, I decided to get out of letting when the end of Section 21 was announced, that really was the last straw as far as I am concerned.
From:
Mike Hall
21 February 2020 12:37 PM
Just more pressure on Landlords. I'm selling up my rental properties before this will affect me and this just helps to reinforce my decision.
From:
Mike Hall
24 January 2020 13:17 PM
I am still selling my rental property this year. The cash can go into equities.
From:
Mike Hall
03 January 2020 10:24 AM
I have owned property since pre 1988 and only decided to become a landlord when the Section 21 act came in. I have never needed to use a Section 21 but have now decided to sell up with the pending loss of Section 21 being the deciding factor.
From:
Mike Hall
30 September 2019 09:46 AM
I've been a landlord for over 30 years and would not dream of letting to anyone on benefits. However, with all the anti-landlord changes that have been introduced recently and the most likely end to Section 21, I have decided to sell up my rental properties. It is now impossible to plan properly with all of the changes coming through constantly, and God help landlords if Labour ever get into power. I'll spend the money on a larger home (which I don't need) for myself.
From:
Mike Hall
18 September 2019 11:23 AM
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