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Mike Hall

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It doesn't have to be a choice between getting into debt or putting food on the table. It could be choice between paying the rent or cutting back on fancy mobile phone contracts, subscription TV, smoking, and trips to the pub or buying alcohol, meals out, pandering to spoilt children or even making do with second hand things until they are able or prepared to, dare I say it, find a way of making or earning some money for themselves. I was a child in the 1950s my parents were poor and my brother and I were clothed in second hand clothes mother bought via a clothes bank. Yes, they still had to be paid for. My first bike was salvaged from the tip and we made our own entertainment. I left school just turned 15 old and worked for £3.75 a week, of which my mother took over half for my keep. I grew up fully understanding the value of money, worked hard, two jobs, one full time the other part time and made every penny count. I was just 21 years old when I bought my first house. I am now retired with several properties and am financially comfortable, but only because I continue to watch what I spend, I have never had a high income. If I can do it with no education or inheritance, then so can others. The "must have it now" expect everything for nothing generation has to change. The problem is caused by the state making things far too easy for those who prefer not to pay thier own way in life. It is long overdue for people to take responsibility for themselves. Sure there are times when some of us need help but this should be for the short term (unless they are disabled) and certainly should no longer be a lifestyle choice.

From: Mike Hall 16 November 2020 10:48 AM

No point commenting as it only gets deleted.

From: Mike Hall 05 March 2020 11:42 AM

People need to be much more guarded about anything advertised before handing over money. A few years ago my son answered an advert for a car that was advertised on Gumtree. It was priced a little to low to be real but being young, my son aranged to buy it and was advised to take the £4000 in cash the next evening to the address provided in the London area. When he could not find the exact address, (no doubt it didn't exist) he phoned the guy and explained where he was and was told to stay there and they would come to him. A few minutes later two dark skinned guys arrived, shoved a gun in my son's face and demanded the £4k. Fortunately he had left the cash in his car with his wife and it was a couple of hundred yards away. He refused to take them to his car as he did not wish to endager his wife. He was then bashed on the head several times with the gun but following a distraction, he managed to escape, ran to his car and his wife had to drive him to hospital, where he was detained because of his head wounds. The police were advised but nothing came of it yet the same advert was still showing on Gumtree over a week later with no action taken by the police. It's not just fake landlords people need to be wary of.

From: Mike Hall 03 March 2020 20:06 PM

Too much is now stacked against the landlord. Although I have never needed to use it, I decided to get out of letting when the end of Section 21 was announced, that really was the last straw as far as I am concerned.

From: Mike Hall 21 February 2020 12:37 PM

Just more pressure on Landlords. I'm selling up my rental properties before this will affect me and this just helps to reinforce my decision.

From: Mike Hall 24 January 2020 13:17 PM

I am still selling my rental property this year. The cash can go into equities.

From: Mike Hall 03 January 2020 10:24 AM

I have owned property since pre 1988 and only decided to become a landlord when the Section 21 act came in. I have never needed to use a Section 21 but have now decided to sell up with the pending loss of Section 21 being the deciding factor.

From: Mike Hall 30 September 2019 09:46 AM

I've been a landlord for over 30 years and would not dream of letting to anyone on benefits. However, with all the anti-landlord changes that have been introduced recently and the most likely end to Section 21, I have decided to sell up my rental properties. It is now impossible to plan properly with all of the changes coming through constantly, and God help landlords if Labour ever get into power. I'll spend the money on a larger home (which I don't need) for myself.

From: Mike Hall 18 September 2019 11:23 AM

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