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KEYWORD "Loan" - 100 RESULTS
More tenants must borrow to fund deposits - survey’s claim

The percentage of tenants borrowing money to fund their cash deposits on their next property has risen over the last 12...

26 April 2024

From: Breaking News

New call to restrict private letting of Right To Buy properties

A property industry group wants to restrict the private letting of properties bought in the future via the Right To Buy...

24 April 2024

From: Breaking News

How To Finance Different Types of Property Purchase

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

20 April 2024

From: Tax & Finance

Spain to End the Golden Visa - what next for investors?

Spain’s Minister for Housing, Isabel Rodríguez, says the country is taking the first steps to eliminate the Golden Visa.  This visa was...

20 April 2024

From: Agent Advice

Buy to let mortgage changes across wide range of products

There’s been a bevvy of buy to let mortgage deal changes this week. Shawbrook has made a series of reductions across its...

18 April 2024

From: Breaking News

Rental Market set to strengthen as First Time Buyers hold back

Around half of first-time buyers say their prospects of owning a home are further away than ever due to the ongoing...

17 April 2024

From: Breaking News

Squeezed landlords increasingly tempted by HMO returns

Houses in Multiple Occupation are making up an increasing percentage of buy-to-let business, according specialist lender Shawbrook.  In both 2022 and 2023,...

15 April 2024

From: Breaking News

A Comprehensive Breakdown of Buy To Let in 2024

A comprehensive new survey gives the lowdown on buy to let in the UK. The study, by Uswitch, is lengthy and covers...

13 April 2024

From: The Big Issues

Landlords warned of huge rise in tenant fraud attempts

An analysis of over 600,000 tenancy applications has found that fraudulent applications rose by 140% last year.  The analysis, carried out by...

12 April 2024

From: Breaking News

Loans extended for landlords with “blemishes” on credit records

West One Loans has launched a new product range, called W3, containing a 6.84% five-year fix with a 4.99% fee and...

10 April 2024

From: Breaking News

NRLA and Generation Rent daggers drawn over controversial report

Landlords and renters’ activists are at either end of the spectrum reacting to a controversial report on the private rental sector. Yesterday...

09 April 2024

From: Breaking News

Landlord Crisis - Shocking rise in repossessions and arrears

There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...

04 April 2024

From: Breaking News

Landlords NOT pricing out First Time Buyers - new figures

The popular narrative may have been that first time buyers have been priced out of the market, partly by landlords: but...

02 April 2024

From: Breaking News

More buy to let mortgage rate changes from lenders

There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...

26 March 2024

From: Breaking News

Council Tax Rebates for renters - think tank’s suggestion

A think tank is urging the UK government to consider tax perks for private renters to help them save faster for...

21 March 2024

From: Breaking News

How Technology is Transforming Property Management

The management of BTL properties, whether it's a modest collection of three units or a more sizable portfolio of fifteen, can...

15 March 2024

From: Sponsored Content

300 per cent council tax premium proposed for long-term empty homes

Cardiff council is proposing new measures to help bring long-term empty houses back into use. Tomorrow it’s considering introducing a council tax...

06 March 2024

From: Breaking News

Letting agents demand banks cut mortgage rates

The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

29 February 2024

From: Breaking News

Call for eco-tax incentives to make landlords improve, and not sell

Rightmove is calling on Chancellor Jeremy Hunt to use next week’s Budget as an opportunity to incentivise landlords to make properties...

28 February 2024

From: Breaking News

Councillors make ‘breakthrough’ proposal for improving rental EPCs

SNP councillors in Scotland have come up with an innovative suggestion to improve energy efficiency in private rental properties. They want councils...

27 February 2024

From: Breaking News

Landlord secures buy to let remortgage in 37 working hours

The bank Shawbrook has completed a buy to let remortgage for a new customer in just 37 working hours.  The landlord was...

27 February 2024

From: Breaking News

What’s your view on tenants getting 99% mortgages?

Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...

26 February 2024

From: Breaking News

Why the 1% mortgage deposit scheme is unworkable

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

24 February 2024

From: Rental Reform

Unmortgageable Properties have attractive discounts for investors

A property finance consultancy claims that unmortgageable properties can be snapped up with a discount of 27 per cent. Apex Bridging says...

24 February 2024

From: Top tips & guides

Worries grow over dramatic slump in older buy to let landlords

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

22 February 2024

From: Breaking News

Lower-rate Green Mortgage deals offered to landlords

Buy to let specialist lender Paragon Bank has introduced offers on its two-year fixed rate BTL mortgages, including its lowest rate...

16 February 2024

From: Breaking News

Tax - will Jeremy Hunt target stamp duty in his Budget?

Although SDLT receipts have been volatile in recent years, the property tax’s effectiveness as a revenue-raiser for the Government is not...

10 February 2024

From: Tax & Finance

Mortgage Crisis: thousands of landlords in arrears, hundreds of homes repo'd

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

09 February 2024

From: Breaking News

Buy To Let mortgage loans stay steady as wider market improves

Confidence has returned to the mortgage market, with sentiment improving steadily month by month in the last quarter of 2023, according...

08 February 2024

From: Breaking News

Landlord jailed for 11 years for part in £8.75m drugs empire

A wealthy landlord, who also ran a fake lettings agency, has been jailed for 11 years for allowing ‘ghost tenants’ to...

07 February 2024

From: Breaking News

Capital Appreciation boost for landlords as house prices up again

UK house prices rose by 0.7 per cent in January, resulting in an improvement in the annual rate of house prices...

01 February 2024

From: Breaking News

Mortgage lender launches new range to target more landlords

A range of specialist buy to let mortgage products covering multi-occupancy properties, mixed-use or part-commercial properties, and expat investors, has been...

24 January 2024

From: Breaking News

New mortgage targets landlords planning ‘light refurbs’ on BTL properties

The Suffolk Building Society has launched new mortgage products aimed at private landlords who are planning refurbishments, such as a new...

18 January 2024

From: Breaking News

Yield league table shows best (and worst) performing regions

A respected league table of yields in different parts of England and Wales has issued its latest figures. The Fleet Mortgages Buy-to-Let...

18 January 2024

From: Breaking News

Commercial landlords more optimistic despite economic headwinds - lender

Despite inflationary and mortgage volatility over the last 12 months, a mortgage lender claims over a third of commercial landlords are...

16 January 2024

From: Breaking News

Building society scraps mortgage application fees for landlords

The Penrith Building Society has scrapped mortgage application fees for all buy to let and residential  products, including further advances, until...

10 January 2024

From: Breaking News

Building Society warns it may stop lending on holiday lets

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

09 January 2024

From: Breaking News

Analyst warns house price boost “like a dodgy prawn at a buffet”

Analysts have warned landlords and others interested in the housing market from celebrating too much following the latest Halifax index figures. The...

08 January 2024

From: Breaking News

BTL Mortgage Rates slashed by prominent specialist lender

One of the UK’s best known platforms for mortgages has significantly reduced its Buy To Let rates. Starting from 3.79 per cent,...

04 January 2024

From: Breaking News

Massive Slump in buy to let lending - mortgage figures

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

03 January 2024

From: Breaking News

Rental sector rivals unite against Tory First Time Buyer plans

Both sides of the rental divide have criticised Conservative proposals to boost housing demand while doing nothing about supply. Over the New...

02 January 2024

From: Breaking News

Investors could save tens of thousands with cash-only purchases

A new analysis of discounts available to cash buyer suggests they can save tens of thousands of pounds on some property...

28 December 2023

From: Breaking News

Mortgage costs for many landlords rocket upwards - fresh figures

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

22 December 2023

From: Breaking News

House prices will fall further next year warns the Halifax

House prices may fall by up to four per cent in 2024 the Halifax is warning. Its Outlook for 2024 report says...

19 December 2023

From: Breaking News

Paragon launches nil-fee five-year BTL fixed-rate mortgages

Paragon Bank has launched new five-year fixed-rate buy-to-let mortgages with nil product fees. Rates start at 5.80 per cent and there is...

19 December 2023

From: Breaking News

Growing number of tenants miss rent or mortgage payments

Almost one in five UK adults has missed a payment in the past 12 months - and for seven per cent...

04 December 2023

From: Breaking News

Government eco-scheme for landlords has zero impact - claim

A campaign by a UK government to help landlords retrofit their properties with energy efficient amenities has had almost zero impact,...

28 November 2023

From: Breaking News

Official figures show house prices to suffer significant fall next year

The Office for Budget Responsibility - a Treasury department operating independently from the government - released its central forecast for the...

23 November 2023

From: Breaking News

Sunak’s EPC U-turn slows landlord exodus as gloom lifts

Landlord confidence has improved over the course of the past quarter according to a respected quarterly sentiment survey. The Q3 2023 BVA...

17 November 2023

From: Breaking News

It’s OK to be a Long-Term Renter!

Our generations-old obsession with home-ownership may be waning for the first time in recent memory. The introduction of the Housing Act in...

04 November 2023

From: The Big Issues

Student rent rises should be capped, urges housing analyst

A housing analyst says student rent increases should be capped in the same way as social housing rents are. Rory Hughes, writing...

31 October 2023

From: Breaking News

Capital Appreciation Shock as another index points to sliding house prices

Average house prices are now falling 2.9 per cent annually in England and Wales according to the monthly e.surv index. Yorkshire and...

17 October 2023

From: Breaking News

Tenants given powers to force EPC upgrades on landlords - proposal

The Green Party wants private tenants to be able to force landlords to improve the energy efficiency of homes. The scheme -...

09 October 2023

From: Breaking News

Time for Renters to get the Recognition They Deserve

The rise of ‘Generation Rent’ is well documented, along with the spiralling rent payments they are facing during a tightening cost...

30 September 2023

From: Lettings PropTech

Discounts Grow for Landlords Expanding Portfolios - Zoopla

The housing market remains a buyers’ market, with 80 per cent more homes for sale than in September 2021 according to...

29 September 2023

From: Breaking News

What’s your buy-to-let worth?

As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...

14 September 2023

From: Sponsored Content

Landlords flock to Limited Company structures to expand portfolios

Three-quarters of landlords who intend to purchase a new property in the next year will use a Limited Company structure, it’s...

12 September 2023

From: Breaking News

Lowest mortgage rates for landlords are tied to good EPC ratings

Paragon Bank is the latest to reduce mortgage rates for landlords. It’s cut rates across 22 buy-to-let mortgage products, with fixed deals...

08 September 2023

From: Breaking News

Mortgage Crisis pushes out small landlords as corporates take over

Dashly, a platform that monitors over £100 billion of mortgages, says landlords in London renewing loans soon will be, on average,...

05 September 2023

From: Breaking News

Warning that interest-only borrowers may face shortfall

The number of interest-only (750,000) and part-interest-only (245,000) mortgages has halved since 2015, new Financial Conduct Authority analysis has found.  The fall...

04 September 2023

From: Breaking News

Landlords lose £4,000 per property in a year - new research

Yearly returns on the average buy-to-let property in the UK were over £4000 lower in June 2023, compared to the same...

01 September 2023

From: Breaking News

Tips for Renters - are you advising your tenants this way?

A loans company, Moneyboat, has issued a series of tips for renters before and during their tenancies.  It claims that by avoiding...

18 August 2023

From: Breaking News

Mortgage lenders slammed for ‘daylight robbery' on BTL arrangement fees

Landlords and brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn...

15 August 2023

From: Breaking News

Tax benefits lead landlords to flock towards incorporation

A growing number of landlords are incorporating in order to salvage profits from the difficult buy to let sector, a bank...

10 August 2023

From: Breaking News

Buy To Let mortgage mayhem goes on - lender in, lender out

Beverley Building Society has entered the buy to let market for the first time with two new products. Its variable rate BTL...

09 August 2023

From: Breaking News

Capital Appreciation to dip for next two years - warning

The latest market snapshot from Zoopla suggests landlords’ capital appreciation over the second half of this year depends almost entirely on...

31 July 2023

From: Breaking News

Shocking new figures offer one reason why rental sector is so strong

New housing affordability figures provide one underlying reason why many potential buyers cannot make the move and instead rely increasingly on...

28 July 2023

From: Breaking News

Over the past year, we have witnessed an increase in the proportion of landlords opting to acquire properties through limited companies.  This...

15 July 2023

From: Tax & Finance

House Prices plunge 31%? At least the banks would survive…

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

14 July 2023

From: Breaking News

Landlord arrears rising faster than home owners - new figures

Arrears in the buy to let sector are worsening at a faster rate than for homeowners. Octane Capital analysed industry figures on...

12 July 2023

From: Breaking News

Another council wants landlords to help house local families

Landlords are being invited to a free event to find out more about help and incentives on offer to help local...

03 July 2023

From: Breaking News

Mortgages - Let’s Keep Things In Perspective

There is currently a lot of discussion about the mortgage crisis, its impact on borrowers and landlords – and calls for...

24 June 2023

From: Tax & Finance

New dire warning of rent rises as landlords end fixed-rate deals

There’s a new warning this morning that rents are set to soar as landlords struggle with much higher interest rate payments...

16 June 2023

From: Breaking News

Landlords guide to making the right decisions in 2023

This year is set to bring sweeping rental reforms that will change the face of lettings forever. Landlords should be following...

02 June 2023

From: Sponsored Content

Buy To Let mortgage products removed from market by lenders

Moneyfacts, the respected independent mortgage market monitor, is warning that lenders have been withdrawing buy to let fixed deals. Within the buy...

01 June 2023

From: Breaking News

HMRC in Special Appeal to Landlord Today readers

HMRC has contacted Landlord Today to make a direct appeal to readers to explain the benefits of submitting their 2022 to...

30 May 2023

From: Breaking News

Should benefits be increased to help poorest tenants?

Propertymark has told a group of MPs that many benefit recipients are excluded from the private rented sector due to the...

19 May 2023

From: Breaking News

Section 24 petition falls far short of signature target

The Section 24 parliamentary petition, seeking to persuade MPs to reinstate mortgage interest tax relief for landlords, has fallen far short...

11 May 2023

From: Breaking News

Tenants offered unique 100 per cent mortgage to “escape renting”

Renters are being offered a 100 per cent mortgage by the Skipton Building Society - the first time such a product...

09 May 2023

From: Breaking News

Most landlords no better off despite big rent rises - claim

Most landlords are no better off now, even after substantial rent increases over recent years.  Rightmove recently reported that national average asking...

09 May 2023

From: Breaking News

Rental demand set to rise because of first time buyer woes

The rental market is likely to see continuing high demand as first time buyers battle increased house prices and higher mortgage...

04 May 2023

From: Breaking News

Shocking price of 40-year mortgages revealed by study

The number of borrowers taking out mortgages lasting 35 years or longer has rocketed in the past 12 months, with uptake...

02 May 2023

From: Breaking News

Surprise as government backs cash help for landlords to meet EPC targets

One of the UK governments has backed a call for private landlords to get cash help to meet new Minimum Energy...

28 April 2023

From: Breaking News

Yields up in almost every part of the UK - new mortgage review

Specialist buy to let lender Fleet Mortgages says there’s been both an annual and quarterly increase in rental yields, up from...

26 April 2023

From: Breaking News

Landlords hunting cheapest mortgages in growing numbers

Mortgage industry tech firm Twenty7tec says March 2023 saw the highest-ever volume of Buy To Let mortgage searches in a single...

14 April 2023

From: Breaking News

Another lender cuts Buy To Let mortgage deals

Virgin Money has cut a range of its core, exclusive and buy to let deals. BTL core and exclusive highlights include -...

13 April 2023

From: Breaking News

Section 24 tax petition struggles for support with month to go

The Section 24 parliamentary petition, seeking to persuade MPs to reinstate mortgage interest tax relief for landlords, is still struggling for...

05 April 2023

From: Breaking News

New Buy To Let mortgage products from major lender

The Mortgage Works, the specialist buy to let mortgage wing of the Nationwide Building Society, has revised its product range for...

31 March 2023

From: Breaking News

Mortgage Warning Signs from the Bank of England

In the last three months of 2022, mortgages agreed for the coming months were down by a third from the previous...

18 March 2023

From: Tax & Finance

How To Protect Landlords’ Empty Homes

According to the most recent statistics there are 676,452 vacant properties in England, nearly half a million of which have been...

18 March 2023

From: The Big Issues

Eco-tax breaks for green landlords under consideration - Propertymark

Lettings agents’ body Propertymark says its proposal for tax incentives to be offered for landlords is one measure under consideration by...

08 March 2023

From: Breaking News

Landlord rental portfolio expenses revealed

Analysis by professional cash buyer and portfolio landlord, LandlordBuyer (part of Open Property Group), has revealed what costs make up most...

07 March 2023

From: Sponsored Content

Investors forced to sell after failing remortgage affordability

A buy to let mortgage broker is warning landlords that as many as one in three investors fail their lender's affordability...

06 March 2023

From: Breaking News

Forfeiture Cases On The Rise - Landlords’ rights

It has been widely reported that lenders are expecting a rise in the number of homeowners handing back their keys as...

04 March 2023

From: Legislation & Compliance

Buying more affordable than renting later this year - claim

A mortgage expert says buying will become more affordable than renting by the end of 2023. Recent research by business consultancy Capital...

01 March 2023

From: Breaking News

Lender banning second homes now suspends arrears fees

A building society that last summer scrapped all lending on some holiday homes has now come up with another unusual policy...

27 February 2023

From: Breaking News

Bank forecasts house price drop of seven per cent in 2023

Lloyds Bank says house prices are forecast to drop seven per cent this year.  The bank - which is Britain’s largest mortgage...

23 February 2023

From: Breaking News

Labour’s “a home for £1” idea mocked by leading agent

A Labour Party proposal to sell some long-empty homes to first time buyers for just £1 has been dismissed as the...

22 February 2023

From: Breaking News

Mortgage costs could drop 25% by end of 2023 - forecast

Although most landlords will be on fixed rate mortgages, those suffering because of recent interest rate rises have some good news...

31 January 2023

From: Breaking News

Landlords with good EPC ratings get better mortgage deals

Suffolk Building Society has announced the launch of a new five-year fixed expat buy to let product for properties with an...

26 January 2023

From: Breaking News

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