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Michael Foley
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So the opposition party decides to do it for them.
From:
Michael Foley
27 April 2024 07:42 AM
The trouble is too many trying to do same thing and get out. The ones that seen the light and got out 18-24 months ago got top price and missed the agro, how lucky they were and I knew a some of those had been long time landlords. Nightmare now half the Sales falling through although that might a slight exaggeration but real figures are sky high. Some have Sold Board up months but still fall through and back to the Market and won’t get same offer again as the penny drops and more potential buyers realise what this so called Renters Reform Bill really is and the chain is breaks. Well done Mr Michael Gove, Shelter, Generation Rent, NRLA etc, for introducing Labours Prescott’s Policies, so you thought that you were destroying Private Landlords not realising its everyone’s property is hit including your own, you morons, if I was a spiteful person I’d probably bust my sides laughing but wouldn’t wish anyone any harm.
From:
Michael Foley
27 April 2024 07:20 AM
The point is Shelter, Generation Rent etc main argument is the use of Section 21 Evictions but can they not see or the Government for that matter it’s the Tenant always initiate the Court procedure by breaching the Agreement otherwise landlord wouldn’t be taken that action, whether its to gain extended stay possible free Rent period because they know there’s nothing else you can do about it also the Court Order is invaluable to them and often been used as their passport to Council Housing, isn’t that true another reason the Councils wants rid of that burden on them but will not say so publicly. So is Shelter/ Generation Rent and now NRLA who have capitulated deliberately destroying private landlords or is it they don’t know that they don’t know.
From:
Michael Foley
26 April 2024 23:11 PM
“You’ll own nothing and you’ll be miserable ” I like Martin’s comment it a view I hold as well. Section 21 is free to the Tenant all he needs to do is breach the Agreement or just sit there. Landlord put in a position where he’s forced to take Court action and huge costs. I think Court Application fees going up to £400.00, that’s the tip of the iceberg. What did all this cost the Tenant Zero but imposed those costs on you, that’s what I mean by Section 21 favouring the Tenants.
From:
Michael Foley
26 April 2024 22:10 PM
So out of several hundreds Tenancy Agreement over the last 46 years only issued it 6 times and only 4 Court Cases although it didn’t exist for the first 10 years when I had Corporate lets due to no S.21 that I campaigned hard for and one was at that time when Yvonne Fletcher got shot. I had Libyan Diplomats unfortunately their Government stopped paying them & they stopped paying me.
From:
Michael Foley
26 April 2024 18:20 PM
I can’t understand why the Courts should be involved at all. The Agreements are entered into freely by both parties, that’s the way it should start and that’s the way it should end. Everyone raving about Courts, the Court shouldn’t be involved only as a last resort, like how it was so all this bull sugar legalisation clearly is not required other than Gove wants his chums Corporate & Built to Rent to take over. Section 21 was one sided in favour of the Tenants. I didn’t use it very much because of the cost each time it took months cost £2k + vat at least and loss of Rent. It seems to they’ll want us to go to Court every time to get our property back, then that’s not free enterprise or a Business.
From:
Michael Foley
26 April 2024 17:35 PM
Couldn’t agree more and Paul Shamplina above anyone, imagine that demanding a date for removal of Section 21. The Kenton man that used to help landlords get their own property back. I knew it was a sad day that he got roped in by NRLA and making him a Director t in some Company scenario. Good heavens now looking for Certainty of the total Collapse and demise of the Private Rented Sector, obviously a Market Crash and Recession which is what they are causing, so why the hurry to remove the bases of all Private Renting.
From:
Michael Foley
26 April 2024 06:31 AM
Mr Grove is wrong it is not a renting Resolution it the death of The Private Rented Sector. How would he know having been sacked by the previous Prime Minister for double crossing him, hardly a trust worthy person, living in Grace-and-Favour accommodation what would he know about Renting.
From:
Michael Foley
25 April 2024 08:08 AM
LBC Presenter again last night full scale unjustified attack on Private Landlord he is apparently a Renter himself. What he actually said is unbelievable and so naive not fit to be a Radio Presenter with this level of bias. He said just because they bought a Property and Rented it out they think that they are geniuses. Hello if it’s that simple why don’t he and everyone else do it so ?. Reality is very different try dealing with £500k debt wrapped around your neck for a House or more likely a Flat in London, (and now to house a sitting tenant). Anyway I was a Renter for 9 years and Built my first house while living in a Rented room because l couldn’t get a loan and no family support possible, so there you go I must be a genius try it sometime see how you get on
From:
Michael Foley
25 April 2024 07:55 AM
Its not more balanced its an outrage so they give 4 hours sitting around and expect us to swallow this rubbish. They are completely out of touch with the Business, they need to be out here trying to deal with the mess they have created. Forget about Elections I will join the Majority and not vote clearly no one worth voting for. Enjoy the Crash
From:
Michael Foley
24 April 2024 20:01 PM
I am putting down plastic types plank flooring, good one, got fed up with laminate not durable enough and if it gets wet it’s finished. Although I would rather be watching the snooker too anything other than watching the RRB crap.
From:
Michael Foley
24 April 2024 16:12 PM
Councils don’t pay income tax, Council don’t need HMO Licences, how many more things…if we are to compare.
From:
Michael Foley
24 April 2024 11:59 AM
Peter it’s both the Tenant & the Landlord anyway you look at it. I have Property Vacant because of this the first time in 46 years since October, it’s not palatable or do you think I’m enjoying this Rogue nonsense imposed on me. Do you think that I couldn’t find Tenants ? . What use is it to the Tenants when it’s out of their grasp because of the RENTERS REFORM BILL, so use to Landlord or Tenant, now Government looking for ways to prevent vacant property, do they not understand it’s vacant because of them so they haven’t far to look. The winners are Agents, NRLA, Arla / The Properymark. the Redress Scheme that’s not needed now going to be a big money spinner for the person behind the Scheme, like the Rampant Insurances every one now £500. +. So now talking about more inspection I am sick of them already when I had 3 inspections on one Property That been licensed 3 times and each time adding more requirements by digital academics straight out of university, now talking about more inspections to create high paid jobs for those useless high paid individuals who are missing from Thursday afternoon until Tuesday’s that’s what the inspections are for. I was offered £2.5k pm months ago for a vacant Property does that not tell you the dept of feeling and can stay vacant despite c/tax £2’300.00 pa but double on vacant £4’600.00 pa, good isn’t it now just force-in more quango reforms. Scrap Michael Gove’s stupid RRB before you completely crash the economy.
From:
Michael Foley
22 April 2024 19:27 PM
The proportion Renting Privately has gone up from 10% to 19% The proportion Renting in Social Housing has gone down from 30% to 17%. So that’s a 22% Change doesn’t that prove how much better a Private Landlords Property is to Social Housing, you have your answer Tenants now Confirmed this voting with their feet. Its not out fault if 42% of people living in Private Accommodation are relying on Benefit we don’t make the rules and it you who are paying it out
From:
Michael Foley
22 April 2024 15:02 PM
Now wants to convince us, damage is good for us. Some scoop pull the other one its got bells on, aren’t we privileged does he really think that we are going to listen and join Housing Minister on Thursday, after what he done to us.
From:
Michael Foley
22 April 2024 14:04 PM
With the continuing attacks on landlords and the stress that’s put on us by everyone living off our backs, more & more joining every day whether it be Insurance Companies, Deposits Scheme's, Redress Schemes , Agents whether Arla / Property Mark, Councils with their Licensing Schemes, NRLA all in it together all making a fat living off us, maybe they’ll have us all on cannabis. We are doomed no one taking a blind bit of notice of us.
From:
Michael Foley
22 April 2024 13:36 PM
I did respond fully but it got blocked you can’t allow truth to get in the way.
From:
Michael Foley
22 April 2024 05:58 AM
Some stitch up by this Anti-private landlord Group while living off our backs. Better not use Agents now gotten too big for their boots. NRLA in Collusion with this Group riding rough shod over us who’s Property is it anyway no one to Represent us. This Article is full of Rubbish and they are getting away with it. Wednesday around the corner and it be an unsafe Law. Agents now want to Control us but we employ them.
From:
Michael Foley
22 April 2024 05:56 AM
George. War Bonds no shortage of Wars.
From:
Michael Foley
21 April 2024 10:27 AM
Andrew I know done that too and didn’t we refurbish turning dumps into modern with all the facilities, re-wire re-plaster, kitchen, bathrooms, CH etc and loved it. The properties others wouldn’t touch just wanted one’s that they could get away without doing anything just rent out slums really which was why they were in the Auction as a Mortgage wouldn’t be available on those but they made the soft money. I was so green at my first Auction the Auctioneer said Sir you are bidding on yourself, I was so determined I was getting it anyway. It was Stable where the horse used to be kept in Acton, 18’88 stock brick built with a loft for hay. I did get planning permission after a few attempts to build a house which is now there to the good.
From:
Michael Foley
21 April 2024 10:01 AM
Next Wednesday is the final nail in the Coffin and the demise of Private Landlords. Well done Mr Ben Beadle you anti-private landlord CEO shame on you. Colluding with Mr Michael Gove the so called Housing Secretary to introduce Mr John Prescott’s Labour’s Policy’s contained in his 2004 Act.
From:
Michael Foley
21 April 2024 08:45 AM
A big long Article about what, no talk about the landlord needing a license to rent it to you or whether you are single people or a family. Might be in an Article 4 area or not you might have a Licence for what is considered a small HMO up to 6 persons otherwise need planning permission but I had some for 7 before they made that rule. Anyway it if you let to a family you are stuck with them and it immediately becomes a, C 3 and can no longer re-let in the future as a permitted small HMO but would require planning permission unlikely to obtain.
From:
Michael Foley
21 April 2024 08:14 AM
Are you mad them days are gone, let it stop there.
From:
Michael Foley
20 April 2024 10:23 AM
LC, and a financial crash.
From:
Michael Foley
20 April 2024 10:20 AM
D Duck, you summed it up perfectly it’s the worst legislation ever to be imposed on Tenants. Then to have the Gaul to tell them its to help them they must think that they are completely stupid. Then as a smoke screen attack Landlord as well and tell Tenants that they can have lifetime Tenancies to convince them the art of deception as if the majority of Tenants want to stay in the same place for ever. Ok the free living Benefit Tenants might although sometimes want a bigger place they have plenty of time for making children, other times they want a bigger place to sub-let a room on the black market I am aware of this too. You have been lucky in Scunthorpe to have escaped until now. I have been lumbered since 2006 with umpteen licensing Schemes and renewals, following Two Jags John Prescott labour Deputy Prime Minister 2004 Act, yes it was Labours Act that is now so much abused by Tories to Cripple Landlords. Hang on to your hats next week Parliament will be introducing the worst Recession since’29.
From:
Michael Foley
20 April 2024 04:32 AM
Don’t know about rumours but one thing is undeniable The Renters Reform Bill has destroy Private Sector Housing and deliberately so, driving out thousands of landlords, making renting unaffordable just add The Licensing Schemes and the the picture is complete.
From:
Michael Foley
19 April 2024 18:10 PM
Ben Beadle is no head of any Landlord Association he doesn’t speak for its members, resign please or the Board should vote him off he is not is our interest or represent our views.
From:
Michael Foley
19 April 2024 16:25 PM
Councils say they didn’t want to go down the Licensing route but it has. Do you really want us to swallow that one and miss out on a £26b market. OK so there’s a half a million licenses issued in the UK but there’s 2.6 m landlords so does that mean there are 2m that should be licensed but are not if I am wrong please correct me, I’ll be looking forward to see the figures although if you haven’t the figures it shows how incompetent you are, no surprise there when Councils don’t even know the rules themselves & given landlords wrong information according to what’s being posted on here ?.
From:
Michael Foley
19 April 2024 14:51 PM
Pat. less than 5 individuals is 4 individuals unrelated then an additional License is required, Regardless of Storeys they don’t count Storeys anymore, it could be just one. Andrew 3 people is not an HMO but it still has to be licensed that’s not called a HMO its called a Selective License, a fat lot of good that’s to you, you still have to comply as if it was a HMO.
From:
Michael Foley
19 April 2024 14:15 PM
The problem that I see is when all the cherry picking is done of the well healed who’s going to house the majority of the Tenants that’s left ?.
From:
Michael Foley
19 April 2024 09:36 AM
It’s not my understanding of the rules Only 4 allowed as 2 households not 4 households. 3 or more a license is required, 4 or more an Additional licence required, 5 or more it’s a Mandatory licence regardless of Stories, now some Boroughs are saying only one household/ 2 Persons or you’ll need a Selective license. Families or not don’t count anymore so you are going to need a licence regardless of which one it catch all.
From:
Michael Foley
19 April 2024 09:04 AM
The problem is there’s no one to Vote for we voted in this lot Labour couldn’t have gotten away with what they done. Too late now too much National Debt for next Election winners to deal with, seen this many times before hand it over in a mess.
From:
Michael Foley
19 April 2024 08:10 AM
I don’t understand this why don’t they deal with the abuser, it not for landlords to be involved in private Domestic situations, we will be expected to be carers next if we exist.
From:
Michael Foley
19 April 2024 07:58 AM
Why did they appeal they must know its a stitch up, ask my brother am I a rogue and Renters Reform Bill becoming law next week to Bankrupt the Private landlords good luck with that.
From:
Michael Foley
19 April 2024 04:24 AM
AST was always six months minimum since 1988 Act, now they are concerned this is too long a period to have Tenants trapped but its ok to trap the landlord in life time Tenancies. Why is Government or anyone else listening to those people who don’t house anyone just trying to frustrate the system and do as much damage as possible, they are not helping anyone but bringing the Recession closer will it be worse than 2008 ?.
From:
Michael Foley
19 April 2024 03:57 AM
Seen another New Development today lots of flats Shared Ownership scam. A friend brought a flat on shared ownership paid the loan & the Rent for 15 years then struggled to get out had to pay all the costs and get less than £100k other similar Flats were being sold, were selling that privately owned were selling for £300k +. The other thing as I continued to read,’the Majority of the rest of the Flats are for Private letting, there you go another big Developer muscling in, in guise of lame duck Shares Owner. I doubt anyone else wouldn’t have got Planning Permission there
From:
Michael Foley
18 April 2024 19:19 PM
Council tax also goes up in London 4.9% although the Mayor increased 8.6% good game. Google says say’s the 3 most expensive areas in the UK for Band ‘D’ are Nottingham, Dorset & Rutland. However Harrow is more expensive than those. Charge you double on empty for fun, often caused by their malfunctioning Licensing Application process.
From:
Michael Foley
18 April 2024 15:43 PM
I have a property vacant that I might sell against my Will because of the Renters Reform Bill. The Solicitor told me its good that its vacant if I want to Sell or he’ll have to write to the Tenants that I am going to sell, its become as if I need their permission, so let it stop vacant double C/tax and all for nothing.
From:
Michael Foley
18 April 2024 08:31 AM
So of the 830’000 they Claim was unwarranted moves, 500’000 of those were not forced to leave that leaves a very small percentage out of 11’000’000. What’s missing here is the figures for the hundreds of thousands that moved themselves because they wanted to ?. They must think landlords have no costs between Tenancies with vacant periods, loans still have to be paid, bills still keep rolling-in incl’ c/tax often Service Charges, the cost of Replacing Tenants and Compliance Requirements. Shelter where are those figures and costs, it’s just as well you have Charity Status and don’t supply any Housing you wouldn’t last s a week putting roofs over heads off your own backs so but out.
From:
Michael Foley
18 April 2024 08:00 AM
Peter. I have done all that not just now but over the years. Several posts read out on LBC Radio. About 30 responses from House of Commons from MP’s & Ministers I have the cream envelopes. I gave 10 years fighting for Section 21 to be introduced from 1978 to 1988 before which there was no private lettings, now we have people still wet behind the ears braying like donkeys to get rid of it.
From:
Michael Foley
17 April 2024 20:22 PM
Just looking at another Block of 279 Flats adjacent to Tesco’s well on the way while the wife does her Shopping . The Development is financed by a Pension Fund and all are for letting, do you still not think that we are not being driven out to make way for the big boys.
From:
Michael Foley
17 April 2024 20:04 PM
When I was living in a Rented room I was interested in buying a property I approached an Agent who was all business and referred me to a broker in Kensington but got knocked back they expected you to be married that time, he Charged me £50.00 more than 2 weeks wages at the time + lost a day from work. I continued to save and bought a plot in Ealing Conservation area, then I was able to approach the Bank and borrow to self-Build with an interest rate of 13% so spare a thought you guys that have been borrowing money for 1-2%. Build by my own hand a Detached 5 bed house with Double Garage with hand tools only no electricity on site or available, no family support possible and Dad RIP. Incidentally I still have the house over 50 years on, now here comes Mr Gove squatter with his Renters Reform Bill just hand it over for life to someone who never done nothing and may have spent his life on Benefits. Take note and read this next week in parliament ? The fact that they refuse me the Mortgage was the biggest favour they could have done me, well done and good luck with your Credit scores.
From:
Michael Foley
17 April 2024 19:26 PM
RENTERS REFORM BILL back in Parliament again next week will it cause a bigger Recession than 2008.
From:
Michael Foley
17 April 2024 18:40 PM
Its not the way we were told or read it, how long does a loophole last Regulations changing on a whim, if it’s the case what’s to stop those rogue regulators making it 12 months or permanent, there is no loopholes only bog-holes no confidence left in those so called regulators, there only aim is to destroy. When I hear a Council say they always prosecute the landlord if the Tenant Complains how biased is that, so the Court is just to rubber stamp the Tenants are the Magistrates, the Councils always say following the case let that be a lesson to all other landlords.
From:
Michael Foley
17 April 2024 07:13 AM
Did you see ITV News last night the huge number of C/tax payers in arrears, they can’t pay the C/tax how are they going to pay the Rent. The Mayor their friend that’s going to solve all has increased his take of their C/tax 71%. He is all going to solve the Housing Crisis if Re-elected imagine that. He had 2 Terms already so he had plenty time & opportunity to have dealt with it before now ?.
From:
Michael Foley
16 April 2024 19:49 PM
I think it’s very sad that you have to sell your house to get it back, then you have lost it for good, am I missing some point here. It designed to get rid of you, its none of their Business whether I want to keep it, live in it, sell it or raise it to the ground. I didn’t need their advice when I bought it or get any financial support from them, now what gives them the right to dictate to me what I should do, how dare they. I agree good transport links are essential which is why All the Big New Fat Corporate Boys are Building next to Tube Stations, also I have parking in 90% of mine. My rents are low at least £100k below the Market but still under attack from Authorities even though they are all licensed & Re/licensed 3/4 times since 2006. Well if I am to charge the Market Rent most of my current Tenants couldn’t afford it, but most of them are good living people and I have no desire to get rid of them for financial gain, in any case as a 45% tax payer it would be another £45k pa tax to keep the doss. The lunatics are definitely running the Asylum and aren’t they doing very well for themselves at the top with all this soft money. God help the rest of us they don’t know the difference. I don’t know anything about Credit Scores or want to know but Experian messages me sometimes its 100% other times tell me it has changed don’t log-in to find out so they can play with their percentages no one gave me anything for nothing.
From:
Michael Foley
16 April 2024 18:11 PM
Regarding when you have made a HMO Application you can Rent out ? in Ealing yes, Harrow Says No and no Agent will touch it either if a License is Required. The other issue is when Section 21 is gone nothing to serve to get it Vacant to do the Work or for any other reason.
From:
Michael Foley
16 April 2024 13:45 PM
There is no such thing as right Tenant when the Law changes in their favour their attitude changes immediately. When I have let houses they are let joint & several so they are all equally responsible even if only one left. When one wants to leave the others find a suitable replacement subject to mutual agreement / checks and the Contract is up dated or replaced, they are not going install a lame duck that will impact on themselves. In the likely hood that one gets into financial trouble at least the others will be paying you, then deal with the arrears leniently. Removing Section 21 is total disaster full Stop 🛑.
From:
Michael Foley
16 April 2024 09:38 AM
Well that’s a bit harsh I never know a landlord to remove his fire alarms it costs plenty to have them installed and annual Certificates, why would he remove fire blankets ?. Unsafe storage tools if you are doing work you can’t remove everything at night or leave them in their bedrooms so what are you supposed to do half the time you can’t even park near the place. Leaving things in common areas don’t necessarily mean it’s blocked often far more blocked with Tenants Pushchairs & Bicycles. He had added a third Storey apparently with Planning Permission as this was not mentioned extending the HMO Licence is a near impossible procedure probably needing a New Application taking 18 months if you are lucky. He at least he spent money on the Building Works, paid VAT Presumably and gave employment to get the work done, so less people under umbrella’s, more fool he was should have keep his money and do nothing he wouldn’t be getting into trouble and no one bothered about him..
From:
Michael Foley
16 April 2024 08:05 AM
I think it’s an excellent idea if you are a moron if you want more housing their idea is to get rid of the supplier, how does that help ?. They want housing quality and energy improvements I go along with that, can they help with an Incentive rather than a Penalty, so easy to achieve make refurbishment VAT exempt.
From:
Michael Foley
16 April 2024 06:56 AM
Small typo (based on) repetition had to rush battery on last legs 👍.
From:
Michael Foley
16 April 2024 04:14 AM
The Article got one little detail fundamentally wrong. They were not made Homeless by Section 21 no fault eviction. They are Homeless because of the Removal of Section 21 no fault eviction. They were All Housed Cheaply for Decades based on the Existence of based on Section 21. Now can The London Renters Union, Shelter, Generation Rent, Ben Beadle, Acorn, Citizens Advice, Theresa May, Squatter Gove , Parliament etc’ not get that into your Thick Heads. This is the one Change more than any other that caused Rent hikes and homelessness, now isn’t that what’s Eye Watering 💦.
From:
Michael Foley
16 April 2024 04:06 AM
I never wanted a HMO License but weren’t we forced to have them now people think it’s a big deal to have them. I have always made less income from HMO Licensing and lumbered with all the costs as I have never let rooms individually there you go Jo. Licensing Applications now taking 15/18 for Councils to issue since they passed the process to metastreet software company and most of Councils are doing it so they don’t have to do anything themselves, sit there having a laugh.
From:
Michael Foley
15 April 2024 09:25 AM
Tax break NRLA teaming up with GetGround that should be good one Ben anymore bright ideas. I think you were down this road before teaming up with Less tax for Landlords until the Revenue gave us a kick up the backside and the schemes failed.
From:
Michael Foley
15 April 2024 08:08 AM
Free property Health Check such as electric and gas Certificates, that’ll be fine just the minimum not like the umpteen requirements and licensing that we have to do, you can bet your bottom dollar that’s how to get landlords to sign up quickly.
From:
Michael Foley
15 April 2024 07:31 AM
LBC are at it again promoting private landlords / tenants incitement.
From:
Michael Foley
15 April 2024 05:53 AM
They attack Landlords and cripple him then ask for his help with more tax payers money, what’s wrong are all the penalties not working do you expect Landlords to come running.
From:
Michael Foley
15 April 2024 02:29 AM
More outsiders as said knows nothing about our business and here he comes with 10 point plan manifesto, ridiculous nonsense and I would have thought The Sunday Times was a quality paper how wrong I was. All popular propaganda they all want to be on it. What’s wrong with Government allowing all this to happen we are being kicked around like a football. I have property vacant for ages because of all those lies and ever increasing adverse legalisation, too scared to let for the first time in 46 years a Landlord while paying double C/tax for a non Service does that not tell you something. Why would I buy a property for someone else ?. I was recently asked if I was interested in buying a House the answer was definitely not, why would I when I already have property idle. Richer’s is off the Richter Scale.
From:
Michael Foley
15 April 2024 02:11 AM
Gove’s mentality is the problem the idea is a Penalty for everything instead of an incentive. He wouldn’t last long in Business he should know how to get the best out of people which is incentives, penalties always mean forced to do it against your Will.
From:
Michael Foley
14 April 2024 08:24 AM
Obviously it’s a deliberate Housing Crisis since it was caused by the Powers that be, Government, Councils, Courts etc and enforced. They robbed the finances with Fees, Penalties. Regulations, Certifications, Licensing Schemes, S.21, S. 24, and virtually remodel your property that was perfectly habitable before then talk about housing Crises. Like for example for me remove and replace dozens of doors some beautiful heavy duty mahogany polished doors others Edwardian hand made mortise & tenon that I had previously sander down & refurbished that stood the tested of time and were there120 years as good as the day they went-in but not good enough for today’s hopeless generation. Like the big double range cooker I was required to install that Tenant’s didn’t want and their food arrived on a moped's. Like the second sink in the kitchen that I had to do again pointless surplus to needs wasting worktop space. Like the hand basin requirement in every room which I did to comply then subsequently changed that rule a fat lot of good to me when it was already done. There is no end to it and too much for a text on iPhone SE. Now about to implant Sitting Tenants abolishing the words Owned/ Ownership look in any Dictionary and you’ll understand Owner means right of possession, it’s scandalous behaviour by Authorities. So many Landlords that I know under so much stress like second class Citizens, many with Rent arrears others paying double C/tax for a non-service on vacant property too scared to let with this draconian government. Now I need some therapy to hang on to my sanity let’s get the Karcher out and wash the Patio.
From:
Michael Foley
14 April 2024 06:46 AM
I messaged LBC phone-in last night telling them how it is in no uncertain terms. Low & behold if a Landlord did respond and said Landlords are greedy and that I should take a look in the mirror, a saying I had previously used on here so he no be on here to. He also said he only put up his Rent 12% in several years which is more than I did. Obviously he hasn’t been hit yet and living in clover in dream land, I doubt if he’s has done Licensing yet which cost me thousands per property, neither he nor I mentioned this or Section 24. Have a nice day.
From:
Michael Foley
13 April 2024 11:29 AM
Andy Marshall, well done even when I used Solicitors years ago now cost £2’300. I believe a lot more difficult now any excuse to throw it out, Whether the Deposit wasn’t protected correctly or in time, if you hadn’t served latest addition of How 2 Rent guide before signing the Contact or you should have had a license but didn’t, given them the gas certificate and EPC loads of little lame duck excuses to cheat you. I would be careful about changing locks and make sure you have the Order in your hand first as they always seem to get extra time after Court day to get out regardless of arrears, anyway congrats.
From:
Michael Foley
12 April 2024 23:18 PM
So the Councils caused all those housing problems and still causing them, now they would like landlords help to solve the crisis, happy to oblige just scrap the 2015 De-Regulation Act. Scrap Section 24. Scrap TRRB. Reinstate Section 21 fully, now that was easy you didn’t have to lift a finger, otherwise when you are analysing the crisis take a good look in the mirror..
From:
Michael Foley
12 April 2024 06:43 AM
Agree about time to someone told it how it is. ITV Channel 3 one of the worst every evening knocking Landlords non stop, add LBC who have gave years knocking landlords but recently taken their foot off the gas now that the damage is done. All this attacking landlord have created so much homelessness, driven temporary Hotel accommodation sky high and putting them up in B&B costing taxpayers fortunes no wonder the incompetent bias Councils are broke just add Michael Gove the so called Housing Secretary and the picture is complete.
From:
Michael Foley
12 April 2024 04:45 AM
Rents can’t keep rising there’s a limit to people’s pockets isn’t that what causes Recessions. Who cares about reforming the Court System if you have to go to Court every time to get your property back it’s not a Business. Section 21 was never meant to be a requirement to get your property back it was a Safety buffer for when the Tenants breached their agreement and didn’t abide by the Agreement he signed and vacate. They were Virtually always given the option to renew again if that’s what they wanted, what was wrong with that. Suppose you hire anything else you have to give it back you can’t keep it. Section 21 was abused by Tenants requiring Landlord to go to Court and hey presto now I have a Court Order the Council have a legal duty to house me and there lies the crux of the matter. The Council wants out of that because it’s a major burden on them but instead of telling the truth and change the law so they wouldn’t have automatic entitlement to be housed by the Council. They are too cowardly to say it because now too many on it, so they’d rather blame the Landlords make him the scapegoat to Change the Law. Its well know from the Landlord meeting I attended that the Tenants often required the Landlord to serve it to get housed by the Council, something the Tenant had the application ready for Landlord to sign if he didn’t comply the rent stopped, everyone knows this and if you didn’t you have lived a sheltered life.
From:
Michael Foley
11 April 2024 17:20 PM
Very little changes it just takes only one to destroy the whole Sector that is the Removal of Section 21. They should have known this before putting it in the Manifesto. They can tweak it all they like it makes no difference playing games who cares if they give 2 months notice or not I never stopped anyone leaving just peas off if you want to go I’m not organising your life.
From:
Michael Foley
11 April 2024 07:27 AM
Pat. I have done that spent the money time & again couldn’t stomach the advice and walked away. Nothing palatable and to go messing around with Companies at my age is not an option. I had an Ltd as far back as ‘72 taxed at 42% not 19 or 24% the prices were rubbish had to undercut everyone to get the work then slog your guts out to make a profit and didn’t the big boys keep me waiting for the money, in other words we financed the jobs for them. I had it for years and glad to be rid of it, I didn’t Bankrupt it just ceased trading. I had the advice over and over again, Solicitors. Accountants, Professional Valuations, I walked away as far as I am concerned there is no system jumping through hoops like a Clown no end game allowed they take all. Sad isn’t it sorry to say Why do I bother.
From:
Michael Foley
10 April 2024 21:13 PM
I wasn’t joking about dying before 75 to get pension pot free of tax, after 75 you are taxed. Some one will correct me.
From:
Michael Foley
10 April 2024 19:16 PM
Frank, very good it everything they deliberately done that has brought this situation about. So the answer is very simple reverse everything you done and shouldn’t have done to solve the housing problems you created. I agree with most of what you say except the bit about favouring Tenants, they are the tools used as an excuse to do what they are doing, driving the wedge between us, good guy bad guy, in reality they have driven up their Rents 20/30% do not helping them either. Helping no one but themselves filling their pockets. Anyway keep paying the tax to keep the Benefit Claimants, plenty of them, huge numbers fraudulent. Don’t think those 5 Romanians are the only ones but they were good at it, young people are good with the buttons. £54m is handy money for 5 fraudsters, hats off will they get a Knighthood for exposing the sham Benefit system, never mind keep targeting Landlords to have the money available for them.
From:
Michael Foley
10 April 2024 18:27 PM
John I think you have to die before you are 75 it like they want rid of us 👍
From:
Michael Foley
10 April 2024 11:27 AM
Crown is the biggest land owner, Forestry Commission, Church of England one of the biggest Farm owners so everything mostly State Controlled and all farm produce has to be subsidised or you can’t afford the Shopping. Roman Catholic Church biggest Land owner in the World, do you go to Church.
From:
Michael Foley
10 April 2024 09:19 AM
It’s big Business for them to stitch up Landlords down on their uppers, they make a fortune out of struggling landlords. I also don’t think it makes little difference who is in power didn’t all this happened under a Conservative Government ?. Harrow is a Conservative Council and the Mayor is Conservative yet they are really turning the knife in the Landlords back, couldn’t be worse, don’t even have a Civic Centre anymore, they are in hiding.
From:
Michael Foley
10 April 2024 09:00 AM
Yes the fine is not much different to a parking contravention. What is striking is the extravagant prosecution costs as usual they never earn their money or need to justify it. In this their alleged costs are 10 times the fine. No doubt the Tenant had a hand in this to further his chances of getting Council to house them. Its totally irresponsible to have 5 Children with no intention of buying a property to house them and expect the taxpayer to rear & house them, it will cost the Council substantially more in B&B in Hotels. I better leave it there….
From:
Michael Foley
10 April 2024 08:29 AM
I think what they are doing to Private Landlords is a bigger scandal than the Post Office.
From:
Michael Foley
10 April 2024 06:23 AM
Jahan. Sorry to see your Business ripped away from you by useless fat cats lobbyist that House no one, why should they even have a say not alone the ear of Government. I wish you well you must have nerves of steel.
From:
Michael Foley
10 April 2024 01:44 AM
Andrew. I don’t think you need to do that anymore ? I think you can split income with wife. Although there would be no Capital gains between husband & wife if you give her property but it ends there no hope of giving it to Son or Daughter. I knew a guy in his 80’s married's his women friend on his death bed we were good friends met in the Cafe for years., I visited him in Hospital she was there he said she tricked me I’am going to change my Will. She said you won’t I’ll have you Sectioned, it was a Fine big House worth a lot. She said she wanted to move in to it with her Daughter but never did he passed away rip. She sold tax free already had a Flat in Chiswick and one in Bournemouth (nice one).
From:
Michael Foley
09 April 2024 18:51 PM
John I don’t know but I think you have to live 7 years after giving it away to be clear of it There is no difference between gifting Money or Property. I think for a Child it would have to go into a Trust pay some tax on way-in then some Management Company run the Trust until 18 probably. Its very hard to find out anything but there must be plenty of Landlords out there with this Knowledge come on then help John.
From:
Michael Foley
09 April 2024 13:42 PM
Its been reported that Ealing Council Staff have nicked £65k worth of Computers in the last 6 months, nice honest people to be in charge of Landlords licensing Schemes , not.
From:
Michael Foley
09 April 2024 12:55 PM
The problem for older landlords sell now and pay the Capital Gains, then your Estate likely to pay another 40% and the 24% already paid washed away that’s 64% but the remnants of the cash money you have left after paying the capital gains in the first place will taxed again at 40% is this real.. hmm I Think Tank we should be Targeted 👍
From:
Michael Foley
09 April 2024 12:28 PM
I don’t consider Generation Rent or Shelter to be Tenants Groups as they don’t provide any Housing not Renters either does Twomey rent privately. He had seven jobs allegedly anti- landlord bash to further his career another Child to knows all like the other Ben I was a landlord before they were born or Rishi. The tails are definitely wagging the dog.
From:
Michael Foley
09 April 2024 10:24 AM
Private landlords are being forced out in order for Corporate to take over, there will be supply high rise, System Built modular flimsily Clad foam insulation that will give off toxic chemicals fumes in fires. They won’t be pushed around with Government on their side. Good luck to Bill & Ben they won’t be getting affordable Rents from them and will only pick the cream, or is it Ben & Ben you’ll miss your hands on Private Landlords at your beck & call with cheap Rents. Forget about buying your own place you will not be saving when paying their high Rents and cancel your trips abroad as well.
From:
Michael Foley
09 April 2024 08:27 AM
Strange if we are going to Save the World with a bit of insulation, electric cars take energy to, e-bikes blow up and our screens are full of black smoke from Wars around the World, maybe stop the Wars to save the planet before someone presses the button. So the climate is getting warmer why would I need more insulation, this year I only seen 2 nights of Frost in London ?.
From:
Michael Foley
09 April 2024 07:25 AM
The Foundation dismisses concerns about the costs to Landlords as scare stories. This is totally irresponsible and inept thinking. So all the deliberate costs, levies. Licensing Schemes, Section 24, 3% extra STAMP DUTY, double C/tax that they impose on property that they cause to be Vacant by saying you can’t let without a Licence but the house was licensed for 3 - 5 years periods before and Application to re-license before existing one expired although they done their best to prevent me from Licensing by introducing metastreet useless software company to handle all Applications, you can’t make an application without a special code that they give you but they use that to control and prevent you by not issuing it until they feel like it usually after previous one has expired then you have to Apply as if you never had one. Don’t get me started on Council House discounts. I knew a guy that was able to buy his at a massive discount. I actually bought a relatively a New Council House (30 year old) at the time but not directly. The first woman Council Tenant bought it for £22.5k with her massive discount then sold it on after the 5 year owner requirement for £102k that’s £80k for old rope, then that purchaser in turn sold it to me for £204.5k a few years later that’s another £100k he walked away with tax free, this is all only out of one Council house and I was the only one to do updating. Any think Tank with the Council.
From:
Michael Foley
09 April 2024 03:46 AM
Maybe we could be Social landlords get the same terms & conditions, tax exemption, Council Housing don’t pay tax or have licensing Schemes, many Housing Associations have Charity Status, so don’t pay tax whatever they make put it back into housing get bigger & bigger just pay yourself a big salary, that’s easy let others do the work.
From:
Michael Foley
08 April 2024 18:04 PM
Steve , didn’t he not come from a Council Estate, benefited from the tax payers subsidised fee rearing , living & education, the mind set is there, similar other benefit Claimants maybe 2/3 generations, expected, entitled. I digress.
From:
Michael Foley
08 April 2024 16:29 PM
Not allowed to sell, keep us locked-in, licensing Schemes, fix rents, control us. Held to Ransom.
From:
Michael Foley
08 April 2024 08:28 AM
Wrong Analysis its down to THE RENTERS REFORM BILL, Section 21 Removal, Section 24 Introduction, the Market has been gutted of Confidence.
From:
Michael Foley
08 April 2024 07:50 AM
Removing Section 21 is Removing the foundation the very basis that Created the Private Rented Sector before which there wasn’t any, do you not get that. Where were you when there was no Renting now you come with your idea’s several paragraphs of nonsense. What you are up could be summed up in a few Lines. So you are calling removal of Section 21 which is the only right that landlords have left and security of Tenure by Tenants of another persons property fairer, it’s confiscation / theft plain & simple. Anyone that wants Security of Tenure it’s already available buy your own to get it like we had to do. It’s now not enough to pay more than half out income in taxes in so many different ways to keep them, rear their Families but now give them the property as well. So Sorry for ever being a Landlord, the work done, the houses I Built, the sacrifices made, self denial of break’s & holidays. What a waste and now the digital brigade making rules to fill their pockets and controlling all.
From:
Michael Foley
07 April 2024 13:47 PM
Why don’t he go to Hell we didn’t know he was creating an unfairer system with his stupid Manifesto. I didn’t even know they even suggesting such a thing or many other Landlords either no one told us. It’s unfairly Legalising economic injustice on Private Landlords.
From:
Michael Foley
07 April 2024 12:48 PM
I had an Agent come to look at my property posing as a potential Tenant had secretly taken a photo I didn’t know any difference until I looked in a relatively new Agents Window by chance to see how the market was . I couldn’t believe my eyes when I seen my house in there I suppose giving the impression he had more to let than he had. I had another agent opposite Ealing Broadway Station that seen my property advertised and rang me to know if I would use him but no deal was done and I let it myself, the Tenants moved-in. A week later 3 girls from Leicester arrived at the House, my Tenants answered the door, they said we come to move-in, my Tenants said we are renting this place you can’t move in here. They went back to the Agent who had closed and disappeared with their Deposit & one months rent it made front page of the local News Paper at the time I still have the cutting somewhere. We could write the book but now we are required to learn how to be a landlord by Digital Academics or else.
From:
Michael Foley
07 April 2024 01:07 AM
I had used a letting management Agent a subsidiary of a large Company that went bust by siphoning off the money to do Development work and got away with it. They Bankrupted the Company and didn’t have to pay back. They got well behind with my rent when I applied pressure they sent me 2 cheques that bounced. I went to their Office in Earlsfield locked with the door slightly open on a chain and girl talking out to about 30 angry people Tenants & Landlords alike, so I knew the game was up and went home. No one got their money back the Receiver got £20k there was £4’600. left over which went into a Residuary Body in Birmingham (a black hole) I was told I might be able to claim something from there, some chance.
From:
Michael Foley
06 April 2024 19:31 PM
I self manage but on occasion I have used some Agents, the 20% vat tax on top of the fees is a killer, now that they have invented so much more administration and with licensing costs added + Deposit Schemes, now they are determined to prevent you from self managing. All this extra burden is designed to stop us. That’s why I gave up taking Deposits when they made it a liability instead of a protection back in 2007, that’s one thing out of the way. Now here they come with a redress Scheme what for and to Redress Whom we are the ones with the property with most to loose so do you want us to Redress some them as well. I know what’s wrong Computerisations gone to your heads we didn’t have any of this nonsense before. Sorry to say you are all doing non-jobs take the buttons away and you are finished. How did we manage for Decades before. M Foley 46 years a Landlord and Campaigned from 1978 to 1988 to have Section 21 introduced and only for Sir George Young a thorough gentleman it might never have happened and none of would be sitting there calling all the shots or there wouldn’t be any Private lettings either to rob & destroy so think on.
From:
Michael Foley
06 April 2024 18:46 PM
Anyway this landlord was fined £45k for having 2 unlicensed houses & 3 other non-compliant charges. The fines and fees have increased a lot another case in Newham some years back involving 92 properties Rent 2 Rent no license apparently and 7 individuals in the group were fined £79k including costs that netted £1.25m, Had used false names and various Companies that they quickly dissolved. Just seems much higher fines for landlords that own the property as apposed R2R merchants creaming off the top.
From:
Michael Foley
06 April 2024 07:24 AM
The Landlord Deposit Blog today about the illegal back extension the Tenants built. It had to be Removed on Tenants exit but Tenants said they had no money. They had paid a Deposit of £1800. and Landlord Quoted £1800. to Remove it which was granted. A very Cheap Quote and not feasible to my mind. I observed a Council Contractor Remove a Similar back garden illegal Building and they Charged the landlord £20’000. I have the video & photographs.
From:
Michael Foley
05 April 2024 19:56 PM
The tax and the high cost of doing the work is off the scale, do we need to be attacked from every angle as well. I bought a 25 litre tin of roof seal today £200.00 + 20% VAT another £40.00 as well as been 45% tax payer, why do I bother you get punished every time you do something good I seen young people about 30 years of age all day looking at their phones and don’t tell me they were working I know the difference its ridiculous they are targeting the wrong people.
From:
Michael Foley
05 April 2024 19:04 PM
My first was digs 6 single beds in one room in Hornsey if you could all it digs gone before breakfast, bus ride 24 stops on tubes and super finish when I got back, hide under the blanket when the fights were on, spare a thought.
From:
Michael Foley
05 April 2024 08:01 AM
They will be New Landlords alright brand new if they are Digital but not proper landlords and capable of doing nothing with a house.
From:
Michael Foley
05 April 2024 07:21 AM
I can understand they sell off Social Housing what do they want them for, they can force Private Landlords to house them for nothing and give him a £30k penalty as a reward.
From:
Michael Foley
05 April 2024 06:47 AM
Well he had the warning but Council didn’t give him much time to rectify from September to January is not a long time, with the place occupied and would be impossible to carry out much work in order to apply for a license if it was only a matter of apply everyone would have them. I don’t understand the article and what happened to the third Property was that now licensed or Compliant. Did those 2 properties have fire doors and all the other documentation required to make the Application or just the Alarms. There are hundreds of thousands of those type of properties they are going to be busy. I didn’t see anything about a Rent Repayment Order to Tenants as apposed to ridiculous prosecution fee of £29’000.00 how do they justify that of course they can’t but I suppose they are Regulated by The Financial Ombudsman that’s ok then like Solicitors charging £300/350 ph for a bit laptop paper work. Anyway I can see a lot more Landlords head for the door, do the Council think those Tenants would be better Homeless than living in this property or how would the Tenants afford one of those new built Compliant properties. Maybe the Council would like to house them in one of their unregulated properties.
From:
Michael Foley
05 April 2024 05:07 AM
Obviously its going to affect sellers far more than buyers they’ll be taking a hit to cover the cost of the up grade, so if general public are voting for HMO Licensing to despise Landlords it will affect them as well. Before you even think of sitting down to make your HMO Application you’ll need your EPC Certificate, 5 year DEICR, your Fire Alarm interlinked Certificate, Emergency lighting Certificate, Gas Service and Annual Cert’. Fire Risk Assessment Report (cost me £220.) but you won’t have those if you haven’t done the work. Have all self-closing Fire Doors complete with suitable frames / stops & smoke seals, Euro lock thumbscrew inside on each door. Fire blanket in kitchens + fire extinguisher and on all levels. Fire escape hinges on window in each room + keyless restrictors. Stupid exit signs as if they didn’t know the way out and they living there (if you went up the stairs then you come the stairs). Monoxide Detectors where required. Some Boroughs ask for your Tenancy Agreements, before it was a 16 page paper Application I didn’t have a problem with that but now Sublet to Soft Ware nightmare Company all digital that take a lot longer to do and over a year for them to issue the license instead of the 4 months it used to take. Anyway you have nothing better to do and have you £1’650.00 fee ready. This is nothing to do with running your day to day business, dealing with Tenants, Contracts, General Maintenance, paying Bill fee goods and Services. What about the Mortgage dealing lender, Accounts tax matters etc. Some Boroughs now say you can’t let without a license and charge you double C/tax on vacant while waiting or else a repayment Order
From:
Michael Foley
04 April 2024 20:29 PM
Robert. The Problem is you need an EPC Certificate to apply for a HMO License currently some Councils charge you a higher fee for a poor EPC. Next year you’ll need a “ C” to apply for a Licence, the screw is tightening.
From:
Michael Foley
04 April 2024 18:11 PM
Oh dear 85% if a child told you that you’d give them a slap. Who did they ask and how many. I couldn’t see turkeys voting for Christmas. The usual ask the general public that has no input, to get the answers they want, did they ask the participants what their occupation was and what percentage of Burnley voted ? I doubt they have any mandate. We had all that nearly 20 years ago now a marvellous Consultation, a guy came from York held 3 meetings Southall, Ealing & Acton I attended all 3. It was called the Mayhew Report he knew very little about the Borough when challenged but told us what was coming in, there you go that’s your Consultation. It was reported at the time he got paid £100k for that handy money. To say HMO provide cheap accommodation is a joke or should I say Licensed HMO’s one of the Biggest causes of unaffordable Rent or are they suggesting the Licensing Scheme doesn’t cost anything ?. It’s costing landlords & Tenants Billions the reason for its introduction. Its taking a long time for the Scheme to make it that far up the M6, you can get a beautiful house there for 2/3 hundred thousand but this scheme could put the mockers on it, careful now what you are voting for it may well affect you.
From:
Michael Foley
04 April 2024 16:51 PM
Annoyed, you are right the place is infested with people hiding under the cloak of Charity Status. Like our Water Company worse than useless, not capable of fixing a leak, get into billions in debt, then the Regulator gives them a big fine. Guess what no problem for them now raised out water Bill 16%, I could see that coming a mile off so only the Customer is punished.
From:
Michael Foley
04 April 2024 13:38 PM
Agree a big shock we are being replaced with new Corporate landlords, have a look on-line modular built high rise, Greenford Quay’s, UB6…. To Let.
From:
Michael Foley
04 April 2024 07:55 AM
What next we have our hair pulled out long ago with frustration and we are not over weight, that’s the occupants sitting on their posterior munching on take away’s, we have lost weight now skin & bones.
From:
Michael Foley
04 April 2024 07:18 AM
They don’t get it banging on about no fault evictions it’s not an eviction when it’s end of Contract. The Assured Shorthold Tenancy could be anything from 6 months up to 7 years or various periods of length in between by mutual agreement at the start what was wrong with that they were able to Rent for the period of time they wanted. Section 21 was only used when the Tenant was in breach and didn’t vacate as per Contract, what other way could it be you can’t physically go in and throw them out. Anyway if they took it for say 6 or 12 months and wanted to renew the Contract it was usually an option which I done for years. Simply do another Contract that was before the lazy slippery slope of Periodic was introduced now the Chicken are coming home to roost. So section 21 is not an Eviction when you are out of Contract and you have no right to be in the Property.
From:
Michael Foley
04 April 2024 06:42 AM
Exactly Private Landlord Crisis that’s the Plan it was designed to happen nothing unexpected when Government decided this. We are being replaced by Corporate Company Landlords & Developers why else would Mr Gove be planted there the Architect of the Scheme having previously been sacked. That’s what Section 24 is for to Bank Private landlords and not applicable to Companies and pay increased tax up to 45% instead of 25% for Corporate and can claim all their expenses. Licensing Schemes is another big one that doesn’t apply to Corporate who have more than 3 Flats in a Block a right stitch up, now used by some Councils to keep landlord’s property vacant by saying you can’t let without a licence and sit on the Application for 12 Months and more + charges you double C/tax in the meantime even though the property was licensed 3 times before inspected & pass but come up with new extra requirements. THE RENTERS REFORM BILL removing Section 21 that was never needed other than to deliberately destroy Private Landlords, otherwise why would thousands have sold up if its not from the financial hit of S.24 and the Licensing Schemes it has to be the removal of S.21 landing you with Sitting Tenants totally unacceptable and Gove knows it which is why he’s doing it and to pull the wool over the Tenants eyes pretending he’s looking after them while he caused their Rent to shoot up 20/30% yet retained fixed term (S.21) let’s for students letting which again is now the Big Boys taking over that market like 700 high rise Students Flats at Hanger Lane, so homeless is not a priority. Housing Crisis, hardly breaking news & large numbers of Repossessions when Housing Policies were introduced to make it happen.
From:
Michael Foley
04 April 2024 05:47 AM
Jo. I agree with most of what you say which is correct as regards to HMO’s, you could easily be a HMO Inspector. They do wedge the door open, they do tie a plastic bag over fire alarms, they do close the vents, they do bend the window restrictors to disengage unnecessarily to open fully, they do open windows to max then pull in by one corner and bend the hinges etc . We do have emergency lighting on Every level & also fire extinguishers on every level and annual Certificates for them and the fire alarm as well as annual Gas Service & Certificate's, we do have fire Blanket in kitchen’s and carbon monoxide detectors where required. We do have fire protection on stair spandals. We do have 5 year Domestic Electrical Inspections Condition Report. We do have pay £1’650.00 to Council for Application Fee for HMO License on a Semi-Detached that they do but sublet to metastreet Software Company that are worse than useless & takes over a year to deal with your Application. Anyway let’s take a look at a 1930’s Terraced on outskirts of London that’s £500k Jo try paying for that so its equal to 20 of the ones you referred to and it won’t be Compliant either how could it be, it was Built before the rules were invented, more likely to need £150k spent up dating don’t go far those days factor that in. When you have done all of that got your license all you are short now is the Sitting Tenant to walk in, install himself for life and tell you to peas off. They take us for some mugs and Mr Gove is fine with this. Jo the far away hills are greener.until you get there.
From:
Michael Foley
03 April 2024 13:34 PM
Pat. The way I see it the Country is made up of emigrant extraction including myself, the Prime Minister the Scottish Bloke and the Royal Family . No Sir I don’t have time on my hands nor time read all those comments either catch up when I can. Changed a window yesterday to keep Tenants warm, then run in a panic Flat Felt Roof letting in, it turned out the Tenants had nailed their satellite cable etc across it you couldn’t make it up. So as well as all the maintenance to deal with, government administration and Licensing Compliance apart from dealing with Tenants issues/ Contracts , coming & going, good luck to you what spare time would that be, not alone do we not have spare time but our time is not paid for.
From:
Michael Foley
03 April 2024 10:28 AM
Of Course The vast Majority of Tenants are very happy with their landlord. Authorities please stop your campaign of pitching us against each other. Especially many traditional landlords who worked their guts out years ago to acquire the property and consequently now in a position to offer the Tenants a very good deal indeed that they won’t get from Jonny come lately New Build investors mortgage to the hilt.
From:
Michael Foley
03 April 2024 08:00 AM
Activity is booming Auction Rooms are full with people getting out when was that ever the case before. Auction Houses now thriving seems to be takes over from Estate Agents as preferred way to sell instead of falling through any numbers of times. Oh ya Nation Wide supports Shelter while living off landlords.
From:
Michael Foley
03 April 2024 07:38 AM
It’s hardly any cause for celebration when like other Boroughs Blocks of Flats are excluded from HMO mandatory licensing regardless of size or age if there are more than 3 Flats in the Block that’s the criteria for exclusion imagine that looking after the Big Boys again. How many of you knew that so Grenfell type excluded, it stinks, also I know some of Council leaders in Brent have or had privately rented houses themselves that weren’t licensed in the early years of licensing which were required so no need for them to be crowing.
From:
Michael Foley
03 April 2024 06:55 AM
Its a shame more landlords don’t come out of their box speak up for their business, instead of just quietly reading comments and staying anonymous have your say we need you, don’t just sit watching your business go down the pan. Yesterday 2’300 read only 23 comments, 2300 divided by 23 = only 1 in a 100 that’s a very poor showing come on now for goodness sake speak up, or as Edwina Currie once said about her football team LETS BE HAVING YOU .
From:
Michael Foley
03 April 2024 05:43 AM
Just for the Record Section 21 was never meant to be a requirement every time to end a Tenancy. It was only to be used as a last resort when Tenants were in breach and not abided by the Terms of the Contract they had signed up to with the correct notice period as per Contract. So why has it been misused by Tenants and now seems to have become obligatory.
From:
Michael Foley
02 April 2024 20:52 PM
We don’t want to go to Court to get our own property back. They didn’t need a Court Order to move-in why do they want one to move out. The Court System was never fair to landlords at the best of times even when there was no queues. When I did use it years ago as a last resort it always cost a couple of thousand + and vat, whatever the reason was whether Rent or other reasons like the ex-Police man & his wife who rented a brand new house from me that I had Built. As it turned out he had the Freehold an antique shop with a Flat above occupied by an old couple who were sitting Tenants. He moved into my place briefly made a couple of payments then unknown to me moved his sitting Tenants into mine, they were delighted with their new detached house with gardens + double width double length garage. When the Rent didn’t arrive I went to the property to investigate and met the Couple who had the Cash for me but I wouldn’t have anything to do with it and so the legal process started. By this time he had gutted their old Flat and no way back. I did win the Court Case and the only one to win on the listing that day. The Judge asked them how much they had paid me and the reply was nothing because I refused to take, so judge said then you are not his Tenants if I had even accepted a £1, it would have created a Contract & told I would have lost. That’s one case I have plenty more episodes….
From:
Michael Foley
02 April 2024 19:57 PM
Another issue I have existing Tenants wants to bring in Refugees / Asylum seekers who may seem ok in themselves but have limited Government leave to remain, what happens when that expires.
From:
Michael Foley
02 April 2024 13:30 PM
The other thing that’s virtually left unsaid is the Licensing Schemes of various types to catch all. So why would you need the RRB as well do we need to be double stitched up. Incidentally they have already used Licensing Schemes to Ban the use of Section 21 on expiry. I have had most Licensed 3 & 4 times previously but you have to renew before the existing ones expire. That’s a Big Problem they won’t let you make the Application no matter how many times you try. I have had it 3 different times and failed for weeks because you now can’t make an Application without a a code Ref: they give you but they won’t give it to you on purpose to prevent you from Applying. Then you have to make a Brand New Application as if you never had one, which means in affect you can’t issue Section 21 without a license absolutely ridiculous. I managed to get one Application through on the last day after several attempts so it is continuous Licensed nevertheless on checking the Register it says that the House is not licensed quick they were to wrongly remove it. I believe metastreet software computer Company is complicit in all this and are total incompetent now used by most Councils to handle the Applications that they are not capable of dealing with themselves, anyway it frees up their time to do nothing with their fees included and spare time to issue penalties if a Tenant complains which many Councils have said they always prosecute if a Tenant complains, so Tenant is judge & jury anything to divide us.
From:
Michael Foley
02 April 2024 10:00 AM
What a stupid poll ask a stupid question everyone knows Removing Section 21 is the biggest single cause of Homelessness how much evidence do you want .
From:
Michael Foley
02 April 2024 07:34 AM
Sorry did I need to say they are 700 Student Flats.
From:
Michael Foley
02 April 2024 02:27 AM
Jo. While I agree with most of what you are saying I am not get deflected from Section 21 the very basis of which all Private Letting started, before which there wasn’t any. The owner has to have control of his property full stop. Regardless of whether it’s a nice Tenant or a bad Tenant the owned is the owner and not e Tenant. So I am not going along with the idea I can have it back if I want to sell it and that definitely means I have lost it and no way back, so I have to loose it to get it back give me a break. We are a business of course we are delighted when we have good Tenants why wouldn’t we be. We don’t want to go turning more of them bad either that soon happens and don’t they peas off quickly when it suits them. I agree with you that huge numbers of landlords have sold up because of THE RENTERS REFORM BILL which is the Removal of SECTION 21. Section 24 is a disgrace discriminatory and nothing to do with TRRB and already in place. We know exactly what’s going on we are being replaced by the Big Boys when were they ever involved in letting apart from never. Computerisation has brought the Country crashing down, thousands of Shops, Offices, Banks, Pubs, Commercial Buildings now Surplus and guess what Government wants them all converted to Residential, then What. I wished I could show you some photographs like Hanger Tube Station and Gyratory. I have aerial photos for years of how lovely it used to be like a little park with shrubs & bushes now a colossal monstrosity of about 700 dodgy constructed Flats I was long enough in construction to know the difference and as if they were a priority but retain fixed Term Tenancies for those isn’t that retaining Section 21 for the Big Boys. The Whole thing was never required in the first place and should be scrapped altogether. Supposed to be helping Tenants my foot, so far have driven up their Rents 20/30% making sure they can’t save any money or buy their own place, do we not have a brain cell left or are we been institutionalised.
From:
Michael Foley
02 April 2024 02:19 AM
Hi Ellie. Of Course I’d love to but don’t have academic skills and its all computerisation and admin as apposed to doing real things in a real World . My Generation the idea was to work hard to achieve wealth , happiness & success. Game changer now we are disillusioned from being ripped off by lazy, greedy, dishonest opportunists at every level, thanks for the recommendations but at this juncture and @ 77 as the man said why do I bother Best wishes 😊👍.
From:
Michael Foley
31 March 2024 18:15 PM
Mr Richard Lambert was a brilliant CEO of NLA a shame he had to resign on the take over to make way for Mr Ben Beadle.
From:
Michael Foley
31 March 2024 11:46 AM
BL. Excellent Post exactly how it is in West London to, duel carriageways bicycle lanes costing £6m finished over a year and went on for a year not a bike to be seen ever, when I did see 2 bikes cycling along they were still on the road, guess what they ignored the potholes in the road adjacent. Installed a Bus Stop right outside a new business that had opened up, then 4/5 charging points that will finish them off. Further along a silly bit of Bus lane about 15m long 10m back from traffic lights 7am to 7pm holding up all traffic & the Buses as they are stuck away up the road with all the other traffic queuing a mile long and can’t get to it because it’s there where as before when lights changed 2 lines of traffic got straight through so they have doubled the traffic & pollution not putting any value on peoples time, a kin to what they are doing with Private Sector Housing it don’t bare thinking about.
From:
Michael Foley
31 March 2024 08:58 AM
The RLA destroyed us by taking over NLA suppose to be stronger together following the amalgamation of the 2 but it wasn’t that, it was virtually all RLA taking top positions. 50k members each still not much difference they are not concentrating on increasing membership but several spin off money streams. Membership £100.00 is nothing fiddle sticks, the regulations they invented is costing us thousands per property. Some Landlords have had an easy ride and still have, never put their heads above the parapet, not commenting on here or licensed either but they are making real money most of their properties are £1’000.00 pm more than my similar licensed properties a simple check of the licensed registered you can see straight away who they are and we know they are let out in their thousands. Just seen a 1930’s Semi today same as one I have let, licensed, 2 parking spaces for £1600. pm, theirs £2’850.00 pm no license no parking. Another one £1500. pm so I thought that’s reasonable but wait a minute it’s a one bedroom Flatlet occupying less than half the House. So if rent cap comes would I be locked in at the current low rent and they would be guaranteed their existing high rent ?. What Mr Gove is doing with the RRB & removing S.21 is driving Landlords out or under ground making rents this high, they can’t save any money to buy their own forcing them to keep renting indefinitely. Nice one Mr Gove if there was a prize for dick heads you’d win hands down. Tenant’s friend really if only they knew the truth……..
From:
Michael Foley
30 March 2024 20:15 PM
Nothing new about this we had this in the 1960’s shared kitchen & Bathrooms communal living, they were sharing more than their facilities endless fights, people like their own private space.
From:
Michael Foley
30 March 2024 14:00 PM
Andrew, good job you are of it too much technology these days delicate sensors everywhere like my current one and no hand book, just a disc but I have no where to put it. Anyway landlords are screwed I can’t believe what’s going on its like we are enemy number one.
From:
Michael Foley
30 March 2024 13:50 PM
Property Mark should be quite too only around 6 years claiming to be in existence for 50 years promoting highest standards to industry. They weren’t even there not to be heard of now an amalgamation of Estate Agents mostly living off our backs wants to shape Policy for their own ends.
From:
Michael Foley
29 March 2024 08:54 AM
Matthew Pennycook. That’s very big of you but it’s not your property and what makes it everyone right to be entitled to my property no one ever gave me anything for nothing. OK it’s going to be a great time for subsidised Students at tax expense not least free Council Tax as well while others of same age decided to work for a living instead of further education are taxed. So now we are going to be forced to let to Students as only option left available to us, so watch out we will undercut everyone and no Landlord to House Working Shares or Families. Congratulations you morons crack-on with that.
From:
Michael Foley
29 March 2024 08:38 AM
Ellie. Of Course that’s the truth it’s a win win situation for the Council using us as scapegoats. They won’t have a Statutory Duty to House them with no Section 21 evictions. They won’t have to put them up in Hotels Bed & Breakfast's and such like because they will be stuck in our Property nice one. Shrinking the queues as well but blame the Private landlord the back bone of the economy some confidence trick. While you are at it don’t stop at Robbing his House use Licensing Schemes to Rob his Bank too some stitch———up. Well done Mr Ben Beadle for assisting the Architect Mr Michael Gove Polished Rogue and Ben tells us to crack on with it. I rest my case total injustice.
From:
Michael Foley
29 March 2024 03:06 AM
D Duck. Eire is swamped with Refugees and Asylum seekers or what ever they call them. Streets lined with tents endless not able to cope can’t house their own. A famous Cyclist who built the most Amazing House ever complete with gate house and Stables in a beautiful setting, now that he moved on and the House sold. The fine rooms have been divided and the Stables Converted to House 75 of those Refugees. I can see big problems ahead.
From:
Michael Foley
28 March 2024 19:59 PM
Nikie, there will be places they are going up rapid in every Town & City multi storey substandard much more expensive to rent ours with 3m2 balcony in the sky excuse for a garden. Look at Hanger Lane about 700 modular high rise Flats in the middle of the Gyratory
From:
Michael Foley
28 March 2024 19:09 PM
Licensing fees have doubled up because the Council’s are not capable of running the Schemes but we are expected to do everything and pay them now for nothing and been totally incompetent. So they up the fee and let Meta Street Software Company to process the Applications that’s what your extortionate licensing is for, the Councils want your money for nothing and abuse their legal status to do it. Of Course Meta Street is not cable either all in a muddle and taking sometimes a year or more to deal with the Application but when LA writes to you 2 weeks only to respond.
From:
Michael Foley
28 March 2024 18:48 PM
There’s a lot more at stake than losing Membership there’s the Insurance’s Associated Companies and other services So 100’000 landlord members don’t forget that they are Portfolio Landlord with several properties each.
From:
Michael Foley
28 March 2024 18:25 PM
That’s not an amendment that’s a load of Bens Poo as if it was s big deal, when did I ever try to stop a Tenant leaving when he / she wanted, apart from never ever never months 2 months notice. Stop the smoke screen and pulling the wool over our eyes just crack on and reinstate Section 21. The Government has no Landlords Mandate to remove Section 21 they might have a Mandate from Rogue Charities that Houses no one and the advantages tax charity status now isn’t that something. Ben will have his fixed term retained for Students so it ok for them not for us more one sided discrimination
From:
Michael Foley
28 March 2024 17:32 PM
Bruce, hush silent cars move the fastest, or they’ll have another amendment to ban Landlords selling vacant.
From:
Michael Foley
28 March 2024 13:50 PM
Martin, it goes without saying when I Checked the Register without crowing my House was only one with a HMO license (and for 3 fiver year terms) in the posts code say 150 properties mostly 3 story at least 60% let. Similar story everywhere I checked just a few in each post code although more getting them now but what about the last 15+ I just made myself a target for the Council.
From:
Michael Foley
28 March 2024 13:17 PM
Yes. I wouldn’t suggest that they are in the pocket of Big Developers every Office Block in London is being Converted or Demolished to pack-in even more Residential high rise Flats they are coming with full Government support to take over PRS, we are being bulldozed out of the way, inventing laws to legalise our demise. Might as well add Permitted Development Rights to turn unwanted Pubs, Shops and Banks into Residential, looks like no other Business left. Anyway let’s keep the cement mixer going or the Country is finished.
From:
Michael Foley
28 March 2024 12:58 PM
Jo. I agree London is different and hammered left right & centre disadvantaged in every way far less return for the outlay. Far more rules costs and licensing since 2006 many parts of the Country are moaning now about getting their first, huge numbers of properties around the country are below SD threshold. I would love to swap Londons regulations for those in other parts of the country. I have had to license 4 times on most properties and 3 times on the rest even though I never let rooms it was Councils invented HMO’s money grab for themselves. £1’650.00 Application fee on last one plus thousands of associated costs, incidentally that only covers one inspection visit subsequent visits are chargeable…..
From:
Michael Foley
28 March 2024 12:22 PM
Suppose if 83% of Tenants were aware of the Renters Reform Bill and the main Reason why their Rents shot up 20/30% in jig time, there would be uproar and the Bill certainly wouldn’t see the light of day. Please tell them and stop pulling the wool over their eyes pretending to be their friend, while telling blatant lies about landlords.
From:
Michael Foley
27 March 2024 17:43 PM
I know fire Regulations are all important but £10k was a good stick anyway but they don’t even have to justify their costs just pick figures from the sky. I would love to see them tender for a job o the real World. The misfortunate people on the Street are at significant risk but they are not bothered about them, their lives are at risk in so many ways not least freeze to death.
From:
Michael Foley
27 March 2024 09:07 AM
Well it’s all very well at face value but I didn’t read about anything actually happened to anyone or died in a fire and didn’t read there was a fire. No one jailed for Grenfell where 72/73 people died hard to tell from the ashes and burned t death that was Down to Council and fire Brigade no need for them to be mouthing off they have a lot of blood on their hands and not Snow White themselves. I was listening to radio on the night a blow by blow account from 12.00 o’clock. Fire Brigade told them to stay inside and keep doors shut and leave them deal with it. The most stupid advice ever anyone knows by natural instincts its a fire get to hell out of there. 3.00 o’clock the advice changed come out now if you can, are those people for real and to think that was their Policy up until then. I won’t bother even thinking what would be the outcome if it was private landlords.
From:
Michael Foley
27 March 2024 08:36 AM
Jo. That seems to be more like mammy & daddy than a landlord. How can I control what to do it’s hard enough to get access those day because all to anti- landlord restrictions. I know they waste energy washing machines banging away for hour and a half when 30 minutes wash would have done the are oblivious to all that and should have learned it as kids. The other big waste is people not working but around the house all day in their nightie so heating on 24/7 so you can’t compare similar built houses. I replaced a double glazed window yesterday that they were moaning about but it was their fault that it needed changing opening it out to the max’ then pulling it in by one corner, hinges bent up like s hooks. They kept continuously locking the door so impossible to do a job with them under your feet and seemed to have only one word of English which they repeat every time they see you like a parrot, Finished, Finished, Finished.
From:
Michael Foley
27 March 2024 05:12 AM
Yes Council tax will double to £143 million for a non-service I am currently paying double on vacant house expecting this to triable as some Councils have done already they love money for nothing . They forgot to give the reasons for property been vacant it was never kept vacant before, namely the RRB & repetition HMO Licensing. (Licensed 4 times enough is enough).
From:
Michael Foley
27 March 2024 02:29 AM
I meant double the 38 m2 and it’s equal to many Terraced houses if you understand my Irish.
From:
Michael Foley
27 March 2024 02:05 AM
Catherine, so sorry for your situation and the loss of your dear Mum RIP, bereavement is always very difficult whenever it happens even if expected we all get a blast. This Housing Report as Simon says stating obvious still 38 m2 per person is not small double or cramped and is the size of many traditional Terraced Houses but always more than 2 people living in them so the Report is wrong to start with and a waste of time. The HMO Regulations invented by Gov’ & local Authorities to make a mockery of PRS says 6.8 m2 is enough for one person or 10.2 m2 for 2 but 13.5 m2 with cooking facilities in rooms, so even add washing facilities it’s still less than half your 38 m2 that they are moaning about & that’s 2 people, hello what are they on about ?. The other point that is loss is we only take up approx’ half the residential space as the yanks so that must mean we are twice as energy efficient as them and we are the ones expected to take all measures to save the Planet morons. Catherine I understand your predicament regarding lease holds it certainly came as a shock to me as I always owned Freehold including Flats until very recent years when I dabbled with that the shock of my life when I bought an individual Flat in a Block that’s a whole other story with Freehold’s, Service Charges, Court Cases, eventually Enfranchisement to 999 of original. Anyway when people dies the ones left behind virtually always have to sell part of the Estate to pay Death Duty (inheritance tax) yes that’s what it is even though the tax was paid over & over again it stinks and should be scrapped.
From:
Michael Foley
27 March 2024 01:56 AM
Catherine. It was just a throw away remark I suppose I shouldn’t be so flippant still a great deal better than the tent or umbrellas on the street. The Sabotage Act, 2024 by Mr Michael Gove Housing Secretary now making its way through Parliament but completely unnecessary as he has filled the on-line Auctions to Capacity already driving out Landlords in hundreds of thousands, is he oblivious to the fact we had sitting Tenants before and nowhere to Rent, think on.
From:
Michael Foley
26 March 2024 21:07 PM
The Auction Houses are booming created by forcing out landlords but they take this to mean a plus and housing market going very well, morons. Savills Auction up 40% on this time last year directly caused by Rogue Housing Secretary.
From:
Michael Foley
26 March 2024 12:48 PM
Ann Mckelvey. What a waste of education how many minds have you corrupted in 24 years. Everyone knows the Private Rented Sector wasn’t broken until Housing Secretary Michael Gove and all you anti Private Landlord lobbyists started breaking it for Big Fat Boys Business to take over/ Corporate, Institutions & Pension Funds etc, are you secretly getting paid or hoping for a soft job with one of those, clearly anything you have done hasn’t helped the Tenants but the reverse. Can you not find a real job.
From:
Michael Foley
26 March 2024 08:49 AM
Jay. I agree totally with your first paragraph but not with the second no matter what you Build it will never be enough, the more you Build the longer the queue you will create for Council subsidised housing. As now I know of people booked into Hotel B&B but didn’t actually stay there just pop in now & then and living else where, god help the taxpayers.
From:
Michael Foley
26 March 2024 08:35 AM
Annoyed Landlord, you are refreshing my memory. I think our properties are Shipshape & Bristol Fashion .
From:
Michael Foley
25 March 2024 21:30 PM
You can bring a horse to the water but can’t make him drink. I have no doubt this New Digital Generation who have set themselves up over us call all the shots inventing soft lucrative jobs for themselves and now wants to train us. The usual story they know everything in theory but can do nothing in practice and think they should train us, imagine that and what do they think we have been doing for decades, then they have the audacity to suggest that they are going to train us, some cheek they have no experience or mandate its outrageous.
From:
Michael Foley
25 March 2024 21:15 PM
Well if you want small, there’s always the Shipping Container Conversion.
From:
Michael Foley
25 March 2024 18:54 PM
However. The Report says Outright Owners don’t have on going Housing Costs, are they living in cloud cuckoo land. They didn’t factor out all the external costs imposed on Renters & Landlords, The huge Government take in taxes and now more with introduction of S.24. Councils milking it as well with all kinds of Licensing Schemes, VAT on everything we do to maintain or comply with new requirements, a huge lump of everyone’s Council tax to Mayor of London. Ok take all this out & more we are cheaper than Council Housing who pay no tax and no licensing Schemes for them.
From:
Michael Foley
25 March 2024 07:24 AM
Fery. I have come across Mr Ben & Co too at various investment shows whether it was Excel, Olympia or Old Billingsgate they were all there even had a hiding place to escape when challenged behind the Stall, a double screen barely room to stand, I thought where did he disappear to but he was in there, could have got a part on Paul Daniel’s show disappearing act.
From:
Michael Foley
24 March 2024 09:40 AM
Many Boroughs have double Council tax on vacant properties it quadruples the profit for them as they have not to provide any service or empty dust bins etc. They are ignoring the fact why they are vacant in many cases because of unfair biased Regulations, and licensing Schemes better vacant if you haven’t a license it saves you repaying the Rent and loosing the tax you already paid on it. We are all supposed to be treated equal before the Law, well except Private Landlords. What other group or individuals are given a Civil Penalty of Five, Ten, Twenty, Thirty, Thousand Pounds Willy nilly & despised. Some Council’s have said they always take action if the Tenants complain, so that’s making Tenants judge & jury, a fat lot of good it will do if Landlords complains about the Tenants.
From:
Michael Foley
24 March 2024 06:07 AM
Yes but the point is its my property whether I want to sell move-in or for family members none of their business, just like the licensing Schemes has been since 2004 Housing Act, introduced in 2006 so that’s 18 years of total discrimination. Families exempted, fathers, mothers , brothers, uncles, grandad grandma, nephews, nieces, cousins bro, steps, live-in help, what load of bull while I had to Licence multiple times to house human beings to not alien's, 3 storeys 5 or more people, then 2 storey buildings 5 or more, then regardless of storey but 2 couples allowed = 4 persons in 2 households but now changed again applies to 3 individuals must be licensed, how do we know who’s cohabiting, now selective licensing boroughs wide where as it used to be only 3 parts of a borough only if they were problem areas what happened to all that Mr Michael Gove you are the instigator Shame on you.
From:
Michael Foley
23 March 2024 22:45 PM
We are well trapped already Simon, stay-in 40/45% tax on return with Section 24, no indexation or taper relief affecting long term landlords especially, sell and pay 24% c/gains tax reduced from 28% fair enough but no better off because of your tax free allowance cut from £12k to 3k now disappearing, but its tax on inflation really. Outrageous Licensing Schemes I have done most 4 times getting more onerous all the time to obstruct you, huge costs associated with it and the Council deliberately drag out the Application process un contactable for most parts always on leave just talking machines or automatic useless standard email response .I have some vacant because of this nonsense and pay double C/tax on empty for a non service (no bin to be emptied). Long term landlord can’t sell or gift it because of financial penalties, cannot die because of Inheritance tax, no exit allowed.
From:
Michael Foley
23 March 2024 21:51 PM
I was on the verge of installing Solar Panels about 12 years ago but because of pressure of work invented by regulations and work created by HMO’s it had to be cancelled. I had a big ideal South facing roof but would involve removing a chimney, so I said good luck to it let it be, so instead of improving properly they are doing harm. I had better properties before the introduction all those regulations & fees when we took pride in our property and what we done instead of doing the forced minimum against our Will.
From:
Michael Foley
22 March 2024 14:53 PM
Didn’t buyers have a Survey done anyway and lenders required it.
From:
Michael Foley
22 March 2024 09:43 AM
Simon. FFS That’s the whole point statutory periodic is the same thing as Section 21 fixed term Tenancy, which is part of it added on by an amendment years later but with exactly the same terms & conditions as original, in other words no Section 21 no Periodic.
From:
Michael Foley
22 March 2024 07:23 AM
The Prime Minister was born, Ben was instrumental in destroying the NLA, not stronger together but no opposition.
From:
Michael Foley
22 March 2024 06:41 AM
Catherine, yes Courses & Courses to learn how to it, what does he think we have been doing for decades in my case 46 years before Ben Beadle, Rishi Sunak
From:
Michael Foley
22 March 2024 06:38 AM
Another stupid market killer to put people off selling making it more expensive for the buyer to find a place with all this crap, didn’t we have something like this before that was scrapped where do they get off.
From:
Michael Foley
22 March 2024 06:31 AM
More Social Housing means more people on the Social which is what the Government is trying to reduce. That’s the main reason for getting rid of Section 21, a Court Order to vacate the private landlords property virtually guarantee them Social Housing and often jumped the queue. Sometimes the Tenants filed the Application themselves and the Landlord had to go along with it or else he had big trouble but no hope of Councils telling the truth about this reason just blame the Landlord, there you have it, S.21 RIP Housing Market RIP.
From:
Michael Foley
21 March 2024 07:59 AM
I don’t believe there’s the shortage of property that they would have us believe. Probably a glut next year when the hundreds of thousands high rise unsuitable Flats now nearing completion hits the market. We’ll have loads more that’s not required from the new panic introduction of Developers Permitted Rights Planning Rules by Mr Michael Gove for Conversion of vacant Shops, Banks, Commercial Property all motoring in to Residential, what then when the glut hits the buffers nothing more to attract or milk.
From:
Michael Foley
21 March 2024 07:43 AM
More Mickey Mouse schemes to tie you up in knots. The ones that sold earlier were the lucky ones at least they were able to sell at a proper price and not taking a hit like the people trying selling now. I seen one that was a representatives sale because of a death had £50k knocked off before and legal tangling went on another £50k bites the dust.
From:
Michael Foley
21 March 2024 07:22 AM
Also don’t agree with the idea that they are protecting PRS Tenants clearly they have caused thousands to lose their rented property by forcing hundreds of thousands of landlords to sell up or no option but to massively increase rents to pay the costs unfairly imposed on them by Regulators.
From:
Michael Foley
21 March 2024 06:35 AM
Peter. I think in the past it was usually slum landlords that rent to Councils other landlords would avoid Council and if it was a good property it wouldn’t take long to make it a slum with kids writing on the wall and breaking things a kin to Council housing how do you maintain a property if the occupants don’t care. Some don’t respect anything they get for nothing.
From:
Michael Foley
21 March 2024 04:35 AM
Sandra, Its not no Fault Eviction its Licensing Schemes & Renters Reform Bill Fault Evictions.
From:
Michael Foley
20 March 2024 18:04 PM
Council Tax increase Mr Sadiq Khan’s share increased by 8.6% to £471.40 per property for Band ‘D’ he is taking millions from us some hypocrite wants to cap our Rents who are contributing billions to Revenue and keeping him, maybe its a fools cap he wants for us.
From:
Michael Foley
20 March 2024 13:21 PM
Section 21, Licensing, Section 21, Licensing, Sections 21, Section 21, Section 21…….. the birth of Private Renting. Removal is the Death.
From:
Michael Foley
20 March 2024 12:02 PM
I can se where LUCKY is coming from looking after the Big Boys and Developers also moving into PRS with their Commercial Buildings to be turned into Residential virtually no Planning Permission Required just tick a few boxes is it currently vacant etc also applicable to Shops, Banks and pubs. “PERMITTED DEVELOPMENT RIGHTS “ get rid of us by unfair tactics to make room.
From:
Michael Foley
20 March 2024 08:28 AM
Many are forced to leave their property vacant by some Boroughs saying you can’t let without a license but Councils taking 8 to 16 months to deal with your Application while the property stands idle and Letting Agent's refuse to take it on I have first hand experience of that even though licensed 3 times before and Application made before previous one expired this is no isolated incident and their website says immediately the property has no license, some stitch up.
From:
Michael Foley
20 March 2024 08:14 AM
Jo. I think the same thing happening now all young people forced to buy High Rise Packed-in one & 2 bedroom flats with the collusion of SDLT benefits and other incentives to Buy them just to make massive returns for Big Developers. Down the line just wait until they have 2/3 kids up there and no escape driven mad. Make no mistake it’s not about the shortage of housing at all but to oust us for the Big Boys to take over, saturating Town centres with skyscrapers unsuitable flats. Also if it’s the homeless they are worried about why are they prioritising Student Flats like for instance 700 of them next to a Tube Station and plenty more of those dotted around. Oh, yes they are keeping Section 21 for those / fixed term Contracts it stinks.
From:
Michael Foley
20 March 2024 07:47 AM
It will cost you thousands to be legally represented like it always did and take months, you’ll receive no Rent from when you start action so you can add that to your arrears if Rent payment is the issue. Far worse now takes longer and Solicitors think £350.00 per hour is reasonable.
From:
Michael Foley
19 March 2024 17:38 PM
I have had Tenants with cameras on the kitchen cupboards in 2 houses secretly when I became aware had to tell gas engineer we were being observed he was not impressed.
From:
Michael Foley
19 March 2024 14:06 PM
Removal of Section 21 has been very successful in creating homelessness I’ll have to give you that one but hasn’t helped anyone. They must be delighted with this hugely successful Campaign.
From:
Michael Foley
19 March 2024 13:09 PM
David, of Course the Tenants are the biggest losers but they have the gaul to pretend that they are helping them? and as a cover to make them swallow it tell them that they can stay in another person’s property as long as they like, a Cuckoo not possible to have a viable Contract under those circumstances, so the landlord sells up then they can be sitting Tenants on the Street, bare face blatant lies by housing Secretary.
From:
Michael Foley
19 March 2024 12:51 PM
I think the magic circle is within the M 25 if you are Private Landlord, god help you hit with every adverse regulation they can think of, the disease is rapidly spreading around the country. We also have Mr Sadiq Khan’s baby ULEZ & LES and Congestion Charges to screw us, speed humps to stop us speeding @ 20 mph in restricted zones, we have roads blocked off Willy Nilly, temporary works traffic lights everywhere where not required all in the fake name of health & safety causing endless queues, pollution and millions of lost hours to businesses and production. What was wrong with a few road signs, temporary cones and where did all the temporary road lamps go ?. I often filled them with paraffin oil years back and in recent times much easier battery operated flashing yellow beacons now all disappeared and replaced with temporary traffic lights queuing a mile long, don’t put them in charge of a pea up in a Brewery they’ll muck it up.
From:
Michael Foley
19 March 2024 08:42 AM
Mr Khan my friend if you want to reduce homelessness and improve the Private Rented Sector the answer is staring you in the face. Scrap the causes mainly the witch-hunt by Removing THE RENTERS REFORM BILL, LICENSING SCHEMES, SECTION 24 and Retain SECTION 21 the Birth of all Private Letting before which there wasn’t any, did you not know that, now that’s not too difficult is it. I understand all those thousands of leaches not capable of doing a real job living off our backs will be unemployable
From:
Michael Foley
19 March 2024 07:20 AM
Regarding sales falling through it will depend on the market, it’s easy to sell in a Bull Market like the one created in years past by low interest rates and regulations weren’t too onerous. It’s a different kettle in a Bear Market when prices stagnate and start falling like what’s happening now on the back of the RRB, higher interest rates and licensing Schemes but obviously there’s a load of other factors and new policies to distort the market and to replace private landlords with Institutional investors and Corporations. About sales failing through avoid chains I was once in a chain of seven and it broke three times that a whole other story.
From:
Michael Foley
19 March 2024 03:39 AM
I suppose the Redress Scheme will be the reason for the big rise in Complaints, it will be to grow their own business by inventing the Scheme as we now have a compensation culture, if something is available for nothing they’ll be all on it where as there wasn’t any issue before.
From:
Michael Foley
19 March 2024 03:10 AM
This generation is not going to do real work if the laptop and iPhones don’t do it they are not interested.and won’t be doing it.
From:
Michael Foley
18 March 2024 17:48 PM
A JR. We don’t need to be Colombo to know what they are up to but they are too sneaky to come straight out and say it. Just make Rules, Requirements & Regulations + loads of added costs to make what they want happen, us out for their friends to move in and take over simple, hang on a minute must check my IQ.
From:
Michael Foley
18 March 2024 09:49 AM
What do you expect with THE RENTERS REFORM BILL, REMOVING SECTION 21, introduction of SECTION 24, doubling STAMP DUTY LAND TAX, reducing c/gains allowance to £3k, Outrageous extortionate Licensing Schemes, Higher interest rates in recent years, Penalties, Unjustified Fines, Tribunals, Confiscation Orders. Accreditation Schemes, Redress Schemes, Right 2 Rent, How 2 Rent, just where do you get off our backs. I don’t any of this is conducive to a vibrant Housing Market, just to cripple small Landlords and to give every advantage to the New Fat Big Boy’s, Corporate, Institutions and Pension Funds etc, with their noddy boxes in the Sky to take over.
From:
Michael Foley
18 March 2024 07:52 AM
Jo. I understand about being ripped off by builders or very often what seems to be a rip off. Their costs have risen in recent times in many cases by half as much again. The cost of sometimes doing even small repairs can be expensive especially with Tenants under your feet and stuck in traffic getting there and getting supplies especially in Towns with rampant stupid unnecessary temporary traffic systems allegedly Health & Safety for road works and no workers to be seen, this is all new nonsense we were able to do it before. Anyway at the end of the day the Builders have to run their Vans rear their families and have a weeks wages to survive or he won’t be there. The way it is now we are just thankful for some one to come and do it, ( if in London you’ll have £12.50 ULEZ inside M25 + Congestion Charge £15.00 in some areas so £27.50 per day to leave the house or buy a Complaint Van but don’t know how to afford that on bits & pieces of maintenance, Charge I Suppose).
From:
Michael Foley
17 March 2024 07:41 AM
Catherine, excellent post and I didn’t know there was a connection between Open Rent and NRLA that I have used occasionally in the past. They have over 150 pieces of legislation governing us but that’s not enough torture they want a Redress Scheme for one of NRLA associates to make another fat soft living for himself, who’s going to Redress us ?.
From:
Michael Foley
16 March 2024 09:42 AM
The proposal of removing Section 21 with TRRB is certainly hurting PRS no surprise there it what it’s for but its introduction will obliterate it. It’s necessary to drive us out and clear the gangway for the Big Boys to take over and aren’t they rampant with full Government support no Licensing for them. No Stamp Duty Land tax to buy from them, Grants, low Deposits, lower interest rates. For us Licensing Schemes to relieve us of our finances, Section 24, Section 21, more severe tax treatment it’s a stitch up plain & simple no need to go on.
From:
Michael Foley
16 March 2024 08:18 AM
Well if you spend your whole life renting and haven’t sorted yourself out before retirement what do you expect. Still dependent on the State to keep you from the cradle to the grave and me a 45% tax payer never ever had a penny from the State and my miserable pension taxed out of existence, give me a break.
From:
Michael Foley
16 March 2024 07:53 AM
Trigger, you are right it is another world inside M.25 its a prison locked-in no exit plan allowed. Why not scrap Capital Gains Tax for long term landlords, it should be reducing each year until eventually reaches zero. What happens now the tax penalty increases the longer you hold it instead of reducing therefore locked-in and the torture continues and now licensing Schemes invented to prevent us from operating, like cannot let without a licence but it takes them over a year to deal with your application after submitting I have some 14 months and the property vacant. The Council are not capable of running the Schemes it subbed out to Computer giant website. It’s no use the Chancellor sticking out his chest as if doing us a big favour by reducing c/gains 4% when they added on 10% increasing to 28% before that’s 10% more than any other Business. Scrap c/gains tax for long term landlords and release their proper Housing Stock for people that want to buy them many with gardens & garages not stupid over priced Lego boxes in the Sky a kin to Council Housing Estates.
From:
Michael Foley
16 March 2024 06:59 AM
One person to blame for her financial circumstances along with millions of other Tenants put in this situation by Mr Michael Gove Housing Secretary. Then he had the gaul to pretend that he is their friend and they are worse if they believe that.
From:
Michael Foley
15 March 2024 21:03 PM
I agree reduction in C/gains won’t encourage Landlords to sell but The Renter’s Reform Bill will that’s the whole point of it, Its designed to install the sitting Tenants of the ‘60’s / 70’s that’ll get you out.
From:
Michael Foley
15 March 2024 06:36 AM
I believe Private Landlords always try to help Tenants when there’s a Rent payment problem, I have often taking a hit if they are genuine, for example I had a Tenant pay half rent for 6 months who shared with 4 others joint & several Agreement Contact, the 4 were in agreement no jealously there some people still have a heart. You are not not going to get that slack from Corporate giants they’ll keep you to the letter of the Law with their legal team.
From:
Michael Foley
15 March 2024 04:26 AM
That’s a true story not many responding to this reality. He lived up stairs with that mostly to himself of this 2 storey houses & there was a door an element of containment. Scared isn’t it £40k to get her Property Back. No choice Mr Ben Beadle are you reading you were instrumental in Removing Section 21 did you not know why it was introduced. Anyway the House was worth £450/ 500k but to sell with him insitu its minus £200k.
From:
Michael Foley
14 March 2024 20:15 PM
Margaret, don’t be daft the good times are coming back. The Tenants will be looking for £10/20 grand to move out of your property as before sorry I wasn’t born tomorrow. I knew an Indian lady being hood winked by a man who became a sitting Tenant in her house even though she was living in the house herself with her daughter. He pretended he didn’t want to leave but actually he was going back to his own Country not far either and for good measure he moved in his useless Son before leaving and the landlady helped him to get his Son a Council Flat to get rid of him. Oh yes there’s a punch line he received her of £40’000.00 Allegedly to go. Mr Michael Gove are you listening, give this While Paper the third reading you haven’t a Clue what you are doing.
From:
Michael Foley
14 March 2024 18:58 PM
Fault or Not its our property and we are entitled to have our property back no ifs ands or buts A Contract is a Contract for the agreed period between the parties regardless of whether they are Students or not everyone should be treated the same.
From:
Michael Foley
14 March 2024 11:07 AM
Now Gove is Really taking the pees, how about his mates the Big Boys that he’s looking after. Like modular cabins in the Sky in Greenford & Wembley £1500.00 pm for a Studio, mostly £2’000.00 pm for one bedroom & £2’400.00 pm for a 2 bedroom Flat. I have 4 Bedrooms houses with Parking for far less than their 2 bedroom Flats but he must squeeze me ?, hypocrisy.
From:
Michael Foley
14 March 2024 10:22 AM
Shane, as soon as they let you, you hit the nail on the head there. Maybe now is the time, the plan is to lock us in for ever all those people telling us what they will allow as if it’s their property. Simon the costs affect everyone whether directly or indirectly.
From:
Michael Foley
14 March 2024 07:54 AM
I think this is Brilliant to force landlords to let at affordable Rents. After all that the Authorities have done & implemented to make Rents as unaffordable as possible,
From:
Michael Foley
14 March 2024 07:25 AM
So was it real or a possibly fine ? of £1’000.00 that’s actually £4’760.85.
From:
Michael Foley
14 March 2024 07:20 AM
Gove to force Landlords into Bankruptcy plain & simple for the Big Boys to take over and aren’t they swarming in, brand new never involved before but now given every advantage to take over. Licensing that doesn’t apply to them, Removing Section 21 to make our Business untenable, the introduction of of those ridiculous unjustifiably fixed Penalties £5/10/20/30k for fun. None of their business whether we want to sell, move in, or move in a relative who thought up that crap. The definition of Private Freehold Property will have to be redefined as not belonging to the owner you morons, how dare you tell us what we can do with our acids in a Democracy. Also the ridiculous extortionate legal fee always added on with no justification whatsoever but they are Regulated by Financial Regulatory Authority that’s alright then charge what you like.
From:
Michael Foley
14 March 2024 06:40 AM
Emily everyone is welcome to live where I grew up. Single glazed sash windows, no central heating obviously as we had no running water, no electricity (candles a necessity not a novelty) or gas not even portable, no toilets or Bathrooms, the open fire had to do all whether cooking, baking bread or boiling the washing before WM were available, no telly, radio yes 2 batteries dry battery and wet Acid battery, had to grow everything to eat and preserve to survive them skills now lost. No welfare benefits you are having a laugh. I remember the whole class room in winter standing in freezing weather with no shoes Yes everyone welcome to live there if you survive that you can take on the world. People today don’t know they are born sees everything as entitled. I think that I have enough experience to write a book on caveman never mind HMO’s licensing.
From:
Michael Foley
13 March 2024 10:47 AM
Nick they are building 2 Rent to make profit on our backs created by us. What could be better for them than attacking us driving up Rents ready for them to take over, aren’t their Rents Sky high it might disguise that fact if we charge more.
From:
Michael Foley
13 March 2024 10:24 AM
Proper order nosey Parker’s and peeping Toms.
From:
Michael Foley
13 March 2024 07:16 AM
Leading sheep to the slaughter house. NRLA now part of Government establishment.
From:
Michael Foley
13 March 2024 07:14 AM
To be expected they had to move last year due to Regulations driving up Rents. They have now settled in and getting used to paying higher Rent.
From:
Michael Foley
13 March 2024 07:11 AM
Of Course some Social Tenants are fine but the majority have plenty of time to complain, what else do they do.
From:
Michael Foley
13 March 2024 07:06 AM
Charles Amos. Hats off at least someone understands if you buy something it doesn’t belong to someone else. Shelter & Generation Rent have no concept of that and will collapse the economy. Come on now why would I buy a property for another person probably a stranger.
From:
Michael Foley
13 March 2024 06:33 AM
Shane, you are right not to be interested in London, property is double the cost to buy as in Scotland and real returns are less. We are always hit first and a test bed for rest of the Country. The Big Boys are taking over in London building thousands of High rise Flats yet people are so naive they think enough is not being built its just a catch phrase if only they look around themselves use their brain not media hype. We have a Mayor that knows nothing about housing, knows nothing about how drainage systems work, knows nothing about pot holes, knows nothing about quality road surfaces crumbling away after just 3 years at a speed restriction limit of 20 mph & still it crumbles. He knows all about ULEZ £12.50 pd & congestion charge £15.00 pd only understands money for nothing like every London Council. Landlords are No 1 target for everything hardly any other business left to attack now.
From:
Michael Foley
12 March 2024 21:16 PM
James my friend what hot air and nonsense would that be if it was unimportant and didn’t matter thousands of landlords wouldn’t have sold up, I wouldn’t have property idle for the first time in 45 years while people sleep on the Streets do you think we are enjoying this. I suppose you are fully Compliant ? Why would Government be hell bent on getting rid of it if it didn’t matter . So it took you 5 days to manage this stupid comment.
From:
Michael Foley
12 March 2024 14:44 PM
Dominic. Agree Capital Gains should be on a reducing scale say after 15/20 years it should be zero , not increasing every year as now locked in and no exit plan allowed, punishing long term landlords that are the backbone of the business.
From:
Michael Foley
12 March 2024 09:20 AM
George. Careful now what you wish for this is no innovative Scheme at all and is the case by other Councils already. Another scandalous attack on Private Landlords more Fines more Torture more Penalties another money grabbing exercise anyone can see that. No justice for Landlords no normal fines or penalties no slap on the wrist like other businesses, of course not we are loaded we only had to buy the property, maintain fix everything run the business deal with the Tenants issue on a daily basis comply with every law and piece of legislation that anyone can dream up. That’s not enough they now have Computers that the Councils are not capable of using to Administer their Schemes but gets a third party to do it at our expense but we are expected to comply. Have they forgotten we are landlords that supply quality affordable property to millions of people to live comfortably and not Computer kids. Our fines were specifically invented for us a Statutory Penalty £5/20/30 grand there you go fall guy.
From:
Michael Foley
12 March 2024 05:32 AM
As far as Government is concerned Landlords are loaded and is a requirement when Applying for a Licence. It’s one of the Questions on every Licence Application ‘ HAVE YOU GOT SUFFICIENT FUNDS’ you have to answer yes or I doubt your Application will be successful.
From:
Michael Foley
12 March 2024 04:45 AM
Sarah. Agree just like what happened with the threat of the unnecessary RENT REFORM BILL.
From:
Michael Foley
11 March 2024 08:53 AM
Wouldn’t it be great to have a telephone that works anymore instead of music & talking machines. The drop in meetings will be attended by Residence all right no cost to them.
From:
Michael Foley
11 March 2024 06:31 AM
We have Rent Controls already in the form of Licensing Schemes removing your finances reducing your return is that not controlling your income. Yesterday spent Applying for a License again Renewal another £1’550.00 fee bites the dust. This was the fourth attempt in last 2 weeks to Apply because their system wouldn’t allow me to proceed it kept saying the property has a license. Yesterday saying your license has expired and will need to make a new application but it hadn’t expired. Anyway the Application can’t be made without a Reference No, that they withhold then give you one that doesn’t work so a New Application had to be made with the help of a Computer expert who works with Computers every day, he struggled and grappled to get through it but got to the end eventually. The Council doesn’t deal with the Administration of the Applications anymore they are not capable it subbed out to Computer Giants that don’t know their A from their Elbow, not workable not Tenable. This 2 Storey house has been licensed and relicensed since this scheme was introduced in 2006, so it’s the 4th time but a brief gap in between when they were deciding about renewing the Scheme. Is it no wonder that the majority of landlords that should be licensed according to the rules are not the Application process now impossible. I say having been licensed three times previously on this house, Applications that I had made myself but now impossible for an experienced landlord its obstruction at every level of the highest degree.
From:
Michael Foley
11 March 2024 05:44 AM
So if there’s 1.4m vacant properties it’s because of the stupid attack on landlords too scared to let and unacceptable regulations. Ok they won’t all be habitable but most of them will, what owner wants their property empty none can the Government and all the anti landlord brigade not see this. Everyone loosing out the landlord, the government, the revenue and it least the Tenants. Still they’d rather despise landlords with totally unnecessary Regulations like The Renters Reform Bill, The license Schemes and the Removal of Section 21 the basis of all Private Letting. Hundreds of thousands of landlords have sold up because of those Regulations and the constant attacks on them and the raid on their finances, can government not see this or is it what they want to happen (must be).
From:
Michael Foley
11 March 2024 04:55 AM
EPC the more the Climate is Warming the more insulation we need, shouldn’t it be other way around, when we were freezing had no Central Heating and had no insulation either ?.
From:
Michael Foley
10 March 2024 06:16 AM
Anthony, agree we are no longer allowed to operate obstructed at every turn not least draconian licensing Schemes by moron leaches that spend years wasting taxpayer money going to Universities. Now in suits allegedly HMO inspectors that are there to damage you as much as possible with their invented job, couldn’t do a real, virtually uncontactable takes forever to deal with anything and on leave when you call. Where is the optimism in PRS they are having a laugh, the Renters Reform Bill, Section 24, Section 21 the foundation of all. The highest SDLT, How 2 Rent, Right 2 Rent and big penalties if you get it wrong, Deposit rubbish Scheme that can prevent you using S.21, same goes for R2R if you didn’t serve October’23 version forget about the other 13 versions in recent years, if you didn’t give them the EPC prior to signing the Contract it could be nil & void. 2015 De-Regulation Act if Tenants complain about the damage they done you are guaranteed to get fined. Licensing farce and I have most licensed 4 times but more requirements or different requirements each time. Hats off to the Landlords that didn’t comply the vast majority, on checking the register recently which they try to prevent you from seeing. One Road of 64 houses about 80% let and should be licensed only 2 licensed mine & 3 times in the past another one same road licensed application made 14 months ago when they took 30% of the fee up front they are so inept they haven’t dealt with the app’ or collected the other 70%. This is the story on every other Road I checked where I have property. I have thousands & thousands spent on compliance requirements but the property or the Tenants are better off only the Councils. We must be accredited, must have a Ombudsman, must have a Redress Scheme, must be the most appropriate person, must pay taxes through the nose, Yes I am feeling very optimistic on the back of all this.
From:
Michael Foley
10 March 2024 00:15 AM
Nope, Tenants won’t be buying if they are sharers, which one of them will able to buy the wrong property which is what shared property is for individuals, so you think it took 5 to pay the Rent how can one buy this type of property and maybe not in the final area where want to live. On the other hand if they are a family they are not going to buy even if they could, they are not going to loose their housing Benefits. I don’t know any family Renting that are paying for themselves.
From:
Michael Foley
09 March 2024 18:56 PM
Seriously we’ll have to pull our socks up to compete with the Big Boys ?. To Rent a new build modular Flat in the sky in Greenford outer London UB6, £1940. for one bedroom Flat + £2350.. Deposit.or a 2 bedroom Flat £2400. pm. You could treat yourself and buy a 2 bedroom Flat there for £499’000 and get a reward of a £5k voucher from John Lewis, on the other hand you could just rent a Studio there for £1’500.per month, no wonder they want us out.
From:
Michael Foley
08 March 2024 23:05 PM
Capital gains tax should be determined by the number of years held and reducing each year you held It. Say after 15/20 years it should be zero. The opposite is currently happening each year you hold it the tax keeps increasing, so long term landlords are held to Ransom and impossible to sell.
From:
Michael Foley
08 March 2024 15:04 PM
I had Tenant who cut an aperture 450mm x 450mm for dog flap in bottom panel of PVC door, a person could easily get through, now moved on and the problem is mine.
From:
Michael Foley
08 March 2024 08:59 AM
Kevin. Section 21 is the very foundation of all Private Renting before which there wasn’t any. I was there fighting for it from 1978 until in Happened in the 1988 Housing Act and only for Sir George Young it might not have happened. I had to try to get Company lets, Institutions or Diplomats, that’s a whole other story and don’t want going back there again. Well 35 years on the problem being some Landlords had an easy ride with the intervention of the Woolwich Building Society I believe introduced buy to let interest only loans so a minimal Deposit and as interest rates went lower they bought more & more. They had no responsibility or skin in the game just a mathematical equation. The Rent is X — loan the rest is mine for doing nothing. They never had any intention of paying it off no need just get more & more and as Property prices rose it was double bubble profits for them and as interest rates hit 1% they were laughing all the way to the Caribbean. The rest is history and Kevin dearest you didn’t have to use Section 21 very much or at all because it was there do you get that, take it away and you’ll see. Good morning.
From:
Michael Foley
08 March 2024 08:20 AM
Hardly a silver lining when 1214 people read it and didn’t think it was worth of a comment.
From:
Michael Foley
07 March 2024 22:20 PM
Henry S, if they want Tenancies long term to rear and School they kids then go on Social Housing or buy their own it’s not my job to house them. Why do they have kids that they are not capable of providing for it’s very irresponsible. I am not their Dad.
From:
Michael Foley
07 March 2024 21:44 PM
Propman115 Nope, the Renters Reformed Bill was never required there was nothing wrong with the way it was and the Terms of the Contract has to be Complied with just like any Contract. The Contract has to be mutual agreed by both Parties so don’t go telling me I must give it as a right for 3 years or any other period that’s my decision. I’ll decide how long I want to let it for and if I decide it’s one year that’s it and if they want it for 3 years then find landlord that willing to let for 3 years and if you can’t tough luck it’s not your property. However I have some 12 years who just bought their own house because of my reasonable rent, another lot 18 years so why do you want to push us around it won’t work you interfering busybodies.
From:
Michael Foley
07 March 2024 21:12 PM
THE RENTERS REFORM BILL in turmoil says tomorrows Sun imagine that, The Conservative MP’s divided and in uproar, why on earth did they put such a stupid thing in their Manifesto without asking landlords. It says Officials are at a loss given both pro landlord groups like National Residential Landlord Association and Pro Renters groups like Renters Reform Coalition want the Bill passed as soon as possible. I kid you not so we have no voice and betrayed by NRLA who hijacked NLA, the Organisation that we supported is acting directly against out interest its outrageous and totally unacceptable continue on this path and there will be repercussions I for one will do FA.
From:
Michael Foley
07 March 2024 20:16 PM
John Ahmed, you hit the nail on the head there certainly is an alternative motive, namely the Big Boys taking over Computerisation killed off their Offices but now Residential is their new money stream, converting to Residential aided by Permitted Development Rights no need to waste time with planning Permission either its guaranteed . So they are all mates rubbing shoulders together from Oxford, Cambridge, Eaton, Harrow or Harvard taking over carving it up for themselves
From:
Michael Foley
07 March 2024 19:45 PM
Ben said that he had long accepted that S.21 would be going and he’s supposed to be representing us ? some stitch up its not landlords view. He has the ear of Gove and get him to retain fixed term lets for his Student portfolio type only, it will also suit the Big Boys with their new build multi storey Student Blocks of Flats to help them take over this Market easy money far better than worrying about the Homeless.
From:
Michael Foley
07 March 2024 08:40 AM
Generation Rent angry at a small reduction in C/gains tax allowing a few more landlords to get out leaving them high & dry brilliant, just to add to the thousands of landlords that their Policy’s together with Shelter & Acorn etc has caused to sell up already. What are they going to do when no one left to attack and pay taxes to keep them. Heavens forbid they might to buy their own. As Jo says for long term landlords we are hammered no indexation or taper relief, no inflation or money valuation taken into account. We paid tax on those properties when we bought and every year since. So all this is ignored and for me the value of the pound then 45 years ago, what you could have got for it and the same applies to property not least when it was 240d in the pound. In other words I’ll be virtually paying tax on false C/gain on the entire lot it’s horrendous, are you reading Mr Twomey or have you a silver spoon in the mouth.
From:
Michael Foley
07 March 2024 07:06 AM
Big penalty to downsize or get out, sitting Tenants to stay-in.
From:
Michael Foley
07 March 2024 06:04 AM
D Duck. I think most Tenants are sharers and don’t want or capable of buying on their own, also not ready to settle down yet and when they are like many of mine who have bought want a smaller property and usually a property they pick themselves often in a different area or Town. They don’t want Government planning their future or where to live.
From:
Michael Foley
06 March 2024 19:37 PM
And you won’t have to pay a £30k fixed Penalty for providing much needed housing, classed as a rogue, a criminal and attacked by every lame duck Organisation in the Country.
From:
Michael Foley
06 March 2024 12:28 PM
Simon.I envy your sense of humour.
From:
Michael Foley
06 March 2024 08:24 AM
I have had high interest rates generally 8% on all my repayment loans even up to 16%. I have higher taxes. I have licensing Schemes and multiple renewal s coming out of my ears keeping me awake at night. All is by far outweighed by the Removal of Section 21 and loos of ownership impossible, what do you think is the main reason for hundreds of thousands of Properties to be kept vacant its Section 21 full stop 🛑. However instead of addressing the issue the Council would prefer Sanctions and penalties its their answer to everything, some Councils are Charging 200% c/tax on empty including me on Property that was always let for 25 years prior to Gove’s draconian move to remove ownership, now another Council is talking of charging 300% c/tax on vacant property instead of removing the rules that’s keeping them vacant, if those useless interfering busybodies hadn’t made stupid Policies all habitable properties would be let instead of idle, you wouldn’t need to have Double/ triple c/tax to try to force owners to let are you mad do you think they want their property empty ?, they are loosing money, the Government is losing money, the revenue is losing money, the whole economy is suffering not least the Homeless, wake up and go to Olympia show today and tell them Suits.
From:
Michael Foley
06 March 2024 05:58 AM
The biggest one to hit supply is missing the very foundation of all Private Letting. Removal of Section 21 puts all other disastrous regulations in the shade do you not get that confiscation of ownership how can any regulation be worse than that.
From:
Michael Foley
06 March 2024 05:22 AM
Robin Bradford if only I had your confidence in the system. All the cases thus far whether Court or Tribunal have all sided with the Council aren’t they all part of the same establishment. When did a landlord win at a tribunal or did I miss one, some have been known to be ex councillor.
From:
Michael Foley
05 March 2024 19:05 PM
That was mostly HMO’’s this phone likes to change what I say.
From:
Michael Foley
05 March 2024 06:45 AM
Of Course it’s unfair. I feel the same I have all mine licensed multiple times with either Mandatory. Additional or Selective and with years not mostly HMO’s. However I don’t ever let room and think it’s totally wrong to force me to license them. When the Scheme was first being introduced they said individual single let properties wouldn’t need a licence but changed that in the last minute. That’s 2 girls in York that seemed to control all Government Policies on Housing, everything happened in York.
From:
Michael Foley
05 March 2024 06:44 AM
Jo. HMO is a big deal and a very big deal. I suspect you may have a HMO or HMO’s but didn’t have any difficulty and may even have got a discount to apply initially and maybe not even inspected to rope you in. When you had to re-license 3 & 4 times and endless restrictions and extra requirements to comply with that weren’t there before. Wasting your time costing you tens of thousands preventing you from letting in the mean time. As some Borough’s say you can’t let without a license others say you can if Applied but not all, so it is a big deal now especially their uni graduates over paid inspectors who ignore your Application and just pick whole paragraphs from their database and call that your list of requirements. Also Councils subletting their Administration of the licensing process to Computer giants, they the Council’s are worse than useless themselves but we must be able to do everything and at our own cost and comply.
From:
Michael Foley
05 March 2024 05:18 AM
Rolande. No not more Red tape the System is a mess because of Red tape we are strangled.
From:
Michael Foley
05 March 2024 04:33 AM
Why must Budget fix Housing Benefit, one and a half million on universal credit included 800 thousand on local housing allowance Privately Renting, didn’t mention how many in Council Housing on Benefit so what’s the real figure. Why I never got a penny Benefit in all my life ever. Just paying taxes to keep them I believe many are on it because its there and have the attitude its my right I am entitled. I know some gave all their lives on it came down the line to the grand children now on it, it’s not healthy for them and can’t give it up and make their own way. Of Course I have sympathy for people struggling and impoverished but they’ll never break the cycle with this system it’s like an addiction. Its a false industry false economy the system pays the Claimants the Claimants pays the Housing Benefit Landlords the tax payers covers the lot it a right merry go around.
From:
Michael Foley
05 March 2024 04:21 AM
AJR. Have we lost it to the State already with the restrictive laws of licensing Schemes, everything that’s gone wrong with the PRS has been deliberately caused by Government to make it happen for their friends Big Boy to take over the Market. Anyway it no use saying build more the Big Boys are doing it already but the wrong type in the wrong places only in prime location to make a killing pack-in high rise flats with Government support with Schemes to offload them to gullible buyers getting saddled with a life sentence. So the answer is to remove the Policy’s that brought this situation about, now what could be simpler than that, remove the causes and any shortage would disappear like a miracle and people get their confidence back instead of being smothered.
From:
Michael Foley
04 March 2024 22:52 PM
Well if your property is vacant that can be good. Another restriction the Council has come up with if your license has expires you cannot use Section 21. Also if they decide that you should be licensed and are not you have acquired a Sitting Tenant. Anything for badness.
From:
Michael Foley
04 March 2024 15:06 PM
Strong Market that’s a laugh, only because the Auction Rooms are full with Landlords getting forced out, are those Sales what you deem to be a strong Market.
From:
Michael Foley
04 March 2024 07:34 AM
Hunts tax grab to add to khan’s and Councils Licensing Schemes how many more are living off our backs, No hope of anyone earning anything themselves. Don’t forget the National Landlord Investment Show this Wednesday 6th March, Olympia West Kensington London. They will be all there on the day the lot of them come & have your say make your views know.
From:
Michael Foley
04 March 2024 07:28 AM
Khan Judas we fund him and he betrays us. Everyone’s C/tax hammered to support his mad ideas, £571.00 of my c/tax Bill alone goes to him and increasing all the time.
From:
Michael Foley
04 March 2024 07:15 AM
Not sure about Nigel Farage either being involved or leader of different parties now President Reform Party, previously Independent ((UKIP) and was instrumental in bringing us out of EU along with Boris Johnson. I don’t think it done us much good and probably costing individuals more in many ways. Uk tried for years to join ECC (6 Countries) but President Charles de Gaulle kept us out for years. Uk eventually joined then encouraged loads of others Countries to join which they did, then went out the back door ourselves. Anyway Nigel supported Brexit fair enough but then what ? left us high & dry, he said that’s it finished now no Forward Plan and left us like that, goodness me out then what nothing.
From:
Michael Foley
04 March 2024 03:54 AM
The Workers Party with George Galloway landslide victory ruffled a few feathers with his huge majority comeback. Shame we have no one to vote for.
From:
Michael Foley
03 March 2024 18:57 PM
Don’t agree with NRLA about addressing New Landlords greenhorns into the Business that they know nothing about. How about addressing existing Landlords first that are that are being driven out in droves .
From:
Michael Foley
03 March 2024 10:12 AM
Brilliant I knew Chancellor Hunt would give Landlords something in the Budget.
From:
Michael Foley
03 March 2024 09:50 AM
Fools Comply with Licensing Schemes like me most redone 4 times at huge costs and on going, approx £150k wasted on those Schemes and that’s the tip of the iceberg. Quick check of the Register post codes where my properties are reveal which ones are Licensed not many apart from mine. I will give one as an example but synonymous with them all, 64 houses in this post code only 2 licensed and 3/4 times over mine. I’m not crowing about myself but all the houses are similar more or less and about 80% are let full,full,full some converted into flats & extended back & up. So Landlords shouldn’t worry they can’t fine them all. They’ll hit the odd one here and there with a big fine, I could pay a big fine with the money they have cost me, aren’t the Courts full already. The tip of the iceberg if they didn’t license their property did they declare their income and pay that lovely 40/45% tax or loose other Benefits that Jo is concerned about.
From:
Michael Foley
03 March 2024 07:46 AM
I can’t see Hint doing much to help PRS either although everything they have done thus far has been designed to damage the Private Rented Sector, for example Licensing Schemes affecting rental costs of 11m Renters & 2.6m Landlords. Well that is if the Landlord is stupid enough to comply and a gold plated fool like me…..
From:
Michael Foley
03 March 2024 07:14 AM
It makes little difference who comes in with unpalatable Regulations so unless they scrap Licensing Schemes and reinstate fully Section 21 otherwise not much point. In the 70’s / 80’s the Tenants were mainly working Class with real jobs not Academic pretend jobs working from home that used to be knitting. When someone came looking for Accommodation there was as no paper or references. The Landlord just looked him up and down and if he was wearing working Boots he was-in, if he was wearing trainers not a chance.
From:
Michael Foley
02 March 2024 19:39 PM
It’s very simple before Section 21 they were automatically Sitting Tenants it didn’t work and the Market Collapsed, no owner fool enough for that. Now scrap Section 21 and they will be automatically Sitting Tenants again and collapsing the Market again. The point not to be missed landlords saying they didn’t use Section 21 very much, of Course not because it was there, take it away landlords loose all control and no remedy as a last resort which is what it was, not used frivolous initially. Tenants attitude changes immediately as is happening now and run riot, rent arrears will be a by product. There you go give that a third reading.
From:
Michael Foley
02 March 2024 10:59 AM
Agree if they were truly representing Landlords instead of feathering their own nest. I believe they would have one million members by now instead of one hundred thousand, that says it all even with the amalgamation of the two largest Landlord Association’s and had 40 years to do it, give me a break they are not worth their salt. Also landlords should contact (BBC have your say) they are spouting nonsense of Zoopla & Rightmove the are braying like donkeys about high Rents and getting rid of Section 21 no fault eviction thinking its going to improve the renting business but instead it is the root cause. Everyone jumping on the bandwagon with this Popular National Narrative bash the Landlord.
From:
Michael Foley
02 March 2024 03:57 AM
Its hasn’t been advertised for 25 years because of reasonable rent and no Deposit anything they want they get any repairs get done.
From:
Michael Foley
01 March 2024 19:00 PM
I build my first house in Ealing 72/73 over 50 years ago now still have it and this house has housed several hundreds of Tenants over the years. It’s a HMO Licensed since 2006 against my Will as I don’t let rooms and shouldn’t need a license for single let property what’s different about this to being a Family. landlord since ‘78, I doubt if Ben Beadle was even born now calling all the Shots. 10 years before the 1988 Act and the introduction of Section 21. So Prior to the introduction of S.21 there was no Private letting but Sitting Tenants if landlord was foolish enough to let them in, they immediately became Sitting Tenants. Roll on 2024 we are back there again Removal of Section 21 and introduction of Sitting Tenants how difficult is that to understand. Its that simple but Ben thinks he knows better, if we were that dopey we’d never have managed to buy a Property.
From:
Michael Foley
01 March 2024 18:45 PM
Yes Ellie, busy today didn’t get a chance to look at things. I had Libyan Diplomatics it was ok for a while Theo Yvonne Fletcher got shot and it went pair shaped. I Also had Company Lets which was fine at the time because of no Section. Also had some Private Educational institutions so their Company covered me, First ever batch I believe training them to use Computers, when trained many moving on to America. Anyway there was no private letting without Section 21. I think you should be ok with your proposal can’t be worse than RRB.
From:
Michael Foley
01 March 2024 17:15 PM
It wouldn’t allow hinges proper name it said aware word and went red.
From:
Michael Foley
01 March 2024 08:19 AM
Now I must go and change a non standard door to a fire door never a problem since Built like whole Streets of houses. Yes there’s electric meter in there but it’s only a problem for my house strange that. A mammoth of a job for what it is because the rebates are not deep enough for fire door, so router that but I did say non standard so cut down and re-lip, then router groves to accommodate smoke strips, hang with 100mm but hinges complete with ironmongery not finished yet up grade door stops now just 3 Coates of paint should suffice, label keep shut don’t forget to clear your rubbish & have an unwanted door to dispose off. No problem for HMO inspector just tick boxes and break the Bank. Loads more…
From:
Michael Foley
01 March 2024 08:17 AM
Helping them to buy to support Big Developers make a killing. Then lick their wounds when they find its not worth what they paid for it.
From:
Michael Foley
01 March 2024 07:53 AM
London has the highest rate of daylight Licensing robbery as well as higher running costs outside London they don’t have Mayor Khan to remove their finances.
From:
Michael Foley
01 March 2024 06:40 AM
Jo. Good morning all that is true some litany but there’s more although people might find it difficult to believe that there could be possible. The HMO Mandatory Licensing Scheme repeating every 5 years and more onerous stringent rules added each time + App’ fee’s risen from £598.00 when it started to now £1650.00 in many cases The ADDITIONAL Licensing Scheme for 4 or more ? £1150, ish. The SELECTIVE Licensing Scheme (in some cases Borough Wide) for 2 households. The Biggest one of all that you didn’t specifically mention but eluded to it a bit like the crumbling Schools Concrete they forgot the cement, that one has to be clearly spelled out. The very Foundation of all Private Letting the Removal of Section 21 before which there wasn’t any Mr Beadle are you listening you said you long accepted this had to go & you call yourself the CEO of NRLA Association. The How to Rent Booklet by Shelter / Citizens Advice that can invalidate your Tenancy Agreement’s if not given to Tenants first. Changed 14 times since introduced when they think of something bad to add but if you didn’t serve October 2023 version your Court Case will Collapse and can’t use S.21 either what utter nonsense. Just add this lot to Jo’s list but there are more without getting into nitty gritty. The biggest one has to be highlighted Removal of Section 21, regardless of interest rates traditionally I always had to pay 8%. Can Landlord today present this lot to Parliament’s 3rd Reading of the Bill, obviously they don’t know any of this and it should be taken it into account. The Bill should be stalled for now and when they wake from dreamland Scrap it or there might be no Landlord tomorrow.
From:
Michael Foley
01 March 2024 03:04 AM
The other thing I used to do was to give to Charity when purchasing goods some say do you want to give 50p on your card, I have stopped that now especially after seeing this particular business had a sign up saying they had raised £75k for Charity. I hope Shelter didn’t get a chunk of that. I seen one of our own a very young girl sitting on the ground freezing outside M&S homeless and pregnant so I gave her tenner instead it won’t do much I know but the crowds were passing her by.
From:
Michael Foley
29 February 2024 21:44 PM
Margaret. They have nothing to be envious of. I have a 4 double house vacant since October directly because of HMO Licensing Scheme and even though it was licensed 3 times previously. The Application was in before other one expired still waiting following their inspection given me another list that wasn’t required before, not withstanding the fact I have already spent £12k updating and giving the Council £1150. Application fee and £860. C/tax on empty and rising + no Rent in the mean time, very good investment who’s still envious ??. This is all deliberate vandalism by local Authorities causing homeless.
From:
Michael Foley
29 February 2024 19:59 PM
Of Course it would be more than loosing membership, we also have several thousands of £’s annually in Insurance premiums .
From:
Michael Foley
29 February 2024 12:05 PM
I think we are the only ones that will be Compromised. Mr Beadle will be keeping fixed term Contracts for his Student letting portfolio, he has the ear of Gove, some stitch up.
From:
Michael Foley
29 February 2024 10:12 AM
We always had fixed term Contracts renewed again and again with the same or different Tenants or a mixture of both for years and years it was in much later years the amendment to allow Statute Periodic Tenancies so don’t pretend it was always there. There was never any question of keeping Tenants tied to a Contract if they wanted to go, neither was it the case of been thrown out on a whim or at a months notice that’s just fabricated lies not a good bases for RRB and should be scrapped. Ian said yesterday who wanted ever to get rid of good Tenants given yourselves headaches Looking for replacements. At the end of the day its your property and you have to have control over it without having to justify yourself to anyone plain & simply we didn’t need their advice or get any of their support when purchasing what makes them think they should now have this right obviously Tenants always got good notice in advance, don’t the Tenants also leave when it suits them.
From:
Michael Foley
29 February 2024 06:39 AM
Rubbish Rubbish at more Rubbish there was nothing wrong with the System until the meddling started With Licensing Schemes in 2006 followed by Shelter non housing Charity in 2007 meddling with Deposits on lies and none of their Business then the 2015 De-Regulation Act claiming property damage. Now the final straw removing S.21 before which there was virtually no Private lettings and only a handful of letting Agents I only knew of 5, Andrew’s were main ones and Ahawes had Assured ones. I Campaigned long and hard with others from 1978 until it was introduced with the 1988 Act, only for Sir George Young it wouldn’t have happened a good man that believed in fairness or none of you that are so smart would even be a landlord. Not least Mr Ben Beadle CEO of NRLA Association with his Student let’s. He says we have long accepted to getting rid of no fault evictions. Hi Ben who are we you don’t speak do me or other landlords that’s been well documented on here so it must be just yourself well above your stations alway with easy ride and was never a grass roots core landlord so what would you know. So much hardship, homelessness, costs and damage to landlords mental health to achieve housing disaster. Mr Ben Towney of the anti- Tenants group where did he come from he has only been around 5 minutes any relation to Lynch.
From:
Michael Foley
29 February 2024 06:05 AM
I believe there was 125% Mortgages too. Another topic ITV always on about mould & condensation never says wash it down and ventilate rooms, They could make better use of an Air Fryer no smoke or condensation and why is it, it’s nearly always people on Benefits that is the problem
From:
Michael Foley
28 February 2024 17:38 PM
Maybe Councillor's missing out they want to know were they are.
From:
Michael Foley
28 February 2024 13:04 PM
He should have had planning permission & Building Regulations approval. He should have attended Court and face the music and getting someone to impersonate is outrageous no wonder they threw the book at him. There’s a lot of illegal stuff in Ealing including back garden Flats. What really peed me off they are not satisfied with Building illegally but encroach on to the Service Alleyways at the back making them nearly impossible to use not withstanding the fact they have long gardens and no need for this other than greed. To be fair to the Ealing Council they have demolished quite a few. Anyway the Article I suppose he had provided much needed accommodation illegally or not but had he declared and paid income tax on it. I am reading this story on landlords today but my wife seems to know more about it than me apparently it was a TV news story .
From:
Michael Foley
28 February 2024 08:38 AM
They are not Charity Tenants Support Groups, they are using Tenant's to receive donations for their own financial gain. Which Tenants have they supported is it the thousands evicted because of them pushing Gove filling Auction Rooms to record levels never know before. Maybe it’s the unaffordable Rents they caused causing homeless or the Streets of London lined with Tents.
From:
Michael Foley
28 February 2024 06:45 AM
Honestly they didn’t even need Section 24 as well to achieve the intended consequences that was over Kill.
From:
Michael Foley
27 February 2024 04:31 AM
What about all the other requirements you would need to be Building the property from new to Comply. We hear about Rogue landlords that didn’t comply when served an improvement notice. The reason being it was not possible to comply even with the best will in the World. That’s why they ignored regardless of any fines the landlord was put in an impossible position. Obviously you either haven’t had a license a License or Inspection, the lists are so onerous and impracticable in occupied property and certainly not viable. I know first hand even though the property was Licensed 3 times previously & inspected twice. They ignored all that. THE RENTERS REFORM BILL and LICENSING SCHEMES coupled with the all out attack on Private Landlords will make the crash of 2008 look like a Boom.
From:
Michael Foley
27 February 2024 04:20 AM
Don’t worry about EPC it’s only the tip of the iceberg.
From:
Michael Foley
27 February 2024 03:51 AM
Don’t worry when they find their business has dropped off they’ll be glad to lend to anyone.
From:
Michael Foley
26 February 2024 08:27 AM
If they are a Mutual who’s interest are they looking after and who is pulling the strings.
From:
Michael Foley
26 February 2024 07:33 AM
Generation Rent how many do you house ?, so you don’t house any that’s big of you, you should make all the laws then. First drive out Private landlords or force them to switch to Holiday let’s / AirBnB now complaining about what they have caused and want more legislation for the damage they done. Causing mayhem for Renter’s and homeless, It doesn’t matter what Leeds Building Society wants they’ll be part of the big boys group looking after them. It won’t help people to buy that haven’t the money to buy, just reduce the accommodation available put the dampers on Tourists who’s bringing much needed money to the area.
From:
Michael Foley
26 February 2024 07:28 AM
Of Course Jo. Its not to help the first time buyers don’t be daft it’s will be to help the Big Developers & Institution’s with their New multi- storey flimsy modular Flats boxes in the Sky as before. Does anyone really believe it’s to help first time buyers ? Its corruption. This is similar nonsense to THE RENTERS REFORM BILL suppose to be to help Tenants ? please which Tenants is it helping is it they one’s that have to pay 20/30% more rent or the ones that’s on the Street under the umbrella like in London, to hide the smoke screen and really pull the wool get rid of Section 21, isn’t the Government wonderful telling them they can have the owners private property it doesn’t wash.
From:
Michael Foley
26 February 2024 03:47 AM
Well I think Shelter been invited into the Parliamentary Select Committee to advise on Housing Policy is as biased as you can get. The fact is they don’t supply any Housing but continuously attack Private Landlords who House 11’000’000 renter’s off their own backs with their own private and personal finance. Yet they say is taken over our heads with Charity Status indeed. We don’t have Charity Status but instead we have c/gains tax, inheritance tax, double SDLT, licensing Scheme, A Malarkey Deposit Scheme by Shelter since 2007 when they alleged landlords kept up to 45% of Deposits it later turned out it was less than 2%. That’s fine then base your laws on that ?. They were behind the failed Sarah Tether private members Bill, not a problem for them they were ready for pushing the 2015 De-Regulation Act claiming property damage to prevent the use of S.21, not content with that kept on braying like donkeys to get rid of S.21, now they are getting that too. Still House no one and they are not elected representative so why bother with Elections, there’s certainly a lot of bias unjustly against landlords.
From:
Michael Foley
25 February 2024 20:34 PM
I think Mr Gove & Liz Truss would make perfect partners ideal for wrecking the economy.
From:
Michael Foley
25 February 2024 19:09 PM
I can’t see how it could be more punitive than it is now for the older generation (68%)the back bone of industry that build it when the Digital generation were making a horse out of the dog now making a mess with Computers. So give it away seven years before you die that was scam and never possible breaking up family units in front of your eyes. Alternative transfer now pay 28% c/gains then if you die your Est pays 40% inheritance tax but the 28% is forgotten about about that property is brought back into your Est for inheritance tax purposes and the lot is taxed again at 40%, some one I hope will clarify this for me.
From:
Michael Foley
25 February 2024 12:35 PM
Can’t see them reducing c/gains tax when they have 3 lower rates 10, 18 & 20% already. The more tax you pay is more tax you pay its like a Penalty for being so good to be paying too much tax you get Penalised instead of a discount. The less tax people pay they more they are rewarded and the if they pay no tax the reward are massive, just go lobbying and shout from the roof tops so to speak that the highest rate tax payers should be paying more. Anyway 28% is high why don’t we all pay same amount ? Over the decades when purchasing we all did pay the same SDLT whether high or low income taxpayers. I can’t see why the difference treatment when Selling.
From:
Michael Foley
25 February 2024 11:48 AM
Ok well it was always my idea to have as much Deposit as I could to make repayment as manageable as possible, increasing debt is increasing re-payments and or probably going from 25 year loans to 35 year in which case in my view is not having more like a life sentence. There is not the shortage they would have us believe although the Government has made a good job of making people homeless by deliberate rules , law, regulation and Licensing getting rid of private landlords. The Corporate landlord, Institutions, large Companies many new comers never involved in Residential before, Pension funds now a massive move in to the industry etc. So we are being systematically replaced by the unnecessary RRB to make sure. Hello here comes Permitted Development Rights the icing on the Cake. Vacant Commercial Buildings, Office’s, Shops, Banks, Pubs etc can now be converted to Residential without the usual Planning Permission or waiting around just tick a few boxes the Council’s can’t refuse you, bang in your application with drawings and start straight away. Do you still think we are not being replaced.
From:
Michael Foley
25 February 2024 03:57 AM
I didn’t have much time yesterday or read everything. The article about 1% Deposits is ridiculous its just roping people-in to unaffordable debt, making extra millions for Developers and Financial Institutions if they can’t even afford to save a Deposit they haven’t a hope of meeting repayments. Also Bobs idea about Capital Gains tax is a non starter more than Bob would blue in the face. Martin Lewis said only 4% of people pays c/gains the others are mitigated by malarkey £1m rules. Capital Gains should be scrapped in the Budget its so unfair its tax on inflation and the tax has already been paid. So if ML is right 4% are covering for 96% of C/gains payers, don’t think that’s going to solve the housing crisis, scrap it now and let us out and free up the Market.
From:
Michael Foley
25 February 2024 01:05 AM
I think it takes the property cycle too long to recover. I remember some years back a couple were splitting up. The house would have sold easily for £300k but they couldn’t agree on anything and the rangling went on. In the mean time the price shot up at which similar properties sold in the road reached £500k but still didn’t settle then came 2008 low & behold they ended up selling it for £300k. No good saying long term live Horse and you’ll get grass.
From:
Michael Foley
24 February 2024 21:05 PM
I have 3 houses on high ground never flooded and never will but yet on the flood risk map, it comes every time I look for an Insurance quote. The river Brent would have to flood and cover hundreds of housing completely lower down & still wouldn’t flood mine. My foundation are much higher up than their Chimney tops how stupid is the Map. The Environment Agency should mark the Map properly and not just blanket mark complete Post Codes which is what they seem to be doing.
From:
Michael Foley
24 February 2024 02:24 AM
Don’t build on low ground water runs down. Don’t expect Councils to know that, London flooded again yesterday lakes and ponding every where especially at road gulley’s non working all blocked including pipe work. Leaves not swept let to rot down and turn into soil causing the Blockage. Roads and substructure Saturated surface crumbling away large pot holes every where. All costing billions false economy some near me only resurfaced 3 years ago and already broken up. Can we not have Courses for the Mayor & London Council’s to learn how to do their own job first instead of getting involved in our Businesses that they know nothing about. Can Councils sign a declaration that all their Social housing is safe.
From:
Michael Foley
23 February 2024 08:07 AM
It will probably void our Insurance Policies if anything happens. Heaven’s knows there’s so many exclusions already another 5 added this year, getting very close to a non Insurance policy hidden in 48 pages of documentation.
From:
Michael Foley
23 February 2024 07:41 AM
It’s the endless Regulation’s, red tape and taxation that has caused all the problems that now exist and they want even more. Licensing Schemes is another total disaster Council’s messing around for ever keeping property vacant for long periods 6 to 15 months waiting on them to do their job or respond usually they are on leave when you try in vain to contact them, then eventually they’ll come up with a long unjustified list that could have been done instead of waiting. I never understood this 90 day rule what on Earth is it can’t get my head around that.
From:
Michael Foley
23 February 2024 03:04 AM
We can buy a laptop but that’s all we can do with it. So can’t be anything to improve housing or we’d know it back the front. I would like to see them do our work they are so full of themselves.
From:
Michael Foley
22 February 2024 21:55 PM
Vibha. It will be one of those Post Office Computers.
From:
Michael Foley
22 February 2024 18:38 PM
Why are they stating the obvious every know 4 times costs more than once and 4 times more consuming and Interruption our other duties who do they think is running the Business. It costs me thousands already for the one hit at Christmas and have to spend so much time getting everything in order for Qualified Accountable to go through it and make the submission and £800 + on top for VAT. When did a Digital Academic ever make any improvement to housing. Computerisation the ruination of all just sit there pressing their buttons making a mess.
From:
Michael Foley
22 February 2024 13:21 PM
This is not the only thing affecting our Business. The Big Boys with their multi storey high rise flimsy Developments taking over our Business with favourable treatment, (back to rubbish cladding again). Then as I blogged before without getting any reaction on this platform, the new Permitted Development Right’s. Planning Permission Guaranteed just tick a few boxes for empty Commercial Property and Shops etc to Convert to Residential there are thousands of those in every Town. Just imagine the impact this will have on the Market probably collapse the letting Business and as a consequence the Housing Market, good luck to anyone that paid big money and have a big Mortgage around their neck ending up in negative equity. I knew there was master plan & destroying existing Private landlords is an integral part of it.
From:
Michael Foley
22 February 2024 08:19 AM
Shelter / Generation Rent Coalition, wants, wants, wants why not instead give something to Society you spongers.
From:
Michael Foley
22 February 2024 07:38 AM
Sarah. There’s a flaws in your research. Forgot to mention TRRB removing Section 21 the prime mover of older landlords getting out and definitively not expanding. So the over 55’s hold one fifth of buy 2 let Mortgage’s, you didn’t mention that over 55’s are more likely to have their Mortgage’s paid off probably own three fifths of the Market having been landlords for 20 / 30 years and are now filling the Auction Rooms getting out having a far bigger impact on the Market than interest rate rises.
From:
Michael Foley
22 February 2024 07:29 AM
So if there’s a possibility of a RRO there’s a case for keeping the property empty . Maybe that’s why there’s are so many Vacant and if minded to sell Solicitor says that’s another obstacle he’ll have to write to the Tenants, more hassle getting rid of them.
From:
Michael Foley
21 February 2024 19:30 PM
As a example of rising costs a toilet/ cistern pack ready to go was £50.00 with several suppliers a couple of years ago now £75.00.
From:
Michael Foley
21 February 2024 17:48 PM
The thing is there’s hundreds of thousands of those kind of properties. The Council’s are not capable of administering the Schemes themselves some are subbing out the process to Computer web providers just add their own fees on top. There don’t seem to be the shortage of housing they tell us either, a big drop off in Tenants looking for accommodation. No doubt at the same time the Council’s Register is chocker block with people trying to get on the Councils for free or subsidised living that goes without saying, many will be scammers.
From:
Michael Foley
21 February 2024 09:28 AM
Why weren’t the Tenants prosecuted for renting an unlicensed property ?. Don’t they have to see the License before moving in.
From:
Michael Foley
21 February 2024 08:15 AM
We are wronged, hurt and very aggrieved not at all Optimistic.
From:
Michael Foley
21 February 2024 07:51 AM
Accredited is ridiculous it keeps expiring you have to keep jumping through hoops, up dating on the internet that I am not capable of doing. I have attended & paid for all those Courses years ago and been Accredited a number of times even double because I was as accredited by 2 different Organisations but now expired again. They don’t have those Courses anymore it all seems to be internet based like everything else to collect the free money. Gold Plated the best Landlords. Silver Plated very good Landlords . Brass Neck Plated is for Councillor’s.
From:
Michael Foley
21 February 2024 07:37 AM
Ellie just one observation an Assured Shorthold Tenancy Contract is a minimum of 6 months & a maximum of 7 years and not as Google says unless they are making Laws. Assured Tenancy is different altogether more like if you let to a housing Association long term but like a lifetime Tenancy that they are going to lumber us with ( sitting tenants) make no mistake about that.
From:
Michael Foley
20 February 2024 18:07 PM
Lauren, Sorry if you have had a bad experience with landlords but nothing could be further from the truth in general. Tenants are our Customers and Friends as much as Government hates that fact divide & conquer is the game. That’s why they devised so many Regulation to drive a wedge between us. The Government is no friend of the Tenants either forcing up Rents 30% by Regulation by grabbing the money for themselves, nice friends aren’t they. All my Properties are good and very affordable or at least they were until the the Government decided to take Billions from the Tenants the end user as always suffers. There was never any such thing as moving every 6 months. That was the minimum term allowed by law for Assured Shorthold Tenancy . That was nearly always renewed or extended by issuing a further Mutual Contract before Periodic were introduced which meant the Contract continued on the same basis month by month if you paid monthly until one of the Parties gave to other notice. So don’t listen to this rubbish about moving every 6 months, not forgetting most landlords were Tenants themselves. Mould & Condensation is down for to the Culture and life style of the Occupants don’t try pin that one on us. I invite you to re consider your views, we do everything possible for our Tenants to enjoy their Stay and I was always sad when they left, sometimes like loosing a friend.
From:
Michael Foley
20 February 2024 17:09 PM
Jeremy Hunt, there’s an opportunity for you to scrap Capital gains tax in this Budget. Martin Lewis said only 4% pay it, almost every one is able to mitigate the first £1’000’000. of C/gains tax . The ones that do pay it pays substantially more income tax than those or anyone else including 60% on there personal allowance but also house a great number of people. Of Course if they don’t want them housed that’s fine get on with it. Any Estate valued over £2m have no Allowance’s full tax on the lot & that wouldn’t take much in London probably 4 Flats in outer London. So at a complete disadvantage for most input. Scrap this unfair tax on inflation now, (the tax is already paid).
From:
Michael Foley
20 February 2024 10:28 AM
£85, on obviously a typo if phone is not interfered with wouldn’t surprise me / £1600. in London.
From:
Michael Foley
20 February 2024 07:15 AM
Rental income passed it peak years ago when the Council’s muscled in taking the money from it, driving up Rents making Rents unaffordable, creating a Shortage forcing out Landlords the root cause of Homelessness. So now they want us to learn from them ?, go and learn how to do your own job first.
From:
Michael Foley
20 February 2024 06:12 AM
Probably won’t vote it’s a farce when half the people don’t vote at all, likely to be the one’s too busy working. Should be compulsory like Australia and say one way or the other.
From:
Michael Foley
19 February 2024 19:53 PM
They must really hate private landlords. The Renter’s Reform Bill, S.24, S.21, licensing Schemes to Bankrupt them, drive them out or switch to AirBnB, now they follow them there.
From:
Michael Foley
19 February 2024 19:11 PM
The Country must be in a shocking economic state if all is left is to attack private property owners that bought the property with their own private finance. Its confiscation of private property. They have no one to sweep the leaves, unblock the drains or empty the road gulley’s, ponding and flooding everywhere in London yesterday, roads saturated and the surface crumbling away only after been done 3 years wasting billions, no one to fill pot holes either, it’s a disgrace. The Mayor & Council’s should learn how to do their own job first run, maintain their Borough’s properly. Also learn how to cone of temporary road works and not temporary single foil traffic when to roads were plenty wide enough to let traffic flow, holding up thousands of Cars/ lorries unnecessarily causing pollution and millions of lost hours to Business and every one else. I done enough of it in my time to know like 9 miles of foundation etc for suspended Street lighting from Hogarth Roundabout to Heathrow virtually in the central reservation on the A4., start off at 10.00 o’clock put up the correct Signage Cone off the work area and be cleared by 4.00 o’clock each day. Everyone that can work should work if the Benefit wasn’t there they would.
From:
Michael Foley
19 February 2024 08:39 AM
Unbelievable impossible to make any sense of it at all. What does he want never understood this 90 nights thing what do you do with the other 275 nights. B & B’s not affected are they not same as AirB&B. Liz Truss I thought you had lost the plot come back all is forgiven this guy is off the scale. How can you make sense of this other than destroy all existing Business for the Big Boys out of control to take over. It can be summed up in a single line. Gobbledegook Stark Raven Mad.
From:
Michael Foley
19 February 2024 04:03 AM
Council’s. MP’s & Mayors know nothing about real World jobs. The way London is run is a disaster. Traffic jambs deliberately caused all over the place, temporary lights and restrictions rampant when they are not needed and no one working there its madness. It rained last night flooding and ponding everywhere, no leaves were swept left to rot down and turn into soil blocking up gulley’s & the drainage system. I have seen about 30 Ponds today on my travels including Lake Superior on the A 40 flyover. Costing Billions in Road Repair’s, again & again how stupid is that. They talk and use Health & Safety as an excuse for everything but they are are clueless idiots. I think they should do their own jobs that they should be doing instead of targeting Private landlords wrecking PRS & the Economy causing Homeless.
From:
Michael Foley
18 February 2024 15:33 PM
Tax, tax, tax the Chancellor cometh. Capital gains on inflation Martin Lewis says only 4% have to pay it, am I the only one so scrap it now. I can’t understand it anyhow so you want to sell get a valuation from a Chartered Surveyor Deduct the purchase price and pay 28% tax on the balance more or less. OK you pay income tax on income for all those years but the initial purchase price is not the price you paid, it also cost you the Bank extra on top for years, half the price of a house again on top, and you already paid tax on the payments to the Banks. Scrap it in the Budget
From:
Michael Foley
17 February 2024 14:38 PM
And in London with all the obstructions humps and restrictions it would take you an hour to do ten miles. Even if there was no traffic, traffic lights or roundabout, we are have 20 mph limit.
From:
Michael Foley
17 February 2024 14:01 PM
Seems a small fine really considering in general I have to pay £1600. License Applications fee which is roughly equivalent to his fine and we have to have all the safety Certificates as well and fire risk assessment on top, a bit like we are paying double his fine repeatedly as I had to license each one 4 times. However to be fair I understand he had the gas certificate but wasn’t presented to Tenants prior to signing the Tenancy which used not be the case. Its more regulation nonsense either you have it or not. The other point is why do landlords buy property far away 60 miles from York to Darlington if that’s what I am reading. I like to have them less than 10 miles away so if there’s a problem it’s with-reach and you can deal with it. I have seen loads of landlords buying hundreds of miles away at auction, they were getting away with renting them out, those property usually needed improvement which is why they were in the Auction. Who did they think was going to do the work ?.
From:
Michael Foley
17 February 2024 12:35 PM
I should know about property confiscation my ancestors in Ireland were evicted from their house & land all them years ago but the history passed down the line. The set rates so high that they couldn’t pay. Then the Bailiffs comes put the family out on the road, brought the Builders with them and took the Roof off making sure. Then had to walk 20 miles with a gang of kids to common ground on the mountain and try to make cover from the elements for the night with no resources. The wealthy investors in London bought from the Government and didn’t even see the place.
From:
Michael Foley
16 February 2024 07:47 AM
Yesterday I was challenged on what I believe was the maximum permitted Tenancy Deposit of one month, instead of 5 weeks which I am aware of since last April, not that it matters to me I had to stop talking them in 2007 when they were converted from a protection to a liability. I found an alternative way to check instead. Google. What Changes to Tenancy Deposits on 1st April 2023 (it should come up I just done it).
From:
Michael Foley
16 February 2024 05:59 AM
The end of Democracy who’d be bothered to vote with Rogue so called Charity Organisation running the Country making a mockery and destruction of legitimate business. I am finished with giving to Charities like yesterday when I paying hundreds for a washing machine for Tenants by my card, would you like to donate 50p for Charity Sir, in the past always yes, yesterday No, tomorrow No. The Mayor’s of Cities are already discredited misusing tax payers money and robbing hundreds of pounds from each c/tax payers Bill, they are out of control, its a lovely word funding yes someone else’s money, fund yourselves you parasites. We need someone like Mrs Tatcher to restrict out of control Mayors power’s, like when she abolished the GLC that put a stop to reds under the bed.
From:
Michael Foley
16 February 2024 05:30 AM
Housing rights . Org uk Government website unfortunately the link is not permitted in the comments section. They blocked me given you the link.
From:
Michael Foley
15 February 2024 23:25 PM
We are being systematically replaced full scale attack on private landlords, hundreds of thousands driven out the front door, now here they come in the back door, the Commercial buildings, Offices & Shops etc no planning permission tick the boxes and start straight away no waiting for months to consider the Application to conveniently fill the void created. In the Nick of time before the Election just in case.
From:
Michael Foley
15 February 2024 22:58 PM
Annoyed landlord, What I said is Correct and Tenancy Deposits - DPS are wrong.
From:
Michael Foley
15 February 2024 22:42 PM
Ah sure it’s all wonderful Michael Gove has now given everyone permission to convert Commercial Buildings & Shops to Residential that will put some pressure on us. I don’t believe for one second there’s the Shortage they would have us believe, its the Regulations that’s keeping Property under used or Vacant, call off the hounds. Now everyone with vacant Shops & Commercial Buildings can start straight away, it’s a tick box process as long as you can tick the boxes, make the Application the Council can’t refuse you. Its a far cry from when every Application I was making was been refused and Appeals costing me tens of thousands of £’s. Now its fine looking after the Big Boys with loads of Commercial buildings and Offices vacant, because of Computerisation. The Council’s can’t refuse the tick box procedure and they can go ahead. Cripple us and rub butter on them, Cheer’s
From:
Michael Foley
15 February 2024 21:56 PM
Annoyed, Not making an issue out of it but 5 weeks Deposit was part of the 2019 Tenancy Fees Act. However from the 1st of April 2023 that was reduced to one month Deposits for new Tenancies. Cheers
From:
Michael Foley
15 February 2024 20:33 PM
No need for compulsory purchase when they are controlling us, forcing us to do everything against our will, finance it and them, held to Ransom and no sensible exit allowed.
From:
Michael Foley
15 February 2024 17:43 PM
There is nothing wrong with lead pipes leave them alone far better than anything you are going to replace them with. Properly joined originally and sweated jointed and wiped. How many did I do back in the day with brass feral coated with solder buffed with linnet cloth then build up the joint with stick of lead metal and wiped with wiping cloth and talcum. I would like to see those green horn Regulators do it, the pipes are flexible and virtually trouble free even after 100 years no hope of lead poisoning either because a coating of lime scale has formed a lining on inside surface of the pipe so the water is not even in contact with the pipes. Leave them alone.
From:
Michael Foley
15 February 2024 16:50 PM
Anyway landlords are doing exactly what Government wants putting up Rents or exiting all together, for the Big New Boys their friends in high places and The Developers to take over our Business, no HMO’s license required. No Section 24 for them , & for most part will be able to retain AST, with their high rise death trap boxes in the Sky, we are back to Cladding again look around you and their 3m2 of balcony recreational space, for storage/ drying clothes, they can always jump off.
From:
Michael Foley
15 February 2024 10:01 AM
Jahan, well not sure about that puts pressure on Tenants more coming & going. Also when it pushes you into a higher tax brackets and loose your personal allowance.
From:
Michael Foley
15 February 2024 09:44 AM
What a silly Article what did they think would happen of Course it has driven up Rents. Why has Shelter & Generation Rent campaign for all this, they must hate the Tenants, all the while pretending to be the Tenants best friend. However it’s not Rent increase for landlords its Regulation costs increase which the Landlords have to recover + its a higher figure than that to my mind as it will be classed as higher rental income and taxed @ 40%.
From:
Michael Foley
15 February 2024 07:22 AM
I had Tenants come to me that had been evicted. I took them on at face value, before we were policemen, we nearly knew in an instant and they stayed 12 years until they bought their own, never caused me a problem but actually improved the place, always worked not on Benefit. I suspect a culture clash with previous landlord couldn’t get on. They bought us a nice tea & cutlery service leaving present and a thank you card. I was checking on one of my EPC’s and seen 14 others in the Road have expired if this is a requirement for Court there are thousands of them ?. It’s a Public Register.
From:
Michael Foley
15 February 2024 05:13 AM
Frank, very good I can concur been there done that in my younger days. The Shared cooker & little sink on the landing in some I kid you not, where’s me health & safety and certificate’s. The gas geezer on the Bath was like a Bomb going off when people weren’t quick enough to light it with the match. We were great full for what we had, with take home pay £15.00 pw after stoppages and that included working until 4.00 o’clock on Saturday’s. Now Shelter offering £55.00 ph to do a non job and damage the economy as much as possible. I remember a headline back then big deal 625’000 out of work no spongers back then either work for what you got. Today’s generation are ruined and now free legal aid to help them do nothing.
From:
Michael Foley
15 February 2024 00:07 AM
Just how many lawyers and Councils are living off our backs. Giving the impression that we want to get rid of all Tenants, which is not true. Tenants are our Business and we love to keep them as long as possible on the clear understanding that it is our property and that will never change. So we have to have control of our own property and the ability to make business decisions from time to time, if that involves requiring vacant possession that’s what it is. It was vacant before you came too. We have always given them a reasonable time scale discussed and acceptable to both parties without the influence of third parties, obviously they knew at t end of the day we had S.21 so there wasn’t a problem until Pinocchio decided we should have mass homelessness. The rest is history.
From:
Michael Foley
14 February 2024 13:38 PM
We could tell Donald Trump.
From:
Michael Foley
14 February 2024 12:41 PM
It would be foolish for landlords to remain in a Business providing a fat living for lawyers & free loaders, 3 of the Articles today are about lawyers drumming up Business for themselves to the disadvantage of the Tenants getting them involved in legal rangling. The Auction Houses are booming with landlords getting out, don’t think many Tenants will be buying them as they are not in a position to do so. Many will need refurbishment that traditionally landlords were prepared to do, you can now forget about that. Suppose Tenants in general were to buy won’t have the knowledge, ability or expertise apart from finance to do it. They won’t have the inclination either and want to continue Renting. Times have changed since the years gone by when young people in their twenties wanted to settle down buy a home and start a family. Those days not even a consideration now until their 40’s when they realise they are getting older and get scared they might miss the boat.
From:
Michael Foley
14 February 2024 07:49 AM
Just what we needed a Tax Consultancy Company has just jumped on the Section 21 Band Wagon. What took them so long they nearly missed the sinking ship. They are calling Section 21 a loop hole where have they been and that’s not the only thing they got wrong virtually everything in the article is baseless and hear say. Another law Firm with self interest drumming up business at landlords expense and causing more homelessnesses.
From:
Michael Foley
14 February 2024 04:31 AM
Shelter has a job on offer for one person for 106k 👍
From:
Michael Foley
13 February 2024 21:35 PM
Fair enough point taken but whatever the figures are they are still very relevant to the cost of running the Business. Honestly I can’t imagine many Agents with a turn over below £85k the threshold for vat Registration.
From:
Michael Foley
13 February 2024 21:32 PM
Steph, are you an Agent or have you been to the pub. Where doe’s all this extra money come from for the Tenants and the landlord and another 12/15% for the Agent & 20% VAT.
From:
Michael Foley
13 February 2024 21:08 PM
Diane, very good who forced the Tenant to take it. I love it keep knocking the landlords, they’ll keep exiting and the rows of tent’s keep getting longer. Try claiming back the Rent from the pavements. Are you living in the real World or have you caught the Mr Gove’s Syndrome. Anyone not up to speed just Google tents on the Street’s.
From:
Michael Foley
13 February 2024 20:36 PM
I have had to repair ceilings more than once because of misuse of Bathroom above. Another case a heavy glass candle jar that they had placed on the window reveal got knocked down and cracked the wash hand basin below, leaked badly but wasn’t reported until more extensive damage was done. 5 new bedroom door locks with thumb screw that were fitted to comply with HMO regulations, all changed by Tenants. Doors damaged and locks unrepairable because they didn’t know how to remove the locks or the concealed retaining screw behind the face plates. All door closers removed. Don’t know what is meant by inadequate electric sockets that could be any number of things they didn’t clarify or if the landlord had a DEICR in place. Anyway the Tenants can make a Compliant Property non-Compliant in next to no time at all and present you with any number of No. 1 hazards when the guy with MCQ click board degree arrives.
From:
Michael Foley
13 February 2024 19:40 PM
Home Secretary Mr Michael Gove is now panicking. He is now in a mad rush to Scrap Section 21 sooner before too many landlords exit Leaving him high & dry, so the idea is to block you from getting out and hold you to Ransom, nice Democratic process,
From:
Michael Foley
13 February 2024 16:13 PM
Yonnette, very good every one thinks their property is the best ever just wait until you get the inspection and you’ll find out. The stupid things they make me do, like she said them them kitchen units are made of wood, Agee yes they are & so is every other kitchen in the Country, they’ll have to be fire proofed so I’ll give you the specification, 3 coats of 3 different products £150. thank you my labour is free. The hatch door to roof space will t to be fire proof hatch door no nothing up there only 350mm thick insulation, again I’ll go you the specifications a mammoth. All door / jambs fire rated, smoke seals, self closing, Euro locks types with thumb screw inside so as no one gets locked inside etc. It goes without saying you have Emergency lighting & Certificate annual , you have hardwired fire alarm system & Certified annually, you have gas Service & Certificate annual, you have the required EPC, fire risk assessment report annually, the 5 yearly DEICR all the other stuff. Now let me start on what facilities you have and how much more required, better not I am educating you too much & you know your property is Compliant already. Best wishes dream on.
From:
Michael Foley
13 February 2024 14:56 PM
Joseph, yes 3 individuals must have a license classed as 3 households but if 2 were a couple it would be classed as 2 households and probably no license required. Although on this website some days ago the 3 individuals were 2 households when they arrived, helped the Landlord to fill in the Tenancy Agreement. Then later decided they were 3 individuals which would need a license that they knew obviously their Landlord did have and claimed back approx £10k in Rent after they left. I have actually seen 3 individuals a threesome a women and 2 men in the one bed, although they had other beds, what way do you define this scenario would it be one household, ?.
From:
Michael Foley
13 February 2024 10:56 AM
Worried LL, correct moving them around just makes them another person’s problem, worse still introducing more Policy’s to create more bad Tenants, when they know you are powerless to Act.
From:
Michael Foley
13 February 2024 10:01 AM
They say to improve Private Rented Property but certainly seems more like they want it extinct.
From:
Michael Foley
13 February 2024 09:37 AM
Landlords should know better than to Appeal or go to a Tribunal.
From:
Michael Foley
13 February 2024 08:07 AM
Wouldn’t it be great if that’s all it was costing £1800.00 and finish but that’s only the starting point as I know to my cost and causing homelessness. That’s only the Application fee what about the cost of Compliance many thousands of pounds more, its too long for a text that they have invented. Obviously your property doesn’t Comply because it was built before they invented those Rules so how could it, £3’500’000 they say to implement the Scheme in Bristol. Let’s be Clear its not costing the Rogue Council a penny. All out of Private Landlords pockets in turn putting pressure on Rents forcing landlords to increase or go bust making Rents unaffordable for Tenants, do they really think the Tenants can’t see through this. They must love this kind of help, not, and as a blatant smoke screen coverup tell them they can have life time Tenancies of another persons property to keep them quiet for now. Forgetting of course we were virtually all Tenants in our younger days as I was for many years. Today’s generation will be tomorrow’s property owners remember that so before you it is like the man with the wheel barrow.
From:
Michael Foley
13 February 2024 07:31 AM
John. Wathen. WELL SAID THAT COVERS IT ERADICATION OF THE PRIVATE RENTED SECTOR WHICH IS WHAT THE OTHER 2500 LANDLORDS THAT READ THIS ARTICLE TODAY OR THE 40 THAT MADE A COMMENT ON THE ARTICLE WAS TRYING TO CONVEY, Many thanks. The Big Boys are coming clear to decks for them to take over which is what it’s all about. I have been shouting from the rooftop so to speak ever since Mr Michael Gove was planted to implement this Policy and see it through. I wonder how much influence the big Developers have on Government behind the scenes or how many greasy hands. Any doubts just wait until tomorrow when they really turn the knife to speed up the landlord exit process. More out of this World Extraordinary fines, Penalties, threat of Prison and more, makes previous big fines look like a slap on the wrist. 46 years a landlord M Foley.
From:
Michael Foley
12 February 2024 22:05 PM
Scandalous behaviour by CEO ultimately responsible. So £108k for one person to do as much damage as possibles e. What’s that roughly for argument sake £56.00 ph, 56 X 37.5h = £2’100 pw or £9’100.00 pm they could rent 4/5 houses for that and house about 30 homeless people instead of employing one person to sit on their bottom playing with their mouse.
From:
Michael Foley
12 February 2024 09:02 AM
Why is Shelter telling us about the increase in Evictions last year when they are directly responsible for the increase, do they want a reward or something. Total abuse of Charity Status why not house some people instead of offering a job for £108k to do even more damage, is it all soft money try being a landlord, and from what I remember when the previous CEO’s Collin Robb handed her the job on a plate he was on £156k….
From:
Michael Foley
12 February 2024 08:35 AM
Isy, I agree but who’s going to do a template letter for us apart from no one. Although we are well capable of writing a letter ourselves without Mammy writing holding our hand and signing the x box, of Course no one takes any notice of us. What chance have we got the main National Landlord Organisation didn’t oppose the Removal of Section 21, because of self interest in collusion with Mr Gove to get part of THE RENTERS REFORM BILL changed to retain AST for Students. What’s different about Students to working Tax Payers that’s subsidising their up keep and while they are paying no Council Tax as well, are you sure it shouldn’t be other way around. This is Collusion at the highest level we are supposed to be all equal under the Law.
From:
Michael Foley
12 February 2024 07:48 AM
But it not a danger to anyone now it’s empty, what took the Council so long to deal with the matter or did they wait until it became vacant to look for their money back. Where are the Family of 9 staying now did Council find them a nice big house. I’ll take odds the parents are not paying to rear and house them.
From:
Michael Foley
12 February 2024 07:18 AM
Activists like Mr Gove, Shelter and Generation Rent etc, must be a penny short of a pound. Anyone with any little bit of common sense must know its impossible to achieve what they say they are trying to do as portrayed in the article. There is no way of hurting the landlord without hurting the Tenants. That is self evident proved over & over again, you can include licensing Schemes, Regulation’s, Ridiculous unjustified extraordinary fines, Penalties etc not forgetting S.21, S24, RRB, Double SDLT, Double C/tax on vacant property, R2R, H2R, ICO’s. Deposit debacle. Share codes, House Capacity many 4 bed restricted to 5 occupants creating even more shortage of supply and Homeless by law, do they think Tenants have a preference doorways pricing them out of the Market. So Activists are you saying all this is helping the Tenants situation or making renting more affordable, return your knighthood’s, go and have a lay down I have no more to say to you.
From:
Michael Foley
12 February 2024 04:03 AM
James. I agree can we get Mr Gove Sectioned nothing like starting with the root of the problem. James you are a qualified psychotherapist which courses did you did pass was it NCPS or BACP.🤔
From:
Michael Foley
11 February 2024 17:38 PM
They are not factoring in how much increased Rents the Government and Council’s are demanding from Tenants. Licensing Scheme’s, double SDLT, Section 24 and this is the tip of the iceberg. I have as others have also said have a house vacant for months, no because I wanted to its because of adverse Regulations. Waiting for a License even though it has been licensed before 3 times since 2007 so this is a renewal. The Re-license Application fee cost £1150.00, C/tax on empty £860 00, Remedial work £1200’00. What should be unnecessary, Certification’s £1150. 00 to include fire risk assessment, loss of Rent on a fully Compliant house £8’500.00 = £12860.00, where do I factor in my work and time, is it all supposed to be free, what about the Property where did that come from or was it a miracle that fell the Heavens in my lap for free, They are really turning the knife. you are all so smart buy your own pay your Mortgage and eat jam sandwiches for 30 years. Have a nice day.
From:
Michael Foley
11 February 2024 16:42 PM
James I am aggrieved for basing my Rental income so much below the Market for years and this is a nice thank you its great to know how much we are despised rather than appreciated.
From:
Michael Foley
11 February 2024 16:08 PM
We Landlords have Rent Controls already in case you haven’t noticed in the form of Licensing Scheme’s & Taxation. Limiting our ability to make a profit from our rental, that is controlling our rental income. There’s plenty in that to sink us apart from any Renter’s Reform Bill.
From:
Michael Foley
11 February 2024 05:05 AM
The Costs of landlording driven by Shelter’s inflammatory language driving out Tenants by calling for the Removal of Section 21 making Private Landlords Business dysfunctional. Its totally irresponsible for an Organisation with Charity Status that houses no one to stoop so low, cause so much Homeless and suffering among 11 million Renter’s that rely on Private landlords to House them with their own private finance. OK who’s running the Country the Government or non- elected Shelter. So if they don’t want a PRS fine close us down which is what they appear to want, then what next will 11m renter’s turn up on Shelter’s door step, the Civic Centres or Social housing providers that can’t cope and overloaded already. Hardly any need to mention the Mammoth rampant rise Council’s introducing New licensing Schemes costing Private Landlords billions of £’s looks like 2024 is set to be a bumper year for Re-Possession’s, Homelessness and Negative Equity.
From:
Michael Foley
11 February 2024 04:40 AM
Typo a new word the phone invented
From:
Michael Foley
10 February 2024 02:18 AM
Everyone knows Section 21 is not the cause of Evictions but the The Threat of its Removal definitely is. It doesn’t matter a fig when the Election or any point in vooutinSg is the damage has been by the party we are going to vote for again, now isn’t that something.
From:
Michael Foley
10 February 2024 02:13 AM
Record fine it’s t only Recorded the Council will achieve. I am not defending the landlord or know anything about him. However at the same time why didn’t Council get their Bin men to remove the rubbish and use a fencing Company to fix the fence it only takes a phone call from them. Probably wouldn’t cost more than a £1k. then Bill the owner but they’d rather thieve £10k free money for themselves for nothing. It’s better to leave vulnerable people to the Council’s I am sure they’ll cater for their every need. Look how well they treat vulnerable landlords.
From:
Michael Foley
09 February 2024 07:44 AM
We don’t want your biased advice just have a chat between yourselves.
From:
Michael Foley
09 February 2024 07:17 AM
Generation Rent that’s impossible when did you buy the Property it’s not your home. Stop your extortion Racket Campaign you need a reality check.
From:
Michael Foley
09 February 2024 06:35 AM
Stephen, and they wonder why there’s so much property vacant and homeless, far better vacant than accommodating this type of Tenant.
From:
Michael Foley
08 February 2024 20:17 PM
How is it if the Government wants everything more energy efficient there’s a massive penalty for doing it, today bought yet another new Boiler + £300.00 VAT tax penalty. how much are they really making out of us.
From:
Michael Foley
08 February 2024 16:06 PM
I think it’s easy to get along with local Authorities when snouts are in the same trough. I think you can get 12 in the trough.
From:
Michael Foley
08 February 2024 15:12 PM
The reason my house became vacant was rent arrears of £6200.00 on a very low rent £1000.00 pm below the market and Subletting which meant I was put in a position where I couldn’t carry on anyway, to their credit they didn’t damage the property but left me to clear the garage packed full of all sorts much to do with motor trade other external storage had about 10 x 5 gallon plastic drums smelling on diesel.
From:
Michael Foley
08 February 2024 08:26 AM
Understandable they would be to Council’s straight away demanding to be housed, they have too lame ducks already spooning off the State and being housed. Diane I think it did say it was S.8 but the problem still the same. No wonder there’s homelessness with Licensing Schemes adding to the problem some Council’s say its ok to let as long as you have applied for the License, take 30% of the fee up front (about £460 / £550) then take the other 70% when they are good & ready automatically from your card might be about 9 months or 15 months later when Meta has sorted out their computer mess. Other Council’s say no you cannot let without a license when is why I have one vacant since October even though it was licensed 3 times before and fully Compliant and has had the HMO inspection Officer out & 3 inspections in years gone by, yet some of you think inspections don’t happen. So licensing Schemes are causing homeless, even if I have the license double C/tax in not going to force me to rent it, the more attack the more resistance. When those guys get evicted eventually send them to Lloyds Bank to see how they get on.
From:
Michael Foley
08 February 2024 08:09 AM
Peter, couldn’t agree more but apart from Referencing, Bank Accounts that they won’t give you anyway. Don’t forget if they are from another Country and if they are Asylum or not, you’ll need their Share Code not more than a month old to Check on Government website if they have the Right 2 Rent. As regards racism probably over played. I used have a work mate from Dominica what we didn’t call each other in the course of a day ? but god help anyone that came between us.
From:
Michael Foley
07 February 2024 22:44 PM
HMO Licensing a disgrace so many times its ridiculous. I have redone 4 x 4 times, others 3 times, 2 since Christmas and another one due in a few weeks, those 3 alone is almost £5’000.00 plus all the Certificate’s annually & the 5 yearly + Fire Risk assessment annually £220. each it’s ridiculous. Why am I required to do 4 while others haven’t done any. I should be exempt until there’s have done 4 and catches up. I think they should be every 10 years not 5 years its too close together and comes around too quickly in another 2 years I’ll be on the 5th ones. Surely when the fire doors etc has been done at passed it ok for 10 years, some of the original doors were there 100 years and as sound as the day they went-in. The News on TV tonight says the worst pollution is inside your car. I think the worst pollution is inside your home everything sealed up tight re-breathing the same foul air repeatedly a health hazard.
From:
Michael Foley
07 February 2024 21:39 PM
Sorry how could I forget the tax didn’t buy me the Property where do I factor that in.
From:
Michael Foley
07 February 2024 18:50 PM
I wouldn’t mind competing against Council Rents on a level playing field it would be a doddle. No Licensing Schemes for them, No 45% income tax for them. Very few Regulation’s your admin and over head paid by tax payers and big Directors Salaries, Holidays & Pensions if you make a loss the tax payers make it up. Did someone say Private Tenants are paying too much rent , right deduct those costs from their rents, the Council’s are charging private Tenants too much.
From:
Michael Foley
07 February 2024 18:44 PM
Nothing worthy of a comment today just keep us busy corresponding with each other about Government scams. While Llyods Bank bulk buying thousands Flats to let of Course there are several others, to muscle-in to take over the Private Rented Sector. The real reason for the RENTERS REFORM BILL it’s the way to get rid of us. Grainger the biggest landlord has been around for decades but Lloyds now aim to take crown imagine that, do you still think Its not to take over the Business that we built from scratch ?. The Council’s are useless (but part of the conspiracy) if they wanted to make any attempt to solve Social housing. Why don’t they buy those Blocks of Newly Built Flats instead of Lloyds Bank as apposed to the Billions they at wasting on B&B and Hotels on temporary unsuitable accommodation. You can bet your life Lloyds and other Organisations like Legal & General, M &G, Insurance Companies, Pension Funds etc will be Renting many of those Flat back to the Council. Scrap the RENTERS REFORM Bill now never mind reading the stupid Bill a third time. The tool invented to destroy small Private landlords for the Banks & institution’s to take over. Never anything said also about conflict of interest they are the Mortgage lenders and control the Financial Markets even if they want to hide behind a Subsidiary.
From:
Michael Foley
07 February 2024 07:49 AM
A vulnerable Tenant maybe she should have been in Council Care, was it the Visitors that made her Pregnant or was it the immaculate conception that’s all right then the Council will need a bigger place for her preferable a brand new one to join the millions of unmarried mothers on housing benefit, no wonder men are turning gay.
From:
Michael Foley
06 February 2024 17:00 PM
Sadiq Khan seat is safe if we have more clowns opponents like this. The higher rents so far apart from higher interest rates, were all caused by Government & Council’s. Regulation’s. Sanctions. Penalties. Licensing and Charges. Taking inflation and all this into Account Rents are gone down, without even mentioning Taxes. To Lower Rents even further will drive out more landlords and less people will become landlords increasing more homeless as if they haven’t enough. I am sure the first time buyers that have already bought with the help of Government ponzu Schemes will be delighted with you to see the Market Collapse and find themselves in negative equity altogether many already are with 35 year loans around their necks, as a qualified Surveyor now nearing retirement recently told me his daughter had to take 35 year option.
From:
Michael Foley
06 February 2024 07:44 AM
I know about the Government people and the trowel. I have had them on site to lay the Foundation Stone, first order the sign written Portland Stone lay the bricks to the level of the Stone, set up tripod with pulley to put it in place lay the Stone nicely on packers, remove it to one side have the silver trowel hired and the mortar mixed. Wait for the Gov’ big man the crowd & film crew and you are in business the’ll lay the stone and make the speeches job done, now put the trowel off, cut me out of the photo in the News Paper by putting a few column inches in that part of the photo 😂👍
From:
Michael Foley
05 February 2024 18:54 PM
Grumpy D’ I also think there is no need for HS2 by the time it’s completed technology will have moved on so much as many people won’t need to travel or as often. Look at all the Offices that are no longer required, Bank Branches as well by the thousand redundant. This has now become Private Landlords Problem, they want our Business make no mistake about that. Which is what THE RENTERS REFORM BILL & Borough wide Licensing Scheme’s is all about to Bankrupt us and drive us out. In short we are made scape goats by the guys from Oxford, Cambridge, Harrow or Harvard they’ll carve it up between themselves.
From:
Michael Foley
05 February 2024 18:25 PM
We are hardly going to save the Planet, our little bit is no match for the F-15’s or Typhoons.
From:
Michael Foley
05 February 2024 07:34 AM
Robert. Do you mean, Yosser.
From:
Michael Foley
03 February 2024 23:30 PM
What about the injustice of the case where the Landlord got an Order to pay back £10’000 virtually half the rent after they have left as I understand it. Apparently 3 persons came 2 saying they were a couple therefore only 2 households no license required. The Tenants helped the landlord print the Tenancy Agreement everything was fine & dandy. Later decided they were 3 individuals so a licensed would then be required the basis of the claim. Keep well clear of Alfred Place when did any landlord get the run of the green there, its totally biased but can’t say such a thing I digress. 3 looking down their noses at you the main person sometimes an ex-councillor but not a landlord. After all they had lived in his property license or not. So where is the injustice they had suffered no loss, disgraceful it wouldn’t be so bad if the landlord was fined but to give it to the Tenants is derisory and probably complicit in the fraud.
From:
Michael Foley
03 February 2024 19:28 PM
They are having a laugh they are writing this Article and don’t even know the rules. Since 1st April 2023 you are not allowed to take 5 weeks Deposit (unless you are charging £50k). That was reduced to one month if you Rent monthly and other amount if you Rent for shorter periods. Also its not like an individual is paying for the full Deposit on a property say 5 shares it will be one fifth each. Anyway I don’t take Deposits and still they are unlikely to get in without a S.21, leave it empty double c/tax or not what difference it has now become a farce and they’ll loose the tax on income not earned.
From:
Michael Foley
03 February 2024 11:12 AM
While I have the greatest respect & sympathy for the man and his family its not fair to load it on us. What’s all this to do with renting. The Authorities are certainly doing plenty to drive any Landlord mad, Oh I forgot we are irreverent it doesn’t matter what stress we have to absorb .
From:
Michael Foley
03 February 2024 10:25 AM
Nick. unfortunately you are right which is why so much property is vacant, if people get it empty they are too scared to re-let. They are looking for a way forward but there isn’t any and probably minded to sell, in the mean time they daren’t let or it will affect the Sale if you got Tenants in there. The legal people will be writing to them telling them their rights and advising them of your intentions, even to get a valuation it involves the Tenants throwing spanner’s into the works. Leave them be, hundreds of thousands of Flats going but unlikely to house them. I see a former Civic Centre being replaced with 1100 flats. First phase of 532 on the wall about 30 affordable about 6% ?.
From:
Michael Foley
03 February 2024 09:55 AM
D Duck, yes but in some Borough’s where they suddenly introduced a licensing Scheme you can’t rent out without a license although in some Borough’s it ok if you have submitted the Application and pain 30% of the fee as I was informed recently by HMO inspection Officer on his visit. I am waiting months for a license sometimes it takes a year or more. Therefore they at contributing to vacant properties, homelessness and then expect double c/tax on empty I think they should look a bit closer to home.
From:
Michael Foley
02 February 2024 19:47 PM
Nick. I know what you say is true but don’t let it get you down rise above it, lighten up good side out and carry on your health is far more important. There’s a game of Rugby about to start watch them beat each other up 👍.
From:
Michael Foley
02 February 2024 19:23 PM
Yes Edwin not forgetting repeated licensing Applications every 5 years on an ever increase fee + the thousands on materials and upgrades to Comply + all the annual Certification’s. Fire assessment (£220.00 it cost me) even though I had hardwired interlinked fire alarms on all landings + in every room & living room, Emergency lighting, Gas Certificate, DEICR, Fire Doors self closing and Smoke seals, Fire Blankets, Carbon Monoxide Detectors, Fire Extinguishers on every landing & in Kitchen. So why am I required to have a Fire risk Assessment when all the measures that could be taken are already in place which is more important than someone going around talking about it. Oh yes how could I forget my wife & I are 45% tax payers thanks Mr Hunt the tax cutting Chancellor, even on our £12.500 x 2 = £25’000.00 personal allowance that must people get tax free so we pay 60% on that and 45% of our miserable old age pensions which is ridiculous its my contention that some part of the old age Pensions should be tax free for everyone regardless. Put that in your pipe & smoke it, we still have our sense of humour.
From:
Michael Foley
02 February 2024 19:05 PM
Yes that would be a great idea they could add it to the £2.5 Trillion National debt, then we could buy the debt in Government Bonds or maybe Uncle Sam would like to buy them to give us back some of the money they owe us or just add it to their £35 Trillion debt, something serious is going to have to happen eventually we can’t keep adding debt.
From:
Michael Foley
02 February 2024 12:17 PM
The landlord owns the property do they know what that means. When you own something you have control over it otherwise it’s not yours, why would you buy for others to have control over it, are they having a laugh. It seems we are the only Business ever where the customers write the terms & conditions for their host.
From:
Michael Foley
02 February 2024 11:52 AM
Landlords alert and at risk of Michael Gove’s illegal activity. Selective Licensing was ever only meant to be up to 3 parts / 20% of the Borough that were problem areas. So Mr Gove is breaking the 2004 Housing Act and abusing his position.
From:
Michael Foley
02 February 2024 08:01 AM
Of Course there’s a link between Section 21 and Homeless are you all stupid. What have we being shouting about for ever since the attack started with Shelters 2015 De-Registration Act and before now the chickens are coming home to roost or sleep on the pavement. Everyone who is a Landlord knows the Removal of Section 21 is the cause of Homelessness and hundreds of thousands of landlords driven out and also has caused rough sleepers in London to increase from 3’000 to now 10’000 in recent times even camped in tents and under umbrellas outside Council Civic Centre’s, some Councils lock their doors to keep them out and now if you want to visit your Civic Centre its by appointment only. We can’t expect any those groups who don’t supply housing to know the Business that goes for any business but it won’t stop their mouths. When you remove the foundation of anything it collapses and Section 21 is the very foundation of all Private Letting’s before which there wasn’t any. Did you not know that MOEMA, where have you been or did you just find a popular bandwagon to jump on board.
From:
Michael Foley
02 February 2024 07:37 AM
What makes everyone entitled to a secure warm home if that’s the case why would anyone bother to do anything or is that why so many do nothing, not my duty to provide it. I see more houses vacant because of all the constant attack HNO’s (houses with no occupancy).
From:
Michael Foley
01 February 2024 15:34 PM
Yes but housing shortage is also caused by licensing Schemes, also some Boroughs tell you that you can’t let without a licence. So you Apply for the license which takes many months sometimes more than a year and the property remains vacant, then they wonder why there’s so many vacant and wants double C/tax on empty property.
From:
Michael Foley
01 February 2024 10:02 AM
Peter. I agree with you I had the same problem reduced on renewal from a ‘C’ to a ‘D’ because I don’t have the Cavity Wall Cert’ which was do by Government Scheme because I never had it and the Contractors didn’t issue them that was done by a separate body, CIGA is one but there were others cannot be traced. They send Certs’ to the property not to the owner and Tenants have changed several times since. There were 4 Major Companies doing the work who made millions then Bankrupted the Companies or changed their name’s. Peter maybe I misunderstood or typo you can’t have 2 previous ’C’s as that would be 20 years and not due yet. However I suppose you could upgrading to a ‘B’ and request another one.
From:
Michael Foley
01 February 2024 09:04 AM
Martin. Where is your evidence how do you know what we have got, you are making a lot of groundless assumption many of mine are ’C’ at a great deal of expense, unlike yours as you have advised us before sounds like dodgy EPC’s putting a full sheet of perspex plastic over entire windows making in operable dysfunctional and blocking fire escapes, this is totally irresponsible.
From:
Michael Foley
01 February 2024 07:55 AM
Now they want to blame Private Landlords for people milking the Benefit System. It was totally irresponsible for Government to design a system to be milked what did they think would happen. Unmarried mothers taking advantage of the system given priority, kept, housed schooled and reared that’s where hundreds of thousands of your housing stock has gone creating a shortage, huge numbers have split up and even get divorced to get on it fact, that’s why marriages has declined Why are Government departments so inept spending 6 times the amount, how did people manage before Housing Support, that’s the fault of the Government and the Claimants, the people that puts a roof over their heads have a Property to pay for. A Brand New Think Tank just where did they crawl out of, they should know.
From:
Michael Foley
01 February 2024 07:33 AM
Another Big Boy has joined the buy to let but in Dublin. Ryan buy 25 one go.
From:
Michael Foley
31 January 2024 18:18 PM
The landlord has a duty to provide safe homes like the timber framed Porto Cabin style Cladded Flats in the Sky that’s going up now to replacing us, how many more are going to burn down, didn’t we have another one on Monday night in Wembley 150 fire fighters no one injured this time TG they had the sense to come out unlike Grenfell the Authorities told them to stay inside and burn, to add all the others, whether London, Croydon, Reading. Bristol or whatever. Yes she comes from good stock relatives & friends on Benefits, any hope of them buying their own. 200 miles is a good move why stop there keep going.
From:
Michael Foley
31 January 2024 07:58 AM
I think that’s brilliant crack down on the people that don’t cause the mould / condensation it’s not damp (penetrating damp) but on the internal surface caused by the occupants. This has become much worse in recent years due to not targeting the occupants most with mold problems are families usually on Benefits but don’t dare say such a thing. Start with the Parents get them to eliminate their own mold instead of encouraging them not to care less about the property, then their kids might grow up with some degree of responsibility & respect. Her friend is right to be frightened and horrified about being evicted, then take action wash it down and deal with your own mess.
From:
Michael Foley
31 January 2024 07:17 AM
The thing is when it starts slipping it builds up quickly then they won’t want to pay it anyway like my last lot they were £6’200. behind so they move on rather than pay. Then add licensing Compliance renewal, all the Certification Certs & licensing Application fee while no income coming, if there’s a lender breathing didn’t your neck which is most likely do Mr Gove take this into Account with a silver spoon in his mouth.
From:
Michael Foley
30 January 2024 19:52 PM
I had no rent for December last month on one house and should have had Januarys rent a few weeks before now but they were all able home over seas for Xmas future is going to be a struggle. Never mind I keep it licensed and everything compliant for them.
From:
Michael Foley
30 January 2024 17:25 PM
Our daily dose of 5 essential anti-landlords fodder. Another Licensed renewal for the fourth time last night £1’350.00 thank you, Oh sorry you haven’t done your first yet. Several hours to do after 2 weeks of trying. failing & several emails to Council even though they had given a reference number back then. Then advised to make a new Application as my license had expired but it hadn’t. Then told you can’t make a renewable Application there’s a problem with the old System. WELL DONE META STREET meddler who ever you are muscling in running Council Business destroying landlords. Anyway to make a long story short I completed a new Application. Now I am advised I needed to apply for a Re-license that’s not possible to do, 3 months before old one expires. Incidentally did you know there’s a Public Register of HMO Licensed properties, go on then have a look, maybe not there’s £100.00 fees, they are really taking the peas.
From:
Michael Foley
30 January 2024 07:24 AM
Its the Council’s intervention that has caused the housing financial problems in the first place. Ok you want to help scrap the Licensing Schemes that contributed to unaffordable unsustainable renting, That’s at least £5’000.00 per property for traditionally built housing. I had to replace personally 85 beautiful panel doors mostly hand made mortise & tenon that stood the test of time when there was a much greater risk of fire. Open coal fires in virtually every room of the house just add paraffin oil heaters. Now then we have room sealed Boilers & central heating with no naked 🔥 so you are telling me suddenly we are all at more risk of fire and must have a fire assessment risk Certificate costs me £220.00 each property along with all the other crap. I never seen the inside of an University I thought most were highly educated those days and should know better but we have to hold their hand.
From:
Michael Foley
29 January 2024 08:17 AM
Too late for that, I missed that event 👍.
From:
Michael Foley
29 January 2024 07:48 AM
We are trapped in the system and Left no way out. I have one vacant as well first time I find myself in this ridiculous situation in 46 years a landlord. Legal advice says it better vacant if want to sell as if Tenants were in there for a while would compromise the Sale and be offered first refusal. Held to ransom there’s only one way out is to die then they take anyway. I see a guy that only bought a nicely done up middle Terrace house only 4 years ago, back on the market. Its up for only £2k more than he bought it for, as I see from a check on land Registry website. Probably caught with a higher interest rate than he started with and just wants his money back but I don’t know.
From:
Michael Foley
29 January 2024 07:30 AM
No hope of me expanding but would love to reduce, its tax payers like me that’s subsidises the renter’s you’d love to buy for, why don’t people stand on their own 2 feet and pay their way instead of relying on other tax to keep them. Yesterday Sunday news paper complaining people can’t get on the property ladder at 50 my goodness what have they been doing with their lives, what rubbish will they come up with next / give them one.
From:
Michael Foley
29 January 2024 06:31 AM
Same license application is now £1’650.00, that’s a thousand more but no need to justify and many more requirements.
From:
Michael Foley
28 January 2024 21:27 PM
I suppose I joined the NLA 17 years ago when they started all this HMO Licensing mularkey. When you make the Application £598.00 you got a discount if you were a member of a Landlord Association. That trick was only a one off when you Applied next time you didn’t get the discount they had you roped-in. Also they offered what seemed to be a reasonable Landlord Insurance telling us our existing Policy’s were not suitable. Now look what happened they are hugely expensive & covers less every year. They increase every year with more exclusions added. This time I think it’s 5 more exclusions added but increased premiums, I think its 85 pages for Policy / terms conditions etc’ its no wonder they say save the paper & the Planet and don’t print, you’ll never know what’s in there.
From:
Michael Foley
28 January 2024 21:21 PM
Andrew not a good idea really if it goes off with the light you can’t set the fan timer over run. Hard luck today with the canaries you needed Edwina, let’s be having you 😂👍
From:
Michael Foley
28 January 2024 17:32 PM
What’s going on would be laughable if it wasn’t so serious. Driving out hundreds of thousands of landlords by introducing S24 & removing S.21, introduced expensive Licensing Schemes Regulatory Compliance, extra taxes, fines, penalties, re-payment orders, confiscation orders etc, forcing up Rents making them unaffordable for the Tenants they love, creating homelessness. Banks taking over buying up loads of new build Flats straight from the Developers. Why aren’t the Council’s buying those from the Developers instead of people like Lloyds’s Bank for example. Sure the Computerisation has bankrupted their own Business now looking for a new money stream / ours and with Government help. Thousands of Branches closed & closing only 10% of business now done in Branches so 90% must be done by other means mainly the internet, of Course we have all the other institutions & pensions funds muscling in as well. Did you not see the writing on the wall yet I know we are a bit slow but this is ridiculous. PS. Did anyone hear of a thing called THE RENTERS REFORM BILL I wonder what’s ?.
From:
Michael Foley
28 January 2024 10:05 AM
I have 2 houses separately both were ‘C’ for 10 years on renewal marked a ‘D’ by 2 different EPC Accessors one digital lap top product straight out of University wouldn’t count the cavity poly beads insulation because I don’t have Certificate but it’s was done by Government Scheme and counted previous time, now the HM0 is coming due again for the 4th next month but I understand this particular Council’s application charge is more for a ‘D’ (£1600. at least) what a stitch up. The other house marked down was due to Tenants interference following the Accessor making comments about everything, he couldn’t wait to get out of there and things that should be counted weren’t, anyway it’s a high ‘D’ but pees me off having done internal wall insulation of all external walls.
From:
Michael Foley
27 January 2024 04:01 AM
So the Article lists 5 things you you must have to make the Application at huge costs to you before you even sit down to do the Application or you can’t begin. Its actually more than that as I know to my cost but sure we can’t expect them to know, can I add 3more that I was required to have in order to make the application so it’s 8 not 5, they also asked for EPC, Emergency light Certificate & copy of My Tenancy Agreement. Oh you must have the money as well silly me I nearly forgot.
From:
Michael Foley
26 January 2024 21:11 PM
HMO disaster a complete loss maker with no advantages whatsoever for me and shouldn’t have applied to me in the place. I don’t let rooms but let the property as a whole and it wasn’t supposed to apply to single let’s in the beginning it was only in the last minute they included single let’s, (a group of friends talking the property together presumably all know each other). The Council’s had second thoughts that they would loose all this lovely money for nothing. So it’s they who invented individual room let’s / substandard living all nationalities’ cultures mixed up together sharing kitchens & Bathrooms with blank strangers, some big monster in one room & some little girl in the room adjacent scared for her life, never liked the concept. So I didn’t let rooms and got no extra money but landed with a load of costs of Certification’s, physical changes to the property and appliances, even second sinks so double cookers etc. So most have had 4 licensed application, how much is that alone + annual & 5 yearly certs, even conservatively £1000. X 4 per property x 10 = £40k. All apart from the cost of doing the work required, what about all my running around, free work. dealing with everything no there’s has been no advantage but its been a distinct liability.
From:
Michael Foley
26 January 2024 20:16 PM
We don’t need excuses when we have loads of valid reasons. Snowed under when you are a hands on landlords with licensing Schemes to do and thousands of pounds in compliance work to do more Regulations added every time Dealing with dysfunctional Council’s who are not capable of running the schemes themselves but sub-let it to Computer Companies that are impossible to deal with and at our cost otherwise if Council’s had to do something they wouldn’t make it Borough wide. I had 3 up for renewal have you any idea what that involves obviously not. When our time was already full time taken up running the Business general maintenance apart from licenses that should be scrapped the biggest cause of unaffordable rents and homelessness apart from TRRB. We have to deal with Tenants on a daily bases, Tenants moving in and out or some of the group been replaced. Its all fine for digital academic landlords who couldn’t do anything with a house, just sit there with their laptops charging rents 30% higher than me, yet I pay more tax than most no personal allowance then up to 45% thanks to Mr Hunt the tax cutting Chancellor that increase it, like tens of thousands now and again in July. Ah yes we have no excuse other than we are everyone’s mug.
From:
Michael Foley
26 January 2024 08:29 AM
Ellie. Just add that to the list and there are lots more none of which was part of the 1988 Housing Act or Shelter weren’t doing anything to help back then either with no landlords to bash and no other solutions to offer. Wait until Private Landlords do it on their own then you are in Business with criticism . All those Organisations riding high on the backs of landlords while supplying no housing, just having a dig making everything worse, they have no right put your money where your mouth is.
From:
Michael Foley
25 January 2024 17:39 PM
No one commenting on the newest Anti-landlord money wasting expert to be enrolled by Shelter & ITV as if there weren’t enough on our case. Why were no landlords on the Show to tell the truth about what’s happening in the Private Rented Sector, just telling Tenants to claim thousands from landlords that they never received what LSE did they go to. Telling Tenants to report their Landlords to the Council’s if landlord hasn’t got a license (turkeys voting for Xmas). He must think Tenants are stupid does he not know licensing Application’s are the tricker for a Big Rent Increase. Licensing is taking billions it of PRS even the Application fees alone for mandatory HMO in London is around £1600.00 plus the thousands more spent on Compliance work & Certification. Licensing is the Biggest single caused of unaffordable housing and homelessness now Martin expert put that in your pipe & smoke it.
From:
Michael Foley
25 January 2024 17:00 PM
Worried LL, you are about to issue S.21 careful have you given the Tenants all the Documents like Gas, EICR, the Deposit protected at the right time, Have you given them‘Right 2 Rent Guide’ (before they moved-in) Given them the EPC etc otherwise you’ll wait 6 / 9 months & it will be thrown out & you’ll have to start all over again. I am not giving advice but if you haven’t done at least the above and the correct notice period. Then don’t go there consider Section 8 instead as some of those scams don’t apply to S.8.
From:
Michael Foley
25 January 2024 11:19 AM
The Government has lost the plot, it’s about time they scrapped all those new Laws and ridiculous penalties criminalising Private Landlords causing homelessness, the way it’s going we will be too scared to let to anyone from outside the UK. We have all this Right 2 Rent checking agro already doing the job of Police & Security forces with share codes etc. Now from 13th February we will have another Civil Penalty to add to all the others of £10’000. for first offence if someone is on your property that don’t have the Right to Rent, we are too restricted and can’t even go to the property to check without their say so. It’s about time that Shelter & others that don’t supply any housing should be prevented from damaging landlords that houses millions. A good start would be scrap Shelter’s “How 2 Rent “ that was never required how did everyone manage for decades before that when there was no internet or mobile phone etc to fill their heads with nonsense, it’s all unnecessary interference How 2 Rent now 17 pages 14 changed different editions in 9 years making it up willy nilly every time they think up another daft idea, it now seems you can’t use S.21 unless you have pre-served all Shelter’s nonsense first.
From:
Michael Foley
25 January 2024 07:43 AM
Most Private Tenants have problems with the property, why what have they damaged ?.
From:
Michael Foley
24 January 2024 10:11 AM
Andrew Thompsons 10 year Roof Seal, back or grey flexible dry in 6 hours. brush it on.
From:
Michael Foley
24 January 2024 10:08 AM
I had a weird problem like that on a property I bought, the seller didn’t hide it from but told me about it. A flat roof where it abutted the rear bay window at first floor level, you won’t believe what I found the problem to be, on the corner they had put the flashing under top layer of felt instead of under I kid you not.
From:
Michael Foley
24 January 2024 10:00 AM
Who would take any notice of Tenancy Deposit Solutions 2’000 surveyed out of 11’000’000 and they were founded on the back of Shelters on a pack of lies which was instrumental in the introduction of Deposit Schemes in 2007 when they alleged up to 45% of Deposits were with held by landlords it later turned out to be less than 2%, so they continue to attack and lie about us to this day even on National Television and no landlords there to put him right. Disgraceful behaviour by a Charity Organisation with tax free status who houses no one and the tens of thousands that I have to pay before Wednesday yet they are causing so much misery, suffering and homelessness and no consequences for them up on a pedestal and invited into The Parliament Select Committee about Housing Policy as if they’d know housing no one. When I go to the Butcher I ask to Butcher not the Block. I have tried the Schemes and never got on with them. Jo mention yesterday about the discount on the fee to Register the Deposit but I never got that because some code was required that I didn’t have, so I have about 10 without any Deposit that’s how much I love the Schemes. It’s a toss up between the damage I have to suffer or the liability of the Scheme sometimes used against landlords.
From:
Michael Foley
24 January 2024 09:35 AM
I know all about Tenants ringing up at inconvenient times even last Saturday night 11 o’clock pm. They had a problem the message demanding immediate action, a big long litany about it and it’s been like that for weeks but this is first time to tell me anything. Anyway way I dealt with it next day Sunday and it turned out it was something they had done. A few typo last message maybe too early or HE phone decided to change it as I press send.
From:
Michael Foley
24 January 2024 06:26 AM
Jo. Very good please email Martin Lewis Money saving Expert for an apology for his one sided unjustified on Private Landlords last night. Also he had a Representative from Shelter attacking landlords Degrading us, encouraging Tenants to Claim thousands from us for what ?. Landlords were not Represented at all on the Program. Showing a graph showing Rents shooting up for ever but didn’t outline the reasons & huge costs imposed on us. All landlords please check last nights Program Martin Lewis on ITV and respond.
From:
Michael Foley
24 January 2024 05:53 AM
Nick play back Martin Lewis’s money program of tonight and see Shelter’s Representative (the Charity that houses no one) slobber telling Tenants to Claim back thousands from landlords . No landlords Represented on the program only showing graphs of Sky high Rents no mention of all the costs imposed on landlords.
From:
Michael Foley
23 January 2024 22:51 PM
My landlord is a good friend so I reported him to the Council. Who would want a friend like that, the back bone is missing.
From:
Michael Foley
23 January 2024 22:40 PM
2 emails gone to Martin Lewis live TV attacking landlords why are you from landlord today not contacting him, talking through his back side and he had a Shelter Representation on mouthing off from a Charity that housed no one, disgraceful.
From:
Michael Foley
23 January 2024 21:02 PM
Jo. A natural Lennon Air Drier is not expensive and costs less than a HMO Licensing Application to put things in perspective. Of Course there is no running costs as they are as there name suggests a natural Air Drier. Just add an Air Frier as cheap as chips no steam, efficient cooking all sealed-in therefore no moisture emitted so can’t cause Condensation
From:
Michael Foley
23 January 2024 20:00 PM
Jo. I agree and if they have outside space use Lennon natural open air drier for most of the year, if it rains the washing don’t get wet. With regards cooking and mold as I said before why is no one suggesting Air friers to give a massive reduction in Condensation & mould. So efficient quick and clean no Steam no Smoke no Condensation at all just set it and forget it, get on with other things it will give you a tingle when it’s ready, for example an 8 oz steak 15 minutes @ 180 degrees job done no need to watch over it. I prefer the 2 drawer option sometimes only need small capacity. They are in a price range to suit any pocket £50.00 to £350.00 and also must be safer than flame cooking. This is a good alternative, instead of the currently Law making in Parliament to further wrongly punish Landlords.
From:
Michael Foley
23 January 2024 09:42 AM
Martin I am totally against covering switches making them inoperable and not a safe thing to do. I had Tenants that messed up the wiring on the stair landings of 3 floors. They put in sensor bulbs seem a good idea but then someone turns off the switch and they cannot work so they fiddled with the switch wiring making them permanently live, very dangerous even to change a bulb with live fittings. It was expensive to put right as the wiring is a different system to the normal every day wiring like pvc twin & earth or multi. They are all single wires more like used commercially with 3 way intermediate switches now sort that lot out. No don’t cover switches but you say thousands have done it.
From:
Michael Foley
23 January 2024 08:55 AM
Warwick is Conservative so it’s not Labour introducing it.
From:
Michael Foley
23 January 2024 08:10 AM
The thing is so many on this Platform have repeatedly said how scared they are of labour getting in. Hello isn’t it labour that introduced those Policy’s in the 2004 Act. 2 jags John Prescott labour up and at him the egg thrower. So it’s Labour Policy the Conservative’s have been implementing and worse. Suppose labour had got re-elected it wouldn’t be nearly as bad now because they would not have gotten away with what to Conservative did to us and we supposed them. We know they wouldn’t have given big Companies a free reins unlike now or re-introduced sitting Tenants they got well stuffed with that one before.
From:
Michael Foley
23 January 2024 08:07 AM
Jim you are right the energy consumed & or wasted is down to the occupants. The same goes for Condensation Mould its the occupants but blame landlord.
From:
Michael Foley
23 January 2024 07:36 AM
I don’t understand Capital gains tax, say for arguments sake you bought a property 20 years ago for 200k now 400k apart from some minor claimable expense is that c/gain 200k ? but it didn’t cost you 200k you also paid the lender 100k and you paid tax on that 100k when you earned it, is that all nothing, your own un paid sweat & labour for 20 years keeping it going. Is it 28% of 200k ? forget about the 18% that’s only for sensible people that don’t pay much tax.
From:
Michael Foley
23 January 2024 07:27 AM
Well I don’t pretend to understand any of it, one person get 25% discount and we pay double on vacant property. I thought the poll tax was a good idea but went the wrong way about how to implement it. I thought if half was on the property and everyone pay something it would be much fairer. Of Course all the people that never pay nothing all went marching and got it scrapped. I don’t know why Students are exempted either many are mature adults. So of the young people that don’t go to University but go to work have to pay taxes & c/tax while their former class mates have a free ride for many years in education and not paying tax or c/tax. Maybe the young person going to work paying income tax should be more entitled to free c/tax than the guy who is not contributing anything.
From:
Michael Foley
22 January 2024 21:58 PM
I let mostly to working shares so there rents are quite low. How could they possibly buy a shared property obviously they are not going to buy it between them, which one would own it ? and there’s always someone moving out and being replaced and one individual is not going to be able to buy it. I have some families having most or all of their rents paid by Benefit system they at not going to be buying anything. I don’t know any family renting who are not claiming some Benefits so they are not going to be buying anything.
From:
Michael Foley
22 January 2024 21:23 PM
Double Council tax on empty property and I am paying that its ridiculous. The Most unfair tax where half the people don’t pay any. Suppose there’s 2 people in the house it’s full C/tax but if there’s 4 which is double the occupancy and often 6 it’s the same Bill. So they expect 2 people to pay the same as 6 so unfair and now getting increase again. Its the occupancy stupid bricks don’t pay C/tax Mr Khan which School of Economics did you go to, or do you think 2 people generates as much rubbish as 6. Mayor is already getting £470.00 out of most peoples C/tax and we have no say whatsoever about it.
From:
Michael Foley
22 January 2024 21:01 PM
Andy M, I came very close to buying one in Highgate in mid 60’s it was £4’600.00. What was putting me off I could have got one as good really for £2’300.00 on Woodgreen. Anyway I decided to travel and follow the work for the better money, the rest is history.
From:
Michael Foley
22 January 2024 17:40 PM
Believe it or not I had one lot that used the curtain poles for hanging up the washing, when I go past I see them all hanging in rooms front windows of this 3 storey south facing house.
From:
Michael Foley
22 January 2024 17:24 PM
They are paying over priced, Developers prices so they are in negative equity immediately. I seen the enterprise zones in the 60’s like Skelmersdale, Lancashire, when big Companies got tax free incentives for 7 years to move into the area. Houses Builder came and built lovely brick houses everyone was buying. Seven years down the line the Companies were pulling out house windows boarded up and houses abandoned in some cases couldn’t give them away. I suppose its what happens when you distort the market with temporary solutions.
From:
Michael Foley
22 January 2024 09:59 AM
Its nothing to do with helping first time buyers that’s the ruse. It to help the Big Boys desperate to sell their over prices, many flimsy constructed, unsuitable high rise Boxes in The Sky, now you got that, Also for the Corporate Companies, Institutions and Pension Funds etc to take over the Private Rented with unfair competition with many rules that don’t apply to them. Private landlords supply rental property in all parts of the Country in all price ranges, unlike the Big Boys multi story only in prime locations in Towns & City Centre’s to make a killing and not individual houses.
From:
Michael Foley
22 January 2024 08:49 AM
They love making a mess before they were giving B2L landlords 120% Mortgage’s now partly as a consequence they want them dead a buried. 1% Mortgage’s for first time buyers how do they pay the rest ? well not a hope they’ll be paying when in retirement at least with renting they can throw in the towel or move their location if necessary and get on with their lives.
From:
Michael Foley
22 January 2024 08:24 AM
So if they hadn’t discriminated against private landlords driving out hundreds of thousands and making many more too scared to let the housing situation wouldn’t be nearly as bad. In the last 6 years vacant property in London has increased by 73% to 34’000, that’s due to Council’s & Governments attack on LL’s not because the owners want their property vacant, are you mad. When we see Tenants taking LL’s to Court looking for £300k compensation off LL’s for not having a license for year & actually getting £21’000. When they have not suffered any financial loss it’s time to throw in the towel.
From:
Michael Foley
21 January 2024 11:52 AM
Yes 99% to help the Big Developers sell their unsuitable Porto cabin system style Flats in the Sky & make big profit for them, it’s not to help first time buyers, pull the other one it’s got bells on.
From:
Michael Foley
21 January 2024 09:55 AM
What can you expect with rules designed to create homelessness. Savage Regulatory requirements, fees, penalties, licensing schemes, re-payment orders, banning orders, confiscation orders, courts & tribunals have the knifes out. Do you not wonder why 34’’000 properties vacant in London its hardly the owners wish ? so it must be something else do you need 3 guesses. Now Rishi Sunak is prepared to destroy the young generation with 99% Mortgage’s how can they ever pay those off. Its a deliberate attempt to help the Big Develophers
From:
Michael Foley
21 January 2024 09:50 AM
Colin, because what the Council means its is do as I say not as I do.
From:
Michael Foley
20 January 2024 13:49 PM
Colin, because the Counci
From:
Michael Foley
20 January 2024 13:45 PM
Sure we have rent Controls the Authorities have taking billions out of the Private Rented Sector’s Rents already what would you call that, it’s not in our pockets.
From:
Michael Foley
20 January 2024 11:15 AM
It’s Genocide of the Private Rented Sector, one Council has Demolished their Civic Centre now Developers are in making a killing with construction of between 1000 & 1500 Flats take your pick you’ll need a lot of swarfega there, also withdrawn the Telephone line for licensing service so its on-line only but they have blocked my emails so no communication possible. Property Vacant because it can’t be let without a license, potential Tenants crying out for it but they can’t Rent it and I can’t let it, people sleeping in tents in Council Office Doorways this Weather well done Mr Michael Gove.
From:
Michael Foley
20 January 2024 10:50 AM
Totally incompetent making licensing Schemes for landlords that they can’t do themselves so they lock the Civic Centre doors disconnect the land line sub-let the process to an on-line Company only and their website blockers you. There you have it they have successfully made us totally dysfunctional. Don’t know anything about Gender I think they have cancelled that. First place singular number hopeless case governed by the verb ugly face.
From:
Michael Foley
19 January 2024 22:47 PM
I don’t believe landlords lack any housing skills and know far more about housing than all those Regulators and Digital Academics put together, what do they know or what could they do with a house apart from nothing just iPhone Laptop button pressers that must be what they call skills they referred to. Jeremy Hunt in the Express today the tax cutting Chancellor he believes it’s the best way to boost economic growth. Hello is this the same Chancellor that further lowered the threshold at which point we start paying 45%so that’s a big income tax increase square that one ?.
From:
Michael Foley
19 January 2024 16:47 PM
Poly Neate head of a Non -Housing Organisation got a CBE for leading the attack on private landlords who house 11 million in Private Property and with personal Private Finance but soon to be Nationalised by THE RENTERS REFORM BILL.
From:
Michael Foley
19 January 2024 13:18 PM
We don’t accept it and you have no right to talk on our behalf, you are a new comer you were not there when we /me, others and Sir George Young (a gentleman) fought for years to have it introduced, before which there was no Private Rented Sector do you not get that ?. We created the Business out of nothing now you are all so high & mighty taken over with your own private agenda’s piggy backing money streams, shame on you. It was a sad day RLA took over the NLA because that’s what happened it’s all RLA board at top and pushed out Directors of NLA some amalgamation that was ?. Landlord since 1978.
From:
Michael Foley
19 January 2024 11:05 AM
Scrap the Stupid Bill now it’s the best improvement they can make. We have heard it all before not interested in 60 speakers blowing their cole talking rubbish trying to justify their wrong doing, it’s not their property.
From:
Michael Foley
19 January 2024 09:46 AM
Just Scrap the Stupid Bill now enough io enough which has caused so much suffering, misery and Homelessness or do you not think there’s a connection between homeless rough Sleeping in London alone which has increased from 5k to 10k since Mr Gove started this outrageous attack on PRS or the hundreds of thousands of landlords that have sold up or that Rents has been forced up as a consequence or the shortage he has created or the £2b being spent on temporary Accommodation. It’s not a Renters Reform Bill at all that would suggest an improvement for Renter’s but the opposite in fact is true with this Rogue Treasonable Policy where Landlords are not at not represented in the process in the Demise of their Business.
From:
Michael Foley
19 January 2024 09:29 AM
What can I say or what do they expect us to do all mine are licensed either Mandatory, Additional or Selective and a number of times, some four. Always had quality affordable before any licensing, Its money for old rope for them. Martin Lewis must be dreaming he said only 4% pay inheritance tax don’t believe that for a second. My personal allowance gone as is my wife’s that’s an extra £25k we are taxed on, so we pay upto 45% but that’s still not enough we have to be targeted with licensing Schemes and other measures as a penalty for providing much needed housing and to drive us out, are those people for real or have they any back bone.
From:
Michael Foley
18 January 2024 22:31 PM
I wouldn’t be surprised who hasn’t got a License. They have made it almost impossible to achieve. I have attempted 2 Applications that were licensed 3 times before but stuck on both endless attempts to communicate with Councils in 2 Boroughs. One Borough don’t have a Civic Centre and withdraw the telephone so on-line only but the website blocks you every time. It about time Metastreet was kicked out with their so called integrated technology, now muscled into every Borough causing mayhem, the Council’s shouldn’t have introduced licensing Schemes that they are not capable of running themselves, Sub-letting it to those useless people making our lives hell.
From:
Michael Foley
18 January 2024 20:18 PM
Congratulations fair play you have made a great recovery plenty of fire in the belly yet.
From:
Michael Foley
18 January 2024 11:32 AM
Andrew. I know how annoying and frustrating all this injustice is but take a step back please don’t even go that route it will only go from bad to worse, it will work against you and they will love the extra ammunition’s, sometimes turn the other cheek and walk away, difficult but best, keep well 👍
From:
Michael Foley
18 January 2024 10:54 AM
Andrew. This is the worry when relationships breaks down between Landlords & Tenants and if we are going to lifetime Tenancies, what then a life sentence for the landlords & a mental breakdown as well.
From:
Michael Foley
18 January 2024 10:30 AM
Record extraordinary rise in costs of Compliance of Regulatory Requirements, Tax, Totally unnecessary Renter’s Reform Bill to do as much damage as possible to PRS, Unnecessary hugely expensive Licensing Schemes Borough wide in some cases making Rents unaffordable, in this process the Council’s have Banned Section 21 / if you don’t have a license you cannot use S.21, therefore they are able to Ban the 1988 Housing Act on a whim without telling us or having a Consultation. What’s all this talk about an Election coming up why bother to vote no one takes a blind bit of notice of us. Anyway there has been no Rent increase taking this on Board, just add inflation and interest rate hikes in 2023, now Think Tank or Office of National Statistics go and have a lay down.
From:
Michael Foley
18 January 2024 07:08 AM
Tricia. I wonder it’s going really well. I have one £6200. arrears on vacation, me left to clear the loads they left behind + full garage @ Fore Court, £4700. Spent on Energy improvements. £860. C/tax on vacant property, £1150.00 Application licensees-new fee and wait forever, utility bills & standing charges continue, months of lost rent and will remain idle while or if the Council decides to grant a license, but cannot let without a license so the Council is deliberately causing homeless by inventing problems and not capable of doing their own job, yes it’s going really well.
From:
Michael Foley
17 January 2024 16:37 PM
Amazing over Supply in London but yet the Biggest Building program of Build 2 Rent of anywhere in the Country no wonder they want Private landlords out of the way. Wembley unrecognisable with Blocks of Flats, Alperton adjacent the same, B & Q gone 436 Flats Plastic Cladding, next to it a load more Plough Pub & Bank gone but at least they are Brick faced, next loads more high rise but back to Cladding again didn’t take Grenfell effect long to ware off, next the Bus Garage gone for song £14m 5 Blocks well on the way seems to be Cladding again. Directly across the road The Pleasure Boat Pub turned into crushed hardcore in readiness for more Blocks.
From:
Michael Foley
17 January 2024 07:52 AM
There’s a shortage of Private Rented Accommodation created by driving out hundreds of thousands of Private landlords reducing Stock. So if they hadn’t invented spurious endless Regulations, extortionate licensing Schemes. fees, penalties, S 24, RRB, 2015 De-Regulation’s Act, Right 2 Rent, How 2 Rent, Removing Section 21, Criminalisation Bill etc, There wouldn’t be a shortage at all instead of being hampered in recent years now all those landlords would have been increasing Stock instead of being forced to reduce it, now you tell me there’s a Stock Shortage ?. The Big Boy’s are taking over the PRS with Build 2 Rent and Government help, no Section 24 for them or Licensing Schemes. Where have all those New Big Boys been while we struggled for years to create this Business nowhere to be seen but now its ripe for the big take over.
From:
Michael Foley
17 January 2024 07:00 AM
Martin Lewis has spent the last 10 minutes banging on about every aspect of Council tax, what it’s based on and all the difference reduction available 25% / 50% / 100% it’s all wonderful no mention of Private Landlords paying 200% on vacant property how did he miss that one, we just pay to keep them. Thanks Martin.
From:
Michael Foley
16 January 2024 20:58 PM
Peter, I know what you mean I am aggravated for previous having had a “C” for 10 years but on renewal marked down to a “D” because I didn’t have the cavity wall certificate but obviously done it was the black poly beads and counted previously and what’s more it was done by the Government Scheme. The Contractor’s didn’t issue the Certificates they were issued by a separate body some which have gone out of Business, CIGA have no record of it but there were others at the time. I offered to take out a brick anywhere he wanted but not interested. He needed that piece of paper. The Assessor straight out of Uni knew all about lap tops but nothing about Buildings. He actually genuinely thought I would give him more work.
From:
Michael Foley
16 January 2024 20:44 PM
Hi Henry S, you are quite right make a Will which is why I done what I did at the time. That was the Solicitors advice at that time not too many years back but wouldn’t necessarily be correct today. The Law changed a couple of years after I done it so I needn’t have done it at all. Sorry for any misunderstanding. I made a typo earlier today the Insurance Premium tax was 12% not 15% up from what it used to be 5%.
From:
Michael Foley
16 January 2024 20:04 PM
How right you are the Insurance Companies always get their money. I have a renewal invitation but about 5 additional requirements or exclusions affecting the Policy every year there’s some additional requirement or exclusion, the Premium don’t come down but goes up, good game getting closer to a non Policy and we pay 15% premium tax on that.
From:
Michael Foley
16 January 2024 17:00 PM
To be honest I believe the situation is much worse than many Landlords realise. So much stress over w/e trying to re-new a HMO license still not done, the licensing Boss in the Borough says it should only take 45 minutes. This is the fourth Application as it has been licensed 3 times previously and getting more onerous all the time so it’s not as if it my first go. I was endeavouring to get it done prior to existing one expiring @ £1150.00 if it expires it’s treated as a new Application and costs £1550..00 ok so you all knew that good. So I checked the licensing Registry to see how others cope, in my road only 2 properties licensed both owned by me but most of the road is let and many bigger than mine. Checked another post code where my wife has a house licensed for 4 times but again she’s the only one in that road to be licensed a house I gave her on Solicitors advice as they said she couldn’t make a Will if she had nothing to leave. Checked another post code in Central Ealing again mine is the only house in the road to be licensed & licensed 4 times since 2006, but mine is only 2 storey which I built over 50 years ago, all other are virtually 3 storey Edwardian type, the road has 2 posts codes in the other one there is one licensed so only 2 in the road. Checked another post code where I have one No 1305 so I suspect there’s at least 1305 properties in the road but again mine is the only property to be licensed & for 4 times, are you sick of me yet. This road is nearly all let so 1’000, houses that would require a license clearly haven’t. Wait for the punch line what they have secretly done is made it illegal to serve a Section 21 if a property should be licensed but has not (in affect secretly abolished S.21) So all you landlords quite content in the knowledge that you are safe letting being protected by S21 are. Ok so you all knew that good. So what’s all this about 12 months Re-payment Orders and or £20k / £30k fines willy nilly, how many landlords are aware of all this Sitting Ducks thinking they are safe with Section 21, OMG my nerves are shattering.
From:
Michael Foley
16 January 2024 10:27 AM
So now we have our CEO colluding with Andy to destroy landlords in the North West as they did in London where did he get a mandate for that. Who are all those Rogue landlords if they exist, or is it hear say or are they created by constant battering with Regulation’s, Red tape and financial ruin trying to exist with the weight of the Law stacked against them and Laws that discriminate and are not financially viable to obey.
From:
Michael Foley
16 January 2024 08:52 AM
It must be another Post Office job.
From:
Michael Foley
15 January 2024 04:36 AM
All this commenting about pets shouldn’t have been made an issue by Council or raise in the first place. We are not running kennel’s its part of a smoke screen as a cover up what they are really doing, smashing the PRS for their friends to take over with Blocks of Flats. Tenants that never mentioned pets before now all of a sudden you wants them because the Government said they are entitled, never mind about spaces & rooms sizes you can can’t have another person but can have animals, its nonsense and not concentrating on the thousands homeless in London & elsewhere but we must house animals. They really love us £20k / £30k fines illy nilly, Fines, Penalties, Confiscation Orders, a dysfunctional licensing Application process some uncontactable on-line only phones disconnected, automatic responses only and to a different question than the one you asked, so go back to the website that’s preventing you from operating and suck it up.
From:
Michael Foley
15 January 2024 04:31 AM
Yes used to be very reliable before technology not much to go wrong . When Boiler used to last 25 / 30 years unlike modern pressurised systems with printed circuit boards etc changed quiet often. Sorry you have a problem I can’t advise you but maybe circulating pump getting weak or air trapped in it, sometimes it only takes the slightest turn of pump bleed screw, on the other hand could be a blockage on feed / expansion from loft headed tank if you have that system, in which case the tank will still be full but the system is not. I digress.
From:
Michael Foley
14 January 2024 09:47 AM
Peter my friend no life time Tenancies after 12 months or any other period and we don’t churn as you put it. I have some Tenants 16 / 18 years but not as of a right that’s different although. They occupy the property as per Contracts on my Terms & Conditions as I do own the Property. Please tell me what Business operates on their Customers Terms & Conditions.
From:
Michael Foley
13 January 2024 20:56 PM
Gove is the Architect as I understand it having been involved in writing it before been Housing Secretary or being Sacked by a previous Prime Minister for double crossing him, so much for being a fit & proper person. Removing S.21 has the ability of crashing the whole housing market and the economy as there don’t seem to be much else going on apart from housing. What you’ll be left with is benefit landlords housing Benefit Tenants a right merry go around no one putting into the pot and us mugs won’t be there paying tens of thousands tax every year to keep them all and Licensing Schemes to keep the Local Authorities or the soft fines or repayment Orders to keep the Lawyers in clover or for Housing Charities to bash to justify their existence as a cover for Housing no one.
From:
Michael Foley
13 January 2024 20:17 PM
Yes private transport is much better but the problem is parking restrictions deliberately everywhere even if not necessary. Traffic Jambs created by muppets. Half the road taking away for duel carriage way bike lanes and not a bike to be seen and what can you bring on a bike with regards to work. Just seen a News Flash London Electric Bus burst into flames now all Electric Buses stood down. What will happen when it’s an Electric Car that goes on fire will they take the lot off the Road ?.
From:
Michael Foley
13 January 2024 17:02 PM
I know exactly what you mean when I traveled on the tube, some cultures don’t bother with a tissue just sneeze over everyone no escape on the tube unbelievable.
From:
Michael Foley
13 January 2024 15:54 PM
Solving the Housing Crisis is easy simply scrap everything they did to cause it. Firstly distinguish the difference between Social Housing and Private Sector Housing as it used to be. They made a complete mess of Social Housing and couldn’t do anymore damage there so moved on to the Private Sector to meddle and ruin that and expect it to replace Social Housing they had ruined. Wait until I reflect on what they did but I haven’t much time this morning. 2 Jags John 2004 housing Act, bringing in licensing Schemes starting in 2006, followed by Shelter’s Deposit Scheme in 2007 based on a pack of lies when they alleged landlords withheld up to 45% of Deposits, later proved to be less than 2%. Shelter’s Private Member’s / Sarah Teaters Bill failed but immediately had back up plan in place with 2015 De-Regulation Act to Claim property damage to avoid eviction or something allegedly rent payment. Licensing Schemes costing thousands per property but not just once now I have done several 4 times getting more onerous & expensive each time. “How to Rent changed & amended 13 times since introduced but you must serve October ‘23 version or your letting business collapses” Right to Rent “ ICO registration, I don’t think any of this applies to Social Housing, Oh there’s lots more and I need to go out. THE RENTERS REFORM BILL by excuse for a Home Secretary Mr Gove removing Section 21 the very foundation of all PRS before which there wasn’t any, LSE are you listening or were you born. Section 24 making many purchases unviable at a time they were hammered with high interest rates driving out hundreds of thousands of Private Landlords who financed their investment with Private finance and burden the State , I’ll have to leave improvement, heat pump. EPC’s etc for now.
From:
Michael Foley
13 January 2024 09:51 AM
We are talking about only one day over the 12 months between inspections and a big fine but we can legally be 60 days over 12 months between inspections and still be compliant.
From:
Michael Foley
12 January 2024 08:34 AM
Yes it’s a bit like an mot you can do it early, with the gas I think you can do it 2 months early but then next year you could do it 2 months later and still be Compliant therefore there would have been 14 months between inspections yet you are saying 12 & one day is a serious breach and cost someone £86’000.00. OMG someone a sandwich short of a picnic.
From:
Michael Foley
12 January 2024 07:56 AM
And why should there be any new law for Private landlords regarding mould or for Housing Association's either. Mould & Condensation is caused in the vast majority of cases by the occupants can you at least accept that. Its the occupants that should be targeted and required to take responsibility for their actions. It’s so easy for the Tenants to avoid mould and failing that if they see any initial stages of mould starting wash it off before it gets established. The worst case scenario and they have allowed black mould to get established there are plenty of household mould cleaning products on the market (wickes have a very good one £7.00) scrub it off never mind running to the Council or Changing Laws based on here say. Don’t use the Awaab’s misfortunate death as a reason to change laws which was nothing to do with it and clearly neglected by Parents but weren’t prosecuted and this behaviour has since been promoted & encouraged.
From:
Michael Foley
12 January 2024 07:13 AM
Mr Gove is now going to make it Law following the death of a Child that’s nothing to do with us, that any mould the Tenants cause is the Landlords fault.
From:
Michael Foley
11 January 2024 22:19 PM
Mr Gove have no worries he will always get in as labour it’s he who gave labour Councils permission to make Selective Licensing Borough wide that was ever only meant to be for problem areas. All Schemes were supposed to be non profit what happened to that ? Maybe I go it wrong it must have meant non profit for Landlords.
From:
Michael Foley
11 January 2024 13:33 PM
Wouldn’t it be great to be able to communicate with local Authorities regarding Residential Licensing I am certainly having trouble. Some Civic Centre’s have their front door locked to keep people out while homeless camping in tents outside the Door. Harrow demolished their Civic Centre now a Building Site for 1000 / 1500 Flats the Developers are having a field day. So they have no Civic Centre at all but tell you to go to the New library Building if you can find it that’s another game of soldiers. Anyway there’s 2 girls on reception that would like to help you but can’t eventually I was giving a number to ring which might have been upstairs ?, ok so I rang that while in the premises and he kept me hanging on for 48 minutes before the guy answered as far as I am concerned he might as well not have bothered. They are really taking the mick and do you know we are sworn to secrecy about any matter totally regarding your Application from Councils stand point but they have given themselves complete rights regarding anything to do with your personal information to share with anyone even if none of their Business. They have some recording phone machines for other matters but the message makes it clear you will not get talking to an advisor If you know a phone number for their licensing please share
From:
Michael Foley
11 January 2024 12:51 PM
Too many people on Benefits, UC ‘ LHA milking the system blind, if it wasn’t so generous they might go to work & pay tax instead of unfairly burdening their fellow citizens paying to keep them. London is particularly hit hard because property & most other things are more expensive, many families on Benefit too or topped up better off than tax payers. Its interesting the property rental prices quoted which I don’t dispute. Strange though the difference between a 1 bed Flat & a 2 bed Flat is £100.00 for the extra room but the difference between a 3 bed house & a 4 bed house is £500.00 for the extra room.
From:
Michael Foley
11 January 2024 05:08 AM
Why is it now we have a mould problem after all the years of so called improvements, insulation and all kinds of Government Schemes. Last year was the warmest the World has ever know yet they want more & more insulation. I visited one of my places yesterday to replace a cracked bathroom hand basin with water peeing out on the floor as previously said, courtesy of a large glass candle jar wick holder embedded in solid candle grease but I don’t understand why they want candles, I remember we had them when we had no electricity. Anyway every door & window shut tight the heating on & no one home it would suffocate you, how is the house to get fresh air even vents taped. It’s worse now with smoke seals on fire doors the rooms are airtight not healthy at all just apply some washing on clothes horses, are people gone too soft.
From:
Michael Foley
10 January 2024 07:38 AM
Oldham used to be a nice place I used to work for a Company that was based in Vineyard St and was there a number of times. It’s now dilapidated so the Council decides to introduce licensing and rob the finances, how does that help have they not learned that licensing Schemes has created the worst housing Crisis in living memory.
From:
Michael Foley
10 January 2024 06:12 AM
This parking mularkey is getting ridiculous. I had cavity’s wall insulation installers turn up & go because I didn’t have a parking permit for them which sometimes involves paying Council a fee for parking suspension who made the restriction in the first place. They
From:
Michael Foley
09 January 2024 22:21 PM
What chance have we got ITV the Anti-landlord TV Station on about black mould in the News again tonight, showed the mould but didn’t show whatever they removed from the wall that caused it. Also they all sat around with cushions and other clothing or fabric stacked against the wall what do they expect to happen do they not know how stupid they are. Telly have to be switched off again now looking at a blank screen at least it won’t tell me rubbish.
From:
Michael Foley
09 January 2024 18:16 PM
Many a self employed Gas Engineer would be delighted to do a Boiler swap for you even if a different make it’s not rocket science to re shape a few bit of copper pipe either. It never takes more than a day and the Boilers are light now and generally wall mounted. I am sure he’ll be delighted with his £1’000.00 labour for a handy days work, we are not talking about mansion houses.
From:
Michael Foley
09 January 2024 08:35 AM
Yes William don’t be Guided by British Gas they are off the scale. I liken them to utility Companies who are who are totally inefficient and always charge over the top.
From:
Michael Foley
09 January 2024 07:36 AM
Some rubbish being printed I know things are expensive but since when did it cost £7500.00 to Change a Boiler ? £2500.00 is more realistic for top of the range Boiler it goes to show what our child PM knows about it. Also an Agent putting in his tuppence worth talking about professionalism with self interest What would help is to remove VAT on energy improvements even on a Boiler replacement there’s several hundreds vat tax penalty, how do Sunak justify that. Just to purchase a Boiler there’s approximately £250.00 for VAT, is he sure he wants energy improvements or just more Tax.
From:
Michael Foley
09 January 2024 07:10 AM
How times have changed one time the steam of hot tar was the cure for whooping cough get behind the bitumen boiler and the cough disappeared.
From:
Michael Foley
08 January 2024 16:59 PM
No charge when you know it’s an accident. They are ok generally and I couldn’t have water peeing out on the bathroom floor and dropping down into the kitchen below, just one of those things.
From:
Michael Foley
08 January 2024 16:06 PM
Robin. You are so right our landlord Association seems to be in cahoots with the Regulators so no one fighting our corner.
From:
Michael Foley
08 January 2024 16:00 PM
So all this Computerisation hasn’t helped at all just added endless costs as said don’t forget the play station. Businesses going to the wall their Offices and staff not required. Banks closing by the thousands Government throwing them a life line to take over Private landlords Business with incentives and tax brakes. No one ever gave me anything for nothing. I never smoked didn’t take a drink until I was 22 always saved half my wages I made a point of that. I was always on good money as working foreman usually doubled as site Engineer, Theodolite’s angles or degrees no barrier neither was dumpy levels, imperial or metric measurements. Couldn’t get a Mortgage they expected you to be married. So I bought the site in Ealing for my first house from savings then I able to approach to Bank to borrow the money to Build, they gave me the money but the interest rate was 13%. I still have the house after over 50 years on. I was there today actually replacing the main bathroom basin that Tenants broke accidentally with one of those stupid candies in a heavy glass jar. What a job to get one to match which involved me driving 94 miles to Newhaven & 94 back yesterday evening and installed this morning how is that for Service.
From:
Michael Foley
08 January 2024 15:37 PM
Everyone knows that isn’t that what caused the problem with Section 21, otherwise in the vast majority of cases there would have been no need to issue a S.21 everyone just abide by their Contracts. The Council’s chose to frustrate the system clogging up the Courts unnecessarily causing huge delays and landlords thousands of pounds in Legal costs and lost rents, usually when you are forced to serve that by Council’s actions they stop paying and drag it out as long as possible
From:
Michael Foley
08 January 2024 07:37 AM
London is full of Benefit Claimants too it abolished marriage, just get pregnant have a couple of kids go on the Benefit get housed and kept and children allowance that they never paid into, others work limited hours get UC Housing allowance and the other benefits it beats working full time paying national insurance & tax. All I can hear is everyone want funding but where does that come from is there a magic Bank just take it from there.
From:
Michael Foley
07 January 2024 12:36 PM
James my friend just how do you improve property by robbing the finance that has the opposite effect. When I look at my credit card Statement it’s horrendous several imposed costs by Council on one property alone for instance. C/tax double for vacant period caused 100% by Regulation’s £860. no income no service, Additional re-license for 3rd time App’ fee £1150.00, Electric DEICR & remedial £1100.00. Gas Cert’ £120.00. Fire Alarm & Emergency lighting £300.00, EPC “C” renewal £120.00 £220.00 for Fire Assessment what about all my times am I free labour supply if I was I’d be a Charity and be tax free all this while no income. That’s thousands of pounds in the blink of an eye causes directly by Regulation most of which residential house holders don’t have to pay. They don’t pay double SDLT or Double C/tax on empty. What about buying a Property who scrapes the Deposit together and pays the Mortgage’s, is it all to free you are all living in cloud Cuckoo land. Buy your own good luck with that.
From:
Michael Foley
07 January 2024 10:24 AM
Well there has been other situations some years back when an Afghan Family of seven were housed in Acton in a Detached House at a Rental cost of £12’500. 00 per month I kid you not excluding the Dad who lived at a different address. Paid for by the Council courtesy of the tax payers. The Actual cost to Rent a similar at the time was £2’500. They wouldn’t mismanage public funds would they ?
From:
Michael Foley
06 January 2024 19:41 PM
Mr Joe Blanched also forced in what he calls Digital on- line Stream lining Licensing Applications and should only take about 45 minutes. He forgot it will take you another 45 days and cost you thousands to have all the Compliances and documents in place in order to do the Application if possible at all. Many hands on landlords running and maintaining their Business are supposed to have all this free unpaid time & expertise to do this but pay him for the work they do and then he subs it out with an iron fist. Also many older landlords can’t do the Application in this format either signs on several hundreds of landlords that should be licensed are not for this reason, what’s he going to do get repayment Orders for them all good luck with that extortion racket you are Bankrupting the Borough already. Harrow on the other hand at least has the paper Application process so we can struggle through that although no piece of cake either requiring a fire assessment costing you additional £220.00 annually which seems unnecessary when you are already having Gas, fire Alarms Certification’& Emergency lighting Certificates annually big cost. not forgetting a HMO License Application fee costs £1623. we are well and truly stitched up.
From:
Michael Foley
06 January 2024 07:51 AM
No need to worry what it will be like if labour gets in we have it already in Ealing about 70 Councillors about 60 of them labour re-elected ever 4 years for several consecutive terms. Suppose labour got in 13 years ago or what ever we couldn’t be any worse off because they wouldn’t have gotten away with the strokes this government pulled and we unsuspecting thinking they were for going forward improving life for everyone and Business. We had Selective Licensing for for 3 wards of the Borough only and I was unfortunate enough to have property in one of those and had to license a number of times, usually South Acton, Greenford & Southall or East Acton, allegedly trouble spots for a number of 5 year terms. This was renewed again in April 2022 for 3 wards only for another 5 year term so that should have been it. However Joe Blanchard assistant Housing Director in Ealing rubbing shoulders with Conservative Housing Secretary Mr Michael Gove who comes along just 9 months later and gives permission to change what had been set for 5 years to increase the Scheme to apply to another 12 wards in the Borough without any justification whatsoever.
From:
Michael Foley
06 January 2024 07:15 AM
James Licensing Schemes haven’t improved housing but created the worst housing Crisis in memory and for a reason to open the flood gates for Corporate Landlords & Institution's to take over.
From:
Michael Foley
06 January 2024 04:28 AM
Annoyed landlord. I think in many cases Benefit Tenants out bid working Tenants especially when family they have the bulk of the money from the Stare in so many ways, usually some partner there as well unofficially who can contribute, isn’t it far easier to find the extra money to top up the rent rather than having find the whole lot. I live in the real World and don’t know any family renting that are not claiming something.
From:
Michael Foley
05 January 2024 10:45 AM
The whole Business is strangled, suffocated with rules, regulation’s and administration now more time consuming and expensive than the Housing we are supplying, any landlords that thinks is not complying and haven’t the time or money to deal with the function of supplying quality affordable housing just another computer button pressing exerciser.
From:
Michael Foley
05 January 2024 10:21 AM
Dear Mr J Hunt thanks for asking. That’s easy Scrap Capital Gains Tax, get writing what are you waiting for ?.
From:
Michael Foley
05 January 2024 07:33 AM
Another one for the band wagon, landlord Charter he only dreamt up this in 2023. What checks is he on about the Tenants wants to keep us out. So we’ll have good landlords and bad landlords but the good landlord looses his title as soon as the first Tenant complains about him and that’s anyone.
From:
Michael Foley
05 January 2024 06:55 AM
To help bring about improve social and economic conditions, by imposing huge costs / sanctions ?. The landlord must now have ASB Policy as part of the HMO licensing Schemes imagine that, the Council’s can’t control their own as I seen yesterday new Flats provided by Council as temporary accommodation, windows broken glass substituted with pieces of plywood, one window with hinge broken off whole panel draped down hanging on by tread danger to life, the place is rife with drugs & violence. Landlord Association only 100k members and it’s taken 50 years out of a pool of at least 2.5m of private landlords despite the rapid growth in PRS in last 25 years they haven’t kept pace at all, not surprising when they haven’t opposed removal Section 21 it doesn’t boost anyone’s confidence, its now used as an arm of Government to introduce their Policy’s.
From:
Michael Foley
05 January 2024 06:26 AM
My Question is not about personalities but if The NRLA did not have a Campaign to keep Section 21 the very foundation of all the Private Rented Sector why didn’t they. The reason we join a Landlord Association is to represent us and not sit on the sidelines while our Business goes down the pan. This is Ridiculous since we are the main players and own the Business but every outside group with no input calls all the shots and get Laws changed to suit themselves, if it wasn’t so serious we would bust our sides with laughter.
From:
Michael Foley
04 January 2024 09:32 AM
Yes, high interest rates, high cost of living, endless additional regulation and Compliance costs, higher taxes, Expensive licensing Schemes, Additional, Selective and Mandatory, The Renters Reform Bill removing Section 21 to lumber us with a Sitting Tenant in effect loosing control of the property that you are totally responsible for physically and financially. I can’t understand why all this didn’t encourage us to buy more, not.
From:
Michael Foley
03 January 2024 09:10 AM
Surely 74% of landlords are still not living in Cloud Cuckoo land.
From:
Michael Foley
03 January 2024 07:42 AM
Higher Rents are by Statute, apart from that we all have to cut the pattern according to our cloth.
From:
Michael Foley
03 January 2024 07:37 AM
Divide and conquer trying to get landlords attacking landlords as said many are the same landlords who were forced to switch to AirBnB because of the so called The Renters Reform Bill but it’s The Bill to destroy PRS by Mr Michael Gove for his Chums to take over, never an Article on this ?, not even a murmur while they take over almost secretly they have immunity, grants, subsidies, schemes and tax advantages.
From:
Michael Foley
03 January 2024 07:26 AM
Johnny, very good and the Boiler has broken down, get rid of the Tenants that will save you fixing it ?, The toilet / drainage is blocked so no need to fix that either if you get rid of the Tenants ?, God help us Gove want us out bad for his friend's the Corporate and Institutions to take over and they are. Let’s all keep busy complaining about what they have done to us and we might over look their reason why ?.
From:
Michael Foley
03 January 2024 03:12 AM
Negative capital appreciation but when there is growth it’s called capital gains and taxed on it when you sell. I still contend the value you bought for and sold for are two different things when the value of the currency has dropped so much over the years. Apart from all other costs or deductions people seem to think it subtract the price you paid from the price you sold and pay the capital gains. What about the hundreds of thousands interest paid over 25 years to Mortgage Companies and you already paid tax on that too.
From:
Michael Foley
02 January 2024 08:03 AM
Not Schemes for first time buyers but Schemes for big Developers to off load their Modular Porto Cabin Flats in the Sky and didn’t we have those first time buyer Schemes before getting them into trouble.
From:
Michael Foley
02 January 2024 07:15 AM
Citizens Advice should represent landlords as well we at Citizens to not all this untrue rubbish reporting. The reason for increased issuing of serving Section 21’s is THE RENTERS REFORY BILL and not because the Tenants wanted something done. The reason for rent increases is the extra huge costs imposed on landlords with interest rate rises, A Mammoth of Additional Regulation and Compliance costs including Licensing Schemes. Double Stamp Duty on purchase. Section 24 can’t claim real interest relief a genuine business expense only 20%. Double C/tax on vacant property even if improving, its madness if one person living there 25% discount, if vacant 100% increase no Service or Bin to be emptied. What is it with those Charity Organisations, do they like 45% or is this a nice figure the same figure Shelter used when forcing in The Deposit Schemes in 2007, a big disadvantage for Tenants driving up costs and things that used to be overlooked before the Schemes are now certainly charged. Every outside interference and lies increases rents that’s well documented.
From:
Michael Foley
02 January 2024 06:47 AM
Andrew no worries I have been there done that I had a house half built got 2 heart attack same day back after 6 weeks and finished the House, 6 stents 20 years later never retired still here causing trouble.
From:
Michael Foley
01 January 2024 14:17 PM
Katey, yes a large number of Section 21’s have been used, hundreds of thousands in fact but not because Tenants complained about anything they were very happy with their accommodation and low Rents. It’s Michael Gove Housing Secretary so called RENTERS REFORM BILL scrapping Section 21 the very foundation of all Private Renting, that’s the cause before which there wasn’t any is that too easy to understand. Hundreds of thousands of Landlords have been driven out. Hundreds of thousands of Tenants had to move unnecessarily because of this Bill and trying to find alternative accommodation on similar Terms to what they had proved impossible and now having to pay up to 30% more thanks to their fake friend Mr Michael Gove. Of Course it is them & us Landlords & Tenants but as one in the same not in opposition. Mr Gove & Councils doing everything possible to divide us and every action they take is to drive the wedge in further in, divide & conquer the oldest trick in the book. Katey I accept there was an issue in your particular case between you and landlord or Agent but this is not general. Katey and Thanks for being a good Tenant.
From:
Michael Foley
01 January 2024 10:56 AM
We have had that when living in Croydon, a girl came to visit and had one of them Dulux dogs with-in a couple of days the place was crawling with fleas and all over the baby, a Company had to be called in to fumigate the new house. This is the last day of 2023 good riddance to it, the year Private that landlords were tortured to extinction by a Rogue Housing Secretary deliberately creating the worst Housing Crisis, rough sleepers and unaffordable Rents in living memory.
From:
Michael Foley
31 December 2023 12:14 PM
I’d be more concerned about having a Tenant friendly house.
From:
Michael Foley
29 December 2023 20:10 PM
No need for Council to visit or for licensing it’s all twaddle. I now got the fire assessment 15 pages and every aspect photographed issues stated and documented. Nothing for Council to see if they come that they don’t know already and all the other Certifications that I had to supply. Obviously the Council’s want homeless or they wouldn’t be going out of their to cause it. I have a few more things to do following the report even though it probably the most Compliant house in the post code. It doesn’t matter it will be vacant longer waiting for the license while paying double C/tax. On the bright side they are loosing 45% income tax on lost income.
From:
Michael Foley
29 December 2023 10:37 AM
Why didn’t our Landlords Association's have a campaign to stop removal of S.21. Instead of some individual trying to do it too late and poorly supported. They were in the best position to do it with a bit of clout. I see an individual in Social Housing complaining about mould on the Ceiling of the Shower, campaigning for no Repairs no Rent that’s a good one they have lived there 27 years ?. Anyway have they ever heard of scrub it down and and plenty of anti-mould products in local shops to wash it down with. Nevertheless they have a petition going which I couldn’t sign when asked, but guess what they have 30’000, signatures, it goes shows how poorly we are represented we would have had hundreds of thousands of signatures if we had a properly run Campaign. Won’t say any more about the particular you might be reading about a Court Case.
From:
Michael Foley
29 December 2023 09:31 AM
It not £900.00 add all the other requirements they now want like Fire Assessment certificate every year cost me £220.00. It didn’t matter that I had supplied them with interlinked Fire Alarm Cert’ annually at Emergency Lighting Cert’ Annually. The Gas Cert & Service Annually, this all cost a great deal of money and reduces fire risk far better than the Assessment photographing what you have already supplied. Then you have all the physical material Compliance. This is yet another Council not capable of doing their job and have to sub it out. They are not capable of dealing with their own Administration but we are expected to be able to it and pay them for the work we do, while we have to supply & maintain the Property. Deal with the Tenants and all the extra requirements the Regulators have loaded on there. What is their input apart from sitting on their bottom making a m. it’s marvellous you can save £300.00 if you are quick, excuse me isn’t that our money and we still loose £600.00. but there’s a £300.00 penalty if you are not quick imagine that but it takes them 6 months to look at the Application. They bribe us with our own money. PS. Now they want my Anti-Social Behaviour Policy before they issue the license. Do we have a housing Crisis surely not ?????.
From:
Michael Foley
29 December 2023 08:25 AM
You can get in trouble to with Mortgage’s I interested in a house some years back. Another guy jumped in quickly signed up and paid the Deposit then wasn’t able to complete it fell to me and I bought it. However it’s my understanding the first buyer lost his Deposit, the owner was as guilty as hell telling me not to tell anyone where he moved to, what’s your take on this.
From:
Michael Foley
28 December 2023 20:18 PM
Christopher, you are right those used to be Auction Properties those were bought by slum landlords, who wouldn’t renovate them either just let them out we know all this. The other buyers were builders who certainly would refurbish them, that was their Business and took pride in it. The slum landlords with the best will in the World couldn’t do it, it wasn’t in them. Back then you wouldn’t see a house in good condition in the Auction. As the saying goes it was an Auction Property.
From:
Michael Foley
28 December 2023 20:06 PM
Jo, very good London is a fools Paradise just because a property costs two or three times as much everyone including the Authorities assumes you must be rich don’t know how anyone could come to that conclusion must be farmers economics, Pound for Pound you are miles ahead of us and less Regulation or you had years of grace period. I don’t know how many individuals could afford the rents you referred too, maybe getting some help or high paid digital academics who’s jobs won’t last very long. AI will be taking over their jobs and computers. The licensing Boroughs in London have added so much unjustifiable additional rules making it impossible to Comply even though the property was licensed 3 times before, they want us out that bad, even the Council’s staff don’t know the half of it. That will be Mr Gove’s chum probably from Harvard or such place who wrote the Computer program and it will all happen according to that.
From:
Michael Foley
28 December 2023 17:54 PM
Vibha, hang on a minute Sadiq Khan didn’t build anything we did. He has us robbed it seems £470.00 approx he takes from for instance from every band ‘D’ properties in C/tax, we have no say in matter & he is a about to increase it by another 8.6%. We have congestion Charge £15. pd, that he caused blocking off roads. Silly bits of Bus lanes, duel carriageway bike tracks and not a bike to be seen, ULEZ £12.50 pd, cost me £20k to change my eClass Est for same second hand model a few years newer a much inferior car just a few drops of add blue is going to save Planet with so many bombs going off around the World, probably £6. ph parking charge if you can find anywhere. Never sweep a leaf leave to decay block all the drainage systems and gulley’s. Then waste billions re-surfacing the roads that crumbled away due to saturation. 20 mph to stop the water logged road from crumbling away still doesn’t work pot holes everywhere. I wouldn’t be singing his praises at all.
From:
Michael Foley
28 December 2023 17:04 PM
Yes my friend I am acutely aware its still rental income and the lodger is a renter whether he’s called a lodger or a Tenant he’s a person paying for his accommodation.
From:
Michael Foley
28 December 2023 10:42 AM
The thing is none of my rooms equate to anything like £7.5k pa if that was the case your 3 bed Terrace let as 4 would be £30k pa so we are probably £10k short and taxed on every penny plus costs of licensing & Compliance.
From:
Michael Foley
28 December 2023 09:02 AM
I would like to agree but it used to be £4’500, and there’s no allowance for licensed landlords only huge costs and targeted from all angles pay tax on every room and many pushed into the 45% income tax bracket with personal £12.5k allowance removed hardly going encourage landlords to house anyone.
From:
Michael Foley
28 December 2023 08:37 AM
Well where would you get the cash, if you had the cash you wouldn’t need a lender maybe if you had equity in other property you could draw against them becoming a cash buyer on another Property .
From:
Michael Foley
28 December 2023 08:26 AM
There are significant issues with the Council’s finances, we are useless let’s take someone else’s money. I love the consultations don’t ask landlords or Tenants ask the general Public with no input to always get the answers you want.
From:
Michael Foley
28 December 2023 07:50 AM
It’s not good news any of it. Scrap the stupid devious unnecessary Bill now which has already tripled rough sleepers in London to 10’000 but more important to house the Animals. Its all outside interfering busybodies doing as much damage as possible to PRS. Its opening the floodgates the Landlords permission should not be unreasonably withheld as if they are going to take a blind bit of notice of the Landlord when to law has changed and his position further undermined. Keep them in your high rise B2R Flats, no license necessary, no landlord only Tenant rules apply to the cladded monsters with 3 sq m of balcony @ approx £2k rent per month for a one bed Flat, you’ll have something else to worry about.
From:
Michael Foley
28 December 2023 02:53 AM
I had 5 skipping a month here and there for 4 double bedroom London 1550. pm. It was gone £6’200. behind but wanted to stay on and it paid the arrears. I offered them £2’000. off if they paid the rest and carry on but no they wouldn’t do that. So I had to call it a day they were regretting it afterwards didn’t realise what the Market was. I have been offered £2’500. by 2 lots before Christmas & £2’800. deposit but didn’t give it to them because of TRRB. Previous guys didn’t have a Deposit. So they want Rent Controls you may as well cancel all Build 2 Rent, none is affordable in my view, Studio £1500pm, one bedroom £2’000. pm. 2 bedroom £2’200.
From:
Michael Foley
27 December 2023 09:44 AM
Jo. I was agreeing with everything you said until you got close the end then it went wrong. It’s Landlords that are the puppets here being bounced around over the place. Why can’t people understand the vast majority so called eviction are not evictions at all but end of Contract that were entered into freely by both Parties. It’s the Council’s, Generation Rent, Shelter and others decided to encourage Tenants not to honour their Contracts but to frustrate the System forcing landlords to go to Court to get possession of his property back, he never signed up for the Tenants to stay forever or would never have been a Private landlord in the first place, is the word Private that difficult to understand, do you think we are all daft that we would buy a Property for someone else, if they want their own and all this Security of tenure then buy their own if they are so great pay their Mortgage’s and eat jam sandwiches. So forcing the landlords to do everything against their wishes is your answer so this has causing the housing problems and homelessness Crisis of today that is the fact. Its bad enough that so many are milking the system on £25’000. pa for doing nothing from our taxes but we must have sympathy for them and give them more.
From:
Michael Foley
27 December 2023 05:37 AM
Andy Jones on Property Reporter Romans group Director Corporate & Build 2 Rent, commenting on the impact of THE RENTERS REFORM BILL. Come on how stupid do you think we are its not impacting on you. Hardly the appropriate people to be commenting on impact of the TRRB are you. The Bill is designed to help you take over THE PRIVATE RENTED SECTOR and drive out private traditional landlords by unfair Regulation, licensing, Administration additional one sided Compliance and every means possible that don’t apply to you and we the existing landlords are ignored and pushed out. Happy New Year to you and all ?.
From:
Michael Foley
26 December 2023 15:16 PM
Ok but we are supposed to do 4 checks per year, anyway even if only once and you see they have a bed in the living room what you going to do about it ? Pull your hair out.
From:
Michael Foley
26 December 2023 09:03 AM
Alan Bonde. Regarding your take on the PRS of the 23rd I couldn’t agree more with what you said 100% but with one provision shall we change the tense all this has already happened. How long have I been shouting from the roof tops, many landlords haven’t woken up yet or complied but they will be hit for sure they can’t only keep their heads down or hide so long. I know so many that are required to be licensed for example but are not, how do I know don’t we have a Public Register. Its Boxing Day but the gloves are off.
From:
Michael Foley
26 December 2023 06:48 AM
Sure I was built to rent before the words were invented but I was never a greedy landlord which is why my rents are £100k below the market. While having built my first house over 50 years ago now when living in a rented room with only hand tools, no electric on site or available, cordless was yet to be invented, no family support possible and dad rip, keep the day job going to self finance, I know exactly how many days, week ends and every evening until 10 o’clock pm after work it took, TRADA trusses were made on site too, handsaw, wing brace and bolted to together for 28 ft clear span as manufactured one unaffordable. When I got married I carried wife over the threshold with no Mortgage to pay 50 years on she still with me. I am not interested in major developments to house other people who are not prepared to help themselves expect everything to be provided for them from cradle to grave or to make millions & millions I know the shroud has no pockets. I hope everyone have a great Christmas, (sorry no hope of that in Palestine man’s inhumanity to man).
From:
Michael Foley
24 December 2023 19:56 PM
I see pension funds are getting heavily involved in Build to Rent, hundreds of units at a time they won’t have funding problems.
From:
Michael Foley
24 December 2023 14:08 PM
Of Course I don’t accept the Standard of the 1952 house is the same as the 2023 house. Probably have been gutted and re-modelled a number of times, Otherwise it would just be a shell if still standing, devoid of amenities and not worth very much anyway, so we can’t just add annual inflation cost to original price and not the inflated costs of the components and labour used over the years which has has sky rocketed. Anyway we are on a hiding to nothing now with Gove’s Confiscation Bill, incidentally never know of a free boiler service unless paying for a break contract or extended warranty. Tom have a great Christmas and New Year.
From:
Michael Foley
24 December 2023 07:32 AM
You won’t get a legitimate gas Cert in London for £60. I always have to pay more than double that unless I can get a few organised together. Of Course you’ll be aware we are required to have annual service as well that’ll be £100. on its own as soon as the cover comes off cleaning and hovering starts you’ll be paying. The inter linked fire alarm & emergency lighting Certs are another £200. annually have you got those, fire risk assessment £150. with Cert fo Flat or £220. for house. DEICR every 5 years £350. without any remedial work. I am assuming you have modern Consumer units already as hopefully you have or inherited the fire Alarms and emergency lighting so didn’t have to pay for installation, same goes for fire doors etc huge expense and not a one off either I have had them damage and even one disappeared completely, then they expect fire and emergency lighting units to be replaced in 10 years to get Cert’ if you are buying a flat in London £300k to £500k and think the income is going to cover you think again, maybe different in other parts of the Country buying for £80k and not targeted and plagued with Regulation’s. Oh buy the way the HMO License Application fee is anything from £1100. for Additional or up to £1650 for Mandatory Application license fee in London. All those costs are additional to paying for your mere buy 2 let loan, which I didn’t have I had Commercial variable loans base + 3% usually 8%, then always had to pay tax on the repayment. Spare a thought some had an easy ride, no wonder we got hit with a sledgehammer.
From:
Michael Foley
24 December 2023 04:22 AM
No one mentioning costs of Regulation, Compliance and licensing, huge costs and on going yearly and so time consuming and a major obstacle to housing. I can’t count acid appreciation without count the fall in the value of money. 1980 you could fish & chips for £1.40, now £11.00. A pint of beer 50p now £4 / £5. A tradesman £15. / £20 pd but now £15 / £20 ph. How much was SDLT or Council tax back then and we weren’t discriminated against or double charged or Criminalised either. You have to compare like with like and operational costs.
From:
Michael Foley
24 December 2023 02:32 AM
Happy Christmas to everyone although I won’t say merry as that may involve alcohol not to everyone’s taste. The World is celebrating the birth place of Christ and the trillions of Dollars Shopping Bonanza world wide to mark the occasion. A time of peace any hope of a cease fire by Israel in Jerusalem a sacred place occupied by them since 1967, something seriously wrong here.
From:
Michael Foley
23 December 2023 18:02 PM
EPC is the new excuse to attack landlords a smoke screen to hide the profiteering of the Energy Companies, at the same time they are hardly Energy suppliers just Billing Companies.
From:
Michael Foley
23 December 2023 14:56 PM
Unknown Energy Costs hurt Home owners too, nothing to do with EPC’s either, I believe the Energy Suppliers are all crooks and manufacture bills hiding behind Computerising and virtually uncontactable talking machines to make mug out of you. Recent House vacant because of Rogue’s so called RRB nonsense while thousands lay on the Streets well done Mr Gove keep it going. Anyway got Billed for £388.00 no one there not even a Security light
From:
Michael Foley
23 December 2023 13:57 PM
Gove knew removing S21 would smash the Private Rented Sector, for his chums to take over the Big Banks and Institutions simple. Homeless is only collateral damage a bit like the genocide in Palestine madness.
From:
Michael Foley
22 December 2023 21:49 PM
Gove has created the worst housing, homeless crisis and the huge number of rough sleepers in living memory. Mr Gove Shame on you but congratulations your Policy of creating homeless has been 100% successful. Why are you still in a jobs well time for you to go and I am sick of seeing you on TV you have some kneck.
From:
Michael Foley
22 December 2023 18:02 PM
That’s good a big step change for Nottingham. I remember when they couldn’t get enough of inferior Bison pre-cast Buildings it was the order of the day. Have they been replaced.
From:
Michael Foley
22 December 2023 08:26 AM
The Big Boys are taken over its what it’s all about drive us out by Regulation & licensing the unbearable burden of Administration and trumped up Compliance that don’t apply to the Big Boys. Computerisation is right up their street they can ignore us and lock the Civic Centres Doors, uncontactable for most part, people camping in make shift tents and under umbrellas sleeping rough outside their Civic Centre in Ealing. Harrow closed their massive Civic Centre completely now going to be 1000. / 1500 build to Rent or any other tenure. They tell you if you want service go to the library but when you go there they look at you as if you had 2 heads and give you a phone number to the guy probably hiding up stairs watching you on camera getting more aggravated like when I rang the number 48 minutes waiting for him to answer but then couldn’t help. Their correspondence address is Box number and say please don’t hesitate to contact us for further information but they don’t have a phone number and our website is down, probably working from their bedrooms. TRRB / (TRSB ) in reality is The Rough Sleepers Bill which has tripled in London since they started attacking PRS. They are not bothered about the homeless everything have done has increased homelessness isn’t that a fact go on then tell me otherwise, homelessnesses out of control 100%.
From:
Michael Foley
22 December 2023 07:33 AM
Maximum homeless Policy in full flow every requirement is designed to may it happen and very successful. Ok so you had a license multiple times before but now up for renewal and they keep turning the screw. So you give them the DEICR, inter linked fire alarms Certs, the Emergency lights Cert, Gas Cert, EPC. Copy of your Tenancy Agreement, record of payments and proof, the Application form and their Application outrageous fee plus all your other administration time consuming thankless work but still not enough they want more cost fire assessment Another £250.00 and your free attendance time, not finished yet they want your ASB Policy to keep log book of all incidents for 5 years. So they think we have nothing better to be doing who runs the show buys or built the property maintains, furnished does everything yy morons your not fit to lick our boots you useless excuse for regulators. 10’000 sleeping rough in London directly because of you hiding behind Computerising in your bed room.
From:
Michael Foley
21 December 2023 16:31 PM
Can’t understand why they want maximum homelessness. Every Policy they have is geared to that end and is very successful.
From:
Michael Foley
21 December 2023 12:33 PM
Hard to understand why Government wants to maximum homelessness and unaffordable housing, every policy they have introduced thus far has increased homeless, rough sleeping and made rents very unaffordable. Please tell me just one of their Policy’s that has increased housing supply or made rents more affordable or that didn’t drive up the Benefit bill or increased B & B temporary accommodation costs and numbers. Landlords are their No. 1 enemy just see how many fines. Penalties and repayments Orders lately. I Recently applied to re-license a HMO nightmare, Application Form 16 pages, DEICR, Gas Cert, Drawing showing all rooms their location, measurements sizes, SA positions, EL, CD , Emergency lights Cert, Fire Alarm Cert, EPC. 0ld licence, my Tenancy Agreement, proof of payments not a problem direct debt, Cavity Wall Cert’, Still not enough back looking for more. Where is my fire risk assessment ?. Where is my ASB Policy I am not a Policeman. Excuse me what are all those documented I just given you ? Oh yes I nearly forgot the outrageous fee. Did someone say there’s a Housing Crisis I wonder why ask Shelter they can’t wait to be rid of Section 21, the very foundation of all Private letting before which there wasn’t any, that should do the trick.
From:
Michael Foley
21 December 2023 02:41 AM
The Landlord licensing Registry is some bad joke I was looking for my own on it that took some searching had to go through it line by line. It’s not in any particular format to how I think, it’s all mixed up munbo jumbo not in regular order. Why not simply have post code & house number. Some Councils are charging to have a look £25. to see one quarter of the Registrar for example and that might not be any good to you.
From:
Michael Foley
21 December 2023 01:52 AM
I wouldn’t be surprised who would go Bankrupt or commit suicide with the full scale unjustified attack on Private landlords by local Authorities driving is out deliberately by the thousands for sure they want homeless everything they done this far has had that affected. When is the last time you applied for a License if not recently you’ll find out making it not worth while.
From:
Michael Foley
20 December 2023 18:34 PM
I thought David Brown were famous Tractors 👍
From:
Michael Foley
20 December 2023 17:46 PM
Followed by suffocating.
From:
Michael Foley
20 December 2023 08:29 AM
Waste of time putting in Fire Doors and air tight seals then.
From:
Michael Foley
20 December 2023 08:17 AM
They rain he says soaked in through the brickwork well not if it a cavity the majority of properties and if its Stock Bricks in solid walls it might penetrate a little when it’s raining and evaporate when it’s not. Cavity insulations are impervious anyway. Has to be down to the occupants and their lifestyle the buildings were always there why would it be a problem only now.
From:
Michael Foley
20 December 2023 02:27 AM
I wouldn’t be surprised what infestation there’s is and hardly anything to do with Private landlords, like the Library in Northolt, Ealing closed due to infestation of bed bugs coming back in the Books I kid you not, imagine if you get stuck with this lot. We are on a hiding to nothing see property reporter boloney yesterday all singing from the same anti- landlords stitch up hand Book. Andrew Lewer MBE MP - APPG fully of crap, and includes Poly Neate what she wants and Ben Beadle he is only interested in Redress money Schemes, all talking about more resources and enforcement to force landlords in Bankruptcy. Council’s must have more resources despite the fact they have Robbed landlords blind already but they must more of this 10’000 sleeping Rough in London is not enough let’s create some more for their friends with New High Rise unaffordable Flats to take over, can’t beat getting rid of the competition, no one representing landlords the main players in the game all have a lovely time about what they going to bring. We weren’t represented at all at any stage or at the Parliamentary Select Committee either. We have no voice and Ben done a big hatchet job on the NLA making himself CEO. In the article they are all have the same catch phrase “Section 21 is going “ that’s it get rid of that housing problems solved you idiots.
From:
Michael Foley
20 December 2023 01:49 AM
The problem is good landlords housing Tenants for very affordable Rents for years are now forced into a situation by Mr Gove & Co that they don’t want to be in. Trying to get out is another matter Tenants can’t find a similar property as cheap as the one they had Thanks Mr Michael, you have upset millions of Tenants causing them to move & making their accommodation unaffordable preventing them from saving any money in the future and prolonging the day if ever now they can afford buying their own place, well done and you are still going ahead with your RENTERS REFORM BILL, are you qualified stupid or what ?.
From:
Michael Foley
19 December 2023 18:01 PM
When all said and done people shouldn’t be sleeping rough exposed to the elements at this time of year. My Father rip wouldn’t leave an donkey out this of the time of year he’d house give him some hay. Cattle are not allowed to be wintered outside anymore so why does Government think its ok for human ? I wouldn’t wish it on anyone I know what it’s like, time for Government, Shelter, Generation Rent. Acorn etc to call off the wolfhounds, step up and stop prevaricating.
From:
Michael Foley
19 December 2023 16:00 PM
Jo. Not optional my agreement’s are joint & several for whole property I don’t let rooms. Its printed in the Tenancy Agreements its their duty, why would I volunteer to pay someone else’s tax. Suppose they want landlords to always pay the Council Tax it’s not a problem then I will rent by the room only like others as all my Properties are Licensed, unfortunately for the Tenants Rooms in London costs up to £300.00 pm more individually that’s not an exaggeration. Have they got any more bright ideas about something they know nothing about.
From:
Michael Foley
19 December 2023 12:03 PM
Ben, there’s a blog on the iHowz website but I wasn’t logged in to get the full sp.
From:
Michael Foley
19 December 2023 09:11 AM
We don’t need Halifax to tell us that with all the attacks on landlords it’s hardly conducive to a healthy housing market. Recent 3 / 4 days Auction still live, where houses failed to sell are put back in same on another day with a lower reserve price.
From:
Michael Foley
19 December 2023 08:34 AM
Also as I understand it they are making HMO landlords responsible for C/tax where as before not all landlords were responsible for this tax but I can’t verify this although some change happening. That looks like landlord takes £150. pm hit in general or increase the Rent by £150. pm.
From:
Michael Foley
19 December 2023 08:02 AM
The burden of legislation, Licensing, increased Taxes, Fines, Penalties. Criminalisation, Confiscation Orders and Private ownership has become State Controlled, so not PRS anyone Thanks Mr Gove and Mr Hunt. It’s not news that Landlords are selling up or reducing their portfolio or in a sulk or that Government Policy has increased Homelessness no end, no surprise then the affects of their Policies has come Home to Roost or that the Rough Sleepers in London has tripled in just a few years and it’s not just men is it I have seen for myself this is madness.
From:
Michael Foley
19 December 2023 07:31 AM
What amazing me about rough sleepers in London, about 10’000. it’s ridiculous anyway you look at it, if a landlord House them and cause the House to be more than say the 5 allowed by HMO which is the usual requirement or if the House is not to new standards the landlord gets a big fine or banned. The 10’000, Sleeping rough in London in front of Town Halls, in door ways under any overhang or canopy they can find is OK with London Borough Council’s and the Mayor of London, not a problem because there is no one above the Homeless to fine it’s alright just leave them there. I think you should have a look in the mirror before handing out foreign aid
From:
Michael Foley
18 December 2023 19:05 PM
Just an update on the story last week where the landlord was fined £485k for using his 2 storey house as 2 Flats and the single storey brick built flats in his back garden / so called beds in Sheds. Now there are 3 new houses being built in the same back garden and well on the way with Planning Permission Granted. It seems the landlord didn’t do too much wrong previously but provided temporary housing in the meantime utilising good use of his large garden.
From:
Michael Foley
18 December 2023 15:27 PM
John Chart, there’s a lot in that too. I remember Eamon Andrews asking John Paul Getty how he made so much money and his reply was by selling too soon, (it seems if you wait too long you missed the market).
From:
Michael Foley
17 December 2023 22:03 PM
TheMaluka. Yes my friend I have tried burning it and property not a Builder in the Country that didn’t try burning everything over the years. The Polyurethane plaster board backed sheets that I used are flame retardant and self extinguishing I have tried that too, not to be confused with the cheaper polystyrene ones + the skimmer PB gives it an extra half hour fire rating also. Many thanks
From:
Michael Foley
17 December 2023 21:12 PM
It the way everything is gone now officialdom dealing with Authorities, the 3 Utility Co’s are the worst and a law all to themselves with no other option as no one else is allowed to do it now a days yet some of them loose millions amazing. For example I recently had a new electric supply, I done all site work about 30m of track & duct with draw rope. Years ago the mains connection wouldn’t have been a problem. 2 guys in a van employed by a well know Cable Contractor would turn up a labourer and a cable jointer. The cable jointer would sit in the van have his flask of tea and read the paper, while the labourer would lift the couple of slabs and dig the hole usually about 1.2m sq x 1m deep that would take until 9.30 am then the Cable jointer would spring into action and make the connection, used to do 2 a day and gone home early. How times has changed now Electric Company does it, so much nonsense in my view and experience. It takes months of planning you need to pay the Council £2’500. to close the road that don’t need closing and parking suspension that don’t need suspension. Cone & barrier off the road and pavement like no tomorrow bring the mechanical digger dig & brake every earthing ware duct they come across. Anyway this is now standard procedure I could have dug it myself in a couple of hours in the big wide pavement as I did the other 30m and reinstated (@77) come on now the next day they sent the jointer and the following day came the reinstatement gang standard procedure again and I paid £9k even though I do the bulk of the work for this little boot lace single phase supply. Gosh haven’t they made some progress over the years, not. God help us all.
From:
Michael Foley
17 December 2023 10:21 AM
I was minded to do a second bathroom on the first floor of 3 Storey house as main bathroom is on top floor although there is a toilet and hand basin on ground floor. An ideal situation off first floor landing to take off big room (18m2) which would still be a good size, the boxed in internal stack pipe & water pipes were already passing down in the corner just where needed. Anyway HM0 women said I would need planning permission so that’s the end of that, a couple of weeks it would have been done but not now in my lifetime.
From:
Michael Foley
17 December 2023 06:55 AM
Henry S. I agree you are right the Building Regulation’s Department need to be involved for structural alterations in which case its better not do it as it quadruple the job have you seen their fees lately and you might have to give a chunk to the Mayor as well as I see a colleague having to do to convert a house into 2 Flats as well as Local Authorities payments Architect, Surveyor and all other incidental costs. I am talking about thousands to Mayor of London. The work as a result of all those additional costs is at a full stop no money left to complete. I have a house in Harrow which has been licensed twice but now due again at the worst possible time 5th January imagine this pressure at Christmas when I am trying to get annual Returns Accounts done. The ECIR has just expired that I knew about and the Electrical man kept me waiting for weeks then he got the Flu so that took a month of course if you don’t have all the other documents as well you can’t Apply. The New Application has to be made before previous one expires there is no grace period and the right is lost as if yy never had, did you not know this ?, They really love us don’t they.
From:
Michael Foley
17 December 2023 06:36 AM
Jim, Welcome back I thought you had emigrated, yes I agree the biggest energy savings that can be made regardless of what you do is the end user.
From:
Michael Foley
17 December 2023 06:04 AM
Denise Clark. There is a process for extending your lease and probably getting a Share of the Freehold. Enfranchisement if the majority are wort their salt get together and do it. I have with others have got together and done it now all have all 999 year leases and an equal Share of the Freehold.
From:
Michael Foley
16 December 2023 19:30 PM
Alison. I have redone one house where the walls were solid 9” thick brickwork. Its a massive job has to be vacant a complete gut out strip everything back to brick and refurbish. Fixed 2” polyurethane foam backed plaster board to all external walls and skim the lot. Ideal opportunity to re-wire and re-plumb to whole place which is virtually always needed anyway. Yes it pinched a bit from small rooms especially which is why I re-giged and swapped the bathroom around knocking the original bathroom and separate toilet into one becoming the small bedroom and putting the new bathroom where the small bedroom used to be it worked well but don’t tell the Council if they get involved you won’t be doing it probably need Planning Permission and nothing will be possible or viable. It was expensive and time consuming but a great job a big improvement over all.
From:
Michael Foley
16 December 2023 19:15 PM
Henry S, I worked on those types in 50 years ago in Enfield where whole area’s was done building back extension to incorporate external toilets, people were happier then and easier to please never any mention of insulation.
From:
Michael Foley
16 December 2023 18:43 PM
Yes but the Articles Headline is telling us that their 5 steps suggested are controversial.
From:
Michael Foley
16 December 2023 11:20 AM
How about 5 popular steps. (1) Scrap the RENTERS REFORM BILL that’s creating endless homelessness. (2) Scrap all licensing Schemes that’s costing landlords Billions, if Council’s wants those Schemes then pay for your own administration not as currently subletting out your work & adding your fees on top because you weren’t capable of doing this Computer exercise yourself (3) Reinstate Section 21 fully the very foundation of all Private Letting’s before which there wasn’t any is that too difficult for you to understand (4) Scrap Section 24 Discriminatory Scheme designed to punish private landlords only giving a distinctive advantage to Corporate landlords who charge 30% more in rent. (5) Scrap Deposit ponzi and Redress Schemes go back to how it was instead of making money for fat cats costing Tenants large sums preventing them from getting place. Leave it to the landlords discretion if he wants to take a months Deposit or not and no Registration it’s between the Landlords & Tenants to agree.
From:
Michael Foley
16 December 2023 10:50 AM
Recently introduced Selective Licensing has made it acutely worse instantly for Families. Before you didn’t need a License to Rent to a Family which gave them a priority but now that you need a Selective License not much different to a HMO License as regards to Compliance Requirements so Families won’t come first, well done more Homeless Families due to Regulation’s, everything you do is wrong with regards to getting people housed.
From:
Michael Foley
16 December 2023 07:09 AM
Well we are wasting our breath no one listening to us, we can belly ache all we want, the thousands of comments we have made on here no one taking a blind bit of notice of us and we are the main players who supplied all the Property. We should be the only voice listened to but the opposite is true every Organisation with no input makes the rules call all the shots and placed above us. Since the Regulation’s started the Homeless started and every year and every rule they make causes more Homelessness and that’s a fact. Mr Michael Gove I invite you to West London and see for yourself the huge number sleeping rough several encampments including men, women and their Push Chairs don’t know where the babies are or whats under all the scores of umbrellas, plastic sheeting and all kinds of fabric bits. Housing Secretary you directly responsible for all this and still you continue. Come on then Mr Big Man come to Perceval House and see I dare you it’s a disgrace. I got shocked and I am on the circuit a long time.
From:
Michael Foley
16 December 2023 06:52 AM
Well Jo, the LHA has increased. Plymouth Council and Mr Lowry doesn’t know much about economics. He is not going to get much for £5m finance money to save a million, sorry my mistake it’s £10m. So a £5m Grant that’s money you don’t pay back, as opposed to a loan so he get £5m tax payers money for nothing and he’s going to save a million go to the top of the Class. Does he not recognise as soon as the word goes out that Plymouth Council are supplying Housing the queues will double over night and the flood gates open get real.
From:
Michael Foley
15 December 2023 02:52 AM
Nikie, no worries the more we are attacked the less inclination we have to house Tenants at all not least improve them for Sandra. After the shock I got today to see several encampments on the paving under the over hang in front of Town Hall entrance in such cold wet conditions. Unbelievable time go Mr Gove to go that causing this. I have property vacant I probably could have houses the half of them there so then if it weren’t for the Renters Reform Bill and scrapping Section 21. So Mr Michael Gove Housing Secretary it’s on your head. I haven’t seen those photos on main stream media yet probably papers missing a trick here they’ll up roar when public becomes aware this is not a third world Country.
From:
Michael Foley
14 December 2023 21:22 PM
Some landlords are greedy taking £7’500. from the Public Purse for energy improvements to their private property at a time hundreds are sleeping in doorways and camping outside Civic Centre’s in London. I doubt if many of our fellow landlords have any grasp of how dire the housing situation is. I have it on video and Civic Centres having their doors locked during opening hours to keep them out, you to need an appointment to go there.
From:
Michael Foley
14 December 2023 16:22 PM
Polly is your foot sore get that wound seen to. Shelter is causing the problem continuously attacking landlords driving them out. Polly time to step up come in from the sidelines and actually house some people with all the millions your organisation has as its disposal. The best footballer is always in the Stand.
From:
Michael Foley
14 December 2023 07:07 AM
Tenants in Shropshire don’t forget to tell your Shropshire Council about to Mould & Damp you created and send them some photos. Oh no on second thoughts not necessary it only applies to Private Tenants and Private Landlords akin to Licensing Schemes.
From:
Michael Foley
14 December 2023 06:55 AM
So Councils are in debt going Bankrupt owning millions and they are going to Regulate us to show us how to run a Business properly.
From:
Michael Foley
13 December 2023 09:47 AM
Yes I can see a shortage until the Big New Boys on the Block get there unaffordable Flats up & running, the Government won’t allow those to loose probably subsidise them look at the tax advantages they have already. I don’t agree rents will keep going up people haven’t got it many accumulating debt at the moment. Loads being shouldered by tax payers and carrying 750’000, inactive people.
From:
Michael Foley
13 December 2023 08:17 AM
All that talk about landlord being fined £485k other day is not a typical situation as if all landlords do this or could do it, it was end Semi house and a massive plot to side and rear and was established many years ago why did it take so long for action to be taken if action was required I think it probably could have got established use. They say the neighbours complained well possibly but didn’t seem immediately affected and a Public footpath right of way on one side I should know I often walked it, more likely to be the occupants the usual look at where I’am living Mr Council it terrible please give me a property more like the truth. I am not sticking up for the landlord but just my observation and take on this. I know the site and have driven in there years ago. Also the point is all those occupants went in of their own free Will no one put a gun to their head probably had cheap rent why else would they go in there not because it was expensive.
From:
Michael Foley
13 December 2023 05:07 AM
Plenty wrong with this letter never mention the Parents responsibility or if negligent failing in their duty to look after a Child. I see the pots steaming away in the photos, no attempt by the adult to wash it down the mould but it was reported in media when it got bad used another room. Its one thing to be sympathetic on the loss of a Child which is devastating in itself but don’t go denying the background that led to this disastrous misfortunate event, it doesn’t exonerate the adults involved. The other thing is using the word Landlord loosely it didn’t make clear that it wasn’t a private landlord but very quick to do so on other occasions when it suits the narrative and who should know better than Hon Michael Gove Housing Secretary who is the main driver of Homelessness and Architect of the Rogue so call RENTERS REFORM BILL that has damaged Renter’s & Landlords alike. I am not falling for this old carrot divide & conquer Tenants are appreciated and my friends too not them and us think on Mr M Gove.
From:
Michael Foley
13 December 2023 04:34 AM
Jo just ring LBC phone-in they are on now full scale attack on Landlords talking rubbish non-stop no one putting our side of the story.
From:
Michael Foley
13 December 2023 02:37 AM
She should have attended Court certainly no use acting the gom. The only clear message that I can see is anyone thinking of becoming a Landlord is to keep well clear.
From:
Michael Foley
12 December 2023 07:38 AM
£32.1 billion paid in Rents in L’don alone never said how much of this was paid to Benefits by the tax payers. The more they attack Landlords the higher the Benefit Bill nothing gained there. I see even to Rent a Shipping Container Home costs £277.00 pw from LA but as one woman says living there with her son it’s covered by housing allowance you can’t beat living for free. I have one bed proper Flats for less than £277. pw but we are the Rogue’s and a Political football.
From:
Michael Foley
12 December 2023 07:30 AM
Time to scrap the Accreditation Schemes it’s just more websites and computer digital meddling creating money streams for themselves making more people homeless. We were landlords before they were born and they are going to train us. It’s a conspiracy from all angles and all out attack on Private LL’s can they not get a real job and do something useful like actually earn a living instead of creating Homelessness. 62k Families 124k Children homeless, £1b bill to keep in temporary accommodation, 9k on the waiting list in Ealing alone and you are determined to increase all this by attacking LL’s driving them out and creating so much red tape that he cannot function with the weight, time and costs of administration so nothing to do with reducing the homeless but boosting the figures.
From:
Michael Foley
12 December 2023 07:09 AM
D Duck, how right you are C/tax as well I spent so much time on this gave up on the end and paid more than I should. Harrow Council closed the Civic Centre now loads of Flats being Build there, once again couldn’t contact them but advised they had moved to College Rd. So A2Z tells me it’s a quarter of a mile up towards Stanmore went there not there. Came home went back again asking every i member of the Public that would entertain me. Eventually I was told it was in St Ann’s Shopping Centre went there still struggling then a guy told me near the Bus Garage so went there walked up and down still dIdn’t see it, then I was told it’s a New Building in the lane way at back of Shops. There it was a brand New Building but no one able to help me 2 girls on the Reception gave me the phone number that I had rang so many times before so I rang it while in the Reception and held on 48 minutes listening to music before some one answered it still came away nothing sorted unbelievable, no one in the Council main new office able to help and to really take the pea the guy that I was actually speaking to was up stairs, Probably watching me on Camera for 48 minutes. Nothing sorted just paid…….
From:
Michael Foley
11 December 2023 19:22 PM
Yes Ellie. I tried and others tried on my behalf who had 10 years more education than me. Goodness me I had Built my own house by my own hand with total hand tools only in Ealing long before they finished University. I still have it too 50 years on, now they are all highly Educated and expect someone to give them a house.
From:
Michael Foley
11 December 2023 17:17 PM
Vibha. I see a see a few things wrong here probably. He should have given his right name, what name was on the Contact if he had a Contact, if it were false it would be null and void. What name was on Bank Account did they pay into or paid cash as per Contact. How did they know how much the Confiscation Ordered should be, was income tax already paid on this money was it deducted from the Confiscation Order or is it additional if tax was previously paid then the fine is obviously more. Why should the Council be paid £60k for being super inefficient they should have been fined £60k it’s going on since 2013 for goodness sake/ 10 years. Is it not beyond the whit of man to check with the Land Registry who the owner was even I could do that for £3.00 and I can’t even Contact OVO Energy but they have free access and buttons at their finger tips.
From:
Michael Foley
11 December 2023 16:56 PM
Nick good advice leave it alone they’ll probably pull it to bits anyhow. I am guilty of the same try and leave it nice them like I did even left WM & FF in perfect working condition, next I seen them on the scrap collection truck. My friend same way he Polished to wood floor when selling, later I seen the workers with shovels mixing Concrete on them.
From:
Michael Foley
11 December 2023 15:51 PM
The Whole Business is getting ridiculous with Computerisation , Companies are non Contactable like OVO Energy 2 months gone but still not possible to Contact them set questions but not the question that I want. The Tenants vacated at I want to convey that simple message to them but not possible. Your Account Number don’t match your email address can’t go no further. I don’t have an Account Number with you anymore thank god I left them years ago This is a different property and wanted to give details and update the previous meter readings, not possible you can chat to their stupid talking machines to no avail to add insult to injury, no way of contacting them emails return the same nonsense as before how much waste time do they think we have got
From:
Michael Foley
11 December 2023 14:55 PM
Forget about Tenants painting in the main I don’t want paint smattered on PVC or Aluminium window frames and doors, on light fittings or door ironmongery. I don’t want rubbish emulsion £2. a litre causing mould, if they got an itch for painting buy your own pay your Mortgage and leave us alone.
From:
Michael Foley
11 December 2023 14:06 PM
Peter M’. you didn’t mention all the other costs like licensing Compliance, Annual Certs and pets costing a fortune, have to go there as well as all other required visits, have the Electrician or Gas Engineer with you, dance around to suit a dog you can’t go in because dog is there and have to make an other appointment to suit the dog imagine telling that to the Gas or Electric man with a busy schedule probably self employed and a living to be earned. The other issue the cost of Renting based on your experience £100k property @ £650. pm, if I am to go with this example I have an £800’000 licensed house in Acton let for £2’200. pm what does that equate to. Have they got a load of alternative providers lined up to replace us to provide simple properties for those very affordable Rents thought not ?. I rest my case.
From:
Michael Foley
11 December 2023 11:08 AM
Its not an Eviction at All unless it’s during a Contract Period. Otherwise it’s end of Contract Period and the Tenants haven’t complied with their obligations and abided by the Contract. Therefore putting the landlord to the inconvenience and costs of having to apply to the Courts for the fulfilment of his rights under the law and has no other remedy, (The local Authorities are implicated in all this encouraging Tenants to breach the Contract and fill up the Courts which is why they are full disgraceful behaviour and not fit to hold office).
From:
Michael Foley
11 December 2023 08:52 AM
Shelter a Rogue Charity Organisation that Houses no one has some Cheek and shouldn’t have any say whatsoever in an industry they don’t support who house 11m. Their Charity Status should be Removed instead of giving them £15m Public tax payers money. Yes Poly got a soft number from her predecessor Colin former CEO. £150k pa & a CBE for what.
From:
Michael Foley
11 December 2023 08:33 AM
Haven’t been following this case but obviously if a Tenant complains as far as Councils are concerned you are a Rogue landlord and immediately guilty regardless. I believe they will continue in this vain making the Housing & Homeless situation infinitely worse which has been the case thus far.
From:
Michael Foley
11 December 2023 08:06 AM
If it was their home they wouldn’t be facing eviction unless being repossessed by the lender.
From:
Michael Foley
10 December 2023 02:46 AM
Simon I think you got it right I missed the boat I forgot to retire its passed tense now. What’s it all for you can’t even give to you immediate Family some bad joke.Don’t talk to me about 7 years nonsense it not a system. I wished I never bothered or been a landlord a right mugs game. Sell or give away now 28% C/gains tax but already paid 40% on that money to pay c/gains with so they have the lot, then another 40% IHT on the lot again (c/gains is lost washed away same as you never paid it) for good measure so is that’s 68% no exit plan allowed but they must further torture you with Regulation’s and licensing Schemes etc. Anyway the Shrouds have no pockets. Jo. Got it right to its a life style to her and well equipped to handle it and Absorb the pressure. I still believe it was much easier to buy a property on one wage years ago before Government interference robbing people.
From:
Michael Foley
09 December 2023 22:53 PM
Jo, great knowledge but freaking me out and getting morbid, reminding of a Polish man in his 60’s that lived alone, had been active adored his dog always taking him to the Park even washed his feet before taking him back in doors. Lightning struck house in dark of night I heard such a bang it ruffled all the roof tiles blew the electrics, he survived that and seemed ok. However shortly afterwards he died at home alone neighbour didn’t get concerned for a while, when they did it was a terrible discovery, he was decomposing the dog was eating him RIP.
From:
Michael Foley
08 December 2023 04:35 AM
It won’t improve anything continuously attacking landlords, they will pull back do less loose interest and no further investment well done you just make the problem worse save you just want to look after the Big Boys mushrooming high rise Flats around every prime location in Town Centres, is that not what to whole attack and licensing is about and exempt them, £2’000. pm to rent one of those, a 2 bed Flat no exaggeration if you can get it. He’s not a fit & proper person to be a Housing Secretary doing so much damage. He haven’t a clue about getting the best out of people and certainly not by attacking them. When I was foreman over 54 men in the’60’s kept everyone happy and deal with their grievances. He wouldn’t have lasted very long with his dogma. I propose re-naming the Scheme. The Poverty Licensing Scheme.
From:
Michael Foley
07 December 2023 18:46 PM
Well you are loosing me a bit with all this. The licensing Scheme started in 2006 not 2016 as Google. I have had to license 4 times since 2006 some are only getting their first one now so you had 17 years grace so I feel aggrieved about that. This Article 4 is hard for me to understand it seems you need Planning Permission for a HMO in some areas but I never wanted a HMO’s they forced me to have them. The idea was to keep more properties available for Families. So now Gove gave permission to make all lettings Licensable Borough wide in Ealing including Families so where does Article 4 sit now ?. The other point is don’t complain about not having an inspection no matter how good you think your property is. It like having an MOT they are sure to find faults especially if you ruffle their feathers.
From:
Michael Foley
07 December 2023 17:24 PM
More Divorces it’s not news it’s the Benefit System stupid, single parent syndrome to be kept, housed, family reared, schooled, cloaked, child benefit etc you can’t keep houses’ Flats build for them, no wonder there’s a shortage, even huge numbers that arrived recently are on it, its addictive once it never give it up.
From:
Michael Foley
07 December 2023 07:38 AM
I thought bidding wars was for Auction Houses. How did MP’s become so naïve and evolve so so stupid and inep.
From:
Michael Foley
06 December 2023 21:07 PM
Jo .100% correct no exit plan allowed I made enquiries about selling one to reduce the artificial work load and burden imposed on us. Sell now about 75k c/ gains then I am supposed to live 7 years which is extremely unlikely due to past career and events. So then another 40% inheritance tax kicks in but not on the remainder but on whole thing again as if you never paid anything and the 75k is gone as if it never existed, that 75k will already have had 40% tax paid on it to, what school of economics is that.
From:
Michael Foley
06 December 2023 18:57 PM
If it ain’t broke don’t fix it.
From:
Michael Foley
06 December 2023 18:16 PM
Being a landlord is the latest ponzi Scheme held to ransom no exit plan allowed.
From:
Michael Foley
06 December 2023 14:48 PM
People who work out doors require far less heating in the house. People staying in-doors all day get soft and curled up like hatching hens, others come and throw windows open.
From:
Michael Foley
06 December 2023 13:12 PM
The Deposits Scheme was pushed in by Shelter in 2007 based on pack of lies when they alleged up to 45% of Deposits we’re withheld by landlords it later transpired less than 2% went to Deposit Resolution. What a whopper are they fit and proper to run a charity and receive public money. Again I never held back a Deposit or any part there of ever even thought sometimes it was offered strangely enough but when they had pay their way I’d prefer to leave on good terms. The scheme is a data collection exercise for the Government who have full access but we are not told probably because they are restricted like your Solicitor who is required to report any unusual transactions and not allowed to tell you by Law that they reported you, that’s them off the hook then ? must be well worth £300. per hour not.
From:
Michael Foley
06 December 2023 11:46 AM
As Ellie say’s some will say anything to get in.
From:
Michael Foley
06 December 2023 08:44 AM
So let me get this right it’s not gazumping at all but gazundering.
From:
Michael Foley
06 December 2023 08:22 AM
Come on now are you serious landlord warning, NoLettingGo’ it’s hardly news what have we been fighting about for last 3 years at least.
From:
Michael Foley
06 December 2023 08:12 AM
Must be worth half a Crown.
From:
Michael Foley
06 December 2023 07:26 AM
A poll of The New Economic 1001 Foundation, looks like Brand New are they Carpet Cleaners.
From:
Michael Foley
06 December 2023 07:24 AM
Its very rare although I had it a few times but never changed my mind if I had agreed stick to my word. Why are all landlords rights being removed, we must be the only business that is not allowed Terms & Conditions, Est, Agent Solicitors, Accountants. Shop keepers every man & his dog has them several pages of them. We are forced to accept everyone else’s T&C. I agree we don’t want voids for long periods but sometimes necessary to maintain our property at the same time we certainly don’t want Sitting Tenants or others in Charge of what we own, we have to be in control of what we own or there’s no private leasehold/ freehold property. So Mr Ben Beadle had the opportunity to converse with BBC and wasted it talking about rent bidding, when the reality is property is often Advertised at higher Rent and then accepts a lower offer. Why did’t he use the opportunity to convey to the BBC the root cause of the Crisis high Rents and landlords exiting the Market which is the anti-Tenant Reform Bill increasing their Rents by 30% and removing Section 21. reducing supply.
From:
Michael Foley
06 December 2023 04:04 AM
It’s a waste of time with ownership rights being taken away with the removal is Section 21. I have 3 license’s coming due again immediately after Xmas for third and fourth time another £5’000. License application fees + all the other Certificates incl’ EICR & annual ones another huge cost for the guy to issue those, visit the properties and do what ever remedial work. All my travel and administration work is free by law considered nothing but its me who have get everything land it on their computer to sit there on their bum, look at the screen there you go £5’000, it me should be getting 5’000, Vibha. You’ll be hit with 28% c/gains tax which can be substantial its tax on inflation really, you’ll be getting more pounds but worth a fraction of when you bought the property. don’t forget if anything happens to you that tax paid is lost and washed away and tax the whole thing again another 40% inheritance tax that will be 68% tax not worth doing anything. My Accountant don’t see it that way he said its down to me my life’s choice, how wrong he is none of this is my choice everything I do is being forced on me, where’s the Choice.
From:
Michael Foley
05 December 2023 21:15 PM
Very good the answer is simple why are we doing it. Pull out and let the leaches and spongers get on with it. We pay billions in taxes, contribute more billions to the economy in so many way plagued with regulation’s, compliance, licensing. penalties, fines treated as criminal’s, under constant attack, just for providing much needed housing for 11’000’000 people off our own backs, no support or gratitude whatsoever. Then all the SDLD double, income tax upto & including 45% of the remnants c/ gains tax 28%, £300. ph for Solicitors, thousands a year for accountants, 20% vat, inheritance tax 40% etc etc. Build thousands of Social houses some say / with what ? buttons. We won’t be there to sponge off and provide the finance so where will all billions coming from ? the Benefit milkers or the rampant single parent syndrome that’s contributing to causing the shortage, you’ll never keep enough build for them, you will also be keeping them as now, you abolished marriage in preference to single parent, just like you abolished savers all those years ago with stupid low interest rates sowing the seeds contributing to today’s crisis… So sorry for ever being a landlord the sacrifices made, the work done, the houses built, the taxes paid, the 7 days a week worked, the Tenants housed etc etc what mugs game enjoy the down turn.
From:
Michael Foley
05 December 2023 08:43 AM
A Taskforce to finish off what’s left of the Private Rented Rented Sector maybe the money would be better spent upgrading some of those slums in Liverpool.
From:
Michael Foley
04 December 2023 19:01 PM
All this attack on Private landlords by Mr Michael Gove is laughable. Robert just confirmed what we all know he has driven up Rents by 30% because he loves them so much he is their friend and doing this to help them. He even likes them so much that he is calling it the The Renters Reform Bill which primary function is to destroy them. Scrap it now time for you to go. Created too much homeless, misery & poverty.
From:
Michael Foley
04 December 2023 18:33 PM
Robert. Welcome back missed your input and I thought that stuff whether Irish or Scotch was supposed to cut the fat out of your Arteries. Also missing Big Jim Daddy gone quite lately, the Section 8 man that thought Section 21 was irrelevant. I suppose he has more than enough on his plate now like the rest of us, no offence.
From:
Michael Foley
04 December 2023 14:16 PM
Very good a bit long but true the Banks do us no favours. I had a repayment loan that was very high. When I checked with friends their rate was much lower, so went to see the Bank Manager to try to get it reduced . Nothing doing he wouldn’t budge I was tied in and stuck for some years. Anyway when that period ended I got a much better quote from another Bank and told him I was leaving, He asked what it was and I told him he said no problem we can match that, yet when I was down my uppers he couldn’t help at all.
From:
Michael Foley
04 December 2023 13:58 PM
The Government is responsible for the Crisis what ever way you look it full Stop 🛑. The RENTERS REFORM BILL Removing Section 21. Introducing Section 24. Licensing Schemes. A whole raft of Regulation’s some very unfair that don’t apply to Companies. Institution’s and Build 2 Rent. Driving out Traditional Landlords with far cheaper affordable Rents also caused many to increase their Rent to be able to afford the extra burden being placed upon them, more coming with Digital Compliance and Returns every Quarter it takes me every Christmas to get to annual one done, not all Landlords are Digital and I can assure you in the main the one’s that are, are not hands on landlords and much more expensive. Build 2 Rent unaffordable as an example a 3 bed modules Porto Flat in the Sky in Greenford, 3 m2 Balcony £2’750. pm. I have a 3 bed ff large living room Flat in Acton, more in Town less commute with outside space & garden, licensed & Compliant currently let to 4 persons for £1400. pm, so that’s very affordable. Also a ground floor 2 double bed Flat large living room & garden in Acton, licensed & Compliant for year’s due to Council making 3 parts of the Borough Selective license for £1350. pm fact. So they can have those 2 for the price of one Build 2 Rent in Greenford or Wembley indeed. Just get rid of the people who house Tenants with affordable Rents and replace them with those who charge extortionate Rents. Then its headline News there are Rent arrears.
From:
Michael Foley
04 December 2023 08:47 AM
Sorry I meant Charity tax other way around it’s all waste any.
From:
Michael Foley
03 December 2023 13:44 PM
Vibha, don’t be taken in by those Charities they might be as nice as pie to you on the face of it, with an anterior motive and very applaudable. There are usually Directors creaming off behind the screens. Well if you have no Children you’ll have relatives even if you don’t get on, leave be gone’s be by gone and give it to them. When they were changing to this Company thing they said if you ran and managed to own lettings you could incorporate without all the extra costs although there can be disadvantages as well. Anyway we have been fools to house all those people slave our guts out, income tax to the eyeballs, all regulation’s and licensing hassle, 28% c/gains if we sell, 45% income tax if we keep, another 40 inheritance tax when we die, don’t give anything to Charities that despise us. They have Charity Status working in collusion with government getting millions of Public money then to rub salt into the wounds if landlords gives them 4% of their Estate it’ll reduce their tax Bill by 10% as I understand it, some corruption I’d rather flush I down the loo. So Charity begins at home leave it to your Kip & kin the Shrouds has no Pockets.
From:
Michael Foley
03 December 2023 13:07 PM
Did someone say there’s a shortage of housing no need to wonder why with this burden of Administration. This is nothing to do with putting roofs over heads but a huge obstacle coupled with all the other costs of physical Compliance’s , licensing, penalties, S21 removal S24 introduction, penalties, Court cases etc. All this because Computers were invented and they all got diarrhea of the mouth and can’t stop. Well done Mr Gove just add TRRB and the homeless picture is clear, its ridiculous for me to see young people sitting on the Streets in the freezing cold in Ealing yesterday the Queen of the Suburbs with only a duvet wrapped around them and selling Big Issue for millionaire proprietors.
From:
Michael Foley
02 December 2023 15:04 PM
Andrew congratulations you’ll be feeling much better now there’s possibly a tendency to over do it, be aware I have seen it played out 👍
From:
Michael Foley
02 December 2023 11:24 AM
Jeremy. Selective License was supposed to be only for upto 3 problem areas of the Borough but Mr Michael Gove comes a long and tells them it ok to make it Borough wide, he doesn’t need legislation he is above the Law and responsible for causing the homeless situation. G Master. There are good Private landlords who were forced to License and there are good landlords who are not licensed the only difference is the licensed landlord was made financially poorer. In the Main all landlords are very good and provide a much needed Service housing up to 11’000’000 people off their own back with their own private finance at no cost to the State or tax payers and pay Billions in income Tax, VAT,. Stamp Duty, Capital gains, employ many trades driving the economy forward and at the end of the day hammered again with Inheritance tax. What’s the matter with you all have you got a death wish or something, do you want millions more homeless. OK who are the Rogue Landlords you keep on about, is it me, is it you or is it the man in the moon, a figment of your imagination, you know who they are then name them and tell us, otherwise they don’t exist so shut up, with your malicious damage causing havoc and homelessness based on hear say. Maybe better listen to Shelter saying huge more numbers will be evicted before Christmas but never said why, even if it were true of course it due to the Renter’s Reform Bill, Scrap it now. Shelter has some neck have Charity Status, house no one and got a £15’000’’000. Grant of public funds / tax payers money it a disgrace and Polly pulling all the strings to get rid of S.21 collapse the housing market making more homeless my goodness and she’s on £150k gets a CBE and I get despise for being a landlord for 45 years.
From:
Michael Foley
02 December 2023 05:47 AM
Vibha. Because its better empty than full of trouble. I never depended on Property to pay for itself and always worked and put my hard earned tax paid money into the property that’s what makes it such a sore point to be attack, targeted, criminalised, robbed, despised and hated for providing roofs for others.
From:
Michael Foley
01 December 2023 12:40 PM
Where are all those experts coming from how many do they house. The best way to help the housing crisis situation is to stop driving out the suppliers.
From:
Michael Foley
01 December 2023 08:54 AM
And I’m sceptical, don’t believe that demand it’s Tenants being pushed from Pillar to Post, the same Tenants on the move because of Authority Regulatory attack on Private landlords, legislation, increased compliance, increased costs and taxation making their Businesses unviable. Therefore having to change their Business model and put up rents in many cases then their existing Tenants can’t afford higher rents consequently can’t continue with them and needs Tenants that can pay. That’s the reason for high demand it’s the same people switching from one to another, letting Agents much be delighted with all the new extra Business generated. Landlords left with no choice, increase the rent go bust or get out quickly.
From:
Michael Foley
01 December 2023 08:24 AM
Very good the Mayor is going to team up the people who cause mould obviously he’ll have to fine many landlords to pay for those guys to do a non job. How much training did it take to train 70 more people at what cost, did they not know what it looks like or are they qualified stupid. Will he be inspecting home owners Residence or course not they don’t have the problem I wonder why.
From:
Michael Foley
01 December 2023 08:00 AM
More disgusting rubbish determined to make many more homeless and Mr James Munro is delighted why don’t he get a jet a job with Shelter. I wonder would he have any connection to my ex landlord in Liverpool who fed us with cat food as stew, one of the lads found the cupboard full of it but he had no cat, then again I suppose not probably a mats undergraduate.Anyway more unnecessary nonsense to choke us off with free administration. The information is already available to the public for more part, they are not Children and over 18. So much misinformation from the Department so many properties listed in areas that couldn’t possibly flood I have houses on top of hills included on their maps adversely wrongly affecting the Insurance but they don’t listen. Council tax they all have smart phones. Broadband speed know nothing about it ask their University that’s feeling all this crap. I thought it was all about housing people we are not Teachers. Room sizes can they not see what size it is or is it for every nosey parker on line looking as a pass time it’s private property. Anyway if it’s a licensable property all the room sizes are on the Application to determine who can occupy them. Shelter is at it again saying 12’000 more to be evicted before Christmas, just heard it now on LBC fake News Channel now, never gave the reason why. Which is THE RENTERS REFORM BILL even if were true. They are so determined to make people homeless and won’t stop until they do. How does anyone in there right mind think scrapping Section 21 is going to solve the housing crisis ?. So much evidence to the contrary even the threat has dislodged millions, filled B&B’s and Hotels making huge numbers homeless costing taxpayers £1.7b. Polly give back your CBE Honours if you have any shame and stop making people homeless.
From:
Michael Foley
01 December 2023 07:02 AM
ITV News one of the biggest contributions Homelessnesses on again tonight with disgraceful allegations. The same guy on there a number of times before on about 138000 Children in B&B and hostel’s. He said 6640 Section 21 notices were issued but never said once the reason for the surge. The Renters Reform Bill removing S.21 the back bone of Housing supply for decades also never mentioned Section 24 taxing on an legitimate Business expense. Disgraceful Mis-Reporting and totally irresponsible by ITV causing more Homelessness, not fit for purpose or to run the Channel. No right to reply no landlord represented or any one to correct him or challenge his false reporting.
From:
Michael Foley
30 November 2023 19:24 PM
It now seems to me the Government/ Council’s don’t want people to be Housed as they are the biggest obstacle and done unimaginable damage. OK please tell me which of their Policy’s have helped, encouraged or rewarded Private landlords for the Housing they provide apart from none but have gone out of their way to help big Developers & Institutions.
From:
Michael Foley
30 November 2023 12:03 PM
Section 21 was fine when it was set up and worked well for years before it was interfered with by Shelter and Council’s. Why should we have to go to Court at all, the landlords let’s to willing Renter’s of they own free Will take the property and sign the Contract for the Contract period. At the end of the Contract leave or sign for another Contract period, no need for Courts whatsoever a Business transaction it was like that, then they started the bolt on Periodic thing getting a bit frivolous about Contracts. Then Council's started telling Tenants not to abide by the Contracts but wait for Court Order every time, that’s what filled up the Court’s Rooms, they didn’t need a Court Order to move in. Next Question.
From:
Michael Foley
30 November 2023 09:50 AM
Very good advice so we leave the heating on and pay double c/tax to keep the property vacant because of the RENTERS REFORM BILL. Time for Gove to go it shows how much he is out of touch with property owners a filling up B&B’s and Hotels costing £1.7b, time to turn off that tap he left running.
From:
Michael Foley
30 November 2023 07:39 AM
Look we know what it is a money grab or a Computer Exercise. Some Council’s now sub-letting the burden of implementing and running the Schemes, hence the huge increase in licensing Scheme fees to include their own take to sit on their bum. They are not the Tenants friend using the RRB as a smoke screen.
From:
Michael Foley
30 November 2023 07:15 AM
So people can’t rent our property if they are working away from home as millions do and have their own else where if that is the case.
From:
Michael Foley
29 November 2023 22:38 PM
Worth every penny better than the high rise I see the black clouds of smoke coming from in Reading.
From:
Michael Foley
29 November 2023 22:16 PM
Don’t forget to factor in the Brickyard labourer the cost of laying the Brick has to cover him as well 👍
From:
Michael Foley
29 November 2023 21:44 PM
Responsible landlord, £2. a Brick that’s why they have gone back to rubbish cladding and in the 60’s & 70’s a Brickie wouldn’t be kept if he didn’t lay a 1000 a day on facework.
From:
Michael Foley
29 November 2023 21:32 PM
Andy very good congratulations. As it happens I replaced 5 No. PVC white DG windows with Rosewood Cills, fire escape hinges, trickle vents & Child catch restrictors, replacement windows for Aluminium dg windows that had hard wood frames and had served their time really all 1800mm x 1200mm over 3 Floors. Not a problem as all work done from inside including internal glazing with those Euro Cell Units, although you can’t go ahead of yourself and have to do the foaming (takes time to cure) & mastic prior to installing the double glazed units. I think your units were very reasonable I expect to pay double that + vat for quality. I could have left the hardwood frames but for aperture dimensions restrictions and the need to comply with 600mm fire escape openings. The work didn’t end there all the old one and glass has to be got rid of. Yes you could pay £200. pd in London or even for a couple of hours if it’s a call out.
From:
Michael Foley
29 November 2023 21:18 PM
No if I own it, it will never be their Home, buy your own if you want that badge.
From:
Michael Foley
29 November 2023 18:21 PM
The person who owns the Home is the Home owner a person who occupies or rents the property is not the Home owner therefore its not their Home.
From:
Michael Foley
29 November 2023 13:11 PM
So to Mr Andrew Bailey its a game to us its very serious and you can’t say inflation is separate from cost of living although I would say putting up interest rates causes inflation instead of controlling it. What’s missing here is all the other issues that’s ignored and not factory in. Removal of S.21 the introduction of S.24 the huge costs of licensing and Compliance the different Regulatory and Tax treatment of Private landlords as apposed to Corporate and Institutional landlords who are given an unfair advantage and are only recent arrivals. We built the Business that they want and we are now frowned upon.
From:
Michael Foley
29 November 2023 07:59 AM
As long as it mucks up traditional landlords Government will be happy. What used to be Hanger Lane, Gyratory System (round about) which joins A40, North Circular Road, Ealing Rd Wembley, Park Royal slip, and in-circling Hanger La Central line Tube Stn. Site was sold at Auction for a pittance now Construction Work well on the way, multi story Porto style units something like 600 flats, probably it was supposed to be 13 stories initially for Planning purposes but kept getting amendments to add on several more story’s for Students accommodation. It also has a Basement took them a year to come out of the ground that’s an indicating of how massive it is. It over shadows 3 of my house one is Actually called Gyratory House for over 30 years but I don’t have a say in how it affects me. So they have this planked in this prime location for Students if they fall out of bed they’ll be on the Tube train and won’t be worrying of being stuck with sitting Tenants either, Ben will have an exemption for them and himself stuff the rest of us. The new boys are making a killing at our expense and not housing Families or Benefit Families either they know the market to avoid. Incidentally its not called the Gyratory anymore it has a new name and signs now called ‘The Square’.
From:
Michael Foley
29 November 2023 03:05 AM
Nic, I surprised more people are not complaining about the high costs of improvements, materials have shot up half as much again in a year & a half, trades are off the scales it’s high costs all around yet no one complaining, when was last time you were at B & Q.
From:
Michael Foley
28 November 2023 20:38 PM
Very good so the next time you rent a JCB remember it’s yours. There’s no equal partnership or compatible coexistence when the one with no skin in the game have all the rights and the potential to stay there for ever while the owner has no rights whatsoever except the right to buy the property and get a noose around his neck for half a million even for a 2 bed Flat in Action, then for good measure pay double Stamp Duty Land Tax for being so stupid to house others and be classed as a Criminal then pay thousands more to comply with licensing conditions + another £1500..00 license application fee every 5 years for Council to sub- let out this Computer exercise with their take on top. Yes that’s a very good analogy of where you’re stuff is where your home is, that’ll be in your suitcase like mine often was. I stayed in all kinds of gaffs the suitcase was my home. No there’s no partnership the Tenants have all the rights, the landlords have all the responsibility’s / financial commitments and class as a Criminal for providing good quality affordable housing. There’s a no bedroom Flat in Greenford, with no bed, no oven, 2 ring hob for £1150. pm, over Shops, unfurnished ideal come bring all your stuff & call it home.
From:
Michael Foley
28 November 2023 15:37 PM
Annoyed. I don’t necessarily want to get rid of them either, I have had them 6, 12,17, 18 years that’s why my rents so low. At the same time I am not accepting them getting any ideas about it being theirs which is now what’s being pushed, they’ll want it law next. They have done very well out of me many went on to buy their own places. Some have even bought 2 houses because they were able to save while renting off me. Good luck with that in the future with Gove’s intervention, he’s even admitting now to think tank that the RRB has made things worse for Tenants, of course there can’t be any denying the evidence in your face. Incidentally I had 4 marriages from sharers that met in my properties but that’s dying out now since the Benefit took over from marriages, single parent families now ordered of the day, kept, rear and house them no wonder there’s a shortage of housing you can’t keep up with them. The guy just gets them pregnant and his responsibility ends there, sometimes there as a free loader as well, beats paying a Mortgage hands down.
From:
Michael Foley
28 November 2023 11:53 AM
Jo, let me put you right it’s not their home they are temporary occupants as per Contact which is the terms of the let. They are renting my Property not buying it that’s the legal basis for letting, are all Contracts to be scrapped and they placed with sitting Tenants that’s the difference it’s not theirs if they want their own property then buy it and can call it theirs. Virtually all London is now licensable HMO’s by any other name you like including families. So which of the Tenants have the right to stay indefinitely given they can come and go as they please but landlords will have no say, how does that work you could end up with one lame duck causing you problems for ever. No we’re letting on a Contract for a Contract period only. I never liked Periodic either that only happened in recent years it was the thin edge of the wedge leading to all this.
From:
Michael Foley
28 November 2023 10:11 AM
Just read an Article in my London. A tiny Flat with no bedroom, no oven, no bed sofa surf, above Shops in Greenford Road, £1’150.00 pm. I have a Double Bedroom Flat with large living room fully fitted Kitchen with all Appliances. Showed & Toilet, independent CH & Hot water. + Parking for £230.00 pm less just around the corner, Fact. I also have a modern 4 Double Bedroom 3 Storey Town House, Parking and HMO Licensed vacant because it not acceptable to me to Rent it out with the incumbents of The Renter’s Reform Bill. Scrap it now you Morons.
From:
Michael Foley
28 November 2023 09:06 AM
The Intended Consequences of the LANDLORD REFORM BILL. Choked supply, Driven out Private landlords who provided Rental in all parts of the Country to people in all walks of life. The result virtually all Rental accommodation now unaffordable Congratulations. All this just to replace us with Big Corporate landlords & Institutions who will only provide Multi Story Flats in prime locations, mostly in big Towns & City Centres.
From:
Michael Foley
28 November 2023 08:49 AM
The Country must be in a terrible state if all the lame duck Organisations, Government's and everyone have nothing better do than attack Private Landlords.
From:
Michael Foley
27 November 2023 11:06 AM
Ah well its nearly Christmas the turkeys are at it again.
From:
Michael Foley
27 November 2023 08:12 AM
Very good but the same time the housing stock was perfectly acceptable for generations gone before us with only a fraction of the facilities we have now. Like modern bathrooms instead of public Bath’s that I had to use and hire the towel, outside toilets I remember those, not too long ago either when I worked on an Estate in Enfield where the Council paid for them to be built as an add on back addition. Central heating there was no such thing. How come existing stock is now is now frowned upon despite all the improvements that has been made. I suppose in those days there were real men & women unlike today they don’t know what they are and promoted by main stream television.
From:
Michael Foley
27 November 2023 07:46 AM
Irreverent data half a story didn’t include the value of those Properties been Rented out.
From:
Michael Foley
27 November 2023 07:25 AM
The Conservative Party wanted rid of Private Landlords and replace them with Corporate & Institutional Landlords. Why else would they Discriminate so much, licensing Schemes coupled with a whole raft of expensive Regulation and extortion fees for Council’s who have no real input only a paper work exercise and now not even that just a Sub-let Computer exercise with their own fees added on top, nice one even an Additional license fee in West London is £1375.00 or there about the Mandatory one is Plus £200.00 fee at least. Licensing don’t apply to the Big Boys with their Flats in the Sky. Neither does Section 24 which is the reason it was introduced. The Housing and Homeless Crisis didn’t just happen but was deliberately caused by Government for the reason stated above. OK if Government and Lacie Gove hadn’t interfered with The Renters Reform Bill with the intention of lumbering Private landlords with Sitting Tenants and Removing Section 21 to make their Business dis-functional. This is the reason for the Housing Crisis, go on then try to convince me the situation would be nearly as bad if Government done nothing certainly not. Section 21 the backbone of the Private Renting Sector before which there wasn’t any is that too difficult for you to comprehend I thought so. Removal of S.21 the perfect tool to destroy private landlords.
From:
Michael Foley
27 November 2023 06:56 AM
Ellie, not a problem we have to be nasty like everyone else don’t change £1’000. add £250. + plus another £250.00 make sure you are covered. All my Rents are hundreds per month below the Market and some over a thousand each. Suppose we want to do comparisons to the 1970’s when houses on outskirts of London could be bought for less than £10’000. My friend rip was selling his in Rockley Road, Shepards Bush, for £6’200. when I advise him it was under valued. He pulled out went to another agent and got £3’000. more real money in those days. We didn’t have the rubbish Benefit System with people living off the State, we didn’t have single parent families all been kept, housed and reared from cradle to grave at tax payers expense, can’t keep housing build quick enough for them impossible, see how many waiting in B&B in London alone to avail of this they are not stupid we are. So we can’t go back there to 70’s where will the Billions come from to cover the leaches it’s getting a bit tight now with landlords exit, they won’t be getting this huge tax from Corporate Co’s with all the advantages and exemptions they have.
From:
Michael Foley
26 November 2023 08:33 AM
Annoyed. THE LANDLORD REFORM BILL they couldn’t even get that right, or which part of the Bill is Reforming Tenants ?. We are the whipping boys and 100 more amendments to make it as bad as possible all lies, deception, wronging and discriminations is not enough. All this Homelessness for the Big Boys to over which is the main contributory factor otherwise why drive out hundreds of thousands of landlords or cripple them remaining with Regulation’s, Legalisation and unfair taxes. The Building’s that are being rushed up now are a throw back to the 1960’s. They are either Portable Cabin style stacked on top of each other with a half brick skin wrap around I predict a problem with those over priced units. The other type Concrete floors and Columns then we are back to Cladding again with those it happening we are not blind. Good luck to the Buyers being coaxed and hoodwinked into those lifetimes commitments of unsuitable family homes. South Action is one of the better Built Replacement Estates of the ‘60’s more traditional Brick Built element, following on from the Grenfell disaster but that mindset didn’t take long to wear off did it.
From:
Michael Foley
26 November 2023 07:55 AM
Andrew I wouldn’t worry at all before hand if you are having stents but be extremely aware in the days immediately afterwards. No over exertion and keep taking the thinners exactly as instructed. I have seen too many fall foul of this, they feel so good and take liberties thinking that was easy and then bang the Clot. I have been there done that 19 years ago I was building a house doing the roof on my own when disaster struck I eventually slowly made my way down the ladder not good I didn’t even want to go to Hos’ , my daughter in law a nurse insisted and took me, following blood tests and while waiting in reception area, a guy came out with a wheelchair and I am looking around to see who it was for, never thinking it was for me, they said I had 2 heart attacks that day, apparently they can tell from the blood if its recent. Anyway I was back working after 6 weeks and continued with the house. I could write the book but just take care don’t be frightened and be very aware.
From:
Michael Foley
25 November 2023 21:34 PM
Out of touch with reality they are living in cloud Cuckoo land. What landlord is going to be buying with tribal Stamp duty or even with single stamp duty like other buyers either. Certainly not me so sorry for ever having bought or built any property to house others. What on Earth for to be abused, taxed to the eye balls, criminalised, hated & despised by Authorities for housing so many over the last 45 years. The stink tank needs to think again they’ll be lucky to get £57. let alone £5.7b landlords have lost the will to live.
From:
Michael Foley
24 November 2023 17:03 PM
I don’t think we need any help getting them in with thousands of landlords after selling up so a big pool of Tenants looking for some where to live, the problem is when you want them out and told you are stuck with them forever. No thanks you can’t come-in, tell Mr Michael Gove you can’t find any rental property because of him.
From:
Michael Foley
23 November 2023 21:23 PM
I say a waste of time too, nothing to help Private Landlords. Section 21 still going increasing homelessnesses it’s removal is the biggest cause of Homelessness the last couple or years as its introduction draws nearer. Theresa May didn’t know what she was doing with this proposal. Renter’s Reform Bill following close behind S.21’a Removal to do maximum damage to PRS. The Big Boys Budget, Developers helping them to take over from PRS. Digitisation far from putting roofs over heads more likely to cause workers to lose their jobs as its been well documented and obvious in recent years. So the 2 Main Causes of Homelessness hasn’t been addressed. I know there are others reasons like many would rather be on Benefit, housed, their families reared all on the State. 170’000 in Hotels & B & B waiting to be housed many with families. Did they not think of securing a home before having a family.
From:
Michael Foley
23 November 2023 07:19 AM
I have had dozens of Tenants thanking me for being a good landlord some have written letters to that effect others brought me presents on leaving gratefully accepted but not necessary I have too many tea service sets, others have contacted me wanting to come back but invariably it then occupied by some other happy Tenant.
From:
Michael Foley
22 November 2023 07:56 AM
The London Borough’s created the Housing problem and the Homeless made a great big hole in the safety net by introducing Licensing Schemes and repeated robbing landlords, didn’t we have a load of rules & regulation’s to comply without any licensing rip off Schemes to fill Councils pockets. So much costs and penalties unfairly imposed on landlords who house millions and yet Parliament went so far as to change Statute to Criminalise him over what was Civil matters . Hundreds of thousands threw in the towel because of the injustice increasing the hole in the net. They were not satisfied at that they gave Mr Michael Gove the job of turning the knife further with the Renter Reform Bill and drive out even more making landlords too scared to rent including me and property idle, now they’ll need another Act of Parliament or Amendment to confiscate the property and are well capable of stopping that low. the We don’t want any of your 170’000 that you are keeping at tax payers expense with the mindset you have created or maybe I got it wrong and they all have good jobs. Scrap the RRB now or continue to increase the Homelessness situation you created so it’s all on your head.
From:
Michael Foley
22 November 2023 07:11 AM
Jo. While I agree with most of to comments my top two are missing. (1) Section 21 the very foundation of all Private Letting’s and certainly there was no Statutory Periodic Tenancies either that you now use like almost everyone else, that didn’t happen until years later and not stand alone but a bolt on or amendment to S.21 a bit like all the other messing about they have done with it causing the Crisis & Homelessness deliberately that now exists. (2) Capital Gains Tax or more accurately fake c/gains tax. The biggest blocker of investment I could have provided several times more homes only for that. They keep telling us only a small percentage of people who pay c/gains tax, so they are unfairly hammering those who do pay it or Revenue wouldn’t be raking in £17b pa. You pay tax on everything all your life then tax you again on Death but worse than that it’s not tax on profit but tax on inflation. Apart from that I go along with what you are saying. Although I reserve judgment on the good Tenants that are always paid up and no ASB should be installed for ever in a Property many on Benefits living off the Tax payer never any financial contribution or a penny out of their pocket I wouldn’t reward leaches. Child Benefits is a bad joke the people that fund it in the main are excluded from any benefit from it, that’s virtually every working couple with a combined salary of over £50k pa don’t they have to rear their kids as well but required to pay for other peoples kids. I can see many of the New Developments going up now are not suitable for Families and a throw back to the 1960’s it won’t take 80 years to start pulling down those over priced portable cabins in the Sky.
From:
Michael Foley
22 November 2023 04:19 AM
David. I wouldn’t knock Everton a great Club and older than Liverpool FC. Its those mad Penalties they imposed to ruined them. I was lived there in the ‘60’s the place was busing when Everton won the F,A cup and Goodison Park, hosted some of the World Cup games, Pelly played there and Brazil got knocked out there. They owned Anfield and set up Liverpool as far as I know. It was a great time to be there when England hosted the World Cup and won it. Scrap the Stupid Penalties Authorities think its the answer to everything.
From:
Michael Foley
21 November 2023 17:44 PM
Shared ownership god help him how did he fall for that farce. Anyway don’t portend he is a normal renter AST from a genuine landlord. Annoyed, you are right about this Solicitor mularkey, if you want to rob someone legally become a Solicitor. I had a general quote in response of to enquiry, trainee clerk £125. ph, junior Partner £250. ph Senior Partner £325ph all plus vat. How many times did I graft a full day for £100. or less.
From:
Michael Foley
21 November 2023 07:51 AM
Haven’t they made a great job of looking after Tenants already,. So far they have driven up Tenants Rents 30% they must be chuffed and that’s if they haven’t been made homeless. How gullible and Stupid they take them for.
From:
Michael Foley
20 November 2023 20:39 PM
Pat, you sound like another landlord that wants out but prevented by the Capital Gains tax blocker.
From:
Michael Foley
20 November 2023 07:59 AM
Edwin I suppose you are right they took when the Country was a trillion in debt, and have managed to increase the debt to three billion.
From:
Michael Foley
20 November 2023 07:56 AM
170’000 spongers living off the System the next step to get housed by the Council / the same tax payers that’s paying to keep them in B & B and expensive Hotels reported to be costing £1.7b (low figure). The same tax payers that’s paying for their NHS, Children Allowance, Schooling, Uniforms, Travel, Meals etc. The same tax payers that pays for their Legal Aid. So those Private Properties bought with Private Finance currently housing millions of those tax payers are to lose their Accommodation and it to be given to people who contribute nothing in preference to the current occupants who go to work and pay for everything including travel for work and their own Legal Aid. Removal of 10’000 private homes also means loosing Billions of £’s to the Treasury that Private Landlords pay on their Rental income every year. I personally have pay hundreds of thousands over the years is this my thanks and still working I actually installed 4 No. fantastic double glazed replacement windows yesterday Sunday and all it was. At least it will be 10’000 homes that won’t need a License loosing billions more as its likely the occupants will be non contributors. No use blaming 80’000 Children it’s not their fault they have rubbish Parents. Have Mr Sadiq any more sponges ideas this is a Big one following on from ULEZ. Would it be in Order for me to suggest putting him on the first Plane to Rwanda. Whatever we say about Trump he had his measure.
From:
Michael Foley
20 November 2023 07:34 AM
Jo, don’t agree Periodic Tenancies have not being with us for Decades and not part of the 1988 Act or Section 5 that Google now wants to tell us. It skirt around the Question when AST were allowed to go Periodic and when this started. For years I had to keep renewing Tenancy Agreement’s every time it was due it was years later that happened another bolt on or Amendment I lived it. They kept messing around with it until they really messed it up. Why should we be now scary of it, because it was based on AST with the same terms and conditions. Therefore it could be ended in the same way as AST and was not a permanent for ever Tenancy (sitting tenants) like what is being forced upon us with this Draconian Renter’s Reform Bill. That’s what’s happening and why thousands of Landlords have sold up, the real reason for shortage & homelessness, Wakie wakie. Scrap the Stupid Renter’s Reform Bill now it was only ever put on the agenda to help the Big Boys and Institutions take over our Business and give them an unfair advantage of course S.24 part of the plan as well to cripple the existing stake holders.
From:
Michael Foley
19 November 2023 18:23 PM
I think just 2 things would instantly fix the housing problem’s. (1) Scrap The Renter’s Reform Bill. (2) Cancel repeated licensing Schemes. I have Licensed & Re-Licensed 4 times on same properties.
From:
Michael Foley
19 November 2023 08:31 AM
Well said Peter, the all out assault on Private landlords probably started with the licensing Scheme in 2006, followed by Shelter’s Deposits debacle in 2007 based on a pack of lies. Which meant I stopped talking Deposits that’s what I think of the scheme. I would prefer to loose the money & suffered the loss of ever increasing damage, only one more step left now stop taking rent, which is the same as taking it and been issued a Penalty of up to £30k, now also give the Tenants back 2 years Rent as compensation if they have made your property into dump why else would it be in bad repair surely they accepted the Condition of the Property when taking it, so how can they turn around and look for Compo’ stupid nonsense. now did someone say there was a housing Crisis I wonder why ?really. 2015 De-Regulation egged on by Shelter having failed with their Sarah Teathers Private Members Bill. Indexation & Taper Relief gone, When you could serve S.21 messed about with. Council’s telling Tenants to stay put in breach of their Tenancy Agreements until landlord got a Court Order, making a rod for their own backs affording the Tenants to an automatic right to be housed by the Council’s in a Property they hadn’t got. Costing tax payers billions often in B & B’s or Hotels I think the current figure is £1.7b, well done & you are in Charge of us, you shouldn’t be in charge of a hen house.
From:
Michael Foley
19 November 2023 04:02 AM
No need for Government to wait a year to improve the housing situation and the homeless. Since they have the key that caused the desperate housing crisis. The Renter’s Reform Bill. Scrap it now and you’ll see an Instant Recovery, hard to comprehend a Government in Power would go to such lengths to wilfully and deliberately damage the Housing Sector.
From:
Michael Foley
18 November 2023 19:50 PM
Paul my friend what a load of waffling nonsense give us some credit do you think we are all brain dead. Abandoning Section 21 is the abolishing the Private Sector no question about it. What a bucket of white wash, it’s a continuous attack on Private landlords for the Big Boys to take over and haven’t they grabbed 10% of the Market already but the same rules don’t apply to them, for example if more than 3 Flats in a Block no license required, just add Section 24, just add 19 / 24% tax, not 40 / 45% so Jeremy is the tax cutting Chancellor that has increased taxes. LBC banging on about private landlords property confiscation to replace to replace shortage of Social Housing, some cheek to house the people living off the State. Go on buy your own.
From:
Michael Foley
18 November 2023 18:56 PM
George, in years gone by families were larger no such thing as welfare state housing allowance top up my foot or anything else. My Grandmother was the youngest of 18 and my Grandfather married in there a brave hard working plough man and all others work when that was the season. They lived at the foot of the Mountain in a single storey Thatched House. Obviously no electricity / gas or anything like that, yet they were virtually self sufficient everything was home grown or sourced locally, live stock reared slaughtered and cured for extended life without freezers. Fresh water was a diverted slip stream taken from the river coming down from the lakes a quarter a mile up stream to pass adjacent to their home all excavation by hand continued to return to the same river down stream. People lived like that for thousands of years and were very resourceful, engineers in their own right, hardly any imports either or shipping food all over the World polluting the Planet. I sometimes think if all those people living off the system so hand outs, had to fen for themselves they wouldn’t survive, hardly able to survive now.
From:
Michael Foley
17 November 2023 22:25 PM
Jo. I seen the vans with dog washing facilities roll up and the Tenants, some on Benefits with their pets that we didn’t want are out to avail of the service @ £25 / £30. a throw. far more important than Rent. Perhaps I shouldn’t say such things so I digress.
From:
Michael Foley
17 November 2023 20:49 PM
It’s ridiculous we provide much needed housing for 11’000’000. Renter’s off our own backs with private finance. Contribute billions in tax, abused, burdened and discriminated against by all Governments Departments. This proposal of confiscation / theft by a member of Parliament is a disgraceful to be treated this way after years of Service. What behaviour by MP to stoop so low he is not a fit to be a member of Parliament and should resign. Time to Scrap TRRB so far it’s added millions of homeless and costing £1.7b putting people up in Hotels with emergency accommodation, driven out hundreds of thousands of landlords creating a worse shortage consequently driven up Rents by 30%, that’s well documented, making renting unaffordable unsustainable leading to more evictions and homeless, just wondering how many more are in Parliament with the IQ of a rabbit. Scrap the Stupid Bill now that deliberately caused all this misery.
From:
Michael Foley
17 November 2023 07:26 AM
Another green horn Agent still wet behind the ears. Prominent now maybe where was he when I gave years fighting for Section 21 to be introduced and the help of Sir George Young among other it might never have happened. Otherwise none of you would be landlords as there wasn’t any before because if you let someone into your property they immediately became a sitting Tenant, that didn’t work very well did it, no one fool enough for that. Now let’s clear up this nonsense about Tenants upset about landlords serving S.21. For years & years it could be server at any time during the Tenancy which meant it was usually served on the same day as the Contract was done, while everyone was present and not the inconvenience of chasing them afterwards. The Tenants knew exactly where stood they were renting the property for the period agreed whether it be 6 months, a year or longer but not more seven or it would be Assured Tenancy. I had served dozens of S.21’s on the best legal advice at the same time as the Contract. It was many years before that changed with all the new comers joining but now think they know best. It was only with the amendment of to allow Periodic extensions to Contracts it started to change when buy 2 let Mortgages came along. No Tenant was upset about it they knew they were Renting not buying like anything else people Rent if you need something permanently you buy it, is that too difficult for you to understand. So don’t lecture me about the use of Section.21 I was a founder member.
From:
Michael Foley
16 November 2023 18:39 PM
I like the bit about put it against the income, how many snouts are in the trough already, many struggling to keep the Banks at bay.
From:
Michael Foley
16 November 2023 09:10 AM
British Gas Boss tried to Defend Record Profit as the Charity predicts tough Winter ahead for families. Amid claims of 5’000 deaths related to Bill Stress for 2022/23. Well just reduce your Charges then with Record profits instead, instead of getting your girl to write stories.
From:
Michael Foley
16 November 2023 08:14 AM
Crisis are contributing to the Crisis just add Shelter and you are getting the real picture. The Article once again is presenting us and the Nation with the Evidence that Removing Section 21 has caused this huge increase in the number of evictions and homelessness. Otherwise explain the reason for the sudden jump they didn’t offer any because they couldn’t, up 35% in a year indeed because of S.21 you say you idiots. Section 21 has been with us for decades how can you now say S.21 caused all those evictions only this year. Come on now how many times do we have to keep repeating ourselves and you presenting cast iron evidence that the threat of Removed of Section 21 is the main contributing factor of this sudden rise, are you thick between the ears or something.
From:
Michael Foley
16 November 2023 04:32 AM
The legalisation is back the front, it should be to Protect Vulnerable landlords from the Rogue Tenants.
From:
Michael Foley
15 November 2023 20:14 PM
So everyone deserves a Safe Warm Decent home. My Home. Why what did they do to deserve it or was the requirement just sign up for Benefit. It’s now the Governments Public Rented Sector in full control at zero cost to them and raking in Billions in taxes & licensing scams, run, maintained and financed for free by private individuals who will be fined £30k if he doesn’t comply. Being forced to operate under duress.
From:
Michael Foley
15 November 2023 18:44 PM
More discrimination against landlords just when we are totally sick of them. So Tenants can happily damage your property and get 2 years rent back instead of one, so what do you expect will happen Some fake Bill not worthy of a comment.
From:
Michael Foley
15 November 2023 14:38 PM
Get rid of Ben Beadle. Scrap THE RENTERS REFORM BILL Reinstate Section 21 fully. De-Amalgamate NLA and RLA Bing back Mr Richard Lambert CEO of NLA. We were led up the garden path what is it with all those 43 year olds born was silver spoon in the mouth.
From:
Michael Foley
15 November 2023 07:26 AM
Annoyed, that’s true and another one Shadow Housing Secretary for levelling up Angela Rainer (43) on ITV last night the Independent Anti-landlord TV Station where they continuously attack Private Landlords, just loLBC have been doing for years but at least now softening their tone a bit they can see the damage they caused. Angela mouthing off about delaying Removal of Section 21 saying landlords shouldn’t get away with it. What on Earth is she on about it’s the RRB removing S.21 that caused all those evictions otherwise the notice’s wouldn’t have been served and hundreds of thousands would still be in their rental property. So what is She referring too when she says LL’s shouldn’t be allowed to get away with it, it must be get away with owning their property.
From:
Michael Foley
15 November 2023 03:28 AM
The point I was making Council Properties that are being sub-let which is terrible no wonder some Councils have 18’000 waiting trying to get on the Council’s. I wonder how many are genuine. This is not just Council properties that are being Sub-let its private landlords has the same massive problem not helped by Council’s poking their noses in. and excluding landlords from the property or Tenants claiming harassment.
From:
Michael Foley
14 November 2023 16:41 PM
Nic, it’s rampant its what happens when landlords are Left with no control, say anything to Council and you’ll get fined.
From:
Michael Foley
14 November 2023 13:31 PM
Front page of Mirror today, Cameron in, we are gone back 13 years it says, wouldn’t it be great if we were. Floods and ponding in London to day no drains working all road gulley’s blocked. Pedestrians splashed & saturated on the pavement even at official crossing points or standing at the Bus Stop. Council’s not doing their duty but fine us for lack of maintenance, while they have the lorry gulley suckers sitting idle in their yards. Damage to Road Surface and sub base costing hundreds of millions totally irresponsible.
From:
Michael Foley
14 November 2023 13:02 PM
They have been attacking us for years now asking for our help, them two don’t go together and you had your answer above. So attacking us has contributed to you having 18’000 Tenants waiting on your system congratulations. With all the supposedly fantastic incentives you are offering landlords still won’t take the bait. So no problem finding us a Tenant for any property but a big problem finding a property for any Tenant.
From:
Michael Foley
14 November 2023 09:40 AM
Jo, I have to agree fully with you this time if I didn’t I would say so too. Removal of Section 21 certainly having an adverse affect on Tenants it removes the Council’s responsibility to re house them, the real reason for getting rid of it, could have removed that right without RRB just by a simple amendment to existing but too cowardly to do that they’d have to admit what they were up to. So they try to blame the landlords to cover their tracks with fake news. The Renter’s Reform Bill ditto supposed to be helping Renter’s it has driven out landlords driven up their rents 30% and that’s if they can find anywhere to rent. I am sure they must be chuffed then if Tenants complains about a landlord Council give LLD big fine to prove to them that they are looking after Tenants, so much hypocrisy and deception. THE RENTERS REFORM BILL has been a disaster no good for Tenants or Landlords scrap it now, no need to comment on all the other sneaky things that will be hidden in the Bill.
From:
Michael Foley
14 November 2023 05:06 AM
Yes its going to get worse it ok to say increase the housing allowance but who is going to be paying for it, its bad now. This is out of control I have lost 3 lots this year to the Benefit System and know of 2 more. The single partner parent syndrome, they all want to be on it and are getting it. That’s 5 Flats lost only because the System encourages it to happen a much better option than paying your way, the freeloaders will be there secretly as well for sure everyone knows this. You’ll never have enough housing with those rules or keep them build. Its a bit like the National Health the abuse is unbelievable. As it happens all those people are from other Countries and not long here, so how many are there of a sudden ?. They are not going to be buying their own ever they are not stupid.
From:
Michael Foley
13 November 2023 22:07 PM
Good Riddance to her has done to much damage supposed to be an expert after only 5 / 6 years in Politics moved up the ladder to top like a shot. Now we have lee Rowley from the levelling up Department who will be already infected. What is it with those 43 year olds supposed to be experts in everything, 43 year old Premier and Ben Beadle 43 years I think a consultant in everything.
From:
Michael Foley
13 November 2023 20:05 PM
The Open Property Group very good but we can see through all this, you were doing fine with the Article but you had to get the punch line-in and leave the cat out of the bag. Its has been proven over and over again that Landlords wants to sell Vacant Possession and buyers want to buy Vacant. Good try OPG the cash buyer that would love to buy your property at a knock down price and what could reduce the value of your property more than Tenants in-situ. One day we might get some group on that genuinely supports landlords position.
From:
Michael Foley
13 November 2023 04:31 AM
Ellie, there is so called maintenance or minor repairs, damage is usually much more and caused by the Tenants much harder to fix than it was to do the first day. I know this from the time I spent fixing damaged fire doors, Frames and broken locks with their cursed Euro cylinders with thumb screw inside to prevent anyone getting locked inside in case of fire. Tenants changed the locks but Tenants leave without giving you the key so your own spare key no good, worse if room is left locked. The unbelievable damage they done changing the lock they didn’t know about the concealed screw behind the face plate. Anyway the locks they installed don’t have a thumb screw and you have no keys so almost possible to get cylinder out as the mechanism has to be lined up but as well the manufacturers are so stupid they are now making them anti- drill anti snap, who is going to be drilling them only the owners, burglars are not messing around like that just burst. Licensing Scheme’s is a good reason to want older properties vacant you try replacing doors and frames, drilling , planning and banging. Council’s looking for extra washing & cooking facilities. I had to put in additional cooker, sink, toilet and hand basin, lift flooring to run wires for Emergency lighting and Fire Alarm systems. Ok every room full of their belongings, not room to move sometimes people working from home or worse still on Benefit stuck in your way all day. I would love to see those Regulation’s do it so full of bull. Landlords are now everyone mug, whether its Rent 2 Rent making double off Lld’s backs, lease purchase options or Corporate new Big Boys given unfair advantage and haven’t they grabbed 10% of the Market in jig time and don’t need a license if more units than three in a Block yes They could make it up.
From:
Michael Foley
12 November 2023 14:18 PM
So all this Hoo-ha is down to the Councils interference forcing Landlords to go to crooked Court’s that will use any nonsense excuse to throw out landlords request. There will be some piece of irrelevant paper you didn’t get right unless you used Paul. There shouldn’t be any requirement for a Court case in the first place, just all parties abide by their Contracts. Scrap The Renter’s Reform Bill now it getting out of hand, stop your nonsense creating Homelessness no benefit to Tenants or Landlords just mischief by The Department of Levelling nothing.
From:
Michael Foley
11 November 2023 10:46 AM
London Renter’s at risk of Homelessness without Government action I agree. They need to SCRAP THE RENTERS REFORM BILL that caused Homelessness although too late for Renter’s and the landlord they had is gone. Mr Gove & Shelter are you asleep. Labour to build 1.5 million homes if they get in for the people who do nothing and never buy one of their own, just give me one I’am entitled but keep me as well. Problem this Government has managed to turn a trillion pound debt into three, so when they take over they’ll need to have a look in their pockets to see what they are going to build them with ? maybe buttons.
From:
Michael Foley
11 November 2023 07:10 AM
Steff Mc Ginn, of Course we know the reason for serving Section 21, it’s end of Contract and the Tenants should leave otherwise what’s the point of having a Contract. We serve the 2 months notice first so there is no doubt we want our property back , (save by a mutual agreement by both parties to continue) no ifs ands or buts no one’s business what we might do with our own property. Where were they when I had 7 /8 hundred thousand £ debt around my neck, did they want to know or queuing up to bail me out ?. Why are people now thinking or assuming they should have any claim to my property or why should I have to justify myself to any busy body nosey Parker. Now Regarding why S.21 is served its because they didn’t leave when the 2 months notice expired, generally because Sheltered, Citizens Advice or the Council told them to stay put in breach of Contract. Therefore S21 had to be served to get our property back. However the Council’s decide to frustrate the process telling Tenants to remain until a Court Order is granted. Therefore it the local Authorities that are Responsible for clogging up the Courts. MS Steff Mc Ginn now do you know the reason Sorry if I didn’t make myself clear. Yours sincerely spitting bullets.
From:
Michael Foley
10 November 2023 19:15 PM
John you are 100% correct and the Council telling them to breach, no wonder they Courts are clogged. Also the abolishing of the marriage unit replaced by the explosion of the Single Parent family because of all the obvious advantages but it won’t make me popular to tell the truth, no one posting any data on this, certainly not probably a party to it themselves. Ah the bedroom tax on Social housing the family has flown so I see a person in a 3 bed house with penalty bedroom tax that’s costing the person £30. pr pm as I understand it and have the room rented to 2 people so I’ll leave you to figure it out for yourself. Section 21 is the very foundation of all Private letting before which there wasn’t any, do you not get that only fools like me and the rent officer 4/- per week. Only a hand full of letting Agents in all of London. Now probably 2 dozen in every Borough and that’s something, plus all this on line scams Rent 2 Rent, lease purchase option Scam, digital Academics making a monkey out of traditional landlord who are not very well up on computers, rent the house from landlord then let it on Airbnb.
From:
Michael Foley
10 November 2023 15:37 PM
More rubbish why are you telling us about Court delays when its the establishment is the problem. Telling Tenants not to abide by the terms of their Contracts. They take the Property for a period signed up to that, then near end of Contract the landlord gives the 2 months required notice, end of, what’s wrong with that but no you have to bring Anti-Social behaviour into it, about if Rent is paid and how the neighbours might feel. Nothing whatsoever to do with any of this its end of Contract unless extended by mutual consent of both parties (not one party). Now the Establishment / the Council’s are implicit in this telling Telling Tenants to Breach the Terms of Their Contracts and not vacant but wait for an eventual Court Eviction Order that’s the delay, that is the delay and that’s why Courts are chocker. This is the main cause of Council having to house so many. When they have waited so long and been through the Court System but now they have a Court Order in their hand of course they are going to arrive at Civic Centre to be housed what did you expect. Otherwise they may well have continued Renting from the same landlord or another landlord but now they are entitled to free or subsidised housing from the Council at tax payers expense. The Council made a rod for their own back. So the reality is the Council’s wants rid of Section.21 for this reason and pretend its bad landlords. Notably this Requirement is excluded from Section 8, there you have it no need to get rid of S.21 just a minor amendment to relieve the Council’s of the duty to rehoused everyone evicted. Heavens knows you have made plenty amendments to S.21 over the years, even Shelter made amendments to it and they house no one.
From:
Michael Foley
10 November 2023 07:35 AM
I agree Section 21 is a Major Contributing factor to Homelessness, not because of its existence but because of its Removal. Well done Shelter CEO for tightening the noose around your own neck, confirming the damage you caused, which is self evident to anyone who is not brain dead. Just imagine The Renter’s Reform Bill by Housing Secretary Michael Gove to Remove Section 21 being pushed on by Shelter. Generation Rent and Acorn etc has caused the highest number of Evictions / Homeless in four and a half years, its a disgrace how dare Polly CEO of Shelter to promote so much Homelessness. At a time landlords are doing their best to keep a roof over peoples heads in very difficult circumstances. So for all you backers of the RRB & Removal of Section 21 that has contributed to the worst housing Crisis and homelessness situation to my memory of being 45 years a landlord. Shame on you.
From:
Michael Foley
10 November 2023 03:14 AM
Right so Article 4 is to stop people from getting a HM0 license. Then why were we forced to get a license for houses rented as one and rooms not let out separately or on separate Contracts. Riddle me that ?.
From:
Michael Foley
09 November 2023 17:48 PM
Well I am aware of this but seems pointless now. The reasoning behind it was to have more accommodation available for Families (all on the system of course I don’t know any family renting that’s not on benefit) and didn’t need a License which was one of the main reasons for taking a family. Anyway some London Borough’s now require you to have a License regardless of whether its a Family or not as I know to my cost.
From:
Michael Foley
09 November 2023 17:09 PM
Nick, careful what you wish for I have had the inspections and they put me through the ringer. Like them kitchen units are made of wood they could burn did you ever seen them made of anything else, so you’ll have to fire proof those and as it happens she had specification for that 3 coat of specialist paint system £150. just to buy and now the units are discoloured looks terrible. Fire door to loft and specification nothing up there only insulation, window restrictors (tenants break them all off). Notice Board in living room loaded with all the up to date documents, oh that shouldn’t be there it should be in the hallway, ok I moved it then documents on the floor with people rubbing against it with a bag on their back, and did come back again to check it was done, did you know the license Application fee only covers one visit and subsequent visits are chargeable its over £100. probably more now. Yes we had Consultations the Mayhew Report, when a guy came from York and told us what was coming in, there you go that’s your Consultation and the Council paid him over £100k for that (a good investment).
From:
Michael Foley
09 November 2023 08:45 AM
I haven’t seen a Consultation yet that wasn’t fake. They don’t ask the people involved, the landlords or the Tenants but the general Public to get the answer’s they want.
From:
Michael Foley
09 November 2023 07:36 AM
Utter Rubbish I have a HM0 house standing idle because of the Renter’s Reform Bill, no security of Tenure then no Confidence. Of Course London have the most HMO’s are you Stupid, it wasn’t a choice it has been imposed on us since 2006 where have you been, many other parts of the Country are only getting their first one now. Did you need research to come up with that.
From:
Michael Foley
09 November 2023 07:27 AM
THE RENTERS REFORM BILL will Collapse the Housing Market and the whole economy, the 10% drop will seem like a drop in the Ocean. Scrap it now, when you Collapse PRS you Collapse the whole Housing Market and the economy you seem to be relying on Housing to run the Country. Housing Minister Rachel Maclean & Housing Secretary Michael Gove are directly responsible for all this treasonable avoidable catastrophe.
From:
Michael Foley
09 November 2023 06:58 AM
Sandra, my friend surely the Tenants didn’t move into a dilapidated property. So the problems occurred while they were living there and the landlord is not living there so it can’t his negligence that caused the problems. We didn’t accept any of this, that would imply we had a choice which we didn’t it was unfairly imposed on us after the event. We were already there operating a business taking advantage of and held to Ransom.
From:
Michael Foley
08 November 2023 15:59 PM
The another issue is AirBnB poking their nose into our Business, better to get their own house in order. An Italian Judge has Ordered the seizure of €779.5m from Short term let’s for alleged tax evasion. Suppose to stop 21% retention tax from landlords and hand it over to Government, This has serious implications for the Company especially if other Europeans decide to follow suit.
From:
Michael Foley
08 November 2023 15:29 PM
House Martin ha ha if you are eluding to me no cheap perco type spring loaded door closers costing a fiver, nice try, only Briton over head surface mounted door closers now shake a stick at that.
From:
Michael Foley
08 November 2023 14:27 PM
Sandra, I don’t blame Tenants on the wrong are you going to tell me the landlord damage his own property. Ever since Shelters 2015 De-Regulation Act claiming property damage as an excuse to fine landlords, when all the Tenants need to do is damage the property and report it to the Council to avoid eviction and get landlords fined as in virtually all cases Tenants are not prosecuted. I have seen alarms covered, Fire doors damaged, locks changed by Tenants and all doors closers removed. So the landlord is fined for what the Tenants does. It must be the new injustice system. As for someone talking about mismanagement of a 22 bed HM0, be aware your turn might come when you get those type of people backed up by the law. They will frustrate the system not allow inspections claiming their right to peaceful and quiet enjoyment of the property breach that and see how you go on in Court.
From:
Michael Foley
08 November 2023 12:47 PM
The Benefit Systems is causing the housing crisis for sure you’ll never keep up with people on that option. I had people come to craving for a place to live, 2 women with 2 teenage children and a man friend, saying we all know each other and get on together, like a family but obviously not a family so I took them and from my experience what would happen did. One goes to Council and says I am living a shared house not suitable for my daughter, guess what the Council gives her a Flat, now in clover all Benefit coming & accommodation provided no need work. That has upset her friend left behind with her Child, can’t understand why she has to pay rent, doesn’t get Benefit and kept as well. There you go multiply that by a million and tell me about a housing Crisis. I live in the real World never mind keep attacking landlords.
From:
Michael Foley
08 November 2023 09:51 AM
Its a big fine probably a lot wrong and a lot of income there too. However it must have been a HMO Licensed premises as he didn’t get fined for not having one. Therefore the HMO License didn’t prevent any of this but more likely to be the cause. It sounds to me like a classic creation of a HM0 Licensing Scheme with cooking in rooms and other things mentioned here etc. Can’t see the landlord covering fire alarms, can’t see landlord damaging fire doors, can’t see landlord pulling electric socket out of the wall that will be down to Donkey Kong. I have come across all this in my time including the mushroom growing on the wall / fungus, I went to see a relatively new house for sale where there was four rooms let to individuals on Benefit no one working all hanging around all day, plenty of condensation cooker steaming away, obviously water coming down from misuse of bathroom, so please don’t go on about mould & damp until you know what you are talking about.
From:
Michael Foley
08 November 2023 08:04 AM
Emily. It might be the case that you do have to pay capital gains depending on your situation if it’s your own business, run, maintained and managed by you without an Agent it is likely c/gains won’t apply, check out the criteria.
From:
Michael Foley
07 November 2023 20:51 PM
There are so many Regulation’s and unfair Compliances now placed on landlords, its clear we are at severe risk of fines, penalties, banning orders or imprisonment. This needs to stop now even to do one Tenants Agreement there’s over 50 issues to deal with, how many of you do all this I believe none because it’s so onerous. unfair and plain wrong that amount of bull is enough to Collapse any business if this is what to Authorities want’s good the more Homeless the better they deserve it.
From:
Michael Foley
07 November 2023 19:21 PM
I care what colour or nationality she was, there’s a Court hearing at least turn up. When I had a C/tax appeal with District Valuation Office following the legal conversion of a house to 2 Flats against the very high Banding. The Council notified the Tenant who stuck his chest out and said he wanted to appear, none of his business really I was fighting for a better rate for him and you only had one shot at it being new listing. Guess what he didn’t turn up but had requested an adjournment unknown to be, wasting my day. So I didn’t try. again and now they pay higher C/tax for ever, well not him he’s long gone.
From:
Michael Foley
07 November 2023 12:22 PM
He didn’t fight for S.21 or should I say retain the remnants of S.21 or to Retain it as we had it before his involvement and he didn’t have to get it for us. We already had it when he was making a horse out of the dog, all he needed to do was stand up to Gove and his Renter’s Reform Bill, another one never had any input to PRS and now making all the rules for top brass behind the scenes, did they go to Harvard or Oxford… together, now we will carve up this for ourselves.
From:
Michael Foley
07 November 2023 10:56 AM
I suppose we should be Congratulating Mr Ben Beadle on winning this reward but we are stuck in limbo with no one else to help us, while being continuously attacked from all quarters, especially false media reports. However I was Renting out Property before he was born with the greatest respect & not lest the last 20 years of his involvement. Ok so he claims to be helping us to rent out successfully. How did we manage to rent successfully before any of this and a lot better and better property too. When landlords had control and took pride in their property instead of being put on the back foot forced to do everything against their Will. Just how many Directorship’s has he got that’s worth a gold reward on its own. I think the Amalgamation of NLA & RLA was not good and his baby and would have expected the joining of the 2 to be a million members by now if properly promoted and have more clout, instead of 10% of that, pandering to lame duck Gove and his Renters Reform Bill. Where’s my gold cup having been a landlord through thick & thin for 45 years, paying taxes through the nose as I never had an interest only Buy 2 let loan. Working 7 days a week for 60 years never hit the big time really because too much of a Social consense. So if they are claiming to help us to Rent successfully it’s very strange it’s all down hill in recent years.
From:
Michael Foley
07 November 2023 08:26 AM
We commented on this last week and it was totally irresponsible to suggest this
From:
Michael Foley
07 November 2023 07:43 AM
Yes House Martin. I should be sacred of Renters Reform Bill designed to Collapse the Market & Create Homelessness and succeeding very well at the moment. I fear loss of Rent far less than a Sitting Tenant. I am surprised you mentioned selling as an option which it is not that is getting rid of you, like the scrappage Scheme (just scrap ur van collect £7k for nothing stop working & Mr Khan think it a good idea) you are out then pay 28% c/gains just to reduce the value of your Estate, then when you die pay another 40% inheritance tax, so was it ever worth buying the House in the first place. What does it matter if it’s vacant and paying c/tax or they have double c/tax on empty property. Mr Hunt a medical man an excuse for a Chancellor will be loosing more than he gains, he won’t be getting 45% of the income tax on money I didn’t get.
From:
Michael Foley
06 November 2023 11:14 AM
No they are not going to build houses, they are building hundreds of thousands of high-rise Flats, repetition floors for maximum profit of Portable cabin units in the Sky, many on the way loads completed and available to Rent. Studios £1500. pm, one bedroom Flats many £2000. pm, 2 bedroom Flats £2500. pm, So the Big Boys are building new homes for you, forcing out Private landlords by legislation and don’t worry the Concrete Mixer is turning, the bit that’s missing here is Affordability easy mistake to make.
From:
Michael Foley
06 November 2023 07:09 AM
My Rents are so much below the market but this has to change due all extra costs imposed. Also a house vacant at a time when it was never more needed but too scared to let it because of THE RENTERS REFORM BILL.
From:
Michael Foley
06 November 2023 06:48 AM
Simply put Scrap The Renters Reform Bill that’s caused all this.The Government don’t need to move a limb to know how much Rents are rising, just look at your tablet and check what extra Sanctions and requirements you imposed during the year on landlords, you should know the extra burden you have put in place. Levelling up Committee says 24’000, were Served S.21 and due Council’s help. There’s the proof of the Damage, Cost to Council’s and Homelessness the RRB has caused otherwise it would be a fraction of this figure. Hence the real reason the Council’s and Government wants rid of S.21 and not the landlords fault at all. The Tenants will miss their S.21 for sure as the new Section 8 excludes this Requirement and Council’s no longer have a duty to House them following eviction, (any pennies dropping yet).
From:
Michael Foley
06 November 2023 05:59 AM
I know it has jumped on a year and a half since June’22 when we responded to this Article. However the position is the same it not for them to dictate under what circumstances we should be entitled to get our Property back, never mind whether we want it for a family member or want to sell inventing scenarios what they think what we should be doing, it’s none of their business how dare they, we didn’t need their advice or get any financial help from them when we purchased. Also missing the point if a Relationship between Landlords and Tenants breaks down you are saying he’s stuck with a sitting Tenant for life if that’s what you want then it’s a kin to scrapping Divorce.
From:
Michael Foley
04 November 2023 19:08 PM
About time the owners rights were rebalanced law creating attitudes like this.
From:
Michael Foley
04 November 2023 18:41 PM
The Renters Reform Bill will continue to make people Homeless as now, everyone knows that, it must be what the Government wants otherwise why are they doing it, the World and the crows knows it’s true. People talk about funding and Build loads more Social Housing with what ? the Country has gone from a trillion in debt to £2.5 trillion and that’s a low figure. Every man woman & child owes £36k it has been said don’t know why they count me I’am always putting in the pot. Yes its a Disaster scrap it now.
From:
Michael Foley
04 November 2023 18:27 PM
So Sorry Annette for your situation.
From:
Michael Foley
04 November 2023 07:09 AM
I think that I have read someone on here previously saying they were going to get rid of their Biomass system but now the Scheme is offering £5’000 to put one in ?.
From:
Michael Foley
04 November 2023 07:05 AM
Too much information yesterday I stood in Plant Hire Office for an hour trying to hire a Carpet shampoo machine, question after question even though I had hired from them in the past it’s their IT system has moved on to stupid unbelievable that any Business could have become so inefficient and useless. I had enough ID to choke an Elephant yet it took all this time with them conferring with their Manchester Office, not just for me other Customers had pre booked and suffered the same faith. I know other Companies are equally as bad and want double information and worse than useless and totally inefficient themselves that will be Electric, Water and Gas Utilities with Charity Status.
From:
Michael Foley
04 November 2023 06:13 AM
Jo, busy yesterday not time to read, you are right about privacy and personal finances it is private matter and looking for too much personal information. Good to hear from you this seems to be you’re only paragraph or comment yesterday usually you have many column inches to your credit but it’s probably all being said before and Government not listening. I believe you are operating away below your stations if I may say so with the knowledge you have of the industry and surprised you haven’t been head hunted by one of those large Property Companies.
From:
Michael Foley
04 November 2023 05:51 AM
It’s not a landlord Scheme if you’re household income is less than £31k pa you’ll hardly be a landlord or own a second property, not in the South of England. Owning one property means you haven’t Tenants but maybe a couple of lodger’s. To be over 65 and a landlord can’t see any such landlord qualifying for that. To have a medical condition as mentioned that will be the majority of false disabled badges holders in London. We had those Schemes years ago in London not for landlords.
From:
Michael Foley
04 November 2023 05:34 AM
I was always paying 2.5 / 3% above Base Rate which was usually around 5% all on Commercial Repayment loans and taxed on the Repayments. At one time it went up to 17%, so you guys with buy 2 let interest only loans, 1 / 2% or less don’t know you were born and at a time capital values were doubling.
From:
Michael Foley
03 November 2023 12:00 PM
William, haven’t I read about Cases where they split the spoils. Government takes 50%, Courts 37.5% and Councils 12.5% nice one. I have a cutting some where from that case in Southend.
From:
Michael Foley
03 November 2023 07:25 AM
THE RENTERS REFORM BILL and Removal of Section 21 caused Homeless and the High Rents. So why not remove the cause instead of introducing more legislation to deal with the consequences of the BiIl. Since when do the Courts disagree with Government ask me brother am I a Rogue.
From:
Michael Foley
03 November 2023 07:00 AM
Liz, you are right in part Government failings certainly caused the Crisis and more accurately caused directly by Government interference namely THE RENTERS REFORM BILL driving out hundreds of thousands of landlords Creating a Shortage and as a consequence pushing up Rents 30% in a year and a half. The Tenants must be chuffed with this intervention, while pretending to be doing this to help the Tenants such a blatant lie, do they not realise Tenants are intelligent people and can see through this. Obviously it’s for Institutions and Corporate letting to take over the Business we created out of nothing, you must have noticed the Collapse of industrial and Commercial units thanks to Computerisation, now looking for alternative money stream, even Battersea is to big now. Social housing Policy has also put a massive strain on housing stock favouring single Parent Families and the advantages that come with it (£1.7b B&B) a husband can’t compete with this causing family breakup, a separation & divorce or girls leaving School getting pregnant and on it for life, in London 20% are single parent families having priority to grab available housing otherwise might not have got pregnant and be living at home saving for the future.
From:
Michael Foley
02 November 2023 17:29 PM
Another one for the band wagon on the backs of landlords. I pay my Insurance Company, insurance premium every year based on full rebuild costs. 50 years no claim and counting still hasn’t fallen down. Gov’ will be delighted more premium tax to add to the already £1’880m. Can’t keep up, use not be 5% then 9% now I think 12% but don’t quote me just from memory seems to be all lumped into the price. Tax Penalty to Insure your House you already paid income tax on your money, no way to spend your money without getting taxed again / vat.
From:
Michael Foley
02 November 2023 08:22 AM
For Goodness Sake not another Charity. Landlords are probably the only real Charity and not yet recognised for the years of Charity work we devoted.
From:
Michael Foley
02 November 2023 06:54 AM
It’s not just Students it’s all Renters affected by THE RENTERS REFORM BILL and their Rents driven up 20 / 30% no exaggeration if they can find anyone willing to Rent to them turning the Clock back 50 years by idiot’s behind Renter’s Reform Bill. It’s certainly a Reform alright the most damaging imaginable for Tenants and then tell them Its for them its for their good they are doing it, do Mr Gove think they are all Brain dead or is it him. So we are the most highly Educated in the World pity they didn’t put one in charge.
From:
Michael Foley
02 November 2023 06:45 AM
Well it seems Nationwide don’t know what its left hand is doing from its right it wants it both ways. Is not The Mortgage Works a Subsidiary of Nationwide doing busy with hundreds of landlords, a clear conflict of interest.
From:
Michael Foley
01 November 2023 18:54 PM
Broken Families broken Society no Father figure to control, no one to help you through the pit falls of growing up. 8 weeks allowable arrears great idea who thought of that one. When coming to end of Contract just paying 8 weeks prior (and the rest) leave landlord to Clear, Clean and fix, Wonderful.
From:
Michael Foley
01 November 2023 07:52 AM
The Renters Reform Coalition thy largest that houses no one such hypocrisy, it’s all rubbish you are all so smart you house them. All this about increasing housing Allowance do you want tax payers to keep all. Already done away with viable Family units by a System that supports and encourages Single Parent Families all on Benefits and separating for this advantage at tax payers expense. On ITV News again last night 3 lots one with 3 kids getting put out of Hotel. Everyone fault but their own and so much stuff / material goods the moving Van was chocker full she had money for all that and ITV contacted Council on her behalf to get her fixed up. Also the had offered her a place in another area, all kind of excuses why it wouldn’t be suitable not least the Father of the kids said he objected he would be too far away to see his kids, what a brass neck you want to see them rear them you excuse of a father.
From:
Michael Foley
01 November 2023 07:06 AM
Is there a Commercial or Industrial Unit left that haven’t been knocked down or Converted to become Residential thanks to Computerisation that you all love. The Chickens are coming home to roost. So now just Collapse the Private Rented Sector and mission complete. I am surprised there a Market at all following the unprecedented all out attack on Private Rented Sector and plenty more bias laws being manufactured to make sure to destroy. There is no such thing as an average rent so many different properties anyway collapse the PRS and you’ll collapse the economy with those Treasonable Policy’s. Landlord show today won’t be going.
From:
Michael Foley
01 November 2023 05:48 AM
Jo, you have been so lucky with your Tenants I have spent so much time clearing & cleaning after them, How does a full 8cu yd Skip sound + more than a weeks work the Skip alone in London is £350. Incl’ VAT without compensation the Company for the Permit of you can get it for that. It was horrendous all kinds of stuff from bits of car to several 5 gallon plastic oil drums stinking of diesel, every cupboard and storage space full full full, crates of empty beer bottles. We don’t post photos but I have them all. It was arranged to vacant well in advance I couldn’t continue because of all that was going on and arrears and in frequent payments and risk to the property and my responsibilities. Ok that’s grand so they agreed to meet Sunday evening 16th at six everything was to be cleared and hand over to keys, what’s wrong with that apart from nothing, except nothing cleared no hand over and no one the to greet me. They might appear to have a poor grasp of English but I can tell you they understood everything perfectly. All over head door closers removed and all bedroom door locks changed that were installed fo HMO regulation’s, no need to go on not my first day on the job. This never happened when the Landlord was in Charge and not controlled by Council’s interference undermining landlords authority.
From:
Michael Foley
01 November 2023 01:38 AM
Come on now lads we can’t do things like that spying on people, even when I am working people want to stand and watch. I soon tell them where to go, or give them the tools. ITV evening News at it again on about the homeless, women with Children, one there with 3 kids getting evicted from Hotel. Where is the Father why doesn’t he provide for his kids. The Benefit System created single Parent families by the million, it has virtually abolished marriage and responsibility. All single Parents now to get housed and kept free School and the rest of it. So they have kids that they want others to rear and house. TV said it’s costing government £1.7 b it’s ridiculous we don’t owe you a living or a house.
From:
Michael Foley
31 October 2023 19:46 PM
Emily, I have had it too, when they left they have the phone code don’t know about receiver it’s wired in, the unit on the wall that replaced the room stat is likely to go missing too it’s just plugged in. Maybe I shouldn’t say but to get your Boiler up and running, un plug the electric to the Boiler usually on normal 3 pin plug those days, on the Board remove the connections for hive or nest only 2 wires just connect with small loop, probably 3 & 4 and the Boiler will work as normal without external controls but I didn’t tell you to do that, a small screw driver is rocket science those days. I don’t give advice.
From:
Michael Foley
31 October 2023 17:17 PM
I think the Terraced houses are a dream with energy prices the way they are so easy to heat sheltered by another house either side and maybe some borrowed heat. Yesterday my 3 storey Terraced house vacant because proposed Renter’s Reform Bill, from a standing start every radiator was piping hot, lovely and warm in about 8 minutes flat with basic Vaillant Combi Boiler, then switch off and stayed comfortable for the day. A Detached house takes some heating I tell you with all external walls.
From:
Michael Foley
31 October 2023 08:05 AM
Strange all the houses were built the same but only a problem in rented homes, owned occupied houses don’t have same problem naughty builders. In the picture what have they just removed that was planked against the wall that caused that ?.
From:
Michael Foley
31 October 2023 06:39 AM
Let’s continue in the same vain, must be accredited, be a member of a landlord organisation, have a redress scheme, have an ombudsman, have sitting tenants, give up ownership. What happened to our primary objective supplying quality affordable houses to Rent, unfortunately now bogged down in paperwork.
From:
Michael Foley
31 October 2023 06:11 AM
They always get the money. Well like all the other compliance requirements that now exists didn’t apply before even before 2022 he was probably renting legally as regards licensing because it didn’t exist. You don’t have to do anything to break the law if the Law wasn’t there when you were first doing it. The changes to the law means you broken them. Landlords can be made Criminals over night without doing anything. For the first 20 years I rented I didn’t need a gas certificate, domestic electrical condition report, energy performance certificate, ICO Registration, emergency lighting certificates, fire alarms certificates, Right 2 Rent, How 2 Rent, Repeated licensing every 5 years, it’s endless, so any of this didn’t exist for the first 20 years I was a landlord now every one of them a serious offence and loads of Anti landlords Organisations living off our backs parading as Charities, did someone there’s a housing Crisis/ unaffordable why ?.
From:
Michael Foley
31 October 2023 05:55 AM
Don’t if it’s good news or not the C/tax system is so unjust. 2 people like my wife and I pay full C/tax £2’650. which includes £435. to Rogue Mayor of London and we have no say in the matter whatsoever. Don’t know when Students were exempt. I have seen HMO’s Student sharers renting a house as one joint & several agreement exempted but when they replaced one of the Student Sharers with a worker it made them liable for whole house ?. The System is so unfair half the people pay nothing while other have pays all. So 2 people in a house pay full Council Tax while similar house houses a larger family often many adults pay just the same or on the other hand say for example 6 (or more) persons living in a Shared house will be paying the same as 2, how is that fair. They will have use of all the Services and several times more rubbish. Mrs Tatcher poll tax had merits everyone pay something and the balance against property but the ones that never pay wouldn’t pay went marching and got their way. The Regulators are a long way from sorting this out probably making it worse. I am glad Ben is making things better for himself whether fixed terms for Students or c/tax exempt. How about addressing the biggest obstacle to Private Sector Housing the Removal of Section 21.
From:
Michael Foley
30 October 2023 23:42 PM
The Big Boys must be busting their sides laughing we are all caught up in this spiders web and no one saying a dickey bird about them, sitting there waiting for their takeaway.
From:
Michael Foley
30 October 2023 07:27 AM
I think it’s wonderful at Committee Stage it will take Evidence from external Experts with Strong Opinions on Rental issue, if they are External how can they be Expert’s ?. Shelter you are in you are the Experts at not supplying any Housing, this is your chance to get amendment's and have power over Landlords that house 9 million, this is the pattern of the way the Country is going, everyone with no input have all the say and the Committee see fit to entertain them. I have been an NLA member for more years than I can remember never seen a Survey.
From:
Michael Foley
30 October 2023 07:20 AM
I have had enough of this interference I want the house to be occupied by the people I let to. I need to know who is living in my Property and require by law to know. Following the most recent episode of sub-letting where the lead Tenant was making more money than me out of the house, this is the thin end of the wedge. Ok I know it sometimes goes on and now they want to make it official. We have licensing laws restricting occupancy this will blow the whole thing out of the water Tenants Sub-letting the spare capacity that you as landlords are not to have. Suppose you have a 3 up 2 down house, then you’ll lucky to get a license for 5, possibly even the Box room won’t comply if less than 6.7 m2 for an adult person, if you want more occupants you’ll need second bathroom and double kitchen or second set of cooking facilities where is the space for this having complied with room sizes / standards, (don’t know what rooms the dog will be in). So what are they going to be Subletting are they going to move out themselves. My house now stands idle better vacant than full of trouble, did someone say there’s a homeless Crisis, Well done.
From:
Michael Foley
30 October 2023 04:57 AM
OK I see so many wanting different rules for different groups to suit their agenda. As for Section 24 to stop people buying more & more, no need for that if there ever was, a dozen interest rate hikes has taken care of that, so scrap it now. So many comments on going on a daily basis about alternative’s to Section 21, it maybe be specific rules for various groups but we can’t have people treated differently, and whether it be messing about with a modified Section 8 or new rules one thing is clear you are talking about an alternative to Section 21, Therefore you are admitting Section 21 is needed or you wouldn’t be looking for an Alternative. Scrap the Stupid Bill now, we know the proposer the House Secretary is pretty useless having previously been sacked, didn’t we even have Liz becoming Prime Minister and nearly Bankruptcy UK, don’t tell me they know what they are doing. They have cost the Country Billions, made hundreds of thousands Homeless and Caused a Housing Crisis.
From:
Michael Foley
28 October 2023 21:17 PM
Very good I agree, what you are Saying is Remove the Causes of the Sell off, the Housing Crisis and the Homeless. Let’s be honest this didn’t just happen it was caused.
From:
Michael Foley
28 October 2023 07:15 AM
I am not keen on all this Technology at all. As I said before a lead Tenant changed Room stat to a smart system connected to his phone and blew the PC board on the Boiler, cost me £200. Then he had moved out but insisted he was still living there and sub-let, when I could prove he wasn’t living there because of the fact he had a new car and it wasn’t there and had to admit. So I got my House back & minus £6’200. arrears still outstanding from a very low Rent. They didn’t clear or clean that’s what I have been doing for a week & a half (I wonder what he bought the Car with) now I’m stuck with a system I have no control over so cannot use. I had to Change my Car because of ULEZ the same body as before eClass Est but keyless Technology and I curse it every day I can’t think of anything more inconvenient. The thing about heating they don’t all want the same temperature especially if some work outside the’ll be switching it off.
From:
Michael Foley
27 October 2023 18:38 PM
The government will not get many young people to Buy while the Benefit system exists, if they were reared and weaned on it they are already addicted and aspire to follow Man & Dad, its see as their right, never give it up. I seen about 80 today in the queue was for food Bank, there were as many young as old all well dressed no sign of want or work on them and guess what at least 3 of them drinking cans of Redbull while waiting.
From:
Michael Foley
27 October 2023 17:11 PM
Vanessa, don’t agree iHowz are a long standing Landlord Association with a history dating back to early 70’s possibly a fore runner to NLA called small landlords Association, later Southern Landlords Association and now rebranded iHowz. I understand NLA tried to amalgamate them but they kept separate. When RLA joined with NLA, RLA muscled in with their Beatles and NLA leaders resigned like Mr Richard Lambert. a sad day they joined. IHowz at least tried for a judicial Review and I understand have a Barrister on board but NRLA didn’t try just sat on their hands.
From:
Michael Foley
27 October 2023 13:29 PM
Pat, don’t agree it will be another stick to beat the landlords over the head with it won’t affect Tenants as now a Council Stated if a Tenant makes a compliant about the landlord he said they wii always prosecute.
From:
Michael Foley
27 October 2023 12:57 PM
The real reasons behind all this Removing S.21 is for Council not to have to house people after being evicted from a Private Property. I never understood why the Council’s should have be lumbered with this burden. Before they moved into the Private Property that they were evicted from they didn’t have that right, so the requirement was Rent a Private Property get evicted to be virtually guaranteed Council Housing. How many hundreds of thousands got Housed this way, often Application initiated by Tenants themselves if landlords didn’t play ball he’d soon have arrears. Of Course the other real reason is our Business is being hi-Jacked by Corporations and Institutions even I see John Lewis is back on track again. I have a suggestion make Private landlords exempt from Section 24 and impose it on Corporate Letting’s seen as we pay double their tax rate. We have 5 topics to comment on each day. Why aren’t Landlordtoday covering Corporate Letting’s and Institutional take over of PRS.
From:
Michael Foley
27 October 2023 07:43 AM
A universal right to a decent home, very good Its not my duty to provide you with one, go get your own you have that right if you are worth your salt. Ah yes the vital role of local Authorities determining Standards and tackling issues, they are robbing the Private Sector blind with any amount of Regulation & licensing, spurious unjustifiable Fine and Penalties, how can £30k Penalty be justified, reasonable or punishment to fit the offence and were not all those Civil matters before they attacked us and Criminalising us so they that call that helping PRS. I am sure She is right there are more than 619k Category 1 hazard in properties namely the Tenants.
From:
Michael Foley
27 October 2023 07:08 AM
It’s totally wrong for Authorities to be allowing, encouraging and giving Tenants rights and financial support to interfere with Privately Owned Property. Yes I had one of those know all Lead Tenants with he smart Technology who replaced the room stat with smart Technology system to his phone and in the process blew the printed Circuit on Virtually New Vaillant Boiler, cost me £200.00, now he’s left and I am stuck with a system I can’t access, (more to this storey too) the house is now vacant and what does it matter if it stays that way, our authority has been under mined thanks to Mr Rogue Home Secretary. Another house the Tenants again interfered without my knowledge or consent until I had reason to access loft for EPC Renewal, couldn’t believe what they had done, Roof Rafters Foam Spread, which is a big no no with Surveyor’s and Mortgage Companies who won’t lend on those, well done making a Sale virtually impossible or thousands knocked off the price.
From:
Michael Foley
26 October 2023 23:40 PM
Pat. I think the same can be said of EPC’s as gas /electric Certificate’s it seems to only applies to Private landlords and not Resident Households. Our relatively small Country is not going to save the World, there’s a lot of Black smoke on TV every night in foreign places. I also remember they wanted us to provide a Survey prior to Marketing the property to speed up Sales buy it back fired putting sellers at risk and finding fault with their own property.
From:
Michael Foley
26 October 2023 19:16 PM
Yesterday I renewed a house Insurance policy premium gone well up £830.00 to include £88.00 Premium tax Penalty for being so stupid to Insure it.
From:
Michael Foley
26 October 2023 07:29 AM
John, steady on please how many times are we Registered already.
From:
Michael Foley
26 October 2023 07:22 AM
The Bill has Devastation consequences for Private Housing over all. It’s about time someone called it out for what it is. How are Tenants being taking-in by all this being done in their name, its done enormous damage to them driving up their Rents 30%, if they can even find somewhere, go on tell me I’m wrong and we have to most educated young generation ever, not a murmur, are they completely brain washed. Where are to Renters Union?, where are the Students Unions. They will be property owners of the future are they voting for those obstacles. At the moment they are being lead by the nose like a sheep going through a hole in the wire fence once one does it thousands follow. We are now a total Police State forget about Democratic Elections. I haven’t voted the last 2 Elections no one to vote for the same MP has been returned for years and years on the back of spongers, dossers and Benefit Claimants. I gave about 10 years writing to him but given up that this last 5 years, yes he’s a nice man and responded but clearly getting no where. I have about 30 cream coloured envelopes for the House of Commons. Now I have a skip to fill to steady the nerves.
From:
Michael Foley
26 October 2023 07:19 AM
A couple of days ago some comments on percentages that I didn’t have time to read during the day. Jo is vey good and understands there’s only 100% of anything. 1 % escapes don’t know where that one went to. Some other comment by someone stick out says 43% owns one property and 80% owns 5, sounds a bit Irish to me pardon the phrase.
From:
Michael Foley
26 October 2023 01:51 AM
Annoyed landlord, well said you can now consider changing your name to furious, more on-line I,T Companies promoting their own Business by attacking others, they tell us to embrace that. Not all Agents Charge those kinds of fees. I know a good one in South Ealing that don’t charge renewal fees when same Tenants stay on just a reasonable administrative charge + vat, it’s not the Agents fault the Government puts vat on letting fees making Renting further unaffordable. Agent employ a lot of young people providing much needed jobs, travel and sometimes multiple viewing I applaud that, not some on-line out of date blown up pictures you’d think it was a different property.
From:
Michael Foley
25 October 2023 07:26 AM
Just reading through stuff from yesterday I don’t like sending Contract to be signed I want to see them sign even then I don’t trust them I have seen their signatures on other documents but when it a Contract it a scribble, they wanted me to leave the Contact with them which I wouldn’t do, as soon as I am out the door anyone will put the scribble on it.
From:
Michael Foley
24 October 2023 21:32 PM
So we have a Second Reading of the Renters Reform Bill based on what to Home Secretary says he’s Committed to Removing Section 21 to prevent bad landlords from intimidating Tenants, silencing those complaining poor standards of housing that need for repairs. He has his mind made up to get rid of Section 21 so why is he wasting Parliamentary time, fist reading Second reading nonsense based on a blatant pack of lies by Housing Secretary he should resign clearly he doesn’t know his job. Where is the truth in what he says, how can S.21 intimidate or silence Tenants or get rid of them during a Contract period impossible its the landlords that are intimidated and not a leg to stand on. Tenants sometimes misbehave, damage property, create arrears, sub-let which is rampant since the introduction of HMO’s, licensing restricts the number of occupants the landlord can have so the Tenants fill the spare capacity. The landlord can’t get rid of a Tenant without a Court Case and require Legal Representation or it will keep being thrown out that will be a couple of thousands + £400. VAT Tax. So who is intimidating who surely it Mr Gove that is intimidating landlords. What he is doing is abolishing AST which were minimum of 6 months and a maximum of 7 years or any Contract period in between that both Parties signed up to or in more recent years Periodic were added where it could continue on the same basis by mutual consent depending on how to Rent was paid monthly or weekly. There’s no one taking advantage of anyone and everyone knew where they stood. This is now being turned on its head and the landlords property being confiscated by Rogue Housing Secretary, why on Earth do you think so many landlords are getting out, deliberately causing a housing Crisis laying the ground work for Corporate take over the Business that we created from nothing. Removal of Section 21 Totally unacceptable Scrap the Stupid Bill now haven’t you caused enough Homelessness. I’d like to see Mr Gove sleeping rough see how he likes it.
From:
Michael Foley
24 October 2023 20:10 PM
Reading the comments it’s plain for anyone to see he is trying to fix something that wasn’t broken until he interfered, Well done Michael Gove you made a right sows ear out of that.
From:
Michael Foley
24 October 2023 14:46 PM
What on Earth is Michael Gove talking about was he drunk or something. He is the very one that caused the imbalance prompting thousands of landlords to exit driving up Rents making housing un affordable. Loads more in the process of selling up or have switched to airBnB, it bad enough to be hit with unforeseen interest rate rises deliberately hiked allegedly to bring down inflation but is the cause of inflation. Just Add Section 24 that was more than enough imbalance without him and his Renters Reform Bill. He should know about imbalance he is the Architect of it.
From:
Michael Foley
24 October 2023 14:28 PM
PS. Which of my Shares will be entitled to life long Tenancy, or have they not arrived yet. Anyway not to worry I have the House there secured ready & waiting for them to just walk-in and take over, you morons. Incidentally the house is licensed for 7 but I let it to 5 (no Deposit) so all have their own individual rooms and shared full size living room and eat-in kitchen. The adjacent House has 2 bedrooms less and paying £1’400.00 pm more but we can’t be left alone attack attack.
From:
Michael Foley
24 October 2023 05:30 AM
Pat, my friend what on Earth are you talking about or are you really a landlord or another digital button pressor that replaced pen pushers. A Register for what how many times are we Registered already with being Licensed & Re-Licensed 4 times on properties since 2006 although another landlord keeps banging on about 2015 he must have escaped it for 9 years but if you are not Licensed yet, you don’t know you are born and escaped 17 years that I have suffered it. How many have you licensed or is it any as you never mentioned it. Everything up loaded indeed all about digital Academics not real hands on landlords who are snowed under with endless Regulation’s and Compliance, where have you been did you just get out of Uni. We have Right 2 Rent Tenants Check, How 2 Rent mandatory 18 pages of crap October’23 or your Agreement is void, Information Commissioners Office Registered and pay the annual Fee are you Registered ? thought not, we are Revenue Registered, just to do one letting Agreement it horrendous like I attempted to do one last night still not completed 6 weeks trying, no one mentioned Sharers in HMO’s on one Agreement one leaves the others don’t make themselves available to all meet and sign together but it wasn’t a problem when first taking the property, they now say they’ll tell me when they are available but you’ll be waiting until the cows come home, one was in France, one takes off to Spain now one gone to US for a month, (no surprise if they bring back bed bugs) no one mentioned Sharing as one Contract but everyone talking as if only one person at a time to deal with, ah yes Register them all we have nothing else to do. We should be campaigning to have Section 21 fully Reinstated how it was meant to be the very Foundation of all Private Letting’s before which there wasn’t any Private Renting do you not know that, it been chipped away at by Shelter, Osborne and others now they don’t even want us to have the Remnants.
From:
Michael Foley
24 October 2023 04:20 AM
I think far too much is being made of EPC’s and Tenants could do far more to help themselves regarding mould that they probably created instead of running to Council’s. Like the one other night on ITV with a group of Anti landlord protesters outside a letting Agents premises with a loud speaker, they didn’t need it they mouths were big enough. They had lost their Accommodation after complaining about mould. The TV showed the photo of the low level mould which was minimal and a bit of fluff, they could have washed it off in minutes it was only surface and not bedded in, instead of loosing their rental. Anyway the landlord was able to re let it for a Market Rent of £700.00 pm more, serves them right complaining unnecessarily they didn’t appreciate what they had. A lot more clothes could be dried outside for 7 / 8 months of the year, a Lennon open air Drier is perfect for this purpose well vented and a roof so if you get Rain they don’t get wet. Also cooking with Air Friers could be far more widely used no steam or smoke coming out of them, not expensive but let the Tenants buy Their own if you supply it will be abused and ringing up for another. Tenants should know to keep an air between furniture and bedding off the Wall did how to Rent tell them any of this ?.
From:
Michael Foley
23 October 2023 17:18 PM
So it’s Computerisation the root cause of all without which we wouldn’t have half those Regulation’s in the first place. Without which Parliament and University graduates couldn’t be involved as they would have to do some real work instead making Computer programs to digitise every invented spurious rule they can dream up and pay themselves £150k pa. It will be all digital Compliance, Fines, Penalties, Re-Payment Orders, Confiscation Orders until the Big Boys take over with their Boxes in the Sky. So all this interference has caused Homeless and Higher Rents now put it on Statute.
From:
Michael Foley
23 October 2023 07:46 AM
Scrap the stupid treasonable Proposed Renter’s Reform Bill now, it has done so much damage caused so much homeless, misery and not help any group least of all the Tenants making their accommodation unaffordable for sure unless you think bumping up their Rents 30% is good for them, it madness driving out landlords in the process, anyone would reasonably think the idea of Parliament making changes would be to make things better but this Bill is the opposite, helping no one. The NRLA talk about extensive Campaigning and Surveys did they not ask the most important question how many landlords wanted indefinite/ Sitting Tenants which is what we are getting. The Council’s are welcome to have those type of Tenancies for their single parents and life long Tenants on Benefits. I believe that I am 17 years a member of NLA / now NRLA but no one ever asked me my opinion. I have met their top brass face 2 face at landlord investment shows and try to convey the problems I encountered because of the Regulation, they quickly made their polite excuses and virtually ran away from me. Just scrap the crap unwarranted Bill now.
From:
Michael Foley
23 October 2023 04:00 AM
This coffin is well nailed down. (1) keep away from Alfred Place 3 wise men looking down their noses at you. (2) Ombudsman he won’t be giving any landlord the run of the green, probably on line in Birmingham that we are not capable of using. (3) Accreditation’s to waste our time now internet based that I am not capable of using so I should be banned and know more about every aspect of housing than anyone that wore shoe leather, that don’t count internet more important than housing, although I have been Accredited by 2 Organisations in the past but kept expiring and not added brownie points. (4) Redress Scheme’s for what to Redress whom certainly not us. (5) How to Rent 18 pages of nonsense do you think people didn’t know how to Rent a lot better prior to 2015 / 17 but if if don’t present October’23 issue you are doomed that’s a high Criminal offence and makes your Tenancy null and void. (6) The Renters Reform Bill a rusty old nail attacking S.21 (7) Section 24 very unfair charging you tax on a legitimate Business expense and probably putting you in a higher tax bracket on a loss. That’s 7 nails that could be removed from the coffin immediately, cut the administration, that should never have been put forward in the first place and doing so much damage to Renting, a lot more as well, did someone say there’s a housing Crisis ? I wonder why.
From:
Michael Foley
22 October 2023 19:19 PM
ITV attacking Landlords again to night, They are at it every News time I turn it on its ridiculous, I thought they were supposed to be an Independent TV Channel but obviously not. Also blaming Landlords for mould at damp when it’s clearly caused by their Condensation, their life style and no attempt to deal with it. When Traditional landlords are forced out, good who will they complain about then with their loud speakers, let them go to work save money and buy their own, they won’t be half as smart or have all this time for protesting, they be at home washing off the mould which is where they should be today.
From:
Michael Foley
21 October 2023 19:30 PM
Section 21 was far from perfect and always costs thousands to go to Court just imagine we can’t even have that. All They needed to do was Remove the right to be Rehoused by the Council’s, just how many used that Scam to get housed by Council and sometimes jumped the queue, a small amending was all that was needed there. Indefinite Tenancies are Sitting Tenants totally unacceptable. Long Term Tenancies only by Agreement between the Parties and not as of a Right. Some landlords have interest only Mortgage’s and not a lot of skin in the game, for them long term Tenants might suit especially when they have Benefit Tenants milking the System blind regular income take your percentage off the top as you go, them Tenants won’t be going anywhere. This is the main reason why Council wants S.21 scrapped. Why else would they have been telling Tenants to stay put until ordered by the Court, and the reason why Courts were reluctant to grant possession thinking up any excuse to knock you back. Simply because Council’s they don’t want them so it’s not Landlords fault at all just fake News.
From:
Michael Foley
21 October 2023 16:24 PM
Who’s Business is it anyway who are all those lame ducks making rules for us. Now its going to be different rules depending on who you let to. The Landlord owns the property and it should be his decision who he lets to and under his conditions, not making more divisions playing one off against the other. Just scrap the Stupid Bill that was never required in the first place done so much damage already. Let the Big Boys play by the same rules as us.
From:
Michael Foley
21 October 2023 12:01 PM
So let me see now what they mean getting rid of Section 21 for landlords who offer Affordable Rents and proper Houses for the less off nice one, Do we have Discrimination Laws ?. So Mr Michael Gove who wrote this nonsense Bill as a junior Minister as I understand it caused all this mayhem, sell off, homelessness and economic disaster and he still on the payroll.
From:
Michael Foley
21 October 2023 06:36 AM
Robert lucky you are ahead of the game with Student Letting’s. You’ll be able to have your fixed Term Contracts as now also for Ben our CEO and Student landlord. He fought for Students exemption for his own Benefit but that’s not the reason why he got it, it’s very convenient and exactly what the Big Boys want who are taking over the Student Market in a Town near you, (not to house the homeless) with their Multi Storey Flats near Train & Tube Stations. They are not Building Houses for Families with gardens, not interested in that has to be Multiple Boxes stacked on top of each other, ding dong repetition max profit and your 2 sq M platform in the Sky nice garden isn’t it. They won’t be housing the less well off or the homeless either they can whistle for it. Top Rents only Please as now only Traditional landlords has ever offered affordable Rents so they are not standing for that, must make us unaffordable and very successful at that with a Mammoth of Regulations, 🦣.
From:
Michael Foley
21 October 2023 06:19 AM
So they are to hold back until things improve, no hope of that they have loads more rubbish in the pipe line for us. They want a couple of million of us to be Accredited more rules more cost more administration time wasting, even some Councils using this scam already if you are not Accredited you can only get HMO License for one year instead or five. At one time you could get a Discount for being a member of a landlord Association, now you might get a discount if you are Accredited. Then we have Ombudsman coming what for to damage the landlord, a bit like that place in Alfred Pluce I don’t expect any justice there. Oh yes we must join a Re-Dress Scheme another admin scam ? we are only the ones with something to loose but don’t worry about anyone redress us, just where do all you lame ducks get off, go and get a life.
From:
Michael Foley
20 October 2023 23:31 PM
Maybe scrap the Court and do something useful in Parliament instead of removing Section 21 or why was it ever a requirement for only one party to the Contract to have to do this. I see our CEO is now getting the concession he wants the Student landlord but of Course it will suit the Big Boys in turn as well for example the 600 multi storey Porto cabins Student Flats in the middle of the Gyratrory adjacent to Hanger Lane, Tube Station, loads of others. I don’t see anything improving this is just a calm before the storm, they are not ready yet with the Big Construction Projects but we’ll on the way a couple of years should do the trick.
From:
Michael Foley
20 October 2023 22:59 PM
No improvements will be made otherwise they wouldn’t be changing it. End of Contract is a legitimate reason and should be automatic, (not forced to sell to get it back are you complete clowns or what do you take us full) if either Party is not willing to sign another Contact that’s it end off. It’s a Business not a gift or a charity. Charities do supply any housing only mock those who do.
From:
Michael Foley
20 October 2023 18:51 PM
The Regulation’s and Licensing Scheme’s are driving up Carbon foot print. It costs the same amount to heat a house say Terraced or Semi whether it’s occupied and owner by a small family or not. Rented houses with say 6 Sharers, it won’t cost any more to heat the property so per head causing less carbon. However HMO licensing Schemes sometimes restricts the number of occupants which automatically increases carbon foot print.
From:
Michael Foley
20 October 2023 07:35 AM
George, and has caused me so much hassle to get the EPC & Gas Certificate done, appointments made & Cancellations the Dog is there you can’t go in, as if the Gas Engineer has nothing else to do only dance around a dog, it hard enough to get them to come at all
From:
Michael Foley
20 October 2023 07:13 AM
What is this obsession about Private landlords and moron MP’s it’s not just their Energy Bills that has shot up but every householder in the Land and if Private Home owners the majority don’t have to comply and observe the same rules what’s the point of even considering the Scheme.
From:
Michael Foley
20 October 2023 06:55 AM
For many Renter’s buying is not an option, if they buy they will have to give up their Benefit’s and free housing, therefore no income, even if you give them one it doesn’t work you’ll still have to keep them.
From:
Michael Foley
20 October 2023 06:31 AM
Nothing we can do the Law of the Land going through Parliament based on a pack of blatant lies, you can’t beat fake news, by people who rule the roost getting paid £100k pa + for doing nothing.
From:
Michael Foley
20 October 2023 06:10 AM
Robin Bradford, very good or following Shelter’s intervention leading 30 Charities Organisations up the Garden Path by the nose. How naïve and out of touch with reality they all are ?, as alternative to your suggestion we could call it - TOTALLY HOMELESS.
From:
Michael Foley
20 October 2023 01:30 AM
David you are so right I was there Campaigning for Section 21 and lobbying my MP Sir George Young without which it might not have happened in 1988. He knew something had to be done . Where was Polly then she appeared like magic in 2017 having been handed the job £125k by her predecessor Mr. Colin Robb who moved on to greener pastures he was also an attacker of landlords, don’t know if I am allowed to say that. Anyway according to Google she’s on £122.5k but an extract from 21/22 Accounts says 135k does she not know how much, it should be Public Knowledge. So that’s £12.500. Difference pa which should mean an extra £5’000. tax for Revenue. Amazingly she got knighted a CBE no less for attacking Landlords it Certainly wasn’t for Housing the Homeless it must be for making them Homeless.
From:
Michael Foley
19 October 2023 19:53 PM
So my 4 double bedroom HMO Licensed House in Harrow remains Vacant, Congrats.
From:
Michael Foley
19 October 2023 07:55 AM
I have formed Tenants contacting me pleading for some where to stay on any basis whether long, short or weekly or in the end a few days. Sorry can’t oblige its out of my hands I am not allowed to Rent the way you or I want, you’ll have to get some where you can stay forever against the landlords wishes.
From:
Michael Foley
19 October 2023 07:51 AM
19th October 2023, Unfortunately it’s not Breaking News we are living it every day for years. They failed to mention the Elephant in the Room Mr Michael Gove THE RENTERS REFORM BILL which includes Removal of Section 21 the very Foundation of All Private Lettings before which there wasn’t any and the Child Premier’s not even born, do you not get that and we are going back there again Blindfolded and you omitted it. Better to put it at top of the Agenda before Monday’s Second Reading. As for rest of the Article, its best answered in Jo Westlake response perfectly about Rent increases and what else caused them. 45 years a landlord and so sorry ever was, what a waste of a life, all the efforts, sacrifices, hundreds of thousands in taxes and self denial to be targeted and criminalised.
From:
Michael Foley
19 October 2023 07:09 AM
Henry S. my friend back after my day and soaking wet. 7 years rule no use to me I was determined to do this but had to back off, you are obviously talking about sensible people a generation of a by gone age. The way they were carrying on and rowing you’d wonder if they would still be together in 7 years time and that goes for family members and also their Partner’s. So there you have it and if I had given it then it would have encouraged a split, they’d be off with their tails in the air. I have learned that one similar to the Laws that causes Divorce. No Change that that 7 year rule to a System that works.
From:
Michael Foley
18 October 2023 17:21 PM
Tricia, the Big Boys are like Banks not allowed to fail. John, send them Mobile Homes to Ireland they have large numbers of Ukraine’s living in Tents and Winter approaching rapidly, better to have stayed at home. Now must get on with my day and try to hang on to sanity.
From:
Michael Foley
18 October 2023 08:04 AM
Ellie, I agree in part but a few things there. (1) don’t want to sell. (2) don’t want change model. (3) don’t want Shelter making my business decisions. (4) like many other landlords and Parents we don’t give a sugar about how much we need to see us out, our concern is about the family members we leave behind to try put them on a stable footing.
From:
Michael Foley
18 October 2023 07:35 AM
Right let me see at a glance without digging for stats. Hanger Lane, in the middle of the roundabout 3 multi storey interconnected Student Tower Blocks next to Station as always 600 flats, site bought at Auction for a pittance. Then on to B & Q old place 435 flats, then next door almost loads more flats, the next door again huge block again and btw gone back to cladding again, other side of junction old Bus Depot hundreds of flats under construction like 4 inter connected Blocks each one higher than the next, then up Ealing Road, Alperton to Mount Pleasant and all the way back down to the North Circular again to Ace Caffe about a mile must be thousands there all industrial Estates in the back gone as well. Council have bought 2 Blocks/ 300 flats £85m the Developers shouldn’t have much trouble getting permission. Then near buy First Way near point one proposed 600 flats, of Course we had West Gate, Hanger Lane converted and 3 stories added, now high rise Office Blocks adjacent being demolished to Build more Multi Story Blocks of Flats… just one small area above not much more than half mile radius. The same happened every area of London and indeed every other Town & City. The Big Boys wants us out they want our Business being helped by Polly, they don’t care about the homeless their Rents are much higher and will be picking the cream, if you are on the Street stop there. I see a guy sleeping in his Van yesterday in Harrow so cold with blankets up on the windows, guess what the Traffic Warden slapped a Parking Ticket on him, so heartless.
From:
Michael Foley
18 October 2023 06:32 AM
Jim, there will be competition but unfair competition from the Big Boys as now they will have their own rules to favour themselves but you will have to comply with nonsense. Look around you millions of Flats going up to replace us, we are only collateral damage, the Concrete mixer cannot be stopped.
From:
Michael Foley
18 October 2023 05:47 AM
That’s a big rush to get it through they know the tide was turning and the Public beginning to realise what is happening. Poly Neate now confirming she has caused 540 people a day to be made homeless through Landlords no fault eviction (no fault of landlords) and another step to appropriate landlords Private Property. The Bill doesn’t make any meaningful provision to get your let Properly returned Vacant other than to Sell, which is derisory, then you have forced Sale and you are definitely out of the business for good, no way back either when the Revenue have taken another lump as a thank you for your years of Service. The Big Boys are taking over with the help of Shelter, the homeless Charity is the correct name it makes people homeless.
From:
Michael Foley
18 October 2023 05:34 AM
Thames Water has Charity status, what a useless utility Company continuously making losses, leaks all over the place no matter how many times they attempt to fix. Over Charge for everything. Pays CEO £750k + Bonus for making a loss putting it over a million pa.
From:
Michael Foley
17 October 2023 21:40 PM
John, was their ever a Charity that didn’t make millions and a big spin off for the people running them. How many Charity scams have been exposed over the years. The people running Shelter are doing very nicely thank you, their main topic is not about housing people but to knock Private landlords that house millions, funds will flood in on the back of this then no one will notice what they are up to. I bought a Big Issue Magazine recently £4.00 off the Street just curious to see what’s in it. It seems the owners and organisers are not struggling either looks more like a multi million pound Investment Company. I think all those Charities are singing like a Bird.
From:
Michael Foley
17 October 2023 20:55 PM
Anatomy of a landlord don’t understand that word in this context of Business. I thought for a minute it was Autonomy Company founded by Michael Lynch from Carrick on Suir, his mother a nurse and father a fireman, flogged the Company to H P for $11.5b now they are sorry looking for a discount.
From:
Michael Foley
17 October 2023 07:29 AM
Well there was a massive increase in the issue of Section 21 following Michael Gove’s Proposal of the Anti Landlords Renter’s Reform Bill being pushed by the Anti-Tenant Charity Shelter. There are no minority Tenants in my book they are all the same much valued, respected and appreciated. However it’s my House I own it. I bought it and I rent it out on my Terms & Conditions that’s now being eroded and Removed unlike any other Business on Earth. Rent anything else T&C apply you understand your are renting and have to give it back whether it’s a Car or a Massive Digger.
From:
Michael Foley
17 October 2023 07:07 AM
Shelter the cause of Homeless Charity and now the gang leader fronting 30 other Charities dragging them down to their level also, stop donating immediately. All Home owners be aware they are crashing the value of your Home, forcing landlords out is guaranteed to crash the market, the economy and cause Recession. They are no friends of Tenants driving up their Rents 30% in an instant by promoting The Renter’s Reform Bill and making them Homely by the thousands. Landlords are some of their biggest donors from their Estates with stupid inheritance tax rules, leave them 10% of your Est’ to reduce the balance of your inheritance tax by 4%. I never figured out the saving some scam, makes those 118s & ltfl look snow white.
From:
Michael Foley
17 October 2023 06:13 AM
Exactly sometimes we say confidence same thing and we don’t have much of that with Government or Council’s.
From:
Michael Foley
16 October 2023 19:41 PM
Nick, some bricks are less absorbent than others. Class A engineering bricks very good also Staffordshire Blue engineering like Railway Bridges although damp course should eliminate rising damp whether a modern DPC or old Victorian with 2 courses of natural Slate. While doing the 55ft deep shafts and rest chambers for sewer diversion under Mersey Tunnel in 66 / 67 Nutall Atkinson had a laboratory set up on Site. When a brick delivery came random samples were taken and tested before unloading and sometimes the didn’t pass the test and rejected had to go back. God held the Brickies too if the joint’s and perps weren’t completely full.
From:
Michael Foley
16 October 2023 19:13 PM
Council’s are to offer incentives to landlords to house the homeless That the Council’s created attacking landlords where’s the money Brent £13.m over Budget in a year and London £400m over Budget, so where are they getting the money what landlord are they going to mug.
From:
Michael Foley
16 October 2023 18:37 PM
Brent Council’s a complete waste of everyone’s time, even to bring a bit of Domestic Waste to Abbey Road dump it must be booked in advanced. However it’s closed 2 works days in the week and the website do allow me to book it. It tell me my post code not found 40 minutes wasted on it & dozens of attempts. They have no problem collecting my £2’600. c/tax. They have a phone help line at the Depot of 4 Recorded messages options none suitable but tell you to call Council Office if you have trouble booking waste on 02089375050 which again gives you 4 more Recorded non options dead end no wonder they are £13m over budget homeless Hotel debt with this nonsense, they wouldn’t run a tap.
From:
Michael Foley
16 October 2023 10:48 AM
Don’t forget to factor in all the extra costs and encumbrances that’s been loaded on us in recent years.
From:
Michael Foley
16 October 2023 07:28 AM
Andrew H, my friend surely you don’t want me fined as well.
From:
Michael Foley
16 October 2023 07:19 AM
I have a house where all the double sealed units have failed and need replacing due windows never opened and condensation running down them for months as I have observed from outside. Locks with Euro Cylinder thumb screw that were installed on Fire Doors for HMO Regulation’s, so as someone couldn’t inadvertently get locked inside incase of fire all removed and replaced with their own non compliant locks to keep landlord out, needless to say damage to doors because they didn’t know how to remove.
From:
Michael Foley
16 October 2023 07:03 AM
I certainly won’t be attending but would be happy to pay to keep seats empty to stop them spreading their propaganda. Martin warm your hands before meeting it might stop you cuddling them.
From:
Michael Foley
16 October 2023 06:47 AM
Analysts Gobsmacked if he was a landlord out here he would be well gobsmacked. What difference is it if you have Solar Panels or not or even a roof when Section 21 is gone it’s not your property anymore let the Council’s that causing all this house them. The constant attack on Private landlords is Bankrupting London Council’s to tune of £400m debt. Brent alone are gone £13’000’000.00 over Budget on temporary accommodation housing the homeless in Hotels B & B style many of whom would have housed by Private landlords in the past at a fraction of costs, so they have spent all this money they don’t have just to despise LL’s and drive him out of Business. I have seen many articles on here about vacant properties assuming that they all need renovations but many are already very habitable and owners too scared to let because of the Anti-landlord Government legislation. I have a house vacant now I won’t be in any hurry to re-let, C/tax or double C/tax on empty property or not (blackmail) because of the nightmare’s of the last episode caused solely by Regulation’s or they wouldn’t have got away with it, What is to be expected with the landlords hands tied behind his back.
From:
Michael Foley
16 October 2023 05:25 AM
Mine are not done, how could it be done when our unpaid time is wasted trying to do every rubbish requirement & expense they have dreamt up more added every day. Then I hear a woman on Radio 4. says she’s 13 years in Parliament and can’t wait to get rid of Section 21. The bare faced lies and propaganda this last hour. She says as soon as Tenants complain they are evicted as if just like waving your hand. The reality is very much different for landlords usually deal with issues when informed. I only ever evicted three times in 45 years if I had done what she is claiming it would be hundreds. The other thing they were on about Private Rents unaffordable without once mentioning why they were unaffordable, no mention of the witch hunt been driven by legislation a whole load of costs imposed on us including taxes and vat, licensing and everything else we do. Remove the shackles off PRS and stop discriminating against us, then there will be a competitive low cost PRS. 1’000’000 on Council’s waiting list they said, so she thinks getting rid of S.21 is the answer to all but far from it, the opposite is the case as has been well proven with landlord exit, and she’s 13 years in Parliament and so clueless , god help us. No my Accounts are not done that’s what Xmas is used for as usual to get them in before the deadline 31st January otherwise where’s the time to do it, unless you are a hands off Digital Landlord with Sky high Rents to cover everything.
From:
Michael Foley
14 October 2023 14:23 PM
Robin of Course not the evil hand is usually in, taking away our Deposits 2007, the Private Members Bill that failed, the 2015 De-Regulation Act calling for that, now they can’t shut up calling for The Renter’s Reform Bill and Removal of Section 21 telling Government to hurry it up. They have their snout in being invited into the Parliamentary Select Committee making Policy for PRS while no one ask landlords.
From:
Michael Foley
13 October 2023 18:27 PM
So much unnecessary time wasting it’s annoying, just trying to do a Tenancy Agreement. I already had How 2 Rent guides printed that only came out in March 2023, now scrap those changed again October 2023 this is 13 times they have changed it in 8 years, do they not know the hell what they are doing some mockery.
From:
Michael Foley
13 October 2023 12:59 PM
Damian excellent. Shelter. Shame on you why did create Sky Rocketing Rents make Housing unaffordable and make hundreds of thousands Homeless. While you live in clover paying your staff £38m to house no one, just attack Private Landlords who house 9’000’000 off their own backs with private finance, taxed to the eyeballs and Regulated to oblivion. It’s about time you had your Charity Status removed, we the tax payers are funding you to Bankrupt us and make hundreds of thousands homeless. Shame on you again.
From:
Michael Foley
13 October 2023 10:59 AM
The Council’s are always ready and more than willing to act against landlords on a Tenants complaint. Sometimes the Tenants complain in order to get housed by the Council’s and make up all kinds of stories. This is the real reason Council’s want rid of S.21 but I don’t know why they even gave themselves a Statuary Duty to re- house everyone evicted. Obviously they are getting rid of the noose around their necks by getting rid of Section 21. Who’s going to house them now when they have removed themselves from this responsibility. Section 21 should remain with an amendment that the Council’s doesn’t necessarily have a duty to re-house them, which should have been the case from the start. There was wide scale abuse by people wanting to be housed by the Council’s Therefore S.21 should remain with this amendment to release Council’s of this duty, instead of Scrapping the whole thing making millions homeless for the Council to save face.
From:
Michael Foley
12 October 2023 07:44 AM
Not all Landlords pass on full rising costs to Tenants. Of Course not on a small Portfolio relatively my Rents are £100k pa below the Market. Suppose we had passed on all the extra costs unfairly imposed on us by Council’s & Government’s witch-hunt, then Generation Rent & Shelter would have something real to complain about, they don’t know how soft they have it sitting on the fence knocking others, that’s easy to do.
From:
Michael Foley
12 October 2023 07:14 AM
Not a good idea another nail in the coffin, a huge cost to Renting I have had all this before printed booklet’s looking back at some of the old ones full of Bull. Maybe better have the £30k fine or join the Lady in Bristol.
From:
Michael Foley
11 October 2023 07:56 AM
Ian. I knew a guy from over seas he said that I wasn’t his because I wouldn’t give hm a house. I told him he could have a shovel and a trowel it didn’t go down well.
From:
Michael Foley
10 October 2023 18:43 PM
So £6’680.00 x 100 = £668’000.00 so where do the Council get this or what landlord are they going to mug.
From:
Michael Foley
10 October 2023 07:27 AM
100 scrounger landlords housing Benefit Tenants all on the tax payers plus £6’680. for nothing. We always have Tenants longer than 6 months or 2 years no hand outs for us. I have some 10 ,12, 18 years but not as of a right but because I have Section 21, the Tenants know it’s there and know Its my property why else would I have bought it. Contracts get renewed along the way and everyone know where they stand, take it away what have we got apart from nothing. So what’s all this talk about over use of Section 21 and landlords getting rid of Tenants willy nilly. That’s down to the proposed / THE RENTERS REFORM BILL any Survey or data of the homeless they have created with this, certainly caused thousands of S.21 to be served that would never have happened without this Proposed Bill. Congratulations you now want to pay £6’680, to a landlord to re-house the people you made homeless well done indeed.
From:
Michael Foley
10 October 2023 07:05 AM
What a load of old trash at least they got their name right they couldn’t be more Confused. It didn’t say how many are being supported and subsidised by the tax payers on Benefit and Housing Support, is it all ? or do they think it’s not relevant. 54% think The Renter’s Reform Bill is a good thing, it proves they are oblivious to what’s going on at don’t know what it is, with landlords selling up it will be more difficult to find places to live but granted if they get in the door they’ll be Cuckoo’s for ever. I should think it’s easier for them to pay more when the larger chunk is free. Why didn’t Survey ask how many of them caused mould and condensation rather than asking did the deal with a problem he didn’t cause. I never kept back a Deposit or part there of in 45 years that’s before real Deposits were taking away by Shelter in 2007 bases on a pack of lies when they alleged up to 45% of landlords with held Deposits. Only one thing left now is take the Rent away which is happening every day chipping away at it with more costs and burdens. I can see a big crash ahead more taking out of the pot than putting in, even the big Multi National’s are being subsided, remember that when you have your take aways delivered for a couple of pounds, all those guys are getting support by the tax payers, its good for those young guys on bikes a mopeds but at the same time making extra millions for Multi National’s at tax payers expense. Anyway I am getting Confused every working day of the year you have another 5 anti-landlord subjects. Accreditation for landlords becoming almost compulsory, Portsmouth bringing in New licensing Scheme if you are not Accredited your license will for one year only instead of five, so looks like you will have to make 5 Applications making lots more lolly for them, so you better get accredited and learn how to let property. Its amazing you have been running a Business for Decades now you must learn how you done it.
From:
Michael Foley
10 October 2023 04:23 AM
Vibha. Its not like that in the main in my view and there’s not that much cash knocking about and with property so expensive in London. The way I see it many of those guys are landlords already with possibly some paid off. They will have already secured the money again one of those and not against the one they a buying quickly, so there you have it cash buyer. Sometimes the one they are buying needs work or in bad condition and would be difficult to get a Mortgage on, it might suit the seller to take a hit. The other question is Developers are well in the pockets of the Banks so as Edwin said and bang on the money, when things get tight those developments / Flats will be flogged off to Pension funds and Institutions, the game plan don’t feature us at all.
From:
Michael Foley
09 October 2023 22:51 PM
John, my friend they won’t be moving out we will be expected to do it with them in place, if it’s impossible it will be required by Statute and a massive fine and that’s after we have given them the property. We are all doomed.
From:
Michael Foley
09 October 2023 21:03 PM
Stephen, you are so right of Course its the Government’s fault and deliberately so, attacked from all angles.
From:
Michael Foley
09 October 2023 17:49 PM
Jo. I know all this and have no argument with you but I know there was many only putting down only 5% at times and weren’t lenders asking for Rent to be 125% of the loan. Buying in London you wouldn’t be putting down 45% / 50% deposit you wouldn’t be buying at all and with repayment loans you needed to have 2 properties paid off to buy a third as it would take 3 to service the loan on one with all the other costs & taxes or have a hell of a good job, there was no way rents would be 125% of the loan that was all fraud and self certification, or a pretend miras.
From:
Michael Foley
09 October 2023 07:26 AM
The Less tax for Landlords was set up by a team of experts and Consultants of the Financial Business Group in 2015, the key to planned growth what happened to that. So the Scheme was operating before they even started to introduce the first phase of S.24 why weren’t any issues raised until now after S.24 has been fully implemented.
From:
Michael Foley
09 October 2023 04:20 AM
Jo, agree with your whole comment but can’t leave out Section 21 without which its not a Business at all. Why else would landlords who had Property paid for or Re-payment Mortgaged landlords rushed to get out. Section 24 was to get rid of interest only Loans which were totally tax efficient. The Scheme was more like Renting to Re-rent rather than buying if I may say so, compared to Repayment loans. The incorporation Schemes that sucked in so many were supposed to be legitimate and I had been through this discussion many times with the people running the Schemes. I understand they had an Office in an Office Block where Revenue had Offices in the same Block up the Marlborough Rd, and at that time had tax clearance, so now tell us different all those years later. Incidentally I didn’t avail of the Scheme because I’m as stubborn as a mule. The help 2 Buy Scheme’s including no SD was not to help First time Buyers, that was to help Big Developers off load their massively over priced Flats, expect more of those help to get into trouble Schemes. Anyway S.21, S24 and most of the other rules, regulation’s and tax changes is to ease the path-in for the Big Boy’s & Institution’s to move-in and corner the Market simple but they don’t realise the almighty collapse it can cause.
From:
Michael Foley
09 October 2023 03:39 AM
Fery my friend I understand you are getting out as you previously informed us and this seems to be a nasty sting in the tail on exit to suggest such a thing. Any whiff of Confiscation would collapse the Private Rented Sector over night, granted they could scrap 150 pieces of Legislation and abolish the proposed / THE RENTERS REFORM BILL a much quicker route to achieve what they are trying to do, get rid of Private Landlords.
From:
Michael Foley
08 October 2023 09:11 AM
There are many old un-letable slums in Liverpool, Burnley, Blackburn etc unviable to refurbish and many waiting on Planning for ReDevelopment no point in counting those. We know there’s a lot of good property available and not rented, we don’t need a Survey for that, people are too scared to Rent because of The Renter’s Reform Bill the biggest single cause of Homelessness by a Country mile. Thank you Mr Michael Gove Housing Secretary you were able to achieve all this on your own.
From:
Michael Foley
08 October 2023 07:29 AM
Well HM0’s don’t offer much needed affordable accommodation, licensing is one of the factors making accommodation unaffordable with all the added costs. I assume they are talking about licensable HMO’s. D Duck my friend not Donald if you own properties I am sure you own HMO’s its not a choice it’s what Council’s impose on you. Many Borough’s now have 3 schemes to catch all including property rented to families ok maybe some are not HMO but are still Licensable maybe you have those. 17 people living there and a £30k fine possibly another miscarriage of justice. How many was on the Tenancy Agreements ?, looks like a huge degree of sub-letting going on. There must have been a boss man amongst them people don’t turn up off the Street and walk-in uninvited someone was talking money from them and not the Landlords I don’t believe otherwise. The biggest cause of all this is Regulation’s making landlords powerless to Act. I have had all this with Police visiting and Council monitoring even at 2.00 am, I had to fight like mad respond to all communications and rebuff all until they left. I see there’s another disadvantage of a property Company you get fined twice instead of once. So many landlords formed Property Companies in good faith with the best landlords advice out there on the back of Section 24, it’s called tax planning ? now government has recategorised it and giving it a new name its now called tax avoidance.
From:
Michael Foley
08 October 2023 07:06 AM
The Internal Celotex Insulation or similar is very good when you don’t have Cavity Walls. I have done this complete and skimmed, it makes other works easier like complete re-wire but as Tricia said it has to be a gut out. Regarding the loft hatch don’t get me started on that. Harrow required me to replace with fire door & frame, a specification on how she wanted it involving cutting down a real fire door glued & lipped all around, I could have 2 Fire Doors done while messing around with that, easy to know none of those people can do anything in practice, there is nothing other than Insulation up there. Polly beads are much better for Cavity Walls than Fibre, easier to install and fills every nook & cranny, don’t absorb or transmit moisture could be an answer to driving rain problem, fibre sometimes get stuck on wall ties or other obstacles ends up with cold spots and voids especially under windows as I am acutely aware having changed windows and nothing there. I must get on with my day.
From:
Michael Foley
07 October 2023 09:18 AM
The Climate is warming up and the World going on fire, when we were freezing in the early 1960’s we had no Insulation or Central Heating just Esso Blue or Pink. People are now too soft & over weight thanks to Digital Technology. The same Technology that has caused the Housing Crisis without which many of problems wouldn’t exist because they are artificially invented everyone addicted.
From:
Michael Foley
07 October 2023 08:46 AM
Yes but they have to drive us out for the Big Boys, Multitude of Banks, Insurances Companies, Pension Funds, Institutions of every kind to take over. Why else would there be such a sustained attack with rules, regulation’s, fines, penalties, licensing, re-payment orders, banning orders, S.21 removal, introduction of S.24, The Renter’s Reform Bill if that’s not enough there’s always the revenue. Look around you for goodness sake hundreds of thousands of flats going up to replace us, not 2 / 3 storey Semi or Terraced houses with garden’s but high rise 14 / 18 storey high Porto Modular Box Units in the Sky with your 2 sq meters platform in the sky that’s your garden’s, a huge price to buy or rent. You’ll never have experienced such high prices in your life whether buying or renting.
From:
Michael Foley
06 October 2023 21:12 PM
Ellie, is bang on the money landlords pay Billions in taxes & licensing Schemes for that matter so how do they replace all those Billions, pay for maintenance that the landlord does now. Plus they’ll have to keep all the free loaders and Single parents that they put in there as apposed the many working Tenants previously in occupied contributing to the economy. Also if they buy a Property with Tenant’s in there it won’t be available to house any one else. So. What is the point of that.
From:
Michael Foley
06 October 2023 18:23 PM
It wasn’t clear and so many switching to Ltd’s which seemed to be the general advice but now there’s a problem maybe they were going to loose too much and gave the goal post a nudge, too much red tape.
From:
Michael Foley
06 October 2023 17:01 PM
It’s about time the outrageous Lies, Myths and Misrepresentations by Media, Private Sector Charities and Anti-Landlords Organisations was put to Bed. Many Rents are so Cheap and Affordable but never hit the head lines. I have first hand information from previous occupants now staying in dog rough Hostel 6 to a Room for what’s supposed to be dirt cheap @ £16.00 per night x 30 = £480.00 pm. Right compare this to one of my Semi-Detached 4 bedroom, 6 person HMO’s Licensed Houses Fully Furnished and Compliant in London for £1’600.00 pm. So £1600. pm divided 6 = £267.00 per month each as apposed to staying in a rough Hostel costing £480.00 pm. There you have the Facts. 6 persons have a whole Furnished House with garden and parking in this comparison for £1600.00 pm. Hostel 6 persons sharing One Room £480. each pm = £2’880.pm. £2’880.00 minus £1’600.00 = £1’280.00. So we are £1’280.00.pm Cheaper than the Cheapest Hostel in London, anyway you look at it, knock off for C/tax etc we are still probably £10’000.00 pa cheaper than the Hostel. Someone owes us a Sincere Apology. We are not Rogue Landlords at all but might be rightly accused of being Qualified Stupid. Have a nice day. M FOLEY.
From:
Michael Foley
06 October 2023 06:00 AM
Common sense it’s not very Common is it, its hardly relevant when The Renter’s Reform Bill have Confiscated your property.
From:
Michael Foley
05 October 2023 07:04 AM
Wrong Head Line for Tenants its not knowing their Rights is the problem. It’s knowing their Responsibilities is the issue, when I see the Alarms constantly interfered and hanging off the Ceiling, it so expensive having those hard wired units replaced and the manufacturers make sure to make it more expensive by making the connections non compatible with the replacement unit, its a big cost considering we have to get the remedial work before we can get and also to pay for Annual Certificate.
From:
Michael Foley
05 October 2023 06:54 AM
Activists continue with their campaign to make hundreds of thousands homeless by their attack on Private landlords the providers of Rented Accommodation who are selling up or switching to AirBnB creating mayhem. How can they possibly say Government fail to Regulate landlords when we are one of the most over Regulated in the Country plus over 150 pieces of legislation adding huge extra costs, causing more homeless pushing up rents by the costs they imposed. Regarding insulation we had Government funded Cavity Wall before about 11 years ago which was a disaster. I had a number of properties done under the Scheme. There was at least 4 major Companies doing the installations who milked the Schemes making millions then Bankrupted their Companies or re appeared under a different name. It brought some of mine up to a “C” now 10 years on got marked down to a”D”. Rented Property is not their home they don’t own it, they didn’t buy it. They are Renter’s temporary occupants there’s a clear difference between Renting and Buying at least until The Rogue Renter’s Reform Bill become Law and Confiscates your Property making it worthless. What individual is going to buy a house and get half a million pound (but you won’t get a house in London for that) Mortgage wrapped around his neck to house some one else, there you are here are the keys it’s your indefinitely you have all the rights, I’am just Mr Muggins. Come on now Activist’s step up how many do you house or is it how many have you made homeless.
From:
Michael Foley
05 October 2023 04:12 AM
What they have done to Renters is Disgraceful. Generation Rent probably doing most damage to Renter’s causing Homelessness, driving them out of the property with landlords withdrawing from the market. Driving their Rents up 30% / 100% and anyone who wants to dispute this I can pin point properties. I had some guys living in a property that weren’t my Tenants they were there illegally by sub let Tenant and it had to stop. I never accepted any money from them as it would have cause me another problem. Anyway they left and weren’t bad individuals, I get feed back from them and I am gutted to see their situation, now living in Hostels 6 to a Room for £16. per night in London it’s horrendous no privacy, security for their stuff and virtually impossible to get Sleep. I know exactly what its like in my younger days I stayed in digs 6 single beds in a Room in Hornsey. They are working but can’t get ahead of the challenges before them. I had no option because the law made it that way. It’s like a dagger through the heart to see this. Generation Rent you are no friend of Tenants you must be working from the Government or the Big Players you are certainly not helping Tenant.
From:
Michael Foley
04 October 2023 07:22 AM
Why drive out Landlords causing a shortage and replaced by the big boys. This is another example of Office Blocks being Converted to Residential to replace the Private landlords been driven out. There are loads of those happening due to internet making Offices surplus to requirements, so their Business hits the rocks you give them ours.
From:
Michael Foley
03 October 2023 19:39 PM
Have we all not come across them not allowed to comment on such things or it will be our fault. The weed smokers, growers and injectors, needles stuck everywhere, we don’t need to have Courses for landlords to become experienced, we couldn’t enlighten them not pay them for willy nilly Courses.
From:
Michael Foley
03 October 2023 08:22 AM
I would like to agree but unfortunately cannot it’s all steps backwards and totally unacceptable. This is what Government wants get us disagreeing with each other divide and conquer. I have and had all sorts on Assured Shorthold Tenancy’s. They are on Shorthold not Assured Sitting Tenants not possible or acceptable for Private Landlords who have bought their property outright and pay taxes through the nose all thy way through. It’s a different kettle for Landlords who had an easy ride with interest only Mortgage’s and everything allowable, have umpteen properties never had to struggle just minimum Deposits from one to next, yes they could have the option to sell as to never really bought. The landlord that bought with repayment loans don’t have the option to sell it’s not an option it’s Confiscation of your acid, for the others it’s Repayment of your debt. I have long Term self paying Tenants too but didn’t even know that themselves that in the beginning only wanted it short term, it went from year to year and both Parties were at liberty to end it as per Contracts but didn’t. The Problem now is the Owner being forced to keep them in perpetuity not viable. Then on the other hand and it won’t make me popular for saying it either the Benefit Tenants who want to nest in your Property for free forever, their families and the single Parent families now rampant the biggest cause of homeless and shortage given priority over all others, then all I can hear is they want more funding and increased housing allowance as if the money was free and not belong to the tax payers. I see families that were on it all their lives now on the third Generation, ever seen girls never had a proper job but went into baby manufacturing then when the youngest turned 18 got pregnant again at 40 to hold on to the free property and Benefits. Those are Certainly long term Tenants and should be left to the Social System that created them not implant them in Privately owned Property that was won by the sweat of the brow.
From:
Michael Foley
03 October 2023 02:33 AM
Andy D. I believe you are right if Labour was in power all this time, it wouldn’t be as bad as this. Labour wouldn’t have gotten away with half the strokes the Conservatives pulled on us only because they sucked us into believing they were for free enterprise and going forward but instead are plotting our downfall. Labour wouldn’t have been rubbing so much butter on the fat swines bum, anyway it’s too late now can’t be reversed the damage is done.
From:
Michael Foley
02 October 2023 22:44 PM
Building costs gone mad we could do without the constant landlord attack by Government, lame duck Charities and Anti-Organisation's. We now have Traffic Creation Schemes in London blocking off Roads or taking away half the Road for Bicycle Lanes for non existent Bikes. Then Khan’s Congestion & ULEZ Charge plus 20 mph no wonder we are in a mess, don’t even mention Parking Charges. We used to be able to get a Trades person for £150. a day not too long ago now it’s more like a call out Charge.
From:
Michael Foley
02 October 2023 21:56 PM
Anthony my friend don’t be naive if it wasn’t much difference they wouldn’t be doing it and thousands of landlords have exited. We know what’s happening they are getting rid of us for the big boys to take over. They are not going to come out and say that, just keep burdening you under, with unfair costs, rules, Regulation’s, licensing, Fines, Penalties, Re-Payment Order’s, Confiscation etc that don’t apply to others. Please tell me one thing just one thing they have done to help Private landlords but several to damage us. For god sake look around you hundreds of thousands of Flats going up, we are been replaced by Statute, those guys were never in this business before.
From:
Michael Foley
02 October 2023 16:30 PM
Sorry they forgot the fact’s 600’000 needlessly Evicted because of Mr Michael Gove’s Draconian Renter’s Reform Bill Congratulations Michael that’s worth a Knighthood.
From:
Michael Foley
02 October 2023 07:31 AM
What is an HNO ? bad laws are made to be broken. I can some fun with the travelling community, you might find yourself transportation over night.
From:
Michael Foley
02 October 2023 07:26 AM
House Penny didn’t drop yet, they are all delighted to hear themselves to speak so strongly against Responsible Landlords the vast majority without a voice. So no one at those sneaky fringe meetings to Represent us who house millions and with own Personal Finance not State Owned Property or Government Funded, free Private Enterprise being Confiscated by the State, our Property Ownership Rights being Removed like lambs to the slaughter not a murmur. Oh yes we Live in a Democracy let’s have a Democratic Election, a few Porto Cabins on side of road should suffice.
From:
Michael Foley
02 October 2023 07:00 AM
Probably not because of little penetration but will ruin your double/ tribble glazing unit’s. Agree dry the clothes outside and open the windows, all Summer passed by without doing either. They live in unhealthy smelly air and conditions, anyway I have told them I am not continuing with the let while I still can due to other factors like subletting, rent arrears and changing locks that was done for compliance etc etc. The Renter’s Reform Bill must be to protect those, certainly not for any good purpose. Some Borough’s now offer Shipping Containers Villages Accommodation as alternative to housing shortage they created and the driving out of Private landlords, I am sure you’ll have your own take on this.
From:
Michael Foley
02 October 2023 02:04 AM
Stop drying clothes inside, the other day when I visited 2 front rooms with condensation running down. Wet clothes straight out of the washing machine on coat hangers all along the curtain rails with windows shut tight ridiculous. Amazingly there is no mould because only use anti mould paint / Crown extreme mould inhibiting, extreme fungicidal barrier defence & stain resistance £50. for 5 litres + £10. stupid VAT, not a 10 litres tub for £18. incl’ VAT from local DIY Store.
From:
Michael Foley
01 October 2023 19:15 PM
Henry S. Re: 23rd Sept’ yes your £560.00 is very reasonable for 2 Flats but maybe you are also incl’ a House in there as well or is it 2 Flats in a House ?, anyway seems a bargain. Just interested in how much is the Building Costs Cover or does it cover up-to a standard amount, property in London is much more expensive. To insure 2 Flats & a House for me is about £1200 / £1300. They all have the snout in the trough where landlords are concerned. EPC last week cost me £120. that used to be £60, (the previous guy left to work in US). I was told it had expired in June according to the Register but it wasn’t and the Register is wrong I have my Certified. That Quote did exclude Housing Association & Benefit Tenants but how many more Policy’s says Working Tenants anyway not a great deal difference there. I think its only Landlords that’s not allowed to discriminate as we are not allowed to have Terms & Conditions Virtually all are excluded by Statute, unlike Insurance Companies with 6 / 7 down loads, sharing your information disgraceful, Policy’s should be restricted to 2 pages and finish its not rocket science it a house, hiding in small print what they don’t want you to know. Wonderful.
From:
Michael Foley
01 October 2023 03:50 AM
Very good Generation & Shelter keep pushing it, tell them everything is their right and entitled to everything . Have your awareness week you won’t be giving them anything. Just putting them on the wrong path as now growing up useless. They are already upon a pedestal acting Jack the lad out of control nearly barge up off the pavement. Make better use of your week, teach them some respect, discipline and responsibility we might have less blood on our hands. Far different when I was young hand milk 3 cows before cycling 5 miles to school and 4 more when I came home for a neighbour for money, now they won’t get out of bed in time & miss the free Bus.
From:
Michael Foley
29 September 2023 16:55 PM
Jo, don’t get me started on Concrete lorries and watch the slump don’t spill on the Highway. I personally have placed tens of thousands m3 for sure. Also instrumental in installation the Concrete Plants including the Steelfields Batching Plant in 1973 for Brent Cross Shopping Centre, formerly the Hendon Dog Track. How many hundreds of thousands of cubic meters went through that Plant ?. Take a look if you are even in London it will blow your mind, now called The Westfield Shopping Centre, free parking believe it or not.
From:
Michael Foley
29 September 2023 04:38 AM
They haven’t been training trades people for years but they have been training them with iPhones and lap-tops one of the causes of homeless everyone having a dig, they know everything but can do nothing. They have training courses for landlords that were doing it before they knew there was a PRS. It seems all those guys from Social that make a complete mess of that moved over to destroy private sector that used to be nothing whatever to do with them. The Council’s should scrap the licensing Schemes or pay for their own administration costs, it’s they who wants its burdening PRS to make it malfunction. I remember when Councils were better at sweeping roads and maintaining drains a skill they lost put them back in training. They should reinstate wear & tear allowance for furnished lettings. I now see unfurnished changing more than furnished and cardboard on the windows for curtains, it’s like a mockery. The Chancellor should scrap the 45% income tax that prevents Private landlords from housing people, after all the other attacks and costs imposed if you still manage to survive amongst that 45% awaits. We have the option to withdraw our Services and learn how to become useless. They should increase the IHT Threshold, in America it’s £20m. We know there a move for letting Property to be Institutionally owned which is why the endless attack on us. Homelessness and landlord exit or Bankruptcy in the mean time doesn’t count its just collateral damage.
From:
Michael Foley
29 September 2023 04:15 AM
Beverley Smith, your not the only one. I have a carbon copy situated with Tenants swapping without telling you. The lead Tenant subletting then moved out and insisted for months that he was still there (of Course not living with his Partner and child in an other Town in a Flat covered by the Benefit system) until I proved he wasn’t, what money was paid was paid by him directly to Bank but a short fall over £6’000. even though the house is £1’000. pm below market value, nice little earner and the cheek to try on storey’s from Shelter’s website. Another property the dog problem although I didn’t want them to have it, its a problem for me, for gas engineer, electrician and today EPC man, re-scheduling visits around a dog, the do gooders can’t keep their noses out.
From:
Michael Foley
28 September 2023 21:53 PM
Murdo, is right of course we all know that Patrick Harvie North of the Border never stop attacking PRS causing endless misery & homeless. We have our own singleton South of the Border Housing Secretary Mr Michael Gove who has unnecessarily made thousands homeless & their Rents unaffordable by his attack on PRS, driving out landlords by Removing Section.21 causing LL’s to run to the Courts before His Renter’s Reform Rogue Bill is introduced and all Control of their Private Property bought with Private Finance is Lost. Well done Michael 👏👏
From:
Michael Foley
28 September 2023 07:36 AM
Michael. There are 2 things here. The Tenants can look at the Register and well capable of doing that to see if the Landlord has a license (1) No license Rent at their own risk or be prosecuted for renting an unlicensed property. (2) Be barred from receiving a 12 months rent Repayment Order for Renting a Property that they knew wasn’t licensed.
From:
Michael Foley
27 September 2023 16:30 PM
What’s missing is a Rogue Registry for Councillors, Member’s of Parliament and Mayor’s of London and Manchester..
From:
Michael Foley
27 September 2023 08:11 AM
What do they want they already made landlords Criminals, the Criminalisation Bill what used to be Civil Matters now Criminal for Landlords that’s how much they love us.
From:
Michael Foley
26 September 2023 07:51 AM
Yes Simon amazing how it happened after all they done to help us. However not limited to S.24, S.21 and EPC’s. but also Licensing Schemes, all sorts of Regulatory Requirements, Fines. Penalties, Confiscation Orders, Banning Orders, Re-Payment Orders, Fees Ban. Removal of real Deposit Scheme in 2007 & replaced with a Ponzi, Removal of Wear & Tear for furniture lettings, not forgetting the one worse than all Mr Michael Gove’s Proposed Renters Reform Bill the final nail in the coffin. Then of course there’s the High Interest Rates and Insurance Companies having a field day. Better not get started on all those lame duck Charities causing Homeless attacking LL’s while housing no one themselves about time their tax free status was removed.
From:
Michael Foley
26 September 2023 07:42 AM
Ah yes. Many Commercial landlords switching to Residential and exempting themselves is very Reasonable and not required as Government have exempted Blocks of Flats not only for this but also from licensing and Section 24. So they won’t get fined for not having a license or have to pay back 12 months Rent for a breach that don’t exist for them. Screw us to the wall it all sounds very Reasonable to me.
From:
Michael Foley
25 September 2023 08:59 AM
The Government has been clearly listening to you. So why have you been so quiet on THE RENTERS REFORM BILL a much bigger issue the silence is deafening.
From:
Michael Foley
25 September 2023 07:52 AM
You can’t beat having a Banker over landlords they should know all about fixing houses, jobs for the boys.
From:
Michael Foley
25 September 2023 06:34 AM
The Council should pay for the Licensing Schemes, it they who wants them, causing a housing crisis and homelessness raking in billions then turn around and say they are making a loss on the Licensing Scheme’s well that’s easy to remedy scrap it. I suppose that would cost them too much as well. The Council have a magic money tree the landlord or Tenants doesn’t. The fee is a significant amount and only the start, the spurious discount is laughably they are offering you a discount on a cost that wasn’t there before and hey presto it’s a benefit to you. The Mandatory HM0 Scheme started at £598.00 for me but now it’s increased to £1’600.00 per application in Harrow. So before you could get a £75, Discount if you were a member of a LL Association, then they seemed to drop that. They then were offering you a discount £75, Discount if you were an Accredited Landlord, now they are offering you a £75 Discount if you have EPC “C” give me a break what about all the other costs not mention associated with the licensing Schemes. C/tax up again 4.99%, ULEZ hitting landlords and Tenants big time in London its a tax (thousands pa) to run a business or to go work, alternatively maybe we could get one of those eBikes from the scrap yard or fish one out of the Grand Union Canal. Mr Khan is some man he’d even give Mr Gove a run for his money, taking a bite of several hundreds pounds from every c/tax payer in London every year, just add ULEZ. He’s going to save the World and China opening a Coal Powered Electric Generating Station every week.
From:
Michael Foley
25 September 2023 05:28 AM
Huge numbers arriving to West London are the older generation both men & women more like retirement age.
From:
Michael Foley
23 September 2023 19:46 PM
Them days are gone no one knew what a computer was back then (only Sir Clive Edwards) most were studying to be taken up jobs in America, in the tube train other morning over 50 in my carriage. All addicted one of those things in everyone’s hand it mad.
From:
Michael Foley
23 September 2023 17:53 PM
Mike, I agree I know how difficult it was prior to 1988 housing Act. In some cases I had let to Ltd Companies which gave you some protected as you weren’t letting to individuals even Blue Chip Companies I had those as well as some as Schools renting for over seas Students to learn about computer science.
From:
Michael Foley
23 September 2023 16:59 PM
The insurance for landlords property has crept up & up adding to rental costs. They are now £600 / £700. per property I don’t know how good any of them are as I haven’t made any Claims. They are now ignoring us hiding behind internet and recording talking machines making a mockery out of the customer. I tried another Company for an alternative quote but a waste of time also. All the questions under the Sun but at the end of it all not much different between them, 20 pages of terms & conditions so many exclusions in there so if you had a Claim you could probably whistle for it, one of the exclusions that stuck out to me was if you let to Housing Association Tenants or Benefit Tenants they are not covered.
From:
Michael Foley
23 September 2023 14:01 PM
I am not going to knock Paul I have spent too many years fighting with him already. However he is sticking up for landlords and not many others doing that, we are the whipping boys. I seen that about EPC’s but he’s probably has written it a 100 times already not expecting Rishi to jump in a panic. Rent arrears or no Rent is not the biggest issue however difficult you find that to comprehend, its Removal of Section 21 which means loss of ownership and all control which is happening now with landlords selling up. Tenants acting with impunity whether damage, spurious allegations, overcrowding, sub-letting it’s all going on but fine the landlord, give them back a years rent, no win no fee lawyers crawling out of the wood work etc. The big boys are coming look around you hundreds of thousands of Flats going up, one question when we’re they ever involved in PRS.
From:
Michael Foley
23 September 2023 11:24 AM
We had what was supposed to be consultation at 3 different venues in the Borough following the Mayhew Report. When the guy from York came to tell us what was coming-in, there you go that’s your consultation £100k for his trouble. All those Policies seem to come out of York the centre of Government Housing Policy a couple of women in high powered positions.
From:
Michael Foley
22 September 2023 22:34 PM
The problem is they don’t hold landlord / Tenant Consultation so there is no Consultation. They ask to general public that have no input to get the answers they want.
From:
Michael Foley
22 September 2023 13:12 PM
Andrew why not give them back 3 times the Rent + the Rent like the outrageous Deposit Schemes, which is why I don’t take Deposits, only one more step left don’t take the Rent, that would be good.
From:
Michael Foley
22 September 2023 11:33 AM
Jo . When Mayor Khan was complaining about the cost of renting and making comparisons he counted one property per individual. However the BBC pulled him up on that he had no answer, in other words the rent is more likely to be shared by 4,5,6 people, now you can compare that to a couple trying to buy, good luck with that.
From:
Michael Foley
22 September 2023 11:26 AM
Rents have been driven up by Legislation. Regulation’s, all sorts of Requirements, Taxes, Licensing etc, so are they surprised Rents went up. Cap the crap stop the constant attack on PRS, call off the hounds and don’t be guided by lame duck Charities who have contributed to homelessness while not providing any housing themselves but wants front place at the Government Select Committee table forming legislation.
From:
Michael Foley
22 September 2023 08:07 AM
Everyone seems to be hoodwinked, its for the big Companies and Institutions to take over the industry don’t loose sight of that fact. They are not going to come straight out and ban small landlords they’ll just make it happen by unfair rules, regulation’s and taxes. Residential property in house Auction back on again first time after Covid but also bidding on-line yesterday in a central London Hotel very slow and subdued. That’s the first time I ever seen that at Auction in 50 years it’s usually busing and heaving with people. THE RENTERS REFORM BILL is the culprit in my view scrap it now.
From:
Michael Foley
22 September 2023 07:38 AM
Anyway you look at it they have done enormous damage, driving out landlords with taxes, regulation’s & punitive licensing Schemes. Creating a shortage & homeless for sure, driving Tenants Rents through the roof making life hell for them. I don’t follow this part about removing buy 2 let interest relief in 2020 when really all the moaning is about phasing it out this last 4 or 5 years to 20%. Jo response, comment and Summary covers it better than the Article.
From:
Michael Foley
22 September 2023 07:15 AM
Big Auction live today London in the room or you can watch on-line, Yesterday’s announcement should help a few sales.
From:
Michael Foley
21 September 2023 08:01 AM
So many Organisations with Charity Status crawling out of the wood work. How about giving Private landlords Charity Status and we can drop the rent instantly. Tenants are taxed on their rents and collected by their landlord for the Revenue but they have already paid the tax on their income. In Ireland if Tenants that have an overseas landlord, the Tenants have to hold back 20% of their rent and pass it straight to the Revenue, then government turns around and says they can’t afford the Rent after they robbed them. Rishi, just one more small step and scrap THE RENTERS REFORM BILL the definite cause of the Housing Crisis, every man and his dog knows that.
From:
Michael Foley
21 September 2023 06:59 AM
Rishi. Just one more small step scrap The Renter’s Reform Bill and we’ll solve the Housing Crisis for you in jig time
From:
Michael Foley
20 September 2023 19:47 PM
The thing is I always had the car service and maintained in perfect condition, the diesel filter housing was done, the oil filter housing done, the Merc’ copper injectors washers replaced so there was no leaks, it nice to keep it in good condition for scrapping ? I might as well have banged it. His criteria 6 years olds for diesels no reference to mileage. So a car with 50k miles has to be classed and treated the same as one with 150k, and he’s is in Charge of us and Mayor of London give us a break.
From:
Michael Foley
20 September 2023 19:32 PM
Yes Martin great idea let’s continue to drive out landlords and keep creating more homelessness and add to the 150’000 already housed in temporary accommodation in London alone, any idea how much that’s costing the tax payers, compared to how little it would cost if housed in the private rented sector open market. The Minister told me it was costing £14k per placement in 1992. There can’t ever be enough Social Housing when everyone wants to be on it. they are not stupid.
From:
Michael Foley
20 September 2023 18:44 PM
He could have scrapped ULEZ or phased good cars out to run their natural life, instead of scrapped perfectly good car now that had another 10 years in them, khan has cost my £20k to replace my perfectly good eClass Est’ with a another second hand e Class Est, pointless.
From:
Michael Foley
20 September 2023 18:24 PM
Those groups have contributed to homelessness why do they want more. There seems to be no reliable data on the homeless although 150’000 in temporary accommodation in London. So they are living in a Building with facilities and a roof over their heads. So for many it’s a stepping stone to get Socially Housed. I know of people allegedly staying in temporary accommodation and the host getting paid when they weren’t living there just pop in occasionally. One of the Outreach Charities claim 10’053 are rough sleepers in London while Shelter says it 650 so is there any truthful trustworthy Charity Organisation that you can believe a word they say. What I do know from a face to face meeting with the Housing Minister in 1992, when he told me there was 75’000 homeless in London at that time but then again they weren’t categorised.
From:
Michael Foley
20 September 2023 07:37 AM
There is no Data Protection your information is shared all over the place. I went into a Bank to open an Account it seems they were able to see everything about me even though I never had any dealings with them. No wonder there’s so much scamming going on I think financial business transactions are in melt down.
From:
Michael Foley
20 September 2023 07:02 AM
James. It’s not a basic human for me to house you, would you house me ? I thought not if I hadn’t worked all the hours under the Sun and saved all I could I would be another Charity case blaming others for what they have. P S, Incidentally another Tower Block fire in Kilburn
From:
Michael Foley
19 September 2023 17:13 PM
Another one cut vents into the fire door at sealed all the windows to recycle all the air with-in the house, no heat loss there although might suffocate for oxygen. HMO’s have cost me tens of thousands and on going no value to me, now weighted with regulation’s and not enough hours the day slave labour.
From:
Michael Foley
19 September 2023 14:07 PM
Nick, don’t complain about inspections, some Borough’s only include one inspection in the fee, subsequent visits are chargeable, the fee for the girl with the clip board will be more than you can earn in a day. Worse than that no matter how good you think your property is there will be things to do, they are not just going to walk in and out say everything is fine & dandy, you can be sure the Tenants will have done something against your wishes but you’ll be liable, like cut a hole in the fire door for the dog that you didn’t want, also used as a weapon to keep LL’s out.
From:
Michael Foley
19 September 2023 08:56 AM
Renter’s Reform Bill isn’t that bad says Mortgage but it is ten thousand times that bad. The proposed Renter’s Reform Bill is the Housing Crisis before which there wasn’t a housing Crisis and you are still in denial, after it has caused some devaluation, up-heavel, hundreds of thousands of evictions that would never have happened, homelessness, higher rents, hundreds of thousands of landlords have exited and not all because of high interest rates, many were Mortgage free but couldn’t stomach this Gove proposal, he’s a cover for the the big boys moving in, different rules for them no licensing or section 24, their own businesses have hit the rocks due to Internet technology Offices white elephants everywhere standing idle, even Battersea over developed, then look at Wilco’s bye bye. There was no lettings business before S.21 or buy 2 let Mortgage’s. Buy 2 Let only started in Recent years I always had Commercial loans, now we have Mortgage Companies telling us it’s not so bad it’s ok for them they always get their money, no problem with evictions either and if they get in trouble they are bailed out by the tax payers, (that’s not so bad).
From:
Michael Foley
19 September 2023 05:59 AM
Oh dear now I had to switch the TV of immediately Khan is on there getting air time. He’s has cost me £20k to change my perfectly good eClass Est car in immaculate condition with at least any 10 years life in it for another second hand car eClass no better some rubbish just add blue.
From:
Michael Foley
18 September 2023 18:32 PM
Stuff your 33 ways to evict or 57 different varieties. An eviction is an eviction one way you leave turn the lock in the door.
From:
Michael Foley
18 September 2023 18:11 PM
John Thompson you are off the scales what kind of idiots do you take is for. Although of Course there’s a reason for Big Companies and Institutions pilling-in, Its for them to take over our Business, clear the decks give them a clear run with no opposition of competition. People selling up is not voluntary but enforced sale by the RENTERS REFORM CORRUPTION BILL. You have some brass neck to try and tell people that has been driven to distraction that they have nothing to fear from THE RENTERS REFORM CORRUPTION BILL that has been forced out, when you sell its terminal and no way back and they have what they want rid of you for good, no wonder it’s the only option they left you is to get out but of course its no option. How do you expect to get away with a stroke like that, it’s only if they scrap it we have nothing to fear..
From:
Michael Foley
18 September 2023 18:03 PM
I don’t buy all those sob stories at face value, yes Boilers do break down because of the introduction of Technology.. This used never be the case traditional Boilers might break down once in 20 years because there was nothing to go wrong usually gravity hot water with hot water storage tank and immersion heater element back up. Different now with Combi Boilers in the main and when it goes down usually no hot water either, haven’t you seen the queues for electric components and printed Circuits Boards every recent winter. I am not going to be an apologist for this LL. Yes he should have got it fixed but as always there will be more to this. I am not going to believe it was 2 months or to occupant were frozen. They were adults to be Renting and if the truth be known they are likely to have borrowed a couple of heaters or even get a couple of fan heaters from a local electric or hardware Shop probably for a tenner, I have bought those with automatic cut out and thermostat control for £8.00, I think £10 grand hit is over the top & £3k was easy money for the Tenants anyone would think they were disabled. Spare a thought for buyers with Mortgage’s if they get a break down they have to deal with it no one giving them a soft £3k or Council running to get it fixed. but we must molly cuddled and encourage others to claim soft money from the fall guy’s.
From:
Michael Foley
18 September 2023 13:15 PM
Don’t affect me all were already required to be Licensed by the different Schemes whether Mandatory, Additional or Selective and some done and redone four times since 2006 how lucky you have been to have escaped this expense and torture. So another 8600 to be licensed x the fees that’s a lot of millions. Someone is doing very well out of all this and it’s not the Tenants or the Landlords.
From:
Michael Foley
18 September 2023 10:40 AM
Christopher exactly we are not fleecing anyone we are the ones being fleeced left right & centre. Some of my houses are £1’000 pm below similar houses in the same road.
From:
Michael Foley
18 September 2023 08:06 AM
How many times do they want push this lie down everyone’s throat. The proposal of THE RENTERS REFORM BILL is the Housing Crisis before which there wasn’t a Crisis. The shortage wasn’t there, no Landlords was exiting the Market or switching to AirBnB. Rents were affordable for the most part but now the Proposed Bill has driven them up 20 / 30% and they want Tenants to believe they are helping them. Khan was caught out by BBC making false comparisons about the cost of Renting a Property, when his claim was one person Renting the Property when the Rent was shared by a number of people. Is he a fit and proper person to be a Mayor. It’s about time Charity Status was removed from those Groups doing so much damage and actually housing no one.
From:
Michael Foley
18 September 2023 07:18 AM
Leon. My friend Tenants are mostly younger than landlords, younger people have an advantage and are more able to use technology and Google so all you need to do is press a button and it’s all there in front of you to read all yo want, you are so lucky you didn’t read it you’ certainly would have lost the Property if you started all that nonsense, which only started in 2014 with 8 pages now 18 pages so it will take you twice as long to read but be quick it getting fatter by the minute.
From:
Michael Foley
16 September 2023 09:40 AM
Exactly and a couple of other things they’ll be living in expensive Porto cabins in the Sky like Estates not individual properties with private outside space. The Government is hell bent on giving them unfair advantage exempt from licensing and lumbered us with Section 24 + our income tax can go up to 45% aided by S.24 thank you Jeremy, while Company tax is 25% but can claim all their expenses.
From:
Michael Foley
16 September 2023 08:53 AM
Clearly its not to do with pandemic or lock down. It’s 4 things mainly all inflicted by Government, (1) The so called RENTERS REFORM BILL, (2) The proposed Removal of Section 21 enforced sitting Tenants for life, (3) Section 24 taxed on turnover unfairly, (4) Higher interest rates that many buy 2 let LL’s were clueless about. However not me I was paying 13% on my first home build to live-in, when no one would lend me the money to buy thank god, which is now let so hardly a buy 2 let that terminology wasn’t invented. Mr Paul Shamplina was guest on LBC last night which was quiet good and covered most things but I think he still don’t grasp the gravity of loosing S.21 he just accept it and says he’s 33 years in the business although I’m 45 years a LL. There was so many ringing-in talking rubbish so I gave them a couple of Texts to think about which in fairness were read out if you were listening.
From:
Michael Foley
16 September 2023 08:33 AM
Does she not understand that the removal of Section 21 is enforcing Sitting Tenants on the landlord which clearly is not on.
From:
Michael Foley
16 September 2023 03:32 AM
Matthew my friend but it’s not a few thousand Croydon alone is adding thousands, then North, South East & West London adding thousands each as is every other Town, last year 232’000 new. build homes created and supposed to be up another 10% this year don’t know how many Office standing idle will been converted, so its hundreds of thousands really that will soon impact on the market.
From:
Michael Foley
15 September 2023 22:00 PM
Matthew. I think there’s another reason its to give the big build 2 rent companies time to catch up and get the buildings finished ready for letting, they are a bit behind because of Covid. Those Concrete Slabs and Columns are going up at an alarming rate, like a story added and loaded every 2 weeks. God be with the days I go to leave Columns 7 days before removing the form work, then do a 7 day cube test and again in 14 days if it failed it had to come down or in any case 28 days before loading, Now I see Columns poured 6.30 pm and stripped next morning. Will this be another case of RAAC. They are in some hurry to get rid of us.
From:
Michael Foley
15 September 2023 17:15 PM
When How 2 Rent guide was introduced it was supposed to be a one off, 8 pages but had to be immediately changed because of mistakes they didn’t know what they were doing. So now I doubt if any Anti-landlord Organisations can tell me how many changes and different issues there has been, do you know that Ben Twomey ? I thought not. I know to my huge costs batches and batches dumped because the next time that I have Tenancy to do it’s changed again and they tell us reduce printing to save the Planet. It more than doubled in size with landlord hate since 2014, now they want another one to stop you using S.21 that they are doing their utmost to remove. It’s the Government that wants rid of S.21 to stop people turning up demanding to be housed waving a Court Order. The government should have said they had no automatic right to housing no more than they had before moving into the Private Accommodation they have now lost.
From:
Michael Foley
15 September 2023 09:35 AM
Generation Rent are a mockery and certainly no friend of the Tenants. Look at the damage they have done to them since they started all this mularkey, increasing Rents 20 / 30% while driving out Landlords with those treasonable aims, in Court they should be bringing the Country to its knees, collapse PRS will Collapse the Economy. None of those Anti-Organisations help anyone whether its strikes or holding the government to ransom for more than their share. The government will respond with higher interest rates and taxes but they cannot see that. The books has to balance so what’s wrong with all those Paddy Mick’s, if its not McCarthy blabbing for ever on the motorist back, its Lynch bringing the Transport system to chaos or its Twomey hopping mad trying to destroy Private Renting for Tenants, if it wasn’t so serious it would be laughable.
From:
Michael Foley
15 September 2023 08:35 AM
Blocks of Flats which are purpose built are exempt from licensing and what else could they be they were built the purpose of being a Flat. Another big advantage for the big boys with Blocks of Flats so no licensing required or Section 24 for them, hard to beat a level plain field, not. Do you still feel we are not being targeted, oh by the way Grenfell was a Block of Flats that’s alright then.
From:
Michael Foley
14 September 2023 13:57 PM
The thing is with HMO’s I believe we are required to have Annual Boiler Service as well which involves stripping down the Boiler and going through the lot. It can also be required for modern Boilers that are covered by guarantee just a thought.
From:
Michael Foley
14 September 2023 07:45 AM
That £1623. license app’ fee only covers one inspection visit if you at not compliant additional fees to cover extra visits required. This is additional to the £3 / 4k work required for a traditional house to comply as they were built before they invented those rules.
From:
Michael Foley
14 September 2023 07:36 AM
The Mandatory Application licensing Scheme fee in Harrow is £1600, others just as much because they charge you an Application licensing fee then add £50. per room on top for fun.
From:
Michael Foley
14 September 2023 07:07 AM
It’s hardly news anyone would have known those Policy’s would have a detrimental effect on housing, so they say bringing down prices 5% + the 10% the Council have already grabbed. We have enforced HMO’s licensing Schemes or you can’t let. Also Article 4 to prevent you having a HMO ?.
From:
Michael Foley
14 September 2023 06:48 AM
Anthony my friend while I agree with most of your first paragraph and the Government will move the goal posts if too many landlords switch and make more one sided rules they always give you enough rope to hang yourselves. Regarding Build 2 Rent operators they at cherry pickers certainly not small but massive look around you every Town with the aim of taking over PRS with Government support and unfair competition. This is what THE RENTERS BILL is all about otherwise it’s not needed. Regarding what you say about HM0’s I don’t understand about it being a PRS phenomenon as if it’s a choice, it’s a legal requirement and no way around it, or likely to get a penalty up to £30k and a Rent Repayment Order of up to 12 months rent if not licensed, (big boy’s probably exempt in Blocks of flats another dagger through the heart).
From:
Michael Foley
14 September 2023 06:31 AM
Henry & David are right and under no illusion what the RRB is all about, simply confiscation of your property, that’s it full 🛑. Who is prepared to buy a property for some one else because this is what is being proposed, its off the scales. It will cause a crash and destroy the economy I believe it has started already. It’s bad enough to see the High Streets collapsing all over the place and Businesses like Wilco going the wall because of internet purchasing etc, and a tin pot Mayor robbing Londoners of over £8m a day ULEZ + millions of fines, now I see cars that never move so many throwing in the towel and not going. eBikes dumped everywhere and extravagant cycles lanes not used taking up half the road causing traffic jambs, then charges congestion fee for the blockage he caused. Those are treasonable policy’s as is this RRB urgent action required now to reduce the impact of the recession. I know exactly how it was when I was letting 78 to 88 no need for anyone to remind me I didn’t have a picnic or a sandwich.
From:
Michael Foley
13 September 2023 22:09 PM
John Thompson really how on earth can we be I’ll informed we are tracking every murmur for decades no least in recent years, give us some credit. Have we crossed paths along the line some years back at those meetings Palmers Green areas or that side of North Circular, you were a Estate Agent with your son, sorry if you are not him but seems familiar and name sake.
From:
Michael Foley
13 September 2023 13:48 PM
Edwin, the Police are being detailed to side with the Tenants and arrest the landlord If that’s not a conspiracy at the highest level what is ?.
From:
Michael Foley
13 September 2023 13:21 PM
Many landlords are over 65 too, so as well as being forced to have licensed houses in Multiple Occupation including even when we rent house to a family. They’ll now want us to be care homes, caring for people younger than ourselves.
From:
Michael Foley
13 September 2023 09:09 AM
Cris.They are removing all control from us one of the main reasons landlords are getting out. I agree selling compounds the situation and fills the Governments pockets, so we are held to ransom and Tenants getting cheekier by the day because of all the anti. Landlord trash being fed to them by the ones that don’t supply any where to live.
From:
Michael Foley
13 September 2023 08:01 AM
Couldn’t agree more and while they are at it, scrap the whole useless Department of Levelling up / down.
From:
Michael Foley
13 September 2023 07:32 AM
What’s the point in Council wasting money buying Landlords houses. The houses are housing people already at no cost to Council, maintaining the property, managing the property, paying the Council’s sums for every cost and extortion racket they invent, paying billions in income tax annually and treat the LL like dirt. So they want to loose all this financial support & income, didn’t they say how they are going to fund this, Oh that’ll be the tax payers but they have it already for nowt.
From:
Michael Foley
13 September 2023 07:21 AM
I have let Co-op Bank know in no uncertain terms the financial consequences of sponsoring anti-landlord Charity one of the biggest causes of homelessness and landlord exiting.
From:
Michael Foley
12 September 2023 13:58 PM
Andrew my friend that’s a big no. Although I can understand the feeling and frustration at being so wronged. It goes to show the level at which Landlords are being persecuted and wronged, that perfectly law abiding tax paying citizens are driven to this pitch.
From:
Michael Foley
12 September 2023 12:00 PM
Cris, don’t understand although Company tax increases this year from 19% to 25% Its not 40/45% as it is for individuals landlords is it ?. Capital gains is mainly 28%.
From:
Michael Foley
12 September 2023 08:59 AM
That’s fine Stephen Callaghan you house them give them your keys.
From:
Michael Foley
12 September 2023 08:41 AM
Tricia, Sorry there are mitigations to substitute Section 21. There’s no way in the World that landlords can accept sitting Tenants. I had all that nonsense when renting between 1978 & 1988 when there was no such thing as buy 2 let or digital academics either.
From:
Michael Foley
12 September 2023 08:11 AM
The amazing thing about all this is its so easy for Government to improve the situation instantly. All the Government needs to do is reverse the deliberate Policies that are a major factor contributing to all this. Scrap THE RENTERS REFORM BILL now including reinstating fully Section 21. Scrap the unjust Section 24 that should never been introduced. Everyone knows those are the common denominators in all this.
From:
Michael Foley
12 September 2023 07:39 AM
Thank you Rachel Maclean & Michael Gove Housing Secretary. Why do you hate Tenants so much imposing this on them, any pennies dropping yet. The lunatics are running the Asylum.
From:
Michael Foley
12 September 2023 07:10 AM
Well done Peter good to hear from you and thanks for fighting our corners. iHowz. Another Landlord Association of which I am a member for many years, who are prepared to stand up for our rights and Represent us at the highest level and have good legal connections.
From:
Michael Foley
11 September 2023 16:53 PM
The amazing thing is no one asked us or mooted the questions about removal of S21 or the introduction of S24 as if we didn’t exist, after all we are the main players but instead listen to people that don’t supply any housing and let them make Policy.
From:
Michael Foley
11 September 2023 13:31 PM
Well I know there’s a lot of sympathy for people on Benefit with Children since the Benefit system have almost abolished marriages for sure. Single Parents with kid’s obviously the order of the day to be kept and housed and all the other stuff, it’s rampant you won’t keep enough build for them but no one dare speak about it. I suppose in reality there’s usually a partner there contributing also I live in a real World. Spare a thought for the working family who are renting with kids and have to pay all including full nursery fees and no child allowance, or paying a Mortgage for that matter. The Benefit Tenant can sometimes out bid the working Tenants because if say for argument sake they are getting 700 / 800 pm it’s a lot better than having to find t full amount ?. Everyone talks about funding as if it’s a magic tree but it more of my money they want as if 45% isn’t enough.
From:
Michael Foley
11 September 2023 12:56 PM
Michael J.’ that sounds ok at first glance but wait a minute it’s currently taken more than 6 months already. Don’t I see an Article on here this morning from Mr Nick Slape (some slap in the face) from Co-op Bank & Shelter Polly saying its them 2 months to move, again this is directly caused by them and the Renters Renter’s Bill driving out Landlords, it will take a lot longer than 2 months in future when there’s none a available.
From:
Michael Foley
11 September 2023 11:53 AM
I agree no one wants to evict for no reason but when relationships breaks down between landlord and Tenant and no Section 21 where does that leave you trapped in an untenable situation and guaranteed to happen with RRB.
From:
Michael Foley
11 September 2023 08:29 AM
Dwin, I don’t necessarily agree if everyone had ten that would be a million not 2.5m or as revenue says 2.74m landlords declared for tax but not everyone has ten and many only one or two but I take your point. So do you pay the same for your Membership of ten as the person that has only one or has the number of properties any bearing, NRLA must be missing a trick or as I suspect on a bad footing or landlords would have flocked to them but alas not when you see Mr Beadle & Mr Gove cosying up together in the same picture in this issue of their magazine. We were far better off before the merger between NLA & RLA with 50k members each. We had Mr. David Salisbury and Richard Lambert of NLA that stood up for our rights but they got pushed out in the merger and we are landed with this lot of self interest. Suppose if you include British Landlord Association its still less than 150k members between the lot of them. Just Scrap THE STUPID RENTERS REFORM BILL that has caused all this homeless, high rents and landlord exit.
From:
Michael Foley
11 September 2023 07:41 AM
Mr Bailey not another one, The Renter’s Reform Bill is causing relationship between landlords and Tenants to break down (our Tenants are precious to us) with no remedy in the Bill. When this happens and far more likely to happen with laws favouring the Tenants, it a life Sentence for the landlord so how do you expected us to tolerate people living in our property that we are no longer even on virtual speaker terms with for various reasons. Including riding roughshod over us because of Shelter’s filling their heads with nonsense & some subletting without your permission, a fat lot of good a HMO license to reduce the number of occupants in this case. Mr Bailey keep out of things you know nothing about we can’t be going around the back of you to listen.
From:
Michael Foley
11 September 2023 07:03 AM
Mr Ben Twomey. Thank you for supplying the evidence needed to Scrap this stupid Renters Reform Bill, an eviction every 15 minutes caused directly by the proposed Renter’s Reform Bill and the removal of Section 21, nice one how’s the foot.
From:
Michael Foley
11 September 2023 06:02 AM
Jo my friend it is fair to say it, it’s not the fault of private landlords that they want a divorce and private landlords are not immune either. We all have those life costs as well although don’t know if they are all entitled to holidays they can’t afford. So it’s Divorce laws they should be Campaigning to change not the introduction of RRB. Obviously financial gain is sometimes the main reason for Divorce otherwise they wouldn’t be so smart anyway that’s another subject. The Renter’s Reform Bill is the Cause of all those extra evictions referred to and no other reason but no mention of this in this biased despicable article. Polly talking about getting it over the line, what that means is the end of the Private Rented Sector and collapse of the economy. Get it over the line indeed she must be watching too much Rugby. It was good for Polly to have been handed the soft job by her predecessor Collin Robb ?.
From:
Michael Foley
11 September 2023 05:44 AM
Oh dear. What a load of rubbish if you haven’t sorted out your life at 55 you are as big a waste of time as Shelter and Mr Nick Slape the CEO of the Co-op Bank, who have destroyed the Bank since taking over, it was a sad day the Co-op Bank split from the Co-op Group in recent times. I have been a loyal Customer of the Co-op for over 50 years and Mr N Slape looks like its demise. I used to have all my Properties Insured with them but that fell away over last 15 years because they threw their business away. I can now no longer have any confidence in the Bank that I’m heavily invested in so very sad. I will tell you what is a disgrace that Shelter & the Co-op think I owe any 55 year olds a stable home or any kind of a home, having worked over 60 years and still working (ask my tenants they’ll put you right) so do you want to know what is a disgrace, it’s attacking Private Landlords who have supplied quality affordable homes to millions of people of all Walks of life for decades. Why is it always about other peoples mental health and well-being, not one thought for 2’500’000, private landlords who have sacrificed and contributed so much yet suffer in silence while paying Billions in taxes with no Representation at local or Government level.
From:
Michael Foley
11 September 2023 04:08 AM
I partially agree with No. 3. but reduce that one hour to 20 minutes.
From:
Michael Foley
10 September 2023 10:34 AM
Over the Door Storage Racks you are really shown your inexperience. That’s one thing they should never do, we are bad enough without you telling them its perfect solution and I always telling them not to do it. I actually had coat rack on the wall they took them off and hung those other ones over the doors then their mates copy. All Doors invariably in HMO’s are Fire Doors and must not be interfered with and certainly cannot function properly when loaded with clothes, you can forget about self-closing too as impossible to have right with this obstruction. Sorry but it’s true and we are the one’s that get fined.
From:
Michael Foley
10 September 2023 09:43 AM
What a load of waffle interfering with the Landlords property doing endless harm. I thought people were complaining they could find no where affordable to live and not looking for a renovation project. This is disastrous suggestions causing trouble if you want to make a place your own home buy it, not damage landlords property. Hardly surprising after 3’400 people read this 275 lines of nonsense anyone didn’t think it it worthy of a comment, so I thought I’d take you out of misery. Education is wasted.
From:
Michael Foley
10 September 2023 05:59 AM
I don’t know why landlords should be required to Register. We are Registered so many times already it’s over kill. All my Properties are licensed and some have been licensed and re- licensed 4 times, Why should we be further licensed / Sanctioned, do they not know who we are and we keeping the lot of them, we have more admin than McAlpine, and the Deposit Schemes another mechanism for Government instant database on-line and you want more.
From:
Michael Foley
10 September 2023 05:33 AM
I don’t know why they want to compare with other Europeans Countries. We came out of Europe.
From:
Michael Foley
09 September 2023 17:47 PM
We are being sold down to river take a look at this Autumn issue of NRLA Magazine with its CEO Mr Ben Beadle cosying up to Mr Michael Gove the Housing Secretary creator and architect of the Housing Crisis with his Renter’s Reform Bill for the sole purpose of destroying PRS. Yet here they are as bold as brass in the same photo complimenting each other, enough to make me puke, of course Beadle looking for concessions for his students let’s.
From:
Michael Foley
09 September 2023 14:42 PM
Geraldine I don’t understand what you are saying. Grenfell wasn’t privately owned but owned and run by the Council. Are you suggesting that Council Flats should be licensed, who would oversee it, who would they pay the several hundreds of pounds per Applicable fees to ?. Do you think the Council with this track record is a fit and proper body to run Private landlord Licensing Schemes. Yet they have the power to invent rules to make Landlords Criminals that were considered to be law abiding for years for doing the very same thing.
From:
Michael Foley
08 September 2023 17:26 PM
The longer they are there the more they accumulate and never discard anything until moving then everything they don’t want is chucked in front garden for Landlords to get rid of. Imagine they never move. I can’t comprehend this when I was renting I had 11 addresses in 9 years admittedly I followed the work. I never imposed myself on any landlords if I felt I wasn’t wanted I would leave. More difficult back then I remember the boards no Irish no blacks, different now we own half the place, anyway I wasn’t bothered I wouldn’t go where I am not wanted nice to know in advance.
From:
Michael Foley
08 September 2023 10:51 AM
Most properties are in good condition when let, so theTenants are getting paid to damage the property. Why would they take a property in bad condition. Going to be much worse when Tenants are permanently installed and no opportunity to maintain or up grade, have any of those calling all the shots ever done any of this stuff ? with every room full full full I just replaced a shower cubicle complete with tiling, so I know only too well and if you are getting some one in to do it forget that or plumber + other trades to dance around them while working from home or worse still not working and maybe kids, give me a break. It’s bad for Tenants to see loan free landlords pulling out, those are usually very long term landlords that have done the years to achieve this and the ones with more reasonable rents, as heavy leveraged landlords have to charge top dollar.
From:
Michael Foley
08 September 2023 10:01 AM
Haringey Council in cloud Cuckoo land, why would anyone believe Council robbing Landlords finance’s will improve PRS or help the Tenants, it’s just to inflate their Bank Balance, as for helping Tenants the opposite is true driving up their Rents 20/30% and that’s even if they can find any Place with Landlords exiting because of Council’s extortion racket, nice little earner.
From:
Michael Foley
07 September 2023 20:10 PM
BTR certainly not the saviour of PRS because its not PRS its Corporate letting in disguise, another fad like useless Shared Owner’s that they are roping misfortunate young into. Clearly Corporate Companies Offices are in trouble, internet casualty and surplus to requirements which is the reason they are switching and want our Business so they want us out we are just collateral damage. The only good point about BTR is we nearly have full employment except for the one that don’t ever want to work anyway. The Government knows this and must keep the Economy going, problems will come later when the Building is done the economy is sure to hit the buffers, when the Concrete Mixer stops
From:
Michael Foley
07 September 2023 08:13 AM
Being Self Employed makes you entitled to nothing. As I found from doing Jury Service on 3 different periods. A couple were significant cases taking days, anyway I only got about £60. for the lot, one explanation I was given was laughable they said because I was Self employed what I didn’t do because I was at Court I could do it next day. Hello are those people for real obviously if I loose a day the income is lost for that day. I suppose I could have got out of it and not go at all but curiosity got the better of me I wanted to to see how it all worked.
From:
Michael Foley
06 September 2023 22:58 PM
Jo, So Sorry you had to cope with all this but I’m sure you don’t need my sympathy you are as tough as they come. It goes to show life throws up more than enough problems for us. I suspect everyone has their own issues from all walks of life. The Government is oblivious to all this and think we are living the high life, so we could do without them hassling us at every opportunity.
From:
Michael Foley
06 September 2023 22:31 PM
Dominic, no Business is hassle free and we have had so much hassle we are almost immune. Which other Business has two sets of rules for people carrying out the very same Business.
From:
Michael Foley
06 September 2023 07:42 AM
No don’t agree THE RENTAL REGORM BILL is the real reason above all else. I agree tax is a massive unfair burden on Private Landlords especially when we are singled out and it don’t apply to others carrying out the very same Business. It’s so blatant, discriminatory and plain wrong to drive us out of the market for the big boy to take over. Look around you hundreds of thousands of Flats going up to replace us by people who were never in Business because internet technology destroyed their own Business and looking for alternative so grab ours with unfair competition. Even a Cabinet member was able to buy 7 Flats in Southampton no Section 24 for him, didn’t declare his interest to Parliament until pressure put on. That said without Section 21 it’s still not a Business, even if tax was 98% like the pop stars that had to leave in the 1960’s, not viable to purchase a property and hand over all rights to the Occupants. Of Course you couldn’t care less about the Tenants that clear enough you have driven up their Rents 20 / 30%., you are using them as pawns its corruption and a disgraceful to run Parliament.
From:
Michael Foley
06 September 2023 07:13 AM
So we have ULEZ to save the Planet as well and so much other stuff going on around the World but tiny little us is going to save the Planet. Something seriously wrong with Mr Khan’s thinking. So looks like he’s going to scrap diesels that’s only over 6 years based on what ?. There’s a lot more to this scenario than age. Did they not have the foresight to see this when building those cars only 6 years ago, now they are here it makes far more sense to phase them out over say an additional 10 years years, I seen an eClass Merc’ in pristine condition with 270k on the clock. However many people only do 8k / 10k per year so seriously is Mr khan going to crush those excellent cars with only 60k on the clock. Now that the energy has been used to Manufacture those cars including raw materials, electric components and everything else that goes with it. He is now going to use even more energy to scrap them, melt them down and dump what he can’t recycle in the ground causing more problems. Then he is going to use even more energy again to Manufacture a replacement including more raw materials electrics and everything else . His ULEZ Policy is off the scales anyway if you pay it doesn’t damage the environment at all and he’s going to save the Planet????. Anyone seen them fellows in the White Coat’s yet.
From:
Michael Foley
05 September 2023 20:25 PM
My phone went blank this morning no phone all day, I now put sim in this old phone some stuff missing. That’s technology never seen pick, shovel or trowel go off line.
From:
Michael Foley
05 September 2023 19:27 PM
Yes Warming Climate change could well affect property values, too much insulation will make them unbearable. Mould is caused by lack of ventilation, drying clothes inside and cheap paint (£65. a gallon is good not 2 gallons for £20). false economy. They yet don’t know the difference between penetration damp & condensation.
From:
Michael Foley
05 September 2023 07:58 AM
When Parliament returns they might have got rid of the cobwebs in their brain and read it properly the second time. The main change required is substitute the words Tenant’s and replace with the words Landlords (landlord to give Tenants 2 months notice) I don’t know how they got that wrong the first time they certainly needed a break.
From:
Michael Foley
05 September 2023 02:45 AM
I doubt that landlord are getting back into buying. There has been a big Auction just recently and another big Auction one coming up 500 lots so they can’t get it into one day so it’s one day in the room followed by 2 more days internet bidding. There’s a rush to get out because of Rogue RENTERS REFORM BILL, scrapping Section 21, The Introduction of Section 24. Why not introduce Section 24 for Corporate letting that would take the smirk of the Chancellors face, with his property empire of houses in multiple occupation completely tax efficient no Section 24 for him, same old, same old, one rule for you another for me.
From:
Michael Foley
04 September 2023 21:21 PM
Go away and grow up no preparation allowed, so how could a landlord be vigilant and prepare for RRB designed to prevent him from operating with his two hands tied behind his back. The only preparation possible is exit and that’s Bankruptcy in itself, don’t give me all this pretending to be given Tenants more rights, after you have driven up their Rents 20/30% and that’s if they can find anywhere at all to Rent, they must be chuffed with this Bill.
From:
Michael Foley
04 September 2023 03:53 AM
Dwin. I think the big boys are not interested in our properties it just our Business & Tenants they want. They are not going to be bothered with an old Flat or House dotted around here there and everywhere with a lot of maintenance & up keep. They’ll have to be the new ones that is going up in there tens of thousands look around you, Modular or not they’ll be new & complaint. So no Houses or gardens to worry about. Just expensive Flats or boxes in the Sky and not suitable for families that can’t afford them anyhow. When I see what they are charging in Wembley & Greenford over £2’000. pm for a one bedroom Flat. I have houses 4 and 5 bedrooms and licensed for hundreds less than that p m. So they know they can’t compete with us, therefore they have to attack us by every unfair/ unjust means possible to clear the decks. The Chancellor would be a good yard stick of what they are about buy seven together easy manage & operate nice house Hunt.
From:
Michael Foley
02 September 2023 17:51 PM
Apart from the above I don’t necessarily agree that there is the shortage they would have us believe, there’s a lot more to this and spare capacity as well due to Regulation’s and people are not going let people in they can’t get them out. The local Authorities are certainly ratcheting up the pressure on Private Landlords as well now going for the jugular. 2 Ealing Landlords fined over £250’000.00 for illegal extensions that were housing people. I know we must comply with Building & Planning Regulation’s. However we know there were loads of illegal extensions and back garden flats built this last 25 years, it was said thousands everyone knows that when you seen the Concrete being pumped down the garden you knew what was happening, so the Council’s seen it and took very little action only the occasional one, which also encouraged others to do it Strange thing is they let them carry on for years before making a big hit, they give you enough rope to hang yourselves.
From:
Michael Foley
02 September 2023 13:08 PM
Jo. Didn’t have time today to read the Article’s or respond because of replacing a Shower cubical in an occupied house. The idea of treating everyone the same or fairly for tax purposes or otherwise is a non starter. That’s why Section 24 was brought-in to make sure it wouldn’t be fair. It’s not as if we didn’t know it was coming as it was phased-in over 4 years like 25% a year so as to sneak up on you, so first year people didn’t make too much of a song & dance about it, its a different story now its fully hit the fan. What can we expect when Politicians making rules to suit themselves no wonder the Chancellor’s think 45.% income tax is ok he won’t be paying it. They said they were clamping down on buy 2 let to have more homes available for home buyers. Guess what a certain Cabinet Member has £3.5m loans on buy to let for Houses in Multiple occupation in a mare of a Company in partnership with the wife who is Japanese although she’s not Japanese. They are supposed to declare their interest to Parliament but that didn’t happen, that’ll be grand it only conflict of interest, also Companies House a sure anyone could forget that. Then buys Seven Flats in another City in one go, excuse me wasn’t the idea to cut down on buy 2 let’s and leave those for people who wanted to buy a home. Also as I am given to understand Section 24 don’t apply to those in a Company mare or not. Did someone say we should be treated equally my goodness don’t be daft.
From:
Michael Foley
01 September 2023 20:47 PM
Licensing Consultation is a farce they specifically don’t ask Landlords and Tenants but use the general Public’s vote, who have nothing to do with it and have no input to get the answers want. We had 3 Consultations in Ealing for the Mandatory licensing Scheme in 2006. A man came from York held 3 Meetings one in Southall another in Ealing Town Hall and third one in The Old Acton Town Hall, it was called the Mayhew Report, he told us what was coming in, there you go that’s your Consultation and he got paid £100k for that
From:
Michael Foley
31 August 2023 22:07 PM
Bristol Council is out of control and not accountable to anyone. Suppose if they were a responsible Council or cared anything about the Homeless why would they introduce schemes to make the Homeless situation worse. Might I make a suggest use the £17’000000.00 to buy 70 Flats in Bristol, no exaggeration to house 200 people instantly that would help with the homeless Crisis, instead of abusing their position to wrongfully drive out Private landlords who already house so many with their own finances reducing the need for local Authorities to find the money but at same time LA’s are screwing landlords for millions do they not know when they have it so good.
From:
Michael Foley
31 August 2023 21:44 PM
What did they expect would happen with full scale attack on Private landlords. Council’s are part of it with multiple licensing Schemes, all sorts of costly Regulatory Requirements, Fines, Penalties, Confiscation Orders, Banning Orders, Re-payment Order’s. Then attacked by all the Anti- landlord brigade that doesn’t supply any housing like Shelter, Generation Rent, Acorn, so called Safer Renting etc, if that’s not enough to sink us bring on Rachel Maclean Housing Minister only 5/6 an MP and jumped to the top of the Class hiding behind her so called Housing Secretary Mr Gove with so called THE RENTERS REFORM BILL and Removal of Section 21. Please tell me which part of this wasn’t deliberately and obviously designed to destroy the Private Renting Sector landlords, hence the consequences being driving out landlords Auction Housing never busier, an increase in Rents 20/30% and switching to AirBnB. This is all apart from introduction of Section 24 and so many Interest Rate Rises I have lost track. Goodness me how could any Business survive that and the proposed return of Sitting Tenants and removal of ownership. Did someone say there’s a Housing Crisis and a huge increase in Homelessness, surely not I wonder why ?.
From:
Michael Foley
31 August 2023 05:34 AM
Bob, that will be when Lloyds Bank will be the biggest private Landlords controlling everything. They can set and control what you borrow and in direct competition with their customers. They are already buying up Flats in opposition to people who wants to buy. No Monopoly & Mergers Commission anymore but replaced by Competition Commission so why are they not stopping it. THE RENTERS REFORM BILL is all part of the stitch up for the big boys to takeover. They’ll have their own rules to suit themselves with Powerful Lawyers you won’t have anti landlord groups mess with them, they’ll wipe the floor with them.
From:
Michael Foley
30 August 2023 10:11 AM
Andrew fresh air is free, they want to block it out and keep breathing the same air until it’s depleted of oxygen.
From:
Michael Foley
30 August 2023 09:23 AM
It seems C4 is to stop you having Article 4. which are HMO’s. It was to force you to rent to family’s usually on Benefits to clean out the tax payers. Now then the Council’s wants to force everyone to have a HMO license (one of the 3) regardless of whether they are a family or not.
From:
Michael Foley
30 August 2023 08:44 AM
This is very sad to see those LL’s selling up and still some people are in denial that its happening. So if 10 would be a large portfolio what will we call the others with dozens of properties. I see one with 300 and there are bigger ones than him for sure so they had been getting loans on multiple properties, buy to let loans caused this before which it didn’t happen with Commercial loans. Some like to speculate about some landlords being Loan free and not affected so much, that being the case there’s only one reason for this they have paid it off, while others had been adding more & more properties to their portfolios, nothing paid for and now many in trouble.
From:
Michael Foley
30 August 2023 05:05 AM
Not on the lips but on the bum.
From:
Michael Foley
29 August 2023 19:29 PM
Peter, you are right it is the removal of Section 21 above all else, part of THE RENTERS REFORM BILL tantamount to properly confiscation. I have properties in prime locations and parking currently 10 parking spaces not used between 4 properties in London must be one for Guinness Book of Records. As a relatively small self managed landlord my rents are very reasonable which is why they don’t leave. However even at that Tenants are starting to play up because of Government interference they soon change. My Rents are £100k pa below the Market so it must be another one for the Guinness Book of Records.
From:
Michael Foley
29 August 2023 19:02 PM
Richard. Sorry got that wrong it is Lloyds got mixed up, although got it right in a previous blog so much unjustly going on.
From:
Michael Foley
29 August 2023 18:42 PM
There’s certainly a big difference Renting a Room under the Scheme. £7’500.tax free under this Scam often used a cover for more than one, not 40/45% tax that’s very fair isn’t it and no license Required. Also you don’t need to own the property to use the Scheme, ideal for your subletting Tenant.
From:
Michael Foley
29 August 2023 12:40 PM
Ellie, my Grandfather worked in the Welsh Coal mines in 1915 for 15/= (shillings a week) people today haven’t a clue how difficult it was, just lay in bed look at their iPhones to see if Benefit arrived in their Bank Acc’.
From:
Michael Foley
29 August 2023 09:37 AM
Rachel that’s hardly a benefit promise to Private Landlords. We are already paying the highest c/gains tax at 28%. Regarding not increasing income tax is. That’s big of you when Jeremy Hunt has done it already making it 45%. No offer of reducing anything or scrapping money grab regulations that targets landlords or scrapping THE RENTERS REFORM BILL the root cause of the Housing Crisis and high unaffordable Rents, there you go there’s an opportunity for you instead of fussy footing about.
From:
Michael Foley
29 August 2023 09:20 AM
National Westminster UK’s biggest Bank, owner of Halifax and Bank of Scotland did it and now Santander clearing the decks for the big boys to take over, just add Mr Gove representing the Governments attack with THE RENTERS REFORM BILL + enough Government Legislation and Regulatory Requirements to choke an Elephant and the picture is complete. Did someone say there’s a Housing Crisis I wonder why.
From:
Michael Foley
29 August 2023 08:30 AM
All the Amateurs are in Government and City Hall.
From:
Michael Foley
29 August 2023 08:12 AM
Why is every article misquoting the law. Using Section is seldom an Eviction. When you let a Property on an Assured Shorthold Tenancy that’s exactly what it is, can be from 6 months up to 7 years, at the end of the Term (unless extended by mutual agreement to periodic )the landlord is required to serve a Section 21 notice if the Tenants don’t honour the Contact. How can that be an Eviction it’s end of Contract Requirement. Stop calling it an Eviction you morons because it’s not. Assured Tenancies is what they seem to be going back to. So why did they convert virtually all the Assured Tenancies to Assured Shorthold in 1997. Now then why are they back tracking converting all Assured Shorthold Tenancies back to Assured Tenancies that they know didn’t work ????.
From:
Michael Foley
28 August 2023 17:48 PM
Ellie. The Government are Building and in cahoots with the Big Boys thousands & thousands, hundreds of thousands of them being built, don’t be taken in, we are being replaced make no mistake about it. We are already taxed to the eyeballs hundreds of millions/ billions to keep and house them, without using our taxes to Build New places for them, is anyone else paying tax ?. The great sell off didn’t reduce stock very much and not for long. Many Council Tenants bought them for a pittance held them for the required 5 years then flogged them for full Market value making a killing spare a thought for working people with big Mortgage’s back then buying off their own backs. Those were often bought by Private landlords and put straight back on the rental Market so not much shortage created by that. So if you want to know where many of those went to live it was with their Mothers, Brother, Cousins, Uncle Sister also living in a Council House. I read the Police are now being trained to stop illegal Private landlords evictions this is a very strange move seen as no legal evictions allowed, add those to all the other anti landlord Organisations that house no one and the picture is complete. We are being targeted and totally discriminated against by law, some stitch up.
From:
Michael Foley
27 August 2023 09:07 AM
Well every Government intervention even if allegedly suppose to improve which is debatable drives up Landlords costs and Tenants Rents every time.
From:
Michael Foley
26 August 2023 17:39 PM
Gosh, Sandra something went on there but you didn’t enlighten us. Although I am not surprised you are moving, bad blood can’t stay now. Don’t know the facts so can’t assume any conclusion.
From:
Michael Foley
26 August 2023 16:38 PM
It was my understanding when I enquired some years ago if you run, manage & maintain the Properties you can do it and transfer but not hands free with an Agent running it.
From:
Michael Foley
26 August 2023 12:34 PM
Keep well clear of them it seems the Political Parties are working in Co together each afraid of loosing their soft over paid jobs. They destroyed PRS in Eire with Regulation’s then back tracked when the damage was done. The same Policy’s you are copying here now. Everyone over there thinks you owe them a living and a corrupt government rip everyone off that does anything. Yes the Population exploded by influx from wars, huge numbers being kept by the tax payers or should I say by 4 or 5 big American Companies who are based there for favourable Corporation Tax treatment if they decide to pull the plug the economy probably collapse. Keep well clear of the place what we all doing over here.. Wasn’t that a bit long winded Eddie.
From:
Michael Foley
26 August 2023 12:15 PM
I couldn’t advise anyone made too many mistakes myself. I believe that I would meet the criteria self managed 99% for 45 years, do pay class 4 Nat Insurance, 20 hours a week would be a holiday for me more like 70 hrs a week as well as the up keep, renewals and maintenance I have all the administration crap invented in recent years to keep my busy to 10.00 o’clock at night. Is this hoop worth another jump ?.
From:
Michael Foley
26 August 2023 11:36 AM
Good idea to extend the lease and if a Flat in a Block get together for Enfranchisement and get the Freehold I have done that. Also had leasehold House when it went below 80 years I got it to virtual Freehold the remainder of 999 years, legals expensive but worth it in the end.
From:
Michael Foley
25 August 2023 21:30 PM
Surprise Surprise there will be a lot more of this when we can’t get to out. Big Discount Required it bad enough when you have problems with the one’s you installed yourself, without historical problems.
From:
Michael Foley
25 August 2023 17:25 PM
Conservative Mr Gove is red in blue but he is right there will be a viable sustainable Rented Sector. However it will not be us that’s running it, we are being systematically replaced by the big boys Corporate Companies, institutions, Banks, the John Lewis’s and the Pension Funds or am I mistaken or is it them that wants to throw 72b at it. When was any of that Look around you it plain to be seen massive construction projects in every Town but all high rise mostly modular Flats. Make no mistake we are being replaced this is what’s really happening and The Renter Reform Bill is the tool to get it done. The higher Rents are a windfall for them.
From:
Michael Foley
25 August 2023 15:44 PM
It’s amazing that the Housing Secretary Mr Michael Gove’s RENT REFORM BILL has done so much damage already even before its Law at all and still he proceeds with this Disaster Policy. How much evidence does he need even according to John Birds Big Issue who is no fan of landlords. There has been a massive rise of 2’228 home losses between April & June this year up 41% on the same period last year cause in no small way by THE RENERS REFORM BILL scrap it now enough is enough. Now he has the Cheek to be a keynote Speaker at NRLA meet in Birmingham in October bragging about he’s going to create a Strong Stable Private Rented Sector that he has Destroyed is he off his trolley.
From:
Michael Foley
25 August 2023 09:29 AM
Landlords don’t need bailing out just call off the wolves and reverse your Policies that was designed to destroy.
From:
Michael Foley
25 August 2023 09:01 AM
So Mr Ben Twomey CEO of Generation Rent knows something that I don’t. Since when did Lenders have the right to evict using Section 21 ?. So why have you been Campaigning to make landlords insolvent now you are complaining about the result of your actions. Its been a full scale attack by Shelter. Generation Rents and many others including Housing Secretary Michael Gove that has Created this situation so why are you moaning about what you have done, without your interference thousands of LL wouldn’t have sold up, making a bad situation much worse causing a shortage consequently forcing rents up. Since none of you house anyone including Shelter what gives you the right to interfere. We are Private landlords who supply the property off our own backs with our own finance housing millions and yet we are enemy No.1. Please can anyone tell one thing just one thing one thing the Government has done to help Private Landlords this last 15 years one thing Please. On the other hand what they have done to damage us the list is endless, did someone say there’s a Housing Crisis ??.
From:
Michael Foley
25 August 2023 07:37 AM
London’s Mayor Khan says owners are in dire financial trouble so why is he pursuing policy’s which is causing this to happen. Just add Mr Michael Gove and the situation becomes clear, the Governments daily unsustainable Housing Hotel Bill is £5’600’000.00 per day, Well done & Congratulations you must proud of yourselves for causing so much damage and leave the tax payers to pick up this Bill. The Government is now considering housing them in the water to save on the Bill that Mr Michael Gove created. I must commend him he would now make the grade for a place in Lis Trusses Government .
From:
Michael Foley
24 August 2023 19:05 PM
It’s absolutely ridiculous the Homelessness that has been caused by Shelter, Citizens Advice, Acorn and not least the Housing Secretary Mr Michael Gove the main culprit how can they make so many Tenants Homeless cause so much hardship, misery, suffering and get away with it. This has been confirmed by Mr John’s Bird Big Issue, 2’228 lost their home this year between April & June this is up 41% on the same period last. Directly due to the Removing of Section 21 and THE RENTERS REFORM how can they be such Rogue’s as to hate Renters so much, now they have also taken on Board Labour Shadow Housing Secretary Lisa Nandy that can only have the affect of speed up the eviction. Since Gove mooted THE RENTERS REFORM BILL he has caused 23’000 renters to loose their homes. Shame on you Mr Michael Gove you have caused all this misery and Homelessness, why do you hate Tenants so much and more importantly why are you still Housing Secretary. SHAME ON YOU.
From:
Michael Foley
24 August 2023 18:20 PM
Peter L, you are so right he is so concerned that people can’t afford their Mortgage’s, he is saddling them with another liability for Congestion & ULEZ £15.00 + £12.50 per day = £834.17 per month??? That’s as much as some peoples Mortgage’s, but you can have one day a year free for one of them. Some Hypocrisy.
From:
Michael Foley
24 August 2023 09:03 AM
What difference is Rent Controls when the State has taken Control of your Private Property and installed Sitting Tenants. So the only way to get Tenants out is to Sell, that says it all they want us out bad for the big boys to take over and no way back ever. When you sell you are definitely out permanently with the huge costs / taxes etc involved. Imagine that’s the only way of getting your Property vacant again is too loose it. Who said the Devil you know is better, not Possible when its Mr Gove.
From:
Michael Foley
24 August 2023 04:31 AM
Jo, So the license Application fee cost £865.00 but if you weren’t Accredited it would be + £125.00 for to cover that scam. Accreditation is for Digital Academic Office People adding and uploading brownie points all the time they’re many landlords can’t do that. I was Accredited many times and with 2 different Organisations for several years but they keep expiring. When people sit an Exam and pass they don’t have to keep re-sitting it. They didn’t mention if the Tenants will be claiming back the Rent ?.
From:
Michael Foley
23 August 2023 17:57 PM
Its a bit like average house prices it means nothing. Wait until Mr Khan pokes his nose in with lies I see on another platform he’s at it already. How can you trust someone that has brought London to a standstill blocking off roads doubling traffic on other roads. Taking half the road for Bicycle lanes some dual and not a Bike to be seen. Extra pedestrian rights that have killed and injured so many since introduced, it was bad enough before but now jay walk out. He is now saying that his 20 mph saved 25% more lives but in fact it didn’t it just added to Traffic jambs and Pollution. It was the Pandemic that reduced accidents and deaths on the roads not his 20mph, with millions of people working from home therefore not travelling. Now he wants to use the excuse to further extend the 20 mph zone. How dare he use this lie and take credit for the Pandemic. Is he a fit person to be interfering with Private Sector Housing.
From:
Michael Foley
23 August 2023 09:07 AM
Oh dear. I had the microwave grill already and the dishwasher. However I have since removed the dishwasher and will never again install, what a waste of time I could wash the whole lot in 5 minutes flat and if everyone washed their own it would take seconds with Combi Boiler instant hot way, Instead of that noisy thing banging away for an hour and didn’t it choke up with grease. I think we are supposed to be saving energy.
From:
Michael Foley
23 August 2023 08:14 AM
Jo, very good you have read the rules and correct as I see it. The Problem that I have with this is why has it applied to me for the last 17 years, that’s my grievance about being unfairly treated. I was required to do it since 2006 for 6 occupants & licensed 4 times repeatedly for a 2 storey detached house that I Built, when checking I was only licensed house in the Road even though they were big Edwardian houses, They all had the lie including Agent’s that only 4 occupants resided. Yes I had 2 bathrooms but had to install a second stupid kitchen sink in the same kitchen now it’s a laugh for everyone. I also had to replace the cooker and over with an 8 burner Range Cooker £1’000. and the ducked extractor cost another £400. on its own, both had to be replaced since because of misuse. Licensing fee went from £598. in 2006 to £1600. for most recent. Then the moped delivery Takeaways turn up every minute. So what gripe or justification do those landlords have that had a free ride for years.Best wishes.
From:
Michael Foley
23 August 2023 07:30 AM
Don’t expect anything to improve when the occupants that cause it in the main are up on a pedestal. Don’t lift a finger to deal with it just contact the Council to complain about the damage they caused and the owner gets a big fine, how does that help ?.
From:
Michael Foley
23 August 2023 06:38 AM
Andrew, same as that no use buying a property that looks ok, when we know it’s a gut out new Electrics, plumbing, CH, bathroom, kitchen etc and if solid solid walls an opportunity to insulate with polyurethane foam plasterboard. and skim or Dry-line inside.
From:
Michael Foley
22 August 2023 12:18 PM
I have families with children already no room for anymore kids unless their Parents move out. Should we Applying for HMO Licenses or Registering for a Nursery license.
From:
Michael Foley
22 August 2023 08:24 AM
Shelter continuously attacking Private landlords and a London Radio Station caused the Problem reinforced by Housing Secretary Michael Gove’s Renters Reform Bill pouring oil on the flames with what amounts to confiscation of landlords property, you can’t have it back ever so why would you buy it for someone else ?.
From:
Michael Foley
22 August 2023 08:09 AM
Michaela, the Governments anti Private Landlords Policy is working well driving out Landlords with THE ROGUE RENTERS REFOM BILL which is what it’s designed to do by installing Sitting Tenants of the 1960’s / 70’s, short memories. Jo, why build more Council Estates ghettos they have just knocked down such an Estate of 58 acres in South Action and replace it with modern beautiful Brick built Flats many private you can buy one of those affordable Flats starting at £400k for a one bedroom and rent it out to your Benefit Tenants, or you can have a bigger Flat ranging up to £850k. What’s all this driving us out with THE RENTERS REFORM BILL that have been providing quality affordable housing for decades.
From:
Michael Foley
22 August 2023 07:51 AM
The only thing that don’t make sense here is the removal of Section 21 with THE RENTERS REFORM Bill that deliberately caused all this unnecessary misery, upheaval and financial ruin both for landlord & Tenant alike. I never had a Council Tenancy, never a penny in Benefits of any kind ever ever in 60 years, got the old cattle boat as a teenager no such thing as car ferries with only the most basic education and Dad rip no family support possible but helped support the remaining family. Now we have Jeremy Hunt with his outrageous 45% tax not withstanding all the other costs, expenses and encumbrances been placed on us, it’s almost worth loosing the rent so he looses 45% as well. He said it hardly affects anyone another leach like Khan and Gove they are well matched, sorry Jo which bit didn’t make sense was it all.
From:
Michael Foley
21 August 2023 22:04 PM
Jo , no need to be curious it a fact Nationally that’s the very reason the 1988 Act & Section 21 was introduced because if let anyone into your property they immediately became a sitting Tenant, that didn’t work very well did it no one fool enough for that. Just see how many letting Agents there were in London or else where most Estate Agents didn’t do letting at all. I was a Renter in early 60’s to early ‘70’s for 9 years in North London, North West, North East, East Midlands and back to West London prior to Building my first house when no one would give me a Mortgage thank god,
From:
Michael Foley
21 August 2023 17:40 PM
Because I am a landlord not a lawyer why should any landlord need to go to Court. Tenants don’t have to it works for them. The last Court case that I had anything to do with took at least 13 appearance 5 years cost half a million a suicide and became case Law. Best wishes
From:
Michael Foley
21 August 2023 16:40 PM
Section 21 has already been weakened so now we can’t even have the remnants. Chipped away by several changes not least by Shelters 2015 De-Regulation Act when they failed with Sarah Tether Private Members Bill, supposed to be about property repair amongst others. Now an unwarranted head ache for me, they don’t have to prove anything just say it to suffice. I have a lead Tenant turned bad because of this nonsense. He says I haven’t done anything ever though all the compliance work was done for HMO Mandatory licence and Inspection twice, first one to require extra things some a bit silly, like move the Notice Board that was loaded with Documents from living room to hallway where it’s sure to get damaged with Tenants brushing past with a bag on their back. Coat the kitchen Units with 3 coats of special specified fire treatment because she said they are made of wood. Fireproof loft hatch but nothing up there only 30 cm insulation. The window restrictors but only top half opens. Yes she did come back to check. The Tenant now says living room window needs changing but it doubled glazed Aluminium same as all others, ditto Double glazed Patio door. He is currently in US touring LA in a camper van, the Rents are months behind I told him I would take £2k off if he brought it up to date he agreed, knocked off the £2k but didn’t bring rent up to date. I now doubt he is living there at all but subletting aided by law and possibly a big fine for me for something I do. I understand him girlfriend and baby are being housed and provided in an other Town. The house is a lovely quality modern brick built cavity wall 3 Story Terraced Town house built about 35 years ago in Harrow, now no rent increase in 10 years from a low base, an identical house rented recently fo £1100. pm more than mine. Mine haven’t increased even Long before this Tenant came on the scene. Stop making a mockery of us with your stupid laws.
From:
Michael Foley
21 August 2023 15:24 PM
Section 21 was abused by some Tenants that’s been well established at some landlords meeting when landlords were complaining about being held to ransom. Even to the point of Tenants making the Application and requiring landlord to sign, they have to go along with it or he’ll know what for. Then run along to the Housing Department waving the Court Order to be virtually guaranteed housing and jump the queues, they’ll miss it.
From:
Michael Foley
21 August 2023 14:22 PM
Let’s not attack each other as this suits the Government agenda divide & conquer. Social Tenants already have the rub of the green sit on your bum have loads of kids, have them all reared, housed and care for including yourself., get all the goodies including Children's allowance that not available to people who pay for it. It beats saving for a Deposit, paying taxes and getting stuck with a big Mortgage around your neck. Why complain about a benefits cap or do you think everyone should be entitled to everything regardless, in which case no incentive to do anything. You’ll never have enough of Social Housing with this Policy you are creating them faster than you can build, or afford to build and that’s the tip of the iceberg you’ll have to keep them for life and probably their descendants.
From:
Michael Foley
21 August 2023 11:49 AM
Jo, don’t agree not enough focus on loosing Section 21 the very foundation of all Private landlord lettings before which there was virtually none. Obviously the whole industry is based on the 1988 Housing Act which included Section 21, why do you think landlords are getting out and rents through the roof, its because of the removal of Section 21, the main reason full stop 🛑.
From:
Michael Foley
21 August 2023 11:19 AM
Never been asked for an EPC but are always supplied as part of the endless pack of letting requirements. The Tenants are not interested in all this encumbrance like about 7 extra Documents every time that we do an Agreement that used not be the case, how much over Regulation is that and still turning the knife. The bottom line for Tenants is the Rent don’t tell me any different. All those Regulatory requirements have made Rents unaffordable, since when did a Regulation not cost anything.
From:
Michael Foley
21 August 2023 09:58 AM
The Council threatens to take Control of Landlords Property so what’s new. Licensed or not this is the purpose of THE RENTERS REFORM BILL to take Control of Landlords Property that’s clear enough. That’s why thousands of Landlords are selling up attacked from all aspects of lettings not least loss of Control which means loss of Ownership. It’s not a War on Landlords it’s a Special Operation.
From:
Michael Foley
21 August 2023 09:07 AM
Big fines should speed up the exit. I thought there was a shortage. Punishment is there answer to everything they don’t know much about getting the best out of people.
From:
Michael Foley
19 August 2023 18:37 PM
I have a house also down graded from C to D because I don’t have Certificate for Cavity Wall insulation, even though it was done with Government Scheme so they should have a record and it was counted 10 years ago. Installers didn’t issue the Certificate’s, That’s a separate Insurance provided who insisted on sending them to the property address instead of the landlord, since when did Tenants pass correspondence to their LL.
From:
Michael Foley
19 August 2023 11:58 AM
I can’t understand why so many landlords are sleeping walking into Gove’s draconian disaster policy’s, why are they sticking up for our right’s clearly we are being done down bad. Are they all hiding behind the bush come out and be counted if you are not from Newham Borough where according to a Guardian article sometime ago, reported half the landlords 13’000 out of 27’000, didn’t declare any income at all loosing £200’000’000, p,a to HMRC, (what).
From:
Michael Foley
19 August 2023 09:40 AM
Vibha, no wonder you are upset no surprise if you got his name wrong. There’s a bit of I’am alright Jack going on here. Seems this is another classic case of a landlord that’s operating via Ltd Company and least affected.
From:
Michael Foley
18 August 2023 20:44 PM
Simon. I know you are right but say if we had a 3% rent cap 10 years ago it would be almost mandatory and my rents would now be 30% higher and a lot more aggregated. Labour wouldn’t have got away with the con trick Conservative pulled on us as we thought they were better for small Business and reward those who work hard to better themselves and contribute more to Society,
From:
Michael Foley
18 August 2023 08:23 AM
Tenants are adults and well capable of making their own assessment, no need to teach them how to suck eggs. Landlords are snowed under with compliance and regulatory requirements no need to impose any further burden like Redress Schemes, CPD or Courses how to be a landlord having done it for decades. There should be Courses with at least 10 years experience in Housing to be a Housing Secretary. It also seems we have a Housing Minister who wasn’t even an MP 6 years ago.
From:
Michael Foley
18 August 2023 07:55 AM
Hello, very good assessment of what’s happening in general but you forgot something the main cause of all this Scrapping Section 21. How can you possibly do an Article on Renting without referring to Mr Michael Gove Housing Secretary and THE RENTERS REFORM BILL the main reason and cause of all this. Such hypocrisy pretending he is helping Tenants, he is certainly their knight in shining armour (not) driving up their Rents 30% they must be chuffed with him. All my rents are below market value and some haven’t increased in years call me a fool if you like it doesn’t matter without S 21 its not a business.
From:
Michael Foley
18 August 2023 07:28 AM
Nothing will surprise me after Sadiq Khan’s questioner on ULEZ all the options you are given required you to agree with him or the Screen goes red. So that’s the end of that can’t be done, is there any end to his corruption and spending £75m of tax payers money on camera systems at a time of financial crisis, caused by his colleagues Michael Gove, did he ask the tax payers ?. The 4’000 that he says died are the lucky one putting up with his crap.
From:
Michael Foley
17 August 2023 18:04 PM
BoE rising interest rates don’t control inflation but is the main driver how many times have they tried that. It certainly will put the brakes on but 2 let interest only loans who had a great run since BoE abolished savers and totally tax efficient unlike the Repayment loans that I had, now coupled with Section 24 for more recent landlords the game is up, move over the Modular Flats in the sky are coming for the Corporate, Institutions, Insurance Co’s. Pension Funds & Banks etc. Forget about your Houses with garden’s you won’t be having them, EPC will remove many of those but owner occupiers will be delighted to have them and unaffected by the legalisation apparently, it’s only landlords emissions are harmful.
From:
Michael Foley
17 August 2023 11:30 AM
Tricia, don’t be taken-in we are being replaced by The big Corporations, Institutions and Banks are taking over. Clear the decks get rid of us which is what THE RENTERS REFORM BILL is all about, not to improve anything for the Tenants you’d need to be daft to believe that, obviously unless you think pushing up their Rents 30% is good for them.
From:
Michael Foley
17 August 2023 08:31 AM
Well I suppose they weren’t his Tenants at all, probably a Bossman Occupant collecting the Rent if not too presumptuous of me. I can’t see the owners collecting from each individual not least the guy in the make shift in the back garden. There was no Tenancy Agreement so who’s to say who the Tenants were ?. Looks more like friends accommodating their mates or Country folk, no doubt taking a cut as well if you are genuinely renting you are not going to allow others crowd your space. When I see loads of young people washing cars and great voids especially on wet days and dozens waiting outside Builders Suppliers in the morning’s hoping for a Shift how can they be paying proper rent. I don’t think Share codes were in place at that time but wouldn’t have them without a Tenancy Agreement, then again I remember various Organisations saying it wasn’t illegal not to have a Tenancy Agreement except HMO’s…
From:
Michael Foley
17 August 2023 08:03 AM
I suppose we all do as much as we can ourselves but some electrician’s like to use their own probably MK or something one of the better makes. A kin to Garages they won’t like fitting tyres ones you bought on line yourself. Andrew good luck on Friday you are going to the best place in the World, a few stents or something you’d be right as rain in a couple of months Best wishes.
From:
Michael Foley
16 August 2023 17:24 PM
Good luck to you it not ever been the case in my experience, alway costs more and I think Matthew was not far out but obviously not to including installation. How much an hour does an Electrician earn, business and Van to supply and run, parking stuck in traffic down time between jobs it all must be covered, we won’t mention the Mayor. I don’t get Quotes the majority would laugh at me, just happy if I can get someone to come and do it. We are only small LL begin to have it done to comply we are not McAlpines.
From:
Michael Foley
16 August 2023 14:47 PM
Ellie. Not to disagree with you but can’t be in London they wouldn’t turn up for that. It must be a small Flat even then its probably surface can’t see anyone lifting flooring boards for that. Also it has to be on its own independent circuit breaker back to the Consumer Unit. Just a thought might as well also incorporate the Monoxide Detector. Certificate’s can cost me that annually without any remedial work.
From:
Michael Foley
16 August 2023 12:32 PM
Jo, the other ones are annual, Emergency lighting & Hardwired Fire Alarms that will be another £150. minimum for those two, Part of the licensing requirements. Gas is annual mandatory anyhow.
From:
Michael Foley
16 August 2023 12:09 PM
Steve. Khan certainly has destroyed London with 20 mph because of the rubbish Asphalt Surfacing laid under his watch. Roads ravelling away and full of pot holes in less than a year, so introduced 20 mph to try to save the surface, it increase journey time and Congestion no end ask any driver, further to this blocking off Roads doubling the traffic on Roads already full what do anyone think would happen. Then Charge for the Congestion he caused. Now ULEZ he’s at it again £12.50 pd to crease people already struggling, even though 65% of Consultation were against + ushered thousands of voters to one side apparently didn’t count. Does he not know one Cow emissions for a year is equal to a normal size car doing 33k kilometres, so that’s me for 3 years driving, but he’s going to save the Planet, anyway just pay & pollute away it will be fine. Now poking his nose into Private Landlords Business does he not understand the word Private, financed with personal money & financed at great risk.
From:
Michael Foley
16 August 2023 11:37 AM
Tricia. Selective Licensing is ridiculous it was supposed to be for only 3 parts of problem Borough’s. Ealing reintroduced such a Scheme only in July last year as they had done for previous 5 year terms. However Rogue Housing Secretary comes along later same year and makes it Borough wide image that level of interference. It doesn’t make that much difference to me because I was unfortunate enough to have been caught in areas they picked before and already had Licenses so unfair to keep moving the goal posts. Don’t forget I was required to have HMO Mandatory licenses since 2006, following John Prescott’s 2004 Act. Which has been licensed and re-licensed 4 times & on going while other Borough’s do have similar requirements or any at all until years later if still not the case, no equal treatment before the law. Also don’t forget the Additional Licensing Schemes to catch the one’s in between. Mr James Shack video on Buy 2 Let is very good and worth a look but he didn’t mention Licensing at all, he missed that big cost but he proved its not a viable business investment anymore in personal names even without the extra cost of licensing Applications and Thousands in Compliance Costs & Certification’s
From:
Michael Foley
16 August 2023 11:08 AM
I think it’s well worth watching James Shack take on all this Buy 2 Let Business very good but a couple of things he missed and sometimes I don’t agree in other matters
From:
Michael Foley
15 August 2023 19:17 PM
Did they occupants cause all this damage or was it like this when they moved in ? The occupants only need to use the facilities not break or misuse them. The Inspector didn’t fine the culprits, who is the Rogue here is it the Tenants. the landlord or the Inspector.
From:
Michael Foley
15 August 2023 17:01 PM
And who had double glazing back then apart from no one and I had parcel tape on the window gaps. People are going soft, too in-active and Obese look around you it’s disgusting, people pussyfooting around afraid to speak their mind in case of offending someone.
From:
Michael Foley
15 August 2023 07:53 AM
I think broker’s have their snout in the trough also. I seen a small landlord with only one buy 2 let struggling so much. He was trying to get a longer term fixed rate but relying on the Broker who kept telling him he couldn’t get it, maybe so or not but landlord back frequently to pay even more arrangements fees, now in triple trouble with high interest rates and Renter’s Reform Bill.
From:
Michael Foley
15 August 2023 07:35 AM
Yes the Climate is heating up, let’s enforce gift rapping our homes with insulation. When we had cold winters I remember in the 60’s we didn’t have any insulation ?.
From:
Michael Foley
15 August 2023 07:15 AM
Jo, abandonment, didn’t have time to read the blogs today. I know what you say is legally correct and have known it since it was introduced all decades ago. However the reality is very much different if one of the five remain that person is liable for the full rents, great but he /she can’t afford it so often struggle to pay their share only, you can’t get blood out of a stone. That’s what joint Tenancy has to do with it. That’s worse than abandonment you are not getting proper rent, there is some one there so you can deal with it your hands are tied isn’t that’s why Section 21 was ultimately the remedy for joint Tenancies. THE RENTERS REFORM BILL is removing the remedy that what’s it’s got to do with joint Tenancies and others as well of Course.
From:
Michael Foley
14 August 2023 20:34 PM
When is it abandoned ? Is it when 1 / 2 or 3 of the 5 left on a joint Tenancy have left. It’s all rubbish just scrap your stupid Bill.
From:
Michael Foley
14 August 2023 06:49 AM
Vibha, even if you sell your home and move into an other one. What do you do with the money you are unlikely to spend it on yourself and you can’t give it away except a limited life times allowance to a son or daughter. When it comes to Inheritance tax there is no difference or distinction between Property or Money for tax purposes I think ?.
From:
Michael Foley
13 August 2023 22:44 PM
I had a Diplomat Family in early 80’s from Libya, their Government covered their rents but not paid to me directly, it was ok for a while he begrudgingly paid me but sometimes late flexibility his mussel, until relations went sour with UK after death of Police woman Yvonne Fletcher rip in 1984. Then the money stopped the arrogance was unbelievable, no rent house deteriorating he told me he wouldn’t pay, wouldn’t leave and said nothing I could do about it. Which was true and the law that’s now being re-introduced. Eventually he & Family were recalled and disappeared, there was rumours about what happened to him afterwards. Welcome back to the future 1980’s sitting Tenants.
From:
Michael Foley
13 August 2023 10:35 AM
Mike. you are right I know exactly how it was in 70’s early 80’s and exactly where we are going back to, no rights or control whatsoever which was why there few lettings landlords only a few mugs like me. Lawyers now banding together looking for legal aid to represent Tenants, how many more snouts in the trough ripping off Landlords, easy money at more tax payers expense totally unnecessary just remove the cause of all this THE RENTERS REFORM BILL, we want to retain our Customers not get rid of them you morons.
From:
Michael Foley
13 August 2023 10:06 AM
Martin my friend you should know better with your dodge EPC as if our bit makes a difference to the environment. How about one Cows emissions in more ways than one over a year equal to a car doing 33k kilometres. I am sure you can do to mats, so it’s not all about EPC’s saving the environment, don’t mention wars banging away. Maybe change the Cow instead of the car.
From:
Michael Foley
12 August 2023 11:28 AM
No question about it the Result of Removing Section 21, a big pay day for Government but also the creation of the housing crisis what’s that going to cost.
From:
Michael Foley
12 August 2023 10:49 AM
Vibha, you are right not to take a holding Deposit because there is no such thing it was abolished unless you think a week’s rent to puts a stay on your property is acceptable but it’s not its derisory. So you have a liability for a property of hundreds of thousands of pounds over your head and expected to give sway over it to a stranger for a pittance. Give us a break…
From:
Michael Foley
12 August 2023 09:56 AM
Rogue Mayor at it again bringing in ULEZ without a mandate when the Consultation showed 65% were against. Rogue now wants £2.2 billion of tax payers money to deal with housing situation none of his business that his mate other Rogue housing Secretary caused. He should have no problem getting free tax payers money off him. The pretend to be surprised that housing supply stalled. Is there no limits to this free tax payers money Corruption.
From:
Michael Foley
12 August 2023 09:15 AM
Simon my friend it would be great if we were allowed to make our own decisions but that’s not case we are held to ransom.
From:
Michael Foley
11 August 2023 10:50 AM
Landlords selling up have the ability to stagnate or crash the Market and devalue everyone’s home you won’t like that.
From:
Michael Foley
11 August 2023 08:42 AM
Total disaster deliberately caused by one man in particular Mr Michael Gove why is he still in a job. The landlords don’t need incentive no need for Government to do anything only remove the deliberate causes. Reinstate Section 21. Remove Section 24. Make SDLT the same for everyone. Scrap Licensing Schemes or at least Application’s fees should be free if Council’s wants them pay for their own administration, Landlords have to pay thousands in Compliance, everyone wants everything when others pay. Did someone say there’s a Housing Crisis I wonder why ?. Evening Standard might be having a guilt trip after previous Editor George Osborne done endless damage to PRS when Chancellor of Exchequer.
From:
Michael Foley
11 August 2023 08:06 AM
All this EPC thing and ULEZ is expensive and bothered landlords too. One Cow emissions for a year is equal to a car doing 32k kilometres motor drive, (3 years worth) so instead of changing the cars stop drinking milk.
From:
Michael Foley
10 August 2023 22:21 PM
I had 2 Ariston Combi Boilers installed at same time in 2 separate flats. I took out insurance policy on one and not on other, when the insured one broke down a big deal about when he was going to come then had to come back 3 times before it was eventually fixed. The other one when it broke down the private gas engineer came and done it instantly. It was usually the flow switch minor enough if you know how, although once it was printed circuit on insured one. Anyhow I changed both again after 10 years sick of them, with Vaillant Combination Boilers. The difference was I had spent very little the uninsured one, While the insured one had cost me the price of a new Boiler in policy premiums so my money was gone and still had to put my hand in my pocket again to pay for a replacement.
From:
Michael Foley
10 August 2023 19:04 PM
Phillip I agree they could have the lot we are sick of them. I was once in a chain of 7 and I was only one putting up the money other selling to buy, what a nightmare and chain broke 3 times.
From:
Michael Foley
10 August 2023 10:35 AM
Most Insurance Policy’s don’t cover landlords for Contents even though large numbers are let furnished, so why should Tenants be bothered with this extra expense for the little they have. I believe we have Policy’s not worth anything with about seven downloads and more & more exclusions added every year. I seen a nasty one lately would invalidate most LL claim's yet costs several hundreds of pounds annually. As the old saying goes every Insurance policy is the best in the World until you have a claim.
From:
Michael Foley
10 August 2023 08:26 AM
It’s called progress with Technology one of the main causes of homeless pressing buttons inventing regulation’s and obstacles to drive out Private landlords and destroy businesses. I see umpteen Shops and Businesses closed down. It now takes me 30 to 45 minutes to ring my Bank it used to take 3 minutes. Internet is easily the worst thing to happen in my life time everyone addicted. Imagine working from home instead of doing real work ok you only think it’s work pay yourself 100k. What’s your kids watching or sharing.
From:
Michael Foley
10 August 2023 07:51 AM
There are huge numbers of Properties let that has a garden. I can’t understand why more use is not made all weather natural driers. It can rain all it wants but clothes can’t get wet as it has a plastic corrugated roof, well vented at sides, up on stilt legs with plenty of ventilation and drafts. I suppose you know all this if not try a Lennon drier, no electric required but you could finish them off in drier if required.
From:
Michael Foley
09 August 2023 13:03 PM
London Council’s latest figures say they have 170’000 people in temporary accommodation by the Council’s. The number of families in B & B has doubled in the year 2022 to 2023. Direct result of driving out Private landlords in my view. Temporary accommodation is much more expensive than Private landlords. Its too big a price to pay to get rid of Private landlords for their friends Corporate Landlords & Institutions to take over.
From:
Michael Foley
09 August 2023 09:59 AM
Well all the energy saving measures we have taken haven’t shown us any increase in Bank Balance as the savings have been wiped out by increased energy prices. Nevertheless we would be much worse off if the measures hadn’t been done.
From:
Michael Foley
09 August 2023 09:01 AM
Isn’t this back to “Council Housing” ???….
From:
Michael Foley
09 August 2023 08:37 AM
Ah yes another stupid idea from dumb & dumber. No need of a fund to buy from Private Landlords to House people. The Private Landlord’s are housing them already for free. Paying billions in taxes and Licensing Schemes etc etc. Let’s have another Fund from Tax payers to buy them for ourselves and loose all this income Revenue. Brilliant idea how did a group of Councillors come up with that (probably took a master degrees from Harrow, Eton, Cambridge, Oxford, Harvard & LSE to come up with that). Its nothing to do with the Pandemic in the last couple of years as they say but all to do with THE RENTERS REFORM BILL / Section 21 and Section 24 to a lesser extent. So this idea will not House one single person extra as it’s not creating any extra Property but using the same. The Media keeps telling us how Popular the Auction’s are becoming, full of Landlords Property of Course, wake up, wake up.
From:
Michael Foley
09 August 2023 07:46 AM
I had a licensed carrier with a tipper caged transit type truck remove 3 loads lots @ £270.00 a trip plus 5 mattresses attracting a further £20.00 surcharge each. Have you seen that TV program. ‘Call the Cleaners’ they’d give them a good run for their money. Anyway it won’t be possible in the future with sitting Tenants because we will never get it vacant with the Renter’s Reform Bill, so it’s a Bill for dumps & slums.
From:
Michael Foley
08 August 2023 22:37 PM
So it’s nothing to do with providing quality affordable housing that only comes in second place. Its all to with administration, boloney, rules, sanctions, penalties, fines, confiscation Orders, licensing, S24 taxes etc thousands of hanger ons living off our backs, with all those ideas far more important than housing people.
From:
Michael Foley
08 August 2023 20:36 PM
Yes I have always done the necessary to comply. When you have 5 / 6 shares on one Contract there’s usually trouble with one or two from from foreign parts, either they don’t understand or Share codes expired as they don’t last very long , or you are presented with a fist of documents from each, sometimes no cross reference between one and another. So you try and match those up under pressure with all the other documents you are required to give them as well and deal with the Contract, so all additional unpaid work. Then attack is from every angle, several hundred pounds taken morning by licensing Authority from my credit card second 70% instalment of Application fee that’s taken them 15 months to process, they did look for some updated documents weeks ago which I had not a problem but theirs had expired because they sat on it so long, only gave me 7 days to present them but ok for themselves to take over a year. At least they haven’t brought back the death penalty for us yet.
From:
Michael Foley
08 August 2023 18:01 PM
Another savage attack on Private landlords to destroy him. We are not the Police we’ll have share codes where Contracts were renewed, what about Tenancies that existed when those rules didn’t apply. What about Tenants bringing in people behind your back is it just the Landlords that gets fined or is the Tenant exempt if he does same thing, they are not just increasing or doubling the fines but in some cases it increases 10 or 20 times more, our landlord justice system must be seen as a world model not. There’s a difficulty recognising the difference between a lodger, an occupier, an asylum seeker, a refugee or a migrant surely they are all occupiers and which ones are illegal.
From:
Michael Foley
08 August 2023 07:38 AM
As well as altering our property we are going to be forced to have their pets pee & poo. Do they not know 6’500’000. Pets are abandoned every year.
From:
Michael Foley
07 August 2023 17:26 PM
It’s another fake Survey designed to exclude the majority of landlords we have a Business to run not time for messing about with your stupid difficult to do Surveys.
From:
Michael Foley
07 August 2023 14:08 PM
Sell or move in an immediate family member that’s a good one as if they are likely to want to particularly live where you have the property but off to some other area.
From:
Michael Foley
07 August 2023 08:50 AM
We are held to ransom when the only way to get your property back vacant is to sell, fill government pockets and leave the market, therefore we are being forced out. So only if you want to move in yourself or family, what percentage is that rubbish. Landlords are already living in another property or they are not landlords but renter’s themselves. So if they have to move into their Tenanted rented property in order to get it back. What happens to their property that they have just moved out of, same problem they are being forced to sell that one or let to more sitting Tenants. All very deliberate attempts to drive us out if they were concerned about Tenants Rents they wouldn’t have introduced the cause RRB, when the Licensing Scheme’s were too slow at destroying us but driving rents through the roof, surely they are not complaining about high rents that were raised by legislation.
From:
Michael Foley
07 August 2023 07:19 AM
Or charge the car for Nowt and have spare electric to sell to the grid as my brother does for his Nissan Primera.
From:
Michael Foley
06 August 2023 18:45 PM
Yes as I understand it some models to charge at home £7.00 out & about can be £25.00.
From:
Michael Foley
06 August 2023 13:51 PM
I wouldn’t have minded doing the Solar Panels etc on every property but with THE RENTERS REFORM BILL not a hope. They are removing ownership rights keeping rental Tenants installed in our Private owned Property again our Will. So they think I should accommodate them with free energy as well and possibly charge their electric car for free, you are not going to get the best out of anyone by attacking them and Rachel Psychology degree wasted about how the human minds work, she’s well out of touch with Landlords & Tenants she didn’t need any of that just a bit of common.
From:
Michael Foley
06 August 2023 12:33 PM
I know you were lucky at that time and well subsided to have it installed I was in the process and didn’t proceed because of HMO Licensing scheme’s getting in the way over loading me with free cost and work load to useless Government Department’s sitting there pressing buttons making rules that involve no input from them, strange no one mentioning the work load imposed on us for no payment but we are required to pay them for every obstacle they invent. The Scheme back then was pulled.
From:
Michael Foley
06 August 2023 12:03 PM
Catherine, you are not cynical or a conspiracy theorist you are 100% correct and a realist. I have been banging on about this from the beginning of this deliberate debacle. Gove & Co are behind all this and I understand he was involved in writing up all this in a previous administration before getting sacked by Prime Minister Johnson for double crossing him, so he’s not a trust worthy person and not fit to hold Office. It doesn’t say much for Rishi Sunak to have reinstated people like this.
From:
Michael Foley
06 August 2023 10:40 AM
Shane try to stay in. I know the Government wants us out and a big pay day for them if you have any equity in there and a big pull of SDLT from next buyer, then all the Conveyance, legal fees, Estate Agents fee, Surveyor’s fees and VAT on everything, possibly 28% c/gains tax on way out, then if you die 40% IHT of the remnants not much left of a lifetimes work.
From:
Michael Foley
05 August 2023 11:28 AM
Its Mr Gove of Course I wonder if they have nobbled my phone.
From:
Michael Foley
05 August 2023 11:16 AM
The Biggest Problem with The Rental Sector is THE RENTERS REFORM BILL that deliberately caused the Problem do you not understand that, Rachel Maclean Housing Minister only 5 years in Government and we landlords for decades and your Housing Secretary Mr Michael Goy equally inept.
From:
Michael Foley
05 August 2023 10:53 AM
So now we have Propertymark the letting Agents Organisation only around 5 years made up of 5 other organisations all living off the Private Landlords back and now calling all the shots about how everything should be and how good they are, they are so good they have joined up with Nationwide that supports Shelter, avoid them deal directly with the Tenants, they are happy to take our money then ride roughshod over us.
From:
Michael Foley
04 August 2023 19:13 PM
We are being stitched up left right & centre just add Londons Mayors Office the scum of the earth, asking you for your views but won’t allow your views. The have set questions 1, 2 & 3 all of which you disagree with so you can’t press any and the screen goes red, can’t be done it’s rigged if you complete the Survey you have to agree with them crooks, disgraceful.
From:
Michael Foley
04 August 2023 18:32 PM
I can’t understand why S.21 is referred to as an eviction. The Property it let for a Contract Period entered into voluntarily and signed by both parties for a specific period of 6 months minimum to maximum of 7 years. So say if Contact was for a year when the year was up and if the Tenants wanted to stay on and the landlord was happy with that, you signed up for another Contract period, that’s how it was for years, how many scores of times was I required to do those Contracts. S.21 was there for when the Tenants breached the Contract didn’t voluntarily vacate or sign renew a Contract. Using a Section 21 was not an Eviction but a requirement to end the Contract legally and abide by the law, so you attack the landlords for complying with the law. Periodic was introduced in more recent years as a bolt-on but exactly same terms & conditions applied.
From:
Michael Foley
04 August 2023 09:17 AM
Its a continuous all out attack on Private landlords it makes me wonder if the Institutions, Pension funds, Insurance CO’s, Co-op Bank etc are funding this charade for the big boys / Corporate Landlords waiting in the wings to take over from us with all the Government support, incentives and tax breaks they want which is surely what’s going on, get rid of us by every means possible. I don’t see any of those groups or Government attacking Corporate Landlords who’s Rents are 30 / 40% more than traditional Landlords and sometimes double, like well known £2’000 pm for a one bed modular built Flat in Greenford Quays and when the Tenants came to renew after a year they had the gaul to increase it another £200.00 pm, yet not a murmur out of any of those Anti-Private Landlords Groups banging on about us and affordable rents and a cap for us if we still exist.
From:
Michael Foley
04 August 2023 08:05 AM
Robert, because some are in arrears how do you increase in that situation and many others can’t afford it.
From:
Michael Foley
03 August 2023 09:16 AM
Some corruption lies and hypocrisy. The Article says the 46 Mortgage lenders representing 90% of Mortgage’s have signed up to Government’s Charter to help borrowers. Telling us this at the same time the Government is spending £10m to oppose Landlords in Court so that it will cost him £15k to use the Court process to get a Tenant out. So no Control left for Landlords and required to lie to get a license, one of the questions is have you Control of the Property. So much overcrowding and sub-letting going on, caused by regulation’s and licensing Schemes it didn’t happen in the decades before, out of control some are making so much they can well afford to buy their landlords out.
From:
Michael Foley
03 August 2023 06:56 AM
Government to spend £10m of tax payers money that landlords paid them to stop landlords having their Property back its disgraceful. Those Treasonable Policy’s can only have the effect of Collapsing the economy and bringing the Country to its knees, have the Russians taken over, another unnecessary stupid interest rate hike today should speed up the Collapse.
From:
Michael Foley
03 August 2023 04:44 AM
Government to spend £10m of tax
From:
Michael Foley
03 August 2023 04:32 AM
Sandra I don’t necessarily agree why does everyone deserve a roof over their heads and all the rest of it. It depends what they have done to deserve it, if they done nothing they don’t deserve it. I had to get my own and provide for my family its certainly not my duty to House others and been born is not enough to claim entitlement.
From:
Michael Foley
02 August 2023 22:06 PM
Something seriously missing from this Article as there was in Jack Kessler’s 100 line column in yesterday’s Evening Standard about Property Prices falling. They forgot to mention THE RENTERS REFORM BILL a huge factor in the cause of all this.
From:
Michael Foley
02 August 2023 08:49 AM
Some Tenants can well afford to buy and have been robbing landlords since the introduction of HMO Licensing Schemes in 2006, many sub-letting and filling the reduced capacity that the landlords are not allowed to have… The Government must a have a financial debt wish. When Tenant buys they loose all those licensing fees, fines Penalties trumped up banning & re- payment Orders, they’ll also loose the huge amount of income tax that the landlords pays on Rents received from the property, they are like the landlords sleeping partner taking up to 45% of any profit with no input but despise him.
From:
Michael Foley
02 August 2023 08:33 AM
THE RENTERS REFORM BILL is not the solution its the Problem.
From:
Michael Foley
02 August 2023 08:09 AM
It’s rubbish propaganda and here say, if they know there are Rogue Landlords then prosecute why penalise all Landlords. So it’s all about the money grab inventing imagery Rogue Landlords. The definition of a Rogue Landlord is a good Landlord that the Tenant complained to the Council’s about, always pleads guilty as he can’t afford to plead not guilty and pay double the fine. I remember one Council say we always prosecute if the Tenants complains.
From:
Michael Foley
02 August 2023 08:02 AM
Why would Tenants need free legal aid it seems to be an unnecessary cost to the tax payer. When Judges & Tribunal’s virtually always Favourers the Tenants but I suppose they must include Lawyers to allow their get some soft money.
From:
Michael Foley
01 August 2023 23:12 PM
Ken. Ealing re-introduced Selective Licensing in July 2022 for 3 areas of the Borough for another 5 years as they had done for previous 5 year periods although some areas Selected were different, so that should have been it for another 5 years but no Mr Michael Gove moved in on that just months later in the same year and made it Borough wide, some interference and corruption by a Home Secretary.
From:
Michael Foley
01 August 2023 09:47 AM
Another day another attack on private landlords from today 1st August free legal aid for Tenants regardless of status or full of money / not means tested by anti-private landlord corrupt rogue government as long as it destroys private landlords its fine, no doubt some Tenants choose not to buy a Property for various reasons and some Tenants are on income of £60 / £100k pa. We are all unequal before the Law.
From:
Michael Foley
01 August 2023 08:29 AM
The removal of Section 21 is the end of right to legally end the Contract Voluntarily entered into by both parties.
From:
Michael Foley
31 July 2023 10:03 AM
I never seen Section 21 as an eviction notice it was always an end of Contract legal Requirement bestowed on Landlords. Contracts are entered into voluntarily for a specific definite period as per Contract, unless extended by mutual consent week by week or month by month exact same terms & conditions applies. When Contracts are entered into Voluntarily they should end the same way, but because it’s the landlords legal responsibility to end the Contract by serving the Section 21 notice. So what are you complaining about ?, are you complaining that he Complied with the Law.
From:
Michael Foley
31 July 2023 03:10 AM
Its extraordinary that they are making laws to encourage Tenants to break the Law. The Tenant would need to be stupid to Rent from a legal Landlord. When he can rent from a non-Compliant Landlord , encouraged and rewarded for doing so by getting all his Rent back, lived for free, how daft is that.
From:
Michael Foley
30 July 2023 12:39 PM
The other point missed here is we are all equal before the law. Why weren’t the Tenants prosecuted and fined £20’000, for Renting an Unlicensed Property.
From:
Michael Foley
30 July 2023 07:51 AM
Apart from this we have the Court / Tenants scam in Camden where the landlord was issued a Rent re-payment Ordered to 3 Tenants of £28’000. over not having the Property Licensed, reduced on Appeal as I understand it by £8’000. because the Property was fit for purpose. So its not the condition of the property just because Camden Council didn’t get their cut it like gangland pay the Boss man or you can’t operate. The 3 bed Flat was fit for purpose or the Tribunal wouldn’t have taken off 30%/£8’000, nothing to do with improving the condition of the Property for the Tenants as their conclusion statement suggests, proves otherwise by the Court itself by the £8k reduction. It says he didn’t have an Additional license it was my understanding that it would apply to 4 Tenants to have an Additional silly me. Selective licensing was supposed to be for 3 people but if 2 were a couple / 2 households no license required, so it’s changing all the time making it up as they go along for sure. It looks like a modern block but the Rent was extremely high in my view as I have 5 bed licensed HMO’s Houses rented for similar rents. I suppose it what Council meddling does. The whole thing is a big mad rush to drive out or Bankrupt Private Landlords for the Big Corporate Boys to take over as their own Businesses have been destroyed by Internet whether it be Banks closing down Branches or Department Stores hitting the rocks. The Government is throwing them a life line / ours.
From:
Michael Foley
30 July 2023 06:53 AM
Yes we are on a drip until they catch up Covid got in the way and slowed their plans but catching up quickly with different favourable conditions and laws for them as I understand it no need for HMO License if more than 3 in the Block, no Section 24 and Company tax rate about half what we pay that should help them ? to make us un-competitive. Lloyds Bank uk biggest Bank and also the biggest Mortgage’s provider, conflict of interest with its Customers and now can control how much they borrow in direct competition with themselves.
From:
Michael Foley
29 July 2023 09:05 AM
Bricks & Mortar remains attractive to millions of Investors globally he says. Where do you find Bricks & Mortar now we are back to Insulation and Tin Cladding again in West London look around you. The Grenfell affect is wearing off quite quickly at least we got the 48 acres South Acton Estate replace with wonderful Brick Building’s that would otherwise never have happened. It now has to be quick & simple to put up for maximum profit and a quick take over of the letting Business by the Bog Boys, Institution’s, Insurance Companies, Pension Funds, Lloyds Bank Group / Halifax Bank of Scotland, Barclay’Bank, John Lewis etc, all lined up. When were any of them ever involved in Residential Letting’s before ?. So as well as bulk buying Blocks of Flats from Developer’s that has already started, one of 600 in one sweep (your first time buyers that you keep on about won’t be buying any of those). Now they have huge numbers of Banks Branches closing down ripe for Development and change of use to Residential mostly Letting’s. Any pennies dropping yet about what’s going on if not you wouldn’t be much use at cludo. We are being deliberately and systematically driven out and replaced.
From:
Michael Foley
29 July 2023 08:37 AM
Tax & Finance. Well done Jatin, Property Investment and Demographics has Evolved to Zero, has taken Centuries to achieve this point what load of dung and the Article is full of it.
From:
Michael Foley
29 July 2023 07:46 AM
Licensing Scheme’s is the biggest cause of sub-letting in London. Taking control of the Property from the Landlord at the same time restricting the number of occupants he can have. Then the Tenants have all this spare capacity to sub-let while excluding the landlords from the property or Tenants complain about harassment to get landlords slapped down. The demise of the Private Rented Sector is going very well.
From:
Michael Foley
28 July 2023 10:32 AM
Jahan, this is true it gives them a whole lot of extra powers to charge more Fees, issue more Fines, Penalties, Repayment Orders or take Control of your Property and coupled with THE RENTERS REFORM BILL Confiscate your Property. Incidentally in some Borough’s the huge Licensing Application Fee has gone from £598. in 2006 when first introduced to approximately £1600. for a Semi-Detached Mandatory License depending on the number of rooms, also it only covers one Inspection Visit if the Council’s employee with the clip board has to come back you’ll be paying plenty extra.
From:
Michael Foley
28 July 2023 08:21 AM
So Islington is just waking up to the easy money I have had Selective licenses years before now and renewed after 5years as well. Another anti-Tenants scheme increasing rents, why do they hate them so much at a time cost of living Sky rocketing but at the same time pretending to be their friend. 5400 homes targeted by Council for Selective License in Islington @£500. each = £2’700’000. Application fees alone, that’s a big rent increase isn’t it money for old rope if they love Private Sector Tenants so much that they don’t house them , why aren’t the Selective license Applications Free. The landlords has to spend thousands per property on Compliance’s while Councils imposed their costs on others.
From:
Michael Foley
28 July 2023 06:07 AM
What’s all this Ranting about using Section 21. When property is let it’s always for a Contract Period (unless extended by mutual consent on the same basis). It’s always a Legal Requirement for the Landlords to Serve a Section 21 to end the Contract. So why are you attacking instead of praising the Landlords for obeying the Law instead of mis-representing him. The Tenants have the option to voluntarily vacate at the end of Contract but the Landlord must use Court process What this nonsense about it being their home clearly they are Renting, if it was their home they would be buying, can you not understand there’s a difference between Renting and Buying.
From:
Michael Foley
27 July 2023 21:01 PM
Without Section 21 it’s not a Business, we didn’t have to use it very much because it’s there, now look what you have done the very threat of removal caused millions of Tenants to probably have to pay 30% more. Caused thousands of Landlords to sell or switch to airbnb, Congratulations now tell us it doesn’t matter, so it’s not fairer renting but anti Tenants anti landlords Rogue Law for the big boys to take over really. It’s ok for many buy to let landlords that never intended to buy but ended up with the property just the same making a killing in the process. 100% / 125% interest only Mortgage’s all 100% tax efficient. So many ended up with loads of properties even hundreds and some with thousands with no virtual input buy in any Town any condition collect the cream no wonder the Government clamped down. To my mind it’s like they were Renting the property as apposed to buying and subletting it to the Tenants but as property values rose so did their wealth just sell one here and there to pay off others. Of Course some on here too that used Companies, closed some (bankrupt) and opened others that don’t go un-noticed either but quick to knock S.21 they had it soft. They purport that THE RENTERS REFORM BILL is for fairer Renting but actually it’s the opposite and now wants the lie enshrined in law, thanks Ms Rachel McClean Minister and Mr Michael Gove Housing Secretary go to top of the Class for your knighthood. No point in mentioning all those lame duck Charities and anti-landlord Organisations that House no one as well, that will do for now.
From:
Michael Foley
27 July 2023 19:30 PM
I have to agree with Shelter removing Section 21 increases the homeless, how did they know that, Oh they caused it.
From:
Michael Foley
26 July 2023 16:56 PM
They certainly cause shortage of housing I was going to build a 3 storey Town house onto a property I own but refused permission 3 times lost to appeal as well and returned a 5th time under Section, 70a because each Application has to be significantly different to the one refused, although the first one was Brilliant and they hadn’t a clue. However they did give Permission to build 2 No 3 Storey Town houses in the side garden next door in less space to another Builder. That was 25 years ago and cost me thousands even the light calculations cost me £5k that was away above Councils heads. I now thank them for refusing me, if I had got permission I would have Built them work like a Donkey and finance the Build, they saved me all that work and they are the big losers. Imagine 3 Storey Town House in prime location in London rented for 25 years and me a 40% tax payer so that must be about £200k lost to revenue + all the C/tax for 25 years and a shortage of housing. I am delighted that they prevented me from doing it only now to Confiscated from me by Mr Gove to install someone for life that had no input, wonderful.
From:
Michael Foley
26 July 2023 16:23 PM
Darren, most defects with the property are caused by the Tenants themselves. I have never let out the Property with such defects if I had the opportunity to have things right prior to letting which is now being removed with Permanent Tenants in Place. Most Defects were caused by legislation / 2015 De-Regulation Act encouraging Tenants to damage the Property to avoid eviction Shelter will know this they caused it when they failed Sarah Tethers Private members Bill. Last week I had to repair a Ceiling in room under bathroom due to misuse. They kept complaining about a non existent leak. I had to fix ceiling, bond & skim because it was that type. Low & behold they said the leak is back so I went there again and a guy comes out of bathroom just after having a Shower with curtain hanging outside the bath.
From:
Michael Foley
26 July 2023 09:37 AM
Shelter, must be very pleased to be the root cause of increasing numbers of homelessness by pushing for removal of Section 21 the very foundation of all Private Letting before which there wasn’t any. I don’t expect them to know this as they are not Landlords and don’t supply any housing just Charity Status to sit on the sideline criticising those who do. Mr Gove I hope you reading those Articles and you being The Housing Secretary in charge of the worst housing crisis ever created in no small way by you and your lame duck anti-landlords Organisation’s,
From:
Michael Foley
26 July 2023 08:00 AM
Mr Michael Gove is the super cause of unaffordable housing and Homelessness, no stopping him just make it the Law of the land based on lies. Just add Mr Sadiq Khan another one or CEO of Coutts Bank on £5m, if they may mistake give them a further big pay out, can we not have any proper people in charge anymore ?.
From:
Michael Foley
26 July 2023 07:33 AM
Good over half rental properties would fail new EPC Regulations. That’s great news then they can’t be let out, go and find somewhere else to live you leaches. Confiscating owners Property and removal of all his rights in-perpetuity. What’s happening to the Justice System (O’ forget that) take the ownership rights for the person who scripted, saved & worked all the hours under the Sun to buy the property while paying taxes. Give it to the person that just wal-in, maybe never worked just had sex, even the Birds provide a home for their own young except Cuckoo are they all Cuckoo’s
From:
Michael Foley
26 July 2023 07:02 AM
Not much point in commenting no one in Authority talking a blind bit of notice of us, they have deliberately caused the Housing crisis to destroy Private landlords and replace them with Corporate landlords. All in Flats in densely populated areas only to make a killing with high rise modular pre-fabricated unit’s. The Government, media /ITV & LBC have continuously miss represented Section 21 by saying you can get rid of Tenants at anytime which was never true. There was always a Contact that both Parties signed up too, minimum 6 months maximum 7 years. So everyone knew exactly where they stood, they were guaranteed a Place for Contract Period that they signed up for, whether it be 6 months or years that they took the Property for if no serious breaches. I never know a landlord to evict during Contract Period and landlord had always got to go through the Courts process hugely expensive. However in more recent years Periodic codicil was added to extend existing Contact by mutual agreement month by month or week by week depending on how often your period of payment was. It was never the case get rid anytime you wanted thanks for misrepresenting us. Mr Rogue Gove now talks of a fairer Renting System where one party that doesn’t own the Property can walk away at anytime with only 2 months notice (but that will mean at anytime since landlord is made powerless). The other Party that owns the Property cannot end the Contract at all and held to ransom in perpetuity, although you can get rid of the occupants by selling the Property and Bankrupting yourself and putting yourself out of Business permanently (some choice), how fair is that ?, if you haven’t the Property you are out game ball.
From:
Michael Foley
25 July 2023 22:01 PM
Jo. It’s not 15 minutes for me it takes hours even nights a huge cost, inconvenience, disruption damage to the Business. We had none of this crap for decades before Computerisation. Its not helping Landlords or Tenants often bars them from getting the property especially with all this referencing and share codes. Say 5 Sharers come from some part of the World and all don’t have Share codes or some not valid because they only last 30 days and have to go through the nightmare again, probably loose the property. There is no such thing as a holding Deposit / equivalent only to a weeks Rent allowed by law, why would anyone compromise their property for a ridiculous rule and I gave up taking Deposits anyway courtesy of Shelter in 2007, that’s as big a black one, as Khan’s one about ULEZ plastered on the back of 245 Double Decker Bus saying 9 out of 10 cars in outer London are Compliant when you can plainly see it’s not true, he wouldn’t make much money if 90% are Compliant ?. Anyway it’s ok for you Jo with your academic skills for want of a better word, none of this boloney is helping us provide better quality affordable housing but one obstacle after another. I would like to see how those digital academics would preform with the real material aspects housing. So sorry for ever been a landlord and another £45k gone to revenue yesterday despite the big lump other half they got in January to keep the doss, come on now step up how much did yee pay.
From:
Michael Foley
22 July 2023 21:08 PM
Yes I think a few more than 5 as well as the annual gas check you’ll need to annual Service + monoxide detector The 5 year DEICR, annual Fire Alarm system Cert’ the Emergency Lighting annual Cert’ oh I forgot maybe you haven’t got them so you’ll have to pay to install, you probably won’t have fire doors already either so they will cost you a few hundred quid each door by the time you have them fitted with frames upgrades , stops and seals a load of expensive ironmongery, hinges special security locks but openable from side without a key / thumb screw in case of fire, so probably times 5 to 6 doors for your standard Terrace House if your a landlord you can paint them yourself because your time is considered nothing. This will be required if you need a HMO license which is becoming mandatory all over the place spreading like wild fire. Oh how could I forget there will be a Licence Application fee for anything up to £1’650.00. per Application non transferable. So a few more than 5.
From:
Michael Foley
22 July 2023 13:31 PM
Henry S. The stock is coming we are being replaced rapidly this is the whole idea is behind the turmoil. About 20% Build to Rent already completed, some buying existing 600 Flats in one go. Lloyds Bank UK biggest, owned of Halifax, Bank of Scotland and UK’s biggest Mortgage lender aim to have 10’000, by end of 2025 just around the corner increasing to 50’000 with-in 10 years. John Lewis doing 10’000 over Waitrose store’s, M&S 10 storey on top of Shop in Hammersmith. Barclays, Insurance Companies. Pension funds etc the list is massive.
From:
Michael Foley
22 July 2023 12:46 PM
Ferey, that’s great to be able to acquire the Service’s of a Solicitor no such thing in London they are upon a pedestal, think they are God’s gift and that much above you. Dare you to go and see them it will thousands for almost nothing, a junior member of Office Staff will see you, they’ll be 2 layers of high ranks above racking it in. Ah yes they have a high bar governing body. Bolton was a fantastic place in the mid ‘60’s when we got all Structural Steel Fabrication’s from Watsons, a great Company since swallowed up by a new comer, for £2.5m away under value the way I see it.
From:
Michael Foley
22 July 2023 09:07 AM
Sandra you got that right we bought the Property but we didn’t buy it for you, (give me one ).
From:
Michael Foley
21 July 2023 10:34 AM
Very good you conveniently ignored the elephant in room the property confiscation Bill, not even a mention of Section 21 the very foundation of all Private Letting’s and still you want to ignore this fact you are so dishonest. The Political Parties got a good fright last night and rightly so. Time for Gove, Khan and MacClean to go, the ULEZ and Housing problems they deliberately caused. There are bigger health problems than air, with computers & takeaways people so much over weight it’s ridiculous.
From:
Michael Foley
21 July 2023 06:54 AM
Martin, £75. Is a lot for having your property down graded from a ‘C’ to a ‘D’ when the Digital Clown accessor from University with his laptop and degrees coming out of his ears, won’t count the Cavity Wall Insulation that was counted 10 years previously and done by Government Contractors under the Government Scheme is that not cast iron proof. There is no redress or any means for the Customer to rectify and I can’t have it done when it’s already done
From:
Michael Foley
20 July 2023 20:24 PM
Ellie exactly right any data on how many letting Agents were there in London for instance prior to 1988 Act ?. They are quoting data about every aspect of letting where are those figures ?. I know it was only a handful altogether unlike now at least a dozen in every Borough how much employment, tax and wealth has that created, so kill the goose. There was only one main of any significance before 1988 and that was ANDREWS and now we house 11’000’000 do the Council’s want to house those themselves / where ? They can’t house what they got ?
From:
Michael Foley
20 July 2023 14:50 PM
The point that’s missed here completely is Section 21 is very seldom used contrary to popular press. We don’t have to use in the main because the Tenants knows it’s there, take it away at your peril you’ll soon see what happens next when a landlord has no control over his property.
From:
Michael Foley
20 July 2023 10:55 AM
Nick Slape should go, Polly Neate should be quiet with her soft job handed to her all those years ago now, started on £126k back then when Colin Robb was moving to even greener pastures. Charities have too many soft stepping stones. I have been a loyal Customer for over 50 years of Co-op Bank & Insurance member when they done Insurance properly unlike now what ever happened there. I will have plenty more to say about this I can tell them a few facts about being an ethical Bank. Busy today.
From:
Michael Foley
20 July 2023 06:50 AM
Franklin my friend there’s a problem here. The first Licensing Scheme or Consultation didn’t take place in 2012. I have 4 Properties HM0 Licensed since 2006 and they weren’t 3 Storey either. Prior to this there was 3 fake Consultation (1) Southall (2) Ealing Town Hall (3) Acton former Town Hall, following The Mayhew Report lame duck man from ‘York’ which seems to be root of all rubbish place, anyway he told us what was going to happen and didn’t take a blind bit of our views. So I had the one’s that required licensing licensed since 2006, re-licensed in 2011, 2016, 2021, Original licensing Application fee £598.00 in one hit, escalating to today’s fee to approximately £1600.00 to include the add £50. a room space on top but take in two fees / 30% on Application further 70% taken on issue of license takes up to 15 months but Mandated to your payment card which they take automatically when they are ready. So I am especially feeling done by when others haven’t even been required to do one, my Rents are very low while other parts of UK are making 15% returns not 3 or 4% on property purchased of below £100k in many cases, Slainte.
From:
Michael Foley
20 July 2023 04:11 AM
Andrew wouldn’t you expect a Scotsman to be able to spell Whiskey (Whisky), then again if they copied it from Irish it’s easy to get it wrong. Bush mills 1608 Irish and Worlds oldest. Kilbeggan Distillery 1757 (Irish) Glenturret 1797 (Scotts)
From:
Michael Foley
18 July 2023 19:56 PM
Jo, should be Housing Minister she knows the Business backwards and be fair to everyone not like those clueless Ministers. My problem is I didn’t retire and most of my friends that did passed away a lot sooner you don’t get away with doing nothing. I’m on 3rd storey roof today with hot bitumen so no time for responding.
From:
Michael Foley
18 July 2023 11:00 AM
What a load of old tosh are those clowns from cloud cuckoo land. So long winded yet left out the other half of the data, how much did landlords pay for the property how many billions is that. How many billions do landlords pay to lenders and Mortgage Companies annually or would you like to count to 2030. How many billions do landlords pay in maintenance and refurbishment costs every year. How many billions do landlords pay for licensing, Regulatory & Compliance work. How many billions do HMRC take from landlords in Taxes, SDLT and VAT every year. Did you mention this ? keep bleating on about rental figures as if it’s all profit and didn’t count our massive costs, expenditure and debts.
From:
Michael Foley
18 July 2023 07:12 AM
So many groups full of sh*t where does £15b come from, the tax payers already over loaded. So take all those renting away from private landlords and house them under the arm of Social housing ? no extra people getting house. The billions of Landlords tax receipts would be missing Councils don’t pay 40% / 45% tax if we didn’t have to pay tax we could under cut housing allowance. So many Charities very charitable with our acids no input of their own its what everyone else should do. A nice level playing field discounts and subsidised all around so the licensing Schemes that can go immediately, do you loose those billions as well. Reinstate S.21, Scrap THE RENTERS BILL now the root cause of unaffordable housing, it was affordable before this nonsense Bill put forward by Gove.
From:
Michael Foley
17 July 2023 07:49 AM
Robert thank your lucky ⭐️ ⭐️. Good luck but can’t see 1880’s house with no cavities obviously getting a ‘C’. Some are digging up the ground floor to put insulation underneath, laying concrete floors over and gift rapping the exterior, are you relative of Martin, (do the lotto this week).
From:
Michael Foley
14 July 2023 22:30 PM
sad, that’s an easy one to answer. Sadiq Khan for example 60% voted against ULEZ even though he spent £160k targeting a section of the community that he thought more likely to vote for it, notwithstanding that over another 4’000 votes that were against put to one side and not included. So the answer is easy if you don’t win the Consultation bring it in anyway. Same goes for HMO license Consultation ask the general public who have no input to get the answers you want.
From:
Michael Foley
14 July 2023 08:46 AM
Mr Twomey the extra Section 21 Application’s you are referring to in the Summer are a direct consequence of THE RENTERS REFORM BILL that you want forced-in. So there you go there’s the evidence to scrap the Bill now before more damage is done, thanks for that.
From:
Michael Foley
14 July 2023 07:45 AM
Mr Twomey so 11 million renters are housed by Private Landlords, you are making a lot of claims and figures don’t seem to be any obstacle for you. So please tell me how many the Private Sector Housed before the introduction of Section 21 the very foundation of all private letting ?. We are providing quality accommodation for renters at very affordable rents in the main. Say where I house dozens in London where all my properties are Licensed and 5-6-7 persons share the house they are paying about £100.00 pw week each this is cheap living and has helped several to put down roots but not in my property that you want to do. They have bought their own property then started their family on several occasions. The problem is people are ahead of their stations and want to run before they can walk, putting down roots first before having a place to live. Mr Twomey how many do you house or do you house more than Shelter.
From:
Michael Foley
14 July 2023 07:34 AM
Some nonsense or course the fat cat Banks will survive no need for a stress test. How can they fail if they get in trouble we bail them out like last time if a landlord fails he will go to the wall.
From:
Michael Foley
14 July 2023 06:58 AM
But, but, but half the Portfolio / Estate will go to pay tax and the tax has been paid over & over 👍
From:
Michael Foley
13 July 2023 15:46 PM
Nick. Selling is not an option for older Landlords and well the Government know it that’s why they put it in there. Another big pay day for them with 28% Capital Gains on inflation mainly all the other fees from the transaction plus 20% VAT. The bid SDLT from new buyers. Then when we kick the bucket just around the corner another 40% inheritance tax that’s 68% ignoring the fact I have been paying tens of thousands of tax annually for decades on it already. No exit Plan allowed show me otherwise ?, even not allowed to give it away and don’t tell me about the 7 year rule nonsense, even to put some in trust for grand children not allowed you pay tax on money and tax on it (property or money the same) going into trusts then pay someone to manage the trust but if you die in 3 years it all comes back into your Estate again for Inheritance tax purposes and the tax you paid is washed away at lost. So sorry for ever been a Landlord what for, the taxes paid the Sacrifices made the Holidays missed and the 7 day a week worked just to be classed as Rogue’s by lame ducks, Criminalised by Authorities and robbed by Councils. Incidentally it’s our Anniversary today 49 years married don’t know how she stuck me, yes it’s a woman.
From:
Michael Foley
13 July 2023 15:27 PM
Ellie same as that I was NHBC Registered Builder from 1974 , you just can’t join that it has to be work based over seen inspected and passed on completion but Tenants would prefer you to get some one else in to do it to slag you off exaggerate and inflate the job, anyway we are now required to do Accredited Courses to learn how to do it, next a redress Scheme and an Ombudsman plus be licensed and pay every lame duck a fee but we were doing it before they were born or their Computers invented.
From:
Michael Foley
13 July 2023 13:28 PM
Ellie. Exactly that’s where I stand its property confiscation you can’t operate under this duress, What’s the he point in letting the property with no security, what use is a guarantor with no Contract period are they going to guarantee you for a day or a lifetime.
From:
Michael Foley
13 July 2023 10:14 AM
Simon my friend we older long term landlords don’t have that option. Sell now and pay 28% c/gains tax on our life’s times work, even though we have paid tens of thousands every year for decades, die in a few years another 40% taken out of the remnants of whats left of your Est’ that’s 68% so we are held to ransom no exit plan allowed, don’t worry the Rogue’s Council’s will send the staff out when ever they feel like to fine you £20 / £30k in the mean time to keep them in free living.
From:
Michael Foley
12 July 2023 21:05 PM
Renter Reform Bill not the Solution but the cause of the Crisis.
From:
Michael Foley
12 July 2023 09:25 AM
I seen one all newly done up selling last year for £800k but fell through and 2 more times now have fallen through again @ £650k. This one is worth the money every thing done brand new, kitchen,bathroom, wiring , heating, insulation, EPC C, its not the property at fault it’s the buyers finance. He’s a builder who bought to improve not a landlord I think he is on a hiding to nothing.
From:
Michael Foley
12 July 2023 08:46 AM
So if you are struggling speak to your lender, speak to your lender with your 40 year Mortgage’s. Suppose you are a Tenant struggling they are not told to speak to Their Landlords, that’s not a problem ride roughshod over him and introduce Eviction Bans. There is no Ban on Lenders Charges, time for Hunt & Gove to go with their Treasonable Draconian policies.
From:
Michael Foley
11 July 2023 21:08 PM
So Council would like landlords help while going out of their way to destroy us. Jeremy Hunt Chancellor another clown on the Martin Lewis show. Promoting The Renters Reform Bill, what can we expect a medical in charge of Finances (we are nice to him just because of his medical connections), he thinks lumbering landlords with Eviction Bans is the answer the Moran.
From:
Michael Foley
11 July 2023 20:44 PM
I had turned that over in my mind, no one is going to guarantee some one for life ?.
From:
Michael Foley
11 July 2023 16:03 PM
Obima ibe, you didn’t win because your a law student, you won because you were a Tenant, not saying who is right or wrong but when did anyone give the landlord the rub of the green. I don’t take deposits since they were taken away by Shelter in July 2007, unless the Tenants insist believe it or not I have had that too.
From:
Michael Foley
11 July 2023 15:55 PM
I seen that new Development were supposed to be so much affordable and some part rent / part buy got extra flats in there because of that. When the Development was finished none of that, the Developers gave Council £800k compensation to scrap that and now control the whole Block a bargain. This is no one off I have seen other cases as well.
From:
Michael Foley
11 July 2023 12:58 PM
Just scrap the Stupid Renter’s Reform Bill now, how many thousands of landlords has it forced out, how many thousands more were forced to switch to AirBnB, how many renter’s has it made properly unaffordable for, how much shortage and homeless has it created. Scrap the stupid Bill, far too much damage done already and it’s not even law yet. Mr Michael Gove have all this on his head not fit to be a Member of Parliament.
From:
Michael Foley
11 July 2023 11:31 AM
Will there be any work place left, they have done so much of those Conversions with Office Buildings & Head Quarters already, many poorly done, 5 such Blocks of Offices with-in a few hundred meters of Hanger Lane Station, one had 3 storey added formed with Tin Cladding what an eye sore and I seen one for Sale with an EPC ‘D’, is there nothing else left in the Country only Residential. Where are the jobs coming from when all this madness stops ? as well as having a place to live they’ll need something to live on, the private landlord robbery scam will have dried up.
From:
Michael Foley
11 July 2023 07:59 AM
Why did Government make Private Property unaffordable adding thousands of pounds cost to every Rented Property to fill their own pockets while pretending to be Tenants friend.
From:
Michael Foley
11 July 2023 07:32 AM
It doesn’t matter where was our template to save S21 without the foundation it’s not a business.
From:
Michael Foley
11 July 2023 07:27 AM
The replacement Cert’ seems to cost the same as having an Accessor around to do it, about £60.00 l
From:
Michael Foley
10 July 2023 21:52 PM
AJR. The problem arose because of their policy of sending it to the Property, Tenants don’t always pass on post if indeed it ever came, same Policy as now when I tried to get a copy of another one off CIGA when they insisted to send to wrong address so I told them forget about after agreeing to pay them their fee. I believe it was 2012 and the 4 big Companies doing the work didn’t issue the Certificate’s and went out of Business Shortly after making a killing. Some are still in Business under a slightly different name but denies all knowledge of previous. A separate Insurance body were supposed to issue the Certificates, the Contractor’s shouldn’t have got paid without notifying the Insurer that the work was completed and verifiable.
From:
Michael Foley
10 July 2023 20:42 PM
Sorry my mistake that was only one side of the road, the other side has a different post code so there’s 40 with expired EPC’s.
From:
Michael Foley
10 July 2023 17:10 PM
Without a current EPC the phone done me again.
From:
Michael Foley
10 July 2023 16:42 PM
Robert I think it will more onerous now he has a kind of set a precedent for me, the next guy is going to look at what he done, better if I never applied wasting time, money and inconvenience trying to get Tenants to open doors. There are thousands of properties let with a current EPC, I see 14 on just one Road alone where mine is up to date.
From:
Michael Foley
10 July 2023 16:39 PM
Robert, yes all that was tried even again weeks later until I am ready to explode. He says he has been back to the Board and they won’t accept (who ever they are).
From:
Michael Foley
10 July 2023 12:21 PM
Tricia. I explained all that to him and offered to drill a hole or take out a brick there & then but he said it wouldn’t count without Certificate. What a nonsense there are limited holes as its the more expensive Polly Bead type that’s easier to install, they blow it in, it fills every nook & cranny even around and under windows where the blown fibre type often get stuck leaving a void.
From:
Michael Foley
10 July 2023 10:38 AM
Regarding the tax I can’t remember when I was a basic rate tax payer and not because I was making loads of money but the reverse. I never had an interest only loan, they were always repayment loans which meant I was paying tax on the repayment even though I always struggled because I was paying tax on money I didn’t have it was already gone to the lender, like Section 24 now so spare a thought I have been disadvantaged for decades.
From:
Michael Foley
10 July 2023 09:58 AM
Ian. I know exactly what you mean I seen flats in same estate identical properties getting different ratings. I have a Terraced House with cavity wall insulation and other improvements incl’ new DGW, loft upgrade etc, which had a ‘C’ for 10 years the Assessor this time gave it a ‘D’ wouldn’t accept the Cavity Wall insulation that was done in 2012 by Government Scheme as I don’t have Certificate. CIGA and other have no record or no longer in Business. I am aware owner occupiers who are selling have no problem getting a better EPC than a landlord, maybe I shouldn’t say such things.
From:
Michael Foley
10 July 2023 09:44 AM
He raised the wrong issue the uncertainty and nervousness is about The Renter’s Reform Bill. It hardly matters about EPC’s when that Bill has removed your ownership rights and you are lumbered with Sitting Tenants & Sitting shi..ing dogs. I know there is a difference between London & North East in London lucky to get 3 / 4% return and hammered with Regulation’s but in the North East they escaped the bulk of our Regulation’s for years and enjoy a 10% return. 70% of landlords are basic rate taxpayers was that before or after Section 24 ?. Anyway god help the other 30% paying 40%, 60%, 45%, what percentage of the population don’t pay any tax but are recipients. I don’t know about fat Cats but there’s a pandemic of fat people it’s unbelievable, you don’t get it from hand work, you get it from Computer’s & Takeaways. Mr Michael Gove says he has a whole Department working on a way forward, now the solution is easy just scrap the Department.
From:
Michael Foley
10 July 2023 05:50 AM
Imagine scrapping modern diesels after only just 6 years, did they not know this 6 years ago when they were Building them and if not they are pretty stupid, anyway if you pay £12.50 per day no problem pollute away. How much energy will it take to produce an electric replacement car with a mountain of batteries and the problems disposing of those batteries later what a waste of resources, notwithstanding the energy for scraping & disposal of the existing one’s that have at least another 10 years of life left in them, why not take advantage of that as you already have them, its very poor management & planning.
From:
Michael Foley
09 July 2023 17:12 PM
Jo.I agree with a lot of it but I know you at right the big boys will pick the cream. I don’t agree there is the shortage they would have us believe. HMO Licensing is responsible for a Lot of homelessness, for years I seen great big houses without a license, they preferred to let to 4 and no licence, probably why they now want Selective licensing Borough wide. So many Properties under use because of the interference. I could house another 20 across my portfolio if I let rooms, they are HMO licensed, say 4 renting a house that is licensed for 7 and that’s saying something. Why did they deliberately drive out Landlords with a whole raft rules, regulation’s, fines, penalties, re-payment Orders, Confiscation Orders, one sided Tribunals, S21, S24, double SDLT, licensing, 45% tax, EPC’s, that don’t apply to home owners of identical adjacent houses their emissions don’t count. London is particularly targeted most probably getting 3 / 4% return. Where as in the North East when I spoke to a big LL from there he gets 10.5% return and up to now didn’t have our regulations or licensing. I said it’s ok for you. you can get 4 properties for the price of one in London he said you must be joking I never pay more than £150k and my usual spend is £80k make what you will of that.
From:
Michael Foley
09 July 2023 13:39 PM
Paul is certainly right about PRS having a Radical change this is the whole idea. Private Landlords being driven out for Big Boys to take over, this is what’s behind all the Regulation’s and Compliance, they at not worried about the Tenants or they wouldn’t have brought in all those spurious requirements driving rents through the roof. Lloyds Bank Uk biggest Bank owner of Halifax & Bank of Scotland moving in rapid to lettings and have engaged Barrett for one lot. They aim to have 10’000 properties to rent by end of 2025 and that’s only around the corner, worth £4b and generating an income of 300’000’000, annual profit. By 2030 they aim to have 50’000 properties, just add John Lewis’s 10’000 Flats, so when were they ever involved in Residential Property lettings. What about all the other Companies that I haven’t mentioned moving-in to letting. Landlords my friends it not your fault, compliance, the quality of your property or the rents you charge, Its a complete stitch up and don’t forget the conflict of interest, you’ll be borrowing the money from them haha,ha.
From:
Michael Foley
09 July 2023 10:04 AM
Well now they need another law because of the first wrong Law they made. The Removal of Assured Shorthold Tenancies installing Siting Tenants & Sitting Dog abolishing what’s left of the 1988 Act causing thousands to switch to AirBnB or they wouldn’t need another New Law. I suspect some will be Sitting Tenants but on the Street.
From:
Michael Foley
08 July 2023 18:22 PM
Ok I am not against using an Agent but it has to be reflected in the price. So I rent a 2 bed Flat for £1200. pm, x 12 = £14400 x 12% = £1728 + 20% vat = £2’073. Soy £1200. pm is now is £1’027. for 2 bed Flat, you can’t rent it for same money as when you self- manage. What about the maintenance / up grades and the huge amount imposed by Council Regulatory Compliance, Licensing etc. No the whole Business is a State Sponsored Collapse of PRS.
From:
Michael Foley
08 July 2023 12:08 PM
Ellie ,well said. Martin, you haven’t a clue about EPC with your one sheet of plastic over complete window as you informed us before. Paul, my friend what has happened did you take something. That’s very long winded over 150 lines to tell us what ? never mentioned the Big Boys taken over the root cause of the crisis. No mention of Mr Gove The Housing Secretary the main instigator of the Homeless and the cause of landlords to exit, no need to mention the result of this is a shortage and Tenants Rents up 30% but he is the Tenants friend, just how stupid do they think people are.
From:
Michael Foley
08 July 2023 11:46 AM
Agree I was called yesterday to deal with maintenance issues, you won’t believe the kind thing she wanted. 5 No. window handles broken between 4 different rooms ? never in my life did I break one. She said seals were falling off the double glazed windows but when I examined the window the manufactures seals were still in place, some one had stuck another self adhesive seal around the opening and this is the one falling off. Last year she got a Zanussi Cooker hood she now wants that replaced it’s dripping with fat but it’s ducted to outside, She was for ever complaining about the Boiler when was Serviced every year & only 5 years old, Anyway I got her another new one so she can shut up about that. All those Rogues in Parliament have a lot to answer for, giving ammunition to Tenants completely unjustified.
From:
Michael Foley
07 July 2023 17:50 PM
Nick, very good if we lived in a Democracy we would get advice and legal help as well not all one sided. I see recent local Elections only one third to a quarter bothered to vote so three quarters don’t think there’s any point, no mandate. Everyone should be required to vote it’s not Democratic with three quarters are excluded. It’s a Legal Requirement to Register to vote so why not one step more and make it a requirement to vote. They are are very adapt at making steps for Landlords so why not one step more for Voters.
From:
Michael Foley
07 July 2023 15:32 PM
Peter S. my friend yes that’s a possibility but it don’t bother me. I was down a 54ft shaft putting a sewer under what was to be the Kings Tunnel in L’pool in the ‘60’s, water pouring down but never mind all that the Union was having a strike, it was normal for them, nothing to do with me but it didn’t stop them chuck bars of steel down the hole so I had to go home, it’s a bit like the dog in the hay he can’t eat it himself but don’t want the animals to have it either. Peter it’s getting a bit late in the day so boxed up is probably the best way to repatriate me now.
From:
Michael Foley
07 July 2023 13:16 PM
Spare a thought my grand mother was the youngest of 18, yes they had running water from a mountain stream, no electricity, no gas portable or otherwise, no Benefit of any kind, had a very small holding, grew virtually everything they needed to rear their family, yes they had hens, turkeys, ducks, goats, pigs a cow & a Donkey, The pigs were their meat no fridges/ freezer’s obviously the bacon was salted / cured in a barrel, they baked all own bread, had a sowing machine & Taylor skills to make clothes for kids. Lived in a three bed Thatched House, the open fire was the cooker and central heating. There was no Bathroom or toilet, the stream with ice cold water had a water fall / spout all the babies bottoms were efficiently washed there. The lights were by candles, the rooms were so dark because of the windows been so small 50c x 40c due to Colonial past where the had to pay taxes according to window sizes, so they were taxed on day light. Come on now with Placards & Benefits you don’t know you are born.
From:
Michael Foley
07 July 2023 09:57 AM
Frank. What can I say we are being targeted and wronged. I am sure first time buyers could buy if they went to the North East where property doesn’t £450k for one house, you can buy 3 houses there go that or a Flat below £100k, I have that from the horse’s mouth / guy’s doing it & have a 10% return. London is out of the question with a Semi on the outskirts costing 600 / £700k with return of 3 / 5%, and a continuous target by Government / local Authorities and Taxman plus every other lame duck Organisation having a pot at us who house no one and far more thought of them than landlords.
From:
Michael Foley
06 July 2023 20:26 PM
Rents soars and availability of high rise Flats increasing by the thousands rapidly in London. There is no need to ban them from housing Benefit Claimants or universal credits it’s automatic. A one such one bed Flat in this huge complex in Greenford last year rented for £2’100. pm on renewal this year increased to £2’500, pm. Good isn’t it I have one bed Flat very near by but better positioned for multiple Shops, adjacent to 2 Stations / over ground & tube with parking + outside space rented for £920. pm, is that why we are enemy No.1. Give us a break one day Mr Gove one day says Private Rented Sector is vital, the next day the attack is back on, he got nobbled brought back into line by the Big Developer Boys & Institution’s overnight.
From:
Michael Foley
06 July 2023 08:49 AM
What’s the point in Reference Checking and Bank Statements of potential Tenants if you are forced to House them regardless .
From:
Michael Foley
06 July 2023 08:10 AM
So Mr Michael Gove wants those 8’300 Private Landlords to House people they don’t want. This is Private Property not Social Housing do you not know the difference.
From:
Michael Foley
06 July 2023 07:53 AM
S.24 is a rent cap many landlords can’t meet their commitments especially with the high interest rates, how do you share a debt. Nearly every thing you suggested for My Bird could equally be applied to Mr Gove.
From:
Michael Foley
05 July 2023 20:07 PM
Yes Ellie and we were allowed to have 4 persons in a 2 Bed Flat / 2 couples = 2 Households in the HMO (2 persons =one household).
From:
Michael Foley
05 July 2023 09:42 AM
Hardly surprising with Mr Michael’s Gove’s stupid attack on Private Landlords. Mr Gove comments in Landlords Today’s Article yesterday is laughable, where he tells us Landlords are vital to the Private Rented Sector Stating the Obvious. We are to Private Rented Sector and always have been, but now he wants to topple us for his Corporate Friends to take over and that’s what has been a leading factor in all the mayhem and Homelessness directly caused by him, one man destroyed thousands of lives with Rent Reform Private Property Confiscation Bill why is he still in Parliament he was previously sacked for back stabbing so to speak. So this Article yesterday of the 5 drew an enormous reaction and comments. 3’533 read, at least 61 Commented all against The Housing Secretary as far as I can see, so he’s completely out of touch and has no Mandate to interfere and change PRS with no backing of 2’600’000 Private Landlords who Supply and own the Private Property. Further to the 61 comments approx posted yesterday, attracted another 445 people given thumbs up agreeing with those comments when did that happen before ?. 2 Actually got 27 approvals well done Jo & Adrian. By comparison another one of the 5 Articles yesterday’s about Analysis of Regions & Snapshots of the Private Rental Market got Zero Comments. Mr Michael Gove you have a lot to answer for destroying people’s lives.
From:
Michael Foley
05 July 2023 07:10 AM
I’m at the Landlords investment Show today at old Billingsgate, London Bridge, well attend by hundreds no doubt and several Seminars about various aspects of Buying & Renting. Mr Paul Shamplina gave his take on what’s happening and I agree with most of what he said but usually at loggerheads with him. Mr Ben Beadle of NRLA was another one of the panel, spoke quiet a bit about various aspects of Renting & the loss of Section 21, everyone agrees its wrong to Remove it so why do it. Well we know why it’s to drive us out courtesy of Mr Gove. Later Mr Ben Beadle gave another Seminar solo on the Renters Reform Bill and how it affects landlords, which was very good. However the whole meeting missed the point completely, have us questioning ourselves and debating with others about the irrelevant Renters Bill, the reality of the economic and housing crisis was not addressed at all. We are being driven out of Business by Mr Michael Gove and Replaced by big Corporate Landlords & Institutions, like Lloyds Bank buying hundreds of Flats in one go from the Developer when were they ever involving lettings ?, same goes for John Lewis’s, Barclay’s, Pension Funds, L & G, Avivia M&S etc it’s all being carved out for them to take over, no Section 24 for them and in most cases no HM0 license required + their rate of tax is half and their Rent are double. Who would call that fairer Renting, for example I have a one double bedroom furnished Flat in Greenford with parking & outside space minutes for Tube Station let for £920. pcm, a New build one bed high rise modular Flat much further from Station was let last year for £2’100. pcm, this year on Renewal it’s went up to £2’500. while I didn’t increase mine at all. All in All today was a stitch up squabbling between ourselves while the real issues weren’t addressed at all. Sitting Tenants & Sittings Dogs, Permanently installed Tenants as long as they want, but can p off at any time they like, and Landlords excluded from any rights to his own Property, shall I go on……
From:
Michael Foley
04 July 2023 16:37 PM
Catherine Wright, you are so Right exactly what I have been banging on about, you hit the nail on the head everyone take note.
From:
Michael Foley
04 July 2023 08:27 AM
Thousands of Flats going up now offered on Shared ownership, if people are stupid enough to fall for this nonsense they’ll be missing the Private landlords.
From:
Michael Foley
04 July 2023 07:54 AM
So the Bill is totally flawed whether it’s 6 months notice or a further 12 for existing Tenants to become Periodic / Sitting Tenants and Sitting dogs, where is the option for the landlords to get out and hand them Their Property back vacant no questions asked ? never mind if its for your granny’s brothers cousins uncle, just hand it back vacant on that day it s none of your business what we do with it with your confiscation orders.
From:
Michael Foley
04 July 2023 06:49 AM
Is this Clown of a Housing Secretary for real with his Renter’s De-Formed Bill. How much Homeless. Sell off and misery has he caused to Tenants & Landlords alike. He spoke about the importance of relationship between landlords & Tenants that he has gone out of his way to destroy for both. It is important when the relationship breaks down the law is there to support the victim, so clearly there is no support for the victim when it the landlords, the ones that have hundreds of thousands of their own money invested to House people. So he was chatting to NRLA who stitched us up to feather their own nest. 100’000 members only after 40 / 50 years and amalgamation while more than 2’500’000 landlords out there not represented and ignored what a disgrace no hope of anyone having any confidence in them, have a nice chat between yourselves you don’t speak for us we are just mere landlords who carry the can. Sorry about the rant seriously spitting bullets. Incidentally there’s a landlord Show on today go along have your say it free thousands will be there about every aspect of housing at, Old Billingsgate Market. London Bridge.
From:
Michael Foley
04 July 2023 06:27 AM
I had an EPC ‘C’ for 10 years on renewal the Assessor wouldn’t count the Cavity Wall Insulation and gave it a D, as I don’t have the Certificate although it was as counted last time. It’s definitely done and was done by the Government Scheme is that not evidence or do they not know what they done, CIGA have 6m records but not mine. The reason I haven’t got it is they insist on sending it to the Property not to the owner, still they have the same stupid nonsense policy today as I found out when I tried to get a replacement document. Tenants invariably don’t pass on letters to their landlords. It must be more difficult to get a ‘C’ in London on the basis of what you say on here. It’s a big struggle to get a C and some Roundtree Estates adding 200mm thick Insulation to the outside of existing cavity walls surfaces which also required redoing all windows to facilitate the extra width of wall, then extending roof over hang, Facias, guttering etc. I kid you not so you need to think again my friends if you thought you knew. Anyway it’s my understanding you can’t have better than a C without alternative energy source / heat pump / Solar Panels or other…
From:
Michael Foley
03 July 2023 22:14 PM
The Renters Reform Bill is going well then, it’s turned into a dysfunctional Housing Policy. Ok so you push me off the edge of a Cliff then turn around ask me for my help.
From:
Michael Foley
03 July 2023 12:07 PM
Very good Investment chance for buyers as prices drop ?. Your other article here today where you surveyed landlords who thought prices would go up 5%. Blind leading the Blind.
From:
Michael Foley
03 July 2023 06:52 AM
Ok it says Portfolio landlords with 29 properties worth £14m. I don’t know who those minorities are and it might be insignificant to them or it might not be but I’m sure Richard will know he didn’t say how much equity they have in there or up to their eyes in debt, following all the recent Regulatory requirements and endless costs added.
From:
Michael Foley
03 July 2023 06:43 AM
Clearing the decks with draconian laws, targeting Private Landlords, discriminating against them for the big boys to take over. So all the corruption, unjustified over the top Fines, Penalties, Repayment Orders, Banning Orders, Confiscation Orders, one sided Tribunals, Section 24, The scandalous Renters Reform Bill, Removal of Section 21, Re-introduction of Sitting Tenants & Sitting Dog, Licensing / Mandatory / Additional / Selective, Collusion, Corruption, Higher taxes, Higher Stamp Duty all this is not enough let’s try Bribery. Newham Council have made great strides this last 5 years, they found the honey pot. What happened in the Previous 5 years ? Oh it didn’t matter we weren’t bothered then we had to wait for the expensive unaffordable replacement Flats to go up first. I think the Private Rented Section should be Regulated they are getting away with murder hahaha, let’s have a Redress Scheme and an Ombudsman that will fix them.
From:
Michael Foley
03 July 2023 06:02 AM
I have to agree not over crowded at all, alleged over crowding that will do to fine a landlord don’t let facts get in the way. Council is doing very well out of this person £34k they have taken off him, that beat working which the Council is not capable of doing anyway.
From:
Michael Foley
01 July 2023 23:23 PM
I had a Tenant that took out the shower unis completely but retained the electric shower unit on the wall, formed a rectangular tank with concrete blocks 2 Courses high. A tank for washing the dog. The amount of work, hassle and costs that was for me, to remove this obstacle buy a new replacement shower but he made all surrounding wall damp as well not to mention mucking up the drainage which was under the ceramic tiled floor. He also disappeared a fire door leaving me with just the frame… pet lovers take note and there was no permission to have a dog in this Flat, just imagine what its going to be like now with Renter’s Reform Bill, they haven’t a clue what they are doing.
From:
Michael Foley
30 June 2023 18:57 PM
TheMaluka. My friend well done for acquiring the Freehold, as for doing battle in Court for next 6 months I would try and come to some arrangement with the lease holders. I have no doubt you will win but is it worth the stress of it. Jo I understand your position and you are a wonderful human being which can be a problem if people take advantage of our good nature. However life is too short to be always in a tangle. Having been through all this Court business it took 5 years several Court appearances for the one case better not say what it cost for the looser but cost is money and torment as well, best avoided. So we had Tribunal’s, County Courts, High Courts and The Royals Court of justice, our case became case Law.
From:
Michael Foley
30 June 2023 17:38 PM
I won’t pretend to know the ins & outs of this leasehold Malarkey but I suppose it can be an advantage to have to Freehold. Possibly enfranchisement if you have a solid majority but better to have everyone on board. Yes you could control the costs. I was going to replace gutters facias, under cloak etc for £4k max in a block of 10 where I have one to help them out, they wouldn’t have that wanted Tenders & Quotations. So that was the route they chose, they all had their say about what they knew nothing about. The Scaffolding went up and stayed 6 months end result £22k. You will be responsible for Insurance of the Block, pay someone reliable to clean comment parts regularly, get your leases extended without paying over the odds to possibly 999 years that would be a big plus.
From:
Michael Foley
30 June 2023 12:27 PM
Another 5 Article’s today which one to support landlords ?. The alternative private housing providers that house 9 million people off their own backs with their own finance. They complain about a shortage of housing yet they are determined to drive out private landlords who supply it. In the meantime hold them to ransom and rob them before they go. They don’t need a Court System with the Civil Penalty malarkey and haven’t they grown, easy money the Council’s middle name, some used £5k now more like £15 / £20k and expenses. Landlords Register what on earth for, do they not know who we are and we paying tens of thousands twice a year. We are feeding both ends of the economy for the Government. We are providing and supporting a huge chunk of the much needed housing, paying billions in taxes in many cases to keep the Benefit System a float, yet despised at every level of Government. Why are we enemy No. 1, continuously attacked and robbed on a daily basis. I hear India has one simple card that’s used to identify every individual for all transactions of 1.2 Billion people, yet our lot are banging on about a Special Register for just 2.5 million landlords, grow up.
From:
Michael Foley
30 June 2023 08:07 AM
Jo. I would agree about the Capital Gains Tax but don’t make much difference to Traditional Landlords’s. The Government would make money out of it, its only temporary relief but it would generate many more Sales and SD , VAT etc. Currently locked-in with 28% c/gains that can’t happen, ultimately they’ll get the 40% IHT anyway so they are missing all this money they would have had in between.
From:
Michael Foley
29 June 2023 07:54 AM
I agree it’s no use writing to the offender.
From:
Michael Foley
29 June 2023 07:19 AM
Andrew. So sorry to hear I missed that post, get well soon don’t worry about the houses or any of those stupid nonsense Regulation’s that’s going on, those people are rubbish not fit to lick our boots just parasites.
From:
Michael Foley
28 June 2023 20:41 PM
Just catching up after a day of laying 600 x 600 x 50mm paving slabs, I see it as therapeutic rather than work, after all the nonsense they have bestowed on us, that will tell you I much I despise what they are doing to us. Work is a pleasure by comparison.
From:
Michael Foley
28 June 2023 20:08 PM
What did you think would happen with full scale attack from all angles on PRS. Licensing Schemes, Mandatory, Additional and now Borough wide Selective licensing in some parts, Removing Section 21, Introducing Section 24, De-Regulation Act, Criminalisation Bill, Deposit Rubbish, Renter’s Reform Bill nonsense, Regulatory requirements, Confiscation Orders, Re-payment Orders 3 or 4 times what’s owed, Redress Schemes, Accreditation’s Schemes, Removal of Personal Allowance over £100k, Paying 60% over that to £125k, New rate over that increase from 40% to 45%, Tribunal’s one sided, Ombudsman coming what for another piggy in the middle. Permanent sitting Tenants being installed as per pre 1988 Act but they can walk at anytime with minimum notice, Interest rates through the roof. Can you think of anything more to help us ?. Never mind the War. Where’s the other little man with his Rent Cap, he’d know.
From:
Michael Foley
28 June 2023 07:48 AM
Richard. I agree you have to cover the costs as in any Business. Although they don’t need them for me I am too much below the Market. The war was different they had to replace the one that were Bombed. My Aunt had the nylons burner off her running for the Shelter, my wife was a baby in the pram when the house was Bombed and flattened, when the dust settled she was covered in broken glass in the pram, her Uncle was trapped under a door with a broken arm others RIP. I think you’ll never have enough housing when they are subsidised it will always be over subscribed like the NHS is abused. When people take responsibility for their own lives and livelihoods, fen for themselves and not expecting to be kept by others the problems would disappear.
From:
Michael Foley
27 June 2023 21:07 PM
Sorry to disappoint I always paid my own way, save it for your civilised spongers.
From:
Michael Foley
27 June 2023 19:56 PM
Rent Controls the big boys can’t offer our service or compete with us despite charging 30 / 40% more rent, so bring it on ! Oh no better not the Construction Industry will Collapse and the Concrete mixer will be stopped. Don’t be daft Michael the cap won’t apply to Corporate.
From:
Michael Foley
27 June 2023 12:03 PM
Then portable Cabins in the Sky that’s the whole idea. They are getting them ready in Towns & Cities near you. The big Corporate boys are coming much higher Rents for sure, per as the ones already completed £2’200. pm for one bed Flat in Greenford Quays. Its repeated Country wide look around you.
From:
Michael Foley
27 June 2023 10:22 AM
I can’t see what difference a Landlord Rogue Register would make, they never refer to us as anything else.
From:
Michael Foley
27 June 2023 10:04 AM
Sadiq Khan, Mayor of London & ULEZ extortion rogue. Do you not even know why Tenants are in arrears or a half a million struggling with their Bills. So instead of a Rent Cap why not buy your colleague Mr Michael Gove a fools Cap.
From:
Michael Foley
27 June 2023 09:07 AM
All caused by Mr Gove driving them out of regular letting creating mayhem there, now talking about yet another regulation because of the first wrong one he deliberately made.
From:
Michael Foley
27 June 2023 08:09 AM
Emma, we don’t want to hear this crap we know what they have done. Its no use dressing up rubbish its not a Bill it draconian extortion. They have removed the very foundation AST & 21 what is there to talk about. Good luck on the 4th if you get any gom to listen. By the way that’s the day of Landlord Investment Show, Billingsgate, London, all your top brass about letting, buying, selling, insurance’s, landlords Associations, NRLA, iHowz, Agents, Mortgage’s etc etc they will all be there by London Bridge free entry if you fancy a day out or drag yourself away from repairing the damage your Tenants done. I wonder why it’s called Independence Day certainly no independence allowed here.
From:
Michael Foley
27 June 2023 07:43 AM
I don’t think that kind of Register is much use to landlords, very seldom are Tenants given Court Order’s usually if Tenants do wrong they fine the landlords.
From:
Michael Foley
27 June 2023 03:51 AM
I don’t think that kind of Register
From:
Michael Foley
27 June 2023 03:43 AM
Robert, the ones that are 40 think they are 70, totally inexperienced and in charge of the Country making a mess.
From:
Michael Foley
26 June 2023 23:21 PM
So no Repossession for 12 months, that’s a concession for Big Developer's it gives them an extra 12 months breeding space to get the multi storey portable cabins in the Sky ready, going up near you, the pilling, ground work, civil’s and first floor mass Concrete in full swing, ready for your stackable portable cabins, the Concrete mixer is churning away no stopping that.
From:
Michael Foley
26 June 2023 11:17 AM
I have emailed a photograph of 16 replies on House of Commons envelopes, replies from MP’s. To landlord Today they are welcome to publish as I wasn’t able to attach.
From:
Michael Foley
26 June 2023 09:49 AM
Surely not suggesting I lobby my MP.
From:
Michael Foley
26 June 2023 09:34 AM
Probably link themselves in to monitor your every move, like the Deposit Scheme’s.
From:
Michael Foley
26 June 2023 09:20 AM
Daniel, my friend I don’t know what category I fit into. I was a Tenant in my teens, a Tenant in my twenties, a landlord in my thirties, forties, fifties, sixties and seventies. Thanks you for your comment and your kind words.
From:
Michael Foley
26 June 2023 08:09 AM
Mr Ben Beadle, so you work tirelessly to be support Landlords. Where’s the NRLA support and Petition to Reverse this Property Confiscation Bill / Order. Yes that’s what it is plain & simple we are being exploited, controlled and limited by Parliament as to how we run our Business. We are past The White Paper stage apparently it is now progressing rapidly to the New Brown Envelope Tenant Stage, which will be the only option available to get your own property back following the abolition of all Legal means. We have had all this before Prior to The 1988 Housing Act which is now being abolished not withstanding it’s been well weakened down the years especially by Shelter with the 2015 De-Regulation Act, having failed with Sarah Tether’s Private Members Bill. Ben Petition now Please and stop messing around with special concessions for Students, we house everyone discrimination won’t work one Law for one and another for others, if you are tired take a rest.
From:
Michael Foley
26 June 2023 07:47 AM
Edwin my great friend ran his Business from there / Tontine St, don’t know if his sons still operate there although I heard they became a massive Company. He was top class Surveyor and Claims man, we could do with him now.
From:
Michael Foley
25 June 2023 20:52 PM
I am convinced our LA is being lined up for running the Redress Scheme. What Scheme is this who is going to be Redressed are they going to Redress us for the damage they have done to us, that might be it.
From:
Michael Foley
25 June 2023 20:42 PM
We know it’s nothing to do with housing it’s to get us out. The Big Corporate Boys are waiting on the wings. The John Lewis’s, Barclay, Lloyds, General Accident, Pension Funds etc etc. you can now have a years grace they are a year behind with Pandemic but catching up fast. The high rise portable cabin based system built by the hundreds of thousands and delivered in batches of about 20 at a time, are going up in Towns & Cities near you, just look around you. System Build manufactured off site delivered ready for stacking on top of each other, they will really make a killing with this cheap construction method but the price of the Flats are top dollar. They got rid of the first tranche with help to buy (the tax payers) and no SD, while curtailing landlords with high taxes, licensing Regulators and double SD to give the Big Boys an open field without competition. So in affect now abolishing The 1988 Act to get rid of the more stubborn ones. Corporate landlords taken over simply . It’s a put up job they went to Harrow, Eton, Oxford, Cambridge or Harvard this is a conspiracy not an Accident, if you want your property back get the brown envelopes ready we will be back there again, with no legal remedy.
From:
Michael Foley
25 June 2023 19:31 PM
John. I believe you are right regarding Vibha & Sheila just a misunderstanding and no wonder everyone so upset.
From:
Michael Foley
25 June 2023 17:18 PM
AJR & Peter, I agree 100% the NRLA our Representatives haven’t lifted a finger to help, just going along with getting rid of Section 21 as if it didn’t matter. So if it didn’t matter why are landlords running for the exit. Why haven’t they supported the petition to reverse the scrapping of S21. They should have it on their website as a priority to give their members a chance to vote, instead of being ignored. Come on then NRLA put it up there.
From:
Michael Foley
25 June 2023 08:21 AM
The Renter’s Reform Bill / Brown Envelope Bill. Mr Michael Gove didn’t we have all this before so you didn’t have to think of it. The Tenants can leave virtually anytime at short notice but the landlord can never get vacant possession by his say so. The landlords will be paying Tenants thousands to leave this is corruption by Statute, we had all this in this before. Time to wake up Mr Gove you had your first reading now scrap this Bill .
From:
Michael Foley
24 June 2023 22:22 PM
Martin. Rubbish I had EPC “C” for 10 years then on renewal reduced to “D” with this waste of time digital accessor from University child like man. He wouldn’t accept the Cavity Wall was done even though they was counted last time, so I should think so too having been done with Polly Beads pumped Insulation by Government Scheme where is their record of that if their System is so great and CIGA with all their records haven’t it either. I doubt if we are the envy of the world for all the hassle it has caused me, maybe laughing at us what we do is not going to save the Planet.
From:
Michael Foley
24 June 2023 11:00 AM
Robert well done we are both at opposite ends of same Business. I started with zero worked 7 days a week saved all I could which was half my wages. When I approached lenders they didn’t want to know me as a single person living in a rented room and it was a bare room with no facilities but allowed to use bathroom if you had 4 old pence for the geezer but careful how you light it or Big Bang. I had no hope of ever owning my own place, one evening by chance I seen a small plot in Brentford gazette for sale that had been turned for 3 Flats which seemed ideal for one house right by St Mary’s Church in Ealing Conservation area. I went to see the owner who was a developer and also owned a joinery works in Ladbroke Grove, where his Office was. He didn’t beat about the bush named his price and said if you want it 10% today & completion in 28 that was it. With the Site Secure I approached the Bank for the money Build and the loan was granted but at 13%. I did build this 4 bed detached house with double garage by my own hand, with only hand tools to incl’ make TRADA roof trusses on site to save costs, no electric on site or available, cordless tools yet to be invented, no family support possible and Dad RIP. When I go married I carried her over the threshold to her brand new house not queuing up at Benefit Office expecting to be housed so kept. I still have this house 50 years on which is let, now the THE RENTERS REFORM BILL wants me to justify myself to them why I should have my own house back, if this, if that if I want to sell, non of your Business you morons I would like to see you stand in my shoes you worthless useless people, how dare you. This is only one episode and would all night on to little HE iPhone. The other difference between me and our Scottish friend Roberts / Portfolio. I never had an interest only loan or Mortgage so I was always screwed for tax on Repayments long before any S.24 was invented so spare a thought. It would take a lot more than a text to fill up in on my life story…
From:
Michael Foley
23 June 2023 22:21 PM
I’m a landlord. Anyone help me Tenant subletting don’t live there but denies it. I have visited more than once a stranger in occupation in his room, they paid lead Tenant that don’t live there and controls the Boiler from 100 miles away. The lead Tenant transfers rent occasionally but always keeps well in arrears. I believe he lives with single partner family for free courtesy of system don’t know how much he is making from my house, when challenged claims property maintenance required but never requested any. It has become common practice for Tenants to claim property damage as a challenge for Rent arrears, avoid increases or eviction
From:
Michael Foley
23 June 2023 16:16 PM
Come on now behave yourselves. I know subsidence sometimes happens but a Rental property is no different to any other so why would there be any more subsidence or claims to rental properly, in general unless landlords are better at filling out claims forms or some claims are false. Anyway this is being brought to your attention for a reason. Your landlords Insurance the best in the World has increased your excess liability from £1k to £7.5k for Subsidence.
From:
Michael Foley
23 June 2023 12:06 PM
AJR. Good keep Dreaming let’s have a big crash then serves you right see if I care. It makes no difference to me at the end of the day its all for nothing and the tax man, all I ever done was work and help everyone.
From:
Michael Foley
23 June 2023 07:13 AM
It’s so easy for Government to help landlords just remove what they done that cause the problems. Scrap THE RENTERS REFORM BILL, SCRAP SECTION 24, REINSTATE SECTION 21 FULLY, now that was easy the Recession over and the Country back on its feet again.
From:
Michael Foley
23 June 2023 06:41 AM
The Government must help Private Tenants ?, are you all mad the Government is the Problem, with the outrageous Renter’s Reform Bill. They have caused all this driving out landlords driving up Rents making Renting unaffordable and unavailable. Scrap this Communist Bill now.
From:
Michael Foley
23 June 2023 06:25 AM
That’s one down side of having a Company you go fined twice, the landlord was very naughty he shouldn’t be blocking fire escapes / damaging fire doors or his electric’s.
From:
Michael Foley
22 June 2023 21:26 PM
Darren, you cannot say that the Market has been nobbled, you can’t leave out Section 24 & Section 21, as if it didn’t matter you can’t ignore that it has to be taking into account .
From:
Michael Foley
22 June 2023 11:29 AM
Simon, many landlords are not best placed at all but in serious trouble. The ones that haven’t bought are the lucky ones.
From:
Michael Foley
22 June 2023 07:33 AM
Marvin Rees where have you been we have had interventions look where it got us, you have your answer. Removal of Section 21 was a big one and I always believed this had the ability to crash the Housing Market on its own. Just add other interventions like licensing Schemes and section 24 and you definitely have sown the seeds for a crash. Apart from all this we have had multiple interest rate rises. So it’s really going very well, how would you expect any expert to spot this, the clowns. Conservatives might be going out but they’ll make sure whoever comes next will have a complete mess on their hands.
From:
Michael Foley
22 June 2023 06:56 AM
Jamie & Sarah 2 more experts telling us what to expect after it has happened.
From:
Michael Foley
22 June 2023 06:32 AM
Mohammad. Looks like continuously raising interest rates caused all this inflation. Suppose they done nothing it couldn’t be any worse. The markets would find there own level and if things got too expensive you wouldn’t buy and cut back yourself. This way they undermine the whole economy structure.
From:
Michael Foley
21 June 2023 22:33 PM
Another interest rate hike imminent tomorrow, it’s not working so let’s have some more. Sorry Mr Gove & Mr Khan your Policies not plausible and needs to be reversed now before you cripple the Country. Time for you both to go as you are the main drivers of this recession. Stupid Government Policy’s how do you get those jobs, you stopped Landlords from buying kiss goodbye to your easy money double SDLT 6%, if the landlord had bought in the main you would have another 45% tax of to landlords profit from the rental income, without lifting a finger, then all that lovely from the licensing Schemes you imposed on him, but he will not be there so how will you get your easy penalty money. So for Mortgage holders possibly your nonsense will add 5k pa to their bill where do they get this. As for Mr khan he wants £12.50 pd ULEZ that you haven’t got that’s another £3k + pa. That’s £8k plus increased cost of living. Surely not a Recession with people like this in charge, was it to LSE you went ?.
From:
Michael Foley
21 June 2023 19:01 PM
Sad, There was a load of comments on that one, if they have taken them down, they were probably true.
From:
Michael Foley
21 June 2023 13:49 PM
I have heard it all I had a Russian woman looking to rent a Flat well able to talk and wore a long long dress, she told me she has a great job with a Civil Engineering Firm, next day I was at a Civic Centre in that Borough regarding a planning matter. Every sat in the reception open area get a ticket for the relevant department’s and wait to be called. I could believe it was her being called dressed in a suit and heavily pregnant for Social Security department. I suppose the biggest lie was told by Shelter to get the Deposit Scheme introduced with they alleged landlords withheld up to 45% of Tenants Deposits. It later turned out less than 2% went to Dispute Resolution. So many lies are still being told about landlords by the Anti-landlords Organisations. Another recent one was the letter to Mr Gove about the mould and the child that passed away RIP, to empower him to grant Borough wide Selective Licensing. What can we expect when the Prime Minister tell’s lies and he is handing out Honours to people, the can’t be worth very much.
From:
Michael Foley
21 June 2023 07:53 AM
We provide good property at a reasonable rent but still attacked from every angle. I had letter response from the Department for Levelling Up, Housing & Communities yesterday telling me how to suck eggs. Its enough to make me explode. basically telling me when the Fixed Term Tenancies ends, Shelter will providing advice to the Private Rented Sector, what’s any of it got to do with them, are they now a branch of the Department. Who voted for them and who appoints them, they shouldn’t appear on Government paper work. I know Ellie we are being taken for mugs and without S21 it’s not a Business. The Rent Reform Bill should be re-branded and given its proper name. The Property Confiscation Order.
From:
Michael Foley
20 June 2023 21:44 PM
I am acutely aware my rents are seriously below the market rates. For example I have a one bed Flat with parking & small garden rented for £1020,.pm and I see a one bedroom Flat in same road £1600. I also have a 4 bed 2 bathroom, 100ft garden 3 parking spaces, HMO Licensed currently let £1600. pm, other houses same road one bathroom no license £2800.pm. I also see a one bedroom Flat in this road, £1600. pm same price as my 4 bedroom house with parking etc. I have no doubt that I am £100k pa below Market value.
From:
Michael Foley
20 June 2023 19:55 PM
London Evening Standard says Renters know what it like to feel the pain but no mention of Mr Michael Gove the main cause of landlords selling up and high rents, no mention of Section 24 tax, no mention of the removal of Section 21 the very foundation of all Private letting. What kind of Journalist leaves out all the facts. It’s a right stitch up the Concrete mixer cannot stop. We are been replaced by the big boys with their modular high rise homes money for old rope. Easy Construction maximum profit just portable cabins manufactured off site and delivered pre finished. Simply stack on top of each other and clipped together. How can they loose with Government on side.
From:
Michael Foley
20 June 2023 18:08 PM
Nick, she’ll probably end up being one of your Tenants. Landlords are required to allow cats now.
From:
Michael Foley
20 June 2023 12:55 PM
Andrew, apart from everything that’s said above which is correct and sums it all up that I have emphasised every day in the past only t fall on deaf ears. Regarding secondhand cars there’s a massive glut in London of the finest diesels many luxurious cars only 6 years old with low mileage for a pittance. Thanks to clueless Mr Sadiq Knan Mayor of London imposing a £12.50 per day Penalty Charge. It just the same disgraceful carry on as housing problems created by the leaches, money grabbers in power. At this at a day & age with all the technology, education and master degrees, could they not even plan 6 years ahead and not even build those cars if they had to be scrapped after 6 years then they talk about saving the environment ?.
From:
Michael Foley
20 June 2023 09:33 AM
Robert the hedge I have won’t be held in check for very long it’s a well established one that I have reduced so many times over the decades but now about 2.4m again although I have taken the chainsaw to it before now. I have taken it down to 1.5m Which is as low as I could get because of the wrought iron railing’s imbedded with-in. However each cut about 4 times a year it gains a bit each time. It serves a purpose really as a sound barrier for the house in this busy area which is in a great location near a Railway Station & tube Station + all the local Shops you would want between 50 & 300m away, so it will be kept. Anyway that’s only a pair of steps I used be on precast & steel frame erection.
From:
Michael Foley
19 June 2023 23:47 PM
Jo, gosh fair play to you, I know you can’t beat having space, he is some man of course I have some Tenants long distance lorry drivers they are out of the house at 2.00 o’clock am, still don’t go putting the downers on it, planning for future lifts and mobility scooters that’s morbid I’am still going up ladders. Probably better not to get too sentimental about a property it will bite you if the price is right its a good antidote.
From:
Michael Foley
19 June 2023 21:20 PM
Jo I think Robert is right but if the chips are down, can you sell your own residence that won’t attract C/gains to reduce your debts and move to one of your other ones, it may also help you in the future if you could repeat the process, just thinking to myself not advice. I understand the 60% is between £100k & £125k as your personal allowance is removed and taxed but the new 45% rate (increased from 40%) between the £125 & £150k is no joke either, what galls me altogether is that this is levied on my rubbish old age pension, some part of everyone pension should be tax free having paid tax all your life otherwise what’s the use.
From:
Michael Foley
19 June 2023 20:10 PM
Hold up now lads being rude is the lowest form of whit.
From:
Michael Foley
19 June 2023 18:23 PM
The thing about the one coat damp seal for the job it’s breathable, so that’s about it really, if some is good don’t go think more is better.
From:
Michael Foley
19 June 2023 15:08 PM
Not alone parking many won’t use bikes either. At Sainsburys, Alperton the Block of Flat Grand Union Heights Adjacent and accessed from their car park, they 4 interconnected secure compounds with 2m high railings and 4 lockable gates with 65 cycle U bars to accommodate 130 bikes but how many bikes have I seen there, only one and that was 3 years ago. The Flats were for key workers priority, they bought them at a reasonable price and guess what they didn’t live there but let them out.
From:
Michael Foley
19 June 2023 14:38 PM
Ellie.Anyone would have known to remove the mould first. Suppose it was damp as apposed to condensation then apply damp seal (Thompson’s ok) prior to applying the anti mould paint. This is a Block of Flats so how about all the other Flats are they mouldy or this particular one ?. So the Housing Association as landlords told the father to paint over, how ridiculous is that. We as Private landlords have to deal with issues ourselves or pay someone to do it, or Council Prosecution us.
From:
Michael Foley
19 June 2023 11:03 AM
It would be great parents took responsibility for their families and the Buildings they occupy, keep them clean and ventilated, if there is a problem usually cased by themselves, then wash it down and remove it instead of letting it build up. It would be far better than having a meeting with the Home Secretary and thanking him for making laws that nothing to do with it.
From:
Michael Foley
19 June 2023 06:18 AM
Easy money George £5’000, a pot of Course they’ll enforce it handy money and help to destroy us all part of the Plan. All those Charity’s seem to love us. Gove’s Selective Licensing egged on and encouraged by CIRH using the death of a child Awaab Ishak RIP. How underhand wrong and irresponsible is that when it wasn’t anything to do with Private landlords but a one bed Flat of a Housing Association in a Building owned by the Council. It’s all too cosy Mr Gove takes up this job in October last year if my memory serves me right, Then Dr P James CEO of this Charity writes to Mr Gove on the 28th November 2022 saying to introduce Selective Licensing would drive up Standards in Privately Rented Homes especially following the tragic death of Awaab Ishak and we hope our suggestion will contribute to your efforts to prevent similar tragedies in the future. Then by magic Gove gives Ealing Council Permission for Borough wide Selective Licensing almost immediately and introduced it on the 4th of January this year, even though they had only introduced a renewed a 5 year Selective licensing Scheme for 3 areas of the Borough in July’22. This is all too convenient he only gets the job in October, then gets the letter to back him up on 28th of November from this Charity with its 7000 members and hey presto all done, dusted and introduced in less than 3 months. The Council’s don’t need licensing so how does using this case to introduce Selective Licensing prevent Councils from letting it happen again. Am I allowed to say stitch up ? probably not.
From:
Michael Foley
19 June 2023 05:09 AM
12 rate rises also means 12 tax rises for private individual landlords taxing the debt, not applicable to Companies waiting in the wings to take over.
From:
Michael Foley
18 June 2023 09:18 AM
So they say Rents are rising and property prices are falling nothing makes sense.
From:
Michael Foley
17 June 2023 21:06 PM
James, life must be very dull if you have to come here for a laugh, keep an eye out for the lads with the white Coates.
From:
Michael Foley
17 June 2023 14:16 PM
Disgusting & disgraceful behaviour by Politicians / Regulators and landlords Organisations. Who are they kidding its an all out attack to destroy us plain & simple. We are heading for the worst Recession in 30 years virtually caused by them. Its not fairer Renting and designed never not to be driving out landlords, forcing up Rents this is what they call fairer. So do this at the worst possible time when Mortgage’s are rampant, What did you think was going to happen Mr Gove but of Course you knew because that was the idea. Redress Scheme what is this no one telling us are you going to Redress landlords ?. Mediation what nonsense is this more piggies in the middle why don’t you be marriage councillors. The Mayor Mr Sadiq Khan another leach robbing the C/tax payers and every C/tax payer on every property and me alone £627.00 on just one property. Then at the worst possible time puts the boot in with ULEZ / LES another £3k pa +. The Congestion & Pollution that he caused blocking off Roads, narrowing Roads. Creating no go zone’s forcing traffic on other Roads already busy causing more blockage, 20 MPH to try and stop to rubbish Asphalt crumbling away that was placed under his watch, people complain about pot holes but do ask why. Twin bicycle lanes to take up half the Road and not a bike to be seen and traffic brought to a standstill deliberately. Surely we can’t be in a Recession with so many good deeds.
From:
Michael Foley
17 June 2023 10:55 AM
Simon I think help 2 buy is a disaster too, roping them in with incentives and no SD ? to buy over priced Flat to make money for the big Developers all part of the game plan, Also Shared ownership the joke of the Century they take people for mugs.
From:
Michael Foley
16 June 2023 21:05 PM
I had that as well last year beautiful stained glass in the front door over 100 years old Edwardian, imagine all the years until my Tenant broke it, he reported attempted break in but it transpired he broke it in temper having a fight with girl friend. Another property broken glass window they wanted to claim break in and missing items on my Insurance but my Insurance wouldn’t cover it anyway. The punch line coming up it was a double glazed window but only outside glass broken, god give me strength.
From:
Michael Foley
16 June 2023 19:03 PM
Peter, very good and if you want crowd funding I’ll be first to donate.
From:
Michael Foley
16 June 2023 13:24 PM
Peter. Well done some landlord that’s capable and willing of sending this to NRLA, I’m hopeless in this regard where computers are involved but to build a house no problem. Looks like we are going be banned if we are not capable of doing everything on line far more important than housing. We were better off when RLA & NLA were separate a bit of competition between them, now one straight road of self interest. Come Mr Richard Lambert we need you.
From:
Michael Foley
16 June 2023 11:55 AM
Citizens Advice should address all its Citizens. Landlords have endless costs in addition to every day costs imposed by Council’s and new Government Regulation’s. As said not but not least several Mortgage’s rises and Section 24 tax, why don’t they have a go at Nat West. Tricia. They have to drive us out for the boys to take over, what could be better for them than create a shortage and high rents, look around you high rise Flats going up order of the day, a readymade Business how can they loose with the Government in their pocket, the Concrete mixer cannot stop. Gove’s Law was designed to destroy PRS and very successful, Now he needs yet another Law to destroy AirBnB because he inadvertently made it a huge success with the So Called Renter Reform Bill, so now he needs another Law caused the first one he made well done.
From:
Michael Foley
16 June 2023 08:10 AM
Yes it sounds terrible and I don’t condone the landlords actions. However we only have one half side of the story and the Council sticking their chest out yet again but never takes Tenant to Court on the landlords behalf, easy for Council they are never the victim or have any costs. The landlord must have been driven to a pitch and no viable legal remedy available even though the Council thinks that’s the route to follow unless you have been in this situation as a landlord you won’t understand. Expect more of this following this case and the support the Tenants got, moved to a permanent home and £4’700. spending money, anyone would think they had been hit with the hammer it seems it was use to break into his own property and you can’t cause criminal damage to you own property. There again the Council are wrongly calling it the Tenants Property but they are temporary Residents, GOVE’s law is not passed yet so much injustice.
From:
Michael Foley
16 June 2023 07:21 AM
Jo very good summary as usual 10 out of 10 for that. So it seems we have about 4 different categories, although DSS Tenants seems to be missing but we are not allowed to discriminate and must take all, tell that to your big Corporate Landlords see how far you’ll get but pawn them off on us.
From:
Michael Foley
15 June 2023 22:34 PM
You are hammered with tax for decades never get anything back. Very often the Beneficiaries recipient are life long and never put anything in the pot. That’s why I think your Pension should be tax free and dead man’s tax should be abolished, just imagine you paid all your life. Still they are waiting at the Cemetery Gate.
From:
Michael Foley
15 June 2023 22:01 PM
I see 6 Adults on houses in our area pay the same or less than us so that’s not fair with their over flowing Bins. People on the Benefit System gets discounts and in some cases I have seen 3 different discounts. The other Adults I referred to pay nothing at all many with soft internet jobs.
From:
Michael Foley
15 June 2023 20:02 PM
Yes I believe everyone should pay a proportion of C/tax it not fair to lump it all on households as all the citizens are beneficiaries. We had the poll tax riots and because the free loaders wouldn’t pay and went marching and got their way as usual unlike LL’s never listened to. I think if half was on the property and everyone else make up the difference it would be fairer, can we have The Council Tax Reform Bill instead of the current nonsense. My C/tax for my wife & me is £1868. + £627. For Mayor Khan that hates us and does nothing for us, + London Borough levy for Adult Care £284. so other are benefiting and not contributing, in other words my C/tax is £2800. pa. Regarding my pension it absolute rubbish and taxed at 40% to add insult to injury.
From:
Michael Foley
15 June 2023 19:42 PM
Anyone that wants their own place simply buy it not hijack mine. Try the Nat West see if they will tolerate your nonsense, complain to Shelter about them see what good it will do you.
From:
Michael Foley
15 June 2023 16:47 PM
OH yes all down Mr Michael Gove he’s some man for one man and put in place Mr Rishi Sunak what a pair. A two bed Terrace to let in Chadwell Heath advertised for £1200. pm according to reports and a video showing the Crowds of people, they had 50 offers and 162 viewings. Wake up Mr Sunak & Mr Gove the ship is sinking. Scrap The Renter’s Reform Bill now.
From:
Michael Foley
15 June 2023 16:40 PM
Didn’t mention the licensing Schemes that has cost me tens of thousands of pounds and on going repetition every 5 years. Didn’t mention the Elephant in the room Michael Gove making Selective licensing Borough wide which was supposed to be no more than 20% it must be illegal, also the elephant of The Renter’s Reform farce / Private Property Confiscation Bill. Forgot to mention the one man without a back bone and Accountable to no one the main cause of landlords exit, creating shortage of supply, the high increase in cost of renting and the very deliberate demise of the Private Rental Sector, one man is allowed to do all this and bring the Country to its knees bring back the Tower. So we are old make sure to torture us to Death to collect the Dead Man’s Tax.
From:
Michael Foley
15 June 2023 07:06 AM
Come through Sheffield turn left for Scunthorpe and there you can buy a complete freehold house and all yours out right for less than the 25 / 30 % Deposit required to buy a similar house in Brent. So I think they can Rent those cheaper.
From:
Michael Foley
14 June 2023 15:53 PM
No hope of me limbering up for a job with Shelter and I don’t recall deliberately reporting you but this phone or technology has a mind of it own and libel to change what I say even when I press send. Technology root cause of all without it we wouldn’t have all this nonsense, they would actually have to do something rather than pressing a button to destroy a Business. Technology only came along in very recent years but already using 20% of all the energy produced.
From:
Michael Foley
14 June 2023 15:05 PM
Robert I wasn’t reporting you
From:
Michael Foley
14 June 2023 14:46 PM
We know its a conspiracy at the highest level by Government, Banks & Institution’s to get rid of buy 2 let Private landlords. The Big Boys wants the Business that’s clear enough just how many of those guys have jumping in that was never involved before. High Rise Flats / Semi Modular Units, order of the day to Concrete Mixer cannot stop. So we have been attacked from every angle by Regulation, Requirements and costs of all sorts added, that very often don’t apply to others. Stress Test they hit the jackpot this time the last straw removal of your finance they have your Key. There is no mention of the people’s Stress the human Stress the real Stress that’s some test.
From:
Michael Foley
14 June 2023 07:25 AM
SD, Classic indeed so you think a landlord should supply the property for free, how does that work. Get a job with the Housing Secretary the author I believe of The Renters Reform Bill previously and now introducing it as Housing Secretary having been reinstated by Rishi Sunak. He has no idea of how PRS operates but listening to people like Shelter who don’t supply any housing how ridiculous is that . SD even the Government can’t supply the property for free, it has to raid the tax payers, even landlords inheritance tax or the dead man tax.
From:
Michael Foley
13 June 2023 20:10 PM
Yes different type of Renting spare room lodger. This is not a comparison you are comparing despised terrorised abused over Regulated often HMO Licensed over tax landlords with live-in un-Regulated tax free (£7’500.) home owners. Why wouldn’t it be cheaper although some other disadvantage you can’t bring-in to live your partner behind your landlords back, can’t have pets, can’t sub-let your landlords property, can’t go running to the Council about the black mould you created because you can’t you’ll be out on your ear, can’t stay forever and take over the Property against the landlords wishes, backed up by The Renter’s Reform Bill.
From:
Michael Foley
13 June 2023 07:44 AM
They have done so much deliberate unbelievable unnecessary damage to PRS. I suspect there’s not too much shortage of housing over all, they all seem to want to be in the same places. However the numbers of Benefit families living in City’s like London occupying the more expensive properties but you try and move them to property that has more modest rent and see what happens you’ll be violating their rights and back by lame duck organisation. There was a 2 bed Flat for viewing on Saturday morning, 13 couples queued, top dollar to my mind @ £2’000. pm. Well done Mr Gove / Shelter / Generation Rent etc, you say you want fairer renting for Tenants that’s wearing a bit thin isn’t it. So that’s 5’000. pa more than it would have been without The Renter’s Reform Bill, just add his other inept colleague Mr Khan add £12.50 pd ULEZ, Tenants don’t tend to have new cars, so shall we say £3’000. pa. That’s £8’000. extra plus all the other costs where’s the money tree.
From:
Michael Foley
12 June 2023 12:06 PM
Yonnette. Don’t agree with you it not getting rid of Tenants because we want more money more often it’s to get what we are owed and I am dealing with arrears although my rents are substantially below market value. Suppose Mr Gove & Co hadn’t got involved your scenario couldn’t apply because higher Rents wouldn’t be a available caused by terrorising landlords out of business creating a shortage of supply. I might want my property back because it’s mine and I bought it or actually built it, that’s a good reason for me wanting it back, do you have difficulty comprehending that. I might want it back because my relationship with the Tenants have broken down for any number of reasons and don’t want to be a landlord resigned to a life sentence of duress. You say you are 42 years in the business if that’s a qualification then I have 3 years more than you.
From:
Michael Foley
12 June 2023 07:55 AM
The Council’s have no qualms about charging us thousands of pounds Licensing Fees that they impose on us, some partnership they’d make.
From:
Michael Foley
12 June 2023 07:23 AM
What a ridiculous reply from the Department of levelling up time scrap this Department now. It says the current system doesn’t work for good landlords and Tenants but it has been working well for decades. So now since they got involved they have made a complete hash of it and the system is no longer able to function. Driving out thousands of landlords causing thousands to switch to AirBnB, driving Tenants renting costs through the roof. Their Department of the so called levelling up is Detrimental to both Tenants and Landlords so they are not about improving the Private Rented Sector at all but to implement its demise.
From:
Michael Foley
12 June 2023 06:58 AM
Stephen, yes that’s the way that I understood to rules as well if the Council wanted to make more than 20% of the Borough Selective licensed it needed Government permission. That has been the case for the last few 5 year licensing terms as I know to my cost having had Property in the same areas they selected unfortunately, (nothing wrong with the areas same as any other). Anyway Ealing brought in a similar renewed 5 year scheme for 3 areas only last July but along come crook Housing Secretary and gives permission for whole Borough later in the same (last) year which was introduced 4th January this year so what happened to over ride the five year fixed they had just introduced, it must be illegal. What level of proof is required the answer is none since the sacked discredited Housing Secretary was reinstated, they don’t even have to ask for permission not alone have proof.
From:
Michael Foley
12 June 2023 05:55 AM
Simon it’s not our properties they’ll be buying too expensive it goes to show the good deal my Tenants have. I believe they can still buy houses with garden and garage at a reasonable price without going too far out of Town (150 / 200k) keep away from help 2 buy and high rise Blocks of Flats sharks. Many have been taken in with those Schemes and worse Shared ownership they’ll live to regret it.
From:
Michael Foley
10 June 2023 20:17 PM
Many thanks
From:
Michael Foley
10 June 2023 18:58 PM
There’s a new petition to reverse Section 21 on landlords Zone but I had 3 goes to sign and failed keeps telling me to click the link to verify my email, don’t know what they are on about am I to only one stupid technology easier to build the house, no wonder we are in a mess.
From:
Michael Foley
10 June 2023 18:47 PM
Well it doesn’t matter what interest rates do without S 21 its not a business. There was a 2 bed Flat for viewing this morning in Ealing 13 couples turned up, £2’000. pm this is what Government / Shelter / Generation Rent done for Renter’s, clever aren’t they it would be great if they knew what they were blathering about. I have no confidence whatsoever in the Regulators, expect Recession.
From:
Michael Foley
10 June 2023 15:40 PM
Boris out good riddance looking after his friends in high places. His Party put us through 13 years of torture and deceit ending with confiscation of our property ultimately. Private property privately funded privately owned taken by the State. His Party presided over Section 21 Gate, fabrication of the Unfairer Renters Reform Kangaroo Bill. A Witch hunt and Criminalisation of Private Landlords who house 9 million renter’s, dedicated to their Business, pay Billions in taxes to Revenue and local Authorities annually. Contribute Billions more through Refurbishment, Maintenance upkeep, licensing and Compliance, Stamp Duty, local trades, Estate Agents etc……
From:
Michael Foley
10 June 2023 07:33 AM
When you sell you are out no way back c/gains take’s the lump out then not enough left to buy anything so we are abused and held to ransom. I have no desire to go to foreign parts I have met them all here and wonder why they came.
From:
Michael Foley
09 June 2023 11:41 AM
Why have different rules for Tenants we should all be treated the same. Is it because NRLA lobbied for this. So it’s removal of Section 21 for some and not for others so you do know what you are doing. I have mixed Tenants Students & workers in same property on one Tenancy Agreement joint & several so how does that work you meddler’s.
From:
Michael Foley
09 June 2023 11:10 AM
Following the Statutory Consultation. That’s a good one ask the general Public who have no in put to get the answers you want. Anyway spare a thought I have been forced to do it since 2006 and repeated every 5 years so you have had an unfair advantage for 17 years, convert that into my Bank Balance ? Good luck.
From:
Michael Foley
09 June 2023 09:34 AM
We never get a fair crack of the whip in the media LBC have spent years knocking us, now gone quiet to damage is done, ITV the same showing the single parent family’s on Benefit with the black mould she created.
From:
Michael Foley
09 June 2023 08:53 AM
Yes I never bought a property on a repayment Mortgage that paid for itself not a hope it always had to be subsidised from other income. We were always taxed on the repayment portion of the loan but now it seems it’s all taxed with the introduction of Section 24 taxing the interest as well so how could a buy 2 let rent come anywhere near the cost of a repayment loan, and especially not in London where the property costs 3 times more but is in no way reflected in the income.
From:
Michael Foley
09 June 2023 08:32 AM
The whole Country in disarray & uproar whether regular letting or the expansion of airbnb. The huge rise in the cost of renting, the shortage of supply and the exit of landlords. All deliberately created by Shelter, Mrs May, Generation Rent etc by pushing for removal of Section 21, so removal of S21 must be unlawful the root cause of all this and the very foundation of Private letting, without which millions of people wouldn’t have become landlords at all, so now you take it away you have your answer Chaos, could you expect any other result.
From:
Michael Foley
09 June 2023 07:58 AM
Jeremy. I honestly don’t know what’s going on, you can’t apply for a license without an EPC, you must give the Tenants a copy. Checking on one of my properties I find 38 EPC’s in this one Road, expired some over 3 years expired mostly let, there’s 5 in one converted house alone. Why am I always so worried about having everything right
From:
Michael Foley
08 June 2023 16:16 PM
It’s all bits of paper fo us, it’s all a just press button exercise to them, like my various cavity walls that were done under the Government Schemes, guaranteed for 25 years but I don’t have the Certificate’s because I never got them, they insist on sending them to the Property concerned and of Course Tenants offer don’t pass them to Their landlords and they still have the same stupid Policy. They know where I live but still insist on sending to where they know I’am not.
From:
Michael Foley
08 June 2023 16:03 PM
My wife had a knock on the door would you believe a young girl collecting for Shelter, my wife advised her its a cancer Charity she supports, just as well I wasn’t home or I be telling her the facts of life.
From:
Michael Foley
08 June 2023 15:48 PM
Fiddle sticks so much rubbish data never mention Section 21 the elephant in the room. Which caused 250k landlords to sell up that was your booming sales last year. This year obviously far fewer Landlords dare to buy resulting in the drop, expect many more to exit and avoid the confiscation policy’s.
From:
Michael Foley
08 June 2023 07:48 AM
AirBnB in yesterday article were tax collector’s in cahoots with Revenue, like the Deposit Schemes, today they are neighbour hood spies.
From:
Michael Foley
08 June 2023 07:36 AM
Very good I sometimes hear of 2 faced Rogue’s. The Mortgage Works is a wholly owned Subsidiary of Nationwide Building Society. I understand that Landlords are The Mortgage Works biggest customers, do the right hand not know what left hand is doing.
From:
Michael Foley
08 June 2023 07:25 AM
What’s the complaint when Section is gone isn’t this going to be the case anyhow. We will no longer own the property and can’t do nothing about it. What have we been banging on about and hundreds of thousands of posts but totally ignored by Government.
From:
Michael Foley
08 June 2023 07:00 AM
Suppose Labour had got in last time they couldn’t have got away with the dirty tricks Conservatives pulled on us. However that’s in the past now and the dirty work is done for Labour all they need do is continue and tweak a bit here & there. I think labour and the Country is in for a shock when more people realise what’s going on, throw in the towel and become labour’s customers joining the Benefit System then where does the money come from ?.
From:
Michael Foley
07 June 2023 18:20 PM
Well if we all do this where is government going to get the £23 billion housing benefit to keep all the single parent families and their secret spouses living off to tax payers and glorified.
From:
Michael Foley
07 June 2023 08:24 AM
All those Policy’s were foretold by a junior (of Asian extraction) from the Department participating in a meeting at The Bridge Hotel 5 years ago when he mooted all this nonsense. He said we are writing it at the moment and it has happened exactly like he said, so the juniors behind the scenes have too much sway and no responsibility.
From:
Michael Foley
07 June 2023 08:11 AM
Of Course they do they don’t want people buying second homes. They are looking after their friends taken over with high rise blocks of Flats (suitable or not), exempted from many rules already. They don’t want to end up with white elephants they need our Tenants.
From:
Michael Foley
07 June 2023 07:40 AM
Franklin I, got that right the 9 nine requirements listed and has to be repeated every time a New Contract is issued or Tenant change. How many landlords know or can cope with all this extra expensive unpaid work load added in recent years, the idea seems to want to force landlords to use Agents and the millions of extra of VAT it will bring in, driving rents even higher for the Tenants they pretend to love + add approx another 10% to cover the Agent, then the Mayor wants to cap the rent, it’s a conspiracy to Bankruptcy get us out of the the way for the big boys & Institution’s to take over. Franklin 1, if HMO just add 2 more Emergency Lighting and Fire Alarms, Annual Certificate’s about another £200. pa without remedial work or replacement (did Tenants pull them from the ceiling) so add them 2 + your nine as a minimum to do a Tenancy Agreement or to Apply for a License it’s ridiculous.
From:
Michael Foley
07 June 2023 03:31 AM
Strip out the never ending additional costs imposed, inflation, Mortgage’s, licensing Compliance and ULEZ in London then clearly most rents haven’t gone up at all but in real return has gone down.
From:
Michael Foley
06 June 2023 19:24 PM
Franklin, no need for apology for long message it could be several times longer and still only cover a fraction of what they have done to us, not least removal of Section 21 with no understanding whatsoever of the consequences of that Action, or about it being rarely used missing the point completely. The fact remains it didn’t need to be used very often because it was there do you not even understand that.
From:
Michael Foley
06 June 2023 16:43 PM
The Property redress Scheme another side kick for a branch of Landlords Association, who have set themselves up to run the totally unnecessary one sided Scheme just like the worse than useless Deposit Scheme set up in 2007 to protect the Deposit itself instead of the Property. Where is the Landlords protection who is going to Redress us. Everyone scamming the Landlords and having a field day.
From:
Michael Foley
06 June 2023 16:29 PM
Just seen pod cast of The Renters Reform Bill it’s obviously designed to remove all Landlords rights. The experts Kate & Sean really telling us it won’t make much difference, nothing could be further from the truth, 4 lame duck options to get your Property back none of which is satisfactory. (1) Tenants arrears. (2) Tenants cause a nuisance. (3) You want to Sell. (4) You or your family wants to move in. None of their Business what we want to do, it’s our Property not theirs, they didn’t buy it or make any contribution, just come with hands hanging walk-in & take over. So in reality the only way to get them out is to sell, then you the landlord is out and the Tenants are out, more homelessness more shortage of supply, who on Earth is peddling this nonsense.
From:
Michael Foley
06 June 2023 16:15 PM
I wouldn’t be surprised who a landlord would hire to recover his property so much injustice going on it’s an absolute disgrace what’s happening. Our Property is being Confiscation plain and simple all have their spouts in the trough. Even landlord Insurance continuously adding more Terms and Conditions while making more exclusions, so it’s hardly a policy anymore just a money train. The most recent one is the £1’000.00 subsidence excess is now being raised to £7’500. The amazing thing about all of this is landlords are the only Business that’s not allowed to have Terms & Conditions everyone else impose their conditions on us.
From:
Michael Foley
06 June 2023 15:55 PM
Council Consultations are usually a farce. The Licensing Schemes consultations seemed a farce to me, they didn’t ask the Tenants or the landlords in particular but the general public whom I believe were the most respondents with no input and nothing to loose. How do they know any Tenant or Landlord wanted it and probably didn’t so I agree consultations are fixed. Then we have a Mayor who had a Consultation on ULEZ but ordered 200 cameras before consultations ended, its only pretend democracy.
From:
Michael Foley
06 June 2023 07:53 AM
Newham Borough gives us all a bad name. First Council to introduce Borough wide licensing Scheme following reports in 2013 that there were 27’000 landlords, yet anyone earning over £2500, were required to make a self assessment return, low and behold 13’000 didn’t register for tax so didn’t pay any. Costing other taxpayers £200 million, in a Borough where the masses milk the System, even a Councillor had to resign over housing fraud,
From:
Michael Foley
05 June 2023 17:54 PM
AH yes its lovely for her being the Mayor of Newham she must be really struggling on £91’000. per year. Yet its too much trouble for her to Apply for Renewal of Selective Licensing every 5 years but it’s ok to burden Landlords to Apply every 5 years and pay thousands of pounds in Council fees apart from the costs of Compliance. Clearly she’s not fit for purpose and should resign, what a waste of tax payers money.
From:
Michael Foley
05 June 2023 17:10 PM
She understands nothing about housing, it too expensive for her to apply for renewal every 5 years but its fine to burden Thousands Private Sector Landlords it doesn’t matter how much it costs them. What is it about Mayor’s they are not capable of anything, it has to be free money all the time a money for nothing grab, to keep them in fat jobs how useless can they be, it doesn’t matter what Businesses they destroy
From:
Michael Foley
05 June 2023 07:17 AM
The Short Term Let’s Platform I like that, weren’t we the Short Term Let’s Platform now being taken from us and handed to them good that isn’t it. What ever happened to the Data Protection Act and Privacy Policy’s. This is an invasion of Privacy are they ICO compliant, this is the snoopers charter.
From:
Michael Foley
05 June 2023 06:48 AM
Ellie. They don’t need PPE what they need is to reinstate Section 21 fully, Remove Section 24 unfair and divisive, Scrap Gove’s Borough wide Selective licensing , Scrap Gove’s Renter’s Reform Bill discriminating against Private Landlords who house 9 million the back bone of Renter’s accommodation and self financed not costing the Government a cent. How simple is that to boost the economy. Increase Supply and reduce Homelessness at a stroke, goodness me that was easy why didn’t I think of that before. Simply Remove those four causes and housing problems solved. No need for Digitalisation, Accreditation’s Learning Courses or Redress Schemes, Sorry we have been doing it long enough.
From:
Michael Foley
04 June 2023 20:11 PM
Everyone knows there’s a shortage of rental property. Mainly caused by the unfairness of Section 24, then Mr Michael Gove pours oil on the fire by Removing Section 21, which caused thousands of Landlords to sell up already and thousands more in the process. Then other increased taxes, a Mammoth of other Regulation’s + Licensing Schemes and endless rises in Mortgage rates and the picture is complete. The Government hasn’t done one thing to help the Private Rented Sector or the Homeless they created but are in fact the Problem, correct me please.
From:
Michael Foley
03 June 2023 07:40 AM
Well what ever the rights & wrongs are and if everyone wants the safe & secure roof over their heads as Council says. Then let the Council provide it no one stopping them rather than Banning Orders and what happens to the £22’000, the Councils Salaries are paid for by the tax payers. Some Tribunal members are ex- Council employees. I am not going to say ask my brother am I a Rogue Any Tenants that’s not happy renting simply buy your own, it will be no use running to the Council to complain about the Mortgage Co, the Council won’t be prosecuting them. I am not talking sides but the results always seem to be the same, LL pleaded guilty and gets a big gets fined.
From:
Michael Foley
01 June 2023 23:13 PM
Virtually everything that’s wrong with PRS was deliberately caused by Government, Regulation’s and Taxes so now we are surprised. Government can’t loose no matter how stupid their Policy’s are or the people behind them. The increases clobbered landlords but very little options if you can’t cover the extra costs you’ll have to sell. Take a C/gains tax hit if some equity in there or pay taxes on a loss with-in 60 days, the next buyers pays stamp the duty again so where do Government loose ?.
From:
Michael Foley
01 June 2023 08:08 AM
OK just say 12.50 pd x 30 = £375.00 per month extra and it will be that with going to work, School trips, Shopping etc. What about cost of living hike, Mortgage & rent costs through the roof and he wants all this on top every month for nothing he ignored the Consultation results. He has already brought London to a stand still by blocking off roads forcing traffic on to roads that’s already full, no through areas stupid bits of bus lanes for freedom passes again doubling traffic but now people are voting with their feet.
From:
Michael Foley
31 May 2023 18:11 PM
Khan is bringing London to its knees, a law all to himself no one in charge of him destroying peoples lives. Families moving out of London including 50’000, Children last year alone. No surprise with so many Regulations just add his ULEZ £12.50 per day Families can’t afford it or bring their kids to School, its well time for Public go to wake up to him and his ridiculously mess.
From:
Michael Foley
31 May 2023 17:28 PM
Peter, absolutely right I could mention those things and a lot more like huge interest rate rises, S.24 etc but people will be sick of me. Thanks Ellie for your positive suggestions I think I have tried most of this but if I have any luck I’ll post it. Now I must get on with my day.
From:
Michael Foley
31 May 2023 09:17 AM
Don’t talk to me about EPC’s I had a ’C’ for last 10 years now on renewal a green horn from University gives me a ‘D’ because I don’t possess the Cavity Wall Certificate although it was accepted last time. He says assumed none but I blue in the face telling him its a fact. I offered to drill holes or take out a brick, no good it has to be a piece of paper. Hundreds of thousands of landlords don’t have the Certificate either. The four big Companies that done the work under Government Scheme made a killing then Bankrupted the Companies. They didn’t issue Certificates at all that was done CIGA insurance and others to guarantee the work, they refused to send to Cert’s to the owners at that time but instead insisted on sending them to the property concerned. Since when did Tenants always pass post on to LL assuming they even came. I only ever recovered three and that was only after re-applying to the insurer and paying a fee. I have wasted so much unpaid time on this to no avail. CIGA says they have no record of property being done to try other lame duck insurers but all a blank and some don’t exist anymore, its supposed to be a 25 year guarantee. What a National disgrace and to cap it all the Councils are now basing their Licensing Fees on on EPC’s, the poorer it is the more expensive it is.
From:
Michael Foley
31 May 2023 08:05 AM
We know all this isn’t this the Government’s plan to drive out Private Landlords. The Discrimination and injustice by law is having the desired effect. As one person commented yesterday the only way to remove the Tenants from your property is to sell the property. This is exactly what the Government / Mr M Gove the instigator in sheep’s clothing wants, make no mistake about that. They’ll be kill two birds with the one stone, you’ll get rid of the Tenants and Mr M Gove gets rid of you. Any doubters Auction Houses in London never know anything like it or anyone else either. Recent Auction they started early at 8.45 am continuing right though the day into evening time to finish at 9.15 pm, there’s one for the Guinness Book of Records and another one would be the treatment of PRS, come on now give us a break we don’t need 3rd or higher level of education to recognise what’s going on when it’s in our face. More to come The De-Regulation Act, higher SD, Deposit debacle and Licensing didn’t get rid of enough of us, Let’s have a LL Registration Scheme, an Ombudsman, a Redress Scheme Scam and our Landlord Association that’s supposed to represent us in Collusion and a party to all this. Good morning.
From:
Michael Foley
31 May 2023 07:15 AM
Are we not paying a lot of tax in advance anyway some based on previous year ?. Paying in January and July but that’s not the end of it, there’ll be an adjustment figure in January add on if you income is up on previous years ?. They should love us not hate us.
From:
Michael Foley
30 May 2023 21:15 PM
Its all very well to say do it early in an ideal world. Waiting for Annual Statement’s might be a minor inconvenience I think, bigger issues like rent arrears what do you do with this, are you going to declare money you didn’t get but might well come-in later and before you make your return in January. Otherwise are you going to let it run into the following year inflating that years income and possibly putting you in a higher tax bracket, of Course you might not receive it at all which would be no surprise given they are encouraging Tenants to damage the landlord as much as possible and there will be no consequences.
From:
Michael Foley
30 May 2023 20:55 PM
Ferey, well done that would probably be the Deposit on a similar property in London or three times the price but not reflected in Rental returns by any means. Some Scotland Cities seems to be best value, with rents similar to London in many cases but property prices half or less.
From:
Michael Foley
30 May 2023 18:32 PM
Simon. They are not building Social housing they are Building High Rise Blocks of Flats like the 1960’s even 70’s and as Edwin said many been recked by Social Tenants, now been demolished and replaced with new ones something seriously wrong there. I seen them go up I seen them come down on the South Acton Estate, 48 Acres of them what a waste of tax payers money, houses lasts hundreds of years.
From:
Michael Foley
30 May 2023 07:58 AM
Shocking Supply Problem. Why are they telling us this since we already know, after the Government deliberately caused it, are they boasting about it.
From:
Michael Foley
30 May 2023 07:36 AM
Jim, you know its not possible to sell for long term landlords, tell me how, indexation and taper relief is gone, we are locked-in and held to Ransom. Property bought years back when I was Insuring a house as an example for £110.00 pa, the same house cost me £692.00 to Insure other day, it’s my contention the house isn’t worth anymore it’s still the same house, the value of the money has weakened that much and cost you 7 times approx more to build now, so we are being taxed on inflation. Ok for older real landlords sell now pay 28% C/gains tax & with reduced allowance, then die with-in 3 years the C/gains tax is washed away and then pay another 40% Inheritance tax, brilliant so we are locked-in and no exit play allowed. Even put some in a trust in Trust for kids or grand kids pay 28% C/gains going-in again if you die in 3 years they’ll bring the whole lot back into your Estate again for Inheritance tax purposes and tax you on the lot again at 40%. the 28% wasted. So it all very simple for simple minds, reality is very much different.
From:
Michael Foley
29 May 2023 15:41 PM
Just remember while we are all bell aching and getting taken to the cleaners, the high rise blocks to replace us is continuing. The Concrete Mixer cannot stop Government will make sure of that.
From:
Michael Foley
28 May 2023 20:38 PM
Jim maybe you are the only portfolio landlord to think like that if a Tenant rents a property from me he will never have the right to have it as long as he wants, he can rent it as long as I want to. I bought with at high interest rates with variable rate Commercial loans. I did not buy it for someone else or for some other person to take control of my property that being the case I wouldn’t have done it ever. That kind of thinking might be OK for recent Portfolio B2L Landlords who got property and money for old rope ie, 100%— 125% interest only Mortgage’s for 1 or 2% many had them less than one %. What have they got to loose and everything was tax allowable and deductible. I am not that landlord but putting my own hard earned money at risk putting down 50/60 or 100k on a property, so don’t give me this I’ll decide not someone from to street, its very noble of those guys to offer my property to other regardless of the fact it my freehold property not B2L system property owned by financial institution's. Of Course many were using various Companies along the route I’ll park that one. Jim I appreciate you are HMO Daddy & offered training to many years ago, hats off for that and also for the offer to help Andrew we can’t look a gift horse in the mouth those day.
From:
Michael Foley
28 May 2023 20:25 PM
Tricia, don’t think for a second the Tenants don’t know the rules. They know better than the landlords with their iPhones and conflab with their friends and we have to give them the Right 2 Rent nonsense booklet. Some lead Tenants are raking it in and I know it. It’s like the Rent 2 Rent scam they make more out of the property than the owner, own nothing and no Mortgage to pay, same for lead Tenants. I see some LL’s going around in old bangers fixing everything and worrying about Regulation’s d. The lead Tenant in brand new cars, putting on weight with Uber feeding them and flying off on holidays. So if landlords even know he can’t do nothing he’ll get fined no penalties for Tenants, they’ll always have Council backing it is happening. 3 bed terrace 3 up 2 down one doubles as bedroom, Council restricts to 4 person with Additional HM0 licence, Tenant doubles up now have 2 rooms to let out for themselves, sometimes airbnb. This is happening in HMO’s can you imagine when no license is required.
From:
Michael Foley
28 May 2023 15:24 PM
Impossible with Tenants in place as said the property is full of they belongings and the longer they are there the more they have accumulated plus they are in your way. What time are you coming what time are you going what do you want that for, how long will be ? Clueless about what you are doing, materials or trades required but that stop them trying to lay down the law. I was trying to fix lock on a front door yesterday I had the boot left open in a dead end road, as I looked by chance I see Helmet & camera Traffic Warden had to make run for it and come back later, penalty’s far more important than a job of work, no it’s not easy even if property is empty, now you are expected to bring your materials and tools on a bicycle.
From:
Michael Foley
27 May 2023 21:48 PM
People complaining about removing Section 24 and rightly so. However its the people with interest only Mortgage’s had an easy ride and everything allowed as a reduction for income tax returns + many had loans for only 1 or 2%. I had Commercial Bank loans usually @ 8% variable, which meant approximately half the money I was paying back was against the principal, so I had to pay income tax on it at my top rate even though I didn’t have it, it was gobbled up by the Bank and I had to work all the hours under the Sun to service the debt, no tax relief for me. At the same time I had an Indian gentleman & his Tibetan mistress occupied the complete house and not paying rent for a year while I had to keep paying to Bank £858.00 pm. He drove around in his BMW and she dressed like a queen working at Selfridges, Oxford St. I am now nearing the end game Property Confiscation by Mr Gove with the silver spoon in the mouth as a thank you for the Services I provided.
From:
Michael Foley
27 May 2023 19:07 PM
Still at odds as to why the Government decided to abolish affordable renting, everything they done in recent years increased rental cost. Now talk about building affordable homes even if it were possible, they’ll add on their costs, regulation’s and Schemes to make them unaffordable again.
From:
Michael Foley
27 May 2023 18:34 PM
All rubbish to drive us out, not even worth reading, we know it’s for Big Companies to take over. I wished landlords would stop saying build more they are flat out Building but not to House the Homeless what could they buy, they are Building to replace us which its why there’s an all out attack to get rid of us.
From:
Michael Foley
27 May 2023 13:35 PM
Activist back Mayor Khan to seize property, too late Gove has already done it…..
From:
Michael Foley
26 May 2023 22:25 PM
It’s not a Renter’s Reform Bill Its all balder dash a smoke screen disguising what’s really happening. Its Gove’s- THE GREAT PROPERTY CONFISCATION ORDER that’s what’s going through Parliament, wake up landlords everyone else stand up for their rights even take to the Street but we are lambs to No 10 slaughter house, Make no mistake this is taking us back 35 years and not a mur mur out of landlords and no one to Represent us and the main landlords Association going along with it feathering their own nest with side kick Businesses. Tenant / Landlord relationship break down happening now no remedy and its a life Sentence for landlord permanent occupancy, even though we have done a life Sentence already, too upset to say anymore.
From:
Michael Foley
26 May 2023 08:03 AM
Ellie, It’s not a Renters Reform Bill don’t be taken-in, its the greatest con-trick and breach of trust in our generation.
From:
Michael Foley
26 May 2023 07:35 AM
Obviously it’s not about the Tenants that’s the excuse lie. Tenants are worse off as there rents have been driven up by making it more expensive for landlords to provide the property. Its for the Big Boys to take over I keep saying and falling on deaf ears. Why else are they making Blocks of Flats exempt from HMO if more than 3 Flat. Why else are they making build 2 rent exempt from periodic and can have term Tenancies. Why else are they exempt from Section 24. Why else are they removing ownership rights from private landlords by removing Section 21, when your relationship with Tenants breaks down and it will now they know you are powerless, then it’s a life sentence for the owners and no way out. This is making a mockery out of the British Justice System. We are not equal before the law at all. a lot more besides best left unsaid.
From:
Michael Foley
25 May 2023 20:20 PM
Robert agree longtime landlords should be encouraged to down size and it would increase supply of accommodation for renters, many LL families have flown the nest. It’s all just tax on inflation looking at some old insurance Policy’s £110.00 pa to insurance the house, same house now £692.00 done it this morning, to insure same house, so is it not worth anymore in real term. Its not worth taking a hit at 28%, maybe sell your own tax free and move into the second home even its still too big, no doubt you have turned it in your mind just thinking aloud .
From:
Michael Foley
25 May 2023 10:07 AM
Selling is the quickest way to go bust if you have skin in the game. I learned that one sell and whatever bit of equity is in there gets hammered with costs and Capital Gains tax then there’s not enough left to do anything, therefore we are held to ransom. Of Course if you can’t service your debts you don’t have much option and this is Carla Denyer motto get you out.
From:
Michael Foley
25 May 2023 08:16 AM
Another Green Horn that wants rid of the Private Sector Housing now look more like it’s the Governments agenda too. She wants more restrictions how much more restrictions is left they are in effect confiscating our Privately Funded Private owned Property in perpetuity but she wants more what more is there, everyone wants more from the tax payers. We are paying billions in taxes billions in licensing requirements and fees making an enormous contribution to the economy then condemned in the media and at the highest level of Government. I wonder how many she houses apart from none I await corrected but we house 9 million and its frowned upon. She wants landlords Bankrupted that’s her recipe more homeless, keep loading on costs, penalties, requirements, restrictions and licensing but at the same time freeze the income that’s supposed to fund all those all those costs and extra costs, no need to mention we have to actually purchase the property and Service the debts anyone would think by her delivery we were gifted the property or State owned, (well not before now ?).
From:
Michael Foley
25 May 2023 07:24 AM
Why don’t they tell us how many is on the Tenancy Agreement and I bet there is one he is not going to let it out without one.
From:
Michael Foley
24 May 2023 23:00 PM
Geraldine I agree 100% in Wembley more like £400.00 pm each if it could be got. They won’t be finding anywhere to live even for double unless they can find someone soft like me and I’m not that soft either. So much injustice fine the landlord and everyone applauds.
From:
Michael Foley
24 May 2023 22:50 PM
Why do they need to take over those big old Buildings, is it to house the hundreds of thousands of people that used to be housed by Private landlords before they were forced out by Gove’s law.
From:
Michael Foley
24 May 2023 21:01 PM
Previously HMO licensing didn’t apply to families which encouraged LL’s to house families, now Mr Gove has changed all that by introducing Selective licensing in many cases Borough wide so why would you bother to take on a family now the incentive is gone higher maintenance costs with kids involved and lower rent than Sharers. As far as I am aware in some Boroughs you pay 30% (x times hundreds £’s) when you make the Application and they give themselves the automatic mandate to take the Balance from your card when they are ready to issue the license if they issue the license, yes it usually takes more than a year for Renewals because of what Gove done bogged them down with over load and if Mandatory license it will be £1550/ £1650 in London fee for a Semi, step scale for Additional and Selective. As long as the Application is applied for you won’t get prosecuted for not having a licence. It seems to me the Council’s have passed the burden of work to a third party, can Meta Street keep up ?. I think the fee has to be high enough to get third party to do it and have their own money on top for free to sit there complaining about landlords, I digress.
From:
Michael Foley
24 May 2023 17:40 PM
Anthony don’t complain when they come no matter how good your Property is when they inspect they soon make a list. The HMO’s restricts the landlords as to how many can occupy say 4/5 for a 3 bed house but that don’t stop overcrowding Tenants sub-letting like billieo to fill any available space. There’s loads of overcrowding in Wembley, some Tenants making a killing, when you see 30/40 men standing outside Builders Merchants in London looking for a days work do you no ask yourself where are they living ? or car wash?. Exclude the landlords from the property in reasonable day light hours like it used to be, you have to give notice to give them the opportunity to make sure other illegals are out. I know it’s a bit different for room renting but not much when landlords are too scared the Tenant complains to Council. Fine the landlord is all everyone thinks.
From:
Michael Foley
24 May 2023 09:51 AM
No surprise as William says its Communism, we don’t live a Democracy its just a sham a few over width Portable Cabins placed on side of the road for a week and half the people don’t vote, it should be compulsory. Anyway Mr Khan is a dictator like Mr Gove who is taking over occupied Private Property. Mr Gove says it fairer renting for Tenants to force them to pay 30% more. Mr & Mrs Lex Ulez says in the transport for London booklet that 9 out of 10 vehicles are compliant, so that’s 90% of vehicles won’t need to pay the £12.50 per day to start their engines, public taken for fools. This is the same man that brought London to a standstill, doubled pollution, doubled journey times, blocked off scores of roads, narrowed many more roads, no through roads, dual carriageway bike lanes and not a bike on them, silly bit of bus lanes, so all the existing traffic that used to be on roads above have to go on the remaining roads that were already busy, just add 20mph and your journey is complete, yes just let him loose housing that should do the trick.
From:
Michael Foley
24 May 2023 07:42 AM
Matthew, agree 100% and it’s the Government, Regulators, Tax hikes, S21, S24, Selective Licensing, Additional licensing, Mandatory licensing, Reduced allowances, Periodic Tenancies without end so when you fall out with your Tenants or relationships break down which is now encouraged by giving the Renter far more rights than the owners etc, so leaving the owners with no means of recovering vacant possession of his Property and only option is to sell to make a bad situation worse. The landlord is out and so is the Tenants creating impossible business model.
From:
Michael Foley
24 May 2023 03:05 AM
It is like the one sided Assured Tenancy it won’t be the paper it’s written on, because over ruled by Statute. Landlords expected to do regular inspections who controls the dog I have been bitten before now.
From:
Michael Foley
23 May 2023 18:39 PM
Pet insurance premium + excess means no cover…. Insurance Companies are not in Business to loose money.
From:
Michael Foley
23 May 2023 15:57 PM
Michael Gove certainly created a lot of debt for Tenants driving up Rents by driving out landlords. Michael Gove has also created many problems for landlords including me. Tenants attitudes are changing because of his interference they know they can’t be put out and Landlords are powerless. Tenants that were very happy before now becoming a nightmare, they didn’t have a rent increase in 5 years + I now asked for £50 pm increase for this 3 story 4 double bedrooms Town house (they are double) and living room open plan kitchen to make it £1600. pm but they started this refurbishment excuse malarkey, it was in good condition when they took it and I believe it still is quiet good apart from any damage they done all my door closers gone for a start and the notice Board. There was a great of work done for HMO and that was thoroughly inspected and re-inspected after the to do list she (the inspector) wanted, you’ll know her she featured in many Council’s Enforcement TV Programmes she is severe. Anyway the House is currently at least £800.00 pm below Market Rent for the area, then this is my thanks. Well done Mr Gove you know best.
From:
Michael Foley
23 May 2023 08:43 AM
What’s the process for evicting a pet ?.
From:
Michael Foley
23 May 2023 07:28 AM
Good go buy your own you’ll have 30 years to pay for it, if won’t make much difference to them whether they go bust renting from the big boys £2’200. pm for a one bedroom Flat in Greenford outer London or buying their own. They never have it so good until Mr Michael Gove poked his nose in after being sacked by previous Prime Minister unfortunately he was reinstated by Rishi Sunak his first big mistake after taking Office, who decided to destroy Tenants lives with Renters Reform Bill.
From:
Michael Foley
23 May 2023 07:16 AM
What kind of nonsense talk is this you are encouraging them to get Pets, if you have a place to rent they are likely to have the Pets already. So if they are coming with Pets that you don’t want you can’t rent to them, making it much harder for them to find a rental property. Why don’t the Government ask the landlords with a wealth experience and not all those clueless guys that never housed anyone….
From:
Michael Foley
23 May 2023 06:57 AM
Are we not all Registered already making a Return every year. Landlords paying lumps in January & July. Land Registry know who all Property owners are and if you have a licensed property / HMO etc, they know everything about you whether leaseholders, Freeholder, who you lender is etc. They write to your lender, your Banks, your wife, your Tenants, your Solicitors and the Cat, to see what dirt they can dig up on you. Totally unnecessary but don’t be thinking they can’t access information, it only takes milliseconds.
From:
Michael Foley
22 May 2023 08:10 AM
Martin, my friend I think you’ll have to get rid of that auld piece of plastic covering the window.
From:
Michael Foley
22 May 2023 07:46 AM
Pat. Build 2 Rent big boys will probably have their own in-house Management.
From:
Michael Foley
22 May 2023 07:43 AM
It’s all part of clearing the decks the Big Boys are coming.
From:
Michael Foley
22 May 2023 07:23 AM
James, are you missing the landlords that quit already damaging your business. We need an Ombudsman like a hole in the head, not less arguments but more someone else to run to with spurious allegations, piggy in the middle, more bureaucracy not less.
From:
Michael Foley
22 May 2023 07:18 AM
Capital Values irrelevant more than gobbled up by ever increasing requirements, regulation + interest rate hikes and long term landlords can’t sell anyway because of no indexation or taper relief paying taxes on imaginary money.
From:
Michael Foley
22 May 2023 07:09 AM
Not worth a comment
From:
Michael Foley
22 May 2023 07:00 AM
Shelter / Crisis you are amazing telling us evictions are at there highest level that you are responsible for Congratulations you must be pleased with the Homeless you created. Of Course you got plenty of time, you don’t have the burden of housing anyone and no taxes for you, some hypocrisy.
From:
Michael Foley
22 May 2023 06:56 AM
David, you are right to be scared we know what’s coming we had it all before. Also for Londoners ULEZ booklet through our door today message from Mayor Khan, packed with lies he says 9 out of 10 vehicles see driving in outer London today are Compliant and most people will not have to pay the Charge, it not what I see every day I see probably as many that won’t comply as do, I see as many diesels older than 6 years as newer. Ok if I believe him and 9 of 10 are Compliant why is he introducing it at all. I thought no one could give Mr Johnson, Mr Gove or Andy Burnham a run for their money but this guy is something else. We know about pollution and Mr khan has doubled it, blocking off roads, narrowing roads, no through roads, 20 mph top speed, doubling journey times bringing London to a standstill, for the excuse to do this. There’s an old saying we can’t live on fresh air.
From:
Michael Foley
21 May 2023 14:58 PM
Ellie. Many thanks
From:
Michael Foley
21 May 2023 12:34 PM
Thanks Ellie, I can’t see me appealing I had a half dozen communications back and forth with assessor to no avail he said he put it to the Board and that’s result. It’s too much stress and unpaid time wasting not enough hours in a day or days in a week with the amount of additional crap they have dreamt up for us in recent years to make money for themselves and damage PRS, no wonder Landlords sell up. They keep on about Rogue Landlords but I think the Rogues are in Local Authorities and Government Departments, Ministers forced to resign, Prime Ministers forced to resign or under investigation, even Presidents the same, who is the Rogues. Sorry for the rant.
From:
Michael Foley
21 May 2023 09:57 AM
Tricia. EPC’s is a sore point with me it makes no different how good your property is when your EPC can get marked down. I had one recently which was a ‘C’ on renewal Accessor emailed me with a ‘D’ despite many improvements over the years including more insulation, New Vaillant Boiler that didn’t count for much because I didn’t have a room stat to photograph, I can’t see the point we are supposed to have thermostatic rad valves to control individual rooms which can’t work if blocked by room stat. My perfect 20mm double glazed PVC windows through out marked as average, yet we have Martin on here saying he didn’t even need to replace windows but put one piece of plastic over full window. My poly beads cavity walls insulation not counted Certificate not available but counted last time time in 2013 my house is full of documents how much do we have and anyway he could have checked with CIGA he so smart with his computer. No insulation assumed in loft extension I done it myself to Building Regulation’s compliance in 1988 a extra good roof decked double battened insulated and Asphalt roof. The loft extension is warmest room in the house, this guy is graduate out of Uni’ they are brain conditioned and can’t help it, took scores or photos in and out of every room several time. I had to hold back on the edge of telling him to go, just pay him to get rid so sorry I didn’t. Its a Mid-Terraced house for Christ sake.
From:
Michael Foley
21 May 2023 08:17 AM
I think not too long ago Paragon withdrew from many Mortgage’s products, as for the TMW, I had dealings with them cost me £5k it shouldn’t have and then wanted to give me £8k penalty for paying it off 2 weeks too early, they are also a part of Nationwide who supports Shelter.
From:
Michael Foley
20 May 2023 14:54 PM
I think The Renter’s De-Form Bill shouldn’t only apply to New Rentals or Buy 2 Let New Purchases therefore should not apply Retrospectively. Moving the Goal Posts after the event, go on then I dare you if your Bill is Fairer see how many will Purchase…
From:
Michael Foley
20 May 2023 11:29 AM
Don’t agree you are talking rubbish drumming up your own Business. While you agree there is a shortage of supply you don’t say more than 200’000 landlords have quit and more exiting every day now considering it myself after 44 years because of on-line money Rogue Regulators. Thousands more have switched to AirBnB but that doesn’t reflect in Sales figures because they didn’t sell but have still Left the Market. Ok so you think 100’000, 43 year old useless on-line money Digital Academics kids who are not able to do anything with a Property is a replacement for the hundreds of thousands Traditional Landlords who built the Business now unfairly targeted and driven out. PRS lettings started based on Section 21 part of the 1988 Act the very foundation of all Private lettings that’s 35 years ago before which there was no lettings, so now the morons are Removing the Foundation. So it’s not 30 years ago Buy 2 Let only started in 1996 and damaged the Sector before that we had Commercial Loans @ 8% approx not stupid B2L at 1% or 2% at the same time abolishing all savers. We are now required to learn how to do it and a load of Virtual internet on-line money Courses after all those decades being Landlords, its a shame we were doing it before they were born, when are they going to re-invented the Wheel ?.
From:
Michael Foley
20 May 2023 10:47 AM
EPC renewal wasted my day yesterday some stupid nonsense going on he took dozens of photos had 50 minutes the house in and out of each room half dozen times, Tenants peed off and guess what I had was a ’C’ before but now got a ‘D’ even though many improvements had been done, Its an all out attack on Private LL’s. Why you all believe media build more houses. Why not stop driving out thousands of landlords first, you’ll never have enough housing if its going to house people for free, if it’s free its over subscribed.
From:
Michael Foley
19 May 2023 21:46 PM
Why would I need an independent Inventory Clerk when my Deposits were talking away by Shelter on a pack of lies in 2007.
From:
Michael Foley
19 May 2023 21:30 PM
I was putting up a fence today Concrete Posts and Concrete gravel boards. The Tenant was amazed and remarked, you actually got out of bed today to dig a hole ?.
From:
Michael Foley
19 May 2023 18:32 PM
I know a guy try to get his house back but down to one Tenant who won’t leave or pay, now 2 years and £24k arrears been to Courts. Tenant backed up by Council, the most recent one Tenant broke some windows called Council claiming disrepair and case thrown out again. Thank you 2015 De-Regulation Act.
From:
Michael Foley
19 May 2023 18:17 PM
We all know what’s wrong too many with University Degree, Graduates, Councils, CPD’s, Accreditation Schemes, Redress Schemes, Courses, many now Virtual Courses that’s taking the mick. Licensing Schemes, penalties. No one earning earning any money or doing a real job just sponging of the likes of Landlords and other real people doing real work. The one thing that is common to all those is on line money, one line money, on line money.
From:
Michael Foley
19 May 2023 18:03 PM
Peter, a 10 year Contract is and was always an Assured Tenancy hence the need for Assured Shorthold Tenancy’s the Foundation of all Private Lettings that’s now being removed. This is a fact before Section 21 which is part of the 1988 Housing Act there was virtually no Private letting and I had Campaigned long and hard for. When my MP Sir George Young because Housing Minister it helped a great deal. God Bless him he believed in Fairness and Honesty unlike today’s lying cheating Ministers.
From:
Michael Foley
19 May 2023 07:53 AM
William Williams. I agree with you the System is being milked we never got anything for nothing from anybody had to fen for ourselves. The have now created single Parent Families because its a much better financial deal, father allowed to roam free and pollinate no responsibility and kept as well. Results broken families, mixed up misfortunate kids stressed out and getting into trouble, no father figure to nourish, discipline put on right path and some one to respect and aspire to, any wonder Social Housing Bill is £23.1 billion and you want more to further a broken Society.
From:
Michael Foley
19 May 2023 07:37 AM
I don’t want to give you a reason if the Contract ends that’s the reason. I didn’t need your advice when I bought the Property or get any financial support from anyone while paying taxes through the nose. A Contact without end is not a Contract, World without end Amen, sitting Tenants again. The Renter’s Deform Bill taking years of Parliamentary Time to go backwards 35 years to Assured Tenancies congratulations, before which Private Renting didn’t exist did you not know this. Please tell me for example how many letting Agents were there in London come on tell me. The Whole of PRS was founded and created by S.21 because of homeless situation back then when no one could find anywhere to live so going back there again. Shame we had Covid it slowed the Big Boys Plans and are 2 years behind with unsuitable High Rise Flat to take over. There is no doubt the homeless situation and shortage of housing was the brain child of Government. Well done.
From:
Michael Foley
18 May 2023 08:00 AM
ITV the Anti-Landlord Television Station so its not independent and should have its license revoked. After a days work I had to switch off, can’t even watch TV with the propaganda. A guy on there from a Campaign Group saying there’s no reason why a Landlord should able to evict a Tenant. How brain washed they all are, there’s no reason why a Landlord should house him at all, go buy your own you sponger. We are not Social Housing milking the tax payers for £23.1 billion Housing Benefit, you’ll never have enough free houses to give away created by the current system/ Single Parent family and dad from over seas free to pollinate at will and contribute nothing and kept as well. Private Landlords its Private Property facilitated with private finance and not Public Housing or Money so what gives you the Right.
From:
Michael Foley
17 May 2023 18:42 PM
The Anti-Tenants Unfairer Renting Bill driving their Rents through the Roof which has driven their Rents up 30% already. While driving Landlords out of the market reducing Supply. All Tenants increased costs are down to Government money take, Regulatory Compliance, increased taxes, Legislation, Section 24, Licensing Schemes taking Billions out of Renter’s money. The bare lies and deception is unbelievable. Then Mr Ben Beadle on LBC this morning 7.30 am Chief Executive of NRLA saying it doesn’t affect LL more or less, is he off his trolley. I am a long standing member but he doesn’t speak for me, and I am a Landlord since 1978. Born with his silver spoon and only 100k members after 50 years even after amalgamation of the 2 main Landlords Association’s and gobbling up other smaller ones on the way., so are expected to believe we are being Represented, what a stitch up.
From:
Michael Foley
17 May 2023 08:08 AM
Dani. Of Course you are right but interference is too mild a word. They increased Rents no end with Regulatory Requirements, Legislation, income tax hike, SD hike and S.24 tax on turnover. Then just for good measure Licensing Schemes robbing billions from Private Renters. Then turn around telling Tenants they are your friends and want a Fairer Renting Deal for you by robbing you blind. Come on now what’s an, I Q.
From:
Michael Foley
17 May 2023 04:39 AM
Of Course the Tories are worried about the rise in AirBnB, They just got rid of us but unfair Regulation and Legislation now they have another lot to content with, they’ll have to destroy them as well. They can’t have them scupper their Master Plans after mucking up PRS to clean the decks for big boys to take over. Hello Legal & General to Build 1’000, FLATS to RENT funded by £150m Credit facility by HSBC. Barclay and NatWest all snouts in the trough, any penny dropping yet, this is not their first lot either.
From:
Michael Foley
16 May 2023 06:54 AM
David I would love to agree but the Tenants are highly educated and intelligent people. They know that Mr Gove has driven their Rents their the roof, making their accommodation unaffordable or preventing them from moving to another property or area. It’s not going to endear them to someone that has deliberately done this to them. Its a kin to someone telling you they are friend just before pushing you off the edge of a Cliff.
From:
Michael Foley
15 May 2023 18:50 PM
It couldn’t be easier to ease the homeless situation, increase Supply virtually over night and at no cost to the Government but put more money into the Treasury with increased investment / turnover and taxes How simple do you want it. Just Remove the Architect of the Homelessness Mr Michael Gove, unlikely if Phil can come up with something Simpler than Removing the cause.
From:
Michael Foley
15 May 2023 18:21 PM
Activist's are right on this one, where only ethnic Renter’s are Required to have Right 2 Rent share codes an extra barrier and potentially a big fines for landlords if they get it wrong. So its discrimination at highest level by Statute and not landlords fault to be careful. Don’t speak to me about inequalities….
From:
Michael Foley
15 May 2023 08:12 AM
Unbelievable Another Housing Association, imagine turning off the gas without checking on the Resident, he could have died of hunger not being able to cook or frozen to death. As said was the Housing Association getting paid rent for 5 years after turning off the gas, if not it doesn’t add up to have a property on their books with no income or was it automatic payments regardless. Bring back Landlords right to access like it used to be and shouldn’t have been removed.
From:
Michael Foley
15 May 2023 07:48 AM
What a load of old tosh another one that knows nothing about the Business, following populism and media hype, elect her immediately Government and several Organisations shouting about homelessness and shortage supply. She has the answer hike Stamp Duty to reduce supply even more that should do the trick, if not Remove Section 21 another great idea for McDonalds that has increased the Holidays Homes in Cornwall and every where else. Of Course Removal of S.21 has also driven out Hundreds of Thousands of Private Landlords already further Reducing Supply and the very threat was enough to do this not even Law yet. Planning restrictions is she off her trolley I know some people already that was minded to do Building Projects but did not proceed due to onerous Planning Rules, too expensive and time consuming. She is moaning about Supply and everything she thinks makes it worse no least on about expansion of Selective Licensing Driving out more Landlords. It’s hard to imagine she hate Tenants so much forcing their Rents through the Roof with all this nonsense which is wait is. Tenants now struggling and arrears mounting but she wants them to suffer more, go to the top of the Class you silly billy.
From:
Michael Foley
15 May 2023 07:15 AM
Its not just Students landlords that’s affected, it’s wrong to have different rules and exceptions, that’s a disgraceful suggestion it Discrimination and divisive or divide and conquer we are all supposed to be equal before the law. Why would NRLA be running such a Stupid Campaign you know what can do we that website Mr Garvey, just scrap the stupid Renter’s Annihilation Bill, full stop 🛑.
From:
Michael Foley
14 May 2023 14:30 PM
The Great Sell off and HMRC Landlords Review just a couple of Articles in the last 2 days. The Great Sell off have attracted 4’525 reads The HMRC review attracted 3’754 reads so that’s 8’279 people mostly Landlords yet only 50 Comments, so that’s only one person per 166 are prepared to stand up for their business and be counted, even far less than this when it’s the same respondents making a number of Comments. What’s the matter with you all are you waiting to see what happens and then its too late. Please come out and stop hiding behind the bush.
From:
Michael Foley
14 May 2023 08:11 AM
Joe yes dear you are lovely. To be honest its doesn’t matter a carrot to me what they do as far as I am concerned Mr Gove can go so boil his stupid head. Just so sorry for the financial input and taxes I paid, sacrifices made, dedication freely given, sorry for my labour 7 day a week 7 until 7 was usual, then often + to 10.00 o’clock pm to deal with paper work and bull red tape. Incidentally I didn’t vote in the last Election and probably never again will it should be compulsory where everyone votes not just the benefit claimants that has plenty of time and a vested interest. The self employed and everyone else would have been better off voting labour last time but too late now. Labour would never have gotten away with what the Tories did and are doing to us and that goes for Tenants as well drive up their rents 30% while telling them it fairer and helping them, for goodness sake, haha.
From:
Michael Foley
13 May 2023 22:05 PM
TheMaluka, a bit like RGI if you can get it you don’t need it. They’ll give you an umbrella when it’s not raining.
From:
Michael Foley
13 May 2023 16:52 PM
Pat. My friend a few different aspects here. The Sell off of Council Houses to their Tenant occupants at a massive discount started in 1980 following the pledge to get elected in 1979. I am a Landlord since 1978 so I have seen it all happen. The 1988 Housing Act brought in AST’s and Section 21 to encourage Private Landlords to house people as there was none available at all, caused by Sitting Tenants Laws if you let anyone into your property they immediately became a sitting Tenant and the value of your Property halved instantly, so no one was fool enough for that, are we going back there again. The Buy 2 Let lenders didn’t start until 1996 long after S 21 and the 1988 Act so they are 3 separate events separated by time. The latest ones caused today’s problems the buy 2 let coupled with Government giving control to the B of E of interest rates, they kept reducing Base Rates abolishing Savers over night, so they were all scratching around looking for some where to put their money to stop it devaluating before their very eyes, they all went buying property with cheap money all bidding against each other, the rest is history. Perhaps we need to mention the current legislation, Criminalisation Bill, Re-payment Orders, Deposit debacle, Acid Confiscation, Pay for Licensing Schemes and endless Compliance, that’ll do for now.
From:
Michael Foley
12 May 2023 13:33 PM
As previously said on here putting the Customers in Charge of the Owners Business is a recipe for Disaster, probably one for The Guinness Book of Records.
From:
Michael Foley
12 May 2023 12:20 PM
Who is Simon J Foster a Private Landlord I presume congratulations you done very well. Where was our Landlord Associations why didn’t they not sponsor the Petition to scrap S.24 and stop the scrapping of S.21. I wasn’t interested when there was no Petition to Retain the Remnants of S.21.
From:
Michael Foley
12 May 2023 11:40 AM
Its a deliberate savage attack on Private Landlords. Following on from the 2015 De-Regulation Act, more rules, obstacles and Compliance Costs added every year. Introduction of Section 24 divisive, discriminate treating people differently its disgraceful . Why is there nothing said about licensing Costs which is a huge burden it’s just to drive up Rents and free money for the Council’s a Computer exercise that’s sub-let. All we hear about is the high cost of Renting how about exploring all the Costs, I won’t get that in a text. Say a small Portfolio LL with a dozen properties (not the one’s with scores or hundreds) re-licensing every 5 years now mandatory HMO’s, App’fee alone £1550. approx, just leave all the thousands of £’s Compliance Costs ever increasing as well as the thousands of initial costs of actual physical work to one side for another day. £1550.00 x 12 = £18’600.00 every 5 years divided by 5 = £3’720.00 every year rotating for ever and we had 4 renewals already 2006, 2011, 2016, 2021. What about all the Documentation and Certificate requirements to accompany to Application costing fortunes this is all apart from what I call actual work. Any of this couldn’t possibly affect Renting could it ? Just add insult to injury and Remove Section 21.
From:
Michael Foley
12 May 2023 07:50 AM
Abolishing Section 21 shouldn’t apply Retroactively we bought under current rules. Whatever new rules they make to get rid of Section 21 should only apply to new Purchases. Otherwise there is no bases or business plan, we bought under a raft of Government Laws and Lenders criteria now roped-in they move the goal posts. This is tantamount to confiscation.
From:
Michael Foley
12 May 2023 02:45 AM
What a bunch of fairy’s the landlord always have a good reason, he owns the property what could be a better reason than that. What kind of cloud cuckoo land are they on, go buy your own enjoy your jam sandwiches for the next 30 years.
From:
Michael Foley
12 May 2023 01:57 AM
Edwin, don’t get it, reducing demand you create unemployment, it don’t lower prices, its other way around if you sell more of something you can sell cheaper / scale of economics. When you sell less you are reducing the profit and tax take plus loss of vat. I can see many other issues here.
From:
Michael Foley
11 May 2023 21:48 PM
Higher interest rates creates homeless by making property unaffordable, prevents purchases and investment. Regulation’s and licensing Schemes creates homelessness, driving up costs and driving landlords out of business or causing them to switch to AirBnB. Reducing supply for Regular Lettings. Licensing also reducing supply I have a 2 double bed garden Flat was licensed for 4 twice but when one left the 3 wanted it on their own, now down to 2 which doesn’t require a license, so I will leave it like that with just 2 it a bit less Rent but the cost of licensing and other associated costs makes it not worth while, so more housing lost.
From:
Michael Foley
11 May 2023 18:26 PM
John. I am another thicko don’t understand it either, increasing interest rates drives up prices, Rents & Mortgage’s how does that control inflation or control the economy just collapses it as many times before.
From:
Michael Foley
11 May 2023 13:09 PM
Tricia, exactly more rent rises or Bankruptcy. I bet a lot of buyers are also sorry they are still not renting. So one of the Country’s largest licensing Authorities adding another 5 wards to the already 4 Selective licensing Scheme Areas. Spare a thought we have Borough wide in Ealing from the only 3 Wards only introduced last July, so not even a year has passed and Mr Gove interfered and made it Borough wide or it couldn’t have happened. Manchester Tenants don’t be taken-in this will definitely increase your Rents. Council’s never pay or have any input to those Schemes just leaches. I suppose Andy from Golborne is behind all this, he wasn’t even born when I was Foreman there for Building Office Block, industrial units, removing railway bank to make space, now probably the biggest Company in the area, right on Andy’s door step Golborne but originally born not far away in Aintree no stopping him.
From:
Michael Foley
11 May 2023 08:28 AM
Pollution and all this talK about ULEZ, which affects Workers, Business. Tenants & landlords severely. I lived right on the North Circular Road, 30 years ago my neighbour just 2 doors away from me which was there many years before me and is still there right on the Gyratory System in fact my house was called this name. Some years back Mr Khan extended ULEZ to this Road deliberately to make it worse. Low & behold the lady is still there with her husband both are amazing and out for a walk together at a grand old age. She Celebrated her 100 Birthday other day, Mr Khan are you sure you know what you are doing making a mess.
From:
Michael Foley
10 May 2023 16:11 PM
Luke I believe you are correct and it’s the way it always was but some of the interfering busy bodies tries to put a different slant on it. One Contract means one Contract Joint & Several (say 5) which they signed up to, so if one breaks it, it’s Broken, if 4 leaves the one remaining is responsible for the lot. The Bill has been delayed, they must have thought of another load of crap to put on it.
From:
Michael Foley
10 May 2023 15:37 PM
I don’t know which is the biggest lie is it Mr Gove with the Renter’s Reform Bill to help Tenants allegedly that has increased their Rents 30%, does he think he can pull that one over on them. Mr Sadiq Khan the other massive lie contender with ULEZ. He has introduced a huge number of Traffic Creation Schemes in London, just how many Roads has he Blocked off, no entry at certain times or at all, narrow widths, bits of unnecessary bus lanes for penalty money grab, bicycle lanes sometimes even dual carriageway cycle lanes taking up half a Main Road and not a cyclist to be seen, over the top temporary Road Work restrictions sometimes unnecessary lights or far wider coning off than sensible obstructing traffic. So the Roads that were moderately busy are closed off forcing them onto Roads that were already busy clogging up the whole Town, nice one Mr Khan so you think a journey that used to take me 30 minutes in relatively slow moving traffic yesterday took over 95 minutes one way and obviously 95 minutes back, brought traffic often to a standstill or 3/4 mph. So you have increased Air Pollution no end, the ONS are dreaming as well telling us how many of carbon saved they should get out of the Office more. Where do you earn your money or not at all just grab other peoples money for free like the hundreds of pounds already you take for every individual C/tax or ULEZ you now wants more free Billions from the Schemes, it certainly beats earning money. Notwithstanding scrapping perfectly good cars doing huge damage to the environment and 4 times more resources and energy to build electric cars and the extra electricity needed to operate them. Time for you to go and bring Mr Gove with you and your Treasonable Policy’s bringing the Country to its knees because every stupid thing you do is copied attributed to your position of power.
From:
Michael Foley
10 May 2023 09:07 AM
Well after what I seen today I the obligation to attend a funeral in Croydon, so I took the opportunity to go by the detached house I Built & sold. What a disgraceful way to treat a property, lack or maintenance weeds everywhere the tarmac drive full of moss, big window at front changed for a smaller one, the remaining aperture bricked up with poorly matching brick work. I spoke with a local resident who said it’s housing to an Nigerian family….
From:
Michael Foley
09 May 2023 20:14 PM
Hi John, my friend a correction the Tenants have enjoyed very reasonable rents for decades on the fruits of our labour. Now look what has happened with Government interference rents shot up to roof do you call this a big benefit success story for the Tenants ?.
From:
Michael Foley
09 May 2023 17:25 PM
I don’t agree with compensating Tenants when I want my property back. I don’t see why I should have to give them a reason or justify myself to the Tenants either I didn’t need their permission when I acquired the house. I Build a House in Croydon to let out so I was Built to Rent before the words were invented. That was a very big mistake I made. I bought the ground at Auction with a Company Check on the day that wasn’t tax allowable but if I had bought Plant or Machinery it would be allowable. So I was taxed as if I still had the money putting me in the red in the Bank and having to pay interest on it as well. Then a Recession and not viable to do it stood idle for ages. Then I was advised I should have bought it in my own name, so I went to Solicitors they said I would have to buy it from to Company which involved me paying tax on the money to buy it from the Company, then when I done my Accounts had to pay tax again it, sale of an acid. Anyway I Built House and let it out got plenty of trouble from Tenants backed up by Council. Eventually I sold it because I wanted to buy a property nearer to home. Ok a big lump of C/gains tax went, then not enough left to buy nearer home so I had to get another loan to put me in further debt. Do you seriously want to tell me I should be paying Compensation the Tenants as well you’re having a laugh. So we buy / sell more than once.
From:
Michael Foley
09 May 2023 10:36 AM
It’s a great idea why not offer it to single parent as well that would save the tax payers £23.1b Housing Benefit. None of my individual Tenants are paying £800.00 pm or half for the most part which are in London, good luck if you can buy here for that try the New Developments Ealing or Wembley £300k + one bedroom. Let them buy and repent for the next 30 years they will be well stranded, can’t move from area to area or partner to partner or follow jobs that require a move.
From:
Michael Foley
09 May 2023 09:05 AM
Jim I appreciate you are a Section 8 man and have done hundreds through the Courts but Its not for me. I don’t want to be running to the Courts dozen’s of times. I don’t want the situation where I need to go to Court at all. Tenants don’t need to go to Court and can walk at any time, I think its totally wrong that the landlord has always got to go to Court to get possession of his Property that was freely entered into by both parties but only the Tenants can end the Tenancy and he’s not the owner or have any financial stake in the property.
From:
Michael Foley
09 May 2023 08:35 AM
Jim. While I agree with much of what you say like the Government wanting to destroy Private landlords, that goes without saying or they wouldn’t have invented a whole raft of unnecessary legislation and one sided Regulatory Compliance like 2015 De-Regulation Act. Removal of Section 24 for Private Landlords only to Benefit Companies, now Removing Section 21. All this just to clear the decks for the Big Boys to take over and aren’t they lining up. I don’t need to mention them all again when it’s happened before your very eyes. The High Rise Flats will continue suitable or not the Concrete Mixer cannot stop. The Round Table Meeting of Key Representatives to Discuss the Rental Sector was held very recently by Mr Michael Gove which included key Industry Players but excluded Private Landlords the main Players who provide all the Property. So none of the Round Table participants supply any Housing to the Private Sector and must have a giraffes neck to be make laws for us. Ok who took part at the Meeting - Mr Gove, Shelter, Generation Rent, National Housing Federation, Local Government Association and NRLA (100k member out of 2.6m), hardly Represents the industry altogether I am a member and I think too much self interest. I declare the Meeting Null & Void not fit for Purpose going to base the law of the land on those flawed events.
From:
Michael Foley
09 May 2023 08:17 AM
I don’t pretend to know how any of this works but I knew 2 long standing friends some years back both had their houses paid off at Retirement. One worked infactories all his life and had made every contribution, the other was self employed trades man, nothing was regular or straight everything a mess no regular contributions or at all. However they both retired the same week and the debate started. The self employed man ended up with a pound a week more than the man with full contributions because of other things he could claim that wasn’t available to the man with full contributions. It’s a bit like people on housing benefit often end up better off than the person working to pay for all.
From:
Michael Foley
08 May 2023 08:59 AM
I had aluminium loft ladders installed in all my properties as standard but have since removed some, it was too convenient for the Tenants for storage and unwanted items then when they leave anything they don’t want is let behind. NHBC had a requirement that you had to have a certain sq footage boarded out, probably not relevant any more, it was too handy for them. Of Course there’s so much insulation up there now you wouldn’t know where the floor is.
From:
Michael Foley
07 May 2023 09:38 AM
I know many properties don’t have a hatch or had it sealed up with FB plaster board so you can’t even find where it was. A couple of factors here with Combination Boilers no water storage tanks required in the lofts or legionnaires testing. With the introduction of HMO’s in places like Harrow the hatch fire proofing specifications is so onerous people obliterate them and they are gone. I have their specification and had to do it, purchase a full fire door cut it to size glue and hardwood lip it all around, remove hatch lining and replace with fire frame. I kid you not its over the top in more ways than one, not any one up there. Another silly thing I was required to do remove the notice board with all the required documents from the prominent position it had in their living room and put it in their entrance hallway, Tenants those days always seem to have a bag on their back and rubbing off the notice board knocking off the documents, now I see they have disappeared it altogether. Another thing I was minded to add an extra Shower & Toilet to the very large bedroom again I way told I would need an amendment and planning permission for the work, no thanks leave it how it is too much nonsense. I could have it done in a week but involve red tape then not viable and hassle just leave it.
From:
Michael Foley
07 May 2023 05:37 AM
The Grenfell Tower terrible tragedy 72 lost their lives rip all and apologies for even mentioning it to all concerned . The Cladding was the wrong material and wrong specification for installation or it couldn’t shot straight up un-impeded there should have been a fire stop at every floor level to my mind. It was the Council’s mistake and under they watch, low & behold they turned around and attacked private landlords that had nothing to do with it.
From:
Michael Foley
06 May 2023 20:05 PM
The research is flawed its no use asking a LL if he ever used a section 21, it has to be a better question. So say for argument’s sake you ask a LL who is only 3 / 5 years in Business did he ever use a Section 21 and he says no, Then you are asking a LL who is 30 / 40 years in Business the say question and he says yes or no it’s not a comparison at all as he’s ten times longer in Business. This Selective Licensing is flawed and probably being used illegal, as the Article correctly states its Selective for specific problem areas as stated in the Act. Then comes along Mr Michael Gove the high & mighty after a Council had introduced Selective Licensing in 3 Areas as how it was meant to be only last July’22. He turned around and subsequently gave permission to make it Borough wide later same year with was introduced on the 3rd of January’23, so it’s not Selective at all when it’s Borough wide. What a stitch up making his own Rules and he’s above the Law. HMO C/tax on rooms is totally wrong making Renting unaffordable for Tenants as they have done with licensing Schemes while pretending to be their friends, some con-trick divide & conquer it looking a bit thin now. Council tax in London the minimum band is ‘A’ which if added to room as it does already in some cases puts another £100.00 approx pm on to Renting a room, so even a small HMO of 5 persons sharing a small Terraced House 3 up / 2 down that’s £500. pm = £6k pa c/tax or more than triple the current c/tax, so add this to the 12 changes Mr Gove is making that’ll be 13 yes fairer renting for Tenants he couldn’t hate them more ?. All costs are a burden on Rent Payments.
From:
Michael Foley
06 May 2023 19:42 PM
Well you can’t talk about not building enough housing without factoring in the Single Parent Family, now rampant and virtually has phased out the Married Family Unit. Ok tell me how the Marriage figures has fallen on the back of the rampant rise in housing Benefit Single Parent Family, of course there will be a sleeping partner who can bump up the Rents to out bid working people. Anyway it’s a massive Bill at £23.1 billion for Housing Benefit claimants. So no hope of them buying when they have it all already, some chance of getting them saddled with a 30 year Mortgage are you having a laugh.
From:
Michael Foley
06 May 2023 13:55 PM
No Central Heating either get your paraffin oil from the man with the horse or later the slot machine on the corner for your gallon of Paraffin, they seem to forget a great deal when making the Comparison.
From:
Michael Foley
06 May 2023 13:27 PM
Andrew I hope you were near the exit.
From:
Michael Foley
06 May 2023 13:13 PM
I was a Tenant back in the 1960’s and rented in various Towns & City’s where there was no bath or shower and only one outside toilet, I had to use Public Baths, certainly not making a fair comparison here at all.
From:
Michael Foley
06 May 2023 13:10 PM
I don’t agree many people on Housing Benefit’s are getting more than £32k and some up to £50k. Construction trades many on £60k + so that’s equal to 5 times the wages to house prices, no difference to 1953. Then we now have the Computer Academic and graduates on over £100k pa, to do no real work, people today don’t know they are born or how well off they are.
From:
Michael Foley
06 May 2023 12:16 PM
I have read this Article on The Renter’s Reform Bill with a an eye out to see how its going help the main player in all this, the Owner, the Landlord who put his money where his mouth is and risks financial ruin plus already the target of Government Anti-landlords Legislation with Rent Re-Payment Orders, Confiscation Orders, 2015 De-Regulation Act, Criminalisation Bill,Unfair licensing Schemes a huge money take for Councils & Internet Platforms, ok let’s see how they Mr Gove & Co are going to help us the providers of the accommodation. (1) We will.. (2) We will… (3) We will… (4) We will… (5) We will… (5) We will… (6) We will… (7) We will… (8) We will… (9) We will… (10) We will… (11) We will… (12) We will… That’s 12 changes they forgot us, nothing there to help Landlords. Mr Michael Gove are you completely inept and its taken you years since 2019 to come up with this comprehensive injustice.
From:
Michael Foley
06 May 2023 05:05 AM
The buyer wasn’t the fraudster it was an intermediary lady & a gentleman.
From:
Michael Foley
05 May 2023 20:13 PM
Fraudulent scammers are having a field day thanks to Technology. They exchanged Contracts on a House belong to me before I found out by accident through the buyers friend who was a mutual acquaintance and got suspicious. The property was Registered with Land Registry for Service, it cost me legal fee to put a stop to it. I was advised to pursue the case but didn’t knowing what legal fee are. The fraudsters weren’t connected to the property in any way and was part of a much bigger fraud involving millions, I understand they had a Solicitor on board.
From:
Michael Foley
05 May 2023 20:01 PM
Tanith, my friend the answer is very simple. I would not buy a property we Tenants insitu. Vacant only I am not buying historical problems it might be the very reason they are selling. Anyway it’s bad practice I’ll get enough grief starting with a clean slate without them telling me about before. As well I might want to do some up dating that cannot be done with Tenants in Place, contrary to what the feather head no nothing Regulator’s think, they haven’t a clue about anything only collect extortion money .
From:
Michael Foley
05 May 2023 19:23 PM
Peter, we know their agenda is simply to remove us by unjustified regulations, to make way for the big boy’s to take over. The Developers, Institution’s and the John Lewis’s of the Country including the Banks who have vacant Premisses by the score look around you, all looking for new money stream’s ours their businesses has hit the rocks. What could be easier than take over ours ready make Business. They even have our Bank Account’s conflict of interest. Anyway the Concrete Mixer can’t stop either keep building right type or wrong type it doesn’t matter it has to keep turning.
From:
Michael Foley
05 May 2023 09:31 AM
EPC’s getting ridiculous now I see a former 1930’s Joseph Rowntree Housing Estate, mostly 2 storey Terraced houses, which were built with Cavity Walls and had the cavity pumped with poly beads insulation some years ago. The ones owned by local Authority are currently having additional 280mm think external insulation added it looks ridiculous plus Roofs over hang being altered to accommodate the extra thickness plus other changes too much to go into. Good old tax payers most occupants live for free.
From:
Michael Foley
05 May 2023 09:06 AM
Ah yes a new name ‘The Dumbo Bill’ yes a shake up that meets the diverse robust comprehensive changes of Tenants and landlords to meet the needs of the PRS, just what we need landlords actually got a mention they want to meet our needs by Bankrupting up. More powers for Councils but to have all powers already backed up by Courts & Tribunal’s with ability to fine landlords Hundreds of Thousands of £’s, Re-payment Orders, Confiscation Orders etc what more power could they possibly need. They could use Parliamentary time for an Alternative White Paper for London Councils and the Mayor’s Office to learn how to sweep leaves, avoid them rotting down silting up drains & gully pots causing ponding and potholes saturation of roads weakened the sub-structure / surface crumbling away. They could have a Requirement for Mayor’s Office & Council’s to learn about the difference of Asphalt mixes and not be putting down poor quality mixes that’s crumbling away after 4 years instead of 40. It might be better than sitting on their backside collecting extortion money for ULEZ.
From:
Michael Foley
05 May 2023 08:36 AM
Now that we know what’s in the unfairer Renters Reform Bill being forced in to destroy Private landlords. The 8 anti-landlord disgraceful changes are an a front to British Justice, so we can no longer expect any degrees of fairness or have any confidence in the System it’s so blatant, certainly nothing to do with the truth.
From:
Michael Foley
04 May 2023 18:14 PM
So sad for any loss of life RIP Philip Sheridan and Condolences to all his Family. I agree at the age of 32 years in the prime of his life he should be working unless there are other issues we don’t know about.
From:
Michael Foley
04 May 2023 10:39 AM
Why don’t NRLA get some more members instead of fooling with their on-line round table internet web nonsense everything the root cause of collapsing confidence with their zoom 2 CPD we might as we’ll have 2 pints of beer. 100k membership only after decades and amalgamation of the two NLA & RLA and a pool of 2.6m landlords to pick from. Perhaps if they had a round table Conference and Campaigned with their internet web zooms against removing Section 21 instead of going along with everything almost endorsing it, Landlords would have a great deal more Confidence in the Business they Built now being destroyed by others. People destroying businesses / objectors / protesters / complainers and lame ducks given far too much credence over the people trying to run a successful business and housing 9’000’000 million Tenants, contributing billions to the economy & paying billions more in taxes, anyway have a nice chat see what more Schemes you can invent for us.
From:
Michael Foley
04 May 2023 07:20 AM
It’s not easily which eve way you do it skips + permits are very expensive if allowed to put on the road at all. Licensed carriers with little truck £290.00 for load and if mattresses £20 surcharge on top and I had 5 = £100. extra. The worry is you have no control over where it ends up.
From:
Michael Foley
03 May 2023 19:48 PM
Amazing even 20 mph speed limit in London + humps and ramps to stop you speeding at 20 mph, still the rubbish poor quality road surface ravels away and full of potholes under Mr Khans watch. Plenty money being spend on traffic creating schemes and Bicycles lanes but not a bike to be seen, it all wonderful, just add ULEZ and Congestion Charge that’s £12.50 + £15.00 per day + £6.00 Per hour to park on the the street in Hammersmith if your car is Diesel not Euro 6.
From:
Michael Foley
03 May 2023 18:16 PM
I hate this nonsense fly tipping as well. We know there are certain people of some cultures and nationalities who are the worst. It quiet bad in London and the Recycling Centre in Brent one of Londons biggest Boroughs is Closed 2 days in the middle of every week. When they are open you can’t go with out an Appointment it has to be pre-booked, most landlords items are chargeable and a minimum fee. There is no thought for our program of duties we have to dance around and not inconvenience them come when they say if they are open, notwithstanding we pay C/tax like everyone else so why would our waste not be treated the same as other house holders waste, (non building waste). I’m in London if you light a fire always assuming you have enough space to do it, not allowed next thing you know the Fire Engine arrives neighbours more than willing to report you. Several hundreds of pounds of everyone’s C/tax goes to Sadiq Khan, Londons Mayor above all laws and accountable to himself only.
From:
Michael Foley
03 May 2023 17:28 PM
Jim, my friend you can’t build enough housing that’s out of the question, they will all want them as now. The housing Benefit System has destroyed the normal Marriage Family unit. Its now the Mother and 3 / 4 kids housed and all kept and the secret sleeping partner. How can you top that again do you think they are going to get saddled with a 30 year Mortgage when they have it all already for free dream on,
From:
Michael Foley
03 May 2023 14:31 PM
The Council got permission for 3 ward’s in Ealing for Selective licensing in July 2022 similar to previous Selective licensing of 3 Wards fair enough. The later in same year comes along Mr Michael Gove, Conservative Housing Secretary and gives Selective Licensing Permission for Borough wide might be 24 I gave up counting, anyway that’s not what the Act was for it was supposed to be Selective and for especially problem Areas ?. what happened to that, yes he is Labour in a blue suit.
From:
Michael Foley
03 May 2023 09:07 AM
Any improvement with be quickly eroded and negated by Regulation it won’t be allowed.
From:
Michael Foley
03 May 2023 06:55 AM
Build 2 Rent players complaining about tax and too much Regulation. Spare a thought for Private landlords who are hammered left, Right and Centre no one has any sympathy for us.
From:
Michael Foley
03 May 2023 06:48 AM
Well at least they won’t be saddled with a Sitting Tenants or worse a non paying Sitting Tenant or a lead Tenant that has sub-let your property made a killing and disappeared with the money you didn’t receive, left you with occupants installed that you don’t know from Adam and not compatible with your Tenacity Agreement that you signed up to. Good idea keep landlords out at all costs, all the do gooders making nandy pandy rubbish rules.
From:
Michael Foley
03 May 2023 06:42 AM
I don’t know what point Savills are making . I would have expected the over 65’s to be Mortgage free if they were ever going to have it payed off. It too late to be trying to pay it off when you are an Old Age Pensioner. So are they saying it was the wrong thing to do and shouldn’t be Mortgage free or now that they have paid it off its unfair and should be attacked like private landlords and take it from them again to help the doss anyone that does any thing proper must be pillarized.
From:
Michael Foley
02 May 2023 19:32 PM
Andrew. Well with the licensing HMO Register now Borough wide in some cases, no need for another Register to be honest we are vastly over regulated and rent payments through the Bank. No need for the the New Redress Scheme they are pushing either, who is going to Redress Landlords (I have a house £10k behind) not another one sided Ombudsman its bad enough to have Council’s, Courts & Tribunal’s all in click hardly need an Ombudsman and no Section 21, we can whistle for it.
From:
Michael Foley
02 May 2023 09:22 AM
Tricia, don’t forget the Housing Benefit Policy’s has created Single Parent Families with 3 / 4 Children on housing benefit usually with the invisible live-in partner. Why would they buy a property when they have it all already + all the other goodies whether Child Allowance, Schooling or Reduced C/tax and much more. When it comes to renting they often out bid working Tenants the sleeping partner can throw-in a few bob. I tell it how it is Government are trying to reduce this huge housing Bill or is it £23.1 billion.
From:
Michael Foley
02 May 2023 08:20 AM
What not again another one from Parliament that forgot to mention that High Rents in the main are Government driven by Extra Regulatory Compliance, Licensing Schemes, additional Stamp Duty and unfair taxation specifically for private landlords. They also forgot to say that the housing crisis was deliberately caused by Government continuous attack on Private landlords, such hypocrisy. Ok we know its to clear the decks for the big boys to take over and Build Multi Story unsuitable Flats. They need a Mew Money Stream the Commercial at Retail Businesses has hit the buffer’s, a product good old Technology Internet purchasing has brought the Country to its knees, anyway the Concrete Mixer can’t stop or the jobs will be lost then we are really in trouble / recession, we are only Collateral damage Scapegoats.
From:
Michael Foley
02 May 2023 07:43 AM
Shane, just catching up on reading some of the comments busy and long weekend. I agree we are not represented or poorly represented we can’t say 100k member Organisation is Representative of 2.6m landlords whether our fault or not something seriously wrong here we are outcast and yes always shafted, we are treated deliberately unfairly by comparison to other Landlords using Companies they are paying far lower tax rates and exempted from HMO’s in Blocks of more than 3 if that’s the case as I have read it. It’s interesting to note people that house no one are glorified, have the ear of Government, classed as Industry Experts, exempt from all the Housing laws obviously as they don’t supply any by are rewarded with Charity Status good that isn’t it. Long term landlord are particularly disadvantaged and hated the most, instead of getting Rewarded for the years of Service and loyalty get screwed and held to Ransom until Death do us part, no exit plan allowed, no taper relief / indexation / inflation taxed as profit. We are not Represented or treated fairly at all.
From:
Michael Foley
01 May 2023 04:15 AM
Mr Michael Gove told Parliament that there’s a Problem with the Private Rented Sector. The Problem with the Private Rented Sector is him, he is the root cause of everything that’s wrong with it and he should go now before he does even more damage and ring and bring Sadiq Khan with him another free loader that wants to expansion ULEZ and rob people while providing no Service, too Many now want free money. The Blind leading the Blind.
From:
Michael Foley
29 April 2023 19:00 PM
The Strangest thing about all those Regulation’s is the Government wanting people to buy their own homes. Do they not understand that the Government is the biggest obstacle to people owning their own homes for years now. They spend £23. Billion on Housing Benefit, including huge numbers of single parents but not just with one Child but more and often 4 children, how did they get pregnant ? father’s free to roam. This is the rubbish society they have created, so do they think people are going to buy a property and be saddled with a Mortgage for 30 years when they have it all already for free, what loose their Benefit & Universal Credit & all the other goodies. Dream on your Policy makers are living in cloud cuckoo land.
From:
Michael Foley
29 April 2023 15:51 PM
Landlords had better toe the line now the Council’s are flexible their muscles. To tell you the gist of the stories 2 Landlords were fined £600k in Ealing on two separate cases. Basically forming Sub-Standard Flats with-in houses for Letting without Planning Permission. I suppose some of those multiple Tenants might now be available to occupy or buy the New High Rise Flats. I told you the Concrete Mixer can’t stop, (or Del Boy’s ref’ to Paddy’s tumble Drier).
From:
Michael Foley
28 April 2023 21:44 PM
BBC should get their facts right it’s not their Home they are all pushing this one, Where does the landlord fit in this, if they owned it, it would be their’s and the landlord would have no say or are you saying the landlord bought it and don’t own it. I bought a Building Plot and Built my House in Ealing by my own hand with only hand tools and no electric on site, Cordless tools weren’t invented, without any help or burden on anyone before getting married or having children, incidentally I still have it 50 years on and don’t tell me it was easier back then or you have another thing coming. Why blame the landlord for other people having 4 kids that they can’t provide for, they are not his so what makes them think a landlord has a responsibility to house them. Oh yes where is the father / father’s in all this equation. I know one guy that fathered 7 children of 2 different colours by 4 different mothers and never reared any of them ?. Give me a break it must be the landlords fault.
From:
Michael Foley
28 April 2023 19:08 PM
It might be ‘His Majesty’s Office’ / 1. 👍
From:
Michael Foley
28 April 2023 09:11 AM
So we will be back to where it was when I was buying with Commercial loans 5% base + 3% before BoE were given control and kept lowering rates which abolished savers, then came the Woolwich & others followed with B 2 L, I know how I suffered with the old normal, maybe this its going to be the new normal, anyway the Concrete mixer can’t stop. How are people that bought with low interest rates supposed to cope now and at the same time be hit with a load of Regulatory requirements incl’ licensing and Energy Performance up grades, it seems there’s a concerted effort to destroy the current sector. They are prepared to introduce all those laws at a time people were already struggling it don’t bear thinking about. Roll on London Mayor Khan wants more unearned Billions with ULEZ from the life blood of the Country £12.50 a day if they dare turn the key. This is the same guy that allowed sub-standard Road Surface material / Asphalt to be applied to London Roads under his watch, now ravelling away and full of potholes after only a few years instead of 30 years what a moran and he’s in charge of us, now interfering with Private Sector Housing and thinks it should be Capped is he for real at a time when people can’t meet their current commitments.
From:
Michael Foley
28 April 2023 07:47 AM
John, my friend leave the red wine alone and all other alcohol as well , its the last thing you should be doing, Alcohol increases Blood Pressure / Hypertension, back to a cup of tea instead you’ll be like a new man, leave the drinking to the young, we all had our day ☕️
From:
Michael Foley
27 April 2023 21:12 PM
John, don’t let it get you down rise above that. I have one leading me a merry dance in arrears £10k and rising, never says he won’t pay but we know ourselves when it gets that high its not coming. I have taken no legal action yet and trying to avoid it as it adds insult to injury. There’s no viable legal remedy and they know it. the more their hand is strengthened the more default will happen. Chin up and carry on even take a hit if they go, start again with an Agent at a higher rents to cover your costs, don’t be driven out making money for Government with c/gains and next person paying Stamp Duty, especially if you are in an area that’s not too densely populated meaning the big boys won’t be coming to you with high rise blocks. Good side out worry is no good Best wishes.
From:
Michael Foley
27 April 2023 15:09 PM
Imagine that we can Register for free, what more crap are they dreaming up now for us, a Redress ponzi Scheme I suppose, no one to Redress us, with the Council’s and Tribunal’s on their side why would they need more give them the Title Deeds. just where do they get off we are sinking to the bottom with the weight of Administration nothing to do with supplying quality affordable housing, they are the fly in the ointment themselves. So already just to do on Tenancy Agreement (Gov model tenancy 55 pages), HMO licensing £1’550 Application fee alone (mandatory) + thousands for Compliances, ‘How 2 Rent’ ‘ Right 2 Rent’ Share Codes, Register for ICO Annual and pay the fee, Electric 5 years DEICR, Gas Certificate Annually , Fire Detection Certificate Annual, Emergency lighting Certificate Annual, Certificates hugely expensive, Energy Performance Certificate. must have Notice Board that Tenants always remove, Fire Blankets, extinguisher, Carbon Monoxide detector, Referencing, No Dogs 🐕 please. I think that’s enough to be getting on with without go to St Albans for more c..p.
From:
Michael Foley
27 April 2023 08:25 AM
There will be VAT on every bill of course.
From:
Michael Foley
26 April 2023 20:05 PM
Hi Robert, the same thing happened to me I seem to be reporting you when I was supporting you Sorry I struggle with technology but build a house no problem. I wonder which is more important. I don’t know how I am supposed to do digital quarterly Accounts. At landlord meeting other night they were amazing for me to say such a thing, they thought Its was no difference that the Accountant had to do it anyhow, how much out of touch can they be if I don’t have all the information how can he do it he’s not running the Business, anyway its quadruple Accounts fees.
From:
Michael Foley
26 April 2023 18:03 PM
My feeling is the Government considers us small fry and driving us out is not a problem for them plus make a killing will SD and C/gains as we are forced to sell, probably Inheritance tax as well I am sure it has killed a few off. The Build 2 Rent of multi- Storey won’t have a problem they’ll be exempt. The Construction work has to continue for jobs and keep the economy going, which means The Big Boys are taking over or they wouldn’t be doing it, we are only collateral damage. The CONCRETE MIXER CANNOT BE ALLOWED TO STOP.
From:
Michael Foley
26 April 2023 10:57 AM
Incidentally as I walked through the tunnels with hundreds of others between Oxford Circus and Warren St tube Stations for the Victoria line. A couple were stationery with suit cases and a dog obstructing half the tunnel and several calling out mind the poo, some walked in it, am I really going to be forced to have dogs them in my Residential Property
From:
Michael Foley
25 April 2023 09:36 AM
Last night I went to a Landlords meeting in Central London by public transport. The tube trains were packed full solid as were the platforms not hardly standing room, the trains stopped and went a number of times before I could get on. So Mr Sadiq Khan come and see for yourself, where are you proposing to put all those extra people on Public Transport that you are creating by blocking off scores of Roads in London, dual carriageway bike lanes but not a bicycle to be seen. Just Add ULEZ to put thousands more on Public Transport, where is your master Plan ? or is it like the attack on Private Landlords which you are a part of wanting to cap the rents and oblivious to landlords costs, you clueless about the Business. The purpose of me going to the meeting last night was to get some CPD points even though I was Accredited 4 times with 2 different Organisations since 2012 but they keep expiring. I must learn how to be landlord.
From:
Michael Foley
25 April 2023 09:23 AM
Jo. That’s excellent you tell it how it is the reality not rubbish Also it’s Government and Councils that wants rid of Section 21, not because of anything the landlords done or abused it but they don’t want people turning up with a Court eviction Order demanding to be housed. Interest rates seem to have increased 11 times in 18 months, someone will put me right, so I am surprised if they are saying its now more affordable to buy than rent and not before when interest rates were a fraction.
From:
Michael Foley
25 April 2023 07:51 AM
Great News for Tenants where’s the problem buy your own you’ll have 25 years to repent. Sure don’t forget changing your partner down the line when locked-in can be very expensive. Landlords abused and held to ransom, many can’t wait to get out. Oh Sorry Rogue Landlord I didn’t mean it. please come back.
From:
Michael Foley
25 April 2023 06:52 AM
We as Landlords take pride and run a legitimate Rental Business against all the odds, not Brothals but I am sure they have less Regulation’s.
From:
Michael Foley
25 April 2023 02:42 AM
YouGov. Research on behalf of Shelter housing Charity, not them again they are really scraping the Barrel with such an unfounded Allegation like this. One Woman in every 50 has been Propositioned for sexual favours by their landlords. Just another whopper of a lie. I never had this nonsense in 43 years a landlord when is my turn Sulla is a Braverman than me. I think they are on the wrong page I thought sexpest’s were the reserve of South Yorkshire and accepted there for 30 years before someone thought it was wrong and should be stopped. Is this Research more flawed than the one Shelter had in 2007 when they Alleged up to 45% of Deposits were withheld by landlords and had the Law changed and New laws introduced based on that, it later turned out the percentage was less than 2%. Shelter are at it again with such Allegations about Section 21. How many more unsafe laws are we going to have based on false information from non- Housing Associations who have the ear of Government.
From:
Michael Foley
25 April 2023 02:27 AM
The Whole Business is getting a right mess. Insurance Companies out of control and Premiums through the roof. Today I tried for an alternative Quote went through everything for 20 minutes at least, then declined to give a me a Quote without a Reason, after 50 years without ever having a claim. There’s no Data Protection Act for the Insurance Customer they should at least be required to give the Reason who knows what false information they are storing up, no they are not regulated at all but in collusion.
From:
Michael Foley
24 April 2023 10:50 AM
Yesterday I removed 10 commercial wooden pallets from the rear of a house that was put there by a former Tenant who said he was going to make a bench out of them, that mad idea from a graduate never transpired, subsequently another Tenant sharer she told me not to remove them but now she has left so I removed and still have the problem of disposal. I believe this is a consequence of Regulatory Changes Tenants letting you know who’s boss. That was a fire hazard up against the house loaded with rubbish, so that will be landlords fault fine him. As the saying goes put the Devil on horse back and he’ll ride to Jerusalem.
From:
Michael Foley
24 April 2023 09:20 AM
Very good the Law abiding one’s will be the one’s that Section 24 don’t apply to and claim all their costs + only pay half the amount of tax. Oh yea if they have Flats in Blocks no licensing required.
From:
Michael Foley
24 April 2023 08:13 AM
Very important to get rid of small Private Landlords that Created the Business out of nothing. Now Ripe for the Big Boys to Harvest, plenty more businesses to joining the fray switching now that their own is hitting the rocks because of on-line everything the unintended consequences of Technology.
From:
Michael Foley
24 April 2023 07:31 AM
Not only are we now required to learn How 2 Rent and continuously acquire course points development but now need guidance on how to clean. Who do they think have being doing it all those years, have they just thought of it or brand new to the business. Notwithstanding we were doing it before the Prime Minister was born. I wished they had used their energy to save Section 21 Instead, we are ok with the eggs.
From:
Michael Foley
24 April 2023 07:20 AM
Shane. I am envious of you and the licensing admin process Computer exercise for HM0’s in PRS can take over a year from submitting the Application, it’s just as well they don’t actually have to do something .
From:
Michael Foley
21 April 2023 12:30 PM
Jo. Why is all this stuff only available for housing Benefit Claimants its like they are given a bonus for doing nothing, they wouldn’t work to warm themselves.
From:
Michael Foley
21 April 2023 08:48 AM
Michael Gove is right too many people in their in there local Communities in Towns & Cities are being pushed out by him and his Unfairer Renting Policies with Removal of Section 21. The exit and switch he created by attacking the Private Rented Sector has caused the problem with Airbnb that he’s now making a song & dance about. As for the Liberal Democrat MP just jumping on the Band Waggon trying to get themselves noticed.
From:
Michael Foley
21 April 2023 06:52 AM
I think it a very poor landlord won’t a taxable income of £50k. I know loads of working couples have a combined salary of more than £50k and their biggest gripe is they don’t get Children’s Allowance even though they contribute to it, its reserved for the Benefit milkers
From:
Michael Foley
20 April 2023 22:54 PM
Jo, I agree we are much worst off in the South and licensing Applications fees much higher too, as I understood you were previously saying the regulation’s were impacting them more up North which is what were referring to. Anyway there is no issue between us and you make some very good comments. I observed on here you appear to been head hunted. 👍
From:
Michael Foley
20 April 2023 22:39 PM
Anthony, you have that right about Shelter and Government conspiring together. I am waiting for the Article to appear here. Recent Meeting of Property Housing Industry experts (1) Generation Rent, that’s one off the list of experts they don’t house anyone. (2) Shelter that’s another housing expert off the list they don’t house anyone, (3) Mr Michael Gove the Anti-Private Landlord Housing Secretary the root cause of homeless Scrapping S.21 and unfairer renting Schemes driving out landlord. Ok that’s 3 of the so called Industry Experts meeting in Private to decide on housing Policy behind closed doors. So they are all discredited that Meeting has to be declared null and void no fair Representation for Landlords that House 9m Tenants. Oh’ Ben Beadle was there with that broad grin he’s no grass roots landlord, it will be from the academic culture which is why he got control and we lost Richard & NLA, good night. Some Industry experts the stitch up and collusion is unbelievable.
From:
Michael Foley
20 April 2023 22:24 PM
Jo. I was talking about comparisons on Property £ for £ and you proved my point. I said in my example a property would cost 3 times as much down South as up North thinking of North West as an example like Liverpool. Ok go North East take your example or Newcastle, buy the house you say £100k, ok so it’s not 3 houses I can buy in Newcastle but it’s now 7 houses I can buy for the Price or one down South, come on now Jo give me a break even your suggested average rent letting price in Newcastle of £650. pm now x 7 = £4’550 pm, but I am actually getting less than £1’900. pm for several each costing 7 to 1 of your example. Jo my learned friend since when was £4’550. pm less than £1’900. pm. We are making comparisons on £ for £ property investment and returns. Oh dear ! and we can’t get 100k signature's, protesters have got 100k signatures to ban horse racing since Saturday as I understand it, how many of them ever even handled a horse or know one end from other.
From:
Michael Foley
20 April 2023 21:06 PM
Jo. I am not sure about this North South divide. Isn’t S.24 the same for all Private landlords taxed on Mortgage Repayments. Yes property is cheaper up North you could get a house for £200 / 250k, one house in the South will cost you as much as 3 in the North but the rents isn’t 3 times as much ?. So pound for pound better value in the North, also if you have trouble with the one house it’s big trouble where as if you had the 3 and got trouble you still have the income from other 2, many people have moved up North, students also trying to get into Universities up there for cheaper living. Sometimes their Parents buy a property for this purpose not much chance of this in the South
From:
Michael Foley
20 April 2023 12:39 PM
I am not going to knock this platform at least its giving us a voice even if we are talking to ourselves. Landlords are not leaving because of EPC’s. They are leaving because of Section 21 Removal and loss of ownership. The are leaving because of the introduction of Section 24 increasing the burden of tax. They are leaving because of licensing Schemes and the huge costs associated with them. No it’s not EPC’s we are able to cope with that in the main, although it can be difficult in some situations, just so much media hype portraying that as impossible, let’s face it if Martin can do it anyone can. So sorry for been a landlord, so sorry for the work I done in Milton Keynes, Bletchley & Newport Pagnell, taking over and completing 67’000, sq ft of warehouse & Office’s (Seal, Gull & Len), when Lunnen Brothers of Woburn Sands went bust, one of the Units was taken over by Open University. another one making Selotape, don’t know who took other. I needn’t have done any of this, what on earth for ?, I could have doodled along with the others I’d be grand, all this persecution ?.
From:
Michael Foley
20 April 2023 07:47 AM
Government must be pleased with their Housing Policy’s which are working well on all fronts. (1) Driving up Rents. (2) Driving out Landlords. (3) Creating Homeless. What more could they ask for with Section 24, Section 21, Selective licensing, Fees, Penalties, Unfair Compliance’s, Re-Payment Orders etc, Very Successful indeed they really know how to muck it up, Congratulations.
From:
Michael Foley
20 April 2023 07:03 AM
Nick, I know exactly what you are saying about repairs when third parties get involved the price rocket. I have a Flat in a small Block of 10 part 2 @ part 3 storey more like Terrace housing. There was some remedial work required like, facia’s, guttering a few tiles to be replaced. I offered to to do it £3 / 4k max, no they need official-dum meetings, surveyor, multiple estimates, refer to Memorandum of Company Articles etc, OK the Scaffolding went up for months job dragged on & claiming many extra’s. They didn’t even know the difference between an estimate and a quote, but could they talk and write. Anyway it ended up £22’000.of which I had to pay my share.
From:
Michael Foley
19 April 2023 07:45 AM
Another Agent with self interest carving out a business for himself. He is right of course many of us will need to employ someone to deal with all the red tape they deliberately invented. Its nothing whatsoever to do with Renting, we will still have to run the Business as usual while they play with Computers which is what they are all about. So don’t expect them to do anything apart from admin. No doubt it will put further pressure on Rents and with Government blessing all that lovely VAT.
From:
Michael Foley
19 April 2023 07:06 AM
Not possible to give them more rights, unless we rent for free or give them the property. Tenants are immune from prosecution of Council’s or Tribunal Penalties.
From:
Michael Foley
19 April 2023 06:50 AM
It’s not just about housing Benefit claimants many workers can’t afford to higher rents either. I have so many former Tenants contacting me asking if I have anything available for them or their friends, showering me with phrases.
From:
Michael Foley
18 April 2023 13:36 PM
The long and the short of it all is, they want us out for the big boy’s to take over. How much evidence is Needed just look around you thousands of New build Flats to Rent in every City those people were never involved in Housing or Renting before. Everywhere I see them sprouting up this is no accident but decided in high places at the very top Level. Regulation’s is just a convenient way of making it happen while filling their pockets at the same time, they need out Tenants but use us to get their rents up for big boys to take over. Even Tesco’s in Greenford part of the Supermarket ground, high rise well on the way and displaying 278 Flats to Rent, Sainsbury's Alperton, looking for planning to demolish and re-build with multi-storey Flats on top, same goes for Waitrose / John Lewis West Ealing as Lidl & M &S, Barclay, Lloyds + many more. Also a huge number of Offices Converted / poorly Converted even a well known building a massive number flats with 3 added stories just look at one now to let with EPC ‘D’ some farce what can you do with it now, never was any of those previously Companies involved in the letting Business. Sorry Jo, I was not reporting you don’t know how the Red Report got there I actually gave you a thumbs up.
From:
Michael Foley
18 April 2023 12:54 PM
How many hoops is that to jump through, its a mockery, any figures on the millions that don’t pay tax ?. Giving money to a Charity that begins at home.
From:
Michael Foley
12 April 2023 01:24 AM
I think there’s no such thing as landlords not knowing if they are in this business. This is a big quick response it certainly ruffled a few feathers. A-shame the bigger picture was missed getting rid of S.21 and many more LL’s would still be in Business, not destabilising housing & renting. M.A.B passed off cost of living too lightly and not just interest rates, some £400. pm gas & electric, C/tax hike to keep Mr Khan, Tenancy Changes referencing, Share codes + a further load of administration. Licensing up grades often costing more than the Insulation that all the noise is about + £1500. App’ fee approx for a Meta Computer exercise. The price of a Skip and license hiked, Materials taken a hike, Trades people not immune to their living costs either as you’ll find out when you need them. So it’s not just our houses we have to cost of up grading but also our cars and vans or pay £12.50 every day to turn the key, we are some honey 🍯. Silly me I could hire a lime bike go joy riding and get myself killed.
From:
Michael Foley
18 April 2023 09:16 AM
George, you are never far out not least about the flower boxes traffic creating Schemes. London at a standstill deliberately, 20 MPH. Scores of roads blocked off, others turned into duel carriageway bike Lanes but not a bicycle to be seen. Government set aside £3.2 b to do this damage & each Council claim from the pot. Council’s raking in Millions from fines for breaches because its so intolerable for drivers , yet no one to fill a pot holes or held responsible for the billions waste in recent years on laying sub-standard Asphalt. Its part of a Plan in London to create conditions (traffic at standstill) to make the introduction of ULEZ more palatable.
From:
Michael Foley
17 April 2023 13:46 PM
Well Stevenage is not London and not burdened by the same rules for the years gone by and if Glaxo hadn’t moved there from Greenford & Brentford there wouldn’t be much to crow about their either, I done plenty Potters Heath Rd.
From:
Michael Foley
17 April 2023 10:41 AM
Assured Tenancies were always there if landlords wanted forever Tenancies they would have taken them but now we are been forced to have them. Only a handful of landlords had them that I knew about and they were letting to Housing Association's on 10 year Contracts. Assured Shorthold Tenancies were supposed to be minimum of 6 months to a maximum of 7 years before they started all this giggery pokery.
From:
Michael Foley
17 April 2023 09:46 AM
I mistakenly thought Generation Rent and Ben Twomey wanted to help to the homeless not create even more, how wrong I was.
From:
Michael Foley
17 April 2023 09:30 AM
Most Properties are in great condition when let, after landlords had them vacant and the opportunity to get them ready to let. However all this goes out the window with Mr Gove’s nonsense as far as he’s concerned you can’t get it vacant, then its the luck of the draw, if you get good Tenants from Eastern Europe it will be kept as good as the day they got it. On the other hand you can get stuck with Tenants from other parts and Culture’s, see your property ruined in 6 months flat, mould, dirt, filth and damage all over. Sadly those are the facts, these are the people most likely to be running to Council to complain about the mould etc that they caused.
From:
Michael Foley
16 April 2023 12:51 PM
They all had affordable Renting in the main until Mr Gove poked his nose in. What a whopper of a lie telling Tenants he is making Renting fairer for them, in reality he is making them homeless.
From:
Michael Foley
16 April 2023 08:34 AM
Gareth. The other problem we have is the stringent HMO Regulation’s that required some very expensive upgrades coupled with a massive licensing Application Fee generally at least £1’500.00 in outer London for a 3 bed Terraced house but this is linked to your EPC and if yours has a poor rating then the fee increases.
From:
Michael Foley
15 April 2023 22:13 PM
Businesses needs a lift and not pour cold water on everything. A great number of people had a great day out and millions more enjoyed the commentary on TV. I am not a spoil sport or a gambler but have a small bet for the sake interest, good luck if you picked the winner out of that lot.
From:
Michael Foley
15 April 2023 19:59 PM
On a lighter note a big Congratulations to Scotland on winning The Grand National the greatest horse race in the World. The Scottish economy and feel good factor will be improving immediately. Take no notice of protesters there will always be those protesting about what they know nothing about. I just wonder how many of them ever handled a horse a kin to those protectors about landlords. What a beautiful horse they are so well looked after even better than a human, can you imagine without racing any of them would not exist
From:
Michael Foley
15 April 2023 19:08 PM
Shane, its not only brave souls but the rest of us held to ransom, no exit plan allowed. Amongst the huge number of anti-landlords legislation and rules in recent years which included removal of indexation or taper relief before as I understood it, when you were long term you were allowed an amount of inflation relief by that was removed too. OK you can exit pay 28% then pay another 40% IHT. We are held under duress, not even allowed to give it to family members but we could leave it to the most hated charity on earth, it would be completely acceptable.
From:
Michael Foley
15 April 2023 13:08 PM
Another New Woman on the job that should solve everything. Removing S.21 shouldn’t lead to a decrease in private landlords, where has she been and who has she been talking and listening to ? not Shelter or people on benefits I hope. Why not have a landlord Survey instead of the usual Surveys asking non owners. She is blind to the fact thousands of landlords have exited already and that’s just from the threat of removing S.21 and she still think it won’t decrease the numbers. How did she get this job its well time we had some real people from the Industry that have worked and lived it, not University graduates with there brains turned into jelly. It’s been well established S.21 is the very foundation of all Private letting before which there was not any. It’s also been proven that Private Landlords has neither over used or abused S.21. Who ever know S.21 to be an easy option, it takes month’s & costs thousands in both costs and letting income lost, apart the fact it had already been weakened and under mined by the 2015 De-Regulation Act so we are not even allowed the remaining remnants. Furthermore its the local Authorities that is the prime mover behind getting rid of S.21 (landlords only scapegoat’s) they don’t want people who abused S.21 turning up at Civic Centre's with a smile on their faces to be virtually guaranteed free Housing. Rachel dearest can you absorb all that and factor it in.
From:
Michael Foley
15 April 2023 11:48 AM
So if landlords didn’t have the Removing S.21 making their Business unviable. S.24 to Bankrupt them. Extra Stamp Duty to make purchases unaffordable. HMO licensing costing thousands per property to comply. EPC’s would be more financially affordable. Computerisation was the worst thing to happen in my lifetime and behind many of those rules or they wouldn’t exist. Incidentally Computers also added another 2m to the Obesity numbers just sitting there, now I must get on with my day I have things to do, good morning.
From:
Michael Foley
13 April 2023 08:52 AM
EPC’s were introduced 16 years ago and I have all since then including some ‘C’s and renewed again, not mees doing 8 years ago goody and I don’t need anyone’s pity's.
From:
Michael Foley
13 April 2023 08:03 AM
Martin, ok I get the drift we’ll all stick one piece of Perspex plastic over the complete windows like you previously said. The fuel poverty is more to do with to the War in Ukraine so don’t go blame PRS for that.
From:
Michael Foley
13 April 2023 07:52 AM
Clare, I think there is plenty of very severe enforcement placed on Private landlords. Just look at the Huge Fines, Penalties and Rent Repayment Orders.
From:
Michael Foley
13 April 2023 07:43 AM
When is Rishi Sunak going to realise his grave error of judgment with the re-appointment of the sacked Housing Secretary Mr Michael Gove. The root cause of most housing problems causing hundreds of landlords to sell up or switch to air Airbnb making that a boom industry because of his unfairer renting Policy with Removal of Section 21. He now has to attack AirBnB to prevent that from being successful. Mr Gove is a key player in the causes of homelessness and should go and bring Mr Sadiq Khan with him, both crippling the economy making peoples lives miserable.
From:
Michael Foley
13 April 2023 07:12 AM
Maybe went over 100 and started at zero again. When 4100 people have already read I wouldn’t be surprised. Probably all landlords imagine if they all contributed £1’000. each that would fund some campaign with £4.1 million and still cost them less than the licensing fee, but no instead scrapping barrel when a Landlord Association is struggling to raise £68k to mount a Legal Challenge on one aspect.
From:
Michael Foley
13 April 2023 05:30 AM
It’s not enough to be free loader friendly but be dog friendly as well, anymore you’d like to burden us with, seen as we are everyone’s dogs body.
From:
Michael Foley
12 April 2023 21:15 PM
I agree Landlords should be realistic when selling, don’t drop your price remember you are being forced out. The survey’s now saying 75% of Estate Agents agree with HMO Licensing, which is very big of them seen as they are not paying for it. Stick out for your price, without your Sale they have no commission, too many having an easy ride at out expense, don’t be a mugged twice.
From:
Michael Foley
12 April 2023 20:32 PM
I agree Section 21 was neither over used or abused, so let’s have a mad rush to get rid of it. I seen a report elsewhere that 80% of landlords never used a Section 21. The fact is the landlord had peace of mind knowing it was there and the Tenants knew it was there, hence keeping the letting business stable. The threat of Removing S.21, well now you have your answer landlords voting with their feet. Planning permission and Application down, the lowest since 2006, this is the knock on effect, has stalled Development & Investment’s. Congratulations how many thousands of jobs are going to be lost and the Billions of £’s lost to the economy as a whole. So this is your Plan to solve the Housing Crisis keep attacking everyone that does anything, penalise and tax them out of existence.
From:
Michael Foley
12 April 2023 02:11 AM
I don’t understand what is happening, 3’406 people read this Article now saying only one comment, where are the others disappearing to.
From:
Michael Foley
12 April 2023 19:56 PM
I am not too bothered about Inventories since Deposits were ravaged by Shelter in 2007, when they got the Deposits changed from protecting the Property to protecting the Deposit itself, so I gave up taking Deposits and doing Inventories it’s a waste of time and no protection for landlords. I am more concerned about the rent shortfall.
From:
Michael Foley
11 April 2023 09:52 AM
George, ever property in London is paying hundreds of £’s to this excuse for a Mayor. My Council tax is £2800. of which he gets £627. pa, (looks like 28% added on for him). We have no say he just does whatever he wants a law all to himself. It was reported that he ordered 200 ULEZ Cameras before consultation period had ended and despite opposition from a number of Councils. C/tax increase’s every year and I now pay £60. extra for lawn grass collection, (its once every 2 weeks for half a year) which used to be included in the c/tax so that’s in affect another hike.
From:
Michael Foley
11 April 2023 07:44 AM
Exactly what I have been shouting about for years now. Total Discrimination against Private Landlords to drive us out for the Big Boys take over favouring them at our expense. Time for The Housing Secretary to go who is the main instigator delivering all this. Shelter, Polly. Alison, James Cowling, Generation Rant etc, take note, the lies have been exposed for what they are.
From:
Michael Foley
11 April 2023 06:58 AM
What a mean miserable lot we are, no heart, don’t expect them to cough up. Of Course its in our interest and those Policies are costing us thousands and should be knocked on the head straight away. However they are so short sighted and tight you’d need a can opener to open the wallet. I was at a landlord / public meeting with Brent Council some years back now regarding all this letting HMO Business, must have been thousands there. They were arriving in droves with their free Bus Passes, There was free food at half way stage but they didn’t wait for break time, the queue was 200 long before the break for free Chicken, it was more important to them to get something for nothing than the meeting. Good luck with getting money out of them so far 2’600 read the Article out of 2.9m landlords but only 142 donations to get to £12.6k (£60k required) averaging £88. each you miserable lot. Is it pocket money for kiddies to buy sweets or what, this is a serious Property Business. Hats off to Anthony, who is exiting the Market so it doesn’t matter to him really but yet he has Contributed £200.00, any pennies dropping yet time to step up.
From:
Michael Foley
08 April 2023 13:11 PM
Another 900 new high rise Flats for Ealing / Acton, to be built by Barrett’s and TfL, adjacent to the new massive Development of 52 acres high rise Flats which is in the final phase almost completed. So you still don’t think those Regulation’s & Penalties are not designed to drive out Private landlords for the big boys take over, any penny dropping yet. Incidentally 50% will be affordable, so why are they building 50% of unaffordable Flats.
From:
Michael Foley
07 April 2023 08:29 AM
Robert, another bi-product of Removing the foundation Section 21. It will be harder for families to find places to rent. Although I never met a family that were paying for themselves ? and that’s saying something.
From:
Michael Foley
07 April 2023 07:23 AM
Some landlords preferred to let to Family’s to exempt themselves from the hassle of HMO Regulation’s. People lived in those houses many Victorian going back 100 years with the same doors etc no longer considered acceptable and people were relatively safe, my goodness and an open coal fire in every room, now we have alarms, Certificate’s of Compliance for everything and room sealed Central heating systems, today’s generation for all their education seems to require molly cuddling by nandy pandy government. Anyway Mr Gove has shoot himself in the foot as they say. With Borough wide Selective licensing for everyone who lets will have to do the Compliance work and pay the Council’s Application fee. So no longer any incentive to let to family’s and having done all the work will be letting room at a much higher rent to recover their extra material & a mammoth administration costs.
From:
Michael Foley
06 April 2023 21:08 PM
John. I concur with that and from comments on this blog some time back I remember the remarks regarding getting an EPC rated “C” by putting one big piece of plastic over entire windows, making the windows dysfunctional, and the windows were too expensive to replace. The windows are relatively straight forward to replace whether double or triple glazed, don’t cost that much especially if you have no arrears and avoid substandard installations.
From:
Michael Foley
06 April 2023 20:10 PM
The way I remember the rules at the time if it was let to a Family no license required. Therefore if Ms Husna Patel had rented the property to one Family twice the size there would be no breach, to include, brothers, sisters, Mam, Dad, grandma, grandpa, steps, half bros’ sister, au pair etc or if the two families she had a vague connection.
From:
Michael Foley
06 April 2023 15:36 PM
Rob. I doubt if any of them will be homeless more likely the Tenants probably instigated the action, if I dare think this. I have seen this many times to jump the queue and get housed by the Council. They’ll pack in anywhere even in the illegal back garden Flats, then after a while run to the Council, look where I am living isn’t it terrible and my kids health is suffering. This part of the story is missing no mention of the Tenants I smell a rat. The Council didn’t just pick her properly out of a hat. She should have a had a HMO license if it applied to her area. However that also can be a bit unfair the way it applies to some properties and not others depending on the type of person you rent to. Please tell us if they were on Benefit and are the Council happy now that they got the money back, its not victimising anymore, just tell it how it is / a spade a spade.
From:
Michael Foley
06 April 2023 15:05 PM
Martin. I hope you don’t choke while clapping yourself on the back. Less competition means less housing more homeless. Greedy landlord cherry pickers, leave the rest to us, some good people who can’t afford the current Rent. I have some arrears of several months, so don’t give this good landlord thing and I have 6 properties EPC rated ’C’ crippling landlords it doesn’t make the Tenants anymore affluent.
From:
Michael Foley
06 April 2023 08:36 AM
Computers is the worst thing to happen in my life. I was able to do everything for decades but now admin has quadrupled wasting my time. Even today hour & half for 2 phone calls, one failed completely after talking to 4 different recording talking machines at Barclays Bank because my Account was locked and couldn’t check the transactions and still is, because the code I used last time wouldn’t work, none of the recording would ask the question I wanted the answer to, kept telling me to go to the website as if I hadn’t tried it in vain, if a human answered the phone I am sure a minute would suffice. The other call kept me in a queuing system for 40 minutes just listening to music for someone to deal with my call, Brilliant. Without those Computer’s we wouldn’t have all those stupid Rules and Regulation’s because they couldn’t just sit there pressing buttons inventing them. A major contributory factor in the cause of homelessness, now put that in your pipe and smoke it.
From:
Michael Foley
05 April 2023 21:56 PM
P.S, if you have some Shares you might just manage it in time online.
From:
Michael Foley
05 April 2023 18:50 PM
Just catching up on comments the reading here is very sad, we all can’t be wrong so obviously it’s contrived surely Mr Gove No.1 suspect as it was his writing of the draft Unfairer Renting / levelling to the ground idea of the Private Rented Sector while working in the Ministry well before his current job as Housing Secretary, re-instated by Rishi Sunak after been sacked by former Premier Boris Johnson for double crossing him, so he is not trust worthy and not fit to hold Office. He is now involved with Shelter and others fabricating more ways to stitch up landlords, does he not think landlords the owners of the property should be represented and sitting at the table instead of Shelter. Rik, you must have nerves of steel I don’t know how you can plan over 5 years with the reduction and abolishing of the personal capital gains allowance, can you make a claim before 12.00 o’clock to night before it halves tomorrow.
From:
Michael Foley
05 April 2023 18:47 PM
Good heaven’s I thought at first maybe a hand built Bristol or an Aircraft but I digress.
From:
Michael Foley
05 April 2023 15:08 PM
John didn’t see it sure is a nonsense isn’t it, haven’t a clue is there a decimal point missing, maybe old spitfire Triumph but petrol.
From:
Michael Foley
05 April 2023 14:52 PM
Andrew don’t have much desire for Classic Cars it’s more a novelty but if you want a perfect car any size any make only 6 year old diesels £40k Merc’s included a snip at £7k. London is your Market a wash with good cars that will see you out. Thanks to a Rogue Mayor with his ULEZ and talk about saving the Planet, how much energy to recycle many of those and then to manufacture replacements, someone missing a trick here. Seriously a niece market waiting for you here no ULEZ in Norfolk.
From:
Michael Foley
05 April 2023 13:54 PM
John yes I had a Tenant offer me more rent. I had a couple rent a one bed garden Flat with parking and some out space but they went abroad 6 months ago and now wants to come back and offered me a lot more rent but sadly not now available. So now they pay more rent for a double room in a sheared house.
From:
Michael Foley
05 April 2023 13:33 PM
Jo. I’ll give you 10 out of 10 for having the heart to do it. So if it wasn’t for Removal of Section 21, introduction of licensing Schemes and Section 24. Rents would be 25/30% less yet they continue to pull the wool over the Tenants eyes purporting to be their friends, how can they treat Tenants with such contempt 👀 .
From:
Michael Foley
05 April 2023 11:41 AM
Anthony, you are absolutely right Apathy fits the bill and you can include me in that. Where was the petition to save Section 21, there wasn’t any the bigger issue. Without S.21 we won’t be buying anything so S.24 becomes become less important it can’t apply to non purchases, let them get on with it. I don’t know why we have to be the one to worry about everything the only one’s doing anything, and paying for all. Maybe Diane Abbot has the answer to build 150k properties for Social Housing then keep them all on Benefits, one little problem where’s the finance, tax payers had enough and landlords already taken to the cleaner. She is also going to outlaw pay to view. I can’t see anything wrong with it, Agents need terms & conditions as well and can’t be sending staff out in cars on wild goose chases especially now with ULEZ, even though I never did it but sometimes I believe the viewers were just having a nose.
From:
Michael Foley
05 April 2023 10:40 AM
Mike. How could it be a perfect time to get your finances in order, when your finances have been robbed.
From:
Michael Foley
05 April 2023 08:18 AM
It’s absurd another waste of £1.4m tax payers money to make housing crisis worse. To train staff ? no training necessary to vandalise, damage, Bankrupt Private landlords with full force of the law behind them for Big Boys to take over. The Department of Levelling Up / Department of Sham, scrap this Department now before it causes even more homeless and more unaffordable Renting for Tenants.
From:
Michael Foley
05 April 2023 08:11 AM
It would be laughable if it wasn’t so serious. Are those type of people in Government and in tax free Charity’s or escape from the looney asylum. Ok they want one private individual to work his nuts off to put a big lump sum down on a property rap £500k loan around his neck and that’s no exaggeration in London, not get a house for that either, pay income S.24 tax on the repayments. Get a HMO do all the compliance work, services & appliances certification’s. Comply with 150 pieces of legislation, be on call 24/7 responsible for emergency and maintenance, be classed as a Criminal a dart board for every one. So we are supposed to do all this for another private individual a stranger to call all the Shots and assume control of your property. Something seriously wrong here they definitely need to see a shrink or we do. I wouldn’t even expect Diane Abbot to come up with something that daft.
From:
Michael Foley
04 April 2023 20:35 PM
I know exactly I was there and suffered it all, the only hope I had to get some degree of protection was to let to a Ltd Company I had those as well even Blue Chip. Do you want to know how much it was to Rent a 5 bed house was in Ealing back then ? £400.00 per month I still have documents. The threat of a sitting Tenant meant no one would buy. Therefore prices were low hence no Market and only a handful of letting Agents in London, Andrew’s were the exception.
From:
Michael Foley
04 April 2023 19:02 PM
Jo, my friend Section 21 didn’t improve properly but not agreeing it was bad, what it did do was make property available before which it was virtually nil, because if you let someone into your property they immediately became a sitting Tenant, so that didn’t work did it but we are being forced back there again by Mr Gove & Shelter. David Sandeurs is 100% correct even if I can’t spell his name. Property was generally very good and usually owned by a local family, of Course that was pre 1988 Act 35 years ago, the scum and the slum didn’t come until 26 years ago when Buy 2 Let Mortgage’s were made available. People buying loads of property in any condition in any Town often 100’s of miles away invariably at Auction, just ring an Agent to Rent it. Prior to this there was no such thing as individuals owning dozens or even hundreds of properties. Families took pride and maintained their let property.
From:
Michael Foley
04 April 2023 18:14 PM
I responded got blocked or maybe too long or truth can’t get in the way, no worries.
From:
Michael Foley
04 April 2023 08:12 AM
How about Shelter using some of that reported £48m tax free income for 2021 / 2022 to house some of the homeless instead of wasting it attacking Private landlords who house an estimated 9’000000.
From:
Michael Foley
03 April 2023 23:22 PM
Catherine this was it. There are a number of causes contributing to homeless, (1). The Housing Secretary driving out thousands of landlords with Unfairer Renters Reform Bill. (2). Removing Section 21, the very foundation of all Private Renting before which there wasn’t any and as you incorrectly stated to be outdated. (3). The licensing Schemes hugely expensive, difficult to achieve, time consuming and a money grab. (4). Shelter unjustified never ending attack on Private Landlord’s but don’t house anyone themselves. (5). Removal of Owners Rights doing away with Assured Shorthold Tenancies in affect creating life long Tenancies, this is totally unacceptable, it’s Privately owned and Privately funded not owned by the State. (6). The introduction of Section 24 taxing Private landlords on turnover instead of profit. (7). The huge rise in interest rates caused many to sell up as their position because untenable. (8). MEES / the Energy Performance rules increasing too expensive for some older properties. (9).The additional 3% Stamp Duty on landlords purchases on top of normal rates. (10). The huge burden of Administration Compliance Certification of Services and Appliances, “How 2 Rent” also “Right 2 Rent” share codes compulsory referencing etc.
From:
Michael Foley
03 April 2023 21:44 PM
Another 37 Bank Branches to close between 3 of them. Lloyds Bank, HSBC and Barclay Bank, more sites for Blocks of Residential Flats for them to get an alternative money streams the Government will look after them.
From:
Michael Foley
03 April 2023 17:21 PM
We know exactly what is going on it’s a conspiracy, collusion at highest level to drive Private landlords out, how much more evidence do you need, if you were listening to LBC last night I gave them a list of 10 anti-landlords rules which all were read out on air as they were struggling to know why homeless had increased. I’am sure our colleague, Jo, could give them another 10.
From:
Michael Foley
03 April 2023 16:50 PM
I object to the high Rents commanded by the New Rise tower Blocks that has mushroomed in every City owned by Institutions and big Developers, for example a one bed Flat in Greenford and Wembley is £2’200. per month + costs, would they like to cap those or is it be better to cap me for the 4 bed licensed houses I supply for £1600. pm, give me a break take off the blinkers.
From:
Michael Foley
03 April 2023 08:46 AM
Martin. I object to the 20 mph general speed limit in London to try to stop the rubbish Asphalt surface crumbling away after only 3/4 years, under the watchful eyes of Mayor Mr Khan. I object to the extra high speed lumps that damage’s the undercarriage of the car in place to prevent me speeding at 20 mph. I object to the millions of potholes created by cars doing 20 mph for goodness sake. I object to the no leaves been swept rotting down into mud blocking all drainage gulley’s and main storm water pipes. I object to the ponding / road flooding every time it rains saturating the road and sub-structure further adding to road break up costing billions well done Mr Khan. I object to unnecessary ULEZ expansion out to M25 by Mr Khan with no mandate. I object to Housing Secretary Mr Michael Gove’s unfairer Renting. I object to the Removal of Section 21. I object to the Removal of Privately owned property rights, privately owned and privately funded, not belong to the State. I object to the the one sided licensing Schemes. I object to Section 24 etc ……………
From:
Michael Foley
03 April 2023 08:28 AM
So if they live in squalor it no use blaming the Building, that will be the occupants culture and life style.
From:
Michael Foley
03 April 2023 07:42 AM
Just add Conservative M.P anti-Private landlords Housing Secretary Mr Michael Gove’s Selective Licensing Scheme that he single handed introduced without consultation or anything like that a law all to himself and about the Law just like Mayor Khan. Selective licensing was as its name suggests Selective and in the past it applied to 2 or 3 wards of a Borough only. That was also the case in April ‘22 when the Scheme was further re-introduced in 3 wards. However smart aleck Mr Gove turned around, interfered and gave permission for Borough wide licensing. Therefore its not Selective at all because its Borough wide. There was a 3 month grace period where a 25% early bird discount was available expiring tomorrow. The unfairness of it all for people renewing their HMO licenses and have always complied with licensing requirements, there is no discount. I think fees for Renewals should be substantially less than the original Application it only a repetition computer button press exercise for Meta street.
From:
Michael Foley
02 April 2023 21:02 PM
Andrew, they could have worked, saved, supported themselves and bought a property for the years they spend at University or probably bought one outright for the fees at Harvard. They might have a better grasp of the real World instead of having degrees making nonsense rules for us and live off others which is what they are all about, is this fools day or are we landlords everyone’s fool.
From:
Michael Foley
01 April 2023 09:31 AM
I won’t comment on those cases but I wouldn’t want to risk a fine or hope to avoid to avoid the outcome. Separately on another issue I had to switch the TV off again because Mr Michael Gove was on there commons committee supposedly answering questions. Well not a hope he couldn’t string 2 words together, stuttering, hamming & Haaing, A, AM, AA, hmm. Ah, Ahh, hm, Am, and the 2 hands all fingers clasped / locked together tightly trying to think of a word to say it’s so ridiculous. He is top man in Government Department making unfair renting laws Bankrupting to Country. God help us to have to Suffer this indignity, is he brain dead or drunk.
From:
Michael Foley
31 March 2023 19:38 PM
I love her idea of Government supporting Landlords. Would it be the extra 3% stamp duty they charge us, the Removal of Section 21, the introduction of Section 24, the Deposit debacle, the removal of our 10 wear & tear, Tenants fee ban, the 2015 De-Regulation Act, not classing us as a Business for taxation purposes, How 2 Rent guide by Shelter and changed a dozen times, Right 2 Rent & share codes, Register for holding Information Commissioner's Office, Certification of all equipment & appliances, join an Accreditation to learn how to do what you were doing for decades, now let’s have a Redress Scheme to turn the knife in landlords back, an Ombudsman to screw you over, Oh! how could I forget a Repeating Licensing Scheme or should I say 3 allegedly supposed to be non profit making but don’t tell that to a donkey he might kick you. I have to thank anti-Private landlord Government for wanting us out for the big boys their friends and big Developers & Institutions to take over but must drive up Rents first to make it viable for them, getting rid of the competition in one stroke they need out Tenants. Sorry Dianne not forgetting your contribution and thank you for being so helpful.
From:
Michael Foley
31 March 2023 09:02 AM
Regarding C/tax on HMO rooms this is ridiculous. It is applied on some Properties in some areas already. It adds about £100. pm to the cost of renting a room. The landlord can’t pay it without passing it on and the Tenant definitely can’t afford it. This is anti-landlord and anti-Tenant, did they say they want Fairer Renting ? this must be it.
From:
Michael Foley
31 March 2023 07:54 AM
Jason, my friend I have been coughing up for years. You say everyone should have the right to buy their own home. They definitely have that Right to buy their own home who’s stopping you. I had nothing I had to get my own, now as a landlord I am clobbered with taxes to keep those who can’t be bothered. Do you want people to just grant you a property. So sorry for ever been a landlord to keep the doss.
From:
Michael Foley
31 March 2023 07:41 AM
I don’t go along with this anti- social neighbour thing either. Did they say one in four ? that’s over 2m who’s going to believe a lie like that, it’s a small minority. I currently don’t have any complaints about any my Tenants from neighbours. The crooked Government is now pushing this a spin off of getting rid of Section 21 where landlords can’t evict and get a Court Order for Tenants to be turning up at Council Offices demanding to be housed. This is the real reason for Government getting rid of Section 21, not landlords take the blinkers off. The White Paper is a big White Lie, fairer Renting the have driven Rents through the Roof to cover the costs of over Regulation they have imposed. No wonder there’s a Tsunami of landlords making a run for it using Section 21 before it goes before their property rights disappear into thin air.
From:
Michael Foley
30 March 2023 09:38 AM
Shelter is the biggest single cause of homelessness continuously attacking Private landlords never ending for years now. Why does someone have the ear of Government who don’t supply any housing and worse than that they have Charity Status while we pay Billions of £’s and house 9 million, yet we are frowned upon and enemy No.1. It was they who took away our Deposits in 2007 based on a pack of lies when they alleged landlords withheld up to 45% of Deposits, it later turned out less than 2% went to Deposit Resolution. Basically we now have a scheme protecting the Deposit and nothing protecting the property that it was for, loads of schemes have mushroomed on the back of this costing Tenants fortunes, one example is they pay extra an week at the start and that’s it, usual inventory, check-in, check-out but the upfront week is washed away can easily be £600/700 in London they never suffered like this before Shelter’s interference. Shelter’s Private Member’s Bill with Sarah Tether MP failed. Immediately they wet back on with the 2015 De-Regulation Act. Now in affect they have Abolished the 1988 Housing Act by removing Section 21 the main part notwithstanding they have being nibbling away at it weakening it for years. The truth is we didn’t want to evict anyone unnecessarily, our customers and friends just sorry the day they left. Incidentally Ireland have now removed their eviction ban because it increased homelessness no end the chicks came home to roost, landlords got out and no one would invest total disaster, we can all sit on our hands here too and complain about everyone else very simple.
From:
Michael Foley
30 March 2023 09:00 AM
Reaper how right you are if they are Adults its not too much to expect for them to be reared.
From:
Michael Foley
29 March 2023 13:18 PM
Renter’s Reform Bill a huge opportunity to finish off the Private Rented Sector. I can’t even see one single sentence or word to improve every single bit is designed to destroy.
From:
Michael Foley
29 March 2023 08:17 AM
What a load of rubbish the silence must be deafening and they are going to impose an Ombudsman like this on us. They are all on-line and Computer recording information mad, everyone knows about mould and the causes usually the Residents, in practice either is make the Residents responsible if they are the cause or report it to the landlord in a timely manner to deal with it. It’s no use letting it linger like this ridiculous extreme situation and then turn around and blame the landlords who have his work cut out when people don’t know how to live. Did the Ombudsman how many times did the occupants wash it down or make any effort to deal with it. I like suggestion that the landlord should move them to another property to create more mould there while he deals with the previous problem they created. Its a dreadful situation and I am aggrieved that this ever happened unfortunately. It seems to me that inept irresponsible Occupants & Parents should be prosecuted instead of pussyfooting around them making landlords scapegoats, otherwise don’t expect anything to improve, I call a spade a spade.
From:
Michael Foley
29 March 2023 07:58 AM
Nick, How right you are NRLA didn’t fight our corner at all regarding Section 21. The most important factor what can we expect with kids running the show. I supposed they didn’t know the difference born with silver spoon in the mouth. Paul the Kenton man hadn’t joined them until late on, (one of my first employer’s back in 1964 was based at 298 Kenton Rd, kingsway builders a great little firm). Anyway we were better off when NLA was separate to RLA when they Amalgamated RLA ruled the roost and the kids took over, edging out Mr Sanders now rip I think and our Brilliant CEO Richard Lambert. I feel let down the homeless are far better represented than us.
From:
Michael Foley
28 March 2023 20:49 PM
Where is the Survey there is. no Survey, just page after page of crap. Do you think we have nothing else to do all day messing around with this rubbish. Why don’t they go to the Toilet or something.
From:
Michael Foley
28 March 2023 15:43 PM
Another 200 Banks closing by end of year to add to the 5000 already gone since 2015. That 200 will likely be more high rise Blocks of Flats for the brand new big boys driving us out.
From:
Michael Foley
28 March 2023 10:34 AM
London is well fly tipped despite camera everywhere. The main cause is Councils like Brent who discourages people from using the dump / recycle Depot as much as possible. The kind of stuff mentioned in the Article like mattresses and carpets etc domestic used to be covered from your C/tax. For letting landlords now have to pay for almost everything even though they pay huge amounts of c/tax and far more than many house holders + penalties + in many instances C/tax on rooms. Huge hikes on C/tax more coming and several hundreds of our C/tax per household given to Mr Khan the ULEZ Highway man (robb..r) £12.50 pd each to move your car or £100. pd for your van or £180. Penalty if you don’t pay double quick. Anyway this is a different type of Rubbish and yes where was I, oh ya Bent Recycle Centre is Closed 2 day every week to the Public Tuesday’s and Wednesday’s that’s very helpful isn’t it not.
From:
Michael Foley
28 March 2023 09:47 AM
Gove promises New Law to attack airbnb. So he needs another New Law because of the first Law he made to attack Section 21. The only New Law we need is to get rid of him.
From:
Michael Foley
28 March 2023 08:45 AM
Andrew there not a day I don’t leave the house and it’s not for pleasure but always business connected. So ULEZ applies 24 hours a day 364 days a year @ £12.50 per day (that will rise when he get it in like he done with Congestion Charge now £15.00 per day). Chancellor (chancer) Hunt has already increased income tax rate for 40 to 45% costing another £5’000.add ULEZ £12.50 X 364 another £4k plus to leave our house, add all the licensing Schemes / work to Comply and endless Certification Thousands more to be added to the tens or thousands we always already paid. We are some mugs keeping the doss just add inept leaches Gove & Khan and we are well and truly sorted.
From:
Michael Foley
27 March 2023 20:33 PM
John. My friend A lot of Panic and totally justified. Do you think removal of ownership rights is not a problem. Do you think the Permanent Eviction Ban is not a problem (removal of S.21). This is a recipe for disaster total recession and collapse. Just add Mr Sadiq khan a law all to himself and accountable to no one while taking hundreds every year from my Council tax without me having a say. I will never again vote in this sham. He had ordered the ULEZ Cameras to extend the zone out to M 25 London circle before having the go ahead of Course no need to consult he does why he likes. Lady Tatcher rip was right to sack the lot of them. What ULEZ our little bit of pollution is nothing, look at your TV screens every night Clouds of black smoke from the Wars going on around the Planet but we are going to save the World. China opening Coal Fired Power Stations almost every week.
From:
Michael Foley
27 March 2023 18:22 PM
Rogue unscrupulous housing Secretary. Just add Sadiq khan a right pair how could we go wrong.
From:
Michael Foley
27 March 2023 08:54 AM
J karma, my friend not a hope neighbours will always complain to Council & Police, when you approach them they will chat to you in confidence and tell you everything but that’s where it ends, they will never give evidence for Court.
From:
Michael Foley
27 March 2023 08:47 AM
Mr Michael Gove come off it you know perfectly well Section 21 is a last resort and takes best part of a year and not used to Jack up rents. So don’t go on National Television and tell faced lies like yesterday. The truth is it’s your Policy and the threat of Removal S.21 that caused over 200’000 landlords to quit and thousands more to switch to AirBnB, that have added to the shortage driving Rents through the roof. The homelessness and high Rents are on your head.
From:
Michael Foley
27 March 2023 08:32 AM
Surprise no Surprise do they think we are stupid, they have blocked us for years from evicting Anti-Social Tenants. They have always sided with the people causing Anti-Social behaviour, (fact). The Council’s didn’t want them turning up at Civic Centres wanting to be Housed waving a County Court Eviction Order, (fact). I had it all Police turning up at property multiple times because of Complaints, Councils coming out at 2.00 o’clock am measuring the noise and sending me letters threatening me with prosecution. When I served Section 21 they obstructed me and wanted me to keep them, some hypocrisy. I’ll cut through the chase no need for Parable's on this it that simple. Removal of Section 21 has relieved Council’s of their duty to House them. Why it was ever their duty regardless of whether they were Evicted using Section 21 or Section 8 is beyond me where’s the difference you are evicted it’s an eviction. Hey presto big, Surprise Surprise not Councils problem anymore, so let’s say how great we are fill the place with bull sugar clamping down on Anti-Social behaviour you hypocrites.
From:
Michael Foley
27 March 2023 07:15 AM
Sandra. So you reported a landlord for having no EPC but there are 100’s of thousands of those. I counted 12 in one Road alone and on checking loads in other Roads and areas whether expired or never existed. This is all Public knowledge on the web for all to see so the Council would have open access to this already. Sandra it seems this is not your landlord if it was you would have known if you received the “Right 2 Rent “ guide when taking the property and signing the Contract. Landlords are required to have a multitude of documents and give to Tenants prior to granting a Tenancy. It follows it should be illegal for Tenants to Rent a property that don’t have those documents and Tenants should be prosecuted. The Contract should be declared null & void and Tenant required to leave immediately for illegal occupation, too many are happy to take the property and complain when they are in. Landlords so from the comment I am responding to if you have problem Tenants get a third Party to report you to exempt you from Council action.
From:
Michael Foley
26 March 2023 03:10 AM
Sorry maybe I misunderstood we will have to beg the Tenants for a degree of flexibility after all we are only the owners why should we have any say.
From:
Michael Foley
25 March 2023 16:08 PM
Jo, my friend come off it a degree of flexibility. They’ll want us to have an actual degree the way it’s going , for bull sugar all caused by Digital Academics button pressers to deal with the mess other Digital Academics are creating with unnecessary bureaucracy at an alarming rate. So there you have it nothing to do with providing housing but every obstacle put in place by Computers to wilfully damage Private Landlords. I would love know where the flexibility is with 150 pieces of anti-landlord legislation not least the forthcoming Permanent Eviction Ban / Removal of Section 21.
From:
Michael Foley
25 March 2023 16:00 PM
Ah yes an Ombudsman just what we need as they say up North a Peeler. His brief has 8 brand new subjects, see them for yourself one of which is to find out information about the industry, no problem we can tell him or her a brand new person on the job that apparently knows nothing as he/she is to find out all this stuff. We can save them time it’s a well established Business.
From:
Michael Foley
25 March 2023 10:11 AM
One in 10 landlords set to quit says Agents gloomy forecast. OK as if the reason wasn’t known. The Permanent Eviction Ban that would explain it / Removal of Section 21. The root cause of the shortage / Homelessnesses and the misfortunate Tenants Sky high unaffordable Rents, (fairer renting haha). Well done Housing Secretary Mr Michael Gove you shouldn’t be in charge of a hen house.
From:
Michael Foley
25 March 2023 09:33 AM
Very strange yet another “How 2 Rent” booklet but now they are gone back to calling it a Guide again which they had dropped for a while. How many is this is it 10 or more I have given up counting wasting printing and throwing away because stock obsolete. I say very strange do they not know how to Rent and they doing it for decades before this nonsense was dreamt up. Its a very simple process really they have got eyes look and inspect the property, if they like it and the price, next question can I have it please. Hang on a minute not so fast I must read the guide to see how to Rent it. Sorry it’s gone try down the road there’s high rise Flats for 30/40% more than the price of a House.
From:
Michael Foley
24 March 2023 07:43 AM
More Bureaucracy, more Administration, more Costs, more Unfairness, another Nail in the Coffin. another Savage attack on Private landlords to finish us off as if they hadn’t done enough already and gather more information about us there is no more, licensing Schemes done that already and a multitude of on going other sources they know the last time we sneezed. There is no one to Redress us more discrimination to stick us to the wall Mandatory.
From:
Michael Foley
24 March 2023 07:11 AM
Simply don’t believe the consultation and never seen a proper one yet. All fake from 2005 on to justify bringing in this money stream for themselves while the Schemes are supposed to be not for profit when introduced by Government. So Merton Council wants us to believe 50% or landlords voted for the Scheme, well not a hope or how many did they ask ? was it 2. 80% of the Public were in favour of the Scheme, very surprised this is a low figure as they have no skin in the game and would vote against landlords for the hell of it, again 80% of how many of the Public or should that read 80% of the Public don’t know what a HMO is, ok let’s base it on that then.
From:
Michael Foley
24 March 2023 03:06 AM
John, couldn’t agree more they are not vocal enough in many way’s but I am not going to knock them too much, they are helpful and all we got really. However still with the amalgamation of Residential Landlords Association and National Landlord Association between them they still have only a miserable number of Landlords members about 100k and it’s taken 40 / 50 years to achieve this and that includes gobbling up smaller LA’s away back. They should have 100’s of Thousands of landlords enrolled by now. I would have expected them to be able to get 100k extra to join in a year if they were vocal enough, advertise and promote the Business pro-actively, have canvassers to push the Brand, heavens knows there’s 2.7m of a pool of landlords to fish from, it should be the easiest thing in the World to do, not least in the current climate with rogue regulators attacking landlords unfairly from all angles, it should be a piece of cake. I hope they are not too busy developing niece Markets for themselves, like stupid Deposit Schemes, now Redress and Mediation / child minders. Get out there and promote your Business if you are worth your salt. Those chit chat seminars at events are not doing much for you like Billingsgate, you had a captive audience with the place heaving with troubled landlords, yet no canvassers to get more signed up, even Big Issue have people outside Tube stations.
From:
Michael Foley
23 March 2023 20:38 PM
No surprise can any of them tell the truth, we have a previous double Mayor & Prime Minister in blatant denial what we seen on tv. The recent landlord Property Investment show in London confirmed over 200’00 Private landlords have sold up and exited the Business. This is what Government planned to happen as the vacancies are being filled by the Big Landlords / Developers / + new boys John Lewis’s etc with Multi Story Blocks of Flats. However, those are not much use to private landlords former Tenants because their Rents are 30 / 40% higher and can only be Rented by bid earners. As an example £2’200. pm for a one bed Flat in Greenford in those Blocks check it out for yourselves. Also by doing this the Government has driven up all remaining Private landlords Rents at a time when demand was never higher and Tenants never struggling more. This is what Mr Michael Gove call's Fairer Renting for Tenants, the designer & Public lie face of it all Shame on you.
From:
Michael Foley
23 March 2023 07:37 AM
Jeremy, for me the issue is removing Section 21, other issues like licensing Schemes can be as bad as EPC’s costing thousands for people who haven’t done it don’t know and have to repeat on going, apart from initial costs in say properties like 1940’s or older or even newer to 1970’s need so much updating. Change all the doors and possible frames, some were even hand made mortised right through Edwardian so they were ok for 100 years but now thrown away even though the labour I had spent on them bringing them back to their former glory wasted in 1992 while doing work on the property under Building Regulation approval completed & Certificate, fire doors were not required. I don’t let individual rooms that was created by Council HMO. So why were houses on one let required to have all those costs & Regulation’s, do they think 2 storey houses are the highest fire risks. I think people have a good chance of getting out of those, rather than the multi story blocks where loss of life is more likely. Anyway there are huge other costs like re-wire, fire alarm systems, emergency lighting, extra cooking & washing facilities etc. £1550. App’ for Mandatory / 5 persons, EPC, DEICR 5 yearly Cert’, Annual Certificates gas, emergency lights, fire alarms, HOW 2 RENT guide, Accreditation, RIGHT 2 RENT & Share Codes, we are loaded with Compliance just to add insult to injury Abolish Section 21 in affect creating a Permanent Eviction Ban. So apart from other matters how are we supposed to deal a Tenancy joint & several when is it broken when one or more leave or are you saying it is never broken and can’t be replaced or are they going to invent another bodge, there is so much more..
From:
Michael Foley
22 March 2023 06:56 AM
Nick my friend I see Shelter only as a Charity that don’t house people, yet have been invited into The Parliamentary Select Committee to shape Government Policy on Renting, imagine that they don’t do letting and have no Elected Representation so why are they even involved in the process, landlords are not even asked not alone Represented. It’s not a car but it’s still Private Property whether Freehold/ leasehold, bought or Built it not someone else’s Property. Just because they Rent don’t pass ownership to them why is it now making it as that should be the case. I will never accept its their home while renting it, it has to be given back. The Media loves peddling this phraseology, if this was to be the case who would buy and Sales collapse.
From:
Michael Foley
21 March 2023 10:07 AM
So now Tesco join’s the bandwagon like John Lewis, M&S, Barclay Bank, Avivia, Lloyds Bank, Legal & General, London & Quadrant, Grainger around a good while but now extra vigour to B 2 R 3’000 New Flats near 8 Tube Stations, Simply New Homes, Get Living B2R, Fizzy living B2R, many more and Landlords still oblivious to the fact we are targeted and deliberately being driven out by Regulation & Legislation. Total Discrimination and Corruption at the highest level and you still don’t smell the Coffee. We are being replaced and Section 21 retained for them by any other name we are not allowed to operate it’s derision a scam.
From:
Michael Foley
21 March 2023 08:39 AM
Section 21 is the basis of all private letting before which there wasn’t any. This is the one and only protecting the owners / landlords / investors have ultimately over their property, not withstanding it’s only a fragment of the S.21 introduced in the 1988 Act and have been chipped away at by Shelter the pushers of the 2015 De-Regulation when they failed at pushing Sarah Tether’s private member’s Bill, Generation and other anti Tenants organisation, none of which houses any Tenants but despise landlords that house 9 million of them from all walks of life, self financing off their own backs. Making enormous contribution to the Inland Revenue that is 2.5 million landlords many of whom are higher tax rate payers. What as some of those anti Tenant groups pretending to be their friends have Charity Status that cause homelessness and the biggest cause of high Rents driving out Private landlords who provides a dedicated fantastic hands on service that corporate landlords will never equal.
From:
Michael Foley
20 March 2023 21:22 PM
The owner should be able to get his property back for whatever reason or no reason Its his property he bought it. There’s a clear distinction between buying and renting, if they a renting they are not buying so now we are expected to justify ourselves to the Tenants why we want our own property back, you are having a laugh. We didn’t need their permission to buy the property, while we put our neck on the block for hundreds of thousands of £’s sink or swim but now it’s ok for them to control us. Suppose you rent a car its renting not buying you have to give it back, The rental Company don’t have to justify themselves to the person renting the car why they should get it back, some nonsense going on.
From:
Michael Foley
20 March 2023 09:56 AM
I don’t have your confidence in voting system which is why I have given up on voting, although I am legally required to register. It makes little difference who is the face of Politics behind the scenes the same weedy civil servants with be there running the show. Voting should be compulsory and everyone have their say. When the minority rules the roost with a few portable cabins dropped on the grass verges occasionally it’s hardly democracy, they have no mandate.
From:
Michael Foley
20 March 2023 09:26 AM
Catherine. Correct they won’t find some where to rent without paying a lot more. They can rent in the new modular development concept in Greeford Quay’s, UB6, for only £2’200.00 pm plus the additional charges for a one Bed Flat, Alternatively they could have been renting a Five Bed House from me with garden & parking for same money in UB6 but that’s about to change I can tell you.
From:
Michael Foley
20 March 2023 08:17 AM
Abolishing Section 21 is not as bad as landlords think, it’s far worse. Why do it and its the foundation of all Private letting’s before which there wasn’t any. I know I was there as a landlord, people living my property calling all the shots. Telling me they can do what they like and nothing you can do about it. I doubt if Yvonne Fletcher hadn’t go shot in 1984 I wouldn’t have got rid of them too easily either, no S.21 let’s go back there again. Do you still not get that. Ok yet you are determined to go back there again. Enjoy the Collapse and get yourself a job in Mr Gove’s levelling Department where no responsibilities are required. Why are they complaining about the homeless crisis that they are deliberately causing.
From:
Michael Foley
20 March 2023 07:16 AM
Sorry I was too generous there £337. ea, (or £253 ea if 1013 divided by 4 sharing), so who’s cheaper they must have orders to push Sales.
From:
Michael Foley
19 March 2023 07:25 AM
I didn’t see this Article yesterday had too much to do what a nonsense analysis from the Halifax about all, one of the biggest Mortgage providers & owned by Lloyds Bank probably UK’s biggest. Based on a 3 bed home Rented for £1’013.00 pm, when did I ever Rent a 3 bed home to one person in the last 44 years, answer never. So shall we say 3 shares minimum and divide by 3 = £427.00 pm per Renter but more likely I should be dividing it by four. On the other hand I don’t see a first time buyer buying a 3 bed home or 3 people buying the same first time home. The Article and Analysis is utter nonsense what a long winded load of crap and the Parent Company setting aside huge amounts to Convert former Bank’s into Renting themselves who will have preferential rules and allowed Short Term Tenancies, that should level us out to Business. Oh they call this fairer Renting.
From:
Michael Foley
19 March 2023 03:55 AM
Jo if only that was true you are not allowed to give it to your grand children or anyone else. Put it in a trust and pay 20% on the way in, then if you died in next 3 years that tax is washed away and they bring the whole thing back into Est’ for Inheritance tax purposes and pay another 40%. Try selling it and pay 28% c/gains tax on inflation, now say you did own 100% of your Est’ but now by magic you only own 72% no index linking or taper relief for all the years you owned and paying tax every year, but you still can’t give it away to your family but you could marry some one any age and now gender and they can cop the lot tax free as long as it makes so idiot of you that’s fine. No exit or Retirement plan allowed. OK tell me give it away now and no control over it allowed just watch them make ribbons of it before very eyes or split with partners aided by your finance while you plan your death in 7 years time, nice one.
From:
Michael Foley
18 March 2023 19:50 PM
Ken, you are lucky £750. Is the minimum one / Selective license I have had them several times in the past only because they picked 3 Selective areas out of 18 same areas again & again so it didn’t apply to all the others so unfair, so I this is your first congratulations. The Additional license is £1100. The Mandatory one is £1300. + £50. per habitable room on top don’t ask me what that’s for. 5 years is not a long time they keep expiring rapidly. I have many redone 4 times, 2006,2011,2016, 2021 so don’t feel hard done by if you haven’t even done one and that’s the majority. When it was introduced it was £598. this allegedly not for profit Scheme which is what it’s supposed to be. So now a 4 room HMO is £1300 + £200. extra for fun or 5 rooms £1550. Application fee. That’s only for the Computer Screen, now you’ll have to deal with the real costs getting the actual work done for Compliance that Digital don’t cut. Fire doors possibly frames, fire hinges, locks & handles with Euro thumb screws on inside, door closers, smoke seals, On ya your 3 Coates of paint. Hard wired interlinked fire detection, emergency lighting, monoxide detector, extra cooking facilities if more than 5 persons, everyone is a person full HM0 purposes if only a kid. Second Sink, then after all that no one cooking the fellow with the moped comes. Right you’ll need the 5 year DEICR and probably up grade and Certificate. All those trades need paying and not cheap. Add Boiler service & Certificate annual, Alarms annual, emergency lighting annual, EPC and below “”C” higher fee, much more. Then they will write to your Tenants, your Solicitors, your Bank / lender, your wife and the Cat, did some one say there’s data protection Act. So you think it just a matter of apply & pay a fee dream on. The best part is the Council’s got smart they couldn’t do this or cope with it. They sub-let it out to alternative Computer website but instead of charging you £598. Charge several hundreds more now they have their free money just sit there, add the other hundreds to pay for alternative people to do the work. Ah that’s easy now we will make it Borough Wide with the help of the Clo!n levelling Minister.
From:
Michael Foley
18 March 2023 17:34 PM
Christine, seems to be commenting on a year ago but not out of date by any means. Just doing a Tenancy Agreement now documents required, HMO licence, Energy Performance Certificate, EDICR, Emergency Lighting Cert’ Fire Alarm Cert’. Monoxide detection, How 2 Rent information for Tenants, Referencing, Right 2 Rent Share codes, Gas Certificate, Condensation information. That’s a lot of Printing I didn’t mention the actual Agreement itself yet, Right I am assuming you have done all this work & have them Certificate’s. They certainly loaded a lot of costs on to us. Didn’t bother to mention Deposits nonsense too much of an insult.
From:
Michael Foley
17 March 2023 22:25 PM
Apart from all this there is a another HOW TO RENT booklet packed with information how to destroy landlords, due out last week but now postponed until week. We had about 10 changes already since introduced by Shelter, I can’t bothered to count them anymore. They say if we don’t use this one that’s not available we can’t use S21. So it follows this must the reason for a further variation or they wouldn’t be doing it, just to prevent you repossessing your property under S.21 until they finally put the nail in the coffin in August.
From:
Michael Foley
17 March 2023 18:42 PM
No not more affordable back then everything is relative and wages were so low. Suppose you wanted to buy a house to let back then there were no B2L Mortgage’s and virtually impossible interest only. The variable rate loans needed the proportion requirement of the principal income tax paid on it up front. Unlike B2L interest only loans could deduct all payments from income for tax purposes, no comparison really just add interest rates drop, you never had it so good. That’s why some ended up with scores of properties, but not that easy anymore, so now being rained in, no not easy years ago, wages were £20. pd not £30. ph. I am not going back to the’60’s either when top for a carpenter was 6s-1d per hour in old money, or early 70’s when top line was £29. pw for 6 days for trades person, what would you buy out of that, yes everything is relative except the perception.
From:
Michael Foley
17 March 2023 11:11 AM
Tricia, I don’t agree while I have the greatest sympathy for anyone struggling or homeless whether refugees or our own. The last person they need to represent them is an anti-landlords campaigned. Does she think Private Landlords are going support anyone associated with someone who have spent years attacking Private landlords and driving them out by every means possible and now expect their help. They need to find themselves another mentor quick.
From:
Michael Foley
17 March 2023 08:15 AM
Happy St Patrick’s day and no fighting. ☘️👍.
From:
Michael Foley
17 March 2023 04:07 AM
I lived in a shared house in L’pool in the mid 1960’s where multiple rooms and sharers lived had common facilities but not much of those / public baths no central heating or hot water. The occupants had many visitors especially after the pub closed. There was a slot electric meter usually operated with piece of lino cut the size of coin but no one knew who was doing it, anyway a fight broke out one night after the pub, seemed to involve the whole house & visitors. Holy smoke if the Electric didn’t go off in the middle of it all. One guy never in a fight his life a peace maker, had a big lump on his chest next day only because he was wearing a white shirt and all they could see to take swing at. I think it had run out of linoleum.
From:
Michael Foley
17 March 2023 03:48 AM
Jo, very good you are giving it some welly fair play to you. However I would remark you are not allowed to control the heating, that’s the reserve of the Tenants and must have control of his / her heating at all times, see conditions of houses in multiple occupation.
From:
Michael Foley
16 March 2023 08:25 AM
Timothy, dearest must be disappointing another quango money stream slipping through the fingers, too much outside interference already, not a lost opportunity at all good riddance. Also scrap the stupid Redress Scheme now taking root no one to Redress landlord the main player all one sided. While you are at it no need of an Ombudsman either he is not required you have done enough to destroy us which is your main mission, this would be over kill.
From:
Michael Foley
16 March 2023 07:32 AM
Excuse typo’s this little phone like to change words
From:
Michael Foley
15 March 2023 20:23 PM
Jo. That couldn’t work we can’t be treated the same as Companies. The whole purpose of all those Regulation’s is to disadvantage us and favour the big Companies otherwise we would be treated fairly and equally but that’s not the case and many of the rules don’t apply to them including Assured Shorthold Tenancies retained. At the same time they want us stuck with occupants in perpetuity, does the word Discrimination still exist ?. NRLA is not much help as it became clear they at not bothered about loosing Section 21, that was clear from the Seminar at yesterday’s Landlords Event in Billingsgate, London. Although they are petitioning for it to apply for Students which will please some of you but not me it should apply across the board or not at all, divide & conquer comes to mind they are are full of it. NRLA Association should stand up for all its members, what are they doing with only 100k members on total and that’s after amalgamation with 2.8m landlord out there and that took the last 40 years to achieve it, not just some or are they too busy carving out money streams for themselves pushing for Redress Schemes. We already lost our Property Deposit protection now turned into a liability and only to protect the Deposit it self and no protection for the Property which is why I do take them anymore, oh yes Register them and pay a fee and don’t make any slip up or you might end up with a re- payment Order. I note the big boys are not doing many B2R in Wales as said obviously they are only interested in densely populated areas where they can build high, pack them in and make a killing easy money.
From:
Michael Foley
15 March 2023 19:56 PM
We can give them a lot more reasons than 5 to exit but not allowed and held to ransom. Just as well the Landlord Event was held yesterday or there would be hardly anyone there today tube strike, mind you most of them didn’t arrive until late morning in order to use their freedom passes so tight. What I have been saying from the outset was inadvertently confirmed yesterday by speaker Mr Paul Shamplina when he said 200’000 landlords had left the market but supply wasn’t down because it had been filled by the Corporate Company landlords, this is exactly what government wants to happen which is why they are targeting us at every turn, concessions for them, penalties for us. Good morning.
From:
Michael Foley
15 March 2023 08:44 AM
I have been involved with what looks like those units years ago they were called air source units. Suppose to give out more than 4 times the energy they use but so expensive and heavy they were installed to heat swimming pools.
From:
Michael Foley
15 March 2023 07:48 AM
Too many on Benefit that’s why they are short of funding, can’t keep hitting landlords forever when we small landlords don’t exist anymore who are you going to hit. Big Coporate Companies are not going to be paying big taxes like us and they are charging double our rent and exempt & can use Assured Shorthold Tenancies so they can decide the length of Tenancy a right now being taken from us, it’s total Discrimination by law against individual landlords.
From:
Michael Foley
15 March 2023 06:49 AM
I have those Smart Meters in my Home but don’t work and can’t have them replaced because I have them. British Gas installed them about 8 years ago, after a couple of years I realised they charging me more than the market so I switched to another who gave me a better deal but said they couldn’t use BG meters, so now I am stuck with them for ever more even though I switch again to EDF then got too smart and pushed their prices up and keep giving them readings, now switched to Octopus which I thought would be ok but again they contact me for readings. According to Martin Lewis last night I will still be paying more because I give readings. Any of those supplier are not contactable that I have come across. All hiding behind technology messing about with recordings and can’t ask the question you want and takes half a day to achieve nothing.
From:
Michael Foley
15 March 2023 06:23 AM
Who needs surveys or statistics when Mr Gove is pushing his (black lie) WHITE PAPER through. So you think a landlord is going to make a huge commitment to purchase a property for hundreds of thousands of pounds, then immediately hand over control over it to a blank stranger for ever. Who would be prepared do this well not even for your own Son or Daughter you’d tell them to go buy their own. This is off the scales even a Semi or Terraced on outskirts of London is £600k or a 2 bed Flat £400k so you are expected to make this huge commitment comply with all the outrageous anti landlord red tape that don’t apply to others, then be too scared to visit your property as now or Occupant might complain to Council and get you a guaranteed big fine, a Council spokes person said recently they always prosecute if the Tenants complain, even LBC legal hour their Solicitor on there said they always side with the Tenants why are they not impartial. Dream on same nonsense in Ireland persecuting Landlord created a massive housing problem. They have now lifted eviction ban as well despite the opposition because no one would invest housing fried up and homeless soaring.
From:
Michael Foley
14 March 2023 18:07 PM
Another thing we were told at one of the Seminar, landlords are a greedy and ignorant bunch ?. Said we make between 3/5% but disqualify this, how much we pay on Mortgage, what gearing or whether loan free or allow for Licensing and Compliance. Are they counting income or profit. They reaffirmed over 200’000 landlords have left the Sector, wants to increase supply but everything they are doing is designed for opposite to happen. I interrupted but was invited to wait for question at end but only a couple of lame duck questions allowed at the end. I wanted to know why they were getting rid of S.21 before which there was no private lettings and who now housed 9m, they have no answer but still doing it
From:
Michael Foley
14 March 2023 16:07 PM
A few other things being forced on landlords, you must have pets which is none of their Business it should be between landlords and Tenants. You must take Benefit Claimants or it’s discrimination, how can this be its nothing to do with Colour, it more like discrimination against LL forcing him to take them. You are loosing control over your Rented House. You can only get it back if you want to live in it or sell it but then you must sell, none of their Business what we want to do with it. We didn’t need their advice when we bought or get any financial support from anyone, what now gives them the right to dictate to us, again none of their business. I first heard tho crap moted at a landlord meeting by a little guy of Indian extraction from the Department 8 years ago and here we go now making it law. Another thing from today’s event forcing in a Redress Scheme another quango, there’s no one to Redress us, just more administration by people carving out another lucrative business for themselves,
From:
Michael Foley
14 March 2023 15:16 PM
I am at Landlord event today in Central London. huge crowds hardly get into some of the Seminars, well sponsored everyone promoting their business all on the back of landlords without LL’s they haven’t a business all of this was created on back of Section 21 that they are now getting rid of and no Private letting whatsoever before this. I was told today we are 2.8m landlords housing 9m Tenants but they are going to remove the very foundation of all. S.21.
From:
Michael Foley
14 March 2023 14:48 PM
New HOW 2 RENT guide to be introduced this Friday, first introduced in 2016 and changed about 8 times since its like they haven’t a clue what they are doing and haven’t all outsiders, the countless number of those I have had printed and thrown away because they keep changing it, as if Tenants didn’t know how to Rent and everything on their phone please go away
From:
Michael Foley
14 March 2023 14:34 PM
Yes I understand but Tenants do move about come and go especially on joint & several Tenancy’s, so when there’s a change of occupancy a new Contract is required.
From:
Michael Foley
13 March 2023 19:07 PM
I am not at loggerheads yet and careful not to rock the boat. I understand they have an extra person staying there that they brought in, so I do need a Contract to Regularise the let and must comply with Right 2 Rent check and share codes etc
From:
Michael Foley
13 March 2023 18:28 PM
Andrew it looks like we have open ended Tenancies already. I have Contracts ended trying for weeks to communicate with them, don’t answer or return phone calls, ignore letters through the door and emails. It looks like a conspiracy as none of the 5 responded someone must be advising them. How do you increase the rent when they won’t make themselves a available, this is what you can all expect when Section 21 is gone, where is our remedy. Thank you Mr Michael Gove you are full of it.
From:
Michael Foley
13 March 2023 17:03 PM
William, my friend have you been to the Pub and that’s only implied.
From:
Michael Foley
13 March 2023 13:22 PM
Landlord lobby not just Scrap open Ended Tenancies but The Renter’s Reform Bill totally not required, has done so much damage to housing and the economy. Perhaps you can rewrite your submission and get it right next time, time for Gove to go with his totally biased Policy’s. Imagine such blatant cheek it doesn’t apply to Blocks of Flats looking after his cronies the Big Boys taking over our Business. Who charge double our Rent and exempted, its fraud Shame on you.
From:
Michael Foley
13 March 2023 10:34 AM
150 properties that’s what happened to B2L making a nonsense out of the Business. All started about 26 years ago with B2L Mortgage’s I believe Woolwich was one of the first, of Course the 1988 Act & S.21 was 36 years ago, which they now want removed to destroy the business even further. Before that we bought properties with Commercial Loans and always paying about 8%. The BoE done enormous damage bringing down Base Rates so ridiculously low abolishing Savers, forcing people to buy property that they didn’t necessarily need or want. The B2L racket put the Minimum Deposit down on a property then after a few months re value get some equity out put that on another and so on. I see one guy so over 300 properties all over the Country didn’t care what condition they were in just rent them out. All completely tax efficient and loan interest tax deductible. Regulation’s weren’t there and still not there in some parts but we got hammered trying to comply and playing by normal rules. That’s what happened no wonder some couldn’t buy a home when others had 300, that’s what happened to Rental Market and Buy to Let.
From:
Michael Foley
13 March 2023 09:09 AM
Edwin, can well imagine that the size of them Aircraft hangers that I seen at Heatrow & Weybridge where they built the Typhoon.
From:
Michael Foley
11 March 2023 10:39 AM
Martin, yes it all wonderful Commercial Buildings have dropped to 10% EPC’s MEES, forgot to mention thousands of them have been converted to residential, muscling in on Private landlords and contributing to the fall you claim, simply they are not Commercial anymore. Another thing a major New Development in Hanger Lane, Area West London have poorly rated EPC’s, “D” (59) imagine that. Check it out for yourself for Sale one bed New Flat leasehold, what can you do with that now ?, and still 10 points short of a “C”.
From:
Michael Foley
11 March 2023 10:18 AM
Jo, very good in other words just reverse everything they have done in recent years to damage the Private Rented Sector, that is the root cause of homelessness.
From:
Michael Foley
10 March 2023 18:39 PM
So you are saying 57% of landlords feel supported by Government, what Planet are you on. Everything that’s wrong with Lettings was caused by Government interference & Regulation’s not least Removal of Section 21 before which there was no PRS the very foundation of all Private letting do you not get that. So a survey by Property Redress Scheme of 3000 landlords didn’t ask this question at all, how very convenient. Yes I agree 80% will still be Landlords in 3 years time unless they are dead the only exit plan allowed, sell now pay 28% as Robert previous said your Estate is immediately reduced to 72%, then followed by 40% IHT so they have made ribbons of a lifetimes work, held to Ransom no doubt. Scrap this stupid quango Redress Scheme now, there is no one to Redress us.
From:
Michael Foley
10 March 2023 08:37 AM
Councillor Mr Tom Shaw says they will always investigate a complaint about a Private Landlord & check all the appropriate Documents are in place, fair enough. So is this treatment reserved for private landlords only or does it apply to Social housing as well or are they require to have those documents.
From:
Michael Foley
10 March 2023 07:47 AM
Edwin. At 7, I could milk a Cow by 12, I would milk 3 before walking to School & 4 in the evening, we had to do whatever required doing whether pick spuds, thin turnips, grate mangles, get the firewood or fetch the water with buckets, yes we didn’t have running water, electricity or gas not even portable. Basically the open fire done everything from boiling the kettle, the boiling dinner and baking bread in the oven pot or on bran & griddle. Wait till I see now I must feel sorry for all the poor people and the dozens I house who have Central heating and all the facilities they could ever want but I will get prosecuted if they don’t have hot water. My goodness they haven’t a clue about real life. I could write some book this is your life.
From:
Michael Foley
09 March 2023 20:00 PM
Andrew, so true but sometimes not only one child I seen them with 4 or five it ridiculous and hard working couples have 2 max, pay Nursery fees and Mortgages then get no Children Allowance that their taxes contribute to.
From:
Michael Foley
09 March 2023 17:09 PM
Christopher, yes that’s right shortage of housing and family’s had to move several times but we didn’t need IKEA to tell us what we already knew, a pity the Parents didn’t think of that before they took off their pants. I provided for and housed my own family not expecting other to keep me & my family. Why should I be responsible for them or their families.
From:
Michael Foley
09 March 2023 16:26 PM
Perhaps IKEA & B&Q are availing of this to reduce their tax Bill.
From:
Michael Foley
09 March 2023 12:35 PM
Landlords Estate’s probably one of their biggest donors, what a stitch up leave money to them and get yourself a tax break, if that’s not corruption what is.
From:
Michael Foley
09 March 2023 12:32 PM
Anthony. They are not only effective at exploiting homeless issues but also very good at causing homelessness with all their anti-landlord policy’s. They are not Elected Representatives so why were they invited into Parliamentary Select Committee to make those laws to create the homeless, no one asked us or Represented us who supply the properties
From:
Michael Foley
09 March 2023 09:24 AM
Edwin. I think very unlikely he got letters any letters of this nature won’t be passed on by Tenants. When I had people playing up, overcrowding, parties, barbecue’s day & night, Police & Council visited and wrote to them a number of times but only once to me near the end I got one, when I acted immediately. When I served S.21 Council wanted me to keep them but I didn’t the damage was extensive. The rent was paid into Bank and when I visited I was kept at the door I am not backing this landlord but he didn’t break cupboard doors, knobs or window, no mention of any warning letters to the occupants or prosecutions for them so they are encouraged. Suppose if someone vandalised your car they don’t prosecute the owner.
From:
Michael Foley
09 March 2023 08:15 AM
I take a fairly Neutral view on this debate. The 10 points would work for me. I have 6 with a ‘C’ but 10 points would lift another 3 so it’s doable for me. Don’t like gift wrapping traditional house with insulation and I think it’s far more efficient on internal of external walls which I have done on another when vacant very good. When it’s on the outside of the building you are heating the walls as well & the walls / lime mortar cannot breathe + I like my yellow stock brick work.
From:
Michael Foley
08 March 2023 19:21 PM
Jo. How right you are it’s all so ridiculous nothing to do with making it fairer just to do as much damage as possible. There will by no AST and no Section 21 all designed to destroy us regardless of the huge contribution we have made for decades and taxes paid. When we see them making Blocks of Flats (more than 3) exempt from many Regulation’s, that says it all we are not been treated equally.
From:
Michael Foley
08 March 2023 16:04 PM
On another tread dog bites up 40% in 5 years great news for Mr Michael Gove he will force in that right for Tenants to have them. It should help to damage Landlords even more it will help his agenda.
From:
Michael Foley
08 March 2023 13:30 PM
Jonathan, is having a laugh there’s no point in hammering a few that might be under used or vacant occasionally although they will give them a hit as well it’s the money. However I believe they will hit AirBnB for sure to because there’s a lot more of them and that’s where the revenue is, as the saying goes its the money stupid. However not withstanding the 90 days rule restriction can only let airbnb for 90 consecutively or 90 day’s in the year, what happened to that no mention of this or does it apply or not.
From:
Michael Foley
08 March 2023 08:02 AM
No more need to worry about EPC’s with the price of energy and if the government unit price cap comes off in April, so you think your Bills are high now good luck, it will double again meaning user will have to cut consumption in halves, how could an EPC possibly achieve that.
From:
Michael Foley
07 March 2023 09:16 AM
It didn’t say if the family were on benefit, maybe as in other cases the Council’s want their money back.
From:
Michael Foley
07 March 2023 09:07 AM
Joni. I had a couple of those for substantial sums in the past, very few pays those judgements which is why I given up on Court system, it adds insult to injury and paid £1700. + vat Solicitors fees for the privilege, its all I could have done under the circumstances with S.21 but got my property back at least, now we are going to be denied that right.
From:
Michael Foley
07 March 2023 08:57 AM
Andy, many older long term landlords will remain obviously they are held to ransom, sell and pay 28% c/gains then you have money you are not going to spend and not allowed to give it away, then pay another 40% Inheritance tax so that’s 68% or plan your death in 7 years time as if but no hope of that, who makes rules like that.
From:
Michael Foley
07 March 2023 08:43 AM
Mr Michael Gove still on the band wagon creating homeless with him utmost ability. He is one of the main causes of homelessnesses in the Country and deliberately so, pushing for removal of Section 21 and the un fairer White Paper he is the instigator of. Telling Tenants to complain about their landlords driving the wedge further in divide and conquer, inciting hatred shame on you. It’s been well established by the millions of landlords that the main cause of Black Mould is the Tenants themselves and fair to say by some cultures more than others. Tell the Tenants to complain about the landlords or find an isolated case and blow it up all over the media then use it as excuse to change the law. I have no doubt many Social Tenants won’t be complaining, there not going to draw attention to themselves and see who extra they have staying there paying half they rent or sub-letting have an occasional airb&b type income. There are no leaking Ceilings they don’t leak. The Bathrooms above get misused, most are directly designed this way to facilitate the plumbing, water runs down. Tell the neighbour directly above his misuse is causing you a problem.
From:
Michael Foley
07 March 2023 07:19 AM
I think don’t panic seller we have until 2025 and if we are getting on ok with the same longer term Tenants we have until 2028, they are unlikely to want to leave seen what high rents some are charging. On the other hand if they decide to leave at anytime in between its our opportunity to do something when vacant.
From:
Michael Foley
06 March 2023 13:32 PM
John. That’s true the Council had so the Powers they ever needed as far back as 1992 to deal with any matters regarding landlords and Tenants, I still have the cutting of the News Paper Article, so they have just wasted 30 on bull sugar creating bureaucracy damaging the economy, when the Confidence is gone it’s gone well done.
From:
Michael Foley
06 March 2023 11:46 AM
This unjustified attack on Private Landlords don’t just damage the letting side of Housing but the whole Housing Market, causing repossessions, crash and Recession. When things are going well it has to be stopped not allowed. It has to be interfered with like last Recession 2007/2008 cause for most part but not limited to Mr John Prescott 2004 Act introducing Mandatory licensing Scheme in 2006 so it only took a year to filter through 2007/2008 wallop. Here we go again this time the interference is by Mr Michael Gove and the unfairer White Paper Abolishing Section 21 he has a lot to answer for, all those misfortunate naive young people roped into help to buy over priced Flats who do they turn to now.
From:
Michael Foley
06 March 2023 11:28 AM
Why is this Article talking about lack of Resources and Funding, there is no such thing it’s tax tax & more tax, so lack of Funding for enforcement how much would they like its supposed to be a not for profit Scheme. The Mandatory license Application fee alone has gone from £598.00 which used to take 6 weeks to £1550.00 + how come I was able to do it with paper back then in 2006 when the Scheme started, it’s all Computerise now which is supposed to be more efficient. Further we use pay full fee up front £598. now allegedly we pay 30% with the Application £441.00 approx’ then wait a year for them to respond and process the license & pay the balance £1100. + it’s more like we are paying them twice. All this money should have been used to improve the property instead of been wasted on computer exercises. ARLA on about resources for enforcement so far LL’s have funded enforcement themselves with big fines and repayment Orders, maybe ARLA would like to chip-in seen as you are living off landlords as well. How could the Council’s be funded for inspections if they are so inefficient it costs £1550.to look at a computer Application Screen & send out a few unnecessary letters, (one to your wife, your Bank, your Solicitors your Mortgage lender and maybe the 🐈⬛) its like we are being stitch you up.
From:
Michael Foley
04 March 2023 11:57 AM
Jo, now is your chance to have your say on leasehold reform. The Ministry of National Statistics are currently doing a Survey on this for 3 months. Strangely enough I was at a property when he visited, they had picked 25 properties at random, which they purchased from Post Office apparently as I understand it. Good luck.
From:
Michael Foley
04 March 2023 09:07 AM
I don’t know anything about nouns, pronouns, verbs, adjectives or logarithms well what would I do with them when I was 55ft under ground putting cast iron pipes under the Mersey king’s Tunnel, although I would give a good go at squaring Pythagoras.
From:
Michael Foley
04 March 2023 08:54 AM
Nick, AirBnB are getting the equivalent to a months rent for a week on London. Edwin my friend what is a professional landlord one that can deal remotely with a heap of administration bull that their colleagues invented, but capable of doing nothing with a house. Or a hands on Landlord that can do everything regarding maintenance and looking after their Tenants. So Computers have now taken over and are far more important than housing no wonder there’s a crisis. Right. Government wants to make landlords Professional and wants Continuous Professional Development now where did I hear that before CPD points. brownie points like a Child. This is the Accreditation nonsense which I have done years ago with NLA & LLAS but not anymore because it keeps expiring, how can the knowledge you had expire or how experienced can you get. Oh Sorry I forgot they dreamt up some more bull sagar.
From:
Michael Foley
03 March 2023 14:20 PM
Working well driving out Private Landlords for Big Boy to take over, has to increase the Rents on the way their new high rise Flats costs more for a one bed Flat than our Terraced or Semi Detached House’s. HMO’s was one of the worst thing to happen Daddy people living in poker stuffy rooms and very often no sitting room / living with all mixed sub- standard living. All my Properties are HMO’s and licensed enforced on me by law but I don’t let rooms so what a wasted exercise. The way it’s going I will probably have no choice but to let rooms in which case my turn over goes up £100’000.00 pa, that should tell you how much I hate to concept. Reinstate Section 21 now before more irreversible damage is done and stop the clowning.
From:
Michael Foley
03 March 2023 10:04 AM
I think Butane Capital is right all those Digital Academic Amateur Landlords just pressing buttons should be banned and leave it to the Professional hands on Landlords who supply and maintain millions of the much needed quality affordable homes, the life blood of Private Housing Stock in this Country with their own finance, credit where it’s due. Reinstate Section 21 immediately before more damage is done are you all blind, or want to ignore the facts. Hundreds of Thousands of landlords have sold up because of the threat of removing S.21. Thousands more switched others stopped providing, how much more evidence do you want. How many does Generation Rent house ? missing you already Alacia.
From:
Michael Foley
03 March 2023 05:19 AM
Without Section 21, I couldn’t care less what they abolish it not a Business. I need a brain scan to see what’s wrong with me. The Landlord Property magazine current issue cover shows a guy riding about on a bike in Amsterdam while running his portfolio in the UK. I am hands on 24/7 and don’t get a minute to my self something seriously wrong.
From:
Michael Foley
02 March 2023 12:48 PM
Incidentally all are licensed and re-licensed anyway.
From:
Michael Foley
02 March 2023 12:27 PM
Jo, what you say is very true and the Tenants do pay their own Bills which is the best way to cut waste, as I don’t let rooms. I hear rumblings they want landlords to pay Bills which means I will have to start letting rooms which is ok too my rents will then be market rents. Many adjacent houses currently are charging £1000. pm more than me so they need to be careful what they wish for.
From:
Michael Foley
02 March 2023 12:25 PM
Diane. The Supreme Court is the highest in the land and it is what it is Case law so it’s Law. Its Mr Michael Gove that’s breaking legislation created by Parliament. Selective licensing was meant to be Selective for problem parts of a Borough not Borough wide, if it’s Borough wide it’s not Selective. So instead of Applying to 3 Wards it Applies to 18 for example. Previously you could Rent to a Family’s in 15 of those Wards without a license which was the idea to give priority to Families but now it applies to all including Families so now why rent to Families the main reason for accepting them is gone, nice one Mr Gove.
From:
Michael Foley
02 March 2023 09:06 AM
Martin dearest there will be no in between Tenancies, Mr Michael Gove just them permanent, let him heat them. I have 6 EPC’s with a ‘C’ so it’s not as if I have been doing not. However none of the requirements are financially viable or where is all those savings to be made. Just looking at a EPC recommendation now Insulate internal of outside walls £14’000 savings £173. pa but I have done this already not possible in future with permanent Tenants anyway I’ll get it back in 80 years. Another part it says floor Insulation £4000. / £6000. so say £5000. savings £31.00 pa (but I have done this already to) so I will get this back in 161 years some investment.
From:
Michael Foley
02 March 2023 08:21 AM
Listen to LBC now we are getting wronged
From:
Michael Foley
01 March 2023 16:11 PM
I don’t know anymore and if it based on property values, I think you could be paying £2’000, down south but you could also be paying this amount on band D property in Norwich where I believe property prices are one third of the price ?.
From:
Michael Foley
01 March 2023 14:39 PM
Anyone who think they can buy for the cost of Renting are deluding themselves, so your £400 / £500. pm shared rental is going to buy you a property Deposit or not, come on now & 25 years around your neck. Good luck When I was buying it would take 3 properties to pay for one, before the Woolwich buy 2 let ponzi type schemes I think they were gobbled up by Halifax.
From:
Michael Foley
01 March 2023 13:48 PM
There is a 14 day c/tax exemption that I know to my cost, even if it’s un inhabitable but it took me 3 months. For property just standing idle the C/tax is doubled.
From:
Michael Foley
01 March 2023 10:39 AM
Robert, you can’t up tar brush to paint anything else .
From:
Michael Foley
01 March 2023 09:22 AM
Jo. I agree for most part except when landlords property is vacant for Refurbishment. I had to pay C/tax after Tenants wrecked my new house that I built in Acton. I don’t understand why they are complaining about empty property that Activist are causing landlords so peed off. They need to ask themselves some questions why would anyone leave a property idle when they could get some money for it, that says it all too much interference. Why complain about empty property that is a Requirement of Law not to be Let, the 90 day Rule ?.
From:
Michael Foley
01 March 2023 08:18 AM
Watchdog launches probe into Tenant / landlord relationship, no need to waste 3 Months on this just come and see me I can put them right straight away.
From:
Michael Foley
28 February 2023 20:46 PM
Simon, you now have a choice do you prefer the property unoccupied / vacant because of MEES, or occupier by nonpaying doss or drug because of the removal of Section 21.
From:
Michael Foley
28 February 2023 09:49 AM
Social housing Manager’s will now require qualification’s in professionalism because of the toddler who died rip. It’s the occupants that need training. It not the Teacher that needs training it’s the pupils. Mr Gove no stopping him or the Mayor they are full of it.
From:
Michael Foley
28 February 2023 09:18 AM
James, you are getting nearly as cynical as me I wonder why ?.
From:
Michael Foley
28 February 2023 08:49 AM
Activist’s if they are active why don’t they build some housing themselves instead of destroying the landlords that do, you free loaders. Of Course we all know rents are to high caused deliberately by Council’s & Government by Law & Regulatory Requirements activist’s don’t notice this as they are part of the problem. Hurry up ban evictions to fill my property with druggies and powerless to manage, that’s fine they can give landlords a big penalty.
From:
Michael Foley
28 February 2023 07:58 AM
The little matter of rent short fall since Christmas, the lead Tenant advises they told her they weren’t paying or going and nothing could be done about it, music to Mr Gove’s ears, Anyway they appear to have left but wouldn’t say so leaving us in limbo. Enough is enough I had to take the bull by the horns, (Fairer Renting).
From:
Michael Foley
28 February 2023 05:32 AM
Robert the 10% wear & tear allowance should have remained for furnished lettings which is what it was for, but abused and claimed by the smart guys letting unfurnished, which I believe was the reason for removing for all. Yesterday morning first kick off 2 mattresses & one base to purchase and pick up £300.00 some start to the week on a Monday morning & the day got no better. They were replaced last year, I see tv adverts saying replace every 8 years but the swines ruined them, wore them through with no sheets and the carpet soiled & stained as well only 2 years old. 3 No. window handless broken off from the good double glazed bay window in one room on first floor even though they weren’t locked you simply press in the button & turn (donkey kong) anyway I got 3 from Toolstation another £20. I took one mattress to the dump & still stuck with other one & base, bulky heavy & chargeable items to dispose of…much more to this story their drugs & drink. I had no time for blogging yesterday a lot of pressure to soak up & carry on, where was I oh yes the 10% w/t & my free labour.
From:
Michael Foley
28 February 2023 05:03 AM
The thing about the EPC rating it’s now being used to determine the licensing fee. The legislation clearly states licensing Schemes are not for profit, how then has the Application fee of the 16 page original paper Application gone from £598.00 to the current Digital Application fee of £1’550.00 +, are Computers that much more inefficient. Also further there’s now £100.00 penalty if you use paper.
From:
Michael Foley
27 February 2023 22:28 PM
Andrew. I think there was a shortage of accessors, if anyone applied for the job a good chance they’d get it, hence they are apprehensive about putting their foot in it they don’t want to loose their job.
From:
Michael Foley
27 February 2023 21:15 PM
The problem I noticed is if you original got a poor rating, the next accessor will look up on line to see what you got, so that’s in his mind and it will take a lot of work to move him from that position.
From:
Michael Foley
27 February 2023 20:40 PM
Shin fein is gaelic for we ourselves. I suppose no hope of the young generation today doing anything for themselves, Now changing the law for children to get married who will they be capable of supporting. I seen a young chap had 2 kids with one girl, then had 2 more with another girl he’s only 20 yet, now gone missing no one knows where he is, he uses drugs that’s fine the system will keep & house them all, did someone say there’s a shortage of housing, this is no isolated case.
From:
Michael Foley
27 February 2023 13:45 PM
ITV bashing landlords again last night on about mould and had Mr Michael Gove on briefly long enough to say he’ll require landlords to have training. The Rochdale case beings wrongly used to change the World, it showed snaps of that I could see that looked like a great big iron type pot up high that would put out plenty of steam. The Council first got it right when they said it was the occupants, then had to back track because of back lash, truth is not acceptable reason anymore. It’s the occupants that needs training, Mr Gove needs a lot of training himself since everything he is doing is wrong he shouldn’t be in this job causing pain suffering and homelessness. ITV shouldn’t be allowed to call themselves Independent every time on about housing it’s the Landlords fault how about a balanced view and give credit where its due to the only one’s providing homes with private finance, unlike others looking for funding for everything, (tax payers money).
From:
Michael Foley
27 February 2023 13:14 PM
Cris, can’t rate a property on energy actual used, some Tenants are careful about it while others are not, the number of occupants may well vary and the ones that shouldn’t be there.
From:
Michael Foley
27 February 2023 07:54 AM
Jahan it only applied to 3 areas of our Borough before now 15 more wards.added by Mr Gove so it’s Borough wide. So generally if you had a family before you didn’t need a license but you are right.
From:
Michael Foley
24 February 2023 19:16 PM
Jahan. yes unfortunately Selective licensing applies to Families not to be confused with HMO’s. Although almost the same its a licensing Scheme and all same documents and requirements apply
From:
Michael Foley
24 February 2023 19:07 PM
I know it’s Friday and the last thing you want is stressful week end. Many landlords don’t seem to realise Selective Licensing Schemes applies to Families. So if it is in operation in your area and in some places Its Borough wide licensing applies. This was the main reason why we let to Families because they were exempt, so now why bother.
From:
Michael Foley
24 February 2023 14:42 PM
It incredible and Mr Michael Gove wants to sell it as a fairer renting system, bankrupting landlords and causing mayhem for Tenants making rents unaffordable while pretending to be their friend, goodness me, how stupid he thinks we all are.
From:
Michael Foley
24 February 2023 13:41 PM
Jo. Well worked out very good illustration I will give you that. Another scenario but won’t be as accurate as yours a long time landlord turning over £200’000 un incumbent (£12’500 allowance) tax £37’500. @ 20% = £7’500 £50’000 @ 40% = £20’000 £25’000 @ 60% = £15’000 £75’000 @ 45% = £33’750 £76’250 one and half thousand a week tax I knew someone was paying it to keep the doss. I know there will be many costs associated with business including licensing but they are also gone in the wind anyway. So we haven’t got it they have.
From:
Michael Foley
24 February 2023 13:17 PM
JRF wants us destroyed at the same time wants us to fund everyone, how does that work if we are not there.
From:
Michael Foley
24 February 2023 09:35 AM
Who would have thought Removing Section 21 would have the ability to cause all this, collapse the housing market bring massive homelessness, make rents unaffordable and put tens of thousands in B&B. Wait until I have a Think didn’t we have this very problem decades ago which was why Section 21 was introduced.
From:
Michael Foley
24 February 2023 08:37 AM
JFR Just crawled out from under his rock if we only had a triple whammy wouldn’t it be great. How many whammies have we got ready Removing Section 21 caused thousands of LL’s to quit, increased homelessness and drove up Rents 25/30% they must hate Tenants also which caused the glut of AirBnB’s that he is complaining about. So make one bad law (wrong) then make several more bad laws because of the first bad law. Whammy S.21, S.24 doubled Stamp Duty, Rogue Deposit scheme by Shelter making it a liability not a protection, 2015 De-Registration Act to stop evictions whammy, Right 2 Rent, How 2 Rent, Selective licensing, Additional licensing, Mandatory licensing, and repeated several times on same properties whammy whammy whammy. Fees started in 2006 @ £598. App’ fee and kept increasing now can be more than £1500., whammy. He wants funding (our taxes) for loads of lame ducks, even included our famous type Charity that supplies no housing whammy. Loads of Compliance work that has cost me fortunes over the years and my skilled labour for free none of which applies to home owners adjacent replica property, whammy. EPC’s whammy’s. 28% C/gains tax especially for landlords only whammy. Several Safety Certificates on going for ever requirements that don’t apply to home owners. Replacement classed Capital improvement you claim it when you sell but you don’t sell so repeat the process many times and just die. So how much more tax does JFR want, tell this to landlords with big Mortgage’s around their necks & interest rates through the roof, Oh I nearly forget the landlords had actually to buy the property I thought it fell into their lap whammy.
From:
Michael Foley
24 February 2023 07:51 AM
There’s a programme on ITV now the most one sided anti- landlords ever. I can see plainly most is Tenant’s fault. Oh God Michael Gove is on now I have to switch off I think I at going to be sick or smash the TV
From:
Michael Foley
23 February 2023 20:54 PM
Jo that’s vey good but you only need a small screwdriver to revert it back for occupants full control. No Section. 21 you can’t tell them go either so you can whistle.
From:
Michael Foley
23 February 2023 20:43 PM
Andrew. The modern dehumidifiers are very good quiet compact a good one cost about £200 don’t waste electric as they have sensors that measure the moisture in the atmosphere and switch themselves on and off it’s just a matter of empty the the tank occasionally.
From:
Michael Foley
23 February 2023 14:24 PM
Jo. I understand that landlords pay Bills in some rental properties but really I know a landlord from Portsmouth controlling the heating in Plymouth and London so he decides from a far what heat they should get whether the room is hot enough or too cold and every individual require different temperatures, some people feel the cold more than others.
From:
Michael Foley
23 February 2023 10:26 AM
I don’t know how much it will cost Tenants to heat a D rated compared to a C. What I do know it will cost buttons compared to the Rent increases caused by Removal of Section 21, 25/30%
From:
Michael Foley
23 February 2023 08:09 AM
Jo. I think there is too much smart technology, some landlords controlling heating from their mobile phones. I know this and its plain wrong. Heating controls shouldn’t so sophisticated that they are not useable, keep it simple and it might be operated
From:
Michael Foley
23 February 2023 08:04 AM
How can you believe a word he says. He over charged tax payers/ C/tax payers by £130m now says he will provide school meals with it, its very big of him without the people paying tax having a say. Of Course its to boost his own popularity to get ULEZ through.
From:
Michael Foley
23 February 2023 07:19 AM
Maclean. Stop removing the Section 21 the root case of the problem, problem solved how much more damage is going to be done. People are using S.21 to get out of the business, who is this good for, 38% of Auction listings are LL getting out or should I say being deliberately forced out by government. Why should a private landlord be expected to house a family with his own finance and it seems you want it compulsory. The is another reason for a LL requiring a family to leave, some Councils now require a house let to a family to be licensed. In many cases this was the deciding factor why a LL let to a family in the first place, a license wasn’t required so now why would you want to be stuck with the hassle and all the extra rights implied.
From:
Michael Foley
23 February 2023 06:50 AM
I don’t know what rents some are getting its incredible. I see a normal 1930’s semi with side garage converted billed for Auction 15-3-23 guide price £650k. but it will be more than that, anyway they say it’s let as 4 units with an income of £60k pa. I have 3 similar house’s close by and apparently they are getting more for this one house than my 3 houses together.
From:
Michael Foley
22 February 2023 22:51 PM
Don’t know why the government wants to kill the golden goose which is what letting landlords landlords are except for home owners. We pay hundreds of millions of £’s in income tax every year increasing every year, Huge sums in double SDLT purchases, Hundreds of millions Capital gains on sales, multi -million pound cream off in licensing fees, huge kick back of income on the back of Compliance and VAT. Huge dead easy money from fines & penalties, Banning Orders, Re- payment Orders, Confiscation Orders the legal profession & Courts loves the soft money. They didn’t have any of this soft income before The 1988 Act and Section 21. Then it snowballed from 26 years ago with the introduction of Buy 2 Let. I suppose many of you didn’t know this and thought it was always there but I was a LL with Commercial loans long before that paying a minimum of 8%. Oh yes at end of it all they will take Billions again in inheritance tax especially on second home owners letting landlords. What are they getting from owner occupiers none of the above really, single SDLT, no billions income tax every year, no Capital gains on Sales, no tax on rent a room scam widely abused are you blind. With the Billions Government gets from letting landlords and buy 2 let landlords anyone could run the economy and yet they make a mess of it, hardly any need for London School of Economics, but may well do for Mr Michael Gove who doesn’t know anything about the above and introducing Treasonable Policy’s destroying the Economy and completely against the National interest and he is the Secretary of State for housing, give me a break
From:
Michael Foley
22 February 2023 15:20 PM
I can see the best solutions for clean air and the environment are the worst ones for the pocket. The EPC’s assessments are always on about cost savings but the two don’t fit together.
From:
Michael Foley
22 February 2023 08:41 AM
There would have been no need for anyone calling for licensing of Airbnb if you hadn’t licensed the Public Private Rented Sector causing Landlords to exit and many others switch to AirBnB. The consequences of one Action caused the other you are good at this, the platform site be delighted with you for making their Business hugely successful at our expense.
From:
Michael Foley
22 February 2023 07:15 AM
m feroz. Thanks feroz for commenting it was beginning to look as though I was the only one responding 1500/1 now at least it reduces the number of read to more like 800/1. Just to Balance the issue they are not only screwing the Landlords they are definitely screwing the Tenants as well forcing up Rents 25/30% all over the place, what’s this good Police bad Police scenario. Where are they supposed to get it ? but all those measures are supposed to help the Tenants they are their friends allegedly, some friends they are just add The WHITE PAPER white lie to make the unfairness complete to both parties, level both to ground or extinction. How on earth can they sell this package in this day and age when everyone knows its lies. So this is another Borough that has awoken to the honey pot, Small HMO Additional licensing Scheme they say but are Small HMO’s supposed to be Selective licensing Schemes. Cut the rubbish propaganda and Reinstate Section 21 & 24 if you are remotely interested with improving the housing situation, everything you have done thus far has been anti.
From:
Michael Foley
22 February 2023 04:12 AM
Business acid disposal relief. Research and Development tax relief. AirBnB nudge nudge, no need to nudge buy 2 let landlords they have it take up front.
From:
Michael Foley
21 February 2023 20:10 PM
No wonder there is no comment that proves how popular the are, we had better properties before licensing and when we had control of our business and allowed to operate.
From:
Michael Foley
21 February 2023 19:52 PM
HMO’s are not popular but enforced.
From:
Michael Foley
21 February 2023 19:46 PM
There is no such thing as built enough if it’s affordable subsidies / housing they will all be on it, you’ll never have enough, of if it wasn’t there you would have far less homeless people would be providing for themselves and not having great big families and expect to be kept from the cradle to the grave at mugging tax payers expense. I can hear nothing lately but we must have funding for everything. There is no free funding it tax payers money.
From:
Michael Foley
21 February 2023 08:46 AM
Well there a lot of factors here of course Flats are selling more by comparison relatively, mini Budget working its way through a Healthy Balance my foot. With high cost of buying gone through the roof since quadrupling of interest rates more people can’t stretch to buying a House so will have to settle for a Flat hence more Flat sales relatively. Accounts to be published, posted or challenged good luck with that you’ll be paying, I believe all Accounts will then have to be Audited another layer of bureaucracy and costs regardless of M of A. Some blocks are small run by the lease holders themselves who owns the majority of the Shares individually, collectively or outright in the Freehold Company already. I don’t pretend to know all about leasehold but have had some experience of it to my cost including extending a lease purchase through the Court process of Enfranchisement that’s something else. Careful what you wish for and watch out for Rule 13 used against us for first time in History and has become Case Law.
From:
Michael Foley
21 February 2023 04:02 AM
I don’t know what it is about relationships those days, married or not they all seem to be quarrelling. I don’t know what it is with them they seem intelligent and more educated than ever and go it so childish. The row is on as often as not you wouldn’t know where you stand with them. God help the parents trying to help out them out and possibly their children or make a Will, or wondering if they will they still be together and waste your acids. Perhaps when they get the soft few bob the eye gets bigger it will encourage a split and there off anyway. How many single Parents have a partner or is it 100% or maybe the immaculate conception.
From:
Michael Foley
20 February 2023 22:19 PM
Robert, another anomaly is it the same way for an unmarried couple to own a house each, and each could sell their own property say for £1m each tax free while the married couple are hammered, marriage is a bad deal. Similarly single parents created by the system are miles ahead caused the unfair system, must be killing off marriage even if they don’t know by Statute what gender they are anymore, tv & media are flat out promoting this. Mr khan sticking out his chest having robbed the tax payers/ C/tax payers of £130m saying he will give for School meals to make himself popular to get ULEZ through, do he think we are stupid he allegedly spent £200m on it before. It’s a bad deal being a working tax payer….
From:
Michael Foley
20 February 2023 19:06 PM
What’s all this the Government wants seller’s to provide more information where do they get off. All this was tried before putting the seller at risk another measure to stifle the market creating another liability. Where have you been don’t you remember “The Home Information Packs”s Scrapped Short memories or did you just think of it now Congrats
From:
Michael Foley
20 February 2023 16:54 PM
Words faith me but nothing surprises anymore. When we have a Conservative Labour Housing Secretary with false tongue. Despite all the damage being done to Tenants livelihood, financial stress and well being no one in Government has done anything to stop him in his tracks. Just add Mayor of London what a pair we are being well stitched up and so is the economy.
From:
Michael Foley
20 February 2023 07:59 AM
Nick my friend HMO licensing Application fees in one Borough wide schemes. Selective £750.-Additional £1100. & Mandatory £1500. + the right given to this London Labour Borough by Conservatives housing Secretary Mr Michael Gove thank you hip… who complains about high Rent.
From:
Michael Foley
19 February 2023 14:03 PM
Its my understanding that we are required to do regular inspections as a condition of the licensing schemes. Yes usually some maintenance issues during the year or even some rubbish staring to accumulate even this morning I visited to remove the Xmas tree that had been knocking around out for collecting and back in again a number of times and sweep up any leaves etc. We have the annual Boiler Service and Certification we can’t have one without other and check monoxide detector at least definitely or any other breakdown. We have the annual fire system Check and Certificate, the annual Emergency light Certificates that I know to my cost, all those require visits, the 5 year Electrical installation check keeping cropping up. apart for this if you let furnished and supply equipment you may need appliance’s check annually if not permanently wired-in, ((then 5 year ok) there is other factors to but it’s Sunday.
From:
Michael Foley
19 February 2023 13:48 PM
I can see Mr Gove is clueless he is going to snarl up the market, we can end up with useless people sitting there for ever. While others can’t find anywhere ever because he won’t move, more rights than a buyer. I can’t fathom out why Government wants a Recession at this time, evidently everything they are doing is designed to make this happen no question.
From:
Michael Foley
18 February 2023 12:06 PM
I had a Contract signed and Completed same day.
From:
Michael Foley
18 February 2023 11:55 AM
Rebecca, so sorry by don’t dispare, soften or go knocking lumps off your asking price like that. Find some local labour & trades directly yourself minimise and control the cost, if you are not in a financial position to do that try the Auction with your reserve price l believe you will get your money because it exposed to hundreds of serious buyers at the fall of the gavel, 28 days to completion no falling through. However I hope you take heart and get through this and retain your property hopefully get better Tenants next time honestly most Tenants are very good. I am acutely aware the Regulators / levelling up are determined to do as much damage as possible to landlords and Tenants.
From:
Michael Foley
17 February 2023 22:20 PM
It’s amazing why they want you licensed several times, it doesn’t stop when you do it & comply. Don’t kid yourself 5 years is not a long time in property terms. I got licensed when it was first introduced in 2006, 2011, 2016, 2021 Mandatory Application fee has gone from £598. in 2006 escalating to approx £1500. + depending how much they decide to take off of you, it’s not a fixed amount, you might get a discount of £75.if you are Accredited but only once, now I understand its linked to your EPC in some Borough’s the worse it is the more you pay its great fun. Accreditations is another scam and keeps expiring, I don’t the Courses paid the fees wasted my days to Comply. I was a Accredited with two Schemes more than once but now they have expired because I have to keep adding up loading brownie points that I am not capable of or minded to do, so they don’t want landlords anymore just Office Academics like themselves, they would be capable of doing anything with a house it all bureaucracy and pure bull sugar, computers the root cause of all without which they would all be redundant, how did we manage before. Were some of you complaining you might now need a license spare a thought if its only your first, we have been suffering for years.
From:
Michael Foley
17 February 2023 21:47 PM
Everyone seems to be saying more Council housing needed maybe that’s the problem. Wouldn’t more Private housing be better and more people pay for themselves and smaller Families, seen as that Council / Housing Benefit Tenants are usually double family size. Working Private householders can only afford one or two isn’t that the truth, would you need statistics if you got eyes.
From:
Michael Foley
17 February 2023 17:34 PM
Yes could be the year for Public Private Property, get yourself a Ltd Company you’ll be a lovely fat Director call yourself a Specialist Social Housing Provider. Council’s will love rules don’t apply anything like a HMO Landlord if any. They’ll fill your places like a short you can all have the time of Riley at the stupid tax payers expense. What are you waiting for ?.
From:
Michael Foley
17 February 2023 16:51 PM
“Public Private Property” Why would anyone expect rental demand to go down, people have to live somewhere, people move about but are not emigrating. Super Markets sales don’t go down but are strong people have to eat.
From:
Michael Foley
17 February 2023 12:46 PM
Nottingham to Consult when did any Council ever have an Industry Consultation. Their Consultation is for general Public most of whom are not involved in lettings to always get the majority answer they want it’s not a Consultation it’s a farce. All the improvements could be done a lot better without the money grab taking the money that should be used for improvements. Good luck with the Pre-cast City.
From:
Michael Foley
17 February 2023 07:16 AM
The lie and propaganda continues. High Rents yes, Shortage of Rental yes. Caused by them yes 100% by interference and money grab, which is what its all about so don’t pretend you care about our Tenants or you wouldn’t have done this to them, do you think they are Stupid or something and cannot see this, they are intelligent people and all know right well. We all know the increase in eviction is down to you, can you not tell reality from fiction.
From:
Michael Foley
17 February 2023 06:58 AM
I recon anyway you look at it must be £100k I’m back pocket in 6 months without lifting a finger the workers do the work. Then this 21 year lease thing ?. The other part I wouldn’t know about is SD section 11 or 12 reclaim.
From:
Michael Foley
16 February 2023 21:40 PM
I the people on here are an honest hard working lot. The easy money is been made right under our noses if I dare say so. I mentioned before a similar case to the one that transpired today. A normal 2 storey 1930 Terraces house was sold last Aug’ 22 Freehold in outer West London for £675k needing a bit doing so the price about right. What happened next is unbelievable it got carved up & remodelled into 6 studios with shares kitchen, probably legal as may avoid HMO regs don’t know. Today it was sold at Auction on a 21 year lease (supposedly producing £73.5k pa.) for how much are you sitting down £966’000.00 it looks like he sold it but still have the Freehold ? Check it out for yourselves I am sure you’ll know your way around computers. I don’t need to I know the house.
From:
Michael Foley
16 February 2023 21:32 PM
The problem is I believe when we get to ‘C’ the’ll want a B much more difficult achieve. For those from motor trade will know CH Boiler and heat/monoxide linked detector in integrated garages nightmares, gas engineer spend an hour checking Boiler for leak or fault but nothing wrong after it was reported by the Tenant after going to work in his flash car, it was the car that was causing the problem.
From:
Michael Foley
16 February 2023 20:37 PM
Jo. Well done the Solar Panels on the roof are a big help I am sure. However that doesn’t stop you loosing heat from the property.
From:
Michael Foley
16 February 2023 09:07 AM
Peter I know how difficult it is so many obstacles in the way like Electrics. Kitchens, Bathrooms etc and if you can’t get the property vacant how are you supposed to operate and accommodate with the place like a building site, not to mention its chocker with their belongings. I suppose you are all aware when you apply for a HMO License which is now becoming compulsory for all in some Borough’s the outrageous license fees now being demanded by local Authorities is now tied to your EPC rating, did you not know that?.
From:
Michael Foley
16 February 2023 08:31 AM
I suppose in this situation the owners would be selling but don’t have to, now won’t it stagnates the market which is no use to the economy, you can’t buy from someone who won’t sell. I also see large numbers falling though some more than once.
From:
Michael Foley
16 February 2023 08:01 AM
I expect half of big wig landlords will expand the other half will be out the business. What can we expect with the imminent WHITE PAPER to remove our rights in perpetuity. Removal of Section 21 to Loose all control, the Introduction of Section 24 to financially Bankruptcy us. Its not Private Properly anymore it’s “Public Private Property” did you not know we have been Sanctioned its a new disease they got.
From:
Michael Foley
16 February 2023 07:40 AM
Another investor trying to get out of property because of all the continuous attack on the renting sector. However to be honest they seem like good value for someone that is in a good financial position. Spare a thought there’s an other Auction due in London where what was a normal Semi-Detached house now carved up into 8 Studios and a one bedroom Flat in the Croydon area, I kid you not whether legal or not I can’t imagine. Guide price £1.2m an annual rental income supposedly £116k, pa, out of one house in outer London in a an area that leaves a lot to be desired. At least the Birmingham one’s looks like proper Flats while the other are over crowded, cramped living might as well be Prison Cells. Have a nice day.
From:
Michael Foley
15 February 2023 08:24 AM
Why is he still in a job wasting billions he has already extended ULEZ out to North Circular Road adding £12.50 pd to people who needs their car or van for work then added a premium to parking Hammersmith £6. ph its a bad joke. Hundreds of Roads have been resurfaced in London under his watch with Sub-Standard Asphalt in only the last 4 or 5 years now crumbling away and pot holes everywhere back to original surface which last 30 to 50 years. Notwithstanding they have imposed a 20 MPH speed limit Restriction in London and even that didn’t stop the Roads ravelling away. It’s a disgrace he is not fit to be Mayor wasting billions of public funds. Yes times are tough and made much worse directly by having him as Mayor.
From:
Michael Foley
15 February 2023 07:31 AM
I always thought that Council tax is so unfair. 2 people living in a property paying full c/tax while in many cases I see 4-6 or 8 residing in a property just paying the same as 2. The poll tax had merits but the ones that never paid all went marching and got it stopped. I was no big fan of Lady Tatcher but she had a point. I think only half should be levied on the Property and everyone make up the rest/ everyone pay something. They are all using the Council’s Services including having their bins emptied why should they have free rubbish disposal with their overflowing Bins.
From:
Michael Foley
14 February 2023 17:34 PM
Jason. When there’s no place available cap or not it won’t by so funny or you have to rent a new build costing 30% more the Government is not going to cap them or at a higher level. Best thing is to buy your own pay through the nose for next 25 years and lay down the law to the lender, see how you get on.
From:
Michael Foley
14 February 2023 15:30 PM
Jo. I didn’t find that at all I ended up in a right muddle. The share Code they give makes no connection to who its from, no name or date of birth on it so how are you supposed to know who gave it to to. I had 6 copies of Passports & 6 sheets of paper with Share Codes, now match them up not a hope until after you done the Check, but you can’t do the Check without having the information off the Passport but you can’t match the Passport to the Share code there is no connection. It ok if you are only dealing with one or two at a time, or they were with you prior to 2016 it doesn’t apply.
From:
Michael Foley
14 February 2023 14:14 PM
The other thing is when they get Permanent Periodic Tenancies at what point does it end when the Tenants decide to scarper. How long before you can go in take possession of your own property. I don’t have Deposits since they were talking away by Shelter and make a liability, even if you have a Deposit and they are minded to leave just skip a couple of payments and you can’t take any action this quickly anyway.
From:
Michael Foley
14 February 2023 11:05 AM
I expect they will make all let or vacant property C/tax payable by the landlord. The Tenants can disappear at any time they choose and you can’t tell the Council its vacant or they will double the C/tax. Plenty way’s to damage the Landlords who are already held to ransom, did you not know we live in a Democracy.
From:
Michael Foley
14 February 2023 10:38 AM
Bankrupt the Landlords and the Tenants, collapse the economy great idea, there don’t seem to be much else going on. The Tenants haven’t got it and Energy Companies out of Control and uncontactable like many other organisations and local Authorities.
From:
Michael Foley
14 February 2023 08:23 AM
Robert, So Section 21 has many benefit’s and is the back bone and foundation of all Private lettings. As well as retaining good Tenants in good Property it has the ability to weeds out the bad Tenants. Removing it causes homelessness empower bad Tenants, caused good Tenants to turn bad. As we have seen the threat of Removing S.21 has caused thousands of landlords to sell up creating a shortage and putting off many others from Purchasing increasing stock for Rental hence driving up Rents and evictions.
From:
Michael Foley
13 February 2023 12:27 PM
Jason. Thanks for that sorry for being cynical about all the bad news which is 99% of the time. Jason. When you have some have good news for landlords please let me know this cynicism is killing me.
From:
Michael Foley
13 February 2023 12:09 PM
Tracy. So sorry for your situation through no fault of your own, you have Mr Michael Gove (Comedian), Shelter and Government Policy’s to blame for that, continuously wrongly targeting Private landlords without any justification. As a LL I have similar situations where I have good Tenants on very affordable Rents but now this I am going to have to act because of increased costs and hugely expensive Licensing and imminent EPC’s up grades and outrageous fixed term forever Tenancies tantamount to confiscation, just add Removal of Section 21 to make our Contracts worthless. I can well understand you won’t be able to find anywhere to go for a reasonable Rent. I have 5 shares in 5 bedroom house HMO Licensed with large reception in Central Ealing on a joint Tenancy for £2’250. pm, but a 3 bed house next door probably used as 4 is let for £3’900. pm. There you go we can’t be left alone so looks like I have no option but serve S.21 or not be a landlord.
From:
Michael Foley
13 February 2023 11:41 AM
Robert Shread, DPS is only there to protect bad Tenants as is the Removal of Section 21 simple.
From:
Michael Foley
13 February 2023 09:24 AM
Peter exactly an Airbnb locally which had a lot to be desired. Some dubious characters staying there each giving one & others great reviews. Had a side extension done connected toilet to storm water. Advertised airbnb with parking but only one parking space occupied by her own Car. Ask me brother am I a Rogue. The Article is just more parasites joining the anti-landlords piggy back groups for easy living off us.
From:
Michael Foley
13 February 2023 08:29 AM
Anthony. Amazingly a very similar story and experience of a long standing landlord. 43 years a landlord so just 2 years more than you but level pegging on evictions 4 in number. That’s less than 1 in 10 years in over 40 years but far less than this obviously as we had a number of properties, So Mr Michael Gove housing Secretary writes THE WHITE PAPER to stop all those evictions ? . Shelter I think says many thousands of evictions in the last year omitting to mention it was caused by themselves targeting landlords. The tax free Charity that house’s no one Congratulations. I have put huge number’s through my hands over the years especially in the early probably 2 changes a year as almost everyone paid for themselves not the Government. The Benefits, Housing allowance and Single Parents weren’t there. No Computers thank god the root cause of all, no University Graduates just sitting there playing with buttons destroying our Business on £100k pa. One Add in the Evening News they would come from all parts of London and the first ones usually successful on day one. Now we are being driven out perhaps there should be an amendment to the Bill to exempt long standing landlords who haven’t abused Section 21 to have it retained.
From:
Michael Foley
12 February 2023 08:35 AM
Andrew, same as that worked all my life, not that I needed to put up with all this agro, discrimination and duress in my later years by Rogue Regulation not fit to lick our boots. It’s what we do with a passion and alway have done, yet they go so much out of their to despise and cripple us not with standing the huge contribution we made to keep the bone idle doss not alone the wonderful Tenants we provide much needed housing for at no cost to Government whatsoever but we pay revenue huge sums for this privilege, as well as the Penalties we pay to Local Authorities for the good we do. As with regards to retirement I don’t know anything about that it passed me by years ago. I suppose at the end of the day it doesn’t matter a carrot to us as we are not allowed to pass it on to family, the Government our dosing partner will be there waiting for the lions share again.
From:
Michael Foley
11 February 2023 19:38 PM
Jo .I think think its far easier for them to get a forever home these days than get a forever woman.
From:
Michael Foley
11 February 2023 13:16 PM
Are you all mad the answer is very simple just scrap those Treasonable Policies now. Will instantly improve the Housing, Homeless situation and Economy straight away, now that wasn’t too difficult was it at no cost to anyone.
From:
Michael Foley
11 February 2023 11:12 AM
Re: Shuffle again think on, you are telling us homes make up 17% of the total emissions ?, but we are less than 50% of Homes, shall we say only 8% of the emissions. why then are we the 100% targets. Grow up so 8% is go to fix the other 92%.
From:
Michael Foley
10 February 2023 16:59 PM
The problem with Accreditation Schemes they keep expiring. I was Accredited with 2 different Accreditation Organisations but I expected to keep renewing. How experienced do they want me to be I was a landlord before they were pupped .
From:
Michael Foley
10 February 2023 09:46 AM
There’s only one Tool here and that’s he landlord.
From:
Michael Foley
10 February 2023 08:10 AM
Cris Norris. Come off it cop yourself on creating more Discrimination and Division. What you are doing is going along with the idea that not EVERY Tenancy should be open ended. Change that proposed Amendment Immediately to ANY Tenancy should not be open ended. What you are doing is bringing about a situation where Landlords will only let to Students and that is happening already, they are making Students Blocks exempt from many rules. There’s been far too many concessions for Students already and we are subsidising them not least having housing with free C/tax, while working tax paying Tenants paying full c/tax next door. What has happened is unbelievable by Mr Michael Gove with hit stupid White Paper, up set the whole market, caused thousands of landlords to leave and sell, created a shortage, as a consequence drove Rents through the Roof, Caused thousands of unnecessary Evictions, suffering at upheaval, not least Homelessness and unaffordable Housing, need I go on ? when all they needed to do was nothing and not cause the Crisis. M Foley NRLA member.
From:
Michael Foley
10 February 2023 07:19 AM
I think it totally wrong that the landlord is going to be left with no option but have to sell to get rid of the Tenant, this is not Right its an absolute disgrace. Who are those Clowns destroying the Housing Sector and the Economy in one go,
From:
Michael Foley
09 February 2023 21:06 PM
Nick. Thanks to Mr Michael Gove and the imminent threat of Removing Section 21 the very reasons for those evictions, landlords making a run for it to get out while they still can.
From:
Michael Foley
09 February 2023 20:27 PM
David you said a Mother and 4 Children where is the Dad or Daddies. Has she been kept and Housed by the tax payers for 14 years incl’ Housing Children allowance, Schooling, nursery etc, did the Program not give the background to the case. There are 2.9m single parents how many on the system or is it all ?. I see a young lady with a child renting a few doors away from her dad who is living in his own house with 2 storey side extension added all by himself, some nonsense going on, she wouldn’t get all the goodies if she was lived at home.
From:
Michael Foley
09 February 2023 19:58 PM
They might not be lucky as any experienced landlord knows how do you know where bottom is ?. seen & lived it many times before.
From:
Michael Foley
09 February 2023 18:58 PM
Who blocked the fire escapes.
From:
Michael Foley
09 February 2023 18:49 PM
Responsible landlords you are looking for a landlord Charity, look no further you have come to the right place. We are all Landlord Charity’s now officially Registered under HMO licensing Schemes.
From:
Michael Foley
09 February 2023 16:06 PM
All my houses are licensed some 1,2,3, & 4 times didn’t see at any advantage just a lot of costs
From:
Michael Foley
09 February 2023 15:30 PM
Why are Government getting rid of Section 21 only to stop people turning up at Council Office’s to jump the queue and get subsided Housing for the Council, that’s not our doing many times Renter’s are to instigators of this action. So in general there is very little evictions because Section 21 is in place and we happier to let long term. I have many long term and haven’t evicted anyone years and didn’t need to because I have Section 21 and they Tenants know this, so if they mess around too much they know I can do something about it, take it away and see what happens when they know I have no control, its a recipe for disaster.
From:
Michael Foley
09 February 2023 08:09 AM
Ever more bigger fines its the easy money for their Bank Balance. I wonder if they still do the 3 way split of the spoils between them like the landlords case in Southend before, Government 50%, Council 37.5%, Courts 12.5% nice one, would someone have a vested interest ?.
From:
Michael Foley
09 February 2023 06:56 AM
It’s more unfairness its what they mean by a fairer Renting System. Its making a mockery out of the justice system. Who can have confidence in the law, its so blatantly obvious that its one sided. They are determined to drive us out for big boys to take over. They deliberately causing the shortage with the continuous unjustified sustained attack in recent years one thing after an other. Whatever happened to the scales of justice they have a feather on one side and a brick on other. This is tantamount to confiscation and all rights removed.
From:
Michael Foley
09 February 2023 06:28 AM
And there was me thinking they wanted to House the Homeless but its an animal sanctuary they want us to have. Try Battersea.
From:
Michael Foley
08 February 2023 21:02 PM
Poachers were trained to, especially for getting salmon the trick was to follow the game keeper maybe a mile up the track so you know exactly where he is, then double back quickly and collect your prize. I thought we were just inept landlords, we’d survive in the wild and without housing benefits.
From:
Michael Foley
08 February 2023 17:14 PM
I have done all that when I lived in the Country cocker spaniel to rise Cockpheasants for the table, Jack Russel to root out the foxes I killed 17 in a week one time there was a bounty on them from sheep breeders association’s. Collie to round up the sheep, working dogs, ferrets with muzzles to scratch out wild rabbits I used captured them by the dozen, yes we used to eat them that’s life. People now gets upset about this kind of thing but it was survival. Those same people queue up for Mc’ burgers.
From:
Michael Foley
08 February 2023 16:34 PM
Its just plain wrong forcing owners to have pets against their wishes. Tricia my friend I don’t want anyone putting down roots In my property. It’s not my responsibility to supply them with a permanent home. Its there look out who ever gave me anything for noute. They have to take responsibility for their lives.
From:
Michael Foley
08 February 2023 10:34 AM
I am not anti animal. I like animals but you need a proper place for them and certainly not in Flats or HMO’s. I particularly like chocolate coloured pure bred Labradors.
From:
Michael Foley
08 February 2023 10:02 AM
Maria Lewis on ITV last night on about housing and rents, didn’t mention the threat of removing S.21 which has driven out hundreds thousands of landlords causing a shortage even well before any interest rate hikes. Didn’t mention licensing Schemes costing hundreds of millions of £’s in Application fees and associated works of Compliance all robbed from Private Landlords putting pressure on Rents. What about EPC’s up grade costs and the super high taxes especially for landlords, Mr Hunt just added another £5’000. to my tax Bill, maybe if the Tenants rep’ took the bullring out of her nose she could be heard more clearly Nice one Martin.
From:
Michael Foley
08 February 2023 09:53 AM
There is no need to buy to have a permanent home you will be able to live permanently forever in someone else’s property Mortgage free.
From:
Michael Foley
08 February 2023 09:30 AM
Section 21 must be retained the very foundation of all private lettings did you not know the multi million pound business didn’t exist before. Pets can bite mind your varicose veins, or kill a child.
From:
Michael Foley
08 February 2023 08:42 AM
Christopher. Don’t downsize whatever you do when you have a sensible size house. I seen too many people do that and regret it, if you are downsizing you’ll probably end up with a Flat and hate it.
From:
Michael Foley
07 February 2023 10:25 AM
Its easy to disprove see how much Mortgage repayments are compared to renting, property need 10% up front as well. Everything is more hassle and work load like the right 2 rent and share codes. like 5 shares on one Contract, so you received 5 passport copies & 5 Share codes 10 sheets of paper with no reference to tie one to other, right do your check see how they on and match them up. Alright all you Office people tell me how easily it is, but I am a real LL not an office worker, you want to swap places and do my work.
From:
Michael Foley
07 February 2023 10:04 AM
The Council’s had all the powers they ever needed to deal with any issues for Landlords & Tenants as far back as 1992 and I have that in print. So they have just wasted 30 years on unnecessary Rules, Regulation’s and laws to achieve what ? a crisis.
From:
Michael Foley
07 February 2023 07:59 AM
No doubt it’s much harder and more expensive for Tenants to find places already because of all the attacks by Authorities & Shelter etc on the PRS. Its going to be even harder for Families from what I read, some L’don Borough’s are now making houses let to families Licensable, isn’t this the main reason for letting to families at all.
From:
Michael Foley
06 February 2023 23:08 PM
Andrew. you are not wrong. I can’t understand why those people moaning about everything don’t make more of an effort to deal with their situation themselves
From:
Michael Foley
06 February 2023 16:43 PM
Don’t forget the imminent damage being done by removal of Section 21, no hope of me buying anything again without Freehold rights, I am not going to share that with a prospective Tenant, while I supply him with a property.
From:
Michael Foley
06 February 2023 15:48 PM
Why does he have to live there, who’s forcing him. So why did he take it, it wasn’t there when he move in, move out before you cause more damage.
From:
Michael Foley
06 February 2023 15:32 PM
It must be another fed up landlord with so many stupid regulation’s it’s probably not worth his while doing anything with it. Better of paid the fine and the Council always pay themselves too much. Very sad really it’s in a central location enough, the money would be far better spent on the property, then again if he has suffered a cannabis farm it’s recked anyway and no good throwing money at it. To sell the house probably £50k and of done up it would cost you another 50k + with all the new regulation’s and requirements but you wouldn’t get £100k for this little Terraced, so it’s not viable. I don’t know how much rubbish could be in the front garden there nearly out on the Road. The Council charged enough but the property still not back in use. I know the area well enough passed my test near by in Kirkdale 60 years ago.
From:
Michael Foley
06 February 2023 13:30 PM
It’s all about clearing out the decks for the big boys to take over how many times have I say it. They don’t care about the homeless they are creating it driving out LL’s. Check out their Sky high Sale, Service Charges or Rental prices 30/40% more, get rid of the competition.
From:
Michael Foley
06 February 2023 08:32 AM
I’am not sold on all this insulation businesses at all. My Nephew has built a new Detached House fit for a king, concrete sub- floor 100mm king span over a network of under floor heating water pipe system screeded over, all connected to manifolds system all individual twin connections so any separate one can be isolated. It’s a heat pump system and don’t pretend to know how it all works, I seen there a great big circular hot water tank looks similar to a mega flow. Concrete floors on first floor too with dropped ceilings accommodating another lot of foam installation. The roof as well thoroughly insulated, all treble glazed windows. There is some ventilation unit as well. I am told if heating is off for a day it will only drop one degree. Anyway its not for me at all. I am an outdoor person and wouldn’t be able to live like that. He has a Mortgage that will take him his life to pay off and struggling now.
From:
Michael Foley
05 February 2023 19:35 PM
Regarding EPC’s I have some 1930’s SemiDetached & Terraced houses, all rated “D” even though all have Cavity walls & pump filled with either poly beads or fibre with the 25 year guarantee. Also all double glazed, increased loft insulation and new Boilers mainly Vaillant Combi’s needles to say low energy bulbs (incandescent bulbs are banned). What next ?.
From:
Michael Foley
05 February 2023 06:36 AM
No problem pay £12.50 pd pollute away, I thought adBlue was supposed to help with that. People should be more concerned about about the huge amount of nitrogen going into the food chain.
From:
Michael Foley
04 February 2023 21:26 PM
Yes scaremongering is right what does Mayor Mr Sadiq Khan know about it, he thinks he knows all and the billions worth of damage he is doing a law all to himself far too much power go one man. Too much talk about pollution and we have the cleanest cars ever. It seems he doesn’t know anything about real pollution like it was in the early 1960’s with every chimney bellowing out black & yellow smoke. London didn’t get christened the big smoke for nothing. There was no such thing as unleaded Petrol, virtually every corner had Paraffin Oil Dispenser Machine Esso Blue or Pink, if today generation had it they would have real cause to complain about condensation/ mould. The most damage and cause of early death I see is self inflicted by stupid smoking. No point in asking Mr Khan about above the Pollution he doesn’t know he wasn’t even born, it jut all a Money Grab to him it’s the only way he’ll get it. no hope of him earning anything in the rest world.
From:
Michael Foley
04 February 2023 20:54 PM
The other issue I have become aware of is, its the best LL’s with the best properties who have looked after their Tenants with reasonable rents are now suffering the most. The Removal of Section 21, the Mammoth of Regulation’s and Quadrupling of Interest rates put some under pressure to the point a Sale is necessary. Initially most Tenants were willing to vacate, until they tried to find alternative accommodation but nothing available for anything like the Rent they were paying so they stayed put. Forcing landlords to go through the legal process causing delays spending thousands of pounds on legal fees and getting deeper in trouble. Some stupid White Paper thank you. Mr Michael Gove you haven’t a clue.
From:
Michael Foley
03 February 2023 20:40 PM
So lenders now want all your loans in one place, rolled into one to have full control over you.
From:
Michael Foley
03 February 2023 17:28 PM
PS. The rooms are advertised for £800. / £900. each.
From:
Michael Foley
03 February 2023 12:04 PM
The is some nonsense going on due to Regulation’s. I see a normal 3 bed 1930 Terraced house bought converted and refurbished to meet the Regulation’s. Loft added, back additional added, all rooms have cooking, Washing facilities & Toilet. Now licensed for 8 persons obviously there will be more staying there. 8 washing machines now delivered. Come on now what kind of nonsense is this, how many KWh is this, didn’t see any new electric supply going in. No Sitting Room. No provision for parking …. I rest my case.
From:
Michael Foley
03 February 2023 12:01 PM
Why are the occupants not fined, given a Penalty or Evicted for misuse of the property, I know from personal experience its very often down to Tenants lifestyle, misuse and neglect of their duty. While they keep abusing the property and living in their own squalor then running to ITV anti-landlord programmes, it’s not going to improve anytime soon.
From:
Michael Foley
03 February 2023 07:57 AM
Emily. We can’t refer to the Housing Market without including PRS which is an integral part of all Housing Stock. That’s the problem now when landlords stops buying or in this case forced to stop, the Market falters as is now the case. When a Residential owner wants to sell whether to up or down size, it’s very often the landlords is his saving grace. Sometimes they need a lot of work and first time buyers haven’t the finance or are not up to it or most likely wouldn’t get the Mortgage on a property that needs work.
From:
Michael Foley
02 February 2023 16:08 PM
They are very good at giving LL’s money to others people no skin off their nose or impact on their own finances, Oh that’s was easy let that be a lesson to you, for housing people in need that Council they couldn’t house themselves.
From:
Michael Foley
02 February 2023 14:10 PM
Increasing interest rates don’t control inflation, it cause it. Why else has the price of everything rocketing, directly because of hiking interest rates several times if they hadn’t done this, our situation wouldn’t be nearly as bad and the Market would find there own level.
From:
Michael Foley
02 February 2023 13:53 PM
John, just add the cost to properties not covered by Selective licensing but by Mandatory and Additional licensing Schemes with double the Application Fees and other requirements.
From:
Michael Foley
02 February 2023 08:28 AM
George, no surprise taxed to the eye balls, it would be great to get out but not allowed that’s blocked as well. So High interest rates, super taxation and no Section 21, that should do the trick, if not an Insurance guarantee Policy in the shape of HMO Licensing is sure to kill it. What’s this higher earnings in London 9.2% as apposed to 3.4% in the North you are having a laugh, surely those figures should be reversed. The price of property is approximately 3 times more in London so shall we say 3.4% x 3 = 10.2% for North for same outlay and they haven’t had the punitive regulation yet to the same degree.
From:
Michael Foley
02 February 2023 07:51 AM
Too many falling through now is it one in four ?, some falling through more than once I see that for myself don’t need stat’s. I see 2 new houses which are well done and were ready in the good times 8 mths ago but too highly priced, now falling through a second time at a reduced figure. Thanks to Removal of Section 21 the biggest factor, they still don’t get it because the decision makers didn’t know in the first place. They thought just let’s take the money from the private rented sector without knowing anything about the business. Apart from high interest rates thousands of landlords are not buying because of this, more can’t wait to get out, some are lightly leveraged or loan free but won’t be buying just sit tight twirling their thumbs, no Section 21 no Business Plan it a bad joke, screw the LL install a Tenant for life in his Property possibly on Benefit with his 9% Benefit increase, while Government offering tax paying workers 5%, surely it should be the other way around, no wonder there’s uproar / strikes and thousands marching.
From:
Michael Foley
01 February 2023 23:29 PM
I had very similar it’s just to grab every penny from landlords. At one time you didn’t have to pay anything on vacant property but kept making rules and reducing the period allowance until now zero. Possibly get an exemption for a major refurbishment ? but not sure anymore.
From:
Michael Foley
01 February 2023 22:12 PM
It ridiculous forcing Landlords to allow pets, unfortunately another serious attack in a matter of weeks, people should stop interfering businesses they know nothing about, don’t talk about isolated incidents.
From:
Michael Foley
01 February 2023 16:30 PM
Jo I wasn’t reporting I was trying to agree and it took off.
From:
Michael Foley
01 February 2023 15:42 PM
Andrew Lewer is throwing us a few crumbs because he also included to increase building its now starting to hurt the big boys, their sales dropping off so he has to try and revive their fortunes even if it means give us a few scraps.
From:
Michael Foley
01 February 2023 10:20 AM
The amazing thing about it all it was zero cost to the Government, now all that has changed creating more homeless increased cost of renting and longer queues for housing benefit.
From:
Michael Foley
01 February 2023 08:09 AM
John, when did I get the chance to be early. I didn’t get the opportunity no consultation decisions just make, that’s fine keep causing homelessness / misery / suffering destroying the economy wasting billions.
From:
Michael Foley
01 February 2023 07:12 AM
He’s wasting his breath he didn’t mention to biggest problem. Removal of Section 21 the root cause of all Housing Problems, wakie wakie.
From:
Michael Foley
01 February 2023 06:53 AM
The only one’s that want to switch from Private Renting to Social are the one’s that wants tax payers to supplement their Rent or have it for free.
From:
Michael Foley
31 January 2023 03:29 AM
Landlords please let’s concentrate on being landlords and trying to save our livelihood and investments, now being so unfairly treated and attacked by almost everyone many of whom have no in put to our Business. This is the general public used by Government & local Authorities to destroy private LL’s who provide housing for millions with their own finance. This is because every so called consultation don’t just involve the ones directly concerned ie, Tenant & Landlord but general public with no direct input or financial burden so they can knock LL’s tick any box they like and join the fun past time, always giving Councils the slewed results they want.
From:
Michael Foley
31 January 2023 03:09 AM
I keep hearing about Rogue Landlords where are they or is it a catch phrase. Surely they mean Rogue Politicians.
From:
Michael Foley
30 January 2023 21:11 PM
I can’t see how selling early would reduce your inheritance tax. Sell a second home and you’ll pay c/gains probably 28% then you’ll have to wait until you die to pay an other 40% inheritance tax that’s not tax planning it’s death and 68%. Suppose you sell your house tax free and go renting you are quickly go to eat into the spoils and for the mostly part taxable interest you get is not going to keep up your bank balance.
From:
Michael Foley
30 January 2023 18:01 PM
Look up Namdy, look up Nadhim Zahawi sacked by Rishi Sunak, involved in negotiations to settle an under declaration of tax and penalties with HMRC while Chancellor of the exchequer having control over that Department at the time hmmm. Then we have Mr Michael Gove the Secretary of State responsible for destroying the Private Rented Sector commenting on the dismissal and talking about the Highest Standards, Professionalism and Integrity a bit rich coming from someone who was previously sacked by the Prime Minister for double crossing him, a fine one to talk of Integrity he is not fit for Office and should resign before he’s allowed to do more damage or Rishi Sunak has a bit more sacking to do to save the Economy. Also wasn’t this other part of the issue that brought down a former premier, a fine lot they are to be discrediting Landlords.
From:
Michael Foley
30 January 2023 04:01 AM
So sorry for ever doing it no return eventually I sold paid c/gains on inflation why bother. Incidentally it has been sold twice since each one making over £100k profit tax free and the use of the accommodation while they lived there, the last one only had it 4 years, all off my back really, anyway hand it over it their fundamental right.
From:
Michael Foley
29 January 2023 07:53 AM
Lisa Nandy, ridiculous with her Cuckoo suggestions, take over other peoples property and make it their own, then go altering as if they are capable even more often than not if they interfere with the paint work it’s a disaster hard to put right and sometimes cause mould with rubbish paint. Let them have pets crap everywhere, chew & scratch the furniture, I have seen wheeley bins with 2” of dog crap stuck to the bottom for months, blame the landlords & fine him for this as well, a couple of mad dogs it’s a great way to keep LL out when not paying I have had all that and the New Detached House I Built in Croydon recked. I would love to see Lisa Nandy build it, work 7 days a week for 8 months to do it with no income, a loan around my neck my Bank Account well in the red and the tax implications, does she not know any of this. JUST HAND IT OVER nice one. Plenty more encumbrances and adverse rules and costs attached to this….
From:
Michael Foley
29 January 2023 07:36 AM
David I agree mostly but some that came from Eastern Europe were very good and many a positive contribution to the Country, they had to be houses of course but big numbers were builders and helped increase the housing stock, built extensions at done loft conversions. Others came by many parts to milk the system and free housing, goodness knows we have enough of them home grown, The Benefit system, Housing policy and Taxation is in truth the real cause of Housing shortage or alleged homelessness. Why save up to buy or get enough for a Deposit and wait to have a family, have it all now for free get on the Council with some children sorted. The working couples will pay the tax to keep you all including your child allowance. Wait until in their 40’s to have no more than 2 kids, pay for their own Mortgage’s and get no Child Allowance that they contributed towards for years. Well out of balance now, anything that’s free you’ll never have enough, particularly true for Council Housing waiting lists they are not queuing up to buy are they.
From:
Michael Foley
28 January 2023 23:19 PM
Shadow levelling down Secretary Lisa Mandy is on a parr with the current Conservative levelling down Minister Mr Gove determined to create more homelessness and has being very successful at that. It’s my fundamental right not to house others people. My Property is my your fundamental right, what on earth would give you that mad idea.
From:
Michael Foley
28 January 2023 16:46 PM
WHAT IS THE SOLUTION, that’s an easy one to answer. Remove the main causes of the supply shortage. Over Regulating. Removing Section 21, reinstate this to make a massive improvement immediately at no cost to Government. Stop National licensing Schemes the main driver of high Rents. Council’s creaming off hundreds of millions of Renters money at a time they are struggling to live. So if Council’s are so smart with no input and want 3 licensing Schemes that’s fine let them put their money where their mouth is and pay for their own administration costs. we have to spend much more on Compliance. Don’t keep robbing the Private to fill your own pockets and then complain there’s not enough.
From:
Michael Foley
28 January 2023 12:24 PM
Didn’t mention Removing Section 21 added thousands more to the Homeless list. That’s fine the tax payers will pay for them in B& B or Hotels far more expensive than living in less than pristine private accommodation. Didn’t mention forcing Private landlords to switch to Limited Companies costing Revenue hundreds of millions at least, its reported one LL alone will pay £10’000’000, less did they go to the London School of Economics.
From:
Michael Foley
27 January 2023 07:11 AM
Fair enough he got fined. A Council spokesperson said everyone deserves a decent quality place to live. The Council didn’t say why they deserve it, didn’t say its because they were born, don’t work, milk the System or doing drugs. Didn’t mention where those decent quality place’s are available. Didn’t mention that they have driven out thousands of landlords who previously supplied this type of Accommodation. Didn’t mention to Sky high Rents caused directly by Council’s interference and taxation making Renting unaffordable.
From:
Michael Foley
27 January 2023 06:49 AM
It’s not just Students it’s everyone who Rents, without a fixed Term there is no Contact and it’s a life sentence for the owner. Where is the Petition for retaining the Remnants of Section 21. Without S21. Its not a Business and don’t Matter a carrot about S 24. I recon to one’s you were expecting to sign S.24 are already on the pigs back and Incorporated, laughing all the way to the Bank.
From:
Michael Foley
26 January 2023 10:05 AM
Never mind higher Education your are all to smart already confiscation owners property. Why don’t you tell it how it is we all know who the purpose built blocks are and will be, the big boys taken over our business nothing applies to them. What you should be calling for is no open ended Contracts, (that we have the foundation of all Renting now being removed by Mr Gove collapsing the market and the Economy). Open ended Contacts are Sitting Tenants what landlord can stomach that. You expect us to buy or build a property for someone else.
From:
Michael Foley
26 January 2023 06:51 AM
Any advance on this £8’000’00 per annam energy Bill. They are taking advantage of people like me who are not much good at this Computer crap. People telling us to go on-line switch here at there it’s not possible for me and millions of others, but were able to do everything for 50 years before in the real world before they took everything we done and put it into their own format.
From:
Michael Foley
25 January 2023 13:58 PM
No Surprise at all and what ever tampering they do won’t be a fraction of the theft of the big suppliers raking in Billions. I was paying on my house £2’200. pa. Then they increased monthly direct debit to £315 pm, now I advised they are increasing my direct debit to £674.00 pm. as from 1st February 2023, I have insulation and cavity wall insulation plus some of my rads are turned off. Its only a crime if it affects a big Company or the Council.
From:
Michael Foley
25 January 2023 13:18 PM
Another Commons Clown enjoying the National Pass time of bashing landlords who provide homes for people to live in. What could be more important at a time of national need. The stamp duty was doubled for landlords already and removed for first time on new properties which didn’t help them one iota, when the Developers upped the price to take advantage of this, never mind they’ll have 35 years to reflect on their mistake, lasting far longer than their partners.
From:
Michael Foley
25 January 2023 07:59 AM
Kailun Xu. I find it hard to comprehend that landlords are prepared to take on so much debt just to house other people and be so badly treated by Government who then complain about homelessness and despise the providers of the accommodation. This one seems to be a very high rent putting you at greater risk if Tenants vacate / get gaps or defaults. It’s certainly much higher rent than I am getting. However I know some new high rise Flats can cost this amount to purchase and rent, that I see as unsustainable. Then we have Mr Gove in dream land scrapping Section 21, to maximise damage. Levelling house letting business to the ground creating an unfairer renting system for Tenant & Landlord alike. The landlord will not be prepared to provide the Accommodation and the Tenant will not be able to find places to Rent. Well done Michael Gove go to the top of the class of morons.
From:
Michael Foley
25 January 2023 03:31 AM
Michael Gove has done so much damage to both Tenants and Private landlords. It’s my understanding that before he got this job he was involved in writing the White Paper. He has driven Rents through the roof making them unaffordable causing Homelessness, also driven Hundreds of thousands of landlords out of Business creating a bigger shortage and more homelessness. Its certainly not creating a fairer Renting System or level anything up, just destroying the Sector that was there causing misery to millions and damaging the economy. Why is he still employed by the Department and getting pay a Salary.
From:
Michael Foley
24 January 2023 18:38 PM
Definitely lower with a Tenant in place what ever chance you have if you put the Tenant in yourself, you don’t want extra historical issues cropping up.
From:
Michael Foley
24 January 2023 12:46 PM
Simon & Nick you have Mr Michael Gove to thank for lack of interest, if the Buyer is going to end up with a Sitting Tenant like the 1960’s, there’s no one fool enough for that, probably one of the reasons why you want out, he’ll crash the whole economy and oblivious to that with the silver spoon in the mouth.
From:
Michael Foley
24 January 2023 09:28 AM
Don’t buy a house in London for letting, buy 4 in the North West for same money and double your income. The Rents are not a quarter are they ?, I see rooms advertised up there for £400.00 pm on roads I recognise similar to some of mine in London anyway they are miles better off than us & Their licensing Application fee are not £1500. either. Suppose if one house stops paying you, you still have 3 more, unlike the one in London if they stop you have zero income.
From:
Michael Foley
24 January 2023 08:59 AM
Yes don’t ask too much when you are being forced out, sell it for a knock down price and pay a load of cost at Capital gains on inflation, good idea don’t keep the Estate Agent waiting for his significant Cut & VAT for Gov, you can lick your wounds afterwards at your leisure.
From:
Michael Foley
24 January 2023 07:15 AM
Free information is always appreciated but a few bits not mentioned in the tax guidance tables. Didn’t mention loosing my personal allowance and in effect paying over 60% then continuing from now as I understand it @ 45% up to £150k and not starting after that, what’s that another £5k to your tax Bill as well as taxing you on your personal allowance. Just add licensing Schemes and a raft of Requirements plus draconian penalties, some mugs game, but not to worry Lloyds/ Halifax are closing another 59 branches and will be replacing us steam rolling in to letting business with every cost possible allowable.
From:
Michael Foley
24 January 2023 07:05 AM
Leics landlord, my friend you said everything you say is factual, but you previously said the Law is applied equally to both sides, you can’t expect us to believe that when its so blatantly obviously it’s all stacked against the landlord.
From:
Michael Foley
23 January 2023 16:48 PM
Anthony. They should have a million membership by now hands down, if they were concentrating on their job of representing members which should be their primary objective. 2 landlord Associations clubbed together and all they have is 100k members it’s ridiculous. There is too much self interest going on here, they tell us about the big concession they got from Government to provide Pet Insurance for the Pets we don’t want. Another money stream for them, like the Redress they are pushing and the cursed unworkable Deposit Schemes that was imposed upon us based on a pack of lies.
From:
Michael Foley
23 January 2023 11:23 AM
I was Accredited too for years with 2 different Organisations, the NLA before amalgamation and other one London Landlord Accreditation Scheme, don’t the Courses paid the fees wasted my days to learn something that I had been doing for decades before they existed. I said was Accredited because they keeps expiring and you at expected to keep jumping through hoops for the next thing they dreamt up.
From:
Michael Foley
23 January 2023 07:49 AM
Why don’t Government step in and stop Energy Companies profiteering raking in billions. They didn’t tell them they couldn’t increase their prices.
From:
Michael Foley
23 January 2023 07:34 AM
Patrick, rubbish post by Rogue’s, Crooks & Gangster’s just another Computerised extortion racket. Why would you need to be Accredited unless you have something to hide another Ponzi scheme to put a false feather in your cap. Oh! bring in a Redress Scheme to Redress whom the one’s that’s owed nothing. Ah! Yes we must have an Ombudsman to stitch us up properly. I thought we had First Tier for that. Patrick how many do you house ???. So sorry for ever being a landlord.
From:
Michael Foley
23 January 2023 07:09 AM
Peter, no they don’t want to reduce it, they just want new owners.
From:
Michael Foley
19 January 2023 09:26 AM
Get you out of the way, clear the deck’s the big boys are coming, everything allowable for them for the business we created with section 21 out of nothing.
From:
Michael Foley
19 January 2023 07:46 AM
The same Mayor that has presided over London Roads disintegrating and alive with pot holes, due to lack of maintenance and using substandard materials. The leaves didn’t get swept all Winter, rotting down turning into mud blocking drains & gulley’s. Causing Ponding and Flooding all over the place saturating the Road & substructure doing no end of damage costing hundreds of millions to the taxpayers, he is no fit and person to tell us what to do. I seen so many Roads completely resurfaced virtually over night only 3-4 years ago crumbling away already even though the traffic is restricted to 20 MPH it’s a bad joke, if it was a proper Asphalt mix it would be there 30 years and not budge. I should know I broke out enough of it with pneumatic drills it was elasticated and ever leave go unlike the black top he used you could chip it away with a pick axe, so wrong. Mayor not fit for purpose.
From:
Michael Foley
18 January 2023 21:35 PM
Ignore typo
From:
Michael Foley
18 January 2023 21:07 PM
Don’t forget we have a lovely Mayor that’s a law all to himself and accountable to know one, who has just decided to increase Council Tax on Londoners by £30’000’000 at a time everyone is struggling, Shame on you Mr Mayor.
From:
Michael Foley
18 January 2023 21:05 PM
George, you were lucky mine didn’t even have the peanuts.
From:
Michael Foley
18 January 2023 15:59 PM
I know sometimes in the past you could get more at Auction because buyers were there deal done 10% on the day and completed In 28 days usually. I had looked at a Property Privately some years ago and minded to buy but only luke warm. So I went to an Auction for some I had viewed and the prices were mad. I was happy to jump on the tube go direct to the one for Sale by private treaty and buy. Incidentally it had been the subject of BBC Changing Rooms but that was no advantage.
From:
Michael Foley
18 January 2023 14:25 PM
Some Benefit Claimants continuously at home all day causing condensation and subletting to friends increasing density.
From:
Michael Foley
18 January 2023 13:58 PM
Well I wouldn’t say 28% isn’t a significant amount on £6’000. it’s £1680.00 out of your 6’000. & next decrease coming on a further 3’000. £840. + your £1’680. = £2’520 extra tax out of your pocket, it’s adding insult to injury. Suppose when you sell you get 100k more for a property you held for years, classed as profit that’s £28k tax on inflation really, so the confetti powerless money you receive is no better than the original money so where is all this profit. Forget about your personal input and the huge taxes paid year on year. In some cases there is no personal allowance allowed. Then 20% to £37.5k then 40% to £100k now anything over is going to be 45% to £150k not over it as before. Ah! sure that’s lovely just add another £2’520. Capital gains to your tax Bill to keep the doss playing with their iPhones.
From:
Michael Foley
18 January 2023 13:43 PM
Martin (7) How did you install solid install solid insulation boards between the joists prior to re-carpeting on the ground floor, without lifting the flooring boards and re-installing ?. I did my own so years ago with flexible poll sock fibreglass insulation from underneath and know how difficult that was with the limited space under suspended ground floor, no hope of putting PIR there & gaffer tape has no insulation value. Although there are over lay flooring solutions on the market.
From:
Michael Foley
18 January 2023 09:08 AM
Your one big piece of Perpex covering whole window cuts out 100% of drafts. Also cuts out 100% ventilation, does anyone really think the Tenants are going to be operating a substandard system like this. It difficult enough to get them to open the windows at the best of times not alone putting obstacles in their way, making it more difficult to access fire escape opening sash as well.
From:
Michael Foley
18 January 2023 08:39 AM
Martin, dearest how many more times are you going to re-post the same blog. Did you have much problems showing Tenants how to use a thermostatic radiator Valve it must be awesome they are numbered 1-5.
From:
Michael Foley
18 January 2023 08:21 AM
The Government has deliberately caused those high Rents with full scale non stop attack on Private Landlords by every means driving up their costs, even leaving some providers with no option but to quit creating more shortage. Tenants are suffering as a direct result of Government interference & others how can they hate millions of Tenants so much. Mr Gove is the main culprit and should be removed again and Policy’s reversed before further damage is done. Its ridiculous that he has the support of Shelter / Generation Rent / Acorn etc who are loving all this misery inflected on struggling Tenants. Polly even said she is delighted with the progress of the Bill, shame on you.
From:
Michael Foley
18 January 2023 07:55 AM
Polly said previously she is delighted Section 21 is being removed. She is not affected don’t provide any housing so she has no right to speak on the matter, not least offer her opinion to have the law changed for property owners that house several millions.
From:
Michael Foley
17 January 2023 15:27 PM
Shelter exists to support people to have a home. They do this by providing no homes. They have 600 staff to tell people to stay in our home’s. Why don’t they use their tax free annual £60m pot or whatever that figure is to house people and the £14.5m sitting in the Bank as well. Instead of telling Government what Private Landlords should be doing, it’s none of their business, they don’t speak for us.
From:
Michael Foley
17 January 2023 14:25 PM
New Landlords support Service it very good of them. We are also having a Redress Scheme being forced upon us for what ?, there’s no one to Redress us the only ones with acids to loose. We are having a Tenants Ombudsman forced upon us to add to all the other burdens placed on us.
From:
Michael Foley
17 January 2023 07:32 AM
It nice to know they have plenty of tax payers money to splash about. They still don’t recognise that they themselves are the problem that has caused the high rents with a mammoth of regulation & requirements forcing up rents. Are we being Nationalised. Suppose we had rented our property to them 20 years ago a fat lot of good it would be getting it back in that condition now, with all the changes and requirements that has happened in the meantime. One of the main culprits head of HMO’s in Brent comes all the way from Wales to impose him ideas on us and ruthless I have attended the Brent so called consultations, where he was speaking.
From:
Michael Foley
17 January 2023 07:08 AM
The old Victorian & Edwardian are great well built, spacious and timeless. Them are the one they want to knock down now and replace with high rise rabbit hutches, yes they are there over 100 years old to the good, your best buy too. They are knocking down before my very eyes whole Estate’s I seen go up in the 1960.
From:
Michael Foley
14 January 2023 21:36 PM
Jo, yes that is the correct but that’s forcing me to be a room landlord. When the HMO Scheme were being devised we were repeatedly told it wouldn’t apply to single house let but changed their mind on the last knockings, another one of their tricks. However not withstanding this I am required to have HMO Licenses but so many and multiple times some has been re-done 4 times while others were never required to have even one, houses are built to last 100 years so do they they think they at going to be falling apart every 5 years and still it goes on, 2006, 2011, 2016 & 2021 don’t think 5 years is a long time either it soon comes around. Of course its not just a license renewal but the implications and Compliance forced onto you, and not just the 5 year Certificates but the annual ones as well and Shelter’s stupid How 2 Rent guide every time as if they didn’t know what they are doing. It now looks like I am going to have no choice only to let rooms making it far more expensive for Tenants and excludes a whole raft of Renters, no need to go into that you’ll know it true, but it means I am forced to use S21 or not be a Landlord. My Rents are currently £100k below the Market by comparison to adjacent properties in their given areas The reality is my rents will have to go up by this amount + the extra costs of some services for letting rooms. Hi can they hate Tenants so much and pretend to their friends. Jo. did you have to mention HMO’s.
From:
Michael Foley
14 January 2023 19:32 PM
Retrofit your home that’s a great idea. Oh one problem the Authorities and the Taxman have taken the money you could have done it with.
From:
Michael Foley
14 January 2023 13:25 PM
I had that rent wasn’t been paid so I gave notice for inspection. When my wife & I went there she obstructed our entry, my wife was getting upset so I said let’s go home . It was let to 3 persons but were sub-letting as well, one was actually a trainee Barrister ?. That little episode cost me £10k in lost rents and legal Action.
From:
Michael Foley
14 January 2023 12:21 PM
Andrew. I know this is how it was before Government interference, things were reported and done immediately, now Government, Shelter and every other busybody that have no input poking their noses in to do as much damage as possible and more often inventing money streams for themselves. I have made 4 Requests in last 6 months for one particular house to replace the Shower Cubicle but got no response, as long as it working they are not bothered about the condition, if the Boiler breaks down I’ll be contacted immediately. This was never the case before the outrageous interference bringing down standards. We are now on tender hooks tip toeing around them in case of being accused of wrongful entry, it used to the case for 20 years we could go there in reasonable day light hours but they stopped that, it’s not as if we would just walk in anyway we were better reared than that. The Government has a load of Sticks and no Carrots, they should have Incentives instead of Penalties, is it any wonder the Country is in a mess. They should at least know the basics like any employer how to get the best out of people and its not by punishing them.
From:
Michael Foley
14 January 2023 11:46 AM
So there’s a shortage of Accommodation that they created. Their answer is to reduce it even more by further Regulation, Legislation, remove Section 21, bring -in Renters Reformer Bill and invent Licensing Schemes / Gravy train’s. That should kill it dead.
From:
Michael Foley
13 January 2023 10:47 AM
Why is Nationwide telling us this, haven’t lender’s tightened their criteria as well. Why do they think Tenants can afford existing rents not alone higher rents caused directly by Government, Shelter and other lame duck organisations and with jobs going all over the place and strikes everywhere. The Government needs wake up and scrap the proposed legislation and Licensing Schemes adding insult to injury.
From:
Michael Foley
13 January 2023 08:20 AM
Jo. I think Council housing is Social housing which is cheaper to the occupants only because the Council’s don’t have to pay 40% tax on their rental income like me. So remove our tax from the equation our rents are probably cheaper than Council Housing.
From:
Michael Foley
12 January 2023 22:17 PM
Fair enough but you’ll need RCDs anyway if you haven’t PME and for your own comfort and peace of mind with modern trip switches, even the pop out type are now out dated, if you are charging the Consumer Unit now it has to be a metal units although we have plenty modern pvc units that was the Noam before they changed their minds.
From:
Michael Foley
12 January 2023 22:00 PM
They are making sure to destroy us, how many pieces of anti LL legislation in recent years, huge penalties like a parking ticket but thousands of pounds, banning Orders, Confiscation Orders, Civil law made Criminal law, 2015 De-Regulation Act, licensing Schemes, introduction of S.24, Removing S.21 the very foundation of the Private Rented Sector before which there was no Private letting. The Rogue Renters Reform Bill by a Sacked discredited Housing Secretary removing all landlords rights and installation the Tenant in perpetuity like 1960’s. The Tenant can leave at any time nothing new here they alway did, but can also stay forever ever when you might hate to sight of him, but you must justify to the Tenant why ? I don’t need his permission when I build the house or get any financial support from anyone but now must justify myself to him. There timing is very good we just had Corona for 2 years and bailed out the Country, huge hike in interest rates, just add a war going on somewhere A Redress Scheme coming what for no one to Redress us. An Ombudsman for Tenants what for where’s ours. Oh! yes a Landlord Association has won a big Concession to have Insurance for the Pets you don’t want and by an extraordinary coincidence they would be providing it, another money steam like the Redress Schemes. We are been taken for some mug we can see in and out through them.
From:
Michael Foley
12 January 2023 20:48 PM
Andy. I understand what you are saying and difficult to renew if Tenanted so you are probably right unless having a Sale Survey, they’ll mark it up as to do, knock you I think. Its not ever 17 or 17E anymore now 18 edition amendment 2. I don’t profess to be an electrician but done all this stuff before they had rules. I’am even resistant to ohms law. We still need a sense of humour.
From:
Michael Foley
12 January 2023 15:12 PM
Landlords costs have risen dramatically like everyone else’s costs. We have the extra Statutory Compulsory Costs enforced upon us, to make sure and clear the decks for Big Boy to take over, if they wanted people housed and we are already do it, why would they go out of their way to Destroy us.
From:
Michael Foley
12 January 2023 09:20 AM
Steven Williams, correct 100%. The same goes for HMO Licensing Schemes in London. The Consultation includes all Residents in the Borough so that’s millions and millions of house holders that never house anyone other than themselves and if they do it’s tax free, so why does those millions have a free vote on landlord & Tenant consultation. The Council’s are guaranteed the Result they want every time, currently one in Brent finishing very soon, its fake & fraud on landlords. Might as well go the full hog and have a General Election HMO Consultation.
From:
Michael Foley
12 January 2023 07:48 AM
Regulatory Authority 20 years too late. Also if you are Stress testing Landlords it’s Doctor’s you need not Bankers.
From:
Michael Foley
12 January 2023 07:23 AM
Andy my friend all new electrics are crucial as well as the distribution board. All up dated cables since 1950 there’s been about 4 changes, the old led cables, the rubber covered type, the grey and the white pvc one stranded copper, the other just a single copper strand wire, more like the current one’s which are today’s colour coded cables standard for Europe, brown & blue + earth (as opposed to old red & black). When it comes to your DEICR the 5 year one the Electrician will expect the up to date one’s, not to be disagreeing or anything just saying .
From:
Michael Foley
11 January 2023 19:50 PM
I just Polly Neate on ITV the CEO of Shelter complaining about the High Rents that she caused. Driving out Landlords that house 5m people people with the Rogue White Paper & a raft of other costly Regulation’s that she is supportive driving up Rents that she thinks is good and a game changer. Incidentally Shelter houses no one and continuously complain about those who do.
From:
Michael Foley
11 January 2023 19:07 PM
I think they are driving up Rents deliberately, the big boys are taking over and can’t compete with us, so they have to Jack up the Prices and cripple us at the same time. Have you seen their prices on those high rise.
From:
Michael Foley
11 January 2023 18:09 PM
The old houses that needed a lot of work were good and better room sizes, others couldn’t get a Mortgage on those which is why they were in the Auction unlike today’s Auctions you could get all sorts. Sometimes do better than private sale because all the buyers were there and some money rich. Probably all taking a hit now. Gut everything out all new Electrics, plumbing, heating, bathrooms, kitchens if 225mm external solid walls put 50mm insulated plaster Board internally & skim, like a new house. The trouble with buying old houses partially up graded not good, bits of electric’s added on here and there same way plumbing, nothing proper and bodging for ever trying to rescue it.
From:
Michael Foley
11 January 2023 16:39 PM
I don’t like on line Auction’s it was better when everyone was present, you could see the regular cartels in groups and figure out the bluffers
From:
Michael Foley
11 January 2023 16:05 PM
John. So sorry to hear that it’s affecting me the same way and I would get out tomorrow if I could and now sorry for ever been a landlord after 43 years, the taxes I have paid, the Property I supplied, Sorry my labour and the years of dedication and the thousands of Tenants I put through my hands. What for I always earned living anyway so who’s benefit was it for. Anyway John good side out I wish you well.
From:
Michael Foley
11 January 2023 14:49 PM
Mario, very good keep it going it took 2 Landlord Association's 45 years to get 100’000. Signatures.
From:
Michael Foley
11 January 2023 12:53 PM
Well I take in a Tenant and he immediately have more right to to Property than me ? can stay as long as he likes it’s not happening and I won’t be doing it. I have to justify myself to the Tenant why I want my property back. We had always had Contracts and everyone knew where they stood. This is a proposal to have an open ended right of Residency in perpetuity. It’s already causing my Tenants loads of trouble where they want to have some Tenant change but I can’t agree or issue a new Tenancy. They know if they have all got to move they’ll be paying 30% more, the Tenants are nice young people so I don’t know why the Government is doing this to them.
From:
Michael Foley
11 January 2023 10:45 AM
Mario, well done for keeping it up front in our minds. However when to THE WHITE PAPER is introduced it not a business anymore loss of ownership. This is going back to the 1960’s why bother.
From:
Michael Foley
11 January 2023 10:16 AM
Not surprised if some privately owned are empty people too scared to let. Polly said this legislation is a game changer that’s very true she must be delighted the homelessness it has caused and the Rents it made of unaffordable.
From:
Michael Foley
11 January 2023 08:25 AM
Well if the Government hadn’t legislated House Price’s higher they might be able to afford them. Every piece of legislation is a house cost increase, if anyone want me to make the list no problem, are people really that dumb they don’t know this or as dumb as Gove, then complain about the homeless they are creating, more in the pipeline to deliberately make it worse
From:
Michael Foley
11 January 2023 07:57 AM
J t my friend you have a lot to learn with your morals and couples of properties. It wouldn’t be you phoning in LBC Radio last night with almost a carbon copy of this narrative of course not apology Sir. That Tenant with some family members had a long stay on a reasonable subsidised rent the landlord was very happy with the situation, got plenty of air time with his posh accent spouting out this nonsense, just wait until he get different Tenants of all Nationality paying their own rent it will been very much different. He done us a lot of harm last night wait till he gets Tenants that’s are not subsided paying their way they won’t be hassle free licking his boots.
From:
Michael Foley
10 January 2023 23:31 PM
The biggest problem for me is loss of Control that puts EPC’’s and everything else on the back burner. Ok so I build a House from scratch by my own hand and have done some of those bought the sites & borrow to finance. My first House was built by me & done this way with only hand tools from start to finish no electric on site. When I got married I had the House ready at carried her over the threshold that was 49 years ago. She is still with me and now a let House so according to the White Paper. Tenants comes off the Street and move in to my House and have more rights than me. Tenants can move out at time they like nothing new about that obviously they always did I couldn’t stop them and now it’s supposed to be a concession they are giving us. Right I will have to justify myself to the Tenants why I want my property did you ever hear anything so stupid. My Accountant told me today it’s not too bad if you want to sell or want it do a Family member. I soon put him right on that one he won’t be repeating that to another client. It none of their business to dictate to the owner. Suppose I end up with a Tenant I don’t like he can say I am not moving and there’s not a thing you can do about it. I had exactly all this before S.21 which is why I fought 10 years for S.21 to be introduced from ’78 to ‘88 it’s completely unacceptable otherwise, people are not grasping the reality of this & worrying more about EPC which is irrelevant by comparison.
From:
Michael Foley
10 January 2023 22:35 PM
George, When Rogue Gove brings in The White Paper we might as well hand over the Residential Title Deeds as well. Pity I ever had them now tens of thousands to go end of the month and again in July. What for ? to be Bullied, Persecuted, Criminalised, overloaded with Regulation’s and Robbed.
From:
Michael Foley
10 January 2023 12:24 PM
I am turning Tenants away because of all this attack, so Tenants are loosing places to stay. They are the Tenants worst enemy driving their Rents through the Roof and creating a shortage.
From:
Michael Foley
10 January 2023 11:45 AM
Our landlord Association says they have successfully Campaigned a positive charge to THE WHITE PAPER to require them to have Pet Insurance, come on now big deal is that all you got, we wouldn’t deal with another layer of Administration anyhow and would you be the providers of this Insurance? So the 9 point anti-landlords plan is to completely destroy us. The Tenants can stay for ever in the houses I built or walk away at any time they like obviously as they now do. I will have to give them the people I housed off the Street a justifiable Reason to Recover my own Property it’s none of their business what I want to do with it. I didn’t need Their Permission when I acquired the Property or get any financial support from anyone, so now they call all the shots, the tail is seriously wagging the dog here.
From:
Michael Foley
10 January 2023 07:38 AM
Another rubbish survey I have no confidence whatsoever left in supplying Property to let and I was a landlord years before the words buy 2 let were ever heard of, our Properties are being confiscated by removal of Section 21 the foundation of all Private Letting do you not get that. The White Paper has no other intention no wonder Polly Neate the anti- LL campaigner said it’s a game changer and Shelter who supply no housing which is very big of them. Who cares what they do with c/gains tax when we have lost complete control of our property which is now. What difference is it when you are not allowed to pass it on to your family members. I have spent thousands of Professional investigating schemes they proposed none works a load of quangos tying your Estate up in knots its not for your benefit. There is no exit Plan allowed yes you can sell and pay 28% c/gains then your Estate pays pays another 40% on the remaining money you got for the Sale now that’s 68% plus all the other costs, notwithstanding all the people you Housed over the years and the punitive paid year on year… Ah! yes what Confidence is booming you morons.
From:
Michael Foley
10 January 2023 07:12 AM
The Proposal comes from “LIVING RENT COMMISSION” an Independent structure made up of Councillor’s from different Parties and Tenants Representatives. Oh! They forgot they excluded the Providers of all the Properties, minor oversight it could happen to anyone they are irrelevant why should they have a say ? They need to understand the difference between Independence and Collusion.
From:
Michael Foley
09 January 2023 08:33 AM
If they were Rented Homes the Government made six figure gains as well. Traditional Flats can be disadvantaged and work out costly with Government Schemes favouring New Flats putting them on the back burner. Leases are going to devalue your Flat especially when it goes below 80 years which doesn’t take long if it started at 99. Expense to extend and Services Charges can be high adding say £120. pm to the Rent. As I said in a previous blog I bought one from a retired Accountant who had it for 9 years and sold it to me for only £2k more because it didn’t work out, so no Capital Gain on that one.
From:
Michael Foley
09 January 2023 07:28 AM
It’s laughable the obvious blatant lies being pumped out here every day. This Article talking about Rent Freezes and Tenants being driven into poverty without reference to the main instigators of high Rents. The Government Policy’s and Councils continuous attack on the Private Sector. Loaded with extra endless Requirements and Regulation’s all adding huge costs to the operation of Renting out a Property. Whether it be Double Stamp Duty to Purchase, Mandatory-Additional or Selective Licensing, Introduction of Section 24, imminent removal of AST and abolition of Section 21 which they have obstructed and curtailed the legitimate use of for years often costing landlords thousands. Excuse me what was the Complaint again, surely not high Rents they wouldn’t have anything to do with this would they ?.
From:
Michael Foley
09 January 2023 07:05 AM
Andrew l wasn’t referring to that generation.
From:
Michael Foley
08 January 2023 16:16 PM
Jo. my friend there’s no business model it’s an Assured Shorthold Tenancy or an Assured Tenancy nothing else it’s the law of the land, for any part of the Country. Periodic is an Amendment or bolt on to AST in only recent years not at outset. AST & Section 21 is the very foundation of all Private lettings or none of you would be Landlords. Perhaps you could do a Contract direct with the Council’s, the place seems to be getting full of fee loaders. The main reason why the Council’s wants rid of S.21 they have been obstructing it for years telling Tenants to stay put, that’s not how it was meant to be, until a long wait and draw out Court Case, being used by many as their passport to Council housing.
From:
Michael Foley
08 January 2023 14:25 PM
Andrew my friend that’s fine but we let on AST’s the bases of all Private lettings, obviously virtually none existed before which created the Industry that now exist, needless to say which is why you are happy with your Tenants now getting Market Rents, on the back of which was created by AST & Section 21 otherwise you would be getting a pittance, so we need your support. I remember one guy paying 4 bob a week. No doubt I will be in the sky before many but while I am on the ground I am fighting for fair play.
From:
Michael Foley
08 January 2023 10:10 AM
Of Course it is they are calling all the Shots and provide no housing for anyone, if it wasn’t so serious it would be hilarious you could make it up, they have no mandate and all the power. Careful now they have an army of Solicitors and Legal Representatives is it in the region of 50.
From:
Michael Foley
08 January 2023 08:32 AM
Some are now Benefit Landlords more like Social Landlords doing the Council’s job for them at tax payers expense. All very happy milking the System, that’s millions you can include 2.9 single Parents as well, they see it as normal the way it should be and entitled to all Benefits. Why ?, you are creating a rubbish Society. God help the tax payers the chicken are coming home to roost.
From:
Michael Foley
08 January 2023 07:44 AM
Jo, the point is there were Assured Shorthold Tenancies which included Section 21. because they are our Properties and must have Control over them, we are not buying them a Property. There was virtually no Private lettings before this law change in 1988, that I know to my cost having lived there having been a Landlord since 1978 and fought for 10 years until 1988 when it was introduced with only a handful of other because the lot of you weren’t there with the greatest respect and only for the help of Sir George Young it might not have happened either he knew it was so Disastrous it couldn’t continue. I remember the hassle I had back then and the sitting Tenants owner’s got stuck with halving the valve of your Property. Where were the high and mighty Organisation’s now telling us what we should be doing, the Courses we must do, and of Course to be Digital to suck eggs including Landlords Associations that weren’t there even though they didn’t exist but took over some of the smaller ones that did, then Claim their history. It’s too much to go into in a text…..
From:
Michael Foley
08 January 2023 07:20 AM
Because I am a letting Landlord that let on a temporary basis on AST. I don’t provide permanent Homes for anyone.
From:
Michael Foley
08 January 2023 00:12 AM
Come on now I am not running a Nursing home that’s thousands per month not Regular letting I am not Social Services either. I had 3 such people enquire recently I don’t have a Nurse or a Doctor on the premises, makes me wonder what they have been doing with their lives. No need to worry about serving S.21 we won’t have it thanks to the Pleasure of Shelter the non housing non tax paying Organisation. All the talk that has gone on and still no Petition to save Section 21, even RNLA keeps quiet but have plenty of time to add their weight to other Schemes coming as they will be a Beneficiary of such Schemes.
From:
Michael Foley
07 January 2023 23:44 PM
Same as that they see how much hassle I have with Regulation’s might not have reached Norwich yet, and who they married they want an easy life and week ends to themselves. We were 24/7 and not appreciated for unique service we provided and our labour considered free incidental.
From:
Michael Foley
07 January 2023 13:57 PM
Simon that looks like a 6 gallon cow. All those Regulation are irrelevant if AST and Section 21 is gone, It’s property confiscation end of. Courtesy of tax free Shelter who are non elected Representatives.
From:
Michael Foley
07 January 2023 13:17 PM
It would be great if all those would stop talking through the back of their heads. So the Property is let in hours for higher rents, congratulations you have created a shortage driving out landlords that would have housed them for very reasonable rents. New property portal to list rogue landlords which is what we are all perceived to be. Please put me first on the list it will hopefully keep Tenants away from me. I don’t want them without AST & Section 21 to operate Draconian laws.
From:
Michael Foley
07 January 2023 12:20 PM
That was 2013 there was a lull. The nice retired couple that previously owned it lost out really. A retired Accountant who had bought it to aid their retirement unfortunately it was not to be. They had paid £141k for it 9 years prior and sold it to me for £143k, I doubt if they covered their legals.
From:
Michael Foley
06 January 2023 21:15 PM
Leasehold Flats adds £120. pm to the rent making it expensive to rent. However I have a one bed Flat in a small Block of 5 which works ok. I had some agro in the past but we went for enfranchisement, and now control the Freehold and costs, each having an equal share of remainder of 999 years lease (980 years).
From:
Michael Foley
06 January 2023 20:50 PM
Matthew, well not a hope I couldn’t care less what the Market does if they were half price without AST and Section 21. I wouldn’t buy at all. Mr Gove will be pleased about that he wants us out.
From:
Michael Foley
06 January 2023 20:23 PM
Vanessa, is right they don’t count the extra costs of Compliance and Bills. Bills is to simply a word if you let the Property solely as opposed to rooms on one Contract then the Renter’s pay the Council tax. There’s a lot of good landlords on here that are being totally wronged, bullied and robbed, no wonder Dani is spitting bullets.
From:
Michael Foley
06 January 2023 14:38 PM
HMO’s is something I didn’t want as I don’t let rooms, all those extra rules and costs loaded onto me for what ?.
From:
Michael Foley
06 January 2023 12:43 PM
Government complaining about higher rents are they not a main beneficiary of higher rents, the higher the rental income the more income tax you pay and haven’t they just increase that as well, so square that one. When a home owner buys that annual income tax is lost (benefit claimants won’t be buying). When a landlord buys not alone is SD higher but the money stream continues on every penny and the Government knows your income from your Registered Deposit and your Tenancy Agreement’s for licensing and your Tenants have to produce it to claim all sorts.
From:
Michael Foley
06 January 2023 10:05 AM
Andrew, plenty of Tenants available here too because of Government interference driving out traditional landlords creating a shortage & others switched to AirBnB. The problem is we have scruples and a sense of loyalty to our Tenants. I know it’s not advisable in business but we it’s the way we are. We can’t all be rubbish like Gove, Greer, Khan & Burnham a drain on Society.
From:
Michael Foley
06 January 2023 08:52 AM
My Rents are very reasonable my Flats are £4-6 hundred pm below & houses £1-1.6k pm below. I cannot increase rents unless I change all my Tenants because I know they can’t afford it. It doesn’t stop the Government & Council’s targeting us driving up our costs, they are all licensed some a number of times the costs of which I had absorb. Why doesn’t the Council’s earn some money instead of being free loaders all the time. Obviously they are not doing their own job, leaves not swept rotting down into mud & just left there, drains & gulley’s blocked some haven’t worked for years by the thousand in the Capital, causing ponding / flooding the Road Surfaces to cracking up & massive pot holes, everyone knows this incl’ Council but just look and ignore, they are so ignorant they say it’s to save money.
From:
Michael Foley
06 January 2023 08:21 AM
Robert. I think you should be holding that Shindig now, no hope of landlords seeing a ton, they have our hearts broken already. I thought you were being a bit optimistic when you were going to save all this money on insurance premiums for decades to come.
From:
Michael Foley
05 January 2023 21:50 PM
Modern Boilers are the problem, old Boilers used never break down and if t did it would be just to Replace the little thermocouple £3. Modern Condensing Boilers are the problem, condensing chamber gumming up or exit pipe freezing up water logging the Boiler, diverter valve starts leaking or water sensor blocked, printed circuits on some boilers are noted for failure, others are blown by the Tenants messing around with the wiring to add their gizmo to control it from their mobile phone but always denied touching it. They are all mainly Combo’s those days for instant but limited hot water. I had one big one that served 2 Shower but they turned down the Boiler controls to suit one shower then it could do the other instead of using the thermostatic valves to set shower temperature. There a lot to be said for the old system with your cylinder of hot water with immersion back up even if Boiler breaks down a few heaters to tie you over, they still have the hot water. I went to a Boiler spares place before Xmas when we had the big freeze, 4 people serving yet 13 in a queue in front of me.
From:
Michael Foley
05 January 2023 17:14 PM
The Government is making fortunes out of all this, If they have forced 260k LL’s to sell or whatever the figures is, c/gains on any equity left on all them, SD from new buyers as Jo said, Solicitors, Accountants, Selling Agents, + billions from licensing Schemes. VAT etc, Add Section 24 tax take, + they have driven rents through the roofs / higher income means more income tax but tell to Tenants they can have your house to keep them quiet, divide and Conquer.
From:
Michael Foley
05 January 2023 14:39 PM
I don’t understand about Benefit cap for years and years an Iranian Family a woman & 7 children (hardly children when oldest at the time was 22) allegedly no man but he seemed to have appeared. Anyway the Ealing Council Benefit was paying nearly 4 times as much rent for them than I was getting for my licensed for Seven HMO Detached House. Their landlord was getting more per week than I was getting per month or £102k pa, that house didn’t require a license and wouldn’t have met the requirements.
From:
Michael Foley
05 January 2023 13:21 PM
Now 2.9 Million Single Parent Families, created by this law making separation easy for them to go on the Benefits and get Housed. I don’t know any Single Parent family not on Benefits.
From:
Michael Foley
05 January 2023 12:51 PM
Jo, said a great deal of truth and fact in there. Of course inflation will come down not sustainable at that level, but now they have jacked up the prices they will stay.
From:
Michael Foley
05 January 2023 08:45 AM
Rental Reform is not the correct description, it’s the “Private Rental Annihilation Bill” for goodness sake can they not even get that right.
From:
Michael Foley
05 January 2023 08:31 AM
Exchange
From:
Michael Foley
04 January 2023 20:35 PM
Andy. There’s a 3 tier system the third one the big boys and Developers that are subsidised and exempt from many Regulators including licensing Schemes in Blocks of Flats not to mention Section 24 don’t apply and a half rate tax and zero SD to enable them to charge many customers higher price. Excuse me I am missing Coronation St.
From:
Michael Foley
04 January 2023 20:30 PM
I would tolerate the EPC and any other requirements no matter how difficult, costly to achieve or unpalatable that is, but putting the Tenants in control of the landlords acid’s is a big red line.
From:
Michael Foley
04 January 2023 19:33 PM
There is only a limited a shortage of Social Housing. There’s a massive over supply of false Claimants waiting to be housed, why buy a Cow if the milk is free.
From:
Michael Foley
04 January 2023 14:33 PM
Agent S, very good they should have evicted the Tenants at the same time for Criminal Damage to the Property.
From:
Michael Foley
04 January 2023 09:01 AM
Mario, I have 30 cream coloured envelopes no less with House of Commons stationery from my M.P. to no avail because he in a Benefit Claimants stronghold in Brent and Re-elected by them as a Labour M.P. for the 7th time, so they have all the say and we have no sway.
From:
Michael Foley
04 January 2023 08:44 AM
Tricia, if you have equity in there you can’t sell and buy a better one because you can’t roll over the Capital Gain. When Capital gains is taking out there won’t be enough left to buy anything if that’s your intention. Andrew apart from inflation don’t forget they have loaded us with other costs as well.
From:
Michael Foley
04 January 2023 08:30 AM
Ah yes the Petition should have included Retention of Section 21 and it would have reached 100’000 already no Landlord or Owner wants to loose this the very Foundation of all Private letting, before which there was no private letting do you not get that, or did you come on board in recent years for an easy ride but still hiding behind the bush instead of standing up and be counted.
From:
Michael Foley
04 January 2023 07:49 AM
The Government have us by the short & curly, they know they have stitches us up good and proper. They still keep increasing our costs no end, increased income tax plus S.24 decreased c/gains allowance. Introducing Unfairer Renter’s Reform Bill. Scrapping S.21 Re-introducing Sitting Tenants in Perpetuity need I say more, Obviously loss of Ownership rights and blocked long term landlords from getting out with removal of Taper Relief and Indexation linking. We are held to Ransom no Happy New Year at all so you can have your silly Survey’s. We hardly need further Education learn Arithmetic or Mathematics now being made mandatory to the age of 18 we knew that at 14 and had a mountain of work done by 18 although it should be compulsory for Gove & Greer.
From:
Michael Foley
04 January 2023 07:37 AM
He lack of experience shows like many other outsiders shouting from the ditch with no positive contribution or any knowledge of housing people because they don’t do it, just knock the landlords that do. So he thinks Rent rises have been obscene not talking on board people like him are a contributory factor or even the main driver of Rent increases, if not how does he explain increasing ADS (S,D) driving up landlords costs by £35’000’000.00 does anything other than drive up Rents.
From:
Michael Foley
04 January 2023 02:14 AM
Karen. I think that’s the problem with Michael Gove & Ross Greer they have Education otherwise they couldn’t be that stupid.
From:
Michael Foley
03 January 2023 18:39 PM
Mr Ross Greer when did you get out,🎻. So you think landlords make no contribution, did they not have to buy the property ?, comitting to paying hundreds of thousands of £’s for it for decades, pay Stamp Duty £25/ 30k up front, in London where even a Flat can cost £.5m you won’t get a house for it. London is particularly disadvantaged and hammered with more Regulations than anywhere else, the average house price in L’don is £880k while in L’pool Its £220k but the Rent is not a quarter is it ?. So Mr Greer don’t consider purchasing a contribution if not what is it ?. Licensing Schemes robbing landlords of millions of £’s in every Borough driving Rents through the Roof you seem to be blaming landlords for Local Authorities actions. Millions spent on Compliance work to meet a mammoth of requirements is any of this not a contribution or is it fun to you. By the 31st of this month hand over Billions of £’s income tax to the Inland Revenue is that not a contribution?. Maintain the Property and every aspect of it weather structural or fixtures and fittings is that not a contribution?. Insurance’s, Service Charges if any etc, if we sell pay Capital Gains tax is that not a contribution ?, No wonder the Country is in a mess with idiots like you in Government.
From:
Michael Foley
03 January 2023 10:03 AM
If they are new Flats they were well over priced to begin with and the stupid Schemes to rope young people in to make big profit for Developers. The canny Investor will keep well clear.
From:
Michael Foley
03 January 2023 09:14 AM
Obviously they can stay as long as they like when you can’t do anything about it.🐀🐀
From:
Michael Foley
02 January 2023 17:26 PM
Andrew, that was alway the case but with the Rents Unfairer Reform Bill that will end all that, we won’t be happy to do that anymore and will be operating under duress at all times.
From:
Michael Foley
02 January 2023 17:17 PM
That’s the main reason why the Council’s wants rid of Section. 21. They don’t want people turning up at the Civic Centres waving a S.21 Court Order to be housed. The truth is many of S.21 notice’s were issued or instigated by the Tenants themselves and if landlords didn’t cooperate, he knew he was in for a rough time, any stats on this ? Oh thought not.
From:
Michael Foley
02 January 2023 11:55 AM
Gosh. I didn’t think anyone left Halewood they all worked in Fords.
From:
Michael Foley
02 January 2023 11:25 AM
Peter, there’s a lot in what you say they keep changing the rules after the event, how can you have a business plan when that happens. Also what happened to Grandfather Clause.
From:
Michael Foley
02 January 2023 03:09 AM
Edwin, you were right of course typo it was Staples Corner. Today’s Engineers have a lot to learn. It was done keeping North Circular 406 and Edgware Roads A5 open, imagine that today even to do a Mickey Mouse Service, Road coned off with Traffic lights causing endless queues and traffic jambs for days. The main Bridge/ Fly over supports and table tops done excluding the Roads under neath mainly first. Then there was a rolling cantilever shuttering system, for casting this insitu reinforced concrete box section bridge about 3m added in length length each pour from both ends to meet in the middle, the workers were able to work with-in an enclosed space in complete safely while the traffic carried on as normal below. I seen it all as I was working putting the concrete plant up directly opposite on the old Hendon Dog track to become Brent Cross Shopping Centre, so that Plant mixed every m3 that was used to construct that Centre. I was going to build a 3 storey Town house 30 years ago but silly Council blocked 2 Applications & Opposed my Appeal as well on the 4th try it was returned under Section 70a. What a favour they done me if I had got permission I would have built it paid all costs, pay them for sitting there doing nothing and me probably bust a gut. They would have had 30 Years tax from the letting @ 40% and 30 years c/tax while providing much needed accommodation. When I think how stupid they are I can’t stop laughing.
From:
Michael Foley
01 January 2023 20:18 PM
When I had nothing I had to save and make sacrifices, today’s generation doesn’t want any of that . I see couple regularly having their 2 cartons of coffee, I said how many of those do you have in a day they said about 3 lots, ok they had just left home so at minimum £2.85ea so we’ll just call it 2.50 x 6 = £15. pd £5/6k pa. How much to put a spoon of coffee in a cup at home ?. I have Tenants with takeaways delivered 3 times a days they are now so over weight. They have Sky, Netflix, broadband, Computers, mobiles, add that lot up, so is Technology doing them more harm than good or that Planet for that matter, how much resources and plastic is used and wasted, Anyway to keep to the point they are flying off at every opportunity maybe halfway around the World, if buying a property was important to them they could easily do it. Especially the wages they get now many £25/£30 ph even a cleaner geo £15. ph. All in all I had to work 7 days a week for £15.00 per week, pay for some where to stay, feed & cloth myself, travel costs and save I used even give Mother a regular £5. It was tax allowable to support a widow, many of those young people have the opportunity to live at home and save instead of having Children they can’t support. The next time someone tell me how easy our generation had it I’ll scream.
From:
Michael Foley
01 January 2023 17:03 PM
The Housing waiting lists couldn’t be more false, it too good everyone wants to be on it, get housed and their families reared, like the so called single Parent 2.9m snow balled. The partner will always be there living for free. So how big is the real Housing shortage, is it 29k or 5k in each London Borough or is it 500k o/a.I have no doubt none of the figures are correct but begs the question where are they all living now. So they get their rent paid (why) Their own Housing Benefit, Child allowance, Nursery fees, School uniforms, School meals, then complain in holiday times they got so used to free food they want it at home. They are likely to have several kids for the Benefits & Child allowance. The working couples can only afford 2 kids, no Child allowance or the other freebe’s, no wonder the list long and why not the System is designed them, of course they could buy their own home if this option wasn’t available.
From:
Michael Foley
01 January 2023 16:24 PM
Benefit Tenants always complain about everything but can’t or won’t do anything for themselves, in their minds they are entitled its their right, must be because they were born. How can they go wrong now with the Labour Housing Secretary in blue. He’ll give them and the Labour Council’s everything they want as long as it destroys the Traditional Private House Sector. Pretending to be the Tenants Friend driving their Rents through the roof, he must think they are stupid. That divide and conquer lies is played out. He has made it far more expensive for Tenants and also made it much more costly to be a landlord not least licensing Schemes that he gave them extra permission for, taking millions directly out of the pockets of Private landlords, then trying to sell that as fairer renting, its delusional what does he take us for. What does he know about landlord & Tenant how many did he ever house.
From:
Michael Foley
01 January 2023 14:13 PM
Duncan, very true happy new year and the same goes for Bovis and every other Company. RIP all now even the fine house he Built for his son in West London has been sold on and now the residence of highest head of the Polish Community in the Country. You’ll remember their famous Company Sign, all the men pulling on the rope together, (same direction of course) unlike today.
From:
Michael Foley
01 January 2023 09:57 AM
Andy. I suspect the Breeze Blocks you refer to were just a figure of speech and were indeed Insulation Blocks which replaced them namely Thermolite or Celcon building Block’s. Good riddance to 2022 & Gove’s nonsense, a pity he didn’t stay stuck in the lift.
From:
Michael Foley
01 January 2023 00:55 AM
Andy. I agree if they were hot air systems they weren’t good, in the 1970’s I done the ground work, foundations and oversite up to DPC including all the interconnecting galvanised ducting of various sizes to every room a virtually complete job only floor vents & heat source required all cast insitu in concrete floor slab for some very expensive houses in Burwood Park, Weybridge Surrey, you are right not a good system but not end of the world could be abandoned and another system installed.
From:
Michael Foley
31 December 2022 20:53 PM
Andrew. I didn’t see you on the landlord honoured list for your contribution to affordable quality housing, putting a roof over people’s heads off your own back with your own labour & finance. Some people are so ungrateful. Happy New Year to all Landlords.
From:
Michael Foley
31 December 2022 11:47 AM
Making Mortgage’s available on those don’t make them fire proof, are they safe or not. I suppose if they were old properties they were safe before Cladding added, if new properties more difficult to rectify as probably part of the structure.
From:
Michael Foley
31 December 2022 11:00 AM
Andy. I agree nothing wrong with old houses including the Victorian I have some of those, timeless yellow stock brick laid with lime mortar and intricate detailing around windows beautiful now Regulators criticise them. I would be surprised if TaylorWoodrow build anything inferior. Frank was an actual Brickie and build his first 2 houses in Preston, Lancashire, which he sold to his workers. Anyway he became a major Construction Company doing massive projects including Stables Corner Concrete Flyover. Eventually the Housing arm teaming up with Wimpy (Taylor Wimpy) a well established house builder. Incidentally I worked on his wooden Grain Silos to house 1’000 acres of wheat in an old disused Church near Guildford, he would store it until after Xmas when the rush was gone and the price went up, anyway this bit is not relevant but they have built thousands of houses.
From:
Michael Foley
30 December 2022 19:32 PM
Lee. I agree landlords will not get the property back clean but I will suffer that as long as things are not broken, sometimes they are also wore, torn broken or missing. I have lost Washing Machine’s, Fridges, expensive curtains replaced with rubbish and Henry vacuum units. which is why the 10% wear and tear should have stayed, not silly Trbinals to add to time wasting administration.
From:
Michael Foley
30 December 2022 17:49 PM
It’s not unprecedented he has done same thing in Ealing Borough where labour has a majority of 59 out of 70, Liberal Democrats 5, Conservative 5. Previously Council had Mandatory HMO’s, Additional HMO’s and had sought Government permission for 3 extra Wards for Selective Licensing which they got for June’22. Roll on here’s comes the New Discredited Housing Secretary in Blue and gives them permission for remaining 12 Wards, making it Borough wide licensing for Private landlord that couldn’t be got before. He is using Labour Council’s to do his dirty work for him.
From:
Michael Foley
30 December 2022 10:28 AM
Why would it matter being named & Shamed by a Shameless Housing Secretary. Yes he can withhold funding from Housing Association’s, hmm! how does that improve the quality of the property ?. This is a kin to Licensing Schemes taking millions out of the Private Rented Sector in every Borough when the economy is in an awful state and the money should be used for improving the property instead. I would be in favour of the Licensing Schemes if the Council’s were paying for their own Administration, we have enough to pay for, so as it stands they are just leaches. Just like the Housing Secretary withholding funds on Housing Association's, (I am not singing their praises either). Then handing £14’000’000.00 to Council’s to attack more landlords and do further damage to Private Landlords. Shame on you.
From:
Michael Foley
30 December 2022 09:49 AM
Ok a letter of intent not a Contract but subject to Contact. A Contract should be between both Parties and binding on both not one like now. This unfairness has been a problem since 1988, if the Contacts applied to both parties Section 21 wouldn’t have been required in the first place. The AST was firm for the period signed up for whether it be 6 months minimum or a year or more up to 7. The requirement was to give 2 months notice to quit which was normal to serve S,20 at start of Contract, that was case for 20 years then they started meddling with it & couldn’t be served until the last 2 months and have been messing around with it ever since & introduced Periodic. It was right in the beginning everything was signed up at start straight away everyone knew where they stood, instead of chasing them around like a fool 2 months to go and not making themselves available. The Contract as said should apply to both Parties. The Tenants don’t need a Court to stay on, so why should a Landlord need one just because the other party decides the Contact don’t apply to them. Then at the end they leave or sign for a further period subject to everyone being happy, not running open ended Contracts people coming and going and swapping around bringing in extras overcrowding and not even asking you, its fine as long as it’s damaging landlords.
From:
Michael Foley
29 December 2022 22:12 PM
Yes they are all very concerned about the Tenants and must complain about everything and now an Ombudsman for them, It everything to attack and destroy us encouraged by Mr Rogue Gove. Who do we complain to, or who redresses us, where is our Ombudsman. It doesn’t matter about landlords how much stress we are caused, we don’t have the Rights of a dog. Ah Sure why should it matter about us we only gave years slaving to buy the property to provide the accommodation for others to walk in take over indefinitely, unless you are one of those recent honey manager landlords taking advantage of the System with their interest only 1% Mortgage’s. I love the way some landlords now think they can make their own rules, just write something into to suit.
From:
Michael Foley
29 December 2022 19:47 PM
Peter. Deposits a waste of time all Housing Deposits now a liability which is why I don’t take those, now the morons in the Housing Department’s wants an everlasting Deposit ?.
From:
Michael Foley
29 December 2022 09:55 AM
I have the pets issue now or should I say animals and other species, dare not say what. They move them without my permission so where do I go from here with Michael Gove it can only get worse, with my 2 hands tied tied behind my back. I suppose the usual answer is simple enough, fine the powerless landlord.
From:
Michael Foley
29 December 2022 09:50 AM
Jo. Sorry don’t agree ever on this one. All letting for most part are Assured Shorthold Tenancies which includes Section 21. Students are no different and I have every type there ever was including Students. As far as I am concerned there is no such thing as signing up a year or any other lengthy period in advance even if it were legal. How can I sign up a property to another party while legally occupied by others and even with existing S.21 it’s going to take months to get my property back. However even if I did this and signed to something I haven’t got how could I honour that Contract, could they sue me no thanks if its not available it’s not on offer.
From:
Michael Foley
29 December 2022 09:19 AM
Time for Gove to go, he’s not fit for the job. It’s total Discrimination the Bill is favouring the Big Developers putting up Multi- Storey’s Blocks to replace us. Their Blocks for Students are and are going to be exempt and will remain in effect Assured Shorthold Tenancies, we house most of the Students and are excluded, what ever happen to us all being equal under the Law. What a sham scrap The White Paper now and Keep Section 21. Obviously though if it’s Scrapped for Students it has to be Scrapped for everyone else to, otherwise we will all be Housing Students and will be accepting no other type of Tenants. Just Scrap the Stupid Bill, it’s done more damage in a year than all the good achieved in the last 40 years.
From:
Michael Foley
29 December 2022 08:08 AM
John my friend they have a Plan for that as well they are not going to miss out. So unlike Previous Schemes when you paid the full Application fee up front, some Councils now take 30% of the fee initially with the application and you wait for the license to be ready for issuing then pay the other 70% prior to receiving the license, maybe a year or more, you won’t get fined as long as you made the Application which is big of them but make no mistake you will be paying and in full.
From:
Michael Foley
28 December 2022 16:07 PM
The Article says Oxford is the only Council in the Country to have Licensing for all Private Rented Property. Where are they getting their information from, without even checking I know Ealing has Borough wide as well.
From:
Michael Foley
28 December 2022 13:41 PM
This is only part of the expense add another at least 3 time that to the cost of compliance, or did you think its just a matter of Applying for a license. So every Borough in the South East / Greater London has taken several millions (each) directly out of the pockets of Private Landlords, then have the cheek to Complain about them.
From:
Michael Foley
28 December 2022 11:25 AM
It’s a roaring Success for Oxford Council robbing the Private Rented Sector filling their pockets, it’s legalised robbery with no input whatsoever of their own well done keep the brain wash going. £480. X 10’000 = £4’800’000. or wait until September £1’100. X 10’000 = £11’000’000 What Planet are they on ? Where’s Robin Hood
From:
Michael Foley
28 December 2022 11:12 AM
Not just one part of the UK but wide spread, it would be great if we only had to fund the housing Sector, not the Pandemic, the work shy, the Single Parent Families, the Benefit queue and a war.
From:
Michael Foley
28 December 2022 08:56 AM
Tenants are welcome to the Big New Developers Mr Johnson mates. They will be paying far more for less stuck in a multi Storey block of Flats. Looks currently like 40% more to rent one of those check it out for yourself. Also no better if you want to buy, they’ll sell you a 2 bed Flat for £465’000.00, you’ll be paying the Mortgage which is £1400’00 per month also as I understand it you’ll £560.00 per month must be for what you are not buying and £120.00 per month Service charge. Oh I nearly forgot, didn’t I tell you, you are only getting a 25% share of the Flat, very good deal that’s you well sorted for next 30 years, (you also have the pleasure of paying all Freeholders transaction costs in the future). Got luck missing you already.
From:
Michael Foley
26 December 2022 13:38 PM
I Think we need Mr Mike Weatherly who fought hard for home owners rights to ban squatters from taking over your home. Looks like this nonsense with the Renter Reform Bill is introduced it again. Suppose you have to work in some other part of the Country or abroad and let your house for 6 or 12 months without AST and S.21 how will you recover it. will you have to justify yourself to the Tenants and go through all that Court lengthy procedures and forced to rent some where else for yourself
From:
Michael Foley
26 December 2022 12:30 PM
Without Section 21 why would anyone buy. Look at the damage done to Tenants already, rents gone mad in London. Hundreds of landlords driven out because of Renters Reform Bill and Scrapping Section 21 so pointless. When more Properties were available they were much cheaper and Tenants could move, now they are stuck there and nowhere to move to, and next move will be more expensive anyway. So now bringing in law entitling them to stay but they can’t move anyway. Worse for landlords too if he ends up with Tenants he don’t like he is stuck with them, so he is expected to live under duress. The Landlord needs control of his property full Stop. Theresa May obviously didn’t know the Industry or the damage and homelessness she would cause when proposing this in 2019 and reaffirmed by Johnson who had an alternative motive, all this by a conservative Government that landlords depended their lives on. Removal of S.21 is getting close to S.22.
From:
Michael Foley
26 December 2022 09:13 AM
HAPPY CHRISTMAS TO MR MICHAEL GOVE AND ALL ROGUE REGULATORS EVERYWHERE.
From:
Michael Foley
25 December 2022 08:03 AM
It’s the very first Christmas ever in 42 / 43 years that I haven’t visited all my Tenants with presents, that should give you a good indication the depth of frustration.
From:
Michael Foley
24 December 2022 11:27 AM
Andrew, same as that in many cases and in one it stayed the same for 20 years even though I was hit with ever mounting costs not least Mandatory Licensing Schemes and Compliance work costing thousands. At the beginning I had 6 weeks Deposit that I no longer have, having been taking away by Shelter in 2007 and replaced by a ponzi liability Scheme. Incidentally the HMO License has been renewed 3 times and coming due again with all the Certification Certificates required again, the Application Fees alone have gone from £650. to £1500. Then try to blame us for the housing crisis they created.
From:
Michael Foley
24 December 2022 11:13 AM
Grumpy, I agree with a lot of what you say but not much house building here just loads of un-affordable Flats as Paul Shamplina reported and my findings as well a Studio £1500.pm and a one bed Flat £2’195. pm what use is building those or will they expect the tax payers to subsidise the Rent again. We are giving them houses for that kind of Rent and they can’t wait to get rid of us by every means possible.
From:
Michael Foley
23 December 2022 21:30 PM
Mario, my friend it’s not complex at all, it’s as simple as A’B’C they are taking away control of our property, bought and owned by us.
From:
Michael Foley
23 December 2022 17:14 PM
So we have 38 degrees. Acorn, Mr James Brokenshire with 50k signatures to Scrap Section 21 although I think it’s taken them 4 years to get to that, so we can’t get there over night and much to late. I didn’t bother to mention Shelter, Generation Rent not least Alicia a Director, all chipping away at us not forgetting the Government & Council’s in collusion to destroy us. Who have we got to protect us it’s Disgraceful behaviour then some wants to accuse us of Discrimination, they should take a look in the mirror. So they have Petition to ask Tenants do they want to take over the Landlords Property for ever and they said yes imagine that, what did you think they would say. Do me a favour what are you taking us for.
From:
Michael Foley
23 December 2022 17:04 PM
What’s missing here is the Petition to retain Section 21. What does it matter about Section 24 if Section 21 is gone no point in being a landlord, if you own a Property that 38 degrees, Acorn & housing Secretary Mr James Brokenshire controls, its a nonsense it’s not Their Properly. I have contacted RNLA on 2 occasions about service all Current Tenants Section 21 but they are fudging the issue and not given me clear guidance and I having been 16 years. Some of my Tenants have been with me for years on cheap Rents and I shouldn’t be put in this untenable position by outsiders imposing their will on me. I am £100k below Market Rents.
From:
Michael Foley
23 December 2022 16:39 PM
I see 4 reasons full landlords getting out (1) Retiring but as Andrew says not many like to do this, it’s our passion if you like. (2) Licensing Schemes not worth the expense, hassle and Criminalised just for providing Accommodation. (3) THE WHITE PAPER and Removal of AST’s and Section 21 the very foundation of all private lettings. (4) Property Managers and Investors, hardly proper Landlords but in many cases had acquired most properties. Very simple model really had been buying the property with virtually no input, ok put down only 5% borrowed the rest on interest only Mortgage’s no worry about ever paying it back that didn’t matter until now. Borrow the money for 1 or 2% sometimes even less than 1%. I knew a guy that was costing the Bank money in other words they were paying him to have the loan. Let it out for Market Rent and pocket the big difference between that and the very small repayments. Hardly rocket science is it even I know that without ever to College or University. Then do it again & again one guy owned 300 properties and able to claim all costs and interest relief completely tax efficient. I call it the unacceptable face of Capitalism’s but really it was nonsense Regulators. Then Section 24 put the wind up them loosing a chunk of their profit to tax, unfortunately it hit others that were playing fair. Then the next big wallop put caused many to sell quickly the interest rate rises no sustainable for this model anymore, coming off a low fix and going to fix of 6%. Of Course they made the money when there was no regulation’s to Comply with.
From:
Michael Foley
23 December 2022 10:38 AM
What is Section 28 ?.
From:
Michael Foley
23 December 2022 08:04 AM
Very good the Tenants should report the mould and mildew they caused to the Council, to have the landlords fined. They are making a mockery out of the British Justice System.
From:
Michael Foley
23 December 2022 07:12 AM
Geraldine my friend no one attacking you at all, you said you believe in free speech. We are adults not a school playground you say one thing then Its my turn next and so it goes on bickering but we are above all that point scoring creating issues, we have enough problems without picking on each other, not necessary to to keep on. By the way well done for selling some you seen the light.
From:
Michael Foley
22 December 2022 22:12 PM
Geraldine my friend. Yes of Course exactly a Manager. If we were all Managers there would be no Landlords. I know where the Business would be without any hands on Landlords and Rents would shoot through the roof, everything sublet only Landlords give free time, sub Contractors do not. Anyway it makes a break from inventing racism. You have been a very successful Manager well done.
From:
Michael Foley
22 December 2022 21:47 PM
Geraldine well done can you educate Mr Michael Gove before he brings the Country to its knees with his unfairer Renting Proposal and removing Section 21 the very foundation of all Private lettings. Or are you in the other Tory Camp, of John Lewis , Lloyds Bank. Barclay Bank, GA, M &S, Avivia, Stigma etc to drive us out for them to take over our Business, when were they even involved in letting. Its great to have a Masters in Information Technology congratulations you won’t have any problem filling a tax form or being a Digital Academic manager, but with the greatest respect not a hope of being a landlord. Best wishes
From:
Michael Foley
22 December 2022 20:50 PM
Andrew sounds like you have a great team well done. Difficult and expensive in London but not surprising with so many Regulations, can be £15.00 pd Congestion Charge, can be also £12.50 ULEZ plus £6.00 ph for parking for diesel vehicles which most builders vans are, limited hours and have to move try do a job under those conditions that the hopeless money grabbing Mayor we have. Then the traffic to get from one job to the next thanks to Mayor traffic creating Schemes, blocking off Roads and making duel carriage cycle Lanes out of others, can you imagine the trades man coming on a bike stupid nonsense. So they have to Charge to make a wage and don’t have £20 / £30k in their back pocket for an Electric one. Many Plasters that I came across in my time were mostly Alcoholics if I am allowed to say that, it must be something in the stuff.
From:
Michael Foley
22 December 2022 20:22 PM
It’s easy to be a racist now just ask where they are from. I was often asked that. Let’s not loose sight of our Business being destroyed by Statute, we are all in this together, all Creeds, Nationality and Culture’s.
From:
Michael Foley
22 December 2022 19:35 PM
You would need Wynns or Pickford’s to move them out, god help the next place but we are supposed to work with them in-situ. About the new licensing Schemes some just said well we’ll have to apply for a license that’s all, so naive they can’t apply without having fire doors & possibly jambs installed, fire hinges, door closers, locks with thump screws (not key operated from inside), hard wired inter-linked fire alarms, emergency lighting, Certificates for alarms & lighting (annual), gas certificate and service annual, Energy Performance Certificate to required level, windows restrictors, fire proof loft hatch to specification, fire proof stair soffits and hand rail spindles, possibly extra toilet and showering facilities, possibly additional cooking facilities or reduced your number of occupants. That will do for a start so it’s just a matter of apply at pay a fee is it ?, dream on and most Compliance keep recurring annually. I wonder what’s causing Homelessness, comply with all this and freeze the Rents, what School of Economics did they go to.
From:
Michael Foley
22 December 2022 13:51 PM
Tricia I agree lofts are full, full full even though they were told not for storage. Also every part of the house is full and the longer they are there the fuller it is / has accumulated. How are we to do maintenance or keep the property up to date especially now with Mr Michael Gove’s WHITE PAPER where the Tenants are to be permanent installed, how can some clueless person like this be put in charge of us ?.
From:
Michael Foley
22 December 2022 12:46 PM
That’s easy no need for analysis, buy anyway outside London where rents are very similar but the properties are half the price of London and a fraction of the Regulation’s.
From:
Michael Foley
22 December 2022 12:11 PM
Baroness is so smart why doesn’t she & Shelter house them with their Charity Status indeed. My Rents haven’t gone up in years while being loaded with costs & Compliance. I have been accused of being a Charity landlord but unlike the other meddling Charity I pay 40% tax on residue, never any mention of the billions landlords pay, anyone would think we were free loaders.
From:
Michael Foley
21 December 2022 07:46 AM
Virtually all drive through McD’s customers driving away this morning with nothing, Card terminals not working. I got a breakfast roll I had a fiver, good old Technology!
From:
Michael Foley
20 December 2022 11:58 AM
Someone reported a leak didn’t recognise name or number and gave no address. going around on wild goose chase to no avail this morning.
From:
Michael Foley
20 December 2022 11:53 AM
Maybe trying to drum up support, get extra involved hoping someone will switch, everyone seems have their own agenda. As for Regular landlords the 10% inflation is the tip of the iceberg. Ealing has Borough wide Licensing Schemes starting on 3rd of January costing millions to privacy landlords. How about deferring this for 2 more years given the state of the Economy putting extra strain on Renting.
From:
Michael Foley
20 December 2022 08:58 AM
Jackie, that probably suits you with your Digital Administrative background. We are landlords that are not ofay with any of this crap although I was registered for VAT for 20 years at done the quarterly returns by pen myself before Computers. I hope they don’t bring it in and if they do make it a fiver.
From:
Michael Foley
19 December 2022 17:34 PM
I think it was Simon that hit the nail on the head when he referred to Mortgage increases. When this Un-Fairer Renters Bill was being dreamt up people had loans for 1% even .5%, I knew a guy that was costing the Bank money so they were paying him to have the loan. The Renter Reform Bill was hatched on the back this nonsense to hit the gravey train. Now too late the gravy train has hit the buffers. So the landlords coming off a very low fixed rate now hit with probably 6% some haven’t a hope of paying their commitments. Time to call off the Wolves Mr Michael Gove and scrap this Stupid Bill you have done more than enough damage.
From:
Michael Foley
19 December 2022 13:48 PM
So Lib-Dem another waste of time talking through their hat, is there not any business people in government or know how a viable business works.
From:
Michael Foley
19 December 2022 09:43 AM
Happy New year to Renters your Rents are now un- affordable thanks to Mr Michael Gove and his WHITE PAPER he must really hate you.
From:
Michael Foley
19 December 2022 08:18 AM
Boycott AirBnB you morons that you created with Section 24, why not deal with the cause that caused owners to switch. Ah so you are also scratching around to levy more tax hikes and c/tax to grab even more money from property owners and their customers. The Country must be in an awful state is there no other way of raising a few bob.
From:
Michael Foley
19 December 2022 08:10 AM
None of my properties have any mould or damp 100% and actually I have 6 EPC’s ‘ C’ rated. Un-Fairer Renting Laws to be introduced in 2023 who would ever thought it was even Possible.
From:
Michael Foley
19 December 2022 07:54 AM
Alacia is right Homes are critical to our Health at Wellbeing. So Stop driving out Private Landlords its obviously far worse to have no home. So Campaign group says 56% have an EPC from D to G very good so they included D which is obviously better than E ,F or G. Why didn’t they include C and they would get a higher figure percentage to suit their purpose.
From:
Michael Foley
19 December 2022 07:41 AM
Edwin my friend I can’t see how selling my house tax free would help as I wouldn’t spend it anyway or what would I spend it on, you can’t give it away and ultimately it will be taxed anyhow. Maybe put some property in a trust for family members but c/gains taxed payable on way-in, so it’s out of your Estate you think, you can have no more to do with it or receive any income from it. However if you die with-in 3 years that tax is washed away and lost and the whole thing comes back into your Estate for Inheritance tax purposes @ 40% so that was a waste of time plus someone will have to be paid to manage the trust. Giving your property away and live 7 years is bad joke, just watch them making a mess and you have to live full 7 or not much good. There is no difference between money & property in your Estate for Inheritance tax purposes so the money you got for your house is taxed the same where is the gain. I am sure someone will correct me. Do know why rich people want more & more no one can tell the bones of the man why wore the ragged jacket.
From:
Michael Foley
18 December 2022 21:59 PM
John Lewis to build Initially 10’000. Flats on or over their Waitrose Super markets, in West Ealing, Bromley & Reading with a view to expanding to 50’000, Flats & have secured £500’000’000, from the City. New comer EQT & Sigma Capital group have secured £285’000’000. Lloyds Bank, owner of Halifax & Bank of Scotland, to convert Banks have a £1 b. fund. Barclay have a £1b fund for new homes and former Banks conversion. Avivia, moving out 900 Office staff to convert Office to Flats. M&S to build 10 Storey block on their Hammering Shop. Legal & General have a £2b, housing fund the call it levelling up, just a sample and none of them were involved in Residential letting before, they were recently build to sell with favourable Schemes to rope in first time buyers. However if they can’t sell they will corner the rental market. So you still think all this is nothing to do with crucifying Private Landlords by full scale attack by several means, how does any of this help the homeless or make housing affordable.
From:
Michael Foley
18 December 2022 20:07 PM
Andrew. We are being treated with contempt and everyone’s mug, do we need it we know what they are doing getting rid of us for the Big g Boys to take over and they have deliberately made a total mess already. The build 2 rent are not affordable up to double our rents and given priority and every advantage over us.
From:
Michael Foley
18 December 2022 19:11 PM
Tricia, you are right perhaps its time to pack up and let the people who are able to fill a tax return take over. What do they know about housing maybe the next time you want your car serviced don’t bother with the garage, get one of those guys. Incidentally it doesn’t matter a hoot to me whether I am a landlord or not.
From:
Michael Foley
18 December 2022 18:49 PM
Maybe our learned friend, Peter might grace us with some answers, if he’s not too fed-up with us. Sorry Peter.
From:
Michael Foley
18 December 2022 13:38 PM
Mario Mario, thank you but I am really looking for answers to my questions.
From:
Michael Foley
18 December 2022 10:58 AM
So many people talk about transferring their letting properties to a limited Company but never go into details. Are there penalties, costs, c/gains, stamp duty to pay on transfer. So then it belongs to the Company can you ever get it back. When naughty Council takes a whim and gives you a big fine your Company gets another/ double bubble.
From:
Michael Foley
18 December 2022 09:45 AM
Ellie dearest that’s a different one you are missing something. Must say Mould Inhibitor on the tin. The one you are looking at says say stain resistant.
From:
Michael Foley
17 December 2022 16:14 PM
Ellie, Very good and use it on the wall you are going to paint as well / Thompson white breathable water proof paint especially if you have solid external Walls (no cavity). Then Crown Clean Extreme Mould Inhibiting Scrubbable Matt (internet paint shed) it will last and wash it all you want it will come up like new, £65.for 5 litres, limited colours keep it standard you are a landlord like white or Magnolia probably otherwise mixing causes problems.
From:
Michael Foley
17 December 2022 13:42 PM
Andrew, you never said a truer word, I have a relatively modern Detached house never any mould or damp since built over 40 years ago, until a particular Tenants came and blacked his room completely in 6 months, on first floor not any other room had it. When he left I redone the room and never any since either. Why should they bother fine the landlord. A no fault penalty.
From:
Michael Foley
17 December 2022 10:55 AM
Yes a bag of chips was 6d but some places would give you a small one for 4d. A pint was £0- 2s (10p) in Driscoll’s on the old Dock Road in Liverpool. A pint was 2s -4d in the Great Northern in Boston Lincolnshire & 2s-6d in the Railway Tavern, they moaned about the 2d, so they could have a gallon for a pound, but I didn’t drink 🍺.
From:
Michael Foley
16 December 2022 17:27 PM
Andy my friend I don’t know about me do well but my Tenants certainly are having rents well below Market value. What ever I have it no thanks to anyone else and not all got from PRS either. I have a construction background and well before Computers were invented. I was involved in every aspect building construction & Civil engineering. I was a Site foreman in command of a group of 54, but also entrusted to undertake all the setting out, pegs, profiles, levels, brass plates with reference to ordinance survey maps & datums. So don’t go putting Digital Academics in my class they wouldn’t hold a candle to me. What they have done is taken everything we had done and put it into digital format and hey presto they think they are geniuses and we are stupid. They know everything and can do nothing, which is what wrong with the economy. Everyone wants the fee money (money for nothing) like Councils, government, regulators, so called professionals it’s endless none of them generating / earning new money. So I can and have built a house or more without the need for help from anyone, whether it be excavation, drainage, concreting, brick work, first fix, roofing any span and without RSC, second fix, electric's, plumbing, plastering, kitchens, bathrooms , tiling, flooring, carpets, painting turn the key in the door and we are supposed to bow to digital academics who can’t do nothing about housing and gave10 years in further education to learn it, now we won’t be allowed to be landlords, give me break. Try starting them off on equivalent to £17. pw to pay for their digs live & save.
From:
Michael Foley
16 December 2022 16:30 PM
Robert that’s the way more or less here to as I understand it. The £12500. Personal allowance is wiped out for high tax payers which I think causes us to pay 62% between 100k & 127k now I hear it’s 45% after that, so probably 20% on the first £37.5k then 40% between that at 100k. I believe it wrong to take away our personal allowance everyone should get that, aren’t we pay to s of tax after that. Does Mr Michael Gove not understand the tax he has lost by getting of Private landlords the cash cows that milks Summer & Winter.
From:
Michael Foley
16 December 2022 12:24 PM
Sorry about the typo’s this little HE phone likes to change things. Anyway you are just talking about Accounts, what about all the other much bigger Administration and Compliance work bestowed on us at our own costs, to burden us into ground, Do you want me the make a list.
From:
Michael Foley
16 December 2022 11:54 AM
Peter, you are right exactly my point you are singing from the same hem sheet as the Government driving out traditional landlords. I’ll put it to you being Computer literate does not make you a responsible either. I have read if as a landlord you are not Computer literate you won’t be allowed to be a landlord, check new HMO licensing rules some cheek. So no requirement to know anything about being a landlord or capable of doing anything with a house to be a landlord, as long as your okay with the Digital aspects, down load the App’ and ask Mrs Google’s you’ll be grand. Yes Peter my friend £5k is an outrageous amount but that’s the way its been, now getting much worse with Technology making us incapable of doing anything it called progress. not. The so called professionals milking us, Solicitors charging £350. ph + VAT for the simplest of things but don’t ring them that’s £16. minimum + £6.pm extra minutes. The professionals are the problem. I remember when I had nothing worthing for Febrrshash in Shepards Hill in Highgate for £17.00 pew week top line for 6 days, oh yes we got off at 4.00 o’clock on Saturday. Now I am expected to be a Digital Academic as well or can’t be a landlord but its ok to pay professionals hundreds of £’s an hour. Congratulations.
From:
Michael Foley
16 December 2022 11:40 AM
Peter, my friend I can’t do any of that stuff and it costs me over £5k incl’ the VAT just to have the returns submit even though all the paper work is done prior by me or it couldn’t be submitted. Its now clear to me they don’t want landlords anymore just Digital Academics who can press buttons and pretend to be landlords just down loads the Apps’ and you’ll be grand. They are not landlords at all what could they do with a property apart from nothing, just another layer of administration quangos who have muscled on in recent years making it their own.
From:
Michael Foley
16 December 2022 10:37 AM
I have bought at Auctions in the past to as far back as 1973 it was a good way to buy but in recent years I have lost interest with digital on line buying, it was good to see who was bidding against you, get to know the opposition usually regulars and gauge when they were bluffing .
From:
Michael Foley
16 December 2022 08:51 AM
Stay Renting they said forgot to mention they have made your Renting unaffordable by a Mammoth of Regulation and tax grabs. Shared ownership they are also suggesting they must really hate you, you wouldn’t wish it on your worst enemy, what a con goodness me they must think you haven’t the IQ of a hen.
From:
Michael Foley
16 December 2022 08:39 AM
They destroy us with the Renters Reform Bill driving us to extinction they wants our help. An incentive of £250. or an insult some zeros missing here. A nice incentive they are giving landlords to get a HMO license give them £1’500. Application Fee to sit on their bum do nothing just watch and give you a £30’000. penalty if you didn’t get one. No mention of the thousands of Compliance costs just freeze the Rents, What kind of School of Economics did they go to.
From:
Michael Foley
16 December 2022 08:17 AM
You can bring a horse to the water but you can’t make him drink, it should be delayed give us a chance to die in peace.
From:
Michael Foley
16 December 2022 07:59 AM
This cursed phone likes to change what I say. What another .5% rate rise that should help drive up inflation.
From:
Michael Foley
15 December 2022 12:38 PM
Alison I wouldn’t I like to see any Human being proper homeless, you wouldn’t leave an Animal outside this Weather, at the say time I don’t like to see so many cheating the system.
From:
Michael Foley
15 December 2022 12:32 PM
Don’t know they are a law all to themselves when did they ever loose a Court or Tribunal case, any landlord going there must have a death wish.
From:
Michael Foley
15 December 2022 10:47 AM
Nick my friend they can do whatever they like with us, we are powerless.
From:
Michael Foley
15 December 2022 10:37 AM
Well it’s something anyway but so late when hundreds of thousands of landlords have already been forced up. Why were those outrageous Policy’s not high lighted at there conception stage and have to wait until everything is go through to find out.
From:
Michael Foley
15 December 2022 10:20 AM
Not only homeless but workless and contribute less. I had a Housing Association rent an identical adjacent Terrace House next to one of mine, on a 10 year an Assured Tenancy. I was restricted to 5 occupants and required to have a HMO License and do thousands of pounds compliance work even though it was only 2 Storey. I served S.21 and told the Council I would rather sell they informed if I tried to sell they would block the sale and take control of the Property, imagine that the trouble was caused by one of my non paying non working Tenant’s running to Council at every whim. The house next door did not need a HMO license or required to do any work even though it was falling apart and up to 14 people living there having taken in their friends all for free. I did do the work got the HMO license and sold it immediately good riddance to it after 30 years. The buyers ripped it apart made it into Flats illegally and were served enforcement Notice had to put it back into a house, what can I say.
From:
Michael Foley
15 December 2022 09:48 AM
We have our very own red Mr John McDonnell Housing Secretary in disguise as Mr Michael Gove who has done so much damage, suffering and caused endless homelessness Shame on you.
From:
Michael Foley
15 December 2022 08:41 AM
Nick, no point in worrying about Mr John Mc Donnell we have our very own Scouse in the form of Mr Michael Gove the labour Housing Secretary in blue, with Portfolio for levelling Private Housing Sector to the ground.
From:
Michael Foley
14 December 2022 21:36 PM
Not in trouble if you are a new comer never done it before like a Retail Shop owner who has secured £500’000’000 funding from the City to mussel in on our business. Policy’s are wrong like rent freeze in Scotland for existing Tenants if this is the case so the landlord who were always charging dollar are laughing all the way to the Bank. The LL’s with very reasonable rents that haven’t put them up in years are Penalised and stuck to the ground. While landlords not locked-in starting a new Tenancy can charge Market Rent, shall we call it 30/40% more, this could be 2 identical adjacent properties, now with 2 very different incomes by law ?. The economy is getting into a dreadful state not helped with stupid Policy’s. I don’t know who is doing the most damage is it Mickey Lynch or Mickey Gove.
From:
Michael Foley
14 December 2022 07:18 AM
They are not at risk of Eviction if you stop attacking Landlords, yes if THE WHITE PAPER continues and scrap Section 21 why would we not want to Evict. We have done more for Tenants than any Charity and never appreciated, I think I’ll keep my £29.07.
From:
Michael Foley
13 December 2022 08:04 AM
We hardly needed research to tell us something that we know for years and years, anyway it’s good of them to raise to issue. The solution to all this is to retain and strengthen Section 21, there should be no need for the landlord to go to Court to get his property back, they don’t need a Court Order to move-in, let them have 4 months notice or whatever. SCRAP THE WHITE PAPER. AST must be retained the idea of indefinite Tenancies is a non starter, do you really think landlords are going to invest or continue under this belligerents, have you still not noticed the mass exodus of Private landlords or are you too caught up in the rush to have us replaced by skyscraper Flat land, one of those alone have raised £500’000’000. backing from the City, so you think we don’t know what’s happening cut to flannel. I’ll reserve my comment on Anti- Social Behaviour till later I have things to deal with.
From:
Michael Foley
13 December 2022 07:09 AM
Well they said we were in the dark, maybe the leci went out.
From:
Michael Foley
12 December 2022 23:11 PM
I am very concerned about landlord Insurance Policy's or whether they will hold water in the event of a claim, or too many exclusion to be cost effective or effective. Whether Mr Michael Gove is invalidating the lot and also conflicting with Government requirements. Government says you must take all comers and not Discriminate against working, no working, Benefit Claimants etc, but the Policy’s always Discriminate and wants to know specific type of person that will occupy the property that’s not possible for landlords to know as Tenants constantly changes their way of life completely outside our control. The Insurance Company also want to know that is an AST’ a Condition of the Policy. So many exclusions £1’000. Subsidence, £1’000. Malicious damage by Tenants or Guests, £250.00 any Claim, yet £750. pa premium to Cover £500k Building with the added benefit possibly to temporarily house your Tenants if worst happened, but I suspect they are not going to be housed for free, I’ll pass on that one but in any case I think Insurance’s are too high, don’t forget the 12% premium tax included or if the Policy’s are valid.
From:
Michael Foley
12 December 2022 20:43 PM
Jo, well said, I gave 2 hours listening an on line Council Training Course other night that Landlords are supposed to do to be able to be a landlord. I didn’t learn anything only ended up in total confusion and don’t understand anything about letting any more. Unbelievable it takes 42 years to become this incompetent with those Morons pulling the string’s. With all those tax and Legislative changes it certainly creating homelessnesses while reducing stock. They are not encouraging Private LL’s to houses anyone but the opposite,
From:
Michael Foley
12 December 2022 15:37 PM
John, my friend there is a sensible way to get on first broken rung of the ladder. It called save and practice self-denial. I won’t bother with the list it too long.
From:
Michael Foley
12 December 2022 13:10 PM
Nick, you seem to be a very reasonable landlord. Check out Landlord Zone / Paul Shamplina of Landlord Action who visited New Builds in Wembley to take a view on this. His blog on this says a Studio is £1’500.00 per month + Bills and a one bed Flat is £2’195.00 pm. Which is true and I have seen similar Rents in other New Development as well. I have a 4 bed Semi Detached modernised house, parking for 2 cars and a 30m garden currently rented fo £1’500. pm. This Property is on the same Road as this Development about 5 minutes walk away, so mine is also 5 minutes nearer Tube Station as well being 5 minutes other way. What ever they are Building is certainly not competitive and unlikely to pass any affordable-ability check, in fact couldn’t be more unaffordable so why is Clown Gove driving us out.
From:
Michael Foley
12 December 2022 12:47 PM
Richard, my friend don’t mistake inflation for Property Value so it hasn’t increased the way portray it and we are being taxed on inflation. Incidentally I read John Lewis has secured £500’000’000 funds from City investor’s, do Landlords still not believe we are being targeted and driven out for the Big Boys to take over. When were they ever involved in Residential Property and Letting apart from never. Their Retail Business has hit the rocks so take over ours and Government is using legislation to Bankrupt us out of the way of Course there are plenty of other players moving in as well. Just avoid their expensive over priced Shops and Supermarkets to give them a miserable Christmas they deserve it, give their shareholders something to think about.
From:
Michael Foley
12 December 2022 09:00 AM
Laura, no point in spending money improving the insulation of your property for to keep warm the Tenants of the Street that you don’t know from Adam to take Control of your Property.
From:
Michael Foley
12 December 2022 07:45 AM
They say 78% of landlords have now heard of EPC’s what utter rubbish I am sure 100% of landlord know not 78% of general public but LL’s with a vested interest. Why would landlords care or worry about EPC’s. When they have far bigger worries like being driven out of business by Mr Michael Gove and his Stupid White Paper which includes Scrapping Section 21 and in effect not own the Property anymore with your rights and control lost. Why does he think hundreds of thousands of landlords have got out and tens of thousands more switched to AirBnB. Then have the Cheek to complain about homelessness that he has Created. Shame on you, you are a disgrace and should be Sacked again. Licensing is the other big issue bigger than EPC’s this roller coaster Tsunami is gathering pace at an alarming rate driving up costs of Housing and Renting at the worst possible time when people are struggling to live not alone to go attacking the very Roof over their Heads, Landlords & Regulators waki / waki time to wake up.
From:
Michael Foley
12 December 2022 07:18 AM
That’ll the neighbours next door who are vulnerable.
From:
Michael Foley
10 December 2022 13:13 PM
William, my friend how on Earth are we supposed to de-syphon that lot. We are landlords who provide property for Letting, if the powers that be are this convoluted no hope of them understanding the PRS, or communication with landlords, no wonder we are in a mess it must be the same people that’s writing the Regulation’s for LL’s probably in Mr Gove’s Office
From:
Michael Foley
10 December 2022 13:09 PM
Private landlords should never rent to Housing Associations if they are proper Housing Association’s they should supply their own property they are given plenty of Government help it’s collusion and they at taking over as well with our help. Private Landlords if you want someone to manage your property use an Estate Agent. We are vulnerable Landlords.
From:
Michael Foley
10 December 2022 10:36 AM
Andrew, regardless of what they do they will meet no opposition for sure. What they have done thus far is outrageous and destroy Private landlords. Where is the opposite who is representing us, apart from no one. We should have a Union or landlord body to represent us. We are Portfolio Landlords without a single right. We are taken advantaged of, bullied, victimised, discriminated against, taxed, legislations and our Business plundered but like sheep to be slaughtered not a murmur out of us. So don’t think it’s going to be any different going forward, only a couple of dozen of us on this platform saying our piece. Mr Gove the Labour Housing Secretary wearing Blue is hardly going to take a blind bit of notice of us, they’ll do want ever they like with us.
From:
Michael Foley
10 December 2022 10:17 AM
I have only 5% of Deposits that I used to have before this corrupt scheme and the only reason I have any is because the Tenants wanted me to have it, they were scared I wanted to get rid of them knowing my rents are 30% below Market value and wouldn’t be able to find alternative accommodation for my reasonable rents.
From:
Michael Foley
09 December 2022 16:20 PM
The Deposit Scheme is a scam brought in on a pack of lies by Shelter in 2007 when they alleged up to 45% of Deposits where withheld by landlords, it later transpired at that time less than 2% went to Deposit Resolution. This is unsafe legislation and should be scrapped. It’s a farce not a law why should any LL be required to give them back the Deposit plus another 3 Deposits that he never got its disgraceful behaviour by Authorities. This is not justice but making a mockery of the law.
From:
Michael Foley
09 December 2022 16:10 PM
Edwin, you are right about Greenfell. I was listening to the radio that night before 11.45 pm, everyone told to stay inside and lock the doors. Then at 3.00 o’clock when the fire was raging the message changed come out now if you can. The natural instinct for anyone when there is a fire would be to get to hell out of there. 72 dead RIP they should have been all gaoled clowns in charge of us.
From:
Michael Foley
09 December 2022 10:57 AM
Stephanie my friend you don’t know what you are talking about, if you get hit with a £30k fine for sweet f a you’ll know what this game is. I have been serving this life sentence since the introduction of licensing in 2006. The thousands of man hours of work created and lost at my expense, the huge administration, the thousands of pounds in license fees, the thousands of sheets of paper forms of compliance and certificated. The endless week ends and nights sacrificed for years, the hundreds of thousands paid in tax, for providing quality affordable housing, without any Public funding. Stephanie you are correct we deserve extra punishment for being Private Landlords such mugs and everyone’s cash cow.
From:
Michael Foley
09 December 2022 10:43 AM
Michael my friend the definition of a Rogue Landlord now is one who provides quality affordable housing to all comers (a moron).
From:
Michael Foley
09 December 2022 08:45 AM
The shortage was caused by the Authorities and continuing with Borough wide Licensing Schemes at huge costs to Private landlords couples with a mammoth of other costs and requirements. They got the timing wrong they wanted our business for the build 2 rent mob but not enough of the buildings are ready yet. We have a labour government in Ealing with 59 seats out of 69 scatter the 10 among other, their mate the Conservative housing Minister might as well be labour it was he gave them permission to add 15 extra wards to the 3 they had to make it Borough wide. Surely increasing costs on landlords is not helping Tenants, some say increase rent that’s only a possible option for a minority of professional well healed Tenants, for the majority who are up against it and struggling, you can’t get blood out of a stone. They don’t care about the homeless or wouldn’t have gone down this path getting rid of hundreds of thousands of LL’s and hell bent on continuing with the WHITE PAPER & Removing S.21.
From:
Michael Foley
09 December 2022 08:33 AM
George my friend why not ban the deliberate causes of the switch, Section 24, Section 21. We are being Regulated / Taxes / Licensed and Penalised out of existence if you are not a London landlord it probably didn’t hit home yet.
From:
Michael Foley
09 December 2022 03:43 AM
Why should the owner have to justify himself to the Tenants why he wants his property back. He didn’t have to justify himself to them when he bought his property or get any financial help from them or anyone else. They are all very smart coming up with ideas for the owners of the property should be doing, where were they when the owner had a 20year loan around his neck sink or swim. Go and buy your own you leaches you won’t of course far better being a Cuckoo. Removing S.21 caused 260’000 landlords to quit, if it had been retained they would be still be in the Market putting roofs over peoples heads
From:
Michael Foley
08 December 2022 18:35 PM
Now we have Upad saying good news for landlords fairer renting. Have they taken leave of their senses or being to the pub or think we are seven years of age, we know what they are doing. Upad above all people whom I have been a great fan of and had dealings with them in the past. They also refers to Shelters claim that 5’940 were threatened with homelessness in England as a result of Section 21 evictions between April and June this year. They couldn’t Tell a Bigger Bare Faced Lie, if they were threatened with eviction it’s because of the threat of loosing Section 21. Lies are the Order of the day.
From:
Michael Foley
08 December 2022 18:08 PM
Simon. Hold on not the time for panic buying been there seen that done it all. Tell them to wait a year it’s not a long time when they are making such a big commitment, keep saving. The worst time to buy is at start of a Recession, nothing more distressing than watch your purchase drop in value after you bought it.
From:
Michael Foley
08 December 2022 08:30 AM
George, put EPC on the back burner many landlords will have been driven to extinction long before that even next year. The Conservative housing Secretary Michael Gove is backing the current labour Council’s to get rid of Private landlords and given special permission to some Borough’s to have Borough wide licensing schemes costing millions to private LL’s in the middle of winter adding to more homelessness not to mention the Recession and housing Market in free fall. This is apart from the forthcoming THE WHITE PAPER and abolishing of Section 21. This includes scrapping fixed term Tenancies / end of AST and removal of your Freehold ownership rights in other words confiscation of your let Property. The Private Rented Sector is a cash Cow for useless inept Council’s who couldn’t even sweep a leaf, still they at oblivious that they have sucked the life blood out of the Cow. Did someone say we have homelessness in this Country and created by Statute surely not.
From:
Michael Foley
08 December 2022 07:24 AM
Andrew, that’s my take on it as well at least 10 years younger getting married. Many were already pregnant as they didn’t have so many contraception options or termination I suppose. Housing was cheaper and so was renting. They didn’t have stupid Computers / internet Contracts to waste money on and destroy their lives, or have their personal lives controlled by the State. They didn’t have sky sports or mobile phone to waste they money on every month. Housing wasn’t burdened with rules and Regulations costing thousands making renting unaffordable. There was no licensing Schemes to robbing landlords of millions of £’s in every London Borough. There was hardly any single parents everyone knew what sex they were and who fathered the Child, very little State Benefit or no universal credit or housing allowance as I remember it. There was no 3% surcharge SD preventing your landlord from offering you affordable rents but the same for everyone about 2.5%.SD. There was no stupid buy 2 let Mortgage’s they were for people to buy their own home and had MIRAS, but proper Commercial Bank loans for second homes usually 8% for landlords. So in 40 / 50 years what have we achieved ?. People were far happier back then and Socialised with their neighbours, all this Government invented Stress wasn’t there, now you can live 20 years in your house and not know the neighbours either side of you and not be afraid to ask each other where you were from without being offended or classed as a racist it was normal conversation very sad really. So yes getting married much later or Partner hopping and the State rears your Children leading to a more broken community.
From:
Michael Foley
08 December 2022 01:27 AM
They don’t care about the homeless this is doing more damage. All they want is unearned income for themselves just like the useless Mayor.
From:
Michael Foley
07 December 2022 20:12 PM
Andy Marshall well done you made the right decision. They are determined to smash PRS by every means possible. Forget EPC Regulation’s that now pails into insignificance with the Attack by Ealing Council who held an online Seminar Course this evening still going on but it keeps breaking down they are out of control and 100% going to destroy PRS by every means possible if you thought EPC was a problem this is designed to do far my damage. They already had Mandatory licensing, Additional licensing + Selective license in 3 Wards now have permission from housing Minister to add 12 more Ward’s so Its whole Borough at a huge Cost + of Course taking control of your Property off you, the reds are here keep well clear of London.
From:
Michael Foley
07 December 2022 20:08 PM
Grumpy Dug, how ever many hundreds of thousands of Flats they will have, there will be all high rise Flats not houses in the main. However they’ll have every advantage and priority over existing landlords for sure.
From:
Michael Foley
07 December 2022 10:54 AM
Stop all this nonsense. The Renter’s Reform Bill / The White Paper Bill etc, then you won’t need to discriminate with exemptions to further divide the community’s. Those are Treasonable Policy’s and you are not fit to hold Office. They want landlords with decades of Service to do endless Courses to learn how to be a landlord how cool is that, not. Why don’t they have Courses to enter Parliament or even to be a Minister hopping like flea from one Department to another that they know nothing about.
From:
Michael Foley
07 December 2022 09:36 AM
They keep making unnecessary regulation and Laws, then have to make more because of the previous unnecessary Laws which is exactly what’s happening now. Anyway don’t loose sight of the fact what’s behind all this, their Build 2 Rent chums in high place’s carving out this Business for themselves, do you not get that by now. We the private landlords and the homeless people are just collateral damage, they are ruthless.
From:
Michael Foley
07 December 2022 08:49 AM
Mr Dan Wilson Craw is wrong it was Generation Rent, Shelter, THE WHITE PAPER, Scrapping Section 21 and introduction of Section 24. The real caused of the Explosion in AirBnB was the result of the Bomb placed under the 1988 Housing Act.
From:
Michael Foley
07 December 2022 08:08 AM
Mr Michael Gove, its well time to wake up to the unbelievable damage and homelessness you are presiding over. 260’000 private landlords have exited the market because of your WHITE PAPER and removal of Section 21 well done. 27’000 properties Sold Subject to Contract in November have fallen through / didn’t complete and back on the Market. Have you smelled any coffee yet or did you go to the same School as Elizabeth Truss.
From:
Michael Foley
06 December 2022 20:12 PM
I agree with Simon 100% and any landlord worth his salt would keep well clear of any involvement like this with their Tenants. Good landlord practice but legally might differ either Its consensual or not.
From:
Michael Foley
06 December 2022 16:25 PM
There are 2.9 million Single Parents families but I am sure they virtually all have a partner (so are they all in this category) living with them or an ex -husband became a Partner following a Divorce to work the system because its made for them. They are going to avail of Housing Benefits, Child Benefits that married couples don’t get if earn over £50k and all earn more than that if working, School Uniforms, Books, School meals, Nursery help and the benefit for themselves of course. Take a look at Marriage figures those days if there is any. So we now have a broken Society created by the out of control system. I dare any Politician to mention this is it any wonder they couldn’t keep up the housing allowance, then expect the landlords to subsidise their Rents.
From:
Michael Foley
06 December 2022 14:15 PM
Goodness me that sounds like expensive sex. I know its a messy old job but I suppose it has to be done.
From:
Michael Foley
06 December 2022 13:28 PM
Mr F Wilson 454 letters indeed that’s nearly as many pages as landlords Certificate’s we require.
From:
Michael Foley
06 December 2022 09:55 AM
East Europeans are generally very good living people well brought up, a good Culture really. They made excellent Tenants for now because they need us. The Girls will keep the property as if it was their own, their Husbands or boy friends usually have a trade very willing and good at their job. That said when they get established, which large numbers of them have already bought their own homes etc, They have now gotten their feet under the Table and Brits will sometimes have to work for them. it God Help them that’s another kettle.
From:
Michael Foley
06 December 2022 09:47 AM
The Deposits Schemes were Discredited the day they were introduced in 2007, when the Scheme was brought in base on a pack of lies by Shelter when they alleged up to 45% of Deposits were withheld by landlords it later turned out less than 2% went to Deposit Resolution, so it’s hardly news and why would it’s take the Observer 15 years to write about this injustice while we have suffered greatly at the hand of Shelter’s untrustworthy Actions. Did I read this correctly or was it a historic Article.
From:
Michael Foley
06 December 2022 09:16 AM
It’s well time to scrap THE WHITE PAPER and reinstate Section 21 and 24 look at the damage and homelessness you have deliberately caused. Shelter has been a prime mover Pushing in those Laws like the 2015 de-Regulation’s Act, the Deposit Scheme, the ‘How 2 Rent’ requirement wasting my time as if Tenants didn’t know how to rent. They are not Elected Representative and shouldn’t be making those Law or invited to the Parliamentary Select Committee to advise on Housing Policy, when I goes to the Butcher I do ask the Butcher not the Block. When I buy from Screwfix & others they remind me if I want to round up the price for Charity the answer is always no in case it goes to Shelter, (strangely they never let you off when it’s a few pence over). So RPI is 14.2% and my Tenants didn’t have a Rent increase in other words they had a big Rent cut, but they didn’t have any Rent Rise for a number of years, many Landlords in this position, incidentally I Reduced my Rents during Covid and still have reinstated them. Mr Michael Gove please take note of this when you are blabbing about fairer Renting or buy yourself a sleeping bag.
From:
Michael Foley
06 December 2022 08:20 AM
Edwin, my friend let’s keep focused on the problems we face like Shelter with a ridiculous amount of Staff and provide no housing. Its amazing to have someone like Fergus who was once the biggest Private Landlord in the UK to come on this platform and make his contribution in aid of our cause really. People are always saying why don’t we write to Council’s’ & MP’s Fergus is certainly well capable of that, too many landlords don’t stand up and be counted evidently if you see 50 comments on an Article but 1500 read it. I say stop hiding behind the bush and say your piece, don’t just sit there waiting to see what happens then its too late.
From:
Michael Foley
06 December 2022 07:20 AM
Sorry. Mr Fergus Wilson for making myself mis-understood perhaps I should have used a full stop instead of a comma or something, I’d hardly know the difference of punctuations marks anyway. I was referring to Mr Andrew Townsend in Norfolk we usually have a bit of banter going on and I thought he might benefit from your idea of further Development of 2 bed house to 4 which was the message I was trying to convey to him but with the current high costs of doing the work, the constant attacks on PRS by Authorities and a slump in the Market probably not viable at present anyhow. It seems to me it’s only non-earned income Businesses are viable today like the Mayor of London Mr Khan’s babies / Congestion Charge / ULEZ (now extending money for nothing ) or Parking fines, Bus lanes Penalties, licensing Schemes, Landlords fixed penalties (up to £30k without need for Court) Section 24, SDLT, C/tax etc or any other unearned income Business which is now rampant. Apologies to all for the misunderstanding.
From:
Michael Foley
06 December 2022 02:58 AM
That’s Brilliant, Andrew you said you have a two bed house an offer well worth considering on the table but everyone knows their own situation best. As for myself I made a decision some years ago to get what I could out of existing stock, even built a new house in between 2 others I owned using a bit of land from both rather than purchase extra properties putting myself under financial pressure unnecessarily and do it at my own pace.
From:
Michael Foley
05 December 2022 21:16 PM
Edwin, the difference is between then at now, it was a proper Business when they started. Property price’s were more realistic less than half I suspect and relative to renting a sensible business return was there for any Business to be viable. We didn’t have a silly Deposit Scheme, or Mr George Osborne with his 3% SDLT, or 2015 De-Regulation Act claiming property damage to avoid eviction, we didn’t have Right to Rent check nor How to Rent requirements by Shelter and changed 13 times since introduced making it up ad hoc to prevent you using Section 21. We didn’t have licensing Schemes taking millions from Private Landlords in every Borough. We didn’t have DEICR not saying it wasn’t safe before as safe as any other Residential Property Property that’s still not required to have it. We weren’t required to have interlinked fire Detectors or Emergency lighting, incidentally those pieces of paper cost me £1’000.00 last week. What about throwing away all my beautiful Magnet Hardwood Mahogany doors that cost £250. EA and replace whole properties with fire doors (rubbish fire doors hardly fit to hod the screw but are BS compliant) and frames, the ironmongery alone is £100. per door/ Euro locks with thumb screw inside on all so no one can get accidentally locked inside, don’t forget your fire hinges and door closer probably 2003 £70. perco waste of time. Extra cooking facilities extra washing facilities / shower. WHB, WC. The fire proofing of the stairs spindle’s and Soffits, extinguishers / fire blankets, door to loft hatch and they specify if you have one, treat kitchen units with fire resistant coating in cooking area £150 for coating , retention restrictors stays on all windows. Edwin my friend I could go on all night and this is only a little SE iPhone. Wait until I see now where did all the money come from to do all this, Oh it was out of Rent but also out of my pocket as I had to subsidise this for Regulatory Requirements. I nearly forgot they labelled us Rogue’s and introduced Criminal law especially for us we are so bad for doing all this work.
From:
Michael Foley
05 December 2022 18:26 PM
Mr Fergus & Judith Wilson congratulations we’ll done you entered the Market at the right time and also exited it at the right time fair play. I have come across many articles concerning your business model etc, over the years as I understand it you were retired School Teachers before becoming serious landlords forgive my if I am wrong, also I think you have an interest in horse racing I come across a race horse owned by you in the past. Hats off for creating a successful Business in your later years. I have a great deal of respect for Teachers although I didn’t have the opportunity to go there very long. Enjoy the millions in the evening of your lives you would have made buttons from Teaching by comparison.
From:
Michael Foley
05 December 2022 16:46 PM
I have 6 No EPC ‘C’ among my lot difficult enough to achieve. The Cavity Walls were insulated, multi- layer Insulation type pinned under ground wooden Floors as there was 700mm void under which allowed me to do it, 300mm in the loft, double glazing a new Vaillant Boiler that’s about it really but some have insulation between ground & first floors.
From:
Michael Foley
05 December 2022 14:27 PM
Hello, but it’s not just C/gains tax is it just Add Section 24, Section 21, end of fixed Term Contracts / AST with THE WHITE PAPER to grant Tenants Tenancies in perpetuity no need to mention all the other Compliance burdens like licensing taking millions of Private Landlords in every Borough, so it’s just another tool in their armour to get rid of us for Lloyds / Lewis / L & G etc to take over. They take us for rip clowns
From:
Michael Foley
05 December 2022 07:43 AM
About Boilers stories a few days ago. If it’s a Combi’ Boiler I’m for Vaillant most of mine are, not cheap maybe double the price of some others but that’s ok as long as they don’t break down. Traditionally I was all about Potterton & Ideal Standard before Combination Boilers, Not now had to replace too many Baxi & Potterton Titanium Boilers 6/7 years that is with that stupid condensing tank gumming up causing problems & in at the back the most inaccessible position. I have given up on Ariston as well had 2 of them installed in 2 Flats at same time, flow switch seemed to give trouble then leaking, one was under service guarantee with BG, waste of time. When called out more likely to do damage than fix, when I replaced both the one that wasn’t under guarantee just cost the price of a replacement Boiler, while the guarantee on the other one over the years had cost me more than the price of a Boiler and still had the extra cost on top for a new Boiler . Pressure coming on Boilers now lads.
From:
Michael Foley
05 December 2022 06:57 AM
Stephen even when you know you could be doing unnecessary work. When HMO came in I was required to put a Wash Hand Basin in every room although I didn’t rent rooms I had to do it for the license which I did and cost me a lot because of concrete floors up stairs made it so difficult, subsequently some years later they decided they weren’t needed and removed the requirement. Since then the Tenants have disappeared the WHB’s because they want their computer there.
From:
Michael Foley
04 December 2022 08:50 AM
THE WHITE PAPER is an absolute blatant lie by the Housing Secretary who was involved in writing it before, its not a fairer Renting System but completely one sided causing 260’000 private landlords to quit at a time they were never more needed. It also includes removing Section 21 before which there was no private lettings. I know I was a Tenant to for 9 years and Rented in various Towns around the UK before I managed to save enough to buy the plot in Ealing, which enabled me to use it as security to borrow the money @ 13% to self- build my house, so I didn’t have help from anyone & Dad RIP, now too many expect everything go nothing. Mr Michael Gove scrap your WHITE PAPER now so much damage that you have caused if you had kept your nose out property prices and rents wouldn’t have increased in a Recession and instead of 260’000 throwing in the towel another 260’000 landlords would more likely have joined the Sector steading the market easing financial pressure on rents and homelessness. Those lies about Renting would give Kate lake Cities midterm elections a run for their money.
From:
Michael Foley
04 December 2022 08:17 AM
Emily, that’s right what used to be called EICR now renamed DIECR which Edmond corrected me on before not that it matters a carrot it’s 5 years anyway. The HM0 license is also 5 years but not always if they think you at not a very good landlord you may get one for a much shorter period then Apply & pay again. The fire detection system Certificates are Annual and is the Emergency lighting and Pat testing plus Gas Certificate, as I understand it, it’s so expensive and time consuming so many sheets of paper especially the annual one’s expiring so quickly at random all over the place or when doing Contracts.
From:
Michael Foley
04 December 2022 03:01 AM
Yes Andrew but they have done enormous damage to Tenants as well, driving up Rents through the roof with Regulatory Compliance, costs, licensing Schemes, penalties, Criminalisation changed especially for landlords instead of Civil Law the way it used to be, the Deposit Schemes, the 3% extra Stamp Duty Land Tax, the 2015 DeRegulation Act, so much more. Then they pretend to be the Tenants Friends, they can do without Friends like that, making Renting unaffordable creating homelessness. I understand its a necessary ploy for the Council’s to be successful divide and conquer, otherwise they’d never get away with it.
From:
Michael Foley
03 December 2022 19:07 PM
David. Well said and your name sake Mr David Saunders rip I believe was head of the NLA for years before they amalgamated with RLA worse luck he used to stand up for fair play and not 100% one sided like now.
From:
Michael Foley
03 December 2022 17:28 PM
Why can’t Mr Michael Gove and his Department take on Board that we are Renting our Private Property out for a fixed Term and not indefinitely, we are not selling it to them and they are acutely aware of the Contact they signed up to, so they are not Purchasing to Properly. Why can’t Mr Michael Gove get it into his skull that this is the case. So why is he giving them far more Rights than if they were Purchasing the Property its crazy. Why doesn’t he try this on lenders to see how he gets on. How can someone so inept be put in Charge of this Department causing Homelessness let him sleep Rough see how he likes it in this Weather and not live for free in Government grace in favour Accommodation. Especially after being sacked for doubling crossing the Prime Minister loosing all credibility.
From:
Michael Foley
03 December 2022 13:07 PM
A very good Article by Paul whom I usually disagree with. A sinking ship is right but not from natural cases but by legislation but not completely sunk yet a massive Iceberg awaits in the form of THE WHITE PAPER. The same reason that has contributed to 260k Private Landlords exiting the Market and hence creating homelessness to a large extent. So homelessness has been deliberately caused by THE WHITE PAPER and Removal of Section 21 the very Foundation of all Private letting’s and before Paul’s time. So all in all a very good Article by Paul hats off for that but just at odds with thy last 7 lines. M Foley 42 years a landlord.
From:
Michael Foley
03 December 2022 11:56 AM
Rosanne, you are right they do what us out but now they have taken their foot off the pedal they want us to stay a little bit longer now blocking us from exit, they got the timing wrong the Big Boys B2R are not ready yet, look around you thousands of High Rise not finished yet in London, Manchester & Liverpool etc, give it a couple of years and you’ll to getting an incentive to get out, they’ll want your Tenants for themselves, now you won’t hear from me again today I have things to do.
From:
Michael Foley
02 December 2022 09:02 AM
Don’t forget the little fact that its Mr Michael Gove’s baby THE WHITE PAPER and the removal of Section 21, which is the root cause of the problem and why people switched to AirBnB putting pressure on regular letting’s causing more Homelessness . Now he wants another law because of the first one he proposed, if something is stupid enough he we do it.
From:
Michael Foley
02 December 2022 07:43 AM
Very good another process more administrative, time consuming more red tape and another Fee,
From:
Michael Foley
02 December 2022 07:28 AM
I think Generation Rent has a great idea to freeze Rents but why stop there expand it. Freeze Mortgage’s, cost of living, cost of dying, C/tax, cost of travel, Congestion charge, ULEZ and rogue expansion, Compliance schemes, HMO licensing and proposed licensing schemes nation wide obviously, Redress schemes, THE WHITE PAPER & S.21, now simples no need to do anything just stop and no one any worse off this t next year.
From:
Michael Foley
02 December 2022 07:18 AM
Its not always about the money either money is not my god. Its the stupid constant attack by numerous free loaders to that what has now attached themselves to our Business for an easy ride that propose ever more Regulation’s. We can’t forget the ridiculously legislation and the Schemes to make soft options for others, next coming Redress Scheme what for I have already foregone the Deposits for 90% of let’s that’s how much I detest the scheme just minding their money for them. Redress Scheme and Ombudsman coming for what they are living in our expensive property and we are supposed to be beholding to them, more administration and red tape which is now a bigger burden than the Business it self, but don’t worry we can do a Course and pay a fee because we have nothing better to do you morons good night.
From:
Michael Foley
01 December 2022 22:04 PM
The Woolwich Barrier comes to mind an Engineering marvel of the 70’s. The Thames Flood prevention barrier saves the Capital from disaster, you could forget about letting your Basement Flats.
From:
Michael Foley
01 December 2022 20:15 PM
Emily. Quiet right I seen that it was Cris Norris but they have address the supply problem already they have driven out 200’000 landlords creating more homelessness say they had an average of 2 properties each that’s added another 2’000’000. more homeless, THE WHITE PAPER and removal of S.21 that should add more millions to the homelessness lists who’s in charge ? .
From:
Michael Foley
01 December 2022 18:53 PM
It’s amazing how all those lame ducks groups knows what better for everyone, yet none of them have any input whatsoever or put a roof over anyone’s head. Hello who’s Property is it anyway do you not think the Property owners should have a say.
From:
Michael Foley
01 December 2022 17:35 PM
Ok Politicians would you like them all served now, or are you creating a situation causing this to happen. Then you’ll be back again with another ban caused by the first, then hail yourselves in greatness
From:
Michael Foley
01 December 2022 07:47 AM
William, very good you got so called rent smart Wales. We have got Mr Michael Gove Rent Stupid White Paper and Removal of Section 21 which also means Removing 1’000’000, Tenants by Eviction because it so unfair and unacceptable to The Owners. Strangely he is still in the job having been previously sacked by The Prime Minister for back stabbing so to speak.
From:
Michael Foley
01 December 2022 07:34 AM
This would be a nice thank for the landlords that have kept their Rents very reasonable to help the Tenants. It looks like to me they don’t want 1’000’000, Tenants Evictions but 2’000’000, and a Bankrupt Private Rented Sector. We are the ones always taken the hit resulting in many landlords getting into financial trouble. A house 2 doors away from one of mine in Wembley has recently let for £900.00 pm more than mine, to be fair both are modernised and best quality with parking & 100m gardens (not 2 sq M balcony recreational area) although my one have a bedroom more. My Rents are at least £75’000.00 / £100’000.00 pa below Market Rents. Generation Rent do you want verification of my figures no problem.
From:
Michael Foley
01 December 2022 07:14 AM
HMO’s is sadly not a few hundred or a few quid.but thousands of pounds. Jo I’ll assume you are talking about a Selective license for a one bed Flat. A HMO license was about £600. back in thy start in 2006 now increased to £1500, approx I say approx because they now add extra £50 on top of standard fee for each room including living rooms and sometimes kitchen, so it’s about £1300. Fee + £50 per room extra for Mandatory. and £1100. Application Fee + the £50’s for each room on top for Additional license. That is your dead money for for Council. The Compliance is another storey and expensive, too much to go into right now.
From:
Michael Foley
30 November 2022 23:24 PM
Jo, steady on although I agree in part with what you are saying. It’s true the Regulations were never required as the local Authorities had all the power they ever need as far bay as 1992, to require the landlords to do anything they wanted, however licensing is a different matter and expensive.
From:
Michael Foley
30 November 2022 22:56 PM
Andrew yes said 1’000’000. face eviction no mention of actual reason why, Mr Michael Gove housing Secretary at his stupid THE WHITE PAPER and the Removal of Section 21 he should resign immediately. Causing 200’000. Landlords to exit creating a shortage and homelessness obviously driving up rents, While hundreds of thousands more landlords teetering on the edge of quitting, including me after 42 years.
From:
Michael Foley
30 November 2022 20:13 PM
Ridiculous and for those who didn’t see ITV News @ 6.30 watch it at 10.00 pm to night. We weren’t represented or asked to tell it the way it really is, what a stitch up.
From:
Michael Foley
30 November 2022 19:47 PM
Not time to think today. Watch ITV shortly 6.30 pm about landlords.
From:
Michael Foley
30 November 2022 18:19 PM
Jim, thank your lucky stars its a grand and a half in the Capital. They won’t ring you and you can’t ring them either never answer a phone but after a wait a recording from the lady with American ascent tells you, you have 3 non options and the recording wishes you good bye, In other words they ignore you but don’t worry they can hit you at any time they like for £30k or take management of your property.
From:
Michael Foley
30 November 2022 08:17 AM
Nang nag don’t forget to give Shelter 4%, give us a break do you write kiddies stories. The SPELL has been well and truly cast on Private Landlords alright but it wasn’t Lord Bubuza, it was the Conservative Party in all their guises regardless of how many times they change the Prime Minister.
From:
Michael Foley
30 November 2022 04:43 AM
Why should it always or ever be necessary to involve the Court system to end a Tenancy Contract. The Contract has a start and end date which can be anything from 6 months to 7 years for Assured Shorthold Tenancies. For those of you who are happy with long term Tenancies nothing stopping you but I can’t see you signing up front for 7 years in advance. It all very well after the event saying you had them for years when you knew you had the protection of Section 21 as you went and simply kept renewing subject to both parties agreement or in more recent times it ran probably indefinitely on Periodic month by month usually basically an extension of original Contract until either party served notice they wanted to end it, what was wrong with that nothing . The Tenants usually gives a months notice to end a Periodic if that’s the case, otherwise when a Contract ends it ends unless renewed or allowed to go Periodic. I don’t mind letting them have 2, 3, or 4 months notice to leave provided the rent is paid and no Court case or if they want to go to Court the outcome should be exactly the same , ‘ , no point in going there. Look what that would save freeing up the Court System immediately. There’s no getting away from it ownership is non negotiable and Paramount end of. Mr Michael Gove think again .
From:
Michael Foley
29 November 2022 21:51 PM
I am not happy with the removal of Section 21 at all under so circumstances the very foundation of all Private Lettings. full stop. So 200’000. Landlords have sold up already that means hundreds of thousands of Tenants have been needlessly disrupted, costing billions and adding greatly to the misery of homelessness, some heads in the Department needs to roll. What a farce why would you want to get rid of what you have just to replace it with something else. Hmm’ unless something different and worse which has already destroyed Private Sector, so don’t go pulling the wool about S.8 going to be better they are 2 different things. Time for Mr Michael Gove to go as well and bring his White Paper with him.
From:
Michael Foley
29 November 2022 09:55 AM
I don’t pretend to know about tax with only a basic primary education. Anyway say £10m Est’ if you sell say you bought years ago for £3m so CG tax on £7m @28% = £1’960’000.00 leaves 5’040’000.00 + your £3m = £8’040’000.00 left, then 40% = £3’216’000.00 £4’824’000.00 leaves Bal’ more than half your Est’ gone in the wind ————- or £10m @ 40% = £6m Bal’ So with this scenario you appear to be better off by £1’176’000.00 Not taking int account £325k allowance or other minor reductions as I think all those are possible washed away if your Est’ is over £2m. (the 2 taxes more than one ?). Please enlighten me.
From:
Michael Foley
28 November 2022 21:01 PM
They have really loaded the costs of renting with requirements. HMO’s is a massive cost completely borne by the landlords, no a penny cost on local Authorities but they are taking millions per Borough from PRS, this is supposed to improve the quality of Housing ?.Deposit Schemes a huge cost in several ways and damage to Renting. Last week it costs me £1’000. for tests and Certifications, so many pieces of paper/ dozens. Last week also cost me £600. against my wishes because the Tenants wanted laminated ( it doesn’t last don’t stand up to water and transmits noise) flooring instead of the existing 60 oz Carpet £30 m2 7/8 years old that was perfectly serviceable, I shampooed it las Christmas, that excluding my work to put down take and pay to dispose of carpet, landlords time is free as usual. When I was buying a small item in B&Q & £8.30 it asked do you want to round it up to £10. for Charity well not a penny I understand it goes to Sheltere The costs are really sky rocketing.
From:
Michael Foley
28 November 2022 19:08 PM
Jo, that’s brilliant you care more about your Tenants than the Government. The Government must really hate our Tenants loading the rental system with Rules and Regulatory costs driving up their rents making their renting unaffordable. Then pretending to be their friend while robbing them as Mr M Gove said we are on their side, some Hypocrisy.
From:
Michael Foley
28 November 2022 17:55 PM
I don’t have them worries no hope of me dying before I am 75.
From:
Michael Foley
28 November 2022 17:17 PM
Oh’ you gave years attacking the Sector by every means possible destroying and criminalising the providers, so now you would like them to take you out of the sh:t.
From:
Michael Foley
28 November 2022 07:35 AM
I don’t take this story at face value am I expected to believe this. Some bed-sit to accommodate 5 persons, that would need a 1930 size Terraced house or a very large Flat. Then the price per month £4’240. that’s looks like Rent for more than 2 houses or a mansion. The landlord should have paid the first fines and be done with it, so I think there must be more to this, he wasn’t done or appears not to be fined for over crowding, strange some bed-sit. The Council costs excessive £6’250, shouldn’t be called cost’s, it couldn’t cost that much, so maybe they should be called charges, not only is the LL over charging but Council as well. The Council team works tireless to ensuring this was uncovered, give me a break when did a Council employee (even team) do anything to make themselves tired not least to uncover this, more likely to my mind that a Tenant complained to Council, I suppose the Council team listened to them and that would be enough to make them tired.
From:
Michael Foley
28 November 2022 03:18 AM
Mr Michael Gove is missing a golden chance to Educate himself about Housing. He is giving £678’000.00 to Leeds to use for behavioural science to change the Culture of Landlords improving knowledge and skills. This is exactly what’s required for Politicians they need Educating forget about the skills they won’t have any of those. Mr Michael Gove top of the list so keep the £675’000. and educate yourselfs.
From:
Michael Foley
27 November 2022 14:26 PM
Fery, you summed it up how it is and was but the media keep banging away blindfolded without understanding any of this. We know it because we lived it and no here say. The Libyan Diplomat family that I had bought 2 brand new cars stored in my double garage for to bring to Libya at a massive savings tax exempt because of their status. The Libyan Government was paying their rent, when the money stopped coming I didn’t get paid, so the family live in my house free and brought their granny to live there as well. The house that I built with my own hands and had 2 new cars in my garage, now Mr Gove & Co are going back there again with the removal of Section 21, made no mistake they are clueless about the reality of this Business.
From:
Michael Foley
27 November 2022 11:20 AM
No wonder they can’t live or buy their own place.
From:
Michael Foley
27 November 2022 10:29 AM
Minimise Inheritance tax yes but for the living and Cost of living Crisis now, how about people minimising waste of their finances. I see little Mopeds appearing in every road where ever I am with people having takeaways delivered, it’s not cheap or always necessary how much is it costing them £5/6 a go or more ?. I can have breakfast at home for £1.00 it does me most of the day and work as good as anyone but many of them are doing nothing only putting on weight. Right for example I can have my porridge costs 15p, 2 eggs, 2 slices of bread and a tea. Make your own menu but don’t be having takeaways delivered 2/3 a day and expect working tax payers to keep you and pay for the roof over your head.
From:
Michael Foley
27 November 2022 10:26 AM
This Article, cost of living crisis how to help your Tenants are they having a laugh no one has helped them more than landlords and all through the pandemic by accepting a reduction in rent, in my case it didn’t go back up yet either even though it was already low rent. The stupid Article also says what else we should be doing to help Tenants just read it, I have to presume that adult Tenants are already reared, we are landlords not Mam & Dad. We should be all treated equally and fairly under the law, so on this basis Mr Michael Gove should resign immediately or be sacked, by his own admission he is taking sides not a proper way for the Housing Secretary to conduct this Office. On the today Programme Housing Secretary Michael Gove said it wanted to make sure that Renters in the PRS were confident local Government was on their side and standing up for them. So there you have it from his own mouth he is on the Tenants sided, but we should be all treated fairly and equally before the law, so he is not a fit and proper person for the job after admitting he is biased to landlords. THE WHITE PAPER which is his doing and includes Removal of Section 21, it is not safe fair or equal and should be scrapped immediately before further damage is done. Thousands of landlords forced out already creating more homelessness by his unjustified actions.
From:
Michael Foley
27 November 2022 05:59 AM
I have just one question for 2’500’000 landlords, how many of you were landlords before Section 21 very few or none. Ask me the same question and I’ll put you right because I was there and suffered terrible time and again, I lived it and if you let some one into your property they immediately became a sitting Tenant and the value of your property fell lit a stone, so no one fool enough for that system and the market stagnated and the Change have to be made, do you really want to go back there again because this is exactly what THE WHITE PAPER means. I’ll give you an instance I had a Diplomatic Family from Libya which was a kind of safeguard I thought. The money was paid by transfer to Bank until relations went sour between Libya & UK when Yvonne Fletcher got killed in 1984 RIP, then the Rent stopped and he told he wouldn’t pay wouldn’t leave and told me nothing I could do about it, which was very true, without Section 21. NO MORE QUESTION.
From:
Michael Foley
26 November 2022 23:14 PM
Statically speaking the stats will be wrong because no one knows only think they know since Government interference, removing landlords rights at excluding him from the property. Even the licensing Schemes makes it much worse by reducing the official occupancy, then the Tenants brings in extras because they have all this spare capacity and know they are immune from prosecution, it the landlord they have made powerless is the fall guy and will be fined, so I can tell you your figures are useless for Cities at least .
From:
Michael Foley
26 November 2022 21:15 PM
I can’t understand why major Charities attacks landlords who no doubt gets millions from them because of favourable tax rules from Inheritance tax, very strange indeed .
From:
Michael Foley
26 November 2022 17:41 PM
£9’600’000. X 36% = 3’456’000 + the 400’000. you have given away =3’856’000 instead of £4m = 144’000. Differ’ so say £14’400.00 per £1m saving or not if I am wrong. Problem how can you can’t give it to the Charity you hate.
From:
Michael Foley
26 November 2022 14:20 PM
Not making sense to me yet I was trying to text on the phone and use the phone for calculating and it took off
From:
Michael Foley
26 November 2022 14:07 PM
Well I’m trying to figure out this in my head so I assume what you gave to Charity is exempt from tax. Ok say £10’000’000.00 Est x 40% = £4’000’000.00 tax, or 10’000’000.00 x 36% 400’000.00 to Charity 9’600’000.00 x 36%
From:
Michael Foley
26 November 2022 14:04 PM
Obviously you all know by now who the Big New fat Boys are, just in case let my refresh your memories. John Lewis Building 10 thousand Flats mostly over Waitrose’s which they own, in Ealing, Bromley and Reading with the intention of increasing that number to 50k Flats. Mark’s & Spencer’s Hammersmith 10 storey Block, Barclay to convert Banks to Flats and have a £1 billion fund for new homes, Avivia Insurance to move out 900 Office Staff to convert the Office’s to Flats, Lloyds’s Bank converting Banks to Flats (I think they own Halifax). Legal and General £2,billion Pension Fund for Housing & they call it levelling up, some bad joke. Go on then try and convince me this is nothing to do with the constant sustained attack on Private Landlords to get us out of the way for them to take over, pull the other one it’s got bells on.
From:
Michael Foley
25 November 2022 19:27 PM
Saville’s, held their November Auction raising £28m. Then held another November Auction which they didn’t hold before so many landlords were eager to get out because of the constant unjustified attack by Government & location Authorities, therefore Savill’s raised a further £32m = £60m a record, any penny dropping yet. Make no mistake this is for the Big New fat Boys to take over our Business, when were they even involved in lettings then people talk about inexperienced and accidental landlords how could they be less experienced than the new people taken over that never done it.
From:
Michael Foley
25 November 2022 18:55 PM
Suppose you take a look at Shelter’s web site one of the first things you’ll notice is a place to donate / just give me money, tax free for them. So we are not talking about a miserable £10k sealing or exemption but a pot of over £60m tax free with Charity status.
From:
Michael Foley
25 November 2022 16:09 PM
Provester Accounts, spare a thought if you are struggling to run a portfolio with a regular app, what about me I have No App’ at all, but I often build a house. I know now that’s irrelevant because computers are far more important with MTD than Housing the homeless.
From:
Michael Foley
25 November 2022 15:28 PM
Simon, further to changes in the law in recent years landlords issues are now a matter of Criminal proceedings so as I understand it, it’s criminal law for landlords and Civic law for Tenants are we not all equal before the law ?.
From:
Michael Foley
25 November 2022 15:13 PM
Shelter very good Stating the Obvious because you have been very successful at causing this to happen. Driving landlords out of the Market in their thousands creating homelessness well done. I am tethering on the edge also and scalded that I haven’t done it already because of your interference pushing for removal of Section 21 the very foundation of all Private letting. Before which there was virtually no private landlords do you not get that. Roll on your mate Mr Michael Gove so called Housing Secretary giving you a big helping hand, the perpetrator and Author of THE WHITE PAPER that includes removal of Section 21. Mr Boris Johnson for all his faults was right to sack him. Mr Rishi Sunak should never have reinstated him and I am no fan of him either. I believe he was elected for the same reason as the Mayor of London / Mr khan, the Asian Community with the greatest respect wanted to prove to themselves that one with their own root could reach the top. This is kin to the historical ancestors of Irish emigrants in America where 23 President’s out of 46 claims to have Irish connection. Mr Gove is not a fit or proper man for the job and the Prime Minister should remove him before he does more damage than Ms Elizabeth Truss.
From:
Michael Foley
25 November 2022 08:15 AM
Phone in on LBC Radio, giving landlords a really bad name totally unjustified, no one to stand up for us.
From:
Michael Foley
24 November 2022 23:45 PM
Building 300’000 houses a year must increase more emissions.
From:
Michael Foley
24 November 2022 17:04 PM
Unfortunately very sad to see those figures RIP. Mr Michael Gove has contributed to this driving out private landlords that house so many how can this help the homeless. I don’t expect tho government to ever have enough free housing, when do we ever have 2.9 million single Parents before, encouraged by system.
From:
Michael Foley
24 November 2022 08:59 AM
Michael Gove on LBC now so far the letter’ A’ is very prominent used 40 times continuing…. AA’ AAA’ AA’ A’ AAA’ A and more etc,
From:
Michael Foley
24 November 2022 08:13 AM
Michael Gove is giving £14’000’000.00 of tax payers money to seven areas to attract and further destroy Private Landlords.
From:
Michael Foley
24 November 2022 07:48 AM
James, my friend its nothing to do with votes, they have lost to next election and it makes no difference whatsoever in any case. Who ever gets in cannot do anything anyhow they have the Country ruined and the economy Bankrupt. Nevertheless they will already have the legislation in place before they leave and that will stand for years to come. I am very surprised you believe in Democracy in the light of what they are doing, its tantamount to confiscation of landlords property.
From:
Michael Foley
24 November 2022 07:39 AM
Rugue Housing Secretary Mr Michael Gove who has driven out thousands of landlords will be on LBC radio shortly. Get ringing and texting now he is further attacking landlords.
From:
Michael Foley
24 November 2022 06:51 AM
That’s Brilliant Andrew supporting family members to the last, it what Parents should be doing, instead of abandoning them.
From:
Michael Foley
23 November 2022 18:43 PM
I will Name and Shame a Mayor, Mr Sadiq Khan now that’s it I done it..
From:
Michael Foley
23 November 2022 18:30 PM
We are all getting tar’d will same brush they must have forgot the feathers or have we all got them in our cap.
From:
Michael Foley
23 November 2022 18:20 PM
Ah, yes in truth surely moving into family homes I have seen this. Why not this is the exempt from all Schemes including the tax man. In the guise of the £7’500.00 Rent a Room Scheme where it is used as a cover for 3/4 persons, good one that isn’t it, did they forget to mention. Who made those rules or was it the same people that made the HMO rules and excluded themselves, would they be the Rogue’s.
From:
Michael Foley
23 November 2022 10:38 AM
Dominic, my friend you are getting sucked in, this is giving them more ammunition. Who are those so called Rogue landlords if they exist and if they do, they must know who they are otherwise it’s all here say based on unfounded gossip. This is hardly a basis for legislation so those who talk about Rogue Landlords either put up or shut up but don’t destroy the good name of all landlords.
From:
Michael Foley
23 November 2022 09:43 AM
A Rogues tool is probably a good name for it.
From:
Michael Foley
23 November 2022 09:28 AM
.5% of what their Application Fee for a Selective License, what about compliance costs they dream up which is Several times more. Additional Licence fees is double this + in most areas like Ealing £1100. + £50 per room on top, so 3 bed Terrace is classed as 5 rooms £250.00 + £1100 = £1350. and Mandatory license is £1300.00 + £50 per room on top for fun they never said what all them £50. are for ?. So a 4 bed house will be £1600, unless your kitchen is over 5.5 m2 then it will be classed as another habitable room so just add another £50.00. They are determined to destroy and Bankrupt Private landlords just add Mr Michael Gove’’s WHITE PAPER the final nail and with the removing of S.21 that so do the trick, for good measure just add, Oh sorry can’t leave on Mr Sadiq Khan little dictator he wants us to give them back 2 years Rent as well. This is the guy that knows about nothing sacking Chief Police Inspector wrongly, taken £100.m from ULEZ in first year alone what’s he doing with all the money ?, Now go to expand it out to M25 to rob another 100m as if he Cares.
From:
Michael Foley
23 November 2022 09:03 AM
Joseph, you are not as embarrassed as me for being a landlord, for provide Ist class accommodation to dozens of Tenants for decades. Now I see we have a born Rouge for a Housing Secretary for levelling Private Housing Sector to the ground. Removing landlords rights of ownership by removing Section 21, in essence nothing else it can mean. All my Rents are low and Tenant’s very good really. My Rents are well below Market Rents and have been, so I am and have been subsidising Tenants rents for years while at the same time paying tens of thousands tax each year, continuously attacked by legislation, Regulation and local Authorities requirements not least HMO licensing some re-licensed 4 times against my wishes as I do not let Rooms in which case should have been excluded from this Scheme or extortion racket but it was forced upon me. I now find myself pondering to serve Section 21 on all Tenants regardless, if rights to my property are been removed why should I care anymore, whether they are let or vacant or raise to the ground. Let the NEW Big Fat Boys take over our Business which is the Government’s game Plan for years and don’t kid yourselves its about votes either it will all be taken care of by legislation before being kicked out, as Mr Michael Gove has decided to make all Private letting untenable. Joseph, why shouldn’t landlords be allowed to pass on their property to their Children I think it should be tax free as well after all the hard work their Parents done and paid taxes all their lives. Do you think it would be better if the Parents were useless and spent their lives on Benefit then they could pass on the benefit forms to their Children tax free. This is much more than being embarrassed.
From:
Michael Foley
23 November 2022 05:12 AM
London is in a desperate situation have the worst Mayor ever accountable to no one in reality. Collected 100 millions in first year of ULEZ soft money what has he done with this wind fall money that he shouldn’t be entitled to, robbing the motorist, he doesn’t care at air it the soft money for nothing, now he has been overtaken by greed and going to extend the zone to M 25, another free £100 m, for him to waste. He wrongly sacked or made her resign Commander Cressida Dick head of Metropolitan Police
From:
Michael Foley
22 November 2022 21:23 PM
Come on now jo the leak has to be stopped, and don’t be stressing out about it, don’t know how big the balcony is but many of them are only a couple of m2, in any case so many products to solve this problem or the traditional way Asphalt it, getting rid of your puddles at same time, it will be water proof and ideal for the people overhead to use. Then get your Thompson Damp Seal decorate your wall with anti mould paint Its not my first day on the job and was NHBC registered member from 1974. Otherwise it could end up like the one that I referred to where a £4k job ended up costing £20k. Jo my friend I’am trying to help you so reply with a novel, Best wishes
From:
Michael Foley
22 November 2022 19:44 PM
Jo. I think you worry too much if you stop the leak and do what I said this morning it should be fine. The cavity wall insulation’s that are blow-in are both fire & water resistant, They will go wet of course but don’t absorb water and are permeable which allowed moisture to escape so effect the repair and let nature do the job, it will dry out, forget about removing it. I know some Freeholders are a pain and cost you money which is why we went through the legal process of Enfranchisement so now we all have a Share of the Freehold and less extended to virtually 999 years and our Service Charges reduced by £500. pa, yes we pay a cleaner to clean common parts and do the gardening. We Insure the block etc. Maybe you should consider enfranchisement on some of the Private Flats if you can get others on board. The temperature has dropped a lot today I got frozen painting an external door but its therapeutic for for anti-landlord regulation.
From:
Michael Foley
22 November 2022 15:41 PM
John. yes as per HMO ie, front room right, front room left , back room middle room right, back room right. back room left and so on as viewed from Road as per floor.. all I need now is post code hmmm…
From:
Michael Foley
22 November 2022 12:12 PM
That’s pm obviously
From:
Michael Foley
22 November 2022 11:40 AM
Andrew I suspect if they band a room it will be one household one Contract on the room and the Tenant will be responsible but expect £120. approx reduction in your rent, no one is made of money can someone convey this to the Government
From:
Michael Foley
22 November 2022 11:39 AM
Ok where’s the rest of the story ? what were the issues and what was the fine. I can understand the fire safety issue with the bed room adjacent to the kitchen but if it were an open plan Studio the the bed room would be in the kitchen. Its not the landlords fault they have a young child he didn’t father it, was the complaint related to them wanting to be housed by the Warrington Council.
From:
Michael Foley
22 November 2022 11:27 AM
Andrew I should have said it is a private Block.
From:
Michael Foley
22 November 2022 11:14 AM
Jo, its best to deal with it yourself involving freehold is a nightmare not least when it’s a Council. I have a leasehold Flat in a small Block where there is 10 flats mostly 2 storey one part 3 storey. Everyone moaning about Facias and gutters. I offered to do for £4k, I would have laddered it wasn’t a problem I would have it done while they were looking at it, they didn’t take the offer didn’t matter to me. So let them get on with it scaffolding goes up £4k before start it ended up £16k but they then claimed £4k in extras too that I had included, so organise your own repairs.
From:
Michael Foley
22 November 2022 10:21 AM
Jo I have had a similar situation caused by Tenants damaging up stairs bathroom toilet saturation bathroom wall below including cavity wall insulation. Firstly obviously stop the source then leave a few weeks to partially dry out, it won’t dry fully that will take 6 months, apply one coat Thompson Damp Seal its brilliant and breathable leave it until next day apply anti mould paint job done. Regarding minor leaks from outside above Wickes acrylic flexible water proofing for roof’s very good, you can also clean balcony and brush on a Thompson roof top coat the kind stuff you brush on some flat roofs.
From:
Michael Foley
22 November 2022 09:39 AM
Very sad situation to loose a child or anyone and my heart goes out to all concerned RIP. It’s wrong to generalise and use this sad case to attack all landlords how low can you get. We have people killed on the roads every day we don’t attack all motorists because a person has unfortunately passed away as regrettable as that is. There are many issues surrounding mould and the causes, it can the Tenants life style or their failure to deal to deal with simple things to prevent it from happening. Sometimes changing the paint work with cheap rubbish paint 10 litres for £16.00 whereas I use only anti-mould paint £65.00 for 5 litres no comparison, no mould you can wash it scrub it still like new. Also some never open a window or draw a blind and dry clothes inside, always worse with non working families in house all day and night building up moisture, shackling up. Of Course it can be the Building and often is, at the same time it amazes me why adults living in a property won’t lift a finger to help themselves. The people who banned landlords from the property in reasonable day light hours have a lot to answer for, much of this would be seen and dealt with instead of scared to visit his property.
From:
Michael Foley
22 November 2022 08:37 AM
Council’s are biggest cause of unaffordable Rents for Tenants with this type of carry on including HMO licensing, but they pretend to be Tenants friends while doing most damage to them. They have to divide us to be able to conquer its working well,
From:
Michael Foley
22 November 2022 06:47 AM
It’s rubbish there’s no legal Profession / £300.00 per hour and charge you £16.00 (min) for 3 minute phone call or part there off and you paying for your own phone.
From:
Michael Foley
22 November 2022 06:34 AM
I don’t agree with the Article for their figure of 1.4 million or the 100 thousand extra if he said 2.4 million it might be closer. £10k I think anyone with this small amount of income will have a full time job or a pension it will be all lumped in together for tax purposes. I know this is different but might well be more than 20% however there will be very little claimable expenses with the removal of wear & tear allowance you can only claim for the item when it’s replaced and won’t allow you a bit each year as the wear is taken place. Also Tenancy fees ban and the introduction of Section 24 the loan interest is pre, taxable dead money. As Robert says we don’t know whether it’s profit or not in any case there won’t be much in it so basically it’s all landlords will be required to make MTD 3 intermediate submissions and a 4th final if this is correct. This is huge extra cost for me and many others I at not capable of doing this crap so we are being robbed again paying Accountants extra putting more costs on renting. I am currently paying well over £5’000, to include nearly £1’000 vat tax, nothing for my huge amount of unpaid time in order to present it to an Accountant or he can’t possibly deal with the accounts. I know it’s not a Bull market anymore its a cow.
From:
Michael Foley
21 November 2022 18:48 PM
Jeremy, they didn’t need any of extra legislation this last 30 years. I have it in print that the Council have all the Powers they ever need to deal with any landlord and Tenant issues as far back as 1992. So what have they been doing for 30 years apart from interfering and draining PRS finances.
From:
Michael Foley
21 November 2022 16:30 PM
Why don’t they leave their cosy Office and do something useful like sweep the leaves. Clear the stormwater drains and gulley’s that’s blocked up, instead of allowing pondering/ flooding saturating the roads and sub- structure causing roads to break up costing tax payers Billions. Obviously everyone knows this, looking at it every day even walking or driving through it.
From:
Michael Foley
21 November 2022 11:07 AM
Andrew. Hammocks were handy for me on the cattle boats only 2 shillings swinging from a hook. MTD for me not a hope but to build a house single handed no barrier often did. It doesn’t matter whether Foundation’s, oversite, Brick work super structure, Roofing expert, Timber work, Plumbing , Electric’s, Plastering, Second fixing, no need to mention Decorating and I am no Jack. Background in farming and Civil Engineering we didn’t have computers but we did have our own Technologies which Digital Academics hijacked and converted into a Digital Format now they are all so clever and we are redundant.
From:
Michael Foley
21 November 2022 10:49 AM
The problem I have letting to working families is they come with 2 kids then multiply like no tomorrow next thing they have 4 / 5 and on benefit, gets twice as demanding and much my damage courtesy of Government making landlords powerless to act.
From:
Michael Foley
21 November 2022 10:11 AM
What rubbish they are all experts of course to see who they can screw next. It makes no difference if you are buying to let or buying a home for yourself if you were minded to buy with rising interest rates and a falling market you are going to hold off. I see it all too many times before. I seen people buy and market continued to fall £50k more, so others were buying for £50k less on a small 3 bed terraced, it took years to be worth what they paid for it. At that time we didn’t have swinging taxes or a licensing money drain. Oh we forget there’s war going also. Section 21 being removed affecting all property sales and purchases. It cannot improve while we have a Housing Secretary that knows nothing about housing bringing in anti- landlord housing laws for private rented sector who house millions but he is oblivious to that fact and continues on a path of destruction. Did he ever pay Rent he lived in grace-in- favour accommodation supplied by Government at tax payers expense when he wasn’t really entitled, is he a fit and proper person to be making rules for the letting industry, now he is introducing The White Paper he wrote himself to do further damage to housing sector as a whole and the economy, when he goes to the toilet he should take it with him.
From:
Michael Foley
21 November 2022 09:10 AM
Andrew, the problem is as my rents are well below the market rents.
From:
Michael Foley
20 November 2022 11:18 AM
The Deposit scheme keeps adding more terms & conditions, more rules unjustified requirements and information that I cannot answer the screen goes red. What was their last address I don’t know what is their forwarding address they don’t tell me. Try Eastern Europe but they had the up to date Right 2 Rent paper work reference number. They will only deal with the lead Tenant which was ok only he gave deposit gave them his details should be enough, but no any other occupant yes what’s her details but she’s not involved in the deposit anyway gave her name what’s her phone number ok now they have their 2 phone number now what’s the email address ok still not enough, what is the annual rent but they are only staying 6 months, so shove it, its not their property all this agro for a ponzi deposit scheme. So called redress scheme coming in a similar vain, They have learned Its a nice little earned from some one else for nothing.
From:
Michael Foley
20 November 2022 11:01 AM
Which ever of the 3 Deposit Scheme's you use its a nightmare and unworkable for most part, expensive and time consuming for the LL’s but the cost of our time is considered zero and not allowed to have payment for it by law try that on any other business. I don’t take Deposits in over 90% of let’s because it’s not a protection anymore but a legal liability. As long as it damages the LL’s it’s fine, potentially give them back 4 deposits instead of the one you received, also if you don’t get it right it barres you from using S21 etc. Prior to the introduction of the Deposit schemes in 2007 Shelter alleged up to 45% of Deposits were withheld by LL it later turned out less than 2% went to Deposits Resolution so this is the basis of our legal frame work. Before the schemes we had their Deposit and virtually always got it back and got the property back in good condition because they knew we could stop from it and wanted their money back, now they are not concerned no need to comply. Now they want a similar scheme for other issues and rents arrears just more expense and time wasting with piggy in the middle again. Enjoy the recession you caused.
From:
Michael Foley
20 November 2022 07:39 AM
Well the day is going ok, I took the wife Shopping, changed 2 radiator valves for Tenants and now I have the pleasure of watching the Rugby.
From:
Michael Foley
19 November 2022 13:28 PM
One thing that has become very clear from landlords responses again & again is they have no confidence in the Authorities that govern them or the sector as a whole, very sad. So instead of trying to get landlords on board we have Mr Michael Gove anti-landlord Minister bringing in THE WHITE PAPER to demean and alienate landlords further even though there are landlords exiting in droves due to him mainly and removal of Section 21 the very foundation of all private lettings creating more homelessness. He seems to be enjoying this, was he not the Author of the anti landlords White Paper, (so called levelling up creating more divisions) He is not a fit person to hold this Office.
From:
Michael Foley
19 November 2022 07:49 AM
Simon, I don’t know about Albert Einstein’s theory but some times you can keep doing the same thing again and again and get a different result have you a son and a daughter, we still have to have a sense of humour or we’ll all be go mad.
From:
Michael Foley
18 November 2022 21:11 PM
The punitive legislation has been very successfully from a government point of view. The idea of all this legislation and other Regulation is to drive out Private Landlords for Their friends the Big Boys to take over make no mistake, if they wanted to get people housed the last thing they would be doing is getting rid of private LL’s who supply it.
From:
Michael Foley
18 November 2022 20:15 PM
I have similar situations rents well below value, a 3 bed HMO Garden Flat £1200. pm for years in same road similar one rented recently 1850. pm with no garden. Another one a 5 double Bedrooms house large reception 2 bath rooms 3 toilets, large eat in kitchen, HMO licensed house for 6 but let to 5 young girls,£2’250 pm parking for 2 cars no Deposit. Next door 3 bedroom Town house no parking £3’900. pm believe it or not, as Jimmy Cricket used to say there’s more….
From:
Michael Foley
18 November 2022 17:31 PM
No word back or correction from Mr Ben Beadle of the NRLA ‘ ‘The Chancellor should have focused on boosting supply by ending the Stamp Duty Levy on the purchase of NEW rental homes’ What does he mean by ending SD levy did he mean remove the extra 3.% or have none at all. Certainly he said on NEW rental homes which means the new boys taken over with their Multi High rise Blocks Flats. I have to ask the question is he working for the new Build 2 Rent Developers who seem now to be an organised cartel to driving us out for themselves to take over and has he turned his back on Private Landlords who pay their annual membership.
From:
Michael Foley
18 November 2022 16:39 PM
Shane, well done any connection to your name sake Agnes RE Surveyor CEGB away back.
From:
Michael Foley
18 November 2022 09:56 AM
When we chose to live in London we didn’t have £15.00pd Congestion Charge or ULEZ @ £12.50pd and £30.00 approx for parking part of the day or 20 MPH to give you 3 Points on your license or HMO licensing you see they have move the goal posts we didn’t choose London for this.
From:
Michael Foley
18 November 2022 09:49 AM
That’s true Andrew but we didn’t used have Sadiq Mayor Khan bleeding us dry with his ridiculous nonsense, plus £400.00 out of every c/tax bill .
From:
Michael Foley
18 November 2022 09:34 AM
Duncan. I am sure what he means let’s hear from Ben, quite simply SD on rental homes why did the word New come into it.
From:
Michael Foley
18 November 2022 09:04 AM
Tricia. The Government will be very happy with you doing what they want. Stay in get hammered and bullied or get fleeced on the way out.
From:
Michael Foley
18 November 2022 08:47 AM
Jo. Have to disagree in part on this one. A car or van is essential, London is grinding to a halt with restricting, 20 MPH. Roads Blocked off. Roads Narrowed. Traffic Creating Schemes. Congestion Charges, ULEZ yes public transport is wonderful when they are not on strike but in any case only suitable for digital academics or people doing administrative type employment. The people doing real work needs independent transport all this other stuff is incidental to real work, if you don’t have real workers you’ll be all pressing key boards to each other and nothing will ever happen. I agree our rents are higher in London but not proportional higher by any means rents might be one and half times higher or double but our property purchase is certainly many times higher and so is stamp duty and regulation’s, 4 times I had to re-license most of mine very expensive I understand other parts of UK haven’t done any yet, if you want to talk about Central London then you can start doubling everything again. Anyway Jo unfortunately it’s a disaster Budget for us all regardless of what part of the UK we are in just a nightmare.
From:
Michael Foley
18 November 2022 08:39 AM
The biggest cause of Deposit Disputes are the Deposit Schemes themselves we didn’t used to have those problems prior to the introduction of those Schemes in 2007 based on a pack of lies by a major charity.
From:
Michael Foley
18 November 2022 07:29 AM
Generation Rent I hope you are happy with yourselves the damage you are doing to Tenants looking for some where to Rent.
From:
Michael Foley
18 November 2022 07:19 AM
Supporting (pre-dict text) typo
From:
Michael Foley
18 November 2022 07:13 AM
Mr Ben Beadle of NRLA can you please clarify what you mean about ending Stamp Duty on New Rental Homes ?. Do you mean you are supposing the Developers Big new Boys taking over our Rental Business will Government Collusion. Building tens of thousands of high rise Flats. Do you the purchase of any Home for Rental or is it to the exclusion traditional landlords who don’t buy newly built let’s be clear on this RNLA member.
From:
Michael Foley
18 November 2022 07:08 AM
Simon, don’t really see the gain for your children / first time buyers, before if the price was higher and Mortgage interest were very low probably more manageable, say now you buy for less but Mortgage rate 3 or 4 times as much I can’t anyone better off. The ones that will suffer are the people that were roped in paying over the odds prices with those ponzi schemes when rates were low.
From:
Michael Foley
18 November 2022 04:42 AM
Andrew. I am afraid its me as I haven’t increased rents, so it’s me that has taken the hit, maybe I should re-phase my comment to I at a mug.
From:
Michael Foley
17 November 2022 09:40 AM
I am going to say something that won’t be popular not that it’s new for me. The clamping down on landlords excluded the worst ones didn’t need to comply or required to comply with licensing laws. This is still the case for renting to so called families why ?. Is there collusion in Civic Centres and Government Departments making rules for their friends and relations who mainly run those places and there seem to be an unequal proportion getting priority for housing and Benefit at tax payers expense no license required.
From:
Michael Foley
17 November 2022 09:12 AM
So why are we continually, attacked, pillarised and portrayed as Rogue’s by Council’s. They should be complimenting, phrasing and thanking us for the massive financial contributions we are making to keep the doss, the big Salaries, bonuses and pension pots for Council Managers, they are so ungrateful. This is all apart from our primary function of housing millions of people off our own backs that the Council’s couldn’t. Have a nice Budget.
From:
Michael Foley
17 November 2022 07:33 AM
Do I understand this article correctly 17’000 HMO’s in one Borough alone, just say a cheap figure for a license I know it’s a lot more. Say mid range £700. Approx’ Licence App’fee. (but some Borough’s are £1500. + for App’ fee). £700.00 x 17’000 that’s 12million pounds taken from Private landlords in one Borough alone but we have 32 Borough’s in London, we are been mugged.
From:
Michael Foley
17 November 2022 07:03 AM
I see this as a good factual assessment from NRLA of what’s happening to the private rental sector. Sunak & Gove needs to read this before today budget but I suppose they have already penned their nonsense, a shame this Article wasn’t posted a week earlier.
From:
Michael Foley
17 November 2022 06:27 AM
For good measure leave out the fags and alcohol. I didn’t drink when I was saying and never smoked.
From:
Michael Foley
16 November 2022 22:59 PM
Andrew. Our earnings were very low too but we didn’t have Broad Band Contracts, Computers, iPhone, sky tv contracts all expensive and burdensome we were able to live fine without any of this people happier too, just add the unnecessary money now spent on take away food making them like pumped up balloons, if you were to put all that money mentioned above into your saving Account with your regular savings you can still easily buy your house with a bit of hard work 7 days a week like we did and some self denial. Anyone who think our generation got it easy think again.
From:
Michael Foley
16 November 2022 22:53 PM
Fery, exactly how it was usually 3% above base rate I was never paying below 8% back then with Commercial loans, savers were doing well at the same time. I think it was Woolwich that started all this buy 2 let as they called it, BoE dropped the base rate too low abolishing Savers the rest is history, the place was a wash with cheap money. Some bought with interest only Mortgage’s less than 1% ending up with hundreds of Properties anywhere all over the Country not running a proper Business like us where we looked after our Property and the Tenants but we are not thanked for it. Those guys are now the big landlords and won’t be involved with S24. The small landlords are now picked on it sad really.
From:
Michael Foley
16 November 2022 21:57 PM
Fery, so sad to see so many thousands of long term well established mature landlords being forced out after their decades of service and dedication to Private Housing Sector its plain wrong.
From:
Michael Foley
16 November 2022 21:07 PM
Graeme. The letting Agent, Inventory Clerk. Accountant or Solicitor don’t stand in front of you but behind meaning you are always responsible which is how they see landlords. Leave it alone forget about it giving yourself a load of hassle, incidentally have you got your annual Pat test Certificates for the Appliances.
From:
Michael Foley
16 November 2022 13:49 PM
Peter. The Deposit scheme’s are a farce so much so I have only one, before I used to take Deposits before which they always got them back and I got the property back in much better condition. Regarding inventories I didn’t make the connection between this and solid walls. There are hundreds of thousands of Victorian Houses (many converted into flats) with solid brick walls that will be extremely difficult to get to EPC requirements, if we clad the outside its an eye sore and cover the beautiful brick work at the front, at the rear we have the drainage and cast iron stack pipes in the way plus roof over hang not enough to cloak the thickness of the cladding, on the inside its a nightmare where kitchen and bathrooms are already fitted and associated electrics, often CH Boiler obviously on the external wall as well. I will leave it at that.
From:
Michael Foley
16 November 2022 08:57 AM
On the other hand if you are not in the City or in a densely populated area the Big Boys won’t be interested, but that tar brush might be a problem.
From:
Michael Foley
16 November 2022 08:19 AM
Andrew. Build 2 Rent will take over when we are forced out of the way with the WHITE PAPER by Mr Michael with a silver spoon in the mouth. This is what its all about .
From:
Michael Foley
16 November 2022 08:12 AM
That’s right keep Calm while we are talking to the cleaners by a Housing Secretary who had lived in ‘Grace-in-Favour’ housing that he shouldn’t really be entitled to. Benefited from the Sale of Property which the Tax Payer had subsidised the funding to help him make £870’000 profit nice little earner Mr Gove. It’s utter rubbish to put a person like this in charge of Landlord / Private Property owners funded by Private Finance and not State owned, at least not yet anyhow. I was a landlord for decades before he was even an MP, so what does he know about lettings in his privileged way of life.
From:
Michael Foley
16 November 2022 07:43 AM
Andrew I for one don’t take any notice of things like that and I do similar myself and I don’t place that much important on the odd spelling, the content is what matters and will still be understood, if not they wouldn’t be much good at cluedo. What’s a Secondary Modern ?.
From:
Michael Foley
15 November 2022 21:25 PM
Very little being said about the Contract Signed up to between Landlords and Tenants which exists and required. Why is this is it a joke the knew at the outset how long it was for and both parties signed up to it, end of Contract means end of Contract and not indefinite. Separately if the Contract is extended by mutual agreement same terms & conditions apply until one party or the other gives notice of termination. That’s it no life time Tenancy or any of that nonsense, they got in the door on a fixed Term Contract and that’s how they should go out. So what’s all this now I’am in let’s change the rules. Don’t tell me you don’t need a Contract apply to Harrow Council for a license and they always require a copy.
From:
Michael Foley
15 November 2022 18:36 PM
And there was me thinking we we had been Nationalised already. We are certainly not working for ourselves, we are under the thumb at every turn and obey all. They are taking us for right mugs.
From:
Michael Foley
15 November 2022 17:02 PM
Article 4 is about making more family homes available. Do they not understand huge number of those are living for free and getting priority housing, having kids at an alarm rate for the Benefits and child allowance that working couple can’t get and struggle to pay their Mortgage’s have travelling costs, don’t get the discounts on their C/tax (Benefit Tenants get many reductions) and have to pay full Nursery fee while their kids are side by side with benefit subsidised children. Of Course there’s all the other free bees. So Article 4 is about removing the property from those who are paying and giving it to those who are not.
From:
Michael Foley
15 November 2022 12:45 PM
Activist’s couldn’t be more wrong about Tenants being driven out because of Section 21. The Fact is its The Landlords that are being driven out because of the Removal of Section 21, everyone knows that. Why did they leave in droves even well before any interest rise. Are you up to date or in a coma. Repossessions are the highest ever in the 3 months to September, reported by a landlord Association. This is the Direct Result of Removing S21. Removing S21 has driven out Private landlords creating Homelessness. The Master Plan didn’t work we were supposed to be replaced by the Big Boys Built 2 Rent but they are not ready yet, they needed another couple of years. The Activists and Alicia are in for a big drop when they will have to Rent from B2R guys for 60% more Rent compared to their existing LL. Check it out now those such Flats in Greeford Rd, Middx, UB6, good luck. Now I have things to do.
From:
Michael Foley
15 November 2022 08:58 AM
Also we don’t need hindsight (but don’t matter to us older generation ) when Recessions hits. just watch them drop sit tight and wait until it has bottomed out, then it a safe bet. I have done it no Bristol University data or education necessary.
From:
Michael Foley
14 November 2022 20:18 PM
That’s exactly how it is, I seen it in the mid 70’s, early 80’s and 90, I believe I have witnessed it 5 in different periods, this is very likely another one in the normal course of events but this time the Markets won’t decide. Its being interference with and manipulated by Government getting the new boys to come in giving them every advantage and bailed out if necessary.
From:
Michael Foley
14 November 2022 20:00 PM
Well there’s other times if you can afford, I bought one in 1991 for £93k it had been bought a few years earlier for £136k. The person that had it was over stretched and had a lot of Trouble with Tenants and no longer prepared to keep paying for a house that wasn’t worth it. So many other times and diffident scenarios as well. So if you can buy when others at broke it is a good time but I don’t like it.
From:
Michael Foley
14 November 2022 18:57 PM
Its rubbish all those outside organisations doing enormous damage who have no input or responsibility and provide no accommodation spouting out nonsense. We now have Tenants out of control, bringing in extras over crowding having babies as quick as can. Taking action against powerless Landlords instead of the Tenant. Landlords should have the power to Manage instead of being afraid of his shadow. So many young male adults getting kept for free on the system. I seen it again today first hand, a blank stranger come out of my house with short pants, light top, no socks flip flops with straps between the toes. I thought where on earth is he going he walked about 40 meters around the corner and straight away the moped appears with his breakfast. he was tracking and knew exactly. Give the landlord back control before its too late if not already. Scrap THE WHITE PAPER now too much damage done, then expect Rishi to find the tax to repair the damage.
From:
Michael Foley
14 November 2022 17:33 PM
It is common knowledge the data is used for this purpose. Jo the person you spoke to is probably not allowed to tell you, like your Solicitor he will inform about you but not allowed to tell you. Andrew don’t have so much faith in Accountants, they stand behind not in front of you when there’s a problem.
From:
Michael Foley
14 November 2022 15:01 PM
I didn’t comment on the Consultation but not published, So it must have been the truth.
From:
Michael Foley
14 November 2022 14:38 PM
Nothing new here they hold a consultation, then ignore the result. Sometimes have the consultation after they decided, it’s just the Government requires them to have a consultation.
From:
Michael Foley
14 November 2022 07:48 AM
Suppose if they had ‘t been so greedy by introducing C/tax on vacant property they would know what the vacant periods were as well. The only chance we get to maintain existing or improve for regulatory requirements is between Tenancies contrary to what Council’s thinks can be done anytime, notwithstanding the fact when the property is occupied its jammed full full of their over accumulated belongings, never the access problem they created. No surprise then if landlords can’t sleep & wide awake at 4.00 o’clock am.
From:
Michael Foley
14 November 2022 04:29 AM
Yes there will be less available if any and cost more. Once again I here some organisations and landlords Associations saying B2R will fill thy void created by landlords leaving, are they having a laugh ha ha ha isn’t that’s what’s behind the constant attack on us to drive us out for them to take over. Why don’t they tell that to a 5 year old.
From:
Michael Foley
12 November 2022 19:56 PM
I know they’ll want top layer for high rents, they won’t be housing the lower paid or for LHA. There will be less chance of arrears.
From:
Michael Foley
12 November 2022 15:42 PM
I have a Proposal. The White Paper for unfairer renting should be reclassified the Black Paper. There should be a New White Paper for Big Build to Rent Developers who are Building Blocks of Thousands of Flats, require them to house persons from the Council’s waiting list’s and the homeless. They should also be required to charge no more than the local housing allowance rents. Instead of crushing the private rented sector which already house millions, now wouldn’t that go a long way to solving the housing crisis, any better proposal.
From:
Michael Foley
12 November 2022 12:54 PM
We all know it not about a fairer renting system but an unfairer renting system. All they had to do was to leave it alone and stop meddling with business they no nothing about, which is what happened by those who proposed it in the first place. Sounds familiar don’t it we had a Home Secretary who actually became a Prime Minister for a few weeks and crashed the Country. Same scenario.
From:
Michael Foley
12 November 2022 12:15 PM
Andrew the 4 wheel self propelled vehicles is the reason for grass in the middle. When we the horse & cart, the horse took care of the centre.
From:
Michael Foley
12 November 2022 11:43 AM
Richmond Council & Citizens Advice complaining that a couple with 2 kids can’t find anywhere to live, they had 2 months notice but can’t any where, the landlord is selling I wonder why didn’t someone say removing S21 didn’t matter. They have over 5200 on their waits lists but only a couple of hundred becomes available in the year mostly one bed & studios. Why don’t they do something about it instead of complaining like reinstating S.21 one of the causes of homelessness for sure or is that too simple.
From:
Michael Foley
12 November 2022 09:29 AM
Gosh you are out in the sticks. I was good constructing them back in the day has to be shuttered and mass concrete for me, mainly one pour, no leaks (not rendered concrete blocks) a good size and well away private water sunken well if any but I suppose you have mains water. Probably all pre manufactured fibre glass units those days but don’t have the same capacity. Storm water to separate soak-away,, just dig a great bit hole so fill it with stones. I spent some time on the ground too not all in lofts.
From:
Michael Foley
11 November 2022 21:02 PM
Sad, I didn’t mind unblocking drains in the past but since Covid I try to give them a wide berth.
From:
Michael Foley
11 November 2022 19:38 PM
Regarding mental health I don’t agree its anything in particular to do with Tenants, its the Nation as a whole far too much unnecessary pill popping going on they are breaking the NHS the main driver is no purchase necessary they are free. Sorry I have done a few blogs in succession but I have spent most of the day crawling around on lofts timbers add extra 200mm insulation to keep them warm.
From:
Michael Foley
11 November 2022 17:26 PM
Section 21 certainly is more beneficial to Tenants. It has been abused by Tenants all they need to do is play up enough on landlord to force him to go through the procedure and they’ll off to the Civic Centre to get housed waving the Court Order, indeed many Tenants filled it out themselves and get Landlord to agree, if he doesn’t agree you know what’s coming next.
From:
Michael Foley
11 November 2022 16:59 PM
Cris, exactly right its your property and when the chips are down you must be able to say no and get your property back but this is what we have that they are now removing in the form of Section 21.
From:
Michael Foley
11 November 2022 16:39 PM
Jo.I believe some are not viable only because they have an alternative, they can make a comparison and decide not to work for the difference.
From:
Michael Foley
11 November 2022 16:20 PM
Cris, you didn’t have to evict anyone in 22 years because Section 21 was there and the Tenants knew it was there, take it away and see what happens.
From:
Michael Foley
11 November 2022 15:27 PM
I think it was wrong to exclude landlords from the property in reasonable day hours, it was the rule for many years. The landlord can now only find out by chance when he gets a complaint reason to go there, like yesterday I seen fire extinguisher & fit blanket removed they were fixed to the wall easily accessible. There is a multi coat rack on the wall but no don’t use that one hang your own over the fire door load it to the max even though there wasn’t enough gap between head of door & jamb, so it can’t work probably those silly things shouldn’t happen.
From:
Michael Foley
11 November 2022 11:34 AM
It’s crazy I see so many young men dossing or asleep on the couch during the day. They have a bed to sleep in during the night and then on the couch during the day. I have to attend with various qualified professionals to comply with the various regulation to make sure everything is perfect for them. I am talking about 30 year olds some not even from this country, it’s ridiculous don’t worry the old man will do everything for you. So it seems one third of the population is hammered into the ground while keeping the other two thirds.
From:
Michael Foley
11 November 2022 09:20 AM
Jo I understand that’s cheap so when do you pay the capital. I think people were banking on property go up further ever.
From:
Michael Foley
10 November 2022 21:49 PM
Now I must go and look after my Business while it still exists.
From:
Michael Foley
10 November 2022 07:50 AM
Those Student Flats are a different ball game altogether. There are a number of factors for a start they have the ear of the Government to help them and drive us out so the Tenants have to rent from them and pay much higher rent. They are going to be allowed to keep AST / fixed term Contracts and we are not. The scale of the operation building multi-storey Blocks hundreds of units next to Tube Stations in London. There’s as said charging much higher premium by getting us out of the market so they won’t have any competition plus it’s our Tenants they want as well it stinks. All those Regulation’s are impacting on Renter’s having to pay more, yet they pretend to be their friend helping them to justify their case to attract us. Divide & Conquer same old tactics.
From:
Michael Foley
10 November 2022 07:48 AM
Hardly matters who gets in the one’s that are in, made sure if they have to go they leave a big mess behind for next lot. How many times have I seen this.
From:
Michael Foley
09 November 2022 11:08 AM
Andrew, we won’t allow them in, they will be already in. We are excluded for the property and have to make an appointment.
From:
Michael Foley
09 November 2022 08:41 AM
Another scam and tax avoidance, a whole range of issues including filling void spaces created by licensing schemes restrictions of occupancy. Cris is right how many times has it been made clear to landlords it can’t be benefit in kind and has to be monetary. I wonder what skills will be on offer maybe create a Brothel .
From:
Michael Foley
09 November 2022 08:06 AM
There will tax increases but once again it’s landlords that are being singled out. We are not treated equally before the law read between the lines.
From:
Michael Foley
09 November 2022 07:45 AM
How right you are I campaigned from ‘78 to ‘88 to have it introduced. The very foundation of all private lettings where was Sheltered and Co or Araj then. Landlords don’t stand up and be counted there’s enough of us, they hide behind the bush just take what ever concession someone might achieve. Section 21 was onerous enough certainty no walk in the park and difficult at best of times, at least you could get it back imagine what its going to be like now.
From:
Michael Foley
08 November 2022 22:30 PM
Tricia that’s brilliant we’ll done just sad you feel the need or your situation dictates its best for you to do, its the luck of the draw really. I met a guy that I know in the cafe last year he told me he was singing sale contract next day on his house. When I heard the price I told him it was too low, he withdrew put it up again it was as gone in 2 weeks for £50k more, not that it matters to me he wouldn’t buy me a cup of tea, Allah Al Hafiz.
From:
Michael Foley
08 November 2022 20:55 PM
Shane. That’s ridiculous locked if you are not in Financial hardship in other words you need to be broke before you are allowed to get out. Why are they making laws based on your monetary position, what about your well-being, your mental health driven distraction with unjust laws.
From:
Michael Foley
08 November 2022 18:55 PM
What a load of hassle for what and the bit of money a landlord might or might not get unlikely to cover the cost. Who pays for Landlords time and he has already paid a fee.
From:
Michael Foley
08 November 2022 17:57 PM
Andy, I know George Osborne was a disaster with his Polices and tamp Duty hiked especially for landlords. Then went off to be Editor of Evening Standard, guess what you are not finished with him yet he is coming back to Politics again so expect more. I don’t buy this Johnson Government mularkey he presided over all those anti-landlord Regulation’s tell me one thing this Tory Government did to to help the PRS, nothing everything they did was a cost at a hit to landlords property. There intention is to get rid of us to make room for their B2R mates to take over. Further evidence today when iHowz landlord Association said the void created by Landlords leaving will be filled by B2R is that not clear enough for you, what happened to us was deliberate. All chums from Oxford, Cambridge, Eton, Harrow and Harvard etc. Banks closing down so they wanted another money stream, ours ready made or course ideal. All the others lined up too, John Lewis, M & S, L & G , Aviva, come on now when were they ever involved in Private Residential lettings and Government changing letting rules for them they can have fixed term Contracts .
From:
Michael Foley
08 November 2022 17:23 PM
Brian the World was built by people with no qualifications the only piece of paper they had was birth Certificate and they build beautiful Buildings with a bit of design detail and craftsmanship stood the test of time, unlike today sterling board, glass and cladding. You are all so professional & educated you have to get someone to do everything for you and if you can’t find them nothing gets done. Professional at dealing with irrelevant red tape that another Professional dreamt up.
From:
Michael Foley
08 November 2022 15:30 PM
That’s exactly how it was & base rate usual around 5% + 3% = 8%. There was none of this .75% making a mockery distorting the market while others were stuck in long term arrangements.
From:
Michael Foley
08 November 2022 12:49 PM
Deposits are a disaster are a liability and only protect it self with nothing protecting the property and you actually have to pay a fee for something that no use but good for revenue data a click of a button to see what your annual rent is simple. Its ok for people on the pigs back that joined after but 2 let Mortgage’s were first introduced by the Woolwich and snow balled after that with others joining in. I always used to have Commercial loans base rate 5% + 3% so nearly always more. For the guy that came later I should think they could make a profit and do to maintenance, borrowing money for less than 1%. This is what happened to housing cheap money small deposits and buy by the dozen. Thanks to BoE also abolishing savers creating accidental landlords, now they wonder why young have no savings after removing the incentive. So many so called landlords always looking for some one to do everything for them can they not do anything themselves in other words they are just Managers not landlords.
From:
Michael Foley
08 November 2022 11:42 AM
Francis, so very very sorry to see you sell up but its understandable with the constant attack by Rogue Regulators and Ministers, now I see a report S21 has as been confirmed to go to make it even more unfair for landlords. Of Course its all about making room for the Big Boys build to Rent to take over, that’s what Johnson Government and his mates are all about.
From:
Michael Foley
08 November 2022 08:07 AM
I spend many thousands on maintenance and repairs as well but very restricted regarding kitchens etc we are only allowed repairs for example I had broken kitchen units that couldn’t be repaired so I replaced those I had to leave work tops, sink etc I would have liked to have done a new kitchen. Then it becomes capital expenditure and not allowed to claim your costs against your accounts how stupid is that.
From:
Michael Foley
08 November 2022 07:50 AM
Nick. I know it’s all rubbish landlords are very knowledgeable and have so many unbelievable skills regarding every aspect of Housing, having done it for decades we are now expected to learn how to do it by red tape bull sugar collar & tie digital academics button pressers at Bristol University.
From:
Michael Foley
08 November 2022 07:28 AM
Simon, you are bang on the money, you are very very wise a guy sees rich pickings attacking landlords with the Law completely on his side. as long as it damages Private landlords he’ll have 100% backing of the law, a blank cheque. It is a carbon copy of an existing organisation that does this and have all the anti-landlords legislation on the web much of which they invented. We would be very very wisely to take this this pinch of salt.
From:
Michael Foley
08 November 2022 05:05 AM
Ok, but it’s seem strange to me you have only 30 days to Register a Deposit after receiving it and they want to know when the Contract started. How do you do that when the Contract haven’t started and the screen goes red, no one wants to speak to you anymore. What happens when existing Tenants decide not to vacate. Otherwise a holding Deposit can’t be more than the equivalent of a weeks Rent. That means for me there’s no such thing anymore as a holding Deposit, are you going to compromise a property that cost you hundreds of thousands of £’s for a weeks Deposit on the wing.
From:
Michael Foley
07 November 2022 18:59 PM
Ajay, well done you got out in time didn’t you and you were a thorn in the side bashing us. SS, Why would you pay a Deposit nearly a year in advance or what landlord would take it, a miserable 5 weeks max even 3.5k pm don’t reach the cap for that. How does a landlord Register a Deposit nearly a year in advance without having let the Property especially when it’s occupied by someone else. I doubt if you paid the Deposit without seeing the property, it appears you accepted the Property with a hole in the floor, unless it was created during your Tenancy.
From:
Michael Foley
07 November 2022 17:02 PM
Yes James my friend I can’t tell you that now after the event. I can tell you when you started you didn’t have all those Rules. Regulation’s and massive Costs bestowed you, need big outlay or have the Capital expense of today relative to income. Just buy a slum cheap and rent it out without lifting a finger I seen people do that for sure. No I can’t tell you how could even begin to get involved in the Business you love today, Best wishes.
From:
Michael Foley
05 November 2022 23:05 PM
Collaboration the Article says is key to weathering the property rental crisis. What are talking about they have idea of the capital involved. Figures don’t stack up I thought Council staff were educated which would include arithmetic.say I have a one bed Flat £300k in Harrow let for £900.00 pm you do the figures. I am also responsible for many costs incl ‘ Service charge £1400. pa, Tenant struggling also. They pay £1350.00 c/tax including £307.00 to a Rogue Mayor accountable to no one making a mess its ridiculous.
From:
Michael Foley
05 November 2022 18:55 PM
I have written dozens of letters to my MP from years back and given up, although I usually got a reply from House of Commons things didn’t change. He is a labour MP with a large majority and have been elected 7 times his ward has a massive number of Benefit Claimants so I know where his loyalties lay.
From:
Michael Foley
05 November 2022 17:45 PM
Andy. Well said Paul is a great guy really I know him for years to see & listen to but not a personal acquaintance. He is about 22 years on the circuit done some good work for Landlords to get their property back, former Bailiff if still not current. Unfortunately he was head hunted by a landlord Insurance Company so not sure if he has divided loyalties. Andy sorry to disappoint you as you won’t be selling your personal annual Capital Gains tax relief allowance of £12’000 in being cut, also the 28% actual C/gains tax on any equity above x left is being proposed to increase to 40% this month, to stop you leaving or fleece you on the way out, the Big Boys are not ready to take over our Business yet, so we are required to give those brand new amateurs a chance to take over our Business.
From:
Michael Foley
05 November 2022 16:27 PM
Paul, thanks for being our Shop Steward I have seen you about for 20 years at various venues. I agree with most of what you say but not everything. Landlords responsibility to do the maintenance which we always done but very difficult now that we are excluded from the property no use anyone telling me different. Amateur Landlords haven’t you all come up in the World forgetting your roots, your so called Professionals started as amateurs with their overalls, now swapped the overalls for a suit & lap top and hey presto you are all professionals good riddance you think, think again those are the hands on landlords, show me one of your professional landlords and I guarantee he is just doing administrative computer bull sugar work. Agree LL’s don’t generally evict or haven’t been doing so in the past because they had some peace of mind knowing at the end of the day with Section 21 they could get their property back, not too much to ask is it. Roll on Remove S 21 at your peril you have your answer already, landlords have exited in big numbers and crashed the Market even before the war. Paul you gave up on this too soon and accept it’s going without understanding the implications or questioning why it was introduced did you not know its the very foundation of the Private Rented Sector on the other hand I don’t expect you to know you weren’t around or involved, Many thanks 44 years a landlord well before your computers / laptop highjacking the Business, we had actual real tools back then not professional button pressers.
From:
Michael Foley
05 November 2022 11:51 AM
Yes HM0 require you to provide 24 hr contact, maybe give them 101 or 999 am I getting cynical on my old age.
From:
Michael Foley
05 November 2022 08:08 AM
George. Absolutely right we will own nothing that’s what THE WHITE PAPER is all about removal of ownership. A guy can come in off the Street take up occupancy stay for ever or pea off at any time he likes. So that’s better than owning it no Mortgage’s to worry about no Regulations, no How 2 Rent to serve, no worries about Gas Certificate’s Boiler breakdown or Appliances, no Electric Domestic Installation Condition Report, EPC provided for you, no Heat Detection system / Emergency lighting or annual Certs to get, your Deposit still in your back pocket can’t be touched, HMO most likely required £1550. App’ free reoccurring, ICO registration + fee required, The Worthless Tenancy Agreement, Big fine Penalty or Confiscation Order for you for being a landlord and a Criminal Record for good measure, don’t forget to maintain, Decorate and remove their rubbish, my goodness have we got a death wish. Did someone say we are having a Crash I wonder why. Mr Gove you are a star how do you do it ? Grow up.
From:
Michael Foley
05 November 2022 07:57 AM
No surprise Market slowing down quickly what do they expect when they caused it. They have made this mistake a number of times in the past yet don’t learn. Increasing interest rates is guaranteed to cause a Recession. The excuse is to control inflation but it never does just causes collapse. it wouldn’t be nearly as bad if they done nothing. Inflation would control itself when things get too expensive people wouldn’t buy them simply as that. Everyone’s purse has a bottom and we all still have to count.
From:
Michael Foley
04 November 2022 17:08 PM
Did we not make comments about this case before sounds familiar, was the original action taken by Council for no HMO license and associated requirements. The one in Monks Rd, Coventry but no mention of this in the article. The Lawyers & Council’s are having a field day no wonder they all want those Schemes. Regardless of all the landlords shortcomings which were many. The Council & Lawyers have gone zero to £140’000.00 income with no material input. Don’t know if it will be divided like one I remember before from Southend, Courts 12.5%, Council 37.5%& Gov’ 50%.
From:
Michael Foley
04 November 2022 13:24 PM
Exactly Private Landlords to save the Planet, what about the other bigger half of housing its not applicable to them. We are just continuously unfairly targeted on every aspect of housing. I seen people digging up concrete floors to put insulation underneath, this is mad. There has to be an over lay solution and anyway with heating in on for long periods in winter the slab warms up and acts like a giant radiator, haven’t you got lumps of concrete in your storage radiators.
From:
Michael Foley
04 November 2022 11:05 AM
Jo don’t about been over ready but it’s over done, throw it out.
From:
Michael Foley
04 November 2022 09:25 AM
Jo, you should be Housing Secretary they keep putting people in charge that knows little or nothing about the job in hand. Bent windows hinges they push window open to the max then pull it in by one corner instead of central as for broken handles it has to be mid use also, my teacher told me almost 70 years ago when I damaged something, he said what did you do, I said it broke Sir, he said it didn’t you broke it you blithering fat head. Bed bugs they travel the World and bring them back but then it LL’s problem £1’000.for fumigation don’t believe me get one of those Companies in !. London is blighted with dumped mattresses no hope of getting 8 years out of those, no Deposits anymore only ponzi Schemes
From:
Michael Foley
04 November 2022 08:27 AM
Catherine. How right you are the Council already had all the Powers they even needed to deal with any issues concerning landlords and Tenants as far back as 1992 I have that in Print. So they have just wasted 30 years of Legalisation and Parliamentary time.
From:
Michael Foley
04 November 2022 07:45 AM
What Rental reform we have had far too many rental reforms this last 10 years now you have the fruits of your bad deed’s . How many times did I say it would cause a Recession no one listens when properly was still going up. What rubbish been spouted a fairer deal for Tenants they had a great deal already and far too much power over the owner. I hope they are pleased with themselves they now Bankrupted Tenants / Landlords, and first time buyers that’s some levelling isn’t it. Scrap your stupid vicious WHITE PAPER now you have already Bankrupted the Country, Scrap S24, Reinstate S21 fully the very foundation of the Private Rented Sector. Mr Michael Gove are you listening drop your dead donkey.
From:
Michael Foley
04 November 2022 07:27 AM
The Tenants were not at risk of being thrown out at a months notice as they put it. They have Assured Shorthold Tenancy, for 6 months minimum but can sign up for longer maybe a year or more (not more than seven) so they have a Contact and know exactly how long its for so no question of been thrown out in a Contact Period. However if they want to extend on a rolling Contact subject to all Parties Agreement on a month by month basis it’s called a Statutory Periodic Tenancy where the same terms and conditions apply. This was not part of the 1988 Housing Act which included Section 21. Why do people talk as if it was always there as part of the Act maybe they don’t know .This was an amendment decades later and for me I would have preferred to leave it alone I coped fine before just a matter of renew Contacts as they expired. That being the case we wouldn’t have this one month nonsense excuse they are trying to use now, of course to never tell the truth anyway,
From:
Michael Foley
03 November 2022 13:45 PM
As previously said if you bought a property for x amount sold it in later years with the inflation rate added you didn’t make a profit at all but pay tax on inflation, never mind about all the expense you suffered and the lovely SD, your pounds are just worth less. People who bought to supplement their pension in retirement would be in for a big shock to see whatever equity they had in there vastly reduced after higher tax.
From:
Michael Foley
03 November 2022 08:28 AM
I don’t know why LHA should be increased that means they are in direct competition with working Tenants who are paying the taxes to keep them for doing nothing and all day to do it, That means they would have priority over working Tenants and grab what is available while other guy is too busy at working for them.
From:
Michael Foley
02 November 2022 22:04 PM
The point that’s missed here is they want Private Landlords out but are driving us out too quickly. The Big Boys are not ready yet to replace us and with the massive hike in interest rates slowing down purchase’s, obviously more people that can’t buy at present will be looking for some where to Rent. So stop your nonsense scrap THE WHITE PAPER, Scrap Section 24 shrinking supply ever further and Scrap any silly unfounded ideas about Scrapping Section 21, what could be simpler for a Government especially at a time of crisis, do your job govern.
From:
Michael Foley
02 November 2022 16:44 PM
How did we survive in the 50/60’s no Central heating, icicles draping down 2 ft Long over the windows are all getting soft and now a milder climate with Icebergs dissolving.
From:
Michael Foley
02 November 2022 13:08 PM
Strange that we need all those extra measures when they keep telling us we have Global Warming.
From:
Michael Foley
02 November 2022 12:23 PM
Elizabeth, there are thousands of those. Just take one for instance gave 18 years on it a so called single parent, various partners along the way no problem. Flat £1200. pm for years & years now more, her benefit money, the support money, free or subsidised child care, Child allowance, that’s not available to working couples (50k rule they just pay for it). One individual seems to me cost tax a couple of hundred thousand, not finished yet wait for the punch line, the Council advised she would loose the Flat when kid was eighteen, guess what she got pregnant again.
From:
Michael Foley
02 November 2022 08:56 AM
Andrew, it looks like Richmond Council and Citizens Advice don’t allow this to be factored in when choosing a Tenant. They want you to go bust what else could it be, THE WHITE PAPER , Section 24, Remove Section 21, Licensing £1500 application fee in L’don for Mandatory, energy costs, insurances, EPC’s that don’t apply to others, squeeze rents, cap or force reduction. Mortgage rates climbing at an alarming rate it seems they think sky rocketing interest rates don’t apply to Landlords. Maybe tell lenders to give Mortgage’s to Benefit Claimants and tell tax payers to cover it, that would be good why didn’t they think of that.
From:
Michael Foley
02 November 2022 08:32 AM
I am glad they raised the subject of Discrimination. LANDLORDS are totally discriminated against. By the Government, Councils, Shelter, Generation Rent, Citizens Advice, Acorn, Alicia etc its a shameful attack on Private Landlords many of whom have dedicated their lives to providing first class accommodation to millions of Renters with Private Finance. Time to stop this Discrimination and for all those people to reflect on the their own non-contribution.
From:
Michael Foley
02 November 2022 06:54 AM
I suppose we all had them investigations and more than once. They are certainly thorough and leave no stone unturned sometimes petty. I had them when I was doing Contract work but only in a small way, yet 2 of them gave whole in my front room going through every docket, receipt, invoices and Statements and going back years they had me up in the loft getting previous years but I had them all. My van was sitting outside my house probably only day ever with me and those two all day in my house and no work being done. Regarding residential I had investigation on that too I’ll just give one incident. I had a Flat let furnished and Tenant required me to get him a frying pan with a lid which I did £17. at the time. Revenue guy disallowed it with others that I still believe were justified. Anyway the Tenant left when his 6 months was up, low and behold he took the pan with him.
From:
Michael Foley
01 November 2022 16:04 PM
The problem with new Build Multi Storey Blocks they are going back to their old ways. Following Grenfell tragedy there was a great turn around and went back to Brick Facades like the 52 acre re-development in Acton all bricks external finish, the 5 years shock grace period is over and they are gone back to using Cladding again..
From:
Michael Foley
01 November 2022 15:28 PM
Well we have Rent Caps already every rule and regulation is a Rent cap in the form of Rent hit. Just doing my Accounts and can see straight away £3’500. to Council for re-licensing and that’s just money for them, I have to do all the Compliance work at my cost as well or my Application wouldn’t be successful, not withstanding they have all been licensed before so 2, 3 & 4 times (one was 2006, 2011, 2016 & 2021.) now rotating so some cropping up in every year’s Accounts. So they mean they want me to absorb from my very reasonable below market Rents.
From:
Michael Foley
01 November 2022 14:04 PM
Brent has a Consultation open on landlord Licensing have your say and a laugh. So it’s not landlords and Tenants having their say but the whole Borough as previous fake Consultations. They are sure to get anything result they want through, when huge numbers of people who are not involved in Private Sector housing are deciding what Policy should be, well done Brent master class.
From:
Michael Foley
01 November 2022 09:48 AM
I thought Fisher German was a rawl plug.
From:
Michael Foley
01 November 2022 08:33 AM
We might be better off if we never heard of RLA either but unfortunately they amalgamated with NLA now called NRLA, I know you are only kidding . Don’t forget iHowz a very good alternative and the Landlord Investment Show tomorrow where they have a speaker on THE WHITE PAPER, of Course its massive and loads of Representatives from all walks and many Seminars.
From:
Michael Foley
01 November 2022 08:21 AM
So they want to rush it in quickly to prevent Landlords from leaving before the rug is pulled beneath them, they are all full of crap not a days work in most of them.
From:
Michael Foley
01 November 2022 07:50 AM
Same goes for Private landlords housing Tenants in traditional family houses & flats, compared big boys build 2 rent multi storey Blocks of Flats charging 50 to 100% more, check it out for yourself.
From:
Michael Foley
31 October 2022 21:50 PM
Shelley. I would have thought Flats would sell quickly with a Share of the Freehold. However you could just give them 99 years leases and keep control of the situation, later they could negotiate with you to buy a share of the Freehold or to extend the lease. I wouldn’t part with the Freehold until all Flats sold. Then of Course you could sell to each member or they could band together and buy the Freehold through Enfranchisement where you would have to sell to them but you would get real money for it anyway.
From:
Michael Foley
31 October 2022 20:28 PM
Surely this gentleman can’t be an M.P he says it’s an unregulated rented sector, we are probably the most Regulated Sector in the Country. Is this guy totally inept, his first day on the job or is he drunk.
From:
Michael Foley
31 October 2022 17:46 PM
Paul, that’s all they are noise and no substance, house no one. They don’t even know the very fundamentals and the reason why the 1988 Act / Section 21 was introduced the foundation very bases of all Rented Property in the Private Rented Sector in the Country. They can’t be expected to know they don’t let any just keep braying from sidelines much safer but imagine they were actually invited onto the Parliamentary Select Committee to give advice on Housing Policy.
From:
Michael Foley
31 October 2022 14:44 PM
There was very little damage caused to the property by the Tenants prior to the introduction of new Deposit Scheme in 2007 when they knew if they damaged the property they would loose a chunk of their Deposit. However with the new pretend Deposit Scheme which now only protects the Deposit it self and nothing protecting the property what do you expect. It’s now a liability maybe give them back 3/4 times the Deposit you got, plus Tribunal’s and Ombudsman to back them up, if you take a Deposit now you are only minding it for them and not long before they’ll want you to give them interest on it as well. Bash away don’t worry it’s not your property, don’t tell the landlords until he sees the damage for himself, then tell him it’s been like that for a year but didn’t notify, how many times have I been told that.
From:
Michael Foley
31 October 2022 09:05 AM
The problem is with any solution to solve repairs with regards to private housing sector, involve the Council it won’t work they’ll be always the obstacle throwing spanner’s into the works while being paid from public purse.
From:
Michael Foley
31 October 2022 08:29 AM
It’s hardly a forecast more like a foregone conclusion with the market being distorted by Government interference regulations and Schemes, you don’t need a degree to know what affect rising Mortgage interest rates have on buyers. God help first time buyers that have been roped into over priced purchases with Schemes when market slows they’ll be left holding the baby while their friends who kept their powder dry may well be buying for £50k less. The housing market as far as Landlords are concerned has been manipulated by playing ducks & drakes with Stamp Duty Land Tax. I certainly wouldn’t buy with that amount of dead money up front (never mind S24, white paper, licensing & S21) how many years to get that money back alone, if you need to sell the next buyer is not going to give your SD but he’ll want his SD knocked your original price which has already fallen. I seen it all before without all those day added incumbents.
From:
Michael Foley
31 October 2022 07:49 AM
We can take a hint alright but we’ll have to wait until 17th of November to find out how much more help the housing Secretary wants landlords to give to the Tenants.
From:
Michael Foley
30 October 2022 20:20 PM
Simon. I didn’t retire what would you do, if the health is ok carry on and change down a gear, keep it rolling along and delicate a bit. Its too much of a shock to the body after been working all those years, you can’t sit at home and waste away. No point in travelling the World too much wear & tear and you meet them all here anyway. Plus you are going to take a hit on the way out with c/gains and other costs. Then when you pass away. none of know when that is, the residue of your Estate gets hit again for 40% inheritance tax on the remnants of what’s left after the first reduction of your Estate, I don’t give advice as they all say.
From:
Michael Foley
30 October 2022 13:35 PM
So there’s a shortage of housing, their solution is to drive out Private landlords and replace us with the Big Boys with their multi-storey Blocks of flats, nicely done.
From:
Michael Foley
30 October 2022 12:19 PM
Simon, that’s very sad being forced out, try and hang in there don’t give them the satisfaction.
From:
Michael Foley
30 October 2022 11:01 AM
What on earth is Michael Gove on about he said he knows renter’s are having a tough time. He didn’t say because its because of him & Johnson, any help they had so far has been taken from the Landlords, is this his intention for November to screw us even more, it certainly won’t be anything from his pocket, apparently he doesn’t know landlords are suffering too or recognise it’s because of him.
From:
Michael Foley
30 October 2022 10:53 AM
Shelley, don’t remind me about my miserable Pensions £7k something pa then £3k tax out of that, plus 62% on my personal allowance. What do they want from us ? I never ever had one penny out of the system in all those years, then hammered with costs and regulations of all kinds, they are not fit to lick our boots.
From:
Michael Foley
30 October 2022 10:38 AM
Kieth, my friend I’ll tell what happen we were faced with a terrible pandemic taking the lives of 208’000. People in this Country and the potential to take many more if such swift action wasn’t taken by Government rip all and god bless their families. Private Landlords helped & supported millions of Renter’s with moral support and took a huge financial hit, of course we had an unnecessary eviction ban as we weren’t going to get rid of anyone under the circumstances. We didn’t have a property crash because people had Mortgage’s for 1.25% or maybe less, ask me again next year. The squeeze is on us by every means possible by S24, the outrageous While Paper & removal of S.21. All to make way for and favour the big boys Building Flats like billieo, and are allowed to keep fixed term Contracts. Let me see now who are the new big boys John Lewis 10’000 flats hope to expand to 50’000 flats and get 40% of their future income from Residential, Marks & Spencer add 10 storey Block in Hammersmith 400 rooms for students. Barclays Bank to convert former Banks to flats & £1b fund. Lloyds Bank owners of Halifax to convert Banks to flats. L & G £2b fund for building housing and they call it levelling up but I call it what it is, taking over. Pension funds putting in billions. Avivia insurance moving out 900 staff to convert Office to flats. Do you still think there is no connection between all those new comers taking over and the savage relentless attack on private landlords ?, maybe I wouldn’t be much good at cludo.
From:
Michael Foley
29 October 2022 20:41 PM
Well Its all stepping stones you don’t want, you might get progressed outside of your control. First Tier Tribunal, upper Tribunal, Country Courts, High Courts, Royal Court of Justice, you might get a few bob there if you are lucky. I have been to them all, done Jury Service Crown & Old Bailey too.
From:
Michael Foley
29 October 2022 12:24 PM
Divorce is a good one to knock you back, I know a guy left it a bit late before getting married, he had a property she left after a short time, he had to sell to compensate her, now he hasn’t a property or a woman.
From:
Michael Foley
29 October 2022 11:25 AM
The other point you referred to is very true Court Cases something sets a precedents. I have come across that, go to Tribunal under Section 12 to settle your differences not suppose to cost more than £500.00 but fancy lawyers challenge and say its unreasonable behaviour and apply rule 13 with unlimited costs, therefore became Case Law, dare not say any more on this subject.
From:
Michael Foley
29 October 2022 10:01 AM
Edwin, my friend there is a process why mention Courts don’t get involved in all that heavy stuff. I have been there done that but not going into details or generalising, best wishes
From:
Michael Foley
29 October 2022 09:48 AM
Edwin I believe it’s 4 years for sure, they would have been negotiation with the Council directly and not necessarily get to Court. I understand it maybe extended back to 10 years in the future.
From:
Michael Foley
28 October 2022 11:51 AM
Gosh Andrew the Council are not daft they now have £10’000. for nothing, surely you don’t expect the Council to actually do something. It’s a free Country why didn’t the Tenants move to a good property who forced them-in, or were they happy to take it and complain later.
From:
Michael Foley
28 October 2022 10:00 AM
My comment about Established Use / lawfulness use was a very valid point having been used continuously for more than 4 years but alas no response from this forum, not that I support what he done by any means of Course he should have gone through the planning process. However, Council taking action 8 years after the event has left some unanswered questions. It seems to me his legal team should have done better given that the stakes were so high, or they lacked Planning Knowledge.
From:
Michael Foley
27 October 2022 21:14 PM
£4’000, pounds off for pleading guilty that shouldn’t be allowed it corrupting the legal system it coherence really. There could well be mitigating circumstances like providing much needed accommodation to renters who were willing partners in this activity and the fact it took Council 8 years to take action even though evidence existed that they knew and should have been time barred, established use in some cases is only 4 years. I suppose no point in referring to lawyers fees been excessive charging thousands of pounds an hour maybe standing around the waiting area for a couple of hours before dealing with half hour appearance.
From:
Michael Foley
27 October 2022 15:28 PM
They didn’t mention if the income was declared and tax paid on it, no mention of deducting any tax already paid from the Bill or whether they are prepared to accept tax from illegal monies.
From:
Michael Foley
27 October 2022 14:39 PM
I agree that Tenants always leave when to want. I don’t agree that it should never be the owners choice, made so powerless that he looses all control over a property he owns and paid hundreds of £’s for.
From:
Michael Foley
27 October 2022 11:16 AM
There is a problem or two of course with this suggestion of paying a Tenant 2 months Rent to leave. It will get milked when the Tenant wants to move anyway he is going to avail of 2 months free rent rebate in all cases. I can also see you could have a problem Tenant who is already in arrears, are you going to reward him with another 2 months Rents. Just scrap THE WHITE PAPER now and reaffirm Section 21, before any further damage is done, all this has been trashed out years ago
From:
Michael Foley
27 October 2022 09:28 AM
Jo, I am liable to say things people don’t like. It would be a lot cheaper than the 12 months rent I lost going through legal procedures obtaining a useless Un-Enforceable Court Order.
From:
Michael Foley
27 October 2022 09:11 AM
First time buyers are paying a massive premium due to inflated prices because of the Schemes to rope them-in, including the pretend zero SD which to Developer has factored-in to the price, more profit fo them. They are getting rid of us, then the Tenants that were Renting from a landlord like the one that got a huge fine, can instead now Rent from new Build 2 Rent Companies with 100% Rent increase no exaggeration.
From:
Michael Foley
27 October 2022 08:40 AM
I think it’s wonderful to have so many clowns in high places. Well done Mr Michael Gove back in the saddle again encouraged and congratulated by Generation Rent, Ms Alicia Kennedy, Shelter and other activist’s groups. I don’t know why the Tenants puts up with you spouting out nonsense & lies, making Renting unaffordable. Build 2 Rent Greenford Rd, UB6, Studio £1530. pm One bed Flat £1800, pm 2 bed Flat £2245. pm 3 bed Flat £2885 pm. My properties good quality like many Traditional Landlords are about half those Rents, yet we are attached, bullied and getting forced out of Business, with Rogue White Paper, S.24 and removal of S.21, What difference if they freeze those stupid Rents ?,
From:
Michael Foley
26 October 2022 20:33 PM
The best way to increase supply is to reduce demand. Council waiting lists are fake, 11’000 on waiting lists in Ealing alone + 2’000 in BnB do think all those are genuine maybe half. Why have you created a system to promote single parent families all kept & housed this has snowballed and dad goes free or probably housed somewhere else. The economy is collapsing under the weight of free loaders. I seen food bank open other day scores of mature adults in and out, well dressed no sign of work about them but all holding massive slab iPhones.
From:
Michael Foley
26 October 2022 09:16 AM
Mark, don’t worry we are not going get anything we wish for. Gove, Rishi’s first mistake re-installing saboteur’s and congratulated by more saboteurs. I don’t care anymore I have lost interest, they can do what they like, go and boil their head. I might we’ll go sit in the middle of the road with the rest of them.
From:
Michael Foley
26 October 2022 07:40 AM
Well there’s not that many homeless in my book don’t use Council waiting lists as a guide plenty free loaders on there, you can’t assume you are going to replace all as that will never be the case and they are living some where now anyway. I am amused at people who can sit on the road or in Parliament protesting, how can they afford the time, are they being kept on Benefit obstructing others trying get on with their job. I suppose if they are fit enough to block the Road they are fit enough to work, stop their Benefits.
From:
Michael Foley
25 October 2022 17:39 PM
Nick, they can build quick enough, look at the night Sky in London and see how many red lights there are top of Tower Cranes I never know anything like it. Greenford Quays in Greenford Rd, thousands going up many completed on this 20 acre site, now I see they are offering first 4 weeks Rent free so they are going to get them-in but God help them after that. Yes speedy Building too only ground and first floors are mass Reinforced Concrete slabs, also doubled as a base for the next 5 Storey’s of pre-constructed almost pre finished Modular Units Craned into position just run half brick wall facade around the perimeter and bob your uncle. Michael mass exodus but those are small time landlords with a few properties and are been replaced with big Companies with a huge portfolio, So the number of landlords are not equal to the number of properties.
From:
Michael Foley
25 October 2022 16:49 PM
I am not too bothered if house prices fall it will reduce c/gains which is tax on inflation, Might be able to pass a bit more property to family members rather than the tax man, bearing in mind they haven’t raised the £325k threshold since 2009.
From:
Michael Foley
25 October 2022 11:20 AM
Agree. but if he hadn’t handed all this money and bounce back loans, how do you think could they have bought and build all those houses in Asia for free. Simple liquidate the Companies and we can whistle for to get the billions back not happening. I don’t live in a bubble but in the real world , Oh no one knew that!
From:
Michael Foley
25 October 2022 09:59 AM
Well driving out landlords with removal of Section 21, introduction of Section 24, Removal of AST, causing others to switch was always going to create a shortage. The big boys are Building big time to fill the void deliberately created, look around you.
From:
Michael Foley
25 October 2022 09:46 AM
Well their own retail Business are loosing ground, Banks closing down big time so now all looking for alternative money stream’s. JL says it aims to get 40% of it income from housing in the future, have marked 3 sites already Waitrose Supermarket in Ealing which they own anyway, Bromley and Reading, that’s the drift. M & S to Build 10 storey block in Hammersmith 400 rooms for Students they are allowed to keep AST as I understand it.
From:
Michael Foley
25 October 2022 09:20 AM
Selective licensing and Selective Tenants according to the Article. Reference out prospective Tenant’s because of their past history, where are all those people going to live, is everyone Snow White.
From:
Michael Foley
25 October 2022 08:54 AM
Tricia, no not difficult to see where they are all coming from at all. John Lewis, Barclay Bank, Lloyds Bank, General Accident, Marks & Spencer’s, massive investments by Pension Funds, some of those will have up to 10’000 Flats not a few like some private landlords, get us out of the way. We made the Business now ripe for them to take over.
From:
Michael Foley
25 October 2022 08:27 AM
Does MP Rachael Maskell not take on board the reason for 2k Short Term let’s in York, its the removal AST and Section 21, forcing owners to get out or switch. Does she not get that, so she wants an amendment to levelling up Bill that would never have been required, creating yet another law only because of changes to the first law removing Section 21. or the abolition of the 1988 housing Act, There are 5 Articles on here every day about Private Sector Housing. Why is there never an Article about why the 1988 Housing Act & S.21 was introduced, taking account that it’s the very foundation of virtually all Private Letting’s which is now you tell me almost 5m, so remove the foundation & don’t bat an eye lid and you think it will be fine you morons, go on give us an Article on how it was before 1988 Housing Act.
From:
Michael Foley
25 October 2022 08:13 AM
20 years involved in property and not a Chemist making rules for Private Property owners.
From:
Michael Foley
24 October 2022 20:24 PM
Hardly old enough to understand I was a landlord before he was born, they tell me its nothing to do with it, they know everything now. I would love to see them to have started from my starting Point.
From:
Michael Foley
24 October 2022 16:36 PM
He wants family members to live at home with their parents, is this a cultural thing with some communities, you’ll be busy keeping today’s generation at home for sure. Still it one way of avoiding the licensing Schemes I wonder who wrote it.
From:
Michael Foley
24 October 2022 15:26 PM
Certainly hardly worth the Landlords bother. No risk for lenders they a thick fat as always, no re-possession or S.21 problems for them, I wonder why it’s not even their property .
From:
Michael Foley
24 October 2022 15:15 PM
It’s my understand that its EPC “C” by 2025 for new Tenants and 2028 for existing Tenants .
From:
Michael Foley
24 October 2022 10:03 AM
I bought a house that had been done by BBC changing rooms what a bodge and make believe. I put the lot in the skip, you don’t cover up faults but put it right, for example they had put a false drop beam box in the kitchen. I dismantled it to investigate and found a large crack where ceiling had dropped 50mm because of unsupported breeze block wall above, so instead of inserting support beam they hid the fault. The kitchen was a disaster they had created the units with scaffolding tubes I kid you not.
From:
Michael Foley
24 October 2022 09:22 AM
That’s the difference between private enterprise that know what they are doing and publicity sector officialdom wasting public money, a contractor working for them will spend half the day every day reading their specification and the Bill of quantities full on boloney, instead of getting on with the job, I have seen it going on. Jo you are a Brilliant Contracts Manager.
From:
Michael Foley
24 October 2022 09:00 AM
Many landlords are the older generation that spent their whole life working scrimping & saving to get what they have. Contributing billions to the economy in so many way for decades, billions more in taxes every year, billions more in inheritance tax for the one’s that passed on rip, just waiting for rest of us to snuf it. The younger generation many probably in negative equity anyway. We house millions of people with our own finance off our own back, only to be Criminalised, abused, fined, penalised, legislated out of existence with a White Paper for good measure by a Conservative Government that was supposed to be all for promoting small Business. While continuously attacking Private landlords by every means possible to favour the big Companies and get us out of the way. Good job Boris is out of the running he presided over everything that was forced to go wrong with the PRS. Labour couldn’t have got away with half what he done pretending to be in favour of small business and all us voted for them thinking we were on side. He should have stayed in Dominican Republic messing up the vote, he’s a messer.
From:
Michael Foley
24 October 2022 08:14 AM
The problem is with all this ventilation is great for Covid prevention but it will also tend to extract a lot of heat making the place feel cold just a thought.
From:
Michael Foley
23 October 2022 08:29 AM
Fair enough but I understand that £85k is a guarantee. Incidentally I am not bothered who wins election if they scrap THE WHITE PAPER, S24 and retain S.21. They have really shown their hand what it’s all about favouring their friends Banks etc to take over not least the Big Insurance Companies putting in massive investment for Build 2 Rent Sky high Blocks of Flats with different rules for them, just crucify us it’s wonderful, a fair Renting System take the property off you or bankruptcy you.
From:
Michael Foley
22 October 2022 17:40 PM
More Discriminating against private landlords, THE WHITE PAPER, the build to Rent Student Accommodation will be allowed to still have fixed term Tenancies. Private traditional landlords letting Houses & Flats will not be allowed to let to Students on fixed term Tenancy’s. Such hypocrisy.
From:
Michael Foley
22 October 2022 12:06 PM
I think the whole business is becoming a right laugh. No need to worry about EPC. Tenants taking full control if the Tenants refuse the Landlord permission to up grade EPC the landlord is entitled to an exemption.
From:
Michael Foley
22 October 2022 11:45 AM
I agree spread it at £85k per Bank.
From:
Michael Foley
22 October 2022 11:02 AM
I find good quality anti-mould paint brilliant, £65, for 5 litres it discourages mould growth you can wash, scrub and it’s still there like new, rubbish paint leave it in the Shop. I have done insulated plastered internally of outside walls eliminates mould but expensive and difficult to achieve property needs to be vacant, we know it’s the hot air / steam hitting the cold surface condensates.
From:
Michael Foley
22 October 2022 10:56 AM
It a very long Article not to tell me very much. So with interest rates rising at an alarming rate, property prices are likely to fall and many will be repossessed because of higher unaffordable repayments coupled with a possible rent cap and the savage attack on the private rented sector by government plus THE WHITE PAPER removal of S.21 and introduction of S.24 to cripple the business. What’s the difference between your money devaluing 10%. or the Property price falling 10/15 or 20% in which case your cash is king, surely you can get 2% interest as well.
From:
Michael Foley
22 October 2022 10:37 AM
I have heard of people purportedly in B & B, in Hotels (called hotels or dumps) paid for by the Council but not actually staying there, just put in appearance occasionally to further their cause, obviously have somewhere else to stay, hotel will be getting paid no problem that end.
From:
Michael Foley
22 October 2022 08:11 AM
Nick it’s not same for everyone, so we need a HMO additional license for 3 individuals but not any HMO License Selective, Additional or Mandatory for several, if they are in any way vaguely related, do you think that’s fair of Course they’ll all be let on AST. Blocks of Flats don’t need HMO license as I understand it, Rent 2 Rent merchants laughing all the wa to the Bank, subletting, overcrowding, AirBnB mug private LL’s are the fall guys, you mentioned S.24 but several other matters too, it not same for everyone at at.
From:
Michael Foley
21 October 2022 11:45 AM
They are driving out Private Landlords everywhere, thanks to Council Policy’s and witch hunt, using licensing Schemes, Regulation’s taxes and penalties to speed up the process. It was bad enough having a Rogue Prime Minister, that spent years making anti-landlords regulation’s to destroy private rented sector to favour his cronies from Oxford, Cambridge, Harrow, Eton or Harvard, and carve up the Business for themselves. like Lloyds Bank,Barclays John Lewis, GE etc all rubbing shoulders together that’s plain enough. Then we have Councils attacking us without a justifiable reason. While they sit and watch the situation getting worse and not accountable or have any responsibility, a law all to themselves. Everyone wants everything for nothing and encouraged. Ealing is reported to have 11’000, on the waits lists (must be most of the Borough) it’s a disgrace to have a system so easily abused at tax expense. For good measure they have another 2’000, in B & B, the fast track to get housed, what on earth is it costing, At the same time driving out private Landlords that house people at a fraction of the cost, Congratulations.
From:
Michael Foley
21 October 2022 09:24 AM
Money for old rope, regardless of whether the property had an additional license or not. The 4 occupants had a 3 bedroom house all to themselves and caused the Public to complain to the Council. A license don’t stop this so why weren’t the Culprits prosecuted and fined but go Scott free, this is not justice.
From:
Michael Foley
21 October 2022 07:51 AM
We don’t expect to Government to do anything to help Private Rented Sector while we know they are doing their best to destroy it, they have no other agenda for us. Look at them in Parliament they are like wild dogs fighting with each other and they are making laws for us, they are disgrace.
From:
Michael Foley
20 October 2022 13:20 PM
Removal of Section 21 the biggest cause of homelessness THE WHITE PAPER adding to this. Licensing Schemes a huge expense to private LL’s, fine , penalties, Rent -payments Orders, Changed of Civil Law to Criminal Law especially to criminalise landlords. How can any of this be seen as supportive of the Private Rented Sector, its more like Treason attack anyone that does anything.
From:
Michael Foley
20 October 2022 09:48 AM
Shelter with Charity Status who house no one continuously attack Private Landlords who house more people than tax funded Social Housing. They only exist to knock people who do good and never give credit to Private LL’s for Housing millions off their own back. They were behind the Deposit farce Schemes which became a liability not a protection. Failed with MP Sarah Tether private members Bill. Then behind 2015 Deregulation Act. claiming property damage to avoid eviction . Forced in ‘ How 2 Rent’ 8 page guide into our Tenancy’s against out wishes and never necessary, people knew how 2 Rent for decades before their interference even without computers, iPhones or laptops at their fingertips. Anyway that 8 pages have been re-written by them 13 times and now actually 45 pages and your Tenancy Agreement is not valid if you didn’t give it to the Tenants, they can think of enough badness. Again on the bandwagon supporting THE WHITE PAPER to inflict maximum damage on private Tenants with LL’s throwing in the towel creating a shortage of stock leaving them with no where to Rent. How can an unelected Organisation with Charity Status interfere with and change Government Policy’s into Law. I have an Account with First Direct that will be closing good by Cris Pitt.
From:
Michael Foley
20 October 2022 08:43 AM
The Army top coat was a substitute for the duvet.
From:
Michael Foley
19 October 2022 20:22 PM
Jock strap, but seriously the climate varies a great deal in different parts of the Country, say London is usually quiet mild whereas East Midlands would skin you, EPC assessors should take that into account.
From:
Michael Foley
19 October 2022 19:55 PM
It includes eviction ban.
From:
Michael Foley
19 October 2022 11:42 AM
They moronic government in Eire have frozen rents until March & June’23. Their Policy’s have driven out Landlords and queuing up to get out so this is a blocker to stop them getting possession. The Government was also afraid of loosing their soft jobs so the parties colluded together to take turns at being Taoiseach and Tanaiste rotating what a disgusting way to run a country and all on £200k pa for sure with expenses, then Taoiseach gets £130k pension but now seem to be hiding the figures from public, so a great idea for them to freeze rent it won’t affect them, it’s such a good idea UK will probably copy it.
From:
Michael Foley
19 October 2022 11:37 AM
Can CIA not do a factual Survey if AirBnB are only allowed to let for 90 days which was my understanding as well, how can 90 days income be expanded to 365 days income when it’s illegal.
From:
Michael Foley
19 October 2022 11:04 AM
Those areas mentioned with worst EPC’s unfortunately do also suffer the coldest winters, I think they should get special support.
From:
Michael Foley
19 October 2022 08:40 AM
Well they are all telling us to do everything as if we haven’t been doing it. TV telling us last night to turn down combination boilers which we normally have on 3/3.5 anyway, this lot on about room thermostat and thermostatic radiator valves that we have, a fat lot of good turning up your TRV to heat the room when it’s governed down else where.
From:
Michael Foley
19 October 2022 08:06 AM
Eye watering indeed I am still crying, my Rents for one bed Flats in London for regular letting is less per year than CIA quoted for 6 months would they like to recalculate, incidentally they are underwriters of some of my Policies. Our Rents are dirt cheap and the Government wants to freeze them, come on now.
From:
Michael Foley
19 October 2022 07:44 AM
They are giving big hand out to buy rabbit hutches, come in Harsh Reality put a stop to it they are getting hand outs, don’t stand for it.
From:
Michael Foley
18 October 2022 13:59 PM
Dreaming keep dreaming, Mortgage’s interest is a legitimate expense against the business, you have given it to the lender it’s gone not in your pocket and remember you’ll have your monthly re payment on the principal, try it some time and see.
From:
Michael Foley
18 October 2022 13:30 PM
There’s no savings for first time, the first rung of the ladder is broken, SD savings is added on to the price of over priced Flats to keep to selling for Big Developers, same reason for the repeated attacks on Private Landlords they don’t want competition from us.
From:
Michael Foley
18 October 2022 09:15 AM
The Renters Reform Bill certainly have had a devastating impact on Private Rented Sector already and they are only talking about it. Just wait until it’s introduced, so far thousands of landlords have left, reducing the supply making what is available far more expensive than it otherwise would have been, morons for sure so now wants to freeze rents because of the problems caused by the proposed Bill and removal of S.21 Congratulations.
From:
Michael Foley
18 October 2022 08:58 AM
Jahan Khan, certainly looks that way, then again we won’t have to house them if we are not there. iHowz, one of the original landlords Associations used to be small LL associations I think before NLA before they were gobbled up and had to reinvent themselves. Anyhow they have a good campaign going for over a year on the consequences of removal S.21, check it out take a look.
From:
Michael Foley
18 October 2022 08:20 AM
Why would anyone care about EPC, when THE WHITE PAPER Is still being pushed through and Section 21 being removed, EPC hardly relevant when you have lost ownership.
From:
Michael Foley
18 October 2022 07:33 AM
Rent freeze what a load of rubbish by clueless people, don’t know the business creating so much unfairness, injustice and total discriminating against landlords who have looked after their Tenants offering reasonable Rents. So the proposal is to freeze low Rents a guarantee high Rents ?. Just take an example I have a 5 bed house for £2’200, pm next door 3 bed let for £3’900, pm W5. Another example 2 bed Garden Flat £1’200, pm W3 similar Flat same road was let for £1’850 pm. So right your intention is to freeze it like that do me a favour, the Nation’s of Europe are watching to copy you, well it would be something stupid to copy. What happens to the Market value of the property on low Rent ?. Is it going to nose dive who would want to buy it when you can buy similar with Rents guaranteed @ 30/40% more.
From:
Michael Foley
18 October 2022 06:48 AM
Harsh Reality. My friend what on earth are you on about with your ideology. As a Landlord what hand outs did I ever get or what are you eluding to, never one penny always and ever tens of thousands of £’s every year to revenue, one way traffic to Government & Councils pockets, the Banks / lenders, Insurance & institution’s. You Say we exist so you’ll have to put up with us. not the case you buy one put your money where your mouth is and give it to them. Not too long ago there was no landlords letting property or fair to say before the 1988 housing Act, short memories if those guys that wants to call all the shots were even born. So right there was no B2L landlords can you tell me how perfect everything was then when we didn’t exist. There was no letting available at all and if let someone into your property they immediately became a sitting Tenant, so no one fool enough for that system. The whole housing was in crisis and stagnated people couldn’t buy, sell or rent there’s your answer. Modern people’s idea of harsh reality is like being savaged by a sheep.
From:
Michael Foley
17 October 2022 21:01 PM
Harsh Reality, if I buy a second home it a big expense, a lot of hard work and a huge financial commitment for decades, its not a bag of sweets. So you think I have a duty to hand it over to someone who didn’t earn it, or just because they were born, give me a break the Country is falling to bits with free loaders. Harsh Reality indeed.
From:
Michael Foley
17 October 2022 16:22 PM
George, now a lot easier to make a loss than a profit. I didn’t go to School very long but I learned 10% of nothing is nothing.
From:
Michael Foley
17 October 2022 16:03 PM
I am at a loss to know what’s happening. Property prices dropping won’t necessarily make them any more affordable when jobs and incomes have also been hit, don’t forget the huge rise in costs of living, energy, travelling not least more expensive Mortgage’s. I have come across some LL’s recently who have interest only Mortgage’s can’t believe they got such good deals some have renewed and fixed again, for them no heart attack or stress, different mind set, they don’t care if it’s never paid off, simply arithmetic monthly rent so much minus repayments = profit take easy lifestyle nothing to loose really we must be mugs.
From:
Michael Foley
17 October 2022 15:47 PM
I pay 40% on my miserable pension just lump everything in together, even OAP don’t escape ever, they need it for to Socially house single parents and their off spring. Dad’s go free can’t expect them to pay. I seem one guy fathered 7 children by 4 different women never reared any. All housed and kept but to all look up to Dad.
From:
Michael Foley
17 October 2022 10:51 AM
Well it’s not the 40/45% we pay is it, (it was 52% in the 70’s I remember that). Anyway will it bring in more tax ? with so many after selling up, a raid on profit with Regulation’s and licensing Schemes never considered a cost by Authorities, of course not to them. Just add a Rent Freeze to curtail profit, yes the extra 3% SD for nothing, O yes the Mortgage’s interest rates rampant more than doubled the cost. He did say on profit he’ll have to start taxing people on a loss.
From:
Michael Foley
17 October 2022 08:08 AM
Amazing NRLA, Scotish Association of LL’s, Scottish Land & Est’s, Propertymark seek legal opinion on Rent Freeze because it seems to me it reduces their revenue take from landlords, less Rent cuts their commission take. They have been extremely quiet on removal of Section 21,
From:
Michael Foley
16 October 2022 08:42 AM
Yes indeed a Legal Opinion on a Rent Freeze. Why not a Legal Opinion on the removal of Section 21, (not even a murmur).
From:
Michael Foley
15 October 2022 22:11 PM
The Government has made so many elementary mistakes, now back peddling as fast as they can before it all blows up in their face. The Chancellor had the shortest term in history except for the one that died after a month, rip. Time to step up and reinstate S.21 the very Foundation of Private letting Business. Time for them to tell the truth about why they wanted rid of S.21 to save them having to house people turning up with S.21 from Court. I never seen this as a legitimate reason to be housed by the State. When they moved into Private Accommodation they were not entitled to be housed by the State, so how come on exit from the same Private Rented Accommodation they could possibly have become entitled. It always seemed daft to required the Landlord to regain possession of his property through the Courts, when all party’s had freely entered into the Contact in the first place, what a waste of Court time and resources.
From:
Michael Foley
15 October 2022 20:55 PM
Also re-instating Section 21 would make more quality affordable housing available at no cost to the Government, instead of removing us from the Sector.
From:
Michael Foley
15 October 2022 11:10 AM
Everything that’s wrong with Private Rented Sector was wilful damage caused by Government. Introducing S.24 and licensing Schemes financially robbing the Sector. Scrapping S. 21 driving out thousands of Landlords creating a shortage, now just add Stupid WHITE PAPER the final nail. The Government is not the Solution but the Problem.
From:
Michael Foley
15 October 2022 09:53 AM
Good Company if you had been using them while doing your renovations work you would probably now be on 15%, it really makes a difference with high cost of material & vat. I was a bit put out when they were taken over but still.
From:
Michael Foley
14 October 2022 12:36 PM
It should be good for that 45 pages would goes a long way. However it can prevent you serving S21 or make your Contact null & void, the ink for my little printer costs £40. (21/22) in Sainsbury's and this nonsenses gobbles it up like no tomorrow. When I do a purchase at Toolstation/ Screwfix paying by card they ask if I want to round it up for Charity, the answer is always no because it’s likely to go to Shelter so other Charities have to suffer because of them.
From:
Michael Foley
14 October 2022 11:08 AM
Don’t forget How 2 Rent by Shelter 8 pages when introduced, they forced it into our Contracts since then changed 13 times now possibly 45 pages, in the SE we have to serve several other documents like HMOs certs, alarms certs, emergency lights certs, + others,
From:
Michael Foley
14 October 2022 09:57 AM
I think it’s the Council that’s circumventing the rules, different rules for same human beings, if they are related by any stretch of the imagination they are exempt, are those rules made for or by Asians there is a likelihood of being related.
From:
Michael Foley
14 October 2022 09:42 AM
Andrew agree but they don’t need to ask, it’s a requirement to give it to them along with several other items when entering into a Contract.
From:
Michael Foley
14 October 2022 09:26 AM
I have one that was a C for 10 years but now a D, because when new assessor the Tenants haunted him and interfered with his job. Yes the house has solid walls and he knew the area had solid walls. What he didn’t know was I had gutted the house and lined every external wall inside with polyurethane foam backed insulated plaster board & skimmed a mammoth of a job, anyway I can’t chasing to get it changed again all our days are wasted.
From:
Michael Foley
14 October 2022 08:40 AM
Sue, Tenants were the biggest beneficiaries of Section 21. So many got Council to house them armed with S21 Court Order, they all wanted one many colluded with landlords to achieve this and the Council’s know all this but won’t say it. Why the Council’s ever gave themselves a Statutory Duty to house people because they had a S21 I’ll never know, for the LL he had to do it because that’s what the Law said he had no other option but go through the Court that’s the mistake the law makers made.
From:
Michael Foley
13 October 2022 22:49 PM
It’s a lovely thought but it always works out we owe them, every tenner £6 for u £4 for his highness if you made a profit either way u deal with all the crap .
From:
Michael Foley
13 October 2022 15:54 PM
Do those Government Departments calling a rent freeze not confer with the Treasury to see if they would like a reduced amount of tax from letting due to being attributable from frozen income.
From:
Michael Foley
13 October 2022 15:22 PM
Simon I am glad you have a sense of humour left, it too serious to be funny. No point scoring here but if you purchase a house now with is a huge financial commitment + throw 10’s of thousands SD at Government, guess what a guy walks in off the Street and is far more entitled to the house than the fool who bought it.
From:
Michael Foley
13 October 2022 10:28 AM
There not just getting rid of S21 but loosing a whole load of accommodation as well that’s clear enough.
From:
Michael Foley
13 October 2022 09:47 AM
Jo. We don’t need another system to replace Section 21. We just need to retain Section 21, which has been the back bone of Private Rented Sector for 34 years fair to all and a proven record, no point in meddling with other scenarios and getting involved in a whole lot of legal wrangling for ever more with no satisfactory outcome. S.21 is there tried & tested where are all those eviction they are dreaming about, no such thing a recent report said average stay over 4 years which is amazing that some Tenants would want to stay that length of time. I have had some Tenants for years while others come and go, in fact I have a house that housed scores of Tenants that has mutated for decades and never been advertised in over 30 years even before Computers and Digital Academics came along making a mess the root cause.
From:
Michael Foley
13 October 2022 08:53 AM
They don’t even begin to understand the damage they are doing not least to Tenants. It’s collapsing the whole business. All this talk about fault or no fault eviction is rubbish. When they rent a property they sign a Contract for a definite term. So when to Contract ends it’s hardly an eviction the Contract has ended. When a footballers Contract ends at a Club he can’t force the Club to keep him.
From:
Michael Foley
13 October 2022 07:42 AM
The Decent Homes Standards Survey on line is about to finish not that it matters and is a fake Survey of the higher degree, can’t even be done no where proper to respond or allowed. The greatest insult or pretend Survey of all time, well time to scrap those nonsense Monkey type Surveys and sack everyone involved with them, is this what they are basing our laws on.
From:
Michael Foley
12 October 2022 22:25 PM
Can’t even look at the telly now had to switch it off. Shelters Policy Manager on BBC News on about scrapping Section 21. Why is she given airtime they don’t supply any housing. Why weren’t anyone representing landlords on the program.
From:
Michael Foley
12 October 2022 16:26 PM
Without Section 21, it’s not a viable business, if S21 didn’t exist none of you would have been a landlord. That’s clear enough remove it so it’s end of. Landlords keep selling no choice, keep Serving S.21 let them house them we can’t do it or operate under this duress, I built most of mine by my own hand I would rather raise them to the ground. They just don’t get it or know the vast different between financing/ supplying a property to the market and walking in off the Street taking full control of the property then stay as long as you like. This is not on.
From:
Michael Foley
12 October 2022 15:45 PM
Looks like another u turn on S21. Landlords keep going keep selling and get your Solicitors on it straight away, get S.21 served, get millions on the Streets and at Council’s Office’s let them have them all.
From:
Michael Foley
12 October 2022 15:04 PM
William Williams, not to disagree but it’s been my understanding that you can’t sign up to a fixed Assured Shorthold Tenancy of more than 7 years.
From:
Michael Foley
12 October 2022 08:58 AM
I wouldn’t call it a no fault or fault eviction, end of fixed term and if not extended as periodic by landlord and Tenant by mutual consent, then I want my property back, no need for Alicia and Generation Rent to worry about being evicted if Section 21 is removed, then they won’t get in to be evicted.
From:
Michael Foley
12 October 2022 08:44 AM
Accommodation used be so cheap in a Town I loved so well. I had 5 years of it back then and it wasn’t facilities that bothered us, the bog was outside and use Public Baths.
From:
Michael Foley
11 October 2022 13:47 PM
Matthew, we don’t know what we don’t know but we certainly know what we do know. Remove S.21 it’s collapse, so you think someone would be prepared to spend hundreds of thousands on a Deposit borrow hundreds of thousands more and repay 10’s of thousands annually, to put a roof over someone head who by paying a monthly rent immediately becomes a sitting Tenant which is what’s being proposed and the only option of removing the Tenant from your property is to sell it, then you no longer have the property so they are giving you zero option of getting possession of your property, regardless of the huge financial burden and lump of SD land tax paid. Those people certainly don’t know what they don’t know.
From:
Michael Foley
11 October 2022 08:48 AM
Retaining S.21 make more private Renting available at more reasonable prices. It’s the attack on private Rental that has done the current damage. It will never be replaced by Social Housing the Government would be swamped with free loaders
From:
Michael Foley
11 October 2022 08:12 AM
Then again we seen it all before owners throwing their keys into the letter box of their lender or Building Society thinking it would relieve them of their responsibility. That wasn’t long ago this time maybe give keys to occupant see how quick the lender will get them out.
From:
Michael Foley
10 October 2022 15:03 PM
I think it’s an absolute disgrace you make a huge financial commitment probably hundreds of thousands of £’s, burdened all sorts of costs and Regulation Compliance with no rights whatsoever. So you can get stuck with some toe rag with no input could well be supported by the tax payers. So you are telling me the only option left to remove him is to sell, imagine being forced out of business by a no hoper. Who is dreaming up all this nonsense. There’s a big difference between someone staying in my property by consent, or staying there as of a right no one will be prepared to do that, are you all mad, it’s laughable, you wouldn’t even do it for your brother. I could see a scenario where some one has massive borrowing and owning nothing could disappear and let the lender take a rap, very unlikely.
From:
Michael Foley
10 October 2022 14:22 PM
Rik Fergusson. I think all the fuss about S.21 is about holding landlords to ransom and stealing landlords property, Buy your own tell your lender all the terms & conditions you want.
From:
Michael Foley
10 October 2022 10:16 AM
Jo, it’s not regain possession of our property just because we feel like it. Its because we own it otherwise there is no ownership, if they want indefinite Security of Tenure buy your own I don’t supply it. Incidentally Lis Truss was right to cut the 45% rate and should have stuck to it, 45% tax is a complete stopper for the economy when it reaches that everything stops, its ok for all those braying for removal they won’t be paying it.
From:
Michael Foley
10 October 2022 09:49 AM
Agreement 20 is the Tenancy Agreement. Agreement 21 is the notice requiring possession for Assured Shorthold Tenancy, is that not notice to quit, it’s only if the Tenants don’t want to play by the rules and challenge that you have to go the Court route.
From:
Michael Foley
10 October 2022 09:05 AM
Section 21 is the very foundation of Private Rented Sector with Assured Shorthold Tenancies, now both are being scrapped, it’s working well isn’t thousands of landlords have quit, Rents gone far higher than they would have been. House Martin why don’t you buy a house hand all control over to them for ever that would be good, come on put your money where your mouth is. Why should Government listen to Shelter who don’t supply any housing it’s ridiculous put your money where your mouth is, when they’ll have a load of Tenants demanding everything the boot will be on the other foot, Ah they won’t go there better sit on outside in safety chucking spanners in, now that much easier. I think Liz & Stammer could meet Shelter, give them a good dressing down and remove their Charity Status, That would be good pay tax on £60m but they’ll never get past their legal team is it something like 50 Solicitors ?.
From:
Michael Foley
10 October 2022 08:42 AM
Jo, you say Rent is a Private Arrangement between landlord and Tenant, can you please convey this to the Morons coming between landlord & Tenants forcing in a rent freeze. What happened to the private arrangement.
From:
Michael Foley
09 October 2022 19:01 PM
Hi Jo, it doesn’t bother me who checks what my Rents are very reasonable and none of them would find similar for to money, so why tar us with one brush and talk about enforced Rent Freeze for low Rent and none of their business, yes I know that I spelled assets wrong but least of my worries if people don’t know what I meant they are worse than me, bearing in mind I am doing it on little HE, mind you its so toxic acid might be a better word, thanks for pointing it out, I finished School over 60 years ago. For £75’000. It would be equivalent to owing and getting Renting income for at least another 3 houses and its sitting on my lap. I don’t know anything about Housing Allowance or want to know they are all scroungers. I can’t believe so little being said about removing S21 the very foundation or Private Letting I suppose you don’t know the difference. Having been a Landlord since 1978 and fought for 10 years to get the 1988 Act / Section 21 brought in, without which none of you would have been a landlord, I thank Sir George Young for his help in tho regard, you walked in with your hands hanging and got it on a plate, now where is your back bone and protest against its removal.landlords are not represented only LL Associations with 100k members looking after their own interest. Jo you have the Administrative & Academic Skills to start one surely out of 2.5 m Landlords you could get a million signed up straight away say for £20. small change, no matter how tight they are, with £20m we could put a stop to the nonsense.
From:
Michael Foley
09 October 2022 18:49 PM
Ok let me see which Rents are too low W5 5RJ 5 bed detached £2’200 next door 3 bed Town Ho’ £3’900 so will we call it £1’000. Flat same area one bed £920. + £200. easy W3 8AH 5 bed Det’ £2’200, + £700. W5 IUA £1’500, + £650 HA2 Harrow £900, + £250 W3 8AH 2 bed larger liv’ and garden £1’200, + £250 W3 first FL 3 bed large liv’and garden. £1’300, +£350. W5 1ED £1850, 5 bed to include loft + £450 no increase 7 years. HA0 Wembley modern house 100ft garden £1500, same price 12 years, + £600. W5 1DY house £1500, + £300 same price 20 years, W5 W5 house £1400, + £150 W5 large house £1750 + £250 HRN Town house 3 Storey £1550, + £400. UB6, 4 bed house £1500. + £500, One bed Flat £900, + £200. All properties at licensed and compliant. Add the additional per month all, x 12 = £75’000 per year too low, no exaggeration at all, so our Rents should be frozen, who is in charge.
From:
Michael Foley
09 October 2022 15:16 PM
I seen a very young guy that came to a landlords meeting all glammed up with his Mediterranean tach so full of himself saying he was from the Department, the Bridge Hotel was the venue exactly what he was saying is what’s happening now, you can’t get them out unless you or your family wants to live there, he said we are writing it up at the moment, imagine that it’s Freehold Private Property none of his business how dare he I was a landlord before he was pupped, making rules for us and taking control of our acids no wonder LL’s are, getting out, we are going back to Draconian times. That could have been 5/7 years ago Anthony Gould was there that night too, so now you know the kind of people behind it. Paul Shamplina have you lost control of your senses your Article said you were getting common ground with Shelter who are they the cat’s mother it’s not their property have Charity Status and are not Elected Representatives, come to think of it who are you now that you have sold your soul to another Organisation.
From:
Michael Foley
09 October 2022 11:39 AM
Simon I take it on the chin not that it matters to me if I am a landlord or not I have done everything complied with everything still under attack and abused for providing top quality affordable housing. Without Section 21 it’s not a Business I am probably better off out of it. I made my money initially from hard work and not from Renting, the ones that left got it right not putting up with those little Dictators taking control of our acids. 44 years a landlord.
From:
Michael Foley
08 October 2022 21:54 PM
I don’t get this at all. The average wage in the South East is £33k my Tenants generally pay £400. per month or less in a shared house with their own room with 2 bath rooms large kitchen and living room. So say £5k max for the year how could that equate to 31% of £33k each, are you suggesting I should be changing them £800. pm each.
From:
Michael Foley
08 October 2022 19:55 PM
So we buy the property take all the risks put in our efforts our own finance to acquire the property then they take it from us very good, why not confiscate new Flats from Developers as well that would good too, when did the Russian take over.
From:
Michael Foley
08 October 2022 17:21 PM
So most of the problems in Private Rented Sector were deliberately caused by introducing Section 24 and removal of Section 21 causing thousands of landlords to get out. The available remaining stock must reduced obviously driving up prices, do you not get that, interfering with things you know nothing about.
From:
Michael Foley
08 October 2022 13:22 PM
Paul make a number of good points I’ll give him that although I have been known to disagree with him on the circuit. Better the Devil you know for sure people stay 4 years 2 months is it. Our Rents are well below market Rents so they can go to the Devil that they don’t know and pay far higher Rents that’s why they are staying longer. All my Rents are so much below Market value which is why a Rent freeze is so unfair, we have supported Tenants through thick & thin even reduced Rents in the Pandemic that we never got back up. The guys that increased rents at every opportunity are now on the pigs back, the Rent Freeze will guarantee them top dollar while we will be stuck there on low Rents do anyone think this is fair. a nice thank you isn’t it for being a good landlord.
From:
Michael Foley
08 October 2022 13:03 PM
Over half of Social Tenants are entitled to have their Rent covered by the Welfare system, that’s alright then why should anyone do anything if it’s free.
From:
Michael Foley
08 October 2022 12:08 PM
Andy a very learned scholar if I may say so, but why did we walk blindfolded into this war in the first place crossing red lines there was always going to be a reaction a Nuclear power that lost 25 millions in last war and was on our side they were never going to accept NATO moving into Ukraine given that they were being surrounded by prising other Countries out of their grasp. That said Biden & Truss were hell bent on proxy war dragging us all in, what ever we think about Trump I think he would have avoided conflict and more concerned about doing business. Anyone that thinks Nuclear won’t be used is dreaming probably by America first they are not going to be sitting on their hands if they think it’s going to happen. What did you say get over the Recession far smarter to have avoid it in the first place, now we will all suffer the consequences.
From:
Michael Foley
08 October 2022 11:57 AM
£30’000.00 is a lovely bit of money for the Council’s it seems to be standard practice a nice round figure, far better for them than having to earn it. This Rent 2 Rent sham there are thousands of those who can sublet and over crowd with impunity, the landlord is always the fall guy easy his name is on the Title. So if Council’s are so concerned about health & safety why not order landlord to spend £30k improving the property instead of filling their own pockets.
From:
Michael Foley
08 October 2022 10:58 AM
They are playing around with a lot of figures here. In simple terms if you earn £100k then £36k is removed in tax & national insurance. When you go over a 100 they take £1 for every £2 over from your personal allowance until it so used up. (62%) so what’s the point of talking about freezing 45% at £150k.
From:
Michael Foley
08 October 2022 08:55 AM
Paul. I believe you are right about the media manipulation of private housing housing reporting. We have a London Radio Station continuously bashing private LL’s for years, if your opinion is different to theirs it don’t get aired, when your messages continuously goes green it’s a good indication in my book.
From:
Michael Foley
07 October 2022 22:32 PM
It seems I am one of them Ostriches my rents are so much below compatible properties in there given areas. I did mention before so how is it possible to rectify a big gap like that, not possible its a kick in the teeth for having reasonable Rents.
From:
Michael Foley
07 October 2022 20:45 PM
The Article doesn’t who was doing the Sub-letting and why no action of fines for them. This is only to be expected when landlords are made powerless, not allowed to run their business and excluded from the property. He gets this fine because of previous Regulation’s causing the problem. The ownership issue, who has better access to the land Registry data than the Council a click of a button but a fine is the order of the day. Didn’t say who put the rubbish in the back garden it seems to be a + for Tenants to do this it strengthens their case.
From:
Michael Foley
07 October 2022 15:55 PM
The landlords are the victims.
From:
Michael Foley
07 October 2022 13:28 PM
Michael Amzac, this is the problem they don’t know what they are talking about. They caused all the problems in the first place with introduction of Section 24 and removing Section 21. Driving out thousands of landlords creating a shortage of letting properties obviously make what is available more expensive, so now they want another law to freeze rent on account of the first two that caused the problem, some morons. The issue of freezing Rents for the bulk of landlords who have very reasonable rents like me, we are being discriminated against and frozen to spot while guaranteeing high rent for the Landlords that charge top dollar, (well done).
From:
Michael Foley
07 October 2022 12:48 PM
All provable I don’t live in a cloud.
From:
Michael Foley
06 October 2022 08:13 AM
Why not Slam Lenders hard to justify trebling interest repayment for first time buyers. Oh no that would never do they would go bust but its ok to bully and destroy Private Landlords who supply and subsidies quality affordable housing for millions of Tenants, aren’t they the lucky ones they could have an unaffordable Mortgage on a high rise that’s not worth the money they paid for it. Forget about no Stamp Duty that wasn’t for your benefit it was for big Developer to keep selling unaffordable property to you. My Rents are £75k pa below market value. Scrap THE WHITE PAPER NOW, Reinstate Section 21 to its full effect and Scrap S. 24 you morons.
From:
Michael Foley
06 October 2022 07:53 AM
Mine already got discounts during Pandemic like £100. pm and one property got £250. off from a low base, now I can’t get it back up and that’s the truth.
From:
Michael Foley
05 October 2022 21:31 PM
Mr Mayor. Also going to introduce a new Digital Portal to screw Landlords, mind your own business its not your property.
From:
Michael Foley
05 October 2022 16:19 PM
I am just catching up didn’t get a chance to look at a phone today, just got home at 2 MPH thanks Mr Sadiq Khan the Mayor, will now extend ULEZ out to M 25 to cause further mayhem.
From:
Michael Foley
05 October 2022 16:14 PM
So we won’t have laws or justice system anymore making a mockery of the whole System. Rent freeze while all our cost are rising, being robbed by compliance schemes, having just bailed out Tenants in the pandemic. Never mind all that give them back the Deposit plus 3 more Deposits you never got, now give them back 3 years Rent you never got. I hope the World is watching the good old British Justice system that they used to look up to, now making it a farce and a mockery.
From:
Michael Foley
05 October 2022 06:55 AM
This Guy is only interested in carving out LL’s business for letting Agents like a lot of it has been high jacked already. Why have we no one representing us maybe we need Mick Lynch. 1231 read this only 6 were prepared to comment. LL’s come off the fence. The other Insurance storey about appliances turned out to be a non story, 2120 read only 4 comments apart from mine, only one in 500 commented. Shane is right about First Tier Tribunals but its probably illegal to say so better leave it there.
From:
Michael Foley
05 October 2022 02:27 AM
It to squeeze traditional landlords out, can’t rise rents when they can’t afford. Its to force us out and not improve housing Standards, if they were serious about this or if that was their intention, why would they Rob the Private Rented Sector of Billions of £’s with no input whatsoever of their own just Bankrupt small landlords for the Boys to take over.
From:
Michael Foley
04 October 2022 15:20 PM
Fixed Term Tenancies are essential for all not just Students. Just reinstate Section 21 and Assured Shorthold Tenancy’s which was fair to everyone. Scrap THE WHITE PAPER/ Renters Bill written by discredited sacked Mr Gove, what does he know about housing or real life. They have no mandate for the Change, no landlord consultation took place. Just ask others not involved in the Industry for their opinion to get the answer they want. Scrap the proposed Ombudsman it will be also an anti-landlord quango like what what we have already.
From:
Michael Foley
04 October 2022 13:12 PM
Nothing adding up total disaster looming unfortunately, deliberately by Council’s, Government just add Londons Mayor. The economic situation not good or sustainable yet introducing Policy’s to make it infinitely worse. What every Homeowner in the Country needs to wake up to, it’s not just Landlords properly will be affected by those treasonable changes it’s everyone’s property, careful what you support and wish for. Many home owners moving up the ladder, their existing property is often bought by a LL, when that buyer it not there watch your price fall. Mayor of London new data base for Rogue’s he should be first one on it, bringing limiting a standstill, blocking off roads, narrowing roads, stupid unnecessary lines & restrictions all over the place 20 mph, doubling traffic, pollution, journey times, yesterday I went on business journey one part of the trip involved a No 65 Bus from South Ealing to Great West Road, half a mile took half hour I kid you not. Check it out. Everyone inconvenienced driven mad people were jumping off the Bus at every opportunity and walking, Why is he in charge does he not have a Boss, now he wants to legalise dope as well.
From:
Michael Foley
04 October 2022 10:26 AM
I used to do that keep it standard but then came HMO requiring extra cooking facilities / range cookers can’t be throwing them at £1’000. a time, expensive to call repairman, heavy and cumbersome to transport. Everything they do creates more hassle and expense, then the fellow on the moped brings them their dinner.
From:
Michael Foley
04 October 2022 08:57 AM
More rubbish cookers/ovens causing accidents / 111k insurance claims. Its very unlikely the Cooker caused the accident but very likely the user did. What landlords worth his salt would be claiming for appliances, obviously they need replacing from time to time and some miserable LL’s would like them for free. They are now letting unfurnished so don’t supply very much but charging more than for fully furnished. Incidentally the Donkey Renters Reform Bill/White Paper is being pushed through this Parliament to create a more unfair renting system to crash the economy. Not satisfied with the tax changes that they had to back pedal on, having crashed the pound costing the Country Billions, well done you now have the opportunity to do it again.
From:
Michael Foley
04 October 2022 03:56 AM
Andrew, anyone under 50 don’t know what it was like before the 1988 housing Act either and the introduction of Section 21, or they would be kicking up a lot more stink about it. All the Campaigning hassle and lobbying was pre-done for them, just walk in and take over while some abused the system but now so smug and know it all. When S.21 is gone it will be too late and they’ll all get a reality shock.
From:
Michael Foley
03 October 2022 18:57 PM
Mortgage free or not its not their business and nothing to do with them, if own it outright its means you have paid it off, may well have used funds from other businesses or savings, why then should you subsidise some one else cost of Living or lifestyle. Suppose Its not paid off and you get in financial trouble the Tenant is not going to Bail you out. Robert don’t give me a heart attack I am sure you meant existing longterm Tenants, (not sitting Tenant).
From:
Michael Foley
03 October 2022 17:24 PM
Selective Licensing, just take a look on Government website if you want to know why they are saying they are bringing in the Scheme, or if you want to know the biggest lie ever told. It values the private rented sector and wants to see a strong, healthy & vibrant market. It’s aim is a bigger and better private rented sector that offers security, stability and decency. Is this compatible with driving out thousands of Private LL’s. Giving £1b fund build to rent to replace the Private landlords they have driven out. A further £3.5b private rented guarantee investment scheme to under pin investment. This is all to support and bring in the big boys to replace us obviously we are not getting any of this. They are also educating Tenants to destroy landlords, just further collusion… is it still not clear to you, some legalised corruption going on.
From:
Michael Foley
02 October 2022 19:15 PM
I am seriously below market rents many haven’t increased in 10 years while being eroded by inflation, extra costs and licensing Schemes the main driver of high rents. Seriously they then talk about high rent and rent caps that they created, while telling Tenants its the Landlords fault.
From:
Michael Foley
02 October 2022 10:09 AM
Simon, is right we are not a Charity although I may as well be, all my Rents are well below Market Rents as is the case with many landlords. Suppose we charge Market Rents or what current Rents are locally the Homeless figures would be much worse. We are the silent majority it seems to be a mind set, others with high Rents up them all the time and at every opportunity. Those are the landlords that’s giving rise to talk about Rent caps, if this happens we are the one left sitting at the bottom of the ladder and penalised further, no wonder there’s a surge in Rent increased recently by LL’s getting panicked by this talk.
From:
Michael Foley
02 October 2022 07:16 AM
Jason, you think you are so clever not paying your way while others work to put a roof over your head. Buy your own screw the lender see how you go on, you’ll be out in 2 months Flat. I’ll never understand why Landlords don’t have same rights.
From:
Michael Foley
01 October 2022 15:47 PM
I agree with Andrew regarding the borrowing and partly agree Andy, I don’t think that S 24 should lever have been introduced. The last crash 2007/8 I seen a particular Bank re-possess many with one exception. I knew a guy had bought a lot for property and his acids wouldn’t Come near covering the debt guess what the Bank never touched him. He owed them £7m so he is now super rich.
From:
Michael Foley
30 September 2022 23:41 PM
Gemma, dear its not the way the cookie crumble, us cookies don’t crumble. This didn’t just happen it’s a deliberate contrived attack to drive us out using several means in transition of our business to Lloyds. Barclay. John Lewis , General Accident etc. I agree we have the option of getting out but why should we, not least being forced out by unfair competition and that’s so obvious and blatant it’s despicable. I am not dependent on Tenants to keep me or pay for my property. I subside my Tenants Standard of living, it would be far less stressful for me not being a landlord but didn’t know it was going to be hijacked by outsiders nothing to do with PRS aided by Government.
From:
Michael Foley
30 September 2022 18:37 PM
Gemma my friend you can’t have it both ways. I am glad you had a good run but if you got stuck with a professional bad lot, working the system like I did and loose 12 months rent. The law shouldn’t allow this to happen.
From:
Michael Foley
30 September 2022 12:59 PM
Peter. I suspected AirBnB was next following the attack on the Private Rented Sector causing many landlords to switch and AirBnB to explode, so because of the laws they made for us they have to make more laws on account of the first unjust laws they made, ?. Removing S 21 is the biggest blunder/ no fault evictions but only after end of Contract. When they signed a Contract they knew how long that was for whether 6 months or 6 years and even if they signed for a short term then with Periodic they could stay indefinitely subject to both parties agreement what could be fairer than that but Government don’t want it to be fair. Now that no fault ending is being removed from landlords rights and given to married couples instead no fault Divorce, to continue the escalating of single Parent Families to milk the Benefit system, now rampant and out of control well done, a quickie divorce should add enormously to the problem.
From:
Michael Foley
30 September 2022 08:23 AM
We don’t need their help just call off the hounds enough is enough. Scrap THE WHITE PAPER now, Reinstate Section 21 the very foundation of all private Letting, although many in industry now do seem to know this, too green, too busy with their iPhones & laptops. I suppose they weren’t born. Scrap Section 24, Give us back our Deposit’s, Scrap How two Rent and treating Tenants like idiots they know well how 2 Rent, that’ll do for a start.
From:
Michael Foley
30 September 2022 07:08 AM
Gemma we need more than help we need a miracle, let’s be honest you don’t need any funds to have our life style, Work, Stress, Persecution, Prosecution, Criminalised, Rent Repayment Orders after they lived in your Property for free, Fines. Penalties, Confiscation Orders, Banning Orders, Give them back 4 Deposits instead of one, under constant attack by all of most useless people on earth, Classed as Rogue’s. I am sure you’d love it, nice lifestyle isn’t it.
From:
Michael Foley
30 September 2022 06:45 AM
Very true and the reason being Its gone so big and out of control, it would be harder to find someone that’s not on it but Its not popular to say this.
From:
Michael Foley
29 September 2022 19:58 PM
Barry their is another factor many young professionals have bought outside London because property there is much better value, with so much technology they can do a great deal without physical being there, getting away from Mr Khan £15 pa Congestion Charge and £12.50 ULEZ pd and outrageous park charges, now he’s going to extend the area out to M25, no stopping him a law on to himself.
From:
Michael Foley
29 September 2022 19:01 PM
What a disaster all foreseen and avoidable as this just didn’t happen but was caused. I have been rant & raving about those Treasonable Policies long enough but Regulation’s continue in the same vain. Now step forward and scrap THE WHITE PAPER, Section 24 and reinstate Section 21, cut back on licensing Schemes you had plenty of Regulation’s to govern PRS already. OK thought not continue just sit there watch it all collapse around your ears, while everyone is suffering and now at grave risk of of loosing their homes. I suppose they’ll need PRS to re-house them. The BoE £60b stop gap I ask you and those people in Government Office’s and Civic Centres still in charge. This was always on the cards Liz or not.
From:
Michael Foley
29 September 2022 06:34 AM
I don’t blame you every organisation has their snout in the trough as far as landlords are concerned. Got letting house Insurance renewal £771. to incl’ £82 premium tax, scrap this tax people should be encouraged to Insure their property not given a penalty for it. I don’t trust them to pay out if the worst happened, even though I never had a Claim. They have more get out clauses than Houdini more Terms & Conditions added every year + more exclusions and increase premiums, good game.
From:
Michael Foley
28 September 2022 18:57 PM
Robert, not quite everyone is forgetting at least not me. I commented on this other day when I said when you go over £100k they removed £1 for every £2 of your personal allowance until it all eaten up, yes is equates to over 60%.tax.
From:
Michael Foley
28 September 2022 16:29 PM
Jo, I have no doubt whatsoever we would now be in a better position if labour had won last Election. They couldn’t have got away with half as much injustice, using the law to apply dirty tricks. However too late now we can’t go back. It’s all about looking after the big Developers and handing the business to Banks (Barclay, Lloyds etc) John Lewis and the Big Institutions, when were they ever involved in lettings, now hand it to them, the ready made business that we strived for years to create give it to them on a platter.
From:
Michael Foley
28 September 2022 12:33 PM
I don’t knock every aspect of the changes why should anyone be paying 45% income tax, it stops business expansion or individuals stopping short of their potential to keep Belinda the threshold. Its seems to be most of the people milking the Benefit systems are shouting to loudest about this as usual whilst contributing no tax, pay for nothing themselves.
From:
Michael Foley
28 September 2022 07:36 AM
What more rubbish where do you get off. Compensation up to £25k where does that come from, does the landlords get £25k for providing the property and an apology. New Digital Portal indeed required to persecute LL. Why not get to new Digital 3D Printed Buildings Technologies for building new Homes. It would make far more sense and better use of Technology than using it to witch hunt Private Landlords the back bone of housing in the UK. The Digitally Printed House sold on Long Island, New York was built in 48 hours.
From:
Michael Foley
28 September 2022 07:24 AM
So HMO’s licensing was forced in on Private landlords against their wishes, big fines for not getting one and Rent Repayment Orders. Now using Article 4, to prevent you getting a License.
From:
Michael Foley
28 September 2022 07:00 AM
This is restricting the competition or free market, the seller is not going to be happy and may not sell. So one of 2 things could happen, not selling will create more scarcity for first time buy keeping prices up, or selling for a reduced price will collapse the market. I think everyone knows about buying on a downward spiral, it goes down more after you bought.
From:
Michael Foley
28 September 2022 02:11 AM
Couldn’t agree more everything that wrong with Private Sector Housing was forced to happy.
From:
Michael Foley
27 September 2022 17:59 PM
Jo, my friend not many will be that well hipped, lucky to get a sniff of one.
From:
Michael Foley
27 September 2022 17:34 PM
So it not going to be a free Market, not that it is now with landlords having to pay double Stamp Duty. There are 2 different types of buyers home buyers want the property to be in good state of repair, ready to move into and anyway probably won’t get a Mortgage if gets a poor Surveyor's report. Landlords are prepared to buy in poor or dilapidated condition with the aim to modernise even gut out or re model all cost a lot of dosk, the first time buyer is not up to that or capable for that matter, so I don’t see them as being much in competition with each other at all.
From:
Michael Foley
27 September 2022 17:10 PM
Allow Tenants to make reasonable Alterations, my goodness today I had an occasion to visit one of mine. I seen straight away the front door frame & sidelight had been recently painted, on closer examination I could see it would flake away when you rub it, it had been painted with emulsion what can I say, it will have to be rubbed back and start again and they are going to be unleash Tenants on our property, it a bad joke they think they know it all like the useless Regulators or the way the London Mayor is bringing London to a standstill creating traffic jambs and Pollution. Actually I did thank the Tenants for the painting not to dispirit them, at least they thought they were doing good, but don’t go giving permission letting them loose on the property it will be horrific.
From:
Michael Foley
27 September 2022 16:49 PM
Another issue forcing LL’s to accept pets, labour would do the same according to today Evening Standard. Forcing LL’s to have HMO license where most live in their rooms where there are minimum room sizes say for 2 people 10.2 m2 so if they add a dog how many m2 for a dog or will he be in bed et them or are they going to start a trend and have a dog on every room.
From:
Michael Foley
26 September 2022 20:03 PM
Wrong he wasn’t breaking into someone home, he was entering his own property. Who’s name is on the Title Deeds I would expect that to be the owner, otherwise no point in purchasing and have the responsibility of maintaining, paying for it for 20 years, for it to be taken over by someone for a months rent & 5/6 weeks Deposit if you take one which I don’t since it was compromised and not worth having.
From:
Michael Foley
26 September 2022 10:01 AM
So reading this it seems it will now apply to Houses Rented to Families ?. Who will be bothered to take them with their kids sometimes wrecking the place, the reason they are currently housed is the fact that no license is required for Families. Why does everyone deserve a decent home to live-in if they done nothing to deserve it. We may as well all sit there twirling our thumbs and everything will be provided
From:
Michael Foley
26 September 2022 09:46 AM
The London Mayor that is destroying London bringing it to a standstill with nonsense 20mph taking twice as long to get any where and get home, moving lines out in the road, blocking off dozens of roads he hasn’t a clue, now extending to M25 driving people up the wall. He now sees fit to cite Anti-Private landlord Shelters data who supplied no Housing (they should know hmm) to knock us landlords, that’s 2 dysfunctional outside organisations nothing to do with Private Housing poking their noses in, can they not run their own business. THE WHITE PAPER I think Mr Gove must have thought he was writing Policy for the EU when he wrote this, he seems to have included Article 7. Giving themselves provision to remove Landlords rights over their heads without question, leaving landlords with no say whatsoever over their own Private Freehold Property.
From:
Michael Foley
26 September 2022 08:59 AM
I wants to buy a car can I have a 50% discount please.
From:
Michael Foley
25 September 2022 21:04 PM
Agree except Part Buy Part Rent / shares ownership disaster non starter, you’d be bet off renting off anyone rogue’s or not.
From:
Michael Foley
25 September 2022 20:52 PM
House Martin come on now that’s exactly what the LL with another job is doing he is working to supplement the Mortgage. Do you think a buy 2 let will pay for it self not a hope, the figures are always inflated to get the loan /fraud courtesy of the lender. Just to re-cap you think one of my Terraced houses for example lowest value in outer London £550’000 and you think the 5 Sharers now paying £1’600. pm in rent would cover a Mortgage on this, stop it. Who ever wrote THE WHITE PAPER must be of same school of thought. It not about point scoring on here against one and other this is too serious a business to be flippant about it. I respect your point of view and wish you well. Good evening.
From:
Michael Foley
25 September 2022 20:09 PM
Hi Jo. I agree that was the case in the past. We always had fixed term Contracts until they introduced Periodic then that was fine, it continued as before with same term & conditions until one party or the other gave notice. I suppose we are talking in the past with removal of Section 21 imminent Periodic Tenancies will also be gone as well, in substitute we will need to go back to fixed Term Contracts or what we will have is no Contract that’s plain enough, not acceptable.
From:
Michael Foley
25 September 2022 17:14 PM
Jo, why not a fixed term Contract I never used anything else in 44 years. The alternative is what THE WHITE PAPER is trying to do. an indefinite Contract in perpetuity no thanks its our Property. We have to be able to decide not others with little or no input telling us what to do. Wait until I reflect on this, offer a half million/ million £’ property to the rental market for one months rent & 6 weeks Deposit and they are in control for as long as they like but owners have no say hmmm, enjoy the Collapse.
From:
Michael Foley
25 September 2022 11:17 AM
This is getting more daft this in tantamount to confiscation, are you suggesting there should be no landlordism or letting. No hope of 5 individual Sharers buying together (forget about HMO’s one in every room incl’ living room) as they come and go frequently which is the why they are renting, it’s difficult enough for a married couple to stay together. Maybe don’t bother to buy a house just give me one now that’s much better.
From:
Michael Foley
25 September 2022 05:09 AM
HouseMartin, my friend that’s a bit of a sweeping statement, maybe you are confusing us with Shelters Alecia, Generation Rent or Michael Gove even Eddie Hughes the so called levelling up brigade. I bought my first Plot of land in Ealing in 1972 subsequently built the Detached House which was built by my own hand, with only hand tools, no electric on site and cordless wasn’t invented, completed in ‘73, incidentally it was the first house I let, would you not call that providing homes, then built 2 detached in Croydon in ‘78 another detached in Action in ‘85 another in Ealing ‘10 those were all provided by me. I bought others you don’t count them apparently. The idea you can buy property and pay for it with money equal to rent is a bad joke, I have 5 shares paying £1600. pm so are the 5 going to buy same property between them not likely even if they did it wouldn’t near covering the Mortgage. None of my Tenants exploited or impoverished and very happy to have me for a landlord. The business for me unlike others was never to supplement my Pension. I always worked for a living so I was not dependent on supplementing my Pension which is just as well it’s taxed @ 40% disgraceful there should be some element of Pension fee of tax instead of lumping it all in together for income tax.
From:
Michael Foley
24 September 2022 22:35 PM
Francis, very sad having to get rid of Tenants just because of Government legislation, it doesn’t help anyone, the Author of THE WHITE PAPER Mr Michael Gove as I understand it what does he know about housing is he a landlord or a Tenant no just privileged born with a silver spoon, then making laws about things he knows nothing about, unfortunately he wasn’t sacked in time.
From:
Michael Foley
24 September 2022 20:41 PM
Andrew it’s a bit obvious what’s happening to PRS making it worse for you, me & the Tenants but there is a way around it look at what thousands have quietly done, for me it doesn’t matter a carrot with some of my extended family and their dysfunctional partners, why should I be bothered not too long I suppose I’ll b a fist of ashes. Every medium is full of Surveys, figures & percentages enough Stat’s to confuse anyone. They miss the reality about Landlords selling up but many are selling up and keeping them at the same time, so the figured will be high in theory but not in reality. Thanks to S.24 many have formed a Company now comes the clever bit, you sell the Property to your own Company, Mortgage it up to hilt and get your market money out. So you have sold it but you still have it, it will run as a Corporate letting business, up the Rents and let an agent manage it, so you are at hands length and the pressure off no need to worry about loosing your money you have already it in your pocket. While you are at it add son and daughter to the Company. Completely tax efficient all expenses and Mortgage’s interest allowable. I tell it how it is strange never a murmur about it on here I suppose silent cars run the best.
From:
Michael Foley
24 September 2022 18:04 PM
Same I only ever evicted non payers, some even dragged it out for a free year before I got Court Order. except once for Anti-Social behaviour when I had Police & Council on my back threatening me with prosecution, yet when I tried to get rid on them the Council wanted me to keep them on. They did pay the rent but could well afford to, had others living there against my wishes or permission and not on the Contract.
From:
Michael Foley
24 September 2022 12:14 PM
William, very strange and un-fair to place the the property value for over seas investors at 2015 if what you say is correct and I don’t doubt you. When I believe in ours case they go back to 1980 putting a value on them there to maximise the CGT payable so un fair, they used to encourage and support us to stay in long term before, now they can’t wait to get rid of us.
From:
Michael Foley
24 September 2022 11:36 AM
I believe no landlords wants to evict their Tenants in the main, but are being forced to by the Authorities, about time Tenants and Anti-landlords groups recognised and admitted this.
From:
Michael Foley
24 September 2022 11:26 AM
Everything that’s wrong with PRS has been deliberately created by outsiders that’s a fact. The Budget yesterday is no better designed to help big Developers to keep creating high rise and fill their pockets. It doesn’t help first time buyers by reducing or removing SD, it irreverent when interest rates have risen by more than the SD relief, its just to keep roping them in to buy from Developers. They are walking blindfolded in serious trouble for the future. They are determined to get rid of small private landlords who subsidise Tenants Rents to a large degree. Try renting from large Companies and you’ll find they are invariably charging more, hundreds per month extra. I could be charging thousands more pa. You didn’t have to be earning £150k to be paying 45%, when you go over £100k they take away £1 for every £2 of your personal allowance until its all eaten up so in effect you have no personal allowance, work that out is it 62% ?.
From:
Michael Foley
24 September 2022 11:15 AM
Hi House Martin, the main players in supplying Private Property to House millions of people, do you not also understand that no more than the Government that caused all those housing problems by endless full scale attack on us. They used never have anything to do with us, some years back the Government made a decision to take control of all private property we weren’t even told or asked it must be Democracy, but when they had destroyed public Sector Housing no more damage could be done there they moved on to us. This is why you have this stupid Budget borrowing billions trying to buy their way out which will be a bigger problem to pay back, a loan to pay for the loan you couldn’t pay for in the first, we only just finished paying back for last last war. Yes there are Farmers, Medics, Builders, Shopkeepers, Working individual’s who are prepared to take the risk and to put their money where their mouth is. Also Retired Teachers that don’t deserve a mention or the politicians with huge Portfolios like a Previous Prime Minister, but in the main the bulk are owned by ordinary individuals with a couple of properties to supplement their retirement given that savings interest was abolished leaving them with no option.
From:
Michael Foley
23 September 2022 22:45 PM
I haven’t had time to digest this Budget yet, from I heard so far didn’t see anything to help private sector landlords who are the main players in this providing quality affordable housing, very strange to ignore the most necessary and important individuals putting a roof over 8’000’000, heads and contributing billions to the economy, off their back with their own finance, not public purse and branded Rogue’s & Criminals some gratitude.
From:
Michael Foley
23 September 2022 19:25 PM
They system definitely created one parent families. I seen them get rid of partners to work the system, they can have another temporary partner any time they want & they do. They destroyed the family unit creating a broken Society no wonder there’s so much crime. Check the way the number of marriages have declined virtually extinct due to benefit system. Check the numbers if you want proof.
From:
Michael Foley
23 September 2022 17:45 PM
None of mine have increased in years despite having been loaded with Regulators costs, Maintenance costs, licensing fees and compliance work fire doors, Electrical up grade’s, hardwired fire detection systems, Emergency lighting, extra cooking facilities, Deposit removal, 10% w&t removal, now S21 removal, S24 introduction. It’s savatage plain & simpy.
From:
Michael Foley
23 September 2022 09:10 AM
Sheltered the Anti/ housing Charity. I can’t think what else they are, as they don’t supply any housing but does enormous damage to the private rented sector who house millions. Their CEO got a CBE can’t think what that was for it must be for the damage caused or their contribution to the Parliamentary Select Committee on Housing Policy that they don’t supply. When I go to the Butcher I ask the Butcher not the block.
From:
Michael Foley
23 September 2022 07:29 AM
The whole basic of the System is to have everyone at each other’s throats. 3 unrelated people sharing a property, must be licensed or landlord might get Rent repayment Order, could be fined £30k. 6/8 or 10 vaguely related people don’t need a license, or Rent Re-payment or £30k penalty applicable. It’s called fairness…..
From:
Michael Foley
22 September 2022 20:16 PM
Clearly when the landlords are paying the energy Bills on a fixed Contract period, any energy increase is paid by landlords so therefore is entitled to the £400, help, why should the Tenants get it they didn’t incur the cost rise. I don’t know why the the subject was even raised. Different of course when Tenants pays the Bills then obviously they are entitled to it.
From:
Michael Foley
22 September 2022 19:00 PM
Stamp Duty reduction are they having a laugh, there was never a Stamp Duty holiday. We always paid SD the same as everyone else, then Mr George Osborne in effect doubled it in 2017 with extra 3% for LL’s / second homes, later they halved it temporarily and hey presto that’s your SD holiday, they must think we haven’t a brain cell left. The way I remember it, it’s £30k on £500k property or on £650k property £42k SD, please correct me if that has changed. How many years is it going to take re-cover from that SD dead money, while paying a Mortgage now strangled with licensing & all extra regulation’s and if & when property value’s drops as its always been erratic, be ready to be repossession.
From:
Michael Foley
22 September 2022 09:27 AM
Who are all those Rogue Landlords. There are 2m or 2.5m landlords take your pick ? but the Register lists the number of Rogue Landlords as 57 my goodness it not even a percentage and a whole lot of legislation being pushed through Parliament, based on what ?.
From:
Michael Foley
21 September 2022 17:02 PM
Anyone that thinks it going to stay at £700. It’s not when it was introduced in certain Boroughs in London I paid £560, in 2006 now £1’550. an increase of nearly £1’000. So you had 16 years grace you don’t know you were born.
From:
Michael Foley
21 September 2022 15:54 PM
Disgraceful behaviour by a Council and should resign immediately. So called extensive consultation my foot, based on only 800 to include landlords, Tenants and the General Public who have no input whatsoever to get the answers they want. How many actual landlords did you consult if any, even if they were all landlords it wouldn’t be a Consultation only 800 out of 50’000, properties and more than one person certainly live in each property. So £700.00 per license x 50’000. Properties = £35’000’000. God help the Tenants, where is Alicia, Generation Rent and Sheltered in all this are they totally inept.
From:
Michael Foley
21 September 2022 09:41 AM
Edwin or is it £3.9 million pa
From:
Michael Foley
21 September 2022 08:48 AM
The vast majority of Tenants are honest and trustworthy. There are others who think everything should be free including rent and we can sense to a mile off but we are not allowed to say obviously, if you get stuck with them you’ll know and Council will back them 100%.
From:
Michael Foley
21 September 2022 08:41 AM
Another tax take driving up rents, driving up costs making housing more unaffordable, especially now above all at a time the Country is in the most serious economic crisis in decades and a war on, creating homelessness for the lower paid and Tenants the poorest section of Society who allegedly they say they are helping but it doesn’t wash. They are the end users (end users always pays the price) some friends levelling up turned out to be, levelling down to the ground more like, leaches in disguise.
From:
Michael Foley
21 September 2022 07:30 AM
It would be good if Government & local Authorities understood something finance or economics instead of throwing money down the drain. They prefer the Tenants to buy as apposed to private LL, some Tenants don’t have to pay SD but LL’s pays double, say a house costing £500k in L’don but most likely it will be a Flat you won’t get a house for that in London, would attract £30k SD from LL, half or less from an individual there’s £15k gone, LL will need a license £1500, fee + probably £3 to 4k in Compliance work & Gov’ gets thy VAT as well. The private LL let’s the property generating taxable income which in my case is thousands of £’s tax per property pa. When LL sells he has to pay c/gains tax. individual do not how much have the Revenue lost already from this free Service by self financed individuals to the State, (can they not recognise a golden goose). Then I hear of encouraging LL to sell to their Tenants. The Est Agent looses the Sales commission, Gov’ looses the VAT, the Agents staff looses employment etc etc.
From:
Michael Foley
20 September 2022 20:29 PM
It’s not spare money by any means and its our money especially for private LL’s, it a bit different for Corporate Company LL’s who are allowed to claim for everything including loan interest then only pay 19% tax if any, (unlike me who pays 40/45%) because of the way they can structure their portfolios and can keep buying if they want, individual LL cannot and was stopped dead from buying with S.24, then they say there’s a shortage of rental properties I wonder why ? S.21 to drive us out and S.24 to prevent any future purchase.
From:
Michael Foley
20 September 2022 19:38 PM
Martin has a great sense of humour, do forget to kill the lights in the Club House as you leave.
From:
Michael Foley
20 September 2022 18:56 PM
27 years renting and haven’t sorted out accommodation of their own, in Plymouth above all places where rent and property prices are low. You can buy a 3 bed Terrace there for the price of a Studio in London or Rent it for the same as well. I know people who have property there, for 2 people working it must be a doddle even more so if they settle for a Flat, where’s the problem buy your own. Why expect someone else to House you .
From:
Michael Foley
18 September 2022 20:58 PM
Sell your property to your Tenants if you want, its up to you and the Tenants but don’t tell us what to do. I have seen slums with Tenants bought by landlords at Auctions on the cheap but that’s in the past. To buy now the property has to be compliant or vacant to enable you to get the work done and costs a great deal. The idea of a 50 year Mortgage and telling that to a 50 year old man is crazy. That’s some inheritance to burden relative’s with leave them a Mortgage. I despise 35 year Mortgage’s as well. a colleague a Surveyor his daughter has brought Flat on a 35 year Mortgage, it a life sentence. You are not going to get the market value without vacant possession.
From:
Michael Foley
18 September 2022 17:28 PM
We are now an animal Sanctuary.
From:
Michael Foley
18 September 2022 11:45 AM
Jennifer I would love to agree but cannot. It shouldn’t be on THE WHITE PAPER, it’s already fair to everyone, some landlords take pets some don’t, some Tenants have pets some don’t. What is happening here is to further remove owners rights leaving him with no say whatsoever. So have your discussions to exclude us like has been happening with all the other recent regulators, you decide and impose it on us as usual.
From:
Michael Foley
18 September 2022 10:14 AM
Jim, my friend you are talking rubbish I don’t care if you had 1000 Tenants or 1, you are not consistent in your statements. When I was shouting from the roof tops so to speak not to scrap S21, you were the one who said it didn’t matter and how great S.8 was and you had no trouble getting rid of Tenants, done it all the time, now saying the opposite you don’t do it at all. Thousands of LL’s have since sold up, you have your answer. Jim you are a HMO room LL its been documented enough who came late to the party at 50 and destroying PRS skying the Deeds when there was a bit of equity one get another and another like many others who done the same ending up with dozens or hundreds of properties and nothing paid off but eventually had so much it didn’t matter. That’s what happened to the business that we had built up, the unacceptable face of Capitalism, late comers in their 50’s like the retired School Teachers in Kent. Paul & wife working should be able to look after themselves at 50 years of age they are not children, we don’t owe them a living. I know some people say they are working but having it subsided as well. Maybe put the dog in Battersea dogs home. Have a nice day.
From:
Michael Foley
18 September 2022 07:59 AM
Paul, so sorry for your situation I wouldn’t wish it on anyone dogs or no dogs, at the same time you have to understand your were renting and couldn’t blame any landlord for selling up with the sustained attack on us although don’t know his reason for selling in this particular case. However its his Property his business and it’s his decision as it was when he made the commitment to buy. I never got anything for nothing off anyone I had to make my own way in life including housing which was under control and my own house build and loan free before I got married in 1974, so at 52 I have to say its a bit late in the day to turn around and say something should be done about it, by whom , with the greatest respect it not for other people to sort out your accommodation for you. I wish you well in the future, its not easy for anyone out here. Good luck
From:
Michael Foley
17 September 2022 17:50 PM
How can you give a Tenant long term Tenancy if he up sticks and off after 6 months, will we get another penalty for that.
From:
Michael Foley
16 September 2022 08:29 AM
Best way forward is to return to the past to undo the problem you deliberately created. Scrap 2015 De-Regulation Act, Reinstate Section 21 &24. Scrap double SD, Scrap Licensing Scheme fees if Council’s want those Schemes fine pay for there own administration, we have to pay for doing all the work they impose on us, instead of sitting there complaining about high rents they are causing. Give us back our 10% west & tare for furnished lettings. Give us back our Deposits to protect our property not turn us into an insurance guarantors for other peoples money. Return landlordism to Civil Law not brand him a Criminal for being a landlord providing first class accommodation for millions, that would be a start..
From:
Michael Foley
16 September 2022 08:22 AM
I don’t agree at all, they didn’t say what type of buyer. Is it a well established Landlord or a struggling LL, someone with pots of money. A well healed individual on big Salary or someone who hasn’t bought before. There are lots of factors I would be looking at before if I was buying my first home. The size and proximity of the property, can I have outside space, does it have parking, does it have future potential. Why would I pay 24% more for a “C” rated cramped Flat, leasehold with high Service Charges when possible I could have a 1930 Terrace cavity walled house with garden front & back, FREEHOLD no Service Charge, probably with a garage. No contest there are lots of factors, do you want to live in an over priced high rise Flat with 2 sq meters of Balcony recreational space or the house they are trying to phase out with 100 sq m of garden, anyone surveys you’d like a comment on.
From:
Michael Foley
16 September 2022 05:15 AM
When we are a long way off charging a market rent. We are already subsidising the rent that’s a huge discount.
From:
Michael Foley
15 September 2022 17:04 PM
Sadly if your rents are currently below market rents then that’s where they’ll stay and never be allowed to catch up on similar or worse properties.
From:
Michael Foley
15 September 2022 09:04 AM
Where did they all suddenly come from, driven out of regular letting in the PRS by licensing, Section 21. Section 24 and endless other attack on those Landlords. They have created the problems so now a big rush back to Parliament to make more laws to counter the damage done by previous Acts of Parliament, pithy they didn’t take the last 5 years off.
From:
Michael Foley
15 September 2022 07:50 AM
NO NEED TO PANIC it looks like only one Tenant to deal with, turn off all lights on way out no other person left in the property to need light or work for home. Repetition repetition post, wind up post now that’s easy the eggs are getting harder to suck. Pass, have a nice day.
From:
Michael Foley
15 September 2022 07:23 AM
It was never a big deal for me to change windows especially if not in a Conservation Area which are usually make of wood even then everything is factory pre make whether sash or casement, just 8mm gap all around & foam them in + some mechanical fixings. I know they are expensive to buy but are usually pre finished saves a lot of time & maintenance. I have been known to put in 2 bays in a day or 8 straights before FENSA was heard of.
From:
Michael Foley
14 September 2022 21:14 PM
Very good it’s a system that’s operable and can be opened and closed not one sheet fixed over the windows
From:
Michael Foley
14 September 2022 20:41 PM
I have spent thousands on each property yet when HMO inspection comes there’s more like fire proofing kitchen units if you ever heard the likes, lots more so the idea of doing it on a shoe string won’t work when they are standing there with clip board.
From:
Michael Foley
14 September 2022 19:59 PM
12. Martin my friend you didn’t say what part of the Country you are in. Try London no handyman on the cheap here unless black market and already kept by the State, even a Shop assistant £15. ph. I suppose you’ll have invoices + VAT receipts for Digital taxman to put against expenses. (4) why would you need to show a Tenant how to use a TRV It’s only numbers 1 to 5. A piece of Perspex to cover over complete windows blocking all fire escape windows. Remove and store under the bed, not any space under a Divan Set & anyway mine got two drawers. Suppose there was space there it will be packed with Tenants belongings and the brittle piece of Perspex in bits, is this a 10 year plan. Just install proper double/triple glazed windows not DIY temporary nanny goat work. We are supposing to be improving Standards not substandard patch work. I believe I have come across this blog before. So you had to make 2 visits and make 10 phone calls it must have been very erroneous. I love armchair landlords.
From:
Michael Foley
14 September 2022 18:11 PM
So if Jo, says its incredibly difficult, one of the most knowledgeable landlords on here for sure, what chance have the rest of us got. So its nothing to do with providing quality affordable housing but everything to do with destroying private housing sector by every means.
From:
Michael Foley
14 September 2022 10:04 AM
How’s that going improve the housing stock, everyone cherry picking the more energy efficient ones, its a Penalty rather than giving help for older properties to improve.
From:
Michael Foley
14 September 2022 09:45 AM
Are they talking about Retail investments or Buy 2 let ?.
From:
Michael Foley
14 September 2022 06:49 AM
They forgot to mention Digital Tax another reason for many traditional LL’s are getting out, they are required to do what they cannot do, you can bring the horse but can’t make him drink. Only armchair Technology Landlords required.
From:
Michael Foley
14 September 2022 06:37 AM
I think it will be helpful to a large number of Tenants, if they can’t pass the checks. Have a look on this Register you’ll find a LL that will be happy to take you.
From:
Michael Foley
13 September 2022 09:43 AM
Good job he handed back red box in the nick of time, shame he ever had it.
From:
Michael Foley
13 September 2022 09:07 AM
I hope they are not suggesting that we haven’t being do it. I have box folders of them one after the other for years, does he not know this. Is he reminding us that we have done it. The balance of power shifting towards the Tenants but they already have all the power, to have a fairer Renting system you need to give LL back his rights. Will we have to get the Deeds changed to reflect its no longer Freehold Private Property.
From:
Michael Foley
13 September 2022 08:20 AM
Daniela, to be honest I wouldn’t even have raised the issue and considering as mentioned in the Article today the gas safe inspection don’t cover the pipe work anyway but they do check which is good, to be fair to gas safe engineer he is coming onto your property at risk himself and his livelihood at stake all he can do is test it and no leak was found. Subsequently unfortunately a leak developed after the event which is unusual but can happen, the heavy duty gas barrel pipe is very good a bit of surface rust shouldn’t be a problem. Daniela put it behind you let go and be thankful the leak got fixed that nothing more serious didn’t happen.
From:
Michael Foley
12 September 2022 22:01 PM
What you say pipe work of the installation not covered. I never know a Gas Engineer to issue a Gas Cert’ without doing his pressure test on the pipe work from gas meter to the Appliances.
From:
Michael Foley
12 September 2022 07:09 AM
Not because of tax Benefits but because of imposing taxes on Individual Landlords with Section 24 leaving them with no choice,
From:
Michael Foley
12 September 2022 06:52 AM
Professional friend my friend. No none of that they’ll be no recording or number of recordings or 7 days notice, you can’t run a business like that. That’s like dealing with an enemy which they are not they are our customers and friends, just renting for now like we used to do, save the Government wants to make them made permanent but they are renting not buying. When we have secured a date for a Gas Engineer to come we’ll notify the Tenants of that end of story, forget about times the Gas Engineer don’t know himself how involved his previous job is, or an Emergency job crop up or break downs in middle of winter which has to get priority. Stop all the interference and silly nonsense. There is no question of stealing anything or prying either we are proper LL’s not petty thieves.
From:
Michael Foley
11 September 2022 22:26 PM
Andrew I think there will be no shortage of cheap secondhand cars in London. Mr Sadiq Khan London Mayor is extending ULEZ to M25 next year he wants money. So the big switch to Electric Cars coming if you are in an area no affected if could be a niche market better than being a LL.
From:
Michael Foley
11 September 2022 10:20 AM
(3) What on earth is he on about be flexible give Tenants the option of different dates and times. We have a business to run and so have the gas Engineer with his own schedule of work and don’t we have no than enough to contend with as well does he think everyone is sitting around at home wait for their beck and call. You have to get it done when you can get the Gas Engineer to do it, that’s onerous enough begging them to come, anyway the Appliances are usually in common parts the inspection and Service is not affecting them and has to be done. Stop the interference making everything intolerable turning the whole business into a load of crap, did you just think of this we have been operating for decades.
From:
Michael Foley
10 September 2022 11:09 AM
A Freeze is a reduction in income as your costs keeps rising and have to be paid, especially with inflation rampant and Mortgage repayments sky rocketing, add S.24, tax hike, Licensing Schemes are a huge cost & removal of S.21, its like Bankruptcy by Statute.
From:
Michael Foley
10 September 2022 08:04 AM
I can see the same nonsense coming back again following the removal of Section 21 like before. I seen a nice Indian lady with her own house renting part of her house prior to S. 21 starting to one man but continued on for years afterwards. After some years she wanted her house back but he wouldn’t budge he wanted money, so he continued for years more paying a pittance in rent, then when the time came he wanted to move but didn’t let her know that, he bargained for money to leave which he got, she wanted her house back, the icing on the cake final stroke he moved his son-in then got lady help him to get Council to House the son. Incidentally it was £45’000. so in effect he lived Rent free for years and a golden handshake. Is this what they want back again.
From:
Michael Foley
09 September 2022 18:37 PM
Agree John, all this attack seems be on Old Age Pensioner’s who created the Business, guided & maintained through the decades since its formation now ripe for acquisition by the big boys, so hit us now while we are still here and hit them again after we have gone, no such problem’s for Institutions, Companies or the new boys on the block like General Accident, Lloyds Bank or John Lewis etc to take over from us with Favouritism.
From:
Michael Foley
09 September 2022 13:47 PM
Everything they do makes everything worse for Landlords and Tenants alike, that’s clear enough, not their property their business meddle & ruin, sit on the sidelines draw big soft salaries, ok come down off your pedestal you buy the property and house the people off your own back with own finance you won’t be half so smug dictating what LL should be doing.
From:
Michael Foley
09 September 2022 09:54 AM
Natalie Elphicke. Looking for 2 year Rent Freeze saying it would save Tenant £2k over the period & £4k in London. Therefore costing L’don LL £40.00 pw per Tenant if I read this correctly. What about for instance the LL’s that haven’t put up their Rents in the last 2 years that would be a 4 year Freeze, also not allowing him to challenge or complete on renewal or charge what his fellow LL is locked into at a higher level, its nonsense. Many more like me for a lot longer haven’t increased & actually reduced some rents while being loaded with extra costs. So for the one’s charging top dollar it would cement guarantee their high Rents while crippling us for supplying cheaper accommodation to many people in lower paid jobs.
From:
Michael Foley
09 September 2022 08:37 AM
Susan, calm down if that’s all it takes to be clever is to knock people who dedicated their lives to providing first class housing to millions at a reasonable cost while paying taxes to keep as many more. I know if we were as clever as you we wouldn’t do any of this, sit on the sidelines and complain. Bloodsucking you’d need a good leach to suck the poison out of your blood.
From:
Michael Foley
08 September 2022 21:03 PM
No loss just a shame Michael Gove didn’t go as well the Author of THE WHITE PAPER although early in the day yet. The Tenants must surely recognise that the people purporting to be their friends are the culprit’s, most of all existing problems were caused by interference and deliberately so.
From:
Michael Foley
08 September 2022 12:43 PM
Why did some stop paying c/tax anyway who did they think should pay for removing their rubbish, so serves them right if they now have to pay more. C/tax such an unfair system anyhow say just 2 people living in a house pay full c-tax same as 6-8 sometimes more with their bins over flowing, all residential property c/tax should be halved paid by the owner, the other half should be paid by every adult individual, everyone should pay something.
From:
Michael Foley
08 September 2022 08:10 AM
Freezing Rents at a time costs are rocketing is probably a recipe to kill the Housing Market dead and plunge the Economy is into a Recession or are we in it. Figure don’t stack up any of those guys do Arithmetic.
From:
Michael Foley
07 September 2022 13:58 PM
Mark, What you are seeing is the consequences of removing Section 21. Before AST there was no Renting or Lettings business. Buy 2 let Mortgage’s came much later and from memory it was the Woolwich Building Society were first to offer this service on a wide scale. Prior to Buy 2 Let I always used Commercial loans. The Consequences is further exacerbated by the Stupid Outrageous so called THE WHITE PAPER.
From:
Michael Foley
07 September 2022 12:31 PM
Only 134000 on the waiting lists that’s a surprise have the others not heard of the freebie’s.
From:
Michael Foley
07 September 2022 08:17 AM
Authorities/ Police & Council it their job to deal with law breaking they have the Power, so why pass the buck to Powerless Landlords who are the innocent party, give him a big fine and for the most part he has been excluded from the property.
From:
Michael Foley
07 September 2022 08:05 AM
Banks are guaranteed possession always and are at limited risk, making Tenants homeless doesn’t count when it’s the Bank, the landlord has to put in a big up front percentage to get the Mortgage and responsible for all the money, where as the Lender has limited liability and can demand entitlement to the whole property even though only put up part of the finance and are treated as preferential creditors. So why don’t owners have full rights of possession regardless and should be more entitled than the lender, or is it that it doesn’t matter when it our money, such hypocrisy.
From:
Michael Foley
06 September 2022 19:09 PM
So us millions of LL’s are not represented before the Parliamentary Select Committee making crucial decisions about our business. Alicia Kennedy is there not representing anyone that supplied property but there’s to damage those who do. Ben Beadle don’t Represent 2.5 million LL who are ignored. He purports to Represent 100k NRLA Members which he doesn’t, he’s putting his own views instead of its Members. It was a sad day NLA joined RLA we were hi-jacked, we now have a CEO with the silver spoon background.
From:
Michael Foley
06 September 2022 15:12 PM
Who on Earth would spend £100. on a Fridge, they don’t usually break down but lasts for years if not abused, not expensive to replace so why pay half the value on existing, least of all getting involved with an Insurance claim when a new one comes with manufacturers guarantee & probably more energy efficient.
From:
Michael Foley
06 September 2022 11:05 AM
It’s not a Survey just more false information by a new greenhorn LL. I supply everything while it’s now clear the majority supplied little or any of anything. The huge maintenance & supply costs on me are being apportioned to the majority that don’t supply and divided by all to get an average, as Andy says there’s other huge maintenance costs every year that have to be carried out not counted or claimable against the let. Really you call this a Survey go to top of Class and get a job with The Parliamentary Select Committee they have loads of those types of Survey’s.
From:
Michael Foley
06 September 2022 10:43 AM
I have a that I built 12 years ago to the up to date Building Regs so the time, with all the insulation’s and sound tests which was a B, 10 years on I got a C saying I needed to have an alternative source of energy, which I took it to mean Solar Panels, ground source heat pump or Air unit source ?.
From:
Michael Foley
05 September 2022 14:59 PM
This is London not Johannesburg.
From:
Michael Foley
05 September 2022 11:53 AM
David, agree and it was 1988 Housing Act. Anyone seen the footage of the Shop raid in East Ham recently. a whole group barge in load up and take what they want, staff powerless to stop them, they are not even disguised and don’t care so blatant. This is what you are creating probably housing and pay them Benefit as well.
From:
Michael Foley
05 September 2022 11:50 AM
No Doubt half of them on housing Benefit are false Claimants, hardly an exaggeration it has now become a life style.
From:
Michael Foley
05 September 2022 11:08 AM
Criss, you are having a laugh the Council’s are making a packet out of all this with no input whatsoever. They made a complete bags of Social housing then moved on to us. There was a decision made one week end where by the Government took complete control of all private letting and we weren’t even told not alone asked it must be democracy not, no one ever mentions this I suppose they don’t know.
From:
Michael Foley
05 September 2022 11:01 AM
Paul, why didn’t you buy a property before acquiring a family. We have our own families and your are not our responsibility
From:
Michael Foley
05 September 2022 09:36 AM
Martin, congratulations but I though that a ‘B’ wouldn’t be available without an alternative energy source.
From:
Michael Foley
05 September 2022 08:13 AM
More Tenants than ever being rejected by Landlords naturally enough given the criteria now set by Government as to what type of Tenant the landlords can accept and comply with the legalisation.
From:
Michael Foley
05 September 2022 08:06 AM
What a load of Bull, it’s already so unfair to the provider so this meeting is all about making it more unfair. Have they not even noticed that thousands of landlords have sold-up and many more desperately unhappy with the way Government has treated them many more would love to get out but for penalties in place to stop them, now trying to run a Business under duress. This time its Generation Rent being invited into the Parliament Select Committee previously it was Shelter that was invited, they seem to be always looking for an anti-landlord group to invite. We have Ben Beadle representing 100k of LL membership but no one representing the other 2.4m private landlords, another sham of a meeting Scrap the WHITE PAPER NOW enough damage done. In essence we all know what they are up to, it’s to remove the very limited rights that landlords have left, can they not take a look in the dictionary and educate themselves as to what the word fairness means.
From:
Michael Foley
05 September 2022 07:25 AM
I am sure every Insurance Company is the best, until you may a claim then I am sure you’ll find out all the things you didn’t know buried in the terms & conditions, they’ll drive a horse & cart through. I can’t recommend anyone as I haven’t claimed.
From:
Michael Foley
04 September 2022 18:21 PM
I told ya they are coming for us. According to the Telegraph more new laws coming to Gaol landlords for 6 months about condition of the property. That should help supply a lot, not. How many more laws do they want its chocker block already. Computers are the worst thing to happen in my lifetime we wouldn’t have any of this nonsense without Computers, people in the Department getting £60/80k pa playing with buttons thinking they are working or allegedly other working from home its not real work it what the back room Office girl used to do for £12. pw. OK Technology saves many lives but how many more lives are lost with modern weapons of war.
From:
Michael Foley
04 September 2022 17:10 PM
I agree interest base rates should no have gone below 5%. They abolished savers over night resulting in everyone buying property that they didn’t necessarily want or need, driving property prices through the roof. Everyone stopped saving including the young so they lost to habit and now end up with no savings as the incentive was gone and difficult to return they now just spend frivolously.
From:
Michael Foley
03 September 2022 15:23 PM
Exactly that I haven’t ever made a claim in 48 years but now concerned if something happened will they honour. I took out a Policy recently with another Company not to have too many with same Company, that was some bad experience, she kept me over half an hour question after question to the point it was touch and go whether I would terminate the call. Then sent me a Survey of 1-10 if I would recommend them to another Landlord, the answer was ‘one’ not good. I won’t be giving them any more business, it isn’t worth this crap with all this technology yet reverts back to the phone wasting our time plus takes ages to answer the stupid phone in the first place.
From:
Michael Foley
03 September 2022 13:31 PM
I don’t get this someone is make fortune, are Insurance Policies worth having. We used to have great Policies in years gone by at least that’s what I thought. Those were replaced by so called specialist landlords policies, so now I am getting sceptical if 47% of the Claims were rejected, is there that many false claims or is it they find ways not to pay out, I know premiums increase every year while more terms & conditions are added. Most of mine are around £500. some more then add 12% tax on the premium £60, on each one, we are a right money tree and are the Policy’s worth having at all, if the worst happens will they have to pay or is there too many get out clauses. Didn’t see any real pay outs yet anyhow can’t remember exactly maybe £125k.
From:
Michael Foley
03 September 2022 12:21 PM
Andrew. I hope you are right but she has a big Majority but seems to be on the back of her husband if I understood it correctly.
From:
Michael Foley
02 September 2022 19:36 PM
I just been reading up on this lady born in Welwyn Garden City. 5-11-70 Natalie Cecilia Ross (I knew she was too stupid to be Irish). Educated in Kent University must have very poor standards. MP for Dover & Deal when my good friend ran his multi million Construction Business from. Cecilia followed on from her husband Charlie Elphicke hence the name.
From:
Michael Foley
02 September 2022 17:57 PM
Jo. I have have had a few marriages of couples that met in my Lettings as well they even knew what gender they were. All subsequently bought their own places. 2 are now landlords themselves we are like a marriage matchmaker all part of the service
From:
Michael Foley
02 September 2022 15:35 PM
Mark why not cap Mortgage’s I can’t understand why not . Oh that would never do they would go bust but it’s ok to cap landlords.
From:
Michael Foley
02 September 2022 15:25 PM
Andy, sorry don’t agree couldn’t be worse than this. Labour would never have got away with this, they only were able do it because we trusted them and thought they for Business planning and going forward, we didn’t they would load unjustified cost, fees, penalties, fines and Criminalise for doing no wrong. Its like they push us off the edge of a cliff and tell us its to help us. Telling Tenants Gov is their friend and blame LL for high rent that they caused taking billions of private Landlords with regulation’s & licensing fees.
From:
Michael Foley
02 September 2022 12:59 PM
Edwin my friend I have a bit of Gaelic but I haven’t come across any Biddy with a name like that.
From:
Michael Foley
02 September 2022 09:27 AM
My Goodness another clueless MP in charge of us making decisions that’s destroying our Business, a top Tory MP indeed, why is She in this job, could She not get a job stacking shelves, She really walked into the hornets nest what 35 comments responses before 9.00 o’clock am, must be a Record on Landlord Today that’s saying something. Does She not know what she’s looking for she had it already my Rents haven’t gone up in years and many LL’s have taken a big hit and just bailed out Tenants during Covid
From:
Michael Foley
02 September 2022 09:16 AM
They are not listening to. I think they are laughing their heads off at us, no input no responsibility’s cream off Thousands, let that be a clear warning to you we’ll be back for more.
From:
Michael Foley
01 September 2022 10:39 AM
Big Issues Boss done rather well, £ 4 u £ 4 me £ for him.
From:
Michael Foley
01 September 2022 07:04 AM
I told you they are coming for us. Another fake Scheme £1400. to add to the cost of Renting, they tell us to force up Standards, how by robbing the sector financially, good one that, if a Child told you that , they’d get a slap. A Public Consultation allegedly sitting in their armchairs, why a Public Consultation the Property is not Publicly owned. Another Scheme another scam stop wasting our time you have lost all credibility, who cares what you do anymore. can anyone have any confidence left in the justice system. Are those people Accredited ?.
From:
Michael Foley
01 September 2022 06:51 AM
No tax Planning allowed from where I am standing. Heavens knows I have tried for years I have had the experts Tax Consultants, Accountants, Valuation Surveyors, Solicitors, lots of advice but nothing I could stomach, they were amazed couldn’t understand why I wouldn’t jump at it. I had to walk away £10k lighter what ever happens happens. I seen what happens to my friends Est’ RIP @70 with ‘C’, let the professionals deal with it by lasting Power of Attorney, 4 years later still not sorted and some property sold under value, brother & sisters were the beneficiaries still waiting. Ah yes professionals.
From:
Michael Foley
31 August 2022 20:45 PM
To be honest I have always & ever giving them everything fully furnished / dining room table and chairs, 3 piece suites, coffees tables, some have displayed unity, new beds, wardrobe, dressers. bedside units completely and to include all white goods, fridges freezers, washing machines, driers, microwaves, + obviously all cooking facilities many have Range cookers doubled overs with 8 top gas burners hobs, the extractor hood alone is £500, in addition to the cooker because HMO’s required me to have extra cooking facilities and don’t forget the 2 kitchen sinks in same kitchen. I have lost a few Henry Vacuum units when moving out I usually let it go but used to be £75. but now there £120. I don’t have Deposits or Inventories since all the crap started. Shelter give us back our 10% wear & tear that you took away in 2007 you supply nothing do you.
From:
Michael Foley
31 August 2022 19:57 PM
Robert, we’ll done that is excellent but our problem is trust and the people they get involved with, when the law is completely in their favour and you standing on one leg.
From:
Michael Foley
31 August 2022 11:01 AM
Nick, you are right they know nothing just keep throwing spanner’s in to the works.
From:
Michael Foley
31 August 2022 08:47 AM
I have nearly forgotten the headline but sure no difference they all have the snout in the trough. I had a what I thought was a very good proposal to build a house had the plans calculations everything in place but repeatedly refused by Council, 4 times in fact & 2 Appeals costing me thousands even got light calculations when they came up with that. The first proposal was perfect but each time refused a new proposal has to be significantly different to be considered so each time it became more stupid and even been refused under Section 70a no need consider. I now thank them for do doing me a favour if I had got permission I would have done it and being an NHBC member at the time would have had the 10 year guarantee but what for me to finance it pay all their fees and work like a dog to create a house for free for council to have C/tax every year since & if let thousands more p,a tax on income. They lost a property it saved me a load of work + extra hassle now to deal with along with what I have. Well done Top marks
From:
Michael Foley
30 August 2022 21:21 PM
Mathew, my friend I think it’s called a Collapse and even it the Tenants can get lower rent, their secure jobs and income will be diminished, everyone worse off.
From:
Michael Foley
30 August 2022 20:40 PM
How can they call for a Rent freeze without freezing base rate ?.
From:
Michael Foley
30 August 2022 07:58 AM
Nick, some are very good so better not tar them all. There’s a great deal of good one too that provide a great Service and employ a lot of young people which are much needed jobs. The 20% VAT tax added to their Bills is enough to put LL off using them in addition to so many other costs.
From:
Michael Foley
30 August 2022 07:54 AM
Southeast is certainly different HMO License costs £500. more, please correct me if I am wrong. Property is far more expensive like £500k for a 2 bed Flat, that’s £30k Stamp Duty tax up front, so the returns on Rental income is far less £ for £ invested in the Southeast.
From:
Michael Foley
30 August 2022 07:33 AM
The could ease the pressure on Rents by removing some of the main causes contributing to the cost of Renting. (1) Remove Section 24 driving out Landlords adding enormous costs to the supply (2) Reinstate Section 21 fully that’s already caused thousands of landlords to sell up or switch to AirBnB. (3) Scrap the licensing Schemes that have taken billions out of Private Rented Sector, so divisive, unfair where by it exempts some LL’s and targets others. (4) Scrap Gove’s idiotic WHITE PAPER that already causing maybe. There’s loads more without going on !, Have you still no idea what’s been happening, freeze the rents not the causes.
From:
Michael Foley
30 August 2022 05:52 AM
AH well, freeze the rent they’d need to know what they are talking about, is it the rent’s that are already rock bottom and well below a market rent as a thank you for being so accommodating and fair or would it be the one’s that are charging Sky high rents that’s already gone through the roof as a reward and to keep them there.
From:
Michael Foley
30 August 2022 05:26 AM
Daniela, its not as if we have a choice its imposed on us. 90% of mine are licensed HMO’s some re-done up to 4 times but not by choice but a legal requirement not that my letting clients are any difference to what they always were so no Benefit there. I don’t let rooms just single let’s jointly & several same as it always was, the difference is you have to spend thousands of £’s per property on compliance work, + licensing fees now £1300.00 + £50 per room on top of the standard fee I think Its for fun can’t think what else all those £50’s could be for, it also makes you liable for huge penalties, fines and confiscation Orders, so those are the Benefits you’ll be pleased to know. On the other hand ✋🏿 🖐🏻 its nothing to do with the property you are letting but the type of persons you let to is the deciding factor as to whether you’ll need a license or not. (no need to tell you what type of person exempts you) I hope that puts your mind at rest. Landlords never rest or retire not allowed.
From:
Michael Foley
29 August 2022 14:50 PM
I don’t know why people are worried about EPC’s. We will have no problem meeting targets as a Nation, as Climate is getting warmer we don’t need so much energy. The price hike’s will cut carbon emissions far faster than all the Insulation’s put together.
From:
Michael Foley
29 August 2022 03:16 AM
My Rents are seriously under valued, the Flats I referred to yesterday the ground floor 2 double bed room with garden for example £1200. pm. Similar 2 double bedroom Flat without garden advertised in Same Rd, £1895. pm + 5 weeks Deposit (£2’186.53) on top where as I don’t have Deposit since they changed the purpose of the Deposit to protect the Deposits not the Property that’s how much I hate this Shelters Scheme forced in, in 2007 based on a pack of lies when they alleged up to 44% of Deposits were withheld by landlords, I never kept anyone’s money.
From:
Michael Foley
28 August 2022 12:26 PM
TheMakula, fair point I’ll give you that one but it can only be applied from the time it was introduced going forward and can’t charge you extra tax on what’s gone before. The Capital gains tax has changed the rules after the event going backwards but debatable how far back very unfair and no option to remedy what had already happened. Section 24 which is outrageous I know, you had the option to form a Company or sell up which many thousands of Landlords did, did someone say now shortage of supply ?.
From:
Michael Foley
28 August 2022 06:46 AM
Why would anyone want to be a Landlord by force which is what it amounts to, lock you in prevent you getting your property back making spurious rules unjustified unfair Contracts. Then I see comments like if they change the bit for Student letting it would be ok, no it wouldn’t be ok, people can’t be carving out deals for themselves, has to be same for everyone, the divisiveness is too much already. Who wants to be a landlord by Statute no thanks, to keep all the lame ducks milking the System with no more input, getting kept, reared, housed, School fees, nursery fees, uniforms shoes, Council Tax big reduction, Children’s Allowance that they don’t contribute to, Where as it’s been taken off working couples who deserve it, if both are working earning over £50k pa and of course they will be earning more than £25k each. Now lock me in to be a LL by Statute to House them.
From:
Michael Foley
27 August 2022 20:16 PM
Ah yes £750k pa + 120 / 200% long term incentive bonuses maybe, don’t know how do earn a bonus if you are not required to make a profit.
From:
Michael Foley
27 August 2022 17:26 PM
No, 3 Reduce-water usage tell that to Thames Water who insist on bigger Mains Supply. I have two 2 bed Flats Conversions in an 1888 Victorian 2 storey House. The were already used as 2 Flats since 1917 as per Parish Records but I regularised them to comply with Planning & Building Control in 1991 and have completion Certificates. However the original half inch water mains is still there. I put in 2 new blue 15mm poly pipes ready for connection and under pavement slab adjacent to existing mains but they wouldn’t connect. They said I should have two 25 mm pipes and do a new road crossing go other side of Road £2’750. now this year I tried again but same story now £4’600, nothing doing as far as I’m concerned I was not looking for more water just separate the 2 supplies & installed 2 meters, simple but no can do. I could do it myself in a couple of hours if allowed and often did before stupid regulation’s. As far as I am concerned it can stay the way it is until I expire. So now both Flats are back with separate Bills based on old Rating System they required to prove what that was but I had the records. Did the Article say they want to Save water & carbon, smaller pipes sufficient with smaller Bills and anyway I would have double the capacity that I have now. Thames Water is a not for profit Company just as well they wouldn’t earn any. The number persons that came to look wasting time and money, all they needed to do was send out a couple of workmen and get job done in a couple of hours, end the saga.
From:
Michael Foley
27 August 2022 16:53 PM
TheMaluka, my friend Section 24 is not Retrospective how could it be, past Accounts were done and dusted before it came in, while I agree they do whatever they like and treat people differently which is blatantly obvious with the current rules.
From:
Michael Foley
27 August 2022 02:43 AM
Jo, I can’t see how they can retrospectively enforce tax rules that didn’t apply back then. Even its 4-6 years back for tax investigation now and for fraud 20 years max the reality of how it’s been, and there was no computers then either, if it’s the way of your thinking there’s a case to be challenged here.
From:
Michael Foley
26 August 2022 22:32 PM
Alicia. What are you telling us, is it that the Policy’s that you have been pursuing is a serious factor in the cause of this driving out landlords, also causing remaining LL’s to increase rents to survive the additional burdens being unfairly placed on them, are the chickens coming home to roost ?.
From:
Michael Foley
26 August 2022 22:18 PM
George, what I am turning over in my mind. I think 1982 is a cut off point for going back, anything before that has a value put on it at this date and work forward so your 50 years is 10 years prior to come up with a value at that point. The Indexation / taper relief was done away with in 2008 so can you claim the relief from the beginning up to 2008, that’s 36 years of taper to be taken off if possible. Those were the laws & rules at that time that you complied with so based your business plans & decisions on them. Surely they can’t expect the new rules that now exist to be applied to how you conducted your business and complied with the law as it was all those years ago. Just thinking to myself will someone enlighten me. Many thanks
From:
Michael Foley
26 August 2022 21:11 PM
Do worry about first time buyers that haven’t bought yet they are the lucky ones, spare a thought for one’s that have with stupid Schemes paying for over priced Flats to make money for big Developers. They didn’t have to pay SD but Developers bump up the price so there was no savings I don’t think they will be buying the ones LL sells won’t suitable for the ponzu scheme
From:
Michael Foley
26 August 2022 18:10 PM
Scrap the WHITE PAPER now, it’s the owners business whether he wants to keep or sell, private property. We didn’t need their advice when we bought or get any financial support from them. So why do they think they have the right to dictate to us what we should or shouldn’t do. Zoopla came down on the side of Tenants against Landlord’s in recent times instead of staying neutral, now back peddling with Crises a right pair of Charlie’s.
From:
Michael Foley
26 August 2022 13:29 PM
Yes Sad LL, that’s me very little education I think that’s a + by comparison to what they are turning out today. I had to earn my living from a young age but I always knew how to live, save, behave and present my-self. I now need training having done it for decades because I am now not able to cope with all the crap they have invented to burden LL’s. so it’s nothing to do with quality affordable housing that’s not a problem, what is a problem is all the superficial costs that have been imposed on the Sector. How to Rent guide by Shelter to tell Tenants how to Rent, how did they Rent before this nonsense forced in in 2016 and changed about 13 times since I have lost count I think its about 80 pages now from 8/9 scrap it not warranted, they know how 2 rent goodness me they now have everything at they fingertips. I was able to build & fund my own house almost 50 years ago and with only hand tools while living in a rented room, (still have it), now they have degree coming out of their ears and need 50 year Mortgage’s something seriously wrong maybe we should be training them.
From:
Michael Foley
25 August 2022 22:55 PM
Andrew sorry we can’t do that it will always backfire and strengthen their case, if it comes to that we’re better off out of it. They are not taking on board the good we do, just attack and demean us at every opportunity.
From:
Michael Foley
25 August 2022 20:38 PM
Edwin, sorry for Late reply didn’t get time to look at my phone further today I have to ignore it or get nothing done. That’s exactly what I think, do you think he’s going to be impartial that would be a miracle and no point in bringing it in. We have to go by what has been happening already didn’t see at impartiality there, all one sided even if you go to that special place whatever Council puts forward is simply rubber stamped and let that be a lesson to you and other LL’s that we won’t hesitate to take action against you, you know they are all singing from same hymn chart they well rehearse. They don’t mention they left the LL with no remedy to avoid problem or power to deal with any issues. Everyone pleads guilty that’s clear or the fine doubles, of course you can plead not guilty if you aren’t stupid and would like a day at Crown court
From:
Michael Foley
25 August 2022 20:29 PM
The long and the short of it all is, in West London, normal letting in my experience is £350/ 400. pm per room, HMO let separately in rooms are £550/750. There you go Bills included now are you all happy or were you expecting same price, saves time on your search or were you looking for a sagar Daddy.
From:
Michael Foley
25 August 2022 10:34 AM
Andrew rightly so, HMO’s are worse you have no control over what they use and now the way energy prices have gone even worse, no wonder Its their No 1 search still looking for mugs. How do you meter a room without a rewire of every room individually not practical or even possible when kitchens & other appliances are Shared. Some HMO’s might have extra facilities for cooking & washing then there maybe a possibility there ask our friend Big Daddy. Watch out for the Valuation Officer if you give them those facilities they are on to you and put a separate C/tax Band on each unit or let min ‘A’ £1200. pa, Ah sure its only another £100.00 pm onto their room Rent. Also complicates your DICR separate test for each part of the house ?.
From:
Michael Foley
25 August 2022 10:13 AM
Edwin, you are right & of course they have all the rights as I had re-affirmed when talking at length to a blank stranger yesterday Curtesy of Train Strike stranded on the Platform, a Tenant of others but didn’t know I was a LL at the time, my goodness did she have it all off about rights and claiming, apparently some disability not visible to me, can work part time and claim & does in Council Office. She said and about time too so we will have our own Ombudsman for the first of October then we’ll show them, are they the right type of people to be influencing Policy.
From:
Michael Foley
25 August 2022 07:56 AM
Mr Clinton, what’s he on about committed and supportive to improving standards, where’s his input living off LL’s backs. Why is he on about security of Tenure for Tenants is it because he read the WHITE PAPER, they already have security as per Contract, it can’t be called an Eviction when they are out of Contract. That’s what a Contract is for that both sides agreed to at the beginning, not indefinite or otherwise. Mr D Clinton there’s your good reason but what you want is to breach our Contracts you have no right @ The Mortgage Works to impose this nonsense on your Customers, if you love Tenants so much give them a Mortgage and I hope they will have better dealings with you than I had.
From:
Michael Foley
25 August 2022 07:32 AM
83% were of LL supportive of decent homes Standard so naïve their idea of decent home standards & Council’s are completely different you’ll find that out if you have apply for license. The quality of let property has greatly improved in recent years but not by Regulation. Its thanks to arrival of East European trades people capable and willing to do the work resulting in beautiful Kitchens & bathrooms better in many cases than owner occupier, fit for a king.
From:
Michael Foley
25 August 2022 07:00 AM
Ok on Rightmove the top 5 Tenants preference’s. So for me that excludes 1,2 & 4 that’s simply enough.
From:
Michael Foley
25 August 2022 04:06 AM
Section 21 was abused by Tenants sometimes creating a situation where it would have be served, other times demanding it and sometimes in collusion or LL won’t be getting rent. Then get an eviction Order and off to Civic Centre to get guaranteed housing, thousands done this but never mentioned on here, this is the real reason why Government is scrapping Section 21, just blame the landlords instead. I didn’t see any percentages in your Article to take this into account, the truth would never do, don’t suit their agenda.
From:
Michael Foley
24 August 2022 09:10 AM
I think it’s the intended consequences of removing Section 21. There’s a big difference between not needing to use it because it’s there and the Tenant knows its there and must behave and pay as well, so they know the consequences if they don’t. I seen guys from the Department spouting this nonsense years ago, about getting rid of S 21 and saying exactly what’s in the WHITE PAPER now so it deliberate and not any unintended consequence just add Mr Gove. Scrap this madness now you have already seen the consequences thousands of LL’s selling up, Making Rents unaffordable, cost of living Sky rocketing, strikes all over the place, now looking for £15. ph minimum wage, thousands of Businesses closing, so they think the remaining Businesses can pay £15 ph they’l be all closed at this rate. This rat race would never have started if they hadn’t continuously attached PHS you reap what you sow. Scrap WHITE PAPER now and reinstate S.21 or enjoy the total collapse. Those Policy’s are Treasonable and totally against the National interest. Incidentally there’s a War on as well if they didn’t notice.
From:
Michael Foley
24 August 2022 07:38 AM
It’s not very smart then driving out Landlords and making Rents more expensive, how does that help the housing crisis, maybe is should be called Rent Stupid Policy.
From:
Michael Foley
23 August 2022 12:27 PM
William, this is ridiculous being forced out because of Mr M Gove writing nonsense, he’s not fit for Parliament at all and thinks he should be Prime Minister.
From:
Michael Foley
23 August 2022 09:06 AM
I know someone who recently got a low rate fixed for 5 years just in the nick of time, wouldn’t be a hope now.
From:
Michael Foley
23 August 2022 08:19 AM
We don’t have to wear masks now but can the Regulators at least take off the blindfolds and scrap the WHITE PAPER a key factor of the causes.
From:
Michael Foley
23 August 2022 07:30 AM
It’s not just landlords or Birmingham it’s individuals as well all over, huge numbers in Kensington & Chelsea where thousands are subletting their Social housing on Airbnb which shares the Information with HMRC by order.
From:
Michael Foley
23 August 2022 07:19 AM
Mr Hughes everyone don’t deserve a decent home if they do nothing or is it because they were born. Don’t cause mould yourself then no need to blame others, don’t spill water in the bathroom or curtain outside the bath then it won’t drop through kitchen ceiling, why would they slip don’t wet the floor. I can’t understand why people use high gloss or porcelain tiles in kitchen’s plenty of non-slip products about.
From:
Michael Foley
23 August 2022 06:40 AM
I don’t know what Hamptons are on about my Rents haven’t gone up at all just problems brewing on the back of Michael Gove’s WHITE PAPER when he got sacked why didn’t this go as well. The Average Rent, there is no average Rent if you don’t specify what Town or part of the Country you are referring to. The figures given are they for a flat costing say £150k in some parts or similar flats in London costing £450k. It not just Tenants financial ability is eroded it everyone’s we are all impacted, like yesterday reported a pint of milk last year cost 43p now £1.05 @ a Super Market express. I won’t bother to tell you how much a bag of Plaster is gone up, wait until you need one you’ll find out.
From:
Michael Foley
23 August 2022 06:16 AM
Landlords rushing to get out while prices are high in case it goes belly up, so Government making a killing with huge capital gains on inflation, so the money you are left with after c/gains tax can’t buy the same property back so where’s the gain, are you richer if you can’t buy what you had, just your money has less value, the purchaser of your property has to SDLT to pay, its a double killing for Government well worth getting rid of you. Generation Rent awareness week, working renter’s should be aware that they are paying rent with tax paid money where as Benefit claimants incl’ huge numbers of single parents have their Rent paid probably £1200. pm, more in London plus their living & other monies all paid nett, nett. How does a working tax payer whether single or a family man compete with that ?.
From:
Michael Foley
22 August 2022 17:21 PM
There are a number of factors here, fire alarms no working yes they should be maintained but didn’t mention if interfered with, fire escape blocked were they physically blocked by LL or blocked by occupants clutter, broken staircase usual who broke it ? Toilets no working how many rolls of toilet paper, kitchen towel or wipes did that take and anyway they should be responsible for unblocking the Toilets they blocked, were they leaks or spillage, Electrical did LL have EICR Certification. What happened to front Door with so much anti- social behaviour going on. The neighbours had reported anti-social behaviour why didn’t Council prosecute the Tenants for this but instead fined LL and supported the Tenants for doing this, then fined her for trying to get rid of the problem Tenants using I suspect 2015 Act because of the damage obviously caused by the Tenants, well time this Act was scrapped. I am not sticking up for this LL, too much unknown but it shows how powerless they have make Private Landlords to have control of their business.
From:
Michael Foley
22 August 2022 12:03 PM
A Community Residents Public meeting held in Greenford, Ealing other night where Police & Council attended. This was following 6 murders in 13 weeks including the widely reported mobility murder victim whom I seen last Sunday morning playing the According out Tesco’s RIP all. The Meeting repeatedly blamed HMO’s for disorder, fighting, urinating and drug dealing. Residence calling for more HMO Regulation’s, so they haven’t a clue they don’t even know they are vastly over Regulated already with the wrong Regulation’s, including the LL been excluded from the Property, made toothless to do anything, all his rights removed and prevented from Managing to Property, then prosecute for no being in Control. The Police attempted to answer questions but were stumped, the Council stayed quiet and didn’t comment. Drug dealing done openly I seen that, not Landlords place or remit that’s a Police matter. Urinating in Public now very common thanks to local Authorities closing huge numbers of public toilets, where are people supposed to go ? the facilities already existed and they closed them.
From:
Michael Foley
21 August 2022 09:06 AM
Goodness me steady on nothing wrong with the person with 3 to 4 homes still a substantial investment and in a far better position to offer a great service to Tenants. There’s a big difference between a portfolio LL up in NW and one in London. I doubt if it would buy 20 houses & flats in London not alone 63, I hope it stays fine for him. Obviously no Section 24 for him, the new rules are a farce, divisive, unjust and plain wrong.
From:
Michael Foley
20 August 2022 19:38 PM
I don’t particularly like the spray on insulated or know if it damages the rafters or not. I suppose if you get it done privately the Surveyor’s miss out on their fees and Government miss out on the VAT k no small Installer not need to register so they want the money, a paper Certificate probably won’t make job any better but one less excuse for Mortgage’s Company to refuse. On the other hand I see Block of Flats going up with top 3 storeys constructed externally with interlocking tin, what horrible building, but its ok to give Mortgages on this
From:
Michael Foley
19 August 2022 17:40 PM
The truth won’t be popular the huge numbers involved.
From:
Michael Foley
19 August 2022 09:11 AM
Jo, you said a mouthful there in that memorandum of too many views for a single comment but fair play you are on fire today. So I agree and disagree with many parts of your novel, for instance I don’t agree with pushing older generation out of their homes, changing their surroundings and life style putting them into a retirement flat against their wishes would probably kill them off anyway. I don’t agree with communal living spaces or lounge’s people prefer their privacy. Building Social housing is a waste of time the list will be endless as now more keeps joining to avail of the goodies. Girls leaving School get babies as quick as possible, get housed and on the System, sorted. Single Parent Families rampant the order of the day leading to an unstable broken Society directly caused by the Benefit system. See the way Marriages have decreased and families split up because the benefit is a better option than a husband. l seen first hand a lady who had a child on the Benefit in 2 bed Flat for all the years until 18th birthday was coming then was told she would loose the Flat, so she gets pregnant again, sorted. For most part it was £1200. pm + her money + child allowance + School at all t rest of it, that’s hundreds of thousands and expect the tax payers to cover all this and I am only talking about one person.
From:
Michael Foley
19 August 2022 08:41 AM
Don’t agree I wouldn’t sign up to a 50 year Mortgage, the half of this is too much. I would rather never to own anything. Circumstances can change and will but very often in other direction when work situation goes bad or family comes along. Its like to me Mortgage Companies taking over the letting business, just keep them in debt forever and nailed down. Regarding the 4 option Survey the answer is none of those, so can’t vote just stop interfering.
From:
Michael Foley
19 August 2022 07:53 AM
Very surprising Acorn wants higher Rents for Tenants, this is exactly what Selective Licensing means, have they not learned anything from existing schemes which is the main reason for unaffordable Rents now. Talk about turkeys voting for Xmas.
From:
Michael Foley
19 August 2022 07:13 AM
When LL’s are taxed out of it where then to get the money from to live for free, They can’t tax their useless selves. Another one raising its ugly head putting Council tax on individual HMO Rooms like £1200. pa that’s £100.00 pm onto the rental of a room, did they say they wanted affordable rents ?.
From:
Michael Foley
18 August 2022 09:27 AM
Rental Reform that we already had, what do think has been happening in recent years and why do you think landlords has been throwing-in the towel. There is no such thing as unearned income if you don’t make the investment there is no return and you risk loosing your money whether your savings or borrowed. I suppose there is no point in us making representation no one listening, they have already done enormous unjustified damage to us. We are the ones that worked, saved, paid the taxes and build up the Business. The Government are now coming for us, sees us as easy targets and have acids so they’ll take those regardless, easy to see that, we know when we are been mugged this will not stop. Good luck to first time buyers that have been roped in to buy over priced high rise Flats with Schemes to make the millions for the Big Boys, you now have over priced Flats with unaffordable Mortgage’s like many landlords.
From:
Michael Foley
18 August 2022 08:45 AM
Andrew, there’s tents and camping under the Fly over of, A 40 at Shepards Bush roundabout as well, at least they have a concrete roof.
From:
Michael Foley
17 August 2022 14:03 PM
We have considered all the responses and the full Cabinet Committee have decided we’ll do what ever we want, incidentally they’ll be a Consultation live on our website next week, so if you have any time you want to waste feel free.
From:
Michael Foley
17 August 2022 13:56 PM
Bathrooms are usually above each other especially in Flats for ease of construction, plumbing and drainage. However, the number of times I have been told the upstairs Bathroom is leaking turns out to be misuse, whether someone left a tap running, the Shower Curtain hanging outside the Bath, over reaching the shower hose & attachment to wash their hair in the sink or simply the mastic needed replacing so seldom an actual leaking more often spillage.
From:
Michael Foley
17 August 2022 12:42 PM
Why are lenders protected they don’t own the Property and always guaranteed possession even if much isn’t owed. The owner is usually the largest stake holder with very little rights, his rights should be at least be on a par with lenders.
From:
Michael Foley
17 August 2022 10:10 AM
Andrew, Congratulations I seen that yesterday Ellie on the ball, best wishes to fellow suffering landlord have a good one and leave the worries to next generation we done more than out share.
From:
Michael Foley
17 August 2022 08:45 AM
I heard it all now a Scheme to protect the Debtor, should it be called suffocating instead of breathing space.
From:
Michael Foley
17 August 2022 07:59 AM
Another one talking through her cap, huge numbers of landlords haven’t increased rent at all and are well below the market no mention of that. We bailed out the Pandemic while filling Council pockets with licensing fee, regulatory requirements and huge costs, now hit with S.24 and rampant interest rises like everyone else, singled out for the highest C/gains tax and Mr G Osborne’s double Stamp Duty take, need I go on and you’re complaining about your Rent, do you still not know that all those factors had a massive affect Rents. Anyway I am glad your rent is gone up, the Mayor & yourself are well matched bringing the economy to its knees, you’ll have everyone on strike and jobs hitting the buffers, any chance of saying something positive.
From:
Michael Foley
17 August 2022 07:06 AM
Its not just the Tenants that are increasingly worried it the Landlords as well, the headline should have taken that into Account. The sad part about it all it was all caused deliberately by Government, Councils, Shelter, Generation Rent etc. I hope they are be pleased with themselves, for sure no Tenant or Landlord is happy with such an attack on going and sustained on Private Rented Sector.
From:
Michael Foley
16 August 2022 21:08 PM
Paul, you have hit the nail on the head. Landlord selling because his circumstances have changed or put it another way the Regulators have changed his position. De-Regulation Act, Section 24, Section 21, Deposits Scam, Now bringing in indefinite Tenancies that’s to exclude owners rights. Its a very clear cut case why Rents became unaffordable and you acknowledge Regulation’s are part of cost in increased Rents. Just add licensing Schemes, Fines & Penalties taking millions off Private LL’s, Section 24 income tax on Property loans that you already give Banks/ lenders to keep a roof over your heads. So its not the greedy Landlords making your Rent unaffordable its your friend the Government such propaganda and hypocrisy. Best wishes.
From:
Michael Foley
16 August 2022 08:46 AM
Mark, couldn’t agree more if tax payers knew their rights half those Social Tenants would be cut off. Unmarried Mothers with Children or split we Husband or partners to be housed & kept for free for ever. Just check how those numbers have sky rocketed. Half a million £’s to teach them how to complain as if they didn’t know, how about teaching them to earn a living instead of leaving School having babies as quickly as possible to get housed & kept go ever. So now we have to teach people how to Complain my goodness you couldn’t stop them Complaining.
From:
Michael Foley
16 August 2022 08:08 AM
What a waste of Public Funds, they have lost the plot. Close this so called levelling up Department immediately unbelievable stupid nonsense. Trying to tell them how to Complain as if they didn’t know with their iPhones, lap tops and Computers. This is more of the same like the ‘How to Rent Guide’ by Shelter as if they didn’t know and they doing it for decades before or the so called Model Tenancy Agreement’s 80 + pages of nonsense that’s unusable. Eddie close your stupid Department now before more damage is done.
From:
Michael Foley
16 August 2022 07:35 AM
I suspect HMO’s will be required to have it from ‘25 whether it comes in or not, they have added so many unjustified things already. I don’t know how we lived years ago, we had no proprietary insulations, central heating, Cavity walls or computers burning up energy, we had houses built of clay and stones.I know the walls were 60cm thick I suppose what keeps in the heat keeps out the cold, not much passing either way there.
From:
Michael Foley
15 August 2022 22:01 PM
All my Rents are below market values. We are been squeezed so forced into corners and have to react and start playing hard ball, so my Rents will be forced to come closer to Market Rents pushing my income up £50k pa how is this going to help Tenants, ok I will loose some of the lower earners and probably replace them with higher earners. I accept I will have more voids but should be covered by extra income, now I must get on with my day.
From:
Michael Foley
15 August 2022 10:18 AM
They must know a Rent Freeze but it hasn’t worked haven’t we got it already, a big Reduction in income from Residential Property year on year. Regulatory Requirements is big Reduction is that not a Rent Freeze it wasn’t added on. Licensing Scheme’s took millions of pounds off Private Landlords virtually in every Borough in London & Nation wide as well, that’s a reduction a Rent Freeze. Section 24 tax grab is a Reduction, a Rent Freeze. Maybe I am not doing justice to Generation Rent & Shelter they are in favour of giving us a Rent Freeze which would be Fantastic unlike the serious Reductions and losses we have had to Absorb. Polly dearest do you not know anything about the Rental Business, you say people that wait for the Bailiffs have run out of options, do you not even know it’s a Sanction imposed on Tenants by Council to stay put until Bailiff’s arrive, it’s not run out of options but a requirement. Shelter says too many Renter’s are loosing their home, then why were they instrumental in forcing in bad Policy’s to cause this to happen.
From:
Michael Foley
15 August 2022 09:48 AM
I think there should be a completely different assessment criteria for London with less stringent measures required to take account of the much milder climate in this area. I know there’s a big difference in Temperatures in Winter in other parts having lived in them.
From:
Michael Foley
15 August 2022 07:39 AM
Yes all Homes of Course except the one’s exempt, like the Licensing Schemes or S.24 you can’t beat equality before the Law, not.
From:
Michael Foley
15 August 2022 06:49 AM
Ellie, no chance of getting any thing out of Tenants it sounds great but all just theoretical in practice a totally different matter. When was I ever able to avail of any of those costs, never I had the early leaving, the damage caused, the anti- social behaviour when the Council and Police were endlessly involved, visiting & measuring noise etc @ 2.00 am but when I tried to remove them the Council wanted me to keep them. It ends the LL pays them to leave quietly, that’s how it works or would any LL go to a Tribunal ?.
From:
Michael Foley
14 August 2022 08:39 AM
I think the Tenants should pay the landlord 2 months extra when they want to leave. He has the cost of finding replacement Tenants , a vacant period and make good the unfair wear & tear they left behind. White Paper take note how do you like it on the other foot. Why should a LL give an Ex-Tenant money to skedaddle off somewhere else, they are not our Children and stop trying to make them our responsibility.
From:
Michael Foley
13 August 2022 23:12 PM
What are they on about, “lost there shine through a series of changes, regulation’s and tax incentives” What TAX INCENTIVES surely it should read TAX DISINCENTIVES OK now it all about EPC’s haven’t we got Global warming so we should need less insulation not more. I think too many people are going soft and over weight, should get out more and burn off some of that fat. We don’t have Winters like we used to have in the ‘60’s with snow on the ground for several weeks and Icicles drooping down 60cm long over the windows. Too many people now living off the backs of landlords, carving out easy pickings for themselves, they are top notch professionals the new definition for a leach.
From:
Michael Foley
13 August 2022 21:31 PM
Section 21 hasn’t been decided yet either or if it has why are they holding Consultations. We are Crowd funding a War if you haven’t noticed, energy Bills going through the roof. Scrap Section 21 or you’ll collapse the shaky economy and the Ration Book will be back.
From:
Michael Foley
13 August 2022 14:42 PM
I wouldn’t know I am celibate 😂
From:
Michael Foley
13 August 2022 11:39 AM
Stop it stop it that’s 6 more things we don’t need we are so over Regulated already what we need is De-legislation. Deal with the root cause of all the problems that’s causing Landlords to switch or get out altogether making housing & homelessness infinitely worse. One Problem one Solution Reinstate Section 21 fully now isn’t that simple. People are so full of crap they’d block any toilet.
From:
Michael Foley
12 August 2022 07:00 AM
Emily. I too have some long stay Tenants even 17 years as well, although Contracts re-done at various stages along the way, some haven’t had a rent increase in years, Contracts had to be brought up to date because of ever increasing legislation, they don’t know where to stop. The Tenants are not going to move unnecessarily & pay far higher Rents else where. At the same time I have had other Tenants that rotate very quickly to suit their circumstances, months rather than years. Outside interference like GR is the whole problem wanting rent caps that’s not justified, started off wanting longer Tenancies now wants it in perpetuity. Shelter constant interference How to Rents that was never require force in- in 2015 and changed a dozen times since adding huge costs to us, nobbled our Deposits in 2007 costing us a fortune, they failed with Private Members Bill but straight away were ready to push 2015 De-Regulation Act, Councils on the honey pot also with licensing Schemes and lucrative fines & Penalties. So we had to absorb all those unreasonable & unjustified costs, pay lenders, endless added regulation’s and maintenance costs, Ah yes please Just one more thing, cap the Rent as well, what Planet are those people on ?,
From:
Michael Foley
12 August 2022 05:59 AM
Edwin, Jo has been very good on here and very informative her heart is in the Business. We all say things sometimes we auth not and obviously you hit a nerve, apology wouldn’t go a miss.
From:
Michael Foley
11 August 2022 20:02 PM
Gosh the poor Tenant as said was happy to rent it then complain afterwards & acquired compo, maybe no one else would have him. Why the usual money grab by the Council £39k what for, they are not the injured party. Often when I rented a room I had no kitchen but use the shared cooker & sink on the landing, put your money in for use of Geyser & Cooker. The Council could install a kitchen and still have £30k left. I know it’s expensive for Council for the convenience of getting out of Office for a couple of hours and having to trot down to his colleague at Court where the outcome is guaranteed, really making a mockery of the justice system.
From:
Michael Foley
11 August 2022 13:03 PM
It seems all anti-private landlords CEO’s are on top dollar, just keep knocking us, a smoke screen to keep attention off themselves.
From:
Michael Foley
11 August 2022 11:22 AM
James, my friend you are missing the point. The Council’s don’t want to House those people they want you to have them. There is a Survey live on-line Regarding Section 21 on Landlord Zone by Paul Shamplina, ‘it says so what you want to tell Government’ as if they didn’t know ?.it a tick box Monkey thing mostly pretty useless and they think it best Survey ever. Anyway have to say..
From:
Michael Foley
11 August 2022 10:32 AM
Andrew I stayed in a rented Caravan too on a Caravan Site in the Wash when I worked in Boston & Sleaford, Lincolnshire the cold was unbelievable, there was a small coal fire about 30cm cube which soon went out, then you knew all about it, that’s when I realised there’s a big difference between a Mobile home and a Caravan, getting some where to rent was difficult back then, tell those guys Removing Section 21 to go and live in one like us they won’t be half so smart.
From:
Michael Foley
10 August 2022 22:02 PM
Simon, many of us are getting older now dozens of my friends and former work colleagues are gone rip many were younger than me. Getting out is easier said than done. While some LL made money on recent years without much effort thanks to a stupid low interest rate unlike when I was paying up to 14% and briefly more, if BoE hadn’t done this and abolished savers it would have been a different kettle. Ok say if you had £1’000000. equity after costs and allowable deductions and you want out but there a tax liability c/gains tax 28% = £280k = £720k then if you die say after 3 years it all comes back into your Est again tax purposes & taxed @ 40% inheritance tax £400k - £600k, £280k previous paid is washed away and don’t count plus the £400k, now you’ll have paid £680k tax or 68%tax, not easy to walk away think on, just my thinking on the back of a business card
From:
Michael Foley
10 August 2022 21:14 PM
I lived in rented rooms for 9 years in various Towns around the UK following the work. I worked 7 days a week all my life, always saved half my wages at the same time I was not short of anything and always gave regular money to help my widowed Mam god bless her, unlike today’s generation they’d bleed their parents dry. I never smoked didn’t drink alcohol until 22, didn’t buy News papers or go swanning off to foreign parts on holidays, of course no phone Bills, Broadband Contracts or sky monthly drain, that’s where a lot of dosh is going now. Plus its worse they are making it compulsory to waste your money (MTD). So if they want to save money the first thing to do is earn it, then make some sacrifices and save, your financial problems will disappear.
From:
Michael Foley
10 August 2022 20:43 PM
Don’t forget to tell Sid.
From:
Michael Foley
10 August 2022 11:27 AM
Do stop paying the Energy Companies that would never do they might go bust, like the 16’000 firms that got covid loans gone into liquidation leaving the tax payers to pick up the Bill £500m and counting. Its fine to stitch up your Landlords that always helped and supported you keeping a roof over your head even when taking a big hit through Covid. 2.5m private LL’s as Stake holders who have no say, not Represented and ignored when legalisation been drafted and implemented. This treatment is reserved especially for LL’s no other Business sufferers this faith, yet we House several million Tenants for sure off our own back efforts so finance. I don’t believe the number of Tenants usually quoted as seems low, a 2 bed Flat probably has 3 to 4, even a Studio have 2, a house probably 5,6 or 7, you do tho maths as they say.
From:
Michael Foley
10 August 2022 07:35 AM
The Deposit used to be to protect the property, now it’s all about protecting the Deposit it self. Pointless just minding it for them and used to undermine S.21, it’s now a liability and administrative head ache courtesy on Shelter.
From:
Michael Foley
09 August 2022 19:14 PM
They painted my hardwood doors red, I might as well have used softwood. Another guy painted the whole room dark blue, incl’ ceiling, architrave. Skirting boards. Walls, door, smudged the double glazed windows with blue, me muggings had to restore all at my own cost.
From:
Michael Foley
09 August 2022 18:52 PM
I still do know what exactly the Offences were, always plead guilty that part of the justice system or fine or Penalties double. Keep well away from Alfred Place.
From:
Michael Foley
09 August 2022 13:57 PM
Thousands of landlords getting out in Ireland as well because of over kill Regulation like here same AH’s copy cat everything. Now they wants more legislation to stop Landlords getting out, so they won’t be allowed to withdraw their services imagine that they can’t even Jack, forced to be a landlord under duress, did someone say we live in a free World. Probably is if you milk the System and do nothing.
From:
Michael Foley
09 August 2022 11:56 AM
Steve. I think its a very unfair system especially for older generation, you pay tax all the way along on the income, stamp duty when you bought, 20% vat tax on all services associated with it, tax on your Deposit money, now Section 24 taxing you on loan interest, 28% capital gains tax if you sell (0n inflation mostly), then 40% inheritance tax on the balance / remnants. Excuse me where is the opportunity to get out.
From:
Michael Foley
08 August 2022 23:44 PM
Andrew, not wrong a bit of savvy & natural ability goes a long way. The Towns built by some great trades people and the only certificate they had was a birth cert’. They learned from their elders on site and handed down if you like, often starting when left Primary School, (it would be called child labour now) the practical knowledge started from there, the guys spending 10 extra years in education will have all the theory but can’t get it in the hand even when they are 40. At the same time a bit of education can make life easier and avoid physical working.
From:
Michael Foley
08 August 2022 22:23 PM
Andrew seem your blog on some other section, that’s fantastic rent £ for £ not a hope in London where returns are rubbish and targeted by every useless person on earth . £100k 3 bed house in your area, return £468.00 pm x 12 = £5616.00 pa. Say £500k 3 bed house in London (but probably £600k) so in any case the purchase costs five times more, so you could have five houses for price of one giving you an annual return of £28’080.00 that’s £10k pa more than the same amount of investment in waste of time London with waste if time mayor who now wants to join the mob attacking LL. (£1500. pm what I am getting for 3 bed house x 12 = £18’000). Where’s my £10 grand + loaded with extra fees, rules, requirements & licensing.
From:
Michael Foley
08 August 2022 21:18 PM
Jo I agree I also bought a house in 1991 for 91k that had been bought 3 years earlier for £136k, the owner couldn’t keep up the payments she stopped paying altogether she had some lodgers as well but evictions wasn’t a problem she put their belongings outside, no point in big daddy council taking her to Court or Penalty hmm. Think this can’t happen again think on with the added insult of incumbent WHITE PAPER .
From:
Michael Foley
08 August 2022 13:41 PM
Edwin, who knows what’s going on I believe Her Majesty has referred to dark forces before, Mr Harold Wilson UK Premier at the time was been watched by Security Forces for visiting Russia, talk about not trusting your Mother, we just keep clear of all that heavy stuff. We are targeted and sanctioned for being legitimate landlords.
From:
Michael Foley
07 August 2022 20:38 PM
Paul, asked a question which is the heading of this Article, SO WHAT DO YOU WANT TO TELL GOVERNMENT. Do they really mean they don’t know after the thousands of blogs aired on here. They must be taking the Mick having already produced a disgraceful 80 page WHITE PAPER It’s obviously all crap and should be binned before it turns GREEN and collapses the whole economy.
From:
Michael Foley
07 August 2022 19:51 PM
Andrew, yes I know that one to had a flat sharer together with others while one was out of work in 1964 when we lived in Hornsey, he couldn’t find work so I took a day off from my own work to look for a start and got 2. I sent him to one in place of me to Greenpark working on Victoria tunnel construction earning £122.00 pw but he never gave me back the £85.00 borrowed while out or work.
From:
Michael Foley
07 August 2022 15:05 PM
The surest way to loose a friend or employee is to lend them money, very unlikely you will ever get it back even when they are in clover.
From:
Michael Foley
07 August 2022 12:18 PM
I had Tenants Diplomats from foreign parts that wouldn’t pay or go and told me there was nothing I could do about it which was wonderful considering I had built the house. Eventually relations went sower between them and UK and they got expelled, one problem solved.
From:
Michael Foley
07 August 2022 10:50 AM
Ellie, yes and was very limited at that, landlords had to provide some services I remember landlords coming around with a box of cornflakes and a pint of milk, there you go I have provided you with a Breakfast. There was no private lettings and no one would buy a house for someone else to take over and sit there at a minute rent while owners pay the huge Mortgage’s relatively speaking. I only remember a handful of letting Agents in London, that comes to mind Anderson’s the main one. Now we will be forced to use Agents who are taking over control, a bit late to the party like digital landlords.
From:
Michael Foley
07 August 2022 08:42 AM
Removal of Section 21 the very foundation of Residential Letting Business which the whole industry is based on. None of you would now be a Landlord today if Section 21 hadn’t existed, tell me I am wrong or how many of you were Landlords before S.21 or were you even born no more than the digital White Paper writers that only ever know a key board or were too busy making a house out of the dog. FAIRER RENTING the word actually means treated equally without favouritism or discrimination, that’s THE WHITE PAPER completely one sided proposals out the window and they needed 80 pages to tell us that.
From:
Michael Foley
07 August 2022 04:49 AM
Edwin, that’s very noble of them when they have bought them on the cheap. First introduce the legalisation to force price reduction (Band C). Then here comes the do gooders to make a killing.
From:
Michael Foley
07 August 2022 04:08 AM
Jo. I’ll give you that you one.
From:
Michael Foley
06 August 2022 21:27 PM
Its not just access about the electric & annual gas certification is it, its the whole property in general and every aspect of it. We to know what’s happening when the ceiling in the bathroom is falling down. when the shower or bath is leaking, like other day when I seen a notice on toilet door do not use but nobody notified me, we would like to know when they are sub-letting & overcrowding or growing whacked baca. We used to be able to visit in reasonable day light hours but that’s all gone as long as it damages LL its fine. So they want to hear from LL’s well not a hope too scared, how much more do we have to suffer in silence while being trampled on. Keep landlords out at all costs then we are free we do what we like, just add WHITE PAPER to give them your property completely. So the Regulation’s are being made by people that don’t know. Right I let a house to 4 persons, 4 double bedrooms fine but not long before they doubled up, so 2 couples had 2 rooms and sub-let the other to 2 more couples, making over £1’000, pm out of me and didn’t it go on. Keep Landlords out it will be fine if he say anything the Council will prosecute LL him. Who is LL going to tell, anything in your favour will be taken down and used against you. So why have they drafted a WHITE PAPER without having a clue about what’s going, so now they would like to hear from us after they have already drafted it.
From:
Michael Foley
06 August 2022 20:53 PM
The business is now getting so stupid it hardly deserve a comment. Paul says it all when he referred to a LL of 25 years with 30 properties who can no longer cope with the huge burden of administration placed on him and likely now will have to use an Agent, so what chance do many other LL’s got if it’s taken a LL’ 25 years to reach this level of incompetent and not able to cope with the proposed System. That includes me as well & me a LL since 1978, Something seriously wrong with those digital academics that have taken over control of LL’s and the letting business with computers, iPhones, laptops certainly nothing to do with housing, no need to ask any of them at meetings what their line of work is, it will be the above not a tradesman amongst them that could do anything with property, it won’t involve a cement mixer anyway. Paul my friend did you forget to mention the Redress Scheme that caused me to walk out of your Harrow meeting / yes Paul it was me, keep your questions to the end when the subject is forgotten, you can deliver a free flowing speech but don’t expect an easy ride when you are taking our livelihood away that we spent decades creating by sacrifices, hard work and dedication….
From:
Michael Foley
06 August 2022 18:24 PM
Digital clowns in suits now look what you have done, a right mess they are getting the Country into You can’t have an Economy based on housing alone. increasing interest rates will cause a Recession and that’s their answer morons, that’s 2 things wrong one caused by the other. There’s still something they can do even at this late Stage, Scrap Section 24, get their back pedals going immediately on Section 21, that’s a big improvement already, now one more simple step that was never required in the first place will reduce the impact enormously. Scrap THE WHITE PAPER and cop yourselves on, have a good evening.
From:
Michael Foley
04 August 2022 23:28 PM
As expected they rope everyone with help 2 buy Scheme’s, no stamp duty etc, then up the interest rate that’s a life sentence but they are first time buyers friend to make billions for big Developers. Scrapping Section 21 is enough to cause a Recession on its own
From:
Michael Foley
04 August 2022 18:31 PM
I have a HMO house where the Rent hasn’t increased in 20 years even though Tenants rotate, so I had to Suffer the up grade requirement costs and repeated license fees plus given up the £2000. deposit I had in 2003, because it was made a liability not a protection. Another licensed HMO house hasn’t increased either in 12 years similar situation but loaded with imposed costs by local Authorities no stopping them,
From:
Michael Foley
04 August 2022 07:32 AM
Historical low voids but not for the reasons given by hi-technology companies that are doing enormous damage with Digital everything and riding rough shod over LL’s, that I refuse to deal with anymore. The low voids are thanks to landlords supporting and retaining their existing Tenants in difficult times and not increasing their Rents, while under enormous attack from the Authorities and lame duck tax free Charities that supplies no housing and their top brass paying themselves well over £100k pa.
From:
Michael Foley
04 August 2022 07:02 AM
Sell is only option and give notice to long standing Tenants.
From:
Michael Foley
03 August 2022 22:59 PM
Peter your are off your trolley I would rather be dead, Its already costing me £5k to submit my accounts after I have spent weeks getting in a presentable fashion, so now it’s going to make it simpler for me by having to do it 3 more time in the year.. perhaps we can have a space storm knocking out your satellites then you all go and get a proper job and earn your living.
From:
Michael Foley
03 August 2022 22:42 PM
I suppose you are right Andrew, consultations a smoke screen like the HMO consultation when a guy came from York and I attended the 3 Venues, Southall, Ealing Broadway and Acton, It was based on the Mayhew Report, he told us what was coming in and that’s it, there’s your consultation. When we questioned parts of the report he was dumfounded he didn’t know the areas like us, anyhow his fee was £100k, outrageous but peanuts by comparison to the millions the Scheme has taken off us.
From:
Michael Foley
03 August 2022 22:30 PM
Regarding another matter that doesn’t seem to be covered on here. The WHITE PAPER CONSULTATION closing date 15th August 2022, urgent to respond to the listed questions in not more than 3000 words unfortunately I cannot take part it’s only for Digital Academics landlords, has to be down loaded / uploaded all that alien nonsense. That excluded me and thousands of other traditional landlords so we don’t have a voice anymore well done.
From:
Michael Foley
03 August 2022 21:17 PM
But I do understand this licensed landlords have been doing it for 15 years, first battery alarms were ok, then that changed and had to be hard wired on their own circuit and annual Certificate. We have the battery carbon monoxide detectors for years. Ellie suggests it doesn’t apply to gas cookers if I read it correctly? otherwise where there’s a combustible appliance presumably the gas Boiler but now we have all room sealed Boilers so do we need this at all. With the Boiler and Cooker been Serviced and Certified Annually.
From:
Michael Foley
03 August 2022 19:42 PM
Selective licensing in Oxford £280. Less than half price of other Boroughs. It cannot not be Selective and be all at the same time. The idea of Selective meant it could only be Selective parts of a Borough or Ward, usually not more than 30%.
From:
Michael Foley
03 August 2022 19:03 PM
Hang on a minute I am not Accredited but had been for years in the past with 2 different Organisations you have to keep jumping through hoops for the latest thing they dreamt up, keep updating brownie points on line to stay Accredited, so that’s me not Accredited because I’m not capable of adding the points on line so that’s me not Accredited but I can build a house single handed and every aspect of it which I know is far less important, don’t get taken in with discount that’s only a one off to rope you in, you don’t get it on your future Applications.or renewals.
From:
Michael Foley
03 August 2022 12:55 PM
Bill brilliant that’s an extra £50.00 on to your HMO application fee, also if your kitchen is on the small side you’ll need another kitchen but if you have a large kitchen it will be classed as a extra room and another £50.00 extra
From:
Michael Foley
03 August 2022 11:59 AM
Sorry Steve, failed to keep up with inflation.
From:
Michael Foley
03 August 2022 07:30 AM
Just tell us the difference, what the amended requirements are and stop all this nonsense and baloney about downloads. I could find the requirements or so called booklet. 2 lines will suffice and stop it wasting everyone’s time. 2 little plastic units on the ceiling and we need a book.
From:
Michael Foley
03 August 2022 07:26 AM
Everyone warning and threatening us. I think they don’t know very much about housing all just jumped up digital kids with computers. The real men that build beautiful real family affordable homes with gardens and garages in the 1930’s /40’s that stood the test of time, all done mostly by hand including the footings and concrete mixed up on site. All done by traditional means and materials, not a bit of hairy wool, polyurethane foam or plaster boards heard of, you could knock them about extend or remodel brilliant now all so quick to condemn them. They were build as a guide of costs for a Terraced £650. and Semi £750. each, the doors came in by boat cost 6s-0d. I knew trades men that worked on them. Recently to replace a garage door & frame cost £1’800. Those Regulators today think they are so smart going around in their suits and shiny shoes making a mock of everyone and not a days work in them.
From:
Michael Foley
02 August 2022 21:13 PM
Ann-Marie. very true plus many private Landlords like me are 40% + tax payers so by getting rid of us they are loosing virtually guaranteed income year on year for the sake of a one off payment of c/gains. Every property bought by individual Residents is a huge loss of Revenue to the Treasury every year. Plus landlords pay far higher c/tax and have to pay commercial rates at recycling centres, pay thousands in licensing fees, thousands more in Compliance work plus 20% vat tax on everything, plus thousands in fines & Penalties that you cannot cream off if we are not there. Have you not taught this through where all your soft money is coming from I think you need a reality check ?.
From:
Michael Foley
02 August 2022 19:11 PM
Just add Residual Circuit Breakers are a god send by comparison to the previous PME System if you were familiar with that.
From:
Michael Foley
02 August 2022 18:25 PM
To honest all of mine have been changed during this last 10 years even though I had some previously installed modern at the time the pop out type. All of mine are now min trip switch breakers plus RCD’s expensive business like £350. / £400. per box. I think its only a matter of time before we are required to re-wire, like before when they were lead cables, then they were rubber covering with green earth, then PVC black / red & earth yellow/ green earth, about 12 years ago colour code changed again to Blue & Brown & earth so they’ll know instantly what the age your wiring is within limits, just an observation.
From:
Michael Foley
02 August 2022 18:19 PM
Surely Polly is not complaining about a reduction in the private rented Sector that she was the main mover in creating. Polly is well placed to help the homeless, for a start she could take a Salary cut of £100k pa and still paid too much, she only started on £126k pa years ago when she took over from Campbell Robb, then use some of their tax free £60m pot to house people instead of shouting and bellyaching about us.
From:
Michael Foley
02 August 2022 17:30 PM
I believe it’s the Customer is dangerous not the electric. I have seen & suffered the consequences of some of their actions, ripping the plug from the socked by the lead, I had to replace 10 crab tree switched socket outlets in a new house I had built a few years earlier all smashed, they also put a No 14, 50mm screw across the Consumer Unit to use a welder too powerful for the System, some of the 2.5 ring mains had to be replaced because of over heating, the wires were more like high tensile steel that copper wire.
From:
Michael Foley
02 August 2022 17:17 PM
Richard, All licensed HMO’s of every kind have Electrical Safety checks by law for years and renewed every 5 year. I have had them done over again & again, file boxes full of them, what are they taking about delay in reforming have they been in a deep sleep. So the answer is tens of thousands if not millions.
From:
Michael Foley
02 August 2022 16:54 PM
Just no end to the attack on Private landlords now I see ‘How 2 Rent guide’ has increased to 48 pages. I believe it has changed 15 times and the crap increased each time since 2015 having been introduced originally in 2014 by Shelter. The new version includes mandatory Redress Scheme, what on Earth for ?, I don’t take Deposits since they made it a liability not a protection imagine give them back 3 Deposits along with the Deposit making it 4 Deposits. Further we are not allowed to charge the Tenants any fees for anything more or less, so what will we be Redressing them for ? unless it’s the Rent they didn’t pay, its utter nonsense who is going to Redress us ?.
From:
Michael Foley
02 August 2022 10:43 AM
It would be great if Council’s were capable of doing something useful instead of issuing spurious fines & penalties.
From:
Michael Foley
02 August 2022 07:58 AM
It’s easy to fix housing crisis get rid of those guys paying themselves £280k pa and in most cases well over £100k anyway including Charity Bosses that doesn’t supply any housing. Those are The Rogues that have driven up Tenants Rents by 52%, while pretending to be helping them. The Tenants friends are their Landlords who have helped them out through thick & thin.
From:
Michael Foley
02 August 2022 07:50 AM
I am surprised 1980’s got a mention when I was paying up to 17% interest, not 2%. Short memories and the tax had to be on the principle repayment up front as well on a variable interest loan, just as if you had the money in your pocket but it’s already gone to the lender, unlike plant & machinery which were able to claim all eventually, unlike property. So now no worries install an occupant with hands hanging & give him the property at a discount as well.
From:
Michael Foley
01 August 2022 23:15 PM
Affordable Rents ask my Tenants very affordable rent in general £100. pw each payable monthly some far less, for this all have own room some shared facilities, otherwise the run of whole house & small garden plus parking for 2 cars. So people wants to tell me its cheaper to Buy than Rent try this one in a central prime location with £1m price tag, get calculator out and stop talking nonsense.
From:
Michael Foley
01 August 2022 22:09 PM
Liz, is talking daft the Council’s have far too much power already, They are the root cause of most housing problems caused by their interference, stupid laws and huge Penalties and fines how is that an incentive for any landlord to do better only withdraw his services. They don’t know much about getting the best out of people, just as well they have Public funds to play with and of course they have now taken private landlords money too. Ms Truss could you not scrap the red tape for landlords, scrap Section 24. Retain Section 21. Turbo Charge Private Landlords you’ll have more property than you know what to do with, crisis over no Public funds required. Sorry big Company Director’s get the soft money somewhere else.
From:
Michael Foley
01 August 2022 21:53 PM
Scarborough Council is very smart to know this, who would have thought that, to know something that they caused.
From:
Michael Foley
01 August 2022 21:12 PM
Jo, to buy a new Build 3 bed house in west London costs £800k, 2 new one just built down the road from me for sale. According to what I was reading yesterday average London rents are £1750 per property pm if I read it correctly. All my Rents are below average Rents, it seems to me the Tenants are getting a real bargain. Its well time for Shelter, Generation Rent etc to stop knocking us and get their facts right. Its worth doing figures on this or use your figures as a guide and multiply by the multiple’s. They don’t know when they are well off , buy one of those and complain to the lender see how you get on.
From:
Michael Foley
01 August 2022 18:47 PM
Ok but not many people were buying for holiday let’s or AirBnB. I don’t know anyone, they had the Property already and made a decision to switch to survive after being continuously attacked by regulators and unfair expensive conditions including HMO licensing and Section 24 plus to imminent threat of removing Section 21. Give me a break what’s this guy on about he says second homes reduce the number of properties available for people to live in, isn’t all Residential Property available for people to live in regardless of Tenure, so how could the number of properties available be any less for people to live in. Perhaps they could target the new Flats bought by over seas investors and sitting idle, sometimes they tell us they are all taken, ask the local people that knows that were hoping their business would pick up like shops and restaurant etc.
From:
Michael Foley
01 August 2022 07:47 AM
It seems to me to be a sustained attack from every angle on private landlords. I hope you all have a HMO license unless your friends your fellow countryman in high places exempted you when writing the rules specifically with you in mind. They say they have now streamlined the system which means the Fee for a license for me in 2006 was £650.00 now has increased to £1550.00 from 1st April ‘22 (£900.00 increase). This is allegedly to improve the condition of the property and help the Tenants ?.imagine that very thoughtful of them. Those are the App’ fees now in West L’don for your Terraced 3 up 2 down for 5 persons but not the highest by any means I understand some are up to £2’500.00 this is to make renting more affordable, no sorry must be other way around, if you don’t get a license you can pay a civil penalty up to £30k …honestly doing so much to help us.
From:
Michael Foley
01 August 2022 03:09 AM
Christopher, you got that right the Government wants us out and are creating a MTD system to achieve this, that’s the only thing to understand that’s simply about it.
From:
Michael Foley
01 August 2022 01:57 AM
Stephen, thanks for the maths lesson very good, just a few more calculations and we are oxo, my room is 25% smaller than yours, the box room is 9.75% smaller than mine, the master bedroom is 11% bigger than yours otherwise the facilities are the same, by the way I wants the parking space, should be easy to work out by comparison to HMO regulation’s.
From:
Michael Foley
30 July 2022 16:24 PM
I think the people behind MTD are go to be very disappointed when they realise they were getting more tax before, just add traditional landlords that cannot do it and have to fork out thousands more in Accountancy fees plus they are removing any incentive to move forward only demise in prospect.
From:
Michael Foley
30 July 2022 12:51 PM
What the Benefit System is doing is creating a generation of young people growing up not capable of doing any real work and probably never will, just play computer games all day long with someone in god knows where.
From:
Michael Foley
30 July 2022 10:58 AM
Another neat little trick the 2004 housing Act requiring a license for 3 or more unrelated people fair enough but also said more than 2 couples / which is 2 households, however what it now says is 2 or more households that’s completely different altogether. (more than 2 households) (2 or more households) neat tricks and we are not even told and can end up with a large fine for not having the license you thought you didn’t need.
From:
Michael Foley
30 July 2022 06:22 AM
Licensing Scheme’s requires Landlords to confirm that he has the power to Access to all parts of the Premises, now withstanding they have gone out of their way to exclude Landlords from the Property. Landlord must also confirm that he has the Power to Authorise any Necessary Expenditure, where is his croc of gold they forgot that bit, oh I nearly forgot they have taken it, so forget he most likely has a loan rapped around his head, rent arrears or forced to subside Tenants during Corona virus just add Section 24 to make sure to destroy him. So many people are required to lie or no License granted or can’t operate.
From:
Michael Foley
30 July 2022 06:02 AM
I think the WHITE PAPER is in direct conflict with Licensing Act 2004 (2.4) which says Landlord must confirm that he has the Power to Grant and Terminate Tenancies.
From:
Michael Foley
30 July 2022 05:41 AM
The disastrous White paper driving LL’s out. They hate landlords and Tenants alike. They have robbed Billions from Landlords with Licensing Schemes and trumped up Penalties charges. They tell Tenants they are their friends while they are the main cause of pushing up their Rents by something like 30% it doesn’t benefit LL with all the imposed costs, fees & compliance stacked against us. So much regulation now making it impossible to self manage. I know several that can’t do it anymore and that includes me, too much Bull sugar to deal with impossible and me a LL since 1978. Currently I have house with 5 Shares (licensed for 7) where one wants to change now proving impossible for me to do, you have to be all digital then you are automatically called a Professional, just press them buttons you are a Professional but only know theory and capable of actually doing nothing with property but all shinning Gov’ stars. Incidentally I actually Built this House by my own hands with only hand tools, no electric on site and cordless tools or computers not invented and no family or government support. Now then that was when I was less than one third of the age I am now. I would like those so called Professionals to try it, any volunteers I’d love to see it you know everything and can do nothing.
From:
Michael Foley
29 July 2022 20:05 PM
Mr Murray are you having a laugh. The people that worked hard scrimped & saved, bought their own home and reared their family, done it right way around. So now you want to tell me the people that decide have family first with no nest ready should be other peoples responsibility , even the birds build they nest before laying the eggs. The people that have a house they bought through hard work and their off spring may have left home temporarily, will hope one day to inherit their parents Est, you want to deprive them of that in preference to a blank stranger that’s nothing to do with them.
From:
Michael Foley
29 July 2022 17:21 PM
They now have created HMO’s by Statute and enforce except for Families or so called pretend Families by any stretch of the imagination. Which one of my 5 HMO shares will have the right to buy.
From:
Michael Foley
29 July 2022 09:10 AM
So they want the Tenants to take over our property at a discount, that will be easy when the WHITE PAPER have them already permanently installed in your property and LL can’t them out, the picture is now becoming clear. Will future generations be able to grab the property from them. Time the Tax collusion Charity law were changed, LL’s are feeding them with millions of Inheritance tax, when you leave 10% or more in your Will you get a tax discount, the Charities that hates you and doing everything in their power to destroy you and we are supporting them.
From:
Michael Foley
29 July 2022 08:01 AM
No one to vote for, where can I vote for levelling down demise of PRS white paper Bill.
From:
Michael Foley
28 July 2022 07:06 AM
I doubt if private let property is as bad as they would they us have us believe. There are loads advertised on internet usually looks very nice & modern to attract good Tenants. The climate is getting warmer so we will be using less energy to keep warm, if we go over the top we’ll be using energy to keep cool.
From:
Michael Foley
27 July 2022 17:31 PM
James & Christopher also raised this point about digging up Concrete Floors it’s a mad idea anyway you look at it. Surveyor’s and Building Department’s need to address this issue again, it has to be entirely possible to surface lay on the existing floors to bring up to standard of compliance. So many products on the market and if you loose an inch or so in height what difference, most ceilings are higher than modern requirements anyway. Come on now specify please and stop the dig filling up Skips.
From:
Michael Foley
27 July 2022 13:29 PM
Edwin my friend that’s a different kettle.
From:
Michael Foley
27 July 2022 10:14 AM
Owner occupiers and family’s in multiple occupation have done very well off the backs landlords dragging up the price of their property too without having to do anything and exempt. We know who are making the rules.
From:
Michael Foley
27 July 2022 10:00 AM
This idea is much like something that has been circulating in recent years in the Rent 2 Rent lettings. They do expensive courses to pull the wool over owners eyes. I had it tried on me last year and they don’t give up easily, it was Rent 2 Rent with Purchase lease option. I don’t think much of R 2 R for a start renting your property and creaming off double whilst owning nothing and obviously no Mortgage’s for them, owners have all the responsibility if it goes wrong. Any figures or analysis by anyone on this, there are thousands falling fo R2R. I call it a scam I wonder how many have a purchase lease option attached you’d need to be off your trolley comprising ownership.
From:
Michael Foley
27 July 2022 07:04 AM
Ellie. I have a 2 bed Flat in west London HM0 licence for four but only 2 occupants, there was 3 persons one left over 2 years ago the other 2 said they wanted it between the 2 of them and pay the full money, then Corona came and couldn’t pay, so £500. pm short for more than 2 years ( over £12k out of pocket) now its become the norm and not interest in getting anyone in.
From:
Michael Foley
26 July 2022 17:07 PM
I did learn something from the LL Conference last night, 1.1 million are on Housing Benefit, while 27% of private Renters don’t work, are the Authorities targeting the wrong section of society. 45% of Renter’s have no savings but didn’t say why, I can fill that in, too many takeaways, iPhones Contracts, internet broadband , netflex etc, I am sure the 27% doing nothing can’t expect to save. When I was saving to get my first property I didn’t have any wasted money like that. 21% PRS homes non decent that will be down to Regulation’s, excluding LL from his property, too scared to go there in case Tenants complain to Council. Property was far better maintained when LL had access and could keep everything right. How can you maintain a property remotely ?.
From:
Michael Foley
26 July 2022 08:15 AM
Its what the continuous attack on individual landlords is all about, to get us out of the way for the big boys to take over, plain & simple. Everything they are doing and have done is to destroy us they’ll be no Section 24 for them, welcomed with open arms. It doesn’t matter what we have done, effort and sacrifices made over the years to create the industry that didn’t exist before. I went to LL / Council conference last night, another disaster virtually everything that was coming up on the big screen was anti-LL, and dare not question them. I was told there would be an opportunity to ask questions at the end, what use is that so much stuff going on when you get to the end the subject is lost, should be allowed to comment or challenge as it came up. LL must join Redress Scheme ? what for, how many more things are we required to join and who’s going to redress us. I was told to be quiet like everyone else just sit there like a lemons, not a word out of any of them while our Business goes down the pan, they must be as crooked as hell hiding behind the bush. It was a 2 hour meeting but I couldn’t hack the course and suffer the indignity, left after 45 minutes and wished them good luck.
From:
Michael Foley
26 July 2022 07:02 AM
Jo, if that’s the case they are very wise. However many thousands are buying those Flats and as I understand it all the incentives are for new Build, so the free bee’s and help is not available on older properties unless something has changed.
From:
Michael Foley
25 July 2022 10:54 AM
First time buyers Type Property has risen 10 / 13% wonderful this will be the Big Developer’s, in the Government’s pocket with their already over priced high rise Flats. Aren’t those the Flats eligible for special Government Schemes with free stamp duty etc, to stitch them up properly. I just thought I had read an article about greedy landlords surely they meant Developers. My Rents haven’t increased at all, (none) some have gone down or in real terms all have gone down while fleeced with Regulatory costs. Come to Harrow Civic Centre landlord Forum tonight, if you have the stomach to hear all the big wigs telling you what more they have planned to destroy you, good luck.
From:
Michael Foley
25 July 2022 07:48 AM
The White/ Black Paper says. The Tenant must be allowed to live in his Property without fear of eviction and there’s the problem it’s not his Property.
From:
Michael Foley
23 July 2022 21:33 PM
A house with the job is a total disaster in an Agricultural setting. I can comment on that one, a first cousin of mine had such employment for 20 years at least, he had some difficulty including marriage break up. He was hard worker good at his job and well liked, However the Boss man got old and sons took over he then got the cold shoulder not suited to modern generation computers being alien to him etc. He ended up with nothing and got bad health. When he started that job he could have bought his own house like every one else for £4k at that time, so instead of working for a pittance because of the house supplied, he would have ended up with a a house worth £250k / £300k, waste of a life having once worked on the 14’000 acres from Sandy to Hitchin.
From:
Michael Foley
23 July 2022 19:57 PM
It’s not a white paper it’s a black paper and a black lie. They don’t know the meaning of the word fairness. They are the scum of the earth and we are supposed to live in a democracy. So now instead of Landlords given the Tenants 2 months notice, the Tenants give the landlord 2 months notice. The Landlord have lost all control of his property have the Russias take over. It’s Private Freehold Property none of their business whether I want it for a Family member, or to sell or keep, who’s property is it anyway, we didn’t get any help from them when we bought or need their advice or their rubbish interference. So now we will not be allowed to choose out Tenants but must take all sorts. including false Benefit Tenants which is what most of them are already, you are destroying Society. Further there will now always have be a Court Case needed to stitch you up properly and make more billions for so called justice System. Oh yes we we can go to First Tier Tribunals if we have a death wish, some of their staff are ex-Council employees brilliant. We are loosing complete Control and our Property is been confiscated. I suspected this 4 years ago that this was going to happen when a young guy from the Department still wet behind the ears attended a Landlord meeting and said exactly what this Bill contains, he said he was working on it. There you go, the Bill is not safe and should instantly scrapped.
From:
Michael Foley
23 July 2022 19:36 PM
Stephen my friend good for you report away. I am sick of the Regulatory dishonesty / Section 21. Section 24. Licensing Scheme’s. that applies to some Sections of the Community and not to others do you think that’s fair. Best wishes have a good weekend
From:
Michael Foley
22 July 2022 18:41 PM
I think removing Section 21 is Nationalisation, or worse to be involved at all. Why and for what to be everyone else’s fool and banded a Criminal, while supplying the property and paying taxes to keep them.
From:
Michael Foley
22 July 2022 18:19 PM
Stephen my friend how does traditional Landlords letting out property affect first time Buyers as I understand it to avail of the Government Schemes they’ll have to buy New Build that will be from Developers high rise over priced Flats from the Governments mates creating unfair market place. I have built some of my own again if I let those properties I will not be use any stock available to first time buyers because if I didn’t put them there they wouldn’t be available to anyone. I think you have been listening to the wrong people while I agree with you what they are doing will reduce prices (Collapse the Market). The first time buyers that have bought are the unlucky ones saddled with over priced Flats and then hit with increased interest rates, if they try to sell they’ll be taking a hit plus it then will be a second hand property.
From:
Michael Foley
22 July 2022 16:32 PM
Rental Reform Bill Conference £240. to attend a bunch of nanny goats talking through their hat, if they pay me £1’000. I will not go anywhere near those destroying us. Accreditation is a farce keep renewing adding brownie points, to add to the latest garbage they dreamt up. How did we manage for decades before any of those Quangos existed, now we are expected to learn how to be a landlord, like first day on the job to create more money streams for them at our own expense solely.
From:
Michael Foley
22 July 2022 09:00 AM
Won’t be any savings I have come across those Air Source heat units well before now, used to heat swimming pool’s outside installation not great and so expensive very heavy also several hundred weight. How can we save £1’878. on Energy Bills no matter what we do, or do they think we are oblivious to the fact they have doubled our Energy Bills. Maybe we could avoid stupid wars the root cause.
From:
Michael Foley
22 July 2022 07:22 AM
They want pets but it will be the landlords responsibility. I have had it all don’t need analyses, reports or studies, cost me several hundreds to have a house fumigated by specialist plus throwing away beds virtually new and 3 piece suit, carpets had to be rolled back and treated etc..it’s not my first day on the job like the rule makers.
From:
Michael Foley
22 July 2022 07:01 AM
Edwin, fair enough if they were Policy’s but there are not Its a blatant discriminatory open ended attack from several angles, legally, illegally and financially to destroy us a law law abiding section of its citizens that house millions and millions of People off their own backs, contribute billions to the Revenue and every other aspect of the economy, with their own finance hard work and dedication, then they stoop so low they are prepared to change the law specifically to destroy us and for no other reason, so unjust and want to call it fairer.
From:
Michael Foley
21 July 2022 06:35 AM
Why not reverse Section 24 so that it applies to all Companies & Corporate Bodies and remove it from Private Landlords, now wouldn’t that be fairer, when they want a fairer renting system, and didn’t Private Landlords build this letting Sector and not one of those Companies in to be seen. Why not see how they like it they are all so smart while we are being sold down the river. Change of P,M, what a waste of time that is, we might as well have kept Mr Johnson lies, warts, bluster & all, now that we can see the alternative. At least he don’t one good deed before he went, sacked Michael Gove I’d shake his hand for that, the stupid Architect of the White Paper he’d need to learn the definition of fairer.
From:
Michael Foley
20 July 2022 23:49 PM
Pauline, that’s an easy question to answer, the Tenants will decide whether you can have your property back or not, it will depend on how fat you want to make the brown envelope, there’s no other system if you at thinking you can go before the 3 wise men and get justice forget it.
From:
Michael Foley
20 July 2022 21:07 PM
Council tax is a joke system Poll Tax had merits. I see 6 / 8 people living in a property with same C/tax as 2 retirement people that paid tax all their lives, how is that fair so huge numbers pay nothing, now I hear people suggesting to increase it on the already over taxed payers.
From:
Michael Foley
20 July 2022 14:41 PM
Robert and none are rising as fast as the costs being imposed by local Authorities that’s eating well into it. There are plenty of properties derelict or need up grading but some people don’t want the bother just walk in when its all done much easier but jealous if they think the builder made a return.
From:
Michael Foley
20 July 2022 11:38 AM
Simply don’t forget the root cause of all this removing Section 21, that caused the switch. Then for good measure add Section 24.
From:
Michael Foley
20 July 2022 09:55 AM
Jo, I am sure the fencing contractor was good value you didn’t knock the work. It can be hard work especially if he has to contend with concrete founds for previous posts and a good worker is always worth it. It might seem like a short day but apparently he was after breakfast and went before dinner so can we add that to the 5 hours. I don’t know what he was doing removing waste or get material which is another cost separate from his day’s earnings. Maybe I misunderstood but I avoid knocking the workers the ones that gets my goat are the ones that don’t work, milking the system and soon to be given our Property for free. Best wishes.
From:
Michael Foley
19 July 2022 11:37 AM
It looks like the big boys moving in whether John Lewis, Lloyd Bank, General Accident etc build or buy to let will be exempt from the say regulation as regular traditional LL’s , courtesy of their colleagues from Oxford, Harrow or Harvard.
From:
Michael Foley
18 July 2022 09:44 AM
Ellie. I hope you are right I think some landlords don’t have much equity in there.
From:
Michael Foley
18 July 2022 07:36 AM
No Capital appreciation just money devaluing and then tax you on inflation.
From:
Michael Foley
18 July 2022 07:18 AM
Waste of time more rubbish of the highest degree. With the New Proposal the Tenant has the opportunity to attend Court and for Landlord to EVIDENCE GROUNDS HAS BEEN MET, really so he now has to justify himself as owner to the Tenant & Courts that he would like his own Property back. About time those worse that useless parasites trying to make those rules grew up, anyone that has bought a property knows too well how difficult it is, how many years to pay for it and the Sacrifices made, probably cost you half a million if in London but now don’t worry about any that just hand it over to someone off the Street or the ones on Benefit given priority, (the ones that get their kids reared, education for free gets Children allowance even though they contributed nothing and by the way don’t forget to claim the extra £326. costs of living increase that’s specifically for they). Roll on why not give them my house as well saved them buying one, easy peasy.
From:
Michael Foley
18 July 2022 07:13 AM
Jim, I’ll tell you what the problem is and obviously not a problem for you as you are a HMO operator by choice run by cash flow under the Cloak of Company and all the advantages of that. Companies don’t need the personal input money of their own, just borrow up on the Company acids / property and keep expanding forever, which is what has happened ending up with hundreds of properties or should I say the unacceptable face of Capitalism. I believe this is your business model and have been advising LL’s on courses and offering viewings on how to divide up property to maximise profit from HMO’s and I don’t knock you for that. However I am not a Company LL and not a HMO LL by choice but this was forced upon me, private Landlord private property financed by me personally. I have never let rooms or wanted to either that don’t stop the Regulators forcing me into HMO licensing compliance. Section 21 is the foundation of all private letting as far back as 1988 prior to which virtually no lettings were available, do you not ask yourself who that was ?Obviously no Section 21 no letting why would I buy or build a property for someone that’s nothing to do with me. so where was your HMO’s they didn’t exist until invented in 2006, you can’t see the difference but now like most other new comers want to rule the roost. Private Freehold Property Privately owned, not to be taken over for Public and use in perpetuity without consent.
From:
Michael Foley
17 July 2022 18:02 PM
All good points and real life storeys. So Tenant decides the job is not for him up sticks and gone instantly. What about Landlords flexibility when he finds out he’s been lumbered with a Tenant he can’t stand, he’s expected to tolerate him and now given a life sentence as per WHITE PAPER.
From:
Michael Foley
17 July 2022 10:12 AM
So if it taken 50 years to get 100k members (they should be able to get that in a week), how many years will it take our body to be able to claim to be a representative of 2.5m Landlords, or are there 2.4m Landlords without a voice.
From:
Michael Foley
17 July 2022 07:47 AM
Fair to Sophie, of Propertymark fighting their corner for its members on aspects of WHITE PAPER before it gets too far advance when nothing can be changed. Where are our Landlords Association's they are staying very quiet just waiting for it to happen, to start more money streams on the back of the WHITE PAPER. What about Redress Schemes more bureaucracy to Redress whom it certainly won’t be to give LL any rights, is it any wonder they only have 100k members after all those years and including amalgamation, out of a pot of 2.5m landlords, surely they should have a couple of million members by now if they driven by self-interest. Membership should be closer to 100%, something seriously wrong here Landlords needs to use that thing in their heads called a brain.
From:
Michael Foley
17 July 2022 07:34 AM
Disgraceful behaviour by people in Authorities that shouldn’t be in a job of any sort not alone in a law making positions. Scrap the White Toilet Paper now before it does billions of £’s more damage, look at what damage its cause even now before it comes in at all. People selling up or switching away because of the removal of Section 21. Its so un just it shouldn’t see the light of day. Great Suggestions Periodic Tenancies walk away at any time or stay as long as you like, now further blame the condition of the Property, don’t pay and walk away, this will be the damage they caused themselves wonderful just an other rotten scan like the 2015 DeRegulation Act’ that was never required. We are already excluded from our property that’s now out of control, to allow them to over crowd at sublet or Rent 2 Rent it’s that ridiculous but LL has to stay quiet and turn a blind eye, because he’s the one that gets fined for the crime he did commit, it’s the new justice system where the innocent party pays for other’s crimes They are really taking the mick.
From:
Michael Foley
16 July 2022 21:19 PM
Shelter, Generation Rent / Alacia Kennedy Baroness etc. The chickens are coming home to roost. Driving out Landlords or cause them to switch to AirBnB well done who could have predicted that ? Just add Rogue’s Regulators and removing Section 21, Oh yes and what about Section 24 driving out Landlords by scrapping a genuine business expense or forced them to switch to AirBnB or go Bankrupt. So the double Stamp Duty disgrace also adding to burden private Sector letting driving up Rents & property prices making it more unaffordable for Renter’s and first time buyers. Removal of Section 21 is confiscation of property, so in a nut shell everything that’s wrong was caused by the above mentioned, that only ever have negative input and cause so much damage to Renter’s and First time buyers.
From:
Michael Foley
15 July 2022 07:12 AM
I must say the Gov’ / Council’s plan to drive out Private Landlords is proving very successful. Just weight us down with so many rules, regulation’s, endless checking all invented extra unpaid administration, expensive requirements, class all damages as wear & tare, removal of all rights to make sure we are dysfunctional and have to leave.
From:
Michael Foley
14 July 2022 06:54 AM
I wonder how many of our rule makers who know about pigging the pipe.
From:
Michael Foley
13 July 2022 23:08 PM
I installed large water mains as well tested to 120psi which was required even though normal working pressure was only 60psi. I worked on the large gas pipe line installation and gas pressure reducing stations + steam injection but I dare not touch anything domestics.
From:
Michael Foley
13 July 2022 22:58 PM
Robert you were lucky. I stayed in Digs there was 7 single beds in one room in Hornsey. I missed breakfast I was gone to work before it was read. similarly missed dinner it was finished before I got home. Regarding health and safety certificate for gas hob every year, my mother rip had a gas cooker with oven for 60 years with her bottle of gas, never broke down or see a gas engineer, she was well capable of cleaning it herself, done endless cooking, baking and roasting. What’s the problem now are they not made properly anymore or is it regulation for the sake of regulation. Surely if they confiscated all the knives from the young people it would make a far bigger impact for Health & Safety.
From:
Michael Foley
13 July 2022 21:12 PM
When did that definition of a HMO change certainly that wasn’t the definition for 15 years. It was more than 2 households that’s completely different. So 2 couples equals 4 persons equal 2 households. 3 individuals equals 3 households therefore licence required for 3 individuals, probably a Selective.
From:
Michael Foley
13 July 2022 20:54 PM
Now I must study that Redress Scheme and find out who else I can compensate I can’t leave anyone out.
From:
Michael Foley
12 July 2022 22:26 PM
Might as well pay the extra Higher rate Capital Gains tax and the double Stamp Duty Land Tax, its really helpful.
From:
Michael Foley
12 July 2022 22:15 PM
Spare a thought we have been doing it for 16 years that’s since 2006, I now have some done and re-done 4 times, Then we had Shelter take away our Deposits in 2007 + the 10% wear & tare + 2015 DeRegulation Act + Section 24 + now removing Section 21 + all the extra checking costs + all the other Regulatory requirements…. When that junior Council girl comes with her clip board to inspect god help you. How could anyone possibly not think they love us so much, going out of their way to help us like that, we have to be grateful much appreciated Mr Council man.
From:
Michael Foley
12 July 2022 22:09 PM
When are they going to have enough rules, it’s more to do with computerisation than housing, just because they can sit there pressing buttons with no actual effort or input they keep making unnecessary rules at adverse laws. I see LL’s who reduced Rent to help Tenants in the Pandemic getting into a pickle over Deposits, they never seen the 5 weeks Deposit in many cases its locked up in a ponzu scheme. However the fact they reduced the rent means they are now operating illegally as Deposit is now more than 5 weeks rent.
From:
Michael Foley
12 July 2022 10:41 AM
Jo, we are the grass roots they must think we are even greener than the grass. The people behind the Redress Scheme (another Stress scheme for landlords) were planning this in collusion with Government behind the scenes through the Pandemic. Holding meetings and offering free membership to Landlords to get them to Register to get the Roller Coaster off the ground. Then they’ll get it into law and the Charges start making another money stream to make the millions off Landlords backs just like the disgraceful Deposit Schemes, they learned well and mainly by Organisations that are supposed to be helping landlords also have enlisted under their wing anyone that might previously have been a help for landlords. They talk about Professionalism they are full of that what they mean is more red tape, endless bureaucracy and haven’t a clue about the real world or property. Don’t worry we are now getting invites to Council / landlords meetings and they’ll tell us about the lovely Schemes being yet again forced upon landlords.
From:
Michael Foley
12 July 2022 08:03 AM
Peter nearly everyone in the same boat so why the Change other than to stitch up the Landlord. They already have Contracts that most Landlords are happy to allow to become and continue as Periodic. So why get rid of Section 21 an integrated of the process undermining the whole business. There a massive difference between staying as long as they like by consent and staying as long as they like as of a right by a non owning occupant. Loads of new blocks of Flats in Ealing all sold more or less apparently but so many vacant bought by over seas investors many from China, how does that help the housing situation.
From:
Michael Foley
11 July 2022 16:00 PM
Their Policy’s are the direct cause of higher rents and housing crisis, adding additional unnecessary costs to the sector that has to be paid for including huge Council fee for licensing etc. Add Section 21 fuelling the flames driving Landlords out making less rental property available.
From:
Michael Foley
11 July 2022 10:20 AM
I had a house down graded from C to D at the 10 years renewal mainly due to Tenants interference following him around haunting him, as a result the insulated plaster board on all internal of exterior walls was missed. Tenants have too much power, anyway it will have to stay that way until I have to get it changed, too much time spent dealing with invented issues
From:
Michael Foley
11 July 2022 09:45 AM
Can’t say anything in support of this landlord, but I believe there’s a good chance he didn’t know the occupant as sometimes they switch around. He should have had a Tenancy Agreement at least he would know who was supposed to be living there and who paid the Rent if any, can’t see him locking out a paying person. It’s very big of Bristol Council Championing Tenants and shouting for removal of Section 21, how about Championing Tenants and house them if you love them so much.
From:
Michael Foley
11 July 2022 08:14 AM
I am sure they mean MP. Paul Scully, Sutton & Cheam (not Cheap). Eddie Hughes still in Place Minister for levelling Private Housing Sector to the ground.
From:
Michael Foley
11 July 2022 07:49 AM
wlll not, typo
From:
Michael Foley
11 July 2022 07:06 AM
Of Course majority of Tenants are happy with their Landlord’s, its a shame the Government keeps increasing their Rents. They should be able to sue Government not the LL.. I see a lot of Candidates lining themselves up to be Premier making all sorts of promises yet none have said they will scrap Section 21, the only one issue that could possibly lessen the impact of imminent Recession.
From:
Michael Foley
11 July 2022 06:58 AM
Andrew I know writing to MP is pretty much waste of time and have done plenty in the past but what options have we got. They know selling is is not viable for higher rate tax payers, for a start they are going to take 28% C/gains + your costs, (+ they’ll have a pot of SDLT from buyer as well ) not withstanding you already paid tax on the money you purchase with, then what ? a third of your money has disappeared. What are you going to do now with the Balance, you are not allowed to give it away say to your children and definitely not to grand Children without further huge tax complications and liabilities. Leaving the rest in a Will they will take another 40% of the Balance IHT. The £325k threshold hasn’t risen in years and anyway those Schemes are not worth a carrot to a Portfolio holder. When your Estate goes over £2m for every £2. they take a £1. So you end up with no allowance. Ellie I have used Company Let’s in the past before the 1988 Act, limited option not enough to go around if too many jump, it was ok at the time I had some strong Blue Chip Companies, wouldn’t put much hope on it now with Computerisation.
From:
Michael Foley
10 July 2022 20:30 PM
Just looking at Auction list for later this month, 5 bed Semi Detached, well located for all amenities Central Chichester, guide Price £285k Regulated Tenancy, income £8’320 pa, take note removal of Section 21 is Regulated Tenancies going backwards to pre-Assured Shorthold Tenancies, time to wake up and lobby your Member of Parliament.
From:
Michael Foley
10 July 2022 18:28 PM
What amazes me landlords and Tenants need each other in the main gets on very well. Government and dark forces can stand this, are determined to drive the wedge between us same old storey divide and conquer. They have short memories its not taking them long to forget that Private LL’s took the biggest hit during the Pandemic supported millions in difficult times and fair to say bailed out the Nation is this how we get repaid. I read this rubbish about Stamp Duty holiday there was no SD holiday. George Osborne unfairly doubled SD in 2016 for LL’s only then Rishi halves it temporarily for Corona so LL’s were still paying full SD anyway, good holiday isn’t it now back to paying double again some favour.
From:
Michael Foley
10 July 2022 08:44 AM
Jo & Ellie excellent comments from you both yesterday if I may say so, if other landlords would read and grasp the contents of what you are conveying to them about the reality of what’s coming our way. Government or someone in Authority might take notice before it’s to late, 2 million landlords without a voice only a couple of dozen ever comment on here. The Organisation’s that’s supposed to help us haven’t grown much since Amalgamation and now only interested in creating more money streams for themselves on the back of those Anti-landlord new Regulations that’s clear enough.
From:
Michael Foley
10 July 2022 08:08 AM
Jim how can we be expected to comment on such a load of baloney for start Mr Cris Norris thinks the object of the Reform is Progress, when the reverse is absolutely true, they are Destroying Private Rented Sector and he thinks it progress, how can we comment on that when they are so wrong they are away with the fairies. Regarding HMO’s I can’t distinguish between single letting and HMO because I have been forced to license single let’s as HMO’s, some of which has been licensed three and four times, so that’s that point, regarding Section 21, I am left in no doubt this is the main reason for quitting. The Renters Reform Bill is not required just another pack of lie’s and should be scrapped immediately, sometimes old saying are true if it not broke don’t fix it. This proposed Bill is tantamount to Confiscation of Private Property so why all this talk about voters, how is any of this is Democratic, the reds are not under the beds anymore they are in it.
From:
Michael Foley
09 July 2022 20:29 PM
It’s the wrong headline it’s not Renters Reform Bill or levelling up although it could be called levelling down. It should be called what it is The Landlords’s Property Confiscation Bill.
From:
Michael Foley
09 July 2022 15:57 PM
Never has there been such a concerted attack on private Landlord. Jo you done exceptionally well in difficult circumstances. Many of us didn’t get an easy start certainly no silver spoon like many today. I missed out on further education as I had to work to exist and dad rip at 47, when I see the chance so people have with parents support. I worked in the fields at 15 on piece work for example thinning mangles, beet & turnips @ 1s-2d per 100yds your own sandwiches & bottles of cold tea, one 4 day job earned £8-7s-6d delighted at the time, crawling the furrows with canvas bags tied on my knees with twine, that equates to 8 miles on the knees on storey hard ground. Certainly given no advantage when I see other continuing education into their twenties. I could never have imagined in my wildest dreams that a Conservative Government would have treated us so unfairly no just that but went out of the way to damage us.
From:
Michael Foley
09 July 2022 15:12 PM
Lesser of 2 evils some choice. For all the Regulation’s we now seem to be having more residential fires than ever with all the Regulation’s under the Sun, waste of time when LL is made powerless and excluded from the property, loss of control means extra coming & going unofficially and subletting, plus HMO’s promoting room lettings with cooking facilities in rooms, so not just one source of potential fire at the property but several.
From:
Michael Foley
09 July 2022 11:40 AM
My Rents haven’t increased at all pre or pose pandemic and I take no Deposits. I don’t believe there’s any shortage of housing it’s just Rogue Regulations making owners too scared to let. Why would it be news that 1.5 million are on Social Housing list everyone wants to be subsidised by the tax payers like the million on it already and given priority to housing. Then I see NRLA magazine this time blowing about young successful LL from nothing managing not only his own portfolio but doing it for others, how disgusting it’s Rent 2 Rent being promoted here that’s what the Regulation’s have done, made long standing LL’s incapable of running their own business. So the LL is the fall guy for Rent 2 Rent merchants who pays the landlord a limited amount of regular rent, if all goes well they make a huge margin on top for themselves without the responsibility of owing the property or paying a Mortgage, if anything goes wrong the LL is Responsible. Tenants getting robbed in the process paying much higher Rent than renting off the LL directly like it used to be…
From:
Michael Foley
09 July 2022 11:28 AM
It certainly takes a long time to sell at least the ones I know about maybe a year but Government wants the Capital Gains tax in a flash before you can catch your breath. There’s plenty of torment for landlords deliberately so as Gov’ have stated they are reducing the PRS especially for the big boys to take over our business with their blocks of flats that’s clear enough. I would be more concerned for the first buyers that have bought, rather than the ones that’s planning to buy as they will know in advance the rates are already
From:
Michael Foley
08 July 2022 22:06 PM
Landlords have to accept we are the cash cows, easy pickings 5, 10, 30k penalty at the drop of a hat no problem. Different for others like Brent Council have written off £400k un collected debts whether businesses rates, over payment of Benefits etc, last year written off £2m in historical debts not collected but not private Landlords we are hit wrongly with a sledgehammer.
From:
Michael Foley
08 July 2022 20:12 PM
Jo, well Summarised. George behave yourself.
From:
Michael Foley
08 July 2022 17:46 PM
Section 21 is the breaking point for me, it doesn’t matter a hoot what the EPC is when they have given the Tenants Control of your acids.
From:
Michael Foley
08 July 2022 07:22 AM
Mr Johnson resigned but Eddie Hughes still in place that was put there by discredited Johnson. The Renters Reform Bill will crash the economy so if that’s what they want continue, you can’t have an economy based on housing alone not sustainable which is what seems to be happening now, its a merry go around LL collects the rent pays the tax to help house over a million housing benefit claimants much of which is paid to LL’s to house them to re-repay the tax again in a circle for ever. Looks like Mr Johnson is still in place they’ll need a Section 21 to get him out.
From:
Michael Foley
08 July 2022 07:01 AM
No chain to break usually 28 days to complete, none of this coming back finding faults knocking the agreed price, or saying we can only raise so much for the Mortgage and want £10k off after wasting months, or the Surveyor said ground is too high for the damp course and it will cost thousands, I have heard that one but after they bought the ground stayed as it was.
From:
Michael Foley
07 July 2022 08:39 AM
Maybe he wants a lifetime Tenancy like trying to get rid of Section 21 and collapse the economy. 50 gone no need to replace them doing a non job braying like donkeys at each other, what a way to behave in Parliament. Big agenda to make more rules & laws what for ?. They never stop making laws at what point do they think we have enough or was that years ago. Good riddance to Mr Gove he doesn’t know the meaning of fairness and him a former Justice Secretary. Its not levelling up anything it’s a malicious meddling to destroy Private Sector Housing that house millions, it seems to me we are just tax collectors contributing billions to the Treasury and they want rid of us, their loss I don’t know why we bother.
From:
Michael Foley
07 July 2022 08:01 AM
Premier Boris Johnston has now lost all credibility and everything he does is based on lies. Surely the main backers, Shelter, Generation Rent, Eddie Hughes and Michael Gove have been discredited as well, so their input to the Renters Reform Bill is called into question. They are the Architects of the WHITE PAPER based on a pack of lies so it unsafe and should be scrapped immediately.
From:
Michael Foley
06 July 2022 22:12 PM
Thank God, hopefully followed by Eddie Hughes.
From:
Michael Foley
06 July 2022 21:24 PM
(Don’t)
From:
Michael Foley
06 July 2022 21:06 PM
Yes Andrew we can clad outside with insulation but I do like covering up my yellow stock timeless bricks and of course the cost added to all the other costs that’s been imposed on us as Landlords,
From:
Michael Foley
06 July 2022 21:05 PM
No need for rent controls the way inflation is going with the rising costs of everything the Market and competition will soon find its own level even if it’s a drop.
From:
Michael Foley
05 July 2022 14:29 PM
Jo. I think we have it already in the shape of Article 4, if you had a HMO LICENSED property and subsequently let it to a family some Council will prevent to reletting it as a HMO that is restrictive Planning Permission.
From:
Michael Foley
05 July 2022 14:03 PM
It’s fraud & corruption and can’t expect any better when the law of the land is that one sided. As said they knew the condition it was in, yet moved in or did they cause the holes in the walls. I think almost everyone have multiple electric power leads those days with all the modern technologies /computers etc, although most are very low wattage. It’s a sad day when landlords can’t trust or have any confidence in the Justice System.
From:
Michael Foley
05 July 2022 09:11 AM
They don’t give Tenants much credit, telling them they are on their side while every regulation they made have caused increase in their Rents probably adding up to 20/25% in recent years. Tenants are educated and intelligent people does Government think Tenants don’t know the difference between propaganda and rising Rent. Same goes Mr Sadiq Khan saying he’s committed to helping Tenants while robbing thousands from C/tax payers or even from each is individual property he takes hundreds of £’a in c/tax, they can do without his kind of so called help.
From:
Michael Foley
04 July 2022 18:40 PM
Why should a LL be responsible for insuring other people’s live Stock, just get them a Teddy .
From:
Michael Foley
04 July 2022 13:00 PM
No, yes I am only too well aware Its not only dogs but a good starting point. I have had all the other speeches, like , armadillo’s , guinea’s pigs, pet mice, live rats from China to feed the snakes, need I go on ?, so Its not to just force us to house Tenants for life but also their animals and other species.
From:
Michael Foley
04 July 2022 12:51 PM
So it will be like the Deposit Schemes to protect the Tenants money not the Property.
From:
Michael Foley
04 July 2022 07:43 AM
It more interference in the PRS doing even more damage. It should be left as now between LL & Tenant and that’s difficult enough to deal with already. I have suffered it all, dogs in property often unattended all day, doing damage, furniture, carpets ruined, smell atrocious,Garden full of poo, dogs sleeping on Beds, used as weapons to prevent LL doing his duty or any maintenance. Gas Engineer came and scared for his life dropped his tool box (cracked the Ceramic Floor Tiles) made for the door and owner saying he won’t touch you. No use talking about Insurance waste of time and a another load of unpaid bureaucracy there’s not enough hours in the day. 1600 Postal workers bitten in the year if you are looking for evidence and they don’t even have to enter the House. Regarding the little dog in the Article don’t think they are going to be like that little one, although one of my Tenants already has one exactly like that one. Wee all over the place and evident as soon as you walk in, sometimes you can just see his head poking out of her bra. So it’s all new & wonderful to those people making regulation’s that had never to suffered the consequences.
From:
Michael Foley
04 July 2022 04:22 AM
Ellie, I agree on all 5 points, the reasons given and exactly how I see it and operate, go to the top of the Class. Robert, not knocking you but there’s not always a pool of high paid Professionals to pick from.
From:
Michael Foley
03 July 2022 07:58 AM
GW, my friend all this is already in place and that’s well before this fool of a White Paper and Gove generalised distorted facts. The Horse cannot bolt he is already firmly locked in the Stable and not a glimmer of light.
From:
Michael Foley
03 July 2022 07:40 AM
So now we have a 12 point anti- landlords plan, where is it fair to the landlords ?. Not fit for Purpose Michael Gove no fit for Office. They Talk about being guided by property experts, that will be Shelter, Lloyds Bank, John Lewis, General Accident etc the new boys on the Block which is what the White Paper is all about, get it done quickly this Parliament before being chucked out.
From:
Michael Foley
02 July 2022 17:19 PM
Ellie my friend you are having us on, all mine have battery back up too same difference should be independent and the annual Certificate alone will cost £100. Regarding the fire doors I don’t want the cheapest on the market taking from the property so even a cheap 6 panel moulded door from B&Q is £100. or £129. Wicked, the door furniture alone cost me £100. concealed door closers are more dangerous than anything else goes bang if someone opens a window, a reasonable quality Briton 2003 is £70. I put 3 fire hinges £20, because the doors are hardly fit to hold the screws. Mortise lock £11.99 Euro handles £15.Euro thumb screw cylinder with 3 keys £11.99, for Security and comply with requirement that a person cannot get locked in a room so no keys allowed inside the room. What about frames, door stops & seals but all this materials is still at the Merchants & will need full paint treatment. How much an hour is a Carpenter those days if you can get one to come….
From:
Michael Foley
02 July 2022 14:33 PM
Sorry it can’t be wired off the lights circuit I had this years knocked back and I acknowledge it was easier your way but it has to be wired independently on its own circuit, now I will continue cutting the grass.
From:
Michael Foley
02 July 2022 13:34 PM
Fair enough but the hardwired fire alarms system can’t affect any other parts of the electrical installation and has to be directly wired independently on it own circuit with its own trip switch on the Consumer Unit. Anyway there is so much other stuff we can’t go into in a blog, also I commend you for doing things well, on the down side it all costs lots of dosh but then we have to pay the Council’s for the work we just did.
From:
Michael Foley
02 July 2022 12:29 PM
Well if you have a property that’s relatively modern and everything is already compliant then I agree maintenance is not too difficult. However when you have a traditional Terraced or Semi- obviously not compliant how could it be when it was already there before they invented new Regulations that didn’t exist back then, so when you start installing fire doors & sometimes ripping out doors frames its a different kettle of fish with people living in the property and everywhere jammed tight with their belongings, then start lifting floor boards to run wires whether for electric upgrade or install hard wired fire alarm system & emergency lighting or plumbing and kitchen alterations to comply. I have been there done that Its close to impossible, careful now don’t touch my belongings or rise any dust try it & see, (don’t come early or work late how long will it take you are you not finished yet).
From:
Michael Foley
02 July 2022 11:52 AM
According to the White Paper renters stay at their rented property on average for 4.2 years so why the clammer for longer Tenancies. Michael Gove not fit for purpose.
From:
Michael Foley
02 July 2022 08:58 AM
All those Regulation’s as it certainly appears are being brought in with one purpose in mind as Government has stated its their policy to reduce the Private Rented Sector, widely reported in the media and on here. Then they and everyone else shouting from the roof tops that there’s a grave shortage of housing, so this is their idea of making more housing available by reducing it further ???, (morons).
From:
Michael Foley
02 July 2022 08:19 AM
Sharron I am sorry you feel that way about it but you were renting the property not buying it. The Contract would have made that clear at what point did you think you would acquire ownership. There’s a clear difference between renting and buying and you were not buying. The Landlord did not take your money he provided you with a property and has to charge for supplying that Service to you. I am sure he had to pay Lenders or Banks plenty, he didn’t acquire a free property by a miracle or pennies for heaven to hand out for free so he was not taking your money nor were the Banks taking his money they a charging for the service so it’s no use implying people are talking your money as if for nothing. I hope you will buy a property everyone goes through a renting phase I wish you every success in the future.
From:
Michael Foley
01 July 2022 23:01 PM
Not Capital Appreciation more like Currency Devaluation so you need more pounds to buy the same thing, same goes for food and cost of living generally. Banks are the biggest cause of homelessness by bringing down Base Rates too low Abolishing Savers. People with savings were getting zero returns, at end of year probably lost 8/10%, so they were all forced into Properly trying to hold their own, all bidding against each other driving prices through the roof, making property unaffordable for people on low wages and no opportunity or incentive to save as it had been abolished by the Banking system .
From:
Michael Foley
01 July 2022 21:44 PM
I don’t think this is not full story, when the 5 Flats were converted was Planning Permission Obtained, were Building Control Regulation’s complied with and a Completion Certificate obtained to show the work was up to Standard. Were HMO Certificates in place or in an area not requiring licensing or occupied by persons exempt from licensing, Anyway if you are required to make improvements by Council, its something you would do immediately and not wait for improvement notice or Court Cases, the last thing you want is to be fighting with Council.
From:
Michael Foley
01 July 2022 09:49 AM
I find myself agreeing with NRLA for most part on this one but too much left unsaid, like the threat of removing Assured Shorthold Tenancies, Removing Section 21, Introduction of HMO Licensing, Section 24 etc, all contributory factions to bring about the demise of PRS.
From:
Michael Foley
01 July 2022 07:52 AM
Lindsey, you have me beat I can’t get my head around your take on this, so the simple answer is not to supply those items and let unfurnished also you won’t get penalties for the non compliant furniture. Good LL’s will always be a target for Regulators. I can see if Rent Cap comes the ones that let good property for a reasonable rent will loose out again, as I suspect any increase will be based on a percentage added to your current rent, so the LL’s now charging top dollar which may or may not have good quality property will get even more rent.
From:
Michael Foley
30 June 2022 21:03 PM
Stephen. For me its a red line and a massive problem. Occupy my Property as of a right to the exclusion of all owners rights that he no longer has. As for the Rent they can shove it, landlord since 1978
From:
Michael Foley
30 June 2022 09:03 AM
Living in shared housing was a far better way to save to buy your own place before the introduction of HMO’s in 2006, robbing them of their savings forcing up rents to fill Local Authorities pockets, like £1500. Licence Application Fees for Council’s which was never needed as the Council’s had all the power they even needed regarding PRS as far back as 1992. No need to mention the huge costs of compliance bestowed on LL. So its easy to know who is the culprit of high Rents but then pretend to be their friend, divide & conquer.
From:
Michael Foley
29 June 2022 08:52 AM
There’s more going on here Landlords not allowed to use the Council’s waste & re-cycle facilities just like other household Council tax payers for domestic waste, mattresses etc. They are getting full C/tax from the Property regardless, sometimes paid by LL’s and if vacant higher C/tax paid for a non service. It’s rubbish to say it’s commercial waste when its the same domestic waste. They invent a big long list of domestic items classed as chargeable, no wonder there’s fly tipping. To add insult to injury Brent Council closes the waste dump facility in Abbey Road to Domestic users two in the middle of the week every week.
From:
Michael Foley
29 June 2022 07:28 AM
This is a direct result of continuously interfering with Section 21, plus HMO’s and Section 24 etc, driving out Landlords from regular letting. What do you expect it seems to me if any business is successful, it cannot be allowed and the law will be changed to stop it. York the centre of Government Housing Policy’s a couple of ladies there has done some damage.
From:
Michael Foley
29 June 2022 06:50 AM
Robert, you were lucky you had a hot water tank, ours was in the cast iron pot on the open fire it might be hot if the wood didn’t get wet. Ah but sure they must think now we are very green.
From:
Michael Foley
28 June 2022 07:56 AM
Jo, very good so they might not even be paying the Rent how did I omit that !.
From:
Michael Foley
28 June 2022 07:44 AM
Why buy when we have a White Paper granting them rights to assume ownership, occupy the Property as long as they like, walk away anytime they like or stay for ever, no Mortgage’s, no penalties, commitments or any financial loss or Courts permission required but just as of a right. Some of those so called Regulators and Law makers needs a brain scan & reset, before the economy seriously collapses.
From:
Michael Foley
28 June 2022 07:40 AM
Very good another day another Survey of course renting is far cheaper than buying I disagree with the Article. My average renter is paying £350. pm, and I pay the Insurance, do all maintenance & up keep. Try getting a Mortgage for that, are they having a laugh. Then we are burdened with worse than useless Deposit Schemes not fit for purpose so I don’t take them anymore + Section 24, Section 21, Criminalised, HMO’s etc. Think on high inflation, Interest rate rocketing. We all know at who’s door the blame firmly lay for any problems regarding Private Rented Sector, try No 10.
From:
Michael Foley
28 June 2022 07:00 AM
49% is a lovely figure even if they claimed it was 9% I still wouldn’t believe them. I don’t have any in any of my properties now there’s a statement of fact. 49% is remarkable close figure to the 46% Shelter alleged that Landlords withheld Deposits to bring in the Deposits Schemes in 2007 turned out to be totally untrue, when only less than 2% went to Deposits Resolution, making unsafe legislation base on a pack of pokies is more of the same, Congrats.
From:
Michael Foley
27 June 2022 11:56 AM
(Activist’s typo)
From:
Michael Foley
27 June 2022 08:50 AM
Looks like the Councils are Activities doing as much damage as possible to Private Rented Sector Landlords who houses millions of Tenants with private funds and burdened by Council’s rule which they exempt themselves from. What then there not going to house them. Alicia no need to win over Council’s you are pushing at an open door, you are already in bed with them.
From:
Michael Foley
27 June 2022 08:47 AM
Why would a Tenant rent a non decent home and then look for his money back, such hypocrisy.
From:
Michael Foley
27 June 2022 08:01 AM
Ellie. What a list while some un-furnished don’t even give them a washing machine or extra white goods like freezers & fridge’s, ironing board or the Henry like we do. The 3 bed Semi generally has 2 receptions rooms but I have seen some HMO’s with all 5 rooms let, once they have the room sizes that is acceptable for driving up standards not. So everything they didn’t supply they are not responsible for unlike furnished accommodation, un-furnished wins hands down for better returns and not Pat testing every year either. Tell CIA that.
From:
Michael Foley
26 June 2022 16:49 PM
I had to turn people away because they wanted it unfurnished the money wasn’t the issue at all they expected me to remove the furniture, where would I store it ? So I would have the same rent, what about the £3k+ I had just spent furnishing the place, try it and see £1500. 3 piece suite, dining table & chairs £1200. Beds £250. each x 3 £750, plus loads of other bits & pieces, that’s equates to substantially less income than unfurnished. I have always done furnished but now not worth it with Corona virus mattresses throw virtually every time Tenants change. I didn’t mind replacing in the past before they took away the 10% wear & tare but too many of unfurnished LL’s were falsely claiming the allowance so we have to suffer. Then we have all furniture compliance regulation’s. HMO disaster I went to Excel property show there was Seminars there telling people how to make money by making bedroom out of sitting rooms, I kid you not and they talk about forced in HMO’s to drive up standards.
From:
Michael Foley
26 June 2022 09:52 AM
The fact is you get less for furnished lettings I had done a blog but it disappeared for whatever reason, don’t mention so called specialist Insurer’s to me, increased premiums every year more terms, conditions & exclusions added and this purports to be their Survey .
From:
Michael Foley
26 June 2022 07:02 AM
Jo. I will tell you what has changed it’s one thing to occupy my property by my agreement and consent. Its a completely different matter to occupy my property as of your right that’s what has changed. So now they want to create a situation where the landlord has to pay them back rent is it not enough already to give them back the Deposit and three Deposits that we never received. So now they would like us all to be professional what have we being doing for the last 40 years, so now all those letting platforms / Agents wants every thing done how they think it will suit them, incidentally where was any of them before Section 21 ?.
From:
Michael Foley
25 June 2022 19:23 PM
William I did use this micro bore nylon central heating pipe work about 50 years ago and it worked very well often plumbed using a manifold system where you could run individual rads separately or isolate if required, hence a bigger a diameter supply pipe was not necessary.
From:
Michael Foley
25 June 2022 18:53 PM
One of the disadvantages of a Company, you get fined and the Company gets fined doubling the fine. The bit that’s missing here is the Rent 2 Rent Agent if indeed that was the case. This Rent 2 Rent is wide spread in London. I have been approached several time by Agents & Individuals alike but never fell for it. They take your property at the rent you advertise it for, so huge numbers are doing it, they then sub-let it for short let’s or AirBnB making a good margin for themselves sometimes double. So there is no cost on them, don’t own anything so there’s no Mortgage’s to pay and when it all over goes belly up the Landlord is still responsible, could be an element of that here, so landlords take heed and don’t fall for Rent 2 Rent in my eyes its a widespread scam
From:
Michael Foley
24 June 2022 19:56 PM
Paul have you taken leave of your senses, don’t insult our intelligence it’s the very reason to throw in the towel. The very reason so many Landlords have been stressed out and sold up, you can’t make light of that rubbing salt into the wounds and tell us it will make it better. A long time coming you say and wasn’t 1988 Act a long time coming before when we fought for years for Assured Shorthold Tenancies because of the unfairness and the very reason its accurate to say there was no buy 2 let or any letting available at that time due to the fact if you let a property to anyone they immediately became a Sitting Tenants and the value of your property halved or disappeared for ever, this is exactly what you expect everyone to go back to. I know how it was and is, many of us spent our whole life to create or buy the property working 7 days a week making endless sacrifices, not taking breaks or going on holiday’s at home or abroad, creating the private rented sector that now houses 4.5m people from private funds and contributing billions of £’s to the economy. Roll on you now want to tell me a guy off the Streets have more rights to the property than the owner, he just walked-in took possession and occupancy’s of my property for ever, he probably spent half his life on Benefits and no commitment or contribution but now entitled to my property. So now I’ll need his permission which won’t be available to sell vacant possession, don’t give me all this rubbish about if I want to move in or a family member to do so, none of their business what I want to do with my property it not theirs, they didn’t buy it or anyone else make any financial commitment, so now they are going to call all the shots and dictate to me what I can and can’t do. What tree do you think we just fell out of !
From:
Michael Foley
24 June 2022 07:50 AM
Biggest Landlords worry loss Freehold ownership rights and vacant rights. Exclusion from their investment and loss of all Control / Section 21, Section 21. Section 21. Section 21. Section 21. & Section 21. Just add treated as second class citizens and Criminalized specifically by law more than any other human being.
From:
Michael Foley
23 June 2022 08:26 AM
Well done Shelter, Generation Rent, Acorn, Government Anti-landlord Regulation’s, Policy’s & licensing Schemes that’s what your meddling does distorts the whole market, damaged the economy. The eye watering are the tears, the heart break comes later with the collapse.
From:
Michael Foley
22 June 2022 07:17 AM
Very surprising long list big amounts in all walks of life, penalties are huge, false benefit claimants seem to be missing here, are exempt or it’s ok to receive.
From:
Michael Foley
21 June 2022 08:10 AM
Ellie. I understand your comments on Inheritance tax, I had a friend of 50 years same situation more or less never put foot wrong worked every hour. Cancer took him at seventy, trusted his Estate to the professionals /Accounts & Solicitors instead of family, big mistake they had last power of itinerary, 4 years on brothers & sisters still waiting for anything from his Estate. Some properties sold under value to pay the tax. His wife wasn’t happy about how it was been handled and contacted the Solicitors, they told her they don’t even have to speak to her. Keep clear of Lasting Power of itinerary .
From:
Michael Foley
20 June 2022 14:30 PM
That was as meant to be as good as Inheritance tax for Gov’, c/gains + SD !. Jason I think it’s a bit of a cheek, you had 9 years cheap living subsidised by us tax payers to feather your nest at our expense then want to say we at motivate by greed, look a bit closer to home.
From:
Michael Foley
20 June 2022 09:33 AM
Its hardly news to Landlords who have been continuously sanctioned, what would anyone expect to happen. That said they know we can do nothing about it, leave we are hammered with capital gains tax purely on inflation or money devaluation take your pick. So Gov’ will have that + big SDLT from new buyer which is as good as c/gains if one can be found. With regards to opportunity for first time buyers, Its an opportunity to get into serious financial trouble with interest rates rising and get caught in a falling market then realise the property is worth far less than they paid for it. I think we have learned that one the hard way in the past, as fo LL’s staying in getting hit at the end with C/gains tax with no opportunity to pass on your life’s times work to family members, we are simply held to ransom.
From:
Michael Foley
20 June 2022 09:21 AM
Robert sorry I had missed this comment I have so much going on. Spare a thought I don’t think Scotland is ahead of England in LL bashing and certainly not where London is concerned. I have had some Licensed and re-Licensed 4 times since 2006 each time with increased Application fee and additional requirements so Scotland can’t be 4 years ahead of that but I believe it may well be true for other parts of England who haven’t done any yet. I think it should apply to everyone or no one and stop all this related stuff, it easy to know who’s making the rules who their friends and relatives are, and who staff the Civic Centres and Government Departments. I think everyone should do one before others are required to do a second, better still scrap the licensing Schemes all together, didn’t we always have rules and regulations without a license, now a mayor cost to LL’s and the main cause of high rents to Tenants, not least at a time sky high inflation, it’s getting more like enforced recession every day
From:
Michael Foley
19 June 2022 19:59 PM
So we now have Mr Ben Beadle CEO of NRLA also talking about improving Tenants rights in this article, the very issue that’s causing the many problem’s in the Private Rented Sector and why so many Landlords are unhappy or wanting out, because of the unfairness and Tenants having too many rights, are we as LL’s supporting an organisation that’s working against our interests and driving a wedge between us and our customers. The Bill has passed the White Paper stage before it turns Green and becomes law. They should give it, it’s proper title The Private Landlords Confiscation Bill.
From:
Michael Foley
19 June 2022 09:52 AM
To be honest I never charged anyone any extra or required them to pay or stay if they wanted to leave just wished them well, some were glad to come back. It a shame the Landlord have no rights when its other way around. The Government is not listening so we are wasting our time making comments now, the decisions has been made regardless and we have been ignored, heaven’s knows we are blue in the face from telling them. I don’t buy all this media hype about Accidental Landlords. I am sure if you became a Landlord it was a deliberate conscious decision and nothing accidental about it, because of the abolition of Savers leaving them looking at their money dwindling year on year, so they had to do something even if it meant bidding against each other driving up property prices to unrealistic values. Maybe we should call them forced property owners.
From:
Michael Foley
18 June 2022 20:58 PM
Not fairer for Landlords just more of the same totally discriminatory laws, Those Organisations suppose to be helping LL are just creaming off making a fat living off our backs, the more laws and crap they introduce the more money for them. There’s is no representing Landlords who supplies the property and takes all the risks and no one else at risk in law
From:
Michael Foley
18 June 2022 13:56 PM
It’s rubbish its not fairer Renting it’s already unfair to Landlords by a long way, so there idea of fairness is to make it more unfair. What’s all this talk about eviction for no reason the reason is always clearly stated at the beginning of the Contract and signed by all parties concerned. What’s wrong with that it’s signed for the Term of the Contract and the conditions attached there to, whether it be for 6 months, one year or more, as long as it’s not more than 7 years. Hence its known as an Assured Short Hold Tenancy (AST) so all parties had known exactly where they stood, it’s for the Contract Period only, there was never any question of the Property being let on any other basis and no indefinite rights of occupation given or otherwise. They clearly knew it was for the Contract period as they were not buying the Property. I never ever heard of anyone being evicted during the Contract Period unless extreme Circumstances which always involved a County Court judgement, so where were they treated un- fairly never. Further there was an amendment to the Law subject to both parties agreement it could run as Periodic on a month by month basis, how fair is that to the Tenant, bearing in mind only The Tenant and the Courts can end an AST the Landlord cannot !. So what’s all this nonsense about fairness it rubbish.
From:
Michael Foley
16 June 2022 16:53 PM
It should be left as it is between Tenant & Owner to agree or not, why can’t they stop poking their noses in none of their business, they have no in put only to meddle and ruin. We can say what we like but who’s listening, no point in saying not to leave dog unattended for more than 2 hours, we have no means of enforcing it and excluded from the property, blank strangers, Tenants mates, sublets, over crowders all now given rights over Landlords property.
From:
Michael Foley
15 June 2022 12:19 PM
The gas Engineer will often refuse to enter when a dog is present, he’s off and difficult to get them to come in the first place, clearly those rule makers don’t know the business.
From:
Michael Foley
15 June 2022 11:53 AM
Sorry Jo, London can’t function without vehicular transport. Public transport is fine for Office type Staff and administrative employees with their lap tops or sandwiches in the brief case but for people who do other works or trades private transport is essential, no need to go into costs, Congestion Charge £12.50 pd,, ULEZ £15 pd, Parking £6.00 + ph and limited hours much more, Petrol……., etc, can someone tell the Mayor Mr Sadiq Khan who is oblivious to all this.
From:
Michael Foley
15 June 2022 08:29 AM
Look like the end of Joint Tenancies, they are all equally liable joint & several but now the Welsh Government see fit to make this nil & void, the proposal allows one to come and go at any time they like and be replaced, so it’s not a Contract at all just permanent occupancy’s with no Contract. We are only going to be able to let individual room like the HMO’s forced upon us. Do they not think HMO’s and the huge burden of red tape associated with that was enough. Also I have to disagree with some LL that think property prices & Rents will rise. I think not a bit of it everyone’s purse strings tied and strapped for cash, it wishful thinking reality is very much different.
From:
Michael Foley
15 June 2022 08:03 AM
Shouldn’t be postponed should be scrapped, too much existing red tape which is the cause of current housing problems and their answer is more red tape. Why are they in a job, not a hope them earning their own living yet allowed to introduce Treasonable Policies, at a time of staggering inflation and a recession imminent speeded up by this crap.
From:
Michael Foley
15 June 2022 07:18 AM
Terry knott, have you just woke up you are now responding to an Article of 3 days ago and thanks for the amazing advice I have given 40 years writing to Members of Parliament and Ministries they do respond with the usual lip service but a complete waste of time. My current M.P in Brent has been re-elected 7 times and continuously since 1997 on the back of Benefit claimants, there seems to be more of those in Brent than tax payers. We have given up voting it’s pointless although we are required to register just to keep the returning Officer happy, maybe they can sell our names. What a waste of money putting those 12’ Portable Cabins obstructing 8’ road lanes when it’s not compulsory to vote people are too fed up to vote. I still have about 50 cream envelopes from the House of Commons, it just adds cost to their Stationery Dept. Private LL are now tied to the desk with paper work with no free time left & you want us to write even more. Sorry rant over.
From:
Michael Foley
14 June 2022 15:49 PM
Mr Sadiq Khan wants to know our views on the explosion of tens of thousands of Short Term Let’s in London. The answer is staring him in the face it’s the Interference with Assured Shorthold Tenancies / the Removal Section 21, meaning the end of AST. Will the brain has the capacity to take that on board or is it too much to take in.
From:
Michael Foley
14 June 2022 14:35 PM
The Private Rented Sector increased from 2.8m to 4.5m in 10 years according to the Article, so there was a big need for the Service the Private Landlord provided or they couldn’t be buying the Property could they, did the Government have any plans to house 4.5m people from the Public Purse !. Ah’ yes round table discussions with Policy makers and STAKEHOLDERS that will be the new kids on the block John Lewis, Lloyds Bank and General Accident etc, no one asked me yet.
From:
Michael Foley
14 June 2022 08:50 AM
Never any mention of what caused all this, giving Bank of England control over Interest rates. The Interest lending Base Rate used never be below 4 / 5% then you paid a percentage on top of that according to your Credit worthiness. They kept reducing base Rates to nothing abolishing Savers the root cause of all, forcing people into property because they were getting no return only looking at their money devaluation in front of their very eyes. That’s what happened there’s not an economist in the Treasury. The excuse was to control inflation it didn’t work very well did it.
From:
Michael Foley
14 June 2022 08:19 AM
Well you can buy but not that simple, the Mortgage / lender don’t guarantee your home, miss payments and you’ll find out, they are even less tolerant than many Private Landlords and have far more power, they don’t need S21 they are guaranteed possession. The Councils property may not be for life either. I seen it Mom & Dad passed away their daughter was expecting to remain having lived there all her life, there is some small grace period but she has been told she’ll have to find shared accommodation, so there is nothing guarantees in life not least don’t expect others to under write guaranteed for you.
From:
Michael Foley
13 June 2022 21:17 PM
An observation I take from David’s 15 year comment it co-insides with the introduction of Licensing Scheme’s. Section 21 was introduced in 1988 so that’s 19 years prior to the 15 years referred to.
From:
Michael Foley
13 June 2022 16:53 PM
David Edmonds my friend I am right here, always here through thick & thin since I first bought at Athawes Auction, in Connaught Auction Rooms in Holborn in 1972. Sorry you have had bad some experiences but we all get knock’s along the line, you seem to be a financially stable guy if I may say so. What on Earth are you doing renting for 20 years. Best wishes.
From:
Michael Foley
13 June 2022 16:41 PM
Tax experts warn Government to lay off LL’s, are they getting worried about loosing their golden goose. REMOVAL of SECTION 21 is an under statement. IT IS THE REMOVAL OF “THE ASSURED SHORTHOLD TENANCY” no more AST. Auction lists full of Flats & houses, Blocks of Flats and whole Portfolio’s, this is the damage they are wilfully doing.
From:
Michael Foley
13 June 2022 16:12 PM
Andrew yes they do which is why they want to keep Landlords out, and they have made it so you can’t do anything about it anyway. Just give LL a Penalty for not doing what he’s not allowed to do.
From:
Michael Foley
13 June 2022 13:59 PM
Jo, you have good point as usual one of most knowledgeable LL on here I’ll give you that. The 6 weeks consultation is not a consultation it’s just 6 weeks passed by before the bring in what ever they want. I seen that when the Scheme was first introduced, a guy came from York done speeches at 3 venues in one Borough and told us what was coming in, there you are that’s you’re Consultation, he got paid £100’000.00 for that. I have some properties with 2 kitchen sinks in each kitchen, 2 cooker’s and 2 sets of hobs per kitchen, when Tenants come they are amazed and wonder what it’s all about. Regarding related or not what difference should that be, they shouldn’t be treated any differently to anyone else. Whether they are sharers or an item with-in a let is not our business or for us to say. I have seen them switch partners with-in a let. I suppose Premier Johnson would be a good role model for this kind of Living.
From:
Michael Foley
13 June 2022 13:27 PM
I understand their staff gets a share of their profit but recently hit hard times and I found their shops too expensive anyway so they muscle in on private Landlords, just like Lloyds’s Bank and General Accident etc. yes they have a Subsidiary in West Ealing / Waitrose’s Supermarket and car park when the high speed Trains go by it vibrates the whole place frightening really.
From:
Michael Foley
13 June 2022 12:37 PM
Stephen. I agree with most of what you say but the attack started in 2006 following 2 Jags John Prescott 2004 housing Act. There has been an endless number of attacks since I have mention them before on various occasions so I won’t bore you again, no Queensbury rules for him, he got a knighthood instead.
From:
Michael Foley
13 June 2022 12:11 PM
Karen, so sad and so true if we get a property vacant we have to take the opportunity to do the work costing us thousands of £’s to comply with the newly invented rules and or if a licensing requirements are needed pay the Council’s £1500. for the work we have done on top. Just add your time & several months rent loss in the vacant period forcing you to increase the rent for re-let, hence making your property too expensive for Tenants so they are off at their first opportunity. Then they want to talk about a rent cap probably a fools cap.
From:
Michael Foley
13 June 2022 11:57 AM
Jo. none of my natural 3 bed room house’s as originally built are paying £1900. but are significantly less looks like they are 20% below LHA. (+ they have extra spare room or 2 reception rooms)
From:
Michael Foley
13 June 2022 08:38 AM
John Lewis to mussel in on Private Rented Sector and to Offer Long & Short Tenancies just get us out of the way for them to take over. We have been Offering Long & Short term Tenancies for Decades but now obstructed and prevented from Offering Short Term Tenancies by Law with the removal of Section 21. So how are they going to be able to have Short Term Tenancies and we at not ?.
From:
Michael Foley
13 June 2022 08:01 AM
Where are average Rents £1’832.00 pm and for how many people sharing, do I divide £1’832. X 5 or 6 persons to find out how much each are paying. Certainly no individual paying that even 2 wanting a place on their own probably £1’000, pm. Does anyone know the difference between average and extreme's.
From:
Michael Foley
13 June 2022 07:47 AM
You must be confused sure many will move back home but you think they will contribute to their Parents. I think not a bit of it, live Rent free yes have their cooking / washing done and waited on hand & foot, you think they are going to admit to that in a Survey .
From:
Michael Foley
13 June 2022 05:01 AM
Echis, my friend the Government won’t help us out they are determined to destroy us. Without going over all the stuff we have aired on here in recent years. What’s the very minimum we need to let out a Property from an administrative point of view alone enough to choke a donkey. ‘How to Rent Guide 17 page’s’ Electrical Condition Report, The Gas Certificate, The Fire Alarm Certificate, The Energy Performance Certificate, The Emergency lights Cert in HMO’s, Information Commissioner Office check, The Carbon Monoxide Alarm, The Tenancy Agreement (The Government version unworkable and disgraceful 70 pages). All this is supplementary to the letting you haven’t checked The Tenants status yet or their ability to pay or reference. I think its no wonder it only most of the ones that don’t comply make to money. For example I see one Road where I have a property, 8 others let properties have an expired EPC some are years out, another Road I have one 15 with expires EPC’s and another Road with 34 expired, I believe 30 are let, what’s going on or are the rest of us wasting our time and giving ourselves nightmares, how do they know even if they have the minimum’E’ ? . Its all Public Knowledge on Gov’ web site you don’t need to be Columbo.
From:
Michael Foley
12 June 2022 18:31 PM
Jo. Lenders can do what they like to you and are crooks anyway. I had a Mortgage on one some years ago but I didn’t fix the rate initially my fault so that cost me £5k extra I hate been tied to them, the follow on period I did fix the rate for 3 years to save me £2.5k but I wanted to get rid of it really so I was keeping an eye on end date. When it came close to end date I repaid it, next I received a Bill for £8’600. Penalty for breach of terms for paying too early / 2 weeks too early. I only paid to make sure it wouldn’t over run & incur more costs silly me it had to be on the day. They wouldn’t listen to reason, I had to involve Ombudsman before they relented. Then more nonsense their system wouldn’t allow correction, so they put the money back into my Account again and I had to re-transfer it back again on the exact day. My Bank couldn’t understand what was happening, well done the works Mortgage.
From:
Michael Foley
12 June 2022 08:38 AM
Daniela. I suppose I would have to evict everyone and start again if I want more rent the current clientele haven’t got great jobs but they are ok really and keep the place clean and tidy which goes a long way. It just unfortunate the Council’s are driving up rents with unjustifiable Regulation’s & Licensing Schemes to cream off for themselves wholly. Then paying lip service about rent cap pretending to be Tenants friend when they know well a rent cap is a revenue cap, can’t see them cutting their tax take.
From:
Michael Foley
11 June 2022 17:32 PM
Jo. So true and their agenda is to meddle & rune, drive us to the wall because its not theirs and nothing they do affects them. Landlords can’t get out because of the 28% c/gains then still not finished they’ll waiting at the Cemetery Gate for another 40% inheritance tax grab, not allowed to give it to your family because if you do that will mean it have to be sold to pay the tax. Then they are amazed that 25 million don’t have a Will forgetting the System don’t allow it be done.
From:
Michael Foley
11 June 2022 16:43 PM
We have always helped them no end while being continuously attacked and vilified by Government, Councils, Shelter, Generation Rent etc’ all smug sitting on the fence. I have a Seven Person licensed HMO in London let at £1550. pm. I would like to see Public Sector housing compete with this. I doubt if they could house Two persons for this and with all the advantages they have, rules exemption’s, financed by Public purse and no tax or license for them then they pick on us.
From:
Michael Foley
11 June 2022 11:07 AM
Amazing Council able to give incentive and guaranteed rent out of tax payers money not their pockets to give advantage over Tenants paying their way for everything.
From:
Michael Foley
10 June 2022 10:02 AM
It’s a fore gone conclusion we all know Institutions charges more rent and are favoured by Government, so creating more expensive renting and the loss of dedicated landlords devoting millions of hours of their time to make sure everything is looked after, loosing the personal touch being replaced by Contract workers who won’t be too bothered just mark the report sheet then a big admin who ha, no Section 24 for them that says it all.
From:
Michael Foley
10 June 2022 09:15 AM
Getting rid of long term Private Landlords is a huge loss to the economy. The more Landlords that sells up and if bought by an owner occupier, it’s a safe bet the Revenue looses 40% tax take on each such Property per year, also their outrageous licensing schemes now £1300. application fee plus now £50. per habitable room plus the huge financial loss take from Penalties and Court Cases which only ever have one result, plus the Deposit take / the 4 times nonsense, plus the Stamp Duty loss on initial purchase by an owner occupier only a fraction of what of take from buy to rent, plus the millions of £’s for all the other Compliance work Landlords are now required to carry out + 20% vat on all that, plus loss of Estate Agent income their tax & vat, reduced employment for the young people they employ. Have they got a death wish killing the golden goose where then to pull the tax from. Jim write another Book it above me, a lady said yesterday I think went back to education for her A level by I wouldn’t know what that is, it might be a pick axe.
From:
Michael Foley
10 June 2022 08:27 AM
Daniela. I must have misunderstood I thought you were asking George & Andrew to share what % they were paying. Sorry Daniela my humble apologies for that, as for myself I am not bothered what people know at me I am not hiding behind the bush. Best wishes.
From:
Michael Foley
09 June 2022 21:19 PM
Daniela, my friend it’s a bit much to be asking personal questions. However in London generally find fee is 9% and might get full management for 15% worked out on a full years rent take basic, all plus 20% vat,(you may a local one cheaper). Its a difficult pill to swallow if you are not getting market rents and clobbered with Regulation’s, although you are probably better off with find only service as previously said, they will collect the initial rent and deduct their fees incl’ some other costs for Tenant checking etc. Then after that have the money paid directly into your Bank Acc’ by the Tenants. When LA do the collection service you start getting your money a month later and more even when they have received it. I had a one bed Flat with an Agent they managed to get seven thousand pounds late paying me even though the Tenant had paid, it was a battle royal to get my money of them. I have to doubt they intended to diddle me but it became clear I was going to take action then they coughed up, one of the advantages of having the money paid directly to your bank, it’s all provable.
From:
Michael Foley
09 June 2022 20:30 PM
Anne. I couldn’t agree more equality shouldn’t be optional, when will landlords be treated equally.
From:
Michael Foley
09 June 2022 08:11 AM
They forgot to survey private Landlords no one worried about his mental health with all the stress, torture and unfairness imposed, not to mention the huge financial burden placed on him.
From:
Michael Foley
09 June 2022 07:41 AM
Those Policies exist unnecessarily in some cases for new builds already as I know to my cost. When I built a house on a difficult site ten years ago. they required the level threshold for main entrance and porch doors, extended longer wider hallway, longer larger ground floor Toilet facilities to operate a wheelchair, ramp to house but no person with a disability ever lived there. It compromised the living room unnecessarily I curse them for that why impose those blanket rules without taking the particular situation into account, same goes for many existing houses may not be suitable for adaption but that won’t stop them they wouldn’t know the difference too long at University.
From:
Michael Foley
09 June 2022 07:31 AM
I think the Right 2 Buy idea is daft, why buy something that they have already for buttons. I seen this first hand with the first Scheme, a guy I knew very well had the chance of buying at a massive discount because he had lived there long term but he wouldn’t budge. I believe the difference between renting & buying was £2. pw but don’t want to know he said if something got wrong they’ll fix, true enough he subsequently had new heating for free, they couldn’t imagine life without the security of the Council. Anyway the extended are also on the Council’s.
From:
Michael Foley
08 June 2022 17:01 PM
There is no such thing as a Deposit it’s a scam. Why would you take a Deposit just to protect it. Why is this Service being offered to Tenants to mind their money for them for free, the Banks Charge for holding money. The idea of taking a Deposit was to protect the Property against Dilapidation’s and un fair wear & tear it not for that anymore. So it’s a scam by Rogue Regulators and Estate Agents who now takes the Deposits on behalf of landlords who is responsible but Landlords never get it. Then they have a Scheme where they puts the Deposit and benefit from it themselves.
From:
Michael Foley
08 June 2022 16:25 PM
Some Landlord stitch-up how can they use words like Justice the don’t know the meaning of the word so this extortion racket is exactly why I don’t take Deposits which was taken away by Shelter in 2007. based on a pack of lies the main driver of the change when they alleged up to 45% of Deposits were withheld by LL’s, it later turned out that less than 2% went to Deposit dispute resolution, what an-unsafe law. What other business would be expected to give you back the Deposit plus 3 more Deposits you never had, some farce, so justice, some law.
From:
Michael Foley
08 June 2022 08:03 AM
Steve, What ? you don’t expect them to buy one do you, just give me one.
From:
Michael Foley
08 June 2022 07:35 AM
Ever the owners move a number of times. I have moved 5 times from properties I owned. What’s all this Renter’s going to live in Same place for ever, Regulators / Council’s / Generation Rent/ Shelter etc talking through their hat, Tare up the White Paper Now before it go green in the interest of Tenants and the economy, do the Country not have enough on its plate with the dreadful current situation, cost of living has Sky Rocketed without bringing in Treasonable Policies to do maximum self damage.
From:
Michael Foley
07 June 2022 21:32 PM
David, my friend do you think we evict for fun, why would we do that and cause ourselves a load of work and hassle then having to find new Tenants that might be no better, better the devil you know. When it becomes vacant invariably we will be in there re-Decorating charging beds etc putting costs on ourselves getting ready for new people, while creating a void and loosing rent, even if we were to increase the rent there is nothing to be gained there, having incurred extra costs and loss or income it would take more then a year to recoup the costs of the vacant period, while also paying full Council Tax, Utility charges + standings charges, if it’s a lease hold property we will still be paying Service etc,
From:
Michael Foley
07 June 2022 12:56 PM
Sorry David my friend you are a bit too late for buying up the Utility Companies. The Australians, China, Quatar.and the French have beaten you to it. Although there a remote possibility that you could impose your terms & conditions on them, try it and let us know how you get on.
From:
Michael Foley
06 June 2022 22:50 PM
David my friend don’t talk through your hat. I never go anything from anything for nothing. I was a Renter too and lived in a small room, I always paid my way, never over stayed my welcome. I always understood I was Renting and not buying. I appreciated and was happy that the owner allowed me to occupy the property on his terms & conditions, who was I to come along and dictate to the owner was he should be doing with his property, I applied for a Mortgage and got refused plus the broker charged me the equivalent of 2 weeks wages for the privilege. However I bought a site and build my own by my own hand, incidentally I still have it, so your idea is to come along and rent on your terms and be entitled to remain in my property against my wishes. you are having a laugh go get your own, best wishes.
From:
Michael Foley
06 June 2022 22:00 PM
It’s good that a life’s time of hard work, dedication and Sacrifices never mind putting up all the finance’s to be ripped away at a stroke, to give to someone to walk in with their idle hands hanging. they wants it so that makes them entitled to be permanent installed in my property, I think you are off your tree.
From:
Michael Foley
06 June 2022 20:23 PM
We must are going back to Draconian times or have we been Nationalised. We must be the only Business that is not allowed to withdraw their Service’s, you can leave if you want but leave your Business behind for others.
From:
Michael Foley
06 June 2022 17:44 PM
Removal of Section 21 is a disaster for Tenants for Landlords and for the economy. How can people make light of it and say it won’t make much different, so if that the case why do it ? so obviously that’s not true. The Government/ Council’s have lined their pockets with all this ant-LL stuff pretending to help the Tenants. Why are the Banks allowed to gain possession of the property while the owners are not. Simply because they would have to withdraw their Services or Collapse, exactly what they are doing to Landlords and being held to ransom.
From:
Michael Foley
06 June 2022 12:22 PM
Too much nonsense going on all around, another Tube strike today in London, they don’t want to work themselves and prevent others from going to work as well. Shouldn’t be allowed whatever the grievance stopping others from earning a living. Should be some other way of dealing with this. the workers don’t own the Tube net work do they. Parliament have no qualms when it comes to making any kind of laws they want for Landlords ?. Might as well call it another Bank Holiday, did people not have enough time off.
From:
Michael Foley
06 June 2022 08:55 AM
There was none of this before 2006 when landlords were in control of their property. Un-Regulation’s, HMO’s, 2015 de-Regulation’s Act, Criminalisation of Landlords, stupid exorbitant fines etc. invented sub-letting, sub-standards and over Crowding. Well done Mr Prescott you must be in line for a knighthood.
From:
Michael Foley
06 June 2022 08:36 AM
I suppose we all know in our hearts what Government’ Council’s are doing, its not about protecting the Tenants or the quality of housing either that’s simply the justification given. The real reason is to set up a money stream online for ever its massive and the Digital Tax will be part of the plan. All the Penalties are also already set up on their payment systems ready to hit you anytime the want an extra few bob, even the Monoxide detectors that some think we don’t always need has a Penalty payment Box. Virtually every requirement had a Penalty payment box easy peasy.
From:
Michael Foley
01 June 2022 20:00 PM
What’s never referred to is those people that are being housed by Council are mainly living rent free, if I was getting kept by Council I would be a model Tenant.
From:
Michael Foley
01 June 2022 09:58 AM
Its a lottery the big Organisations & Institutions are getting much more as well. I always remember the house in Rosemont Rd, Acton W3 that was paid for by Council to house a family for £12’000 pm, when similar houses were renting @ £2’500 pm !
From:
Michael Foley
01 June 2022 09:26 AM
Postponed only to later in the year. Welsh Government getting shaky beginning to realise it will cause housing sector go belly up, however nothing will stop the dreaming up more crap in the mean time. Regarding Anti-Social behaviour they have the totally wrong approach in law, simply prosecute the offenders not the Landlord who is often victim.
From:
Michael Foley
01 June 2022 08:33 AM
Exactly Steve it’s not tax Simplification, it’s tax Complication to further damage Landlords, there you are Consultation done.
From:
Michael Foley
01 June 2022 08:10 AM
Sorry no property appreciation just money devaluation. Inflation the highest for 50 years and tax is on that.
From:
Michael Foley
01 June 2022 08:02 AM
Why is it called Rent Smart Wales, maybe Rent Stupid Wales would be more appropriate. Amzac Estate’s says rents up 20% and Landlords driven up to wall, so they are not helping anyone. Clearly they have done enormous damage to Tenants in Wales making Rents more expensive and more difficult to find. Equally done huge damage to Landlords forcing up costs and driving them out of the Market, not very smart.
From:
Michael Foley
31 May 2022 19:44 PM
Robert very good, stick at it the next Robbie Burns in the making !.
From:
Michael Foley
31 May 2022 17:56 PM
Jason. Very good why don’t you buy, you shouldn’t have at trouble paying a Mortgage then, you are in for the shock of your life, count the costs do the maths and try again.
From:
Michael Foley
31 May 2022 14:17 PM
Bill, no problem we’ll put a Thermal barrier on back of the Wall Paper and heat them with Solar Panels.
From:
Michael Foley
31 May 2022 08:43 AM
Didn’t we have insulated Wall paper decades ago, called Cortina that worked very well for some situations and prevented condensation, then the Fire Brigade said it was a fire hazard ?.
From:
Michael Foley
31 May 2022 07:46 AM
Is this a new idea or rejuvenated I certainly have installed similar type of system over 50 years ago. The rolls of fibre glass insulation had copper looking strips spaced out already attached to the surface of the roll’s with terminals ready to inter link obviously low energy. It was a bungalow type house. Going back to the future ! its like a miracle they just thought of it.
From:
Michael Foley
31 May 2022 07:38 AM
Hi friend. Come on now lads take a step back that cannot be even when the chips are down we have to keep our composure, your on the wrong page, the Blind Beggar era of the 1960’s is well and truly left behind.
From:
Michael Foley
30 May 2022 20:21 PM
Wendy you probably can’t that’s the way it was before Section.21. Looks like we are going back there again. I had a a well healed family from Foreign parts, a Diplomat no less, 2 New Cars in my garage rent dried up, he told me he wasn’t paying and also said there was nothing I could do about it, which was true. How many times did I go to Habib Bank in Ealing to see if any money in !, no computers or mobile phones at that time. Isn’t that better for them than Right 2 Buy, (just give me one).
From:
Michael Foley
30 May 2022 17:20 PM
That’s the case already for me for years because it was made a liability not a protection. This is what they call protecting the Private Rented Sector more coming.
From:
Michael Foley
29 May 2022 13:09 PM
Paul, we don’t need a medication service that’s the last we want, piggy in the middle we are better dealing directly with Tenants than given them someone else to strengthen their hand like the sham of a Deposit Scheme, incidentally have you such a Scheme already set up. Government to allocate £300m more to Court Service god help us they’ll want double that back.
From:
Michael Foley
29 May 2022 09:14 AM
I agree letting Agents are very helpful and can take a lot of pressure off. The problem is the cost at a time landlords are loaded with other costs and requirements not least Licensing, Energy Performance Certificate’s and maintenance costs gone through the roof. To use an Agent in London the standard fee is 11% (to incl’ vat) for just find a Tenant Service never mind full Management if it was 5% it would be more manageable. We don’t have an open cheque book everything adds up to the point it’s not viable anymore, it seems everyone thinking along the lines that LL are all Mortgage free and it just fell into their lap. Andrew also just wondered about the Agent who made strike application.
From:
Michael Foley
29 May 2022 08:38 AM
I don’t know why NRLA are glad about reforming & strengthening Section 8 if they left Section 21 alone no need for any of all this upheaval. It’s not as if Section 21 was an easy process or fair to Landlords. Always needed a Court Order to end the Tenancy if the Tenants decided not to leave as per Contract, usually the Tenants were given the option to renew. However the only guaranteed way for the owner to get his property back was the Court route which was very unfair as only the Court or the Tenant could terminate the Contract. It was always go to cost me at least £2k legal fee to do this + invariably when you are forced to take this action payment of Rent stops. After all the Tenants didn’t need a Court Order to take up possession just walk-in off the Street and then complain they are being treated unfairly !
From:
Michael Foley
29 May 2022 07:56 AM
Kev. my friend that excluded most of the market and probably all mine, they won’t have £10k saving’s or £40k wage’s but the vast majority are working, honest and clean which is fine by me for most part. I think if they were that well healed they won’t be renting, not wishing to take issue with you.
From:
Michael Foley
28 May 2022 19:05 PM
A lot to do about nothing to achieve nothing. Paul everything you are looking for we had already before Shelter & Co took it away. So now we have post Brexit pre War situations not helping, Section 21 evictions were forced much higher in recent years making the situation far worse than it ever would have been directly because of the interference with S.21 and then the threat of removal which is now becoming a reality, those are the consequences of anti- landlord campaigners, Congratulations. So there was no need to remove S.21 and now having to replace it with S.8 that already existed, all be it a modified form of S8. What’s the point now another load of legislation, cost and administration to go back to the future, it existed before. How much cost upheaval, suffering, evictions and damage have those lame duck organisations caused. Surely it would have been better to ban them as they don’t provide any housing or at least remove their Charity status. Why on earth have they got the ear of the Government
From:
Michael Foley
28 May 2022 12:58 PM
Andrew, the way Its going now you have some chance of get six foot under, who’s going to dig the hole more likely we’ll be in an urn, so many doing it now., cheaper option. I don’t like that system really gone in a flash like you never existed, so better create merry hell while we are here.
From:
Michael Foley
27 May 2022 22:44 PM
They think fining Landlords £30k will improve things. They don’t know much about getting the best out of people and Its not giving them penalties. 5’000’000. renter living in poor conditions so the whole Country must be an unhealthy place to live with a stupid claim like that, how many times have I seen this photo are they so lazy they just use one from internet.
From:
Michael Foley
27 May 2022 09:21 AM
George, it use not be that way before digital technology, boilers were very reliable, same goes for letting it was much better before digital academics and their nonsense interference none of which they would be doing if it involved actual work. When I built my first house 49 years ago by my own hand, I put in the CH & boiler system to a Potterton 60/90 btu floor boiler it was their for 25 years until I decided refit kitchen, virtually nothing to go wrong just the odd thermocouple cost a few pounds every 6/8 years. Just vacuum it out once a year and use a bottle brush to clear out between the fins of cast iron heat exchanger, a far better service than they get now and no certification required. Its all so different now I am not even allowed to take off the cover leave that to the experts probably bend it taking it off or putting it back, although some are very good good.
From:
Michael Foley
27 May 2022 08:52 AM
I have been letting since 1978 and at that time I was letting 4 bed Detached house for £100. per week, which was why Section 21 was required that we fought for or none of you would be Landlords do you want to go back there again and impossible to get any fool to rent to you. I have never bought or sold without vacant possession. Its bad enough to acquire troublesome Tenants myself but I Certainly don’t want to buy them.
From:
Michael Foley
26 May 2022 22:05 PM
It seems we as Landlords also have to pay huge licensing fees, where as Registered Charities as I understand it have free Registration, that’s amazing + £60m + tax free income and then they got the nerve to keep attacking us. Their top brass on six figures Salaries but it seems they have nothing to do only attack us, that’s not a job so its unearned income.
From:
Michael Foley
26 May 2022 21:29 PM
It’s none of their Business whether we want to sell or keep or raise it to the ground, not their Property they are not buying it, it’s renting with no ownership rights claim to my property. How difficult is that understand. It’s also about time Gov’ made Registered Charity’s pay tax how about starting with Shelter. 40% of £60 million that will do nicely. They have no qualms about charging us 40% tax and we provide the property, what accommodation do they provide / nothing only attack those who do.
From:
Michael Foley
26 May 2022 21:04 PM
Dominic. I was thinking of Dennis Healey referring to been told off by Sir Geoffrey Howe Chancellor quite polite personality, eventually opening up on Lady Margaret Thatcher which caused her downfall, hence the turn of phrase from Sheep to a lion, we have to be careful not to upset the quite ones.
From:
Michael Foley
26 May 2022 14:14 PM
It certainly can take a long time to sell especially if in a chain which is vey likely. I was once in a chain of seven which broke multiple times and I was the only one putting up new money all others selling to buy and the chain couldn’t start without me, riddle me that. Regarding removing S.21 the removal of S.21 shouldn’t apply to multiple Sharers but retained for Tenants on one Contract when some leave obviously the Contract is broken, further when Contract has ended you are left with a partially occupied property where that situation can’t be viable or allowed to continue. Section.21 should remain for Households on shared Contracts, there is no way a landlord can grant them long term forever Contracts. They come and go to suit themselves and or is this encouraging sub-letting and happening already by making LL powerless.
From:
Michael Foley
26 May 2022 09:11 AM
A famous Politician’s saying some years back comes to mind, it like being ravaged by a sheep.
From:
Michael Foley
26 May 2022 08:33 AM
I think they mean don’t panic sell.
From:
Michael Foley
26 May 2022 07:04 AM
What’s another day another accusation about Landlords by the bashers who supply no housing and cause as much damage as possible to the Tenants they pretend to help. They are so desperate to bring the Recession forward but no need to worry its here, next they will be complaining that Landlords aren’t buying. The one’s that didn’t get on property ladder are the lucky ones. Those that did and got roped into expensive long term Mortgage’s are up against it, come on now Shelter & Generation Rent try giving the lenders a bashing and prevent them from recovery of the property see how you get on when they withdraw their services.
From:
Michael Foley
26 May 2022 06:59 AM
Rents and Mortgage’s are not roughy the same by any stretch of the imagination. My Tenants are paying £400. pm mainly in some cases substantially less, where do you get a Mortgage for £400. pm, not to mention the whacking great Deposit. Come on now please explain the ball is your court. The 35 year Mortgage’s as said now becoming very common.
From:
Michael Foley
25 May 2022 22:22 PM
Wow, Brian I disagree I have always given them good quality furniture & fittings but now the younger generation likes modern look so I give them IKEA. However a change in taxation letting allowance means most Landlords are now letting unfurnished (bad for standards) so I am surprised you found enough to survey & that goes for many B2R as well. Sorry did you say what Developer you work for, is your name really Hardboard no offence.
From:
Michael Foley
25 May 2022 20:10 PM
Another day another survey this time trying to sell letting inferior furniture to more Landlords which is all I have seen from those type of Suppliers. We won’t loose any sleep about this opposition with their Sky high blocks of Flats only (mostly) even though its not a level playing with their favourite Gov’ cronies. They are treated as a business and everything tax deductible, no S24 for them, no double Stamp Duty Land Tax for them as they won’t be selling, so much rub of the green for them. Their Rents are much higher than ours maybe we should be increasing our Rents because of the inferior competition multi stories up some even 50, people doing real work don’t need gyms when would they have the time. We have private individual properties for most part many with private gardens not communal or have they got any. Why am I even replying to this nonsense article from a B2R / B2L furniture supplier where have they been suddenly now the experts telling us what we should be doing, still wet behind the ears.
From:
Michael Foley
25 May 2022 08:14 AM
Jo. I turned this scenario over in my mind but can’t come to a sensibly conclusion although I have by told I should be doing this, that and the other yet have no confidence whatsoever in anything I have been told. Suppose I sell now and pay the 28% capital gains on the sale less original price & costs. Then even if I had given it away and died / or got hit by Jo’s bus, say after 3 years the huge Capital Gains that I have already paid is washed away and forgotten about. It will then come back into my Estate for Inheritance Tax Purposes on the whole at 40%. To me it looks better not to sell and pay no Capital Gains at all, obviously the two taxes added together is going to be more than the one tax at 40% at the end. We are held to ransom and crucified what ever we do.
From:
Michael Foley
24 May 2022 19:37 PM
Simon, yes it’s EPC + HMO Licensing + removal of Section 21, plus Section 24 removal of Mortgage interest, Penalties up to £30k on a whim, Double Stamp duty, Criminalisation of Landlords instead of Civil Procedure, a load of other Regulatory costs and Requirements. They really love us for Housing millions at no cost to them and contributing billions to the Treasury, they must be off their tree.
From:
Michael Foley
23 May 2022 21:55 PM
Good Heavens Robert. There’s no Capital appreciation, it’s ponzu money if the property went up 10% in a year and your money devalued 10% nothing gained but it’s much worse than that, everything costing you more, a lump of tax taken out annually for good measure, it doesn’t end there the more inflation continues it will incur you with capital gains tax on funny money, you will end up more money worth less than what you had, we still need our sense of humour even if it’s true.
From:
Michael Foley
23 May 2022 21:33 PM
Paul my friend we have licensing Schemes since 2006. The Council wants to push aside Accreditation Schemes now that it is well established and rebrand / take it over and have the money paid to themselves (all about the money) with this so called Tenant Support Package. Could they not have called it Tenant and Landlord Support Package, of course not silly me we are only the owners.
From:
Michael Foley
23 May 2022 15:25 PM
Edwin, correct but when gas engineer comes to do your annual check he won’t he won’t give you the Cert’ if you haven’t got one, also if they do a Service they they expect one to be present and usually have some on board their van for a modest price. They must have different remit to us.
From:
Michael Foley
23 May 2022 15:07 PM
Couldn’t agree more but we were doing it already. It strange that Regulation’s are introduced years after they were most needed. for example when there was old fashioned Boilers chucking away, now we have modern room sealed Boilers ?.
From:
Michael Foley
23 May 2022 08:37 AM
Emily, dearest when did any Council support Landlords. We are hardly getting started many are getting out.
From:
Michael Foley
23 May 2022 08:26 AM
So is all our Accreditation Courses that cost us hundreds now worthless ?. The Landlord, Tenant support package I note includes Charity providers looks like they are enlisting Anti-LL campaigners Shelter. Beryl, Sorry unfortunately no help for you, you are irrelevant only a Landlord it’s a Tenants Support Group.
From:
Michael Foley
23 May 2022 07:51 AM
What a song and dance about what procrastinating with about 350 words /14 paragraphs to tell us that. Most of us Landlords have been required to have them for years. I think with all the Big issues, outrageous costs and Regulation’s bestowed on LL’s yet you see fit to treat us like morons with this big long Article. Could you not simply say, Landlords will be required to have Monoxide detectors costing £20. There you are finished.
From:
Michael Foley
23 May 2022 07:15 AM
Mario, as I already said it was the other way around with Landlords Christopher (proved wrongly so) they got plenty of mileage out of that murder.
From:
Michael Foley
22 May 2022 10:25 AM
There’s no doubt we have taken some hammering its non stop endless attack we are the kicking boys. I am not going to criticise Max either he’ll see things the way he does which is fine. They couldn’t even leave the remnant of S.21 which was all that was left following Shelters 2015 DeRegulation Act when they failed with Sarah Tethers Private Members Bill just one aspect of what they done to us. Taking away our Deposits in 2007 & replacing it with a ponzu scheme now protect the Deposit itself and nothing protecting the property. How to Rent by Shelter none of their business forced into our Tenancy Agreement’s against our wishes and changed about 14 times since obviously didn’t know what they were doing, causing us to print & throw away multiple times adding to our costs. Right to Rent nightmare of Course. Taking away our 10% Wear & Tear, Section 24 tax Debacle. ICO Registration, Courses for Brownie Points/ Accreditation Schemes. Changing Civil Matters to Criminal and give us a Penalty up to £30k like a parking ticket but it’s not a parking ticket it’s a massive fine. Doubling Stamp Duty on Landlords that they now want to help out and take people off their hands. I leave all this stuff to one side for now. The main issue issues worrying LL right now are EPC’s and the high cost of Compliance. The Licensing Schemes costing thousands, Application fees alone in some parts £1300. + £50 per habitable room + compliance work £3/4k extra no exaggeration where’s the money coming from? what pays the lenders just add Rent Cap for good measure that should do the trick. The Removal of remnants Section 21 the straw that broke the Camel’s back, we don’t know the full details yet but we know the damage is done so much injustice.
From:
Michael Foley
21 May 2022 23:54 PM
Max, my friend fair enough if that’s the most ignorant comment you have ever heard you must lived a very sheltered life. Looks like we have acquired 11 million free loads you are very welcome to keep they all. Of Course the Bank’s have billions they have robbed everyone paying Zero to deposit savers but have no qualms about charging big interest rates and charges for people in trouble. Everyone is well Capitalised with huge debts. I am sorry for my ignorance its taken many years to acquire, Best Wishes.
From:
Michael Foley
21 May 2022 16:34 PM
Tenants had no Security of Tenure before the 1988 Housing Act, because there were no places to rent, you can’t have Security of Tenure when you have no where to plank your bumb. We Campaigned long & hard for years prior to 1988 Act to have a secure viable letting system, hence the 1988 Act that made you all Landlords and Housed millions of Tenants. Contributing billions to the Revenue & the wider economy that otherwise would not have happened and at no cost to the Public Purse, now you see fit to destroy it and and collapse the Housing Market and the real likelihood of a Recession directly because of this. There’s a lot more to this I can’t be bothered with your rubbish nonsense.
From:
Michael Foley
21 May 2022 12:28 PM
How can he love one and despise the other, then try to tell us he’s doing good for both, so dishonest,
From:
Michael Foley
20 May 2022 21:03 PM
Symmons, Banks & Lenders don’t have this problem they will always get vacant possession in a couple of months even though its not their property and not at serious risk. It’s your large Deposit or stake in the property that’s at stake. Their friends at the Council will look after them and help out. The special adverse treatment is reserved for us muppets.
From:
Michael Foley
20 May 2022 20:38 PM
When I Rent out a property it’s for the Contract Period, any extended stay is subject to a new Contract whether that be in Periodic form or New Tenancy signed. There is no automatic extension as of a right this is outside the terms of the let and cannot exist or there is no such thing as a Contract. This tin edge of the wedge that comes to mind getting their claws attached to ownership of your property. This is a kin to the other letting scam out there dozens of LL’s getting taken-in, Renting with Purchase lease option watch out for this out, there are high level Courses they take for this one. They take Landlords for some mugs.
From:
Michael Foley
20 May 2022 14:29 PM
Help to buy and no Stamp Duty is a fad and don’t help the buyers at all. This is like Enterprise zones of the past the Developers inflate the purchase price for themselves, knowing the buyer is now getting help .
From:
Michael Foley
20 May 2022 13:58 PM
They have the Activists to blame for their interference, meddling causing mayhem in the whole Housing Market, it must be clear enough to anyone with an ounce.
From:
Michael Foley
20 May 2022 08:38 AM
Dan, aren’t you the handy man with your Associated Activists causing Tenants so much damage, misery, stress, inconvenient and financial hardship, shame on you. The figures shows the group managed to increase Eviction Claims by 63% in a quarter. up 41% from same quarter in 2020, this all due solely to you group pushing for the Removal of Section 21. How can your Group of Associates hate Tenants so much causing them so much pain and unnecessary financial pressure. I think it’s disgusting that the Government lets you get away with this adverse Tenant campaign.
From:
Michael Foley
20 May 2022 02:40 AM
Very tragic situation RIP, Sonia & Edgar. There was no sub-letting ever ever before Regularity interference following the 2004 Act plus 2015 DeRegulation of private sector housing, removing all LL rights & excluding him from his property, (because there couldn’t be when he had the power to deal with it) what did they think was going to happen if not designed to do so. Spare a thought for LL Christopher who was wrongly accused of murder and took ages to clear his name, the media couldn’t help themselves as long as it was damaging Landlords no stopping them .
From:
Michael Foley
19 May 2022 09:48 AM
Yes everyone deserves a decent affordable home if they earn it, otherwise they deserves nothing. They don’t deserve it just because they were born and it’s not the job of another private individual to provide for them. When the State decides its going to nanny them from cradle to grave and make a rod for their own back it’s up to them but don’t expect a private landlord who has to finance himself to do the job of the State as well as pay for many other requirements and taxes.
From:
Michael Foley
18 May 2022 12:23 PM
C/tax the most unfair tax, great big adult families & extended related families, same c/tax as a couple and no licence required either, poll tax had merits only people who never paid wouldn’t pay, sometimes if a LL has rooms let in a property and gives them too many facilities the Council might put a band on each room, this don’t happen when they are all connected families.
From:
Michael Foley
17 May 2022 19:24 PM
I think it all a bit strange if you get permission for 6 Flats its great keep to that. Surely Building Control must be have been involved and stage inspections carried out + completion Certificate’s. Those are needed not least for his own benefit especially if he wants to sell at some stage, a bit more to this but I won’t speculate.
From:
Michael Foley
17 May 2022 16:47 PM
Exactly that’s what we were doing converting from Coal to Gas.
From:
Michael Foley
17 May 2022 12:52 PM
Edwin, maybe in the mean time they forgot to tell Sid, but if you still got the sharers you are in luck. I work indirectly with Contractor for British Gas back in the day. Cobham, West ,Byfleet, L’pool, Sheffield (only place to have 4 G.W’s), Sleaford and Boston. I seen a brand new Ford Anglina in Showroom in 65/66 for £625.00. Petrol was 4 shillings & 6 pence per Gallon (22.5 p in today’s money or 5p per litre, not £1.95 per litre. So we are getting taxed out of it on inflation.
From:
Michael Foley
17 May 2022 12:47 PM
Unfortunately if they can’t be passed on or absorbed it called bust.
From:
Michael Foley
17 May 2022 08:58 AM
They are trying to milk a dry cow.
From:
Michael Foley
17 May 2022 08:46 AM
Grainne, this is rubbish and exaggerated by a country mile. What kind of nonsense research is this and you the head, I wouldn’t have expected Zoopla not to be so anti-LL considering all the business they had from LL’s before switching against. How can you have research about the cost of renting without factoring in the huge on going costs of Regulation’s the main driver of high Rents. My Rents haven’t gone up at all but in real terms gone down. Say if I take one of my properties with 5 shares with a salary of £30k = £150k so according to you I should be getting 75k Rent pa instead of £18k pa, (some are getting 20k others 40k). So are my rents too low by a factor of 4 it’s nonsense of Course. On the other hand if someone wants to have a property all to themselves it may well costs them half their wages.
From:
Michael Foley
17 May 2022 08:30 AM
Andrew and the other cut, 90’000. Jobs to go in Civil Service, where on Earth are they going to get jobs, see the way he waited until Election was over before mentioning it.
From:
Michael Foley
16 May 2022 12:36 PM
2021 HE phone auto converts
From:
Michael Foley
16 May 2022 10:37 AM
HMO’s to me is just a big an obstacle as EPC’s, very little being said about this on here, maybe you haven’t been hit yet but when you have had to repeat every 5 years plus all the annuals connected to it. I have had to renew some 4 times (2006, 2011, 2016, 2011) and I haven’t being let rooms separately, perhaps you weren’t required to do any yet ?
From:
Michael Foley
16 May 2022 10:34 AM
Time to sell if you haven’t missed the boat. First time buyers keep saving when it crashes your turn will come, the one’s that bought already are stuck Everything Government is doing will make it happen.
From:
Michael Foley
16 May 2022 09:37 AM
Beryl. Stop worrying it’s not here yet until 2025 but I believe its 2028 for existing Tenants who pushed it back a bit further or I suppose if it becomes vacant get new Tenants signed up before it comes in, in 2025 they will then be exist Tenants. Stop worrying look after yourselves and enjoy your retirement.
From:
Michael Foley
15 May 2022 16:26 PM
I agree more with both comments above Regarding impoverishment and diesel cars it’s all to damage us. I now have to agree with the people who say it’s not a business because it’s a farce not a business. So if I have an unruly Tenant or becomes so as a result of removal of Section 21. It seems the only way to get rid of the Tenant that I can’t tolerate is if I want to sell. Therefore I will have to sell in order to get rid of the Tenant how ridiculous.
From:
Michael Foley
14 May 2022 20:25 PM
Andrew I am already hearing about problems. Single phase electric even electric Boiler 14kw is all you can put on it, what about everything else. I also know someone will Solar Panel doesn’t give very much then the neighbours put a similar system in. It’s complicated enough with inverters, large storage batteries and a loan of electronics. Then they over loaded the system and blew the electric Boards transformer. We probably need 3 phase for quicker charge. I understand using public charge points is expensive not all are free and won’t be for very long.
From:
Michael Foley
14 May 2022 15:51 PM
Section 21 has a disastrous effect already Tenants demanding what they are clearly not entitled to and this is only the start, I can feel it in my bones.
From:
Michael Foley
14 May 2022 14:44 PM
Shelters CEO’s Polly Neate is doing rather well on the back of LL bashing. From what I remember she took over from Campbell Robb previous basher starting on £126k pa who moved on to greener pastures on 158k pa at that time, now I read she’s on £132k pa. 6k increase lovely income from a Registered Charity, if you are genuinely concerned about the under privileged you Services should be almost free, many of the poor only have 6k pa to live on.
From:
Michael Foley
14 May 2022 11:32 AM
None of their business whether we want to Sell, Let, keep or rise it to the ground, we didn’t need or require their opinion, advice or get any financial support from them when we bought, what now gives them the right to call all the shots. Its private leasehold / freehold Property.
From:
Michael Foley
14 May 2022 09:50 AM
Reaper. I suppose when they are talking about it, it may as well be already passed just like Section 21.
From:
Michael Foley
13 May 2022 10:30 AM
I think their rejoicing will be short lived, with interest rates rising, removal of Section 21 and the back blow of sanctions of war, its not a good idea to have people attacking our economy from within.
From:
Michael Foley
12 May 2022 18:12 PM
The point is being missed here we very seldom have to use Section 21, we don’t have to because the Tenants knows its here, when its gone no restriction or responsibility for them you’ll see what happens it’s designed to create bad Tenants, when they can do whatever they like move out at anytime or stay as long as they like with a powerless clown for a Landlord.
From:
Michael Foley
12 May 2022 13:51 PM
Jim, you have changed your tune, probably more scrambling for your HMO rooms when they won’t be able to rent Flats or Houses as a whole because of this ruling. Looks like I’ll be forced to join with you to let rooms only so hopefully when I have a problem it will be a one room problem at a time, not a whole property problem with no Section 21, but I won’t be going around opening meters. This is a worse standard of Accommodation for the occupants with less flexibility and more expensive for them. I have 3 properties currently where there are Pregnancies in Shared Accommodation, one is having twins (god bless them). They all asked if they have to leave I said no work it out between yourselves if possible. Imagine if living in one room I have no doubt the system is the main driver here and they will become a Housing Priority. Government & Council’s seems like you are pushing through the wrong Bill.
From:
Michael Foley
12 May 2022 08:16 AM
What is it about all those people do they not understand it’s the Private Rented Sector Housing which means it’s Private. Privately owned and Privately funded not Public how difficult is that for them to comprehend. We have no recourse to Public Funds but now we are expected and being forced to act as Public Landlords with Private money.
From:
Michael Foley
11 May 2022 23:02 PM
Rogue Activists rejoice at destroying private rented sector. It was never an issue known to me where landlord and Tenants were at odds with one and other and in the main got on very well. Those un-Regulated Rogue Activists don’t represent Tenants, they are an outside element with they own agenda feathering their own nest. There’s so many lies in this Article it doesn’t deserve comment. It says Private Rented needs to be Regulated and we been one of the most Regulated Businesses in the Country with 160+ pieces of legislation already for goodness sake how can they get away with that. It says Tenants shouldn’t be asked to leave when they haven’t breached any Terms of the Contract but that’s the whole idea of having a Contract, when the Contract has ended they are out of Contract and can’t expect to have the rights and protection of the Terms of the Contract that has ended. I understand about Periodic if continuing by mutual consent same terms of Contract apply. Anyone would have thought the Government had enough on their plate enjoy the Recession Congratulations.
From:
Michael Foley
11 May 2022 07:07 AM
Ben Beadle approves this anti-landlord Bill. He is the Chief Executive of NRLA that is supposed to represent its Members he has no right to hold this office while agreeing with Alicia Kennedy ganging up against Landlords Rights. Disgraceful behaviour by our CEO and he should resign immediately. I will be parting Company with NRLA after 16 years of loyal service, even though Council are making it a requirement to be a member of a Landlord Association. I will be reviewing my Insurance Policy’s connected to this Organisation
From:
Michael Foley
10 May 2022 18:13 PM
Robert Snead, how can it be a sensible Bill have you taken leave of your senses, this is total disaster when we are governed by 160 + pieces of legislation already just add some more brilliant. As you say only bad Tenants get evicted in which case why remove the only instrument available to landlords to achieve this. It’s removed of owners freehold rights, why would any LL buy under those Terms unless you are a Benefit LL all borrowed up to house Benefit Tenants and Government finance the lot sit around and no HMO to worry about it will become yours at tax payers expense. Do they mean this June 2022 in which case it’s a impossible time limit to prevent LL’s from taking action, after they gave years kicking it around. This is a bit like like licensing Schemes it might take them several months to process the application (look at it) then only give you 10 days to respond when they eventually decide to respond to you. It looks like they are converting us into housing associations. I thought we lived in a Democracy but this is tantamount to confiscation. They think a Landlord should have the financial responsibility to lay his own money on the line to House others and hand them complete control as well. Have a nice day.
From:
Michael Foley
10 May 2022 13:40 PM
Mark, not currently when we have a Conservative Government that done us more damage than labour possibly could ever have got away with. It won’t take long to stall the housing market and collapse the economy, then they’ll be glad to reverse those Policies and the free living rollercoaster will be over.
From:
Michael Foley
10 May 2022 09:54 AM
Unfortunately it’s only me funding my HM0 Licensing Schemes as I have had no Rent increases in years.
From:
Michael Foley
10 May 2022 09:13 AM
So if Government wants is spend billions building more Council houses, how many more billions to keep them in those houses in which case why should anyone be daft enough saddled with Mortgage’s.
From:
Michael Foley
10 May 2022 08:32 AM
Her Majesty should use her speech opportunity to remove Mr Khan. How many millions of our C/tax in he talking, even on each of mine he’s getting hundreds pa. As previously said its not a Rent freeze but a Rent cut just like each Regulation is a cost / a cut not least licensing Schemes (£10k + this year for me licensing renewals) and we are expected to absorb all costs. A Rent Freeze should mean Rents don’t go up or down so should be indexed linked to inflation to be a Freeze otherwise a it’s big cut. Some of my Rents haven’t gone up in years (one in particular is 20 yrs) which means I have had massive cuts already + ever increasing costs and the propaganda media machine wants to tell me I had a huge increase this year alone.
From:
Michael Foley
10 May 2022 07:55 AM
I like the headline Politicians to shape the future of PRS. They will take everyone’s view’s into Account except the owners of the Private Rented Sector. Edwin is absolutely right millions of Landlords have to do tens of millions of hours extra unpaid of work & administration since they started all this anti-LL campaign not least George Osborne attack 2015 /16 increasing taxes, costs, doubling stamp duty & local Authorities licensing Schemes where we pay them for the work we do.
From:
Michael Foley
08 May 2022 09:44 AM
Repairs are always done as soon as aware but usually caused by the Tenants, it very seldom charged to them. Is this Another Insurance Company expert on Private Letting, where have you been while we struggled to survive and create the business that now exist, you have no right it’s not your business you are another that lives off out backs now that what’s input to Shape the Law going forward. There’s is no need for Renter’s Reform Bill other than to scrap the 2015 DeRegulation changes and restore Section 21 to it’s 2004 status, that shouldn’t be too difficult for you lame ducks just reinstate to its proper function. A small effort to stem the flow and reduce the impact of Recession.
From:
Michael Foley
07 May 2022 12:45 PM
Many of those Build 2 Rent Companies were born on the back of the 2004 Housing Act. So now they are all high & mighty and want 3 years Tenancies, obviously we all do want stable Renting but not imposed long term Contracts as of a right. I remember those type of Companies as being no strangers to the Auction Rooms where many of them are coming from wheeling & dealing on the back of Section 21 in recent decades without which they couldn’t have done it. Now I’m alright Jack I’ll on a different level and can do this forget about my roots. Many Tenants only want 6 months or a year are you saying it has to be a 3 year minimum Contract or are you saying they Tenants can walk at any time they like, in which case 3 year Contracts are irrelevant, please clarify.
From:
Michael Foley
06 May 2022 11:03 AM
Assured Shorthold , (phone changes it own way).
From:
Michael Foley
06 May 2022 08:41 AM
Stephen. Stay as long as they like which is the current situation in the main where most Landlords are concerned. However the main point can’t be ignored, it’s stay as long as you like as per Assured Shorty Tenancy Contract or extending Periodic period by mutual consent. That’s totally different altogether to the proposal of stay by right by of Tenant to the exclusion of the owners, no right to control of his property.
From:
Michael Foley
06 May 2022 08:36 AM
James. We at not complaining about about making homes liveable ours always was. The gripe I have we do all the work and finance the whole operation. Then pay the Council’s the penalty for everything we did, like £1550. License Application fee just to sit there Judge & Jury.
From:
Michael Foley
04 May 2022 15:55 PM
Catherine. We have a London Radio Station at the same drivel non stop in recent years saying how terrible Landlords are giving all one sided view, & on about removal of S.21, so much propaganda its more quite recently but it took the War to stop it, that keeps them busy now.
From:
Michael Foley
04 May 2022 12:23 PM
We have the heart tore out out the letting business, some properties are under occupied because of anti-LL regulation’s I could house another 20 in existing properties. I don’t know what they are making rules go.
From:
Michael Foley
04 May 2022 12:11 PM
I have a house that was a C but now a D because a renewal Certificate was required after 10 years. However the Tenant made such a song & dance about access when it could be done. I was not present and she followed the Accessor around even poking her head into the loft (she was dodgy on the ladder to) anyway a major item was missed the interior of all external walls are lined with Insulated plaster board and skimmed,
From:
Michael Foley
04 May 2022 10:17 AM
Say if you buy a property for £5000’000. how many years to get back the stamp duty you paid alone. Bearing in mind its money you had already paid the tax on already and you haven’t even considered your lenders repayment yet or Regulators Compliance costs, Grainne please tell us and when it goes belly up where do we get all this imaginary money from ?.
From:
Michael Foley
04 May 2022 10:01 AM
Zoopla says Landlord hit with higher Stamp Duty which is true. However it talks about the £125k threshold but there is no threshold for Landlords SD tax I thought it was 3%, does anyone know !. Also hit with Section 24 tax on the double as you cannot claim your proper interest relief for tax purposes, therefore also pushing many more Landlords into the higher rate income tax band of 40%.
From:
Michael Foley
04 May 2022 09:16 AM
Mr Ben Beadle those are your views not the views of NRLA Members. I am a member from 16 years but not NRLA but NLA before we were nobbled & amalgamated with RLA that unfortunately imported you. The big long letter amount to nothing as you are in favour of Scrapping Section 21 which is the one thing you should be standing up against, you don’t represent me as a member. Although your letter contains at least 8 additional separate listings of new rights that Tenants have that were not part of the 2004 Housing Act which brought in Section 21, do you think it had not been depleted enough already which included Shelters 2015 DeRegulation Act when they failed with Sarah Teaters Private members Bill without scraping it altogether. As long as your letter is it didn’t mention any new found Rights for Landlords’s, all the list are extra new Rights for Tenants undermining Section 21, obviously you couldn’t because there isn’t any for Landlords and you are still braying to get rid of Section 21 you don’t represent your members .
From:
Michael Foley
04 May 2022 08:13 AM
And more importantly they are removing Landlords’s right to sell your property vacant, you must jump through hoops dreamt up those who’s property its not, so their view is more important than the owner. What ever happened to the term Private Freehold Property.
From:
Michael Foley
03 May 2022 14:06 PM
Grumpy Doug, you are right when she comes we Clip Board she won’t know where to stop, have you all fire doors self closing, inter linked fire alarms, emergency licensing, if you have more than 5 you’ll need another kitchen sink, another cooker, another Shower & toilet, security retainers on windows to stop kids falling out but not lockable as key might get lost, on the other hand all windows must be lockable, 3 coats of special fire protection coatings on kitchen units near cookers, make sure you stair case soffit and sides are up graded to fire proof, all doors lockable from outside but un-keyed openable from inside, hang the notice Board in correct place I had to move it from living room to hallway, fire proof hatch to roof, make sure you have all the Certificate’s, plenty more, if she has to come back £85. per hour,
From:
Michael Foley
03 May 2022 11:08 AM
The Carbon Footprint of the property will be vastly reduced in the coming years EPC or not. The huge costs of Gas, Electricity and Oil coupled with general costs of living, food prices gone through the roof, basics like milk gone up 25 / 30% some are even using metric containers so your 4 pints is now 2 litres (smaller size). Our pockets will reduce Carbon Footprint far more than EPC, we are going to be travelling less as well.
From:
Michael Foley
03 May 2022 09:03 AM
Sorry was it CBE ?.
From:
Michael Foley
02 May 2022 07:05 AM
Private Landlords have huge increase in costs too by local Authorities Licensing Schemes, have to bear all Council’s costs, their own associated increase administration costs and Government Regulation cost of Compliance. Huge increase in costs of maintenance and loan interest increase at a time of rent arrears plus Section 24 & increased threat of removal of Section 21 loosing all control of your investment. Maybe it’s not only Renter’s that are affected and have to choose between heating & eating, anyway its a bad choice better do half of both it will help with the over weight problems if nothing else, time to give Landlords a break and call off the hounds. Incidentally Polly go her MBE after a few years of knocking Private LL’s and getting well paid, where’s mine.
From:
Michael Foley
02 May 2022 06:59 AM
My goodness after all the clammer to get rid of it someone now wants to tell me it will make no difference, in that case why get rid of it. Of Course it will make a difference and the potential to collapse the letting market and cause a recession, most likely to happen anyway. Just another attack on private Landlords to go with all the other requirements plus outrageous one sided licensing Schemes costing tens of thousands for may LL’s, add double SDLT. Deposits disaster Schemes, Removal of 10% west & tear, Section 24, Right 2 Rent, Shelters How 2 Rent changed about 13 times, Accreditation Schemes, etc. It makes no difference to me what they do I am held to ransom and no options available, if I sell 28% Capital gains on Inflation which is far worse for me because of being long term LL. Then at my age taking into account the hardship of past career they won’t have too long to wait for another 40% Inheritance Tax on the Balance. What’s the point of it all so sorry for ever being a Landlord and the thousands I put a roof over their heads during 43 years, then some one wants to tell me a major adverse shift / change in policy makes no difference. Also I wonder how many HMO licensees he has got, has he got any or he wouldn’t be talking rubbish.
From:
Michael Foley
01 May 2022 16:56 PM
Don’t look on twitter Irish Landlords looses it. when door is broken and no rent, he’ll get a stretch, total disaster !.
From:
Michael Foley
01 May 2022 12:59 PM
George I’ll tell you what’s hard to believe I had to have two more HM0 Licence Applications made yesterday and pay someone to do it, even though I had licensed them twice before myself by paper app’ now a nightmare & so difficult to do. Its all tick boxes that won’t allow you to tell it how it is and up/loads. That’s Saturday am wasted & I am £3’000. lighted for the honour of Compliance requirement + I haven’t received the April Rent they preferred go on holiday and the rent on this house hasn’t increased in 20 years. Take money devaluation and inflation into Account for 20 years + licensing yesterday & 2 previous occasions. It appears the Council has sub-let the process to another Website Company that hates LL’s evidently from their literature and because Council are not capable of doing it but I am required to do it ?. When you have to apply you’ll all find out best of luck.
From:
Michael Foley
01 May 2022 07:19 AM
John spot on, I have some away on holidays in foreign parts but Rent outstanding, they shouldn’t have the option of spending Rent on Holidays, but it’s what Gov’ wants to let them manage their money / my money.
From:
Michael Foley
30 April 2022 14:37 PM
I don’t see it as a shortage of Social Housing more an over Supply of Benefit Claimants created by the Benefit System. I now see a Third Generation of Benefits Claimants, it’s has become expected never knew any other way, their right handed down from parents & grandparents.
From:
Michael Foley
30 April 2022 08:27 AM
The Public Accounts Committee has 6 more recommendations for the White Paper to give Tenants even more rights which is impossible as they have far too many rights already, they are so full of crap why are they in a job. Simple they are bringing in Corbyn / McDonnell Policy’s the difference is they told us they would take the Property off us. When Section 21 is gone you’re Property is gone, Right so if you buy a Terraced House in West London which I doubt you’ll ever have it paid for £500k. / half a million £’s, you are committing yourself to years of financial risk, plus loads of other costs, like Insurance, maintenance, possibly licensing and loads of Compliance’s that carries huge financial penalties, Then a guy comes along pays one month’s Rent, can stay forever and have more rights than the owner. A Tenant would need to be some fool to Buy a Property, It will be a big Collapse, it’s corruption at the highest level.
From:
Michael Foley
29 April 2022 18:49 PM
Yes but highly dangerous and not advisable.
From:
Michael Foley
29 April 2022 15:40 PM
At last I find myself agreeing with Jim. I had a County Court Judgement for a year’s rent but never received a penny only a big Bill + VAT for legal costs. Then I discovered he don’t it again in the next place when I had him traced by his car through Swansea with the aid of the judgment otherwise they tell you nothing, That’s you’re lot for today I must do so work.
From:
Michael Foley
29 April 2022 07:34 AM
No surprise here we have known and suffered this. I had a girl paying half for long period in pandemic in house share / £200. pm to the annoyance of her other house sharers paying £400. pm, guess what she then moved out and purchased with her boy friend, great way to save. Removal of S.21 it will be wide spread. Landlords in the main don’t go to Court when you see hundreds of £’s for VAT on your Legal Bill, that should be the cost of whole process not Thousands more as well, so we have to buy Justice. Remove S.21 watch your Capital acid devalue.
From:
Michael Foley
29 April 2022 07:04 AM
Jo, don’t agree Jim is leading you up the garden path. The whole Rental Business is based is based on Section 21. Before that the was no Letting Market it has now created 2.5 million Landlords housing a quarter of the population how successful is that and you want to destroy it. As previously stated on here before S,21 you had sitting Tenants halving the value of the Property because they all were if you took them in they immediately became a sitting Tenant. When I was a Renter living in a Room I couldn’t get a Mortgage so I bought a plot in 1972 and Built my house by my own hand which I still have. I didn’t build it for someone else go and get their own. Same goes for any Property I bought I didn’t buy it for some one else, do the words Private Freehold Property not mean anything any more. So you ideas is putting the Tenant on a par with the owner can you justify that please. Ok let’s see the comparison I had to save for the site, pay for Architect, surveyor, Council fees, dig foundation’s, drainage, concreting, over site and I haven’t started to build yet, so if I were to list all that’s involved we would have the huge specification never mind the finance, have any of you got a clue. So you want to tell me the Renter that comes along and pays 5 weeks Deposit & a month’s Rent moves in should have the same rights as the man that done all this, what a comparison some difference in input. Incidentally I don’t take Deposits so it’s only one month’s Rent to be house for ever, Brilliant idea !
From:
Michael Foley
28 April 2022 22:38 PM
I don’t smell the roses but I think I smell a rat.
From:
Michael Foley
28 April 2022 18:23 PM
Big Daddy HMO you are at it again Jim, as I understand from before you are a HMO based Room Landlord so you are not letting the property as a whole but piece meal letting like the bedsits of the ‘60’s, your only concern is the get the room rent and empty the room meters weekly as you have advised us before. It is often the case those room LL’s are borrowed up to the eye balls with dozens or hundreds of Properties operating on cash return, nothing to loose it’s all just done on borrowed tax efficient finance, if they get a problem or two it doesn’t matter too much because its only a room here or there then they are off to Court with Section 8. Regular Landlords have far more to loose as often when there a problem the whole house or Flat is out of commission, not having income from other rooms in same property. Jim you don’t need Section 21 for most part you are dealing with one or two at the time and if they can’t pay you take them to Social to get Benefits, that’s no use to me I let property whole and I am a landlord not a Social worker. So you don’t need Section 21 fine keep out of it, we have a Regular whole house Business to run that’s based on S.21, of which we fought for, its implementation for the 10 years prior to 1988 Housing Act, when no letting was available and HMO’s not heard of for another 18 years after that so now you want to turn the whole thing it it head as if you are an authority on Section 21. Nice to hear from you.
From:
Michael Foley
28 April 2022 18:19 PM
Market Boom Forecast it could be Zoom & Bust do they understand the Economic Situation and the impact that war is having on us.
From:
Michael Foley
28 April 2022 08:57 AM
Brain, while I have the greatest sympathy with your situation it not the remit of Private Landlord to compulsory provide anyone with Social Housing. I used to be a Private Renter too no one gave me anything. I had to work, save and Plan for my future in more difficult times, no offence.
From:
Michael Foley
28 April 2022 07:50 AM
Oh, dear so now the head of NRLA wants to work with Shelter who supplied no Rental property & hates Private Landlords’s how about working with us instead of the opposition. They say they want a System that’s fair to both Tenants & Landlords’s but we had that before the 2015 Deregulation Act. Any System that prevents the Owner from getting his Property back is not fair or acceptable. The Lenders who are least affected don’t have any such recovery problems, the owners always stand to loose his big chunk of up front money, so the Lenders are at least risk and fully protected and we don’t have any even though we are the main player’s, just revert the Law to stop the unfairness.
From:
Michael Foley
28 April 2022 07:07 AM
Dominic is right they don’t give a fair view of the minute percentage of millions of Private Landlords out there. It only takes one Rackman and they brand us all rogue’s.
From:
Michael Foley
27 April 2022 21:17 PM
Shelter & Co are causing a lot of trouble at Mill.
From:
Michael Foley
27 April 2022 19:45 PM
Shelter has no mandate to comment on Let Housing they don’t supply any, why on earth were they invited to Parliament Select Committee to advise on Housing Policy. There maybe a rush on S.21 to get out thanks to Shelter and the likes, do they think getting rid of LL’s making less property available is going to solve the Homeless.
From:
Michael Foley
27 April 2022 07:21 AM
We now have an unsustainable economy over burdened by Regulators & Tax. As a Landlord to get rid of Rubbish in Ealing invariably you have to get a Skip and its usually the Tenants rubbish. That costs you £106.00 to the Authorities for a standard Skip. The Skip hire is £280.00 + £56.00 VAT + £50.00 licensed = £386.00. Come on now Ealing this is not Cricket, when I Built my first House in Ealing the Skips cost me £7.00 each from John Swann, Sunbury with a proper Receipt. Is it any wonder you are full time collecting fly tipped rubbish in the Borough you greedy people.
From:
Michael Foley
27 April 2022 04:43 AM
sad Landlords, yes I remember those years as well as 1980. Suppose you bought for letting in 2007 in West London a Terraced for £300k the price has almost doubled £600k but so has everything else, where’s the profit it tax on inflation. Taxes will have been paid on all income in the intervening years and absorbed a great deal of others costs and hard work incl’ the extra you paid to Bank in mean time. The value of the pound has halved so you are paying c/gains on one half but if everything had stayed the same you’d be getting back a solid £300k and no tax, so you are paying tax on the lost £ value or so called inflation.
From:
Michael Foley
27 April 2022 01:58 AM
Jo. That’s very true makes far better sense. However the problem that they now have created is Section 24, so it would be necessary to have a Company for this purpose also bear in mind it will belong to the Company which might have other implications.
From:
Michael Foley
26 April 2022 15:55 PM
Renter’s Reform Bill, take note don’t forget to add Married Cats, as well as all the other stupid ideas you have.
From:
Michael Foley
26 April 2022 08:24 AM
Amazing how Landlords are treated differently in parts of the Country. Why is it the case in some parts of same Country laws apply to some and not to others. It’s one thing for Councils to exempt themselves, Housing Association's or possibly a dozen people living together that have a remote Family Connection. We now have a Situation where some LL’s were never required to have a License or even knows what it is even though their returns are £ for £ double/ tribble ours. We have had to License in 2006, 2011, 2016 and now again that 4 times while others never had to comply with this burden, surely everyone in the Country should have been required to get Licensed before anyone was ever required to License for a second time. We are all unequal before the Law.
From:
Michael Foley
26 April 2022 06:18 AM
Jo. We have I believe restrictions on Houses of Multiple Occupation to prevent too many in a given area, in the shape of Article 4 where Planning Permission can be required, so why not for Airbnb or is it because they have taken over in scores of other Countries and dictating what Governments Policies should be, they are not Elected Representatives and not their remit to tell Government what laws to make.
From:
Michael Foley
25 April 2022 22:00 PM
Max, this is it exactly the removal of Section 21 is to prevent you getting your own Property back and making it illegal to do so, it will make previous Recessions look like a boom, removing the very foundation the whole industry is based on. I know what it was like before it was implemented virtually zero Property available to Rent and only a handful of letting Agents in London not like now at least a dozen in every Borough a real Landlord money spinner for the Government, Councils and Revenue plus the Thousands employed in the Business creating Billions of £’s per annum for the Economy with no input Financial of otherwise by them. Do the Government not know when they are on a roll or have they got a Treasonable death wish.
From:
Michael Foley
25 April 2022 21:27 PM
No she don’t disown Landlords but wants them all for herself. I have Commented on this yesterday in previous article Amanda Cupples the General Manager of AirBnB Europe, backed Government in proposal to Remove Section 21, very big of her when Short Term let’s don’t need the Protection of S.21. Also going to drive Thousands of even more Landlords into her clutches of Airbnb, get it right another parasite.
From:
Michael Foley
25 April 2022 06:55 AM
So you tell us about 9 key Changes affecting Landlords this year, how much more crap can they come up with, so its not any different to previous years, Incidentally No.4 of your 9 is wrong, its not the 1998 Act but the 1988 Act, jut thought I would be first to Comment given that 3’000 people have read it and didn’t think it was worthy of Correction, bad enough for a gom like me to get that wrong .
From:
Michael Foley
25 April 2022 05:03 AM
Short memories indeed only 2 years ago when Covid struck and Airplane’s stopped flying the AirBnB Landlords were glad to switch back to Regular Lettings causing problem problems for us but now they are on a roll back to AirBnB again while we were always there with Regular sustainable Renting despite being unfairly treated by Statute.
From:
Michael Foley
24 April 2022 12:59 PM
Step forward Amanda Cupples General Manager of AirBnB Europe, another one for the band waggon calling for the removal of Section 21 who are all about Short Let’s so don’t need the protection of S,21. Its disgraceful behaviour by her trying to win favour with the Government to help her to win favourable terms in the Renters Reform Bill. Also another agenda going on here the removal of S,21 will drive thousands of more Landlords into her clutches. Further damaging the Rental Market for Regular Tenants who wants stable Accommodation for one, two or three years as now . The Government has said they want longer Tenancies, a fat lot of good that is when LL’s have been forced to switch to AirBnB taking with them the Stock that would otherwise be available for Regular Renter’s, creating a scarcity. She has so cheek.
From:
Michael Foley
24 April 2022 12:25 PM
I am so busy lately didn’t get a chance to catch up on all the blogs. NLA was better before joining RLA and the guy in charge so fun of himself. I think they now have sidelines self interest or maybe connected subsidiaries like Insurance, Deposit Schemes, Accreditation Schemes and now pushing for Landlords Redress Scheme when they have Paul already signed up, a Company ready to go offering free initial Registration to get it up and running off the ground, do they not even know we are snowed under with bull sugar. We have a better chance currently dealing with directly with the Tenants to resolve issues, the last thing we need is them piggy in the middle. What they are going to do is gain extra concessions from the LL’s to take another hit. Certainly Tenants are not going to be coming up with more cash if this was the reason for conflict in the first place.
From:
Michael Foley
24 April 2022 07:31 AM
I don’t know if its unrecognisable from before the 1988 Act but Certainly unrecognisable from when the Tories got installed, they have done everything in their power to destroy PRS unbelievable even Labour couldn’t have got away with it and Conservative’s supposed the Champion of Private Enterprise.
From:
Michael Foley
24 April 2022 01:30 AM
Sorry about a couple of wrong spellings this HE phone does this, too small I don’t have to time for proof read.
From:
Michael Foley
23 April 2022 08:09 AM
I have had my share of bad experiences with Agents but not knocking all. I have one property with one Agent only for last year because of all the red tape making it impossible to manage anymore it’s taken me over 40 years to achieve this status congrats, so now I won’t fit & proper anymore. In the past I have had Agent hang on to my rent for 7 months when I visited the Tenants they had transfer proof they had paid, they thought I was hooked like them but soon found out otherwise, I did get it back after a battle. I had Agent take me to Court over renewal fee the issue was when I visited the property I do recognise any of the occupants and no one on the Contract no long lived there, so in essence I had no Contract, they lost but I still had a problem to sort. Another one they went Bankrupt owing me several months rent as well as other LL’s and Tenants alike. Another one disappeared with Tenants Deposit & Rent for a house belong to me that they didn’t have t rent, when they arrived at the property to move in, my existing Tenants rang me to know what was going on. They went back to Agents Office opposite Ealing Broadway Station which they found permanently closed, it made headlines on local rag. The financial point about using a Agent in London when our Rents are below market rate, it cannot stand the extra 9% cost plus the huge 20% VAT on the Bill, given that we are already hit for Thousands Regulatory and Licensing Schemes requirements.
From:
Michael Foley
23 April 2022 08:03 AM
Simon, careful now why are you complaining about lack of inspections. Did you know some Borough’s are already charging £85. per hour or part there off for inspections. I can see this becoming main stream you won’t be able to keep them away. This is additional to licensing charges ?.
From:
Michael Foley
22 April 2022 18:27 PM
Not just the £14m raid on private LL’s in Co Durham for Council’s Website Computer click button Administration operation but possible that will be sublet out as well as in other parts because it seems their not capable but we are expected to do everything. £14m for Council Administration but Zero for LL’s Administration our time is free labour. £14m is the tip double that for the Compliance work at least so shall we estimate that to £42m approx’. now that should really help make rent unaffordable for Tenants, who they pretend to be looking out for. hmm.
From:
Michael Foley
22 April 2022 07:56 AM
Jo, well put a complete range of tenures to suit all ages and lifestyles. A level field and not Discriminatory rules like we have now and Licensing Schemes to drive up Rents making property unaffordable to Rent. The type of person you to Rent to now is a deciding factor whether you need a license or not, disgraceful behaviour by local Authorities surely their aim should be the quality of the housing for all, and not based on who you let to.
From:
Michael Foley
21 April 2022 18:34 PM
Mark, great idea Mark do you you think we give 2 hoots, you keep them all, I always earned my living and never depended on letting to keep me. I had nothing & earned my money contracting initially to get property unfortunately my taxes still go to keep them. Why do anyone think private Landlords should put up with this level of abuse, least of all from lame duck Organisations that do nothing only moan about those who do.
From:
Michael Foley
21 April 2022 08:03 AM
A big long story that could be covered in a few lines with very little relevance or help for LL’s and as it says if S,21 is removed it’s nothing. They didn’t say keep the remnants of S.21 which is all that’s left. This Certificate issue was not originally part of S.21 at all but added on years later like several other things added, now a big deal and waste Supreme Courts time just to remove one grain of salt, while plenty more attacks planned on us.
From:
Michael Foley
19 April 2022 07:05 AM
Andrew, not that simple to walk away when they are the brokers to Insurance underwriters for huge numbers of so called LL specialist insurance that we are now required to have. Also insurer’s of the Deposits Schemes, they have taken our real Deposits away from Landlords. Now at it again encouraging Government to include Landlord Redress Scheme in white paper and already set up offering free initial LL registration to get roller coasters started, how much more red tape, costs and time wasting are we supposed to endure for them to create new industries for themselves to live off our backs. I understand they run a Accreditation Scheme to teach us how to suck eggs their way our 40+ years of experience counts for nothing it really takes a long time to become non-compliant and branded Rogue’s. I think they now have incorporated the Landlord eviction Service so that won’t be Independent anymore ?, so Andrew not that easy to walk away and they are working for us hmm !.
From:
Michael Foley
15 April 2022 07:54 AM
Stephen. I don’t think they can blanket a whole area or Borough with Selective Licenses but they can Select 2 or 3 wards it’s a limited to a percentage of Borough, Anyway it makes little difference as they get you with Additional & Mandatory licensees to cover whole Borough depending on the type of person you let to, so it is Discrimination. It was a sad day NLA joined up with RLA and end up with this guy in Charge supporting Councils against Landlords, imagine that if you hired a Lawyer and he sided against you this is the same, Yes Stephen George Osborne done so much damage then ran away, after add 3% effetely doubling SDLT, now Editor of Newspaper, just add John Prescott labour Deputy Prime Minister the Architect of the licensing Schemes, I can’t think of one Council or MP that’s done anything to support us landlords and when your ceo born with a silver spoon in his mouth is not fighting our corners what chance Howe got.
From:
Michael Foley
14 April 2022 21:39 PM
We have been had, it seems everyone supposed to be there to help us are not helping but damaging us and carving a soft lucrative business for themselves for sure Its plain to see. don’t need to spell it out.
From:
Michael Foley
14 April 2022 19:08 PM
The Tenants are getting a fantastic unrivalled service, washing machine, fridge or freezer breaks down replace same day or next day, no use waiting for insurance schemes or guarantees to fix with their all day call then can’t fix. Recent Eunice Storm 8 holes in roof where tiles got blown off plus 9 hip ridges gone + flat bay roof felt ribbed off. All fixed next day despite Storm Francis hot on the heels Eunice. Where can anyone get better Service than that, they are talking through their hat.
From:
Michael Foley
14 April 2022 13:23 PM
Amazing, where is the shortage of Housing ? yet just Building thousands of High Rise Flats willy-nilly. I seen a Local Agents website today saying they have 920 properties for Sale, you would never suspect this, on further checking I see 5 on one road and 6 on another that I know very well. However only one Board up is this a new trend or more stupid Planning Restrictions. Maybe like covid 216 died in London last week from this not a mur-mur.
From:
Michael Foley
14 April 2022 12:08 PM
Jo. Well I suppose if its a pitch roof the Apex roof is going to be obvious from outside loft hatch or not. Yes most flat roofs were cold deck with the insulation between roof joints below deck but had to have air flow ventilation so not as efficient as warm deck. Warm deck had the insulation above the roof deck generally and no ventilation required, it should be easy to establish by the extra thickness of the roof make up. However you can have a warm deck without putting the insulated on top if you use purple deck type roof sheets for flat roof, which is the 100mm / 125mm celotek foam type insulation which has 6mm ply sheet pre-bonded to it, in this case it can go straight on top the roof joints and put the roof felt or whatever on top. I had a house also with solid wall that I had completely done up that had a “C” because I had lined all internal with Insulated Plaster Board and skimmed, That was 10 years ago this time I got a “D” because I wasn’t there and the Tenant showed him around. I did ring him to no avail he said he knows them type of house are not cavity wall, there you go when it has been issued I don’t know if they can change it easily as it will be gone on website to authorities etc.
From:
Michael Foley
13 April 2022 18:53 PM
Max, I agree with much of what you say which is true, the bit I am struggling with many Council houses were sold off to the occupier and the only restriction on them at that time was they wouldn’t sell it for 5 years and thousands did, so at that time the Council’s weren’t interested in buying them back or enforcing the buy back clause if indeed it existed at the time, you can’t buy it back from the guy that has already sold it.
From:
Michael Foley
13 April 2022 13:59 PM
I had better properties for the two and half decades prior to the 2004 Housing Act. How did we manage before all those Regulation’s we took pride in our properties and to attract good Tenants. We now have to provide finance to create hundreds of thousands of jobs for Regulators and Council staff in suits to play with their Computers and damage us. Computers is the worst thing to happen in my lifetime, if they didn’t have this Technology half the nonsense wouldn’t exist because it would involve them doing actual work no hope of them doing that.
From:
Michael Foley
13 April 2022 13:43 PM
Max you are very fortunate to have lived in 6 subsidised properties. I always had to pay full whack without any help from the tax payers. I agree sometimes social housing is better kept if they are dressed up in clean clothes all the time as apposed to working clothes.
From:
Michael Foley
13 April 2022 12:56 PM
I suppose when we do know its too late and a mad scramble to comply with EPC’s. I also think the fee structure for M,HMO applications is very unfair for small HMO’s. West L’don 2 habitable rooms, (living room can counts as habitable if you got one) £1’300. + £100 = £1’400. = £700. per room. Large HMO’s say 10 rooms £1’300. + £50. per room = £1’800. divided by 10 = £180. per room.
From:
Michael Foley
13 April 2022 11:31 AM
David, all my rents are affordable for working Tenants. I understand what you are saying about the legal system. I have said many times keep clear of the Courts it’s hugely expensive for both parties, better to try and resolve any problem directly with your LL, I am sure Court is the last place he wants to be.
From:
Michael Foley
13 April 2022 10:09 AM
Come back Mr Richard Lambert the ones running the show now have alternative agenda.
From:
Michael Foley
13 April 2022 09:21 AM
Another unjustified attack on private LL, generally private LL’s property is in better condition and better kept than Public Sector housing. Now I see a west London Borough paying £40m for 200 new one & two bed Flats, (one bed offered for £325 pm rental) so the one bed will be one third of market rent and 2 bed for one quarter if I can believe my eyes, good old tax payers of which private LL’s contribute £billions to the Revenue so now we have to complete against our own taxes we pay. I expect the usual criteria will apply least you contribute or nothing will enhance your entitlement, at the same time Council’s looking after Big Developers building a glut to take them off their hands.
From:
Michael Foley
13 April 2022 09:05 AM
Everyone wants to lend us money to bleed us dry if people can’t afford it the last thing to take on is more debt, do they not take on board the big loans many have already and if Mortgage free they have spent the last 20 years paying it off. We already have DICR, Gas, Right 2 Rent 86 pages, How 2 Rent, ICO’s, Deposits schemes, mad model Tenancy Agreements etc. Add licensing Schemes a huge initial cost and on going year on year, £1’500, application fee for 5 years, hard wired smoke and heat detection system and annual Certification plus Emergency lighting and annual Certification, fire doors and special locks a big cost, often extra sinks & cooking facilities required but I don’t know what for you can hardly cross the road without getting knocked down with the thousands of mopeds hauling them their ready meals etc. Right now just add EPC’s for good measure and for many a big cost especially traditional houses that were good for man for 100 years but no good for today generation they are gone too soft, over weight and many can hardly walk because of their life style, eating habits, lack of physical exercise and Computer screens they call work.
From:
Michael Foley
13 April 2022 04:56 AM
Hi Jo, busy today didn’t get a chance to catch up on the blogs what you say is quite right. However there are other aspects to this which I have seen first hand some Landlords putting all sorts in rooms next to each other without consulting anyone, at the same time many are often sharing facilities like bathrooms & kitchens so they are all living together anyhow like it or not sometimes sharing the living room if they got one but bro often with room letting scenario there’s a bed in there as well. On the other hand if a group of friends come together and take the property as a whole it must be more safe for them, if they need to make a change of occupant they are in control and pick a suitable Flat mate instead of having one imposed on them. The Gas, Water, Electric and Council tax is also their responsibility. I know you are right access. I never wanted to be a HMO landlord it was forced upon me. Anyway your model is better for Landlords financially I will give you that.I also have to bear in mind if I have to go to Court to get my property back it’s one action as apposed to making several applications probably all Contracts ending at different times.
From:
Michael Foley
12 April 2022 17:27 PM
I have never let rooms individually so why am I required to be licensed HMO’s when its one Tenancy Agreement one let. When the Schemes was first going to be introduced this type of letting was suppose to be excluded but on the last minute it was changed and seen as a loop hole for others, (just like the 10% west & tear removed because virtually all LL’s letting unfurnished were claiming it when no entitled). Why am I banded in with room lettings inferior cramped accommodation like the 1960’ very often sleeping, cooking, living and store all your belongings in the room, not room to swing a cat, this is what they call raising Standards.
From:
Michael Foley
12 April 2022 09:06 AM
It’s so true my rents haven’t gone up in years, does any of those groups not know this or choose to ignore this fact and pick some properties with higher rent deliberately to be used against all LL’s. All my properties are licensed and re-licensed 2,3 & 4 times except one Flat that so far didn’t require a license. We are held to ransom when Councils are in collusion with Tenants to make big money for themselves. When you make a license app’ a load of paper work not only sent to you but everyone possible they can think of as well, whether lenders, Freeholders, Solicitors & Tenants. Therefore a perfect opportunity for the Tenant to hit the LL if he has any grievance or if LL wants to increase rent, they can say all sorts & you won’t even know, therefore held to ransom and incidentally keep well clear of Alfred Place if I am allowed to say that.
From:
Michael Foley
12 April 2022 08:43 AM
Robert I understand all that in theory but in practice its different. We are not allowed control of management anymore that has been taken away. We just have to pretend we are in control of management or we get fined for poor management that have been left no instrument to effect authority. OK suppose I attempt change of Tenants I can’t use Section 8 it’s not rent arrears, can’t use S,21 because its been compromised takes months and costs thousands, open another can of worms to add insult to injury, they are likely to get the hump and stop paying on the interim as well.
From:
Michael Foley
11 April 2022 17:31 PM
Possession friend, maybe we could re-phrase that to who do Policy makers and Councils think is able to pay the extra costs. There is such a thing as re-possession and going bust, where’s the safety net, short memories.
From:
Michael Foley
11 April 2022 15:12 PM
No Grumpy Doug sorry would love to agree but in reality the increased costs haven’t been passed on, or there would be far more homeless. Tenants for the most part have limited income, so we can’t add on ever increasing costs, you can’t get blood out of a stone.
From:
Michael Foley
11 April 2022 14:49 PM
Simon, that’s to crux of the matter not a penny can be passed on to the Tenants they can’t afford it some currently asking me for reductions when my rents are well below the market. The LL is expected to absorb all costs which is not possible therefore its designed to Bankrupt him, it’s not a white paper they have prepared but a black paper the next won’t be green but red.
From:
Michael Foley
11 April 2022 07:49 AM
Ok gross yields, farmer economics, any idea of nett yields or is it all free do we not factor in all costs & expenses to arrive at a profit or loss.
From:
Michael Foley
11 April 2022 07:21 AM
Why would we need a Survey to tell us that when Regulatory changes, tax system and Licensing Schemes are the main driver of high Rents. New licensing M,HMO for 3 bed Terraced in West London £1550. application fee plus now they are using an outside anti-LL organisation website to do the dirty work hence increased fee by £300, to cover that I presume, so you’ll need to hire a Digital Academic to fill out the application taking twice as long as paper version plus very likely to have mistakes because the LL knows the business but the guy on the computer pressing the buttons doesn’t, All LL unpaid time tying us to the desk 24/7 so what time do we actually have to be real LL’s.
From:
Michael Foley
11 April 2022 06:56 AM
Another Khan mixing us up with the Bank of England.
From:
Michael Foley
11 April 2022 06:29 AM
Oh dear. I never had a problem distinguishing who is a man or a woman until now. There has been several changes to the law in recent years as to what we can say or how we can refer to people or various cultures or religions, colours, or nationalities or gender. Surely we must know by now it’s called freedom or speech fair enough.
From:
Michael Foley
10 April 2022 17:28 PM
I see references to some of my comments 3 weeks afterwards. I don’t have the capacity or time for back checking no offence.
From:
Michael Foley
10 April 2022 09:00 AM
Agree with Neil H, comment 10th April 2.06am I have had it all, when they get a property in good condition accept it the way it is or don’t take it, they are not buying it.
From:
Michael Foley
10 April 2022 08:47 AM
I don’t see any shortage of milk this mini phone likes to change what I say !
From:
Michael Foley
08 April 2022 08:54 AM
So much hype I don’t believe there is at shortage of stock and far too many over priced Flats being built because of stupid Schemes. Where are people living now and if they move their previous property will be available. Media, computers, multiple new organisations have sprouted on the back of housing to carve out a fat living for themselves, in many cases calling all the shots. Just because property is selling at a higher price doesn’t mean there a shortage of stock more like hysteria. Last year I was paying £1.05 for 4 pints of milk now £1.55 but I do see so shortage of milk. Ukraine war is certainly affecting the economy of us all regardless of who we are. I expect a recession coming as many times before.
From:
Michael Foley
08 April 2022 08:49 AM
Mark my friend there’s a problem with your gift Shop its not Duty Free.
From:
Michael Foley
07 April 2022 11:31 AM
Immigration Policies are daft, they encourage and let people in, now I see an updated Right 2 Rent booklet of increased size to 86 pages meaning its very limited who you can Rent to, in any case they won’t be able to meet the criteria. If Section 21 goes there has to be a method of getting your Property back for any reason whatsoever without going to Court because it’s your property, they didn’t need a Court Order to move in. I would suggest a 3 month rent free period for Tenants to move out following notice served after Contract period has ended, then they have time and money to move all assuming Owner wanted his Property back otherwise it don’t come into play
From:
Michael Foley
07 April 2022 11:27 AM
I have had some try that, there were 5 girls sharing jointly & severally when this scenario arose they had a house vote and other 4 girls soon put a stop to that…
From:
Michael Foley
06 April 2022 10:15 AM
I have had all male houses as well at a time when they knew what gender they were.
From:
Michael Foley
06 April 2022 09:32 AM
Was that a paid for advertisement?.
From:
Michael Foley
06 April 2022 08:02 AM
This article is unbelievable, come off it how could a surprising number of Landlords be unaware of the changes on the horizon, when its been front headline with landlord & investor in recent years. Simon, my friend no need to be confused and the waiting is nearly over, we have suffered so many sanctions in recent years and the time is near for the ultimate sanction which is getting very close removal of Section 21, when you loose all control of your property and loss of ownership, get the board ready or you may miss exit opportunity.
From:
Michael Foley
06 April 2022 07:37 AM
Nothing new about this in my book I had an all female house for more than 30 years before them, now suddenly it’s a new idea. Dozens of women / girls rotated over the years it worked well in shared accommodation, often the Parents of their daughters came to see where they were living and delighted with the friendly safe situation.
From:
Michael Foley
06 April 2022 07:09 AM
Mario Mario, start it set it up on-line £50. Per Landlord Registration (=£1 pw) for Landlords to be represented and lobby Parliament, it doesn’t matter about offering other services the main goal has to be Policy fairness and Represented at the highest level and not having every time pot Organisation calling all the shots making unjust laws for us, if they won’t pay that they are not LL’s
From:
Michael Foley
05 April 2022 11:10 AM
Hi jo, thanks for putting the record straight with an honest factual response, (also a refundable deposit placed in Security is not money spent).
From:
Michael Foley
05 April 2022 08:07 AM
Tax reliefs claimed gone by LL’s despite restrictions. What’s a surprise about this when we are required to do loads of extra requirements to comply that are all hugely expensive to achieve, then complain about high rent.
From:
Michael Foley
05 April 2022 07:51 AM
They also gives financial support to anti-private housing Charity Shelter. While landlords are one the biggest Clients of their subsidiary The Mortgage Works, such hypocrisy.
From:
Michael Foley
04 April 2022 14:06 PM
Mario is right as a Landlord we should be extremely courteous, polite well mannered, on our best behaviour butter everyone up be great full and bow your head, while they extract the peas (correct medical term not allowed went red).
From:
Michael Foley
04 April 2022 13:33 PM
You can’t insure anything that belongs to some else.
From:
Michael Foley
04 April 2022 10:14 AM
Well I believe when it’s a licensed HMO on one Tenancy Agreement the Tenants are responsible, likewise for Council tax. I never wanted HMO’s its something that’s forced in on me creating sub-standard accommodation like the bedsits of the’60’s.
From:
Michael Foley
04 April 2022 09:10 AM
Haringey Council supporting Tenants to engage the Advocacy Organisation to get rent back they paid for the use of a property they lived in as well as using all the facilities, the Council wants Tenants to have free renting at Landlords expense. I don’t know really what I am allowed to say about this total injustice making a mockery of fairness, are Haringey the proper Authority to be involved with this, they brought to case in the first place now further backing the Tenants on the back of the decision of the First Tier Tribunal, some panel members spent years previously working for Haringey …
From:
Michael Foley
04 April 2022 08:31 AM
Landlords that have any dealings with those, a great time to dump their worthless Policy’s.
From:
Michael Foley
04 April 2022 08:08 AM
What a waste of time, another week another Survey. Why ask Landlords when you never take any notice of us and bring everything in over our heads anyway.
From:
Michael Foley
04 April 2022 07:47 AM
Some nonsense about the environment EPC etc, when so much bombing and black smoke in Eastern Europe, the way its going they will destroy the World and tell us its the right thing to do.
From:
Michael Foley
02 April 2022 11:40 AM
I am not sure Renter’s are the hardest hit, everyone is hit hard. I think the young buyers with Mortgage’s are the hardest hit and have a great deal to loose. What have renters got to loose (nothing), its not their property and the law completely on their side.
From:
Michael Foley
01 April 2022 14:42 PM
I see it as the falling value of the pound, it’s purchasing power so weak, you need so much of it to do anything, now its like confetti.
From:
Michael Foley
01 April 2022 14:32 PM
Maybe a EU Common Housing Policy like the EU Common Agricultural Policy, then they could give us Grants, Subsidies, tax breaks and pay us for imaginary houses that we used to have as part of our quota. Oh sorry we are not in the EU.
From:
Michael Foley
31 March 2022 19:37 PM
I know some HMO LL’s are concerned about their lettings where the Tenant has an inclusive room rent including gas & electric, which is no longer sustainable as Tenants are not careful about what they use. Some have served vacation notice’s with the intention of housing families instead where they pay their own bills.
From:
Michael Foley
31 March 2022 14:34 PM
I don’t believe there’s a shortage of housing just a shortage of people to pay their way hence a huge Council waiting list. There’s going to be a big glut when the East Europeans go back to re-build Ukraine.
From:
Michael Foley
31 March 2022 14:23 PM
Jo, very true so many are housed for below market rents or LHA never any credit given to those LL’s taking the hit. Strange Shelter, Generation Rent and the Unions never refer to this, we are attached what ever we do. The other lot that bugs me are the Rent 2 Rent brigade and Its rampant. The LL’s Rent is relatively low then sublet for maximum rent so they make the real money with no responsibility and Tenants pay full whack, the Council’s know all this but as long as it damages private LL its fine.
From:
Michael Foley
31 March 2022 09:35 AM
I did reply to you Mario in detail but wouldn’t see or blocked
From:
Michael Foley
30 March 2022 15:28 PM
Mario Mario, who is going to take the Government to Court, keep well clear of Chancery Lane, Chancery Chambers or Judicial Reviews unless you are made of money at prepared to loose, Landlords can’t even challenge the local Council, so always pleads guilty or fines and Penalties double. I will leave it at that.
From:
Michael Foley
30 March 2022 12:35 PM
I have several rents the same or less for years and one house is less than 20 years ago even though the Tenants have changed many times. Even worse at that time I had a 6 weeks Deposit but that was before the Rogue Deposit Schemes so now I don’t have any Deposit because of the unfairness it’s a liability and offers no protection for the Property which is what a Deposit was for, now its only for the Deposit it self but covers 3 times more as well so it covers 4 Deposits even though only one Deposit taken, what could be fairer than that, not.
From:
Michael Foley
30 March 2022 11:14 AM
Amongst all the bluster I see another nasty written in by Insurance Company, if you should have had a license but don’t your Insurance can be invalid. How do they get away with such scams, half the time it’s hard for the Landlord to know if a license is required with so much Council crookery going on, the one either side of you is let but don’t need a license although you do its like you are piggy in the middle. I suppose this is why its called specialist landlord Insurance. It’s refreshing to know also HMO Licensing Application fee costs 50% more in London where returns are half, now that’s sound economics isn’t it.
From:
Michael Foley
30 March 2022 08:16 AM
Huge numbers of Rental Properties are not licensed because Family lets are exempt.
From:
Michael Foley
29 March 2022 15:07 PM
The best option young & old get on the Council preferably in a LL’s private property, complain about everything and milk the system for ever how can you top that. Working Tenants can’t compete and rules stacked against them. I had a request today to know if I would reduce the rent by £300. pm, even though it already below similar properties in the area, for good measure I have also had notification for Council the license needs renewing again £1’550. Application fee, there you go over £5’000, in one hit, never mind all the other costs.
From:
Michael Foley
29 March 2022 14:57 PM
Very good no worries about Capital gains or Inheritance tax so no debt duty to die.
From:
Michael Foley
29 March 2022 12:28 PM
It never costs the Council’s it’s passed on. Just like new licensing Schemes it used to be £1100. + £30 per room, now new licensing Schemes starting fee £1300. + £50 per room but if you Apply early you’ll get a Discount. Hello excuse me, so no Discounts the fee has been inflated to take care of that, so no savings just increased costs, they know we are a right bunch of Charlies and don’t know the difference.
From:
Michael Foley
29 March 2022 12:23 PM
Well I can only have so much sympathy if you reach retirement and haven’t sorted out a home to live in, what have you being doing for 50 years, maybe your kids can accommodate you. God help me.
From:
Michael Foley
29 March 2022 08:19 AM
Matthew & John make good points people wants to count the income as profit with no reference to all the huge costs that have been added this last 16 years and on going, you can’t compare renting to purchasing without counting all the costs and don’t forget S.24 either. The other thing that bugging me is Insurance Policy’s. I believe we used to have good Policy’s for decades then all of a sudden they tell LL’s them Policy’s are no good but you must have specialist Insurance. I fail to see what’s good about them everything is extremely limited & restricted getting more exclusions added every year plus never ending terms & conditions. How can they loose with a cap max claim on most things while making more exclusions year on year and premiums are high. The latest one they used to say are they working Tenants or on Benefits, we’ll I used to say both because I don’t know when their situation changes, even that don’t do anymore they now have 4 categories, are they Working, are they on Benefits, are they Retired or are they Students. That shouldn’t be allowed and you are only allowed 2 categories, either the Property is Insured or it’s not and Tenants come and go, not allowed to Discriminate against them because of their different situations, so why can Insurance do this.
From:
Michael Foley
28 March 2022 17:10 PM
Agree that happens I had one of mine down graded but I appealed it, it had to go to the Board and I had it put back. It was one I had built to the Building Regulation’s and was inspected by NHBC as I was a member at the time I build and had completion Certificate originally. Assessors sometimes say things like no floor insulation assumed etc.
From:
Michael Foley
28 March 2022 09:51 AM
I believe large numbers are “D” but some are not a bad “D” say if they are at 67-68 it might not take too much effort to tip the balance to “C”. This idea of people not knowing is rubbish, they know a lot more than they would have you believe, they know when the rent is due.
From:
Michael Foley
28 March 2022 08:56 AM
I agree we will have to be more selective when choosing Tenants although our ability to do this has already become very limited by law thanks to the anti-private LL brigade, (we can’t speak, can’t ask, can’t say, can’t advertise without being compromised). When those white & green are forced in, how long is it going to take your good Tenants to become Rogue’s ?, I have learned that one with the meddling in recent years.
From:
Michael Foley
28 March 2022 08:03 AM
Dani, very difficult times try and hang in there not an easy business to get out of if you have substantial equity in there you’ll get hit with capital gains tax which tears the heart out of it. The value of your disposable income is down 2.3% and inflation going mad 7/8% so the money you will have left after tax etc won’t be worth very much. Section 21 should be reinstated no question or we’ll be back where we were before it came in, with sitting Tenants paying 4 shillings a week, property worthless, un-saleable and economy stagnant. I don’t contribute to the idea to be able to get vacant possession if we want to sell. Its Private Freehold Property and it’s none of their business whether we want to sell, keep, give away or raise to the ground, why should it be up to them what we want to do with our own Private Freehold Property. We didn’t need their advice when we bought or build the property or get any financial support or Public funds, so what now gives them the right to make our decisions.
From:
Michael Foley
27 March 2022 21:26 PM
Karen. Sorry to hear but when we get lumbered not much we can do. Getting worse now with licensing Schemes where Local Authorities are using Anti-Private LL Software Companies for hosts website to stitch up LL’s good & proper, read their Companies Statement see for yourself what they say driving out Criminal LL’s no mention of any Criminal Tenants, so they are biased and not even handed, it’s a website and should be neutral not taking sides and should be banned, not fit for purpose, to really rub salt into the wounds Landlords pay for it. Do we have laws against Discrimination.
From:
Michael Foley
27 March 2022 13:22 PM
Claiming no pets then moving one in. I had a couple claiming no Children then moved in with a child. I didn’t mind either way they said they forgot. I thought it was so innocent it was laughable.
From:
Michael Foley
27 March 2022 10:44 AM
Jim, I think its all about the money and they a making a fortune out of it, all the while complaining about high rents that they are forcing up with all the additional Regulation’s and costs. How are LL’s supposed to cope with all this Technology we are LL’s in the main who supply good quality housing in the main. I didn’t go to Oxford, Cambridge, Eton or Harrow but know housing back the front and every aspect of it. Do they ? well not a hope just a load of bull sugar and there lies the problem. Now I suspect they can’t run the monster they created like a West London Borough. I now see another Company have set themselves up to support Council’s as they say and make another killing at our expense, they call themselves practitioners that understand the complexities to drive up standards with highly effective technologies to continuously support local Authorities. Is that my enough to open peoples eyes, they are all at it carving out soft targets to live off LL’s backs. Who have we got to support us apart from no one, Its a total stitch up. Why are Councils using meta- street to host their website does this mean they made a mess of it themselves and now sub-letting that aspect of it for them to take further fortunes from us on the back of their incompetence. They are all very smart are they not with their scams but we know more about housing than they ever will just spoilers. How many more coming out of the wood work.
From:
Michael Foley
26 March 2022 17:53 PM
We can’t expect to be treated fairly or honestly by Council. I went to Bank on 17-3-22 in Ealing parked in SpringBridge Car park paid by phone 30 min’ £1.20 came back after 15min’ had parking ticket I paid by wrong app / Ringo, done the Appeal which was rejected so now my Bank Statement shows I had prepaid for parking but also that I have paid the fine.
From:
Michael Foley
25 March 2022 13:00 PM
Andrew, what I thought was amusing about Auctions was when he said its against you Sir on the telephone you were never quite sure.
From:
Michael Foley
25 March 2022 11:37 AM
There is not much hard work those days even if they think it’s hard, I remember when there was no PPE or CSCS etc and pay very small £17, for 6 day week. not like now many new rights work conditions more harness than a horse and often £1’000. pw for 5 days. I have no doubt they have a better chance of buying now than decades ago if they had the mind set to save but they haven’t, want it all now all the electric gadgets, 58”TV’s, Computers, latest iPhones, Sky etc and holiday all over the World. We didn’t have any of that, maybe get up on the back of a tipper lorry try and shelter in a portable flimsy open end Canvas Canopy if there was room for you to get in and be landed 30 / 40 miles away to god knows where, told to leave your jacket in the Canopy you won’t be needing that and handed a shovel, spare a thought.
From:
Michael Foley
25 March 2022 09:48 AM
Jim, can only agree only in part of course they are raking in millions from the Schemes it is reported one London Borough is going to take in £20m. (that’s a £20m hit for PRS in that one Borough) That can’t be justified by Administration costs when they have increased the fee by £850. while increased number of LL’s getting roped in. Landlords Administration costs are far higher but we have to absorb all those costs and actually comply, then pay their costs just to sit there where they have everything is a Digitalised Program on computer and virtually no Administration to do just press a button or look at it they must be exhausted. I recognised some parts of the Country are more fortunate with higher returns and lower licensing fees if indeed exists.
From:
Michael Foley
25 March 2022 09:12 AM
I think the Government hasn’t shown us much compassion this last 16 years with so many anti-landlord laws, costs as well as moving our Business from Civil Matters to Criminal law that’s not very compassionate. Then Introduced PCN’s can be anything from £5’000. up to £30’000. even without a Court Case or you can have your day in Court pay the expensive lawyer and get an unlimited fine, so they are not very sympathetic towards us, my goodness I don’t know what they think we are.
From:
Michael Foley
25 March 2022 08:08 AM
Martin, agree that’s shocking and shouldn’t have happened. Of Course we all know why, its the Regulation’s, anti- Private Landlords clammer, injustice & persecution of Regular Landlords Lettings that has caused the switch. Congratulations to Shelter, Generation Rent etc, you should hang your heads in shame for loosing all this regular renting accommodation for locals and people who want to work and Live in the area. Certainly as said it does damage the Social Structure.
From:
Michael Foley
25 March 2022 04:18 AM
sad my friend nothing personal. HMO’s not a problem but if they are licensable HMO’s its a massive problem and cost. Application fee alone in west London for a normal Terrace House 3 up & 2 down is £1300. Plus £50 per room if you ever heard anything so ridiculous = £250. + your £1300. = £1550 fee, (up £850 since introduction). That’s for max 5 persons but if you have more you’ll need more facilities like 2 kitchen Sinks and 2 Cookers + hobs often in same kitchen or Range Cooker but if your kitchen is not very large forget all that not allowed, for 2 persons to share a room has to be more than 10.2m2 with separate cooking facilities else where, no need to go into all the other stuff you’ll have all that already like fire doors, DIER, hardwired inter linked fire alarms, heat detector, md, EPC has to be served etc. very little of this required for last 16 years to let for a family, if in any way have a vaguely connection line. They are well favoured I know some won’t like me saying that but that’s the way it is but a lot left unsaid here. So if you have had Mandatory or Additional HMO’s since 2006 congratulations you now have redone & repaid 4 times over. thank you.
From:
Michael Foley
24 March 2022 18:33 PM
Steve, he makes a number of valid points, they do give false comparisons. A good quality Combi used easy last 20 years before Condensing was forced in still get 10 /12 years unless cheap makes maybe 5 before condensing pipe leaks into flue or condensing trap gives up, when that starts time to change too dangerous and call out too expensive. EDF have notified me my gas Bill is going up extra £2’300. don’t know how much extra for leci.
From:
Michael Foley
24 March 2022 15:48 PM
It seems LL’s have the 1st of April every day.
From:
Michael Foley
24 March 2022 15:26 PM
sad, The System is already favouring Families by a mile. For years no license required to let to a families or saddled with same requirements that’s a massive and unfair advantage. It’s going to cost many LL’s roughly £5 / £6k to Apply & Comply with the Regulation’s, try it and see what they charge those days, this is equivalent to a tax. The other point you are making is already covered by Article 4, can be used at the Councils discretion.
From:
Michael Foley
24 March 2022 11:01 AM
I think we all know about price rises, supply & Demand now with Wheat & Oil going through the roof.
From:
Michael Foley
23 March 2022 19:08 PM
I am not a big fan of ARLA who have not been around very long but they look after their own which is Estate Agents, that said we desperately need some one to represent us. This is crazy all those Groups make all the rules and supply no Housing how mad is that. We have millions of LL’s housing millions of Tenants in the Private Landlord Rented Industry worth £1.3 trillion (think about that) and not Represented or even consulted just one scam after another, how can that ever be with so much at stake, we have small LL Associations the biggest of which has less than 100 thousand members what use is that. We should be permanently represented in Parliament and consulted properly on decision making not this pretend here say consultation we have been subjected to in the past, where a guy comes from York and tells us what he’s bringing in.
From:
Michael Foley
23 March 2022 17:20 PM
The Renter’s Reform Coalition of 20 Groups including Shelter that doesn’t supply Housing wants to dictate to millions of LL‘s how everything should be, until they supply Housing they should have no sway and why should Parliament entertain them over the heads of Private Landlords that House millions, made a huge financial commitment by investment’ in many cases their life savings & last penny plus all the sacrifices made for years. for what ? to be classed as Rogue’s and fair game for anyone to take a pot at, there needs to be a reality check here.
From:
Michael Foley
23 March 2022 12:01 PM
Right as previously said more or less if you have a group of friends and one needs to move it’s never been a problem, the replacement person takes over the remainder of the Tenancy from out going Tenant until a new Tenancy can be put in place when it expires and the Government has said this year’s ago and that no reasonable request should be refused, at the same time if no one moves and same Tenants remain as on Tenancy Agreement then it can run as Periodic for ages as long as there is no change in the occupancy. What all the shouting about and lobbying House of Commons trying to create mischief.
From:
Michael Foley
23 March 2022 11:02 AM
The Renters Reform Group unveiled a 28 page Document to House of Commons. Who is Representing the millions of Landlords to the House of Commons that supplies the billions of pounds of Properties to the Market to House those 11 million private Tenants that they refer to, at no cost to the Tax Payer but its Privately funded. It a shame I can’t say the same about many of their clients milking the System for ever. Where is NRLA in all this how many pages have they presented to House of Commons or were they there to Represented us at all ? maybe they are too busy cooking up yet more work load for LL’s with their unnecessary Redress Scheme to cripple LL’s even further to Create another Business money spinner for themselves, why are we taken for complete mugs or do they think we don’t know what they are up to.
From:
Michael Foley
23 March 2022 07:14 AM
The Renter’s Reform Group. What a pack of bare faced lies. Please tell me when was a Renter even trapped in a letting, they walk anytime they want. Landlord is not going stop them or try and couldn’t anyway they already have this option and find a suitable replacement agreeable to all, we are in Business and do our best to accommodate their wishes. I think the truth is necessary for any White Paperwork and those 20 Groups misleading Parliament is disgraceful and should be brought to book for illegally subversion the rule of law. Me 44 years a LL what would I know. There seems to be a few of us that comment in the night time, that has to be an indication of the injustice & stress we are under.
From:
Michael Foley
23 March 2022 03:51 AM
Caroline is right I have had that in Blocks of Flats often prohibited in MA of the Freehold Company for lease holders. I think it’s mostly to do with transmission of noise. Laminate does looks well when new but goes in the skip too often.
From:
Michael Foley
22 March 2022 08:38 AM
I think currently a new efficient gas Boiler is your best chance of getting a better EPC rating, not cheap for good make installed £2k unless you go for a big Company then it will cost substantially more. I think you will still struggle with Electric to get EPC up. The only difference between traditional Building and modern Buildings is a lump of polyurethane foam sheet in substitution for bricks or insulation blocks. I know which one I prefer that foam gives off toxic gases in a fire.
From:
Michael Foley
22 March 2022 07:58 AM
Don’t know what point he’s making about rent being bigger cost. I would except that to be the case somewhere to live, try B&B, AirBnB or a hotel see what it will cost, they can stay for a month in mine = to 3 nights in a Motel. Rent cap is the surest way to prevent recovery, cap on profit will he also have a cap on losses or has he got a fools cap, his London mate Mayor shouldn’t be in a job holding everyone to ransom taking £400. from our C/tax and we have no say plus a levy’s on anything he likes. Maybe he should have stayed in L’pool where those kind of Policy’s held that City back for years and strikes every other week. I was 55ft down a shaft diverting sewer under Mersey Tunnel when they started throwing things down to stop me working calling me a scab, although my section was nothing to do with them. I think Mr McDonnell has brought that mind set with him.
From:
Michael Foley
22 March 2022 07:31 AM
Knocking down 5 new 6 bed £1m houses near Bolton, in Breach in Breach of Planning rules by size and site positioning, surely some compromise could have been found with Council instead of Demolition and at a time crying out for housing. I can imagine they would be fine houses for £1m in the Bolton area. The Council should cherish a Developer willing to make this huge Investment in such a deprived area. Instead of flexing their muscles to let them know who’s Boss.
From:
Michael Foley
21 March 2022 16:31 PM
Hard to make sense of some things. Rishi Sunak talking about reducing tax on fuel by 5p, only months ago it was £1.32 now local Esso garage £1.89 what difference is 5p going to make.
From:
Michael Foley
21 March 2022 16:04 PM
Section 21 is not by any means an automatic eviction but a term Tenancy, which is normally renewed again and again just some protection for the owner. Why then is media pushing the idea that LL’s wants to get rid of Tenants all the time when its not true, we are just sorry the day they leave. It seems to me they want LL to have no rights at all, we must be the only Business not allowed to have terms & conditions, even Estate Agents have more rights than us and not own the property.
From:
Michael Foley
21 March 2022 08:15 AM
Of Course he should have applied for the license if he got warning or repeated warming’s if true. Sometimes I have seen in the past where Council issues warming then move quickly before LL has a chance to deal with it. He is not going to get a license without doing a load of work which is not easy if you already have difficult Tenants in -situ but he should have applied and tried.
From:
Michael Foley
21 March 2022 07:54 AM
So Mortgage’s interest has gone up by more than a factor of X 7 times good luck.
From:
Michael Foley
21 March 2022 07:08 AM
Such lies carry on you’ll get what you deserve, collapse will not just be housing market but the whole economy not much else left. Those left wing morons don’t realise property prices will collapse across the board including their own parents house and their own Inheritance. Government has roped in young people with ponzu unaffordable huge Mortgage’s not a hope of keeping up with payments with such Inflation. The hand outs wasn’t a saving but added onto the loan, The S,D wasn’t a saving because the Developers increase the purchase price by that amount. The Interest rate has gone up from 0.1% to 0.75% in a few months add that onto your monthly Mortgage’s. no need to mention food in the Supermarkets or diesel £1.80 per litre. Just continue with your spiteful policies and £1500. Licensing application fee, for good measure introduce another ponzu redress scheme to make more fat cats.
From:
Michael Foley
21 March 2022 07:02 AM
They mentioned HMO licensing and management. They didn’t mention the different rules and fees through out the Country like £750. in Sheffield while more than double that in outer London £1550. we also pay initially £392, on submission and balance when license is granted but if you don’t get it or proceed go any reason the £392, is non refundable. In London licences can’t be changed and will remain on the property and cannot be changed even after you sell it, but a New Application must be made. However in Sheffield a LL can pass the Licence properly on to another LL for £360. Draw your own conclusions.
From:
Michael Foley
20 March 2022 12:32 PM
I paid the Solicitors’s £350. to put a stop on it and Register it to my Home address for Service as I had move and didn’t think I needed to do this. The Solicitors wanted me to continue with Court Cases but I thought keep well clear of that time consuming costly nightmares. It was in the media at the time and gave up following the Cases I had enough in my plate.
From:
Michael Foley
20 March 2022 07:03 AM
Who are all those Rogue LL if they know there are Rogue LL, they must know who they are ? and deal with them individually if they don’t know Its hear say. Why put every Private Landlord on the back foot, polarised in a bad light and hit with costs & Sanctions for no reason.
From:
Michael Foley
19 March 2022 08:15 AM
Alison, with the great respect forget any leaflets through the letter box, put the stickers on the Bins. Tenants come & go, leaflets goes out in the rubbish, just like a tool for any machine keep it with the machine and no where else.
From:
Michael Foley
18 March 2022 15:44 PM
Mine involved a crooked Solicitor and other properties as well as mine amounting to millions. The thing is we always register a properties when we buy but when we move house ourselves we don’t always re-Register all our existing properties to our new address for Service that’s the point, if you have a property borrowed up no worries they won’t touch that one, they do their home work and pick one that’s paid off then no lenders to get past.
From:
Michael Foley
18 March 2022 14:01 PM
Andrew, you won’t see it up for sale those that done me are like property scouts selling your property as their own to a property Company, they are pretending to be legit with a ready made buyer in place.
From:
Michael Foley
18 March 2022 12:23 PM
I have had that but an unknown intermediary at the time allegedly buying for a big Company, went to my property with their posh car suite up told my Tenants they come to view the house and they let them not knowing what was going on and poor command of English. Anyway they got past exchange of Contracts before I found out though someone I knew that also knew the buyer. I haven’t time to go into it right now but I got my Solicitors to put a block on it
From:
Michael Foley
18 March 2022 09:40 AM
Councils could help by putting a waterproof sticker on each Wheelie Bin to say what goes in each Bin, then no need to tell anyone, a cost saving exercise by comparison to sorting out wrong waste afterwards.
From:
Michael Foley
18 March 2022 08:04 AM
I have tried all that but they want to challenge everything you tell them about what not to put in recycle Bin. James is right they are not children, we are not running a kiddies nursery. Lovely anti-Landlord rubbish one sided Program on ITV last night, saying rents gone up 10% in a year while I haven’t increased any rents in years and have been loaded with costs by LA, not a murmur about this.
From:
Michael Foley
18 March 2022 07:49 AM
I know you currently have to give a copy EPC to Tenants at Contract stage if property is one let but not to HMO individual renting rooms not that it matters that much. I think there should be no need for LL to check nor tell anyone or Government what the EPC Band is as they know already its registered on Gov’ website as soon as issued, covers all just see the huge numbers that has expired (Red) virtually in every road.
From:
Michael Foley
18 March 2022 05:03 AM
Robert / Luke. I have no doubt NPR system to charge by the mile is not going to be like that, if introduced but applied at all different rates according to the type of vehicle and emissions, just as now to park your diesel car for example in London costs much more than to park a petrol one, its savage sadly it won’t be any cheaper or fairer always more.
From:
Michael Foley
18 March 2022 04:28 AM
What a biased stitch up unbalanced Program. Why weren’t Landlords represented, why was there no mention of all the costs imposed on LL’s Why has ITV got a broadcasting license, it certainly isn’t Independent. Never mentioned why Section 21 was introduced, never mentioned the 2004 Act, never mentioned 2015 De-Regulation Act, never mentioned Section 24, never mentioned taking away our Deposits and replay with a ponzu scheme, never mentioned licensing Schemes £1200 to £1500 Application Fee, DEICR, fire Regs, Right 2 Rent, How 2 Rent. EPC’s, Accreditation, Courses, do I need to go on. Paul didn’t do us justice either going along with the idea that LL have too much power when all LL’s rights have been removed & too scared to visit the property in case we upset someone. how can you run a business on tender hooks like that, of course it suits him to say that he fronts a Company that want to introduce a LL’s redress Scheme to may another killing like Deposit Schemes. I told you all before the program what to expect, never mentioned any of huge costs that we are burdened with and expected to absorb, nor did we have any representation as property owners and main players in the Business, What’s this women thing with children no father figure or father contributing but expect be kept on benefit for life and now dictate to private LL’s that they should house them, call all the shots and how everything should be, give me a break. I notice you are all staying very quiet probably still suffering from shock & total injustice.
From:
Michael Foley
17 March 2022 21:39 PM
Watch, ITV tonight 8.30pm on about high rent in private rented sector and loose your home, this program is a prelude for rent cap make no mistake. I bet they won’t dwell on the high costs being imposed on us by Regulation and licensing Schemes etc, we’ll see.
From:
Michael Foley
17 March 2022 19:37 PM
Scrap Digital Tax and the proposed quarterly reporting do you think we have nothing to do and already burdened into the ground with regulatory requirements, you could charge us 18% C/gains tax like everyone else instead of the special rate for LL’s only of 28%, that would be simple enough.
From:
Michael Foley
17 March 2022 07:04 AM
Andrew, stay in there join some LL Association we need help from some one and when you require a license later on it will be a question on the Application, next I think we’ll be forced to be Accredited as well endless free workload by us and we pay them £1500. to look at it.
From:
Michael Foley
16 March 2022 21:40 PM
Jim, correct it’s always left to individual to fight. I think iHowz in now the name of that Association, join up now and get the experienced Mr Peter Littlewood on the case he’s brilliant although sometimes we might disagree on some topics.
From:
Michael Foley
16 March 2022 17:08 PM
It’s raining in west London and cars covered white with a milk like substance, I seen sand on cars before but not this.
From:
Michael Foley
16 March 2022 16:45 PM
Andrew, congrats you are not a HMO and have some money in hand for replacement. They are all are pushing for LL’s to allow pets can someone please tell me in which room in a HMO is the dog going to be kept, or how many m2 floor area do the Regulation’s required for the dog or is he going to sleep in the bed.
From:
Michael Foley
16 March 2022 11:21 AM
Simon better not keep on about inspections, no matter how good you think yours is they are going to require you to do something to justify their job and might find yourself re-booking the MOT.
From:
Michael Foley
16 March 2022 10:53 AM
Independent Social Market Foundation with a ridiculously small Survey of just 1300 trying to make laws for 13’000’000, renter’s in the Private Rented Sector on their say so, of course it not even this small number as 31% didn’t agree. I went to one of my beautiful properties yesterday with EPC Assessor only to be hit with smell or dog’s wee and very visible on the carpets. The tail is wagging the dog here again.
From:
Michael Foley
16 March 2022 07:13 AM
A Think Tank no, surely they are a stink tank, Oh yes they say we are very good LL’s which is great. At the same time they say we need to be reformed what a contradiction, why are they on about reforms which haven’t stopped year on year for the last 16 years since introduction of licensing Schemes in 2006 following labour’s Prescott Act in 2004 (so we all voted conservative to carry out labour’s policy’s). So high profile Stink Tank thinks we should be reformed for goodness sake.
From:
Michael Foley
16 March 2022 04:58 AM
Hi Jo. I agree with most of what you say and we have to die to be allowed to give it away or retire.
From:
Michael Foley
15 March 2022 07:52 AM
I agree most renter’s are happy with their Landlords and the condition of the property. However, there is a close connection between the quality of the Tenant and the property if a good Tenant get a good property it stays that way for years, on the other hand when you get a rough occupant it’s ruined in months and then likely to contact Council to complain about the condition. Asking Tenants if they would like to get rid of S.21 is a bad joke, why not ask LL’s would they like to get rid of HMO licensing Schemes. Huge numbers of renter’s don’t even know what Section 21 is despite renting for years or care good people are not going to be asked to leave. I know some changes their partners a lot more often than their accommodation. It like we are the only business that are not allowed to have terms & conditions. Regarding the 15% of renters that are not not happy with LL or because they don’t own their own home, this is not a surprise no one likes paying rent but understand it’s necessary if thy want to live in a property belongs to another, there is also a small number that wants to game the system and pay nothing.
From:
Michael Foley
15 March 2022 07:33 AM
There has to be more to this story. They must be among the roughest Tenants out there. Door handle missing why would that be ? did LL come in and pinch them, broken fire alarms I think them self-damaging fire alarms should be banned. The water damage to the ceiling appears to be from an upstairs bathroom but we are not told the cause. The drainage problems could well be miss use initially and then build up. I am acutely aware of such misuse when they pour oil, fat, rice, spaghetti etc, down the drains. How on Earth could the handrail be missing the bannister’s don’t walk off but I have known Tenants to break them off and thought it was funny, their LL wasn’t amused and ended up in a big fight with the Tenant taken to hospital in Ambulance and LL taken away in a police van. This LL should have had all those Certificates and presented them promptly to Council when requested, can be very difficult to keep up with the annual ones they keep expiring so quickly & with Tenants changing about and so much other stuff to deal with all the time. He should have responded immediately or try to get someone in, not easy to get people to do things those days. The lawyers are out of control £10k for what how much an hour is that it’s ridiculous undermining justice system the defendants pleaded guilty can’t have been a difficult to get a conviction, if a builder charged that for a menial job he’d likely get Prison.
From:
Michael Foley
14 March 2022 21:36 PM
Bob, don’t agree on this one aren’t HMO licensing Schemes already doing this, is that not what Additional and selective are controlling. The worst part if you let to shares and subsequently let to a family then they can restrict you from going back to renting to shares. Have you not heard about Article 4.
From:
Michael Foley
14 March 2022 14:25 PM
More work load and bureaucracy tying us to the desk, just throw another spanned into the works with someone coming between you and your Tenant to add to the debacle, when is he ever going to have time to run his business we are already over loaded with time consuming rules and costs, that didn’t exist before computers & iPhones, nothing to do with quality affordable housing just more loads of bull sugar. Why would you need yet another redress Scheme, when is Tenants ever short changed their Deposits is protected in quadruple if you dare to take it. Their accommodation is protected by Statute and LL can’t evict using S.21 without Court Order if the Tenants chooses not to leave, always costs thousands of £’s but now even that little right is being removed from the LL, when will there ever get even one rule that benefits LL, its certainly all one way and now tell us join redress scheme and we’ll be grand, just like the Accreditation Schemes costs and time consuming for a feather in your cap done all those and have being double Accredited not any benefit to me just what someone thinks you should have, how do you suppose we managed before all those organisations sprouted.
From:
Michael Foley
14 March 2022 07:21 AM
What is being proposed here is higher Rents more costs and bureaucracy. Another Organisation carving out another business for themselves, taking yet another slice of what should be Landlords profit. Excuse me obviously there will be a fee ? , also forcing LL’s to use an Agent that’s another 11% increase in Rents by that amount plus the redress Scheme cost plus the implications of it. Did we not have our own redress schemes from day one. Who do you think ran the business and has been doing all the repairs since I have been a LL for the last 44 years since 1978 before many of you digital academics were born you incompetent useless go and earn your own living instead of sponging off us, so now you think you are so high and mighty you think you can tell us how to suck eggs. Remember it was us that fought for S.21 that created the Industry that you are all now clamming to destroy, without which there would be no private letting Market at all but you know what’s best for your own Pockets.
From:
Michael Foley
12 March 2022 19:29 PM
Paul what on Earth are you talking about. England is the only Country in the UK not to be Registered or Licensed you say are you off your trolley. We have been driven up the wall with Licensing Schemes since 2006 and the rubbish Deposits Schemes since 2007. I now got to spend another £10k+ on Application Fees alone again not withstanding the fact they were all licensed before, all at least twice some three times & for two it will be the fourth time, 2006, 2011, 2016, and 2021, so what the hell are you talking about. Don’t get me started about rubbish Deposit Schemes costing us fortunes by creating a niece market for guy’s to move in on us with Schemes & make millions out of what should be protection for our property leaving us will no protection whatsoever for our property just protecting the Deposit it self, so what’s the point in take it. I have foregone £30k Deposits because of this Rogue Scheme which offers no protection to the Landlord but is a distinct liability (just give them back the deposit & 3 times more as well for fun) and you think it’s bedding in. It will be a recession while paper.
From:
Michael Foley
12 March 2022 11:06 AM
Who Discriminates against Tenants more than Shelter, they have continuously gone out of their way to damage the Private Rented Sector as much as possible. How does that help ?, at the say time provide no housing themselves, have Charity Status while we are abused, wronged, Criminalised, Penalised and taxed to the bone, about time people woke up to Shelter.
From:
Michael Foley
12 March 2022 09:06 AM
I think London have some of the worse returns in the Country because of the high purchase price, just add endless costs & Regulation’s for years getting worse all the time which haven’t arrived fully or applied as severe to many other Towns & Cities. High Turnover and income is not profit as anyone knows just add tax on Bank interest loan repayments / S.24 for good measure, travel restrictions ULEZ £12.50 per day 7 days a week, Congestion charge if you hit that zone £15. per day, extraordinary parking charges very often £16. pd more for Diesels, that can be a few hundred a week and you haven’t even started work yet, you’ll be very luck if you also don’t get a another penalty during the day as well for speeding doing more than 20 mph or stop to buy something cameras everywhere. if they haven’t already put stupid double lines on blank roads for the hell of it, huge permit & skip costs if allowed at all, never mind haven’t you got a bicycle to bring all your gear, it’s easy to know those clueless rule makers never had to earn a living. Oh excuse me sometimes they work for home very handy.
From:
Michael Foley
11 March 2022 19:44 PM
Right 2 buy make a mockery of people buying with Mortgage’s at Market price off their own backs. I seen one guy buy the House for £11k because he had sponged so long, another one bought for £22k a modern 3 storey Tower House which I later bought from them for £207k in 2004, I didn’t know until afterwards when I got the paper work from Solicotor. The only restriction on them was not to sell it for 5 years. The guy that bought for £11k also sold fe big money then moved in with his brother in another Council House.
From:
Michael Foley
11 March 2022 09:27 AM
It not Sadiq khan’s remit and none of his business he wants to poke his nose in everywhere. So he is on about building 116’000. affordable homes in London which is very big of him with tax payers money, not withstanding the fact that many Developers who built affordable homes as part of the Development then on completion give the Council’s a few quid to have them reclassified, end result no affordable homes in the Developments, should that not be put right before using tax payers money to replace them.
From:
Michael Foley
11 March 2022 07:36 AM
I think the Mayor has too much power is out of control and don’t seem to have any Boss, who is doing outrageous things. He shouldn’t have had the power to sack Commander Cressida Dick head of Metropolitan Police and she should be reinstated, its a bit like giving a Landlord a big fine for something one of his Tenants done as if he could have known what an individual was thinking or might do it’s ridiculous. Sadiq Khan is already fleeting us in so many ways with levy’s of every kind, he is also taking unjustifiable amount of Council Tax from all London Residents / house holders weather private owners or landlords of £363.00 for a Band ‘D’ property but the greedy parasite is adding another £30+ this year making his take of our Council Tax to an average of £400.00 per year (evening standard). So out of our £1800+ c/tax he takes £400.00 then has the cheek to talk about the cost of renting.
From:
Michael Foley
11 March 2022 07:06 AM
Several of big Developers currently building big Developments had to have a percentage of Affordable housing as part of the Planning Permission. However I definitely know of 3 such Developments locally where on completion the Developers bought back the Affordable Flats by paying the Council’s a fee, hence kept control of whole Development on going , end result no Affordable homes and Developers made a killing, I wouldn’t be in a good position to know this but I do so it’s probably wide spread.
From:
Michael Foley
10 March 2022 16:37 PM
For goodness sake stop on about inspections, obviously you haven’t been touched yet. When they come you’ll know all about it they’ll give you a list as long as to arm not withstanding how good you thought it was. Things they came up with for me, are the kitchen cupboards fire proofed they are made of wood she said & specified special treatment, the loft hatch door must be fire door but no one or nothing up there, it won’t be the way you think I was required to buy full fire door cut it down to size & lip all around this was in writing for me to do. Better sheet it with PB before to come and forget about access. The locks on every door has to be unlock-able without key from inside but sure you know all that, even silly things like I had notice board in living room she said that’s no good re-site it in entrance hall etc. only the tip.
From:
Michael Foley
10 March 2022 09:43 AM
There will never be a saving when someone else pays the Bill.
From:
Michael Foley
09 March 2022 07:32 AM
George, it must be good stuff. I now know it’s widely reported that most medicine and tablets last at least 10 years longer than expiry date, the short expiry date is for Manufacturers to make the billions. I have bought a pint for (2s) 10p in Old Dock Rd, L’pool in the 60’s, now £4.50. still only a Pint. I have bought Bricks for £11.00 per thousand back then, now same brick £450.00 per thousand, still only a Brick.
From:
Michael Foley
09 March 2022 07:13 AM
Buy your own put in all the Insulations you want, don’t expect others to do it for you, seal everything up tight and suffocate, you’ll all be like hatching hens, and the more warmer and softer you become the more heat you’ll need, careful a bit of fresh air might kill you.
From:
Michael Foley
08 March 2022 23:43 PM
The License Application used to be 16 pages plus all the Documents, now all gone Digital bits and pieces all over the place 49 pages but some might not apply to you, it’s so difficult and time consuming you can’t see it all together as you go along. I have had two rejected because of this Digital nonsense and required to make new applications even though they were licensed 3 times before its they who have changed things, one of those houses I built 50 years ago by my own hand with only hand tools while living in a rented room. Now they the Council’s Bureaucracy is Awesome and a by far a bigger burden than building a house what could be more important.
From:
Michael Foley
08 March 2022 22:57 PM
Andrew. This is why they shouldn’t have done away with taper relief or index linking of some sort. At one time LL were being encouraged to stay long term. The problem now is we are penalised more the longer we stay and taxed on inflation not profit, or its £ devaluation.
From:
Michael Foley
08 March 2022 09:34 AM
Unfortunately I believe the lenders will be taking a view on this and expect First time buyers property to be EPC at least a“C” as well. (not that it makes much difference to the Planet with so much Black smoke in Eastern Europe ).
From:
Michael Foley
07 March 2022 20:17 PM
I know you try to help people and you get trampled on. I have a 5 bed house let for £2200. pm similar one locally £3600. Several other below market rents locally looks like I should be charging £30k+ more, so he can stick his £150.
From:
Michael Foley
07 March 2022 17:49 PM
That’s fine I will start charging Market Rents.
From:
Michael Foley
07 March 2022 17:15 PM
The Council tax has increased so much in recent times even last year it went up 5.9% so they are not giving anything back only what they added on. Brent is now £1’741. for Band “D” having increased from last year by £97.
From:
Michael Foley
07 March 2022 11:15 AM
When I have to pay £1’500. extra Application fee to Council for a license and all the other costs no extra Rent ?. Really Sir Clive Brett’s this £150. c/tax Worries you, try been a Landlord see what a worry it is, with your soft job and huge Salary decide to have an increase anytime yourselves.
From:
Michael Foley
07 March 2022 07:21 AM
Hi John, them days are well gone no enjoyment now just absolute torture with Rogue Regulators hitting us from all angles, so much bullying , lies injustice’s, legalised robbery, fines, penalties, confiscation Orders, banning Orders, criminalisation of Landlords, deposits farce, how2rent, right 2rent, unfair taxation, and a raft of other impediments. Looks like you haven’t been hit yet or have an unusual sense of humour.
From:
Michael Foley
06 March 2022 05:42 AM
I have bought both ways. I first purchased at Auction in 1973, 2 Auction purchased that year but not always either. Some years later I was interested in a house by private Treaty but was having second thoughts so went to an Auction that came up. Auction was mad that day for problem properties mostly so I left got on the train to the Sales Agents and bought by private treaty. So you make your choice and weigh up the suitability of a particular property to you.
From:
Michael Foley
05 March 2022 17:12 PM
Paul. I think you misunderstood what they are referring to as Work. Their idea of what they call work is money to give penalty to another LL. And not to do any actual work to improve the property but the opposite to remove the finances to stall improvements. Do anyone seriously think the Tribunal is going to rule against Council all on same side, and sometimes are ex- Council employee themselves although there are 3 behind the desk a judge and 2 disciples one I think a stand in legal person & other a lay person.
From:
Michael Foley
05 March 2022 16:56 PM
JFT, so my bull sugar why don’t you go at have a lay down, try sleeping it off. Deposits used to be to protect the property, now nothing protecting the property. The Deposit is now all about protecting the Deposit it self and make money for outside organisations, hence its just another Landlords liability.
From:
Michael Foley
05 March 2022 12:54 PM
Robert. Congratulations I like to see everyone doing well never jealous or envious. I haven’t the benefit or burden of further education so I grapple with returns and yields. £3m equity x 10% = £300k pa. Profit less running costs, Licensing, Accountancy + vat, Insurance + 12%, General Maintenance, other Regulatory requirements, How 2 Rent / Right 2 Rent costs, Certificate’s annual & 5 yearly, Deposit burden costs, c/tax in HMO’s, Agency fee if used + vat, Advertising, Tenancy Agreement’s, any Service Charges, Ground rents etc, (excluding Epc’s nightmares). Do I take off those before I arrive at a profit before tax, returns, yields or what ?. In any case £ for £ you are 3 times better off then me in L’don with your investment well done. Please someone enlighten me.
From:
Michael Foley
05 March 2022 05:19 AM
Steve, careful what you wish for your application only covers one inspection visit and if it doesn’t pass first time which is likely when they come up with all the things you didn’t know about. As in Harrow second and subsequent visits they charge you £85.00 per hour. I have it in writing but the letter is 2 years old it could have increased in the interim, of Course you don’t know what an hour is ?.
From:
Michael Foley
04 March 2022 15:16 PM
Big rise in Capital Gains Tax take, so it follows also Big Rise in Stamp Duty Land Tax take, when is Government ever affected.
From:
Michael Foley
03 March 2022 11:17 AM
Tara , you are right the Current Council’s are Rubbish and not capable of running a Borough don’t earn their money and worse than useless. They didn’t sweep the leaves at all in some Boroughs in London 21 / 22. Roads flooding no one bothering, gulleys blocked, main drains silting up creating big cost in the future. Worst part is Asphalt crumbling because of surface and sub structures saturation. I see Roads (Harrow Road & Bridge Water Road) that’s only been re surfaced 2 years ago breaking up and dangerous potholes already appeared. How many billions is this nonsense costing all for not sweeping the leaves. I see ponding all over the place even at official pelican crossing out Sudbury Hill tube Station for weeks you’d need wellington to cross there, plus people getting splashed and to top it all they have spent hundreds of Thousands up grading the pavements and putting lifts in the Station because of the additional thousands of Flats being built in close proximity. So they have an Official crossing where they can’t cross.
From:
Michael Foley
02 March 2022 23:06 PM
John. That’s an easy question to answer. The lender always gets possession a few months and your gone, understandable because it’s their money but not all, because the LL usually have a big chunk of his equity in there that’s not protected. The Lender will sell at any value as long as it covered the outstanding debt. The owner is the only person in the whole process not to be allowed any form of protected, after all what does it matter about him he’s only the owner, am I getting cynical in my old age.
From:
Michael Foley
02 March 2022 12:59 PM
Andrea. I couldn’t agree more most of my Tenants in the main are wonderful people easy to get on with but many in poorly paid jobs. Suppose they were to find similar accommodation locally in the market well not a hope all my rents are below market price in their area. I think you are lucky to be in an area of not many HMO’s and perhaps possibly not in an area of high density of prime location like London and near underground Tube Stations where the Big Developers want you out with Government support to Build Sky high Blocks of Flats to make a killing and take control whether for letting at very high rents, part buy part rent rip off schemes or sell at £6k / £7k a m2 to the young with tax payers help, either way they want us gone.
From:
Michael Foley
02 March 2022 12:07 PM
I never wanted HMO’s that were invented by outside’s and forced upon me doing enormous damage me and cost to my letting Business, now costing me another £10’000.00 plus for Council Application fees alone, not counting all the requirements costs and Compliance Certificate’s necessary to make the Applications. I know and appreciate all my time / labour is considered nothing and a free service for ever, but if I use anyone in a suit it £300. per hour + vat, not withstanding the fact they were all licensed at least twice before some three times, one will be a fourth time. Are the Council’s really shouting about unaffordable Rents that they are in a big way responsible for ? It also seems to me the Application fee has gone up from £578 on 2006 to £1550. for a 3 bed Terraced house (one receipt I could lay my hands on) surely not such hypocrisy.
From:
Michael Foley
02 March 2022 10:45 AM
We bought or buying the Property to rent out on a temporary basis and have control over our investment and as Shane said off our own backs privately funded. Why should we loose control and hand our Property over to someone who never had to make those financial commitments and human sacrifices, no doubt we have foregone many of life’s pleasures we weren’t swanning off on holidays like some of those people often on Benefits or working a 40 hour week but more often 100 hour wk, when we weren’t working physically we were dealing with all the paper work crap.
From:
Michael Foley
02 March 2022 09:25 AM
Its all one sided is it not enough to be saddled with outrageous costly unjustified HMO licensing Schemes and Section 24 without adding another unjustified burden to give a further advantage to Big Developers that are already getting huge chunks of tax payers money and collusion to get young to buy. Council tax the most unfair tax. Poll tax had merits where everyone paid something but now millions pay nothing, not all to do with letting properties either and it went up last year in ours by 5.9%.
From:
Michael Foley
02 March 2022 07:29 AM
Elizabeth, there is two sides to this storey or three. We are sending weapons to Ukraine from loads of Countries, in many cases Ukraine to fight Ukraine to kill each other and flatten the place how is that going to help, as well as Russia doing a big Demolition job it’s crazy so much suffering, sad, tragic & ridiculous. Thousands killed, hundreds of thousands injured, millions displaced or gone to neighbouring Countries. The World virtually united in closing down the banking system of another Country allegedly to stop the war. America has a National debt of $25 Trillion, it’s not a secret but on display on the big screen in Times Square it doesn’t seem to affect their ability to support a war or function domestically. Our home economy is going to get hit hard for all, diesel at Esso garage £1.59 per litre.
From:
Michael Foley
01 March 2022 17:30 PM
They are determined to collapse the economy with those Treasonable Policy’s but there is no need to try so hard it will happen.
From:
Michael Foley
01 March 2022 12:34 PM
Red tape leading LL’s quitting fact. What’s the point being made here. This shows their disgraceful anti landlords Policy is having the desired affect. Didn’t understand this other nonsense about what a LL must inform Tenants, what have we being doing for years it called Tenancy Agreement that sets out Landlord & Tenants responsibilities.
From:
Michael Foley
01 March 2022 08:22 AM
We never had anti-social behaviour or over crowding before HMO licensing and when we had a proper Section 21 plus the right of access. The Police & Council’s don’t do anything about antisocial behaviour when they get complaints but blame the LL who they have made powerless and penalise him / her. The answer is Simply scrap HMO rip off schemes and reintroduce Section 21 to how it was meant to be. This is more crap they don’t know what to come up with next, will we get a 999 number. They have lost all credibility.
From:
Michael Foley
28 February 2022 07:27 AM
Decent under and carpets are a good choice for Flats it deadens the sound and reduces the transmission of noise between Flats whilst also being a good insulator, the modern laminate floors that some prefer are very noisy and prohibited by many Management CO’s Memorandum of Articles in their leases.
From:
Michael Foley
27 February 2022 18:03 PM
They are over priced stitching up young buyers and pretending to be helping them. Help 2 Buy is help for Big Developers and help for buyers to get into trouble. The no Stamp Duty & the help 2 Buy is more than gobbled up by the extra price loaded on the Flat, so there is no saving for the buyer, just as the saying goes beggars can’t be choosers, the Schemes are there to rope them in and drive us out of the way.
From:
Michael Foley
27 February 2022 09:44 AM
I don’t know what difference we can make to Climate change or EPC. The Big Developers with approval of Local Authorities have been doing all this cladding Insulation for years costing billions, now a big fight with each other about who is going to pay billions more again to take it down and put it back up, what chance have we got they couldn’t get it right themselves. I now see they have stopped using bricks again & gone back to rubbish cladding on high rise.
From:
Michael Foley
27 February 2022 07:24 AM
I find good quality anti-mould paint is always worth it. It costs about £65. for 5 litres / £12 per litre, even from the point of view of do the job because there’s a bit of body in it and covers well, it’s durable and you can be wash it down. However, I have had Tenants that took it on themselves and decided to change the colour, so they visit local DIY Store and buy 10 litres for £15 / £20 less than £2 per litre and put it over the good pain then you can end up with mould that you didn’t have before, try washing it down and it comes off on the cloth, you can’t allow for what other do.
From:
Michael Foley
26 February 2022 14:27 PM
I have paid £1.55 per litre in Esso garage this morning for Diesel.
From:
Michael Foley
26 February 2022 12:04 PM
I never understood why Council’s don’t always or sometimes take similar Domestic Waste just because it originated from a Tenant as apposed to other Domestic users, when the same full Council tax is being paid, even when I take it on their behalf I am charged, no wonder there is so much fly tipping.
From:
Michael Foley
26 February 2022 07:34 AM
Incidentally that’s £1’000. HMO Application fee increase since first introduced in 2006.
From:
Michael Foley
25 February 2022 14:56 PM
Another hike in Licensing Application fees for Ealing, previously said £1100. + £30. Per room on top would be changed to £50. per habitable room. However, now saying it will be £1300. Application + £50. per room on top for Mandatory HMO License. This means that a normal 3 bed house will be minimum £1550.00 Application fee as every room is counted as habitable including sitting / reception room (possible the kitchen if over 5.5m2). This is disgraceful behaviour by local Authority. They say it will improve the Standard of Housing, how could that possibly be so just increase fees and it will improve Standards, if a Child told you that you would give them a slap.
From:
Michael Foley
25 February 2022 14:39 PM
Andrew. I have 2 Flats, one 2 bed and one 3 bed compliant and licensed, others sold locally 2 bed £520k & 3 bed £600k but not as good as mine because they messed up the design and have to go through their bedroom to access the garden. One is let for £1200. & other for £1350. pm. So we are miles apart as regards to returns in London, pound for pound you are 2 to 3 times better off than me.
From:
Michael Foley
25 February 2022 09:48 AM
I agree Big Rent premiums on new build totally unaffordable which is why they want us out of the way, those greedy B 2 R with all Government support & tax advantages can’t compete with us which is why there is a sustained attack on traditional LL that the Tenants prefer. Government getting no SDLT from them as I understand it as they are not being sold, just how many billions are we paying and they hate us.
From:
Michael Foley
25 February 2022 08:56 AM
London smallest buy 2 let, someone is having a laugh here, newly renovated converted so called Flat, was planning permission obtained and how could it possibly be granted. When the minimum size for a one person Flat is 37m2 (398 sq ft) and they are talking about just 75 sq ft, with 10% return it couldn’t even be let out, come off it and grow up.
From:
Michael Foley
25 February 2022 08:25 AM
Another sham Consultation between themselves by people who never done it. There will be a fee of Course another money grab by people that never done anything just to see what they can get for nothing. Its not the Landlords’s that’s making noise or anti-Social Behaviour. Any laws for the Tenants committing the offence or is this the new legal reset where its not the person committing the Crime that’s Sanctioned.
From:
Michael Foley
25 February 2022 06:46 AM
Andrew if its a traditional Bungalow and being affected by additional HMO Licensing Scheme plus upgrading EPC and all the Certs required that can easily cost £5’000.00 it will take a quite a time to get it back plus loss of rent when you are doing it. The cost of material and some one to do it has shot up, you can work hard do it yourself it will be classed as un-earned Income like me up on the roof making good after Storm Eunice and Franklin trying to blow me down.
From:
Michael Foley
24 February 2022 22:23 PM
Well no hope of getting a license for this one with minimum room sizes and facilities requirements.
From:
Michael Foley
24 February 2022 11:36 AM
Of Course they are and so are Government’s Policies in England Economically illiterate as are Local Authorities, the Revenue, Shelter, Generation rent etc. They keep crippling private rented sector housing with rules, Regulation's and loading on costs, then have they cheek to complain about high rent that they are responsible for.
From:
Michael Foley
24 February 2022 06:32 AM
Mr David, great idea are they black bags.
From:
Michael Foley
23 February 2022 17:49 PM
Andrew yes I can hit any of them now in half hour as well, if there’s a problem I am there straight away no messing about. My car E class estate excellent car, always serviced also 7/8 years old 102k on the clock but it was 2 years old when I bought it, never bought a new car although I did buy new vans for work. I did use commercial loans but always with-in my means and not interest only like what many buying multiple properties did.
From:
Michael Foley
22 February 2022 18:35 PM
The broken eggs are not much good for reinvesting.
From:
Michael Foley
22 February 2022 17:06 PM
Mark, I never made the easy money it was all hard earned initially from contract work and some of the profit used to supplement providing good quality housing. The guys that made the easy money are the ones that has now caused all the problems for everyone. I believe it was the Woolwich (now defunct or gobbled up by the Halifax) that started offering buy 2 let Mortgage’s the root cause of the problems we are now all saddled with. Buy one property and as soon as there was 5% equity in it use that to purchase another and another and so on, so ending up with hundreds of properties and nothing paid for, that didn’t matter as the price of property went up sometime £50k in 6 months then they could afford to sell the odd one at a big profit to reduce their exposure. I seen them buy property at Auctions in any area any condition often hundreds of miles away. That didn’t matter they had no intention of spending money on them just Let them out and easily under cut the Market a little bit. Those are now millionaires the so called professionals of today dictating what we should all be doing they are so smug never having done anything to earn a crust, I defy you to tell me that I am wrong.
From:
Michael Foley
22 February 2022 16:54 PM
Christopher, spare a thought you are lucky to have spread sheets. I have only shoe boxes can you begin to imagine the administration burden that has been placed unjustifiably on me. So it’s nothing to do with quality affordable housing anymore, what should be supplementary to a business is now being use to destroy it. I have been a Landlord longer than anyone I know and fought for Section 21, without which none of you would be a LL’s and no Computers at that time either, now making it so it can function without it. Put that in pipe and smoke it.
From:
Michael Foley
22 February 2022 07:01 AM
David, agree landlord never going to get justice from a rent Officer or Tribunal that’s well established. When ever I see your name it reminds me of another wonderful man David Saunders former Chairman of NLA sadly no longer with us.
From:
Michael Foley
21 February 2022 20:48 PM
Why don’t HMRC make it monthly then the Tenants can pay the rent directly into the Revenue’s Account and be done with it, let the Revenue pay for the Mortgage’s, maintenance. Licensing, fix the washing machine, Deal with Deposits, get the gas done, get DICR, EPC’s, all the other requirements see how the go on, no problem they call all this unearned income, work that one out. Its all becomes farce.
From:
Michael Foley
21 February 2022 18:33 PM
Its more & more Digital University hands off LL only ever capable of IT so called work, to exclude traditional proper LL’s hands on proper LL’s. Her Majesty got it right she prefers people that do it, not the people that talk about it.
From:
Michael Foley
21 February 2022 18:19 PM
I don’t extra or any at all when you are a LL its all considered unearned income. It is in fact hard earned but they mark it down as zero very good of them we are not classed as a business just Rogue’s. That’s extremely dangerous work cutting up fallen trees I have known a couple of guys who lost their lives. Cable still alive and another case it wasn’t an electric cable at all but only a telephone cable, not knowing a live electric cable was touching up the line.
From:
Michael Foley
19 February 2022 17:25 PM
It was brutal this time so much damage everywhere also a lot of fences down but we kind of expect that.
From:
Michael Foley
19 February 2022 16:35 PM
John’s good side out and carry on. I am working since 15 and now 75, upon 2 different tile roofs today attending to no less than 8 No, gaping hole in roofs thanks to Storm Eunice, luckily enough I had a few hundred matching tile in stock from a demolition job also a full line of hip ridges gone as well and damaged Flat below. (that will have to wait for another time maybe try dry ridge system) Mad rush and just beat the rain in time. The main thing is no one injured. I would Like to see those Regulators or Digital Academics try this ladder work in emergency, they would eat it first. Better stay in their ivory towers making rules with their buttons or rubbing their finger on a piece of glass and ripping everyone off.
From:
Michael Foley
19 February 2022 13:50 PM
John, agree Wales is worse with less rent and even more draconian regulation’s as well as 6 months possession notice required at least we are back to 2 months notice since last October.
From:
Michael Foley
18 February 2022 17:56 PM
Severe Weather warning they are a bit slow off the mark they haven’t blamed Landlords for it yet.
From:
Michael Foley
18 February 2022 08:16 AM
The Landlord should have his own term & conditions and the Tenants to sign a Disclaimer that they are accepting the Property the way it is or don’t move in. All this Mayor’s nonsense occupy the property and use at the facilities for a year then turn around and look for 2 years money back disgraceful behaviour.
From:
Michael Foley
17 February 2022 17:07 PM
What Planet is Khan on or how big a lie can he tell. Who is paying £1425.00 per month no one. This covers at least 3 sharers in a Flat or in my case 4 sharing a 3 bed licensed Flat in Acton @ £1’350. pm. How do you go about making £34k pa out of that, so this is more like £4k each annual Rent each not £34k for someone to mislead the Public so much is not fit for Office. Why would Council staff need training its a bit too late for that, considering they have been allowed to dish out landlord Penalties up to £30’000.00 without any training or Court, have they got the cart before to Horse.
From:
Michael Foley
17 February 2022 15:15 PM
Their answer to Housing is to destroy those who supply it, how does that work.
From:
Michael Foley
17 February 2022 09:29 AM
What ever we think about Trump, he had a dim view of the Mayor he had him taper alright.
From:
Michael Foley
17 February 2022 09:24 AM
They never refer to Private Landlords without derogatory remarks. They cannot bring themselves to mention Landlords without calling them Rogues. We have Rogue Mayors ripping people off, putting costs and levy’s on everyone and out of control, apparently accountable to no one.
From:
Michael Foley
17 February 2022 09:02 AM
So we might have to turn away some Polish people but encourage to accept Ukrainian, not that I have anything against either.
From:
Michael Foley
16 February 2022 18:28 PM
I suppose I have self inflicted rent controls, all my rents except one are below market Rents. I have a house in Ealing where the Rent hasn’t increased in 20 years fact. In this time I have had to absorb several Regulatory costs and fees, HMO License twice and all the stuff associated with it, the hike in taxes, removal of 10% wear & tear, the removal of Deposits I don’t have now as the liability is worse than no Deposit, 20 years ago I had 6 weeks Deposit. I have the Tenancy Agreements to prove it.
From:
Michael Foley
16 February 2022 11:41 AM
I think Government should step in and sack the Mayor of London & Bristol run it from Central Government to prevent further damage to the economy and Law & Order, lady Thatcher soon put a stop to County Hall, although I wasn’t her biggest fan, she got that right and was right about the poll tax too look how unfair it is now with some carrying all the burden while other pays nothing.
From:
Michael Foley
16 February 2022 08:51 AM
Government has stepped up pressure on LL’s to House more refugees who have already provided homes for 4’000 Afghan refugees at Government house allowance mostly by sound of it. HMO’s licensed property that Government forced LL’s to have, convert or adopt not acceptable to their culture, must be self-contained with no sharing of facilities, it seems fine for the indigenous population. Victoria should step up pressure on the high rise Developers and stick then up there no shortage of them some 52 storey in Acton nearing completion, just a mile along the same road as Grenfell 22 Storey Block that was too high for Fire brigade to deal with. Although housing Allowance won’t come near their prices so force private Sector LL to have them instead with a cap. Why don’t Government Cap the price of high rise Flats in the Sky (£400 k/ £600k) un-affordable homes instead of subsidising their purchase.
From:
Michael Foley
16 February 2022 08:10 AM
Sally, just leave it between LL & Tenant to agree or disagree we are supposed to live in a Democracy and a free Country not constant interference, everything been forced upon us by Statute and not allowed to run our own business, Night all.
From:
Michael Foley
16 February 2022 00:11 AM
Sally, its not as if I never had Tenants with an animal dog or cat (many other species as well) so it not as if it’s a new subject. I had a new detached house that I Built in Croydon recked by the Tenants and their dogs, the place was a disgrace carpet’s destroyed, 3 piece suite ruined & full of hairs and fleas, furniture damaged, doors chewed, you couldn’t walk in the garden with poo every where, Wheels Bin stunk, not isolated cases either I have had plenty of other exploits as well including neighbours complaining about barking when left unattended etc, I don’t need to experience it again to know and a lot more besides, at the same time I draw a clear distinction between humans & animals they cannot be classed as if the same. I am sorry you feel aggrieved but not only Tenants have emotional feeling LL do as well, although the Regulators don’t seem to think so.
From:
Michael Foley
15 February 2022 22:44 PM
So they want pets buy their own property I don’t want them in my rented property. I don’t dislike animals but there is a big difference between people looking after animals in rented property as apposed to their own. The same goes for most things that belongs to someone else, you’ll all know I am right if belongs to others or even friends borrowed something from you, as often as not when you get it back it will be broke or something missing. Same goes for letting Its only the LL’s property let him worry about it.
From:
Michael Foley
15 February 2022 21:14 PM
Tricia, so £92m divided by 198 units = £464k costs each, that’s very high cost I would like to be tho Developers, you can buy a house in Dagenham for that or 2 Flats.
From:
Michael Foley
14 February 2022 17:20 PM
Well if a couple are a working family it might not be affordable for them , having to pay for everything, get No Children's allowance, pay for nursery fees, School Uniforms, full Council Tax and a range of other services with no discount. On the other hand they might be on benefits with a Housing Association where the Association is exempt from many rules & costs. They might be with the Council’s where no HMO license is required or income tax to pay as I understand it, that worth 20% so they are not cheaper at all. Plus those Tenants will have a range of discounts, subsidies, school meals even when not at school. So again is it the type of Tenants is deciding factor as to whether a property it’s affordable or not.
From:
Michael Foley
14 February 2022 17:06 PM
Will the 35% affordable stated be available as affordable when completed or sold back to the Developer. This has happened in other Borough’s but admittedly were not R2R. Council lavishing praise on this rent 2 rent Developer with £93m pension fund of course they were stuck and no where to put thy money only muscle in on private Landlords that has been providing this accommodation for decades. They talk a great deal about Discrimination I don’t see the Council’s giving us any praise for all we have done in the past. I think they are missing a trick here to there will be no Stamp Duty Land Tax here as no sale. How much revenue is this lost, as sold property to let attracts to higher rate of SD, for example on a Flat or House sold for letting on a £500k property purchase commands SDLT tax of £30k so work out this loss on £93 million.
From:
Michael Foley
14 February 2022 10:41 AM
Of Course the LL should have had Safety Certificates. It was a complaint from a Tenant to HSE but then remained uncontactable I wonder why ?. I can’t understand why the LL would be uncontactable 15 Flats occupants must have his details and he had previously attended Court. The HSE were able to access multiple flats because I suspect the doors were open wide, a far cry from when the LL wants access.
From:
Michael Foley
14 February 2022 09:06 AM
Anti-Discrimination Guide forgot to mention don’t discriminate against Landlords, treat them differently or less favourably because of the different type of person they might Rent to. Require Landlords to have a License for people who are not in a family situation but do not required a License for people who are a family or more often a vaguely connected family. It has to be wrong to be required to have a License for a Property according to the type of persons you Rent to, so its the type of persons that you Rent to that requires you to comply with conditions that don’t apply to other Landlords or a determining factor as to whether you are Law abiding or a Criminal, if this is not Discrimination what is.
From:
Michael Foley
14 February 2022 08:06 AM
Its Dickens Yard you can possibly get one bed Flat for £500’000.00 or a 2 bed one currently for sale 75m2 asking price £920’000.00 no wonder they didn’t want any affordable.
From:
Michael Foley
13 February 2022 20:23 PM
Trevor, you can’t believe the figures or the Council’s either they talk about affordable homes but they sell off new build affordable homes to the Developers that build them. Like Alexandra Avenue, ex Public House in Harrow. Got permission to over Develop site for 61 flats with a promise to include 12 affordable Flats. I understand they got permission for more but just as example. When they were finished they gave Council a cash amount to change status of affordable to sell / rent as shared ownership, what a joke which means no affordable housing. Flats sold prices £390k average. Ealing Broadway part of new Development same nonsense sometime back 59 affordable Flats included in the Planning Scheme but when they were finished they were sold back to the Developer so again no affordable housing and reported in the papers at that time a loss to the Borough and tax payers of £20 millions approx. I won’t bothered to mention the huge price of those Flats check sold prices for yourself. It will take a lot of LL fixed penalties to recover that. I am not suggesting those are isolated cases.
From:
Michael Foley
13 February 2022 19:40 PM
London is the ultimate Investment City is the guy who wrote this Article feeling ok. London is the worst place to invest he recognises property is double the price and therefore it follows double the Stamp Duty and should have double the returns but it’s other way around my returns in London are around 3% while in other parts ok UK returns 6% / 8% is more common and I recon property in other parts are often one third of London. We are hammered with more and higher cost Regulation’s that don’t apply to other parts of UK plus higher fees & Council Tax, so pound for pound we are far worse off than other Towns or City’s, so Mr Gove get your facts right and level up London. Max is right I’ll give him this one as regards Bolton it is a relatively small Town in Lancashire or call it Greater Manchester but to me it seemed as near to Liverpool when I worked there Watson’s Steel Fabrications was the backbone of the place and great people to do business with god rest you Phillip Green one of the best, I understand its been sold off or taken over since either way probably a loss to the area.
From:
Michael Foley
12 February 2022 14:36 PM
It’s all bureaucracy as said all those guys in suits make rules for us, we are hands on Landlords we live and breath it with a passion. Those guys never done it never will do it and couldn’t, yet they are there making the rules and calling all the shots. I see first class trades or professional people doing their job for 40 years but now have do regular repeat Courses to learn how to do it or learn what someone has dreamt up that can’t do it themselves. Its a bit like Landlord Accreditation Schemes now making it almost compulsory even though we were doing it before some were born, they’ll know best like the Mayor getting rid of Chief of Police, he should have say in the matter or allowed to interfere with the law and should resign.
From:
Michael Foley
12 February 2022 10:15 AM
Jo, the codes are another nuisance and a layer of unpaid stuff to deal with. When you have sharers you get all their identifications passports etc ready to sign Contract then someone code don’t go through its a complete stop for everyone. The codes are genuine to start with but only have a life span of a month as I understand it, and they have to re-apply for a other code, please correct me, they are just making everything impossible.
From:
Michael Foley
11 February 2022 22:59 PM
jacuk, very sad to see you being forced out which is what it is. As you have unloaded some try and hang on in there if your borrowing is not too. Shares have been good but now risky too in those difficult times for everyone, like Mark Zuckerberg Company taking a $200’b hit in 5 hrs and costing him a reported $29 billion. Just bear in mind you are taking a hit on the way out and no guarantee with shares either at this time of high Inflation 7%, BoE interest rate gone from .01 to .5% of a sudden, now you got rid of some take a step back and have a think.
From:
Michael Foley
11 February 2022 17:34 PM
Simon, I confess my experience is different when ever I advertise a property a dozen Agents will be contacting me immediately. When I am not advertising they will contact me periodically to see if I have anything available. Other than this I have letters virtually every week looking for my HMO’s offering guaranteed rent & 5 years Contracts that I never take up. I believe it’s sub-letting and Rent 2 Rent guys money for old rope, they make more than you and own nothing you’ll be the fall guy if it goes wrong or might even invalidate your Insurance. They get our Names & Address from the Council’s HMO Register, (do they buy) so much for data protection Act & privacy policies.
From:
Michael Foley
11 February 2022 12:36 PM
The Regulators keep telling us what we must accept, where’s our say. I noticed they have one already that they are not supposed to have, 20 little bags of poo outside back door rubbish piled on top where the bin men don’t collect, they collect the bins from the front. The bins also poo stuck inside the bottom of the bin, that’s alright then fine the LL for been so stupid to provide the accommodation, keep LL’s out at all costs we’ll do whatever we want.
From:
Michael Foley
11 February 2022 12:16 PM
Reading this it makes me wonder what side NRLA are on more attack and clamp down on LL’s. I think we were better off with NLA before we were hi-jacked when we had good fair minded people to stand up for us, come back Mr Richard Lambert former Chief Executive Officer of NLA we have been sold down the river .
From:
Michael Foley
11 February 2022 09:18 AM
James, my friend don’t agree and as for increasing rents are you still in denial of the desperate economic situation we are in, I am acutely aware and some of my rents haven’t gone up in years. Corona was also a big hit have you not noticed thousands of businesses gone to the wall, now inflation running at 7%. Separately I seen LL’s in many cases when the squeeze came with the virus only benefits Tenants could pay the rent ?.
From:
Michael Foley
11 February 2022 07:46 AM
Sir Thomas Moore fund raising for NHS £33m amazing and fantastic, now question been raised about the huge amounts of fee that were charged, there you go.
From:
Michael Foley
10 February 2022 17:08 PM
Yes we drank pints when they were cheap but the quality was much better out of timber barrels, not out of aluminium kegs and loads of chemicals added, its now akin to poison at £4.50 a pint.
From:
Michael Foley
10 February 2022 15:53 PM
James, my friend yes you are missing owners rights, what does owner mean, you take the plunge and a huge financial burden, to be dictated to and pass all rights to strangers basically with no input whatsoever and the right to remain in perpetuity, That’s the bit you at missing.
From:
Michael Foley
10 February 2022 15:00 PM
I was told before if I left 4% to a Registered it would save 10% on tax, what kind of corruption is that can anyone verify or is this business all secrets and jump through hoops. I would rather flush it down the pan after what they done to us.
From:
Michael Foley
10 February 2022 14:05 PM
Estate’s over £2m all allowance washed out for Grave Yard purposes very relevant in London.
From:
Michael Foley
10 February 2022 12:15 PM
I don’t see it that way what was all the work, sacrifices and efforts for ?, if we are not worried what happens to it why would we have done it in the first place other than to help our families which is every parents goal / Bank of Mom & Dad. I worked 59 years 7 days a week & still working now harassed by local Authorities what for, paid endless taxes but not for me, if not for family what’s it for, it’s more than my primary needs why do anything.
From:
Michael Foley
10 February 2022 12:11 PM
Tricia, I don’t think so pay 28% c/gains now you’ll still pay 40% IHT on the balance, you could give it away now pay the c/gains under the 7 years rule (which is only 4 years they don’t count the first 3 years) so if you die after 3 years you’ll have wasted your money it will come back into your Estate for IHT purposes, (just a layman point of view).
From:
Michael Foley
10 February 2022 09:44 AM
Sorry but as I understand it is 28% for 40% tax payers. Personal shares allowance kind of thing is going to be cut according to reports is £2k for dividends, anyway regarding property its not going to help you much.
From:
Michael Foley
10 February 2022 09:22 AM
Ok you are not nailed to the cross but in a snare. Capital gains has to be paid as you rightly say but that ends your investment and finished you as a landlord, you are being forced out of Private Rented Sector its as simple as that. I was unfortunate enough to own a house a bit too far away (10 miles) that became difficult to manage with troublesome Tenants so I sold with the intention of buying one closer to home, guess what it doesn’t work when the Capital gains tax, Agents fees and other costs are taken out, there’s not enough left to buy anything. So some think as well they can sell their non compliant EPC property and buy one that is, take note not a hope.
From:
Michael Foley
10 February 2022 09:08 AM
I too believe there won’t be a mass exodus because we are nailed to the cross. How do you get off this merry go around if you sell c/gains there to prevent you and if Government sees too many leaving they will raise the barrier namely c/gains from the current special high 28% for LL’s only to 40%. to keep us there to be able to torture us in the future. Of Course it has stopped us investing already which means it will end up stagnation and back to 1960’s sitting Tenants and your property prices half due to loss of control / ownership. Why would I purchase a property for someone else to have as long as they want or walk away while I have no say and responsible for everything, no confidence left you’ll know the consequences of this one.
From:
Michael Foley
10 February 2022 08:32 AM
A waste of time for sure like British Gas who once gave me a Boiler quote £900. over the top, yes Grants a non starter wasting everyone time and money.
From:
Michael Foley
09 February 2022 19:33 PM
Busy today didn’t have time to change my mind. Green Home Grant in London a bit of a non starter the way I read it. Suppose to be £26m between 13 L’don Boroughs going to improve 2500 homes with 66% of a Grant / £5k per property plus LL’s £2.5k making £7.5k total. So even those figures don’t seem to add up / £5k x 2500 = £12’500’000 well £12.5m is not & 26m. Anyway its not available to working Tenants according to the rules set. The Property household to be eligible has to have an income under £30k pa. Therefore even 2 working Shares on the London minimum wage will be well above this threshold, so its only for Benefit claimants. The Council says they are so excited about this Scheme my goodness it easy to excite them. Perhaps someone can enlighten me I can’t get excited at all.
From:
Michael Foley
09 February 2022 18:41 PM
I used to get a pint of Tetley Walker for 2s-2d in The Railway Pub Boston, Lincs, or the Great Nothern more expensive but I could have a gallon every night for a pound. I’d probably have to pay c/gains on it now.
From:
Michael Foley
08 February 2022 18:14 PM
Christopher Pincher has been moved, what pincher are we going to get next. Remove Renters Reform Bill or Collapse the Economy simple choice.
From:
Michael Foley
08 February 2022 17:35 PM
Its not just huge EPC costs. The 6 major Banks are passing on the full .25% interest rate rise. The LL’s are the only one not allowed to pass on their costs.
From:
Michael Foley
08 February 2022 12:22 PM
This is exactly what’s behind it all they want us out for big Build 2 Rent owners & Developers to take over with their High Rise flats in the Sky. The traditional buildings are much better quality than their rubbish. I see they are gone back to Cladding again on New Build, they changed to Bricks briefly after Grenfell that didn’t last long did it, back to rubbish Buildings just lumps of polyurethane foam.
From:
Michael Foley
08 February 2022 11:50 AM
I am not going to try to defend the LL’s because I know nothing about the cases. Any LL must know to keep well clear of Alfred Place.
From:
Michael Foley
08 February 2022 09:15 AM
Have they increased at all, is the real value of the pound gone down that much or the price of the brick gone up.
From:
Michael Foley
08 February 2022 08:48 AM
Did it not say how many years of appreciation they are referring to or do they not consider that relevant.
From:
Michael Foley
07 February 2022 14:15 PM
Naomi, I expect it will be like the HM0 exemption’s, the people that’s now running the Civic Centre’s exempted their own Kip & kin no other explanation, don’t expect anyone who gets mees exemption to make a comment they’ll be staying quiet.
From:
Michael Foley
07 February 2022 12:47 PM
Croydon spent £67m on mismanagement straddling tax payers with this massive Bill, a Company supposed to be owned by Council called Brick by Brick and money down the drain, a few heads rolled and Government bail out of £120m, that’s alright then.
From:
Michael Foley
07 February 2022 09:53 AM
It’s not as I haven’t been improving the Properties its non stop for decades and before EPC’s were heard off. Add to that the HMO’s licensing costs again & again 2006 / 2011 / 2016 & 2021, Martin didn’t mention how much he has spent on those or how many Licenses he was required to get completely different work and requirements costs to EPC’s and I have at least 6 EPC’s that are ‘C’ or better. The computers & internet has caused most problems creating millions of people playing with there buttons instead of doing a days work causing problems, when S 21 was introduced there was no internet, and we wrote to Marsham St, or they had an actual working phone number to make contact with them.
From:
Michael Foley
07 February 2022 09:11 AM
Martin, re-posts same nonsense comment whether because of laziness or for annoyance. The definition of a professional is someone that looks down their noses at us and does nothing, let someone else do it and rip us off.
From:
Michael Foley
07 February 2022 08:36 AM
Nothing new about this from what I remember Mr John Prescott had a Contractor doing this years ago. Then the Contractor go smart and realised what he was loosing by not doing it on open market and that was end of that. This time might be different my friend was a foreman with them 50 years ago with all their own direct labour, now I understand different kettle of fish with everything sublet out more Contract management dare I say.
From:
Michael Foley
07 February 2022 05:26 AM
LL’s face massive Bills to meet EPC efficiency, what’s new we are loaded with massive Bills for everything anyway. 27% don’t know their EPC, pull the other one it’s got bells on. It’s a legal Requirement to give a copy to Tenants with the Contact, hmm would they not have noticed what it was when making or giving them a copy and it’s a public Registrar. There is now going to be a massive increase in energy efficiency EPC or not with the doubling of energy Bills, get hold of that Stat’ it will save more than any Insulation.
From:
Michael Foley
07 February 2022 05:07 AM
David I agree the removal of Section 21, is massive and a vote of no confidence for me in purchasing a property under those restrictions. The removal of S.21 is not just loss of control but a big red line and Tantamount to confiscation and Loss of ownership.
From:
Michael Foley
06 February 2022 19:34 PM
When they go outside the air will be the same, can they hire the oxygen bottle.
From:
Michael Foley
06 February 2022 09:10 AM
Exactly what do they think we are, we are not Social Security. We can’t house people as the Council do who are funded with tax payers money, no income tax, HMO’s licensing or penalties for them. Their own wages too holiday pay. Pensions Schemes etc.
From:
Michael Foley
05 February 2022 15:04 PM
That’s easy then we will set the Ivy.
From:
Michael Foley
05 February 2022 11:26 AM
We need savers and very young savers as well to get them into the idea of saving which is crucial later in life. Then the economy can work others can borrow this for business and put to good use. We now have a generation after grown up on credit no nothing else or savvy about the little money they have. I always saved half my wages in the 60’s it might only be £1’000 per year but it went in to post office saving Acc’ every Saturday evening. Savers now made a mockery of, say in recent years you had savings at Bank sitting there all year with no return and Property went up 10% your savings lost 10%. (Middlesbrough scored).
From:
Michael Foley
04 February 2022 21:30 PM
I don’t want to say I told you so but I have been banging away about this for a long time. The Interest rate should never have come that low ever. Driving property prices mad the place was wash with cheap money not sustainable. BoE given freedom to change interest to control inflation ?, never going to work long term only to Abolish Savers and add them to the problem…. How many opportunities did they miss, they were bringing interest rates down when it should have been going up. Ok now expect all the people you roped in to over priced property by collusion, SDLT manipulation and ponzu Schemes some for 35 years to be able to pay and cope by magic, what’s all this education you keep on about their mentor’s not very good.
From:
Michael Foley
04 February 2022 19:49 PM
Removal of Section 21 hit a sore nerve, what does Mr M Gove know about housing but nothing they are switching their jobs around from one Department to another interfering with businesses they know nothing about, all they can do is talk talk. We had over 10’000. hits on here regarding Section 21 what other subject generates that kind of interest.
From:
Michael Foley
04 February 2022 16:14 PM
Bill, yes we do and 40% tax payers at that’s a substantial amount twice a year.
From:
Michael Foley
04 February 2022 15:43 PM
Croydon Council is a good example how not to run a business. The 32 Borough’s wouldn’t last a week if they had to run it like a private business. The Council’s are there to serve the Public but now it turns out we are their servants.
From:
Michael Foley
04 February 2022 11:03 AM
They already invented a higher rate capital gains tax especially for us, plus scrapped indexation relief and tapered relief, so it is tax on inflation.
From:
Michael Foley
04 February 2022 10:29 AM
I believe they would but there’s the issue of trust, nothing to stop them down the line finding fault and getting a rent repayment order to claim their money back, also any tax you paid the mean time they keep that as well, when I posed the question in front of thousands at Brent Civic Centre that was the reply by Rudolph head of the Sector there.
From:
Michael Foley
04 February 2022 09:36 AM
Imagine that private rented sector worth £1.7 trillion built on a small foundation that we created when you were making a horse out of the dog, namely Section 21, so now you are removing the foundation before which there was no residential letting, careful now it might end up like Zuckerberg Shares you might be increasing c/gains tax on froth & bubbles.
From:
Michael Foley
04 February 2022 09:03 AM
The Council’s are not helping the situation by pushing LL’s off the edge of a cliff, then turn around and ask for his help.
From:
Michael Foley
04 February 2022 08:40 AM
It’s all hype anyone listening to this Company is worse with their digital everything, bullying me as a traditional LL who housed 3 former Tenants at different stages when looking to be placed in other areas I refuse to deal with them anymore. There is no shortage of housing, voids are caused by movement of Tenants, some are normal movement but these are not normal times. I had 5 properties become vacant in last year & half due to Corona and the knock on from Brexit, never happened before of a sudden, obviously not increasing demand or putting pressure on housing as some left the Uk & not returning. I dispute the average London rent as false, I disagree with the comparisons between London & North East rents without also comparing the purchase price of property in both areas, where London property prices are 4 times higher than North East, now sing another time.
From:
Michael Foley
04 February 2022 08:18 AM
According to what I read before on NRLA there was 152 pieces of legislation governing private rented sector but Mrs Google’s say over 200, how can any LL be expected to cope with that amount of bull sugar.
From:
Michael Foley
03 February 2022 19:17 PM
I have come across a Mr John Thompson, coincidence is stranger than fiction sometimes but he was an Estate Agent.
From:
Michael Foley
03 February 2022 18:40 PM
John. you are not bothered about removal of Section 21 good for you but don’t drag the rest of us down with you. I want control of my Property who lives there and for how long it my Property. What are you waiting for do us all a favour and go now, there is a Contract ready and waiting for you its called an Assured Tenancy get stuck with them and enjoy them for ever. Enjoy the Collapse.
From:
Michael Foley
03 February 2022 14:05 PM
I still have a copy of the previous Green Paper called “The Legislative Framework for Private Renting“ follow the 1988 Act which came into Force 15th January 1989 when all Tenancies became Assured Shorthold Tenancies (unless otherwise covered by Schedule 1 of the Act) unless I as understood was people who already had an Assured Tenancy. The point that I feel is being missed here is we keep banging on about the remnants left of Section 21 and of course we all know it has been depleted to almost useless as regards the eviction process. However it not just this that’s being scrapped but by implication bang goes all Assured Shorthold Tenancies that I fought so hard for and lobbied MP’s and Ministers all those years ago for when there was no Buy 2 Let Market or Mortgage’s, what ever few of us that was there then used Commercial Loans. Please wake up and realise what is happening to the ownership of your property and what many of you worked hard for to achieve.
From:
Michael Foley
03 February 2022 11:00 AM
The door is open. No one is being Forced to live there. I thought they were complaining about being Forced out.
From:
Michael Foley
03 February 2022 10:11 AM
Honestly what’s it got to do with them whether we want to keep or sell our Property, none of their business, we didn’t need get any of their advice or financial support why we bought, what now gives them the right to dictate to us what we can or can’t with our Property, excuse me what does ownership mean does it mean you own the Freehold/ Leasehold Property that I bought you parasites.
From:
Michael Foley
02 February 2022 20:28 PM
Andy M. I was paying 15% as well and worse the rent wasn’t getting paid. The biggest mistake was handing BoE control of interest rates. The base rate was rarely below 5% which meant savers had an incentive to save but that’s now gone meaning young don’t save anymore. Savers were abolished over night causing massive problem for housing market everyone that had savings were getting no return & all went buying property that they didn’t necessarily need or want all bidding against each other driving prices through the roof making property unaffordable false economy. Yes we do factor in maintenance but the other unjustified costs couldn’t be that applies to some LL’s but not others, we have 2 Tier Statute law it must be what they call justice namely HMO LICENSING call that £4k with all the trades required + Council’s fees for fun £1200. + to £1400.depending on the L’don Borough, no exaggeration here.
From:
Michael Foley
02 February 2022 18:39 PM
Amazing 6’739 read the Article the last time I looked and rising so fast, yet only 49 comments but some were duplicated like mine 7, A T, 5, J Mc 3, Da 2, Rob’ 2, so that leaves 6’730 sitting on their hands waiting to see what happens, nothing has changed then you must be all those Professionals they keep on about, you deserved what you get.
From:
Michael Foley
02 February 2022 16:45 PM
So sorry for ever been a LL as I have said before and not many longer term than me having been a LL since 1978 but not exclusively either and done other works which I had to abandon because of heavy tax burden for small companies, it was monstrous you had to beat the competition to get contract then kill yourself to make anything. I am sorry for my labour, the property I improved, the houses I built, the taxes I paid. What on earth for what difference would it have made to me, not to have done any of this. The hard work done the Sacrifices made to become second class citizen. I have been so stupid stupid.
From:
Michael Foley
02 February 2022 15:10 PM
Your Article 20th July 2021. Generation Rent were calling for a Ban on all Section 24 Evictions. They didn’t even know the difference between Section 24 and Section 21. Now they have the ear of the Government and publishing Government decisions even before the Housing Secretary Mr Michael Gove has the opportunity to announce them. That’s the amount of corruption, collusion and conspiracy that is going on, we are ignored what does it matter about us, we are only the owners.
From:
Michael Foley
02 February 2022 11:10 AM
Article 20th July’21 where Generation Rent where calling for a stop to Section 24 Eviction Bans. Generation Rent getting Laws changed and didn’t know the difference between Section 21 & Section 24. They were now able to announce Eviction Ban to Public before the Minister. This is corruption, collusion and conspiracy.
From:
Michael Foley
02 February 2022 10:32 AM
The guy in the photo lying on the Street will still be there, no will move out to let him in.
From:
Michael Foley
02 February 2022 10:14 AM
Life time Tenancies but they can walk away anytime they like. Unfair Contracts the Contract should apply to both parties not just one which is what’s being proposed here.
From:
Michael Foley
02 February 2022 10:07 AM
Zoe’s Airbnb the rating system can be flawed and I seen it first hand locally. It was poor accommodation really and using their phone light to see where they were going on the broken path, no one there to welcome them but the key left in outside numbered little box to let themselves in. Parking stated in the advertisement but that space occupied by owners car. Later I seen the guest had given them 5 star and they had got 5 star, benefitting both parties.
From:
Michael Foley
02 February 2022 09:32 AM
STAMP DUTY LAND TAX special treatment for landlords er’
From:
Michael Foley
02 February 2022 08:31 AM
Rogue Regulators again having a laugh, how many times have it been said buying a property one of the biggest decisions of your life. Roll on save a huge Deposit sign up and tie a noose around your neck for 25 year loan, pay tax on your investment, pay tax on loan interest, pay the Tenant for protection their Deposit, pay insurance Company to Insure it, pay Rogue Council’s for licensing Schemes, pay Accountant fees + vat, pay letting Agents + vat, pay Solicitors + vat, pay electric man for annual & 5 yearly Certificate’s, pay gas man for break downs and annual Service, pay for EPC & up grading, pay for ICO’s, pay for right to rent, etc lots more. So let me get this right you do all this & more including removing the rubbish they have thrown in the back garden. Then a guy comes in off the Street takes up occupancy with no in-put whatsoever and you are required to hand over your property to him and the right to remain indefinitely. How can a Government become so infested with morons.
From:
Michael Foley
02 February 2022 08:29 AM
Is this Mr Michael Gove or Mr John McDonnell I can’t tell to different.
From:
Michael Foley
02 February 2022 03:32 AM
Thank you Mr Gove you are very generous with tax pay money, just another £1.5b for the big Developers I knew what they were doing was not sustainable. Government will not let them fail keep throwing money at them, keep rubbing butter on fat pigs bum. I knew it was only a matter of time before we got Nationalised and this is it what else is it.
From:
Michael Foley
02 February 2022 03:19 AM
Jahan, exactly if not them running it, it will be a Subsidiary or Associated Company, another little gold mine we have learned this one.
From:
Michael Foley
01 February 2022 11:47 AM
Will it apply to Company LL’s or just individual LL’s. I think all LL’s are Registered already don’t we have to make tax return and have a tax file number, every property Registered for C/tax, if you are in a regular job and have property let aren’t you required to file Self-assessment return. Either way they have all the information already even the hooky LL letting to Benefit Claimants, they’ll also know the address and owner of the property where they live. No point in mentioning HMO licensing that’s a mountain of bureaucracy on its own.
From:
Michael Foley
01 February 2022 09:04 AM
Who cares anymore what you do we are sick of you and being unfairly treated, it will not just affect letting Landlords but all Houses and Home owners including your parents property enjoy the collapse, go to A & E get that foot seen to. I feel sorry for the the first time buyers that were roped-in to Schemes becoming stuck with over priced priced properties.
From:
Michael Foley
01 February 2022 07:45 AM
£50.00 Skip permit add that to skip cost but only skip Company can apply.
From:
Michael Foley
31 January 2022 20:57 PM
Of Course it has to be removed promptly I do it all the time at my own cost which is expensive. The Council’s won’t let me use the dump they call it Commercial waste and is Chargeable ever thought full C/tax is charged on the property, now how can they justify that, hence the Borough regularly fly tipped, but they have no qualms about sending out Council worker’s to clear it. £100. don’t do anything in London because of tipping charges, if you can get a licensed small rubbish remover with his little tipped truck then minimum charge is £280.00 add £20 on top for any mattress they might have discarded. A Skip is similar cost but you won’t have any extra manpower to help fill it and have to apply to Council for permission to place the skip and pay a large fee which varies for each Borough.
From:
Michael Foley
31 January 2022 19:59 PM
Jackie my friend not a hope its all wishful thinking with greatest respect to you. The HMO’s primary purpose is to gather £b’s for Local Authority’s and Government, don’t rise an eye brow or get slapped down £30k penalty, the punishment must fit the crime.
From:
Michael Foley
31 January 2022 16:31 PM
We have Data Protection Act and ICO’s that we already pay annual fee for the privilege. Amazing now you want a Register and we can pay for this to tell them what’s being protected by the Data Protection Act.
From:
Michael Foley
31 January 2022 15:19 PM
Algarve, I suppose you have loads of HMO License’s and renewed 3 times for most part, Then again maybe not or any so nothing wrong with registration and redress Schemes then what for, when some Borough are taken up to £20m out of Private Rented Sector then complain about affordable housing, some LL’s not yet affected are feeling comfortable. I hope it stays fine for you.
From:
Michael Foley
31 January 2022 15:00 PM
Well best practice only works in your property where Tenants are good no problem, when you get lumbered with bad Tenants its no different what you do everything will be wrong, a bit like the Occupants that keep the place nice & tidy instead of the ones can’t even be bothered to put rubbish out in the bins for collection but throw it in back garden.
From:
Michael Foley
31 January 2022 14:41 PM
Andrew not a hope on this one of increasing rents. Government has already raided the piggy banks. Tenants can’t sustain current rents and the desperate economic situation now facing the Country. They seem to be more concerned about a few drinks topping out at Christmas in No 10’s back garden than sleep walking into a war situation.
From:
Michael Foley
31 January 2022 12:58 PM
Sorry I should have mentioned the 12% tax take on the Insurance premiums (used to be 5%) as a penalty instead of encouraging people to Insure their property.
From:
Michael Foley
31 January 2022 09:04 AM
Why has it taken so long to raise this issue and its not just Blocks of Flats, its traditional 2 storey houses as well. We used to have very good Policy’s from long standing Insurance Companies before the letting Market was interfered with forcing LL’s to switch to so called Specialist Providers. The result is higher premiums and less cover, more terms & conditions added every year plus more exclusions. Where is the competition now charge more than one an other. Check out their pay outs or highest pay out of the gravy train. I haven’t had one claim in over 40 years yet many of my normal 2 storey houses are £500. / £600 pa. God help us if we have a claim don’t hold your breath.
From:
Michael Foley
31 January 2022 08:54 AM
They only want us removed to fill their friends Build 2 Rent high rise Flats that a bit obvious to me, can they cap Their Rents.
From:
Michael Foley
29 January 2022 12:05 PM
We are hardly worried about the competition when they are charging about 30% more and a squeeze coming every penny counts. What is worrying is the un-level playing field could the levelling up Minister fix that.
From:
Michael Foley
29 January 2022 11:59 AM
This Lady doesn’t know what she is talking about. We respect and help our Tenants who ever they might be regardless of age gender or nationality. This is exactly what’s wrong with letting people like her all outsiders interference trying to make a name for themselves carve out a soft living, anymore for band wagon, but no need to worry the big fat boys are coming to your rescue with purpose built sky high rise Student accommodation that they are charging 30%.more for.
From:
Michael Foley
29 January 2022 10:31 AM
To night it’s 10 / 11% in London & Edinburgh that is warm and this is January in Winter. What’s all the Insulation for, just turn down the room Thermostat to cut the emissions. January in years gone by temperatures were freezing, minus, below zero and now we all have had Cavity wall insulation and lofts with 270mm insulation’s for most part thanks to Government Schemes in the past. We don’t need as much artificial heat as in the past. Why would we need EPC ‘C’s now in the light of this different climate it like giving you an umbrella when it’s not raining.
From:
Michael Foley
28 January 2022 22:27 PM
Rent 2 Rent so wide spread in London, most have their office hidden in industrial Est if they have one, very little said about it everyone keeping quiet as the participants can’t talk, some even supply rooms to Council’s for single sharers. It a gold mine for the Agents and other doing this, they make as much as the LL, own nothing no loan or Mortgage’s to worry about, nothing to loose if it all goes wrong no problem for them LL fall guy.
From:
Michael Foley
28 January 2022 18:37 PM
The property can be improved and we endeavour to do that . I see oodles of training Courses for Landlords but none for Tenants, should they be house trained before taking up a Tenancy.
From:
Michael Foley
28 January 2022 17:16 PM
David has a point definitely but as regards high Rents the Council’s have been loading on costs to line their pockets never a penny cost on them all passed on to LL’s and obviously forcing up Rents. The trick is they pretend to be the Tenants friend while driving up Rents not to mention the Treasury does rather well out of it to,
From:
Michael Foley
28 January 2022 16:20 PM
We have Global Warming so why do we need all this Insulation, if we had Global Cooling I would understand it and need it to keep warm.
From:
Michael Foley
28 January 2022 14:01 PM
Why do they want large Families that they can’t afford and expect everyone else to rear and educate them, anyone could do that. I think they can get free rubber on NHS. I see hard working couples who only have 2 kids because it’s all they can afford, don’t get Children allowance (combined wages over £50k) but contribute to it, for most part pay the nursery fee side by side with others there from benefits, Pay for School Uniforms and meals, etc, That’s alright then stay in bed my making them.
From:
Michael Foley
28 January 2022 11:54 AM
Why are Landlords always referred to as Rogue’s on here. People are fined every day in all walks of life and not called Rogue’s. This Article about a woman and two kids would appear to be on Benefits, no mention of the Dad or his responsibility, Council claims £9’000. costs what for they didn’t do anything to improve the situation, looks like they wanted Benefit money back, this is happening lot. It was his former Home as well probably so fed up driven to gone beyond caring.
From:
Michael Foley
28 January 2022 08:53 AM
I don’t understand any of this or how they work out yields so I won’t pretend I do. I thought it was the price of the property relative to the rent you receive, less your costs including repairs & maintenance and now factor-in Section 24 it all impacts on your return. So keep in mind a Terraced or Semi Detached house in West London costing at least double as much as a similar house in Nottingham where they are talking about 8%+ yields as apposed to 4%+ in London average figures, so mine is well below average and hammered with Regulation’s that apparently haven’t impacted on them yet, for any new buy 2 let LL they’ll think it’s a piece of cake, the tables are very misleading in my view.
From:
Michael Foley
27 January 2022 10:15 AM
At least it cleared up some legal points for LL’s & Tenants alike and put a stop to the nonsense that was going on, people using the law to avoid payment damaging the economy and revenue receipts.
From:
Michael Foley
26 January 2022 18:10 PM
I know that I have a problem with couple of Victorian properties with 9” solid beautiful timeless yellow stock bricks walls with Architectural features. It would be vandalism to cover them up with external insulation cladding and extremely difficult to do inside considering that I have already modernised and up dated years ago to comply with the then Building Regulation’s of 1991 when EPC ‘C’ wasn’t asked for or required. I have the completion Certificate’s to verify this. That’s enough about mine but from what I know about Nottingham in the 60’s / 70’s many of those ones have a bigger problem as huge numbers were of pre-cast concrete construction, hence we used to call it Bison City no offence.
From:
Michael Foley
26 January 2022 17:18 PM
Stop clapping yourself on the back it’s a massive problem & cost for LL’s out here not alone the scale of works with Tenants insitu. I hope you didn’t claim relief on Capital expenditure.
From:
Michael Foley
26 January 2022 07:18 AM
The 3 fines are low at £660. each or the legal fees are extremely high, one is nearly as much as the other. We now not only have unaffordable housing but also definitely an unaffordable legal system.
From:
Michael Foley
26 January 2022 06:29 AM
Certainly the property was in a dreadful state, it should be noted at the same time electric sockets don’t hang off the wall, looks like a degree of vandalism going on here, who put the rubbish in the back garden, did the Council help re-house the occupants for misbehaviour.
From:
Michael Foley
26 January 2022 06:17 AM
My returns are generally 3% and all my rent are below market rents, in fact one House in Ealing is same rent for 19 years even though Tenants have changed many times. Yes it is licensed and re-licensed now coming due again. That huge cost was borne by me and 19 years ago I had 6 weeks Deposit but now no Deposit, taking away as well as the 10% wear & tear and all the other costs imposed over 19yrs. I will not be re-licensing this time the numbers will have to be kept below the license number requiring a license. Less people housed, less income, less tax but maybe a £30k fine for the sheer hell of it. The current occupant can’t continue to reside there as they can’t afford it at present no alone a reduced number so who is go to house them.
From:
Michael Foley
25 January 2022 13:32 PM
Zoe, its not applying for the License is the issue its the implications of doing so, you are lucky its £600. in areas outside London where returns are 6/7 %, un like the Capital where its £1300. / £1400. depending on the Borough where some of them take up to £20m from the Scheme. Why do the Council’s charge an Application fee it’s they that wants it let them pay. We have to pay for all the work, How can they justify a £30k penalty for putting a roof over peoples heads at no cost to the tax payers, it’s disgraceful and we are supposed to live in a democracy.
From:
Michael Foley
25 January 2022 12:53 PM
Making Tax Digital another hammer blow for traditional LL’s quadrupling the cost by having to pay Accountants 4 times a year instead of 1. We are not digital academics we are traditional LL’s who paid the taxes to put all them through Uni’ over the years to become digital to hi-jack our business and destroy us, you are forcing us to do something we cannot do, so nothing to do with the quality of housing then, why not tell those people put your laptop down come on site and carry out all the trades they cannot do, can you please tell me how much accountancy costs those days, is it £10. or £30. per minute + vat.
From:
Michael Foley
25 January 2022 08:39 AM
Jim, agree and they think they are so fantastic high & might self opinionated that if we do all those things they’ll actually let us use their logo on our correspondence, as if I would want to.
From:
Michael Foley
25 January 2022 04:00 AM
I remember H Wilson in the 60’s in Huyton not far from Ken Dodd & his diddly men (rip all) of knotty Ash, L’pool, he had another stent as premier in the 70’s under watchful eye of Security Forces seemed too close to Moscow for comfort. I remember the pipe and the one about the pound in your pocket now looks like history is repeating it self only this time it’s the pound on your Credit Card.
From:
Michael Foley
24 January 2022 23:15 PM
Mathew, you’ll need a written guarantee that you’ll ever again get your property back vacant not alone in general good condition. What about rights of Access to comply with all the conditions they have imposed on us. Tenants don’t want us in but obstruct us backed up by Council, keep LL out don’t let him know what’s going on then penalise him for poor Management.
From:
Michael Foley
24 January 2022 19:51 PM
Sorry typo I meant no discount after first time. Hardly a discount when they are charging you £1200. / £1400.licensing Application fee as if £75.00 of your own is going help you financially so it’s already loaded nothing out of their pocket. Who are all those minorities they keep on about if they exist, they must know who they are or they don’t exist or is here say.
From:
Michael Foley
24 January 2022 18:35 PM
Just more interference and time consuming cost to achieve nothing only another obstacle. I don’t need to go to North Lincolnshire and speculate what it might mean in the future. We have it all in London for years just another pain for us how did we manage for decades when they weren’t involved or even had anything to do with PRS. There is no end to it you can do the Courses and listen to them telling you all the wonderful ideas they have dreamt for you to learn, get Accredited but that’s not enough you have to to continue to keep learning more crap or you become unaccredited namely brownie points, continuing development points for ever (CDP). Regarding the discounts it gives you for HMO licensing that’s only for the first time after that every time you re-license I discount…
From:
Michael Foley
24 January 2022 17:50 PM
Rachel, where’s Mr Hughes why is it our responsibility that you have 5 kids and expect to be housed, it might seem harsh but that’s the reality, no mention if the Landlord was depressed having sold his Property.
From:
Michael Foley
24 January 2022 13:46 PM
Further for Buy to let Mortgage’s regardless of whether you received rent by cash or transfer it has to be declared, how can you pay a lender with undeclared money, add Section 24 to really put the knife in and tax you on it all first.
From:
Michael Foley
24 January 2022 12:59 PM
Deborah, exactly right we are over taxed and tax paid LL’s no doubt about it. Especially when we license a HMO property, they not only know everything about you but also about your property, every room in it and the size, the names of everyone in the property, whether there is a lender or freeholder who they are, so they contact them as well, if you have a Deposit who it’s with and how much money it is for and the annual amount of Rent they pay, it’s all at their finger tips, most payments are direct payments to your Bank so it’s all on record, if cash it has to be accounted for as they know it’s rented if any vacant period they’ll know that as well plus so many other ways of checking. The idea of taxing us more in ludicrous has that person any idea of we she’s talking about. I can’t be bothered to list all the costs, fees, charges and taxes that being imposed on us.
From:
Michael Foley
24 January 2022 12:42 PM
David my friend buy your own you can stay as long as you like. I won’t interfere with your purchase you can tell the lender how you would like everyone to be.
From:
Michael Foley
21 January 2022 18:45 PM
Soaring Market no end in sight they say are they all daft while being a professional body that people rely on, do they have to wait until it happens before to know, the writing is on the wall long enough. I never agreed their is a shortage of housing anyway, just wait for a down turn and you’ll see how many spare you have and will sit there for ages with no takers. All the madness building in the skies all over priced with windows boxes as gardens, help to buy is the bonus for the Developers inflating the sale price on the buyer who can least afford it, no difference to enterprise zones in the past so nothing learned.
From:
Michael Foley
21 January 2022 18:22 PM
I don’t think to be honest we have or will have the discretion to choose. Currently they seem to be already given priority over working Tenants especially families on benefits. I haven’t had a family turn up in years to view who were paying for themselves, so no HMO required for those, that’s means preferential treatment and a priority.
From:
Michael Foley
21 January 2022 10:02 AM
Well the latest I hear they are go to Ban Conservatories on New Builds because they will be too hot due rising temperatures estimated 40 degrees. So why are we putting in all this Insulation. Mother Nature amazing a couple of nights frost and lock over all back to work, virus almost disappears ?.
From:
Michael Foley
20 January 2022 19:56 PM
Suppose Government are seriously concerned about the Climate, have they not zeroed vat tax on this work, just bought new Boiler which attracted hundreds of pounds vat, so it’s a penalty. I certainly have bought Boilers in years gone by for less than the vat is now.
From:
Michael Foley
20 January 2022 16:16 PM
Landlord don’t have to pay utility Bills in HMO’s if it one property one let, they pay their own for what they use. I don’t understand why one property as one letting should be a licensable HMO and if occupants in anyway remotely connected exempt from regulation’s.
From:
Michael Foley
20 January 2022 10:17 AM
Win Win situation if you look at it like that, the Tenant get his rent back and the LL gets his property back but it’s a farce. I had a house with a years rent arrears went through all the legal procedures got the Court Order for rent and possession, guess what never received a penny, just add large Solicotor’s Bill, Court fees + vat good system.
From:
Michael Foley
20 January 2022 09:44 AM
Hardly over night and not just like that it was rumbling on prior and Council involvement who supplied a Statement to the Court. So seems the Tenant got a great deal or rent back in essence. Luckily it seems Landlord didn’t have a Deposit or he might have to give back 3 times the Deposit plus the Deposit, can’t think of a better investment for a Tenant beats blue chip Companies hands down, so much injustice I think I would be sick as to.
From:
Michael Foley
20 January 2022 08:44 AM
What next another Supplier gone bust making it 27 suppliers gone to the wall, the Regulators Cap caused this obvious for anyone see. They were forced to sell at same price even when the Suppliers price went through the roof, something seriously wrong here shouldn’t there have been a connection here in the Cap between the two costs. Regulators don’t stop interfering creating problems that otherwise wouldn’t exist everyone will pay more in the long run. They now want a fools Cap on LL’s as well to destroy us are the Regulators the Problem.
From:
Michael Foley
19 January 2022 09:11 AM
Energy Crisis is right, not just Insulation either, gas prices crisis, electric prices crisp, now water meters been forced in that’s will be like another massive energy bill the whole idea behind it. Big water Companies ripping everyone off no incentive for them to provide a cost efficient service, they can’t even fix a leak, an A road main leak near me is continuously leaking 10 years regardless of how many attempts to fix. This is a massive not for profit Company, so waste, spend and change all they want no problem load it on,
From:
Michael Foley
18 January 2022 22:46 PM
I see too much Social Housing, too many people on it that shouldn’t be in it, loads more have their name down knowing it will come around sometime even though they could make their own way. I see less than 30m working out of a population of 65m. I see private LL’s unfairly treated and plainly wronged and disadvantaged , as apposed to other housing providers. completely against competition rules.
From:
Michael Foley
18 January 2022 20:11 PM
Hard to keep track of posts on here, the times are all a mixed up, like the HMO’s public record one here there and everywhere.
From:
Michael Foley
18 January 2022 15:20 PM
G Dug. Sorry I have a few more problems the kitchen is open plan with the living room and the kitchen units are in the way, also is the Boiler. I won’t mention the bath room. Let me have a look in the bedroom, those cursed fitted wardrobes..
From:
Michael Foley
18 January 2022 10:43 AM
Jo, fire alarms interlinked, emergency lights, second kitchen sink, second cooker (not necessary man bringing food on moped), every room full of their belongings. What time are you coming, how long will it take you, what time are you going, are not finished yet, you are rising dust, you are making too much noise, are you sure you should be doing this, omg what a nightmare how can a LL be expected to suffer so much. Jo. I can’t see why you can’t put them up in a Hotel while you are doing the work that would be good wouldn’t it, we are required to do everything else at our own expense.
From:
Michael Foley
18 January 2022 09:52 AM
Jo, its so impossible we had all that with the HMO requirements trying to comply under duress and obstructed. Change for fire doors, locks, hinges, closers, sometimes tames, stops, seals
From:
Michael Foley
18 January 2022 09:33 AM
The balance of power was already heavily in the Tenants favour before The Levelling up Department was set up. How difficult can it be for Mr Eddy Hughes to achieve something that’s already in existence, he can do more wilful damage of course.
From:
Michael Foley
18 January 2022 08:23 AM
Of Course they don’t tell you anything about the 80% but its their valuation and I know that’s how they operate. I am not selling either but I was approached by a Developer to buy one I have in a prime location which would also involve the neighbour that was well up for it, to build a block of Flats. I knocked them back regardless of good offer it was no use to me because not allowed to roll over c/gains, so when tax and costs are paid plus Stamp Duty on similar replacement property, there is no beef left on the bone, night.
From:
Michael Foley
17 January 2022 22:38 PM
Now we have the big boys and money rich big Portfolio LL’s want to buy your rental properties or Portfolios no matter how big it is they want it. They are advertising cash in a week but the reality is very much different because they only pay you 80% of the value, so they make 20% on the deal, by the time you pay your c/gains tax and other costs, kiss good by to half the value of your estate at a stroke, sharks everywhere. I bet you didn’t realise you could get poor so quickly.
From:
Michael Foley
17 January 2022 21:48 PM
I believe most migrants that come are eager to work, the Country is virtually built on migrants, very hard now to find many that don’t have an over sea’s connection including Parliament. Ok let’s talk about State Benefits maybe look a bit closer to home. 5.5 millions on universal credit, 3m on housing benefit, millions more on other benefits, why are we carrying all those people when there is a shortage of people to do the work and several businesses crying out for staff, if they are the entitled and everything provided, not encourage to do anything, therefore the system is wrong,
From:
Michael Foley
17 January 2022 19:59 PM
Polish & East Europeans are generally very good, keep the place clean and tidy as if it were their own property. I have had Tenants from all over the world over last 43 years, they are among the best and a very good culture, you get to know the one’s to avoid but not allowed to say so or even thinks it. I think it’s that they were reared up properly and appreciate what they get and not expect things for nothing. However, they are bright, intelligent and can quickly learn from the bad influences of the indigenous uk people. Thanks
From:
Michael Foley
17 January 2022 17:59 PM
Building more affordable home that’s a joke when we see what’s go on. Big Developers building loads of Flats with favourable Planning Consent to pack more in & higher on the promise of a good percentage of affordable mixed in. When the Developments nearing completion for cash up front sum (buttons in my view) to the Council they get the deal changed for Affordable Flats to convert to Shared Ownership which is ridiculous, giving in many cases control of the Block to the Developer, shared ownership is only a Rental by any other name, an Assured Tenant if you like on a 99 years lease but where you own nothing and less rights than an Assured Shorthold Tenant, get in arrears for 8 weeks and they can take it back, if you want to sell there are restrictions it will be on their terms & conditions and pay their costs,
From:
Michael Foley
17 January 2022 08:48 AM
Not one mention in the Report about what caused all the Problems that now exist, all Comments above got it right & plain for anyone to see. Those people making the Report must have an agenda to further damage PRS or are inept.
From:
Michael Foley
17 January 2022 08:02 AM
Phillip my friend the answer is zero, LL’s are not that silly complaints are the reserved for Tenants. We know and its well documented over the years that virtually all LL prosecutions are following a Tenants complaint to the Council, its lovely easy money for Councils and Courts, not sure if their fees are £10. or £30. per minute there massive anyway. The arithmetic is diabolical and don’t make sense, so 169 + 759 = 928 complaints but there were only 421 complaints altogether so where’s the other 507, are they responding to more complaints than they are getting. I wished people would stop talking backwards.
From:
Michael Foley
17 January 2022 02:43 AM
Government always wins, stay in you are hammered with regulation’s, fees and high income tax, sell and its c/gains on inflation mostly, plus the buyer will have to pay Stamp Duty and the spin off costs plus VAT on Sales for the Professional’s,
From:
Michael Foley
16 January 2022 18:48 PM
Tricia. We are not to know if they were renting or not or what they done, we don’t know their history or even if they worked. All I know I am working 58 years and still working why should I be responsible for them. I also know someone that never done very much inherited a house and lost it by flittering money away, now on the benefit system.
From:
Michael Foley
16 January 2022 17:25 PM
AQ, come on now tell us what’s on offer you didn’t say. So you want us to think £2’816.00 per month is competitive without telling us what it is or something to compare against, you can’t expect to get away with that.
From:
Michael Foley
16 January 2022 12:36 PM
Section 21 is the very minimum an owner should be entitled to, to get the property he owns back is that too much to expect and don’t anyone think it a soft option either. The Court and the Tenant only can end the Assured Shorthold Tenancy the LL cannot without a Court order which is hugely expensive, its sometime since I did it but even then it cost £2’400.00 Solicitor fees. I know there is a Section 8 as well for loss of rent seems often used to including Assured Tenancies. However regardless of whether rent is owed or not if you want your property back it a minimum entitlement. The article on about pensioners being served notice, sad as it may be what on earth have they been doing for 60 years and still haven’t sorted out their own place to live, (our fault is it).
From:
Michael Foley
16 January 2022 12:01 PM
Still ranting away about drinks in the garden of No. 10, now a major crisis, resigning and sacking proposed, might even bring down Government the most important issue ever, yet they can spend years destroying Private Sector Housing and LL’s who House millions of People and that’s fine, not a murmur for goodness sake do they not know what a crisis is, they are like school kids. Unfortunate and very sad that Price Phillip happened to pass away around this time and at a great age to rip. What on earth it has to do with those drinking in No 10’s garden hardly disrespectful, in Ireland when someone dies they hold a wake and give you a glass of whisky on the way in.
From:
Michael Foley
16 January 2022 06:48 AM
Well Companies are able to switch people to a New Contract and the previous one don’t count, even though they were continuously employed, can’t see the difference.
From:
Michael Foley
14 January 2022 13:17 PM
Tricia, sorry I don’t agree on this one but usually in agreement with you. I am not singing his praises either what they have done to private LL’s is unbelievable. I don’t think looking back Labour could have go away with it. At the same time this is a nonsense issue, a smoke screen and with the Country facing huge challenges ahead wasting our time on this. I don’t know why any man of means would want that job, what difference is it to him, to be in the spot light getting criticism and abuse from all directions.
From:
Michael Foley
14 January 2022 08:33 AM
The fact is if it’s free to the user it’s over used and abused. Like NHS the waste and frivolous spending is unreal, The fee Bus / Train passes droves of people travelling all over the place, if they had to pay it would be a fraction of the travel, even at LL meetings at Civic Centres they arrive with free pass & 20 houses with them. The local Supermarket do have local News Paper & Evening News Paper for free, the don’t just take one but 3 or 6. night.
From:
Michael Foley
13 January 2022 22:38 PM
Yes they were well down in Hammersmith and before Corona too. I work on Refurbishment a property in the heart of it, it didn’t let for good money either, would have got same rent on outskirts where property is much cheaper to buy. What a stupid place £8.00 parking before midday & £8.00 afternoon = £16.00 pd, morons and difficult to find a space, working under duress hasn’t H’smith changed.
From:
Michael Foley
13 January 2022 21:02 PM
Well that’s how it is at present with HMO Licensing. I had end of Terrace House for 20 years before HMO came along, exactly same house as mine next door just 1.2m passage between us. I was required to licence but next was not and let to a Housing Association. There was about 10 persons staying there all on Benefits obviously they were housing their friends as well for financial gain. However I decided not to license but sell, the Council said if I didn’t license they would block the Sale. OK I done all the work/ fire doors hard wired fire alarms, emergency lights etc, got licensed and then Sold. The Purchasers changed it all about it was pointless forcing me to do it. Anyway that’s your answer you’ll have to do it they won’t this is no isolated case. End of 2007 just got out before crash, another similar property same road was for sale same time but missed the boat it sat there 6 years at same price before it sold.
From:
Michael Foley
13 January 2022 17:50 PM
Algarve, no I can’t see any issue they are the Government running the Country. Why should general public think they have the right to call all the shots. Suppose you were a Company would you have your employees dictating how you ran your business, you wouldn’t survive that nonsense. Further I think spying, recording or reporting shouldn’t be allowed in No. 10’s garden either, as such a Private Government Area and should be Prohibited by Statute for Security reasons if nothing else. When I done Jury Service we weren’t allowed to gossip what we heard or talk to press.
From:
Michael Foley
13 January 2022 15:52 PM
I wished people would stop on about Premier and his Officials having a few bottles in the garden at a time of crisis, at least they were communicating with each other not on internet zoom rubbish. Anyone would think it was the most important issue ever, with the Media/ TV/ Radio & papers nonstop for days and nights continuously ranting away about an insignificant national issue, good job we have nothing serious like a war to deal with.
From:
Michael Foley
13 January 2022 13:09 PM
Have they got too many noughts on there or dreaming. I know the big boys are always more expensive to rent from, not necessarily Built 2 Rent but converted Office Blocks to Residential charging £300 / £400 pm more than traditional LL’s, poor quality housing still have the big glass windows when you pass by you can see them in bed, (beds in windows).
From:
Michael Foley
13 January 2022 12:23 PM
Why didn’t Nav Mishra use his position as an M.P. to stop Government making Renting expensive instead of complaining about it afterwards. Everything they have done was to increase costs on the PRS.
From:
Michael Foley
13 January 2022 09:05 AM
Edwin, Parbold was a lovey Mill and only a stream to drive everything, no need to import electric and completely environmentally friendly.
From:
Michael Foley
12 January 2022 20:47 PM
Shane I wonder how long before £12’300.c/gains allowance is cut or double for couple as I understand it. What’s so unfair is the way they disadvantage married couples they must want a broken Society, say if they are partners instead they can each nominate a separate house / property as their own and sell tax free ?.
From:
Michael Foley
12 January 2022 19:55 PM
Edwin, I believe you are totally correct you can only have spare Electric if it’s available and if too many go on white meters there won’t be enough, you can’t store Electric really you use it or loose it. At least that’s what I was told when I was Site foreman involved for installation 240 ton transformer & associated works for new sub-station at Washway Farm, Skelmersdale, Lancashire in 1969.
From:
Michael Foley
12 January 2022 19:06 PM
Not necessarily areas, but very often properties in the same area or even the same road with a big rental price tag difference. There are some similar houses to mine in same road charging £1’000. pm month more than me and some Flats £200 / £400 pm more than me for sure.
From:
Michael Foley
12 January 2022 17:23 PM
“Help to buy” perhaps I didn’t explain properly.
From:
Michael Foley
12 January 2022 16:05 PM
Sorry it was my understanding that first time buyer schemes and free Stamp Duty were meant to be for new built / compliant property
From:
Michael Foley
12 January 2022 16:01 PM
Tricia, ok fair enough but will those properties that are not compliant be available for the Schemes to purchase.
From:
Michael Foley
12 January 2022 14:15 PM
Martin my friend how many HMO Licensees did you have to purchase and the huge cost of the work but not just once on each property but repeated again & again, this cost was not mentioned. I would love to know, it would buy a lot of Insulation & Dimplex heaters. People dumping their properties that are not Compliant are cowards making a run for it, it’s doesn’t improve the Countries energy efficiency performance, who do you think is going to fix them, just passing the buck.
From:
Michael Foley
12 January 2022 11:00 AM
Martin a good job you are professional and intelligent LL’s. It’s a shame we are all so stupid, we’ll done for complying with Government rules it must be refreshing to be aware they know best about energy & Insulation. Grenfell killing 72 wrong Insulation, billions of £’s now required to fix Insulation problems on thousands of Blocks of Flats through out the Country. Always someone else’s problem. Reduce Rents, reduced income tax Gov’ won’t like that who’s going to keep all the freeloaders on the system.
From:
Michael Foley
12 January 2022 10:42 AM
Don, you have a fair point here I have 2 Flats in a Victorian 2 Storey house used as 2 Flats since 1917 from Parish Records and Regularised by me in 1992 to comply with Building Regulation’s of 1991 and Certified. The 2 Flats have the same EPC, GF & FF while GF one has to be much warmer because it has original Ceilings plus extra dropped Insulated Ceiling’s through out plus Double Plaster Board. Also another matter I had to get them both HMO Licensed twice now coming due again (one Selective & one Additional), even though the rules say it wouldn’t need a license if compliant with 1991 Building Regulation’s. We don’t have a leg to stand on, they can do what they like with us.
From:
Michael Foley
11 January 2022 09:26 AM
Let them take them who cares it makes no difference to us, let the house the people and run them or raise them to the ground. We are the dogs bodies supplying the property to the market for free, to house maintain, furnish, license, pay all fees & penalties, pay taxes to keep them all, treated as second class citizens, Rogues & Criminals. What for its not for me I am doing it when I could have been retired years ago and not allowed to pass it to your children but you can to any old spouse or partner. I witnessed a dying man getting married at deaths door to a young woman to inherit. Regarding Corona it costs me tens of thousands with 5 properties becoming vacant in a short time that wouldn’t otherwise have happened but did for various connected reasons, a big spend then + loss of rent, AST have scored a goal now and one disallowed, night.
From:
Michael Foley
10 January 2022 21:23 PM
No conspiracy theories please my friends I hope any of you don’t spread it, we have the guidance of the best scientists in the World. What’s been suggested here is a kin to getting legal or financial advice down the pub. We’ll have to rewind back to our specialist subject the Housing Sector, horses for courses.
From:
Michael Foley
10 January 2022 20:35 PM
I know many that caught the virus and got over it quickly, others were poorly for a year. I knew about six that has died rip including my cousin in his 40’s living in Cardiff, that’s when it hits home, when all said & done it doesn’t matter too much about material things in life we’d rather not loose anyone.
From:
Michael Foley
10 January 2022 16:13 PM
Sorry G, my friend, can’t agree on this one, it might be your body your choice but nothing stopping you giving it to me and I don’t want it. Sorry about my typo previous response regarding levelling up it was meant to be can’t not can. Although I read the Department would do far better to level up the pot holes, as already done for an MP’s driveway.
From:
Michael Foley
10 January 2022 13:01 PM
Of Course everyone should take as much precaution as possible but COVID doesn’t care whether you are under or over 18.5 years, not many buying at 18, people are spreading it like wild fire anyway, still congregating even when they know they have Covid and doing unnecessary Shopping it’s like they want to give it to others. New levelling up Dept’ indeed, do they not know you can level people up by levelling people down everyone will be levelled down. Please leave medical virus advice to NHS.
From:
Michael Foley
10 January 2022 04:08 AM
Personally none of us wants to leave and no exit strategy allowed for sure, everything you do with professional advice is a waste of time, put some on a trust pay someone to manage it, or give away, loose all income now and for every, pay c/gains tax now on transfer but with the 7 year rule if you die after 3 years the money you paid is lost, the 7 year rule is actually 4 years because they don’t count the first 3 years, it’s only after that they start counting and not evenly either so dishonest, leave some to a Rogue Charity that you hate & they hate you, you’ll get a good tax reduction, you might as well wait for Cemetery Gate for the Grave Yard Tax, no exit plan allowed.
From:
Michael Foley
09 January 2022 13:48 PM
I agree AirBnB has done enormous damage to long term private LL’s letting. We have seen that first hand when the Planes stopped flying with Corona, all jumped back to Assured Shorthold Tenancies, now gone running back again to AirBnB for Regulatory & Tax advantages. Do forget the Elephant in the room and not a murmur about them from anyone on here. The Rent to Rent boys cleaning up & rubbing shoulders with their counter parts in the Council’s from Uni’, this is massive and obviously many are participating LL’s & have to keep stum, even worse still are the Rent / lease with purchase options, they do specialist Courses for this one, don’t get taken-in you have been told.
From:
Michael Foley
09 January 2022 13:25 PM
Maybe Partridge lived in a pear tree better no c/tax. Seriously though 11 viewings in a day. I never took more than 3 bookings for a day although before buy to let Mortgage’s and computers I could easily have a dozen enquiries in a day, a far better choice of people too they would come from all over London back then just one add in London Evening News Paper or Standard (before loot) it was usually gone on day one and to be fair I didn’t want them sometimes doing a long tube journey on a wild goose chase. Far less Benefit claimants if any turned up, just young enthusiastic people eager to work, no unmarried mothers enquiring, no split up partners the word wasn’t invented, no Divorcing to get the State to Rear & House your family not like now Dad goes fee never the question of any commitment. On the other hand no Big Companies doing letting I used often let to Blue Chip Companies to house their Staff, also no LL with 50 or 300 houses which I think is disgusting. Society gone to the dogs now with entitlement generation, you’d hardly ever hear of a murder or or stabbing back then now rampant because of a spoilt brat entitled youth generation.
From:
Michael Foley
09 January 2022 08:35 AM
No doubt its a great time to off load rubbish but you’ll have to be quick if not too late. Thinking about the ones LL’s want to sell not much good to first time buyers. I am sure the lenders will take a view on this and expect their purchase to be Compliant.
From:
Michael Foley
08 January 2022 11:47 AM
Correct that’s what the 2 German Shepherds were for a weapon keep LL away no rent for months, when Court day came the Court Order was their passport to get housed by Council and got 2 bed Flat, don’t know what happened with the dogs, the real reason the Authorities want rid of Section 21.
From:
Michael Foley
07 January 2022 21:23 PM
Yes not just 2 German Shepherds, small dogs, cats, birds, fish, armadillos, guinea pigs, white mice, pet rats, snakes fed with rats etc, don’t ask me what would I know, so they are making rules for us living in their sheltered lives on 60 / £80k pa fiddling about with an industry they know nothing about…
From:
Michael Foley
07 January 2022 20:09 PM
It should be left to the owner and the Tenant to agree or disagree, far too much interference and mandatory rights being imposed on LL’s. I have had them all 2 German Shepherds destroyed a new house I had built, so the temporary occupant from the Street have more rights than me for a months money in advance, than I have for Building the House never mind work in all weather to achieve comply with all requirements, finance it, pay all fees in conjunction to complete, so a months rent is far more powerful than £100k plus all my hard work, someone is a sandwich short of a picnic here.
From:
Michael Foley
07 January 2022 19:57 PM
Andrew congrats’ Amazing really where are they all coming from ?. I have to wonder where are they living now, not homeless so I presume the property they move out of will be available for letting also not extra property created but movement of Renter’s. Looks like you have a very good property at a reasonable rent well located, a better deal and value for money than what they currently enjoy.
From:
Michael Foley
07 January 2022 10:11 AM
Shane. Sorry and so sad to see Businesses being deliberately driven into the ground by Draconian Treasonable Policies and Sabotage. Depending on your gearing many won’t have a choice with S24 which is what it is designed to do. Supposing on other hand people have built up equity in there you are going to get hit on the way out with c/gains tax. What then as we don’t have proper Banks anymore just some where to put your money at risk watch it devalue at inflation rate and pay you buttons if any interest. This isn’t going to play out well, did many of you watch Martin Lewis last night sending shivers up your spine, the bashers had their day many may get a shock if they get their benefits free bees get cut.
From:
Michael Foley
07 January 2022 06:13 AM
They must be going to train LL’s to do it themselves as previously said £49k isn’t going to do anything when you get people in those days, is that for whole Borough ?. On the other hand it might be an information gathering tool to find out all about you, to use against you later on.
From:
Michael Foley
06 January 2022 13:51 PM
“Responsible Landlord” anything that goes wrong or failings with the system LL responsible.
From:
Michael Foley
06 January 2022 13:15 PM
Keep LL’s out at all costs then he won’t know about the bleeps or have the opportunity to remedy, just give him a big penalty for poor management that will suffice.
From:
Michael Foley
06 January 2022 11:47 AM
Suzy, agree but it’s not just Cats & Dogs there are many other animals, creatures and reptiles they bring in as pets but keep LL’s out of the property, don’t let him see what go on, ideally Council give him a big penalty for poor management that he is not allowed to manage, don’t forget not only animals can have mental health issues even human do, LL’s the exception aren’t we made of stone to put up with all those attacks.
From:
Michael Foley
06 January 2022 10:00 AM
Tenants don’t hate us, in general Tenants & Landlord get on fine and respect each other. I think many are our friends apart from that one LL step we have to maintain in order to be able to run our business. Its Authorities that hate us while robbing us of billions and pretend to be Tenants friends to use as a lever against us, divide and conquer nothing new about that. I also know we have all those other groups with no input braying from the sidelines.
From:
Michael Foley
06 January 2022 07:50 AM
I haven’t seen any rent increase most are the same or less than 10 years ago, I see one of my houses hasn’t gone up in 19 years still £1500pm even though I had the every cost of compliance thrown at me including HMO License twice now due again fact I have the evidence, worse still I had a Deposit back then not now. Why is so much hype and untruths being told about us. I now see a Survey about changing the name Landlords they want us to loose our identity completely and disappear into oblivion. Hardly surprising I suppose so much nonsense, with media rubbish going on, many are not sure what gender they are anymore, don’t want us to call a woman a lady, a man a man or a landlord a landlord.
From:
Michael Foley
06 January 2022 07:09 AM
I think Max is right on this one looks like what’s happening already, nothing to do quality affordable housing or whether Tenants can afford it they could careless. I know of several Companies that have moved into letting Blocks of Flats already and guess what all their Rents are higher than traditional private LL’s (like up to £300. pm). I don’t mind if Max or anyone else takes a swipe at me, it’s fine I can take criticism not a problem.
From:
Michael Foley
05 January 2022 20:21 PM
Congratulations you got out before collapse imminent, just reviewing some of my Tenancy Agreements I see one is the same Rent for 19 years at £1500 for this London semi- detached even though Tenants have changed many times. Just how many extra costs had I to absorb in this time, all those Regulation’s & Certificates and up grades plus it has been Licensed twice with no Rent increase, fact I have the evidence, never mind the inflation since then. I now don’t have any Deposit on it either because of Shelters interference in 2007 Rogue Deposit Scheme putting LL’s at further risk just minding the Tenants money free for them if they had it at the Bank they would be charged for having it there.
From:
Michael Foley
05 January 2022 14:29 PM
Edwin, exactly what I meant this little HE phone loves to change what I say. I can’t be proof reading all the time, although its handy to fit in pocket for work instead of a big slab phone. Thanks for the advisory.
From:
Michael Foley
05 January 2022 12:26 PM
It will be just like Ireland then where Government TD’s (MP’s) when they were afraid of loosing their soft jobs, different Party’s joined together to take turns at being boss and Premier (Taoiseach) in rotation, must keep their big Salaries & huge Pensions, is this Democracy or Collision.
From:
Michael Foley
05 January 2022 11:47 AM
Charlotte, how can you possibly say the Conservatives done nothing about housing, when they have raided the PRS for hundreds of millions plus all kinds of other costs and restrictions imposed. Charlotte that’s hardly nothing driving rents through the roof and continuing you can’t expect to get away with that, also that includes John Prescott’s Labour Party’s anti-landlord private licensing Schemes 2004 Act, you were quick to make use of that one to line your pockets, where some Boroughs take up to £20m out of PRS LL’s, now rampart so we private LL’s have and are doing the coughing up.
From:
Michael Foley
05 January 2022 09:15 AM
Max, ok I’ll take your advice I am sure you must know.
From:
Michael Foley
04 January 2022 09:16 AM
The Health & Safety is always used for any rule or Law because no one can say boo to a goose about that and if anything happens that’s why, sometimes not the case but we all comply anyway. I remember being stopped by health & safety officer putting in precast manhole rings weighing 4 cwt with a 20 ton machine, saying that the machine is not calibrated for that. However, no problem really we put them in by hand, they don’t know how the World was built.
From:
Michael Foley
04 January 2022 08:45 AM
Maybe stop LL’s from buying High Rise Flats to let. Reserve those for the Schemes for misfortunate first time buyers to be placed in the sky in those monstrosities.
From:
Michael Foley
04 January 2022 07:54 AM
Why would House of Commons need a report to know what’s wrong with Section 21 or why would I need to read it, I have lived it. They know what’s wrong with it, it been repeatedly chipped away at and undermined to a point it’s virtually dysfunctional now need Parliamentary time to waste to know what they have done. The White Paper should be about restoring S.21 to its original position before you bring the Country to its knees & collapse the whole economy, the most likely outcome.
From:
Michael Foley
04 January 2022 07:16 AM
Rents have been driven up by unfairly by over the top Regulation’s / Licensing etc’ and Councils profiteering. I remember and still have the Tenancy Agreements for Renting out complete Houses in Ealing for £100. per week and in Croydon for £88. per week, now looks like its the box room you’ll get for £100. pw because of all the interference and imposed costs not least Licensing Schemes, rules and red tape tying LL’s to the desk endlessly dealing with all those imposed impediments instead of being out dealing with real issues running his business in a workman like work manner instead of sitting at a desk playing digital everything academic nonsense.
From:
Michael Foley
04 January 2022 06:49 AM
Not to worry its very easy to achieve that now, we are all becoming not for profit LL’s.
From:
Michael Foley
03 January 2022 21:43 PM
I haven’t seen any rise in the year only loaded with extra Regulatory costs by Government and Councils alike. Today half of New Year day spent on a licence application and pay the Council for my work associated with the application. LL must do all including requirements he is free, not one penny cost to Council, all their invented work load and costs transferred to LL. Regarding the 3.7% increase its news to me and anyway my return is about 3%.
From:
Michael Foley
01 January 2022 16:56 PM
Where is the comfort in that, 60 days is a big deal now for paying c/gains, when it used be up to a year. This is just like SD doubling it, then later on halving it temporarily and it a massive give away / a holiday. Anyway C/gains is a special high rate for LL’s only.
From:
Michael Foley
31 December 2021 06:57 AM
I still don’t believe there is a shortage of housing just the Bank of England abolished Savers causing all sorts of problems for Housing. Leaving everyone with no where to put their money, so they all go for property they didn’t necessarily need or want all bidding against each other driving prices through the roof. This is not healthy it a false economy, no new money being created just same money going around in circles with ever decreasing value. This is all froth & bubbles on dubious foundation, ok what’s the alternative leave your money at the Bank and get 0,01% like they pay me while inflation probably 5.1% so after a year you lost 5% of your money at Bank, hence false mad property prices. Base rates used to be around 5% & you borrow for about 3 to 4% on top, leaving scope for Savers to get a healthy return, encouraging the young to save instead of living off credit.
From:
Michael Foley
30 December 2021 22:48 PM
Yes I agree first time buyers won’t be buying Detached for sure, They will be buying new Flats probably High Rise unsuitable Flats being rail-roaded & colluded into with Schemes, loans and no Stamp Duty to make fortunes for Big Developers. They could often do better to buy a Terraced or Semi with a garden, parking, own Front Door and no Service charge. Which is often with-in what they could afford seeing the price of those Flats and Service charges. The crux of the matter is the Schemes designed to favour big developers at tax payers expense, it should be available to the first to buyer regardless and his choice what type to buy not getting pushed into bad choice. Also I see perfectly good existing Flats for £50k to £100k less but I think not covered by the Schemes and usually not as densely packed in.
From:
Michael Foley
30 December 2021 21:35 PM
This Article strongly advised to get Accredited. How many times are we expected to be Accredited. I am not Accredited at the moment because it keeps expiring. I have been Accredited 3 times in the past with 2 different Organisations but I am expected to keep re-doing it and adding brownie points for ever, so decades of experience count for nothing it has to be what digital academics dreamt up, in any case it should last at least 5 years or even 10 or do they think you have forgotten everything and starting on the new each time.
From:
Michael Foley
30 December 2021 11:02 AM
Shelter’s website says it tackles the root cause of Homelessness, should that be they are the root cause.
From:
Michael Foley
30 December 2021 10:44 AM
What’s surprising about this nothing its a necessary prelude to get housed by the Council. I know a female who was well housed but decided to go on the Council, turned up at Civic Centre with 2 kids and wouldn’t leave even at closing time, she got housed. Another case I know of, got pregnant her partner owned his own Flat but wouldn’t let her in. However she got a job with a Housing Association & got housed through them, guess what he moved in with her and let out his own Flat. Why has the Article not mentioned the high costs imposed on private rented sector by Regulation and Licensing. So they force up rents by imposing huge costs, then complain about high Rents.
From:
Michael Foley
30 December 2021 08:49 AM
Many are homeless because of their own action’s, drugs / Crack cocaine etc, we can’t help those and its widespread.
From:
Michael Foley
29 December 2021 16:54 PM
So much nonsense going on scams, fees & penalties. I have scrapped 3 washing machines this morning none more than 2 years old in virtual show room condition. In the past I always fixed when possible, no point now having spent 3 hours re-doing a license application (3rd time renewal) and paying £400.00 being 30% of the fee & another £800. + to pay later for each one. Really am I going to get the tools out and go fixing a wm’s I haven’t the heart to try and save money after throwing £400.00 down the drain for nothing more than the price of a good WM. This is not going to work it’s sacrilege why should anyone bother, the writing is on the wall.
From:
Michael Foley
29 December 2021 14:58 PM
What do you mean not a Court Appearance, what was I, doing there with my Solicotor and the opposition not taken lightly with so much at stake, it wasn’t just a written procedure and a non appearance if they didn’t show up. Please call off the hounds we have enough opposition without getting attached from inside, Kind regards.
From:
Michael Foley
28 December 2021 05:57 AM
Don’t Agree there are others reasons but granted rent arrears is a good one. The overcrowding is another one but the rent is paid in this case. The subletting is another one when you go there and don’t recognise any of the Occupants as your Tenants. The Drinking with over flowing wheeley Bins with beer cans and spirits bottles. The wrecking of the house. The over parking driving neighbours up the wall. The Complaints from Council & Police. ASB is over simplifying the issues. I didn’t sell it and I want it back because its my Property now that’s a good reason. Do the words Freehold Private Property not mean anything anymore or is that what is been proposed here. I let it only on a temporary bases never meant to be a hi-jack or confiscation. Jim, you are renting property piece meal in rooms no wonder you are a regular at Court and if you are to sell the property vacant you have to take each individual to Court separately, what a nightmare no wonder you want to sell with they in it. I speak from my own experience too having been a LL since 1978 that’s a good 43 years and so sorry for ever been a LL because of all this recent crap what on earth for just to be everyone else’s dogs body.
From:
Michael Foley
28 December 2021 04:56 AM
Jim, why are you suggesting it wouldn’t be a good thing to get rid of Section 21, the very foundation of the letting Business and very unlikely you would ever have be a LL without it, as you only joined 30 years ago following the 1988 Act which included S.21, before that if you took in a Tenant they immediately became a sitting Tenant, hence the need to let to Companies to give yourself so degree of protection at that time. I am perplexed so amazed that you are saying you don’t know how many are evicted under Section 21, and suggesting they don’t need to go to Court. Surely you should know better than that, only the Court or the Tenant can end the Tenancy. The Landlord cannot only by getting a Court Order which means he has to go to Court, unless the Tenant vacate voluntarily which is the same for everyone in any case. Best wishes.
From:
Michael Foley
27 December 2021 22:58 PM
Very good you are a member of a LL Association to support you which is great. I used be a member of 3 but not necessary one is enough, even if half the LL’s joined @ £70. X 1.5m it would put Shelter in the Shade. Happy Christmas.
From:
Michael Foley
24 December 2021 21:32 PM
Andrew, please don’t say that not many places to turn to for support even if we don’t always agree with them. There a wealth of information available for members on their website, a free insurance help for tax investigation, free Tenancy Agreements to down load. Specialist landlords Insurance provider through Hamilton Frazer (Total LL Insurance/ NLA), a phone help line to answer your questions where someone actually answers the phone rare those days. So I wouldn’t dismiss them unnecessarily. £75. pa fee you don’t get much anywhere for £1.50 pw those days, with only 90k members to stand up to Shelter with their millions what can they be expected to do, if the 2.5m landlords joined they would have far more clout but many LL are too tight to even pay this modest membership fee. I know how it works same when we were campaigning to bring in Section 2I all sat on their hands, but were double quick to use it when available. I hope this gives a more balanced view, 15 years a member M Foley.
From:
Michael Foley
24 December 2021 21:13 PM
Do forget the fire blankets and extinguishers. Happy Christmas to all, (sorry that includes Councillors a peace offering).
From:
Michael Foley
24 December 2021 15:02 PM
Landlords time is free as far as Councillors are concerned just keep loading it on and then charge you for the work they required you to do, it took me 3 hours to make one HMO license Application then pay the Council £1300.00 for the privilege. Watch out for HMO Compliance coming to a Town near you, your Tenants names & the room they occupy, a plan sketch drawing to identify ever room and size, fire doors, stops, seals, Euro locks, Closers, fire door loft hatch, staircase upgrades, inter linked fire alarms. heat detector, monoxide detector, emergency lighting, EPC, “How 2 Rent” Right to Rent, Gas Cert, Electric Cert, Fire Cert, Emergency light Cert, Deposit information, The License, ICO pay annual fee, put all on display Notice Board in prominent position etc, yes we have nothing to do, OH I nearly forgot we have to supply the property as well, (by the way you are barely out the door when they have disappeared the Notice Board), another fine for LL, now scan copy down load, upload all that plus the Application form. A sure we have nothing to do and when we do a Tenancy give most of this to the Tenant as well.
From:
Michael Foley
24 December 2021 14:47 PM
Or MHCLG so called modern Tenancy Agreement another 65 pages, or English Private Landlords Survey not possible to respond to such nonsense, a rubbish tick box to get the answers they want, another Charity Status organisation. No one will.
From:
Michael Foley
24 December 2021 14:03 PM
Andrew, they can expect to pay more for quality, and it’s going to take you a long time to cover the void not alone get back the thousands you spent on refurbishment, your rent was probably at a low base anyway. I suspect when your months of labour / professional skills are taken into account the less than £7.00 per day increase isn’t going to go very far, its more like a parking charge.
From:
Michael Foley
24 December 2021 09:55 AM
With the weight of this against us what chance have we got.
From:
Michael Foley
23 December 2021 20:45 PM
Ealing announced 2 New Licensing Schemes extra to Mandatory HMO’s. An Additional Licensing Scheme much similar to Mandatory Borough wide as I understand it which is £1100.00 plus £50.00 for every habitable room on top Applicants fee. New Selective license for 3 designated Areas, non HMO’s East Acton, Southall Broadway and Southall Green £750.00 Application fee. I have had those 3 licensing unfairly applied to me in the past but New Schemes cover far more than the previous Schemes ending.
From:
Michael Foley
23 December 2021 19:13 PM
For Tenants with pets / dogs more water, I see them washing them in the bath I don’t like it one bit, or having to power wash the wheeler bins, you all should know what I mean.
From:
Michael Foley
23 December 2021 15:37 PM
Very sad Benefit is a disease it take over, it’s an addiction they never give it up or want to contribute anything. Anyway more big costs coming for Tenants in London water meters being forced. I seen a Bill for one already, a one bed Flat for 3 months 50 units = £150.00 so looks like £500 to £600.pa, that’s equal to what a house water should be.
From:
Michael Foley
23 December 2021 15:29 PM
Why encourage LL’s to improve energy when there are 10’s of thousands of high rise clearly not required and thousands more under construction and even more planned look around you. They way it’s going they’ll be knocking down our Terraced & Semis to make play areas for high rise. Where are all those extra People ? not there so get us out of the way to let big boys take over, penalties for us, subsidies, grants, incentives and favourable Schemes for them, for buyers sometimes I see a perfectly Flat local a to big Developments, £100k less price tag but that one can’t be bought it won’t be part of the big boy tax payer funded Scheme,
From:
Michael Foley
23 December 2021 13:34 PM
Polly, could you start to help by donating £100k of your salary you would still have £36k to live on. Shelter are in the wrong business they should be in the Office of National Statistics just quoting figures. Why not use that £60m tax free pot or such other massive figure, why haven’t we LL’s got Charity Status we actually supply the housing, not sitting on the fence blaming everyone else.
From:
Michael Foley
23 December 2021 09:39 AM
Balvinder, the answer is very simple just reinstate Section 21 how it was implemented, remove all the nonsense tags that were attached in recent years, very often by People & Organisation's with no in-put standing on the side lines chuckling spanners into the works. I take it you haven’t been to Tribunals no offence.
From:
Michael Foley
22 December 2021 11:51 AM
Exactly that which is why there is a massive waiting list, they all want to be on the Council, no shortage of property just a shortage of people who don’t want housing unless it’s subsided, many avoid getting married and divorce now rampant to improve their chance’s.
From:
Michael Foley
22 December 2021 11:05 AM
They want us destroyed to force Tenants to Rent or Buy the tens of thousands of high rise monstrosities for Developers to make a killing & subsequently the Big Boys as mentioned above to take over. SDLT of course it’s significant in London buy a property for £500k that will set you back £30k stamp duty up front and probably only get a flat for that, your first 3 years rent swallowed up taken other costs into Account (excluding license if req’). The so called SD holiday was a bad joke for LL’s, what actually happened Mr George Osborne double SD for LL’s / second homes buyers, then comes along Mr Rishi Sunak and halves it temporarily calling it a SD holiday, do they think we are all idiots. Anyway don’t worry it will get worse and if in trouble sell at a loss, then Rishi can get another £30k SDLT from next mug.
From:
Michael Foley
22 December 2021 08:46 AM
Hardly removal of Section 21 as its not S.21 anymore, its been Stripped Bare already and only a Powerless Remnant left. Any excuse can’t use it, find you haven’t put the Deposit in a ponzu scheme correctly, haven’t got the license that you didn’t know you should have as similar neighbouring properties also let with people living in them with license not required, haven’t served Shelters ‘How 2 Rent’, alleged property damage usually caused by Tenants seldom property damages itself. fiddle with Boiler is good one if Court case coming and say no hot water, the 2 months notice has to be server in particular ways so as to void it for you but now 4 or 6 months who knows, loads of other stuff like 2015 De-Regulation Act brought in to hammer S.21 mainly. Its a bit like selling a car you have stripped, no wheels, steering wheel, engine, gear box or doors not much of it left.
From:
Michael Foley
22 December 2021 07:32 AM
Very good Andrew, but in London many now don’t have High Street Office where you can walk in at talk to them. They are on-line in a warehouse type building god knows where, I had one of those and my rent was always late, it got to 7 months behind, then I had a go at Tenants who were able to prove payments on time by transfer. That was end of that Agent but took months and letters to get my money back, if I was less persistent I wouldn’t by got it, it came in several part payments.
From:
Michael Foley
21 December 2021 08:58 AM
Shelter got a Government Grant to go over the Border to Scotland to interfere there. It’s very big of them to support the above its not there property. Why don’t they supply housing then we can attack them for doing that and tell them what rubbish they are at it, and for being so stupid to house people.
From:
Michael Foley
21 December 2021 06:39 AM
They are Renters they don’t own it, there is a big difference. Rent a car it’s not yours you don’t own it, you can’t paint it a different colour and you have to give it back. Of course if they want all those rights no problem but your own, lay down the law to the lender tell them everything they must do to suit you. Control poverty that’s not Landlords remit, Control the Mother’s.
From:
Michael Foley
21 December 2021 06:17 AM
Kieth. My yields are less than half that due to high property prices in London, higher running costs and higher Compliance, fees / costs / licensing etc’ pound for pound by comparison in London to other parts of the UK. Which have to be factored in when working out yields unless Farmer or Council Economics.
From:
Michael Foley
20 December 2021 16:24 PM
It seems to me they are hurting everyone to benefit themselves their priority. We have worked with the Tenants all the way through and taken a big hit, time to call off the hounds.
From:
Michael Foley
20 December 2021 15:20 PM
Andy, congratulations you got the price you asked for without hanging around with sleepless nights. I heard a famous man once say in TV interview when asked how he got so wealthy, he said by selling too soon.
From:
Michael Foley
20 December 2021 11:51 AM
Christopher dearest wouldn’t it be better to post this advice for Tenants. We can’t ensure ventilation while been excluded from the Property, would you like us to go in opening windows or continue as now look at the condensing running down the windows from outside causing sealed unite to fail. Say opening window 1/20th of floor that would be good, so supposing double room 150ft sq / 7.5ft sq opening. They are not go to open 7.5ft sq, although it would be great if they opened it an inch, looks more like a Planning term to me. I agree about ventilation it best cure for condensation / mould mildew / omicron etc. I can’t see what good Insulation is going to do with 7.5 sq ft open window. What’s this all the time instructing LL’s to teach the Tenants, they are adults & most if not all gave longer in further education than I got at primary, we reared our families and not running a kiddie’s nursery.
From:
Michael Foley
20 December 2021 11:39 AM
Not high rising Capital Value but high depreciation of Currency Value.
From:
Michael Foley
20 December 2021 10:43 AM
Some of mine are D a few are pre-war, difficult & expensive to upgrade impossible if not vacant. One is an E and 6 are ‘C’.
From:
Michael Foley
20 December 2021 09:15 AM
Give us back our money, why not give us back our 10% Wear & Tear allowance, scrap Deposit Schemes, Licensing Schemes, How to Rent and Section 24, then that money can go to give us a super EPC at no additional cost to improve the air quality for people’s health, or are regulators the problem.
From:
Michael Foley
20 December 2021 06:49 AM
Everything they are doing sends a shiver down the spine. How can people in those jobs be so stupid is it because of education system or is it that they never had to earn a living. Talking about Rent Controls at a time of so much arrears, you can’t increase rents on your Tenants when you know they can afford the current rent unless you are going to force in a rent reduction. Interest rate rise is a double hit for LL’s that are not allowed to offset interest against their business / S.24 (pay extra tax on the higher interest rate you already paid the lender) second class citizens. What are they on about making restrictions to prevent you freely selling your property on the open market compromising your investment, none of their business we didn’t need their advice / interference or get any of their financial support when we bought, private business. Enjoy the Recession you deserve what you created.
From:
Michael Foley
19 December 2021 08:59 AM
Paul, remove Sect 21 at your peril it will collapse the whole housing market & economy, anyone who think it will only affect one section is dreaming, the predicted fall will happen for sure all be it a bit later, many people are held to ransom by B of E who abolished savers leaving them with no alternative but forced into property all bidding against each other driving up prices false economy, your own article confirms the implications of removing S.21 hence the rush to get out before it goes as you say busier than ever - 35% of your instruction in this regard so is that not evidence enough just leave it alone. Forget about Renters Reform Bill white or green paper, no paper to help LL’s providing 1/5 of the rented accommodation to the market of their own back and financed by them at no cost to tax payers, how can Government by a better deal than that plus all the SDLT, tax on Rental huge maintenance costs, Regulation’s requirements, vat on everything thing we do even a new boiler can attract £400. VAT. Do they not know how soft they have it, why do we even bother or care.
From:
Michael Foley
18 December 2021 14:28 PM
Alison, nothing new about this its always been the case from where I am standing, why would you want to buy someone else’s trouble, you get your own Tenants and not dealing with historical issues. I know some portfolio hands off LL’s used buy properties (incl’ auctions) sometimes slums with Tenants in place usual benefit Tenants exempt from rules, Licensing & requirements so nothing to worry about just check the Bank to see if money is in.
From:
Michael Foley
18 December 2021 13:27 PM
No Hackney just want the free money for nothing beats working for it.
From:
Michael Foley
17 December 2021 13:40 PM
Yes George exactly up to 45% or more income tax while you have it. Licensees, Penalties, Fines, Rogue Citizen, 28% special C/gains tax for LL’s if you want out. 40% Grave Yard tax at the end, a very poor deal for a lifetimes efforts & dedication, better not think about it.
From:
Michael Foley
17 December 2021 13:31 PM
UK walking blindfolded in Recession sad to say its on the cards a long time, how many times have I seen it before. Interest rates up inflation 5%, millions of jobs gone or at risk thousands of businesses closed most will never recover or even reopen, just add Brexit & Corona. I predicted the last 3, if ever the writing was on the wall, come on now its in front of our eyes and still in denial of reality, it not in my interest to put the dampers on it but I tell it how it is. Good luck
From:
Michael Foley
16 December 2021 22:10 PM
The 5 top tips is amusing. No.2 turn on the heating gently how on earth do you do that. No.4 smart thermostats I have cursed on those, lead Tenant decides to install Hive thermostat and blows PC board and denied he done it even though the wires mixed were up, cost me £180, Tenant didn’t ask for permission. So annoying for other members of the household he was controlling heating from 100 miles away.
From:
Michael Foley
16 December 2021 19:47 PM
Many of the Manufacturers are now joined like Potterton / Baxi same really, Vaillant German, Worcester Bosch (English) 2 of the better ones but costs hundreds more than some others even double. I don’t mind paying the extra if it means less break downs, with the old systems we had gravity hot water and hot water storage tank incorporating immersions, seldom broke down if ever & only then even a few pounds for a thermocouple something small. Like said before if you got break down turn on immersion and give them a few electric heaters to tie them over no panic. Different with Combination Boilers usually no separate hot water cylinder so when it goes down no hot water, for this reason I usually have one electric shower in place, we can only try.
From:
Michael Foley
16 December 2021 18:51 PM
I have 11 Vaillants older one far more realiable before Condenser, water sensor problematic, they changed diverter to a worse type, changed expansion vessel from round flat type at back to oblong shape at side better position but troublesome now that we are not allowed to do simple basic things because suddenly we are all morons. Ideal Standard and Potterton used to be my favourites, Didn’t like Ariston or Volkera and a couple of less popular makes, the vain of my life.
From:
Michael Foley
16 December 2021 17:30 PM
Modern gas Boilers are good when they work properly but give a lot more trouble, in years gone by used to be far more reliable before adding all the electronics and condensing type boilers. The condensing flue condensation is very acidic sometimes eats through flue lining to intake can be very dangerous also condensing trap gums up sometimes causing breakdown can be in a inaccessible position, printed circuit boards can develop faults, see the queue’s outside boiler spares shops in winter, didn’t used to have those problems, not a gas engineer just a LL’s observation.
From:
Michael Foley
16 December 2021 05:50 AM
REDRESS Scheme should only be for Letting Agents who takes 11% of the rent in the main from LL’s. LL who work and pay income tax then turn around and pay tax on their rental income, put their heart & soul into the business should be much more appreciated. They devote all their spare unpaid time to work and maintenance which should be their leisure periods for the up keep of their property. Further any issues arising or emergencies they are there in a flash dealing with it, unlike an Agent ringing around trying to get some one to come in a few days time with the added cost and their commission. I have had Tenants loose or have had their bad snatched including keys been lockout ring me at 2 / 3 am, no problem I’ll get out of bed and be there, several incidents over the years. The is no substitute for hands on self managed LL so we don’t need your schemes, please go away and forget about white papers and green paper too much interference and unnecessary damage done already, just worry about C/tax hikes & 5% inflation instead before it all collapses around your ears.
From:
Michael Foley
15 December 2021 20:46 PM
Exactly right GD it doesn’t improve the property it a cost and liability taking millions of £’s out of the Sector, so they think removing our finances will improve the property. Imagine if every LL had a new Energy Efficient Boiler how much better that would be for Environment, instead of a Licensing Application, Right 2 Rent, How 2 Rent, Settlement status, Deposit Schemes, Accreditation Schemes, Criminalising of LL’s etc, any of this use not exist until being imposed in recent years, so all those could go immediately without renting being adversely affected but an improvement. There is a whole load of other requirements and cost that were placed on LL’s also in recent years that I didn’t mention because those probably have a beneficial or safety value.
From:
Michael Foley
15 December 2021 19:02 PM
Home Office to make Right to Rent easier for LL’s they are having a laugh, it’s a nightmare most have Settlement letter from Home Office but when you read it, it says this is not proof of Status, so what is it ? Some have a code to check but usually don’t work, if they want to make it easier for LL’s then they should do it, how many more free tasks do they want us to preform.
From:
Michael Foley
15 December 2021 17:09 PM
When I had savings in 1971 and tried to buy I was turned down they expected you to be married. Also got turned when a friend & I tried to buy one between us. It was the biggest favour they could ever have done for me, avoiding that noose around my neck for 25 years. Subsequently I bought the land in Ealing to build one, went to the Bank with the Deeds as collateral and they gave me money to Build, the interest rate was high at 13% but part of the deal was I wouldn’t make any re-payments in year one obviously I couldn’t. That time your Deeds just went in the Bank safe until you redeemed them. Anyway I have told you before that I personally built the house which I still have, now I am expected to do courses and collect DCP or a mark against me. I must learn how to do it, but I could do it with computer to comply only problem is I am not capable of use those things, obviously far more important than Building a House
From:
Michael Foley
15 December 2021 16:08 PM
Anything to do with more rules and Schemes is what it is, anti-landlords we are strangled with Regulation’s and costs making us dysfunctional while removing out rights and ability to manage then fine LL for poor management.
From:
Michael Foley
15 December 2021 09:32 AM
ARLA where have you been all those decades while we struggled to build up our business you weren’t there, only a handful of letting Agents in London none in some places but now a dozen or two in every Borough so you are making a fine fat living off LL’s. That’s not enough you want to rule the roost taking full Control of your Customers business calling all the shots, poacher turned game keeper.
From:
Michael Foley
15 December 2021 08:49 AM
Of Course Sandwell’s wants it like other greedy Councils running this extortionate racket with no cost whatsoever to themselves, not even one penny, money for old rope. They already had all the Powers ever needed as far as 1992 to deal with any situation regarding private rented sector, so it’s the free money.
From:
Michael Foley
15 December 2021 08:36 AM
David, I disagree with you about if you bought a house years ago, what makes you think it was easy then. I remember in the 1960’s when I was minded to save up to buy a house, Semi- Detached in outer London were £4.5k while my take home pay was £17.00 per week after stoppages, even top trades were only six & one penny + halfpenny an hour (all before decimalisation), right you try living on that, pay for your food, lodging, travel, clothes, work ware etc, save to buy a house good luck with that. Ummm a few rules & Regulations not expensive dream on what Planet are you on, obviously you haven’t it or wouldn’t make such a silly remark, the cost is massive and the main driver of high rents. Not Expensive to Administer you say, last Sunday it took me 3 hours to make an application for license renewal +£1300, fee, you can all sneer if you want, you’ll find out by the time you have got all your Certs’ & other documents in place & up loaded, previous Sunday the same & another £1300, all over Xmas is going to be same carry on, and all licensed before 2 and 3 times so please write about a subject you know something about. Do get me started on C/gains or Inheritance tax you didn’t mention any of that lol.
From:
Michael Foley
15 December 2021 05:10 AM
Well if David is writing a book on the World first Hound. Master McGrath was a good one, she won the Waterloo Cup 3 times 1868, 1869 & 1871 then poisoned by her competitors owners the story goes. There’s a whole industry after growing up and making a living on the back of Landlord bashing, far easier to knock people than to do it yourself.
From:
Michael Foley
15 December 2021 04:08 AM
David, regulation’s are a huge factor this last 10 years particular in driving up rent each cost placed on LL then add Council licensing Application fee for no in put, gone up from £560. to £1100. from start of Scheme for mandatory, but also thought of another charge/ £30 extra per habitable room on top, some Boroughs charge a straight £1400 if that didn’t get you they also introduced Additional & Selective licensing for good measure.This is tip of iceberg you have do all the work requirements on top many thousands more. So any LL that was required to get a license had plenty of upgrading to do Tenants in-situ or not at all own cost, not going to be possible to do EPC work inside like this when occupied whole walls to be insulated removing Kitchen units and bathroom fittings where you have 225mm solid brick walls & when not owning whole Building. Anyone not happy with renting buy your own the lender is not going to tolerate nonsense, enjoy your jam sandwiches next 25 years and when to crash comes which in inevitable you’ll love paying for a property that’s not worth what you paid for it.
From:
Michael Foley
14 December 2021 15:33 PM
David, some of my rents haven’t gone up in 10 years from a low base yet loaded with extra costs & requirements. Extortionate licensing fees that have double since introduced in 2006, repeated licensing fees some redone 3 and 4 times while Family letting exempt and some others to, don’t forget to factor in all the costly requirements, then complain about affordable Rents.
From:
Michael Foley
14 December 2021 12:04 PM
I had a guy who painted the main double bedroom dark blue to include Walls, Sockets, Switches, Double Glazed windows frames all smudged, Ceiling same blue, Skirting Boards, Back of Door, Pictures rail etc, try changing that back. Some Tenants can do good work to be fair especially from Eastern Europe but the colour will always be grey, inside & out.
From:
Michael Foley
14 December 2021 11:35 AM
It’s a Statute problem bad Laws needs changing, like rent re-payment orders also , use your property and all its facilities for a year then claim their money back some nonsense going on. I see a guy in the Café other day he had a big Chicken dinner and devoured it, then went up to complain and got his money back, the owner trying to keep the peace
From:
Michael Foley
13 December 2021 16:09 PM
I was not singing their phrases just a source to test the market for £1k small beer regarding property and if it went fair enough so from my previous example you would need to get an extra £14k + vat from High St Agent to end up same level, may limit potential purchasers ability to find the extra cash. I think I have seen the shares at £5 then sold off for a £1 then a low of 26p now recovered some what, if they go into liquidation just add 430 more jobs to the list.
From:
Michael Foley
13 December 2021 10:48 AM
Congrat’s Alicia this is a recipe to create more arrears, do you not think they will take advantage of this.
From:
Michael Foley
13 December 2021 08:17 AM
There’s a House in our Road up for a £1m. I am told Agent sales fee is 1.5% very high I think (£15’000) you know what I mean, good night I said too today.
From:
Michael Foley
12 December 2021 22:56 PM
Robert, I like it we are all hands on landlords and always was. That excludes all the non productive computer gurus so called Professionals that they want us to be.
From:
Michael Foley
12 December 2021 22:43 PM
Probably ok for selling a very low set fee and support for photo’s or video at extra cost but don’t need to pay up front or to 10 months, advertised on Zoopla, Rightmove etc, if not in too much of a hurry to sell could take a punt for £1k + it could test the market.
From:
Michael Foley
12 December 2021 22:17 PM
I suspect as with all things to do with PRS it will be the landlord fall guy, if an Agent rents out your non-compliant property it’s the owner is always ultimately held to Account that’s well documented. Those people have terms & conditions and are not go to stand in front of you but we’ll behind, do you think they are going to take responsibility for your property
From:
Michael Foley
12 December 2021 21:08 PM
It’s well time to scrap the Deposits Schemes & Prescribed Information bringing the whole business into disrepute. It’s total injustice why should any landlord have to give back the worthless Deposit to a Tenant not alone 3 times more as well. The Deposit is no longer protecting the property which is what it should be for but instead you are just minding money for the Tenant and potentially getting saddled with a huge liability of 3 times more for what ? If they misappropriate the rent they are not required to pay 3 times more.
From:
Michael Foley
12 December 2021 20:16 PM
Hi Jim. I have to disagree on this major stumbling block its massive. I know what it was like before, why it was needed and fought / campaigned so hard for it. There was virtually no buy to let prior. I don’t expect you to understand with the greatest respect because you weren’t there, as you say yourself 30 years / 1991 of course after the 1988 Act which would have been irrelevant without S.21 having been a LL since 1978 I think I should know that one. Anyway no point in calling it S.21 anyone now that its only a remnant undermined as you rightly say by Deposit debacle. How 2 Rent, EPC, DEICR, 2015 De-Regulation Act, property damage excuse, Licensing etc, any of which is likely to prevent you using S.21 its disgraceful behaviour. It will and has been noticed by the damage already done creating ASB, Cannabis growing, overcrowding, subletting, etc, didn’t exist before interference Section 21 should be reinstated to its original function to do what it was meant to do, don’t worry it will get worse, christ I struggle with this little HE.
From:
Michael Foley
11 December 2021 10:23 AM
Morning Jim, you are not on a different Planet just operate a different model really in my view. Section 21 is very necessary for the private rented Sector to have any control over the property, yes seldom we need to use it because its there, remove control over any business you know what happens and you know what I mean. I don’t mind if you are having a dig, S 21 is completely necessary. How 2 Rent now 17 pages more than doubled since start and I agree it has no value for improvement of renting because it was never meant to, only brought in as an extra cost and encumbrance to increase LL’s work load and waste time, paper, prevent use of S.21 if you didn’t serve latest one whether you could have known what that was. MHCLG moron Dept’ has 65 pages so called model Tenancy Agreement that they was us to use desperate to waste paper. There is a very simple way to avoid evictions which I have but its very risky my rents are away below the market value so no one wants to leave me.
From:
Michael Foley
11 December 2021 08:45 AM
Kieth, look at what you done you rekindled the subject a year on, if ignorance is a disease the education didn’t do much for the authors of “How to Rent”
From:
Michael Foley
10 December 2021 18:29 PM
We’ll have to ask our Boss Shelter who forced How to Rent guide upon us in 2014 and changed 10 times/ 11 issues since is my recollection. We have to be a fit & proper person but also the most appropriate person then put up with this nonsense making it up willy- nilly as to go along, are they fit & proper ?. All I know if you do a new agreement you have to serve the latest one whether it’s possible to know what that is another matter, also any other changes to Contract or becoming periodic may have to re-serve to be completely stupid and compliant.
From:
Michael Foley
10 December 2021 18:15 PM
NAO, where is your evidence that our Houses are less safe or likely to be less decent. This is rubbish and only hear say we have very good properties brought to the market at no cost whatsoever to tax payers or Government top that can you find someone cheaper to supply impossible. Why have Regulation’s / Council’s been allowed to damaged us so much for doing the right thing. It seems to me your idea of improvement is to damage us even more, we need less Regulation for the Sector to improve not more we are strangled. Forget about white paper and green papers going to make more mess.
From:
Michael Foley
10 December 2021 09:26 AM
Seems like my comment here was removed probably unbelievable but every word true good luck.
From:
Michael Foley
10 December 2021 08:20 AM
NAC, are you blindfolded do you not know that Government & Council’s have done enormous damage to private Tenants driving up costs on private LL in turn making rents unaffordable. Painting LL’s Rogues as a cover to take tens of millions out of private rented sector.
From:
Michael Foley
10 December 2021 08:07 AM
Tenant jailed for punching LL ?, WRONG HEADLINE He wasn’t a Tenant he was a Lodger., completely different occupant.
From:
Michael Foley
10 December 2021 06:46 AM
Ever since they took away LL rights excluded him from the property, caused anti-Social behaviour, caused cannabis growing, caused overcrowding with licensing schemes reducing how many LL can have, so some tenants had a field day filling the capacity, many a house was built or bought by the occupants in foreign parts on the back of ths interference. Their actions also invented R2R the greatest scam of our time, any of didn’t exist before and now make more rules & laws to prosecute the victim.
From:
Michael Foley
09 December 2021 14:02 PM
Agree, very seldom we needed to use Section 21 because it was there and the Tenants knew you could take action if it came to that, take it away and see what happens we’ll be back like how it was before being introduced. Did someone say the best guide to the future is what happened in the past.
From:
Michael Foley
09 December 2021 10:10 AM
Shelter, you house them then all you ever do is knock and despise private landlords that house millions. Polly, take a £70k pay cut and you’ll have £63k pay pa + any expenses that we are not privy to and still too much for someone making herself popular by doing a hatchet job on PRS.
From:
Michael Foley
09 December 2021 09:12 AM
Emily, exactly right and didn’t they always get their Deposit back when they looked after the Place. I never failed to give Deposit ever even when there was obvious damage and we always finish on good terms, at least we knew when they were leaving not getting behind with rent and disappearing How can Rents go up when they can’t afford it now, reality check please, come down off that cloud.
From:
Michael Foley
08 December 2021 10:26 AM
Not yet another Deposit Scheme what for. Why not let the LL have his Deposit to protect his Property. Which is what it was meant for, not this rubbish of protection the Deposit itself adding another burden on the LL. That’s why I have to forego £24k Deposits in preference to those useless schemes impinging on your rights and undermining Section 21. I don’t see any of those guys jumping to set up Rent Guarantee Schemes.
From:
Michael Foley
08 December 2021 08:56 AM
BBC Radio 4 is right there is massive fraud going on in the rented sector. Although they missed the biggest fraud on private Landlords by the Authorities.
From:
Michael Foley
08 December 2021 06:50 AM
This is absolutely amazing that a Council Chief can come out with a dum Statement like this. “Dangerously UnRegulated” indeed. Does she not know that we have over 150 pieces of legislation governing us, among the most Regulated business in the Country, come on now play fair, we have to be a fit and proper person but also be the most appropriate person and then have to listen to this nonsense.
From:
Michael Foley
07 December 2021 19:36 PM
Where allegedly are all those Rogue LL’s if they exist, if they exist you must Know who they are and authorities can easily deal with them, if they don’t know it’s speculation and here say and should stop using those slanderous derogatory remarks turning public against us. I never heard Councils refer to LL’s without calling them Rogues. Suppose someone make a racist comment they would probably be locked up. It ok to keep discrimination and de-meaning private Landlords.
From:
Michael Foley
07 December 2021 18:18 PM
GD, I don’t think even doing all those things will get you a C needs a bit more. I wouldn’t be too concerned about the cavity fill the products are tested and passed. However you could get them to use the beads one like little balls of polystyrene, better for filling narrow cavity’s or spaces. They will try to talk you out of it, its more expensive
From:
Michael Foley
07 December 2021 14:12 PM
I have smart meters in my house that haven’t been used in 4 years since I switched from British Gas to EDF either BG wouldn’t let them use their smart meters or not compatible with their systems, so I am back to sending reading meters, wonderful
From:
Michael Foley
07 December 2021 13:27 PM
The Council’s had tax payers money to do the work and don’t pay tax on their rental income. We have to pay for the property, up dating and taxes plus pay Council to look at it, hardly a fair comparison. Looks like the whole family had made use of subsidised housing.
From:
Michael Foley
07 December 2021 11:45 AM
Well if the Tenants can’t afford to rent my good quality properties which are all £300.00 to £400.00 per month below the market and some houses at least £1’000 pm below the going rate, yet it doesn’t stop me getting clobbered with a mountain of regulatory costs (do you want the list) & requirements + repeated licensing fees.
From:
Michael Foley
07 December 2021 10:57 AM
How many LL have done this right to rent checks, it’s an nightmare doing settlement checks on Government website and another layer of unpaid bureaucracy, they’ll have Passport / ID card and Home Office settlement letter, However when you check it out some of the codes don’t work, again making it more unpaid work problems for us.
From:
Michael Foley
06 December 2021 18:21 PM
Regulation’s keep LL out at all costs, don’t let he see what going on, then fine LL for not being in control.
From:
Michael Foley
06 December 2021 16:56 PM
AQ, you are having a laugh, too many vulnerable Landlords being milked by everyone, look at facts and see how many extra rules, charges and costs we have had to absorb in recent years. I can give you a list to enlighten you if you want. Or Course all licensing increase LL’s costs, don’t forget compliance costs which is much higher but Councils not a penny cost on them legalised robbery. I would be vulnerable too only for me.
From:
Michael Foley
06 December 2021 09:49 AM
I don’t believe that there’s any shortage of Housing and won’t be either where are the people going to come from. I see no scarcity what I see is thousands of high rise already built, thousands more under construction, thousands more in the pipe line, if those are filled up no Tenants for traditional LL, our house prices will fall and the big boys as now will get preferential treatment. There are huge waiting lists for Council housing but they are living somewhere already and not interested in paying full or market rent do you think they are stupid or something when they see millions on it already. Grenfell disaster 72 die rip in this 22 storey block of Flats but nothing learned at all. Just a mile up same a 40 road 2 Tower blocks 50/55 storey blocks of Flats nearing completion, for good measure 6 more 50 storey blocks of Flats planned for Acton Town Centre half a mile away, need I say more?, the couldn’t cope with one less than half the height/ 22 storey . The Company that made the Insulation for Grenfell is likely to be making the product that we are being forced insulated out houses with, good isn’t if they find anything wrong with that down the line the Town will have to be demolished.
From:
Michael Foley
04 December 2021 15:16 PM
Andrew on a lighter note from yesterday, take no notice of London prices. Even if one London property is worth more than your 4 or command more rent than all, if you get one property empty you still have income from 3 other, better spread if one expensive is empty you have nothing .
From:
Michael Foley
04 December 2021 08:05 AM
I bought them a condensing drier just put it anywhere but same problem as you they wouldn’t pay for the electric, anyhow corona is best cure for mould & mildew. I see windows open for first time in years.
From:
Michael Foley
03 December 2021 16:28 PM
A 2 double bed Flat in zone 3 will set you back £500’k and rent for £1200/1300pm. I have one 2 bed let for £1200 pm because they are struggling, and a good size 3 bed let for £1350 pm both licensed and up graded to comply with building regulation’s 1991, (shouldn’t have needed a license the council didn’t know their own rules) with good living rooms and private gardens. I have no doubt you have London rents in Glasgow without the high purchase costs of the property, we are stuffed .
From:
Michael Foley
03 December 2021 15:44 PM
Pat, I wouldn’t go demolishing my property to get at the land. I will leave that to the Developers in London that has burned down so many Pubs prior to looking for permission to build huge numbers of high rise Flats with 2 m2 outside recreational space in the sky (their gardens) and clearly not required. Regarding inflation Robert got it right. I think of it in a similar way I call it currency de-valuation.
From:
Michael Foley
03 December 2021 14:50 PM
Sorry Robert my mistake you didn’t say how many bed your flat was.
From:
Michael Foley
03 December 2021 14:20 PM
Robert, different kettle of fish for me some rents haven’t hardly stirred in years since 2006 when Mandatory licensing was introduced following 2004 housing Act, as an example one that has been licensed 3 times is 5 double bedrooms 25 X 12 lounge dining room separate fully equipped kitchen, 2 kitchen sinks with range cooker double oven / 8 burner hob, American style fridge/freezer etc, Garden, 2 parking spaces, in London, Zone 3, currently let for £2’200 pcm, and hammered with regulation’s, so if can get £2’100 pcm for one bed in Scotland good luck to you.
From:
Michael Foley
03 December 2021 14:14 PM
Exactly that face to face value better than all the checks, you’ll soon get the feeling in your bones what they are all about. The rent guarantee insurance if you can get it you don’t need it. Just reinstate Section 21 how it was and give LL back control of his property. I get on well with my Tenants some can be difficult at times and I am awkward enough myself as a LL you can’t be too cosy either just keep that one step between you but I never get rid of rent paying Tenants and they know that no matter what damage I’ll fix. I am just sorry the day that they leave
From:
Michael Foley
03 December 2021 10:54 AM
The Re-Licensing again and again that’s the killer. When many never done one, while others are not required to do so. When you have done everything they wanted brought it up to standard why can’t we be left alone until everyone else have done the same.
From:
Michael Foley
03 December 2021 08:30 AM
28% CGT on your property and 40% Graveyard Tax on yourself.
From:
Michael Foley
02 December 2021 20:16 PM
Why use private LL to do your job, you have spent the last 15 years doing your utmost to destroy us. Its disgraceful to see anyone sleeping rough on the streets in a wealthy Country at any time of year, you hold your pets in higher regard. The local Authorities should be fined for not doing their job, how about a £5k to £30k penalty like they have willy-nilly for private LL’s, even for the Council employees who are in a position for carrying out this duty instead of big salaries for nothing only to cripple PRS. So now you have another £30m of tax payers money to spare get out there tonight and get them under cover. I think you are too obsessed complaining LL’s who already supply good quality housing. I am sure those misfortune human beings down on their luck for any number of reasons would love to get under the roof of an F or a G, you morons. Regarding NRLA I am not going to knock them as we don’t have many places to turn to for support although I was much happier when Mr Richard Lambert was CEO a brilliant guy.
From:
Michael Foley
02 December 2021 18:41 PM
Peter, I believe what you say is right but not all things are the same to my mind. Leaving it in a Will is a different matter, if you dispose of the property but by which means, I see a difference between disposing by selling rather than giving it away. I think what I said was right to and all those schemes and allowance don’t apply when talking about London in the main, estate’s over 2m all allowances are washed away.
From:
Michael Foley
02 December 2021 15:18 PM
George, maybe he forgot to take photo of room stat.
From:
Michael Foley
02 December 2021 12:51 PM
Don’t know what to think gift rap the house in polyurethane foam stuff, then open the windows to let the virus out.
From:
Michael Foley
02 December 2021 12:35 PM
Nationwide gives them money as well, yet LL are their biggest customer with their subsidiary TMW, M & S gives them 5% of my sandwich enough to choke me.
From:
Michael Foley
02 December 2021 09:36 AM
Peter, as I understand it if you give the property away now you have to pay the CGT on transfer, but you are not finished yet with it, you have to know when you are go to die / the 7 year rule that’s really only 4 as they don’t count the first 3 years as any reduction in IHT, so if you die after 3 years you’ll have paid CGT for nothing and still have to pay 40% IHT. Same difference if you sold the property pay the CGT now , when you die pay another 40% of the remnants you have left. I agree it ridiculous paying tax purely on inflation or decrease in current value as they have done away with index linking and taper relief.
From:
Michael Foley
02 December 2021 08:37 AM
Suffered far too much already with HMO requirements some nightmare trying to work around Tenants with hard wired electrics everywhere full of their belongings, fire doors, stops, frames up grading, locks, closers etc, see how you go on when you start using planers, routers etc making noise and dust with limited space to work, incidentally LL pays for all this big surprise but also have to pay the Council £1400. as a thank for forcing him to do it. EPC’s next problem some of mine are Victorian 9” solid walls beautiful yellow stock bricks with red architectural feature designs around windows & doors not like the plain rubbish looking building of today indistinguishable from office buildings. I don’t want to cover up this timeless maintenance free external brick work. Inside so difficult some have part open plan with fitted kitchens, then the electrics involvement and bathrooms ?, you are proposing to do this with Tenant in situ ? and now want longer/ indefinite tenancies making it impossible to get a vacant period to do it.
From:
Michael Foley
02 December 2021 07:52 AM
All rip off taxes we are already paying 28% cgt that’s 8% super surcharge CGT that don’t apply to anyone else only LL like me stupid enough to be paying 40% income tax already, (otherwise cheaper CGT rate) No wonder they are dithering at what they were proposing, increasing it to my personal tax rate of 40% the same as Inheritance tax, so there’s the possibility of paying 40% CGT & 40% IHT (80%) why don’t they just take it off our hands and save us all this torture, nothing but grief & penalties, I think that £12.5k annual CGT allowance is not available for higher rate tax payers either. The tax rate should be reduce on a scale according how much tax you actually pay, the more you pay the better rate you should get encouraging business not stifling it and not all the time favouring people who doddle along paying very little or nothing, put that in your think tank.
From:
Michael Foley
02 December 2021 04:54 AM
The other point is you with the 4 Terrace Houses for £650k, you and I presume your good lady wife is not too presumptuous of me, can be passed on as part of your Estate the 4 houses free of tax with the nil rate band allowance, also giving you far more flexibility how to distribute your Estate to family members, we are stuffed.
From:
Michael Foley
01 December 2021 22:32 PM
Andrew £ for £ you make double your investment compared to London, it nonsense down here with 32 London Boroughs doing their utmost to grab every penny with licensing, fines, penalties and confiscation Orders, easy money for them with no input. Their fines are huge as is their legal charges sometimes in tens of thousands making a mockery of justice system.
From:
Michael Foley
01 December 2021 22:13 PM
Some London LL’s the cherry pickers are getting good rents but many are not although hit with more regulation and far higher costs than other parts of uk. I have a property for example valued at £650k judging by some other sales locally let for £1500, pm. I know of a similar house out of town recently purchased a couple of miles from Luton Airport cost £375k and command a rent of £1800 pm, make what you will of that. London is high value property not matched by the return.
From:
Michael Foley
01 December 2021 20:34 PM
Wendy, exactly right it should apply to all residential property across the board regardless, not picking on one section of the community which is a fraction of the housing stock, how is present policy go to improve the situation over all by excluding 75% of properties. It seems they love to divide us and it works well, a bit like Settlement Status for renters it’s a nightmare and when I try to verify the documents on Government website the codes doesn’t work leaving us in limbo, anyway it only applies to England as I understand it, not Scotland or Wales, and all work load and costs transferred to LL, as with all other aspects of renting not a penny from anyone else and forget about rent increases that is not affordable that cannot work. Looks like my yields are about 2.5% not 6/8% the media would have you believe.
From:
Michael Foley
01 December 2021 18:58 PM
Don’t remember it this way must be Shelters 2015 De-Regulation Act, implemented on 1st June 2019 fees ban.
From:
Michael Foley
01 December 2021 10:00 AM
I seen a house at Auction with broken windows, no back door just a piece of plywood screwed over and 4 ft hole in the roof, it had EPC “C” and sold well
From:
Michael Foley
01 December 2021 07:28 AM
Well managed properties that LL have been left no Authority to manage. Anti-Social Behaviours that didn’t exist before Regulations when LL had rights and not excluded from the property. Never over crowding before HMO Regulations clipped LL’s wings and removed his ability to manage. Fine the powerless LL for Tenants miss-behaviour some farce, we are not the Police and if all Police powers were removed how would they operate.
From:
Michael Foley
01 December 2021 07:21 AM
Hi Karen, so sorry for your situation but not uncommon I have had that a number of times and suffer in silence, sometimes takes months and costs thousands to put right, so now we have Safe Agents safe for them of course was Arla not enough, now Redress Schemes but redress for whom and who pays the piper. This is the result of all this anti-LL hype and adverse laws in recent years. So many carving out a soft business model for themselves sometimes in collusion with the Council they all have the snouts in the trough at LL’s expense, no one else pays a penny for anything ever. I am beginning to question who the real Rogues are.
From:
Michael Foley
30 November 2021 20:47 PM
Everything free will be over subscribed even the phone call. Like carrier bags used to be and grabbed by the fistful, about time NHS started charging something as well stop the abuse even a fiver would do, too many free loaders everywhere.
From:
Michael Foley
30 November 2021 08:42 AM
I haven’t been blogging for a while because no one taking a bit of notice of what we say taking up my time although I usually read the comments. This morning is something else regarding Duty Court Solicitor free for Tenant. Those guys could be very high ranking standing-in for the day, never mind representing yourself even with your own legal person, the Duty Solicitor will wipe the floor with them. Stop all this nonsense time wasting and costs we don’t want to be anywhere near a Court we have a business to run. We have more than enough to deal with already with over Regulated. Council requirements, licensing, mees etc. just re-instate Section 21 to do the job it was supposed to do before being nobbled.
From:
Michael Foley
30 November 2021 08:22 AM
Plan, no matter how big you are or want to be trying to corner the Letting Business on a massive scale, just like the other Big Institutions, John Lewis and Banks etc, muscling in on Private Rental that didn’t exist prior to our efforts in getting the 1988 Act, that created private Letting. So your idea is to a monopoly as you hoover up the small Private LL’s currently being forced out of business. No matter how big and gloat all you want you are still dependent on the individual paying her / his £300 or £400. pm, put that in your pipe and smoke it, the Tenants will know who’s best for them.
From:
Michael Foley
01 November 2021 07:38 AM
PLAN my foot at least the first paragraph got it right when you said it’s not traditional LL’s. Why not plan for LL’s with less that 75 properties, although you seem no different to the Mayhew Report 2006, (they got £100k for that nonsense) that don’t know whether its units of properties they were talk about, or actual full properties. Another big boys Club built on the backs of small private LL’s with greed, started with the Woolwich buy 2 let nonsense skyting deeds for one property to the next and nothing actually paid for, just buy more on the inflation of the others. We were traditional LL’s that used traditional Commercial Bank Loans but now hi-jacked, and it’s what caused us all the greedy hate from the wider community, very likely to have caused the 2004 Act, nibbling away at the 1988 Act, making it useless & under mining Section .21 plus a Raft of other ant-LL regulations continuing to this day. Paul don’t forget your roots in Kenton where my first employer Kingsway Builders were based, (small).
From:
Michael Foley
01 November 2021 07:11 AM
I have heard a Council say they want Tenants to learn how to manage their money, it must be to learn to manager LL’s for themselves How can anyone be so ridiculous, they are highly educated able to use Computers, Laptops and iPhones it like something to tell a 7 year old.
From:
Michael Foley
31 October 2021 13:31 PM
Anyone must know that by paying money to the person its not owed to, it’s very unlikely it’s going to get to the person that’s owed. Its a deliberate action by Council to give the Tenant the opportunity to steal, in other words the Councils don’t want the LL to get paid.
From:
Michael Foley
31 October 2021 12:36 PM
I was saving and minded to buy in North London in ’64, However work situation with my employer taken me to other Towns for better wages so not until I returned to London but this time to West London did I purchase but felt existing houses were too expensive and poor quality for the money so I bought a Site in 1972 in Ealing W5 and build my own first house Detached 4 bed, Kitchen/diner, large L shape lounge, down stairs toilet / cloakroom, main bathroom, ensuite bathroom to master bedroom, double garage + double off Street parking etc, no Grant, no Bank & Mam & Dad, no schemes, incidentally I still have it, but now I have to put up with know all digital academics teaching me how to suck eggs or I’ll be in line for a fine, penalty or confiscation Order.
From:
Michael Foley
30 October 2021 20:25 PM
Licensing is not for improvement it’s a scam to make money for old rope for Council, divide & conquer it don’t apply to Family’s milking the system blind so blatant. Working Shares are expected to carry the burden for all, other related / connected Families 6-8 or even more no license required most on Benefits. It’s easy to know who occupy the Departments making rules for their own and who’s are very often milking the system. Rules should apply to all Renters or to no one. Some Boroughs are reported to be in line to take £20m out of the system, that’s an ideal method to destroy Private Sector Housing just add Section 24 disallowing interest payments while Companies can claim the lot, for good measure add Costs, Penalties, fines, Re-payment Orders, to really rub it in, Banning Orders. becoming popular.
From:
Michael Foley
30 October 2021 19:44 PM
I bought some at Auction can be different situations. There was one where they were taking offers prior so I gave them an offer in writing, a letter came back from Auctioneer saying that I wasn’t successful but if I attended the Auction I might get it. I felt they trying us all out first and I didn’t attend it went for £7k less which was significant at the time. Looks like they lost £7k for being too clever although if I had gone I don’t know where the other guy would have stopped, just knew that was my limit.
From:
Michael Foley
30 October 2021 19:09 PM
On a different note I think all protesters should be Registered and licensed, pay £1’100.00 Application fee like the LL’s that they are protesting about, its not fair that licensed Regulated Landlords are being bullied interfered with and obstructed while running a legitimate Business by unlicensed, un- Registered bone idle tugs that have all this free time to mess about.
From:
Michael Foley
30 October 2021 14:55 PM
We were referring to different cases but same type of thing. Congratulations and hats off for offering an out reached hand to LL’s that needs help. I don’t have that confidence in the Courts and or Councils being part of the establishment so you are challenge Authority, that’s big and costly, virtually all LL’s pleads guilty or case is transferred to another Court where fine doubles or worse, that’s why no defence is offered or in many cases better not to attend. I have been to County Court a few times years ago and legally represented, quickly learned not to go there. Other than that I have been to Courts as an interested party 31 times which incl’ first Tier, upper Tier, Magistrate, County, High Courts, Royal Court of Justice, ended up taking 5 years, cost a packet and became Case Law, the looser committed self harm Rest in Peace. LL’s have far too much stress inflicted on them wrongly by Councils and other outsiders with no input plus lame duck organisations with Charity Status living off our backs.
From:
Michael Foley
30 October 2021 06:36 AM
We were referring to different cases but same type of thing. Congratulations and hats off for offering an out reached hand to LL’s that needs help. I don’t have that confidence in the Courts and or Councils being part of the establishment so you are challenge Authority, that’s big and costly, virtually all LL’s pleads guilty or case is transferred to another Court where fine doubles or worse, that’s why no defence is offered or in many cases better not to attend. I have been to County Court a few times years ago and legally represented, quickly learned not to go there. Other than that I have been to Courts as an interested party 31 times which incl’ first Tier, upper Tier, Magistrate, County, High Courts, Royal Court of Justice, ended up taking 5 years, cost a packet and became Case Law, the looser committed self harm Rest in Peace. LL’s have far too much stress inflicted on them wrongly by Councils and other outsiders with no input plus lame duck organisations with Charity Status living off our backs.
From:
Michael Foley
30 October 2021 06:34 AM
Yes Jim that’s what I thought the Council had years and what about the Established Use 4 year rule ?. Also in other cases much longer than this one. Regarding challenges to the decision you’d have to believe in the justice system to be fair, honest and not corrupt, that takes a lot of believing those days with so much collusion, and one sided decisions. you see Council, Courts and Government sharing the spoils, clear conflict of interest. I don’t think so keep well away from Chancery Chambers.
From:
Michael Foley
30 October 2021 05:20 AM
Full C/tax on voids for a non service, there is only one way interest rates can go and that’s up, good luck, no more blog today I have things to do.
From:
Michael Foley
29 October 2021 07:58 AM
We didn’t have a narrow escape he did as we will not be buying anyway. The 3% additional surcharge made sure of that. What Planet are the on and can they not even do basic arithmetic. Say buy a property for £500k how much deposit you’ll need, what repayments will be, add all other costs & god help you if it requires a HMO License and all the compliance that goes with it, hopefully you’ll be buying with an EPC that will last until at least 2025. How are you doing so far find Tenants hope you don’t have to pay an Agent if so it’s approximately 11% in London with the vat, be aware if you not a Company you are a second class citizen and loan interest not allowed for tax purposes, how are the figures stacking up now just add on £30’000. Stamp Duty how long is it going to take to recover that if you survive that long. Oh you have to do all this on £1500 pm and good Tenants with no voids!!
From:
Michael Foley
29 October 2021 07:30 AM
3’356 read this and only 2 people made a comment in 2 weeks and I am not commenting specifically on this case either, which is hardly surprising when they have made LL’s too scared to say anything. Councils are always delighted and clapping themselves on the back about the outcome as if they ever loose a case. Anyway it’s well known and reported for years that there are approximately 4’000 such buildings in West London, so they have a lot more clapping and delights at their disposal.
From:
Michael Foley
29 October 2021 02:51 AM
I don’t believe any Account is secure anymore it’s so easy for digital academics / so called professionals to clean us out, that we are required to use (or we can’t comply because they make it that way) to cope with outrageous unjustified regulations, everyone getting all our Bank details and knows everything about us,
From:
Michael Foley
29 October 2021 02:14 AM
Doug of Course it will be gone up that’s the name of the game, hasn’t it gone up from £560. Application fee at start of licensing to £1’200 + now, that’s some unjustified increase, but sure they must look after the poor Tenants being treated so badly by us terrible Rogues Landlords.
From:
Michael Foley
27 October 2021 15:04 PM
Stink Tank go and buy your own, surely you’ll get one of those Governments Schemes to help you out temporarily with the Mortgage before lenders start re-possessions.
From:
Michael Foley
27 October 2021 08:15 AM
Obviously it don’t matter about Landlords mental health, under unjustified attack from all quarters especially Local Authorities who should be there as servants of the public to serve all not serve one section and despise the other, only ever refer to private LL’s as Rogue LL’s, (how do they get away with that). Who houses millions and forced to pay for Council employees fat Salaries to demean and Criminalise us.
From:
Michael Foley
27 October 2021 07:49 AM
4.4 million households. Hopefully someone can tell me what is a household ?, is it a small Studio, a Flat, a Terraced, a Detached house or neither. Would it instead be one person, two persons sharing or a family.
From:
Michael Foley
27 October 2021 06:55 AM
What’s the point of a public Register if its going to be like the HMO public register useable and designed to deceive, try it and see if you want to find out if a house / property in an area is licensed well not hope unless you have nothing else to do. Everything all mixed up mumbo jumbo all over the place, why not simply have everything in Chronological order so that even a moron like me could find it. Say put Register, Road by Road in the Borough or Post Code and all immediately available in front of you, not one on different pages all over the place all mixed up ?.
From:
Michael Foley
26 October 2021 10:21 AM
Why have a LL Register for LL’s that are already Licensed that are screwed, they are taxed to the eyeballs and outrageous licensing schemes that don’t apply to huge numbers on Social housing and LL that let to Families. I believe most Benefit families are fraudulent that’s saying something you can include majority of Generation Rent in that, it’s ridiculous and destroying Society breaking up family units to work the scam, just how many divorces in recent years because of this injustice and currently in the pipeline to avail of all the goodies, I see it all the time and Government knows it for sure tho are doing the paying out, a working husband can’t compete with State hand outs pay a Mortgage, tax, c/tax at rear his family. Register LL’s that are not Licensed, put a hold on HMO renewals for LL’s that are already Licensed (some even 2 / 3 times) until all others have Licensed at least once, stop this Discrimination at injustice.
From:
Michael Foley
26 October 2021 09:25 AM
I suspect many of the LL’s that should get their arrears won’t but the LL’s & Tenants in collusion with each other will as always milking the system.
From:
Michael Foley
25 October 2021 08:03 AM
Another green horn, my rents or property hasn’t increased in the Pandemic as he says, just lumber with evermore rising costs and regulations can I have a windfall tax to make up the difference. Housing costs not to be more than 25% of household income. Brilliant idea for people with Mortgages I am sure they’ll be delighted, don’t know about the lender.
From:
Michael Foley
25 October 2021 04:03 AM
I don’t know what initiative they are on about. We have to provide the information for licensing and not allow to Let without the correct EPC. They must want us out bad, its the 3m LL properties are being attacked so the other 22m properties are not subject to the same Laws.
From:
Michael Foley
22 October 2021 18:31 PM
The Selective licensing Scheme seems to have changed again looks like they keep making it up as they go along. Before they referred to people as households now they are call them renters. That’s a big difference before you could have 2 households and not need a license which meant 2 couples (4 persons) but if you had 3 singles you had to get a License, crazy rules, now they are saying 3 persons or more just playing with words, in fact what that means its more than 2 can they not say so. What happened to their famous word households and will Family households become single renters too.
From:
Michael Foley
20 October 2021 19:59 PM
Maybe everyone should pay some council tax, my wife and I pay full c/tax £2’500, as the family members have flown the nest. I see other houses with 8 occupants plus, they only pay same as us so 6 pays nothing that will be millions but have use of the facilities and their rubbish taken away. The poll tax had merits everyone pay something, they went marching because the people who never paid anything wouldn’t pay, leave someone else pay it. I am totally against c/tax on empty property. I had 5 gaps in last year where I had to pay, I didn’t want vacant periods outside my control and spending money up dating in the mean time whilst I had the opportunity so why give me c/tax penalty to add insult to injury for doing everything possible, do they really think I want empty property ?.
From:
Michael Foley
20 October 2021 18:56 PM
Why do people always talk about funding, Government don’t have funding which means more tax, so they want someone’s else’s money. The article mentions about green homes grants that cost owners £1’000, in administration. What about the £1’200, / £1’400 Administration Councils costs for HMO Licensing that are paid for by Private LL’s. Then the LL has to pay his own Administration costs on top of this which are high and time consuming and never mention by Authorities or media on this for funding we do it for nothing. The LL is forced by Law to do this plus all the work, Labour and materials as well all for free.
From:
Michael Foley
20 October 2021 07:27 AM
I understand sometimes if you don’t have a large garden to do horizontal loops it maybe feasible to do boreholes one or more 100m deep in some situations. I don’t know how much that would cost although I have seen wells drilled that deep when no mains water was available.
From:
Michael Foley
19 October 2021 15:00 PM
I don’t know what’s so good about smart meters I have them installed in my house years ago, I had a little display unit in living room telling me what I was using that didn’t save me anything other than that the smart meters were In the cupboard and I got robbed by British Gas. I switched supplier and it reduced my Bill by £1’000. per year I kid you not. Apparently BG would not allow the new supplier to use their smart meters so they are still in my house unusable while I have the send the readings.
From:
Michael Foley
19 October 2021 08:11 AM
Well I had seen the gas Condensing Boilers 40 years ago and available before they were forced in to replace traditional gas Boilers that were going to be so efficient to save all, here we go again.
From:
Michael Foley
19 October 2021 07:50 AM
What’s amusing is they said it was the previous Tenants stuff, why then wasn’t the previous Tenant prosecuted, they had identified and had the evidence. This is the result of removal of the 10% wear & rear causing evermore LL’s to switch to letting unfurnished, so the Tenant brings in all the substandard non compliant rubbish then decides to dump his worthless belongings at the end, no problem for Council camera or not fine the owner who didn’t dump it.
From:
Michael Foley
18 October 2021 23:07 PM
The £20 pw (£1000pa) was never a universal credit increase, it was clear from the beginning it was simply addition temporary money to help with a crisis, why does some people want free money that some other person has to pay in.
From:
Michael Foley
18 October 2021 16:02 PM
To be right about this I never understood why some LL’s buys property so far away I have seen it over & over again sometimes hundreds of miles away, in which case its virtually impossible to self-manage and if pay an agent not much better he’s not going to do much either except to phone someone else to do it, now that’s 2 additional Bills to pay, it’s not feasible anymore with so many extra compliance rules to deal with, if you are going to keep a handle on the situation, (this one Oxfordshire to Lancashire)
From:
Michael Foley
18 October 2021 15:36 PM
Mr John McDonnell has now been moved from Shadow with his Private Property confiscation ideas that probably cost Labour the Election, if he had his way that would end any Investment.
From:
Michael Foley
18 October 2021 09:46 AM
Just freeze the Regulations I have £10k renewable application fees alone due before Christmas if they renew them for me after all I have said but its the truth anyway. One of the Questions on the Application is have you got sufficient funds for up keep / repairs & maintenance if you say no you probably won’t get the Licensed. Maybe they want to know if you have got anymore left to rob ? If you haven’t enough funds its most likely because they have taken them .
From:
Michael Foley
18 October 2021 09:36 AM
I like the bit about Grants for some eligible people that will be the ones that have been getting new free gas Boilers for years. Contribute nothing do nothing and you so be a priority for a new Heat Pump.
From:
Michael Foley
18 October 2021 08:08 AM
The LL’s in Oldham had 9 years grace to 2015 that we had to do since 2006 so unfair it should have been applied Nationally or not at all but I suppose in that case it wouldn’t have got off the ground there would have been uproar as it still only applies to LL’s who rent to a type of person not type of property.
From:
Michael Foley
18 October 2021 07:45 AM
I agree with Council on this one I hate rubbish laying around, strange no mention of Tenant who put it in back of property but why are Councils closing dumps where you could go and making it harder to use remaining facilities with Computers, a graduate with a laptop to double check you in, have to book a slot to go there, they must think we are sitting around at home doing nothing waiting for their time slot, do they not realise we have to get rid of it when we can to fit with everything else we do, not their silly child like games. Oldham used to be a nice place, the Depot of the Company I worked for operated from Vineyard St.
From:
Michael Foley
18 October 2021 07:24 AM
Great idea John, I agree with you for once with one proviso that the Regulations are frozen as well. My rents haven’t increased in ages anyway so I am light years ahead of you and won’t feel the cold on that front.
From:
Michael Foley
18 October 2021 06:49 AM
Yes virtually all Cheques has stopped as well. They all now have iPhones of some kind & want to video your property. I tell them no, can you not see what they are looking at, if there friends want to see come & look or don’t. We now have virtual viewing, virtual rents in some cases and a West London Authority Demanding life time Tenancies for Social Housing most of them living of the Tax payer, dare I say it many are false claimants or design their lives to suit the system. Great idea they are already a priority just make it permanent, what mugs are buying paying Mortgages & full C/tax.
From:
Michael Foley
17 October 2021 09:07 AM
I don’t pretend to understand or make sense of what’s going on. There are 25 million Residential Properties in UK and only 3.2 million privately rented, (I do mind been corrected). Then does this mean 21.8 million homes that don’t have to take the same measures are dependent on 3.2 million properties to raise standards so much as to meet UK’s emissions targets on our own, aren’t we fantastic while at the same time provide private Banking for local Authorities. Gabrielle don’t be daft my friend of course it applies to Conservation Areas any chance it was in the pub you heard that.
From:
Michael Foley
17 October 2021 07:22 AM
There maybe some truth in what you say but property prices in London weren’t ramped up many went down or at least traditional houses haven’t moved, just the Flats due to Schemes & SD, but all parts had that. The higher priced houses in London attract the higher SD 10% first buyer or second time buyer 13%, most of rest of Country are not affected by this as under this threshold. That’s not to say there is any advantage in London having paid far more for the property in the first place. The rest of the Country have benefited greatly in recent years with a lower entry price and less SD, therefore a far better return pound for pound and enjoyed and capital growth where as London stagnated, why else did people move out in droves to buy in other parts of UK outside London whether first time buyer or Investor.
From:
Michael Foley
16 October 2021 19:46 PM
Ok you want to factor in appreciation, that will be the 83% of over priced houses & Flats that were sold for less than £500k courtesy Stamp Duty & Schemes manipulating the market, try telling that to the owners of bigger houses sitting there for ever and struggling to sell, again SD used as tool which is why they are not selling. I hope it stays fine for you all and don’t have to count depreciation.
From:
Michael Foley
16 October 2021 15:27 PM
Surely its a misprint its must be Councils that are £223.7b better off than before. As a LL, I am much worse off than 5 years ago. How are you counting yields, have you not counted all the extra costs that has been loaded on to us or is it farmers economics.
From:
Michael Foley
16 October 2021 15:13 PM
For good measure they have a helpline phone number, a talking recorded machine to put you through your paces that eventually tells you to go online to find out what you want to know, notwithstanding the fact you have already spent an hour on it and the reason for your call to an obsolete Phone
From:
Michael Foley
15 October 2021 09:53 AM
I am totally against fly tipping, it maybe be the Tenants or house holders of certain cultures or nationalities mainly. Councils not helping by preventing use of waste disposal / recycling Depots. Brent & Ealing introduced internet on line bookings only to book a slot. It’s so difficult you would need a degree to do it that have reduced people using it by half. Then add Brent closes the dump 2 days in the middle of every week, while Ealing closed the Acton one altogether. The force in Alleyway Gates on Private property spending £1.5m in Ealing alone. I used drive through every day & take any rubbish I seen regardless of who owned it, now the rubbish is inside / outside and the Service Alleyways totally blocked and unusable. Households / Tenants can use the dumps for free it at no extra cost. The LL can’t it’s considered commercial and have to pay but its the Tenants F N stuff
From:
Michael Foley
15 October 2021 09:26 AM
Whatever about tax on an other tread. Her Majesty speech in Cardiff got it right. I hope Shelter was listening who don’t supply any housing but are always taking about it. She said the people that don’t do but talk about it are so irritating.
From:
Michael Foley
15 October 2021 08:33 AM
Peter you have a point but late to the party. Computer nightmare for Traditional LL’s like me too, given we were alway able to do everything down through the decades, now making it impossible for us, so Its nothing to do with housing their computers is far more important that should be supplementary to the Business not more important. The Biggest problem I now see with housing is the Big Investors, like Institutions and Banks buying whole Blocks or even estates. They have the power and the money for a half percent. In turn renting them back to the individual that they prevented from buying or to the Councils making 3 / 5%, (6 to 10 times their input) laughing all the way. The Government and the Councils needs to wake up and stop those leaches having an easy ride, who have the ear of Government and tax advantages. Why on Earth do Gov’ want to cripple us and prevent first time buyers in favour of them, obviously they are making property more expensive on others because of their purchasing power or the fact they muscled in on Private Housing. Shouldn’t be involved go and run your Bank that we saved for you, instead of closing Branches
From:
Michael Foley
14 October 2021 17:09 PM
It would be a dreadful thing to think but Corona is probably the best cure for mould / damp and mildew, it opened windows.
From:
Michael Foley
14 October 2021 08:51 AM
I wished you would stop on about increased Rents and yields that are false or not sustainable, at a time so many are struggling and furlough finishing. Where do you think people are going to get this extra money ? lucky if they still have a job, Government can’t keep everyone and with cost of living soaring, energy costs, c/tax etc people are finding it difficult to make ends meet now especially when you keep moving the ends.
From:
Michael Foley
14 October 2021 08:26 AM
This is another whopper by Shelter what law are they trying to change now. They had a colleague given Air time on LBC last night spouting out this nonsense, why are they allowed to use the Media to lie, I seem to remember a fellow LL Mr Hughes said the radio station covering his area were doing same Radio 5 or something? Its a concerted effort to damage us. OK 20% / 1 : 5 are Sick because of us ? That means I should have a dozen Sick because of my property. I am in close contact with all my Tenants & guess what none of them currently sick for any reason not alone my properties. Shelter should withdraw this allegation promptly and apologise if they have any credibility left.
From:
Michael Foley
14 October 2021 08:10 AM
I use credit card now to try and keep track of spending, otherwise it was getting into such a muddle. Its ok for digital academic LL’s to keep track of everything with their computers that’s all they will be doing. When you are a hands on LL when are go to do all this stuff especially now, if you pay cash for some items and card for others we used have receipts but now half of them don’t give you a receipt it’s sent your computer probably never again to be found or known how it was paid or missed altogether, so card helps to keep track of everything at least you know you spend it.
From:
Michael Foley
13 October 2021 16:06 PM
Excluding LL from the property was a big mistake by outsiders of course, we used to able to visit in reasonable day light hours and keep an eye on maintenance, you could see things starting to happen and deal with it, before Tenant tell you it will be major or prefer to tell Council instead of you. The real reason for keep LL’s out is not to let him know what’s going on and all the extra people staying there.
From:
Michael Foley
13 October 2021 13:41 PM
Sorry Mathew I don’t have comprehensive independent checks since the cost was prohibitive bearing in mind all other costs loaded on to us I stopped talking Deposits too, no point in protecting someone else’s money, it’s not what the Deposit was for, it’s the Property that’s supposed to be protected but they nobbled that, Congrats.
From:
Michael Foley
13 October 2021 07:19 AM
Why don’t people stop interfering it’s not their property, it should be how it was left between LL & Tenants without outsiders telling us what to do. Forget about tight clauses I use standard straight forward Tenancy Agreements we have more than enough on our plate.
From:
Michael Foley
13 October 2021 06:59 AM
Very true some will throw the windows open rather than turn down the thermostat if they are not paying for heating. Others a small minority will seal the room tight never open a window or draw the curtain. I have a modern house it was let for 30 years, cavity walls, double glazed never a question of mould until a particular type of Tenant came and totally blacked his room in months, thankfully he didn’t stay long, he is gone 10 years and it never again happened either, can someone convey this statement of fact to Shelter who are in the news again today making false allegations about mould & damp. I think its very sad that they are continuously prepared to tell lies about us. Some of my friends ran half Marathon last week to support Shelter to help people in need not to damage private LL who houses millions including many vulnerable people.
From:
Michael Foley
13 October 2021 06:42 AM
Cooking, Washing , showering just add this also, windows shut tight, cooker extractor off. Lid off pot, plenty of steam to meet a cold surface and condensate, perfect environment for mildew & mould.
From:
Michael Foley
12 October 2021 19:48 PM
We need to have control of our own property but with the weight of regulations / legislation and compliance its getting near to impossible now. Control lost to Tenants, Councils, Shelter and to so many others as can be seen from this case.
From:
Michael Foley
12 October 2021 08:27 AM
Just how many times have I been banging on about this ‘R2R’ for years but rarely or ever a comment coming back. It’s rampant under the cloak of Corporate Company let’s, its daft for LL if it goes well he gets paid and they make equally as much off his back, without owning anything and no Mortgage to pay no wonder it’s wide spread. I get letters all the time from them trying to rope me in. When it’s goes wrong this Article tells you what can happen. LL will always be fall the guy. I am not going to say I told you so for years.
From:
Michael Foley
12 October 2021 07:56 AM
Something at least but it’s the third party that caused the problems in the first place. I never understood why they get Housing Benefit, now 3m on it out of control, living off their fellow man, most false claimants anyway.
From:
Michael Foley
12 October 2021 04:56 AM
Boilers LL’s biggest nightmare by a mile as regards maintaining the Property. Old boilers were reliable, simply and easily fixed before Technology. A bit like private lettings before Technology it was far easier because we didn’t have Digital Academics making a monkey out of us. They couldn’t dream & impose up all the nonsense without a computer because they would have to actually do something. I had a new Boiler Potterton Main after a couple of years it gave endless problems, go fed up with call out and it went in the bin hardy 5 years. Another one Baxi Titanium less that 2 years in the bin. That said I have 2 Vaillant Combi Boilers (before condenser started) 18 years trouble free, which were replacement 2 Ariston Combi all trouble Boilers. I was often minded to change the Vaillants but too scared, Any other Appliance not an issue Fridge, Freezes, Cookers, Washing, Micro waves etc , in the back of the vehicle and replaced immediately.
From:
Michael Foley
11 October 2021 17:29 PM
I don’t think there is any need to notify anyone, the Councils & Revenue are well connected already. The huge numbers of private LL’s who are letting out houses without a License are letting to families who are exempted. It’s so unfair on the other half of private LL’s who are required to carry the burden, including thousands of £’s of extra works that other are not require to do, comply with everything and Licensing schemes, its discrimination and plain wrong. All Private LL should be treated equally and governed by the same rules .
From:
Michael Foley
11 October 2021 11:34 AM
Live Horse and you’ll get grass. I think we could spend the money on Insulating the Properties if Council Policy’s were removed from private sector Housing which were only introduced in recent years. Councils never had much to do with us until 2004 Prescott Act starting in 2006. They tell us its non profit making for them and only supposed to cover the costs of the schemes. They are taking £20m off private LL’s in many London Boroughs, just imagine the injection of cash that would be to the Insulation program to save our Planet. I am sure the Councils won’t mind loosing a not profit schemes taking up their valuable time.
From:
Michael Foley
11 October 2021 07:57 AM
Hi Peter Rachman, what a coincidence goodness me any connection to your name sake. I agree with most of your comment although 2 years late and the situation now even worse. I have great sympathy for the Divorced man with 2 children to cope with very often caused directly by Government Policy. Hence 42% of marriages end in divorce the Government obviously don’t want stable family units, which is why so many get divorced to go on the Benefits system, far better off financially without a partner, gov’ likes it even better if you have same sex partner now days not for me to comment on that. So the lady with kids get housed, all family kept, kids educated and their welfare looked after, many husbands not able to compete with this with the best will in the World so we end up with a broken Society courtesy of our piers, 3m on housing Benefit, 5m on Universal Credit no need to elaborate on the further 1.5m. AirBnB you covered pretty well to be fair to you with the exception of Corporate Company Let’s the cloak hiding most AirBnB activity which is rampant under radar namely Rent to Rent what a scam no ownership, no Mortgage to pay or worry about no compliance really the owner is the fall guy, the Authorities know all this but turn a blind eye, just keep on about Rogue LL. Tyson congrats’ you done Morecambe proud.
From:
Michael Foley
10 October 2021 08:01 AM
This is a bad recession but some think its a boom, its not in my interest to talk down the market but why walk blind folded into a brick wall. Almost every one in debt and their answer is more debt not sustainable. Councils not helping anyone loading LL’s with costs, regulations and penalties. Some LL’s think we’ll just add it to rent which is not possible, my rents haven’t increased in years yet the existing Tenants are struggling with that. C/tax up 5% /6% this year now talking of hiking it again, utility through the roof, cost of living big increase as every one knows, jobs disappeared, young people roped in to big Mortgages, need I go on. Local Authorities pricing private LL’s out with money grab, who are in essence judge, jury, executioner and beneficiary. Fuel crisis, energy crisis, no one to drive a lorry, pick a daffodil, man the abattoir, 5 million on universal credit, every one wants funding instead of getting their own, to much for a text.
From:
Michael Foley
09 October 2021 08:15 AM
I don’t know about those although I helped put in a couple of heat pumps for swimming pools, there was a couple of fans on them alright, supposed to produce a lot more energy than the electric they use, very heavy units a couple of cwt each.
From:
Michael Foley
07 October 2021 18:43 PM
Very seldom its the Building to blame, that’s well proven. Its the Culture of the occupants Students or Adults.
From:
Michael Foley
07 October 2021 12:30 PM
Responsible LL, used to be good before regulators got at it, when it was off the lighting circuit they couldn’t switch them off without loosing their lights. They are now required to be on their own independent circuit / trip switch, so they know now all they need to do is off one switch and smoke away
From:
Michael Foley
07 October 2021 10:07 AM
George, yes now Blocks of Flats and whole estates for letting as well.
From:
Michael Foley
07 October 2021 07:18 AM
An Old story September 2019, could he not be bothered to tell the LL he was leaving or had left at least. The LL might have the opportunity to get a replacement totally irresponsible and nice to know the LL funded his job seekers allowance. I wonder who’s bullying who, no I would not throw good money after bad or seek Court action against a Tenant who had left, its more than enough stress and costs to have to take Court action to get rid of a Tenant but looks like we are even going to be denied that option now.
From:
Michael Foley
07 October 2021 06:44 AM
Francis, yes Shelter that caused the Deposit Problem and Scheme in 2007 based on a pack of lies, they alleged that up to 45% of Deposits were withheld by LL’s, that was a whopper it turned out less than 2% went to Deposit Resolution. It had the desired effect to force in Deposits Schemes. The same people that was pushing Sarah Tether MP to bring in Private Members Bill that failed. The same people that when Private Members Bill failed had Plan B ready immediately namely the 2015 Deregulation Act that they got in, a whole load of stuff claiming property damage etc to avoid eviction. Why does Government allow unelected Representatives with Charity Status to make laws and Policy for Private Sector Housing, its not their Property and don’t supply any themselves but do enormous wilful damage to performance and unnecessary additional cost to the supply of housing .
From:
Michael Foley
06 October 2021 19:39 PM
Every Insurance is the best in the World until you need to make a claim, then you’ll find out all you didn’t know / why didn’t you read the seven down loads !
From:
Michael Foley
06 October 2021 15:59 PM
My Goodness protect them from what ? no one has done more for them than us, do they think we want to destroy our customer base. I think the Tenants need protection from interference of busybodies doing everything possible to drive a wedge between LL and Tenant.
From:
Michael Foley
06 October 2021 15:41 PM
Life time Deposit is a non starter dreamed up by outsiders with no in put. A Deposit scheme to protect to the Deposit what for. It’s the Property that’s supposed to be protected so no protection for the property just more scams.
From:
Michael Foley
06 October 2021 13:13 PM
Hence, the saying the tail wagging the dog, Mr Johnson, Sunak and Councils might have been asleep and just waking up but we are wide awake.
From:
Michael Foley
06 October 2021 07:49 AM
Agreed Richard, that’s why I always thought If Councils wanted Licensing Schemes they should pay for it, we have to pay for so the work to comply many thousands of £’s while they pay for absolutely nothing, its no wonder they are out of control, just damaging the the Sector with unnecessary rules and costs exploiting LL’s.
From:
Michael Foley
06 October 2021 07:23 AM
Michael, I don’t see anyone stepped up to the mark to assist drafting your letter or petition to stand up for our Rights, unfortunately I didn’t have the chance of further education either so we need some Office person with those skills who is willing to do it, 2000 read this Article surely some of those are more capable unless sitting on the fence. London getting flooded out, drains not working, some road gullies full and blocked for years, Councils don’t know what they are for ? decided not to sweep the leave in recent years only once at the end said it was cost saving, in the mean time leaves had decayed turned in mud clogging everything up, Congrats.
From:
Michael Foley
05 October 2021 19:40 PM
Theodor my friend enjoy your temporary honeymoon it will be short lived, what ever extra you are getting is unsustainable in long term, then when you will get hit with extra rules and compliance it won’t even scratch the surface. Doing away with Section 21 the birth place of virtually all Private Lettings and Assured Shorthold Tenancies in the Country, many of the millions of private LL‘s who’s Business derived from this seem to have forgotten or even know this or the individual LL that makes a living or depend on it to supplement their pension, always remember the foundation your business is built on.
From:
Michael Foley
05 October 2021 12:03 PM
Write to your MP that’s a proven waste of time every since Sir George Young, MP and later Minister left the Department. He was instrumental in the introduction of Section 21 and a gentleman even though he showed me the door on one occasion. Most other since then have been chipping away at it until now to a point it’s weakened so much hardly useable, today looks like the last knockings I wonder who will tell the bigger lie in Manchester some good candidates there. I have written dozens of letters to my MP over the last 30 years trying to defend our position, usually got replies to be fair so I have in my possession dozens of House of Commons envelopes from post. When your MP Borough / ward has huge numbers drawn housing benefits, universal credit, employment support, they re-elect him every time, they now call all the shots. As a result of paying people benefits and allowing them to work so many hours, means they’ll never again have a full time job if someone is getting something for free never give it up ruining society.
From:
Michael Foley
05 October 2021 11:00 AM
25’000’000, homes in the UK, is it only Landlords’s the minority that needs to comply with anything, we are being singled out for punishment.
From:
Michael Foley
05 October 2021 10:29 AM
SDLT surcharge is totally wrong manipulating the market. Mr Osborne double it for LL’s, then Mr Rishi Sunak halved it again and called it a SD holiday, so there was no saving and should never be 3% more anyway. It caused a big flurry of activity driving up property prices, even first time buyers got caught out, so they didn’t have to pay Stamp Duty but instead pay increased price for property maybe £10k or more, they now have an over priced property. Section 24 is blatantly discrimination.
From:
Michael Foley
05 October 2021 10:02 AM
Polly Neath, Shelter will be on the Platform today in Manchester at Conservative Party Conference today regarding white paper levelling down, where is our lot / who is representing us the main suppliers of the accommodation. We are the ones who are the Providers of Private Rental Property in the UK without any State funding but all off our own backs at no cost whatsoever to Government, this should be pointed out at the meeting today. Minister for rough sleepers / Minister of levelling up indeed. How about a Landlord Minister for the Private Rental Sector who are the main players in all this, ignored who house millions of individuals and families.
From:
Michael Foley
05 October 2021 08:32 AM
I don’t believe all this accidental LL stuff. I think anyone who is a LL make an informed choice and a very deliberate decision. Of Course they know they must have a gas certificate as well as knowing to charge rent. I think some of the Tenants gave the correct answer about thinking they were responsible for electrical requirements, (say if they own the Appliances or goods).
From:
Michael Foley
04 October 2021 20:42 PM
Mr Matt Dormer. Councils are such hypocrites saying its vital to support private LL’s, and their way of achieving this is to penalise and regulate him out of existing. We are all aware of the importance of safety. They have lost all sense of value of money, their idea of penalty is £30k which is more that a years salary for most families. The haven’t a clue never had to earn a living in the real world just hold glorified positions. It abuse of their status and loosing all credibility with the Public.
From:
Michael Foley
04 October 2021 19:12 PM
Ok I would agree if we have to play by same rules. 28 Companies indeed what for only to hide behind and be protected for most part, we are in the front line with no protection and treated so unfairly lumbered with S24 that they are exempt from. So they haven’t a license for those six as if they didn’t know. I have 7 coming due for license renewal again before Xmas, all licensed before at least twice some 3 times & the fourth time for one, (2006,2011,2016 &2021) another £10k for license applications and fees, without counting any additional work or compliance needed, Why do I have to keep doing it over and over again while others haven’t even done one. I am not envious or jealous or care less what they have but how can we compete with others who didn’t have our huge costs.
From:
Michael Foley
04 October 2021 16:38 PM
Ok I read that 13 separate units of accommodation estimated income of £140k over 5 years. I think its very strange that it would be at estimated figure , is there not annual returns that states exactly what the income was and if income tax was paid on it, we are never told this. So is this £42. pw per unit of accommodation in London ?. £42. X 13 x 52 = £28’392. pa X 5 = £141’960. ( 5 years). Sorry I missed out on mats. Lol
From:
Michael Foley
04 October 2021 09:15 AM
This is not going to deter anyone doing anything 600 property portfolio, the unacceptable face of capitalism. 28 Companies what for, maybe Companies shouldn’t be allowed to rent out private residence seen as they are so crooked but instead Government introduced S.24 to force more LL’s into Companies where most of the fraud takes place. Supposedly letting 6 properties to one individual and not properly licensed, so anyone want to tell me they didn’t know the difference it’s not their first day on the job, if we as individual LL’s had one property let to 6 Tenants and no license we’d probably get fined that with repayment orders, confiscation order if not banned.
From:
Michael Foley
04 October 2021 07:37 AM
Fair enough I’ll take it on the chin but I have seen a neighbours house for Sale that I know every inch of, blown out of all proportions hardly think it was the same house but seen plenty of others, no worries.
From:
Michael Foley
03 October 2021 13:08 PM
Chris. I haven’t found that to be honest its usually other way around. With wide angle lens they over do it, the customer thinks it massive and very disappointed when see it in reality. Watch out for Rent 2 Rent many Agents work with them, they are quietly cornering to Market, never a mention on here not even a murmur.
From:
Michael Foley
03 October 2021 12:11 PM
Yes John that’s the latest as I understand it as well, didn’t we have a heading saying HMRC had a change of heart.
From:
Michael Foley
02 October 2021 13:39 PM
God help us a Council member thanked the housing team for their hard work, my goodness what hard work are they talking about, they don’t know what a hard days work is, all they have to do is turn up and the decision is theirs. They should stop loosely calling LL’s Rogues until proven, its Slanderous.
From:
Michael Foley
01 October 2021 17:12 PM
I am sure they will pay you and then serve you with a Repayment Order they call it the proceeds of crime / their crime.
From:
Michael Foley
01 October 2021 16:27 PM
Bill my friend of Course it would have work 100% emergency temporary legislation and could have been done, because the law would also apply to the garages and couldn’t serve them if they have more than half a tank. The garage wouldn’t get involved in confrontation not to their discretion and the big burley driver would later get his penalty from the Police in the post. What they are doing now is crippling the economy, causing pollution and traffic jambs unnecessarily totally against the National Interest. I could go from London to Birmingham and back with half a tank and not be short, how far do they want to go most of them currently doodling around town. It didn’t take the Authorities very long to take swift action to stop LL’s evicting did it. The other topic I totally agree with you MTD another cost and work load nightmare, we are already knee deep in red tape, they put no value on our time and all for free to them, we pay all.
From:
Michael Foley
01 October 2021 12:28 PM
I agree with Jim for most part except for buying with Tenants in situ. I know many portfolio LL’s used to do this in years gone by, (an individual LL wouldn’t). The big LL especially at Auctions wasn’t too concerned if it was AST he knew there was an instrument to recover possession if it came to the worst. That’s no longer the case and very cautious now about buying another LL’s troubles. Start with a clean slate there will be enough issues without transporting historical problems.
From:
Michael Foley
01 October 2021 08:29 AM
LL’s don’t have to buy and very wise not to. Fiddling around with Stamp Duty distorting the whole market. I never thought of it as a holiday was it Mr G Osborne double it, then they reduced back temporarily and called a holiday it wasn’t it was a scam. So instead of saving the buyers £10k or whatever percentage, it caused the property price to increase by £10k, same difference no saving but probably now stuck with an over priced property. Similar to enterprise zones in the past the customer didn’t benefit from incentives it added to the price. Why is it always the average property price ? they have enough computers & technology to split hairs not alone split House prices from Flats, can we not have average Flat prices separately instead of lumping everything in together, or better still average different categories separately .
From:
Michael Foley
01 October 2021 07:20 AM
Please stop pulling the wool not your property you are living in some other persons property. Assured Shorthold Tenancy means just that its Shorthold and get your pt back. Assured Tenancy is just that its Assured and virtually a Sitting Tenancy. Give us some credit we are not complete mugs although getting close.
From:
Michael Foley
30 September 2021 22:07 PM
My Goodness so many spongers and free loaders milking the system, instead of working go to the library to find a way for the Council / tax payer to house you, now that’s a much better idea that’s cuckoo live in someone else’s property at some other persons expense for ever Assured Tenancy indeed, do they not have a hazard category rating for people taking advantage of their fellow human being’s. Yes the windows should have restrictors on them, of Course they open out wide its a requirement to fit fire escape hinges on them, so why complain about them opening wide, if the didn’t open enough that would be another category !!!
From:
Michael Foley
30 September 2021 20:01 PM
Echis,R, my friend there is no one paying off my debts. I always earned my living and paid my way. The fact that I house other people doesn’t mean that I should do it for free, it’s not my duty either and I am not the Social Security Office. What point are you insinuating, the Tenants are paying their own debts, many in arrears and many haven’t had an increase in years not withstanding the media tells us rent went up this last year 8%. It didn’t matter to me if I was never a LL. I earned my money primarily from Construction & Civil Engineering in the 60’s & 70’s when we had to work for real not soft jobs in red tape. I put my money into housing not the housing put the money into me. What are you complaining about that I facilitate others to live in comfort at reasonable cost. That I pay 40% tax on the remnants, to pay and maintain the property and pay local Authorities a big kick back, to be classed a Criminal on the eyes of the Law in recent times. I didn’t need to do any of this but I was doing it before the rule maker’s were born. I am just sorry it turned out this way and for my contribution and my Labour.
From:
Michael Foley
30 September 2021 17:54 PM
Theodor, exactly right its his property whether he wants sell rent or keep, LL makes a huge financial commitment to purchase and very often another big spend to refurbish it, only for a temporary Tenant to come along and tell him what he can & can do with it. I have heard some on about this nonsense over last 6 / 7 years at the Council LL meeting talking through their hat now seem to have it in the rule book. Another miscarriage of Justice.
From:
Michael Foley
30 September 2021 15:10 PM
They have yet to learn you can’t milk a dry Cow.
From:
Michael Foley
30 September 2021 11:35 AM
I think it outrageous he had to pay £2’400. for what ? This is a kin to what the Council’s are doing, they are pegging you for your property then Claw-back / Rent repayment Order, so the LL was required to house them for free, good trickery.
From:
Michael Foley
30 September 2021 11:12 AM
What does ownership mean, does it mean you buy it but everyone else have the rights over it. The Tenants can & do walk away any time they like without consequences or stay when they are not wanted. The problem with Tribunals sometimes they are staffed by ex-Council employees.
From:
Michael Foley
30 September 2021 07:14 AM
Section 21 should be reinstated to its original position prior to being nobbled by Shelter and further depleted by 2015 DeRegulation Act, no wonder it was only used in 35% of cases, its now weakened so much it only hanging on by a tread to frustrate the processes.
From:
Michael Foley
29 September 2021 12:11 PM
More rubbish & rules to drive us to extinction. not possible to understand the Article, do they mean non-serious cases or serious cases, or do they think 4 months is not serious, can they not stop talking backwards and expect LL’s to comply with regulations deliberately designed to deceive.
From:
Michael Foley
29 September 2021 08:50 AM
Ok Terry, so if it’s a minimum of one gallon £35. fair enough I am not going to do that or either is any one else, but if I have half a tank left I am still going to fill it up and have a full tank so it doesn’t stop it.
From:
Michael Foley
28 September 2021 22:59 PM
Terry my friend £35. a visit they’ll queuing up even more, here there and everywhere, not knocking you.
From:
Michael Foley
28 September 2021 20:26 PM
HMRC article yesterday saying change of heart. They were 8’580 people who read it apparently, only 5 commented other than me, don’t know what percentage that is I will need to enlist the lady again to work it out. My goodness what’s wrong with you make your views know. Although one person was suggesting here this morning that we should be quite like house holders forgetting we are house holders as well. How quite can we possibly be only 5 others comments in 8’580, make some noise please before its too late, come out from hiding behind the bush and support your livelihood before it goes belly up crashing the whole economy, (think it can’t happen think on).
From:
Michael Foley
28 September 2021 15:37 PM
The totally unnecessary fuel crisis. North Harrow this morning trying to go to my property there, queues half mile long to 2 Filling Stations there blocking roads & causing congestion. As I say before the answer is so simple all Government needed to do was give garages a right to their terms & conditions of Service to look at the fuel gage and if half full or more good bye, you are not short and if less than half tank give limited top, similarly for portable petrol cans 5 litres max. So easy to Police all garages have ANR cameras so no need for confrontation if someone is difficult just send a penalty in the post later. Then plenty for everyone instead of some people sitting on full tanks often doing nothing while others can’t get any to go to work or run their Business .
From:
Michael Foley
28 September 2021 12:13 PM
Francis, exactly right if I may say so, we didn’t get their advice, interference or support when we purchased, no funding for free from anyone, so now what gives them to right to your property.
From:
Michael Foley
28 September 2021 11:11 AM
It says the Government had rightly agreed to abolish Section 21. I am my aware of this and if they have it will be wrongly agreed. How can they expect to get away we this bluster, they are talking about millions of Private renters on the one hand, then says one third equals 2m, going on a rise of 26% of what ?. trying to compare fractions and huge numbers to percentages of nothing, go back to school just go away pulling to wool, yes that’s right & tell Michael Gove he must.
From:
Michael Foley
28 September 2021 07:20 AM
David, I agree and repeatedly said she should have had Planning Permission. However, we are where we are and the building works was done many years ago. I have no doubt planning permission for this shape and size would have been granted anyway, its stepped in a meter at side first floor level, it’s also set back some 2 metres from front where only I metre or half metre is usually required but many breach this one. There are several thousands of illegal back garden Alley Flats in West London which is totally ridiculous turning the place into a shanty town, it drives me hopping mad with their rubbish planked everywhere. This one is not like that. I am not singing her praises or sticking up for her or know anything about the lady but believe in fairness, common sense and don’t like wasting resources. I thank you for being a good Tenant, yet some Tenants have the idea that all the LL has to do is use an Agent & the money rolls in, this one is lost on the Authorities as well, in that case why aren’t you a LL, a small fact is omitted here the Property has to be bought and paid for or is it acquired for free, certainly no thought being given LL’s hundreds of thousands of pounds commitment, perhaps if regulators & Councils hadn’t burdened LL’s so much the money could be better spent on improving the property instead of them draining the life blood out of the business.
From:
Michael Foley
28 September 2021 04:35 AM
Regarding the Fuel crisis if I may comment! All the Government had to do was give garages the right as a condition of service to look at the fuel gage, if half full good bye ain’t getting any you are not short. Similarly any portable petrol container 5 litres max. Problem Solved.
From:
Michael Foley
27 September 2021 22:46 PM
Don’t forget every time a Tenant moves we have a whole load of documents up to 50 pieces of paper to comply with plus Tenancy Contracts, as well as doing all the checking, referencing etc, then obliged to give out going Tenant a reference. Probably several times a year this is all extra to previous blog. When are we supposed to be doing the physical work to the property.
From:
Michael Foley
27 September 2021 21:15 PM
Same as that only mine over £3k + vat we have to have all the records like when I was vat registered I had to maintain 3 books too much I gave it up a mugs game. Now for lettings record of income, Bank statement, expenditure, receipts, licensing costs , Insurance incl’ 12%tax, c/tax where applicable, also on vacant periods, maintenance, gas boiler Certs & service costs, DEICR, Alarm certs, emergency lights certs, Pat tests, endless amount of stuff otherwise Accountants can’t do their job, so we have to do everything in order first and then they have to corollate everything again into a proper Accounts format. The whole thing is too much administration so now just make it 4 times worse. Something serious wrong when the admin & regs becomes such a burden it destroyed the business it’s supposed to be supplementary to.
From:
Michael Foley
27 September 2021 21:00 PM
I think it will be a huge cost but £40. for software seems very reasonable. I will need an Account to do it even if I had the slight inclination of doing it, Its not possible my life is already over loaded with other freebie time to comply with other regulations to Authorities. How much time do they think we have or how do they think we will have time to be LL’s our primary function. This is completely a different Industry loaded on top of us, do they think it’s going to improve housing ?. I am already paying thousands for Accountancy and that’s for once a year so now they are going to quadruple the cost to me and think it’s nothing, waste of time sending them to Uni’. In the real world the suits will charge you more than £40. for answering the phone. Just as well its put back to 2024 hopefully I won’t be a LL by then or even be around putting up with this torture.
From:
Michael Foley
27 September 2021 18:44 PM
Of Course the Blitz is already here, £30k fines now becoming common place and much more, they have legalised the extortion rackets, them scales of justice are well out of balance and need re-calibrating.
From:
Michael Foley
27 September 2021 11:06 AM
Maybe be a good move to reduce the number of Digital Academic. We might actually end up with people able to do real work even drive a lorry. Sorry I missed out on that phase of life but paid taxes for others education to persecute me. I am still trying figure out what I missed when I see what’s going on.
From:
Michael Foley
27 September 2021 09:33 AM
Just more Companies with a vested interest to make money for themselves. They say 33% of renters experienced fire doors being propped open, then why did they prop them open ? not us LL’s we are not allowed in. Tenants you should know better than to be blocking fire exits. Our fire Alarms are hard wired on there own circuit in the main and virtually trouble free for many years if not interfered with. Tenants please stop interfering with the Alarms. So in essence what is this Article about, or is it the usual everything breach by Tenant is LL’s fault.
From:
Michael Foley
27 September 2021 09:15 AM
Franklin, my friend did you have a late night, surely you mean profit is taxable.
From:
Michael Foley
27 September 2021 08:33 AM
Once the long term affects of the scores of anti-LL regulation, rules, fines, rogue penalties, rent now considered proceeds of crime, demolition orders, confiscation orders, licensing and much more what will be left, its a concerted attack unjustly on Private LL’s. Hamptons I hope you are sitting comfortable there, my rents haven’t gone up and owed arrears not recoverable, do you know huge numbers are struggling out here, how long can denial last.
From:
Michael Foley
27 September 2021 08:11 AM
Get Accounts Straight (gas, typo / has).
From:
Michael Foley
27 September 2021 07:17 AM
It’s very sad really whatever the rights & wrongs are, looks like Council dug their heels in. Shouldn’t have done it without permission, still not out of keeping or out of place in any way. The one next door is done as well probably with permission but don’t know that, they are a pair of good size 2 story’s semi detached houses in quite remote road. I can well understand why she didn’t comply with the 2017 order to demolish, it’s was really over the top if they had said up grade to comply would have made a great deal more sense and an opportunity to comply, what was on offer was unreasonable and couldn’t be complied with resulting in the current situation. Anyone that knows about buildings wouldn’t come to that conclusion, whether from appearance or structural, not claiming to be an expert but I was a Registered member of NHBC for 20 years from 1974 on before I gave up that side of things. It’s sacrilege and a waste of resources to go knocking it down putting the now structure out of balance and incongruous with the other semi, Its more a case about Council shown us who’s boss but we knew that already, a very demoralising and unhelpful situation…
From:
Michael Foley
25 September 2021 20:53 PM
Emily. Fair enough if it was a rogue LL but I don’t know that, people are convicted every day for any amount of breaches in any walk of life. I don’t see them being automatically labelled as Rogues. Well you say it sounds like a big extension no need to judge it like that, the photos of the property are splashed all over media so you can see it’s a normal semi-detached with side and rear extensions like dozens of others locally in Wembley planning permission or not, it certainly no monstrosity like some of the one the Council have given permission for, that said it should have had permission but that don’t make it look any worse. Regarding the fine being too low there is no such thing any fine is too much you seem be be under the illusion that there a gravy train out here, do the figures, try buying a property pay the Mortgage, pay for all the costs that has been loaded on in recent years DEICR, Gas, HOW TO RENT, RIGHT TO RENT Deposit debacle, Section 24, etc I won’t bore you with the list, just add Licensing, pay maintenance, absorb fees, pay for furniture & white goods, Contracts, Insurance, Accountancy, all the incidentals, maybe 40% tax on the remnants. Where’s the honey pot just give us a Penalty (large) on top for good measure for being so stupid to put a roof over people’s heads to live in comfort, at no cost whatsoever for Government all the finance and labour off our own backs, maybe better leave them on the Streets everyone so thankless. Sorry Emily for the rant but its true, nothing personal I tell it how it is, Good afternoon.
From:
Michael Foley
25 September 2021 16:00 PM
The housing problems could be solved permanently with a change in the law which would quickly change attitudes and save hundreds of millions to public purse. Simply stop people DESIGNING their lives to live off Benefits which is the root of the problem, even the millions young girls getting pregnant having babies to get housed in most cases having a partner unofficially behind the scenes contributing nothing & sometimes drawing himself / free loaders. Properly vet waiting lists and cut out the ones wanting to get housed for free without effort, even already milking the system to. There’s already huge numbers being housed that should be paying their way, but they are not stupid and never going pay while they can have it fo free. No you’ll never ever have enough with the current system it will just get worse, they are clamping down on the wrong people, which is not helping anyone not alone housing.
From:
Michael Foley
25 September 2021 04:35 AM
As George says we’ll own nothing and they will be happy. Unfortunately that will be short lived we will be back to 2008 with a bang, all the pointers are there, look around you not looking good, fining LL’s unjustly solves nothing just causes loss of confidence with only one outcome collapse. What’s happening in China and Evergrande building an Economy on debt unsustainable billions in debt, knocking down loads of half finished high rise Flats because no money to finish them. Don’t ask us to bail out the Banks again after last time, now in opposition to their customers some cheek.
From:
Michael Foley
24 September 2021 15:03 PM
I don’t know about sunny but certainly a few good hills, yes it stick & carrot system but mostly the stick for LL’s.
From:
Michael Foley
24 September 2021 12:06 PM
They nearly caught me wanting to place a family a father and 4 children in a 3 bed Flat from Brent, Which would be over loaded for a start but that wasn’t an Issue with them ?. It turned out the guy who said he was from the Council was someone to get Tenants placed for the Council. The rent offer was high, when I got site of Contract it said once the Tenants were placed the Councils responsibility ended they were housed & I would be stuck with them. It also said the Tenant had agreed that the rent would be paid directly to me, however it also said that the Tenant was at liberty to apply to change that at anytime. How dishonest the Councils are or what morons they take us for. Where was their Mother and one of the teenagers had mental issues unfortunately but why should they become my liability, (not trust worthy).
From:
Michael Foley
24 September 2021 09:31 AM
Its a good initiative by the Council to house people who are genuinely homeless or can’t afford the rent whom I have the greatest sympathy for and a dreadful situation to be in. The problem is there will be a big percentage milking the system in there as well, like I have seen with the food bank queues half a mile long, it is well known that at least half didn’t need it and only there for the freebies, as confirmed indeed by their own communities who knew them.
From:
Michael Foley
24 September 2021 07:40 AM
Agreed Anarchy without planning permission. Anarchy with planning permission. Suppose you get Planning to convert a house into 2 Flats it will cost you several thousands before you do a stroke, plus £2’000 per Flat = £4’000. up front to Sadiq Khan Mayor of London because he said so and the charge is put on the property straight away before you even get a chance to pay to make sure you pay, penalty for doing the work but he has a nice name for it. £18k legal fee ?. The article didn’t tell us whether income tax had been paid on the income or not. Planning they grant in Brent is a disgrace, high rise in Alperton. Wembley shocking take a look. The Council is certainly sending a clear message to everyone, don’t do anything and you won’t be fined. Go on Benefits and don’t be getting into trouble.
From:
Michael Foley
24 September 2021 06:28 AM
I always thought they were too strict too severe there has to be a bit of give and take, understand the Tenants situation. I believe they couldn’t take that on board being ex-school teachers bringing the discipline they had over pupils into lettings but Tenants are not their pupils. I think this is the kind of thing that happens when people from completely different walks of life becomes LL’s and expect the model has to be their way. We were grass roots LL’s and former Tenants so we lived and breathe it with a passion. Anyway Big Banks & Corporate Companies will be doing the same with hundreds of properties in they portfolio, the reason they want us out, did he not he a Company to hide behind.
From:
Michael Foley
23 September 2021 07:38 AM
I hope it stays fine for you. I have had no increase in years good luck to you and double digits. I have some very good Tenants but not high earners so how do you suppose I pass on the extra costs being imposed on us virtually every other week.
From:
Michael Foley
22 September 2021 18:23 PM
Hi Phillip good evening. Ok you collect the Deposit and hand it over to DPS a third party again so you still have no Deposit because someone else has got it, involving you in more time consuming administration where it out of your control, that’s a long way from nothing unless our time is considered free. Suppose a Council member of staff toddles along to a Magistrates Court for an hour or two hanging around with a couple of sheets of paper. Their costs usually to LL is several thousands of pounds, it goes to show the little value they put on our time. I think there’s another scheme similar to the one you mentioned equally as useless. The Insurance one MyDeposits is £27.50 or £24.50 to NRLA members but you still might not get the £3. discount
From:
Michael Foley
22 September 2021 17:25 PM
Phillip my friend Stop please stop, more bureaucracy, more red tape, more work load chasing our tail around from one end of the week to the other. We are hands on LL who spend our time providing and maintaining the accommodation to a good standard. We are already knee deep in paperwork, no more please. Why is everyone on about protecting the Deposit, it’s the Property that’s supposed to be protected. Scrap all this invented nonsense. Simple give us back our property Deposit that worked, was take away by Shelter based on a pack of lies, all I seen so far is the LL minding money for the Tenants and paying for it, all our time is considered free and endless, even the current Insurance based scheme where LL holds the money in a separate Acc’ (supposedly) costs £27.50 each to Register and carries a load of potential legal problems and may well invalidate your Agreement, also preventing you getting possession and thrown out of Court. Stop please Stop.
From:
Michael Foley
22 September 2021 03:52 AM
Same thermology as Mayhew report from York the consultation for licensing, it referred to 36000 house holds in Ealing, without telling us whether a house hold was a studio flat, terraced, semi or a large house.
From:
Michael Foley
21 September 2021 21:28 PM
Life time Deposits so they are going to change their ways be so good and look after the place so well, the Deposit is never going get used or depleted. EPC’s only seems to apply to Private LL, the other bigger half of housing stock doesn’t have to comply, so sell to them. We are fair game for every parasite to take another hit.
From:
Michael Foley
21 September 2021 21:04 PM
I am against roll over Deposits or any other Deposit Schemes that involves third parties. Which is why I have foregone £30k deposits rather than put up with those nonsense liability schemes brought into law by Shelter based on absolute porkies, now they are at it again. So Deposit property protection should be returned to pre 2007 status, before law was changed based on unsafe evidence.
From:
Michael Foley
21 September 2021 09:17 AM
Rising Energy prices, Carbon Dioxide shortage, Lorry drivers shortage, Vegetables pickers shortage just add all the other things it’s not looking good, time for all those anti groups to stop stoking the fire. So much resources attributed to Insulation installation using up enormous amounts of energy to achieve adding to the problem etc. We are only a very small part of the problem and our best efforts will not make much difference. Well if its warming up so much will we need Insulation at all, or need to put our houses up on stilts to keep cool and avoid the Floods.
From:
Michael Foley
21 September 2021 08:18 AM
It doesn’t matter about all those groups anti-everything they can have their white paper, green paper and all the rest of it and keep braying I wonder what animal does that. Deposit was supposed to protect the Property not the Deposit ?. Can’t see shortage of housing, no savers they were abolished, the economy of the uk now built on unsustainable debt, young persons encouraged to buy unaffordable over priced Flats to make profit for Banks and big Institutions. Looks like another crash imminent, too much cheap money, we are in trouble, China and several other as well. I have seen at least 4 before but everyone in denial until it happens. We will all get our day in the Sunshine including the protesters, how can they afford all this free time where is their money coming from.
From:
Michael Foley
21 September 2021 07:27 AM
Echis.R. I am an amateur its taken me over 40 years to reach this Status. I used to be a Professional but the Regulators changed all that so I had to down grade myself. A Professional is someone that makes a living from his work, now its the other way around, Everyone else makes a living off me.
From:
Michael Foley
20 September 2021 15:46 PM
Wonderful just take out a few more vertebrates, remove Section 21 that should help to make it worse.
From:
Michael Foley
20 September 2021 07:40 AM
What are they on about, LL should be encouraged to invest indeed. Then remove the shackles, 3% SD super tax on top of normal SD. They talk about fairness between LL & Tenants but we have that. The problem is the parasites outside chucking spanner’s into the works. Councils, Generation rent, Acorn, Shelter, Regulators + a whole lot more, as well as high running & maintenance costs + LL insecurity. Why would a LL want to invest at this dodgy time with inflation running wild, jobs disappearing or insecure, hike in National Insurance, Mortgage interest tax relief cut to 20%, say buy a property £500k in London probably a Flat as house is usually more, add £30’000. Stamp Duty or every £100k more another £8’000.SD, Does Rishi Sunak not understand the first 2 to 3 years rental income is for SD already paid up front to be recovered so what’s going to pay for everything else, this is a big penalty, (mortgage to pay tax levy). Then we have every other lame duck organisation lining up to add to our costs and have a pot at us, at uncertain times when the risk is too high. All the pointers to me are its more likely to hit the buffers than any capital growth get real.
From:
Michael Foley
20 September 2021 02:58 AM
Honestly if those people in charge of Registered Charities were so concerned about helping the poor or disadvantaged persons, their services should be almost free.
From:
Michael Foley
18 September 2021 21:03 PM
So we have 3 Members of Parliament meeting 20 Rogue Charities. Why have they still got their Licenses, why have they still got Charity Status, it’s not their remit to destroy Private Sector Housing
From:
Michael Foley
18 September 2021 18:18 PM
I had the odd abandoned car and a cursed nuisance to get rid of without the log book. Councils are not interested when not on public highway or land, then they are soon gone, we are powerless all around.
From:
Michael Foley
18 September 2021 11:57 AM
Do you not think Landlord lives in constant fear of loosing possession of his 2 up 2 down that cost him hundreds of thousands of pounds, to some that don’t give a fig and no responsibility or financial commitment.
From:
Michael Foley
17 September 2021 13:06 PM
EPC, C , pails into insignificance when you have lost Control of your Property.
From:
Michael Foley
17 September 2021 08:20 AM
Here we go, get on right side of Michael, Alacia. What did I tell you all before get rid of Section 21 and also goes Assured Shorthold Tenancies. Alacia says she wants secure long term Tenancies. That means only one thing Assured Tenancies and we are back to sitting Tenants again. Time for LL’s to stop reading, sitting on the hands and take action. I know I was there you weren’t LL’s at that time. I had a whole Libyan family living in a house that I Built, didn’t pay told me they wouldn’t pay, wouldn’t leave and told me nothing I could do about it, which was correct. P C Fletcher got shot & died rip in Kensington, before relationship soured between the UK and Libya, then they left leaving an unbelievable damage & mess, maybe you want this situation back again, good luck.
From:
Michael Foley
17 September 2021 08:15 AM
Susan you are the problem, the Council, Shelter and Regulators. KEEP LL OUT there’s your cause we didn’t have any of this when LL was in charge. Rewind before you interference no ASB in private let’s, no Cannabis Plants, no needles and other stuff littering the Property or Brothels, that was reserved to Council Estates, so you are the Problem give us back our Rights. Stop fining LL’s for poor Management that you prevent him from doing.
From:
Michael Foley
17 September 2021 07:25 AM
That’s a direct result of banning LL from the Property, keep LL out at all costs, now LL don’t visit in case of starting Tenant off and know the now consequence. We used to be able to check in reasonable daylight hours. I can tell much worse but I’ll resist.
From:
Michael Foley
17 September 2021 07:01 AM
That’s no difference to the past or worse. Currency Devaluation and huge inflation continuing.
From:
Michael Foley
17 September 2021 06:40 AM
Buying land by ordinary Joe in business is a non starter. Its not tax allowable you have to pay the tax on it as if you have the money in your pocket. Plant & Machinery and such commodities are. Which is why you see people expanding and a load it new plant, you either buy the Machine or pay the tax easy decision to make, property is a different kettle.
From:
Michael Foley
16 September 2021 20:10 PM
Susan Brown, as Council Leader must know those LL’s were driven out of Regular Letting by Council interference in Private Sector Housing. Can Council not see its they themselves who are the problem as it didn’t exist before, now they wants more Schemes because of the problems caused by previous Scheme, well done.
From:
Michael Foley
16 September 2021 18:20 PM
Richard. I believe you that your properties are very good & safe. HM0’s didn’t you didn’t mention have you got those ? When they come unlikely you’ll be as safe, they’ll probably make you put-in extra cooking facilities in rooms what could be more dangerous extra risk of fire, just like the Bedsits of the 1960’s, maybe a Shower even a bog, so they’ll eating, sleeping and living with cooking smells. Instead of one property kitchen loads of other stuff.
From:
Michael Foley
16 September 2021 17:52 PM
George, don’t forget the other one scouse. Mr John McDonnell MP for Hayes & Harlington he was going to confiscate all private housing if he got his way,
From:
Michael Foley
16 September 2021 16:46 PM
I don’t believe there is a shortage in the first place, there is only a few on the Streets so every one is housed. Huge Council waiting lists I am not surprised about that or how big it is, everyone wants the free or subsidised option, far too many free loaders already and now rule the roost as well, re-election an MP seven consecutive times. There is plenty of spare capacity everywhere, now add so many Industrial Buildings been knocked down Resident, Office conversions by the thousands, Pubs demolished for blocks of Flats, millions of lofts and house extensions, Shops that closed even on high Streets now for Residential, even Public Toilets, its a craze or crazy. Keep Building ever more wasting resources and energy, then talk about saving the Planet with all the extra people living in Sky Scrapers as well using more energy + how many extra cookers and washing machines etc is that, people could do some work to keep fit instead of building gyms, more waste of energy. Anyway I could house another 20 in existing stock just get rid of the Regulators and their Computers destroying the Planet, the recycling Depots are chocker with scrap Computers.
From:
Michael Foley
16 September 2021 15:11 PM
Kieth, obviously portfolio Companies which are not affected by Section 24. Kill the small guy.
From:
Michael Foley
16 September 2021 09:51 AM
In the South East its £600. For Selective. Mandatory and Additional are £1200. / £1400, + it does cover the schemes and loads to waste as well, they send letters to everyone for fun or a joke even to people it’s nothing to do with incl’ my former Solicitor, lender, Freeholder 990 year & my wife at our same address. How long does it take forget about 5 days it takes months even on renewal. I had one waiting seven months and guess what they had reduced my license period by the same amount. Do they make profit of Course they do even though its only supposed to cover the Scheme. Croydon Council complain about their Licensing being Knocked back by Robert Jenrick (now sacked). Its caused them a £22m black hole they said which is laughable, the Scheme didn’t go ahead so it cost them nothing, so how could it cause them a £22m shortfall or blackhole if they weren’t taking a profit from the Scheme.
From:
Michael Foley
16 September 2021 07:26 AM
I can see the possibility that if Section 21 goes it’s likely Assured Shorthold Tenancies goes too and you’ll end up with Assured Tenancies. I hope you all know the difference, good morning.
From:
Michael Foley
16 September 2021 06:50 AM
Good morning Jim will you stop, it looks like you have re-posted which I thoroughly disagree with. Keep your section 8 by all means but why are you campaigning to get rid of Section 21 the foundation of Private Letting Industry. I won’t call it Buy 2 Let because it wasn’t known as buy to let, it was Secured in Commercial loans all that came afterwards as well as you, where were you or HMO for that matter. We had campaigned for Assured Shorthold Tenancies which was accompanied by Section 21 resulting in the 1988 housing Act. HMO’s only came into being in 2006 following 2 Jags John 2004 Act, no queens bury rules for him. That’ll be your remit the HMO expert and were we not operating Section 21 for 18 years before you & HMO’s started (different between 1988 & 2006) now you dictate to us about S. 21. I have Built many of my Houses by my own hand with only hand tools and no electric on site when cordless wasn’t invented, no funding Schemes or hand outs from Government either so it’s fair to say I Build my Industry but you come lately and wrote the Book. Please don’t move to Shelter.
From:
Michael Foley
16 September 2021 06:39 AM
Domenic, a number of points there, you are right about SDLT & Section 24. However don’t be taken in with the £120 pa which I believe you are referring to £600. for Selective Licensing. That’s the tip of the iceberg the Compliance is going to cost you thousands of £’s, on top and put you at risk, in line for a Breach to fine you anytime they like. Having said that we had it all already and I can enlighten you, it to rope you in. Then after a while they transport it to Additional License which is more or less same as Mandatory. When you renew it will be £1200. to £1400. application fee rising. So in some cases we had to pay in 2006 / 2011 / 2016 and now due this year 2021. It looks like you never had one my friend or would have a different view. Extra Certificates galore alone are going to continuously cost you more than £120. pa. I could go on but by things to do..
From:
Michael Foley
15 September 2021 12:40 PM
No it doesn’t now that it has been trivialised to Criminalise what was hard working Law abiding Landlords. He’s hardly going to take much notice of a Tenant with a Criminal Record if he has one himself for nothing.
From:
Michael Foley
15 September 2021 09:11 AM
No Stopping them and nothing to with Criminals except make a Criminal out of LL’s. All to do with making money for this Council for nothing, no cost & no financial input themselves. 6 years bartering away at this even when blocked by High Court they kept on until they got it in, why not they can rob millions off Private LL’s for Zero nice little (big) earner. Obviously now its going to apply to all Private LL’s, not stopping until nation wide. I always believed that ever since Deputy Premier labour John Prescott 2004 Act, introducing Licensing in 2006 followed by Deposit Schemes in 2007 the rest is History no stopping them ever since. The sad part is thousands are still rushing to buy Property without any knowledge of this whatsoever, why not ask them I do and they don’t know, even many existing LL’s either don’t know or choose not to comply, big problems ahead. Councils have their gold mine for ever, LL’s can have their heart attack.
From:
Michael Foley
15 September 2021 07:17 AM
Shelter on the band wagon, illegal entry KEEP LANDLORD OUT at all costs. Tenants don’t want LL to see what’s going on or how many extra they have staying or subletting or anything else they shouldn’t be doing. I believe sometimes they think it’s illegal entry when it’s not thanks to HMO interference. I believe a LL can enter a HM0 if he has a room or rooms vacant as he is not entering the let parts and if common parts then they are common parts and not exclusive to one or other. So tell me how to run your HM0, one person occupied a room probably with some facilities, are they trying to tell us say other 5 rooms going excluded from LL control or controlled by some one that happens to occupy a part. Keep LL out at all costs then fine him for not being in Control of Management.
From:
Michael Foley
14 September 2021 22:36 PM
1786 read this today yet only 18 comments, 4 of which were mine so only 14 others. Please don’t hide behind the Bushes, come out be counted, make your views know and stand up for your Business. This is exactly what happened when we were campaigning for Section 21 the majority sat on the fence. When it came in they were the first to advantage of any right we achieved and indeed the whole Buy 2 Let Market was based on that foundation, so please don’t sit on your hand waiting to see what happens, then it’s too late, fight your corners now.
From:
Michael Foley
14 September 2021 15:46 PM
I don’t know why they included Letting Agents who are already professional, ARLA staying very quiet. The LL’s are very naughty to be damaging their own fire Alarms. So Shelter if you have evidence of Assault why have you not being to the Police or the Tenant not been to Police but you can’t go throwing wild Allegations like that around & expect to get away with it. Really the Article has nothing that stands up to scrutiny. Shame on you.
From:
Michael Foley
14 September 2021 12:43 PM
We get on very well with our Tenants in general, they are our friends & Customers and do everything possible to ensure they enjoy their stay and if you can find even one of my former Tenants to say otherwise without bribery I’ll take my hat off to you & eat it. Enough is enough and seems to be only one Unelected Organisation which is above the Law.
From:
Michael Foley
14 September 2021 09:50 AM
I don’t agree Allen, it said HMO leading people to think it was Mandatory being referred to. They didn’t mention the other Schemes / Selective or Additional that would possibly cover this situation if applied to their Area. We know there are many HMO’s but they are not Licensable HMO’s there a big difference.
From:
Michael Foley
14 September 2021 08:24 AM
Renters Reform Bill must be scrapped now in the interest of Justice.
From:
Michael Foley
14 September 2021 08:07 AM
Hi Poly, that’s a nice figure 45% your Organisation must like that figure, it seems remarkably similar to the blatant lie Shelter told about Deposits being withheld by LL to get law changed on Deposits perverting justice. It later turned out to be less that 2% that went to Deposit Resolution, so where was 45% never no such thing. So we had law change based on absolute lies, as a result I forego £30k Deposits because of this rather than waste my life dealing with false schemes. I have repeatedly tried them without success it a blight on Business. So now you want another law change based on more untruths I am sure it should fly through Parliament like the one before with your Sky high figure, no use telling little porkies is it Poly. People don’t get £125k a year for nought at least tell a few fibs. I am not saying you personally had anything with introduction of Deposit debacle although you might have had a hand in the 2015 De-Regulation Act by your Organisation. However you had good teachers Colin Rabb, predecessor if my memory serves me right he loved LL equally as much.
From:
Michael Foley
14 September 2021 07:52 AM
Well we had gas certificates ever before HMO’s so should have had those anyway. I think the other stuff came with the introduction of HMO’s and needed to be complied with if a HMO. However the definition of HMO’s is ridiculous, so 5 people or more and 3 stories as it probably was before Pandemic was a HMO. So there was 4 people not 5 ?. The rules are so corrupt & dishonest, it seems if it was 2 couples it would have been ok but still 4 persons, what’s the difference a person is a person whether in an relationship or not and how’s a LL to know ? one day you can believe they are in a relationship with another and before you know it they have switch partners or fallen out of partnership. There a bit more going on here with Tenant involvement, the Council identified 4 people living there by magic, if there was a whole family there it would have been fine even if they lived for free. I think the field is a bit out of level.
From:
Michael Foley
14 September 2021 05:08 AM
How about the usual message. We want to send a clear message to all LL’s we won’t hesitate to take any action necessary. (to destroy you).
From:
Michael Foley
13 September 2021 19:30 PM
Yes Andrew, I remember it well and icicles hanging down. I don’t think eiderdowns where the noam that time, a top coat would suffice. The one about the kids playing in the bedroom, Johnny shouts Mom Paddy is pulling the top coat off the bed, good lord she says don’t say that we have visitors coming say eiderdown, ok. The visitors come and Johnny shouts Mom Paddy is pulling the sleeve off the eiderdown. We have to keep our sense of humour.
From:
Michael Foley
13 September 2021 17:01 PM
I think we are all getting soft, when we were growing up we had no insulation or Central Heating, now the house is virtually sealed, we need fresh air to live.
From:
Michael Foley
13 September 2021 14:53 PM
Of Course their Arrears are down we as LL’s have takes the hit and let Arrears go. I am no fan of Goodlord several of my Tenants when moving on used them. What a load of hassle more Digital everything almost impossible to deal with and think they own the previous LL laying down all the rules then won’t even speak to you, in future I will not be corresponding or intimidated.
From:
Michael Foley
13 September 2021 09:37 AM
To me its always Government interference & Policy’s that cause the problems, like bringing down Base lending Rates below 5% abolishing savers over night, what were they supposed to do with their money (buy property) ?, so any crisis was caused by Policy. I’ll just turn back the clock briefly to see what happened as an example, Cleveley Crescent, W5, 1930 Semi & Terraced now sell for average £600k. In 1996 it’s fair to say £100k was top average price for those (after that they make a jump). So it took 62 years to make £100k including building costs. Then only taken next 25 years to increase £500k more to 2021, it’s all a bit mad bring back savers instead of forcing everyone to put last penny into property over heating the market.
From:
Michael Foley
13 September 2021 08:21 AM
MP, Tim, why not do your job in Parliament its Government interference that has driven many LL’s to switch to AirBnB & now you complain.
From:
Michael Foley
13 September 2021 07:15 AM
George gas Boilers is a LL’s biggest nightmare for sure when they break down, any other appliance just replace job done, don’t tell me about insurance schemes I had all them, still takes time to get sorted. Boilers used to be very reliable before technology and never broke down but now we are where we are. I am not singing the praises of electric yet I can see problems with that too.
From:
Michael Foley
12 September 2021 10:42 AM
I think we are doing all we can from outside of things, annual Boiler Service and Certification plus installation of Carbon Monoxide Detectors. Although there might be Carbon from other sources and not anything to do with LL’s as well. Worrying figures about other matters which are extremely high sadly. I see about 32’000 People die in Ireland each year, now we had Pandemic and thousands passed away, yet the the number of deaths over all are about same, whether it’s because they didn’t get the flue this last 2 years, a Scientist friend told me 60 years ago if you have one you don’t get the other, what ever the truth is.
From:
Michael Foley
12 September 2021 10:19 AM
Very good you make a number of fair points. However, Council don’t manage their finances but waste not responsible to anyone, increase c/tax 6%, take £20m from private LL in some London Boroughs then complain about resources. I believe you are right about notice period, whether it should have been 2 months or 4 months. The evidence is there Jim they didn’t take action against the LL, there’s your evidence. I never ever read a Book in my life no point in starting now. I am sure your book is very good as you are very knowledgable and I commend you on that. Honestly I have so much Regulations, compliance and crap to deal with I haven’t time to pee not alone read.
From:
Michael Foley
12 September 2021 09:23 AM
Was it an eviction or part eviction it says they were not allowed access to part of the Flat. They get housed and kept for 2 years but can’t respect the property. Landlords stress don’t count it seems he’s not considered human. This is one of the first times a Council sided with a LL and gets penalised for it, so the Council is not allowed to be impartial and make a judgment in other words its mandatory to side with Tenants.
From:
Michael Foley
12 September 2021 07:45 AM
Don’t worry we don’t need elocution lessons if they don’t understand us they wouldn’t be much good at cludo, they understand everything right well sometimes they act the gom, (not in Collins).
From:
Michael Foley
11 September 2021 20:41 PM
OK, but I am a Section 21 man and the one thing is more important than all others. I have to be able to get my property back with Vacant possession without un due delay. I have attended loads of LL, Council meetings and the University green horn rule makers forgetting it’s our property to hear them talking you would swear it was theirs. One thing is loud & clear they want to stop you getting Vacant Possession unless you want it for a Family member or you want to sell it but then you’ll have to Sell. I say none of their business whether you want to sell or keep or give it away not their property, we didn’t need their advice when we bought it or received any of their funds. Do they not understand the Tenant is Renting the Property not buying it, how difficult is that to understand. Watch the Regulators they are determined to write that in, it outrageous.
From:
Michael Foley
11 September 2021 18:18 PM
It would take a good LL fool to buy that and plenty of others in the area more expensive. Then throw money to pay & subsidise it and be clobbered with taxes and Ealing Council Licensing schemes. Lenders living in cloud cuckoo land 125% income and the rest, stress test etc do they not know all figures are false, what a lovely World they live in.
From:
Michael Foley
11 September 2021 15:35 PM
Renting is a great deal cheaper and especially when people are not ready to settle down. I seen a 2 bed conversation Flat in Acton adjacent to one of mine on the market £460k, 10% Deposit £46k, 25 year Mortgage @ £1700. + per month, while mine is rented for £1200. pm even at that they are behind, so where do they get £45k initially and the extra £500. pm + Service Charge etc, that they currently don’t have to pay for any repair, up keep, furniture, white goods, Insurance thrown in, fact dream on.
From:
Michael Foley
11 September 2021 15:21 PM
Robert, we have Assured Shorthold Tenancies minimum 6 months but usually we do 12 months. However, although fixed term, only the Tenant or the Court can end it, LL can’t end it without Court Order which is expensive and takes months, Tenants goes when it suits them whether end of term or months later or years even when your Agreement has become Periodic, if they don’t keep to the Agreement Court is only option, it seems to me when Section 21 goes we’ll not even be able to do this. Assured Shorthold Tenancies will disappear with S21 which is the guarantee of getting your property back. Why on Earth would you burden yourself with a massive financial commitment for some one to walk-in and take control of the property.
From:
Michael Foley
11 September 2021 11:04 AM
We are the whipping boys anyone wants money for nothing get it from LL. Anyone in Government with any idea of generating wealth through enhancing Business and Manufacturing Industry instead of grabbing LL’s money to give to Benefits, who then give it back to LL, who give it to government again, a complete circle getting diminished all the while, any hope of creating new Money.
From:
Michael Foley
11 September 2021 09:36 AM
No Jim, no sense I disagree totally with you on this one although normally supports you. When I have problems I want my property back as a whole because I let property as a whole, not individual HMO rooms where you are dealing with probably one or two persons / one room at a time piece meal, I don’t have that option it’s all or nothing joint & several. Removal of Section 21 is a power shift encouraging Tenants to play up and misbehaviour, ASB, stop paying rent when they know there’s nothing you can do. As for Council supporting LL forget that had it all, when I had them having loud parties, drunken carry on, Council supported them and threatened me with prosecution and didn’t want me to get rid of them either. I fought long and hard to have S.21 introduced and ask yourself why was it introduced ?, there was virtually no letting market prior and Certainly no buy 2 let LL’s or schemes which from memory was started by Woolwich Building Society long since disappeared.
From:
Michael Foley
11 September 2021 08:09 AM
Unbelievable he must be trying to bring London to its knees, it’s not enough he’s robbing our Council Tax blind.
From:
Michael Foley
10 September 2021 18:11 PM
Its not only the Kennedy’s I have to worry about, just add Sadiq Khan for good measure, Congestion Charge & ULEZ extension to north Circular/ South Circular Roads this October in L’don. £15. pd congestion charge & 12.50 ULEZ pd, = £27.50 pd, as I live just outside the zone & some of my properties are inside it I’ll have to pay, my vehicle don’t meet emissions although not old really & less than 100k on the clock, same engine as others that does comply, log book doesn’t say it. This year I spent 7 months repairing & updating within the zone often 7 days a week because that all the days is in a week, so you do the maths how many days that is @ £27.50 per day plus parking, in future the work don’t get done no wonder people are leaving London, thank you Mr Mayor good job you don’t earn a living.
From:
Michael Foley
10 September 2021 18:00 PM
Yes Andy we had it easy when we were paying 15% + and nailed to the wall now factor that into your equation, this business didn’t start yesterday.
From:
Michael Foley
10 September 2021 12:46 PM
Leicester, gosh that’s a mouthful all conjecture and assumptions, how the place has changed it used to be just Green & Red Murphy haulage transport lorries.
From:
Michael Foley
10 September 2021 10:21 AM
Nationwide need to look closer to home, they are at this for years supporting anti- LL while their subsidiary The Mortgage Works has private LL’s as one of their biggest customer, some hypocrisy.
From:
Michael Foley
10 September 2021 07:19 AM
Counsellor has some Cheek given they are one of the biggest single causes of high Rent rises. Scores of Regulations & costs by them added on to LL’s plus £20m licensing take from LL’s for nothing in return in some London Boroughs and is a nationwide raid. There should be Price Control on sale of high rise Flats all over priced by tens of thousands of £’s. Small LL’s are a bit like lorry drivers taking for granted, abused, bullied over Taxed and over Regulated, so they had enough now don’t want to do it anymore more, they weren’t appreciated guess what now begging them.
From:
Michael Foley
10 September 2021 06:43 AM
More Technology more Data more Digital Academics more pie in the Sky the rush is on to make a killing before its goes belly up. They property market is distorted by interference and propped up by the abolition of savers, this is my sustainable housing, jobs gone, Universal Credit doubled, National Insurance hike further strain on employment, trillions in debt, don’t worry more data you’ll know everything about everyone but you’ll also know they are doing nothing, press a few buttons it’ll be fine, not.
From:
Michael Foley
09 September 2021 07:35 AM
They will bring them in anyway especially now encouraged by Government, just like the extra occupants and sub-letting at the moment, it gives Government the opportunity to fine LL’s for over crowding while supporting Tenants to do it. They will now be able to fine LL’s for the stinking mess of wee & poo created by Parliament.
From:
Michael Foley
08 September 2021 07:25 AM
Don’t forget first time buyers who are getting walked in blindfolded to over priced property by Schemes who will be clobbered for years to come, real victims.
From:
Michael Foley
08 September 2021 06:48 AM
Assured Shorthold Tenancies came in as I understand it with the 1988 Act, The 1977 Act could hardly be referring to something that happened in 1988 or 2015.
From:
Michael Foley
06 September 2021 20:57 PM
I suppose if he’s only 35 years out it not too bad.
From:
Michael Foley
06 September 2021 20:47 PM
No John not the case its only in very recent years it changed from Civil proceedings to Criminal a matter ever a regarded LL knows that,
From:
Michael Foley
06 September 2021 20:20 PM
Hi John my friend don’t feel bad about it at all and thank you for the diagnosis I wondered what was wrong with me, maybe you could prescribe some medication and get me a blue badge, bad laws need to be challenged and changed back to when it wasn’t a criminal matter and that’s not very long ago. Do you think you could put me forward for Guinness's Book of Records, retarded LL survives 43 years in Business even before corrupt Regulators and inept Councils decided to raid LL’s Bank Accounts to line their own pockets. I wonder what Syndrome you got if any. Many thanks
From:
Michael Foley
06 September 2021 19:22 PM
Ok if it’s their business let them house them all, but not installed them in private property where Council have no financial responsibility, no input and provide no funding but load costs & penalties on Private LL’s, maybe we shouldn’t assume LL wasn’t up to date with rent but why else would he take such action, are you taking odds on this,
From:
Michael Foley
06 September 2021 15:26 PM
Just more of the same anything to destroy private rented sector, non of Councils business its a private matter between renter & LL. They have to poke their nose in, in a very one sided way. They Council incurred no costs they decided to make it their business to create costs and pass them on to LL, its abuse of their position and the legal System to extort money from LL’s, obviously LL’s always pleads guilty or fine at least doubles or worse. LL’s don’t want to break the law or be in Court but Councils force it on them regardless. Incidentally I have people away on holiday that owe rent they now know LL can do nothing. I don’t see Council jumping to help us.
From:
Michael Foley
06 September 2021 09:53 AM
Perhaps arrears is not a big cause of disputes because we are not allowed to dispute it and powerless to do anything about it, just suffer in silence.
From:
Michael Foley
06 September 2021 07:06 AM
I have had no increases but decreases in rent for last 2 years, worse than that I have rent arrears, won’t mention voids, plus clobbered with increased costs & regulation, factor that into the Survey.
From:
Michael Foley
06 September 2021 06:56 AM
A desperate situation for anyone to be caught in war zone, 20m killed in First World War, 60m in the second mankind never learns, mans inhumanity to man. There will be many innocent people caught up in it, others used for political purpose and all need help, no use blaming individuals it’s a bit like an illegitimate child it’s not the Child’s fault. Regarding housing them from what I can deduce from this article, Social housing or shared housing not going to be used. So there is an opportunity for LL’s to avoid HMO Licensing Schemes compliance and house those people with guaranteed Government Rent, as all HMO’s are shared accommodation.
From:
Michael Foley
04 September 2021 19:55 PM
I am all for improving housing and always have had better quality housing before any of those Regulations. However, it was much more affordable before dishonest Councils, regulators & law makers got involved raided the finances of the private rented sector to line their own pockets and prioritise the people milking the system blind. They ignored the fact that we had to buy the property, maintained it and provide the service to house Tenants at no cost whatsoever to the Government who say there’s a shortage but for this we are heavily taxed on the income with very little allowable expenses, targeted and classed as rogues LL’s, invariably Councillors always refer to LL’s as Rogue Landlords.
From:
Michael Foley
03 September 2021 08:11 AM
What are they talking about other Boroughs charging up to & over £1400. Applications fees already. How can they talk about poor management when they have removed LL ‘s rights leaving him without the authority to manage and excluding him from his property, how can you have responsibility without authority. The 10% discount for Accreditation only applies once you loose it on renewal it’s just another cursed nuisance for LL’s that have been doing it for decades but now have to learn how to do it, yes they’ll have a feather in their cap a piece of paper stick their crest out but able to do nothing practical to improve housing. In short the Westminster scheme is yet another multi million pound money grab and a fraud on Private LL’s.
From:
Michael Foley
02 September 2021 07:38 AM
John, you think they are daft buy their own and have to make sacrifices that they never had to before, for next 25/35 years. Who then to complain to, not Council nor Alacia , Generation Rent or agent Jack’o, who’s going to run around and fix everything for them, who’s to save them from loosing their home and being evicted when they can’t pay.
From:
Michael Foley
01 September 2021 22:16 PM
I think this is farmer economics count the money you got for the animals don’t worry about how much the animals cost to purchase the running costs and own Labour 24/7 a bit like LL’s really. So if a LL has a property paid for after years of slavery don’t count that we’ll call it buck-shee, its he own it by magic just count the income as profit after he’s paid Insurance, c/tax on any vacant portion, annual gas service & certificate, licensing compliance & outrageous application fees, emergency lighting & Certs, fire detection system & Certs, ICO’s annual cost, Right 2 Rent, cost How2 Rent cost , Deposits debacle & pay, Inventories and pay, Gov’ stupid Tenancy Agreement 68 pages on its own, referencing costs, maintenance & trades cost, white goods cost, up grades at whim of Council, furnishing, double SDLT, special c/gains tax for LL to prevent you getting out, your own input 24/7 that Regulators don’t count just transfer their work load on to you and a load of hassle, graveyard tax when you are done etc, Why even mention if a LL 20 properties instead of 10 he makes more profit hasn’t he/she twice as much invested.
From:
Michael Foley
01 September 2021 18:37 PM
I suppose the Government wants us out of the Business we created starting from nothing starting in the 70’s its as simple as that, where were your Companies. Otherwise why Section 24 if you are big enough to incorporate you can claim the interest on the business loan but not individual LL’s pay tax on your money that you already paid to the Bank, for them now to become LL’s and take it all away from you, just add corrupt legal System where Councils are abusing their position and punishing LL’s, imagine a Brent Councillor so delighted when LL got fined for Tenants ASB no fine for Tenants but she offered her support and advise to them how to stop LL from evicting them, she said let it send a strong message to LL’s they won’t hesitate to take action against them, of course she’s just confirming we are not equal before the Law and going to be stitched up anyway she calls it working with LL’s.
From:
Michael Foley
01 September 2021 10:51 AM
They must be having a laugh after the battering they have given us this last 20 years, for me removal of S.21, Deposits, How 2 Rent, removal of wear & tear, S.24 , Licensing etc, S.21 is only getting removed because of Tenant abusing it, deliberately getting evicted for Council to house them, no wonder shops are closing The can’t afford the staff, Care homes can’t get staff, Sainsbury’s staff agent offering £34. per hour for lorry drivers & £40. per hour for Sunday. They have it to good on the Benefit System to bother about work if that wasn’t there would not be any shortage of workers. The last Blog taken down at 10.11am must be a record, 18 LL’s responded in this short time it shows how upset we all are and 117 likes !.
From:
Michael Foley
31 August 2021 11:32 AM
For me unfortunately can’t put up rent when I can’t get what I am owed and helped them so much, now gone over seas on holiday no problem far more important than rent.
From:
Michael Foley
31 August 2021 09:32 AM
Alacia utter rubbish, they are not our families we have to rear our own. So you’d like 2 months would you, then 6, how about we pay their College fees or buy their drugs it would be nice. They have the right to a Secure home who gives them that right ? you is it, if they want a Secure home it’s very simple buy your own and dictate your ideas to the lender. There are plenty of Government help 2 buy ponzi schemes available to stitch you up for rest of your life.
From:
Michael Foley
31 August 2021 07:05 AM
ARLA says letting is booming & people on the move after the pandemic. That doesn’t mean more property is required, someone else will be living in the property they vacated.
From:
Michael Foley
28 August 2021 15:31 PM
After everything they have done to destroy us, now turn around and ask us to help them, are those people for real they push us off the edge of a cliff and then ask for our help.
From:
Michael Foley
27 August 2021 20:09 PM
Ok still don’t get it, that’s £1400. per room pm in a tiny Town, even in a London HMO you would be lucky to get half that. Thanks
From:
Michael Foley
27 August 2021 11:34 AM
Rent caps, so if I am a Renter and asked if I would like to pay lest Rent, yes please.
From:
Michael Foley
27 August 2021 09:49 AM
Steve I agree in the main but what happened in areas I operate was when Corona struck and the Planes stopped flying AirBnB LL’s switch to regular lettings then I had places vacant for months and difficulty finding Tenants. Although I could have let many times over to Rent 2 Rent scammers who sublets the rooms making a killing at owners expense, another reason why I could not find Tenants, we know they are Councils friends or it couldn’t be happening .
From:
Michael Foley
27 August 2021 08:56 AM
The cost of the Scheme was ever only supposed to cover the Administration of the Scheme. How could there be a £22m Black Hole in their Accounts when the Scheme didn’t take place?, it looks like a massive fraud has been going on against Private Landlords.
From:
Michael Foley
27 August 2021 08:09 AM
Hopefully you’ll purchase a property with some luck and good fortune that is EPC Compliant
From:
Michael Foley
26 August 2021 21:48 PM
It good that someone is warning them about extra costs rather than buying blindfolded. However, in some Cities the costs are substantially higher than the figures quoted. The £200. for 5 year electric is about right, fire alarms and emergency lighting are extra and annual Certificates if HMO don’t know if mandatory or not but costly. Very unlikely if anyone will do gas for £35. More like £75. Plus annual service £50, if done together. LL Insurance much more expensive than £217, and don’t cover contents yours or Tenants generally, mine average £500, pa. HMO mandatory & Additional licenses are similar Application Fee I think £1200. to £1410 which covers one Council visit any subsequent visits £85. per hour extra. Selective license £500, what’s not mentioned is the other expensive works which you may have to do to comply like fire doors, closers, stops, special locks so thumb screw on inside, extra sinks, extra cooking appliances, extra toilets and extra washing facilities £4’000. might cover or not, no one working cheap those days and materials gone through the roof, allow for a vacant period while getting all this done, allow for meeting Mortgage payments with no income, Allow go paying Council Tax on empty property etc.
From:
Michael Foley
26 August 2021 21:28 PM
Yes it’s a big issue and so expensive to get things done those days if indeed you can find someone to do it at all or do a reasonable job. EPC is certainly a very emotive subject if only people put the same emphasis on Section 21 even more important than EPC we might get some where. What does it matters about EPC if removed of Section 21 has stopped us from functioning and throw in the towel, do they really think when they have taken away the few remaining scraps of LL’s rights he is going to continue putting his head on the block. The blackmail tricks are played out.
From:
Michael Foley
25 August 2021 20:30 PM
They are not as good as gold if they are part of an Organisation actively campaigning for more Regulations for LL’s, that are crippled with Regulations. They were only set up about a dozen years while we have been LL’s for Decades now they want to rule the roost. When we were struggling to survive and build our Business they weren’t there & only a handful of letting Agents in London not like now at least a dozen in every Borough calling all the shots. Also it’s about time the question was posed why was Section 21 brought in, its obvious to me many Campaigners to get rid don’t know this or even if born.
From:
Michael Foley
25 August 2021 09:31 AM
Do I suppose if they are Council Tenants living there, they Council will remove it at Taxpayers expense, who do we give the Bill to.
From:
Michael Foley
25 August 2021 09:02 AM
Probably wrong heading if I understand I thought Energy Companies would be up there. I didn’t know they would or could charge full money for extension or renewals there was so case law about that. I suppose you could just let it run periodic. There are some letting Agents who don’t charge renewal fees to be fair to them. The bulk of letting Agents were good until they banded together as an Association becoming to big for their boots and calling for law to adversely affect LL. They last one I used the first months wasn’t enough for his fees because of reference checks & don’t forget VAT is a big one so I had to give £500. out of my pocket as well, don’t ask me about Deposit I didn’t get any although the Tenant paid equivalent to 5 weeks rent as Deposit which went into some kind Scheme many Agents are using, to me its the same as no Deposit for LL. The Property Ombudsman used to be good at helped me when lender gave me £8k penalty for paying off a loan a week too early but now too difficult to use everything Digital in Warrington and of course phones now obsolete just there to waste customers time like all Organisations playing you their stupid recordings to avoid doing their duty or providing a Service.
From:
Michael Foley
25 August 2021 08:06 AM
Richard, well said if I may say so, too much of this going on the people who comit the crime are exempt. A bit like when LL gets fined for Tenants making noise or when they have pulled the fire alarms from the Ceiling even though he is powerless to stop them.
From:
Michael Foley
24 August 2021 22:25 PM
Sorry more evidence is needed I don’t buy this story at all, £7’000.00 pm for what and what size Building or if rooms how many. I Rent 4 HMO Houses in the Capital for this money not one. I know about the strict rules of HMO occupancy. How could you have 78 viewings, 78 viewings on what, What in a viewing is it one person / 3 or more per property, How long would it take 78 people to view 1900 properties or 600 for that matter of if a gang far longer as you would far less than 78 groups to go around. Are you another Digital Academic and nosey parker’s click on line with nothing better to do than look at your property just to see what you got, is this what you would call a viewing, don’t get me started.
From:
Michael Foley
24 August 2021 21:21 PM
That’s what wrong with housing & the whole economy. Reduced base rates too low abolishing Savers over night, they all went buying property they didn’t necessarily need or want, bidding against each other driving prices mad, false economy, no savers the rest is irreversible history now. Another reason why the young have no savings, so no where else to put your devaluing currency just keep heating housing market until it collapses.
From:
Michael Foley
24 August 2021 14:16 PM
I can’t understand why we Deposit protection Companies that you cannot communicate with or have a work phone one number, they are all hiding behind recordings & the Internet. I gave an hour trying to deal with MyDeposits and failed, we are loaded with so much free red tape that no one pays us for.
From:
Michael Foley
23 August 2021 14:32 PM
When Mortgages don’t get paid the lender is guaranteed vacant possession. When its LL’s money that’s fine he can go and take a run & jump.
From:
Michael Foley
23 August 2021 13:20 PM
Simple you cannot have an Economy based purely on housing. This is what they are doing building thousands of Flats clears not required converting lofts, re-zoning Commercial Buildings, knocking down Industrial Buildings all for Residential. The jobs will be gone forever so where will they be able to earn a living ?. This boom is false and quick fix for now to keep things going temporarily, when all this building madness stopes what then, no use pressing buttons when no one left to stitch up.
From:
Michael Foley
23 August 2021 10:12 AM
Another fly in the ointment.
From:
Michael Foley
23 August 2021 09:03 AM
So all those help to buy Schemes inflated property prices, distorting the market putting buyers in trouble for years to come while Developers make a killing, causing higher property prices all around puts pressure on rents now they complain about that. Shall I also mention the millions of £’s imposed on Private LL’s by local Authorities in each Borough with Licensing Schemes which has a huge knock on effect on Rents, so now add they want Rent controls no one to Control the Controllers.
From:
Michael Foley
23 August 2021 08:50 AM
Just add ARLA a collection of Est’ Agents conspiring together getting rules & regulations changed to suit their own agenda and lobby for more while living off LL’s backs. NRLA reports we have 168 pieces of legislation governing us and hundreds of obligations, yet ARLA are actively campaigning for more Regulations some friends they are. Those button pressers which is purely what they are, what’s everything under their control and force us to go through them, be in complete control of us and a computer program to do all functions for them, they call it professionalism and to exclude us their customers. Maybe the’d know more about milk the other ARLA.
From:
Michael Foley
23 August 2021 08:07 AM
So Tenants only need bad jobs or Benefit, Then get rents for one quarter of that. Should this criteria be applied to Mortgage lenders, don’t worry about how much the property costs, just pay 25% of your income.
From:
Michael Foley
23 August 2021 07:31 AM
I think it’s down to cost, the bulk of new build has to be £500k or below or they won’t sell, many obvious reasons that I won’t go into right now.
From:
Michael Foley
21 August 2021 21:19 PM
Getting rid of old one big job. Re-cycle Centre in Brent impossible. Digital Academic waiting with iPad, have you booked on line. no Madam, can’t come here advise what you are bringing but very restricted what that is, must know date and time in advance, Could be a couple of days to get a slot, but closed 2 days in middle of week, like my experience gave a slot at a centre 6 miles away in Feltham when local one is in Park Royal obviously I didn’t go. (I think there’s one in Scunthorpe) utter nonsense. Do they think we have nothing else to do only organise our lives around a trip to recycling depot. No wonder everywhere is fly tipped it a disgrace, but they increase our c/tax 6% this year while reducing services, Child economics.
From:
Michael Foley
21 August 2021 12:06 PM
That’s fine unless you are a trade that needs tools and equipment to your job or ferry merchandise etc, someone has to do it and only digital academics can work from home not real work really for most part, mostly administration that Office girls used to do in the ‘60’s for £12.00 a week, haven’t times changed now needs technology, computers, internet and university degrees to do what short hand typists done.
From:
Michael Foley
21 August 2021 10:01 AM
So Mr Khan can whistle for his £15 per day ULEZ 364 days a year, unless you have a really modern car to come into London, add to that £12.50 per day Congestion Charge no escaping this one from 7am to 22pm 364 days a year it must have broken him heart to let you off for one day in the year only because he knew he’d get nothing that day. Add sky high parking Charges. Just try adding those costs onto your Invoice for your job of work no way. S o the ones that can work remotely with Computers can earn in London, people that have to come into London & physically be there to do real work are hammered.
From:
Michael Foley
21 August 2021 09:37 AM
Annie, people have moved out of London because of Pandemic. Many have bought outside of London because they were able to work from home, get far better value for their money, try getting them back into Office’s. The poorer areas are created by benefit system people get addicted to doing nothing.
From:
Michael Foley
21 August 2021 08:45 AM
Expensive and always first to be clobbered with Regulations, Hundreds of pounds from every Council tax payer to Mayor Sadiq Khan but no benefit to us, but for him to waste as he thinks fit. Coming extending Congestion & ulez inside £27.50 per day to go into London plus parking Charges in Hammersmith area £16. Per day £43.50 x say 5 days a week £217.50pw how does he expect a small builder to survive this, run his van and earn a living not a hope, he may as well pack up, join the other lot and joy ride around on electric scooters
From:
Michael Foley
20 August 2021 20:16 PM
I can’t understand all this about funding those days everyone wants funding. We never got any funding we had to earn our own or go without, funding means you want someone else to give you the money. Some people are reasonable well off which it fine if you worked and make it, its nice to be able to rear your family and afford some of life’s little luxury’s and pay your Bills, other than that it doesn’t matter a carrot what you have or whether some have millions, its no difference you can still only sleep in one bed, have enough to eat, have a couple of pints if you fancy that or go to football match. Millions are just a headache and sitting there, that you’ll never see or use. I don’t like wealthy to brag or show off, its like saying I am better than you and not nice, some of us are sometimes more fortunate than others, no one can tell the bones of the man with the ragged jacket
From:
Michael Foley
20 August 2021 17:20 PM
Of Course the same rules won’t apply, the same rules don’t apply to all LL’s now do they. They’ll probably have a big Discount on Stamp Duty as well buying blocks of Flats with completions at same time. There are millions of Private LL’s out there can any of you tell me one thing the Government, the Councils or the Legal System has done to help us this last 20 years, ONE THING JUST ONE THING please and I take my hat off to you.
From:
Michael Foley
20 August 2021 16:25 PM
Don’t worry it will get worse and many of us will be well gone before 2035, not too long ago we were in caves but we built it up for them and when we are gone they’ll be over weight and wrapped up keeping warm like hatching hens
From:
Michael Foley
20 August 2021 08:06 AM
Come on now George lighten-up I am not long up don’t depress me before I go to work. Its no problem for them to acquire 10’000 or 50’000 properties, the Bank has our money for zero interest, we are their Guardian save them from going Bust and plenty of property available right now if you have the loot. I never accepted there’s any shortage by a glut of Properties and tens of thousands under construction. I never seen so many Tower Cranes in London or elsewhere look around you, look at the night Sky, can you count the Red Lights they seem to out number the stars. I can’t believe people are so taken in with whatever the Media says it becomes gospel, has brain cells been removed or conditioned, no offence.
From:
Michael Foley
20 August 2021 07:12 AM
We need Shops with on-line there won’t be jobs or business Rates left, on-line is not for everyone or every thing like say buying Clothes or Shoes, we can’t be sending things back all the time given our lives have already been taken over with red tape and regulations, even to make a phone call now is 30 / 45 minutes hanging on listening to music and stupid pre-recorded messages, we were far more advanced in the ‘60’s when you either got through or engaged tone no customer time wasting and call completed in 3 minutes flat. Just a couple of more things for our Colleague Jim, could add to LL’s list of imposed disadvantages like a special capital gains tax surcharge for LL’s but likely to increase even more to prevent him getting out, they need to keep him there to be able to screw him in the future, on the other hand he can leave but screw him on the way out, no Index linking or tapered relief anymore for good measure.
From:
Michael Foley
19 August 2021 14:51 PM
Very sad and my greatest sympathy to all concerned, mans inhumanity to man. I would have no problem housing any nationality that’s allowed by Government, (right to rent). I think LL’s shouldn’t take advantage of the situation either by over charging like what happened before disgusting. Landlord housed an Afghani mother and her family of seven children between ages of 8 & 22 (although couldn’t class some as children but men & women). However, LL changed over £12k rent pm to house them in one detached house in Acton the maximum figure, I know at the time £2’500 pm would be normal rent for the house or even the most expensive Agent said £3k max, pm if in good condition, I know this house and the area, this kind of mularkey shouldn’t be allowed to happen again if Councils do their own job. I am very sorry for the bereaved and all concerned.
From:
Michael Foley
19 August 2021 07:58 AM
Yonnette, Oh dear ! have you been taken in or are you a Council employee, We can’t ignore the facts when we have been hammered for years ever since 2 jags Deputy Premier John started off all this stuff with the 2004 housing Act introducing Licensing in 2006 and Deposit schemes in 2007, no Queenbery’s rules for him. We have always done our job but now do the Councils job as well while we pay them to do nothing only look at screens and destroy us. Currently a West London Borough is trying to bring in 3 schemes Borough wide and is reported if successful (who’s to stop them) they will Make £20’000’000. so you want us to think it’s not a money grab. £20m to be taken from private LL’s by Local Authorities to destroy us and you tell us to run our business that we have been doing for decades and paying thousands in taxes, when Councils were hardly involved or looks like they didn’t know we existed, they were too busy making a mess of public sector housing, can’t run their own.
From:
Michael Foley
19 August 2021 01:35 AM
Barry it will be in some state as you say for sure. However they will have second kitchen or second lot of cooks facilities probably in a separate area if main kitchen is small because of space sizes, They will also have a second bathroom or on suite at least with second separate toilet as a requirement to get a License for a, 6 persons HMO.
From:
Michael Foley
18 August 2021 21:05 PM
It was licensed for 6 persons so we have to accept it was let to 6 persons max’ which is plausible for Terraced or Semi-Detached if bigger property it would be licensed for more looks like £1800. pm for this area. Hypothetically say if they were paying £5.00 pd x 17 additional occupants to some Boss man that’s £2’500. pm so very likely someone making more than landlord (with no loan to pay or consequences ) maybe Rent 2 Rent got the idea from them. I live in the real World and if I go to car wash half a dozen swarm around the car I think to myself where can you be living, what they charge is a pittance when divided between them, not knocking them for the situation they find themselves and to be fair they work their socks off.
From:
Michael Foley
18 August 2021 20:17 PM
I had it all without go into detail and Council says they are entitled to have guests putting you on back foot, we have to be careful what we say because anything you say in your favour will be taken down and used as evidence against you.
From:
Michael Foley
18 August 2021 19:41 PM
Its more rubbish how can a LL force them to live there did he have a gun. How many was on the Tenancy Agreement once again you didn’t tell us. The truth of the matter is he is powerless to stop it, the Authorities having made laws to make sure he can do nothing, I’ll chalk this one up as another miscarriage of justice, again no action taken against the people committing the offence, was the LL in receipt of 17 additional payments ? never not a penny so if LL hadn’t given them permission or benefited financially he had not committed any offence. I have been in this situation with my 2 hand tied, so he has been fined for people living in his property for free and against his wishes.
From:
Michael Foley
18 August 2021 18:45 PM
Never in my wildest dreams would I have imagined a Conservative Government would have done all this to us this or got away with it. Had Labour got Elected they wouldn’t be going out of their way to do us any favours but at the same time couldn’t possibly have done this unbelievable damage to us. We were sucked-in and thrown to the wolves.
From:
Michael Foley
18 August 2021 18:11 PM
Exactly, they have driven up costs and rents no end while pretending to be the Tenants friend, that one is wearing a bit thin now. What they are really doing is creating a Cash Cow for themselves that won’t dry up but last in perpetuity.
From:
Michael Foley
18 August 2021 12:58 PM
Agreed Robert this is what always happens with interference and Schemes it distorts the Market, that hasn’t changed. I remember the Enterprise Zones in the 1960’s like Skelmersdale in Lancashire when big Companies, Courtalls, Plesseys etc got tax incentives for seven years to set up business there, Jackson’s build lovely 2 storey red brick houses with gardens, ideal family homes (for £4K each), but what happened next when the tax concession finished the Companies pullout, so it went from a lovey booming place to house being boarded up with plywood on the windows, heart break for residents.
From:
Michael Foley
18 August 2021 11:13 AM
According to Brent & Kilburn Times, Council will give grants up to £50’000.00 / 10% of the price to people living in Council Flats to buy their own in the private sector, so they can purchase a property for £500k and get £50k off Council tax payers money. They get subsidised housing from Brent Council for years then as a thank you the Council pays them to leave, maybe they should have a Section 21 instead of throwing away tax pay money. What about the people not renting from Council and paying their way for years, where do they get £50k for nothing, even though they would be far more entitled having paid market rents and no subsidy, Council Tenants are given an unfair advantage over they fellow Citizens.
From:
Michael Foley
17 August 2021 21:17 PM
Also they can have a big chunk of money to buy their own place, they must have been saving up the rent money for them, ???
From:
Michael Foley
17 August 2021 16:26 PM
Are you sitting down, Brent are offering big rewards for their Council housed Tenants to down size, why if property is bigger than they need Council tell them to move, over £12’000 to down size from a three bedroom which is the most numerous ones but can be £30k plus and even up to £50k, a disgraceful waste of public money is it’s not enough they had subsidised for years but now she wants to reward them. What about the people that weren’t renting from the Council but work flat out full years in many cases and paying taxes to house those very same people so no reward for them. No Surprise really many using the benefit system as well, they are well looked after by their friends that have taken over the Civic Centres. They can’t go wrong this Council Head who has already lashed out £50’000’000 buying blocks of new Flats from Developer I think Its very cosy, could Council not build them or what purse is the money coming from they are supposed to be cash strapped but no problem for them to hike our c/tax 6% this year, forgot to ask tax payers where to get the extra from .
From:
Michael Foley
17 August 2021 16:19 PM
Exactly right when Tenants come its the quality, condition of the property they want at a reasonable Rent not a “How to Rent “ guide. We can survive without Government help and always did but we cannot survive their Vandalism.
From:
Michael Foley
17 August 2021 08:11 AM
All that free Cavity wall Insulation by Government some years ago that everyone grabbed didn’t help very much, very poorly done (when I took a window out a bit either side & nothing below) and the 3 / 4 major companies that make fortunes out of the Scheme quickly liquidated the their companies & disappeared with their loot as I discovered when trying to contact them afterwards.
From:
Michael Foley
17 August 2021 07:53 AM
I wouldn’t blame the assessors necessarily, some may vary like all others we have to use whether gas compliance, electrical or EPC etc, it a bit like the referee on the football park.
From:
Michael Foley
17 August 2021 07:28 AM
Juliet Noble, come on now have you taking leave of your senses or are completely out of touch, what you should be doing is advising LL’s to lobby the Authorities to scrap this nonsense. EASY TO READ VERSION INDEED what 48 pages you say the most recent one I come across was 17 pages so you are telling me its easier to read 48 pages than 17 please grow up and I never met a Tenant that read one yet when as a LL you arrive with a bundle that’s the first one they Chuck to one side. It was brought in 2014 by Shelter and not fit for purpose I believe its gone from 6 pages to 17 and changed 13 times in the earlier years in particular because of legal mistakes but you have to serve the latest one or your Contract is void and likely to be thrown out of Court, so how do you keep up with the latest one or know what it is, I have thrown away scores of those that I had already printed but no use because they had been superseded. SCRAP IT NOW enough is enough.
From:
Michael Foley
16 August 2021 07:33 AM
Agree indeed I didn’t bother to mention the obvious depletion of Section 21 making it almost useless or Section 24, its anything really to damage us.
From:
Michael Foley
16 August 2021 06:43 AM
Some of the best property people never seen the inside of a University, now they are spending £30k a year on further education, as for Benham Reeves its easy to sort out the Wheat from the Chaff the chaff will be in suits with a Screen in front of them. I was finished school at 15 had built my house before I got married and carried her over the threshold with no mortgage to pay now they can’t even save the Deposit never buy a house even with all the Government schemes at tax payers expense and the Bank of Mom & Dad so I don’t know what all the Qualifications are about it must be to qualify stupid, copy their mentors and ruin every business.
From:
Michael Foley
15 August 2021 21:38 PM
Any advance I haven’t forgotten Sarah Teathers failed Private Members Bill, followed by the DeRegulation Act 2015 or the removal of our 10% Wear & Tear allowance, more to come Tax Digital that we haven’t a hope of doing and maybe several times a year because they think all our time is free and Doing nothing else but sit they looking at screens dealing with red tape, honestly how many hands on LL’s out there understands their tax forms and now hey presto by magic we can do it on line several times a year, the reality is more costs more Accountancy Fees but the keep telling us its a deductible tax allowance which is a fat lot of good when the money is already gone.
From:
Michael Foley
15 August 2021 16:54 PM
So for obvious typos I can’t be proof reading with this 3” phone.
From:
Michael Foley
15 August 2021 14:28 PM
Wet said Jim, I might add Deposits Registration debacle creating more cost and no use to the LL or his property who is what a Deposit was for, now it for protection the Deposit itself and nothing protecting y property basically. How could I forget the so called Model Tenancy Agreement 67 pages on its own gone up from 48 is there any end to the crap. The How to Rent guide by Shelter None of their business they are not elected representative, as if people didn’t know How to Rent, first issued 10-6-14 then 11-6-14, 25-9-14, 1-10-15, 1-2-16, 17-1-18, 26-1-18, 9-7-18 (add tenant fee), 31-5-19, 1-6-19, 10-12-20, I now done one July’21 can those morons not get anything right first time or how many goes do they want at it, and what gives them the right to interfere in my business. Yours furious
From:
Michael Foley
15 August 2021 14:03 PM
Half a loaf is better than no bread. Regarding Gender the Government made a right mess of that, can’t help themselves with public Schooling / Boarding Schools etc, impose their will on everyone else confusing so corrupting the young and sometimes vulnerable persons, some roll models they are. So if they come to me and whatever the Birthday Certificate says, I simply put Mr or MS.
From:
Michael Foley
15 August 2021 08:12 AM
The fact is private LL’s shouldered the biggest burden of rent arrears in the pandemic, helping out Tenants no end, some paid me half full months while others weren’t able to pay so I gave them free months. However most are getting back on track but I know it’s not possible to get the arrears, but they are ok generally and better this way than starting all this legal wrangling. Paragon Bank proves we are not nearly as bad as painted, she says 1516 evictions in a quarter by the looks of it, so what percentage of millions is that ?, ok supposing tax payer bails out again & clears all the Arrears for everyone, then that will suit the dodgy tenant who can start the arrears all over again.
From:
Michael Foley
15 August 2021 07:22 AM
This Article 19th July 2019 professionalisation by Working Party group as if they knew what work is, was such a load of crap and so much out of touch with the Industry that 3678 people by read it and still waiting for even one reply, my goodness is this how much interest they can generate between them, time they got a job doing something they know about, anymore free loaders for the Regulation Band wagons and they want people to have Qualifications to be as smart as them.
From:
Michael Foley
15 August 2021 05:39 AM
Its a bit like fining LL’s for the Tenants Anti-Social Behaviour it doesn’t work, if it wasn’t so serious it would be laughable.
From:
Michael Foley
14 August 2021 05:16 AM
Not a hope while someone else pays the Bill I know that one. I have seen heating on full blast in good weather even when no one home. When I had the occasion to go there to do maintenance, some Tenants came home, they said hot in here isn’t it but didn’t go for Thermostat or Programmer instead flung windows open and left heating on as it was.
From:
Michael Foley
14 August 2021 05:06 AM
No need for Mr Miller to tell us the Council will never lose a case, that’s a fore gone conclusion, they’ be dealing with their Magistrate friend all part of the same establishment, although Tom is a nice man I think he is or was a bit of a LL himself.
From:
Michael Foley
12 August 2021 17:06 PM
Mayor of L’don pushing Emissions Charges out to North Circular /South Circular Perimeter Roads where I have some properties and pollution is already very high, so he is making those areas far worse, more traffic avoiding going into the zone hence skirting around the outside, currently the Pollution in distributed more sparsely over a greater area but now he is going to concentrate it heavily in specific areas, how is that going to help he will kill more off. Scrapping existing diesel cars how does that help, it must take a huge amount of energy to produce an Electric Car replacement, Carbon, plastic etc, save that Carbon & Plastic (seems to be a lot of that) now. It must take a great deal of energy to dispose or meltdown existing diesels, metals, plastics, computer control systems etc instead of taking advantage of the natural life they have left in them.
From:
Michael Foley
12 August 2021 09:40 AM
Councillor Eleanor Southwood must know it only serves as a reminder to private LL where we stand in relation to the Law no Action taken against the persons that make all the noises, its must be a new justice system the persons that committed the crimes are exempt but of course the LL should have had a License but would have had zero affect on the Tenants Behaviour.
From:
Michael Foley
12 August 2021 07:48 AM
Andrew, I used to do that too difficult to clean and it would at least be compliant for a year when new. However not possible anymore because of Council HMO Regulations, they required me to put in a Double Range Cooker / oven + 8 burner hob for 6 persons License, that’s a £1’000.00 + the Extractor 1m wide Hood to go with it £400.00 so can’t be thrown away lightly, never the less in one property I am on the third one which is so expensive, of course the Tenants didn’t need it, its the Council’s idea, just like the second kitchen sink they required in the same kitchen. I have a few of those so they fill both with Crockery and leave them there. They have imposed huge costs and Labour on me for no good reason, then I have to run around after everyone 7 days a week, supply everything, fix everything, try and collect the Rent, pay the tax, Accountancy, Insurance’s, then HMO Application Licensing fees for Council now £1310 to £1420. + all the additional Certificates now required for nothing other than to line you up for a further big fine and give you a Criminal Record, does anyone want to tell me seriously that we are not being stitched up, give us some credit, Incidentally it only applies to some sections of the Community, did some one mention Discrimination.
From:
Michael Foley
11 August 2021 18:10 PM
Why didn’t to Council get the hot water fixed and Charge the LL, it could have been done immediately instead of dragging it out 5 months, it goes to prove they weren’t worried about the Tenant not having hot water or they would and could have sorted it straight away, it all about soft the money looks like another 37.5% for Council, 12.5% for Court System and 50% for government that has happened in the past anyhow, conflict of interest will this be another PPI scandal. When I was reared I didn’t have hot water or cold running water either, if you don’t has hot water now unlimited fine, how did the generation live for thousands of years.
From:
Michael Foley
11 August 2021 13:29 PM
No talk about to black hole they made for us.
From:
Michael Foley
11 August 2021 10:46 AM
I have always let furnished but now its a disadvantage more are coming saying they have there own, if its not their first time renting. I have lost 2 house let’s this year because of this they wanted me to take furniture away, where on Earth was I going to put it. There is no premium for being furnished just a disadvantage, charging the same or more, they have too much crap of their own, same goes for white good putting additional legal responsibility on you by Regulators I have stopped giving them kettles & toasters so the interference is damaging everything, let them bring in their own second hand bug infested furniture.
From:
Michael Foley
11 August 2021 06:16 AM
It would never do to Discriminate against a tiny number pet owners in Jersey but fine to Discriminate against millions of Private LL’s in England. I don’t know why they call it States the whole place would hardly make one State with a population about one third the size of Dudley in the Black Country. We are supposed to take notice of what they do with their brown cows, spuds and off shore Accounts, while we have a massive population in England of 55 million so we are supposed to be guided by what happens there with their inhabitants of only 100 thousand, the tail is really wagging the dog.
From:
Michael Foley
11 August 2021 02:07 AM
Andrew, and a big shortage of timber, no surprise to me with stupid Building Control Regulations everything they want has to be different and bigger. Every house in the Country be it Terraced, Semi or detached was Roofed with 4” x 2” common rafters, not now it’s more like 5” / 7” or more what for it not the size of the timber that counts but what you do with it and how it’s supported so it’s simple down to design. Same goes for loft extensions used to be again 4”x2” (100mm x 50mm) now it’s fair to say they have doubled. They talk about environment and Global warming while slashing down Forests all over the World to feed this mad craze, Building Control also now require massive Steels whether RSJ’s or Universal Columns, we were able to do the work far more efficiently & cost effective before they muscled in, no wonder there a shortage.
From:
Michael Foley
10 August 2021 18:42 PM
Disgraceful behaviour by Banks when the crash came its the tax payers that bailed they out, they should have survived themselves or went bust like us, now as a thank you they are in direct opposition to us and if they fail again will we be expected to prop them up, no one bother if we go bust but the powers that be doing everything they can to destroy us.
From:
Michael Foley
10 August 2021 15:06 PM
Good on the LL at least he got rid of you, after all we been through driving us to the wall now you are complaining there’s not enough of us doing regular letting.
From:
Michael Foley
09 August 2021 07:28 AM
Do agree that L’don rents have soared I have some I acquired by default but they are fine, not paying anything like £619.00 pm or was that your average or top figure. I have 5 sharing a Licensed house and if I were charging what you say I would be getting an extra £1’000.00 pm on this one property so looks like you are £200.00 pm over per person. They pay directly into Bank makes doing Accounts a bit easier and when you don’t over charge they stay longer.
From:
Michael Foley
08 August 2021 15:04 PM
Jim, very well put but I wished I had your confidence in the Justice system when there’s a clear conflict of interest. I have seen cases where the fines are split 3 ways between the Authorities 12.5%, 37.5% and 50% so they all have an interest in fining you ever more how can that be justice when they are all in it together. Regarding repayment Orders it’s the lowest of the low, they occupy a persons property use all its facilities for a year, having had all this benefit then turn around and take the money back, if they are that smart why didn’t they check the property had a license if it required one before moving in, if they didn’t it is down to them whether it be the Council or the Tenants they accepted the let then cry wolf afterwords. They are breaking the back bone of the industry, is there no other business left to attack, everything points to a big collapse sad to say, they’ll be looking at their screens when they are gone blank.
From:
Michael Foley
08 August 2021 08:38 AM
Robert & Grumpy Doug, hats off to you I had hoped to do the same but my extended family would do anything but the right thing, so I made a decision year’s ago not to expand but to consolidate what I had. Separate matter outer West London prices seems to be for larger house’s 150 m2+ £5’500. m2, Semi-Detached 100 m2 £6’000. m2, Terraced 80m2 £6’800. m2, Traditional purpose built Flats £6’000. m2, forget about new or high rise.
From:
Michael Foley
07 August 2021 15:38 PM
All this data is double Dutch to me, although don’t see anything wrong with Luton, Oxford a different kettle of fish it’s been nobles by Regulators. I remember Warrington as a nice place located have way between Liverpool & Manchester, as for Preston, Blackburn maybe Blackpool probably best of 3 not much in it, each one just further up the M6 but Northwest better value £ for £ than anything down South although regulators now hitting L’pool making it far less viable.
From:
Michael Foley
07 August 2021 12:08 PM
Jim. I know you right I have said this many times in the past but Council are not interested in that, they just want the LL’s money in their own pockets for free, how does this improve housing stock raiding the finances.
From:
Michael Foley
06 August 2021 20:30 PM
What sticks in my mind about Rent Re-payment Orders, when I asked a question at a Council / Landlord meeting when there were thousands present. When the Council takes action to take back a years Rent, supposing LL has already paid income tax on it what happened to that, Oh ! we keep that as well, no more questions I say we know its a stitch up and total dishonesty. This guy from other side of the Severn and head of one of London Biggest Boroughs. We are required to be a fit & proper persons and also the most appropriate person, it’s a shame it doesn’t apply to Council Bosses.
From:
Michael Foley
06 August 2021 10:32 AM
Never, you’ll have seen the Article on Tuesday where they were going out of their way to support Tenants who caused ASB continuously to neighbours, LL got extra fine for this but no consequence for Tenant, of course not the Council don’t want them do they ?.
From:
Michael Foley
05 August 2021 07:01 AM
Yes agree sending out Bills & looking at screens, can’t do their own job or clean the Street nor have a program to empty road gullies. In west London virtual all blocked, every time it rains ponding all over the place everyone knows this but no action taken just look at it, as a result drainage pipes blocked as well, while their modern machinery sit idle at depot, (people had to do it years ago by hand with ladles). They must want people in Basements to get Flooded and they do as well as Road damage costing billions and they have put themselves in charge of us.
From:
Michael Foley
05 August 2021 06:33 AM
I don’t believe the article LL’s are saying no such thing, telling Councils to crack down on fellow LL’s my foot, at a time when PSH is already under attack from all angles based on lies, they don’t give us much credit telling us rubbish like that to suit their own agenda. Come on now folks no in-fighting please we have enough on our plate don’t loose sight of the ball that’s exactly what they want. We are street wise enough to know its the ruination of any business so don’t play into their hands.
From:
Michael Foley
04 August 2021 20:51 PM
The Council were so concerned about the property they could have got the work done for £8’800.00 instead of pocketing the money for themselves.
From:
Michael Foley
04 August 2021 15:59 PM
Amazing only yesterday in one of articles LL got huge fine for various breaches, one was because of ASB by Tenants causing mayhem several complaints by neighbours etc, yet no action taken by Council on the Tenants but the opposite they supported the Tenants and said they were advising them how to avoid LL evicting them, square that one.
From:
Michael Foley
04 August 2021 09:18 AM
Sorry I must give Council’s some credit it has to be very onerous for them to sit there for a few hours looking at Screens now that’s tiring they must be exhausted can they not get an easier job.
From:
Michael Foley
04 August 2021 06:53 AM
Don’t worry its going to get worse. Councils have more changes and many Borough wide licensing schemes coming. I have read many times they are clapping themselves on the back about the huge success it’s been, its only been a huge success for them that have taken millions of £’s out of each Borough from the Private Rented Sector with no input or costing them a brass fathering so that’s easy rob it to improve, can’t expect any better from York the Centre of housing Policy looks like the idea of a couple of girls there. I didn’t mention all the other costs they have put on us obviously you all know.
From:
Michael Foley
04 August 2021 06:36 AM
Ok Phillip, you have 22 how many of those have HMO Licensed not being personal and did you have to license them in 2006, again 2011, again 2016 and now due again 2021 paying for all the compliance with fee increasing from £580 + to £1400+ Per Application since it began. I fail to see how the Council is not a problem while doing everything in their power to destroy us, Including Penalties, Fines, Court cases, Criminal records, prosecuting LL’s for what a Tenant has done its a new justice system, sometimes take action against the innocent party easy money.
From:
Michael Foley
03 August 2021 15:19 PM
Of Course we have given reductions and takes a big hit but it doesn’t stop Councils loading on costs and increasing Licensing fees again and again no Corona set back for them. Incidentally London Landlords you only got until 16th of this Month to make your views known and do the on-line Consultation for HMO’s, ADDITIONAL & SELECTIVE Licensing whether they’ll take any notice of you is another matter, so get your skates on you had since May.
From:
Michael Foley
03 August 2021 07:07 AM
The Council acknowledged the Tenants were unruly the subject of several complaints of anti-social behaviour, so the Tenants were the problem, the council didn’t prosecute them which is what should have happened. Instead they decided to suppose the culprits and advise how to remain in the property while fining LL that didn’t commit ASB but obviously had to plead guilty or fine doubles which is well documented in other cases. I am not supporting this LL in any way because I am not privileged to all the facts, but certainly seems one sided.
From:
Michael Foley
02 August 2021 18:33 PM
He should have got the License. Same usual question because we are not told, how many on the Tenancy Agreement & who put extra persons in the property Tenant or LL. They tell us Tenants are allowed to have guests to frustrate the problem. The Council advised the Tenants how to avoid eviction so LL is powerless further they didn’t want the Tenants evicted so what I instrument of control is available to the LL.
From:
Michael Foley
02 August 2021 18:17 PM
Is this an advertisement, a load of nonsense data or simply a load of untruth. We know as LL’s what Airb&b has done and is doing, mostly digital academics set up Companies rent the property from LL’s let it out as short term let’s making double what they are giving LL’s without owing the property or having a mortgage, they are making a fortune at LL’s expense, this wouldn’t be happening if regulators hadn’t put LL’s in a position that they couldn’t cope with draconian rules. Strange no mention in article of 90 days rule.
From:
Michael Foley
02 August 2021 06:55 AM
Ok Matthew I’ll take it on the chin but I wasn’t judging and did say I didn’t know the case. It does seem unusual to me about cases many years ago when he is only 29 years old, well possibly I suppose.
From:
Michael Foley
30 July 2021 13:00 PM
At face value it looks like guilty as charged but don’t know the case, why didn’t he turn up in Court. Camden Council and others have a long way to go if as they say they want us to believe they want us to run a successful business flying in the face of facts. Rogue LL task force do they have Rogue Tenant task force?. Many L’don Boroughs are in the process of bringing in Borough wide licensing Schemes, current Virtual (pretend) Consultations about to end in 2 weeks going on since May but LL’s won’t know this it’s virtual but the consequences are real as is the increased licensing fee to £1410.00 in Harrow, immune to Corona.
From:
Michael Foley
30 July 2021 08:16 AM
Daniel, hardly privileged but the most bullied, abused, unfairly treated, criminalised, over regulated and over taxed section of Society. A pity you didn’t tell me before I bought & built it would have saved me a life’s work putting a roof over people’s heads and paying taxes to keep many of them. It was ok to buy pay the stamp duty, gov registration, legal’s, the Banks huge repayment real interest rates not the rubbish financial system they have now. So now you would like us to sell and pay the huge taxes again on inflation mainly and end up with nothing that’s some gratitude. I’ll tell you who’s over privileged the ones milking the system & never contribute financially to anything or the £8.6 b False Benefit Claimants, that’s from DWP so if they know that why is it allowed to happen or how much higher is the real figure. I don’t see any pressure Groups clamming in protest against it, its perfectly acceptable is it.
From:
Michael Foley
29 July 2021 08:02 AM
What do you expect with several anti-landlord unnecessary Acts, Rules & Regulations in recent years it’s non-stop everything to destroy us and this is more. This wouldn’t have happen if the constant interference hadn’t caused it, so it’s your fault now you’ll want yet another Act because of all the damage your other Acts have caused. It would be great if you get a job, get a life and stop sponging off Private LL’s, or would that involve you with more than bureaucracy.
From:
Michael Foley
29 July 2021 05:02 AM
Honestly Jim,I wouldn’t buy a property with Tenants insitu not that I would buy a property ever again anyway with so many rogue regulators having a laugh, if not vacant don’t bother it might be the very reason its been sold, its bad enough to get stuck with a Tenant that you took on, at least you know the full story rather than buying with the trouble already installed.
From:
Michael Foley
28 July 2021 20:27 PM
I fail to see how loading LL’s with Statutory requirements and rules plus prevent him from passing on the costs makes renting more affordable, it has to have a knock affect on the rent or forced out of business, although the latter, if that is the intention its working very well, so they can go and view the high rise Flats from big Institutions that charge significantly higher rent than us.
From:
Michael Foley
28 July 2021 19:16 PM
Jim, how right you are we are Worlds apart. As I understand you over the years you are a HMO room letting LL, there lyes the difference. I don’t let rooms and never did so why is HMO’s license’s forced on LL that let whole property as one let so generally we are not HMO’s just a theology invented by Council to grab cash. One let one Contract joint & severally responsible each & everyone so how can they be all deemed to be separate when they are as one.
From:
Michael Foley
28 July 2021 18:41 PM
They have longer Tenancies already as so many on here have repeatedly told us and that includes me, we have had some Tenants for years. The problem is when forced to have bad Tenants as of right making it impossible to get rid of them, that’ll be right up their street, leave things alone and stop meddling in our business, we are not trying to get rid of Tenants just sorry the day they leave. They talk about stable foundation why then do Government have a Benefit System specially designed to break up families unit, Its obviously to favour one parent Families a contributory factor in a broken Society.
From:
Michael Foley
28 July 2021 08:16 AM
That’s a nice looking Terrier on the Coir Home Mat not a bit like the Pit-bull dog my Tenants had. When gas Engineer came to service the Boiler he was scared stiff, Tenant said he won’t touch you then dog snarled, Engineer promptly dropped his steel tool box on the floor and exited, its just hassle as well as safety, (Tenants doing drugs love those dogs).
From:
Michael Foley
28 July 2021 07:32 AM
So expensive to do anything with property now, the material costs have rocketed even if you do the work yourself it still costs thousands, no income in the mean time and pay C/tax, on the other hand no income tax on no income. Suppose you have a property suitable to create 2 Flats, forget it Council fees ?, Architect fees £5’000, building control fees ?, gas board alterations £800., additional Electric supply £3’600, Mayor of London CIL £4’000 for nothing . looks like over £120’000. for work, 9 months no income while you pay the loan, authorities keep loading on costs they think you’ll be making a fortune they are living in cloud cuckoo land, unless there’s a magic money tree that I know nothing about. Mr Khan & others time to wake up to reality stop your money grab nonsense before it goes belly up.
From:
Michael Foley
28 July 2021 03:26 AM
Corona fall out certainly made it worse for LL’s to. I lost quite a few stable Tenants when their work got restricted or Contracts cancelled, many moved back over Seas or back to other parts or UK. So I had 5 become available suddenly, there was refurbishment to be done between Contracts a big work load all at once, you can’t allow for that.
From:
Michael Foley
27 July 2021 19:28 PM
Better leave it vacant or raise it to the ground. What are they talking about if we let them keep pets. We have had the pets already in the past so we know from hard earned experience the damage and costs, so we my all about if. Please don’t mention Insurance Its costing me thousands already not to mention the huge tax premium penalty of 12% for taking out Insurance, instead of encouraging LL to Insure their Property.
From:
Michael Foley
27 July 2021 08:04 AM
Why all this technology using up all the energy destroying the World. I remember windmills, all the old woollen mills and the grain mills driven by water wheel from river or small stream eve, no harm to the Planet, is technology destroying us.
From:
Michael Foley
26 July 2021 09:55 AM
I have had several lots of Tenants over the years that have bought their own place & indeed this year a long term couple have bought their own Freehold house, its how life works I rented for 9 years in various Towns around the UK before I Built my first Home and without Scheme’s.
From:
Michael Foley
26 July 2021 09:05 AM
Ajay, what a load of nonsense you are peddling, we always fix things promptly, we are required to have Electric in good order checked every year and DICR every 5. Toilets only ever ever get blocked when they are misused which is very rare although I had a situation where they had a party & over crowded & blocked the 3 Toilets in the property with fast food packages, still I was within half an hour and cleared them as soon as I knew. Kitchen without a floor what on Earth are you talking about, send in the Clowns. The allegations you make is a needless scandal some unsubstantiated cheek and certainly a long way off the Noam.
From:
Michael Foley
26 July 2021 08:36 AM
There has been a number of Councillors in recent years who had to resign or be sacked, but LL’s must be Snow White and be the most appropriate person,
From:
Michael Foley
25 July 2021 21:11 PM
Another Council another extortion racket imposing huge costs on private rented sector. I don’t understand how they can get away with it, no input themselves just collect hundreds of thousands of pounds, putting costs on Tenants & LL’s alike, the consultations are always a farce going through motions, a bit like Cabinet Committees that approve those things for their own benefit. We now live in a rip off age whether it’s licensing, fining LL’s tens of thousands, unfair c/tax, parking tickets, timber boxes/ money collecting boxes in middle of road or one Camera alone on North Circular Rd, fining 15’000 motorists £100. each, (£1.5m) we must know it’s all entrapment.
From:
Michael Foley
25 July 2021 04:18 AM
How many do any of those anti-private LL groups house ?. How many does Baroness house ?. Put your money where your mouth is and actually house some people or else don’t complain about us who provides accommodation for millions without any help from Government but they put every obstacle in our way. The Government wants to house millions that don’t contribute or false Claimants and place them in our property, then its not our fault is it, so why are we being continuously targeted.
From:
Michael Foley
23 July 2021 19:51 PM
Is there any such thing as a Data Protection Act, when ever I ring up Organisations, Institutions or Insurance Companies, the story is the same my call is being recorded for training & quality purposes so I have to listen to this prerecording message giving themselves rights over me & not only that they are giving themselves the right to pass it around to who ever they want so where is the protection. I have asked them why are you recording can you not hear me the first time & and they say for training surely they must be trained by now. They hang up if you don’t agree to recording like Virgin Media, its the quickest way ever to get rid of them, not that it matters a carrot what they know whether they ought to or not, just have to take over our lives not that I care I’m not hiding behind the bush.
From:
Michael Foley
23 July 2021 07:01 AM
I agree with Paul’s thinking of statistics a bit like less people dying from Corona because the most vulnerable died quickly in the beginning, so not as many dying now. I remember those other individual cases like Ken Dodd knotty ash, Lester Piggott Champion jockey or even Harry’s Dog Account but not commenting on those just reflecting and aware.
From:
Michael Foley
22 July 2021 17:00 PM
Yes I agree but not possible to avoid them even if we wanted to with so Schemes, HMO’s mandatory, Additional licensing Scheme, Selective licensing Scheme, one is bound to impinge on you and can’t be avoid all unless you select the type of person that it don’t apply to mostly false Claimant Benefit families.
From:
Michael Foley
22 July 2021 09:43 AM
Well I can see all sorts of different situations. However if you come to retirement and not be financially secure even though you had every chance been well educated, something wrong there, on the other hand if Council is paying for the rent and c/tax why would there be any reason for not paying I would be a model Tenant too.
From:
Michael Foley
22 July 2021 08:03 AM
Why did Tenants take it if it was unclean. Surely its the Tenants duty to keep the place clean if any duty required of them I assume they were reared. The LL can’t just go in cleaning or he’ll be accused of harassment.
From:
Michael Foley
22 July 2021 07:13 AM
Paul, don’t agree with you at all it means people can have no trust in the Council or legal System. Its a clear warning to LL’s not to Rent to Council or Housing Benefit Tenants. They were quite happy for him to take the Tenants of their hands use his Property and facilities then turn around and grab the money back plus loaded him with costs. I don’t know about the hansards were they as a result of something the Tenants had done. Overcrowding I’ll pass on that one who made it overcrowded & were the Council negligent in their duty placing Tenants in an overcrowded Property without checking. Why did Council not check that the Properties didn’t have a HMO license again before placing Tenants, the Council above all should know the rules they made them.
From:
Michael Foley
22 July 2021 03:10 AM
I am not interested in wasting fortunes on Space travel like someone paid $20m for an 18 year old to go up, super nonsense & millions of people starving, just stay on the ground there are plenty of rocks down here.
From:
Michael Foley
21 July 2021 18:54 PM
So they think private landlords EPC’s will save the World even though allegedly UK is only 1% of the problem. We won’t mention India or China probably the worst contributor opening Coal Power Stations every week. The best a LL can do Is leave empty the penalty is less than if you Rent it.
From:
Michael Foley
21 July 2021 11:08 AM
A I. you must be very wealthy or lost all sense of value if you think £10’000. is a piddling fine, at a time LL’s have their backs to the wall and struggling to make end meet while being mugged. I suspect we are not getting the full story anyway, it seems likely they weren’t renting at all but dossing down at a place of work if that’s not too presumptuous of me, otherwise tell us what the Agreement was and how much they were paying.
From:
Michael Foley
20 July 2021 19:39 PM
Those guys don’t earn very much and very varied at best of times, unlikely they could afford a proper place. There has been several cases where people in this sort of employment have packed-in with their friends overcrowding maybe 20 to a property. What is their alternative in this situation, fine the LL don’t solve the problem.
From:
Michael Foley
20 July 2021 06:53 AM
I had seen that to I suppose they don’t know the difference between Section 21 & Section 24, we do because they are manipulated to destroy us.
From:
Michael Foley
19 July 2021 22:58 PM
They are it appealing any LL witnesses.
From:
Michael Foley
19 July 2021 21:50 PM
Guess what all those high rise boxes in the Sky with dodgy construction methods, cladding or prefabricated modular Porto Cabins type stacked on top of each other, not suitable for family use will be fully compliant.
From:
Michael Foley
19 July 2021 08:30 AM
But they all have wonderful sign written slogans and a member of all those trade bodies, most are very well educated those days unlike their predecessors many proper trades people who only a had a birth Certificate, now days all have iPhones and all the theories about work but haven’t got it in the hand. The cost of get work done & material costs has gone through the roof plus extra law requirements, we can do without Councils loading on unfair unjustifiable, unnecessary costs to collect soft money with no input or responsibility on them.
From:
Michael Foley
19 July 2021 06:05 AM
Why not stop paying £8.6 billion to false Claimants that would house quiet a few homeless or are they your supporters and protesters that moan and complain about everything.
From:
Michael Foley
19 July 2021 05:38 AM
Yes they had 10 years extra education more than Primary to do what, make rules and laws to avoid working for rest of their lives, working from home is a good example they think it’s work but in reality they are dealing with some administration they invented with Computer. The internet is the worst thing to happen in my lifetime costing trillions of £’s, taking over everyone’s life, they are on it 24/7 taking away jobs, bankrupting businesses, destroying social life and marriages etc the list is endless.
From:
Michael Foley
18 July 2021 17:30 PM
Andrew I was not reporting a comment, don’t know what went on there I was giving you a clap.
From:
Michael Foley
18 July 2021 17:15 PM
But Peter, they didn’t introduce Licensing Schemes for all LL‘s, it doesn’t apply in the main for the bulk of LL’s supplying housing for HB / UC which is so unfair no license required I seen what they required one LL to do, one fire door in kitchen, one fire alarm and change lock on front door so that it can be opened from inside without a key that was it to house non contributing Tenants, part of the £8.6b false Claimants, that’s the figure by DWP so if they know about that much, what’s the real figure of the untouchables millions the hot bed of support for Mr Khan & Brent.
From:
Michael Foley
18 July 2021 16:16 PM
Only 79 LL’s signed up to Ombudsman Scheme about Tenants complaints out of 2.6m LL’s. (even the ridiculous low fee didn’t turn anyone on). Do they not get the message we are sick of their anti-landlords rules and don’t have us on board. So they have 65 employees to operate the Scheme for 79 LL’s, I wonder if they’ll manage ?.
From:
Michael Foley
18 July 2021 07:52 AM
I don’t see any point in another database they have several already. I don’t see any use in LL having a Registration No. on Tenancy his name is already on it, if you haven’t served latest HOW TO RENT your agreement is invalid & probably thrown out of Court but not possible to know which one that is I have discarded scores had to have them reprinted again & again you are not notified of Changes. The Councils definition of Private LL, is a Rogue Landlord. The worst thing to ever happen to this World in my life time is the Internet the root cause of all.
From:
Michael Foley
17 July 2021 07:12 AM
No mention of the extra tax take fo Section 24.
From:
Michael Foley
14 July 2021 17:26 PM
Council talks some nonsense how could house prices fall in Burnley they are already as cheap as chips.
From:
Michael Foley
14 July 2021 06:50 AM
Wise man no to attend Court or it would be £20k instead of £10k or if he pleaded not guilty £40k or confiscation order, this is extortion in the extreme why not go other way and fine him £10.
From:
Michael Foley
13 July 2021 17:59 PM
It says for Tenant to find out information about renting a property, one of the 4 uses given. Hello don’t we already have ‘How to Rent’ by Shelter (one of the 4) forced into our Tenancy Agreements, for about the last 6 years and changed at least 9 times in this short time, should be scrapped the incompetence is insulting.
From:
Michael Foley
13 July 2021 08:03 AM
Steve, you might as well do what they want they hold all the aces and nothing to lose. It doesn’t have to be a Flat in a Block but house next door I have had that several times since 2006. I had to license for 5 max, Housing Association rented next door & across the road had far more occupants (up to 10 their friends lived there as well) than me rules didn’t apply to them, all on the system. I have been banging on about this since introduced 15 years ago (other parts of uk had 15 years grace) only applies to one have of the Community, so much injustice.
From:
Michael Foley
13 July 2021 04:31 AM
Berlin seriously considering seizure of LL’s property to solve their housing shortage. They must have been watching what’s happening in the UK, we have had all our right removed and transferred to Tenant same difference, we only think we own them, run & maintain them 24/7 for Government while putting ourselves at risk and constantly under threat with legal action.
From:
Michael Foley
12 July 2021 21:52 PM
Don’t agree Mr Square Foot or not, no shortage of housing just shortage of people that wants (Social Tenants) hence £8.4b false Claimants, loads more trying to get in on the Act. Thousands of high rise not required but encourage, coax & financial Schemes support to rope them-in. Encouraging self Build I am all for that but at the same time individuals not allowed to do anything, certificate this that and the other not even allowed to put in a Payne of glass never mind built a house, too much cotton wool.
From:
Michael Foley
12 July 2021 19:42 PM
Speak easy A B, next they’ll want LL’s to be Licensed to have pets in his Property.
From:
Michael Foley
12 July 2021 17:10 PM
Stephanie good luck with your Charity, people get killed every other day crossing the road it better to ban people crossing the road now then they won’t get killed.
From:
Michael Foley
12 July 2021 13:37 PM
We are already required to be have carbon monoxide detectors. People in various trades & business creating income at LL’s expense, anymore more for band wagon its hardly relevant what they come up with anymore. We are continuously held to ransom no matter what we do and digital tax reporting coming that traditional LL’s cannot do. It will be a big collapse so all those regulators better find another job.
From:
Michael Foley
12 July 2021 11:47 AM
Kim, leader of Hastings Council is bitterly disappointed and rightly so, what’s she going to do now for money for nothing, now that her soft money extortion racket has hit the buffers.
From:
Michael Foley
12 July 2021 08:02 AM
Why jump on Rent controls with our putting your own house in order first. The DWP tells us about Benefit & State Pension over payments / Fraud amounting to £8.4 Billion in last financial year is anyone in charge of this Department. 2 of the biggest ones working / Claiming, other claiming to be living alone. Sadiq Khan & Generation Rent looking for rent controls can they not look a bit closer to home. Sadiq Khan takes a huge chunk of C/tax putting pressure on Rents the Mayor also have a levy on people doing work £60.00 per m2 for nothing it’s a penalty plain & simple, community infrastructure levy (CIL). Are those your supporters who have plenty of time to protest and go marching.
From:
Michael Foley
10 July 2021 22:00 PM
Careful Bill what you wish for mine are only 75% of the market or less and in L’don, there is the issue of what your Tenants can afford, its only Councils that think LL’s & Tenants are full of money, they don’t know the difference never have to earn any.
From:
Michael Foley
10 July 2021 12:33 PM
Grace, not like that it’s not a £1k every year as the DEICIR IS every 5years. What’s next this year is HMO Licenses renewals money for Authorities for old rope fee £1200 / £1310 app’ fee alone. My day job as you put it produces no financial reward as its all spent fixing things after Tenants. There has been no capital growth on my properties in recent years this is L’don. How about my 40/45% tax and taxed on my personal allowance and taxed at high rate on my miserable pension just to contribute £85’000 income tax pa to the Treasury for working 59 years, never drew a penny from the State to be abused by people not fit to be in control and treated as Criminals, dream on I live in the real World.
From:
Michael Foley
08 July 2021 12:59 PM
Wendy, I have same problem but not new. I am here like a lemon waiting for sparks for 10.00am appointment just hoping & praying he will turn up. I have 4 need re-doing that have all been done before several times which incl’ the 5 year DICIR one’s as well as the annual ones, smoke / heat system certs, emergency light Certs, Pat tests the lot so how much will it cost & how many pages to write, so I will be £1’000 poorer tonight and lost my days work & had plenty other things to deal with, I hope there isn’t any remedial work to do !,
From:
Michael Foley
08 July 2021 11:02 AM
I don’t Insure Tenants contents because of the fact all the Insurance Co’s that I have dealt with over the years wouldn’t Insure other people’s Contents it’s as simple as that, and if you had such Insurance the sky would be the limit as to how many claims there would be. I have had them try to Claim off LL’s Insurance away back. Alleged break-in it was laughable, it was double glazed but only outside glass broken.
From:
Michael Foley
07 July 2021 17:49 PM
I can give a pet reference and a very bad one at that. Last 2 months wasted fixing & replacing all my cost. Every Insurance Company is the best in the World until you have a claim to make. Don’t accept pets then you don’t need Insurance or put the damage right.
From:
Michael Foley
07 July 2021 12:26 PM
Rob, of North Lincolnshire Council should look closer to home, 1800 properties empty maybe Scunthorpe area a very high number. I don’t believe anyone wants a property empty but constant interference in Private Sector Housing is the main cause of this. People are at a loss what to do with so many new rules, other too scared to let any into their property. Rob needs to ask some in house questions why is it he didn’t have all those empty before the interference began.
From:
Michael Foley
07 July 2021 06:05 AM
I have been across the Irish, the Mediterranean and the Atlantic, I was up on the twin Towers but luckily not the day they came down, my Grand Mother was from Massachusetts.
From:
Michael Foley
06 July 2021 18:18 PM
Andrew even if you are Bank loan free your profit is getting quickly eroded with Regulations, Compliance, Licensing, DICR, Fire regs, Right to rent maybe to wrong person, property damage no redress, just wait until they slap £10k penalty here & there willy nilly, dare not appeal or it might be 100k
From:
Michael Foley
06 July 2021 08:37 AM
Correct all part of the plan drive rents sky high on Tenants while pretending to be their friend. Forced up by compliance on private LL’s to drive him out, now enter the big boys Lloyds, General Accident, Lloyds Bank etc with rents already high to give them a heathy return & the little guy has his back to the wall. So a LL’s in Dudley was landed with a huge fine of £32k how dare he appeal. The appeal outcome should be based on whether the Penalties were justifiable, reasonable or not and not to more than quadrupled the penalty to £151k, this woman Councillor says let it be a lesson to us what she’s capable of, and not finished yet going for full a Nation wide Ban for daring to Appeal, (if he had paid £32k it would have been hunky dori end off for now at least) this is not what an appeal is, is this British Justice or abuse of her position.
From:
Michael Foley
06 July 2021 08:06 AM
Council tax on empty property for nothing the reason don’t seem to count. It’s getting very popular to charge for nothing even British Gas will take £100pa off your gas top up card whether you use it or not, of course you pay for what you use as well.
From:
Michael Foley
05 July 2021 23:05 PM
Domestic hygiene issues did the Tenant not know how to clean .
From:
Michael Foley
05 July 2021 20:08 PM
What ever the rights & wrongs of the case is, it goes to show this Council Spokesperson knows very little about Private Sector Housing. She should know at the minimum all LL management rights have been removed to make him powerless. To this end the Council takes money off any LL they want, its an extortion racket. They take control from the LL then fine him for not being in Control square that circle. When they excluded LL from his property only with Tenants say so sub-letting and over crowding started and all the Associated Problems that goes we it. Many convictions are not safe if you have no Authority you can’t have Responsibility can they not take that onboard.
From:
Michael Foley
05 July 2021 19:35 PM
There is a big conflict of interest here, all those are in direct competition with their customers shouldn’t be allowed. They have all your personal information, know your income & outgoing, profit & loss giving them an unfair advantage over their customers. Shelter won’t be in opposition to them they’ll be entertaining each other. This is not competition more like a cartel.
From:
Michael Foley
05 July 2021 09:48 AM
C/tax is for Service, in the case of empty property its a penalty for nothing. I have one of those vacant because of new rules that weren’t there before. Such an unfair tax 2 people in the property like my wife & me full c/tax £2500 another local house 8 people same c/tax so 6 persons pay no c/tax, how many millions pay nothing & have their rubbish taken away. This is a kin to TV license which is very reasonable if granny lives there it exempts the rest, so they pay nothing and go marching to prevent being charged but no qualms about paying £60 / £80 for Sky.
From:
Michael Foley
05 July 2021 08:04 AM
Why not Ban John Lewis from the Private Rented Sector to run their own Department Stores. Likewise Lloyds Bank one of UK’s biggest Banks owing The Halifax, Scotish Bank etc. Likewise General Accident massive Insurance & pension Business. Keep to your own Industry, what ever happened to Monopoly and Mergers Commission.
From:
Michael Foley
05 July 2021 06:44 AM
Its a concerted effort to drive out small private LL’s. The Council is the tool used for this with Regulations, fines , penalties, claw back, Licensing Schemes, confiscation Orders etc, they know It not viable for small LL to survive with this weight to deliberately crush him, to make way for the big boys. So enter John Lewis, Lloyds Bank and General Accident build to Rent already operating with thousands of units let, thousands more coming in 11 Cities. Cripple us to subsidise and clear the way for them.
From:
Michael Foley
05 July 2021 06:18 AM
I’m at a loss to know what’s happened to property market I thought I used to know now it doesn’t add up. The main SD holiday finishes today whether it was ever a holiday or con-trick. It was already too high in any case, before if you bought a Flat or House for £500k you paid £15’000 SD a big whack, Then Mr G Osborne comes along & double it to £30’000 on same purchase, (madness). So Mr Rishi Sunak comes along and halved it to where it was and called it a big reduction/ holiday, really must know we are complete mugs. Suppose you buy a house to make 2 Flats if allowed, half £m gone add SD £30k, do the figures, Architect £5k, Council fees £1’600. Mayor of L’don CIL £60. m2 (usually £4’000. £2k per Flat) then add on 20% vat on everything. What pays the Bank where is the beef, how many years to get the fees back alone never mind the cost of doing the work & paying for the property, no nothing viable at all, now more expensive to achieve loaded with Building Regulations, Insulation, EPC’c , network cable’s etc. Want to hang on to them forget that a load of Licensing Schemes to drain the last drop.
From:
Michael Foley
04 July 2021 15:21 PM
Why is every LL repeatedly referred to by Council as a Rogue LL this is differentiation of character. Ok LL he has been fined the price of a house in a back water of Coventry, does that mean he is a Rogue, he had done some of the work required in a very short time frame, from Inspection to Inspection Feb’ to Apr’ only one month in between in an occupied property, they certainly came back quickly, they didn’t say he didn’t have fire doors but said they were inadequate so looks like some work was done. What’s all this about security of the Tenants, the intruders is probably in bigger danger from the occupants. All this happened on the back of a complaint by the Tenant, when a LL has a complaint about the Tenant Council not interested in taking action against them but maybe prosecute the LL for what the Tenant had done. It seems to me the LL could do with victim support. The Council should be very happy with this LL they have had half a million quid already also talking about Claw Back, they just need some LL’s they have a vendetta against and all their financial woe will be over.
From:
Michael Foley
03 July 2021 19:30 PM
Their intention is to destroy & Bankrupt us, don’t know why but it’s a collective effort.
From:
Michael Foley
03 July 2021 11:46 AM
Andrew, it takes a good buck shot to bring down one of them and 2 good men to carry, you know the drill cut & trim a pole from wood tie front legs together and back legs ditto pass the pole through and up on your shoulders, we’d survive in the wild, what would City folks do without the benefit system and their lap top.
From:
Michael Foley
02 July 2021 21:55 PM
Apart from pets there are so many reasons for refusing Tenants the let, mainly due to new Government rules preventing you from giving them the accommodation even when you want to. Plus further restrictions placed on LL & his Property preventing him from letting which is main reason so many properties are vacant, then they complain about what they themselves have caused.
From:
Michael Foley
02 July 2021 21:02 PM
13 people living in one House please tell us how many on the Contract.
From:
Michael Foley
02 July 2021 07:52 AM
The Council are raking it in big time for sure but then they waste it. They say whole Borough Licensing Scheme for Private LL’s but doesn’t say all Private LL’s, again seems half exempt housing Families. Broken families, Single Parent family most created by the System by huge numbers costing fortunes & destroying Society. Dagenham used to be a nice place when I worked there in the 1960’s I. can’t believe the dump it turned into, I’ll give the Council that, so many always hanging around doesn’t feel safe.
From:
Michael Foley
02 July 2021 07:39 AM
No freedom of choice everything forced upon us. I have had suffered the consequences and continuing.
From:
Michael Foley
02 July 2021 06:56 AM
Tenant all powerful free legal Service. Tenant complains about LL’s. Council and the might of the Establishment Jumps into action immediately. Who have LL free to help or defend him, sorry no defence allowed by Law pay straight away before it doubles or quadruples. What this lady in Dudley Council has done is tantamount to confiscation, this is abuse of her position and not impartial perhaps she should resign or be sacked as she intends to continue in this vain, if we are not equal before the Law where does that leave the justice system. A Property in Dudley could be bought for this huge fine. I seen a modern 4 bed Detached for £300k.
From:
Michael Foley
01 July 2021 17:46 PM
Well I seen 5 letting houses sold in one short road, your 1930’s terraced & semi- detached where it was difficult to get one there before. I don’t Know who’s buying them and can’t generalise, could be cousins brother kind of thing I see they are buying, one family member buys sometimes a brother, the rest of the family lives there Councils pay the rent to house the family, they get to live for free, brother get a house and they don’t buy rubbish either, no worries about HM0’s or anything like that.
From:
Michael Foley
01 July 2021 14:45 PM
Its easy to report the issues you say. We are the industry’s experts not the Council, not Shelter, not Citizens Advice or the Government non of them own the property or have any input except meddle & ruin. The Solution to the problems is very easy to solve since they are all made / invented by outsiders who’s property it is not, just sit on the side lines doing as much damage as possible to business not their business but so many haters living off our backs. Let’s talk about solutions by scrapping the rules make in recent years that are the problems, why work around new bad laws just change them back to where they were instead of making Criminals out of decent LL, or are we down to the glass in the window. I would be more concerned about the claw back of up to 12 months rent (quite happy to take the property then complain) after the had the use and benefit of the property for free is that justice, hello do you want to talk about that.
From:
Michael Foley
30 June 2021 22:52 PM
Andrew I hate to disagree in London I am getting less Rent than 10 years ago generally while costs have been loaded on to us, so it can’t be added on plus Tenants have acquired many new rights at the say time LL rights removed putting us at a total disadvantage.
From:
Michael Foley
30 June 2021 17:41 PM
Sorry Ed, we don’t need any new topics while we are burdened with current issues that are not being addressed. My goodness you want more is not removal of Section 21, our Deposits taken away by Shelter in 2007, Wear & rear removed, How 2 Rent, Right to2 Rent, ICO, Section 24, EICR, EPC’s, HMO’s, Additional Licensing, Selective Licensing, Tenant Settlement status, 2015 DeRegulation Act, Fines, Penalties, Changed LL’s business from civil law to Criminal Law, Tribunals, Eviction ban, Mediation endless interference etc, and you want new issues, come on now is there not any other business left in the Country to attack.
From:
Michael Foley
30 June 2021 17:32 PM
Some still smoke inside I am suffering the consequences of that everywhere yellow I had told them not to do it but their reply was we leave door open when we smoke !. Sometimes its hard enough to get rid of the smell of the people never mind animals, some around the place all day or in bed smelling & sweating.
From:
Michael Foley
30 June 2021 10:59 AM
Whatever happened to Democracy we now live in Enforced Society, everything forced upon us against our will.
From:
Michael Foley
30 June 2021 07:18 AM
Ferrey I agree looking like a sash window, yes a bigger one at the bottom to open probably additional opener to double as fire escape with fire escape hinges. I have a house in a Conservation Area but I am only in it in the last 20m of a 400m road so everyone else can do almost anything but I had 5 refusals including 2 Ministry Appeals and one returned under section 70a not that it matters a carrot to me it’s their loss.
From:
Michael Foley
29 June 2021 11:56 AM
They are always complaining about LL’s not upgrading the Property. This gentleman has done it at his own expense & gone the extra mile to make it better with triple glazing. I can see nothing wrong with the appearance of the windows with the same proportions & divisions as original. They are bog standard bay windows in a 4 storey Victorian Terraced type house, not much heritage to be damaged there.
From:
Michael Foley
29 June 2021 08:34 AM
MHCLG must know full well they themselves are the main cause of virtually all disputes between LL & Tenant is that not what they have been doing year on year. This is more of it and then to tell them to go to Shelter and or Citizens two anti LL Organisations that’s done so much damage to private LL’s. Regarding Repairs my life has been taken over doing Repairs but not from wear & tear. The Repairs is the damage and alterations done by the Tenants, so the question should be does your LL want to evict you for the damage you have done. The Tenant knows not a need to worry with Gov’, Shelter, Citizens Advice, Generation Rent & loads more to side with them, what has been done to help us but nothing.
From:
Michael Foley
28 June 2021 07:16 AM
Of Course they are encouraged to default.
From:
Michael Foley
25 June 2021 07:59 AM
Mark, don’t laugh its not at all funny I spent weeks currently putting right the damage by 2 dogs & their owners, replacing shower room and all laminate type flooring never mind the grease, water damage to kitchen because of misuse, we don’t need to go walking for exercise, (work would be good exercise for Tenant) constant interference what we must do, not only we can’t say no to DSS now we can’t say no to dogs what’s the next one.
From:
Michael Foley
25 June 2021 07:21 AM
Affordable Social housing means free, how could you have enough of that. Nearly every night a hard luck story a lady with kids from various fathers and having more, no Daddy contribution, also showing the filthy state of the property do they not know how to clean, soap & water are not expensive just clean it.
From:
Michael Foley
24 June 2021 15:19 PM
Sometimes if you had a Deposit they didn’t give you last months rent, how true is that.
From:
Michael Foley
24 June 2021 09:41 AM
I have never kept any Deposit or part of in 43 years that’s when I used to take Deposits that’s fact. The Tenants knew that I could possibly stop some money so they kept the property better, everything worse now and much more damage. The Deposit schemes are now all about the Deposit and not the Property.
From:
Michael Foley
24 June 2021 09:12 AM
What’s the point in having a Deposit if they get it all back & this is encouraging them not to take of the property. The LL still has to fix & at repair at his own cost plus deal with the administration and the encumbrance of the Scheme adding to the burden of letting. Property had far less damage before any of this.
From:
Michael Foley
24 June 2021 07:51 AM
Many of the houses in North Lincolnshire that are vacant probably are not fit to let, so if they let them they will be served with a prohibition notice still a vacant property.
From:
Michael Foley
24 June 2021 06:18 AM
Council constant interference is probably the biggest cause of Communities not flourishing. I believe many properties are empty exactly because of this reason too many unnecessary rules & regulations making it too difficult to comply otherwise properly wouldn’t be vacant, they have made many scared to let do they not know in many cases they are the problem. This is another money grab how many have we had. Bank Base rates should never have come below 5% the root cause of housing problems abolishing savers forcing everyone to put their money into Residential property as no where left to put their hard earned cash, (main reason to why young don’t save). Coupled this with the internet making it easy to make rules, control , fine, bully and take money from people willy-nilly with no input or effort, then when they have you on your knees they want to give you a grant,
From:
Michael Foley
24 June 2021 06:01 AM
I see other legal Firms up to this scam as well offering Tenants no win no fee as if they could loose with Court backing, easy money band wagon beats working.
From:
Michael Foley
23 June 2021 11:49 AM
Why would they ask LL’s we are irreverent, we are only the owners we don’t have any rights.
From:
Michael Foley
22 June 2021 11:10 AM
Only 62% of Residents backed the Scheme, very strange or why ask people who don’t have to apply or comply, (what answer do you expect).
From:
Michael Foley
22 June 2021 04:03 AM
I don’t believe Lloyds or other organisations will have to follow the rules, just like now rules don’t apply to huge numbers of LL’s. Do you really think after all we have been through that rule apply equally to all LL’s or even private sector LL’s, for example if you let to families, let to certain individuals, let to any number of persons remotely related, you are virtually exempt, what has that got to do with anything a person is a person & should be treated equally before the law but obviously not if this is not discrimination what is. Market forces can’t decide what the housing sector should be or a level playing field when its being deliberately distorted and manipulated by law.
From:
Michael Foley
21 June 2021 21:26 PM
No not allowed to use Waste / Recycle centre in Brent anymore, I only got in once this year turned away like dozens of others its reserved for Digital Academics to book on line or excluded that’s a good chunk of the Residence excluded. The girl that went through the gown hat & roll of paper process is there as an extra tax payers expense with her lap top to stop you, it doesn’t matter that I pay £2500. pa c/tax.
From:
Michael Foley
21 June 2021 10:10 AM
Yes I agree we all have to count, especially these days when material costs are gone through the roof strangely not much being said about it. When you have to do a refurb just like I have done on a one bed Flat it’s horrendous. £3k material & rubbish removal alone & taking kitchen units etc out in bags because of water damage & misuse, not done yet I will need to get EICR or cannot re-let, loss of 2 months rent & counting, do I have to pay c/tax on empty property OH no !. O’yes all my work to use the materials is completely free, it must be why we are classed as Criminals because we are such mugs. I am not finished yet I have to replace the bed, wardrobe, washing machine, fridge, freezer, table + chairs, microwave, settee etc, (previously broken or nicked by previous Tenant). LL’s don’t complain or Council will fine you as well.
From:
Michael Foley
20 June 2021 11:43 AM
Nationwide giving donations to Shelter while LL’s are a major customer of their subsidiary TMW’s.
From:
Michael Foley
20 June 2021 10:41 AM
P F uk that’s exactly how it is, how many times have I heard that, we are just looking after it for a friend, so now they want to make it official, same goes for extra stayers (sub-letting) my friends are only visiting.
From:
Michael Foley
16 June 2021 22:34 PM
I think those guys don’t know like us we are front line. I have had them all, big dogs, small dogs, cats, birds, fish, snakes, pet rats, live rats to feed the snakes, ginneypigs, armadillo’s etc, LL keep quiet or its you we will fine, we are the cannon fodder on the Somme going over the top blind folded.
From:
Michael Foley
16 June 2021 14:49 PM
So we are being forced to do what we have always done, it has taken them a long time to come up with that, its as the man said to see how much more of a knock the LL can take before going to Court for a further reduction.
From:
Michael Foley
16 June 2021 12:32 PM
Yes John just more paperwork and Registration for anyone that holds information about someone else, keep it up to date annually for even smaller businesses £40.00 minimum to Information Commissions Office.
From:
Michael Foley
16 June 2021 09:54 AM
It’s more & more endless interference by people that its has nothing to do with. I had enough of Tenants pets, the cost and my personal Labour putting things right after them again & again is horrendous that would be a novel on its own. I won’t mention throwing away the Henry vacuum stink of dogs wee. Is this not the same lord Black sentenced & done time part of 6.5 years and later pardoned by an impeached President, obviously I must be mistaken apologies for that cannot be silly me. The so called model Government Tenancy 68 page approx agreement that has replaced the previous one 48 pages approx’ that LL’s & Tenants can’t cope with because its full of bull sugar and over 50 other pages of Documents to serve at the same time.
From:
Michael Foley
16 June 2021 06:51 AM
Sorry Kieth. I would love to agree but the reality is very much different, it’s wishful thinking. Many of my rents haven’t gone up in years and some have gone down when they weren’t high in the first place. Another huge cost coming later again this year for Licensing Application Fees there are 7 of them £1250.00 to £1310.00 each minimum to Council plus all the Stuff that has to go with them, that’s over £10k for starters, my time means nothing to them but their time is mighty valuable by comparison and they charge a fortune for it even though all they do is press buttons. Then I have to do the work to keep up with it, my cost and everything I buy, it bad enough paying 40% tax but when I spend I am taxed again (taxed when you earn, taxed when you spend) while very little cost to Council & no responsibility. Anyone who thinks they can add to the Rent is mistaken, you can’t add what they can’t afford and with arrears as well, not a hope. What also galls me more there were all Licensed before at least twice some 3 times and one will be the fourth time,(2006, 2011, 2016, & now 2021). People are so naive the seem to think 5 years is a long time but obviously not. When I checked one road where I had a License in 2006 no other had a license, agents just put 4 on the agreement they said it was a point of Law. Pass on the costs my foot.
From:
Michael Foley
15 June 2021 20:44 PM
We don’t need reforms what is needed is scrapping everything they have done this last 10 years. It good a LL body has been invited to take part but hope Shelter is not there as well, they have in the past a if they are NRLA should walk out. It so easy to fix housing situation scrap the nonsense too many thousands of people in suits living off the backs of LL’s with no input including LA & some civil servants , they are like scammers.
From:
Michael Foley
15 June 2021 06:54 AM
Yes no family should live in such appalling conditions, didn’t tell us if they were on Benefit if so buy and maintain your own home wouldn’t that be fair. The Council are supposed serve the public of which LL’s are part, they are supposed be impartial and not taking sides. This is abuse of power and Allison should resign and the whole Croydon Council stood down, not fit & proper buying a big building paying millions over the top then didn’t know what to do with it. Is there any legal process for Council to be accountable.
From:
Michael Foley
14 June 2021 18:54 PM
I know we are getting hammered but don’t complain about inspections every time they come you’ll have more to do, they are not going to come and say nothing, a bit like MOT you think your car is fine until it goes on the ramps.
From:
Michael Foley
14 June 2021 12:12 PM
The rules wouldn’t be broken if they didn’t make stupid unnecessary rules in the first place, that’s the Blight. I at not knocking Agents at the same time they employ a lot of young people. The rules are made to make it impossible for many LL’s to comply, they would tie you to the desk instead of letting you run your business, (unless digital academic LL).
From:
Michael Foley
14 June 2021 09:38 AM
Some good information for LL’s whether new or existing but can’t see how Charging low Rent could put off prospective Tenants.
From:
Michael Foley
11 June 2021 04:08 AM
Merton Council sees prosecuting LL’s as a quick way of generating profit.
From:
Michael Foley
11 June 2021 03:55 AM
Ok I can’t see how licensing application fee of £1’300.00 is justified or £85.00 per hour for a Council girl with a clip board to make subsequent visits to a property (one is covered in original fee if they choose to visit.). How does taking the LL’s finances improve standards.
From:
Michael Foley
10 June 2021 14:43 PM
Good idea it should be same on mainland why should Council charge huge unjustifiable application fees, just because they want it on private property the LL has to pay to do the work and endless certificates & other compliance. I have no doubt most LL’s will join in Jersey & get registered the Authorities can stitch them up later they’ll know exactly who to go after. The LL’s most of them miserable sods won’t even pay £80. to join Landlords’s Associations. I think Landlord Associations should be free to join as well, then they would have 2 million members instead of 80’000, if they had a strong base like that there’s plenty other ways of getting revenue,
From:
Michael Foley
10 June 2021 07:51 AM
Most of mine are around 3% or below and if I weren’t a long time LL I wouldn’t have a hope of being viable, of course those are gross yields, we have expensive properties with low return them add a mammoth of regulations and Licensing Schemes that other parts of the uk don’t have or far less costly,
From:
Michael Foley
09 June 2021 22:51 PM
Its the storm before the calm not sustainable, everyone jumping into property nothing adds up, the market is distorted for years with stupid regulations and the deliberate abolishing of savers by reducing the base rate too low, making their savings worthless so they all go bidding against each other buying property that they didn’t necessarily need or want. False economy making property too expensive and unaffordable, bad leadership then they have to turn around with all this nonsense help schemes. I hope it stays fine in Manchester with farmer economics, so you count the gross yield don’t count any of the costs, try a lender will that, or most likely you’ll have a minus yield.
From:
Michael Foley
09 June 2021 22:27 PM
Very noble of them are they sure they can afford it miserable sods. They are only looking out for themselves what’s a few crumbs off the table. We are buying stuff every day and paying 20% tax on it, a fiver is small beer and for a limited period.
From:
Michael Foley
09 June 2021 09:15 AM
Yes all new Digital Academics hands off real work LL inventing digital documents everything for computerisation all preset programmes so they have nothing to do just like Regulators and rule makers if press a bottom don’t suffice forget about it. It’s to drive out Traditional real LL who have always done everything the idea now is take it away from him so he can’t operate. Those guys out of Uni’ educated on our taxes now know everything but can do nothing hence they can do this rubbish from home or home working that will be admin only.
From:
Michael Foley
08 June 2021 17:18 PM
So if Shelter gets rid of private rented sector what will be left for them to do ?. Same with motorists get rid of the cars ?, who will they fine then for the easy money, it might be you.
From:
Michael Foley
08 June 2021 13:14 PM
Andrew, all this talk about eviction is nonsense, when Tenants are ok we don’t want to get rid of them, we are sad the day they leave.
From:
Michael Foley
08 June 2021 10:34 AM
I don’t understand what this rental yields mean, it seems to be a gross rental yield on the face or it. How about the net yield / loss of counting the real costs, Mortgages, Stamp Duty, legal fees, vacant period, furniture, refurbished, white goods, thousands for Councils regulations & application costs, now re- calculate your yields please and not be misleading people now buying that don’t understand .
From:
Michael Foley
08 June 2021 07:23 AM
They say they have questioned Tenants that have lost Tenants, what on Earth are they talking about ?.
From:
Michael Foley
08 June 2021 07:05 AM
From memory How to Rent has only been around half a dozen years and changed a dozen times since introduced obviously not a fit document and should be scrapped, they are making it up as they go along. Do they think young people don’t know How to Rent and now the most educated generation ever plus computers, iPhones, laptops, Mrs Google, a wealth of information everywhere, give me a break we have been Renting for decades and now all those lame ducks are wondering how to tell how to do this rocket science.
From:
Michael Foley
07 June 2021 10:30 AM
As far as I am concerned they always gets the ridiculously huge amount of documents, they are stapled on to the Agreement. They call ‘How to Rent’ Government guide lines which was brought in by Shelter a non-elected body that don’t supply housing and have Charity Status, therefore should not be making Government Policy or invited to the Parliamentary Select Committee having input on decision making otherwise we might as well scrap elections. I wouldn’t be too worried about encouraging Tenants to go knit picking over any minor errors in the paperwork, as if they are all Snow White themselves and might not want anyone taking taking a closer look either, activist are scraping the barrel now with spurious allegations.
From:
Michael Foley
07 June 2021 07:48 AM
Ok just keep paying, we always had the best properties before any of this and took pride in our properties even the envoy of home owners, now all that is gone property recked by putting the Tenants in charge. I have no confidence left in any of them.
From:
Michael Foley
06 June 2021 09:47 AM
Regulation sometimes waste energy like forcing houses to have HMO licensees, not all I understand if all related & usually milking the system. However, I have seen many properties that could easily house 5 or 6 and normally would but because of HMO’s requirements they prefer to let to 4. What a waste of energy it still costs the same to heat the Property, so maybe EPC shouldn’t be based exclusively on the fabric of the Building but the amount of energy per person required.
From:
Michael Foley
06 June 2021 06:54 AM
I hope they are better than the electric cordless mowers worse than useless. I bought a Bosch 38v thinking it would be easier to transport from place to place and not needing to asking the Tenant for electric. It would kill a horse to push and grass needs to be already short, even though I bought the best one £500. + it soon goes flat. I could have bought 3 petrol mowers self- propelled 450mm cut from Toolstation instead & have £50. Change. I am now back to my old petrol lawnmower I hope Electric Cars are better.
From:
Michael Foley
06 June 2021 06:26 AM
There is no energy saving in the main when the LL pays for energy used especially in HM0’s. I have seen it turned up to the last 24/7 whether needed or not and I was actually there when some came home, its hot in here isn’t & threw the windows open never turned thermostat down or boiler off, its like they want to waste when someone else pays the Bill. I know of some LL’s tried to control the use by installing hive and limit its use by mobile phone, that didn’t work uproar occupant has to have control.
From:
Michael Foley
05 June 2021 06:40 AM
That’s great news very fair & impartial not, could we ask for anymore support for the Council ?,
From:
Michael Foley
04 June 2021 11:13 AM
London totally ridiculous.
From:
Michael Foley
03 June 2021 19:29 PM
Government guidance if this is what it is why do they say so rather than further confuse. Assured Tenancies never mention Assured Short Hold Tenancies a different thing to my mind.
From:
Michael Foley
03 June 2021 09:26 AM
Julian, we appreciate and respect our Tenants they are our friends mostly and do everything possible to help them, for any potential Tenant that don’t like LL’s don’t rent from us we don’t want you, buy your own, a chip on the shoulder is too much hassle don’t need it.
From:
Michael Foley
02 June 2021 17:17 PM
New S.8 and breathing space for Tenants, no breathing space for LL snuff the last breath out of him, then they have the cheek to talk about mental health which they cause with nonsense rules. What they are doing is enough to drive anyone crackers, add traffic creating schemes, penalties, blocked off roads clogging main arteries, over the top speed restrictions / 20 mph virtually all over the Capital, London wide Congestion charge, £15. Emissions charge £12. daily coming except Christmas Day no wonder people are leaving Town how is this racket going to help the economy mutton heads.
From:
Michael Foley
02 June 2021 14:56 PM
P.S, obviously Jim you meant when Section 21 is abolished not Section 8 (typo).
From:
Michael Foley
02 June 2021 07:28 AM
Ok but more & more bureaucracy with Section 8 that I don’t want our lives have been taken over already with Digital Academics & Computers without which we would not have all this nonsense. I will say it again because Section 21 was there and the Tenant knew it was there meant you didn’t have to use it or only as a last resort full stop. It might be presumptuous of me to think your HMO’s are predominantly room letting in the main dealing with individuals peace meal, from what I have read concerning Council in the press years back from memory about your model as apposed to me letting Property / Houses as a complete unit now there’s the crux of all, many apologies if I got something wrong.
From:
Michael Foley
02 June 2021 06:40 AM
This is a disaster it will be abused wholesale, its likely to be the damage they done to the property. I should know that having spent months putting it back to how it was, it wouldn’t have happened if regulators hadn’t interfered and made us powerless, even if to properly isn’t damaged they we fiddle with the Boiler & say we had no hot water for ages this one is used already.
From:
Michael Foley
01 June 2021 21:08 PM
P.S , Julian don’t forget to tell Shelter / Generation Rent etc to stop working against us.
From:
Michael Foley
01 June 2021 18:30 PM
Julian, my rents haven’t gone up in 8 years and were behind at that time. Further we have been loaded with Regulatory and compliance costs, now add substantial arrears, how many hits do you want us to take.
From:
Michael Foley
01 June 2021 18:25 PM
George my friend are you mad, surely you are not suggesting they should have bought, that means they would have to pay. We have gotten to know from our own experiences the groups most likely to cause us a problem but now its been made illegal for us to say so.
From:
Michael Foley
01 June 2021 07:46 AM
A Charity campaigning saying get rid of Section 21 and the eviction ban being a lifeline for Tenants forgotten to say its been the death knell for some LL’s. It would be great if all those campaigning groups actually supplied some housing instead of talk and knocking those who do, why are they giving the ear of Government & media time when its not their property is in question, just sitting on the sideline making laws & calling all the shots, what gives them the right, they seem to forget furlough was the lifeline giving them 80% of their income many simply kept it and if the LL’s had got the 80% there would not be so many Court case. I at knowledge some had left the uk but still claimed and had the money paid to them while living in the homeland. Damming New Research indeed by CEO £120k approx pa no worries about paying the rent then.
From:
Michael Foley
01 June 2021 04:06 AM
Jim dearest, there is no shortage of housing there is a glut where are the people living now. Building thousands of high rise unsuitable Flats clearly not required like 55 stories high just a mile from Grenfell 24 Story that the couldn’t cope with & killed 72, rip. Their answer build Twin Towers twice as high, is this the calibre of the Council laying down laws for us. I know there are long Council waiting maybe 13’000 in London or half a million nation wide. That doesn’t mean there’s a shortage of housing, that’s the free-be list or subsidised waiting list, plenty of property if people want to pay but they are not silly its the system is totally wrong. Just like we have been wronged imagine you buy a Freehold property very difficult to achieve we know that, right so its your or is it ?, yet a blank stranger off the street who by all accounts is supposed to be a temporary occupant have more rights than the owner after all his input & hard work, this is not a business plan its a mockery.
From:
Michael Foley
31 May 2021 21:17 PM
Its Great to help people who are willing and make the effort, not just sit there waiting for everything to be handled to them.
From:
Michael Foley
30 May 2021 15:17 PM
Fair enough but as ‘ girlish’ said its the Council that caused all the problems in the first place. Endless cost & damage to the property by excluding & taking control away from LL putting us on back foot and having to put up with all kinds of nonsense. No surprise Tenant moved on or paid up when mention of Council involvement, something to hide big time don’t want them having a closer look, if they investigated them the way they investigate us there might not be a shortage of housing.
From:
Michael Foley
30 May 2021 07:33 AM
Of Course Landlords are getting younger & richer, all Digital Academics from university rubbing shoulders with counter parts in the Council but don’t ask them to drive a nail. Many taking on traditional LL’s property and sub-letting it making double what they pay the LL’s, R 2 R style in cloak of Ltd, it rife all over the place. I know because I live in the Real World and been approached oodles of times, you don’t need to be Einstein to work out the profit, full rental income with no Mortgage to pay & no need to own a property but some do own one or two. Regulation not a problem for them press a button on the lap top usually suffice if all goes wrong LL’ take the hit, we are really taken for mugs and doubt if many have the required Commercial Insurance. I don’t need data or Surveys to know what’s going on.
From:
Michael Foley
28 May 2021 17:35 PM
I built my first house when I was 25 and with only hand tools, no electric on site, cordless not invented every bit of it and no family or government support, incidentally I still have it. The Regulators & Generation Rent had yet to be born, now they are torturing me.
From:
Michael Foley
28 May 2021 11:24 AM
Yes we always make significant improvements before letting out a property. However, when Tenants stay or rotate for long periods without a break how do you keep standards up, especially when lumbered with new rules & extra requirements, it’s impossible when occupied and everywhere full of their belongings plus now they have too many rights and don’t want you there but some see fit to complain about everything. I don’t see any provision in the Regulations how the LL is supposed to achieve or comply, maybe by magic.
From:
Michael Foley
27 May 2021 08:16 AM
I read your many comments with interest but for me I always felt even Section 21 sold us short. As only the County Court or the Tenant a temporary occupant, could terminate the Tenancy the Landlord / owner could not, was that right or fair anyway you look at it, a matter of 6 months process before any back log, it cost me £1500. Legal Solicitors fees + vat of Course. So now it’s going to be replaced with something worse. There was also the 12 months rent arrears that I never got. I got the Court Order which granted me the money plus interest. I was so green I left the Court believing I would get paid silly me. I was working 15 hours a day trying to keep Bank and tax man at bay, while this Asian man drove around in his BMW dressed like a lord complete with lap top. Sorry I have no knowledge!.
From:
Michael Foley
26 May 2021 20:01 PM
Alacia, must know full well you can’t evict a Tenant for reporting repairs is that not part of the 2015 De-Regulation Act so why say such things. We always deal with repairs immediately anyway. There might be grounds for eviction if the Tenant caused the disrepair which is likely to happen. I had had plenty of damage done which is why I am busy now putting it back how it should be. I wish they’d ban impact drivers everyone putting in too many over sized screws just because it’s easy for them to do but never again to be got out, try it some time, doubling maintenance costs.
From:
Michael Foley
26 May 2021 13:33 PM
We didn’t have to use S 21 very much because the Tenant knew it was there, you are missing the point why was it brought in, it was brought in because there was no LL’s to provide property and if let anyone in they immediately became a sitting Tenant, your property became virtually worthless over night and you would pay the Bank to house someone else, that didn’t work very well did it, hence S.21 to guarantee owner a right to his property. Fery is absolutely correct to be concerned about Freeholders rights. We are going back to where we were in the 60’s / 70’s before, that’s fine keep sleeping walking into it, clearly if someone occupied your property and have full control over it, it’s not Freehold in essenes it’s not yours. I don’t have time for all this I have plenty to do.
From:
Michael Foley
26 May 2021 10:09 AM
No Daddy, don’t agree before Section 21 was interfered with by Shelter mostly and others Tenants behaved because they knew you could do something about it if they didn’t. So we didn’t have those current problems like sub-letting over crowding etc, just because you let individual rooms and have rights to access you can’t have any of the above plus other LL’s using Agents for HM0’s mostly now to Digital Academic parading as Companies, the LL gets his money alright but they make as much more subletting not complying with the rules, usually short let’s AirBnB type or taking single shares off the Council. The Council loves this fraudulent activity it suites them do they call it R2R ?. I know Alacia is right it will save the Council fortunes without S.21 Tenants can’t be turning up at Civic Centres with their Court Order to be housed guaranteed we’ll be stuck with them. We had those White Papers & Green Paper before you were a LL Daddy when Sir George Young was Minister bless him in the process of introducing S.21 or any of you wouldn’t be LL’s, where were you or the letting Agents before that, weren’t there no such thing only a handful in London which is why we have S.21. I urge LL’s not to be taken-in we didn’t want HMO’s either in the first place it was forced upon us, it suites Daddies dividing property into cubicles incl’ sittings rooms to let to individuals for maximum profit not my way, it’s a kin to bedsits of the 1960’s. M Foley LL 43 years.
From:
Michael Foley
26 May 2021 06:45 AM
AQ P, I had a HMO house to let. I approached a large West London Letting Agent in his big Office that I knew, firstly he was all business and when he realised it was a HMO he said we stopped doing those it’s a minefield, so there you go use a letting Agent even they are sick of it, but he couldn’t get enough to let to Council. Sorry I don’t have any knowledge my apologies.
From:
Michael Foley
25 May 2021 23:18 PM
John, you mean there’s more, my goodness it is a Police State. So sorry for ever being a LL my big mistake. I could have been on Benefit everything provided, my family reared & fed & educated for me. Then I could complain about LL’s and not be wearing out my body molly cuddling others. So about typo previously I meant to say up to 40% but maybe that should be up to 45%. the screen on my phone is very small. I’ll have to learn your code of conduct obviously to stop anyone from telling the truth but I think we have that already. I wish you well, night.
From:
Michael Foley
25 May 2021 22:36 PM
We provide the housing at no cost whatsoever to Government how can they have a better deal than that. We buy the property off our own backs, give Government tens of thousands SDLT for the privilege. Maintain & update the Property with our own Labour & Finance. Pay all Legal Requirements. Pay thousands to License and do the necessary Compliance requirements. Furnish the property usually also supply, washing machines, fridge/ freezers, hoover, microwave, cookers & additional cookers & extra sinks for HMO’s. Boiler maintenance & break downs Gas Certificate, Electric inspection condition reports, Fire Alarms Certs, Emergency lighting Certs etc. We do all this you can turn around surely and tell me they don’t like us, my goodness what a Service at no cost to tax payer top that. We are in Partnership with the Government but they are the Sleeping Partner with no input just collect 40% of the Profit to add to the thousands already mentioned. Their own Branch the Local Authorities can’t compete with us they don’t do or pay any of the above, dip into tax payers money for anything they do, they don’t pay tax as I understand it how about making us exempt. CHEAP PROPERTY PROVIDERS.
From:
Michael Foley
25 May 2021 21:14 PM
Cheap Housing Provider.
From:
Michael Foley
25 May 2021 20:35 PM
Why would Activist want more engagement between Councils and Tenants, they are in the same bed for years.
From:
Michael Foley
25 May 2021 03:28 AM
Can’t defend the Landlady for pretending to be living there or not having a License or Certificates. Why would it need the help of several Agencies to bring the Prosecution when usually they only need the Tenants say so to fine LL. The Tenants weren’t prosecuted for overcrowding and occupying the property illegally, its cannot be legal for 20 + to have live in the house, no Action against Occupants and don’t know what parking fines has to do with the LL. HMO license don’t stop over crowding that’s rife since LL has by made powerless to stop it and excluded from the Property. The only difference is if you don’t have a license it’s bigger fines. There was no overcrowding or subletting before licensing and other anti-LL Regulations brought in, in recent years enabling or guaranteeing this behaviour to happen this is a by-product of one sided Regulation.
From:
Michael Foley
25 May 2021 03:17 AM
Yes, Boxes stack them high that’s where the money is for the big Developers, it doesn’t matter about the customer repetition and they all live in little boxes and they all look just the same.
From:
Michael Foley
22 May 2021 06:57 AM
So Rogue Landlords & Fraudulent Tenants what next.
From:
Michael Foley
21 May 2021 16:13 PM
Surely not, its the Government / Rishi Sunak, Robert Jenrick plus Shelter & Local Authorities that caused the situation we now find ourselves in by Law, not the Pandemic we know what happened to us is a great deal more than a virus.
From:
Michael Foley
20 May 2021 22:29 PM
I used to like Auctions but you need to be a Regular really to get wise to what’s going on. The Cartels for a start maybe Asian or Golders Green regular groups that don’t bid against each other (you buy this one and I’ll next one) the used to have it all their own way for years. Of Course there used to be bids off the wall, owners bidding up their own property which is allowed and the bidder runners (the guy that got £20 / £50 to bid it up and if it fell to him disappear) they’d knock you down running down the stairs to get out quickly, that’s all stopped now with pre-registration, you’d better had made sure your finances were in order or it could cost you dear.
From:
Michael Foley
20 May 2021 17:56 PM
All new kids on the Block even ARLA is not around very long, we were LL’s for decades before them now all so high & mighty we have to learn to do everything their way.
From:
Michael Foley
20 May 2021 11:34 AM
I don’t think the difference in measurement is anything to do with it, it will be a small percentage of over all size and they vary slightly between assessors, generally the flats are measured over all floor area excluding the external wall but include internal dividing walls. I had EPC ‘D’ and was told the improvements to do for better EPC. I done all that namely, New Condensing Boiler, Cavity Wall Insulation, increase roof insulation, New Double Glazed Windows, low energy bulbs, add room stat, had EPC re-done and still gave me a ‘D’ the assessors are not consistent.
From:
Michael Foley
19 May 2021 14:37 PM
Mark, that’s a great idea why didn’t I think of that, exit by the Gift Shop that would suit the free loader Culture down to the ground. Why Rent or buy you’d have to be mad, just give me one everything must be free it’s my right.
From:
Michael Foley
17 May 2021 12:17 PM
Bill, so you say Sam is very brave, if you want to know what it would be like without private LL’s, then not too far back to look when there wasn’t any, like 1960’s when it was almost impossible to find somewhere to live and not everyone owned or could afford to buy a property. Don’t think property always increases every year, there has been several years when it decreased (2009 one for example) short memories. Without us the economy would collapse but another collapse imminent anyway, spare a thought for job losses and the millions coming off Furlough.
From:
Michael Foley
16 May 2021 08:12 AM
Any mention of the billions contributed annually to HMRC by private LL’s.
From:
Michael Foley
16 May 2021 04:27 AM
So 2 regular LL’s that I usually love to agree with, but on this we have opposing views naturally enough given the unfair treatment of private LL’s. I agree with Robert on this one no offence to A,B. LL’s are giving no break whatsoever but hammered in every way possible no allowance for anything now really just penalties. The two way mentioned above extra money Stream & AirBnB as said, other ways its distorting unfairly its used as a cover by some to have a number of renters as lodgers all Regulation and income exempt. Why would it be any surprise if tax exempt money declared has risen, probably useful for people who don’t have a Lodger, to claim it as cover for other income. I think its akin to when our 10% wear & tear allowance was removed, everyone was claiming it when huge numbers were letting unfurnished & not entitled to, ruined it for genuine LL’s supplying everything.
From:
Michael Foley
16 May 2021 03:57 AM
Are we not all Registered already don’t everyone have a tax file number, so the Authorities know everything about us already. I think there should be a Register for Criminal Activists.
From:
Michael Foley
15 May 2021 22:31 PM
Well is it but 2 let or buy to subsidise housing for other people cheaper than they could possibly do it themselves.
From:
Michael Foley
15 May 2021 13:57 PM
You say only 5% UK built on, don’t forget about the Height.
From:
Michael Foley
15 May 2021 05:00 AM
Ok George, you say £1600. per week for one bed Flat x 52 = £82’300 annual rent, fair enough, I’ll pass on this one.
From:
Michael Foley
15 May 2021 04:52 AM
So they are asking a question why are Tenancy Disputes still happening. The answer is simple, outside interference making loads of one sided rules removing LL’s rights while giving every credence to Tenants and maybe 3 times deposit paid back to them or even the rent returned absolute nonsense, if we have major damage do we get compensated 3 times the amount, no probably nothing. When we were allowed to run our Business and have control over our property there was no 35’000 disputes in a year were there ? Where is your data for that, so the problems are your interference and injustices,
From:
Michael Foley
15 May 2021 04:34 AM
Terry I have a good one bed purpose built Flat it great nick, new heating system, full kitchen, full bathroom, large sitting room, double bedroom EPC band ‘C’ in Harrow I would love you to have it, you can have it for £295k no bull.
From:
Michael Foley
14 May 2021 18:18 PM
I don’t believe there is a shortage of housing. I understand there are 600 for Sale in Wembley and 700 available to rent. Also new Flats Built to Rent sitting there, people want houses & Flats with gardens not high rise. Media hype about shortage according to them there are 13 purchasers chasing each property. I see 8 properties for Sale in 2 adjacent Roads and near a Central & Piccadilly line stations. So only 3 viewed still no offers, no queue of 13 outside any property not alone each.
From:
Michael Foley
14 May 2021 18:09 PM
Andrew so was I. I had built my first house & paid for before that. When I got married I carried her over the threshold with no Mortgage to pay and she is still with me, don’t know how she puts up with me.
From:
Michael Foley
14 May 2021 10:56 AM
Like having 2 dogs when they weren’t allowed, removing my Shower enclosure with tray completely, forming constructing Dog Bath in substitution complete with front masonry kerb 50cm high, 1m wide wall to wall x 60cm ceramic tiled, it leaked as well so that’s what I am currently doing removing and putting back how it was. The floor and surrounding wood work has rottend away and now taking it out in builders bags. So great animal pet lovers caused me this, any other lucky LL’s with a dog Bath.
From:
Michael Foley
14 May 2021 07:44 AM
I love a wind-up it must be Rising Damp or Mr Rigsby sorry Leonard try the Palladium.
From:
Michael Foley
14 May 2021 02:54 AM
I see a whole development done some years ago with Shared Ownership in London many 50% share. There were so many Flats packed in, the Developer had their full money back immediately, still owned more than half, still in control and Rental income from all of them, great idea for Developer not the buyer.
From:
Michael Foley
13 May 2021 19:50 PM
Barry James how right you are what Planet are they on, we live in London and know the market better than to be taken-in with this blatant nonsense. A one bed Flat is between £900. to £1100, pm. generally of Course you can look for exceptions. I even have a 2 bed Flat let in Ealing with garden for £1’200. pm. (no Service charge) You are not going to get £3’900. for a five bedroom house ever so what nonsense is this. Shared Ownership is a disaster I know people who had those and all regretted it very much, hard to sell on and a load of Conditions, Keep well clear not a good idea.
From:
Michael Foley
13 May 2021 19:30 PM
Robert you are right but which ever way you look at it, whether decimals or fraction it not very much, so I am 99 times worse of, sorry I didn’t have any further education, I just paid tax for 58 years to educate others to make a mess, although it is .01 % they pay me. I don’t have the time for switching Banks and jumping through hoops, it should be same for everyone but no it’s like energy Companies switching all over the place.
From:
Michael Foley
13 May 2021 18:04 PM
It was wrong to abolish savers by bringing Bank Base Rate below 5%, anyone would have know what was going to happen after that, forcing people to buy an additional property to stop their money devaluating the rest is history. Another thing now wants everyone to pay by card & do away with cash. LBC is on about it every night but don’t know what they are talking about. I was going along with the idea until I seen some of my recent purchases paid by credit card where a 1% surcharge is added on. Wonderful I already had to pay 20% vat tax now plus 1% additional charge 1/5 of my money gone in the wind, incidentally my Bank pays me .01% so I have to pay the supplier 10 times this amount to spend my money, if cash is done away with all the Banks with charge for using the card, separately I pay £190 annual card fee as well. How can they save bring back savers.
From:
Michael Foley
13 May 2021 13:53 PM
Why would you need a Tenant Register. The Laws only applies to Landlords, that’s been well documented year on year and on going, what ever happened to the scales of Justice, seems to be stuck out of balance.
From:
Michael Foley
12 May 2021 21:21 PM
I supposed they’ll buttering us up a bit now while they bring in Renters Reform behind out backs, am I get sceptical in my old age...
From:
Michael Foley
12 May 2021 17:18 PM
I am cleaning up a place now and it stinks of Cannabis, not cultivating it but certainly smoking it. My paint work that was white is now Victoria Cream, if I were tested I would probably fail from breathing it in all day & stuck in a bathroom all day removing ceramic tiles, can hardly see what I am doing with dust, who’d be jealous of a LL.
From:
Michael Foley
12 May 2021 15:58 PM
Why would they need a Register to root out criminal LL’s if they are saying there are criminal LL’s then they must know who they are otherwise its all here say.
From:
Michael Foley
12 May 2021 13:25 PM
Exactly no consultation just like the Licensing Schemes, just pretend going through the motions, then the so called period ended that’s your consultation.
From:
Michael Foley
12 May 2021 08:02 AM
NRLA or other LL Associations is all we got so better not knock them too much, although its a shame Mr Richard Lambert didn’t stay on after amalgamation.
From:
Michael Foley
11 May 2021 20:59 PM
Hi Adey, Sorry you seem to have your share of bad luck, how did electric wires become bare surely not by themselves, the ceiling coming down was it from the misuse of the bathroom above if not I apologise. Why did you stay 6 years its a free Country. I don’t blame the previous LL for selling very wise man. Of course Tenants are not cattle they are very respected human beings and we appreciate them very much as Tenants and help in every way possible especially at this extra difficult time. I hope to situation improves soon and find yourself a decent LL, it’s not worth the hassle to live like that. I wish you well.
From:
Michael Foley
11 May 2021 19:16 PM
Jo Gideon MP is right there is a big imbalance between Landlord and Tenants right. Tenants have got them all and LL’s no Rights whatsoever, now that’s easy to remedy give us back our Rights, start by scrapping the Deposit Schemes, give us back our 10% wear & tear allowance, scrap Shelters ‘How to Rent nonsense. Scrap 2015 DeRegulation Act. Scrap section 24 interest Business loan ban. Reinstate section 21. Scrap 68 page so called modern Department Tenancy Agreements. Give LL back right of access in reasonable day light hours like we used to have when property was well looked after, no subletting or over crowding at all. Scrap Licensing Schemes. Scrap Article 4. That will do for a start Jo’ Gideon MP. Wait until I reflect on what Tenants additional rights have been impinged on during this time. Sorry there isn’t any very strange now that’s what I call an imbalance.
From:
Michael Foley
11 May 2021 18:37 PM
Its not to make anything easier, its to make it more difficult obviously. Everything they have done since Deputy Premier John Prescott 2004 Act proves that. The proof of the pudding is in the eating so we have had plenty to chew over.
From:
Michael Foley
11 May 2021 13:48 PM
There’s no yard stick for measuring rents in London some are getting good rents and many are not even in same roads. I understand regarding electric they now want metal consumer boxes but not many years ago they were telling us to use plastic ones. I believe both are safe when the screws are tightened properly, at the same time plastic is an insulator while metal is a conductor. I know which one I would prefer to accidentally touch if there was a problem with the installation.
From:
Michael Foley
11 May 2021 11:44 AM
Sadly costs are not passed on, not a penny. We have taken hit after hit including expensive Licensing and all associated compliance and still on the back foot, holding our breath around Tenants its ridiculous.
From:
Michael Foley
11 May 2021 09:12 AM
Don’t know what accreditation is all about I am not accredited at the moment just because I am not a Digital Academic capable of uploading CPD points or whatever they call them. I was accredited 3 times at Camden as well as doing the Courses to learn how to be a LL that I was doing certainly before they were born or Computers invented. I was also accredited with a LL Association so I was double accredited and now not accredited?. Virtually everything that’s wrong with housing caused by Technology people just sitting there making rules for rest of us that otherwise wouldn’t be there because they would actually have to do something called work. The location Authority’s gives you a discount on HM0 application if you are accredited but only once, to rope you in, after that no further discount for HM0’s but you are expected keep being re-accredited. Its now becoming a requirement to be a Digital Academic to be a LL or to pay yo tax, how many more eggs do we have to suck.
From:
Michael Foley
11 May 2021 08:37 AM
I would be a model Tenant if I and my offspring was kept and housed for free for 5 years, I should think so to, how anyone thinks this is fine is beyond me while others working their guts out to rear the family and pay the Mortgage.
From:
Michael Foley
10 May 2021 16:48 PM
Very good I like it SHELTER DEMANDS widespread reforms. The Charity that supplies no housing have a £60m pot with £15m annual grant thrown in of tax payers money. Wonderful now why wouldn’t they have the right to dictate to us, how about removing the £15m subsidy and the additional money they got to go over the Border into Scotland to see how much damage they could do there. Then remove Charity Status & let them pay 40% income tax, stop paying some of their employees over £100k pa, plenty young people who be glad to do it for £60k.
From:
Michael Foley
10 May 2021 15:02 PM
So they want to hear stories from all Private Renters so they have a better understanding of the challenges people are facing. They don’t want to hear from any Private Landlords then obviously we are not considered to be people or part of the equation. I must ask my wife to review her Tesco Club Card, we leave them a fortune.
From:
Michael Foley
10 May 2021 09:29 AM
JE, I do rent out quality affordable accommodation to people which is the business I run and happy to do that. However, sorry I don’t rent out Kennels.
From:
Michael Foley
06 May 2021 12:20 PM
There is no Management we are my allowed to Manage all LL’s Rights removed now they Regulators wants more soft Cash.
From:
Michael Foley
06 May 2021 09:05 AM
People have to invest in business or acids, saving cash is a waste of time ever since BOE reduced base lending rates below 5%. Abolishing savers over night forcing them to buy Property they didn’t necessarily need or want distorting the housing market for ever. This is one of the reasons young don’t have savings no point no return no incentive its madness to have done away with savers young & old alike. Suppose they had saved £100k sitting in the Bank by end of a year its lost 10% of its value. All this nonsense help to buy is a non starter just making money for Developers roping people in to a lifetime or debt. Seriously to buy a property you need 30% / 35% Deposit in my view to be able to afford it & get best Mortgage rates.
From:
Michael Foley
06 May 2021 07:35 AM
Its a better model far less hassle, costs & void periods for sure. I never wanted HMO’s they were imposed on me when everyone was not related. Council’s have this mad idea you are making a fortune if you are a HM0, in truth they are robbing you. I heard them say several times at meetings you were making 6% more, not the case at all. Sharers come & go all the time causing you extra work between let’s and an administration nightmare now that so much compliance and obstacles have deliberately been put in your way.
From:
Michael Foley
05 May 2021 22:40 PM
Neil, my friend we understand what happened in L’pool but don’t complain, you can feel aggrieved about your £10k but be thankful you didn’t have an inspection, when they do come there are going to have something to say that’s going to cost you a lot more, no matter how good you might think your property is, they are going to show you who’s boss to stamp their Authority.
From:
Michael Foley
05 May 2021 21:58 PM
We had the Mayhew Report / HMO Consultation. A guy came from York and Held meetings at 3 venues, he told us what was coming -in and that’s exactly what happened. So it was not a Consultation at all, just going through motions to say they had a Consultation. I understand he got paid £100k for that. It was pre-decided for sure, it was been put up on us regardless, silly me thought we would have a say.
From:
Michael Foley
05 May 2021 16:02 PM
It should not be up to the Tenant as to whether warning letters are sent to LL’s or not. How many warning letters did they send to Tenants or are they all Saints in other words its 3’000 to nil, now that’s what I call a level playing giro.
From:
Michael Foley
05 May 2021 12:23 PM
Many Council’s are cash strapped sometimes because of mismanagement, it makes little financial difference to them personally if they waste. Licensing same way in London but application fee £400.00 more than Nottingham.They pretend to be the Tenants friend while costing them a fortune and blame LL’s. The implications of Licensing gives them the opportunity to take tens of thousands in fines anytime they want, LL always has to plead guilty whether guilty or not otherwise end up in Crown Court and fine doubles or worse. Why do we have to Re-License again and again some now for 3rd & 4th time while some LL’s are not required to License even once because it’s the type of person they rent to is the deciding factor whether a License is needed or not. So it’s the People of a certain type we have to License not the Property, are people not all equal before the Law.
From:
Michael Foley
05 May 2021 07:26 AM
Who can tell the bones of the man that wore the ragged jacket. Chips are not cheap anymore I paid for £2.50 for a portion at the chipper other day, the way inflation is going not long before we’ll be saying as dear as chips.
From:
Michael Foley
04 May 2021 21:49 PM
Sorry JE, you are getting some stick. I am sure that you are a good living person really but with all LL rights eroded and no power left to do anything, its best not to allow animals just adding more problems. There is no big chunk of Cash we have loads of Costs unfairly imposed on us apart from buying the Property including putting our money at stake, then there’s the matter of 40% tax on letting income unless you Rent from Council who don’t pay tax.
From:
Michael Foley
04 May 2021 19:03 PM
JE thanks for reminding me, the right type of Tenant is the one’s without dogs. Its not your property if I own it. I have a property currently destroyed with dogs. Buy your own & we’ll get along fine but don’t impose you ideas on me.
From:
Michael Foley
04 May 2021 18:35 PM
We have had infestation so expensive and difficult to deal with, cost falls to LL, it enough to be dealing with their Bed Bugs, travelling the World sleeping god knows where and bringing it back, then they’ll be quick to report it to Council.
From:
Michael Foley
04 May 2021 14:31 PM
Generation Rent now the experts advising Tenants about keeping pets. They didn’t mention its not feasible to have Carpets with dogs. Just add this to my comment 2nd May ‘21, 20.43pm. The Laminate Flooring is ruined as well, swelled / deteriorated from the 2 dogs wee-ing on it that they weren’t allowed to have in a one bed Flat, now they want to make it official to have pets when they are taking diabolical liberties already. The place is like a tip you can’t hardly walk on the floors so much rubbish & discarded items. I have plenty of photos nothing cleared yet, obviously no income from it at present but me pay c/tax on vacant, maybe Generation Rent would like to come & clean up, while they are at it replace the multi-point locking system to front door that has been attacked. It was too much to mention on last blog for one bed Flat but this one is getting too long to.
From:
Michael Foley
04 May 2021 06:21 AM
Likewise as Jim I don’t take Deposits either, since they were taken away by Shelter in 2007 based on untruths. The idea of having a Deposit was to protect the Property they changed all that, the Deposit is now to protect the Deposit & not the Property, even worse than that you might have to give the Tenant back 3 times the Deposit if not put in some mad scheme and served correctly. Also used as an extra weapon as something to beat the LL over the head in Court. I concur HMO daddy it not worth having, causing so many Tenants to be out of control & no redress.
From:
Michael Foley
02 May 2021 21:55 PM
Nothing new about this I currently have same issue in Ealing. The root cause is the anti-Landlords regulators making us powerless to act or run our Business just keep quiet suffer in silence or get fined. As Tenants more or less ok & usually paid although some short falls which is understandable in this climate. However, they have just moved on, I knew they were leaving and gave them a Reference, they had told me they needed a bigger space and found a Place from a LL who had 80 properties. My Flat is one bedroom good size really, they had said they signed other Contract 17-4-21 but asked to have until end of month for time to move which I was ok with. They have now moved leaving piles of rubbish including stuff in the loft area they had use of. What is missing is a complete Fire Door, another oak door gone & substituted we folding flimsy doors, my Fridge. my washing machine, freezer, double bed etc, Obviously where ever they are gone its easy for that LL to have 80 properties when he is letting the bare property and they take my furniture & white goods to make it liveable. So let unfinished and far less hassle & responsibility, they won’t be contacting you to fix or replace those items which I do all t time 24 / 7. I will not be contacting the Police either I have enough stress already.
From:
Michael Foley
02 May 2021 20:43 PM
Can they not keep their nose out of anything, it’s not their property not their business. Should be nothing to do about allergies or whether LL wants to move back-in or not, what’s that got to do with anything. We didn’t need their advice before we bought, get any financial help from them why then are they the almighty powerful making rules for us demanding what ever they can dream up. Perhaps we should start making rules for other Businesses that’s nothing to do with us and dictate what they should be doing, its all rubbish go buy your own see how smart you are when the loan is your responsibility.
From:
Michael Foley
30 April 2021 12:08 PM
OK a surge in short term let’s and the Government trying to force us into long term let’s, are we being forced to loose out again. Neiche market is it ? Its the LL’s Property being hi-jacked by so called Rent 2 Rent merchants who rents the property from LL then have people coming & going at all times on short term let’s making a fortune, comply with nothing, at the end of the day the LL is responsible if all goes wrong.
From:
Michael Foley
30 April 2021 10:57 AM
We cannot sell to buy when your tax & costs are paid not enough to buy anything.
From:
Michael Foley
29 April 2021 10:02 AM
How many times have I said this, now Rightmove backs it up we data. I don’t need data I am in the front line.
From:
Michael Foley
28 April 2021 18:29 PM
I think we’ll all need oxygen at this rate, we are hardly allowed to breathe now.
From:
Michael Foley
28 April 2021 17:49 PM
Shelter £15m Government Grant to help make up £60m pot. It seems 45 in-House Solicitors 25 legal Advisers, 30 support staff to interfere & fight against LL evictions on Court, 21p in the £1 collected to raise further funds, what chance have we got, we are up against a massive legal team. They say they follow fund raising codes to be fair open honest & legal, so that’s what it must be then ?.
From:
Michael Foley
27 April 2021 17:19 PM
Don’t agree Mark, many of my rents are less than 8 years ago. I also know there’s a big disparity between rents in similar properties in the same areas or even the same roads as much as £600. pm, don’t know how to call this but it’s the way it is.
From:
Michael Foley
27 April 2021 09:21 AM
I thing its wonderful all those knocker groups continuously attack Private LL's while supply no Housing themselves its a bad joke. Private LL's House millions of Tenants in good quality affordable accommodation in the main, so how can they now turn around and accuse private LL's of locking they out ?. When they are in complain so not happy if not in complain that they are not in. The market decides the rent or the property sits vacant is that simple enough. London have a glut of housing but not to worry Build more & more, property is selling but not enough or not quick, some sitting there. Build to rent Flats many vacant can't shift despite all the help & push even with the destroy traditional LL policy who have houses with gardens, so those Flats are not required never mind keep Building more convert Industrial and Commercial as well, we now have a fake Mayoral election in London where each Candidate is going to Build more than the other, so we wont be voting no one worthy of a vote its ridiculous we can't have people with proper policy,s.
From:
Michael Foley
27 April 2021 08:21 AM
David I used to rent too at a time when if you do pay you were out. So do think someone handed me a house I had t get my own. David you certainly seem to move a lot, if you have rented seven houses and an issue with all, I would look closer to home, take a look in the mirror.
From:
Michael Foley
26 April 2021 14:17 PM
Shelter Charity Status 60 million income to house no one. I seen it reported at one stage but hard to verify, the extra money from tipping point will be welcome to continue to attack people who provide housing.
From:
Michael Foley
26 April 2021 14:04 PM
So the Tenants are in Charge if LL complained to Council about Tenants they won’t be taken to Court.
From:
Michael Foley
26 April 2021 08:54 AM
This is all interference by outsiders none of their business and confine so called Pilcher New Model 68 page Tenancy Agreement to the dust bin where it belongs like the previous 48 page one that wasn’t taken up either but want to force everything on us. Now Vets with a vested interest joining the bandwagon, they would charge you hundreds for minor pet things, what a surprise some get paid more than Doctors. Noah is in the wrong boat not a mention of the Owners Mental Health although stressed out & driven up the wall, under constant attack 24/7. People should get a life of their own & let us run out business properly, don’t be worrying about who paid for Boris Johnson’s wall paper either I think it’s great if someone did pay for it, it’s not his house it’s a Government Building. Here we are on Monday morning kicking off another week dealing with nonsense issues.
From:
Michael Foley
26 April 2021 08:14 AM
I know what Jim is saying but those are very recent changes made by Shelter and 2015 De-Regulation Act to under mine Section 21. We used to serve it at the beginning & not after 4 months then give 2 months notice. When it was served at the beginning the Tenant knew how long it was for, at the end of Term, if the Tenant & you where happy you simply signed another Contract, what was wrong with that? nothing . The Tenants were keen to sign up for further period and no problem. Of Course the busy bodies charged all that which meant the Tenants couldn’t care less and make all kind of excuses why they couldn’t be available to sign another Contract & LL going around like a headless chicken. Then they added property disrepair and fiddle with the Boiler excuse to frustrate the process, so Section 21 should be restored to what it was meant to be following the 1988 Act.
From:
Michael Foley
24 April 2021 16:16 PM
I know exactly how it was before we Campaigned to have it introduced, so now we are going back there again you’ll find out as well. It very true we seldom use Section 21, we don’t have to because it’s there, remove it and see what happens when the Tenant know you can do nothing about anything. I don’t know why so many jumped on the bandwagon to remove it when it was only used as a last resort. This is massive and the potential to cause deflation and a big crash. I haven’t seen so many LL’s wanting to sell since 2008.
From:
Michael Foley
24 April 2021 15:24 PM
Terry. No substitute for 1930 / 1940’s Freehold Terrace or Semi.. Cavity wall house, garden front & back to enjoy , your own front Door no £1300. / £1500, Service Charge or extra maintenance Charges & Ground Rent, no one making noise above or below, ideal for rearing a family no one continually complaining about something or Common areas etc, no comparison & you can still virtually buy them for the same price as those modern over priced Flats, this was a free lesson you can ignore and suffer....
From:
Michael Foley
23 April 2021 19:26 PM
This is an old story but Baroness Kennedy nearly got it right only she got her wires crossed, it other way around its pulling the rug from under the owners feet.
From:
Michael Foley
23 April 2021 14:22 PM
We don't need more support from government because we never had any, we just would like if they would stop damaging us.
From:
Michael Foley
23 April 2021 11:48 AM
Inflation sure to rise no other way for it to go. That’s a dodgy old ladder the first rung is ok, watch out the second one is broken..
From:
Michael Foley
23 April 2021 10:17 AM
Ed, you make a number of fair points for sure. However those schemes have driven up Flat prices a bit like Enterprise Zones we used to have, no good for Customers now just roping in young people into unaffordable Loans in the long term. It would be great to live in a Democracy if it wasn’t so corrupt, like City Hall we now have a Mayoral Election in London but no one to vote for which is clear after TV interview with 4 top Candidates last night all talking rubbish and any not worthy to hold Office where Billions of tax payers money is at stake. The Mayor’s Office is out of control no one is accountable for wasting money willy-nilly and backed up by Law, any opposition who don’t agree have no say because to over rule the Mayor they need a two thirds majority which is impossible, hardly Democracy ?.
From:
Michael Foley
23 April 2021 08:53 AM
The Government wants High Rise Flats home owners, (not house owners). Buy those from their friends the Big Developers which is why they have dreamt up those stupid unfair Schemes. It not true to say they don’t want Renters because they do as well but only to Rent the High Rise Flats from their friends the Big Institutions and Developers even Lloyds Bank is in on it, now taking over this market with the Government’s help to drive out traditional LL’s who have been housing millions for decades at no cost whatsoever to Government but Contribute Billions to the Economy & The Treasury.
From:
Michael Foley
23 April 2021 07:53 AM
No problem scrap your digital viewing go back to how it used to be, go and view the Property and you’ll have all the information you need, instead of nosing through scores of private property, just watched TV interview with 4 candidates for London Mayor, waste of time I won’t be voting again this time putting any of them in charge of £17b it’s a disgrace just close down City Hall.
From:
Michael Foley
22 April 2021 18:53 PM
Squirrels are a serious problem when they get into your loft, it’s amazing how good they climb especially it you got ivy, then chew your Electric Cables. The other ones that’s a cursed nuisance is 🦇 are a protected species and probably give you the virus.
From:
Michael Foley
22 April 2021 17:07 PM
Janet, that the best advice if I were to give advice and I do not. I am a LL foe 43 years and so sorry for ever being a LL what for ? to be blaguarded , Bullied, run around after everyone , fix everything, Comply with mountains of new rules, be treated under Criminal Law instead of Civil Law, be at total risk, Council used never have anything to do with Private Housing really but had any power they needed as far back as 1992 but destroyed Public Sector Housing then no more damage could be done there. Then Government moved over one week end & took complete control of all Private Let Sector Housing and we weren't even told not alone asked, it must be what they call Democracy. I wouldn't get involved in bitcoin either I always earned my living, so what difference is being a LL to me pay tens of thousands every year, then they are waiting at the Cemetery Gate for the rest, unless you jump through a load of hoops & give 4% to a Rogue Charity to grant you 10% discount off your tax Bill the last time I inquired. Councils are supposed to servants of the Public not there to destroy us.
From:
Michael Foley
22 April 2021 14:46 PM
I know pens & computers are hard work to comply with invented rules. I know physical work to maintain and up grade the Property is real work. I am not knocking Agents unless they are dictating to us how everything should be, it’s our property.
From:
Michael Foley
22 April 2021 11:48 AM
Another Digital Academic out of Uni, talking rubbish. So give us Back control of our properties not excluding us from the Property. How can we know if there’s rats or not if we are too scared of the Tenants running to the Council to give us a Big fine and the Rogues Council’s love it. The fact is we have been given of Compliance with no power to carry out what is required. Please tell me what Authority they left us to run our Business, when a problem arises the owner soon finds out. Yes you’ll know all about professionalism with your pin stripe suites, you are not LL’s, just doing what poorly paid Office girls used to do but pay yourselves £60k / £80k pa on the back of LL’s.
From:
Michael Foley
22 April 2021 09:53 AM
Leics, with greatest respect to all. There seems to be a misunderstanding here it must be £500 pm, per rented property not per Tenant. I don’t have any Tenant paying that kind of money in expensive London where property prices are triple to buy, strangled with Council Regulations and other London costs, yet so many rent arrears for me, no point in me talking about yields. This is just a general comment not being specific to anyone and we need to avoid being personal, all LL’s are now considered Criminals since Law changed, I am awake at this hour I suspect my Tenants are likely to be fast asleep.
From:
Michael Foley
22 April 2021 02:44 AM
It is the truth I bought an ex-Council house about 20 years ago on open market for £204k when I received all the paper work I seen the previous owner & former Council Tenant had bought the house at a huge Discount as right to buy for £22’500. So he made a big profit at public expense.
From:
Michael Foley
21 April 2021 19:59 PM
Totally disagree David, there is a glut of Housing not a shortage, take no notice of Media hype no foundation to their stories, look around you and see with your own eyes?. There is a big long waiting lists granted and it makes no difference how long this is because they want subsidies housing far better than paying the full whack and let the tax payer pick up the tab. We now have a Mayoral Election looming in L’don, yet there’s no one to vote for. The current one a waste of time, another one wants to Build 50’000 homes in a year even though not required, at the same time he already owns a Development Site ready to go to feather his own nest no need to say more. Another candidate says he will Build 100’000 homes not required. David my friend what makes you think LL’s & Tenants hate each other, couldn’t be further from the truth we get on so well together, and LL’s do everything possible to help them, amazing really with so many vicious spiteful organisations do their utmost to drive a wedge between us.
From:
Michael Foley
21 April 2021 12:12 PM
Shelter with Charity Status who houses no one, doing their best to destroy private LL's who house millions of people. Then I see a small red box (only fit to hold a few letters really) at B&Q with a few miserable scraps of wanted unwanted wood & laminate pieces that's no use to anyone (it would cost them money to get rid of them) with a sign telling us to help ourselves in return for a Donation to Shelter that hates us. Then our LL Associations that we subscribe to informing us they have negotiated a discount for us to use B&Q imagine that ?. Then ITV see's fit to give air time to one of Shelters Barristers to have another dig at private LL's. I think Mr Robert Rinder should stick to his fictional Court Cases.
From:
Michael Foley
21 April 2021 09:27 AM
Pick My Pad you are on a good screw aren't you the fees on 400 Tenant on Benefit, you have carved out a lucrative business for yourselves at the tax payers expense, are you not ashamed. Then add the 400 Benefit milkers who now think its too much hassle for them to apply for money they are getting for nothing, no hope then of them making the effort of filling out a job application that would be far too onerous, why bother you'll all be kept on the back of the tax payer. I just don't know why people go to work when Benefit Claimants are held in a much higher regard. Mish Liyanage now have the cheek to tell us to Educate ourselves to learn the crap they invent to sponge off the State. The Benefit System is supposed to be a safety net as a last resort not the the first port of call, we were LL's long before his company existed now he likes to dictate to us what to do.
From:
Michael Foley
19 April 2021 17:32 PM
Lucky we have 1988 then, or there would be no private LL’s. What would Council’s do with no Cash Cow, they might actually have to earn their living which is not possible for them, so now they are involved in espionage.
From:
Michael Foley
18 April 2021 11:24 AM
I think it’s a huge amount so every £1k you pay Agent attracts another £200. Tax, it soon adds up that could be on just a one bed Flat in Harrow that cost you £1200. pa, if you pay the c/tax it’s £1744. pa Band ‘C’)to add to this (if Tenant pay it you have to let for less rent) now add your £1300. License Fee + £300. pa other annual Certs add £1300. pa Service Charge if you supply white goods & furniture + £’s, possible EPC’s up grades. Accountant £180. pp. any vacant period down to you of Course to work is free. Boiler service & breakdowns. Debacle Deposit Schemes. Oh! sorry I nearly forgot did you inherit the Flat or do you pay the lender are they free ? Can you convey this to Shelter & Generation Rent etc, who believes there is no cost to LL & not entitled to receive Rent.
From:
Michael Foley
17 April 2021 19:45 PM
It seems there is no way of avoiding Licensing for regular LL’s, if you have let to 3 people regardless of how my story to persons not related / 2 or more house holds one of the 3 schemes is going the get you sorry to say. Family’s in anyway vaguely connected you don’t need a License to rent to them even if it’s 10 persons for instance, many on housing benefits nothing applies really, it seems their friends & relatives made their own rules for them especially as they control the Civic Centres & Government Departments. Maybe someone can give a better explanation ? don’t think so......
From:
Michael Foley
16 April 2021 16:20 PM
It might be a belated shock to Salford City LL’s but I am in Shock since it was introduced in 2006 following the rubbish Mayhew Report from the centre of housing policy studies from York, so they had 15 years of grace lucky them, there was no one fighting our corner when they weren’t affected . I can’t agree unfortunately about the cost being passed on to the Tenant, it just didn’t happen we have taken a big hit, can’t charge the Customer extra who can’t afford it. I know some cherry picker LL did but not all Tenants on big money. I am paying £1300. HMO Application fee but that the tip of the iceberg as you will find out. It doesn’t get rid of Rogue LL’s they are exempt don’t need a License, housing families or taking family’s from Council keeping Council happy by taking them off their hands, so they are not a targeted like us (blind eye), have a nice day.
From:
Michael Foley
16 April 2021 12:42 PM
I suppose a few hens would be ok. eggs for breakfast. The Cockerel would save you setting the alarm clock
From:
Michael Foley
15 April 2021 21:27 PM
Who could believe an Insurance Company they change policy terms & conditions add exclusions all the time in the small print take it or leave it. All collude with each other and pass your information around no one else that I know is allowed to do this. It must be all acceptable to the Ombudsman.
From:
Michael Foley
15 April 2021 15:30 PM
Tenants move when ever they want, they have full power to move and LL has no say, is that fair?. They can stay as long as they like even though its not their property but they do move when it suites them or sometime when they have built up arrears, if they never move Estate Letting Agents may as well close down.
From:
Michael Foley
15 April 2021 14:52 PM
Some do a good job others are a disaster. The problem I had was it was already done with anti-mould paint cost £12 per litre to buy, they didn’t tell me they wanted the colour changed but went & bought a 10 little bucket type for £20. / just £2.per litre, so my anti- mould paint wasted, if they are fro Eastern Europe the colour will always be grey. A cold colour to my mind, for them it’s perfect, in any case on the scale of things it’s hardly relevant with so many real issues going on, it would be great if all we had to worry about was a coat of paint..
From:
Michael Foley
15 April 2021 13:21 PM
I can't believe what I am reading, they want to stop LL's making Tenants Homeless ?, we seem to be the very ones Housing the Homeless or putting a roof over millions of Tenants Heads, so they want to stop us Providing Homes for them, wonderful see if I care. So many LL's selling up figures don't show it yet, I see 6 Sale boards for Houses for sale in just 2 adjacent Roads in outer London previously Landlord Houses, what used to be ideal letting houses near station (£550k to £650k price range), not surprising too many rules, Licensing Schemes, Thumped up Penalties, Fire Doors, Interlinked Fire Alarms, Emergency Lighting, DEICR, EPC up grading, Section 24 taxed on a debt, Section 21 taking forever to remove free loaders & now taking S'21 away altogether, How to Rent, Right to Rent, ICO's, Must keep Pets etc...now is your chance please come and buy them "Momentum Group" pay your Mortgage for next 25 / 35 years and all other costs. Then you can moan to the Lender, Who is not going to have your stupid nonsense, so get on with it.
From:
Michael Foley
14 April 2021 13:46 PM
A bit like my car for ELEZ London it’s will not be Compliant in October, which has a Euro 5c engine. However, it produces less harmful emissions than Euro 6e engines which are Compliant but I will have to pay the daily Charge and they won’t.
From:
Michael Foley
13 April 2021 14:55 PM
This is a different market and Benefit Tenants are not part of the equation. The Tenant will have a very highly paid job, other income or already wealthy. The Landlord can take a bigger than 5 weeks Deposit as it’s over £50k per annum.
From:
Michael Foley
13 April 2021 11:34 AM
Very nice Property in Oxfordshire with plenty of outside space to exercise and accommodation pets, not like Flats sometimes with no outside space in high density areas in Towns & City's.
From:
Michael Foley
13 April 2021 10:46 AM
It is the costs another monthly out going to add to his debts. Also many improvements very difficult to achieve when occupants are in situ. I don’t like gift rapping my property on the outside, cladding over my beautiful timeless yellow stock Bricks.
From:
Michael Foley
13 April 2021 10:24 AM
So if they want affordable rent it’s very easy to achieve, just reverse the cause. Scrap The John Prescott 2004 Act that doubled the cost to supply rental and on going. Mr Sadiq Khan if he needs something to cap he can cap & reverse the unfair Council Tax hike this year that he is a big beneficiary of for him to waste, (in Brent this year 5.9% increase).
From:
Michael Foley
13 April 2021 09:34 AM
They are not bothered about energy efficiency it’s only carving out a another lucrative money spinner for themselves. I had a bad experience with The Mortgage Works (ruthless) subsidiary of Nation Wide who gives support to Shelter.
From:
Michael Foley
13 April 2021 09:04 AM
LL’s out in the Shires take note you have had a long warning you can’t be immune and I would love to be wrong. Government currently building their way out of a hole to keep the economy going with Multi story Blocks of Flats whether required or not and concentration on nothing else, incl’ making existing Industrial & Commercial Units Residential. Any ideas where employment is going to come from when all this Building works stops ?, if the work was much slower & spread over many years it would be more sustainable but you simply can’t have an economy based on Housing alone.
From:
Michael Foley
10 April 2021 13:11 PM
The thinking that rents will rocket is wishful thinking. We can’t even get what we are owed and with many arrears, where is the money going to come from with huge job losses, if you want to include London in the equation take in account Property Purchase price is at least triple, so £ for £ investors in other parts of UK are far better off and not hounded from morning till night.
From:
Michael Foley
09 April 2021 17:46 PM
So they decide that every household should have a Gas Safety Certificate. This is after they decided we shouldn’t have Gas and switch to alternative sources.
From:
Michael Foley
09 April 2021 17:30 PM
English LL, are you taken in as well with Media hype. No shortage of housing in London so he proposes to Build another 50k homes by end of 2021 has he got his trowel ready he must be a great man. There is a glut of Housing in London so your answer is Built more. I won’t be voting for anyone as crazy as that. Sadiq is going to walk it with this nonsense going around. There is No opposition Shaun Bailey too far behind, now you are proposing to take even more votes from him by promoting another lame duck splitting the vote even more, too many Candidates / no hopers and each vote for any of those puts Khan further ahead.
From:
Michael Foley
09 April 2021 16:26 PM
Andrew regarding access to read gas meter, if it’s a HMO you have the right to access the common parts. Which would give access to the gas meter if located internally.
From:
Michael Foley
09 April 2021 11:37 AM
Going off on a of a tangent Robert, the Council tax is so unfair. My wife & I pay full c/tax on our own, (£50 per week). Others on same road some with at least 8 adult occupants only pay the same, is that fair?. Many of those are getting State help money while we never drew a penny in our lives but always pay thousands in taxes, (20 million draw Benefit of some kind). The Poll tax would have been fair but the one’s contribute least wouldn’t pay but protest. There is bed room tax in many HMO’s, Sometimes Council require extra facilities like cooking & washing which may be better for Tenant but if behind a closed door the Valuation Dept’ comes & stick a c/tax band on it, (possibly £1100.00 pa) making the room too expensive and still charge you full C/tax on rest of the property. This is not a proper or fair tax in fact it couldn’t be more unfair, just add further insult this year increased by 5.9%, hundreds of this goes to the Mayor who despised us.
From:
Michael Foley
09 April 2021 01:49 AM
I believed every LL will have already tried to get a settlement with the Tenants. Involving a third party can oly be to see how much they can knock the LL even further, certainly the Tenant is not going to be obliged to pay more, just more cost & time wasting like the interference with Deposit Schemes making Deposits not worth having only a bigger liability than no Deposits to put money in third party Bank Accounts
From:
Michael Foley
08 April 2021 14:46 PM
Yes LL’s should heed warnings if given a real chance but not like the one we read about last week, when Council served improvement notice on LL to fix fire Alarms then came back 2 days later to serve prohibition notice making sure he didn’t have the opportunity to get it done. The Tenants got what they wanted / re-housed by Council as a thank you for keeping the place in a mess. Fines don’t improve property just makes owners hate Authorities even more, if the powers that be knew anything about business or getting the best out of people it’s not by knocking them, try encouragement instead of penalty.
From:
Michael Foley
08 April 2021 14:08 PM
All my Rents are lower than they were and I was never getting top dollar anyway, so why keep on about Rent rises can they limit the falls while adding costs all the time.
From:
Michael Foley
08 April 2021 09:54 AM
Well they say LL’s may sell up that is the 17 strong Agency but this is exactly what the Government wants, plain enough to see after all they have done to Bankrupt us. Another big pay day for them when we sell and the Big Boys waiting in the wings ready to take over with their Multi-Storey Blocks of Flats already Built that they can’t sell.
From:
Michael Foley
08 April 2021 08:36 AM
Madeleine, what a blog or novel even well delivered the heart wrenching honestly of this person. I am so sorry for your plight and the situation you find yourself in through no fault of your own. There is not many things worse that loosing your job that your whole life revolves around least of all at those difficult times. Take some comfort from being a renter and not lumbered with a big Mortgage around your neck especially with the uncertain job market, we don’t know what the future holds, not looking good to me but wish you well and hope things take a turn for the better soon.
From:
Michael Foley
08 April 2021 04:42 AM
We are too scared to tell the truth those days.
From:
Michael Foley
07 April 2021 17:18 PM
Decorating is a sore issue if you have the whole place done before they move in. They will take it first then after they move in, will want to Change the colour especially if from Eastern Europe, they will paint the Town Grey inside & out but I’ll forgive them for that otherwise they are a good culture & great Tenants. I still content there are loads too many Flats in London and wished LL would stop been taking-in by Media Hype.
From:
Michael Foley
07 April 2021 16:35 PM
The Lenders are a wash with cheap money and can make a killing on the back of this. Its not that they are worried about Homing first time buyers, its more about finding a Home for 10 Billion £'s in 2021.
From:
Michael Foley
07 April 2021 13:33 PM
Gosh and I thought we had tough penalties already anytime Council wants extra few Bob fine the LL 10/ 20/40 or 80k. We have De-Regulations Act, Licensing Schemes, Deposit Schemes, Banning Orders. Confiscation Orders. Rent Re-Payment Orders, Criminalisation Act, Section 21 undermined & nobbled going, Dogs coming. My goodness and now they are talking about getting tough with us. So what do you call what they have being doing.
From:
Michael Foley
07 April 2021 11:58 AM
Robert add they don’t need Licensing huge cost for LL to rent out to them, also excluded. Why does he say Deposits gone up £11k in a year does he think the public are morans, is it not him & lenders like the Halifax that has done this, or is he complaining about himself.
From:
Michael Foley
07 April 2021 09:47 AM
They Authorities lumbered huge costs on renting the root cause of high rent. Then have the cheek to talk about unaffordable rent. Remove the C/tax portion from Mayor. Remove Licensing Schemes that’s costing a fortune funded solely by LL & Tenant if Council wants those schemes then they should pay for them. The LL has to pay for huge material & Labour costs associated with those Schemes without paying £1300. Council Application fee + all the Certificates he is required to have, don’t ever think 5 years is a long time because it’s not. I have redone all at least twice some 3 times & one will be fourth time (2006/11/16 &21), while some LL were never required to do any, what a burden jut add arrears. Go on then put a Fools Cap on it.
From:
Michael Foley
07 April 2021 09:14 AM
I have had some Tenants with pets un-officially, I had some experiences, a grey area which leaves LL with some control. However, make it Official leaving LL powerless to act & no control left and we seen how that works regarding other matters. I think you might well have more space and a chance for dog to exercise In Norfolk than London, in any case the interference should stop.
From:
Michael Foley
07 April 2021 08:34 AM
Sadiq Khan Mr Mayor seems to me to take hundreds of pounds from each C/tax property pa, looks like 1/5th to me, whether it’s the LL paying or the Tenant it’s a huge cost putting pressure on Renting. Mayor election next month you have your chance & he is only in Office by default for last year as Election wasn’t held because of Corona.
From:
Michael Foley
07 April 2021 08:06 AM
Hi Terry yes Tenancy Agreements are Confidential between the Tenants, the Authorities and you.
From:
Michael Foley
05 April 2021 21:35 PM
It seems the Councils are in Competition for Record fines, this one £48k a Record for this Council. I seem to remember a one in January a Record for Reading Council £66k.
From:
Michael Foley
02 April 2021 15:26 PM
So they can afford the Rent now they can afford to keep Pets and Pet Insurance. No problem for Mr Rosindell M.P. as all MP’s are on minimum £80k plus pa and the problems he creates are not his
From:
Michael Foley
01 April 2021 17:57 PM
Hi Fery’s my friend you are a LL 1989 so you joined in the frey like all the others after the 1988 Act / Section 21. That I and hand full of others campaigned for 10 years prior. I say a handful because there was not many of us, relentlessly lobbying our M P’s & Ministers. Following the 1988 Act you were all eager to jump in when the hard work was done & Section 21 handed to you on a plate or none of you would be LL’s, now its going to be taken away you do nothing but sit on your hindquarters and talk because you don’t know the difference as you weren’t there before so you don’t appreciate what we went through prior to 1988, M Foley LL since 1978.
From:
Michael Foley
01 April 2021 15:38 PM
Thank you Sir. I can’t help thinking who the Cowboys are.
From:
Michael Foley
01 April 2021 12:48 PM
Sorry I don't agree with this completely at all probably another miscarriage of justice ? if we have any Justice anymore from what I seen with the traffic money boxes in London. I think the Tenants are as much to blame as the LL' here, the fine should be halved and the Tenants fined the other £24k. The Council says they made Regular inspections, the Article gives the impression it was like years when in fact it was over a 4 month period so why not simply say how many visits they made, economic truth. OK LL should have Supplied them with a Tenancy agreement. Should have had Gas Certificate. Should have had working Fire Detection system, However they didn't say if it had been interfered with. Obstruction of Fire Escape that will be the Tenants clutter. Broken Bannister who broke it did LL come in & break it. About the lighting on the Stairs was it natural light or artificial if so who paid for leci, trip hazard might be stair Carpet coming loose from misuse (assumed). Provide clean a home were the Tenants reared ? we don't run a Nursery. Woefully Hygiene conditions, they were living like pigs so say its LL's fault & Council backs them up. We are being fed half a story again by the beneficiaries of Court Proceedings. Final comment the same for all local Authorities through out the Land, sending a clear message to all LL's ? we'll never be classed as anything else other than Rogues LL's. How is LL supposed to carry out improvements when it full of filthy people & their clutter ?.
From:
Michael Foley
01 April 2021 10:56 AM
Yes only us picked on for everything, it doesn’t apply to other half of the Community. London getting closed down people moving out because of it, 20 mph, Camera extortion racket, wooden boxes placed in the road with 4m gap in middle for you to pass through, doesn’t say no entry. I stopped & looked first & concluded it was ok to pass but no £130. fine, thank you & me going there 50 years. I understand this Camera alone has taken £60k in just weeks its entrapment. Regarding emissions they are making it worse in L’don a ring of Pollution around London’s North Circular Road. The Economy is getting destroyed by people that do know. My Mom’ rip god bless her even told me 60 years ago that I couldn’t live on Fresh Air.
From:
Michael Foley
30 March 2021 10:11 AM
Although for me to ask Tenants why they haven’t paid is pointless. I have so much arrears, it’s primarily because they haven’t got it or don’t want to pay when they know my hands are tied
From:
Michael Foley
30 March 2021 07:44 AM
CAB say 500’000 Tenant in arrears which is a high figure, they forgot to tell us how many private LL’s this equates to but say 150’000 Private LL’s are left rent short apparently which are the only ones affected really, the Tenants are protected, the Bank’s are protected so the only one to loose is the private LL who carries all the risk & that no one gives a Sugar about.
From:
Michael Foley
29 March 2021 17:43 PM
Citizens Advice didn’t say how many private LL’s they helped out of all those thousands so looks like nil, are we not Citizens. There are many Sophie’s scenarios no mention of the Child’s Father and what’s contribution he makes if any or did his responsibility end after having sex and become tax payers problem like millions of others then complain to Council & CAB why they can’t have everything. The CAB Charity helped 16’530 people well done just wondered how they done that or was it with the mouth, oh that was easy try the real World. Tenants worried about Evictions and LL’s worried to and for both because of arrears for most part caused by Gov’ interference telling them they can be evicted so can’t be put out so if you don’t pay it’s fine, this is one of the main causes of arrears, suits Gov’ part of plan to destroy us for Big Boys to take over. I am sceptical about the usual story about Heating & Hot water problem, easy to interfere with modern Boilers now common excuse for Tenants in Court cases, this is old chestnut .
From:
Michael Foley
29 March 2021 10:39 AM
Shoot the messenger .
From:
Michael Foley
28 March 2021 16:39 PM
Acid Managers indeed maybe Acid strippers more like. I wouldn’t say low risk Investment at all, anyone with significant borrowings are up against it for sure. Then we have all the Regulatory Requirements even the Additional Licensing Scheme in Harrow if it applies to you Application Fee alone is £1310.00 could be small Flat c/tax £1680. For my one bed Flat. All the up dating possibly for EPC’s, E,C,I,R not including other material changes & labour costs nothing left on the bone. Big Property price drop to come inevitable, millions of jobs gone not coming back, thousands of Businesses closed for ever, millions on Benefits, Building thousands of high rise Flats clearly not required, a million Tenants gone back to their home land. Where are the taxes going to come from ? we were the last resort, now getting to the bottom of the barrel with us too. Come on now no magic money trees we are all adults.
From:
Michael Foley
28 March 2021 12:31 PM
We have a new maintenance system if Boiler breaks down, you need a new Boiler mate, maybe just as well they don’t know by to fix and know a new one will work. I had a house ‘D’ EPC & advice to do cavity Walls, new condensing boiler, thermostatic valves all low energy bulbs, double glazing, increase loft Insulation, done all that a different assessor comes tells me he will emailing it to me and did, guess what another’D’.
From:
Michael Foley
27 March 2021 10:25 AM
No Heating or Hot water this may simply mean the Boiled is broken down if he had one. No working Toilet does this mean they Blocked the Toilet. There was 2 separate Family’s involved on 2 different occasions both would appear to be re-housed by Council. This trick is working well the Families & the Council both Benefit from it. The Tenants get re-housed & Council gets the easy money. It cost LL £7.5k excl’ any of his costs, not condoning the LL actions or condition of his property because I don’t know. LL pleaded guilty this is the Noam if he didn’t want the fine doubled normal. What happens to the money ?, other cases Council gets 37.5%, Court gets 12.5%, Gov’ gets 50%, any more questions. are the Convictions safe, is there a vested interest here in these types of cases ?.
From:
Michael Foley
27 March 2021 02:32 AM
This Big issue guy don't know what he is talking about, Private LL'a are nearly always cheaper that Corporate Companies usually with Blocks of Flats and they get discounts for many things when they have a number of Flats incl' HM0's if indeed required. I see in Harrow in recent years a Company with such a Block charging £1700. pm for 2 Bed flats originally designed to be offices with big glass windows, you can see them in bed as you drive by, you might have heard of beds in sheds but not of Beds in Windows. Many 2 Bed Flats in the area are let by Private LL's for £1150. to £1350 pm. We do always fix / replace Boilers and locks straight away at our own cost this allegation is not true. I agree with Big issue the Big Companies have more money / better resourced have all the tax advantages and Government hand outs, hence they want 3 year leases they won't have any short falls Government will look after them. I don't buy Big issue anymore its only rubbish and sellers standing outside Tube Stations in Winter in freezing cold just to given half the money to the fat proprietors. Now we can add Big issue, to the list getting longer every day & also might as well add ITV News if you have seen it lately.
From:
Michael Foley
26 March 2021 09:45 AM
Dear Daddy how right you are an expensive con. I have a other Boiler broken down it won’t be 3 years until July. Engineer came done his checks & it’s the fan common problem with this model they say. Fan is a special and comes as a unit £400. Plus Engineer Bill it’s not worth that and I have no confidence left in it now, so it’s for high jump more scrap I thought we were trying to save the Planet, anyway no worries for Gov’ another £200. Vat.
From:
Michael Foley
25 March 2021 14:32 PM
I have 5 ‘C’ rest are all ‘D’ except one is an ‘E’ but for some reason other similar houses in the road have ‘D’ are we not suffering enough trying to keep the show on the road without every outsider lining up to have a pot at us with no input or cost whatsoever themselves. Good day
From:
Michael Foley
25 March 2021 08:37 AM
I have thrown one Potterton / Baxi heat only 5 years, although most are Vaillant among the most expensive but that’s only part of the story repeated call outs, now this morning messages 2 more with problems, it’s LL’s nightmare never ever used to be like this, this is not efficiently or economic.
From:
Michael Foley
25 March 2021 08:20 AM
New Boilers disaster, so expensive, so unreliable, spares cost a fortune, Gas Engineers don’t work cheap, Technology worst thing ever happened , old Boilers hardly ever Broke down, fleets of Service Vans on the road trying to keep them going and make more traffic & pollution. We didn’t have all those over the Regulations or Digital Academics without Technology they are just inventing soft living for themselves, even the Census was a farce have the population weren’t able to do it or put down anything to go shut of it. Keep on you will crash everything go sure.
From:
Michael Foley
24 March 2021 22:17 PM
Probably not having contents insured for LL or Tenant unless you are that claims culture. I used have on my own house some years back but when I did have cause to claim a couple of times, the forms were so onerous they went in the bin & claims never made, pointless did I not have enough stress already.
From:
Michael Foley
23 March 2021 17:40 PM
What do the Regulators expect when they are the sole cause of the problem. They have excluded the LL from the Property making sure he cannot know what’s going on. Then fine the LL’s for breaches of Management Regulations that they made sure of to leave him with no instrument to effectively deal with any issues. This used never ever happen before their interference, congratulations.
From:
Michael Foley
23 March 2021 11:35 AM
I think they could be long leaseholders say 999 years that would also mean no ground rent. I suppose you can’t only have one Freeholder for Block of Flats, I extended one cost £14k for nothing really, service charge is bad enough. I think you on Andrew is unnecessary when we are presented with documents to sign always terms and conditions, no choice really either sign or not or you can’t proceed & walk away.
From:
Michael Foley
22 March 2021 16:13 PM
In Brent I see Council saying they are fully committed to levelling up. What they seem to mean is making the poor richer but they are richer already in Brent. Free housing, Benefits, Schools, Uniforms, School meals even at home, Children Allowance etc. That’s why 25’000 working age persons unemployed in Brent more joining every day. The others over age milking it as well for sure. So levelling up must mean screw the working tax payer more to give to them. We have a Labour MP re-elected 7 times how can he or Labour Party miss guaranteed 25k votes immediately, the problem now is there are too many unemployed voters. Levelling up, no one will want to do anything.
From:
Michael Foley
22 March 2021 12:41 PM
There is no excuse for not having the annual Gas Checks / Certificates etc. HMO’s didn’t improve much only the Councils Bank Balance. We could have been required to do all those things without a licensing Scheme, it’s just eating up the money that would otherwise be spent on improvements. I have to find another £12k this year to re-do this ponzi scheme. Perhaps this LL should have some East European Tenants that knows how to live, have pride in their home and keep the place spotless, probably decorate for free, most are a breath of fresh air.
From:
Michael Foley
22 March 2021 10:04 AM
Council going for more free gold, they have no intentions of earning their living.
From:
Michael Foley
22 March 2021 09:40 AM
Another week starting off another dig at LL's. Another Tenant Champion to add to Acorn, Generation Rent, Citizens advice & Shelter etc, (where's ours). Neighbors complain when it happens, they have to when Music & parties, shouting going on. The bit I don't like is when they keep making phone calls in the middle of the night making all sorts of allegations leaving messages but withhold their Name & Number. Council out in the night recording the noise, Police attending a number of times blame the LL his fault ? (no authority no control). What about all our Stress or Post Traumatic no mention he is oblivious to that I suppose we are not Human. The LL's are much more Authoritarian, extraordinary increase to control the terms under which people live ?. What Authority would that be ? we have completely no control by law having all LL's rights taken away, we can't even go there without their permission. So one particular Tenant has some medical issues unfortunately hardly any relevance to the industry over all.
From:
Michael Foley
22 March 2021 08:41 AM
I remember this from a TV program some years back. The case against dogs frightening.
From:
Michael Foley
20 March 2021 07:50 AM
Still can’t understand why they won’t allow us to do it, if you sell one and buy one the same value there is no gain and if you sold a more expensive property to buy a cheaper one then they could charge you c/gains on the difference as there would be a gain, what would be wrong with that ? Instead of stuck there no go for anyone.
From:
Michael Foley
19 March 2021 20:46 PM
Sorry about typo I’m up a ladder
From:
Michael Foley
19 March 2021 10:28 AM
Just leave it between LL and the Tenant to we out and stop all this interference.
From:
Michael Foley
19 March 2021 10:26 AM
Common sense unfortunately is not very common. James has a good point they probably won’t have to disclose, like currently when a Tenant applies for Benefit there is a Box to tic if you don’t want your LL to know that you are on Benefit, economical with the truth, withholding information & lies.
From:
Michael Foley
19 March 2021 10:11 AM
Add HMO’s this is a massive cost I am re-doing again, 7 falling due again for renewal this year, all licensed twice before at least some 3 times & one will be 4th time, only applies to halve the Renter LL’s ????, anyway c/gains tax examples are rubbish it will be hundreds of Thousands of £’s
From:
Michael Foley
19 March 2021 08:39 AM
Unbelievable Christopher Pincher thinking this way he don’t have to suffer the consequences the LL has to deal with. HM0’s in particular some individuals maybe 6 renting rooms in the house, there is more than enough conflict between them already. I have lost many Tenants this way when they fall out. Why make the problems worse, they are not all going to want pets another reason for a fight and are they going to keep the dog/ pets in their Rented Bedroom only....
From:
Michael Foley
19 March 2021 07:49 AM
John, I believe its the case as well I won't pretend to know about taxation but I done it some years back same scenario I had to pay the c/gains tax. I had a property a bit too far away as circumstances changed, roads got blocked off, making it difficult to run and manage etc. When you buy a property you are stuck with for ever. I simply wanted to sell that one buy similar price Property nearer to home, not possible financial viable because they take a big lump out of it creating a short fall for you on the new purchase that takes years to recover from. I never understood this, it stalls the market completely if it were allowed it would create Business for everyone, Estate Agents, Conveyancing, Solicitors, Land Registry, Stamp Duty for Government on both transactions for all, its costing you enough anyway to do the move without C/gains, so that's how silly the rules are they prefer to keep you stuck there glued to the ground and no Business for anyone, be very careful where you buy you'll be stuck with it.
From:
Michael Foley
18 March 2021 20:57 PM
Its amazing the Government moaning about paying Private LL £9 Billion pa, that figure is old and probably more anyway it a huge amount. As previously said by Richard Lambert the then CEO of NLA that the money is not a Subsidy for Private LL's but support for Benefit Tenants, that's clear enough the money is not spent for the LL's but for the Benefit of the Tenant, its not as if they are giving the LL the money for nothing, yet when the LL lets to working Tenants they complain like mad about discrimination, I don't know what gives them the right to think they should have priority.
From:
Michael Foley
18 March 2021 16:21 PM
Now James you hit the nail on the head for sure. Any Breach that involves the Tenant is a Civil Matter. Anything that involves the Landlord is Criminal Law Matter. We are all equal before the Law, not. Did you see any Kangaroo’s lately.
From:
Michael Foley
18 March 2021 13:09 PM
It seems I was only born to pay taxes, this tax planning is the bit I missed. I am envious of you but pleased for you at the same time, never understood why tax can’t be straight forward without jumping through hoops. We need to have an open mind about it as Gov’ have a nasty habit of moving the goal posts.
From:
Michael Foley
17 March 2021 23:13 PM
Its Simplification of tax Scheme for goodness sake, do you not understand if very simple they take all.
From:
Michael Foley
17 March 2021 10:46 AM
Very Little left unfortunately I am afraid. I know we'll all be Dead but we won't know that we are Dead, so what's all the hard work for ? we could be Retired and not care about anything but we do care. Looks like the people costing tax payer, £9 Billion in Housing Benefit got it right, the tip of the ice berg they are Kept, Fed, Clothed-ed, School Fees, Vouchers for food at home when not at school, Children Allowances, Nursery fees etc, and loved by Government. We are hated, despised, Criminalized & robbed, something big is going to happen this situation cannot continue to work indefinitely.
From:
Michael Foley
17 March 2021 10:21 AM
The Lettings Agents are now telling Landlords what to do. I thought we used to employ them.
From:
Michael Foley
17 March 2021 09:53 AM
£24'000.00 figure is a bad joke how many zero's are missing here, this is not research its clueless I am sorry to say. Hundreds of thousands and millions of Pounds are the true figures of this tax. Andrew dearest sooner or later you'll need to pass on all your tax paid lifetimes hard work to the family you reared, guess what it is likely they will take 40% / 45% Capital gains tax first, then take another 40% Inheritance Tax on the balance (remnants or Grave Yard Tax) at the Cemetery Gate.
From:
Michael Foley
17 March 2021 09:45 AM
It seems we have anarchy already it’s ridiculous, when Police tell you to move on you move on, not confront , kick off and cause a seen with your own agenda to get on TV. Then call for Commissioner to resign as if it was her fault, some people think they can do what they like.
From:
Michael Foley
17 March 2021 08:20 AM
Sorry I will leave that to you, I am not in that Circus, I am in the letting Circus.
From:
Michael Foley
16 March 2021 17:41 PM
Tenants are very good at it 12 months free.
From:
Michael Foley
16 March 2021 17:22 PM
Sorry there’s no shortage of housing, a glut in some areas, stop building high rise Flats. There’s just a shortage of people who want to pay. Social housing means free, why buy a cow when the milk is free.
From:
Michael Foley
16 March 2021 07:47 AM
Algarave, not saying the LL is always right, not saying the Tenants always right, not saying the Court is always right it just they have the power to do anything they like with you. The LL was powerless to act with regard to Anti-Social behavior or anything else, please tell me what he could have done he reported it to Council several times, Council could have taken action against the Tenants who were causing the problem never do. Regarding the Courts I don't know why you bother to mention that every LL that goes there has to plead guilty you must know that its well documented, or you can plead not guilty and the fine or sentence doubles immediately. All LL's rights have been removed so now prosecute his for not doing what he is not allowed to do.
From:
Michael Foley
15 March 2021 14:39 PM
I agree or the Court should throw out and fine the Tenants for anti-social behavior, also fined and prosecuted the Council for not doing their job when this was reported many times.
From:
Michael Foley
15 March 2021 11:44 AM
Yes Andy its clear Government wants less private LL and its happening big time by force, now far less private LL dropping rapidly. However this don't mean less rental property available this hasn't fallen just gobbled up by money rich big Companies & Portfolio LL with so many Regulatory and Taxation advantages, plus all the new built ones coming on line for Rental, (so less means more). London Councils must have a death wish with so many Treasonable Policy's to destroy the economy of the Capital, also extending ULEZ to perimeter North Circular Roads where Pollution is already among the highest in London, forcing more Traffic to use this road doubling Pollution for the thousands of Residence living along this route, concentrating Pollution Density along this route like a ring of Pollution around London, instead of dispersing the affects of Pollution more lightly in the atmosphere over all.
From:
Michael Foley
15 March 2021 11:08 AM
The LL wasn't doing the anti-social behavior and tried to stop it, once again the the occupants that caused the anti-social behavior did not get prosecuted, fine the powerless LL instead, probably another miscarriage of justice and possibly another case of using the LL as a lever to get housed by the Council. The LL was a bigger fool to house them he should have left them on the Street, let the Mortgage Company re-possess what difference to him, to a pensioner getting himself a Criminal Record for good measure before he dies.
From:
Michael Foley
15 March 2021 09:43 AM
High level Research indeed hardly needed to know that, 300'000 less letting properties came onto the market in 2020/21 why would that be news, when they can stay as long as they like pay or not.
From:
Michael Foley
15 March 2021 09:22 AM
About time some one sought Government Approval to clamp down on out of control Rogue Councils.
From:
Michael Foley
15 March 2021 09:12 AM
Its worth pointing out there was hardly any person over weight back then, not like I read other day 68% Obese some young persons can barely move, maybe I shouldn't say so but it true. The real problem with housing recently is smaller LL are being driven out deliberately by over the top onerous compliance designed for that purpose, its reaching the point where its not viable. The real reason they want us out is not what the Chancellor said, he said he wants all young renters to be property owners which is very noble of him if were true, what he really wants is our young renters (out tenants) is to buy the tens of thousands of Concrete Frame High Rise tin clad over priced unsuitable Flats (already built in London & everywhere else) to achieve this he gives them free loans, incentives and SDLT exemption, virtually no Deposit, for now to rope them in, then pay for a lifetime (life sentence) Mortgage 35 years now some doing 40 years but not to look after their best interest, its the opposite its because he wants them to buy the properties to make billions for his friends the Big Developers, also can you not see so many major Organisations, Insurance Companies, a host of Big Co's, Institutions investing now and not least Lloyds Bank going to be a major player providing Flats to Rent, even buying a rafts of New Flats in several Towns for letting, excuse me didn't they say Private Buy 2 Let LL's were buying up the properties preventing young from from getting on property ladder, so now when its the Big Boys doing the same thing, its quite acceptable and what the Country needs they take us / the Public and young buyers for right mugs.
From:
Michael Foley
13 March 2021 20:45 PM
David, my friend would you like to have someone else in charge of your money or your property that you own, to be in control of it and do what they like with it ? in that case why would you do anything even go work. Yes David I was a model Tenant always paid my way always got my Deposit back didn't expect to get 3 times my deposit back or want free renting, yes its been a while since renting guess what no one gave me rights to their property, grants or freebies. I had to work hard and save every penny I could and still couldn't find what I considered value for money so I bought a Plot in Ealing in 1972 and built the house by my own hand, with no help from anyone, Dad RIP so no Mam & Dad piggy Bank, no Google to ask a question, no electric on site, cordless not invented, try it some time see how you get on, incidentally I still have the House and don't feel like giving it away or full control of it to some one just because they think they should have it. Renting was a bit different then, no Bathroom, Public Baths, outside Toilet, no Electric sockets, no TV, no Central heating, no 2 months Notice, no 6 months notice, no Benefit system pay for you, no question not pay won't pay, your Suit- Case waiting outside the door for you no messing. When you have worked for 58 years mostly 7 days a week, pay taxes through the nose and now clobber more than ever, then you can tell me how hard done by you all are or alternatively try grab other peoples property for nothing. Sorry to disappoint you I am now a model LL.
From:
Michael Foley
13 March 2021 19:24 PM
Why then is Tenant free to leave anytime he likes, have full control of a property that not not belong to him, that cost then owner hundreds of thousands to purchase, cause him so much stress by an injustice Law and probably a life times work gone into it, no wonder people have lost respect for bad laws. We know we are being totally wronged so it doesn’t matter a carrot anymore what they do, carry on enjoy the worst Recession ever, it was bad enough already without making it happen by Statute. I think I will do a Pierce Morgan good bye it was nice knowing you all.
From:
Michael Foley
12 March 2021 12:43 PM
Why didn’t she pay the first fine. Why did she let she sublet the owners Property. Why didn’t the owner have the required License. Nothing new here tens of thousands of Property sublet like this under the guise of Rent 2 Rent its rampant and well the Council’s know this. What’s not ever mentioned is there was never ever any subletting until Regulators got involved & removed LL’s rights, excluded him from the Property, now turn around and fine him for what they created.
From:
Michael Foley
12 March 2021 11:15 AM
This is disgraceful why should it be the business of the Tenant or anyone else whether the owner wants to move back in, or sell, leave idle, renovate or anything else. This is his Property bought by him, not by the Tenant or the Court. He didn’t need their permission when he brought the Property or have any financial support from them. Why then should he need their permission now, How can they acquire all those rights over another persons Property it’s insane. I note the Lenders have no such Problem when it’s their money. When it’s the Landlord’s money it’s fine to stitch him-up, are we not all equal before the Law.
From:
Michael Foley
12 March 2021 09:52 AM
Many LL’s on here from time to time seems to think they’ll get the arrears but generally no. I have had all that over the years when arrears get too high they usually leave, if you didn’t get paid while they were living there you are certainly not going to get it when they are gone. So now just add the backing of Gov’, Courts, Council’s ,Shelter and the others putting the knife-in, we are powerless.
From:
Michael Foley
12 March 2021 09:30 AM
Yes looks like we are being treated very well ?. Loads of arrears 6 months notice minimum, another 6 months or more to get to Court, in the meantime possibly supply the accommodation for free & no redress. Only Court or Tenant can end the Tenancy, LL can’t without Court Order. Tenant can up sticks and walk off at anytime they like no Court required, now getting rid of S,21 to rub salt into the wounds. So this is what Student Leader calls treating LL’s far better than the Tenant.
From:
Michael Foley
12 March 2021 09:00 AM
Shelter nearly got it right except for one fact they got the wrong way around, its the Landlords that are frightened and the weight of the Law stacked against them,
From:
Michael Foley
11 March 2021 10:53 AM
Sorry James but the Court knows what is going on she wants to be on the Council like hundreds of thousands of others on there already and if she gets Court Order straight to Civic Center to get Housed. The real reason the Council and others want rid of Section 21 but pretend its is the LL to blame.
From:
Michael Foley
10 March 2021 17:05 PM
I wished I had your confidence, the stuffing has been knocked out of us, with unfair rules & red taps. Add Congestion Charge, ULEZ £27.50 pd for a Car increasing, bigger vehicles more, diesel Vehicles more, Parking more, Council Tax more, Traffic Creating Schemes more, Scores Timber Boxes placed in the roads way to Create obstructions, penalties Charges for Council and no other reason. Road humps too high to rip the under carriage off your Car, Electric Cars coming with lower ground clearance not a hope of clearing them, 20mph on every road enough to drive anyone mad, I know a guy that was done for speeding at 24mph, the man with the red flag will be coming back.
From:
Michael Foley
10 March 2021 14:47 PM
Sorry Bill I don't want to be misunderstood I was not having a go at you.
From:
Michael Foley
10 March 2021 13:42 PM
Bill, dearest they also said 50% of the Homes in Oxford are Privately Rented, so if 6'200 of the 30'500 privately Rented Homes could have serious hazards. Right please tell me how many of the other 30'500 Homes in Oxford have serious hazards, or do they just conveniently count one half, do me a favor.
From:
Michael Foley
10 March 2021 11:57 AM
So we have Shelter, Generation rent, Acorn and now also 38 degrees has joined in the Anti-LL Campaigns. Acorn says get rid of worst LL's, never mentioned worst Tenants. Oxford City Council have Investigated over 4'000 complaints about Anti-Social behavior in Private Rented Property, sorry not the Landlord doing this ? how is Licensing going to help this ? they are targeting the wrong people the only difference the License will make is to fine the LL for what the Tenants are doing, just like they are currently doing with the LL's that are already Licensed.
From:
Michael Foley
10 March 2021 11:03 AM
What I think is very strange is the 2.5m Private LL's in the Country and only a couple of dozen making the point of view known on here, where are you come out of your box, stand up and be counted, one fellow LL tried to get a petition going regarding S,21 and the response was dismal probably less than a hundred, now listen up here 38 Degrees internet portal have joined the Anti-private Landlord brigade looking for 100k signatures required to table a Question in Parliament and possibly get it, or course that's all they do full time, (funded by chip-in public) is protest about everything its very popular, far easier than providing the accommodation. Why have we no funding vehicle ???....
From:
Michael Foley
09 March 2021 20:57 PM
Well I think keep it short like the 5 pages of Oyez 20 Agreement, not the 68 pages DCLG nightmare, but which covers all the main issues & legal points required for letting on AST, some people writes pages but doesn't help anyone really, whats on Statute is set in stone and can't be changed and any fiddling around could make it null & void, especially if you have to go to Court it might be frowned upon.
From:
Michael Foley
09 March 2021 20:37 PM
Are you sure her name is not Stubborn.
From:
Michael Foley
09 March 2021 16:48 PM
It strange as it seems to be yet again Private LL are being picked on. We are aware of significance of health & safety and it should be mentioned that tens of thousands of Properties that are Licensed had to do this already as part of requirements to get the License and should be exempt also mold & mildew could be now be listed as exempt, thanks to Corona the Asians had to open the windows. However it seems the ones that should be doing this are exempt, Principle Private residence, Council Tenanted, LL properties let to families on Benefit, Housing Associations, Lodger LL's etc'
From:
Michael Foley
09 March 2021 14:33 PM
I agree not everyone wants to buy a property or not just yet anyhow they usually don't want that until they are ready and want to settle down. I was a Tenant myself for nine years and rented in various Towns around the UK so I know how it works. There are certain other advantages to renting as above mentioned plus others like the previous Crashes when Property values collapsed over night LL loosing £50k / £100k at the drop of a hat and many getting re-possessed even loosing their own Home the Tenant has nothing to loose unless he thinks he owns the LL Property, seems more likely every day.
From:
Michael Foley
09 March 2021 10:48 AM
The 46 pages so called Model tenancy Agreement around for years, was a disaster and therefore not taken up I tried with the best will in the World but couldn't hack it, so now their solution is come along with 68 pages of crap.
From:
Michael Foley
09 March 2021 10:26 AM
Just as well then it was the Lender that was Defending the Court Case not the LL, anyway common sense outcome.
From:
Michael Foley
09 March 2021 10:19 AM
Any good to you ?
From:
Michael Foley
08 March 2021 16:54 PM
Its not just Pets its everything they can dream up to destroy us. Section 21 is being withdrawn to save the Councils from having to house false Tenants but too cowardly to come out and say it, blame the LL instead its easier and popular. Why is no one asking why Section 21 was introduced in the 1988 Act, because it was almost impossible to find somewhere to Rent at that time due to draconian Laws like the ones being re-introduced now
From:
Michael Foley
08 March 2021 10:09 AM
Stop all this nonsense by HHRS, Councils, Licensing, penalties, fines, Criminalizing LL's, the answer is very simple just give LL's back control of his Property and allow him/her to visit in reasonable daylight hours and not keep him/her on tender hooks to scared to go to the Property in case of upsetting the Tenants or they might complain to Council about Harassment. No Control no Authority, more coming force LL's to have Pets, next we will be fined for the damage they do.
From:
Michael Foley
08 March 2021 09:55 AM
So sorry Lia, not a nice situation to be in through no fault of your own, it so unfair after financing the letting just to put a roof over other peoples heads and now find you are being taken advantage of, it makes me far less sympathetic towards the homeless. The Councils and Government anti-Private LL laws have a lot to answer for.
From:
Michael Foley
06 March 2021 16:56 PM
I agree with Mr Rigsby.
From:
Michael Foley
06 March 2021 09:48 AM
Maybe they can teach them simple things like leave the bath clean for next person, don't pour grease down the sink, don't put wet-wipes down the toilet, clean the fluff from drier and filter before it catches fire, don't put hot pans directly on the work tops, notice if hinge screws in cupboard doors are coming loose, don't put hot electric iron on floor carpet or curling thongs, don't put domestic waste in recycling bin, put food waste in small bin which is for that purpose, don't ring the Council to tell them the LL didn't take your rubbish from back garden, don't go out all day leaving your dog to eat the furniture, don't leave your cat scratch away the sofa & every bed base, don't change the thumb screw euro locks that the LL was required to install, don't put extra beds in any room, don't sleep your friends in the living room, don't remove the notice board, don't cover Fire alarms, don't pull them from the ceiling or remove batteries, don't fill the attic with your discarded items & put your foot through the ceiling again, don't sub-let the property, don't over crowd the property, don't wedge all fire doors open, don't play loud music in the middle of the night to get LL fined, don't bypass the meters, don't grow cannabis, don't put a no 12 screw across the the fuse box to use your welder,, Tell me something I have not seen.
From:
Michael Foley
05 March 2021 19:08 PM
They want us out so badly its crystal clear that's why we are bullied so much, the big boys want our business disgraceful behavior by Banks. My last statement informed me my Deposit rate was being cut from 0.06% to 0.03% yet the charge several percent on loans, on credit Cards it could be 19.9% or maybe 29.9% or any figure the choose. Now they want to muscle in on their Customers Business why not the have our money for nothing, it a conflict of interest, while LL's pay for expensive Loans, will now be in direct competition with us and have all the Government reliefs / tax breaks, its a conspiracy we now have several major Company's & Institutions taken over.
From:
Michael Foley
05 March 2021 18:28 PM
Although EPC's first introduced in 2008 (13 years) I always complied but never ask by the Tenant about this, more interested in the Proximity, Condition, Rent & size or outsize space. This was introduced following on from 2007 nonsense "Home Information Packs" where by you were supposed to tell the prospective Buyer everything that wrong with your property, putting the Seller at risk, had to be scrapped it was collapsing the economy.
From:
Michael Foley
05 March 2021 13:08 PM
So 15% of Appliances were faulty which I very much doubt more needs to be added to missus or carelessness. Also 85% were not faulty and due to other causes, all new appliances are certified to comply with all the Regulations, they are made as good as they can make them. LANDLORD ALERT why is this the heading or what point are they insinuating because this refers to all properties including Home owners not just the ones that's Rented
From:
Michael Foley
05 March 2021 10:59 AM
Tenants demand Eco improvements, this article is rubbish they don't know what they are talking about. I don't believe EPC's can't be 10 years out of date, I have renewed original one's already as any other long term LL did after 10 years, any new LL that bought since will have got his EPC with the purchase. How can the Claim we didn't make any improvements I have replaced 4 Vaillant Boilers & controls, all Cavity Walls done, All Lofts 8" or 12"insulation, All double Glazing done, low Energy Bulbs like everyone else. Why didn't they ask 51 of my Tenants. Maybe head-line should read LL's should Demand Rent, (free Renting a great idea try Shelter the have £60m to play with).
From:
Michael Foley
05 March 2021 09:48 AM
We are already the highest payers of Capital gains Tax @ 28% while others pay 18% or 10% we have been singled out by George Osborne but don't hold your breath 23rd of March some more things happening about tax. They have made sure nothing is viable anymore they sting us all the way through then on disposal 28% of the gain not finished yet then 40% on the balance + 40% or original purchase with IHT, can someone enlighten me.
From:
Michael Foley
04 March 2021 19:29 PM
Didn't think much of the Budget not much could have been done when you already dug the hole. It was another Billionaires Budget focusing on endless tax reliefs for Plant & Machinery to abolish more jobs that's what Plant and Machinery does, every day we are hearing about job losses and he talks about creating jobs square that with 130% relief on Machinery.
From:
Michael Foley
04 March 2021 10:38 AM
What is the point talking now too late the Economy mismanaged by Children, last year when he gave Furlough Grants to 750 thousands Firms, they all grabbed it many didn't need it some like Tesco, Asda, Aldi etc gave back hundreds of millions with embarrassment. The other laughed all the way to the Bank big & small it was milked. When all Chancellor need to say was its a loan not a grant millions would not have applied in the first place, Billions saved instantly. The rest is History now we have the biggest tax burden ahead of us for years to come Congratulations, (Children in Charge).
From:
Michael Foley
04 March 2021 10:29 AM
Material Costs & labour is so expensive those days, then the land and thousands of pounds Council Fee as a one off doesn't work i think. All this interference and manipulating the Market is not good, say those young people that are enticed and given financial advantage to buy those over priced Flats, then if they want to sell and unlikely any Capital growth in this climate, the next buyer will be buying a secondhand home that most likely has not gone up in value (even down) the next buyer will have to find the extra thousands of £'s Stamp Duty for the purchase, so he will have to knock the seller hence he is not getting his money back, you can apply same for to BTL.
From:
Michael Foley
03 March 2021 18:46 PM
I don't agree with 3rd party Mediation, we as LL have been doing it for years, do they not think we didn't always try to resolve issues with the Tenant first, its only as the very last resort LL's goes to down the legal route. The Council have to poke their nose in again making Mediation impossible when the Tenant sees Council on his side its not happening, can those people not do a real job and earn their living.
From:
Michael Foley
03 March 2021 18:18 PM
I keep hearing about Stamp Duty Holiday but there is no such thing for LL's and never was its the biggest con ever, just because George Osborne doubled it, say if you were buying a property before that as example £500k property (probably a Flat in Acton certainly not a house) you were paying £15'000.00 stamp duty already a significant amount, then Osborne doubled it £30'000.00 Stamp Duty then Rishi comes comes along and halves it temporary, there you go magic you made a massive savings of £15'000'00 who on earth are they kidding, why don't they just grow up. £30'000.00 SDLT non starter for BTL Flat, add you Deposit all the other charges, monthly repayments, maybe Section 24 for individual LL, rent not guaranteed, vacant periods, possibly Licensing encumbrances & requirements of every recent kind, where is the beef.
From:
Michael Foley
03 March 2021 16:30 PM
You are lucky must be in other regions, not in South East.
From:
Michael Foley
03 March 2021 16:04 PM
OK he is extending Stamp Duty Holiday £500k from 31st March to 30th June '21 then continuing at the reduced amount of £250k from 1st July until 30th September '21. He must have forgotten about the Capital, what can yo but in London for £250k not very much even the one bed Flats are considerable more, should be higher threshold for London. I know you can get a House in other regions for £250. We'll have to wait until 23rd March to get hammered with Capital Gains he didn't want to spoil his day.
From:
Michael Foley
03 March 2021 15:28 PM
Haven't we got our own Bank, we are not tied to another Currency they used to print it, now no need just press the button on their own Computer.
From:
Michael Foley
03 March 2021 14:49 PM
Union tells Government don't hand money to millionaire LL's, surely they are mistaking do they mean Billionaires Developers.
From:
Michael Foley
03 March 2021 11:13 AM
There is no need for them to worry protesting about Luxury Flats all the normal ones will have the Luxury price tag that will keep you on bread & jam. As expected we have the Billionaires Budget today they must be looked after the Big Developer's they can't be left holding those tens of thousands of high rise concrete frame tin clad horrible carbuncle boxes jammed on top of each other, density does seem to count in Planning terms anymore. The economy totally mismanaged by Children running the Departments, extended Furlough another £135m pd, WHO PAYS. They can protest all they want we are sick of them. It was a sorry day for me to become a LL 43 years ago, what for to be abused & treated as a Criminal when I could have been retired years ago.
From:
Michael Foley
03 March 2021 09:48 AM
Well they have plenty to say, that's ok have your protest keep knocking Private LL's you are and will get what you deserve. Its laughable really they can't see whats happening everything they are on about to destroy Private LL's is to aid the Billionaire Builders to Build High Rise unwanted unsuitable Flats, rope-in as many young renters as possible to purchase those over priced Flats, now even give them the Deposit actually, 95% Mortgages and no Stamp Duty, saddling them with in many cases 35 year Mortgages / life sentence, later when they have family it will be unsuitable accommodation.
From:
Michael Foley
03 March 2021 09:26 AM
Fine don't know what you have up there those days Tetley Walker, Toby's or Brewery Dog but we need something to get our minds off this while we still have a bit of sanity left.
From:
Michael Foley
02 March 2021 19:46 PM
They must mean Private Landlords surely if the Tenants don't pay or in my case many have only paid half so its stacking up, some because of circumstances others because of Government interference they cannot lose their place. The long and short of it is if the Tenant pay or not they are still in-situ, there is no hardship there, if the LL did not get paid he is the victim with the financial burden and holes to block that's my logic. I think I will move to Norwich the big smoke is played out.
From:
Michael Foley
02 March 2021 19:22 PM
Hi Jo Jo that's brilliant so what you are saying is no LL should be receiving Public Funds so therefore not rent to the Council at all. I agree with you and no Tenant should be living off public funds either stop the lot. Steve, Rent money owed to the LL should be paid to the LL that why he rented out the property but this proposal looks like they want to means test the LL, to see how many he can house for free.
From:
Michael Foley
02 March 2021 11:37 AM
OK I wasn't considering to reward them, so we'll agree to differ, in the eyes of the law if you are a LL we are already Criminals, why else did they change what was always Civil Matters to Criminal it was just to class us as Criminals for being so stupid to put a roof over other people heads, off our own backs at no cost to the Government we deserve to be punished and Jailed. I know there is plenty of space in the Out Back, The Snowys and Mount Isa, we are not there but here. Maybe instead of Prison, ban them from benefit for x-number of years. They took control away from the LL's , banned him from the Property , then fine him for not being in Control, now you square that one, otherwise we would not be discussing those Cannabis Farms because the would not exist.
From:
Michael Foley
01 March 2021 15:31 PM
Hi David, my friend I am not saying there should't be any consequences but Prison is a last resort, there are too many in there already they are still human beings and often young people does silly things, who knows we don't all live in glass houses it could even be our own children, god forbid how many parents actually know what they are up to, even if they think they do. Last resort some other means to rectify and put them on the right path. There must be millions on dope in London you get a whip as they pass you by, the prisons wont be able hold them & full already. How would I feel well after all those years nothing will shock me now. Still I don't believe in an eye for an eye I am not going to lower myself its not in my make up.
From:
Michael Foley
01 March 2021 12:36 PM
I have seen several such Houses where this has happened in London even knew some of the owners, a huge amount of damage to the property, holes in walls, Ceilings, Chimney Breasts for ventilation systems, electric bypasses as standard, certainly some highly technical expertise back up to carry out all this wiring, not ordinary Joe. Why does Police nearly always smash the Door & Frame as well that's adding another cost to a bad situation. I don't like to see anyone going to prison only as last resort, its more cost for tax payer and they'll come out worse than they went-in.
From:
Michael Foley
01 March 2021 11:59 AM
This damage is caused by Regulators for sure, it never used to happen in decades gone by because it couldn't when when LL's were in control of their property. They excluded the LL from the property when for years we could visit in reasonable daylight hours, we seldom did but the potential was there meaning the Tenant knew they couldn't do this kind of thing. What did they thing was going to happen, that's the idea KEEP LANDLORD OUT he can't be allowed to know whats going on.
From:
Michael Foley
01 March 2021 11:48 AM
Mr Timms MP, he wants 5 measures to tighten rent Controls on Private Rented Sector. I seen it Reported Last year by a Landlord Association that we are already Controlled by 157 pieces of legislation, we are strangled to death and he wants more. I suppose another 5 can't do any harm just scrap the other 157. No other Business is abused by Parliament so much, what they are not taking on board is you can't have an economy based on Housing alone. The Media keep peddling fake news about shortage when its not true, its to keep the Big developers building High Rise horrible Flats, if they can't sell to them then they'll rent to them, making Billions at the expense of young buyers & renters, getting incentives and coaxed into buying Over Priced Flats that they will live to regret, this is main reason they want existing LL's out of the way. We can't be supplying affordable Quality accommodation to Tenants because they want our Business, so get rid of us by every means possible.
From:
Michael Foley
01 March 2021 11:00 AM
It seems to me the head line and the story are two different things. The Renters Reform Bill, funding for Councils to clear debts for Benefit fraudsters in the main don't worry about any one else, they must be protected at all costs. We will have to prove serious financial hardship whats that got to do with it if the money is owed its owed and should be paid, I don't see the Lenders taking a hit. Supposing even if 80% is to be paid to who ?, if its to the Tenant the LL is not going to get it.
From:
Michael Foley
01 March 2021 09:42 AM
There is no shortage of housing just a shortage of people who would like to pay hence long Council waiting lists. Land prices too high agree but not down to us that's the big Developers Land Banking. Selling off Council at Cost agree but to the existing Benefit milker to get rid of him off the system, sadly main restriction was not to sell for 5 years, then they sold for up to £200k profit I seen that, then another family member gets a place of Council & they all go & live there. I agree its a big mess whether renting or buying but a far bigger mess when buying for 35 years like now and this budget set to keep this going to fill the pockets of High Rise big Developer.
From:
Michael Foley
28 February 2021 08:50 AM
Mr Edmunds, my friend you make a lot of points not all I agree with, affordable housing not a problem, if PRS didn't have to pay 40% on income from lettings, Councils don't pay tax, remove tax from PRS and Councils wont has a hope of competing with us not to mention all the other costs imposed on us, you say Gov' should house all its citizens then why would anyone buy a property although some have that idea already. Shelter you say never made a single Law could you rephrase that to virtually all Laws, while Sitting on Parliamentary Select Committee or not, like Deposit laws, Wear & Tear, How to Rent, 2015 De-Regulation Act shall I go on ?.
From:
Michael Foley
28 February 2021 08:35 AM
Never mind we'll have more nonsense next Wednesday March 3rd Budget day. Capital gains tax hike to prevent us from leaving the Market they have to keep us there to be able to torture us in the future. Stamp Duty Holiday extended for sure, 95% Mortgages to rope-in our Tenants then they'll be stuck there for 35 years. This has to happen to look after the Big Boys Building High Rise Blocks of unnecessary flats not needed, so they have to destroy us they need our Tenants to Buy them, who else is going to be buying them, not the Benefit Claimants, they are not giving up free living its a Contagious Disease can't pay for anything themselves after that. Unfortunately Private LL's are already serving a life Sentence no reprieve.
From:
Michael Foley
27 February 2021 19:22 PM
They are playing games with us, £10k grant for slum LL's then guaranteed rent and free management as a reward for doing nothing, to house people doing nothing, not too long ago I could have bought a slum house in Wigan for £10k or Bolton. LL's who look after their property do their best to it in good repair, Council can't wait to penalize him & fine him £10k or more or that might even be their fee for nothing. Claw back the rent even despise him and go so far as teach Tenants a corruption scheme to get all their rent back after they had full use of the property it disgusting behavior by LA.
From:
Michael Foley
27 February 2021 19:01 PM
Mayors Office have a huge information campaign going at the moment about the extension of the Congestion Charge and Ultra Low Emissions Zone in London to Perimeter Roads of North & South Circular Roads around London. He is making pollution much worse for many of my Tenants and the tens of thousands of people living close to those roads. Those ring Roads are already the most Congested & Polluted in London, with extending the Charges out to this area (£15. congestion & £12.50 ULEZ per day) causing a great deal more Congestion and Pollution in those areas adding enormously to the problem as Vehicles will avoid going into the charging Zones and travel around in the out skirts as much as possible, not wanting to pay £27.50 per day obviously, currently the pollution is distributed more sparsely instead of making it more concentrated in specific areas on huge numbers of Residents damaging their Health. Mr Mayor time for you to go.
From:
Michael Foley
26 February 2021 22:20 PM
Andrew, so Norfolk has dreadful pot hole situation also but London and the South East is in with a shout for the title. We have a useless Mayor who is not bothered about anything like that yet he is spending our money setting up an Anti-landlord internet site to demean us even further. he is not setting up any similar internet site for the Tenants / bad Tenants, its discrimination plain & simple and should not be making those decisions as he is only in office by default, Mayoral Election last March didn't take place because of virus, will now be held this May' 21 which is a chance to to get rid of him and his stupid ideas.
From:
Michael Foley
26 February 2021 21:46 PM
It would be a Brilliant Scheme there are millions of Pot holes all over the Country and millions of young men on benefit doing nothing, far better for their health too out in the fresh air earning their living, the Government has to spend Billion on this anyhow so the money is there, (Ministry please stop using inferior Asphalt its raveling away after 5 / 6 years, the labor costs are the same to lay quality).
From:
Michael Foley
26 February 2021 13:07 PM
yes a lot of LL were doing Airbnb style short term lets in London, then the Airplanes stopped flying and they switched back quickly grabbing our potential Tenants causing us another problem. Many were using the system to avoid Licensing and I believe breaking the 90 day rule if its possible for anyone to understand it, you can't let the whole property more than 90 days in a year this way but I think you can let some of the rooms with Airbnb & others rooms normal lets continuing in same property so is it licence-able or not its mad. From memory the platform had to pay Revenue £1.8m and pass the details of all hosts to Revenue so anyone not declaring it better get their finger out.
From:
Michael Foley
26 February 2021 08:33 AM
Well I agree its been years since we were allowed a section 21 at the beginning of Contract which I had done for years as well but never to got rid of them if everyone was happy we just signed another Contract, on the other hand if they wanted to go they knew where they stood and everything was in order. They changed that some years back now so you could say it was already a minimum of 6 months as the Assured Shorthold Tenancy was for no less than 6 months but you couldn't sever the S.21 during the first 4 months, then you had to give 2 months notice, now they are tearing it altogether.
From:
Michael Foley
25 February 2021 21:42 PM
Councils are prepared to Teach Tenants a corruption racket, could they not Teach a some gangs of general Laborers how to repair pot holes in the roads instead. They don't seem to have any capable of doing it, just throw a shovel of black top at it and failed in a few days. Simply excavate / square out the pot hole prime the surfaces and edges, place compact hot rolled Asphalt of the correct type and compact, then seal the edges to prevent waster ingress. There are thousands of pothole everywhere to do but the moron of Departments would spend Billions doing the whole road instead of millions to do a bit of maintenance. This is what the Councils should be do instead of destroying Private Sector housing.
From:
Michael Foley
25 February 2021 19:23 PM
The Council are so desperate to get rid of section 21, why don't they just say so instead of blaming the LL. We all know its has been abused by Tenants to get Housed and jump the queue, don't know why the Council put themselves in a position to guarantee to house people intentionally homeless, most people arriving at the Council Civic Centers waving a Section 21 has done something or abusing the Government System. I have been to LL meetings where LL's told the meeting the Tenants had come to them with all the paper work ready for LL to sign, if he didn't sign its God help him after that.
From:
Michael Foley
25 February 2021 19:06 PM
Maybe if Council stopped continuously raiding the LL's Finances and interfering between Tenant and Landlord trying to put them at one another's throats, now actively encouraging Tenants to Claw back the Rent, this will happen after they have moved out, its an initiative by Council, we'll called it Free Renting from Private Landlords. They expect LL to do all the up grading while they raid the piggy Bank, introduce Licensing Schemes and now encourage Tenants to look for their money back after they had the benefit of all the LL facilities. Disgraceful behavior by Council Leaders misuse of office and should resign not fit to govern. They are supposed to be our employees and are there as the Servants of all the people not favoring one section of the Community over another.
From:
Michael Foley
25 February 2021 18:45 PM
Council are short of funds because they are so incompetent pay themselves too much, waste money and bend over backwards to finance Benefit milkers. Its not the job of private LL's to fund Housing Departments we have to fund and run our own business. I have never increased rents because HMO's were imposed on me ever since it was introduced in 2006. The Tenants can't automatically pay more by magic just because Council decide to rip-off LL's as said on here many times they already had all the powers they ever needed to control or cripple LL's as far back as 1992, so Licensing was never needed its a money grab. The reality is you can't pass on costs to a third party that can't afford it.
From:
Michael Foley
24 February 2021 18:12 PM
£1950. an extraordinary amount for the license Application Fee for 3 years and also whether its a small Flat or a large House this is unjust and totally out of proportion. A kin to c/tax system where by 2 persons living in a property pays the same as 4 /6 or 8 persons its mad. I don't buy the letting figures Robert my friend it must be the exception rather than the rule, knock off £700. to 800. pm and I will have another think about it, according to that I am charging £9'000 pa too little for a Flat in London, it cannot be that much higher in Scotland in the main, must be that gravy train Margaret Thatcher was on about if this is the case and sure to hit the buffers that's not sustainable anyway I look at it.
From:
Michael Foley
24 February 2021 15:56 PM
I have 7 coming due this year again in for a hard time & costs, all done twice before some redone 3 times and one will be 4th time all full Fees, surely it should be much less for renewal, maybe half or something ?, considering most haven't done any.
From:
Michael Foley
24 February 2021 11:57 AM
They didn't post my Response ?
From:
Michael Foley
24 February 2021 11:19 AM
Gosh we are on a roll one MP out of 650 we are so fortunate to be so well represented. So a Council wants to charge £700. for a Selective License, whats the big deal although above National average, why is this an issue when there is not a murmur about the Additional License Fee £1100 to £1350. or the Mandatory license Fee which is same amount in many London boroughs. I think there should be a maximum charge set by Government for whole of UK to stop Local Authorities Profiteering. Property in London is up to be 3 times more expensive than other parts of UK. However the return Pound for Pound is 1/3 of other parts for sure, just set a national maximum of £700. for any Property License.
From:
Michael Foley
24 February 2021 10:31 AM
I have been reading in the press about Rents falling and experienced this myself and a glut of vacant Property in London, so how can John Briggs Mayor of Tower Hamlets claim Pressure on Housing and high rents and get away with it.
From:
Michael Foley
22 February 2021 18:32 PM
I don't go along with this and don't know why the LL was fined at all especially if its about the Party, it wasn't his Party as I understand it and he is completely powerless to act in any case. I had all that Police visiting the Property again & again, Council coming out late at Night measuring the noise. I know one of the girls had issues and shouted a great deal for what ever reason. I always responded to the Complaints in person and by Letters to Tenants & Council. I think the Council should have been brought to book and fined for taking away LL's rights. The LL in effect is barred from the Property at the discretion of the occupant. This never happened in decades gone by when the owner had control of his property you can't take away Control of the property and then fine LL for not being in control, maybe some one can remind me what rights we have I would love to hear.
From:
Michael Foley
22 February 2021 18:23 PM
The unacceptable face of capitalism.
From:
Michael Foley
22 February 2021 09:55 AM
What a flop we are not Digital Academics you can bring a horse to the water but you can't make him drink, more Digital academics destroying the World and we worked / paid taxes for them to do this nonsense. So we can add this to un-contactable Banking, Insurances Policy's, Orbit Energy and others that take 3 months to tell them a Tenant has changed, the very internet you are using for this Census makes no sense, they are all at it 6 different prerecorded telephones no human available but I don't think there is any shortage of them, press this butting that button passing you around from one automated phone to another and eventually cul-de-sac cut you off, at best wait 20 minutes minimum but often over an hour to something we used to do in 2 minutes.
From:
Michael Foley
22 February 2021 09:50 AM
Regarding the breaches of Gas Safety regulations I am not going to try defend non compliance but he did later comply and done the work so he did spend the money or couldn't have complied. What I find very strange is the Costs of £14'883.30 an extraordinary amount by comparison to the Footballer who's Costs were £1'100.00, sorry I forgot it was probably a piece of string ??...
From:
Michael Foley
19 February 2021 13:24 PM
Gas used to be a good reliable source of Heating for decades and rarely if ever broke down until Digital Technology came along and discovered how they could to make them unreliable. I am not going to be singing the praises of Electric Boilers yet either I can see enough problems with them too, hard water scaling up etc, or course we are going to need 3 phase electric as well that virtually no one have got and not readily available, not been mentioned yet, the single phase in normal housing is only going to do 14 kw maybe do a small Flat, we are going to need a lot of Leci.
From:
Michael Foley
19 February 2021 13:10 PM
Landlords must know by now to keep to well clear of Alfred Place and avoid it at all costs, it might be a bit like Deposit Schemes its is always going to be slanted towards the Tenant, 3 behind the desk, a lay person, a Legal person and the one that matters in the middle very often an ex-Council employee. The Council would now like LL's to help house the Homeless that I have the greatest sympathy for but how can this be done after doing their best to destroy us, push us under a Bus then look for our help.
From:
Michael Foley
19 February 2021 10:13 AM
I think its unfortunate he was done under all 3 Schemes that I have been banging on about if they don't get you with one they get you with the other. Its a total abuse of power to coax a LL to take Tenants on Benefit then turn around and Claw the Rent back (Paul warned us about that) in affect free housing by Private LL. Council breach of Contract they were paying out the money for the Property so the know about the Property that they were paying for why didn't they inspect it and tell the LL it wasn't suitable and not take it, so they Rent Property not fit for purpose and then look for their money back, disgraceful behavior.
From:
Michael Foley
19 February 2021 09:57 AM
Kristjan, I agrees with the exception of shortage of Homes in London, there is no shortage of Homes in London so why build more. Its only for big Developers to muscle in and take over existing rental market with concrete frame, tin clad high rise Flats with no private outside space plus all the Government preferential treatment bestowed on them etc. Well were were all the people living before and no shortage then either, so you say 700'000 + has left London and I agree that's another 700'000 vacant spaces to add to the glut already to fill. I suppose it will create jobs building them and more jobs knocking them down. Who is likely to be moving to London with congestion charge, ULEZ, parking problems, penalties, traffic creating schemes, 20 mph enough to drive anyone mad, high Business rates, savage c/tax & up max allowed this year 4.99%, fake news big problem.
From:
Michael Foley
18 February 2021 11:56 AM
Yes Mark' I am surprised I have thousands of pounds of arrears for rents that haven't gone up in years. Maybe I would have voted Labour last time if Corbyn didn't have the baggage of scouse John. I could never have imagined that Labor could have got away all the Anti-LL laws the Conservatives have put on us and still doing it with impunity, more on the way, its shameful and a breach of trust.
From:
Michael Foley
18 February 2021 10:19 AM
Not Surprised how much rubbished is in the back garden, it looks like another miscarriage of Justice the Tenants that put it there, as you said its rotting away and smelling which means its Domestic waste they were not prosecuted as usual and free to keep doing it. As a LL I would & do clear it all the time using my own labour and costs , usually involving a skip (£265+ vat £53). It shouldn't need to happen if the Tenants used the wheely bins correctly the rubbish wouldn't be there. In West L'don Councils is the biggest problem for causing rubbish, we are not allowed to use the Re-cycling centers, restricted by internet making it impossible for anyone other than Digital Academics who won't be dealing with waste. It has to be booked on-line that most of Borough Residents cant do incl' me, its useless like anything to do with the Council, book in advance itemize what you are bringing when yo get there the first person you meet Digital Academic straight out of Uni' with there lap top to log everything, its a bit of rubbish for goodness sake & we have to put it in all different bins anyhow, the Service is not workable go away and have a sleep for yourself. My suggestion to anyone thinking of buying a property is don't do it and you will never be prosecuted for anything and loved by authority.
From:
Michael Foley
18 February 2021 10:03 AM
The Article says cramming in as many people as possible which they must know is not true, one of the very requirements of HMO's is to restrict the number of occupants. Why the blatant lie ? and as said on here room size requirements apply, where there is over crowding it will be Tenant bringing in friends or sub-letting. The other issue I have I provide a living Room in all HMO Houses for that purpose but Council see fit to class them as habitable rooms, same as bedrooms where they apply an extra charge per room additional to License Fee, and apply this extra surcharge to the living room, another penalty for providing better quality accommodation.
From:
Michael Foley
17 February 2021 12:06 PM
It seems like the Student would like a one party Contract that only applies to one party but a Contract is supposed to be between both parties, (leaving Corona aside). The Tenant can stay to end of Contract or have a break Clause in between to walk away, will the LL be allowed a break Clause ? didn't think so and maybe even unable to get possession at the end either, possibly have to wait 6 / 12 months after if the Tenant feels like it. There should be Contracts that applies to both Parties.
From:
Michael Foley
17 February 2021 11:37 AM
Wendy, you make a lot of sense but unfortunately Licensing applies to Flats as well, Additional Licensing to catch the ones Mandatory Licensing didn't Catch, Selective Licensing where they pick on an area in particular to catch all that the other 2 missed. I am not contracting you because you didn't say otherwise, some properties are HMO's but are not License-able HMO's.
From:
Michael Foley
17 February 2021 10:36 AM
We don' & didn't want HMO's it was forced upon us by Local Authorities, it was introduced to make easy money for the Council, no contribution from them whatsoever but giving the the opportunity to charge anything the like, the only restriction on them by Gov' was not to make a profit, now is that the easiest thing in the World to do, waste it, can I have a Contract like that please. HMO forced LL's by Regulation to remodel the Property to Comply therefore making it unsuitable for Family use. I have seen Homes under the hammer on occasions (but usually at Work when its on). When the property was bought at Auction whether a Family purchase (sometimes supported by Parents) or LL. In virtually all cases they needed a lot of work sometimes dumps and were turned around into beautiful Homes, would Generation Rent prefer to let them stay there rotting away and no use to anyone. What I take from this is anyone that works hard to do this and do their best to do good, will be hammered by all those useless Organisations, not a day's work in any of them.
From:
Michael Foley
17 February 2021 09:15 AM
We need a big pinch of salt with this one, another comedian no less. I wonder does Trump need more front men to give it a good spin.
From:
Michael Foley
16 February 2021 14:20 PM
Mark, i will give you that one even though normally I don't agree with you about other things. A blind person could see this coming or anyone with a brain of more than a hen.
From:
Michael Foley
16 February 2021 11:00 AM
Mediation can only be for one purpose to whittle down what the LL's are owed, it cannot be for anything else they are not going to give him something, only then be allowed to go to Court for a further reduction.
From:
Michael Foley
16 February 2021 10:48 AM
It hardly deserves a comment £500m Build to Rent whats new about this and this is only one Developer what about all the other big Developers & financial Institutions that I have been shouting about in recent years. That's the real reason they want us out for sure, there is no shortage of Rental accommodation in London, so just Build another 5000 btr in London by 2023 anyway. That's why we are bullied, abused, penalized, criminalized, regulated out of business and bankrupted to make way for the big boy out of Uni' rubbing shoulders together, carving up the cake for themselves.
From:
Michael Foley
16 February 2021 10:22 AM
No surprise how big the Social Housing list is, every one wants to be on the Council, why did they make the System this way just to destroy the traditional Marriage unit, now single mothers order of the day supposedly and far better off than relying on a man income, guaranteed living, women that were married getting Divorced in big numbers to work this and the man or man is probably there anyway.
From:
Michael Foley
14 February 2021 13:11 PM
John, I would agree with the exception of last couple of years, its certainly more like 16+ years or going back to Labors 2 Jags John Prescott Deputy Premier left hook or upper cut, that brought in the 2004 Act that all this nonsense stemmed from introducing HMO's Licensing in 2006 taking Deposits away or nobbling them in July 2007, now 150 pieces of extra anti-LL legislation later we have this and not finished yet, March 3rd around the corner final nail. Yes many tenants are struggling for sure we have done plenty to help them, we are there knight in shinning Armour.
From:
Michael Foley
14 February 2021 10:31 AM
Polly I think on £126k like predecessor who campaigned against us for years I understand Campell at that time moved on to another £156k +. Lia, no hope of LL's going marching they couldn't be bothered even to sign the petition. Daniela, I don't believe that will work either Government will ban LL's from applying for CCJ's. Can't put Rent up when we can't get current Rent and so much arrears in London. We are the real Homeless Charity but not recognized or granted status. Maybe we are inheriting the US system makes no difference what the evidence or facts are don't count.
From:
Michael Foley
14 February 2021 09:37 AM
I think disappointing that this Lady got fined twice for something she didn't want and most likely not in place when she bought the property. Its one thing not to want to have anything to do with the Schemes but reality is when the Council picks on an area sometimes 3 Schemes used, one of them is bound to get you, even if you have only one household you'll need a License. How can the Prosecution cost be £2'341.00 its ridiculous they never have to earn their money, maybe £500. more like it, they are above the law with their charges, if you ever heard of unearned income this is it. Wolverhampton Councilor is not to worried about the Tenant she is more worried and take a strong stance against the missing the easy money like all licensing Authorities as they charge double what the fee should be and never cost them a penny anyway, money for old rope easy money. I see Edgware have just renewed another Licensing Scheme, the Virus is not stopping that unlike Court proceedings or LL arrears, didn't ask if LL could afford it.
From:
Michael Foley
13 February 2021 13:39 PM
Shelter is not a Housing Charity, its an anti- Housing Charity, how can they be a housing Charity if they don't supply Housing. They are an ant-LL lobby Organisation lobbing against LL's who House People and get £15m pa tax payers money to help them to do this its crazy. We don't get anything only bullying, S24, S21 ?, Article 4, taxes, fines, Penalties, Licensing & Criminal Record for putting a roof over peoples heads off our own backs and financed by us at no cost to Government. Shelter & other Organisations who don't supply Housing sit on the fence throwing spanners into the works. £15m is the tip of the ice berg, public donations / begging letters like the one they sent me suggesting I could give them £16 / £50 or £100 or more some cheek. I understand they get £60m pa no tax. We are in the wrong Business and yes many Charity organisations or all pay themselves over £100k pa, if they were genuine people their Services should be almost Free.
From:
Michael Foley
12 February 2021 18:34 PM
The 2 groups were Portfolio LL's who are treated differently and given preferential treatment to drive out individual LL's but probably more rogues among them. The other group individuals / first time buyers supposedly / cousins, brothers , uncle, sister etc, no Stamp Duty to £500k even if the pay £600k for house , SD will only be 5% of extra £100k no level playing field here. Those Semi's & Terrace Houses are popular some with lofts / extensions, a family member live there under the cover of the lodger scheme £7'500, tax free but many are using this pretense to have 3-4 lodgers its costing Government billions in lost revenue, no Licensing apply either.
From:
Michael Foley
11 February 2021 10:05 AM
I still don't know why we are treated so unfairly and hated by the Media and the Local Authorities just for doing the right thing. The Local Authorities shouldn't be in charge of us they are not able to run Public Sector Housing with the tax payers money handed to them, we have to finance and do it all off our own backs while being confronted by all their obstetrical's they sit back and abuse their position, its so unfair they impede, penalize, spurious charges & Criminalize us. Then we have S24, S21, unfair taxes & SD. Yesterday a big Auction rampant with individual LL's rushing to get out and being bought up by 2 groups in the main because of unfair competition and taxes.
From:
Michael Foley
11 February 2021 09:47 AM
Yes there used to be allowances for inflation on capital gains tax, from memory the number of years you had it were counted, we had indexation linked, or other was called tapered relief and it wasn't 28% either to start with. It was another 40 year old kid being made Chancellor even before he was 40 born into riches again, coming from a wealthy wall paper manufacturing business in Cheshire. I don't thing anyone should be allowed to be a Minister or Chancellor before the age of 50 years, the huge mistakes that has been made by those highly educated but sadly in experienced men.
From:
Michael Foley
10 February 2021 15:47 PM
Matthew, agree Capital Gains tax already too high mostly on inflation rather than profit, Chancellor Osborne already stuck on an additional 8% especially for LL's making it 28%, so already paying more than anyone else. Stamp Duty holiday no such thing in my book its derisory, first Osborne raised SDLT on everyone plus another 3% on top for LL's in effect doubling it for many LL's, say buying a property before for £500k one home it would be £15k SD, but for LL + 3% = £30k SD, so then they half it for now to what it was before you have to still pay £15'000, Stamp Duty on this purchase, that's some Stamp Duty Holiday (£15K), they take us for complete idiots.
From:
Michael Foley
10 February 2021 11:31 AM
James , or course you seen it coming I was blogging about this last October, its all about destroying individual LL's, regardless we are not passive investors but hands on, Life dedicated and passionate LL's. Anyway they are destroying us must be the easiest thing in the world to do, what then ? any plan B they have buggered every other Business also. 40 year old kids in charge born into riches, away above their stations shouldn't have those positions clueless totally mismanaged the economy with Furlough 750'000 Firms received it, they all grabbed it even his Billionaire wife now we are all in trouble.
From:
Michael Foley
10 February 2021 11:01 AM
Labour tells us there are 16'800 house holds in Arrears in Manchester / Greater Manchester which is a lot to be in Arrears, so the LL's are housing a huge number of those and currently shouldering a huge burden of Arrears, yet they see fit to want to increase this figure even more by banning the LL from running his business. I have a problem with the 16'800 households also, is a household 1 person or 3,4,5 or more, certainly more than one there is no such thing as one person to every household or property, therefore the figure is much higher and LL are already carrying even far more Arrears. (don't worry about that just load more on).
From:
Michael Foley
09 February 2021 16:43 PM
Why are you displaying, Burnhams mug shot at top of this Article, you are just increasing his popularity and I can't bare to look at him.
From:
Michael Foley
09 February 2021 14:29 PM
So now we are reminded about its a Criminal Offence to evict, then why did they make it a Criminal Offence when it was always a Civil Matter, no wonder people have no respect for the Law, Seven stabbings in 24 hrs in London, even people that were perfectly Law abiding couldn't care less anymore that's what unjust Laws do, its like a cancer, creating a Lawless Society.
From:
Michael Foley
09 February 2021 13:17 PM
Gordon, good idea, but hang on a minute Ealing is putting up Council Tax by 4.9%.
From:
Michael Foley
09 February 2021 11:53 AM
Janet, I agree with the exception of the next 10 years, that's too optimistic can we revise that to 2 years.
From:
Michael Foley
09 February 2021 10:36 AM
It feels like its a Criminal offence now for just being a LL. I can't see how it can be a Rental Property if you are not getting the Rent, then its a free Property so how can Criminal Law apply to a free service.
From:
Michael Foley
09 February 2021 10:26 AM
Yes give us back the loan interest tax relief that Companies are allowed to have / level playing field, give us back our 10% wear & tear allowance, give us back Section 21 to do what it was supposed to do before being nobbled, give us back our Deposits and not replace with liability schemes. While you are at it scrap Shelters 'How to Rent' nonsense there are not elected and should not be making Laws. Scrap 20% vat on all the enforced requirements imposed on LL's, even on bundles of compliant Certificates, scrap the 12% Insurance premium tax penalty, just renewed one this morning to include £56. premium tax for being so stupid to Insure the Property, scrap proposed C/gains tax increase, already 28% for LL's only, no one else has to pay this high amount now minded to make it 40% / 45%, scrap the outrageous so called Model Tenancy Agreement (68 pages for goodness sake).
From:
Michael Foley
08 February 2021 12:42 PM
It seems to me Ms Preet Kaur Gill is writing about something that has already happened, LL's have helped Tenants no end by being flexible where they can, I have never tied anyone to a Contract when they want to leave I don't want a disgruntled Tenant living in my property against their will. Regarding Rent reduction many have had that already, of course we also have huge arrears that we will never recover or even allowed to, so that's a another Rent reduction, don't know why they are wasting their time writing about nothing. Better they write to facilitate LL's who are very unhappy and want to get out rather than robbing them and forced to stay in, when they have no control over their business anymore with the removal of S.21, why don't those MP's write to the Chancellor not to increase Capital Gains Tax on March 3rd which is designed to stop LL's leaving, stay in and you are stuffed, leave and you are also stuffed, that how much they hate us for supplying quality affordable housing at no cost to the Government, totally financed and run by us off our own backs,
From:
Michael Foley
08 February 2021 10:13 AM
Fredy, yes I agree with you that the properties don't simply disappear and in the main your assessment of what is likely to happen is true although one important factor is missing here. That is what will also disappear is my £40k income tax per £100k income pa, (no personal allowance allowed either). Maybe the Chancellor is so flippant he don't want money, how many billions does LL's pay ? if the property is occupied lived-in by un-rented Residents they will not have be to paying money to the Treasury just because the live in a property unlike the Tenants Residential penalty, perhaps he don't intend addressing the £280 billions debt + that is owed rising rapidly.
From:
Michael Foley
07 February 2021 22:33 PM
Why on earth do NRLA think the Government should give incentives to convert Commercial properties to Residential are they all loosing the plot, far too much of this has gone on already collapsing the Housing market and doing away with jobs, where do they think people are going to get work, far better to campaign to scrap the practice altogether. Will everyone be at Home playing with their Computers thinking its work, really they are only doing what poorly paid Office Clerks used to do in the 60's & 70's, now that they want everything done in a different format to render half the Country use less, just like me who was able to do everything for 40 years, survive 5 Recessions and now put in a position that I have been successfully De-Educated, congratulations keep on with your nonsense you know it all.
From:
Michael Foley
06 February 2021 20:30 PM
Don't worry its going to get worse ! billions wasted on furlough to Companies & individuals that really didn't need it, all he had to say was its a Loan not a Grant and would need paying back sometime so the ones that could pay it back would & the ones that couldn't obviously wouldn't, the biggest lot would not have ever even applied in the first place as soon as its a load they are not applying, there you go billions saved at a stroke. A lady even richer than the Queen seem to have got furlough for her staff imagine that and the big Companies that milked it, even some of my Tenants I suspect got £7k twice (looks like hanging on to it) but not to worry we'll pay on 3rd of March for all this mismanagement with capital Gains Tax and what ever he dreams up etc.
From:
Michael Foley
05 February 2021 20:05 PM
That will probably be an extra reward for them because they are so good to be drawing benefit. I remember some time back a 3 bed House (let as 4) was for sale with the Tenants in place. I viewed & had the full low down on it, the owner lived in Nigeria. 6 officially living there on Benefit, Council paid them £90 pw for accommodation element regardless so anything they got cheaper they were allowed to keep. Costing Council £90 x 6 = £540 pw x 52 = £28'080. pa they were paying. LL £75 pw each so he was getting £450 pw x 52 = £23'400. pa, or £1'950. pm. I had a similar property let at the time privately for £1'200 pm = £14'400, pa, so it was costing the Public Purse about double to house those guys, what a waste of tax payers money, plus keep them and sleep half the day, kept the place in a mess, water coming down from Bathroom into the kitchen because of misuse, hence mushrooms growing on the wall of kitchen, it was a relative new Town House (25 / 30 years), previously owned by Council or Housing Association type. They are laying down the Law to us, goodness me.
From:
Michael Foley
05 February 2021 17:21 PM
It must be the joke of the Century, the Council pays rent for the Property to house the Tenant but don't pay it the supplier of the Property instead pays it to a third party. Everyone knows what the money if for, so would they not want the rent element of him money to go where it is intended ? it like they are giving the Tenant the opportunity to thief. I backed away from 2 Lets that they might have had because of this nonsense, not only is the guy going to be living for free, living in my house, have control of my property to my exclusion and in charge of my financial affairs.
From:
Michael Foley
05 February 2021 15:45 PM
Build to rent already on the way by the tens of thousands, virtually all High Rise some 50 story's with no private outside space by the big players and Institutions you'll know who those are. They will supposedly be compliant for new EPC as well even though they are rubbish & death traps, Developers have gone back to Cladding again I see, they did switch to Brick Fascias briefly after Grenfell. So now you know why they so badly want us out of the way its to grab our business. They need our Tenants to Rent or buy from them, maybe on some crazy scheme (part buy mockery). Certainly if they can't have our Tenants they have no one and driven thousands of Europeans out as well.
From:
Michael Foley
05 February 2021 12:44 PM
We know our options are very limited and the bad situation can get much worse, when they know we can't do anything for six maybe 12 months to add insult to injury, its in all their web-sites in all different languages to drum it into them, (no need for Shelters "How to Rent").
From:
Michael Foley
03 February 2021 22:35 PM
Another blow for me today a Tenant ready to move on, looks like the place is almost secure but a Reference Agency wrote to me at a false address which he obviously gave them as they say they have a signed signature to be allowed to contact me. He gave them his name & current address (my Property) and LL's false address. However you might say how do I know so ? as luck would have it the lady who received it, is on a whats app group and asked if anyone knew me and where I lived & bingo I received it. I am now in a dilemma I have been very fair with him even though £6 arrears in the past although paid a couple times recently, now no notice given to me, looks like going to disappear probably going to use my months money on next place, in any case I can't give a declaration to Agency as it destroy him and whats more he thinks that I don't even know.
From:
Michael Foley
03 February 2021 20:30 PM
Incidentally I have received a begging letter from Shelter today, would I like to give them £16, £50, or £100. or would I like to surprise them with a bigger amount, imagine that after all the money, damage and aggravation they have caused me and on going every day fort . I have a surprise for them alright never again a penny to Charity and LL's should be aware when legal people are making provisions for your Estate they probably will advise you to leave money to Charity to save tax, what I was previously told give 4% to Charity & get 10% off your tax Bill. I would burn it first.
From:
Michael Foley
03 February 2021 18:45 PM
The only criticism I have of Mr & Mrs Wilson is they were a bit too severe, could have been a bit more flexible in dealing with Tenants, which at the same time is understandable having been former Teachers with strict discipline and work ethic.
From:
Michael Foley
03 February 2021 18:29 PM
Tenants don't need your permission for anything, they can do as they like they know we are powerless to do anything about it, backed up by Housing Minister, Local Authorities and the Courts.
From:
Michael Foley
03 February 2021 18:15 PM
This was all fake & fraud self certification indeed.100% or ever 125% Buy 2 Let Mortgages, facilitating new LL's to buy dozens / scores / even hundreds of Properties with owning anything really making a fool of traditional LL's. Get one Property & as soon as there was a bit of equity in it, revalue get deposit on the next property and so on continue in this vain for ever, it was totally tax efficient and Revenue rarely got little or any, now we are all paying the price for this, not our fault. Those were the ones abusing S.21 as well get rid of the Tenant at end of Term for no other reason than to start off with a New Tenant at a Higher price.
From:
Michael Foley
03 February 2021 10:51 AM
Fergus & Judith Wilson in Kent I understand were retired School Teachers, so had already made their Contribution to Society and only started being LL's at the end of their careers as a side line in retirement. I don't blame them at all I blame the Buy 2 Let Mortgages that weren't around in the decades before from memory I believe they were Started by The Woolwich Building Society and that's where the big Problem lies with virtually all Private Sector Housing hi-jacked / gazumped by this disastrous change why was it allowed to happen. Prior to this we all had Commercial Loans and had to pay our way.
From:
Michael Foley
03 February 2021 10:28 AM
Maybe Christopher Pincher could learn from Matt Hancock and give everyone one dose first instead of we doing it over & over again then classed as Rogue LL, Authorities never refer to us any other way. When a LL gets convicted of an allegation regard letting he is given a Criminal Record. The Mayor of London landed scores of Timber Box obstetrical's in middle of road & at junctions around several London Boroughs as part of a Traffic Creating Scheme costing the tax payer £1m, now deemed illegal by the High Court. He is now spending big bucks setting up a Criminal LL data Base, will he be on it he has broken the Law ?.
From:
Michael Foley
02 February 2021 14:25 PM
Steve, I had the same 3 Bed extended House had to get license for 5 Persons, similar house next door let to Housing Association no License required and 8 persons there minimum some times 14 + everyone acting the jack all kept by tax payer, (LL wasn't bothered moved abroad & had 10 year Contract guaranteed no input required of him). I know some people are moaning about HM0 Licensing but huge numbers of you never had a license, now I some coming due for the fourth time and required to do it again which is very unfair considering others never had a license.
From:
Michael Foley
02 February 2021 14:08 PM
Mark, has a point was it really necessary I suppose the bare Floor Boards would be too good for them, maybe LL could have given them a couple of bails of straw or a few sods of turf.
From:
Michael Foley
02 February 2021 09:22 AM
Mark, dearest so we will need professional advice from someone that writes this unnecessary burden, would that be an Estate Agent like the one that was so keen to take on one of my Houses and then backed away from it when he realized it had a HMO license. He said the Regulations were too difficult and complex to deal with but if it were for a Family on benefit he couldn't get enough of them & without all the hassle. That tells me we are at a complete disadvantage to own Property that has been blighted by the licensing Schemes forced upon us, not to mention the extra material costs.
From:
Michael Foley
01 February 2021 18:46 PM
Algarve, my friend how can I charge higher Rents when I can't even get the Rent that I am owed which is thousands of £'s and some of my Rents haven't gone up in 8 years. The so called Model tenancy Agreement will require to do write to the Tenant as to why I don't want their animals, absolute more work load for me, my cost and unpaid LL's work, the whole place is collapsing under the weight of paper & red tape,it wonderful they think just because we are LL's waste our time no difference to them, yet when we apply for a HM0 license they want £1300. just to look at our paper work.
From:
Michael Foley
01 February 2021 10:30 AM
Seen as my longer response was not posted. I have to point out again those false allegations against LL's currently looks like one or nil, certainly not wide spread. There are scores of proven cases of Tenants using sex for rent / Brothels about 20 closed down in Borough alone in London in recent times that's what I would call wide spread, so turn a blind eye to all this and stack one potential case against the LL to lobby to change the Law of the Land now that's what I call real injustice.
From:
Michael Foley
01 February 2021 09:20 AM
I have responded but again my comments are not published even though I was responding to a pack of Lies, where there is only one case ever in England, the first case in Surrey not yet proven so its only an allegation. The Article talks about wide spread and wants the Law changed, come on now find some real issues to deal with and they are plenty.
From:
Michael Foley
01 February 2021 09:06 AM
I don't have a pet in my House but that's beside the point and I am not saying any Tenant shouldn't have a pet either. What I am 100% against is Christopher Pincher poking his nose in again into private matters, it should be left up to the owner & the Tenant as to whether its agreeable to both parties or not, everything is being forced on us and we are never given a say and any Consultation is just pretend. The same goes for the 68 pages so called Model Tenancy Agreement nonsense, we already have 50 pages of Documents & Certificates to comply even without our Current Assured short hold Tenancy Agreement in which ever format but all essentially the same, 6 to 8 pages max and even that used to be 4 pages Oyez Contract form from Law Society nothing wrong with it. So he must be trying to destroy the Forest and Environment with other 60 pages not to mention my printer ink £50. a time for pair of cartridges every couple of week from Sainsbury's.
From:
Michael Foley
29 January 2021 18:39 PM
Yes Francis, maybe outside a Tube station sitting on a bag with their Pets in tow. Perhaps Christopher Pincher could see his way to include mice & rats as well but then you'll have exclude the ferret because he'll soon see them off.
From:
Michael Foley
29 January 2021 11:46 AM
Nothing New about so called Model Tenancy Agreement its around for Years by DHCLG it used to be 46 pages and unusable, so no one used it because it was impossible so now 68 pages of more nonsense I did respond to this article at some length but blocked by landlord today.
From:
Michael Foley
29 January 2021 11:05 AM
I don't see any Breathing Space for landlords or provisions for Landlords with Mental Health problems caused by Tenant not paying the Rent. I suppose its not possible for us to be considered Human when we are already Labeled Rogue Criminal Landlords and never referred to in any other way, are the Editors not allowed to not even once print a headline commending good LL's.
From:
Michael Foley
29 January 2021 09:20 AM
There is no shortage of Housing how many more times do i say it, never mind just Build more & more high rise multi story, convert every Office Space to residential, Convert Industrial Buildings to Residential, Convert all the Closed down Shops to Residential even in the High street, Build on every piece of Land that catches your eye, Convert or Build Loft Extensions by the millions, any Factory that goes Bust don't worry about Jobs Build Residential, every Garage / Filling Station close it down Build residential, All Commercial Build residential but give them Grants and special incentives to Build more unwanted residential the Media says it so must be right, morans etc etc,...
From:
Michael Foley
26 January 2021 16:34 PM
LL's Discriminating against EU citizens, I don't think so that seems more like Government Policy, don't try to blame LL for what you are doing and that's if we have any left to Discriminate against with 20% gone back because of all Brexit nonsense that was going to solve all our problems ?..
From:
Michael Foley
26 January 2021 10:07 AM
Section 21 should be Re-instated and the 2015 De-Regulation Act by Shelter Scrapped which they brought in when they failed in collusion with Sarah Tether Private Members Bill and should never have happened, where by the Tenant could damage the Property to claim disrepair to avoid eviction it could be just interfere with the Boiler would suffice which I believe has happened. Deposit Passport nonsense its like forcing Tenants to be involved with Deposits even if LL don't want Deposit which I don't, because the implications of the Deposit Schemes is a bigger encumbrance than no Deposit that's saying something, it was never my money anyway just minding it for them temporarily. The way Deposit worked well before all this interference which was the best way. When the Tenants were leaving you gave them back their Deposit and they gave you back the keys simple and done, not involving all those outside parties to muck it up & delay everything, then the Tenant waiting weeks after they left to get a reduced Deposit back because by now all the quango's are involved & so many other costs have been incurred and everyone trying to cut their losses.
From:
Michael Foley
25 January 2021 16:52 PM
Tricia, thank you for making the effort for setting up Petition about EPC, unfortunately as usual lazy ungrateful LL's sit on their hands and do nothing that's 2.2m of us excluding Wales, Scotland or NI, and expect everything to just fall into their lap, you should have 100k by now.. The last time I looked only 27 persons signed up that's Shameful I don't know why we bother. It was same way when we were campaigning for S21 to be brought-in, vast majority sat back waiting to see what concessions of right we might achieve then happily avail of any advantage it might be to them. Same goes for LL Associations we complain they don't do enough for us but with only 80k members between the 2 biggest ones what can we expect. So if 2.6m LL's in UK paid £5 pa each it would be £13m double what they get now, (at a guess of £75 / £80. per member for 80k members), but currently only 80k LL's to carry the other 2'500'000 LL's that are prepared to do nothing or contribute to anything only sit there let someone else do it.
From:
Michael Foley
25 January 2021 12:21 PM
DW, So the Deposit Scheme is not working and you forgot to thank Shelter for imposing it on LL & Tenants, costing Tenants loads Money, costing LL's fortunes having to Register it each time a New Tenancy Agreement is done and pay, plus a load of paper work administration and used to under mine S21. What a shame outsiders can't keep their noses out when its nothing to do with them, then again I suppose they would have nothing to do. Why not scrap the whole thing and go back to how it was before being interfered with in 2007, when the Deposits worked well for decades and the Tenants always got their Deposits back directly dealing with the LL face to face and no third party in the middle adding costs and Delay in Deposit return plus the additional quango's associated with it. (it was proven to be less than 1% discrepancy before the Deposit scheme in 2007 now you tell me it's millions of £'s).
From:
Michael Foley
25 January 2021 10:14 AM
Daniela, is right we have always needed to know their date of Birth, usually Passport but maybe Identity Card or Driving License, we don't need "Right to Rent" check if from UK or possible from EU unless anything changed from Brexit. We do have to give them Tenancy Agreement, "How to Rent" literature from Shelter used to be 8 pages now 16 pages changed 10 times in just 6 years each time making it worse for LL but if you don't serve LATEST ONE you can't ever use S21 its another trick, you have also to give them Gas Certificate & DEICR + EPC as a minimum also Deposit Information if you take one, unless you are a HM0 you will need more.
From:
Michael Foley
24 January 2021 21:45 PM
Well I suppose trees breathe in carbon dioxide and convert it to oxygen especially when they are leafy so it must be good for them ?.
From:
Michael Foley
23 January 2021 20:06 PM
yes Melvin,. While I have a breath left.
From:
Michael Foley
23 January 2021 17:16 PM
Yes Robert, now mine = Number 26, it didn't go very well took a dozen attempts, it wouldn't accept my email address as valid, so they are saying I don't know my email address if this is website set up don't expect many signatures. I think technology is a big problem for us or me in particular, it took over our businesses and our lives now used to destroy us. Billion's of £ paid by us to providers, trillions of hours unpaid time spent by us on computers day & night and we wouldn't have all those nonsense Regulations without Computers Council staff or Government Departments would not attempt it if pressing a few buttons didn't do it. However we were able to do everything before for 40 years. They went to University to learn Computers & how to change the format to prevent us from operating, seem a terrible waste of educations, as the next Generation will find out when we are not there and no one able to do actual work & we are not there to live off. working from home is Computers and don't cut it. Now they have another brain wave give everyone that tests positive to virus £500. to stay at home but they are already at home anyway.
From:
Michael Foley
23 January 2021 13:03 PM
Hi Ed, I find myself in the same position Rents have not increased in 8 years or less than eight years ago, (fact) so whats all this talk about Rent controls if that's not bad enough add loads of arrears to this. The Power of the people is the power of the people who live off others and do nothing, a bit like the '60's when unions got too strong and wanted everything which was great until they Bankrupted the Employer then had no job. When they talk about rent Controls does that mean it can't go any higher or lower or just higher and will it guarantee me my Rent arrears.
From:
Michael Foley
23 January 2021 10:38 AM
This is not about LL & Tenant its about Rogue Regulators trying to drive a wedge between LL & Tenant divide & conquer. I get on very well with my Tenants even though I am owed a substantial amount of rent, it not going to be paid by Benefit or U C either forget that. The point is everything the Tenant does is Lawful as you say whether they pay or not. Everything the LL does in running his business properly is Criminal is that not why they changed the Law in recent times especially for LL only from Civil Matter to Criminal Law and we all should know who was behind that. OK if Tenant don't pay Rent Robert thinks its Lawful but I pay several lots of C/tax and if not paid its unlawful and the red threatening comes straight away. We are all equal before the Law dream on ?.
From:
Michael Foley
22 January 2021 13:03 PM
I can well understand that I bought one lot a New Condensing Dryer 3 Years ago, £280. just leave it anywhere still not used, they don't was to spend on the electric. No problem they can tell Council they have mildew they'll find the LL probably £20k & £10k expenses for themselves, what happened to the scales of justice.
From:
Michael Foley
22 January 2021 11:30 AM
EPC, I haven't seen any saving yet, we have cavity wall insulation, double glazing, modern state of the art supposedly efficient condensing Boilers. However the Boilers are 3 times more expensive to purchase and install then more likely to break down. Fleets of plumbers Vans on the road every day in London trying to keep them going causing traffic & pollution themselves, never mind the call out and parts charges again & again. The old cast iron heat exchanger Boilers hardly broke down you might have to get the odd thermocouple maybe every 6/7 years and a child could put it in, now you need a specialist to take the cover off to have a look. They didn't have all those electronics to go wrong, printed circuit boards, flow switches, sensors etc, in fact I know a guy who has an old one 50 years still going, so no cost saving really a lot of break downs and time wasting. The Boiler is now a LL's nightmare, if its a fridge, freezer cooker, washing etc no problem you can usually have it delivered next day and panic over, in my case its picked up & in same day, some progress.
From:
Michael Foley
22 January 2021 09:54 AM
Terry, I didn't think much of Croydon I used to live there built 2 new Detached houses there. They filled the place with Yellow lines & otherwise unemployable traffic wardens, at that time car park one end of Town lug your shopping a long distance maybe in the pouring rain, what useless planners, a few parking tickets I was out of there.
From:
Michael Foley
21 January 2021 18:51 PM
Supposing they find anything wrong with polyurethane foam Insulation, they'll have to pull the whole place apart, its everywhere and stinks when it burns. I don't know how we managed before Central Heating & Insulation, they are now like hatching hens and I don't like to say it but it took the virus to get them to open the windows.
From:
Michael Foley
21 January 2021 14:59 PM
It is a ridiculous excuse for proper accommodation and can't defend that. However, its an adult Tenant that voluntary moved in there and not forced-in, did this person not miss the windows when viewing the property & other issues (doubt if one lone person lived there). The is a common story I will move-in then complain to Council and get Housed it still works well. It's not costing the State anything to re accommodate the person, the previous LL is paying £10k in advance, that'll do nicely.
From:
Michael Foley
21 January 2021 10:41 AM
Selective Licensing is or used to be a half less of a Fee than Mandatory License or additional license but now I see a local Authority saying they are pass-porting Selective to Mandatory, what this means your guess is as good as mine because they didn't say, but I suspect it will be Doubling of the Application Fee to same as Mandatory or Additional.
From:
Michael Foley
20 January 2021 13:53 PM
Tricia, sorry not a hope we currently can't get what we are owed and I have another £10k +Council fees and Certificates coming due this year even though they were all Licensed before, so you are very lucky if you only doing it for the first time.
From:
Michael Foley
20 January 2021 13:44 PM
Well I know my way around Auction Houses having first bought there in the Connaught rooms in Holborn in 1972, can be risky at times, unlikely to get a loan without committing another property dangerous territory in London. Have to know about property, know your market watch out for the sharks. Sometimes a cartel of Asians working to together unless you are a regular you will not know they don't bid against each other but might you up for one of their friends, and the owner can bid on his own property is allowed and often he or his friend does, you will also have the Bowler Hats from Golders Green to take into Account. Those days they didn't have to Register to Bid and sometimes there would be a runner I have seen that too, probably the owner giving someone a few quid to bid it up but if unlucky and it fell to him he would disappear in the crowd, other times the Auctioneer would be taking bids off the wall as we used to call it (pretend Bids). I have seen Portfolio Holder just buy anything when the market was rising it was no difference whether it was half derelict, that why most of them are in the Auction, to them just write the Cheque, because next year it was worth more but you can get that out of your head those days, in that situation I have walked away from Auction went into Estate Agent & bought a House on the way home that I had previously looked at and better value. I had time on my side a couple of months to Complete and Surveyor to ask questions, not panicked to 14 or 28 days to completion by the drop of the gavel.
From:
Michael Foley
19 January 2021 18:00 PM
I am not a mathematician just a LL all this stuff just blows my head. Its very simple for me just pay all, it should be the same for every one but its not, they have people jumping through hoops if you do it this way it so much or another way its different its ridiculous, so for me its straight 20% to £50k minus some maintenance & replacement costs, then Straight 40% on the rest to 150k. is that simple enough. When you go over a certain figure your personal allowance is gone so can't avail of that, When you go over £50k if you have Children , the Children Allowance is gone it doesn't matter if you paid into it for years, its reserved very often for people that never contributed, the same goes for child care / nursers fee / school costs etc, I believe they have a special Capital Gains Tax for higher tax payers for being so stupid, lower earners 10% and 18% for LL's generally 28% mostly on inflation, no indexation or taper relief, or allowance for currency devaluation but don't worry it going up in March to your tax rate 40% /45% inst that marvelous. Don't think you are finished with them yet another 40% Grave yard Tax waiting for you at the Cemetery gate that will give you a good send off, its been a waste of time you ever being here, some Legacy.
From:
Michael Foley
19 January 2021 14:35 PM
Tara, good day, as far as lenders are concerned there's is no problem for them its not allowed and backed up by Law. The day they go to Court and get guaranteed possession they won't become the LL but the new owner as they always get vacant possession.
From:
Michael Foley
19 January 2021 09:19 AM
Hi Pat , fair play to you for your hard work, just in case of any misunderstanding I never suggested it would cost £50k, that was never a cost its money from Heaven for the Council they just collect. I have been through several properties and done the necessary and know the cost too well including £1300 application fee the tip of the ice berg, but not just once on same property 2006, 2011, 2016 & now due again and that's just one, that goes for every property then there the extra kitchen sink in the same kitchen, the double Range cooker they required me to put in & replaced 3 times £1k a throw, the extractor hood alone for this is £400. the hard wired fire alarms in every room not just Halls & landings, the Emergency lighting in Halls And Landings, the electric up dating comply with EICR, Certificates for all those things again & again, remove the 90 beautiful hardwood mahogany doors I had and throw away that I had to replace and replace personally with compliant Rubbish Fire Doors and carry most up stairs, When you have swung 90 fire doors let me know how you feel and the cost, they hardly fit to hold the screws, alter the frames complete with stops, seals, door closer's, special locks with thumb screw operation from inside so no one gets locked inside, door furniture. yes they were inspected and I did the Work, paid for the work and paid the Council for the work that I did, the Council din't have anything to do. I am so sorry for ever being a LL , what for to finance the roof over other peoples heads, to subsidize their Rents by Statute , to pay tens of thousands income tax each year, to be treated as a second class citizen and my profession Criminalized.
From:
Michael Foley
18 January 2021 22:23 PM
Pat, I agree its been used as a cash cow that's definite other than that I disagree. The Local Authorities could have required the LL's to meet those requirements without licensing schemes, they had all the powers they ever needed to this as far back as 1992. The idea that he could have done this for next to nothing is a non-starter, it takes several thousands of pounds to meet the requirements if its a traditional property. have you seen how much trades men costs those days £150 /£200 per day if they will come to you at all, so how much does Spindles & hand rails cost + carpenter, I hope its a straight flight and front door complete with door furniture, new ceiling, upgrade electrics and I am not privy to the long list the Council will require and it will be plenty, like bringing your old car for MOT you might think it fine until they start going through everything. There's a big problem trying to carry out this work when Tenants are living there, when the whole place is chockablock with their belongings, not room to move not alone work and they don't want you touching their stuff, people who never done it don't understand they been to Uni' instead. I understand right well having been through it so many times, did I read there was mold and the place was filthy dirty, pity the Council didn't have free Courses to teach them how to live in a property, (I say free everything has to be free for them).
From:
Michael Foley
18 January 2021 18:47 PM
Gosh you were lucky I don't even know what a Secondary Modern Education is, maybe just as well when I see people spending an extra 10 years in further education and some call mature students, I ask you and turn out like the Members of Parliament in charge of us making a complete mess. I wonder how we survived in such a big pool without the education or the tax payer throwing tens of thousands of pounds at us for years to conditions our minds to think like them , no hope of thinking for themselves then. It really take them a long time to qualify stupid.
From:
Michael Foley
18 January 2021 17:00 PM
Robert / Andrew you must know if the Council can't get £50k off a dodgy LL, they will take it from us, that's the name of the game. Its been widely reported in the past the split the spoils between them, it can't be just when they have a vested interest. I seen fines split 50% goes to Gov' 37.5% to Council and Courts 12.5%.
From:
Michael Foley
18 January 2021 11:56 AM
I can't see how Council can fine a LL for the Mismanagement of a HM0 when they have removed his ability to do so. I don't know about this particular case but know very well about waterlogged ceilings that's likely to be the Tenants miss-use flooding the bathroom above for sure, faulty fire alarms why did the Tenant pull them out of the ceiling, can't see the LL doing this. He should have Licensed it when requested, its not clear if he carried out the improvement notice work or tried or the time scale set for this. The Tenant must have broken the hand rails surely, hard to see why the Council encourage this behavior and not fine the Tenants as well. Excuse me please can you tell me what's the difference between a Handrail & a Bannister you said they damaged both ?.
From:
Michael Foley
18 January 2021 11:47 AM
Well I said before not to worry it was going to get worse. This will just accelerate a massive economic crash if you were in the process of purchasing and see this you would pull the plug, some LL buy with the tenants in place that won't be happening either too risky. We know it will be abused like the man said one visit to the Psychiatrist and they will be rent free just like a Sick note from the Doctor we know all about that. Why are some Councils going to be allowed to do it they are not fit or proper they have proved that. Why are lenders exempt does it only matter when its their money ? we have far more input than them and taken a greater risk than them yet they are preferential creditors but Gov' gives them priority at any time including a Pandemic. The Housing market was the only Business underpinning the economy not much else happening, now doing your best to collapse that as well. Thousands of high Rise going up in London clearly not required they will not be all sold despite huge Gov' subsidies at tax payers expense, white elephants again. LL's can have their space back when they stop breathing.
From:
Michael Foley
18 January 2021 11:13 AM
Hi, James my friend we will have to agree to disagree on this. too many deliberate adverse things after happening to our determent and well documented not much point going over the same ground again & again. We must know whats in front of us the worst recession ever in our life time and I have been through 5, when and if the virus is controlled many businesses will never again open sadly, some of the ones that do will struggle, the loss of revenue from those businesses, the loss of workers income tax , the additional Welfare Bill, their ability to spend to help keep the economy going severely curtailed. Impossible to expect a rent rise in a Recession, there are too many factors to mention so much more. I will leave it be and wish you well for the future.
From:
Michael Foley
16 January 2021 21:23 PM
Andrew it used to be like that in London before Computerization, now full of Digital Academics scammers rubbing shoulders with Council nothing will affect them. Thousands of Rent 2 Rent HM0's short / Long, multi let no problem, by the room £600. / 700 pm they love it and mug LL falls for it every time and they gets more return on nothing than the LL who owns the Property, also Rent to Lease with Purchase options another good one for mugs, Uni have special Courses etc etc but I suspect you all know this if you are not in one of those bubbles, anyway if we were doing this the Media would be all over us, but guess what not a mourner, from Media /Shelter / generation Rent, Councils and a raft of others, if its anti-private LL its very popular with Media.
From:
Michael Foley
16 January 2021 13:07 PM
Robert, we have fixed short / long term leases at present with the Assured Shorthold Tenancies Agreements whether individuals or joint & several. Minimum 6 months term initially but if joint and one or more leaves on a joint tenancy those who remain are responsible for payment for the whole property. However, what usually happens if one wants to leave prematurely the tenants find a suitable replacement and take over the remaining part of the lease from the person vacating, this does not necessarily require a new Tenancy Agreement but an attachment if you like to the original Agreement agreed by the parties and Government says your permission shouldn't be unreasonably witheld. With regard to if you want a longer Tenancy the original Assured Shorthold Tenancy holds good and just rolls on to become Periodic Tenancy (2 kinds of periodic, check) with same terms and conditions as before and no action needed really but if a Deposit is involved you may need to advise them. When will it end, it will end when you or the Tenant serve the correct notice period which is ok but LL has to give more notice than the Tenant have to. Watch out when Section 21 is gone you can whistle for this and your rights.
From:
Michael Foley
16 January 2021 09:55 AM
Hi James, of course its nothing personal but I stand by what I say I was a LL well before Section 21 and know exactly what it was like back then which is why we spent years campaigning for it, if we hadn't done it you or anyone else on here would not be a LL at all, at that time if you let your property to someone they immediately became a sitting Tenant, hence there was virtually no letting and people couldn't find anywhere to live and had to change, would you buy a property for a stranger just to loose it ?. Removal is the slippery slope back there again, it doesn't matter about the vote when the economy has collapsed and Social Security Payments cut. I have been a LL since 1978 and know how it is, they can't pretend to be LL's friends at the same time push us off the edge of a Cliff.
From:
Michael Foley
15 January 2021 22:52 PM
Andrew & Robert you the right decisions to keep away from the parasites down here they think its all milk & honey in reality they haven't a clue. I should have stayed in the North West or East midlands when I was there. Were you to have stay in London looks like you would need £9m of Property portfolio to receive a rental income of £250k gross, how difficult would that be for you to achieve if not impossible. The other advantage of what you have done for you & your family might not be apparent yet but is a great benefit. Whether at the end of the day you'll have to pay to capital gains tax or Inheritance tax or both by the look of it with this Government, your tax Bill will be on the £3m say which is a fraction of the tax on £9m you would have pay in London amounting to several millions and Bankrupting your Est'. The long & the short of it all is, its only the income that matters and the'll have that, much better placed to pass it on to your family which is what its all about in my book what do we want it for, we made enough sacrifices.
From:
Michael Foley
15 January 2021 19:32 PM
Its amazing the yields you are getting which is why London is a disaster area & makes no sense at all and hammered by regulators. Andrew that's fantastic but we have compare like with like if you count the price back then we have to count the yield back then , rolling forward count the value now and the income now remembering money devaluation & inflation. Robert say you have a Flat worth £240k rental income of £18k pa. I have a good 3 bed HM0 licensed Flat in Acton, £ 500k rental income £1300pm x 12 = £15'600 pa so you are more than twice better off than me and probably don't need a license. I have a 5 bed house value £1m with HM0 license rental £2300 pm / £27'600. pa, so you see our yields are very poor you won't need a calculator to see the difference there + our horrendous C/Tax bands are so high adversely affecting the income, spare a thought.
From:
Michael Foley
15 January 2021 15:05 PM
Tricia. Correct I would say 90% of Tenancies are ended by the Tenants usually when they want to move on. The other 10% are filling up the Court backlog because of a reason, there is always a reason normally for not paying the Rent, maybe creating merry hell for you & the neighbours or overcrowding with Council + police on your back after complaints being reported.
From:
Michael Foley
15 January 2021 10:47 AM
I have some great tenants as well and I haven't evicted anyone in years and do stay as long as they like. The big problem is making it compulsory and if as of right then you are powerless if unlucky enough to getting a bad one or this ruling has the potential of creating bad Tenants, it pointless legislation if it comes. The Contract should be between the Parties or 2 parties at least, not like what they are doing now making it a one Party Contract that excludes all rights of the other Party (the Landlord) is that not plain enough. The Tenant moves out at any time they want if they want and I don't have a problem with that, why would I want to have a Tenant staying against their will , disgruntled.
From:
Michael Foley
15 January 2021 10:35 AM
Leaving property Vacant typo,
From:
Michael Foley
15 January 2021 09:30 AM
James, my friend I can't believe you have been taken-in, my goodness they do all this to us and you think its fine. Its none of their business whether we want to sell /buy /sell it should be the owners choice, we didn't need their permission to purchase the property, get any funding from them or require their advice, why now should we need their permission to sell vacant or otherwise, not their business. Is it not bad enough property prices are going to collapse, Capital Gains doubling, Section 21 removal, Section 24, Licensing, meddling with deposits, a scarcity of Tenants and some people think you will be able to get a guarantor not a hope, inevitable rent rise well not a hope can't even get what I was getting 5 years back, leaving Property a non-starter you still got to look after & maintain it even for me to visit it £27.50 Congestion & ELEZ charge, my time, + £165.00 pm Council tax on empty Property, invalidate your Insurance Policy, think on my friends time to wake up.
From:
Michael Foley
15 January 2021 09:26 AM
I suppose if you can get Insurance cover you don't need it.
From:
Michael Foley
14 January 2021 14:51 PM
Don't worry it's going to get worse. The fore-coming anti- LL's Reform Bill will make sure of that. Whats all this permanent Deposit Scheme nonsense, did Shelter not do enough damage in July 2007 with a pack of lies when the alleged LL's withheld up to 44% of Deposits, so now we have laws ? justice based on an unsound foundation like this, incidentally it was later proved to be less than 2%. Oh! I don't have any Deposits thank you Shelter, will I be Prosecuted for that ?.
From:
Michael Foley
14 January 2021 12:41 PM
NW, LL Congratulations very wise choice and be quick as well you'll need to be complete probably before March or get hit with the Capital Gains tax hike to 40/45% on the way. Currently there is a high rate especially for LL's only at 28% now going up to your highest tax rate as a penalty for being a good tax payer. I believe the hike is to lock you in to stop you leaving or on the other hand you can leave but they'll rob you on the way out either way its disastrous for LL's. I suggested to Robert some months back to sell while the going was good because we missed the boat down here, the writing is certainly on the wall.
From:
Michael Foley
14 January 2021 10:37 AM
David, I agree with you I don't believe they will compulsory purchase either that would to seen as too good for LL's, if you can replace the word purchase and replace it with confiscation then I will agree with George & Mark.
From:
Michael Foley
14 January 2021 09:58 AM
I see this is not straight forward at all. Who was on the tenancy agreement and how many, was there extra persons staying there if so were they there by his consent, did LL get extra payment for them, had he paid tax on his income, who broke the Socket outlets, I had to replace 12 last year although they were already new they rip the plug out of the wall by the lead. What was wrong with the Front Door why do you think it was insecure we were band from putting Dead Locks on them, who on earth was going to come. How many is a Council Housing Team is it 3/4/5 or 1 everyone using this terminology those day's referring to the team when sometimes it one or a recording machine. How can the Council justify such extortionate costs £4'480.00 was it 2 Sheets of A4 paper or one it cost them, or get a Rolls Royce Taxi to view the Property or to take them to Court. Did the Tenants have an anterior motive and did the call Council-in, have they since been housed by the Council simple questions. Why have we been excluded from the Property none of this happened before LL's rights were taken away. I'll leave it there.
From:
Michael Foley
13 January 2021 16:00 PM
I find myself agreeing with Mark on this one I tell it how it is. I have been saying for so long there is a glut of Rental Property especially with so many being driven out of London by Ministry & Local Authorities. Whether it be HMO Licensing that drove rents too high initially, "How to Rent" Section 21, Section 24, Congestion Charge £15.00 per day, ULEZ £12.50 per day now going to be extended to perimeter with-in North Circular Road. I am just outside but some of my properties are inside so that's £27.50 any day if I go to my Property Plus parking or Penalty. Huge parking Charges if you could find one, there is possible quite a lot only for Council stuck a sign there for fun saying no parking, Scores of big Timber Flower box (money boxes) landed in the middle of the road or at junctions with a No Entry sign on them + Camera its a new traffic creation Scheme, 20 MPH restriction all over Town snuffing the life out of business, huge C/tax, C/tax on empty Property. Building thousands of high rise flats clearly not required, thousands of Loft Conversions & extensions all for letting on the tax free scheme (£7'500 pa excuse). It not just Private LL's that being affected its every Home owner, time to wake up.
From:
Michael Foley
13 January 2021 09:56 AM
Robert, I was not saying there's anything wrong with borrowing money to buy property, that's how investment works for Business although HMRC don't consider us a Business, but at the same time the guy using his /hers money probably life savings to put a roof over someone else's head putting their savings at risk, shouldn't be put in a worse position than someone borrowing money, which many on here seem to think.
From:
Michael Foley
12 January 2021 17:22 PM
NRLA. Good on you its about time someone stood up to fight our corners, its been a one way Street far too long.
From:
Michael Foley
12 January 2021 13:37 PM
I see so many posts on here with regard to whether a Landlord has a Mortgage or not. What is the relevance of this ? if a man has worked hard say all his life and saved his money , then spend his personal savings to buy and rent a property why should he be a disadvantaged LL, as apposed to someone that never done very much or not but now using borrowed money (not his money) in order to be a LL, why should he have more rights than the landlord using his personal money.
From:
Michael Foley
12 January 2021 12:37 PM
I think Mark would Like like 100% ban on rent charges on Student accommodation when not being used. Lets have 100% freeze on all loan repayments & interest and lenders not allowed to add it on at the end either, 100% freeze on empty Property Council Tax that shouldn't exist, 100% freeze on utility Bills & standing charges, 100% freeze on Insurance Policy's, 100% freeze on HM0 rip off Licensing Schemes where its the Type of Person you Rent to that require you to have a License or not, not the Property. I reared my family didn't expect or get any funds from mark or anyone else. Rear your own kids educate them or not it is your choice, you must be quiet well off anyway in Business with all those letters after your name ,spend some of it.
From:
Michael Foley
12 January 2021 11:58 AM
Rishi, Robert, Sadiq, was there a film of 3 blind mice.
From:
Michael Foley
11 January 2021 21:09 PM
Its all designed to bankrupt us for sure, the big boys are ready and waiting to take over renting with Gov' help all muscling-in, whether taking over portfolios or building thousands of flats to rent, they want us gone, its not sustainable, 6 months or 12 months if rent is not paid & no action possible. Perhaps the Housing Secretary Mr Robert Jenrick should now suspend HM0 Licensing Schemes that are an extra huge burden on the Private Rented Sector, according to the rules of the schemes for a successful HM0 application the LL must have adequate financial arrangements to allow for repairs & up keep of the Property. How does he square this with a bar on income recovery, scrap the HMO Schemes now that only ever applied to one half of Rental Housing.
From:
Michael Foley
11 January 2021 10:39 AM
That's fine they love taxing us on inflation, more coming in March, it should be called Inflation tax.
From:
Michael Foley
10 January 2021 14:34 PM
Hi George while I support your views on the plight of Private LL's being so unfairly treated that goes without saying and everyone knows its true. However I cannot agree with your view on the virus pandemic because people are dying & I can't condone that, Cheers
From:
Michael Foley
10 January 2021 11:59 AM
Have I done my money ?.
From:
Michael Foley
09 January 2021 17:58 PM
Wonderful, I had a lease something like John's 68 year remaining on the Lease and have already extended it took a very long time and cost similar to extend, but there are other hidden charges & legals as well.
From:
Michael Foley
09 January 2021 17:56 PM
Unfortunately I am not in that privileged position as my rents haven't gone up in years and they can't pay what they can't afford. Regarding licensing LL's who never had them will not know how onerous it is, the Application form used to be 16 pages to complete originally but now all Digital and more time consuming and designed to deceive you and keeps disappearing off the screen so you don't know what you said prior and have to keep saving bits all the way along. They require so much information that's nothing to do with them as you will find out when you apply. They create bureaucracy for the sake of justifying the huge Fee as I found out for myself, when the Freeholder writes to you if its on a lease, The Mortgage Works wrote to me, My Solicitor wrote to me and forwarded the HM0 application documents to me nothing to do with them obviously & I hadn't told my Solicitors about it. The Council notified them and the Mortgage Works a bundle to each + Freeholder + a bundle to my wife at same address as me but not anything to do with the property as I was sole Registered owner. Then you will need a load of Certificates, proof of ownership, a Sketch drawing of the property and every room size (min room size 6.6m2) The name of every renting occupant and which room they occupy all numbered up, the position of Alarms, emergency lighting, a notice Board Displaying your details, Certificates, License etc etc.... Do you still think they don't want us out ?
From:
Michael Foley
09 January 2021 12:57 PM
I have read on here a Councillor who is intending to bring in a licensing Scheme says it self financing which couldn't be further from the truth. The Schemes is wholly funded by the LL's no question about that, do you think the Tenant can pay extra when they can't pay the rent, It doesn't cost the Council a brass fathering which is why they all want it plain & simple. They have already had all the powers ever needed to deal with any issue regarding the Private rented sector as far back as 1992 I have that in writing. There is no need for Licensing all they needed to do is require us to do the extra safety measures they wanted, like fire Doors, Hardwired Interlinked Fire Alarms, Emergency lighting etc, no need for extortion racket costing LL's Millions per Borough unnecessarily.
From:
Michael Foley
09 January 2021 11:57 AM
Robert, as we are being driven out we are being replaced by Big Institutions muscling-in, which is exactly whats behind all this, just getting us out of the way, make no mistake about that. Suddenly the big boys are saying Renting in the way forward and the future of Housing. they have spent years blaming us putting up House prices on first time buyers because of Rental Market, now its the best thing ever when they are doing it. Thousands of Rental Flats being Built all over the place helped with tax payers money, (7'600 rental units in Wembley Park, alone).
From:
Michael Foley
09 January 2021 11:33 AM
Good night all, God Bless
From:
Michael Foley
08 January 2021 21:33 PM
Leics , just stop it you know nothing like that was meant, no I will not be surprised if people are prosecuted for less and we are all the time persecuted on a daily basis , what difference if we are prosecuted or even strung up at this juncture when we are not allowed to operate or live.
From:
Michael Foley
08 January 2021 21:20 PM
John & Leics' come on now you know perfectly well its only a figure of every day speech and nothing like that ever intended, its been completely taken out of context.
From:
Michael Foley
08 January 2021 21:01 PM
John Smith, what exactly is your point, is he not allowed to express his views especially when he has been so heavily impacted on. Why would you need to forward his comments to anyone I am sure the Police & Council monitors this site already. Where the Landlord lives is irrelevant and if he lives in Harrow we might be a bit envious of him and if he has got a HM0' license he is already a victim, (a shame I used to like a pint of John smith's). Sorry the comments upset you but when we are being victimized unfortunately we feel the need sometimes to speak up.
From:
Michael Foley
08 January 2021 19:07 PM
Mr Khan, the anti-private LL Mayor of London. Thousands of LL's paying Millions of £'s in Council Tax and required to do so in virtually all HM0's, a huge proportion of this tax goes to the Mayors Office, why are we required to pay for him, he doesn't do anything for us but poking his nose in damaging our business, we shouldn't have to pay him anything we have no say so no pay. We had a huge increase in C/tax this years, at a time of serious arrears with no powers to recover it or allowed to recover the Property that we have bought & paid for. He uses our money to invent a so called Rogue LL Data Base when we are not Rogues what a shameful waste of Council Tax payers money. He wants a 2 year Eviction Ban and a 2 year Rent Freeze to Bankrupt us, why wasn't the C/tax frozen but instead a big increase and he benefits from that with no input. I had to pay full C/tax on empty Property this year one was over 3 months vacant because I couldn't find Tenants £630, on this one alone Mr Khan will have had some of this. I thing the Mayors Office should have a 2 years spending freeze.
From:
Michael Foley
08 January 2021 07:44 AM
Hi John, sorry to hear that it really too much to stomach, far too high for anyone in Business to absorb especially on one Property, no one has a bottomless purse & we all have to count. Sorry once again and good luck in the future.
From:
Michael Foley
07 January 2021 16:01 PM
I am owed at least £5k + on 3 different properties plus various amounts on others, still I haven't made any application for eviction yet. I try to work with the Tenants and their situation but its not helped by all those sitting on the fence with no input, yet see fit to call all the shots. For years now we have been taken the brunt of adverse publicity, regulations & lies saying how bad we are and the cause of young people not getting the property ladder. There are now several big Companies taking over whole portfolios to rent or building thousands of flats to Rent as you will have seen on yesterdays blog on here. I read it with disbelief you will all have read it too probably, it said Renting is the best way forward for the future imagine that, they have spent years knocking us back, now when its them, its fine don't worry about first time buyers, what kind of clowns do they take us for, if Renters are renting their tens of thousands of Flats & 7'600 Rent units coming in Wembley Park alone, they will not be buying will they ? so its OK when they are doing the letting that's fine. I suppose their friends in Government will introduce a help to rent Scheme.
From:
Michael Foley
07 January 2021 13:30 PM
The money saving expert 'Martin' this must be his best money saving idea of all, this one tops the lot, when I are owed many thousands of £'s on some properties, it don't matter about any of that just stay there , live for free, immune from eviction, nothing can happen to you, no bigger money saving idea, his other Blogs pail into insignificant's scratching around to save a few pounds.
From:
Michael Foley
07 January 2021 11:38 AM
Would that be your wisdom Mark, god help the Country if he is reliant on that, when are all those quangos going to realize its not their Property, not their Property not their Business no input keep your comments get a life suck someone else's blood..
From:
Michael Foley
07 January 2021 09:03 AM
What chance have we got if Mr Paul Shamplina can't make any progress, a man with vast experience of the Law, Re-Possessions, Court Cases & a former Bailiff as I understand it, how onerous is it for us we haven't a prayer.
From:
Michael Foley
06 January 2021 17:20 PM
They will be able to afford Terry, they will put Benefit Tenants in & Gov' will pay them directly they are all mates.
From:
Michael Foley
06 January 2021 15:52 PM
The Housing is not broken but what they mean is they are determinant to break it by every means possible. There is no shortage of Housing yet they keep Building thousands of high rise unsuitable unwanted Flats. They want us out so badly they introduce S24, and dozens of unfair Laws one sided Laws, rules ,penalties etc to destroy us that don't apply to others, that plain enough can we not take a hint. The cronies from Eton, Harrow, Oxford & Cambridge now in power carving up the Housing sector for themselves its obvious to anyone. They are now Building to Rent big time, Developers & Government holding hands. The Article above / Wembley Park, Quintain to build 7600 units to Rent with Government making £65m funds available to help them, where is our help only doing everything possible to obstruct us, nothing to do with shortage they want us out of the way plain & simple, it makes no difference what we comply with at huge cost, we might be short a few Kennels alright, they want us out, out ,out. London is the blue print for other City's, they will not be bothered about rural areas.
From:
Michael Foley
06 January 2021 09:46 AM
Wonderful they pay no tax, but give them the taxes we pay instead, then they complain about the housing they don't supply.
From:
Michael Foley
05 January 2021 16:36 PM
OK Mr Williamson you think we should have all those Schemes Let the Council pay for the administration / Licensing and ultimately you the tax payer of which I hope you are one and don't mind paying a bit extra seen as you don't consider £550..00 very much or come to L'don its £1300.00 + any second visit by Council is £85 per hour, so if you want yearly visits your suggested £120.00 pa will not go very far but that's ok you will be happy to pay not ?. Anyone who thinks it only a matter of paying a license fee is in cloud cuckoo land, there is attached many thousands of £'s material costs & physical work in compliance shouldered by the LL, that said it only applies to half the Community if by any chance they are related in anyway no matter how vague it doesn't apply to them. This is another one just like Section 24 only applies to half of the LL's who own the property in their own names, similar property held in Ltd Company it could be his brother similar Tenants & Rent it doesn't apply at all, discrimination by Law.
From:
Michael Foley
05 January 2021 15:27 PM
We were in disaster area already without Corona due to unfair / unjust Laws & Regulations, licensing, s24 & C/gains tax, plus stupid Brexit where is all this extra money we were going to have just by leaving, four & half years wasted talking then run out of time and had to agree to something, gun boats are not much use if you have 3'800 Container Lorries stacked up at Dover, now Mr Michael Heseltine wants us back in. I don't know that any of my Tenants are Campaigning for anything all quite happy & satisfied, the know Corona is not our fault, it all outsiders too much time on their hands trying to create another business for themselves out of LL's Business. just how many have sprung up already at our cost. They are all very hi-teck with their Computers why not get a job.
From:
Michael Foley
05 January 2021 13:30 PM
Mark, dearest obviously you are referring to Section 24 the removal of Mortgage tax relief for private LL's only who hold the Property in their own name, so how could this possibly be the start of re-balancing the market when its plain for anyone to see it the un-balancing the market given that it don't apply to LL's who hold the Property in a Ltd Company, many switched to take advantage of this unbalancing system who can still claim all the interest Tax Relief on the Mortgage. I like your idea if re-balancing of the Market its a total distortion, unjust & Discrimination. New Property is more expensive because of help to buy / help to get into trouble Schemes, as Government attempts to help the young own a property with financial support the Developer ups the Price to take the extra they can now afford off them, just like it used to be with the Enterprise Zones, pull the other one its got bells on.
From:
Michael Foley
04 January 2021 16:05 PM
I know Andrew it was more like £40 pw but I gave the high figure to stop people coming at me saying we were better off when we were't thank you for that. The argument is far from over homes are still affordable if they keep away from Developers with their stupid high rise over priced Flats. I say in most cases one bed Flats are £50k over priced & 2 Bed are £100k over priced and they rope in young people with schemes initially that they will struggle with for ever in unsuitable accommodation, keep away from the Sharks they'll will be ok. I had some good Tenants that always paid & I didn't rob them either now they have bought their own 3 bed house Semi' Freehold no Service Charge a couple of miles from where they were, front & back Garden + side passage for £445k in Greenford so it is possible to rent / save and buy your own Home unless you want everything handed to you. With-in the Area there is plenty New Development Leasehold 2 bed Flats costing substantially more than they paid for the House, its madness and with the House they have the option of taking in a lodger if they need some extra funds.
From:
Michael Foley
04 January 2021 12:35 PM
James what a twisted article, it no use telling me rubbish about how it was in the 1970's I lived it, so many things left out or untrue. We had no help to buy, Free Stamp Duty, half the money interest free loan for 5 years, no Mom & Dad piggy Bank, no sky high wages, no Benefit System that required a woman to be a single Parent to have a big advantage over working Parents, of course we didn't have internet costing £25 pm, sky tv £60 pm, iPhones god knows how much a month lots more.. We didn't have coffee Shops £3 a cup but at least we had Public Toilets that are now virtually closed its disgraceful, people back then knew what sex they were, but we did save in very difficult times £60.00 pw wages (3k pa) top whack, not £60k pa like many are getting now for not working only playing with Computers they think it work, did you mention inflation No, did you mention Interest rates back then 4 to 5 times higher NO, did you mention there were no licensing Schemes back then now driving rents through the Roof No... what a load of crap.
From:
Michael Foley
04 January 2021 11:10 AM
The Gov' is manipulating the property market, currently a mini boom a big rush to get out before Stamp Duty comes back on property up to £500k or increased, and the c/gains increasing from 10/18/28% to 40/45%. sales are flying at the moment with private property owners trying to get out in time, being bought up by portfolio Ltd Companies LL's, unaffected for the most part with no S24 for them and pay less than half our tax, they are laughing all the way to the Bank at our expense. I like the Farmers economics as well count the sale price as profit forget about costs. Say you bought the House for £100k years ago now valued at £300k so you'll probably get tax 40% on £200k they forget about inflation, forget you didn't actually buy it for £100k because you broke your gut working to pay more than double over 20/25 years on the Mortgage. Its called the simplification of the tax system they want to tell us morons, its very simple they take all. We might as well have John McDonnell's labour at least he told us he would take the property off us.
From:
Michael Foley
01 January 2021 11:17 AM
We might be glad that 2020 is over but we will far more sad when 2021 is over. What Rishi Sunaki has in store for us more of the same only worse for Private home owners & LL's being driven out by unfair and unjust Rogue Regulations, that only applies to Private Property owners and not people who hold the property in a Company. 2021 is going to be a total Disaster c/gains tax increased to our tax rate in March 40/45% for many or more Private LL's with the Section 24 pushing them into higher tax bracket. Then going to tax us twice plus death Duty another 40% on top previously you paid C/gains or IHT now going to be both. Companies will only pay Corporation tax at 19% and not affected by Section 24 its ridiculous.
From:
Michael Foley
01 January 2021 10:49 AM
Nothing new about this its being going on for years, often at Auctions swapping portfolios around to suit their circumstances but one important detail omitted or left out here. Nearly all are Benefit LL's and Benefit Tenants it doesn't matter to them, not much point in getting rid of one lot of benefit Tenant to replace them with another and the whole thing is paid for by Government with very little restrictions, seldom or ever in the past at least were licensing required and often maintenance + grants / incentives thrown-in. All paid for by the working tax payer who can't afford much for himself and very unlikely to get any of their perks, like Children allowance if as couple earn over £50k pa, school meals, free uniforms, free or subsidized housing, a big cut in Council Tax, Nursery fees paid for, it a reward for not contributing or having to paying any tax. The Benefit LL & Tenant totally State funded and recession / lock down proofed.
From:
Michael Foley
31 December 2020 11:57 AM
I had a single guy like this, on the benefit, doing drugs, watch blue films until 4.00 am as informed by other tenants, get up at 1.00 pm, told me he couldn't pay for Dec' or Jan' because he had to get presents for his family.
From:
Michael Foley
30 December 2020 17:14 PM
Adam Tinson Think Tank, did you not know this before, seen as it was caused by your think tanks and the Regulations like HM0's, no over crowding before when LL wasn't was in control and not excluded from the property, the the Tenants bring in extras ' sub-letting but you make sure LL cannot do anything. The other lot probably ethnic majority no license required, mama, dada, grand pa, cousins uncle, steps, etc that's fine. mostly on the system, so now you tell me that they are more risk than my tenants, you already made laws saying it other way around. I am sure they are more at risk as well as I have 5 to one house in some cases, similar houses with so called family houses might be ethnic possibly have 6 /8 or 10 packed-in, no licensing or restriction required, all windows locked up tight and still only one C/tax to pay the same as my wife & me for 2. I don't know why you mention no outside space given you are currently building thousands high of Flats with no outside space.
From:
Michael Foley
30 December 2020 10:56 AM
Yes David, I don't obviously live there but have to go there as hands on LL every time one of them rings with a problem whether big or small putting me at risk. David you are correct but mine are self isolating and one a Doctor sharing Tenant has got it and now moving on leaving me with the problems, while other now test positive. I can't go into every detail and give my stories in a small un-paid for blog, I have work to do., ever wondered where all those who got it lives. P.S. I hope you do not find yourself in the same situation, Kind Regards.
From:
Michael Foley
29 December 2020 10:53 AM
So many more rules putting ever more stress on LL's and every kind of guidance about Tenant Safety but never any mention of LL's health & safety we are expendable. Regarding the Gas & Electric checks to be done at vacant times between Tenancies how does this occur having put laws in place to prevent vacation especially by LL, only Tenant can vacate or if the non-operational County Courts say so. Shared properties on one Tenancy and one or more decides to leave, in the past a replacement could possibly be found but now viewings are suspended and can't be done, anyone thinking their Flat mates are going to pay for vacant rooms in the property at a time when they are in serious arrears themselves is dreaming.
From:
Michael Foley
29 December 2020 10:03 AM
Its all very well for the People with no input, standing on the side lines shouting the odds about how everything should be, its the easiest thing in the world to be a critic and make derogatory remarks about LL's who are doing their best to provide private accommodation that they self-finance to house millions of Tenants while being abused and derided. We can't disappear off for 2 months in the middle of Winter but have to be on hand 7 days a week 24/7 to ensure the Tenants are looked after and any issues that crops up with the property or services are dealt with promptly.
From:
Michael Foley
28 December 2020 21:51 PM
I never thought this 14 day powers to eviction had any prospect of success which is why I didn't bother to vote, it was too severe. I appreciate it was well intentioned & have so far got 12500 signatures and are trying to do something to address the unfairness to LL's. However, I believe if they had said one month minimum to six weeks arrears, it would have had a much better chance of getting the 100'000 signatures for Government to do something.
From:
Michael Foley
26 December 2020 09:39 AM
The most worrying part is the Licensing Schemes loading ever more responsibilities on the LL's while making sure he is powerless to do anything. The LL hasn't been given any instrument to address any of the problems bestowed on him, whether overcrowding wrecking the property or anything else, also he is effectively banned from the property by taking away right to access from him, which used not be the case when we could visit in reasonable day light hours which we seldom did but the Tenant knew it was a possibility and that was enough to stop them overcrowding at least, forget about 24 / 48 hrs rubbish the Tenants are in Control but its the LL is responsible square that circle if you can. There is no such thing as Responsibility in any other Business on Earth without Authority it doesn't work.
From:
Michael Foley
25 December 2020 11:48 AM
Mr Hughes, I agree this is the reality of the business especially in L'don, buy to let is not viable as a stand alone business. Buy 2 Let cannot work in the capital without the LL having other business or income from alternative source to subsidize the purchase, the figures don't stack up try it and see. The Authorities seem to think if the property is expensive then the sky is the limit to what they can load on regardless. As John says how can you charge more rent to people who can't afford, some rents are very high but those appear to be paid by digital Academics on high salaries £60 / £70k pa and cherry picked by the New Big Institutional LL's muscling-in and favored by Government to take over. LL's in other towns are much better off compared to L'don. They can buy at least 3 properties for the price of one in the Capital and their letting income is £ for £ is 100% better and not hounded nearly as much by Authorities as us. Please do the figures & prove me wrong, but traditionally what happens in London spreads to rest of Country like a virus.
From:
Michael Foley
25 December 2020 09:27 AM
Hi Andrew, it looks as if he went missing from this site after a comment where a word or part of a word might have been construed to eluded to a particular type of person or persons, perhaps I shouldn't make such assumptions and apologize in advance. I know shortly after the blogs stopped he was on a break in Egypt where I seen a blog on an other platform, maybe the pharos got him. I have to be careful or I might get Blacked. Happy Christmas to Paul, all Tenants & Landlords every where.
From:
Michael Foley
24 December 2020 15:10 PM
Council don't loose anything its the tax payer, it should come from that Council members money including costs & victim support that's responsible for the problem, like LL's have to pay, the tax payer don't cover our fines & costs, (no wonder they are all acting the jack no come back on them).
From:
Michael Foley
24 December 2020 13:37 PM
In London the EPC money or anything else can't come from the Tenants as the are not able to pay their rent at present. Thousands have left London because of high costs and ridiculous rules whether it be Congestion daily charge, ULEZ, parking charges, Flower Boxes (money boxes) in middle of road traffic creation Schemes, high rent, high C/tax, property too expensive by comparison to other parts of UK. Say you could buy a one bed Flat in Bradford for £70k & rent it for £450. pm, in Harrow west London one bed Flat £270k. rent it for £900. pm, need I say more but you probably know all this unless you are in one of those bubbles. Then hammered by the Authorities in L'don for extra taxes, Licensing, endless hidden charges.
From:
Michael Foley
24 December 2020 10:10 AM
Hi Laura B. I respect your views and have written to my MP. many times just counted over 30 magnolia envelopes from House of Commons not that anything changes so just to say that platform has been well tried and tested. Unfortunately my MP, represents a Benefit Claimant Strong hold probably more Claimants than tax payers hence he has been re-elected 6 times I believe each time with a bigger majority. He is a very nice guy educated in Havard and always seems sympathetic but as a LL don't expect any meaningful help down that avenue. Please do try your MP you might have better luck and I appreciate your intelligent suggestion.
From:
Michael Foley
23 December 2020 19:09 PM
The MHCLG, so it knows its not a fair system for LL's (can't be the Tenant as every recent piece of legislation has been to favor the Tenant) but they are ploughing ahead scrapping / removing Section 21 making it more unfairer for LL's. I have been to the meetings heard all the discussions from all the weedy non property speakers and its clear its their ideas that's being implemented, telling us in what circumstances we as owners can get our property back, marvelous isn't it. One scenario was if we need it for a Family member, another was if wanted to sell the property and then must sell. I say none of their Business I didn't need their advice when I bought the Property or get any financial support they are just leaches, this is tantamount to confiscating part of your acids. its not reds under the beds anymore, they are in Government departments & Civic centers.
From:
Michael Foley
23 December 2020 18:04 PM
Mr Marshall my friend the current situation is already the norm, they are not giving us something its something they are taken away. I don't worry about Lenders too busy trying to hang onto what I have got. The Lenders are not affected by Section 21 they can get vacant possession at anytime they want and only takes a couple of months, no need for them to supply Gas Certificates, Energy Performance Certificates, electric Certs or 'How to Rent' rubbish, in order to go to Court. The fact is it only matter when its Lenders money, when its LL's money no protection free for all, why can't we have the same rights as them, when it our money at stake ? then no need for s21. Regarding if Lenders will not Lend that's fine the can go out of Business but they won't.
From:
Michael Foley
23 December 2020 13:37 PM
No Andrew I don't accept it. I am not getting used to it I Campaigned too hard and long to have it introduced in the first place and only for Sir George Young becoming Housing Minister it might not have happened. At that time it was impossible to find somewhere to rent because if you allowed in a Tenant he immediately became a Sitting Tenant and your Property became worthless over night, do you want this situation again ?. I remember only too well only a handful of letting agents in London over all, not a dozen or more in every Borough like now. Any of this would not have happened without Section 21 and all you LL's out there would not be LL's or own Property think on, no no no. This last 10 years has been diabolical with unfair regulations imposing huge costs & work load on LL's all not unpaid for by anyone except the LL, don't try to tell me Rent pays for everything by Magic, now then anything replacing S21 is a non-starter more red tape & bull sugar tying us to the desk wasting our time instead of letting us run our Business.
From:
Michael Foley
23 December 2020 11:04 AM
Surely you must mean no excuse for Scrapping Section 21, (must be a typo).
From:
Michael Foley
23 December 2020 09:43 AM
How many more things can they dream up, using the Tenants name as an excuse. The Tenants must be sick of it, those groups for ever forcing up LL's costs and Tenants Rents.
From:
Michael Foley
22 December 2020 20:05 PM
Pro-Tenant Activist (so called) Campaign recruit staff for Battle 2021. Renters Reform Coalition new group ? Brand New Group where have you been anymore for the Band wagon. Anyone reading on here must know very few want to Evict Tenants. I see Robert only evicted one out of 300 (1:300 ratio)over 30 years, in my own case only 3 made it to County Court in 43 years out of 2000, so where is the issue only used as a last resort, and tolerate a great deal if rent is been paid, one of mine owed over a years Rent and had to be brought to a conclusion. The real reason as I have said before is the Council wants rid of Section 21 not the Tenant (its been an acid to Tenants)to avoid the necessity of having to house them when they arrive with a Court Order, so all those Groups parading as Tenants Friends are Rogues and frauds, it about time Tenants and LL's joined forces to oppose those Groups trying to drive a wedge between LL & Tenant spreading poison and damaging the Economy, there is enough of damage been done already with Brexit, Furlough disaster & the viruses without those wreckers. The Government should close down those Treasonable Groups, Private Members Bill Please, tell them to go and earn a living and stop sponging off LL's & Tenants.
From:
Michael Foley
22 December 2020 18:35 PM
Shared ownership a complete disaster I know people that had those in various percentages and regretted it big time, then very difficult to re-sell and enough clauses to choke a donkey. 'Help to Buy' is help to get into trouble, to buy over priced otherwise unsaleable Flats, high rise, unsuitable Flats probably no private outside space, its to make profit for the big Developers thanks to their University friends in Government. I still contend those Flats are not required and there is no shortage its madness ? where are the people, where are they living now. I have spare capacity.
From:
Michael Foley
21 December 2020 22:24 PM
Nothing new about this Rent to Buy, sub-let renters have been doing this for years making fortunes (maybe £1k pm per property) at LL's expense, while LL's are held to ransom, prosecuted and fined for the extra persons the Tenants has but dare not ask any questions or he don't get any rent, obviously he is powerless and effectively banned from the property . We are told to do inspections every 2 / 3 months not many LL's do this, it doesn't happen, too scared of upsetting the tenant and might stop paying the rent and now with Government backing, something needs to change fast.
From:
Michael Foley
21 December 2020 18:27 PM
I don't know why Shelter and other Groups are making this such a hot potato issues obviously they can if they want with dozens of in House lawyers, we have no one. I remember a time when some LL's were looking for DSS only before the clamp down because it was abused just like everything that's public funded is abused. I remember the Iranian Family of 7 in Acton (father not present living else where) getting housed by a Benefit LL at a cost of £12'000.00 pm for the house guaranteed money, at that time in this Borough of Ealing the most expensive rental Houses was at a maximum of £3k pm and very rare. When LL's were looking for DSS only no protest, no word from Shelter that I am aware of, no hot potato, so its only Discrimination when it suits.
From:
Michael Foley
21 December 2020 10:28 AM
Well it seems all Charity's are getting hand outs, much of which goes on administration. LL's don't get any of this only abuse, we don't want people to be homeless but I don't include the ones classed as homeless who are actually living in Hotels / B& B. The one's that concern me are the ones on the Street at any time of the year, made far more difficult to house by regulations, on the one hand they want LL's to house them, then they make a whole raft of rules to comply with before taking them as if they could pass any in their situation. The same organisations doing their best to destroy LL's while asking for their help they should make their minds up. Then on the same platform LL's are threatened with 5 figure fines with Licensing Schemes. I thing the guy on the Street is not concerned about Licenses if he could get cover for the night and is anyone likely to help while the Council & Magistrate lie-in wait for the special pay day.
From:
Michael Foley
20 December 2020 11:42 AM
OK David, granted but I take issue with the bit about, Rogue Tenants, bad Tenants, defaulting Tenants & untrustworthy Tenants as an exaggeration. I actually like my Tenants, can I substitute and replace the word Tenants in this instance to Rogue Regulators instead.
From:
Michael Foley
18 December 2020 18:34 PM
Sorry j, of Course they will pay up if you are fined its not optional.
From:
Michael Foley
18 December 2020 18:22 PM
Hi David, that's very presumptuous of you and the Accountancy Firm making this allegation, my Tax Returns are always done, tax paid and didn't hold on to the money for the 6 months that Revenue offered to all tax payers this time either, I could have put it in the Premium Bonds for 6 months like some may have done. This accountancy if they know all this they must know who the people are ?, although HMRC suggests there are 1.6m LL's with only 500t making a tax return so I'll take that as read don't know any different but wouldn't mind all tax payments to be public knowledge and also all Benefit Claimants payments to be public knowledge especially as its tax payers money. I suppose the ghost LL's on not going to appear in this platform.
From:
Michael Foley
18 December 2020 17:55 PM
Mr Crisp exactly right Government can't pay everyone's debt's they are handing out too much already, we pay huge taxes and the more we pay the more we are penalized, the less people pay the more they are rewarded or if contribute nothing better still you get everything, hence single parent family's replaced the traditional family unit. I see one guy who has 7 children by 4 different women never reared any of them, the State did and supplied them all with good housing as well, and he is quiet wealthy sure we could all be when someone else pick up the tab. As a famous President one said ask not what the Government can do for you but what you can do for your Country.
From:
Michael Foley
18 December 2020 12:45 PM
All this EPC stuff is making us all soft, double glazing, triple glazing, insulated walls, under floors , between floors, roof space, everything sealed up tight a perfect breeding ground for the viruses, at least now they are saying to open the windows, we need air /oxygen to live and can't keep repeatedly recycling the same polluted air in our lungs. We could help the environment by turning down the heat, the 20m people over weight could eat two thirds less, reducing the need for so much live stock, the Department of transport could remove the traffic creating schemes they imposed, freeing up traffic instead of queuing endlessly polluting when they could be already at home with their family's.
From:
Michael Foley
17 December 2020 19:21 PM
While you are all on here don't worry about the LL's mental heath.
From:
Michael Foley
17 December 2020 12:51 PM
Mr Wirth, I would not use Guide Dogs as an excuse, obviously those persons need the guide dog and the property would need to be suitable accommodation for this in the first place. While so many are shouting from the roof tops to force LL's to have pets we should have a definition of pets as well. I have had them all, birds, cats, dogs, guinea pigs, fish, reptiles, snakes fed with live rats, really the people on the Band Wagon are a kin to Rogue regulators who haven't got a clue what they are doing because its not their problem & don't affect them no matter how much damage they cause, not responsible for anything just like green horn Chancellor wasting billions and not accountable.
From:
Michael Foley
17 December 2020 11:15 AM
The Renters Reform Bill and the Pandemic and the likely hood of a shortage of toilet paper a far better use could be made of paper. To be fair to LL & Tenant but forget one party owns the Property, the idea of everlasting Deposit going from one LL to another is crazy was it not enough that Shelter undermined it in 2007 based on a pack of untruths then add 2015 De'Regulation Bill, where do those people get off. This is the reason I gave up taking Deposits amounting to over £20k that I handed back that't how much I hate the interference I'd rather to loose the money than comply, only one more step left let some else house them.
From:
Michael Foley
16 December 2020 09:24 AM
So GLA, Nationwide Foundation and 18 other groups band together in collusion to destroy Private LL's, none of them provide any housing that I know of so far but doing everything possible to drive out Private LL's that actually house millions. That's 20 groups or organisations but you forgot to add NRLA (21) now that Mr Ben Beadle is in charge, it was a sad day NLA rolled over to RLA loosing all power to some one born with a silver spoon in the mouth, a JP indeed god help the justice system, another like our Chancellor who wasted Billions all children in my book and should grow up.
From:
Michael Foley
16 December 2020 09:05 AM
I was registered when I had a Company what a mugs game, you pay your own tax then the Companies and that time 52% now think its 19% for small Companies, I had to Quote & beat everyone to get the work then kill myself to try & make it pay, then of Course I had the Cash Book, The Bank Book and the VAT Book to maintain & do. Work half the night to work out the Quotes, Periodic Valuations, Invoices /Statements then wait several weeks for the payment, oh I nearly forgot I have Actually got to do the Work. When I was pulled with the Van for being over weight which I wasn't really it was more about Load distribution after I was escorted to Weigh Bridge and the weighed the Axles separately. Of Course I got fined but the Company got fined as well which was myself so I had to pay double. Being a LL's looks to be is turning out the same. Benefit Claimants wins hands down, roof over head money coming , heating , hot water, Children allowance plus several other Benefits. Rishi should not be in a job giving hundreds of millions away needlessly, big Companies so embarrassed giving hundreds of millions back never needed.
From:
Michael Foley
11 December 2020 16:11 PM
Bill, Totally disagree its all rubbish in the highest degree adding more costs and brought in by Shelter to under mine S21 as you all know by now & stop LL's from taking Court Action., "How to Rent" do people think Tenants are so stupid they don't know How to Rent what have we been doing for over 40 years, now we have Tenants far more educated than LL's in the main, many with iPhones /Lap tops and probably secondary if not University Degrees. Anything they want to know all they do is look at internet. It used to be 8 pages How to rent guide & it been out 6 years but now 18 pages and changed about 9 times its disgraceful interference and not their property, we now have to incorporate it into our Tenancy Agreement or it prevents you using S21. Yours furious
From:
Michael Foley
11 December 2020 12:40 PM
Jim, a real HMO specialist of many years that knows and tells how it is.
From:
Michael Foley
10 December 2020 22:37 PM
Franklin I, Rules for Landlords is a disease and is Highly Contagious even more so than Corona. Ignorance is bliss.
From:
Michael Foley
10 December 2020 19:23 PM
I know we'll have to improve the EPC's although some of mine are "C" already but I'll have to deal with the others. However, the main issue I see is the Electric supply to most Houses is single Phase / 60 AMP I think, so to run an Electric Boiler as replacement is difficult if not impossible without expensive Main Cable Laying but I am sure someone will correct me hopefully. It seems to me existing supply is only sufficient for a Flat which Boiler uses about 14kw, (220v x 60amp = 13.2KW) so that's not going to heat your normal house is it ? + you'll need showers etc, requiring the necessity of hot water storage tanks again. As I understand it 3 / 4 bed Houses need 24kw / 28kw Boilers at present minimum. I suspect this is how we measure heat those days as we don't talk about BTU anymore. Right so we are going to need 3 phase electric, 3 No. 6mm cables / wires that we haven't got. I have seen the Heat Air pumps expensive for heating swimming pools not muck cop & not impressed Ground Heat Source probably ok but not sure needing deep hole drilling. Additionally we can have roof panels but don't want over complicate the running of the house.
From:
Michael Foley
10 December 2020 15:56 PM
Its a Fraud on Private Landlords.
From:
Michael Foley
10 December 2020 13:03 PM
"How to Rent Guide" but I know one of them at least wasn't called not called a Guide at all. Surely not another NEW ONE I think it has changed 9 times in just 6 years from memory since introduction, is Shelter so incompetent when they brought it in, they couldn't get it right first time and none of their Business anyway. What ? 9 or 10 goes at it maybe they should be on the Brexit Team, can anyone tell me where I can get a good Race Horse it has to be good to keep up with this.
From:
Michael Foley
10 December 2020 12:45 PM
When a LL has been convicted and paid the penalty he should be allowed to continue without it been held against him and a clean slate. I think Timpson are astute business people as many of those guys knows all about keys & locks.
From:
Michael Foley
09 December 2020 12:16 PM
YMCA chief should know better its the Tenants that does the overcrowding every time. The HMO regulations restricts the number of Tenants the LL can have in the property so how can he overcrowd impossible he should get his facts right. HMO isn't any advantage to me and never was just adding huge extra costs. There was no overcrowding before regulations were introduced and very little anti-social behavior either, when the LL was in Charge and not excluded from the property, now they made sure he is powerless and responsible for what he has no control over. I never wanted to be involved with HMO's it was imposed on me there is no choice and can't see why I should have a HMO license as I never let rooms. We are discriminated against half the Community don't need a license if connected to each other in some way and that is often a dozen in one property many on benefit, it would appear their relations occupy many of the Civic Centers making rules to suit their own, maybe The Guardian could investigate.
From:
Michael Foley
09 December 2020 10:58 AM
Yes hard times for some indeed not everyone, we can hardly expect Government to help Private LL's while doing everything possible to destroy us, that would be a conflict of interest, we are virtually Nationalized having being ordered / forced to house people regardless of whether payment is received or not but keep our heads well below the parapet of get a big fine for good measure. While I have the greatest sympathy for Tenants who are struggling and I do everything possible to help them as a human being but Gov' makes it a LL's guarantee. The best way to help Private Rented Sector is to scrap the encumbrances.
From:
Michael Foley
09 December 2020 08:55 AM
Well its easy to knock NRLA but who else have got ? apart from no one. We can Blog on here all we can and tell it how it is but there is no one taking a blind bit of notice of us, probably having a laugh at us.
From:
Michael Foley
07 December 2020 22:03 PM
LL's must provide kitchen & cooking Facilities says MPs, (Guardian Paper). I can't believe that I am reading this those are far as I am concerned are basic necessities and are always provided anyway. I have always supplied fully equipped Kitchens, Cooker, Microwaves, Fridges , Freezers, Washing Machines etc, and replace immediately when required as normal practice. I know in recent years more LL are reluctant to do this because of Regulators loading responsibility's on the LL. Therefore the Tenant may not get them removing the responsibility, when the Tenant owns them not it LL's responsible simple. I also blame the Council for this as well. I have it in writing from them if I attempt to put in any kitchen facility's / Showers / Toilets, sinks or hand basins without having Building Control Regulation Approval. I am threatened with a big fine, and they say it will affect future Sale of the Property or any HMO application. I don't have a problem with that I just will not do it go to hell I say, the minute you get them involved the cost doubles takes much longer then you have to pay them while you finance and do the work, its not about cutting corners either and very likely do a better job when not interfered with, usually people working on their own property is going to do a good job anyhow.
From:
Michael Foley
07 December 2020 17:44 PM
Agree I used always give to Charities but not anymore. I even used to have a standing order for water for Africa but when I see some of their wealthy fellow Country men in this Town you wouldn't get a penny out of them, we live & learn.
From:
Michael Foley
07 December 2020 11:50 AM
Whole sale Disability Fraud + Cars & Badges its Mammoth. I see it all the time in car parks, in a road near me she's on her 4th New free Car, she used to be 20 st so she had a couple then, then NHS gastric band so not over weight anymore but her Mother becomes that age in the mean time so she now has it for her although never seen her drive her anywhere, nice Detached House probably £1.4m and another one let, that's all I say about it, she's not the only one.
From:
Michael Foley
07 December 2020 10:00 AM
Compliant LL are folding because they have been unfairly targeted and over loaded with Regulations which is not sustainable. Non-compliant LL's still prosper as do Benefit LL and their Tenants. I do not know of any of them having a short fall.
From:
Michael Foley
07 December 2020 09:43 AM
Re: Shelter are you mad why are you campaigning for Rent Reductions at a time of serious Arrears. I have some in arrears since January (before Corona & continuing) in 2 of the most serious cases at least, now amounting to many thousands of £'s, although they do pay some money, arrears Increasing each month by £300 / £400. in each case plus some others can't pay full, so what's the Reduction Campaign for with their £60m Charity Status annual pot to supply nothing.
From:
Michael Foley
07 December 2020 09:37 AM
Paul. I don't think there is much difference between Landlord organisations. I was with NFRL but my membership became NLA as I remember it, now NRLA after merger with RLA, small Landlords became seem to disappear or interrogated into NLA possibly, with the split seems to emerge Southern Landlords Association which I was a member of too, but now called iHowz. I suppose it don't make much difference to us anyway they seem to exist to implement Government Policy and get us involved in courses to comply to this effect. I used to have what I considered good Insurance policy's but now we have what is called specialist LL Policy's with about 7/8 down loads who the hell is going to know what's in there, read and understand it they all say, Terms & Conditions Apply, its concerning if the worst happened, they could probably drive a horse & cart through it as they say.
From:
Michael Foley
04 December 2020 17:11 PM
NRLA, Mr Beadle say's get on with 'Renters Reform Bill' but not in my name there is never anything in anything they do to improve the Private Rented Sector only add more rules & costs. He should be Campaigning to scrap it and also to Scrap 2015 De-Regulation Act, which was never needed, brought in by a lobby group which get Funds from Government, also have Charity Status, with a No.1 agenda to destroy Private LL's. I agree sometimes S21 was abused occasionally mostly by some Asian LL's when they just wanted to put-up Rent, lets be honest about this. I had 2 lots of Tenants come to me that this had happened to but there was nothing wrong with them. I had one lot stayed with me 14 years then bought their own House, the other lot stayed over 10 years and never a bad word between us. Tenants abused S21 a lot more by far even sometimes filling out the forms themselves & get LL to sign, to get Housed by the Council, why is this never mentioned ? if LL's didn't play ball he was going to suffer no end, stop paying the rent and do as much damage as possible, then he had to go for S21 whether he wanted to or not, this is the truth about what went on, just sweep it under the carpet & blame the LL.
From:
Michael Foley
04 December 2020 15:31 PM
We have all those groups ganging up against Private LL's. I see in Scotland, Labour Politicians, living rent, green MSP, TUC, & Shelter among others, none of those provide any Housing that I know of, so why are they attacking the only people that does. They are getting funded by huge amounts to do this from Government and the national lottery amounting to millions, many have Charity Status and getting Grants as well like Shelter got a Grant to go into Scotland to see how much damage they could cause there. They are all intent on obstructing Private LL's and drive him out of business that's our reward for Housing Millions & paying Billions in taxes without any help from anyone only impeded at every turn. Its very very strange that the powers that be, haven't made any of those millions handed out to non housing Groups available to Private LL's to assist us provide the Accommodation, instead of continuously increasing our cost base to the point where we can't carry on.
From:
Michael Foley
04 December 2020 11:44 AM
Hi, retired agent I am old enough having lived through it and paid the 15 / 17% on Commercial loans. I would prefer those days back than all the hangers on's living off us now, grinding us into the ground and the endless anti- Private LL laws we now have. I always held the view that it was totally wrong to bring Bank Base Rate below the traditional 5%, then you paid on top 3/5% according to your credit rating, abolishing Savers over night so now we have not got savers anymore incl' the young so how could they have savings now either, morons. That time we had a better chance of knowing where we stood thing were far more steads at about 2.1/2 % pa, not leaps & bounds like the years since. Savers were left holding the baby with their savings sittings in the Bank doing nothing only devaluing, hence they were driven to buy property that they didn't necessarily need or want, driving prices through the roof all bidding against each other, could Government not see that ? but now complain the young have no savings & property to expensive all of which was caused by their Policy's. Yes I remember the 80's and what the guys in suits were called the same guys are back again making a fortune off LL's but don't know if they are called that anymore or allowed, (Yuppie's).
From:
Michael Foley
03 December 2020 14:46 PM
"Right to Rent " check nightmares, James Brokenshire is talking rubbish so he has been checking with a panel of experts, who were they more Graduates in suites, certainly not LL's. I have being doing it for 2 years and still struggling, just more unpaid work load for LL's to drive me up the wall. Why don't Mr Brokenshire sit down with his Panel of experts and write a list of all the unpaid requirements that has been imposed on Private LL's this last 15 years, they might even come to the conclusion that its not viable anymore. The Courts now Require bundles before you can even apply to go to Court, maybe even like Deposit Resolution as a mediator go between you & the Tenant, do they not think that we have not already spoken to the tenant to try to resolve. However they will ask the Tenant for a fee of £20.00 and if Tenant says no that's end of that, if Tenant agrees that's fine because he knows he's going to get a Bargain its the LL that takes the hit, the fee for this is £150.00 + vat for the one hour session max it would appear to meet Tenant & LL, at the end you'll get a piece of paper to this affect to add to you Court Bundle, you must also help the Tenant to get Benefit it a requirement to help their finances but I don't know where to start with this as I never drew any Benefit ever so not capable of doing it, is this another LL requirement to be able to apply for Benefit. Incidentally I understand the Deposit Resolution process has already had 20'000 take part in the Scheme rising rapidly, there you go £150.00 x 20'000 = £3'000'000. plus a bit for Government / 20% vat £600'000. = £3.6m extra of LL's money bites the dust. Add that to Deposits Schemes in a similar vain, ( they are all having a Laugh at our expense).
From:
Michael Foley
03 December 2020 11:48 AM
Time to stop the nonsense and reinstate Section 21 completely before we have the biggest collapse ever pfizer or not and while you are at it scrap the 2015 Housing Act that was never required brought in based on untruths. Otherwise the Government should have the decency to tell us straight that we have been Nationalized.
From:
Michael Foley
02 December 2020 16:41 PM
No use telling me about dash board a pig would know more about a half holiday. regarding the Short Term lets going through the Roof I agree this has happened that's partly why it so hard to find regular Tenants. Tenants don't want to be tied and free to move about. The sad part is it's LL's Property they are using under the cloak of a Company Let. and sub-letting them in rooms. That's how it is at a time when DCLG, the Mayors office and every Council / Civic Center forcing us to have longer Term Tenancies, good that isn't it, not.
From:
Michael Foley
02 December 2020 12:15 PM
The Renters Reform bill is all about Government ducking out of their responsibility to house people, having created the situation in the first place by giving themselves a Statutory duty to do this. They are not able to cope now and blame the LL and this is the real reason they want rid of Section 21, it's not that the LL's was doing anything wrong no one wants to get rid of a good Tenant, the idea of S21 was to get rid of a bad Tenant or get his own property back if he wanted to and why not, regardless after all it is his property. They now talk of a system to be fair to LL and Tenant that's a bad joke with all recent rules stacked in favor of the Tenant. The other point is if they are talking about equal rights to both parties, have they forgotten that one party owns the Property ?.
From:
Michael Foley
02 December 2020 10:01 AM
The Red tape above is not an option at all, its making a totally mockery of the private rented sector, is insane and I will not be doing it, and couldn't do it even if I wanted to will the best will in the World, it an absolute disgrace and an affront to justice. A business cannot operate in this environment, what other Business has to keep going to court to operate and try to run theirs / none because its not possible. I had enough of Courts having attended 31 times in last five years mainly as an interested party so I seen first hand what happens. At one stage we went to Tribunal which is supposed to be a cheap viable process to sort out your differences and reading the back of the form it said should not cost more than £500.00 or we would not have gone there. However it did not end there and continued for ever becoming a Land Mark Case, so this is how we are supposed to conduct Business running around with Court Bundles, give me a break.
From:
Michael Foley
01 December 2020 21:18 PM
Seb' I am probably the fool for being a LL, or could it be a legal system that required this to happen and no other way out of it. The Lawyers and Courts making big bucks at layman expense with no other route. The case was very simple 9 of us paid the Service Charge of about £1100.00 each pa, one lease holder decided to only pay £100.00 pa and continued like this for a number of years, based on a picking on a bit in the Companies Memorandum of Articles where by it mentioned a surveyors report fair enough but there was no Surveyors report of money to pay for it, least of all someone only intent on paying £100. When the Accountant done the Accounts at year end and knew what the cost were we all paid our share except one, usually approx' £1100. each, reasonable I think to cover the grass cutting, general outside maintenance and regular Vacuuming of common parts, halls, stairs & landings. + Block Insurance, you can draw your own conclusions. The new rules coming in as stated above is the same nonsense and will keep LL's involved in Court Cases for ever, not possible to run any Business under such stress and draconian measures.
From:
Michael Foley
01 December 2020 14:42 PM
I see this as a Kin to a small Block of Flats where I have one which what was originally a small issue with one Lease holder not paying the service charge and going to Court for backing which was given, (wrongly given in my view) was allowed to fester and escalate. To make long story short, we had several County Court Cases, First Tier Tribunals, 2nd Tier Tribunals, High Courts, Royal Court of Justice. I won't identify the case because I think I am not allowed. So it rambled on for years costing everyone about half a million in Courts & legals, it could easily have bought 2 Flats in the Block hands down. The worst part is it ended up a resident lease holder lost everything and couldn't take it and blew the Flat up totally while inside RIP. This case should never have seen the light of day and struck out in the first instance, this is what they are bringing in now for LL's a whole legal dysfunctional process. Congrats'.
From:
Michael Foley
01 December 2020 10:14 AM
It makes no difference whether we are careful or not we are been obstructed at every level from running our business that's clear enough and doomed to fail, no LL can cope with this nonsense and well they know it so whether the Tenant is good or bad you are stuck with this and this is a big encouragement to them to be bad and backed up by Law. We are LL's and should be allowed to look after out letting business and deal with all the day to day issues keeping our properties in good nick like we always did instead of tying us to the desk like they have done already loading us with rules so now just add twice as much more and have to avail of legal back up more time, costs and damage to collapse LL's and the economy. I have been through 5 Recessions and this will be worst by a Country mile. It was not enough to make a mess with Furlough wasting Billions when it should have been a Loan instead of a Grant.
From:
Michael Foley
01 December 2020 09:43 AM
I am going to defend the LL in Wavertree an area I used to know not that it matters. They were being rained on in the Kitchen ? more likely being rained on from the Bathroom above being misused by the Tenant family, (note no mention of leaking roof). Missing Smoke Alarms come on now play the game we know the Tenant removed them, I'll give you 10 to 1 on that. Lock missing on the back door who removed it ?. Licensing Schemes or other Regulations not going to help any of this, the Council already had all the powers they needed as far back as 1992 where by they could take any action they wanted against Private LL's if there was a complaint, I have that in writing, so there was never any need for a Licensing Scheme only to make soft money for nothing. The biggest damage was done by excluding the LL from the Property so as to make sure he can't know whats happening then turn around and fine him for the damage caused by Regulation. I have some occupants refusing me entry but they are not even my Tenants and shouldn't be there. I like the bit about allowing the Family to live there, he has no choice he cannot put them out, so how does he not allow them to live there.
From:
Michael Foley
30 November 2020 12:04 PM
Prudential regulatory Authority have no need to warn Lenders they are never at risk its the buyer that always get caught, they are well protected & can repossess in a couple of months not 2 years like LL's. I never understood all this lending scenarios anyway whether 125%, 145% or 175% its all double dutch to me and the Rent was never that much more to cover any of them its rubbish. The Regulator should be more concerned about the Rent Arrears imposed on us by Statute than the tax we pay, we have to get the money first to be able to pay the tax not alone make repayments on the the Mortgage.
From:
Michael Foley
30 November 2020 10:45 AM
Sorry Franklin, its not a moral Story, they have no morals, yes the heat is far too much for me and I don't wan't to be in the Kitchen or be a Landlord the biggest mistake of my life ever being a LL, what on earth for to run around after everyone, keep a roof over their heads, fix everything and be hated by the establishment but they won't let me get out, without destroying a life time of tax paying work. I have been a LL since 1978 / 42 years and campaigned for years to bring in Section 21 now people clambering to get rid of it without knowing why it was brought in, they all all great with their suits & Computers dictating how everything should be, they are not hand on LL's or capable of doing anything other than pressing buttons and only came into the Business this last 15 / 20 years maybe not even that, no wonder so many work from home because its not real work but someone does it and not from home. Get out of the Kitchen pay 28% capital-gains tax or next year 40% / 45% my tax rate on inflation mainly with no allowance, indexation or taper relief, then it don't finish there I am supposed to live another 7 years which is very unlikely or my Estate pays another 40% Inheritance on the remnants, what a waste of time.
From:
Michael Foley
28 November 2020 22:36 PM
Franklin want a silly Blog, whether you are a LL or on the Council licensing Team you are certainly not helping the Private rented sector LL or Tenant it seems like another case of the LL will be alright he has plenty of money that kind of nonsense. How many more costs are we suppose to endure we are already scraping the barrel with arrears and regulations so just add more it will be fine is it. so to reflect on what you say, EPC, "How to Rent"- that should never have been, Gas Certificate yes, Deposit Protection- that should never have been, Plus Prescribed Information,- Should not have been, Electrical Inspection Condition Report Cert' 5 year yes we pay for that, etc you say ?. I'll fill you-in then "Right to Rent", ICO's registration, Referencing Checking, Hard wired inter linked fire detection in every room + heat detector in Kitchen & monoxide detector where combustible appliances are, Certificate annually, Emergency Lighting common areas halls / landings, annual Certs, pat tests in HMO's that will be your license thing, Fire doors, stops & locks with non-key operation from inside, ditto front door, expensive door closer's, that's a good bit you didn't mention but that doesn't matter we are made of money just give local Authority another £1300.00 in L'don for a license Application, then they can give you a big fine for not been in complete compliance with the License you shouldn't have, why not also give them £85.00 per hour extra if they have to make a second visit to inspect what you done, you couldn't expect £1300.00 to cover that could you, you'll have to admit they'll need a pen & clip board, forget the fact they have taken away our 10% wear & tear, introduced Section, 24, possible Article 4. in some cases, + a great deal more in that 2015 housing act, they have already imposed C/tax per room in some HMO's, lastly you have lost your sense of value £2'500.00 is small change is it, so you will have no problem paying the Mortgage, Ground Rent, Service Charges, Full Council Tax on any vacant period or if you let by rooms you have to pay Full C/tax. The furniture, beds, 3 piece suites, tables , chairs, cooker probably 2 for HMO if 6 persons, fridges / freezer, Washing Machines, Boiler Servicing / break downs, maybe extra sink in kitchen like I had to do, Building Insurance, I wished people would think first and take proper costs into Account
From:
Michael Foley
28 November 2020 21:22 PM
I get on well with my tenants too despite all the Despicable Organisations best efforts to drive a wedge between LL & Tenant spreading poison. The same Organisations that made their Rents un-affordable adding rules and enormous costs while pretending to be their friend. According to what I read if correct 1 in 5 renters are on benefit / 20% so for every 4 renters there is also a lame duck not paying their way, living off the tax payer but don't dare and say anything about them or you are in big trouble, some have no choice I know but also I know many family's are splitting up or even getting Divorced, the Benefit offers far more security to a woman & children than the husband.
From:
Michael Foley
27 November 2020 10:07 AM
As expected a bunch of idiots in charge of us, now they even wants us to educate ourselves up to their standard imagine that ? morans. The Furlough Scheme was a disaster hundreds of Millions wasted if not Billions, everyone milked it from the Billionaire to the man in the Street, I know so many didn't need it and didn't even affect them some took thousands and then carried on in the black market in the mean time making easy extra money, I see free food being delivered to Millionaires its disgusting. All the Chancellor had to do at the outset was simply say its a loan & will need paying back sometime that would have cut the Bill by more than half immediately, the millions that didn't need it would not be applying. Everything Mark says this time is correct and a forgone conclusion.
From:
Michael Foley
26 November 2020 10:23 AM
Very good Insulate everything up, seal everything tight don't let anything escape, only problem we need air to live no wonder we catch everything cooked up like battery chickens. I wonder how our ancestors lived for thousands of years without a bit of polyurethane foam or rock-wool.
From:
Michael Foley
25 November 2020 17:05 PM
It was not possible to recover any costs regarding the locks, or other damage to the property amounting to thousands of £'s because of Tenants behavior, visits to the property by police, my second letter from Council warning me of robust action against me, there you go / I knew what was coming next probably a bigger hit so I advised them I would not be renewing contract and they did leave after a couple of months notice, don't thing its any rubbish house either I built it myself 35 years ago to a high standard complete with the NHBC guarantee at the time which I was a member of for 20 years. I suspect they had something to hide as well and I had to stay quiet & swallow all costs, its the new legal system its the person that didn't commit the Crime that pays the penalty.
From:
Michael Foley
24 November 2020 20:37 PM
Andrew, I was required to change all locks in the house for HM0 regulations to Euro Locks with thumb screw type on inside so that no one could get locked in their room and front door operate similar way to get out without a key, fair enough done all that. Then Tenants came along and changed all the Euro Cylinders operated with keys from both sides, when they left key's not returned or lost, result me having to change them all again, not easy but nearly impossible as I have to drill them out when I haven't got a key to line up the lever inside it cannot be got out, now made more difficult by stupid manufacturers with tempered steel, who on earth ever broke in a property by drilling the lock its a bit of a give away are they mad, surely the window is forced first, not easy to change the locks and the rubbish fire doors BS or Euro this that & the other that we are required to put is damaged in the process.
From:
Michael Foley
24 November 2020 10:58 AM
The Office of Tax Simplification means more tax that is the definition of it, never any other way or they wouldn't be doing it. The bigger tax payers that always paid more tax are targeted again and don't get any benefits from it, not even their Children's allowance, many even lose their personal allowance as well, as a penalty for paying more than their fair share of tax. He may even provide homes for lower tax payers / non payers to live-in, that get housing support, school food, school uniforms, nursery aid for their kids, reduced c/tax and a host of other discounts & benefits, as a reward for paying less or nothing, that's fine many businesses gone to the wall, just tax more out of business, what then ?.
From:
Michael Foley
24 November 2020 10:35 AM
Girish,True facts not reported is truest word you ever said like Deposit Schemes based on total untruths, you will all probably have seen last week TDS say far less than 1% goes to Dispute Resolutions so someone is making a killing, some of the big ones charge £26.00 to protect one Deposit in the Insurance Schemes, they are hardly at risk. The Schemes were brought in by an un-elected lobby group who alleged up to 44% were withheld by LL's, what an untruth and no come back on them why are they not held to account, now we have all this extra cost & hassle imposed on us and causing an administration nightmare as has been said on here trying to get it back. Just scrap the stupid Schemes like you did HIP's.
From:
Michael Foley
23 November 2020 13:52 PM
Its one thing paying an Agent @ 9% when you are getting a market rent but don't forget there will be other bit of costs they add in + 20% VAT on your fees which is hundreds on its own and I know 9% of nothing is nothing the money is gone you'll never see it. I don't get market rents at best of times, all hijacked by Digital Academics so called Corporate Lets, Rent to Rent or Airbnb etc, taken over LL's property & sub -letting it in rooms usually and now I have many arrears, other parts of the UK are more fortunate for now at least as they seem to be getting good rents for much cheaper properties and not hammered with so many unfair regulations yet. I can never understand why Licensing only applies to one half of the Community so called single family units by any definition and virtually nothing applies plus a huge number of those living off the system as a reward for not having to comply with anything, level playing field please. They Mayor would like the tenant to inform on the LL if he doesn't have the appropriate License for the Property but its the Tenant that should be licensed as the License don't always apply to the Property unless a different set of Humans Beings are installed ? total Discrimination its a mockery, so if you need a license don't bother just change the occupants much more economical and you wont get yourself a criminal record.
From:
Michael Foley
21 November 2020 15:26 PM
Just more & more on the band wagon carving out a lucrative business for themselves at the LL's expense, (we are so lucky everyone wants to do us a favor) and no need to query this & that / what if ? they'll have a thing known as Terms & Conditions keep clear let them row their own boat.
From:
Michael Foley
21 November 2020 08:29 AM
I don't understand really other than I know most Combi are only fit for one shower but you can add indirect Cylinder / Mega flow a good size for the capacity you need, then you shouldn't have the problem always assuming you have any space left with all them showers.
From:
Michael Foley
20 November 2020 21:39 PM
I think forget about £100.00 for an oven the Council required me to put in double range oven cookers for 6 persons in 2 properties with 7 unit hob that's £1'000.00 ten times more, some replaced 2 times already + the hood extractor 1m wide is £400.00 on its own and your are going to need help with this one /try catching that and walking away with it, in any case the cheapest oven is more than £100.00 which is the conventional oven with no fan pretty useless, you need a fan oven at least to spread the heat or you won't bake a cake even Curry's min £170. with fan cheapest but can be a problem to fit if you have gas hob with supply getting in the way, the more expensive one give you more options.
From:
Michael Foley
19 November 2020 18:31 PM
More corruption & collusion to destroy Private LL's so much injustice they are doing their best to drive the wedge between LL & Tenant further-in. I thing I should become a Tenant you already need to be 9 months in arrears before March before any action can be taken then probably another 9 to be out out or longer, so now for good measure I can have another 12 months free rent if the LL don't have the proper license which is so easy not to have, it took me several attempts to apply for the right one and even confused the Council staff, a house had to be mandatory HM0 more than 5 persons even though only 2 story, 2 other Flats in my legal conversion of 2 story house all passed according to 1991 building regulations still had to be licensed one with Additional and the other with Selective license. I can have all this free rent as a Tenant for another 12 months with the backing of the Mayor, then I can easily find something wrong with the Deposit protection, like several even the "How to Rent" if he didn't give me the latest one that no one knows about has changed already 9 times in 5 years, so I can have my Deposit back + 3 more Deposits that I didn't pay isn't it wonderful.
From:
Michael Foley
19 November 2020 17:27 PM
Mr Lester the Pork has more savvy than you think and so have the Tenants which is why majority don't avail of those policy's. Mr Evans so would like to impose another cost on Tenants that already have their backs to the wall. I think Insurance Companies are more interested in feathering their own nest like many others carving out a living for themselves off LL's & Tenants alike. When I had a potential contents claim some years ago it was never claimed, they sent the forms that were so onerous it was never done so a fat lot of good that was, more grief & hassle than what I would be Claiming.
From:
Michael Foley
18 November 2020 09:36 AM
Mark, you didn't clarify which one side will have no money, it looks like the LL to me. I can see if I didn't have to pay rent I would have plenty of money, on the other hand if I am on Benefit and being provided for I will have plenty, then work on black market for official 16 hours or any hours as no way anyone can verify what hours I worked. I understand you are a Surveyor and must know there isn't much scope for profit. I have a one bed Flat can you work out how much profit I am making cost of Flat £250k, stamp Duty £10k, rent £900.00 pm, Service Charge £1300 pa, Insurance's £605.00 pa, (contribute to other Block Maintenance ? ) C/tax £1648.70 (Harrow) if I have to pay it if vacant now all you got to do is work out Purchase deposit and Mortgage loan repayments with no tax relief on interest repayments S24 for tax purposes. Bear in mind the Council may land you with an HM0 Additional License cost at any time by Selecting an Area which they did to me in Acton, a Lady told us here yesterday to sharpen our pencils it will need to be very sharp indeed and before I forget all my labor is free as is Beds, Furnishings's, fridges ,Freezers, Washing Machines, Regulation Requirements, Boiler nightmares, repairs that will do for now I am very privileged not.
From:
Michael Foley
17 November 2020 16:28 PM
Jay, sorry that you have been offended and nothing to do with women sticking together but I agree with Andrew on this one although not that happy for being a LL and far less in recent years being a targeted by anyone that wants to have a go from the Press to Shelter and Generation Rent. Baroness Kennedy can expect to get slated while fronting Generation Rent continuously knocking private LL wrongly, a new batch statistics every day by every other Digital Academic to suit their purpose that living off us and driving us into the ground, no I don't feel privileged at all but despised & burdened.
From:
Michael Foley
16 November 2020 22:30 PM
This is a typical example of why HMO should never have been brought in destroying the Property I have suffered such devastation at the hands of Tenants, held to ransom over a barrel and the threat of action from Council. Tenants are King, give LL's back control of his property like it used to be, they Tenants know we are powerless to act and if you try, all they need to do is contact Council and they will be delighted to oblige & hit the LL. Regarding this case Blocked Fire Escapes, Broken staircase, gas Leak, Toilets not working, who done all those things not the LL but we have new justice system its the person that caused the problem is exempt in law. I have a good property with 3 Toilets no less and I got called 3 times in as many months all 3 blocked again & again having parties / drinking & takeaway's packing stuffed in them, total misuse. The Toilets never blocked before this lot in 30 years nor since they left, so that will be my fault for being so stupid to house people with no control of what happens.
From:
Michael Foley
16 November 2020 16:34 PM
Jay, you have a very valid point unfortunately the System is not the Solution its the cause. Where are the Fathers but we all know its a requirement to be single mother with kids to avail of all the free housing & hand outs. Thant's what broke up the stable family unit, the Government designed the system to smash the traditional family unit all those mad ideas about rights and entitled Society. I would like to thank Alicia for hi-lighting that more than half the free loaders are milking the system & the tax payer that's what's disgraceful. So you are all clambering for more from Government as if they have a bottomless purse, driving up taxes causing more Businesses to Collapse notwithstanding the huge number gone already, what then ?, (cut Benefits). There is no shortage of Homes just a shortage of people willing to pay their way, hence very long Council waiting Lists you still have potentially another 49% available if the list shortens.
From:
Michael Foley
16 November 2020 15:06 PM
Mr Wirth, hi David we wouldn't want to libel anyone perish the thought but now that you mention it I think LL's have a great case which should be crowd funded. I don't think I have heard a Local Authority or an anti LL organisation ever refer to LL's other than Rogue LL's surely that's Libelous if that's not defamation of Character what is. I wonder would lies be defamation like when Shelter alleged LL kept up to 44% of Tenants Deposits prior to introduction of Deposit Schemes in 2007, the truth was very much different less than 2% went to Dispute Resolutions, so we have Laws implemented base on untruths. Took away our 10% wear & tear, forced in "How to Rent" into our Tenancy Agreements against our wishes as if Tenants didn't know how to Rent with their iphones / laptops and 10 years more education usually than the LL's. They failed with the Private members Bill & Sarah Teather MP. then they were behind 2015 Deregulation Act alleging Property damage and a raft of other things to prevent the use of Section 21. This is some interference by an Organisation with Charity Status getting £15m pa, of our tax payers money to destroy us, changing the Laws of the Land as outsiders without being Elected Representative who's job it should be.
From:
Michael Foley
12 November 2020 20:33 PM
No David just a level playing field and not be burdened by everyone else's family pay for your own kids nursery.
From:
Michael Foley
12 November 2020 12:58 PM
Its anything and everything to destroy anyone who tries to do good, Benefit Claimants are King the Corona proved that the only one not worried about rent arrears, the tax payer is responsible for them and their food, their clothing, their Children's allowance, their housing, their giro.
From:
Michael Foley
12 November 2020 10:38 AM
Yes especially in L'pool they love a comfortable life style and property was always cheaper there. I lived there for 6 years as a tenant in many a gaff and at a time when benefits were very little and people were more interested in work.
From:
Michael Foley
11 November 2020 21:17 PM
Prop Tech, just more & more Digital Academics destroying our Business on line everything carving out rich pickings for themselves Alienating and destroying us. The internet has caused most of the problems that we have for sure, we wouldn't have half the stupid regulations only for the internet because they are too lazy and wouldn't do it if it involved work. We were far better off before internet and much easier to source Tenants because we weren't pigeon holed and controlled by web sites. Just a simple ad in the Evening News or Loot and they flocked from all over L'don, not messing about on line looking at hundreds just to see what you had for fun, I thought we had privacy Laws.
From:
Michael Foley
11 November 2020 20:54 PM
John, I have given up writing to my MP. having being writing to him for years, to be fair he usually replies and I have just counted 25 replies / envelopes with House of Commons envelopes on them all in connection about Housing Policy and unfair Regulation. However nothing changes only for the worst I have even given up voting although I am required to return the form to the Registrar. My MP is in a Benefit Claimant strong hold hanging around the Street and smelling of wacky tobacco hence he has been re-elected at least 5 times with a bigger majority so no point in LL's talking to him, obviously when they get everything for nothing they are going to vote for him and they do. I don't suppose he needed to go to Harvard at all.
From:
Michael Foley
11 November 2020 11:33 AM
Refinance there could be something in that although I only ever had a primary education, depending on your situation and you are into property to some extent but own your own Home. Supposing you form a Property Company sell your own Home to the Company you have a ready made buyer, Mortgage it up to the max, get your tax free money out. The Company then rents out the House even to Council on some 5 year thing or what ever taking full advantage of Section 24 as long as the income covers the Mortgage why worry when you can use S24 it should be easier and don't forget you sold it but still own it. With the tax free money behind you up size or down size which ever suites you, buy another Home on a Mortgage with a good Deposit keeping a war chest behind you to withstand what ever comes and be financially secure, some time down the line you will have another Personal Home to sell.
From:
Michael Foley
10 November 2020 16:06 PM
Well done you David, how do I bang on 15% on top when I am thousands of pounds in arrears already and tenants haven't got it ?. When the high profile LL's have done their Cherry picking we house the rest they are people as well and given half a chance most are ok.
From:
Michael Foley
10 November 2020 12:32 PM
David your obviously having a laugh the list is as long as your arm ? I have listed a lot before no need to go there again wait until you are hit with HMO's etc + upgrading your EPC , Insurances, Right to Rent, How to Rent, ICO, Deposits costs, Gas Certs' boiler break downs, Electric Condition Report, Fire Alarm Certs, Emergency Lighting Checks, Tenant Referencing, Landlord Courses hundreds of £'s, LL member annual fee, that's a dozen extra off the top of my head you passed on. I see without even having to think. Have a nice day I have plenty to do.
From:
Michael Foley
10 November 2020 10:21 AM
For all LL's that might own the property out right or not you have to be mindful of the huge amount of Regulations & costly Requirements already to impact on you, so no use thinking or pretending you will have nothing to pay there are huge. Landlords have to remember most of the rise in property prices is false just inflation that is more beneficial to your sleeping partner than you or did you forget that, everything you do they hit you and if you have a couple of properties you are already a 40% tax payer especially with S24, currently if you want to get out 28% (next year probably your tax rate) so your sleeping partner that hates you gets 40% but it don't end there give anything to your family and they will lose another lump at their tax rate, you might be able to mitigate some of this if you are lucky enough not to have a dysfunctional family and plan ahead, the 7 years mad rule that hardly applies for the first 4 years, you are supposed to know going forward your health 7 years in advance, live horse & you'll get grass.
From:
Michael Foley
10 November 2020 09:29 AM
I think LL's should pull in their horns and not buy anymore we know what is happening with the work situation and the thousands of Flats being built clearly not required. The Tenants are in trouble and will be so that means LL's with heavy borrowings are also in trouble, even if you owe very little don't expand but consolidate. The LL that owes nothing should sit there and do nothing in the light of Shelter & Nationwide conspiring to destroy him, some cheek Shelter riding on our backs, Nationwide two faced and dangerous knocking LL's while their subsidiary TMW one of the biggest providers of btl mortgages making a killing & ruthless I used to be a customer.
From:
Michael Foley
10 November 2020 09:02 AM
Another pervert there's been many of them over the years. I can't see whats wrong with all Female House I had one like that for 30 years which happened to start off that way and that's the way it continued it just rotated like that. Many were young women and when their mothers came to find accommodation for their daughters were delighted with this. I am not saying they didn't have any boy friends there were 2 marriages from the House but the guys were not my Tenants. I know its a bit different now we are even afraid to discuss for fear of offending someone, some people are so confused they don't know what gender they are.
From:
Michael Foley
09 November 2020 13:19 PM
ZZZZ No but you can out of a Landlord.
From:
Michael Foley
09 November 2020 09:29 AM
Andrew, I don't know really we are in the dark but I understand the CE0 gets 125k pa (Poly Neath), so can't see it being more than that, this lady got a CBE. I think she's 3 years as CEO with Shelter that don't house people. I would like to know where is my CBE for housing people for the last 42 years no grants or Charity support only pay taxes through the nose as a penalty and then they changed the law regarding LL's housing issues from Civil proceedings to Criminal so as to give us a criminal Record.
From:
Michael Foley
07 November 2020 21:18 PM
Obviously typo too many zero's, (£60'000).
From:
Michael Foley
07 November 2020 20:18 PM
Paul, I disagree on this one most of our problems are caused by rules & regulations also in many cases the cause of un-affordable rents due to increased costs that otherwise could be better spent improving the property. We are already governed by 177 pieces of legislation, cost & time consuming putting us behind the desk continuously trying to deal with red tape which for traditional LL's like me is impossible as I am not a computer literate LL but hands on, like millions of other LL's, so its not about housing at all its about bureaucracy nonsense for Graduates to play with their buttons and live off us with no input, then talk about Penalties & Sanctions who is that going to encourage to do anything, Police State.
From:
Michael Foley
07 November 2020 16:07 PM
The glut is caused by LL's letting their property to so called Corporate lets taking soft option due to regulations making their business to difficult to run. Those Companies or Rent 2 Rent call them what you like same difference making a mug of us, they then let by the room often short let making a killing charging premium prices, that suits many that don't want to be tied to longer Contracts, like to be able to move without too many restrictions but LL can't do this themselves everyone applying the pressure on him for longer Contracts. Those are all Graduates rubbing shoulders with the Councils Graduates who will be making special laws where by different rules for them I know already..
From:
Michael Foley
06 November 2020 21:44 PM
They don't know what they are talking about and all they do is talk and can't even do that morans, you will keep on until you collapse the economy then what.
From:
Michael Foley
06 November 2020 21:28 PM
Baroness Kennedy, how many people do you house ?. We don't need you to tell us what to do, I already have huge arrears growing monthly. I haven't evicted anyone yet or tried to in this climate but as you know I couldn't even if I wanted to, which I am sure is contributing to my arrears, so you want to stop something from happening that's not happening how do you do that.
From:
Michael Foley
05 November 2020 10:17 AM
Hi David, what makes you think this we already have to comply with all those requirements and in HM0's post them on the notice board which I do, for example Gas Certificate, Energy Performance Certificate, Electrical Condition Report, Emergency Lighting Certificate, Inter linked Fire detection System Certificate, Right to Rent information, How to Rent booklet guide, ICO, HM0 Certificate, forget about Deposits they were taken away by Shelter in 2007. I also include the above in the Tenancy Agreements already to be signed as part of the Agreement. David are you sure you are up to speed or how many more things have you got in mind to drive us out of Business.
From:
Michael Foley
05 November 2020 10:01 AM
Mark, I would say the real problem is not mentioned although I have said before. The Government / Bank of England are the culprits, using the excuse & pretending it was a good way to control inflation nothing further from the truth, I mean reducing the Bank Base Rate below 4 or 5% which is what it used to be then you paid 2.5 / 3% above the for your loan, you knew where you stood property probably went up 2.5% pa. The affect of reducing the Base rate caused the problems we now have in the main. This abolished the Savers over night which is why they bought Property as left with no alternative home for their money and also the main reason why young people have no savings with no encouragement or incentive.
From:
Michael Foley
04 November 2020 14:12 PM
I have taken a big hit far more than my fair share, now more rules about HM0's so called protecting rent arrears just to keep some persons installed in your Property that can never be put out, no it should be joint & several as now or we'll have multiple Court Applications to get our Property back I would prefer Arrears to this. I never liked the whole concept of HM0's at all, it was imposed on me like everything else imposed on us, putting individuals in all mixed up together, (its different if they came together as a group like it used to be) put one girl in there in that room, put some different Nationality's, Culture or Gender or even species in all other rooms.
From:
Michael Foley
04 November 2020 12:16 PM
To my mind its not the Government that sold off the the Social Housing it s the so called needy poor Tenants that were kept by the Benefit System and their Family's reared for them for free. I bought 2 such Houses that were originally Council Houses but I paid the Market value for them. However, for example ONE I bought was £207k some years back, when I got all the paper work afterwards it showed it has been bought for £22k right to buy by Tenant with discount from the Council, so what did Council get out of that sugar all. Some Social Tenants having a laugh for sure.
From:
Michael Foley
02 November 2020 16:02 PM
Yes looks like LL got it wrong but like already said its half a story or less, hence the £500 fine which means LL shouldn't have been fined at all or its more likely to be £5'000 or more but couldn't be seen to not to fine a LL it may breach protocol of Court system. Stef Nelson is very clear will not hesitate to take action against those who violate Tenants Rights. Stef forgot to say, will not hesitate to take action against those who violate the Landlords Rights.
From:
Michael Foley
02 November 2020 10:51 AM
Another one comes crawling out of the woodwork that Represents Estate Agents and not us but depends on LL's for a living, its not his property & why weren't we invited to the working party making a series of recommendations to Government indeed. There are countless Organisations & individuals living off LL's backs, can they not get a job and earn a living instead of devoting their lives to destroy us and make some contribution to the Country instead of speeding up Recession, the'll have us like the people on benefits wanting to do nothing.
From:
Michael Foley
01 November 2020 20:25 PM
Hi Sue, sorry you had bad experiences it a shame that the Council took the money that could have improved the properties for those Tenants. Of course we all have a right to eat if we earn it, we all have aright to good housing if we buy them, its a pity that other people expect me to work to keep them. Incidentally you didn't say what those individuals they do for a living ?, you are right about Broken Section 21 but crippling LL's. Deposits you say I don't have them since 2006 since Shelter alleged LL with held 44% of Deposits, it later only less than 2% went to Dispute Resolutions. Too many spongers on UC, I can't wait for the day we are thrown out what a relief that would be.
From:
Michael Foley
30 October 2020 19:49 PM
Mr Wirth I disagree totally with you I am not talking like many others that never had a License I am talking from as a LL that has suffered at the hands of the worse than useless Councils that run this extortion racket, with no in put whatsoever they see fit to charge £1300 for a license. I was a Tenant for many years too, so do you want to argue that one fine. This confirms it all been hijacked by Graduates that knows Computers and nothing about being a LL. They have plenty backing from letting Agents as is evident here self interest feathering their own nest. People can have a License for a gun it don't necessarily shooting someone.
From:
Michael Foley
30 October 2020 17:00 PM
Licensing is a route to a dysfunctional private rented sector & bust.
From:
Michael Foley
30 October 2020 08:48 AM
Mr Wirth, no Surprise Surprise at all, we know what the Licensing schemes are nothing new to me I have all mine licensed for years & some a number of times even four so I won't accept a lecture about how good they are having done so much damage to me and my business. The things they are suppose to prevent they cause like sub-letting, overcrowding and Anti- Social Behavior. I have had it all, houses that there were never a problem with for 30 years prior when the LL was in control and could enter the property not that I would unnecessarily but the Tenants knew they couldn't get away with all those thing so it didn't happen it just more interference all the time to make it unworkable as a result of all this, complaints several from neighbours, police around again & again, Council on my back threatening me with action, that they knew sure I couldn't do anything about. I wrote to the Tenants every time & the Council copied-in, of course they said it wouldn't happen again but did. Then Council wanted to interview me to see if I was a fit & property person when I advised the Tenants I was not prepared to continue with the Tenancy, so the Council didn't want me to get rid of them either, there you go. It would take too much time to tell all what other grief / problems & costs HM0's caused me.
From:
Michael Foley
29 October 2020 12:06 PM
Hi Andrew in my case they ignored the Court Order as well even though the Judge gave them extra time to get out, so then no option but apply & pay for the Bailiffs all took more time free renting but amazingly the Bailiffs notified them the date & time when they were coming, they left 2 house prior I just had the extra inconvenience & cost for the Bailiffs to put a notice on a pain of glass.
From:
Michael Foley
29 October 2020 11:36 AM
The Reds are not under the beds anymore they are in the Council Offices.
From:
Michael Foley
29 October 2020 11:20 AM
Sink or Swim with the millstone around your neck some chance.
From:
Michael Foley
29 October 2020 08:02 AM
I never understood why Houses in Multiple Occupation (HM0) applied to grown up adults and not Family's who maybe elderly or young with Children which are much more vulnerable and far more likely to knock something over or do something through innocents or mischief, surely it should be the other way around.
From:
Michael Foley
29 October 2020 07:56 AM
I can't understand why we have to have a Court Order to get them out it should be a simple matter of give them 2 /3 months notice especially for HMO's or even any other Let after all that's what it is, but with everyone on our backs, mostly people & organisations were by it none of their Business we own the property pay the loans, do the maintenance work up date to comply with mad Licensing Schemes, now we'll have more costs Energy Performance up dating, still have no rights whatsoever but honestly I now wonder if we do own the property at all. The Tenants are free to walk away anytime they like regardless of Tenancy Agreement and don't need a Court Order to come-in do they ?. I have had only had 2 County Court evictions in 42 years I would say partly because the Tenants knew Section 21 was there, now they'll have nothing to fear and collapse goes the economy there is nothing else left to attack.
From:
Michael Foley
28 October 2020 21:26 PM
Please tell me where over demand is in London as much as I would like to agree with you, I have plenty spare capacity. Thousands of multi-high rise Concrete Frame Flats going up all over town clearly not required look around you, where are the people to fill those where are they living now if they exist, people are not grasping the scale of whats happening. virtually all letting in L'don is now illegal or it won't be let its as simple as that. Then they say people moving are out of town as well, maybe that's why Milton Keynes haven't stopped pouring Concrete.
From:
Michael Foley
28 October 2020 12:57 PM
We know we are being driven out for sure every one having a pot at us. I have had no rent increases only arrears & vacancies square that one. The whole business has been hijacked by graduates digital everything or can't operate like traditional LL's who can't do it, so its not about housing anymore its about Computers, when Computer says email address not valid that's a brick wall , no phones anymore no back up, although email address was valid for 20 years. With reference to doing away with S.21 it should Remain for the following reasons we have already complied with every law that was ever made. S21 should Remain for HM0's who are not Family's obviously's or we wouldn't have a license in the first place. Also longer Tenancies shouldn't apply to HM0's as they are mostly single persons who don't want Longer Tenancies always on the move and want to be flexible + don't want to be stuck for 6 months either I have had them come & go like billeio nothing I can say about that I cannot stop them going but they can stay as long as they like I can't put them out, we are all equal before the Law, not, we are only the owners.
From:
Michael Foley
28 October 2020 09:51 AM
Shelter is very good at the Statistics just counting numbers, so what are they doing to help ?, can they give the £15m tax payers money they get from Government for free to the Local Authorities specifically to help house the Homeless seen as they don't do it themselves. Why not tax the £60m approx income they get @ 40% tax like the tax we have to pay and give that to LA as well that would Help the Homeless. Then Rishi Sunak could make Rental Income free of tax then we could supply the cheapest Accommodation ever know, every let affordable for the Tenants they love, so step up to the mark, even compete with the Council who don't have to pay tax.
From:
Michael Foley
27 October 2020 19:48 PM
Don't understand this as far as I was aware SDLT was £15'000 on a £500k purchase before the Mr George Osborne doubled making say £30k on the same Purchase, now this so called SD holiday reverted it back again temporarily to 3% on second property, so that's what it was before they take us for right mugs I wouldn't be rushing to give them £15'000 let alone £30'000, how long is it going to take you to recover from that when Capital growth is very unlikely, income uncertain, regulations anti + rampant and the greatest recession ever on the horizon. Short memories about SD it used to be nothing on £125k then 1% on £250k then above this it went to 3% not like now 3% on the lot for second properties not exceeding £500k doubling again in March '21 not much of a carrot then just sticks.
From:
Michael Foley
26 October 2020 18:02 PM
Robert enjoy it while it lasts I am lucky if I achieve 3 / 3.5% and that's in theory assuming I get the rent. I said before Check in the chips while you can we missed the Bus. This is one thing I agree with Mark about it starts in London and don't worry it will get to everywhere.
From:
Michael Foley
26 October 2020 16:12 PM
Many are in Temporary Accommodation as a step to getting Housed by council, they all want to be on the Council to get subsidized or free Housing & Benefits, some don't need to be there but the system is made to be abused that's why people cross other European Country's and risk their lives to get here, time to change this unsustainable system. Shelters mentions about the £1.2b spent in a year on temporary housing for the homeless they forgot to say how much of a hit Private Landlords have taken with Rent arrears or in my case 40 individuals are in arrears rising monthly and I am only one Landlord in no big way..
From:
Michael Foley
26 October 2020 16:00 PM
Professional Companies will be little affected by abolishing S21. The are currently our biggest problem parading as Corporate Companies taking over LL's Property and sub-letting the room making a killing breaching every regulation that we are supposed to comply, (huge numbers doing it haven't seen any Press report on this yet, we always hit the head-line) but that's fine with the Authorities all Graduates rubbing shoulders together as long as they making a monkey out of the LL that's great they wont be in any trouble they'll be the pillar of society.
From:
Michael Foley
24 October 2020 20:18 PM
Currently with iPhone they can claim the Benefits from the bedroom recommended, I think its a requirement if not on line it can't be done.
From:
Michael Foley
23 October 2020 12:03 PM
Mr Griffiths, so if people are deserting London why in the same breath are you saying Build more when there is no shortage you try & let you'll find out, I had one vacant 4 months in West London, everyone is on the media band wagon based on nothing just build more when there is already a glut, stop building stupid Sky Scrapers clearly not required, remember Grenfell disaster at 24 story's so the Councils answer is now to Building 42 Story just a mile away although part is more than that, pure madness but we can't expect any better from Councils 20 mph snuffing the life out of Business / destroying the economy, now they have introduced portable timber flower boxes planked in the middle of the road or at junctions with no entry sign stuck on them + cctv £3m in fines already in a few months, of course you block all the arteries clogging the main drag doubling congesting & quadrupling pollution, I wont even mention Bus lanes. Congestion Charge & Emissions Zone being extended more huge costs but don't worry no one will want to do anything, imagine getting done for speeding at 24 mph has happened, I seen eBikes flying past quicker, Congratulations
From:
Michael Foley
23 October 2020 10:01 AM
Another money grab by a Council but this time it's a double money grab they would like it twice a two tier system to get even more money. They keep spinning the idea they want to look after Tenants, then you house them. The regulation costs has driven up rents no end making rental un-affordable that how much they love tenants. Taking management and all Controls from the LL has caused property disrepair, how do you manage a property remotely this is Council idea of management just paper work or computers to satisfy their red tape but exclude the LL from the property, before 2 jags John & a Charity we had control seen what was happening first hand & dealt with it before it got worse and the Tenants understood this was the case until they drove a wedge in between us making us the bad guys. What licensing has achieved so far apart from milking LL's is the creating of Sub-letting (when the the cat is away the mice will play), over crowding, Anti-Social behavior and Cannabis Farms any of this didn't or couldn't happen before when the LL's were in Control of the Management, go on then prove me wrong I know its true.
From:
Michael Foley
23 October 2020 08:21 AM
Sitta you sound like a Council employee, why should it be £100 / £250 its a disgusting suggestion and unjustifiable extortion the Authorities are getting away with blue murder. people with this attitude probably never don't actual work or do you live in the real World in hard building you can work a full day and maybe not get a hundred pound, so you think its ok for some one to turn up with a pen & clip board or laptop to make a few notes, should stitch up the property owner like this. I had them look for £85 an hour off me. I would suggest £12.5 to £15 per hour is more realistic & one hour at that or you shouldn't be in a job.
From:
Michael Foley
22 October 2020 17:48 PM
Why would you suggest prison there is enough in there already at huge cost to tax payer. The Authorities now have £300k for old rope and while the people were illegally house isn't it far better than being on the street, forget about the mildew that's their Culture. I don't know why people keep on about Licensing does that mean you haven't got any or you wouldn't even go there. I have had to license & re-license many 3 times it not funny at a big cost and the licensing fee has doubled but that's the tip of the Ice berg with all the material changes & compliance costs think on. It's done enormous to damage to the private rented sector, 3 things it caused mainly, Sub-letting, Overcrowding and Anti-Social behavior or you can link those together but certainly it didn't exist before the Prescott 2004 Act introducing Licensing Schemes in 2006 to start with, then we had a Charity take away our Deposits in 2007 base on untruths when they alleged that 44% of Deposits were with held by LL's it later turned out that less than 2% went to Dispute Resolution no further comment needed, then it was the 10% wear & tear got their attention, then Private members Bill, then it was De-Regulation Act 2015 to use excuse alleged property disrepair or Tenant tamper with Boiler to avoid eviction, then suddenly they remembered no one knew how to rent that they had been doing for decades so lets a Have to Rent 9 page Guide or you cant use s21 but lets keep changing every 5 minutes so that they won't have the right one and we'll make it up as go along, there was no sub-letting, overcrowding & little ASB when the LL was in charge but not anymore he is now everyone's sugar daddy.
From:
Michael Foley
22 October 2020 14:49 PM
Landlord Winchester Witch Hunt, terrible time to be a Landlord. Fantastic time to be a Student Tenant stay in a Property use all the facilities and get your money back and a couple of hundred for a day out, sure you wont be doing anything else anyhow, if it required as license the Tenants should have known this and not taking it, they were quiet happy to live there, what are they learning, they know everything else, avoid the three behind the desk.
From:
Michael Foley
20 October 2020 22:24 PM
Well this LL is certainly getting some stick but I don't buy the full story by any means. (1)Blocked Drains who blocked them ? its always in my experience because of misuse otherwise they work perfectly well for 100 years. (2) Collapsed ceiling I have had that when the Tenant flooded the Bathroom, ceilings don't just fall down. (3) Filthy Facilities who made them filthy ? are they adults or is he running a nursery, soap & water is not expensive, we can't help the Tenants Lifestyle or Culture I know that one. I am sure it was clean when they moved-in or they wouldn't have taken it. (4) Abandoned Car I have had that to but couldn't touch it or get anyone to take it away without the log book. Council or police not interested when on private property. (5) Overgrown garden who's duty was it to keep the garden on the agreement or if LL had he access without being accused of harassment ?. (6) HM0's does impose a great deal of duty's on the LL but given no power to carry out the requirements only at the mercy of the Tenant & no power to require the tenant to do anything, he is even banned from the property, I had that my wife & I gave the 24 hours notice to visit property but the tenant stood in the doorway & said I don't permit you so we had to go home. (7) The council had plenty free time to keep visiting this property a pity they didn't bring a few drain rods with him, just make notes they call that work they don't know the meaning of the word. (8) Mr Donaldson didn't make his decision lightly, that a bit obvious as he is as I understand it a Beneficiary of the fine, had he take it lightly he might be getting a share of £5k instead of £20K and I think that's a lot of money, if a young a person had it, it would be a deposit on their Flat, anyone who thinks 20 grand is nothing must be very rich or lost their sense of value.
From:
Michael Foley
20 October 2020 18:25 PM
London has been taken over by sub-letters whether they be individuals sub-letting the LL's Property & ignoring all the regulations bestowed on the LL. Corporate letting scam where the Company takes over the LL's properties and sub-lets it out in rooms this is rampant at the moment with the collapse of Airbnb, while no one even raises this issue so the LL haven't a hope of knowing who is actually living in the Property, so whats all the legislation about Right to Rent etc it rubbish, I know many letting Agents are using those Companies to shift property. When a LL wants to find Tenants directly he is finding it virtually impossible because guys have them hoovered up.
From:
Michael Foley
20 October 2020 17:35 PM
Neil, exactly right you seem to be one of the only few to raise the issue why it was introduced in the first place, that we gave years campaigning for prior to 1988 / s21, only for politicians like Sir George Young it might not have happened and millions would not have got housed at no cost to Government the way they did, if Government decided to give themselves a Statutory duty house all claimants for free its up to them and not our fault. We provide the Property to the market at no cost to anyone but ourselves at our own risk and always did even before residential b2l loans carry on with Commercial loans before Woolwich Building Society started all this nonsense buy to let (gone bust out of business long ago), where some ended up with dozens of properties and nothing paid off, totally tax efficient making a monkey out of traditional LL, no wonder the government clamped down on the industry with a hammer.
From:
Michael Foley
20 October 2020 10:08 AM
I suppose politicians don't need information lies from a Charity will suffice.
From:
Michael Foley
19 October 2020 15:22 PM
Yes Simon I am paying £214 pm C/tax on empty house as well + several other bits of C/tax through out the year when people move on, and there is talk of doubling it all for a non-service, but if one person was living there would be 25% discount they are not thinking straight ?
From:
Michael Foley
16 October 2020 20:59 PM
I had enough of this in the past with dogs ruining the furniture which had to be throwing away, the garden in such a mess you couldn't use it and the house infestation very costly which I had to pay for. another one a war with the Freeholder about a cat my Tenant had breaching the Memorandum of Articles / Lease or what ever it was. That it keep chipping away at us why not everyone is at it, the way it is now I don't want you or your pets.
From:
Michael Foley
16 October 2020 17:20 PM
HM0's is the biggest cause of homelessness for sure because of HM0's, time to scrap the Licensing Schemes now. I could have let 20 times over but it would be to.. whether it's Individual lead Tenant sub-letter / Corporate pretend Companies (Ltd's) & letting Agents now doing it big time, thousands of lets they take LL's property as a whole & sub-let it out in rooms all making a killing. This is not compatible with all the Regulation we have to comply with, least of all HM0's. Right we do Reference checks, Credit checks, Right to Rent check etc, when you let to those guys who have corned the market we don't have a clue who is staying at the Property but we must be snow white the most appropriate persons. I had a group of individuals who seemed to be suitable for HM0 but it was not to be some of their colleagues were very disappointed with their friends when it came to light one had CCJ £1875.00 live, another had a much bigger one £100'000.00 I kid you not, still I know if Sub-letting merchants gets hold of your Property they will & are housed all over the place no problem. Mark you can all eat one another if you like but I never lived off anyone.
From:
Michael Foley
16 October 2020 11:22 AM
Seb' you are having a laugh again at least you got a sense of humor. Suggesting its a good time to buy, at a time we want to run away with so much injustice. How many times have I said on this platform that there is a glut in L'don but now they are telling us this when its history not news. Why are thousands of more stupid high rise Flats being built clearly not required. Then the young buyers are coaxed into buying them with help to buy rubbish schemes / help to get into trouble schemes. It seems to take a disaster to stop regulators doing anything, dare I say it but if Grenfell (24 Story) hadn't happened thousands of more Blocks of Flats would have gone up since covered in Plastic cladding that now have a Brick facade but now they are building 42 story's high just a mile away how mad is that ? and its even a labor Council than gave permission for this ?.
From:
Michael Foley
16 October 2020 05:21 AM
He is wasting his time he going to get done anyway only twice as much he must know that by now, its a bit like the protection rackets of the 60's where some pubs had to pay gangsters or they would put them out of business. HM0's are complicated I believe more than 4 is mandatory HM0 I have those unfortunately. Then they have Selective Licensing, I think they select an area, 4 persons again I think, maybe 2 households / 2 couples, can also be 3 households but maybe 4 total subject to room size & space. Then they have HM0 Additional Licensing Schemes which looks to me like the Mandatory HM0 but if you are all related don't be worrying about anything you'll be fine the rules are are made to suit you, its rubbish or course it should apply to everyone or no one, (some LL's are more equal before the Law than others).
From:
Michael Foley
14 October 2020 20:55 PM
English Landlord, Congratulations I didn't know there was one, I am delighted to hear. Cheers
From:
Michael Foley
13 October 2020 21:22 PM
When Ms Kennedy / Generation Rent asked 102 Councils under Freedom of Information Act what enforcement was taken against LL's, how did they forget to ask Freedom of Information Act, how many Tenants breached their Tenancy Agreements so we might have a balanced view. Don't know why they bother to mention the 2015 Deregulation Act brought in by Shelter a non-elected organisation that shouldn't be making Laws of the land, just a lobby group with charity status £60m income and no tax & no house, how about them paying 40% tax like us, then giving them £15m from public funds our taxes to wage war against us. Also lumbered us with How to Rent Guide or what ever they call it now as if renters didn't know how to Rent & they doing it since 1988 at least, in the 21 Century above all with their computers / lad-tops & iphones, is it 9 times they have changed the How to Rent Guide impossible to keep up with it, they are just making it up as they go along it shows they no nothing about nothing.
From:
Michael Foley
12 October 2020 21:25 PM
Alister, for good measure it goes without saying your fees attracts 20% vat / several hundreds of £'s. have a nice day.
From:
Michael Foley
12 October 2020 14:53 PM
Alister, where are you coming from 10% pm is more than a months annual Rent then + your £150 are you winding up. Paul, I have the CPD points that cost me Hundreds of £'s I was no better off in the end only poorer. I have put over 2000 Tenants through my hands personally without all this crap, now I need to learn how to do it, its now all button pusher , red taps and bull sugar nothing to do with quality affordable housing, just keep making rules and change the format how everything is done to make themselves seem important.
From:
Michael Foley
12 October 2020 14:07 PM
Technology / internet forcing LL's to use Agents as we haven't a hope of dealing with what we have always dealt with for decades , now it's all taken away from us and put in a different format that they know we cannot do, you can bring the horse to the water but you can't make him drink, it all absolute rubbish just for Digital LL's that only come to the business this last 15 / 20 years after we giving years campaigning for 1988 Act, then they hijacked the Office end of the business to our exclusion, not proper LL for the most part. The main reason I try to avoid agents is the 9% + vat (10.8%) now that's the reason simply, last time they took the first months Rent completely + I had to put my hand in my pocket as well for another £400.00 as the months rent wasn't enough to to cover the charges, put that in your pipe & smoke it.
From:
Michael Foley
12 October 2020 10:08 AM
Paul, keep well clear of HM0's they are a costly disaster make no mistake about it was only brought in to create big soft jobs for Council Staff with no cost or in put of there own. Then they have the opportunity to penalize you at every turn, fine & ban you for breaches that don't apply to other LL's. I recently had a house to let so difficult because it's a HM0. I was approached by an Agent I knew for years he was all business until he realized it was a HM0, then said he couldn't deal with it because there are too many Legal Difficulties but if I would give it to a Family on Benefit no Problem and the Council would remove the licence & give me some money back, keep clear. I was at Council / LL meeting last year in Harrow & the Council representative was full of himself about how great a golden goose HM0 is he said they were getting 6% more than regulating LL's, no point in me sitting there listening to all this when all mine are HM0's and know its not true only an impediment.
From:
Michael Foley
09 October 2020 16:57 PM
I was approached last year by a Council Accommodation finder, although he initially told me he was from the Council a lie. However he was offering over the top rent so I went along with it for a bit, it was for an Iranian Family a man + 4 Children no talk of wife, things were going ok until I got site of Contract then alarm bells starter ringing and cancelled. The reason being it said the rent would be paid to me directly but the Tenant was at liberty to change it and have it paid to him at any time, it also said once the Council had Placed the Tenant their responsibility had ended. Why on earth did they put those clauses in there, if its rent it should be paid directly only no changing about by the Tenant they know what the money was for, it like they were giving him the opportunity to with hold or use the rent for his own lifestyle, so that didn't work they lost the accommodation for being so under-handed.
From:
Michael Foley
06 October 2020 20:15 PM
Regarding people coming up with the idea that no one knows who owns the property, they must be running out of things to sabotage us, this again is rubbish as the man previously said just £3 Land registry search in a flash its done or as many Websites now require proof of ownership in order to advertise the property to let on the main portals. I think they are late to the party.
From:
Michael Foley
06 October 2020 18:54 PM
It will be a Register for ex-LL's it all rubbish time to scrap all this nonsense its exactly what the Rogue regulators want, they keep driving the wedge between LL & Tenant further-in. Virtually all LL's & Tenants get on just fine we are business partners but the nasty people in Society can't stand that. Hence all the red tape to put them at each others throat.
From:
Michael Foley
06 October 2020 13:34 PM
There will be far less good tenants in future corrupted by regulators telling them to despise LL's all they can, even yesterday I see a big rant telling Tenants to complain about everything, then in Parliament as we speak making more anti-LL rules. Rishi, putting up taxes expected, disastrous mismanagement of Furlough nothing much said about it because everyone had their snout in the trough. All he had to say back then for the people & Companies in need was there is money available but its a loan and will need paying back sometime not a grant free for all, 2 Trillion £'s in debt, half the people wouldn't have applied & definitely didn't need it some couldn't believe their luck they got so much, one Trillion £'s wasted but not to worry hit the tax payer again keeping you all, you are getting close to the bottom of the well.
From:
Michael Foley
06 October 2020 08:44 AM
Those Schemes now existing in other Boroughs have done enormous damage apart from all the unnecessary costs which for the most parts are Councils / Government bureaucracy. I see 3 main issues straight away caused by regulations / Licensing that didn't exist before and caused by their interference directly and I can vouch for that. SUBLETTING, OVERCROWDING & ANTI-SOCIAL BEHAVIOR, those 3 issues virtually didn't exist before they caused them. Landlord control taken away & given to the Tenant + excluding the LL from the Property. Landlord restricted by HMO license as to the number of occupants who can reside at the Property. Then they said Tenants are allowed to have guests ? the Tenant then has all this extra empty space created to sub-let + over loading the existing rooms and causing over crowding. The over crowding is the biggest cause of Anti-Social behavior, and that's just for starters, but we must be fit & proper persons, now I have to go & do some actual work before I get sick on the key board..
From:
Michael Foley
05 October 2020 10:24 AM
Why would anyone want to be a LL with so many Rogue Regulators controlling everything none of them that includes all of them don't put a roof over anyone head, not pay or contribute anything Shelter included who made most of the anti-private LL Laws and were invited to Parliamentary select committee to advise Government but they don't supply any housing so why ask them ? when I go to the Butcher I ask the Butcher not the block. Local authorities have cost us billions of £'s most of the money went to them but never a penny of their own money and the only restriction put on them was not to make a profit, now that's some stipulation ? can I have a Contract like that please & waste all I like. My Property is still idle in no small way caused by Rogue regulators I has 2 lots that were interested and wanted to give me holding Deposit which I had to refuse because from 1st of June 2019 it was restricted by Shelter / 2019 Act. I can only take the equivalent to one weeks rent as holding Deposit. They were offering me more even insisting that I would take but not a hope so there is no holding Deposit anymore Mr Shelter and can't promise to hold it for anyone without a commitment that I am not allowed to have, think on, its obvious they are crippling us by every means and none of their business. OK so you expect me to place a encumbrance on my property and give virtual control to strangers on £800'000 property for a weeks rents very generous of you, lucky its not yours, even if I do let someone in eventually they are guaranteed by Government to have it for a year with owner having no say, its not Department of Social Science anymore, its Landlords Social Welfare, we are not equal before the Law we are now 3rd class citizens, Yours furious.
From:
Michael Foley
04 October 2020 20:51 PM
The biggest problem I see is Corporate Lets, they have hijacked the market for sure I have enquirers from them all the time, they are in direct opposition and competition to me grabbing the Tenants that would normally come to me. They don't own the properties in the main but rent the LL's property as a whole, then sub-let it out in rooms making as hefty profit and not bothered about the regulations the Council won't say a word to them, many Letting Agents are involved in this as well mostly the ones that closed their High St, Branches and now operating from Offices / Warehouses on line everything, that's why they went to Uni to learn how to stitch us up. They were hardly noticed until this year when flights stopped and Air BnB hit the buffers because that's what they were doing sub-letting LL's Property making double what they were paying LL. As I said before a Company came to me trying to get hold of my property & told me he had 46 properties this way, to me I recon he must have being making half a million pa, owing no property and no Mortgage yet under the radar. The change in market conditions meant they have switched to grabbing regular renters which some of them normally would come to me, This goes for Private households also they were doing Airbnb big time now they soon switched back to Lodgers again all taking away from us and everything that we have to comply with that they don't.
From:
Michael Foley
03 October 2020 17:51 PM
Another LL fined & banned I don't care what his name is or sounds like, again another half story as usual the Tenant Complained and Council jumps into action. Who made it over crowded very likely the Tenant, did LL force them to go-in there. Tenant did obviously like every other over crowded house or I am on a different Planet. As a LL does he have any instrument to reduce the the number of occupants ? no, why are Tenants above the Law and not required to comply with anything, why are Tenants not prosecuted for over crowding, although the Law will now apply to them like everyone else for breaches of corona quarantining maybe £1'000 / £10'000 but any breaches of Tenancies is applauded backed up by Council, Courts, Shelter, Generation rent, Citizens advice and everyone else that have no-input or provide any Housing. I am not sticking up for this LL but we are only ever told the big head line half a story, possibly another miss carriage of justice & video messages from other side of the world indeed, I hope there wasn't any collusion here if so its as bad forgery.
From:
Michael Foley
03 October 2020 10:06 AM
I don't think the young are frozen out of the market but have a great chance compared to the past if we want to talk about the past we have to keep thing in perspective. When I was young in the early 19 60's Houses were £2.5 / £3k in L'don, I was getting £ 15.00 take home pay so try buying the house on that after you paid for your room share, travel & feed yourself, its all relevant. A top trades person say Plumber, Electrician or a proper Carpenter for example was getting six and a penny halfpenny an hour (I suppose they'll need a calculator to work that out) and indeed they earned it. They usually made there own way to work with there own hand tools. There was no Electric tools whether saws or drills no such thing as cordless anything. I am glad I lived in a generation when we had to work and use our brains, no calculators we had the skills to plan, prepare and execute the job no problem. The trades people came with all the tools they needed usually in a box they had made themselves that they took pride in it and it looked like a suitcase. Today everyone has so many power tools they need a van to carry them around I won't bore you with the list the transformer is enough to weigh you down. Maybe more efficient now or not at all I remember back then a Carpenter would hang 8 doors in a day with an old penny joint all around proper workmanship, could they do this today not a hope ? just remember when you are ripping all those proper Houses apart the men that put them there were better that you. We had no Bank of Mam & Dad they had nothing themselves and we supported our parents, not other way around like now, no fast food, no Sky, Netflix, mobile phones, Computers, Credit Cards, ebikes no Internet of Course that's crippling the world doing away with the jobs that sustained the economy and go to Uni 10 years to learn it, which I remember is only to replace in the main what used to be the office job, of what used to be an poorly paid Clerk job, so now they are high & mighty in suits & shiny shoes jumped up up starts £60k / £70k remuneration, can any of them do a real job no, they just live off the backs of real workers who produce an end product. There was help to buy, Grants and loans free housing for the work shy or false Benefit Claimants with a load of children, people worked and save what they could and bought their home and didn't expect to be kept. There was no Obesity whatsoever in the 1960's if they are looking for a cure for Diabetics take a look back. Yes the young have it all & can't even be evicted either back then your case would be outside the door if you didn't pay your way.
From:
Michael Foley
30 September 2020 17:54 PM
So another LL fined £5k for over crowding when do we get the rest of the story. I can't have a view on this without knowing the facts. It has been raised before how many was on the Tenancy Agreement, who put the additional persons in there, did the LL get more rent for the extra people, when the Council served the prohibition on the LL did they give him an instrument to enforce it, what could he have done ask the occupants will you leave please that's not going to work is it, is this a classic case of the occupants presumable connected getting housed by the Council, no need for waiting lists priority straight away it would be worth their while them giving the LL £5k, they didn't tell us any of this, maybe that's why the fine is not higher although £5k is a lot of money especially if you were not on the wrong, maybe LL's should get the £170 victim surcharge who is the victim here.
From:
Michael Foley
30 September 2020 07:59 AM
Landlords are not helping their own situation by giving their property to so called Corporate Companies Lets, their is no such thing its a multi million pound scam. This is destroying us we can't find Tenants because they have them all gone by letting rooms in LL's property individually. They are not Proper Corporate companies as would have been the case in years gone by, when a company needed accommodation for their Staff. Those people just set up Ltd for the purpose no finance required isn't it wonderful for them, no loan or Mortgage required and LL's facilitate them harming our Business. Last year I had a guy come to me with this scam and he told me he had 46 properties this way, (I believe he was making half a Million £'s pa out of LL's and didn't need to own anything). Time to wake up I had 14 calls in a week from those kind people all purporting to be Corporate Lets, clearly they are not anyone can do this & they do probably from the Bedroom. LL's take note don't give them your property.
From:
Michael Foley
29 September 2020 15:44 PM
I second that 100% driving us out by any & every means Rogues. I have property that I can't let because of all the scams. The big one that's never mentioned on this Platform is Corporate Lets which are rampant in recent years and now more so than ever. They are Ltd just set up for this scam to operate R2R or is another way of sub-letting, they take LL property let it out in rooms or even shared rooms very handy for Council too, to off load some single sharers. What's all the Regulations about for us to comply with this that & the other including Right to rent when those people get hold of the property no one knows who is in there but LL is supposed to be responsible, thousands or those Ltd's hijacked our Business living off our backs also getting LL's Property off Letting Agents to facilitate the scam Authorities are happy as long as they are destroying us. Sigma Capital & EQT £1b venture to build 3'000 Rental Properties in L'don 361 starting now many in Ealing where there is already a glut, just drive us out by any means. Then to make matters worse we have a Housing Minister Christopher Pincher backing the Scheme with £50m of tax payers money as if they need it, just rubbing butter on the fat pigs bum. Please tell when we got anything from the Minister only penalties and fines, is there such a word as Discrimination ?.
From:
Michael Foley
29 September 2020 08:01 AM
Rent arrears not a hope we can whistle for that. I have a Tenant who owes me 4 months rent on a house (£6k) very reasonable rent. I understand he had a problem doing business on his ebay Account as he said pay pal had put a 2 months hold on his Account until September, for what ever reason, he said it was £18k and when he got it I would definitely get the rent. I understand he got his money but I didn't, now he has started to pay the normal rent again so the Arrears is forgotten about. Another house owes me £7k arrears, I believe they can't do it anyhow but at least pay some money every month, they all drink & smoke though ?, Governments interference didn't help, to their credit they keep the place nice I'II give them that. Seb' thinks we only put collateral into the Business if only, we are not all Asian if I am allowed to say, it far more than that we put our heart & soul into it and he assumes we are telling lies, not. About his Positive and always an negative he forgets we are not insulated don't forget the earth.
From:
Michael Foley
27 September 2020 12:34 PM
Its strange thousands of unwanted flats already, I keep getting massages from Developers offering more help & incentives all the time to buy, must be getting scary for them to but sure never mind just build 3'000 more anyway. All this talk about giving Tenants loans sounds like a great idea ? how do they pay it back. Pity Rishi Sunak didn't think of that when he was dishing out all those hundreds of Billions of £'s of tax payers money, not very prudent is he. He could have simply said Furlough (or some other fancy name that people weren't aware off before) is a loan designed to help out people and Businesses in a time of need and would have to be paid back, it would have stopped all the fraud / fiddling and money grabbing by people who didn't need or not entitled.
From:
Michael Foley
26 September 2020 15:31 PM
Mark. I currently have 6 properties in arrears 4 seriously, in your New World of rent controls ((previously I think you were saying rent freeze) does this mean I will be guaranteed to get my full rent money or will it be partial control upwards only.
From:
Michael Foley
26 September 2020 13:55 PM
The uk is in a terrible financial state caused in no small way by mismanagement by 3 clueless persons in charge of us whether it be Premier, Chancellor or Housing Secretary, throwing hundreds of billions or trillions away willy-nilly. Furlough disaster giving huge sums of money to Companies, individuals and self employed unnecessarily so. Suppose there was no Furlough people would have suffered a great deal but would have made do in the circumstances its not a famine, thousands would have also have died rip but probably not more than 40'000, people would woken up immediately took control of their lives and gone out of their way all over the Country to protect themselves and look out each other naturally no need for anyone to tell them. Just because the Government is looking after them, they don't care, have the money many can't believe their luck they got so much, then they do exactly opposite to what the Government tells them if they had to take the responsibility for themselves & others (or die) it wouldn't have happened so the trillions are wasted really. What now purports to be surveys of every kind some say 58% others say 70% to increase taxes by 10% for high earners, the participation's will be the usual non tax payers & false Benefit Claimants. I am already a 45% tax payer just for working 7 day's a week continuously for last 58 years since I left school, no free or further schooling for me but I am required to contribute & pay for everyone else. Trillion of pounds wasted bringing the UK to its knees by 3 individual who haven't a clue and born into riches or acquired it by spurious means.
From:
Michael Foley
26 September 2020 08:57 AM
There needs to be a web site where a LL can advertise his property directly to the Tenant, the placed is Plagued with web-sites putting you through third parties its rubbish, not their Property everyone has hijacked our business living off our backs putting us at risk. Huge amount of sub-letting Companies they want to take your property and let it out in rooms breaching every regulation, so many doing it all Digital Academics in suits & shiny shoes its ridiculous. For decades we were able to advertise just put an ad in the Evening News or Loot for that matter but not through third party.
From:
Michael Foley
24 September 2020 20:31 PM
Forget about Consultations there is no such thing they are just going through the motions, they call it a process. I attended 3 different so called consultations in one Borough years ago, everyone had their say but it didn't count for anything. A guy came from York to present the meetings based on what was called The Mayhew Report. He proceed to tell us what was coming-in and that's exactly what happened so there was no Consultation, incidentally the Borough paid £100k for this nonsense scam. I agree with Terry it's a money grab but I think she could have included the Housing secretary as well, (the 3 blind mice) no one that has any idea is in charge or they wouldn't have wasted Billions on furlough that's another story. I agree with Seb' we don't like our income going down, being robbed by Rogue Councils. We don't like our costs going-up, unfairly and by Statute that don't apply to other LL's who have not got to comply with anything, just one Fire door to kitchen, battery smoke alarm maybe change front door lock to thumb screw type or equivalent, a fraction of the many thousands of £'s we have to spend and anyone who thinks its just a license fee dream on. Many Businesses are forced to move with the times but we are the exception we are being forced out simple. It wouldn't be too bad if the Authorities weren't all in collusion that's the worst bit very sad, how can we have any confidence in them, when they see fit to behave like this. Plenty of cases the Tenant makes a complaint to Council they are delighted with this & prosecute the LL, the Magistrate gives a big fine then they divide the spoils between themselves, Court gets 12.5%, Council 37.5% and Gov' gets 50%. no wonder LL gets fined any time they want a few bob hit the LL again.
From:
Michael Foley
24 September 2020 14:27 PM
They want us out for sure they need our tenants to buy some of the thousands of over priced unwanted Flats to put them in trouble for the rest of their lives, after the first rung the next one is broken. Seb' says why make civil matters criminal which is right but he'll know already that's exactly what they have done to LL's in recent years, everything that used to be a Civil Matter for private renting was changed to Criminal Matter, just to criminalize LL's & give him a criminal record. I was just looking at my Notice Board in my vacant house today it a picture, HM0 Licence,Domestic Electrical Installation report, Cert'Fire detection / installation, commissioning, Emergency Lighting Periodic / Inspection test Cert', Energy Performance Certificate rating "c", Gas Certificate, my name & number, How t Rent, Right to Rent, ICO cert, LL accreditation Cert, LL electric competence Cert, and the house standing idle no wonder the Agent didn't want to touch it yesterday he said too many legal difficulties. Then if I can source some Tenants I have the cost & time to do all the checks about them or get an Agent to do it, (last time £395+vat = £474). Then I'll have the Tenancy Agreement as long as you arm, we'll forget all about the inventory & Deposit all too much, so they do want us out. The Benefit LL has a fraction of this, so we are all equal before the Law ?. I have an English Friend who has an Irish Black Dog.
From:
Michael Foley
23 September 2020 18:11 PM
I wonder if Cllr Heather Acton is feeling ok, she wants to see private housing better managed, strange that isn't it you have taken away all LL rights preventing him from managing or have any control over his property now you want to Fine him for not doing what's he is not allowed to do. It's about time the Government told Councils to run a Council how it should be run to promote & support Business not drive it into the ground, these days they only know penalties, penalties, penalties and nothing else, that goes for the Mayors office too.
From:
Michael Foley
23 September 2020 16:30 PM
Its very easy to solve illegal evictions just make it legal.
From:
Michael Foley
23 September 2020 15:35 PM
Yes but I have a different take on this. Lady Thatcher had a point with the poll tax it would have worked but for the people that never paid nothing didn't ever wanted to pay anything, a bit like the Benefit Claimants now, all went marching and got it scrapped because its all about them. I agree to having the ten paying the c/tax is far better as they are the end user of the services been provided to them but the bit that sticks in the throat is the reference about the ability to pay this just lets them off the hook again, they will have the poor mouth and probably be on Benefit once again pay nothing, tell them we don't owe them a living instead of sympathy for them all the time, we don't get any privileges only hammered ?.
From:
Michael Foley
22 September 2020 22:35 PM
OK well its very easy to say pay something on empty but no income being produced, no service been provided or Bins emptied. Where does the money come from ? but just pay it anyway, it's already costing enough with Insurances, standing charges, keeping it secure etc, it a liability already but Council are so smart they are thinking of doubling it. I think everyone should contribute not like the very un-fair system we have now. Two people say living in a House paying £2k c/tax very common, but if 6 /8 /10 live there probably Asians or Chinese as example only, they pay the same same as he 2, so several people are paying nothing while c/tax increases all the time its like a money tree, now we had 2% increase this year, another 2% Adult Social Care added on, huge percentage to GLA that we have no control over and waste it, so its fine for a huge number of the residence to pay nothing while having the same facility's &services provided to them for free as the couple paying the full c/tax of £2'000.00 pa, give me a break, nothing personal Paul.
From:
Michael Foley
22 September 2020 21:59 PM
I am against C/tax on empty property. I have empty property and paying c/tax on it but not by choice cant find Tenants, Can't advertise or market properly anymore because its all been hi-jacked by piggy in the middle internet preventing you from contacting the potential Tenant without going through them useless delaying , obstructing process, more useless Digital academics grabbing our business for themselves that's what the internet has done destroying the World. The place is infested with so called Corporate Letting Companies, just Companies by the thousands doing R2R subletting your house room by room. The Lodger business is well established for years behind closed doors housing 2-3 persons each, about 12 lots in my road alone but a stranger wouldn't ever suspect or the Revenue for that matter, so the £ 7'500 exemption is very handy for them, that will do nicely, they are well connected in high places which is why it was raised from £4'250 maybe they could give them another lift ?. I have to pay tax on every penny, + licensing / compliance of every kind it's disgusting .
From:
Michael Foley
22 September 2020 19:04 PM
Of Course there was never going to be a spike in evictions anyway so there was no need of messing around with the Law and now there is no Court system, now youngsters in Parliament changing rules every other day willy-nilly. A 38 year old thinks he knows best. I was a LL & built houses years before he was born now he sees fit to drive me out of business, maybe he ate too much at that dinner he paid 12'000 £ to attend.
From:
Michael Foley
22 September 2020 10:57 AM
Hi, I haven't become a victim yet anyhow but I am acutely aware of whats going on. Many of those R2R guys uses a Ltd company and also I know many letting Agents use them, as far as the customer is aware the Agent found them a Company Let and are content with that. However in essences its a rent 2 rent scam for sure but I suspect many LL don't know this and are unknowingly participating in the schemes.
From:
Michael Foley
21 September 2020 21:46 PM
R2R is fraudulent I had 5 such contacts today, it is so wide spread and come across it many times, one guy said in his message today he didn't want to waste his time or mine, he said he would take the house and sublet the rooms which was very noble of him, He wanted to rent my house make soft money illegally out of it, fantastic so he don't own the house or pay a Mortgage & if it goes wrong he can walk away + like the man said validate your Insurance. Last year a guy came to me trying to rent a Flat same thing, couldn't understand why I would not give it to him and told me he had 46 properties already this way. That's what the regulators have done to private sector housing putting us on the back foot completely.
From:
Michael Foley
21 September 2020 20:51 PM
We must not discriminate against benefit Tenants which I don't but I prefer working tenants as I have always worked myself but I don't ban them either. However sometimes I acquire them by default when they come they are working, then they realize and see their friends on the easy option and before you know it they are on it too, they are not stupid the system in specially made for them, now if they have to quarantine get £500 it looks like if you are stupid enough to work & to pay tax no support. HM0 licensing disaster which only applies to one half of the community its un-fair costly & total discrimination against LL's who prefer not to let to DSS which no doubt the majority of Family's are on benefit I never have a family come to me not on Benefit. I have a house vacant and today I was approached by an Agent wanting to let it but when he heard it's a Licensed HM0 he wasn't interested. I did know the Agent prior but he said HM0's are legally too difficult and wanted housing for Family's on benefit with is much easier for him and don't need to do all the checks., now then why is this not against the Law this is Discrimination and to make matters worse I never wanted to be a HM0 LL it was imposed on me at great cost,
From:
Michael Foley
21 September 2020 19:02 PM
Be aware everything that happens in the Capital first, whether it be Boom or Bust take note. Things seem still quiet good up north so Robert this is a golden opportunity to cash-in the chip, flog the port Folio immediately before the bottom falls out of the market, the difference is that loss could well cover your c/gains tax and before Gov' puts additional taxes in place to prevent you, they want to keep you there to be able to torture you in the future. I missed the boat I wanted to do it a few years ago but the first Lady wouldn't agree with me Bless Her. LL's like to sell one off each year but no time for that now. I know it will be against the grain and against everything you ever believed-in but this is the situation now facing you and was always going to happen due to unjust laws, even without Corona. I have been through about 5 recessions not like I haven't a clue as people might think and I told everyone in 2007 including my MP it was going belly up, everyone disagreed then but when it happened they turned around and said no one knew, that was only minor blip to whats coming.
From:
Michael Foley
21 September 2020 10:36 AM
Its amazing the Bigotry LL's has to endure from the low life. I think History will prove how much LL's were wronged, especially when we are not there anymore and I for one am so sorry for ever being a LL, what for to be blaguarded, bullied, taxed to the eye balls, continuously stresses, one sacrifice after another 7 day's a week & every evening /night & week end unpaid work in connection with the business, run after everyone fix this and that that shouldn't be broken, just to put a roof over other peoples heads many of whom never made a contribution to the treasury in their but are treated like kings. We don't supply a few grotty Flats at all but first class accommodation always have done which we bring to the market at no cost whatsoever to the Government imagine that, no special treatment for us and we are despised for that. I think those sponger supporters should wake up to reality before they find themselves on their own & no one left to live off. I pay several C/taxes, Licensing fees, compliance fee, multiple certificates of every kind, maintenance costs, goods replacement on going for ever, oh I nearly forgot I have to supply the property as well, so for doing all this we're hated, discriminated against, why has Government not supported us even once, while benefit claimant /false benefit are treated like high society.
From:
Michael Foley
20 September 2020 22:01 PM
Mark comment 24th Mar' for once I agree with him lower wages means lower rent or as has what happened now no rent but Sadiq Khan is so much out of touch he's on about not allowing rent rises for 2 years at a time its not achievable anyway. I see some has gas compliance access problem just like me. I recently notified the Tenant what day I would be coming with the Gas Engineer, they wanted to know what exact time which is not possible to give even the Engineer didn't know how long last job would take. We arrived at the property no reply for several minutes but was evident someone was there. I tried my key didn't work in Euro lock because a key was already in place from inside. However eventually a mature woman answered the door & said you can't come-in, but I said it has to be done, no she says you can't come-in, then the gas Engineer told her its a legal requirement eventually she relented. I didn't not know this woman, hadn't meet her before, not a Tenant, so is this what Government wants to be refused entry to your own House by a blank stranger, is it no wonder there is so much over crowding, sub-letting and property damage, just keep LL's out very important ?.
From:
Michael Foley
19 September 2020 11:37 AM
A second Court ruling to say NO DSS is unlawful, that's fine as sure as Hell you'll be paying, can we say no to working Tenants or would that be unlawful as well. Please don't forget to tell the Audit Commission to leave space in the debit column for the additional false claimants. Congrat's
From:
Michael Foley
18 September 2020 18:53 PM
Arrears un-recoverable is rent control, you can put what you like on the Contract and they sign up to it but if you don't have the ability to collect it, this is rent controlled.
From:
Michael Foley
17 September 2020 17:56 PM
Makes no difference how many more brain wave ideas you come up with, its rubbish and we are doomed anyway. Property not viable anymore you have collapsed the market we have property sitting empty with over supply and no takers, arrears stacking up while we pay service charges & c/tax on vacant property. Generation Rent might be happy but they don't understand it affects all property values incl' their own parents Home. Sadiq khan is destroying everything no control over him while a big portion of our c/tax at his disposal to waste & destroy us, now he is on about Rent Freeze is he mad or what planet is he on, does he not know we are not looking for a Rent increase but would love to get the Rent arrears that's owning to us, alas no hope of that. He over rules Council Planning system to Build more expensive un-wanted Flats so he wants rid of us the backbone of the Country to try & find occupiers for his overpriced high rise monstrosities. We need someone like Premier Lady Thatcher to sack the Mayors Office close it down just like GLC & County Hall.
From:
Michael Foley
17 September 2020 09:48 AM
I suppose we could survive on the land as well and be self sufficient, as our ancestors did for thousands of years, its second nature to us wouldn't have same constant stress & sacrifice as been a LL, then again that too has been destroyed with the educated clan whether it be chemicals, pesticides and technology. We could tackle a horse for sure but the guys on some building sites have more harness than a horse plenty of red tape there to.
From:
Michael Foley
16 September 2020 22:13 PM
Why do we need to educate ourselves far too late for that even if we were interested, we know what its all about just red tape to destroy us but keep us jumping through hoops in the mean time. 177 rules for us why not scrap 150 of those as its certainly nothing to do with quality affordable housing. Its all about computers that has destroyed the world but you are all too obsessed with your lap-tops & iphones to you know the difference, it now takes more time to deal with compliance red tape than to provide the property, even to make a phone call could take 2 hours well done, regulations should only be incidental to the main business, not the main issue or a bigger obstetrical than providing quality affordable property itself this is not sustainable. Perhaps one day we'll have a space storm knocking the Satellites, will you be equipped or remember what real work is, you certainly do not now, how will you cope when pressing your buttons or rubbing your fingers on a piece or glass don't work anymore. I built my first house by my own hand with only hand tools in Ealing 47 years ago, no hand out, grant, help to buy or build no family support possible & Dad rip, incidentally which I still have the house but now I have to educate myself to deal with all the crap from the digital Academic guys that gave 10 years going to University to learn how to muck everything-up, now living off our backs, congratulations.
From:
Michael Foley
16 September 2020 20:30 PM
Hamilton Fraser is a reputable Specialist Insurance provider for many types of policy's but especially for LL's of many years, also now incorporates / has Landlord Action (Paul Shamplina) as another arm of their services, so we better not knock them we need all the help we can get.
From:
Michael Foley
16 September 2020 13:02 PM
Arrears very serious now and climbing every month mostly forced upon us by government which makes no sense, if we get no rent then we can't pay tax on no rent so they mustn't care about shooting themselves in the foot it's madness. They love Tenant fraudsters & false benefit claimants, as per TV program last week, estimated over 100'000 Council Properties illegally sub-let or fraudulently obtained, imagine that and they set themselves up over us perhaps they should get their own house in order first. The Councils has back 1800 of their properties illegally occupied mostly in Southward I think and the disgusting state of some if private LL had it like this they would throw the book at him. I know its not the fault of the property but the occupants. The fraudsters were not prosecuted just told to hand back the keys and walk away. Council said the Court System would cost too much and take too long, there you go. So they know nothing will happen to them, and from my past observations if they were taking to Court regardless of how much they owe the worst case scenario is suspended sentence.
From:
Michael Foley
16 September 2020 11:17 AM
I think Housing Charities have a brass neck. The have virtually made all the Laws & rules for LL's in recent years, they are not Elected Representatives so why are making the Laws, hardly one has come-in without they being behind it. We haven't voted in years because of this yet I am required to Register to vote its pointless if its not Democratic. I now see another high rise of 500 + Flats are to Built in Hillington that had gone through all the consultations, everyone had their say and the community weren't happy so Council refused Planning, now the Mayor steps-in over rules them and has given the go ahead so what was all that about ?. I think Private LL's should have Charity Status because they actually supply Housing at no cost to the State, and why not remove the Status from Housing Charity's that don't supply any Housing it would make sense.
From:
Michael Foley
11 September 2020 15:14 PM
Its hard to understand why Government wants to force LL's into rent arrears it makes no economic sense. Whether a LL has a property paid for or not makes little difference since the introduction of S24 as LL can't off set the interest but must pay the full tax really. Therefore the Government is the main beneficiary of the rental income as there is no cost on them. The way I see it I have a House vacant for months now mainly due to anti-LL regulations making everything more impossible for the LL, also making it more difficult to let & comply. I do pay c/tax on the empty property without the income and there is talk of doubling it, in which case so be it. I am a 40% + tax payer so every month the House is vacant Gov' lose £800.00, do the mutton heads that control us not understand this at a time the Gov' is strapped for cash. Mark, huge loss of revenue on income, this is the unforeseen consequences of Government actions, now you know what I see.
From:
Michael Foley
09 September 2020 21:23 PM
Significant fall in rents & living costs in London. I agree it's Free.
From:
Michael Foley
07 September 2020 10:12 AM
Knowledge what knowledge ?, are we supposed to pay for, is it all this Computer crap they dream up for the sake of destroying us. We have been doing it for decades now they want us to learn how to do it, good that isn't it. Although I have done several Courses in recent years for Accreditation & to collect Points costing me hundreds of £'s and for what, all rubbish I had been doing it for 40 years before that, its not about housing anymore just red tape / fodder for free loaders Digital Academics to take over.
From:
Michael Foley
06 September 2020 08:15 AM
More hi-tech Digital Academics companies living off our backs telling us how everything should be to suit them but its not their property. So they are very excited about the future of letting that can only be about how much they can screw us for, they won't be doing anything other than playing with their buttons. LL's & Tenants alike are not excited but depressed with all this unnecessary interference driving wedges between LL & Tenant, divide and conquer causing mayhem. Talking about modernizing the sector then scrap HM0's that has driven lettings back to 1960's bed-sits, its madness planking all strangers into together sharing same facilities. Tenants should have more rights & Security that's fine buy your own you will soon learn lenders are not a soft option like Private LL's, you will not mess them around and good luck with your 35 year Mortgages. The New Normal is stuff the LL.
From:
Michael Foley
05 September 2020 10:40 AM
They will not accept me either, we have lost all control over our business, simply it's been hi-jacked we are the main participants, owners and providers of private housing, now excluded from our own business its some farce, many things has happened to me in 42 years a LL but this is low.
From:
Michael Foley
03 September 2020 17:30 PM
Mr Robert Jenrick why are you making all anti-LL laws, is it because you are too young for the job or is it that you haven't a clue where have you been all those years while we struggled to survive & build up a Business, you destroy it at a stroke just like Rishi Sunack or Boris Johnston who have made a complete mess of the economy, a law all to themselves, they personally won't have any money worries, unlike Landlords or Tenants. We do our best to work together and were doing so until your interference, still you insist on driving the wedge in further, we see our Tenants as our business.partners not the enemies you have gone out of your way to create.
From:
Michael Foley
03 September 2020 12:44 PM
There is no cake, there is no system its dysfunctional.
From:
Michael Foley
02 September 2020 20:00 PM
They are all great at telling us what we should be doing. I suppose they are still wet behind the ears just like the Children running Government born into riches with a silver spoon in their mouth, wasting trillions that we haven't got, total mismanagement driving the Country into the ground & us with it. To incorporate they tell us now best thing since sliced bread because of Stamp Duty temporary reduction on some price bracket Properties, they must think we are right amadain's or have very short memories indeed. George Osborne doubled SD on private LL just a few years ago which was outrageous, now they turn around and half it partly temporarily and it' supposed to be doing us a great big favor, now we have taken on the roll of DSS as well aren't we wonderful people
From:
Michael Foley
01 September 2020 20:56 PM
They'll shoot themselves in the foot again, wasted Billions on Furlough unnecessarily badly thought out and panic, giving huge sums to Companies & individuals alike, some didn't need it, others milked it, some couldn't believe how much they got sometimes for nothing, others took it & ran so they won't be opening their business again. The same eat out mismanagement more billions wasted supposedly to help the recover business, how silly, I was in a participating restaurant and got charged full on the Wednesday when it should be half. I paid & said nothing because I was in company & paying didn't want to make seen. So I expect them to collect another 50% for Gov' for nothing and how many others doing it or just keep clicking the till roll, its a gift designed for extortion. 2 Trillion in debt all of a sudden now want us to pay more taxes for their cock-ups and cripple what business is left. They are eyeing up CGT for a hike to 40%, no inflation relief, indexation or taper another silly idea obviously will not work, people can't sell and take a hit like that, this will stall the market completely, they'll have to wait until we die. Wrong people in charge Mr Hammond knew better than his successors but Premier sacked Government so what can we expect.
From:
Michael Foley
30 August 2020 20:02 PM
Seb' don't know why the disparity or can't see any reason why Islington should be so much more expensive or any different to where my House is in Ealing (the Queen of the Boroughs) not much to choose between the two to my mind and I used to live in N4 & N8. North L'don v West Lon'don not much in it. I have no doubt my example is not the exception but rather common place, perhaps the Islington scenario is the exception instead of the norm, incidentally mine is modern, built by me in my younger day's, newly refurbished, fully furnished 5 doubles' 2 bath rooms very large lounge / living room, garden, off street parking, central location for half of your Islington price, give us a break.
From:
Michael Foley
30 August 2020 17:05 PM
I don't understand all this about un-affordable rent or why government is deliberately creating arrears with guaranteed 6 months extra stay whether you pay or not and they are not. I have a 5 bed house vacant licensed for 7 previously let for £2'200 pm. I was unable to continue because of all the noise, loud music, drinking & complaints probably because they had cheap rent. So £2'200 x 12 = £26'400 pa divided by 7 persons = £3'771. ea, pa, divided by 365 days = £10.33 per day, the London living rate is £10.75 per hour I think, so not even one hour per day to pay the rent. I believe they had it cheaper than this because of so called guests that Regulators made LL's powerless to do anything about. The Media wants people to believe that half their wages goes on rent ??
From:
Michael Foley
30 August 2020 09:52 AM
What chance have we got there is no shortage of housing. I have property vacant & can't find Tenants yet we have a London Radio Station continuing to keep burping about shortage, even last night a full hour of nonsense egged on by the presenter that think he knows all, talk over everyone, people phoning-in agreeing with him, they are very good at talking but that's their limit. There a 52 acre site in Acton with new Flats mainly, which is under construction for years and phased selling as they go but it was well finished before Corona and still 40% unsold imagine that, they have all this Government support, free loans, help to buy / no SDLT etc corrupting the market, still can't shift them, never mind keep Building although you can't sell what you have, its the sheep going through the hole in the wire Syndrome.
From:
Michael Foley
28 August 2020 16:50 PM
It is a tax trap to destroy us any way they can, they can't make up their minds how much to stitch us up for, why not same for everyone. Is it 10% or 20% for shares or 18% or 28% for property for some LL's soon to be 40% so you think it's not a problem, even though we are already taxed to the eye balls from every scam they have incl' c/tax on empty property, licensing of every kind and is the gain just inflation we are taxed on. Although I would agree with retired agent, it not a problem for you if you don't pay tax, let us do the worrying & the paying.
From:
Michael Foley
27 August 2020 11:16 AM
I agree many buildings of the 60's weren't good, so why did it happen again in 2010's + with glass & plaster board / studding everywhere, no architectural design or detail features, just square plain square buildings, uninteresting buildings many covered with zinc sheeting like a cattle shed or worse still plastic cladding etc, but like Paul said when we don't learn from history we have to learn it again.
From:
Michael Foley
27 August 2020 10:34 AM
They talk about pent-up demand but in reality we know its pent-up sales with Landlords trying to get out of the mire, the lucky ones sold last year. The Stamp Duty reduction will help some to find a buyer in some price bracket properties and leave the market unfortunately the Capital Gains Trap awaits.
From:
Michael Foley
27 August 2020 09:46 AM
Are we heading back to the 1960's when it was nearly impossible to get somewhere to rent because if you let anyone in they immediately became a sitting Tenant a bit like now, so that didn't work very well did it which is why the Laws had to change, short memories or maybe you weren't born & have to relearn again the hard way, a bit like the Recessions that comes around every so often as another generation comes on the seen & it has to happen to them before they believe it, broadly we humans are stupid.
From:
Michael Foley
26 August 2020 20:49 PM
Seb' you are very rude by if my Auntie had those she would be a man woman and fit very well in today's Society.
From:
Michael Foley
26 August 2020 20:28 PM
Mark are you feeling ok. Private rented Sector is a business and provides quality homes for millions. whether it can remain affordable is a different matter due to Gov' & every local Authority loading costs, taxes, regulations , penalties,licensing at every opportunity bleeding the sector dry then complain about affordability of private rented sector. I have always classed it as a business and not speculation, if I had been a speculator I would have scores or properties by now after 42 years a LL and your comments about the soft money we had, please tell me when did I get this ? I certainly never seen it, if the lender didn't take it the the Tax man did or local Authority did or anyone else as long as I didn't end up with it it was fine. The billions of £'s we pay in taxes to the revenue needs to be taken on board which keeps the Benefit Claimants afloat + the benefit LL's many of both despise us but if none of you are putting in the pot what will happen when we are gone. Supposing the Gov' cuts or refuses to pay Benefit will you be first in the queue Mark to keep Tenants for free like many of us are doing now. Some people live in cloud cuckoo land.
From:
Michael Foley
26 August 2020 15:09 PM
Our generation is right & the sacrifices we made, I would rather not think about living in a caravan having done that all those years ago when I lived in one for 6 months in Winter, away from home to follow the work in Lincolnshire by the Wash near Boston. The cold was unbelievable, no hot water or central heating just a small coal fire about one ft cube, that burned out about 12.30 am & by the time it got to 4.00 am you knew all about it, you wouldn't see me I was under the bed covers to survive. I always worked hard, never smoked, saved every penny that I could usually half my wages but now so many wants everything for free, if Tenant don't have hot water now the LL would probably get fined, they expect without input, half the UK over weight from soft living (big belly Britain). I don't think it right that several are living off me for free with Parliament & every lame duck Charity backing them I earned my living and never drew Benefit.
From:
Michael Foley
25 August 2020 20:29 PM
The Law is the Law but its one-sided, so its not justice and we can't have any confidence in it whatsoever, what ever happened to the scales of justice. Regarding Section 21 it was the best thing ever for Tenants, many pushed for this and often approached the LL for backing, as soon as they got s21 Court order they were guaranteed to get council Housing. Why the government ever made such a stupid Law, it's beyond me they made a rod for their own back. The Gov' now wants everyone to believe its the LL fault and wants to get rid of everyone which is not true, its the Government that wants to scrap s21 to prevent people turning up at Council offices all the time to be housed, so why didn't they change the Law so they wouldn't necessarily have a legal duty to automatically house those people who are corrupting the system, it seems very simple to me, they have no qualms about making Laws for us every 5 minutes and their fake rent holiday which done enormous damage & pointless causing arrears, as we couldn't get rid of them anyhow always assuming we wanted to, which we didn't just more media hype. I currently have property idle & can't find Tenants, can someone please throw a few Tenants-in, instead of out. Many thanks.
From:
Michael Foley
24 August 2020 17:09 PM
HM0 should never been brought in, the Prescott Act, to divide Society and if you contribute nothing to exchequer everything is free as reward. my elderly wife now required to pay TV licence just because she is a good tax payer but if milking the system everything is fine & free. So Knight Frank thinks getting the Deposit is the biggest problem for potential buyers, really that's only the start of their troubles, by the time they have the Mortgage paid for they'll know how insignificant the deposit was.
From:
Michael Foley
18 August 2020 21:43 PM
I can't understand what's all this about shortage of housing when there isn't any. There maybe a big long waiting list on Council which is normal when they don't want to pay market rents, they are not stupid why buy a cow when the milk is free & better still when housing is free draining the Countries finances and clobbering the tax payer but they are king with the LA. I suppose we all know what's going on so Gov' must know since they caused it with soft option Benefit System for women with children and supposedly no partner but the partner is there for sure. I see a women from over Seas in UK for few years now has child, gets £1600 pm, but the partner is there in full employment renting house £1550 pm (Used to rent flat but house better option) also have 2 rooms let netting £1100 pm this is no isolated case we have eyes & ears. Another one rents 3 doors from elderly father who lives on his own in Semi- with 2 story side ext' + back ext' just because if she lived at home she couldn't claim as much Benefit not another isolated case at all. Rent Controls what would be the purpose of this in L'don when most of my properties are already in arrears, there is such a thing as supply & demand but demand is not good, we are also required to do reference checks which is expensive / £24.50 through LL organisations or through Letting Agents £75.00 per person, then it comes back they can't pass the checks but we still takes them so whats the point do Regulators want to see them homeless, forget about surveys if you want feed back I have plenty. Research, Steering Groups and Recommendations can they not find a job and earn their living and get off our backs.
From:
Michael Foley
16 August 2020 20:32 PM
Why would we buy when we can't rent what we have. They have been chipping away at us for years until they destroyed us and themselves, caused recession which was always going to be the outcome regardless of Corona. Who are they going to attack next they certainly won't be doing anything productive themselves, they life revolves around knocking others as a cover of how useless they are themselves. Building thousands of Flats, over priced, clearly not required but it is understandable to buy time to stop the economy collapsing altogether and Developers from going bust leaving Buildings / Blocks of Flats half finished all over the place, with so many job losses how can anyone buy them not alone pay rent. Government had no option other than proceed to try and tie things over short term anyhow.
From:
Michael Foley
14 August 2020 20:25 PM
Perhaps we could have a Public National Register for all DSS claimants to be fair to the tax payer.
From:
Michael Foley
06 August 2020 20:11 PM
David so you have a good DSS Tenant & I should think so if I was living for free I would be a model Tenant instead of working 7 days a week paying taxes to keep them. I had an Agent approach me today to place a DSS Family but no husband he's over seas, or course I don't believe that he's probably around the corner waiting to get in. National Register for all rental properties I would agree with but only if there was a National Register for all tax payers Accounts of every kind, then you will see what your neighbour is not declaring. Licensing Schemes I don't agree with especially for houses that don't let rooms & anyway why are Family's exempt usually on DSS and over crowded & speaking as a LL that has all properties licensed most since 2006 + re-licensed every 5 years at huge costs to me with no benefit whatsoever just more encumbrances, HM0 LL letting Rooms for most part is a big energy looser, so your green deals are not much good when Electric Bills are far higher than they should be & as with Gas often double just because LL pays for it,. I have seen heating on winter & Summer the same, just open windows if too hot & take delight that its costing the LL.
From:
Michael Foley
06 August 2020 18:57 PM
There is a lot of truth in the above comments. I haven't used an Agent for years until now because of regulations requirements impossible to cope with by on-line everything and to my loss. I am not a Digital Academic therefore cannot comply, it like everything has been taken away from me, so none of on line is anything to do with quality affordable Housing just re-inventing another way of doing administration so we can't do it although I never met a Digital Academic that could physically do anything that we have been for decades / Bull Sugar collapsing the World. Too many Letting Property or to my mind is it too much property to-let. I have had so many vacant even 4 recently & some still are while I pay the C/tax & this year increased by 3.9% Because Council said they need funds, so hit me again & no one to fund me. One example semi - Property Tenant couldn't pay full so paid half for 2 months, then went back to Home-land, then vacant 2 months before Agent found someone, so 2 half months = 1 month loss + 2 months vacant + Agents fee & hundreds of £'s VAT on the let cost more than a month rent, therefore 4 months loss = to one third of a year gone in the wind, really do you want me to tell you more but hit the LL, don't worry it will get worse just keep Building Thousands of Flats Clearly not required.
From:
Michael Foley
30 July 2020 21:49 PM
Another Rogue Councillor not fit for Office and should resign immediately, it couldn't be plainer total Discrimination against private LL's. Encouraging residents to call 101 about any suspected activity to make trouble for LL's but not offering the same service to LL's when Tenants are unruly, damaging the Property & over crowding the Property to the rafters, no action against occupants, so its a blatant one sided attack on LL's whats worse in my view is involving The Police undermining the credibility of the force who are there to treat everyone equal, shame on you. Why do Councils only ever refer to private LL's as Rogue Landlords ?, do they not know we have been supplying Quality affordable Property to the Private rented Sector for decades while Councils were busy destroying Public Sector Housing when they could do no more damage there they moved on to us. Virtually everything that's wrong with Private Sector Housing was caused by Council / Rogue Regulators including making rents affordable driving costs through the roof with no financial input of their own congratulations.
From:
Michael Foley
27 July 2020 20:27 PM
Everyone is very good at telling us what to do while we fund everything. Why don't Step Change & Generation Rent house the people for free so, just put your money where your mouth is or keep shut.
From:
Michael Foley
25 July 2020 22:03 PM
I agree with Mark no one cares about us small private LL's, we are in decline and the demise of small private LL's due to Society moving on the Social Welfare freebie's for all spongers and of course King of them all is the big fat Benefit LL's getting everything for nothing. I even seen today my local Council offering £5'000. grant to refurbish if I let to them and give me back my HMO licensing moneys, level playing field please rocky road ahead when you realize we are not there anymore funding your free life style.
From:
Michael Foley
21 July 2020 21:48 PM
Thousands of Vulnerable Landlords faced with Bankruptcy but but no Support from Shelter and what do Shelter mean by £1200 of a gap between LHA rate & rents, is it a month or a year or what it makes no sense to me. I think Council pays very good money that I can't achieve privately and with 80% of my Tenants now in arrears mainly due to what Government said, probably never again will want to pay full rent, where as people on Benefits are immune, only people that work & pay tax have a problem and at least the Benefit LL's are getting the money no wonder they are so full of themselves.
From:
Michael Foley
19 July 2020 21:54 PM
Most DSS are false claimants for sure Council are not concerned about that, how could it be illegal not to Rent to an illegal Claimant.
From:
Michael Foley
16 July 2020 20:17 PM
I cannot believe how some people think, a big bung for buy to let LL's really are you mad ?. There is still 3% Stamp Duty Land Tax on buy to let property which is far more than traditional taxation on Property, why can't we be treated like everyone else, the 3% example on £500k is still £15k SD on that which second home buyer has to pay, so no bung for LL's / second home buyers but £15k bung for revenue, we can do without people doing us favors like this.
From:
Michael Foley
13 July 2020 21:30 PM
Building more Flats clearly not required, too many already, where are the people living now, Concrete Frame high rise to maximize profit for big Developer & freeze out traditional LL's. The Stamp Duty Holiday cuts no ice with me, why can't we be treated the same as everyone else, its still a huge amount, so if you buy a Flat in Acton probably £500k you certainly won't get a house for it. So called SD holiday still £15k up front + other costs that's your first years income gone assuming you get it with so much rent arrears. Where do you get the the money to service the loan on the purchase as its already gone, suppose you are in trouble after a year & have to sell the new buyer is going to knock you for the SD again because he'll have to pay it again, that will be double you lost (30k) just like that, forget about capital growth that's history. I remember buying in years gone by, no SD on 125k then i% on next 125k then 3% on next 250k, still a fraction of the £15'000k favour they are supposed to be giving us now, no thanks I will not buy anything whether its £30k or £15k penalty dead money up front.
From:
Michael Foley
10 July 2020 18:59 PM
They want Tenant & Landlord to work together which is what we always have done and is fine. A pity Shelter, Government, Local Authorities, laws, Regulators, Generation rent etc, have spent so many years driving a wedge between us.
From:
Michael Foley
03 July 2020 18:22 PM
No Peter we are not better off than 5 years ago & worse off than we were 40 years ago, where have you being do you not know about a whole raft of anti-LL regulations adding costs whole sale designed to drive us out. Taking away our 10% wear & tear allowance that was there as long as letting it self, De-regulation Act & its implications, Rogue 'How to Rent' literature as if people didn't know by Shelter that supplies no Housing, 'Right to rent' cost and incumbrance our free or unpaid time means nothing to them, licensing schemes, fines , Penalties, banning orders, Section 24 tax grab, Super Stamp Duty Land Tax, Super Capital gains tax, Section 21 undermined & rocking. Peter please tell me where is my 12% advantage, I pay 40% on most and 60% on part as they taken away my personal allowance but the people that don't work so hard are rewarded with £12k pa, tax free to encourage them to do less and the millions that milk the system get Housed & kept for free. The more you are prepared to work the more you are penalized, the less you do the more you are rewarded, should it not be other way around.
From:
Michael Foley
30 June 2020 21:22 PM
Good By
From:
Michael Foley
28 June 2020 09:37 AM
Cllr Paul Smith should resign for come out with one-sided statements like that he is not fit for office. How can a Councillor be so one sided, telling tenants to come forward & assert their rights and Council is dedicated to assisting them. Why don't he offer the same assistance to LL's and help assert our rights against Tenants ?, sorry I forgot he couldn't do that as we don't have any rights, so why is he in a job to discriminate solely against LL's, this is not fair or Justice no wonder people are loosing respect for the law.
From:
Michael Foley
26 June 2020 21:14 PM
Disgraceful behavior by First Tier tribunal just another nail in Private LL's coffin, obviously a one-sided law.
From:
Michael Foley
25 June 2020 19:34 PM
Serious Rent arrears now, this is worst in 42 years a LL & I was there well before any Section 21 or 1988 act. I have been through about 5 recessions but never before did I have Rent arrears by Statute.
From:
Michael Foley
25 June 2020 04:23 AM
I know some of my Tenants went home because of Corona. However their belongings still occupied the property & I am not allowed to touch anyway, some paid some money while others didn't and like a mug I paid C/tax on some even Broad Band on others because of the tenants position they Companies wouldn't give it to them I was supposed to get reimbursed but that's not happening either. I suppose it doesn't matter what they do anymore they have finished London off, 20 mph is enough to crash any Town how would you ever get anywhere, Emissions Charge £12.50 pd, + Congestion Charge £15.00 pd 7 days a week + outrageous Parking Charges, so they want us to cycle or walk is this for leisure it certainly not for working unless you are a button presser like the Digital Academics making the rules for us, if you are going to do a job of work what can you bring on the Bicycle for god sake morans.
From:
Michael Foley
22 June 2020 19:48 PM
Another one sided blog so you say 1.9m people are paying for accommodation they are not using and I don't believe you ?. Maybe it should read 1.9m people using accommodation that they are not paying for & I have plenty of those owing me many thousands serious money. I have to pay for everything in relation to all the property including HMO licensing, Insurance, finance and a whole raft of Regulations.
From:
Michael Foley
22 June 2020 16:48 PM
Yes its all so simple for mostly Asian digital Academics making all the rules running the Uk administration mainly, but never actually doing any work themselves if you keep us tied to the desk how can the property be compliant, maybe the property fixes it self, sorry but I don't have anymore free unpaid time left in my life.
From:
Michael Foley
20 June 2020 15:11 PM
I think David was asking who is HBSC which don't immediately spring to mind but if run by Ms Kate Faulkner she knows Property inside out and been on the circuit / events for years & years away back even when she had long hair. She used to be promoting a large chain of letting agents long ago and more recently wrote a book with Mr Paul Shamplina of LL action, ( The Landlords Friend its on Amazon).
From:
Michael Foley
14 June 2020 19:10 PM
Honestly how can it be the same when there is too much rent short fall in London that will never be recovered. We can't keep absorbing those losses at a time when Government & Local Authorities are robbing us blind with no input of there own, why at least don't Councils who want all those HM0 Licensing schemes pay for their own administration, no wonder they want them when there is no cost on them only charge anything they like & rub their hands in glee for making a mess. Deferment of tax for 31-7-20 by HMRC & pay later is a mad idea, if you are struggling to pay now how the hell are you going to pay double come 31-1-21, its just giving people the opportunity to spend the tax money they should have paid on 31-07-20. I suppose its not surprising when they are currently throwing away Billions of £'s away with furlough and various schemes to people that should not be getting it, do they not really know whats going on, no it wont be the same after Corona because even before this it could not continue the way it was going without a collapse, stupid policy's and unfair taxes to favor some and destroy others.
From:
Michael Foley
12 June 2020 13:59 PM
Boiler Plan. Should survey the crap modern Boilers that are virtually guaranteed to break down, official say 1 in 3 in winter and keep their nose out of LL & Tenant business, how many more for the band wagon. Boilers used to be so reliable in the 60' 70' 80' 90' 2000' & 2010 now not reliable, so its taken all this Technology, Printed Circuit Boards, Condensing tanks, Flow switches, Water Sensors, Heat sensors, Diverter valves etc, etc, to really muck it up, now we need loads of specialist so called registered engineers. Companies with fleets of vans all over Town to try to keep them going at enormous cost to LL's & house holders alike. In years gone by just vacuum them out yourself & a bottle brush to clean between the heat exchanger once a year, maybe replace the odd thermocouple every 5 or 7 years, now we are not allowed to remove the cover but we could show the engineer how to do it before he damages it. I think they have tried to reinvent the wheel but this time its square. Boiler Plan keep to your own lucrative business although I know you have plenty of time to mess us about with your blank cheque book.
From:
Michael Foley
11 June 2020 12:25 PM
With careful Choice of Tenants and due diligence etc, when you have done all your cherry picking who's going to house the masses only mugs like me.
From:
Michael Foley
10 June 2020 16:53 PM
Ray Sutton go Hell.
From:
Michael Foley
09 June 2020 21:14 PM
So Ms Tulip Siddiq M.P. wants to extend ban on evictions to allow them to continue living free while owing me thousands & thousands of pounds. They are all so high & mighty with no input whatsoever taking delight in driving us out. How much more do they want for free?. I think they are in for a shock down the line when they find they can no longer live on our money, (some tulip).
From:
Michael Foley
07 June 2020 21:50 PM
I think you need to do much more research, the people doing the research are not LL's just more people in suits. I know its far worse than 1 in 5 or in my case 4 in 5 wont cover it, only 2 lots up to date one lot NHS workers & other on Benefit, all others pay reduced amount I suspect in some cases because of Government interference, some are paying 50% of the rent, others paying nothing needless to say its now serious arrears about £17k & rising fast. I think the self-employed are the worst hit as work stopped over night. I think they will get used to the idea of not paying full rent a slippery slope indeed and some have said to me you'll be alright they have this mad idea that I will be getting Government money as if. I think your Digital Academics for Telegraph Money needs to think again.
From:
Michael Foley
03 June 2020 19:57 PM
Further interference by Government to do as much damage as possible to Private sector housing. Housing Secretory Mr Robert Jenrick announces he is going to force LL's to accept, does he not know some tenants are like animals themselves and haven't we already too much to cope with following continuous interference and constantly battering, this is more of the same rubbish. I can't understand why he is Housing Secretary or even in House of Commons unless as a tea boy. He says he is going to revise the Model Tenancy Contract to reflect this change, does he not know this Tenancy Agreement is unworkable & should be confined to the dust bin, 45 pages of nonsense that cannot be used, is there not anyone left in Government that have a clue about anything other than helping Big Developers to make a killing, filling their pockets, while driving out Private LL's . I suppose we were all born equal & that's where it ended super taxes for us,super Stamp Duty + a Mountain of Regulations, no problem for big developers every concession under the Sun to Build stupid Flat not required to destroy traditional private LL's + for their green horn buyers roping them in with small Deposits, half the money interest free for 5 years and no Stamp Duty at all whatsoever. This is not a level playing field just collusion & corruption on a massive scale, shame on you.
From:
Michael Foley
02 June 2020 17:59 PM
LL fined £20k no surprise just soft money for Council, they are all at it. They have no input whatsoever and each time clapping themselves on the the back about how good they are and they wont tolerate it. The fines are so high which means there is no cap. Hounslow Council now having what they call a consultation about licensing as if it were true. I seen it all before years back in west London, a guy came from York and told us what was coming at three different venues, that's not a consultation, he got paid £100k from Council for that and when a member of the Public asked specific questions about parts of the Borough it was clear he didn't know. Before Licensing there was no overcrowding or sub-letting which is a by-product of the Schemes. Landlord restricted to 4 /5 persons by license, then Tenants have all this spare capacity and fill it up knowing the law doesn't apply to them.
From:
Michael Foley
31 May 2020 18:50 PM
No surprise how much they fall with Gov' telling them not to pay , so many encumbrances, additional costs, A load of paper work placed upon us, penalties, Licensing, taxes + 3% extra SD, s24, no Deposits for me since Shelter took away in 2007, De-regulation Act, Rent Holiday, s21 rocking. Building Thousands of Flats clearly not required, not suitable & with Gov' blessing, perhaps a good time to invest in a wrecking ball.
From:
Michael Foley
29 May 2020 19:54 PM
I am amused by the idea suggested of having an honest conservation with your tenant, it takes 2 to have a conservation so when the tenant decides not to communicate end of that. The damage was done when we were interfered with / 3 months holiday, when they get 3 months free rent the disease sets-in, just like the Benefit System if they go on it never wants to give it up. The Tenants will play around for extra months after the 3 months holiday is up knowing we can do nothing, then probably move on if we are lucky to another misfortunate LL who has also being caught for rent but he will take them because he is a desperate situation.
From:
Michael Foley
27 May 2020 18:31 PM
I have used Oyez Tenancy agreements in the past, no problem to read only 4 pages so everyone could cope with that, now more pages been added making it difficult because of rubbish regulations. DCLG has what they call a modern simple Tenancy Agreement, 45 pages on its own how mad is that, what Planet are those guys on ? are they for real, how can any potential tenant be expected to read that, the people that produced this in this format must be simple themselves. Do they not know that we have already 50 other pages imposed on us in recent years to deal with as well / never ending. I know it doesn't matter for the Tenant whether they read it or not, Statute makes sure that there if nothing adverse in there to worry about for the Tenant or if they conform or not so why bother.
From:
Michael Foley
25 May 2020 12:19 PM
Government & Councils out to destroy private sector housing for sure as everything they have done is anti, if in London or South East not a chance because they have this mad idea everyone is loaded based on nothing. As was trashed out on this platform before you are better off buying in other parts of the Country than in London, say buying a house for £200k in other parts of UK and renting it out for £875.00 pm x 12 = £10'500 pa so you could buy 3 for the price of one in West L'don - £600k with an income of £31'500 pa. Say buy your House in L'don or outskirts for £600k renting it out for £1'750 pm = £21k pa so you are £10'500 worse off every year for similar investment. Plus many other factors like if one property didn't pay you the rent at least the other 2 might which is very likely to happen those days, plus another huge disadvantage is the Stamp Duty Land Tax difference. The SD on the the 3 individual purchases of £200k each would be £7'500 each x 3 = £22'500 as apposed to your single purchase of the one property for £600k attracting a SD of £38'000. so again you loose out big time paying the difference of £15'500 extra for nothing, add that to the £10'500 rent short fall = £26'000 you loose in year one and the after rent short fall on going £10'500. pa, how many years to catch up ? never the gap just widens we are some mugs, (and don't get me started on licensing Schemes).
From:
Michael Foley
24 May 2020 12:09 PM
Inspections or not is no difference if the place is like a tip it's the way they have it, have free rains to live like swines don't care and know we can't do anything about it, due to rogue Regulators making us powerless to do anything as you all know. However, the neighbors are very good at reporting not to me but to Council & Police who have visited more than once, sending me threatening letters that their team will be visiting to see if I am a fit & proper person as they say, I am the responsible person, good that isn't we have new justice system its the person that didn't commit the crime gets punished, just as well most Tenants are fine if not its open season. Don't worry there a long road ahead of you its takes me 42 years to become an un-fit & proper person.
From:
Michael Foley
22 May 2020 08:33 AM
Seb' its past your bed time after 12.00, can you not sleep or do you not have to get up in the morning.
From:
Michael Foley
21 May 2020 09:30 AM
Hi Mr Mark Wilson. Re: your comment 17th March you say that you are standing back looking at reality. That's no way to look at reality standing back indeed, get in there in the middle of it and offer free rent if you have a back bone. Benefit LL are scroungers like the people they House living off the tax payer whether they be fellow LL or their Tenants paying taxes to keep them all, then more than willing to taking a swipe at us at every opportunity, even though their money is guaranteed by us for them doing nothing and in the main are exempt from HM0 license or other regulations, no need to worry about Corona their money is still coming, no need to furlough, so spongers keep your snidy remarks to yourselves or pay the piper.
From:
Michael Foley
20 May 2020 18:37 PM
Hi Steve, Freehold is king with Flats you are trying to absorb the Service Charge & ground rent in the rent costing you minimum £100. to £130. pm making your rent look expensive, you never know when the scaffolding is likely go up hitting you for thousands of £'s. Builders have an attitude if cost is shared they can charge what they like. Regarding buying out of London your figures shows it all, so you could buy 3 freehold 3 bed properties for less than one semi-detached in West London but your return is much greater, £875 pm x 12 = £10'500 pa x 3 = £31'500 pa as apposed to your one Semi in London £21'k pa, so we are £10'500 less for same investment in one year, that's a huge difference I wished someone could tell those mutton skull HM0 regime in London this, when I attended their meetings recently telling us how lucrative HM0's are, saying we get 4/5% extra, when we can't even achieve a normal rent, they are living in cloud cuckoo land and we suffer at their hands while they are a Law all to themselves.
From:
Michael Foley
19 May 2020 22:26 PM
Sorry Sebastian, I wont forgive me the truth hurts much more than lies, Many thanks.
From:
Michael Foley
19 May 2020 13:57 PM
Hi John, I know rents are 3 times higher is South East than in Wales but don't forget property prices are 6 times higher in London. so you are far better off than us.
From:
Michael Foley
19 May 2020 12:54 PM
Hi Robert I must commend you on your success partly due in no small way for not being a London LL. Supposing you had the misfortune to have invested in west London your income would be more than halved, how does that sound to you ?. OK a small bit of arithmetic if you were to buy 6 No. 3 bed Terraced Houses for £500k each, but probably not get them for that anyhow your £3m is used up. Then let them out say for £1'600 pm each X 12 = £ 19'200 pa (£20k pa) x 6 = £120k pa less than half your income. Another scenario say buy 5 Semi's 3/4 bed Houses @ £600k each if you can get them, your £3m is gone, rent them out for £1'750. pm (Incidentally which I don't get for similar) = £21k pa x 5 = £105k pa again far less than half your income dear Robert. Perhaps now shall I factor-in all the additional costs associated with being a London LL and local Authorities on our backs that hate us, loading on costs doing their utmost to drive us out of business + full c/tax on empty property for providing a non service but they are not even happy at that they want to double & treble it. Have a nice life and if any young people who are thinking of buying them over priced Flats with help to get into trouble schemes, keep well clear.
From:
Michael Foley
19 May 2020 11:53 AM
Ok Peter I digress but it was 5 people 3 story's or more people since 2006 as know to my cost having to renew 3 times several time over even though I never let rooms, total extortion racket. The worst thing that ever happened to Private sector housing creating over crowding by the tenant, causing sub-letting & making LL powerless to act, while making him the responsible person with no instrument to remedy.
From:
Michael Foley
19 May 2020 00:02 AM
I think LL's outside West London you haven't a clue what we are being put through. I can see plainly other parts UK are not bullied to the same extent. London boroughs have taken millions of £'s out of the Private Sector housing in each Borough and more coming, or course they have no in put we pay for all, all, all, then they try & tell tenant private rents are too high that they actually caused by licensing schemes, Stamp duty, restriction of several kinds + penalties, of course it only applies to one half of Community, if you house the people milking the system nothing applies + you can have 16 weeks up front as a sweetener. Big Developers are exempt & subsidized so no level playing field for us. Several more additional encumbrances coming 1st October, like Mandatory for 5 people or more regardless of how many story's, additional licensing for 4 or more people, Selective Licensing in selected areas as I understand it for any number of people but not if you House the Family's or so called connected persons nearly all on benefit, I only ever had 2 Family's come to me that were paying for themselves in 42 years. They all wants to be on the Council and the Council loves them, 2'500 in temporary accommodation in one Borough + 9'000 lined up on waiting list, they are not stupid if they can get it subsidized or free for ever, I see some now on it in 3rd generation, they can't understand how life should be any other way, why would they pay a mortgage.
From:
Michael Foley
18 May 2020 22:30 PM
Hard to imagine they got 4'000 clueless people together to sign the letter, then again it's the Labour Party, so they want to prevent the Tenant from being made Bankrupt by LL but it doesn't matter if the Tenants non-payment of rent makes the LL Bankrupt. The idea of given the Tenant 2 years to pay back rent arrears is a joke if they can't pay it at the time they are certainly not going to pay it later. I smell a rat here its given them 2 years extra where no action can be taken for rent arrears. Go ahead and keep shouting from the roof top through your hind quarters to get rid of section 21 and enjoy the worst recession in living memory.
From:
Michael Foley
17 May 2020 20:27 PM
Obviously a wind-up merchant, who enjoy taking the mick.
From:
Michael Foley
13 May 2020 19:24 PM
Sabastian, another one on the side lines with no in put but wants everything for nothing. It goes without saying people in all walks of life are struggling at this very difficult time. The idea of running a business on zero income is a non starter, the Government provides Social security for people in need but it is funded from the taxes. So are you proposing no Rental income and would that apply to Local Authorities as well, are you going to starve them of cash to. I pay a huge amount of tax but with no income from lettings , also means Revenue goes short. Personally it don't make much difference to me. I have always worked and was always capable of earning my living, in fact since I was 15 years old, now working for 58 years and still working to put a roof over other peoples heads, so I am not bothered if I get no rent I will survive anywhere and never had any help from anyone and always had to pay for my accommodation. Currently 2 Houses empty & another one coming vacant, so perhaps it better to have them empty with no income rather than having them full with occupants causing me problems, damaging my property while requiring the use of my Property for free. I know I still have to shoulder the outrageous full Council Tax cost on them all even though no services are being provided. I don't know any other organisation that can charge for a non service. Actually I had a hard day and can do without the nonsense when I get home.
From:
Michael Foley
13 May 2020 18:19 PM
We pay a huge amount of tax on lettings, so no rent no Tax. Sabastian I know you are having a laugh and at the same time the Chancellor is strapped for cash, any hope you providing him with £70b ?.
From:
Michael Foley
13 May 2020 17:41 PM
Dear Danny, I have had several letters from my tenants already in this regard so they hardly need a template letter from you , they have minds of their own and well capable of standing up from themselves, not least writing a letter, so we can all do without bad influences from people that don't house anybody.
From:
Michael Foley
12 May 2020 19:02 PM
That's a big chip Ray, so you don't supply any property to house the millions of Private Tenants but we do, we also pay huge amount of tax on the Rental income and for me its £4 in in every £10 which is a very substantial amount, plus all the anti-landlord regulations. I am the one who takes all the knocks from the people on the side lines with no-input and I also pay thousands to Local Authorities licensing extortion schemes or course they have no in put whatsoever either good that isn't it ?, we for pay all. Incidentally my Tenants are currently £16k in arrears so do I need people like you shouting the odds with no in-put. Sebastian, Mr Paul Shamplina is a straight forward honest guy working with-in the law, very fair to everyone, a very professional competent individual that don't wrong anyone and I have seen him on the circuit at numerous housing related events for 20 years, just maybe Ray is one of those who thinks no one should pay for anything. Have a nice life.
From:
Michael Foley
12 May 2020 17:30 PM
Jacob, you are right the key is affordability. Tenants can't afford the Rent now so how can people talk about rent increases. I am £14k down in 6 weeks and expecting another hit next month probably 8 - £10k. People can't pay what they haven't got only the Benefit Tenants didn't miss. I believe there is no shortage of Housing, all hype, where are all the people living now, of course there are big Council waiting lists nothing surprising about that or how long it is, they all want to be on the Council and love a free ride. Stop Building thousands of unsuitable Flats clearly not required.
From:
Michael Foley
04 May 2020 14:57 PM
I don't know about section 13 but do know about Rule 13, you might go to tribunal thinking safe in the knowledge its a system to sort out your differences without too much cost schedule 12 as on application not more than £500.00, but be aware when fancy Lawyers get at it & convert it to rule 13 saying its an unreasonable claim & go for unlimited costs, who or earth would go there with the possibility of uncapped costs. It not how business is done keep well away from Courts and if Courts are the only remedy its not viable, don't be in business.
From:
Michael Foley
03 May 2020 22:36 PM
Right I think there was I remember Perec Rachman and the likes not nice LL's. I don't want to discuss Tribunals First -tier or upper or ever again go anywhere Alfred Place, from past experience when our case became a Land Mark case, imagine change the Law of the whole Country just to beat us costing huge amounts & a person to loose their life, can't discuss particular cases or I will probably be in more trouble. I often heard it said they can't boil an egg now they can't even make a cup of tea, we still need our sense of humor.
From:
Michael Foley
03 May 2020 18:45 PM
Mark, one of the main reasons why property got expensive apart from mad regulations is Government gave Bank of England power over interest rates to control inflation which was totally unnecessary & a stupid idea. Interest base rates used hardly ever be below 4% and more often stable at 5 to 6% not 0.1% so they abolished savers over night leaving them with their hard earned savings sitting in the Bank with no return & devaluing. They were all scratching around looking for something to do with their money needless to say they bought Property that they didn't necessarily need or want all bidding against each other driving priced through the roof like a ponzi scheme, so now you know why property prices are high its all of us. This was a massive mistake by BoE, we need savers and surely this is main reason why the young have no savings or Deposit for a property with no incentive to save, so wrong and can't be put right without crashing the economy and having millions of repossessions of the borrowers who bought their property based say, on a couple of percent Mortgage.
From:
Michael Foley
03 May 2020 18:22 PM
Yes the affect of removing S. 21 will mean we will have to be very careful who we rent to and that means no one. It already takes 6 to 9 months to get someone out with S.21, without its a non starter. I know what it was like before S.21 so I don't to have to wait for it to taken away to know whats going to happen. The tax issues affects LL's in several ways Mortgage free or not, all those Licensing schemes are a huge tax, only applies to one half of the community, Taking away our wear & tear allowance is a tax, taking away my personal allowance is a tax, Capital gains is a tax, inheritance tax is a grave yard tax, (only 10 at Funeral). 40% income tax is a tax, so Mortgage free don't mean tax free does it.
From:
Michael Foley
03 May 2020 14:19 PM
Mark I don't agree your kids are not competing with BTL landlords it seems to me they are all on help to buy with no SDLT, this scheme is not available for buy to let LL's so how would they be in competition ?. Where did you get the idea it was easy for the Parents. I lived in rented accommodation for 9 Years in various Towns around the UK, when my take home pay was £25.00 per week and a reasonable house was £4.5k. I had some savings & applied for Mortgage but got turned down it was probably the biggest favor they could have done for me. I seen a plot in Brentford Gazette bought i,t got a Bank loan & Built my own House by my own hand with only hand tools no electric on site & cordless still to be invented incidentally which I still have so you think we had it soft. We didn't have Bank of Mam & Dad rearing us until we were 25, we were reared at 15, no iphones, credit cards, sky media or google, for me no family support possible & Dad RIP. The abolition of s21 will cause the biggest Recession ever known for sure without any Corona, why do you think that I have a duty to House your family go get their own. I thing your are a benefit LL that the Regulations don't apply to, just one fire door & yale lock on front door so it can open from inside. Regulations should apply to everyone or no one and same goes for SD. The Best way to stimulate the economy is to scrap all the Regulations made this last 10 years, imagine 4 pages Certificate for simple emergency light costing more than the unit (morans) and tell all those lame duck organisations to go & find a job even if they are capable ? and stop living off Private Landlords Backs.
From:
Michael Foley
03 May 2020 13:25 PM
Hello Sebastian my friend how right you are I am a slow learner. I didn't realize it takes so long to become a qualified stupid Landlord or in my case 42 years since 1978 that's 10 years before the 1988 Act. Where were all you guys when I was years campaigning for the 1988 Act. I believe only for Sir George Young (take my hat off to him) it wouldn't have happened or when we were campaigning for Section 21 but as usual you all come along and avail of what we achieve very handy for you. Where was high & mighty Shelter, Rentokil, ARLA, or Generation Rent but now they think we own them something . Actually I am a Tea drinker.
From:
Michael Foley
02 May 2020 21:35 PM
Mark what Planet are you on when did we ever have Government assistance, except never. Its good that you are so full of yourself so let someone else pay the tax for a change to keep the people you love milking the System. Its very bad advice to tell young people to buy their own over priced (50k to 100k) homes with stupid get into trouble schemes with only 5% Deposit, no SDLT & half the money interest free for 5 years as a carrot to rope them in to make max profit for big Developers but god help them for the rest of their lives when they have to start paying for what they though was a freebie. We have been hammered by rogue regulators loaded with huge costs licensing etc, unfairly. The Council are very good at wasting Tax payers the same ones that has taken millions of £'s in each Borough out of Private Sector Housing but I suppose Mark thinks this the Government helping us. A Council member in Brent is always shouting the odds knocking Private LL's has just spent £30m of tax payers money as I am sure its not her personal money buying up 114 flats to House who ? that will be the milkers in the main. 92 to be offered @ 80% of market Rent which is very good of her, but I think the Council don't pay tax, so I pay tax @ 40% & some @ 62% can I go tax free and I will Rent for 60% of market Rent.
From:
Michael Foley
02 May 2020 19:06 PM
Who cares what they do with Stamp Duty sur-charge or not , we will not be buying anything, we are enough of you, sick of rogue regulators discriminating against us.
From:
Michael Foley
02 May 2020 13:50 PM
I don't think they are extreme examples. I have taken a big hit compounded by Government interference, some Tenants are taking advantage.
From:
Michael Foley
22 April 2020 11:38 AM
Southwark another Council on the Band wagon ripping off Private Landlords and Tenants, if the Council are so good & worried about everyone then they should pay for what there own administration including the License Schemes they want. The Landlord has to pay thousands of pounds to do the work to comply so where is the input from the Council zero but each Borough is taking million of £'s out of the Private Rented Sector Housing with no in put whatsoever its a disgrace no wonder they are all on it crippling the industry, they should be ashamed of themselves and not fit for office but then we have to be the special most appropriate persons we certainly would need to be to put up with this injustice. Dear high and mighty Council Leaders put your money where your mouth is and stop sponging, you are so two faced pretending to be the Tenant friend while you have driven their rents through the roof and now this is more of it driving up costs again, you want licensing schemes you pay for the administration, instead of milking everyone in your ivory tower, don't forget to lash out a few more fines anytime you want a few bob.
From:
Michael Foley
21 April 2020 19:49 PM
Some rubbish who cares what happens we were destroyed already before Corona, now talking about rent increases when my rents are down 30%
From:
Michael Foley
21 April 2020 14:39 PM
We provide a service and needs to be paid for it just like any other business, no one can provide a service for free. I don't understand what point Mark was trying to insinuate by the comment earned or unearned income, is he saying we don't have to earn it or did it just fell into our lap. I had to work very hard for what I have including building Houses from scratch by my own hand over several decades, still working and pay the Banks enormous interest rates on Commercial loans to service the finance at the same time, so if you think its unearned income why don't you get a job with the Revenue as only they could come up with something like that. It seems to me you are probably a Benefits LL as you are usually knock us for providing accommodation at no cost to Government or tax payer. I don't think you need to worry too much about your Tenants going to work just to make profit for you during this sad time of Corona or any other time, the money will be coming no doubt probably the only occupants that are not affected by any crises, they won't have any trouble proving their status. Have you thought of moving to Germany.
From:
Michael Foley
15 April 2020 22:00 PM
Incidentally over 20'000 Homes empty in London, plus another 200'000 Homes empty in England unfortunately some people don't want to live in them as they would prefer to live in places like Mayfair or they might be at a disadvantaged.
From:
Michael Foley
13 April 2020 19:00 PM
Or Course David is right the cost & loss of revenue is endless, the idea of raising taxes won't work, we are already taxed to the eye balls, that's why so many have thrown-in the towel even before Corona with unfair one sided tax rules and the more they load it on the more goes out of business. there was already too many milking the system because the system is designed for them, and too much sympathy for them who contribute very little or nothing the Council loves them as many same culture as themselves, everyone wants to be on the Council getting subsidized living, well the game is up. I don't let rooms but the property as a whole yet I am lumbered with Licencing Schemes which is very expensive to obtain & comply with not alone the extra encumbrances it places in me but don't apply to people who are related whatever on earth that't got to do with anything, the rules are to suit the same culture as the claimants, their friends and relation occupy many of the Civic Centers & Gov' Dept' so likely they are making the rules for themselves. I seen PM on TV saying no more than one household should be together at this sad time. However, this cannot be because of Licensing Schemes that created 2,3,4 or several Households with-in one House so no hope of one house keeping separate (excluding self contained flats) perhaps we need a new definition of a household for this sub-standard over crowned 1960's bedsit type accommodation. Also I hear so much on TV about Family's cooked up in high rise Flats with no outside garden space. Why then are you Building tens of thousands of the Stupid things all subsidized from out taxes & over priced by £50 to £100k depending on the size with dubious schemes to rope in the young generation for 35 years in some cases just to make huge profit for big Contractors & Institutions. At the same time hit us who supply proper Houses & gardens, with super taxes of several kinds and enormous Stamp Duty Land Tax, while they are exempt for now but god help them later on, come on now play the game we are not children or oblivious to what you are doing to us. I don't believe there is any shortage of Housing just hype and everyone runs with the baton.
From:
Michael Foley
13 April 2020 17:49 PM
They talk about COVID-19 not being a green light for tenant to stop paying the Rent but certainly a red Light for Landlords to take a step back from supplying Private Sector Housing.
From:
Michael Foley
07 April 2020 21:39 PM
What's the point in Clarifying the 3 months Holiday now, the damage is already done when they spouted out the wrong message first, that's taken by Tenants as Gospel, its already cost me £9600. this month needless to say also the Revenues cut of £4k as well. It was totally irresponsible also no stopping the Local Authorities going ahead with the one sided Licensing Schemes that only applies to one half of the community. Corona don't stop that but no problem for them closing all the dumps leaving rubbish build up.
From:
Michael Foley
07 April 2020 09:49 AM
Well that would be great £30m pa, is better and borne by 2.5m LL's, instead of 80'000 LL's shouldering the full cost @£85 (85 x 80k) = only £6.8m but too many LL's sits back and make no contribution whatsoever and wait with eyes wide open to see how they can benefit from any concessions we might achieve. Honestly you don't get much for a £1 those days, if you give it to your kid for sweets they would probably throw it at you, or if I go to post a letter the parking meter takes it yet you won't get it out of some LL's with a can opener.
From:
Michael Foley
06 April 2020 19:21 PM
Right Paul, so Local Authority's buy up 4'000'000 homes with tax payers money to waste or service the loans, what then are you going to fill them with people who want to live in subsidized or free housing & living as is now very often the case, they are all queuing up at the moment to get on the Council which is why the waiting lists are so long, beats buying your own property with a mortgage around your neck trying to raise your family pay for everything & very likely no Child Allowance if both earn over £50k, its a bit obvious at the moment which one is better Benefit Tenants are not affected and not worried about paying the rent, the tax payers is their guarantors, unlike the tax payer scared whether he can make ends meet or have a roof. Anyway if the Council were to adapts your suggestion we will be delighted to sell to them.
From:
Michael Foley
06 April 2020 14:05 PM
RNLA is the only body we have to represent us, unfortunately the Membership is so small @ 80 thousand by comparison to the large number of Private Landlords out there of 2.5 million so a greater number of LL's needs to join and play their part instead of complaining and at same time powerless to do anything. Why don't RNLA have TV adverts requesting £10's from each LL, (or public) 2.5m x 10 or every month if necessary to be properly represented. The organisation who don't supply Housing have no qualms about doing this on ITV (which should be banned) , or if we need to be a Registered as a Charity become one, indeed many of us could qualify to being a Charity now I have six Houses with virtually no Rent. The writhing was on the wall already anyhow with the distorted market by rogue help to buy / help to get into trouble schemes (over priced by £100k Flats) whereby that was all tax free + incentives. Private LL's in contrast were loaded with taxes, penalties, regulations, licensing and spurious fines, who own a huge chunk of existing traditional housing stock & housing up to 20m people, thrown to the Wolf's which was guaranteed to stall the economy even without corona, talk about the tail wagging the dog.
From:
Michael Foley
06 April 2020 11:22 AM
I have a situation now where several can't pay nothing and others will pay half, none full. they have simply being plunged into unemployment of a sudden because the Country closed down. Make no mistake about it this is the worst Recession ever and I have lived & been impacted by at least 5 previous Recessions over the years. There was never a case where everything closed down virtually, people returning to their home land. When it settles Companies will have folded and the jobs will not be there, the days for blaguarding Private Landlords have past, what now ?.
From:
Michael Foley
04 April 2020 21:07 PM
Hi Nick. I am not interested in Virtual Viewings or virtual anything else its all rubbish , so that's what you'll be preconditioning their brains with and maybe virtual money. I will not be taking part in this nonsense just all button pushers for an economy of buttons. It will be like sales virtual viewings thousands and thousands snooping through your property and only a couple genuine viewings, the rest don't have the slightest intention of buying. Anyway good luck with your Teaching career its not easy at best of times I will give you that but don't make us scapegoats.
From:
Michael Foley
03 April 2020 17:36 PM
Shelter says on their web site everyone should have a place to call home and fighting for this basic right is at the heart of everything they do. So why haven't they provided any Homes in all the decades they have spent knocking Private LL's ,forcing in rules that's nothing to do with them its not their property, they are not elected Representatives, taken away our Deposits in 2007 based on a pack of lies, behind Sarah Teaters failed Private Member Bill, but not a problem for them they got everything in back door straight away with De-regulation Act. I supply many Homes off my own back I don't get Government help or donations just hammered with Regulation & taxes , now give Tenant Rent Holidays. Many Private LL's driven out of the market, all those knockers forget we house 20 million people with private finance costing Government nothing and the encumbrances that have been placed on us driving up costs making rents unaffordable, if they weren't involved I believe property prices would be less and obviously Rents cheaper, so those organisations are hurting Tenant & Landlord. Why do Government see People who are just Lobby Groups as far more important than the Landlords who provide the accommodation & everything at no cost to them,
From:
Michael Foley
02 April 2020 20:30 PM
I can't blame the Tenants for not paying, if they have any sense, they would need to be stupid and Government telling them not to pay, that's about the size of it.
From:
Michael Foley
01 April 2020 18:57 PM
ARLA, Mr Cox why are you shouting for more Regulations especially at a time when the whole industry is Collapsed under the weight of unfair Regulation driving it to extinction, you are supposed to be there for Letting Agents and do your best to destroy them, is it not enough for them to have been fined £1.2m so another take out of the Industry, (or is it fools day). I agree with you that many LL's don't use Agents anymore and not because we don't want to, its because all the other Regulations & unfair tax hikes that has taken the money , coupled with the Local Authorities taking the cream with no input and they used never be involved in the Private rental Sector until they could do no more damage to Public Sector housing then mutated onto us. Why can't ARLA ever give us an up to date reference to the housing market, this is February's data so its History not news we all know what happened since, and no help for LL's then only headlines, it doesn't matter about us we won't catch anything and if we do good riddens isn't it..
From:
Michael Foley
01 April 2020 16:00 PM
Government interference has done maximum damage to private renting sector in this Corona virus crisis, they didn't need to interfere, anyone who couldn't pay obviously wouldn't have paid anyhow. The Tenant who could have paid probably would have paid and no such thing as throwing people out as that takes 6 to 9 months at best of times. I now have 6 houses where any income is very unlikely at all even definite. I am not Social Security who can dip into tax payers piggy Bank, or Council who takes money off LL's at a whim while never costing them a penny with no input, not even Shelter with the begging bowl adverts looking for £10, who don't supply housing and pay their top brass well in excess of £100k pa, and have Charity status, (can we who actually supply housing have Charity Status). The Government has opened the flood gates now no one wants to pay because of even more guaranteed rights to destroy private LL's.
From:
Michael Foley
31 March 2020 09:50 AM
National debt Clock ticking going up at an alarming rate, take a look £5'170. per second. National debt £2.3 Trillion, The Chancellor is asleep at the wheel.
From:
Michael Foley
30 March 2020 19:27 PM
Mr John McDonnell the red tie looks very well on you, please advise what Properties you own and it would be nice to know how many you supply to Tenants for free ?, if you don't provide any property not alone even rent property to house anyone, then you are a disgrace just another one sitting on the fence knocking LL's who devoted their lives to house people. Why not resign, you are not fit for Parliament, it would be better than stepping aside as Shadow to made way for Mr John Healey although I don't expect him to to be any better maybe he can supply some free property of his own back.
From:
Michael Foley
30 March 2020 10:35 AM
All those anti-private LL organisations plus media hype for ever bashing Private LL's haven't a clue about business or don't have to just keep knocking us, if they are so good I put it to them why don't they buy the property and subsidize their Tenants to live in their property to see how they get on. I keep hearing about Mortgaged LL's but the fact is Mortgaged or not you can't house people for free.I now have 6 properties out of small portfolio occupied by people some who won't and majority unable to pay, either way the income has dried up because of circumstances & Government mad intervention. I believe only Benefit Claimants can afford housing in this situation. I would like Nick to get a dose of reality always knocking us and talking about campaigns to destroy us more. Supposing someone gave me a property for free I could not rent it for free obviously, I am not Social Services & with all the Regulatory requirements costing fortunes even a License fee in Harrow is £1310 for the Application plus the additional works that is likely to be required is substantial, the day to day running costs, Boilers nightmares those days, white goods (just replaced WM this Sunday morning £329), furnishings, penalties,Insurances, maintenance issues, in some properties I pay Council Tax, etc etc, OK all this Plus all my own labour is on the line for free or get someone-in who are hugely expensive, (try it sometime). Now Nick dearest have another little think, Best Wishes and more draconian taxes coming next week.
From:
Michael Foley
29 March 2020 17:38 PM
Total disaster not a clue what they are doing, as soon as he said 3 months rent holiday the game was up. I had some struggling before this but was working through it with the Tenants and getting some rent at least, now that has stopped immediately, so no rent from 6 properties some they won't even communicate anymore, don't return messages, dont answer the phone, supposedly cant go there because of the ban, so I am ignored and at same time made powerless by law. I always had good relationships with the Tenants before until this stupid intervention, they had all the protection they ever needed already, did they not know its only the Courts or the Tenant that can end a Tenancy and if they didn't pay they were simply in arrears and I had some hope of getting some rent. The implications of this is total loss of confidence and the collapse of the housing market and the economy, you will have all those partly built Blocks of flats abandoned of course was never needed, and the young people that were forced & coaxed into buying over priced Flats just to make profit for big Developers will struggle for rest of their lives, ( 10 out of 10 for stupidity).
From:
Michael Foley
27 March 2020 10:10 AM
PRIVATE LANDLORDS A NATION OF HERO'S. Housing millions of Renters in their hour of greatest need, at a time when they are not financially secure, and in the face of adversity.
From:
Michael Foley
26 March 2020 09:07 AM
Hi, Nick. B seems like you had a bad experience with Renting and I am sorry for that. However. I think you are so misguided if its that easy & such a doddle being a Landlord, please become one I can't wait to see how you are going to spend all this imaginary spare time while being so privileged leeching off others, good luck with that.
From:
Michael Foley
25 March 2020 13:18 PM
They haven't got a clue what they are doing, there shouldn't be a 3 months ban either, what for ?, we all know it takes 6 to 9 months to get someone out at the best of times, that's always assuming we particularly wanted to, which we don't. When you give Tenants 3 months holiday do you really think they are going to catch-up later, well not a hope if they are 3 months ahead they will drag it out another couple and go. There is a glut of places to go to even before Corona. Plus the thousands of LL's that jumped Ship to Airbnb are coming back in their droves now that its collapsed with no Tourist / or Flights. Time to wake up to the real World, incidentally come back Paul all is forgiven.
From:
Michael Foley
25 March 2020 09:55 AM
No don't want pets had all that, landlord expected to pay for infestation, it enough to be cleaning up after the occupants,
From:
Michael Foley
24 March 2020 13:20 PM
I have a vested interest in a healthy housing market so I wouldn't scaremonger. I just tell it how it is and might save a few people from getting burned, if you were eluding to me.
From:
Michael Foley
24 March 2020 11:48 AM
Well its not just a few tough months is it ? The powers that be and other outsiders with no housing input have been making laws and chipping away at us in recent years particularly. They are so naive they think it only affects private rental LL's, has it not occurred to them that many of them own their own residential property whether a house or flat where they live. Its true that when they want to up-size or down-size its very often the private LL that has bought their old property ensuring that they got a good price. When you collapse private rental sector 2.5m LL's housing 20m people, bang goes the value of property as well can you not see that. The idea that rents or house prices will increase is madness, this was well on the cards ever before Corona, affordability you forget this little fact, then building thousands of subsidized flats clearly not required, over priced by a country mile, for Developer buyers Zero SDLT & Small Deposit just to rope them-in obviously a millstone around their necks for rest of their lives. There is no Zero SDLT exemption for us regular LL's who have supplied quality affordable housing to the market for decades but a huge tax penalty of additional 3% on top , plus taxed on income instead of profit, so anyone that thinks all will be fine good luck to you.
From:
Michael Foley
24 March 2020 10:35 AM
What more can they do to destroy us not much left and I was wondering when this one would come along. They taken our Deposits in 2007 based on a pack of lies. Taken our 10% Wear & Tear, made us immigration Officers, How to Rent , Right to Rent, De-Regulation Act, Every kind of license burden for every part of a property and requirements. HM0's, Mandatory, Selective, Additional all involve huge costs that we are suppose to absorb like a miracle, not one penny out of Councils pocket but making a packet out of it, plus the fines they can keep that they issued & more coming, Article 4, Section 24, Section 21 depleted to a remnant and they still wants the residue of whats left, not much more to give of take really only Free Rent I was expecting that. I suppose they could require us to pay them to live in our property that would be a good one but we are subsidizing them already or do a John McDonnell on us give them the Deeds.
From:
Michael Foley
23 March 2020 21:12 PM
More intervention by Government that don't understand relationship between LL & Tenant just pouring oil on the fire, 3 months where no eviction process can start in a green light not to pay. I have a number of Tenants in arrears already before this Corona and was trying to work with the Tenant as I always do try to keep the whole situation on track, now a bolt out of the blue undermines any little negotiation rights I had / blanket restriction. I have Evicted a few Tenants with Court Orders in the past but only as a very last resort, for instance like owing me 12 months Rent on a complete House (while I went to Work to pay the loan to keep a roof over their heads)and that was my last eviction in 2003 so the idea that LL gets rid of Tenants at the drop of a hat is nonsense and in any case it takes 6 to 9 months to get your property back at best of times, so why this knee jerk legislation. Incidentally I got the Court Order for the amount but never recovered a penny + it cost me £1500. legals + vat.
From:
Michael Foley
20 March 2020 09:54 AM
Thanks Daniela. I have had printed & thrown away so many booklets its unbelievable, it was brought-in by Shelter who are not elected representative but make most of the laws for LL's, so no need for Elections, thanks once again.
From:
Michael Foley
19 March 2020 20:23 PM
Hi, going of on a tangent can anyone tell me the correct version of 'How to Rent' guide (or what ever secret name it has now) to use I find it impossible to keep up with it and its so crucial considering it makes your Tenancy Agreement null&void if you don't serve the correct one, although I know that's what its meant to do. Introduced on & changed so many times since 10-6-14, 11-6-14, 25-9-14, 10-10.15,1-2-16, 17-1 18, 26-6-18, 9-7-18, 31-5-19, (29-7-19 Shelter Amendment) 7-8-19. Please tell me the correct one & if there is more, also if 'How to Rent a Safe Home' is obsolete, so crucial.
From:
Michael Foley
19 March 2020 18:59 PM
Hi Richard Murphy I think you are wonderful what a great idea, so you are going to pay at least 3 months rent to cover my Tenants, shall I send you the sort code & Account numbers so you can lodge the money directly into their Accounts. Many thanks Kind regards
From:
Michael Foley
19 March 2020 17:11 PM
I never fail to be amused by all those anti-Private landlord Housing Sector Groups happen to be so generous with my money with no input whatsoever of their own hard cash. The chickens were coming home to roost anyhow already without Coronavirus with the Building of Thousands of Subsidized Flats clearly not required, how many times have I repeated that. Where are the people or where are they living now, forget about waiting lists, they all want to be on the Council to use tax payers money to live off, even Camden Council alone has 6'000 on the waiting list, surely they are not all on the Street and that just one Borough of 32, same old story why buy the Cow when the milk is free.
From:
Michael Foley
19 March 2020 13:16 PM
This is encouraging non payment, is effect guaranteed free Rent for three months which will never be recovered.
From:
Michael Foley
19 March 2020 09:15 AM
I don't know why your son is paying £500 pm is paying first place for a room in Durham even with some services included. I don't get this kind of Rent in West London where property is much more expensive than Durham as I am aware.
From:
Michael Foley
19 March 2020 09:06 AM
Did Boris not propose Tax Holiday for Landlords ????????
From:
Michael Foley
18 March 2020 20:06 PM
I always try to help out my Tenants who are my Customers and wonderful people in the main, even some see me like family. Its time for Government to step up to the mark and put those Lobby Charity in their place, the don't supply the property have no in put just sit on the fence and do as much damage as possible to private Sector Housing, that we supply at no cost to Government imagine that and hated for the free Service that we provide now that no fees. I am in favor of free period or reduced Rent at this difficult time to help out the Tenants who are not made of bags of money. However, I need to see a gesture from Government to support us and give credit where its due, its very simple to do & need not cost Gov' anything, just stop giving our taxes to big Developers and level the field. They have £500m to give away to people experience hardship, nothing for us and we don't need anything only give us back what we had, our Deposits, Scrap 'How to Rent' rubbish that was never required, repeal 2015 De-Regulation Act that was never needed, Revert letting Law back to Civil Law, Retain Section 21 and remove the shackles, reinstate Section 24. Remove HM0 for single House let on one Tenancy where no individual Rooms are Let, I never let rooms yet I am lumbered with this Burden.
From:
Michael Foley
18 March 2020 14:13 PM
Please give the lady a break you are too severe, show some sympathy to people who are struggling, those are terrible times for everyone, surely the writing is on the wall. I have Tenants who have lost their jobs already or income very limited. This is going to be a big hit on LL's & Tenants alike, we were struggling too much before this due to Rogue Regulators, no stopping them but like to portray us as the Rogues imagine that they are just useless lobby groups, we are a very resilient lot to have withstood the last 15 years of battering, no other Business would have been bothered or dedicated enough to tolerate such abuse. Obviously this is a bad recession even without coronavirus we were doomed before because of unfair competition and taxes, now where are the LL bashers any more bright ideas.
From:
Michael Foley
17 March 2020 20:20 PM
They say in the article Section 21 Consultation has ended or Course there was never a Consultation considering they made the decision to Scrap it 6 months prior to Consultation. That's some democracy but no surprise giving that Shelter makes the Laws for LL's who are not elected representatives, their stupid "How to Rent" literature has also now grown to 15 pages although they tell us 13, also 2 versions of it to cause maximum confusion to ensure you will have issued the wrong one, How to Rent a Safe Home is new one but no use as I understand it, not part of the Act, this is the tenth change in less than 6 years, what a waste of paper printing & throwing away, disgraceful behavior by people who don't supply anything but make fat living out of destroying Private Sector Housing and have the ear of Government. enjoy the Recession.
From:
Michael Foley
17 March 2020 10:22 AM
Will Banks give LL's a repayment Holiday first, otherwise where does the money come from, it would be great if everyone didn't have to pay for anything, that would go well, total collapse. Mark my friend, are you sure you are a private LL or are you a Benefits LL only who only house persons that can't loose the job they never had but the Rent will be paid for them anyhow.
From:
Michael Foley
17 March 2020 09:57 AM
The "How to Rent" seems to have escaped most LL notice, it has now grown once again now to 15 pages, every few months it grows by the anti-LL establishment. Just how many changes do they want can they not know what they want in the first place, instead of adding on as they dream up. Housing Secretary, Jenrick forcing LL's to have Pets now this comes along making LL's responsible for Pests & vermin which in the main is caused by Pets its all rubbish. Page 12 Over Crowding again one sided only making the LL responsible for over Crowding when we all know its the Tenants that do the over crowding but by excluded by How to Rent.
From:
Michael Foley
14 March 2020 11:14 AM
Sorry Paul savers were the back bone of the economy, when there was savers the Banks had real money to lend, instead of froth & bubbles, how many billions wiped off the other day. When everyone lives on credit that's what it is & the slightest thing go wrong they are on the street, what happened to the back up for rainy day. I seen many of my friends over the years living on credit & everything on H.P Bills every month, could raise their head above the parapet living hand to mouth they are still the same, no chance to save. Many of the young today buying Property rely on their Parents for backing its a good job their have Savings, we need savers bring back savvy Society.
From:
Michael Foley
13 March 2020 08:15 AM
There is no such thing as savers anymore the B of E made sure of that, the base rate used to be always around 5% the + lenders margin ? 3%, so we were paying 8% for Commercial Loans and none of this silly buy to let nonsense from what I remember started with the Woolwich. Then B of E brought down interest rates too low abolishing savers, so they were all scratching around looking for some where to put their money to stop it devaluing, they bought property that they didn't necessarily need or want all bidding against each other, the rest is history. Therefore no incentive to save which is why they can't save for a Deposit. when I was young I always saved maybe a post office Acc' getting about 2.5% it was encouraging when you see it build-up, now all that is gone and will never come back because if Interest rates rise there will be so many going to the wall and the Country collapse. Its totally wrong we should have savers but can't happen with stupid rates like .04%, now we have children running the Country going spending £100b they haven't got.
From:
Michael Foley
12 March 2020 21:24 PM
I don't agree with RICS on this, many are struggling already, there is the little matter of affordability.
From:
Michael Foley
12 March 2020 14:48 PM
You must be joking it will take a lot more than that interest rate cuts to motivate us and repair the damage.
From:
Michael Foley
10 March 2020 17:27 PM
I can give you far better advice having been a Landlord for 41 years and so sorry that I was ever a Landlord. Keep well clear of those rogue Regulators and their extortion rackets, making you a Criminal while robbing you.
From:
Michael Foley
06 March 2020 15:53 PM
So if Helen Warren-Piper wants Pets in her House that's fine its up to her but don't go imposing your views on us its none of your business. I have suffered too much because of pets & don't think its only Birds, Cats or Dogs, they had Hamsters, Rats, Reptiles of every kind ever known, huge problems for me Safety, Health of others in same Building and themselves if they want animals we have Zoos. Don't worry about Landlords Physical and Mental Health, all the crap that's being thrown at us from all directions, who cares about us if we are sick or lonely we are the Fall Guys considered insignificant.
From:
Michael Foley
03 March 2020 19:45 PM
The biggest problem with the incoming MEES / EPC's is its going to be enforced by the Local Authority's which in itself is not a problem, what is the big problem they are going to be allowed to keep the fines imposed on LL's, it should go to Central Government, so the Prosecutor and the Beneficiary is the Council, conflict of interest for sure so don't expect justice to have any role.
From:
Michael Foley
29 February 2020 08:12 AM
Barry, I think all home owners should meet the mees, that's 15 million properties plus, we LL's are only a fraction of the housing stock and expect us to save the planet as well as finance every local Authority in the Country. Mandatory compliance for Home owners as some owners never sell.
From:
Michael Foley
28 February 2020 15:37 PM
Any more for the bandwagon it open Season Landlord bashing, Government should protect Landlords who are providing quality homes for millions without any financial aid from anyone but in fact are instead, hindered, prosecuted, penalized, criminalized, legislated and taxed to the eye balls, its like we are enemy No.1 for providing good homes & excellent service putting no value on our own time, at no cost to Government. I don't see any of us getting Honored when the lists appear in the papers for service. I think the regulators should take a look at the under passes in Park lane central London, Marble Arch & High Park Corned sub-ways to see if the electric is ok for the rough sleepers, you don't know your born.
From:
Michael Foley
25 February 2020 20:43 PM
I would ask Ministry of Housing to ignore to ignore ARLA and RLA who are making a living out of Landlords that they are supposed to be supporting, its not their property. I would also ask Landlords to boycott those organisations who can't wait to put the boot-in. Regarding Houses in Multiple Occupation (HM0) do they not know that the 5 years Certification of electrical Installation in residential property is already a requirement for HMO's and I have had to have it done since 2006, so where is this big hole try looking behind you. Do you assume that the good installations we have in our properties is going to go bad over night just because other people who had't to comply in the past will now be required to do so. I also think its bad practice for a Qualified Electrician honest or not to be allowed to Certify his own property, by all means keep it in good condition but some other Registered Electrician to certify not the owner.
From:
Michael Foley
25 February 2020 17:06 PM
I believe the money for HS2 would certainly be far better spent on Flood defences, why not ask the huge numbers or people who's lives are affected & their Homes ruined again & again. When I go on Train or Tube,(if I can get on there). I see the droves of people going in opposite directions, the same goes for road traffic it makes no sense, job match / job swap has to have huge potential to stop all this unnecessary travel, waste of resources, traffic pollution, environment as they talk about saving the Planet. 100 billion £'s saved by not doing HS2 (probably more than that no Government project knows how to keep to Budget anymore) would put a stop to so many areas getting flooded saving Lives, Homes, Farm Land, crops, environment, Life Stock and farm land. I think flood defences can usually be quiet easy to do but don't ask highly educated Digital Academics they'll put the mockers on it. I worked on the banks of the Thames many years ago and they were hydraulic driving heavy duty steel interlocking piles, seemed very simple, water tight & effective with very little noise, methods and equipment will have improve since so just do it. Regarding building on flood areas it shouldn't happen but when it does Planners can cause many problems, like making a Developer work to a datum much too low, in some cases a couple of more rows of blocks below DPC would be sufficient to raise it up and possibly escape the flood entering the property. Apart from all this but alas too late stop American style Farming removing too many ditches, hedge rows that used to restrict the rain water run off and peregrinate gradually.
From:
Michael Foley
23 February 2020 09:23 AM
Hi Paul I take what you say on board but my view on capacity is different & haven't changed in 50 years whether it moving people or goods about, its all daft to my mind. I seen so many people over the years going from one Town to an other and other way around, same goes for with-in City's , say London huge numbers of people going East to west or South to North or which ever way ridiculous journeys unnecessarily so. people in same walk of life whether in business, office or trades people for similar work that they could have done on the door step virtually, the same goes for between towns. Surely its not beyond the wit of man to job swap now that for most part similar work terms, conditions and work pay rates. Just how many billions of hours would be saved travelling whether on Train or in vehicles and cut pollution no end, a great deal more than congestion penalties. People would have more time to spend with their Family's, the same goes for shipping goods about many things could be produced in factories locally, like in engineering industry instead of importing, of or even farming do we really need to import spuds etc. It should be so easy to set up the data Base already exists I am sure with HMRC they know who everyone is, where they live, what they do and where they work, how much they earn, are we really so stupid that we waste a huge amount of our lives, wearing ourselves out travelling to & fro at great expense.
From:
Michael Foley
21 February 2020 21:45 PM
Why not scrap HS2 (£100 billion project) and do all the Flood Defense's instead I am sure it would be far more beneficial to the country helping millions of people long term, who cares if it takes us 30 minutes extra to go to Birmingham or not. Then I am sure Aviva will look more kindly on your insurance Application.
From:
Michael Foley
21 February 2020 18:45 PM
I don't understand it either the 2 biggest factors, Assured Short Hold Tenancies & S,21 that will be on your mind when deciding whether you should buy or continue being a Landlord, obviously all those new lame duck organisations don't know why those 2 measures were introduced. LL's are now encouraged to educate ourselves in order to deal with the stupid unnecessary bureaucracy that has been imposed on us. We are encouraged to do Courses and I have done a few to no avail didn't learn anything at all unfortunately just bullsugar. They don't understand we are all about supplying quality Affordable Housing. Their courses are all about administration, paperwork, computers to deal with stuff they invented not actual housing. The most recent Course I was on was Taxation of every kind a full day Course but came away from that non the wiser. I was more surprised by the 2 biggest things that were left out, s.21 & AST , apart from that they went through a load of scenarios of every kind until evening time it had gone around full Circle and we were back to where we started nothing gained as far as I could see what ever you done. Regarding putting your property in a Company it could work for some you would only pay 19% tax on your income but caught for capital gains tax on way-in probably but then all your acids have to go-in to the Company, so everything belongs to the Company but you will get hit big time if you want money out of the Company it all seems pointless unless you have large borrowings then you are not affected by S,24 & get the loan interest tax relief. They didn't say what tax changes are in the pipe line already for this April either, say if you previously owned a Property that you lived in for a number of years prior to renting it out, currently you get allowed relief for the years you lived in it, also you were allowed £40k because it was once your residence plus also your wife / partner got allowed £40k if they were named on the Deeds, then you got 1.5 years relief after you left the property, (now getting cutback to 9 months) you also had up to a year to pay the capital gain tax now it has to be paid with-in 30 days of completion etc, etc, so are they giving us anything positive at all to work with ? but the Course didn't tell me any of this. Regarding the above its how I see and understand it whether its right or wrong is another matter just a lay persons point of view, you will have to take your own independent advice.
From:
Michael Foley
21 February 2020 15:53 PM
So Charity's have to be Registered, it seems very strange that they don't supply Housing but keep dictating to us how we should be doing it. To Register a Charity it would need a name, have this one not got a Name ?
From:
Michael Foley
20 February 2020 18:33 PM
How some of our readers can think we are greedy or only want to increase profit margins is beyond me and certainly not true, as our regular contributor in Scotland enlightens us as to the scale of charges in different parts of UK by comparison £ for £. The myth that London rents are too expensive can be put to bed. I see that a large House in parts of Scotland can command a rents of £25K pa, compared to Houses I have in west L'don with similar rents but the property will cost you 3 times as much to buy for sure so anyone that thinks we are only concerned about profit margins can think again, perhaps I should consider a rent review tomorrow.
From:
Michael Foley
18 February 2020 18:31 PM
Hi Mark, so you think it's all about profit margins, spare a thought for those LL's trying to keep their head above water while being attacked from all angles.
From:
Michael Foley
18 February 2020 16:24 PM
Don't forget probably the biggest one of all the removal of section 21.
From:
Michael Foley
18 February 2020 10:03 AM
Yes David we are but I covered that one with Governments 'Right to Rent' same thing really.
From:
Michael Foley
12 February 2020 15:59 PM
It's not just Tax changes is it ?, section 21 threat of removal, no fees chargeable, Stupid tenancy agreements by DCLG (unusable), now they want us to tolerates dogs as pets, previously had Tenant with 2 large dogs never again, let the minister have those, Deposits debacle, 10% Wear & Tear gone, 2015 anti-private landlord Deregulation Act, when they failed with Private Members Bill. How to rent by Shelter & changed 9 times in just 5 years not required & should be scrapped, Gov' Right to Rent / unworkable / ICO, Selective Licensing schemes, Additional Licensing Schemes, Mandatory Licensing schemes, so many more things all placing a huge financial burden and work load on private LL's, we pay for all, all, all. We pay them to destroy us good isn't it.
From:
Michael Foley
10 February 2020 09:32 AM
Agents loose a big chunk of their income because of fees ban which is very true, while I am not a big fan of Lettings agents I acknowledge they do provide a service which has to be paid for, they have premises / probably leases business rates and up keep to pay for which is not insignificant, give employment to large numbers of mostly young people, cars & travel costs, that said its a matter for private LL's if they want to use them or not. However, there is a big chunk of Private LL's income lost as well due to unjust Regulation which only applies to some LL's, its total discrimination if you let to sharers usually working sharers, with the outrageous licensing schemes that don't apply to family's mostly on Benefit or Related people usually on Benefit, main stream Family's have their own homes that they had to buy & are not in general on Benefit as Gov' has power over them and can take a swipe at their property. The Council's / Gov' / Shelter has imposed a huge burden on Private LL's at Zero cost to themselves not even one penny, no need to say what those are, driving thousands to the wall & Auction Rooms then Land registry can tell us how good sales figures are or to Airbnb because of no other choice or be Bankrupt, making it far more difficult for Tenants of any denomination to find good quality affordable accommodation.
From:
Michael Foley
07 February 2020 14:27 PM
They surely do live a different life style, have far more education than my generation as we didn't have the chance but they don't want to buy Property, although Gov' is doing their best to force them then they will have power over them. They are queuing up to get on the Council as the millions that are on there already, Temporary accommodation or babies is the first step without the aid of Section 21, ever since Government designed a system for them to smash the stable self-sufficient family unit in preference to broken family's.
From:
Michael Foley
02 February 2020 09:13 AM
Why can't government even tell the truth about the current Deposit Scheme, in their Election campaign they were saying that Tenant were waiting several weeks get their deposit back, when we all know the Landlord has only up to 10 days to give it back after Tenants vacating the property by Law as I understand it, so whats all this about another rubbish unworkable Deposit Scheme being imposed on us.
From:
Michael Foley
31 January 2020 15:45 PM
This article is very true by ARLA, this is what I have been at pains to point out for over a year. The Government say they want to have stable long term Tenancies but have introduced policy's to do the exact opposite, are they really in charge of us ?. However there is far more to it than that. We know s.21 is going, s.24 gone, Deposit debacle by Shelter in 2007, How to Rent nonsense by Shelter changed 9 times in just 5 years (might even be another one I don't know, check before serving or application invalid) Right to Rent by Government, De-regulation Act by Shelter 2015, we know there is loads more and we are weighted down with paper work our labor is free, can we not even have minimum wage for all this unnecessary work imposed on us. I don't see anyone else working for nothing. Thousands of Landlords are and have exited the market, thousands more have switched to Airbnb, hence 80'000 rooms on short term platform in London alone so are not available for normal renting to regular renters, all those thousands of LL's combined are not available to offer normal regular lettings not alone longer Terms Tenancies. The point the Articles keeps missing is the outrageous HMO schemes costing me thousands of £'s pa. This don't apply to related people, what ever on earth that's got to do with anything I don't know it seems those people are making the rules to suit themselves and their friends. This is also again like the rules for Short Term Lets virtually nothing applies and get double the income as us, incidentally I don't let rooms but have several HMO's that I never wanted which are imposed on me by Government & Local Authorities, that make no contribution to the schemes whatsoever. LL. pays for all including licensing fees, any extra visit Council makes charged @ £83 per hour, huge amount of compliance work imposed with those HM0's that don't apply to related persons or short term lets, then so many regular Certifications of Electric, Gas, Emergency Lighting, fire alarm systems etc. I could go on all day about the damage they have done to us but have so much to do and I am not paid like Council staff to sit there and who have no responsibility.
From:
Michael Foley
31 January 2020 12:36 PM
I agree Andrew generally all Tenants get on with me & I deal promptly with any issues arising and no Tenant ever left on bad terms and would rent from us again, many a call back to see if we had anything available, some recently even said they were sad to be leaving as they see my wife & me as Family rather than as Landlords. I never kept a Deposit or even part of in 41 years, Having put about 2000 Tenants through my hands personally of all classes, cultures colors, and nationality's, that's saying something there must be Tenants of ours current or past out there that will see those blogs and are liberty to challenge if its not true. Council's interfered to do as much damage as possible, not withstanding this last 15 years when Councils took a sledge hammer driving a wedge in between Landlord & Tenant . Sorry Marc Da Silva, Regarding the Article of Hillary's. Co research is absolute rubbish in my experience.
From:
Michael Foley
29 January 2020 15:32 PM
Sorry don't want to get away with anything and never did different culture, this seems to be the mind set of Regulators.
From:
Michael Foley
29 January 2020 10:41 AM
There is no doubt some Tenants break the rules whether Sub-letting, Arrears, Airbnb, Damage, Overcrowding, Dogs, Dumping rubbish etc, because their rules are not like LL's rules, no £5'000. fine first offence civil penalty or up to £30'000. second offence + Criminal Record, so no consequences for them no worries, what ever happened to the Scales of Justice. Regarding the 80'000 rooms listed on the Short Term platform obviously caused by over Regulation of LL's, forcing them to switch from regular letting or get out of Business little choice, so Government wants stable long Term Tenancies, you can't square this one just imagine that they are deliberately forcing LL's by Law & Regulation out of long term Tenancies, so no option but to switch to Short Term Airbnb style, of course one of the main drivers of this is the Removal of Section 21. Congratulations.
From:
Michael Foley
29 January 2020 09:46 AM
I think the Airbnb £3k extra pa, is a bad joke. I believe its several times more than that, I live in the real world, so now you might realize the gravity of the problems caused by removal of Section 21, which is the main driver of this. Ah, yes the Government wants to create stable long term tenancies so this is how they propose to do it, this is their joined-up thinking, NOT. Fill the Auction houses & Rooms in Hard Rock Hotels with LL's getting out, then the Land Registry can give you the stats' about how good the Sales figures are. Perhaps you can now see why Airbnb has 80'000 rooms listed, its LL's been driven out of regular letting as a direct result of section 21 removal, Congratulations.
From:
Michael Foley
28 January 2020 10:52 AM
So now are are supposed to say nothing while we are being being wronged & taken to the cleaners, abused & taxed out of it, robbed & criminalized, pay for everything and worked to the bone just to keep the Regulators in fat jobs plus Local Authorities fill their pockets with stupid fines like £5k first offence civil penalty or possible £30k second so called offence + criminal record, what ever happened to the punishment to fit the crime or is it even a crime, is it any wonder the prisons are full and people loosing respect for the law, so we are supposed to say nothing & keep saying it, now bordering on illegal to tell the truth.
From:
Michael Foley
27 January 2020 19:03 PM
Regarding Tenancies since 1988 (before that it was different) I have let initially on 6 months or one year Assured Short-hold Tenancies, subsequently I might have renewed on going with more Assured Shorthold Tenancies Agreements in a similar manner or let them become Statutory Periodic Tenancies which meant they continued on the same bases and conditions as original Contract. However, regardless of the above any Tenancy starting after 28th February 1997 automatically became an Assured Shorthold Tenancy whether you had it signed up or not unless it fell with-in paragraph in Schedule 2A of 1988 Housing Act.
From:
Michael Foley
24 January 2020 19:28 PM
I have always had long term Tenants on Assured Short-hold Tenancies but now they are taken that option away. I am no longer interested go to Hell do what ever you want as you always do keep the scroungers. I been to several LL /Council meetings and they want to keep driving home how important the Private Rental is. How can they get away with that while doing everything in their power to destroy us and LL's just sit there like lemons and say nothing with their mouth open but nothing coming out.
From:
Michael Foley
24 January 2020 10:17 AM
Yes I think Section 12, rule 13.
From:
Michael Foley
22 January 2020 18:41 PM
Electrical Certificates becoming mandatory in April 2020 as understand it but we have them for years already because of one sided HM0's Licensing that only applies to people who are not related in the same household, but we all know who are related and the culture they are many on Benefit & housing Benefit and no rules apply. I wonder if the Section 13 you refer to in the same one that was used in a case that I was party to. The case was brought to tribunal under Section 12 which said it shouldn't cost anymore than £500.00. However, it ended up with opposition lawyers claiming costs under 13 & Tribunal allowed which means unlimited costs, if that was law before we applied we may not have applied so we got hit. Subsequently it became case law which means anyone is not likely to go there with this scenario in front of them, really unlimited costs who is going to take that on.
From:
Michael Foley
22 January 2020 15:35 PM
There is a lot more changes than that coming coming in April that you didn't mention as long as your article is. Many thanks
From:
Michael Foley
21 January 2020 16:03 PM
Housing Courts a waste of time, there are not going to give the Landlord any protection but more likely to side with Tenant as now and in any case if Courts has to be a part of your Business plan, its not a business or plan just a dysfunctional operation.
From:
Michael Foley
18 January 2020 12:21 PM
I am quiet sure that getting rid of Section 21 will create far more defaulting Tenants as they will have nothing to fear. I suppose that is what regulators want, to destroy us and sell their sky high inferior boxes with no gardens to our Tenants that they can't afford & will have a noose around their necks for next 25 /35 years. I thought we might have learned something from the high rise mistakes of the 1960's but obviously not, then again we don't learn from what causes recessions either.
From:
Michael Foley
17 January 2020 22:41 PM
No to Housing Court or Tribunals we don't want any of this, just leave Section 21 alone. I campaigned for so many years to have it introduced before the vast majority of you were LL's but benefited from it enormously as did the quality of housing as when most people buy a property the first thing they wanted to do is improve it, so no cost to tax payer or government and the economy also benefited as did the revenue so please stop all this nonsense. I don't know where some people get off they are now campaigning for laws to stop gazumping are they completely out of touch ?. I know people being knocked for tens of thousands of £'s of the real value of their property by the buyers who only buy if they get a bargain and to cover Stamp Duty etc. The seller would be amazed if someone offered more, the chance would be a fine thing instead of getting taken to the cleaners. Campaign for retention of s.21 instead.
From:
Michael Foley
17 January 2020 21:47 PM
I have all those certificates already, General Electric Periodic, Interlinked Fire detection alarms, Emergency Lighting & Monoxide alarm, but don't like the Pat testing regulations you are on about because of the nonsense it makes you do, for example its every year for some appliances but if wire-in directly via spur connection its every 5 years for, fridges / Freezers, washing machines, some ovens, or other heavy appliances etc, which is a cursed nuisance and more dangerous especially when they break down & need to replace or not least when Tenant decide to start moving them about, regarding phone chargers belong to Tenant we can't cover them anyway only the Sockets and how many do they have of change willy-nilly.
From:
Michael Foley
17 January 2020 11:20 AM
So they didn't Survey Private Landlords then ?, no one worried about our mental health / well been or our financial situation but I forget we are not human, dogs have more rights than us, enemy No.1.
From:
Michael Foley
17 January 2020 09:08 AM
John McKay, well said you are a star, and then they turn around and complain about the cost of housing that they caused. They have ruined us which was their intention, driven a wedge between LL & Tenant, pretending that they are their friend while making rents unaffordable, it's no use buttering up Tenants while at the same time robbing them with silly regulations, they also have limited means.
From:
Michael Foley
16 January 2020 21:15 PM
Most are false Claimants and shouldn't be getting it anyhow, you have destroyed a whole young generation encouraging them to adapt their lifestyle to suit the benefit system, once it has taken hold they can't live without it, how many more lives are you going to destroy, its like a disease, pushing bogeys and sitting around coffee bars trying to waste the day getting fatter.
From:
Michael Foley
14 January 2020 14:52 PM
Yes Fred, I have a real problem its taken me 41 years as a Landlord since 1978 to become Qualified Stupid, Cheers.
From:
Michael Foley
13 January 2020 11:10 AM
It's all rubbish especially O'N'S, I don't understand any of this, what is an average Rent you are lumping everything in together so no way of knowing what anyone's Rent is. Why not tell us average Rent for say one bed Flat / 2 bed Flat / 3 Bed Flat or House / 4 bed house, for region etc, but its all put in together and no way of knowing an average Rent for anyone or where ?.
From:
Michael Foley
13 January 2020 10:29 AM
Why again is it only Landlords this applies to ?, what about the other millions of properties that are not Let and by far greater numbers of Houses & Flats, are they not any problem for the Environment. This is just like the HMO unfair Licensing schemes that only applies to some people, if related usually milking the benefit system, sometimes any number to the room, applications now on line no problem for them 75% now apply by their phone internet, so no need to leave the bedroom, (good system) not.
From:
Michael Foley
10 January 2020 11:05 AM
More rubbish you caused Grenfell Tower Disaster killing 72 people RIP, with Technology you revolutionized that alright, so you sit on your hindquarters listening to other morons and come up with more rules for us, never mind putting tags on doors just remove the wedges that's keeping them open.
From:
Michael Foley
08 January 2020 13:38 PM
So affordability is the number one issue, why then did Government deliberately make Private Sector Housing unaffordable.
From:
Michael Foley
08 January 2020 13:24 PM
Lets not wait & see we know already, if a LL is willing to let to the Tenant with pets its between them, so why would Minister be getting involved only to remove LL's rights. They must thing we right mugs, once bitten twice shy.
From:
Michael Foley
07 January 2020 10:46 AM
Stop just stop who are all those people destroying our lives, do they think we never had tenants with pets before which is why we don't want them anymore, they destroyed my property and I was the one picking up the Bill maybe you like dogs mess in the carpet & hairs everywhere. Some Tenants like Public in general are no better than animals themselves, when I see the way they leave the Toilets in local Supermarkets. Mr Housing Secretary Jenrick so you think Tenants are having a hard time without pets, try being a LL live in our shoes the shoe will soon be on other foot, no mention of our mental health / physical health or wellbeing just hound us from every direction. Housing Minister why are you in this job you clearly know nothing about it so now you have rush of blood to the head. MODEL TENANCY AGREEMENT that have cost me potential Tenants in the past and unusable it should be scrapped altogether, surely the DCLG could do better than this or keep their nose out of it, the last one I put in the Bin was 46 pages on its own, are you for real do you think a Tenant is going to sit there long enough to read that rubbish, then I have another 46 pages of Rules, Regulations, Documents, Certificates of every kind to burden them with, Congratulations).
From:
Michael Foley
07 January 2020 09:49 AM
I am sure there are and I believe they would be delighted to live in them but there is a missing link, to source them out and connect them to the people that needs them, its not rocket science. There are many current homeless organisations & registered Charity's but are too busy knocking private LL's who house millions of people and lining their own pockets to care about the homeless. Many paying themselves over £100k pa, its disgusting.
From:
Michael Foley
02 January 2020 18:05 PM
I can't understand why there is not proper information about how many are homeless, if big organisations could stop exaggerating / media and stop telling lies it might be easier to find a solution.It seems there are 4000. on the Streets the best anyone can tell. However according to Shelter 320'000 are homeless this is a distortion and not doing the unfortunates on the Street any good at all & I feel for them. What those organisations are doing is counting people in some social housing, bed & breakfast and temporary accommodation as homeless. They are not homeless as far as I am concerned if you have a roof over your head, a bed to sleep in, heating, hot & cold water you are not homeless but accommodated, so stop the lies & give priority to the rough sleepers it can't be that difficult for a wealthy nation to house 4000 persons, it could be done tomorrow and if anyone disagrees with me then you try sleeping outside this time of year. I know what its like I got a taste of it in the 60's. Regarding initial beginners first long term Tenancies this shouldn't forced on LL's making him reluctant to take-in vulnerable people , when a LL is happy with his Tenant he is not going to get rid of them. Maybe its the Housing Ministers that need long term Tenancies as I recall we had 7 / 8 Ministers in as many years.
From:
Michael Foley
02 January 2020 17:17 PM
I to have always taking advantage of void periods to do improvements often making the property better than my own, but not anymore I will do the bear minimum due to the fact I have been mugged by rogue regulators & extraordinary unfair taxes to favor Corporate Companies & Developers to build thousands of Flats not required at Private Landlords expense. I now have no confidence whatsoever in the people who have set themselves up above us making all the rules for the sake of making rules. They are now saying we should get educated which is understandable but for only one reason for us to be able to deal with the heap of rubbish they have dreamt up, so nothing to do with housing then. It's a pity they didn't tell us that 40 years ago and we wouldn't have the misfortune of becoming LL's just to supply accommodation for other people, pay taxes through the nose be blaguarded, criminalized and now classed as rogue by rogues. Its a good job the Town was built before those Digital academics were born, do they not know the Town was well built by people who only had a birth certificate, far better than anything going up now ? where is the Architecture gone just rectangular boxes cladding fascia with plastic or zinc, then roping-in first time buyers for those @ £400k + a time in London it's disgusting, someone needs educating and its not us.
From:
Michael Foley
31 December 2019 18:48 PM
Sorry I forgot a minor incidental its just the Billions of £'s taxes to the eye balls we pay. Happy New Year.
From:
Michael Foley
30 December 2019 21:05 PM
Its just anything & everything to destroy Private owner Landlord operate, they complain about the quality of housing / the cost of housing yet the so called regulators have taken & continue to take hundreds of millions of £'s out of the sector by licensing, fines, penalties, confiscation orders, maybe £4k expenses for a Council member to trot along to Court for a couple of hours. It seems to me & well documented there are over 170 pieces or legislation governing our business, that says it all ,we are burdened to the utmost. However, notwithstanding that they want more like in Queens speech no less we another mammoth book of rules coming as if we didn't have any namely The Renters 'Reform Bill' try reading that but get a health check first or you might not live to the end not that anyone has yet to mention the LL's well being of care.
From:
Michael Foley
30 December 2019 20:59 PM
OK but I think there is a bit more to it, there can be more circumstances than the Tenant not paying you, so rent may not be the only reason you want them out, once they know they have guaranteed status they are not necessarily going to be bothered how they behave & you'll be powerless to Act just like now regarding access, that has created sub-letting & over crowding nation wide that never happened when we were in control. Relationships do break down just like people that once were in love but then get Divorced and hate each other, we'll be the same and they'll be holding all the cards.
From:
Michael Foley
28 December 2019 21:19 PM
Longer Tenancies is one thing I have has some 10 years on Assured Short Hold tenancies but to give someone a longer tenancy as of right in the beginning is completely different thing altogether and a non-starter for me and I have been through the mill often enough to know.
From:
Michael Foley
28 December 2019 11:28 AM
When doing away with the 10% wear & tear allowance we were told we could claim for furnishing but now you have a different story, only replacement just keep pushing the dagger further-in.
From:
Michael Foley
27 December 2019 09:02 AM
Robert you are right no doubt. This is just more meddling and interference , we reared our Family, when they get to 16 they are making life decision but you still want to see them as 5 year old's. Shelter has taken over our role with How to Rent as if the Tenant is going to read it.
From:
Michael Foley
23 December 2019 18:43 PM
I have no doubt about what drove up House prices & cost of Housing. The Bank of England bringing down base rates too low, the base rate used to be around 5% + lenders charge probably 3% on top. They kept lowering the base rate below which was never the case to my knowledge, abolishing Savers over night then they were left sittings with their in the Bank earning nothing so they had to do something. They bought property that they didn't necessarily want or need all bidding against each other driving priced through the roof. As well as that the Woolwich Building Society started giving out buy to let mortgages playing off one property against another until some individuals had dozens of properties & nothing fully paid off, totally Tax efficient, we never had this nonsense before this as I always had Commercial loans. Then the Gov' / Local Authorities got stuck into us with Licensing Schemes coupled with requirements costing many thousands of £'s per property, now add s24, How to Rent, Right to Rent, Super SDLT, increased c/gains, Deposits messing, De-Regulation Act, many more so no need to go on, are you still wondering why letting got expensive, the people that caused it are still shouting and have no in put but are beneficiaries. The Rogue LL syndrome is a bad joke we all know who they are, They are exempt from Licensing because they are letting to related people we know the culture and who they are and probably related to the Tenants themselves or cousins brother uncles mother by the 31 button hole, what has related got to do with anything it nonsense, we are supposed to be all equal before the law ?, The people in the Civic Centers & Government departments making one sided rules.
From:
Michael Foley
20 December 2019 22:41 PM
I would have no problem with that and I believe they know already anyhow in many cases from the licensing schemes, as when I apply for a license in some Boroughs they require a copy of Tenancy Agreement with the application. Apart from that I know many tenants will be approaching the Local Authority with their copy to claim something that I will not necessarily be made aware of as there is collusion between Council & Tenant in this respect (tick the box if you don't want LL to know).
From:
Michael Foley
19 December 2019 22:29 PM
So as landlords we are supposed to be so stupid that we are encouraged to educate ourselves and do Courses to achieve this. The fact of the matter is, it us who provide the accommodation to house all those highly educated people, the Albert Einsteins of the future who can't house themselves. Really and we are the stupid ones.
From:
Michael Foley
19 December 2019 21:02 PM
It didn't say how many were on Tenant Agreement, or if the 15 were paying rent to the Landlady or whether sub-letting was involved by the Tenants which I suspect it may well be the case as she would have be powerless to Act and excluded from the property law yet be responsible for everything for everything outside her control, this is very common which is why LL are suffering in silence and hoping for the best. In any case its no laughing matter.
From:
Michael Foley
19 December 2019 20:35 PM
It doesn't matter whether HM0 is high yield or not I hate the whole 1960's Slum concept of living in rooms, very often washing, showering, cooking, living with cooking smells, increased risk of fire due to people cooking in rooms if not every-room in some cases, each one potential a serious hazard etc.
From:
Michael Foley
17 December 2019 20:36 PM
Well said Mr Khan and congratulations for putting the record straight, the Regulations are all one sided stacked against the LL, of Course we pay for all, all. Council pays for nothing and load us with requirements driving up our costs then turn around and have the cheek to complain about high rents that they caused. Shelter also has no input into Private Sector Housing as well as other lame duck organisations then shouting from the roof top about Private Landlords should conduct their business and how we need to be educated, education was wasted on them if all they can do is complain about everyone else and live off our backs.
From:
Michael Foley
17 December 2019 13:35 PM
Of Course LL's plan to re-Mortgage how else do you expect them to pay s.24 tax, its either that or get repossessed , some option. Regarding the NLA I am sad to see Mr Richard Lambert CE0 is going at end of year, he tried so hard but fell on deaf ears, what chance have we got if he couldn't get anything through after he previously worked in junior Government Office and know the ropes. He tried his best to save s,21 too.
From:
Michael Foley
16 December 2019 21:51 PM
Hi Ian, no I did not & never will buy a property with a tenant in place, you are not going to get the true value of your property or be able to improve it either. I find my own Tenants like I have done for 40 years so I will leave those to you and the slum LL's from over seas who like to buy at knock down prices.
From:
Michael Foley
16 December 2019 21:31 PM
No David you are not the only one, I am the other one who don't take deposits anymore or do Inventories which I had always don't for 30 years until the they made Deposits a liability for LL's in July 2007. There is no stopping them in particular this last 13 years, more & more anti-landlord regulations all paid for by LL's to destroy himself. Now we have RLA agreeing with many parts of the Political Parties Manifestos to the determent of LL's, like lifetime Deposits it's a non starter for me, just give us back the traditional Deposits that we used to have & never mind your transferring nonsense. They all forget it's our property they are talking about not theirs, yet all those lame duck origination's set themselves up above us want to make all the rules & laws about how everything should be while they have no input only bullsugar all making a living off our backs. Then they want to tell us to have open ended Tenancies, hello are you feeling ok this is sitting tenants again like 1960's its not on, then Council wants us to have their permission to be able to sell vacant possession, although they say it's ok if you want it for a Family member or live there yourself. I say none of their business whether we want to sell not sell or keep its not their property, when we bought we didn't need their advice or get any of their funding so why then should we require their permission to sell. I know the Section 21 was abused by Tenants to get Council to house them, many acted up in different ways to achieve this but you blame the LL for all, it would be interesting to see the figures on how many Tenants turned up in Court to oppose the eviction ? not many they are not stupid they are hardly going to challenge something they want. It's Government Policy is wrong why should have a legal responsibility its a right nanny State tell them to take responsibility for themselves. The other thing dedicated Courts backed by RLA which is misguided, we want nothing to do with Courts we had enough of that with S.21 where by LL couldn't end a Tenancy without going to Court but Tenant could walk away at anytime, just like the new proposals tenants can stay or go anytime but LL can be stuck with them for lifetime if tenant chooses, what ever happened to the scales of justice it well lopsided. Dedicated Courts probably a kin to 1st / upper Tribunals, I seen first hand how that works but probably not allowed to say so I wont. Although I might be allowed to say this procedure was the cheap inexpensive way to resolve problems / £500.00 under section 12 but when lawyers get at it you might find yourself dealing with section 13 and unlimited costs.
From:
Michael Foley
30 November 2019 21:02 PM
Why bother when we are being forced out & bullied, still no one fighting our corner all political parties have pledged to continue to destroy us, each one with a bigger knife. I don't know why LL's should be worried about Contents insurance when we have lost control over our property & put in an untenable position. This is what removal of Section 21 means no control over your property which also means the end of Assured Shorthold Tenancies, that has worked well housing millions of tenants for the last 30 years with all the protection they ever needed. The Landlord was always at a disadvantage even as things were because only the Tenant or the Court could end a Tenancy not the Landlord, so that was very unfair to LL and despite all this they take it away and make it even worse, now they want to tell us we should educate ourselves and get ready for the next big thing they have in the pipe line to damage us or make us extinct.
From:
Michael Foley
28 November 2019 17:49 PM
I had a so called Company who sent their representative to me this summer when I had a property to let, he insisted they were a Company specializing in accommodating for wealthy people from Middle-east and would take the property for full rent. He kept coming back for two weeks trying to get it and couldn't understand why I would not give it to him, he told me they had 46 houses this way and never had a problem. I have no doubt they are operating as Airbnb and with the others also, obviously they would make as much income as me and money in the Bank prior to occupants arriving, nice work if you can get it, just imagine they make probably more than you without owning anything or Mortgage to worry about. They are in direct competition with us without having all the mad rules / sanctions / Penalties / licensing schemes etc, have control over what they do unlike us that have no control whatsoever over our property anymore, now that the last glimmer of control is gone with the removal of Section 21.
From:
Michael Foley
27 November 2019 21:56 PM
What a load of rubbish, it's the end of the uncertainty alright, it's now certain that they have destroyed us, collapsed the traditional housing market and replaced it with I Large Institutions, building thousands of flats clearly not required, removal of Section 21 was the last straw and completed the certainty that we can no longer be viable and forced out. This was all deliberate vandalism by regulation to achieve their aim this last 10 / 15 years, we all know what happened no need for anyone to tell us that, then they try to tell us its about Brexit although it is a factor it a drop in the Ocean compared all the other restrictions, costs and work load they have imposed on us. I know Brexit has caused many east Europeans to go back whom we'll miss as they are a good culture and know how to live properly. However, its our loss but it's the rogue regulators that destroyed us as I was a LL for 25 years before the east Europeans came. Now that they have removed S 21, S 24, lumbered us with expensive licensing schemes all funded by us so no cost for them whatsoever regardless of what they do, complain about high rents that they caused totally & blame us, but only if we don't let to people who milk the system / family's as I never had a family approach me saying they were paying for themselves and don't some local Authorities have a box for them to tick if they don't want LL to know they are on benefit (with holding information we can't do that). Now that they have destroyed us they turn around and tell us everything is going to be great / Certainty, they really take us for a bunch of clowns.
From:
Michael Foley
27 November 2019 17:56 PM
I see so much talk & surveys about cash buyers but the reality is so much different. I have bought supposedly for cash but it was never the case. I couldn't get the loan on the one I was buying for one reason or another including the slow process of getting a loan on the one I was purchasing, then had to borrow against my existing House, so then I am considered a cash buyer, maybe they Landlord knockers & statisticians can absorb that, (so no loot in back pocket).
From:
Michael Foley
26 November 2019 11:12 AM
Hi John, of course you are right but it's only the lesser of two evils, so we have to go with that, the small comfort that it is.
From:
Michael Foley
26 November 2019 11:00 AM
Well it's now clear section 21 is all but gone, all main political Parties have now spoken each one in their turn have pledged to destroy private Sector Housing more than the other, even to the extent of £100k fines, they should be ashamed of themselves, it's a national disgrace for them to campaign on a General Election on this bases. The Private Rented Sector the second biggest provider of Housing in the Country for decades, housing millions of people at no cost to the Government, it's not our fault if Gov' has a policy to house everyone regardless whether Benefit Claimant or false Claimant by the million, sure usually a woman with children & supposedly no partner but they will be there for free costing billions of £'s, so every one wants to be on the Council to get subsidized housing because they are not stupid the system is there to be abused, there are now so many no one will challenge them least of all my MP who has been elected 5 / 6 times each time with a bigger majority on the each of benefit claimants, he was also supporting get rid of S.21. The Tenant is the cause of getting rid of S.21 it was their sure track way of getting housed but all Political parties blame the LL it's a disgrace. Of course we have Shelter CEO given air time on BBC saying how bad we are for decades & who is paid £126k pa but don't supply any housing isn't that a bit rich. There a load more organisations incl' university of York all banging the drum about how bad we are, amazingly none of the groups supply any housing isn't the best footballer always in the Stand. Why does all those anti-landlord people want to drive a wedge between LL & Tenant just to damage both parties which is what they have done. On another issue if LL can get rent guarantee insurance then you don't need it they are unlikely to stand in front of you when the chips are down. So might as well scrap the Election no one to vote for again.
From:
Michael Foley
25 November 2019 22:05 PM
So the Premier thinks the transfer of deposits is a good idea, make the process of moving easier & cheaper, is he having a laugh or that much out of touch with reality of being a private LL. This is akin to having no Deposit or Control not that it matters much to me I don't have Deposits because the existing schemes is so useless and used in the Courts to stop LL from getting possession, that's how much confidence have in them. I very seldom wants to get rid of anyone who is paying me anyway but I have to know when the chips are down I can recover my property, after all it is mine otherwise whats the point I am not social Services. It's hard to comprehend that supposedly all those highly educated persons whether from Eton, Oxford, Cambridge, Harrow etc, are so clueless and in charge of us continuously coming up with evermore nonsense, God help us. Now that Government have taken away Section 21 obviously to stop Tenants jumping the queue and getting housing they are not entitled to but to blame LL's, the real reason for getting rid of Section 21.
From:
Michael Foley
23 November 2019 10:02 AM
Tenants will be disappointed to see an end section 21, it has being their sure track way of getting Council to House them. I know many colluded with LL's to be evicted & even filled out the forms for LL to sign as if he had any other choice because he knew he had trouble if he didn't. The alternative was also a very good way of getting Council to house them, stop paying the Rent blame everything and get 7 / 8 months free renting while LL goes through Hell & procedures to get the property back, then they were off to Council armed with County Court Order to get Housed. I have used it genuinely about 10 years ago when I was owed a years rent. I got the judgement for vacant possession & order to have my rent paid + % unfortunately I never received a penny, good system isn't it.
From:
Michael Foley
22 November 2019 14:19 PM
Why would anyone want all LL's to be registered, does that include already HM0 registered licensed holders. Brent is now Borough wide as I understand it, so don't any LL out there think it's optional but only include half the LL's as we have total Discrimination against LL's who comply, the other half are milking the system in cahoots with local Authorities, all and everyone who are family connected is fine by them, maybe a dozen in the property, no license required, whats that got to do with anything the LL that is renting to them should have to comply with the same Regulation as everyone else, it's utter nonsense. It doesn't take much working out the people in Civic Centers & Government departments who are making those rules are looking after their own but must not think such a thing so I digress. The other thing not much talked about is the £1,billion spent this last year putting people up in temporary accommodation, now that the Tenants can't use Section 21 anymore to get housed by the Council, the real reason of course that Government wanted to be rid of S,21 but try to blame us (cowards). The huge increase in the cost of temporary accommodation is a direct result of this move, sure we all know that if S,21 can't be used to get housed this is the new stepping stone for them to get Council Housing, it's a prelude to Council housing.
From:
Michael Foley
16 November 2019 13:29 PM
Government always win they hold all the aces, their policy's has been a huge success at achieving their aim of destroying Private Sector Housing, why else would they have different rules for private LL's. They are rubbing their hands with glee every time a LL sells up another huge amount of SD that they would not otherwise get if not also exit taxes as well. I don't have the luxury to increase rent to cover costs in my area as already struggling to hang on to the ones I got. All this happened under the watch of a Conservative gov' that's supposed to be for & promote private business, general election on the way but no one to vote for again as last time so no point in me having the vote, all the party's seem to me to be on the band wagon to crucify private LL's, so we are supposed to vote for someone who is out to destroy us.
From:
Michael Foley
11 November 2019 08:23 AM
Well property to meet relevant standards sounds fine but reality is very different the houses were build long before those regulations introduced, so that hit the nail on the head and means 90% of existing stock don't comply. That said they are still very good houses and well constructed with masonry walls beneath slate or tile roof, unlike modern flimsy studded polystyrene /poly foam insulation wall construction of today by the million & seldom anything else. Its a bit like telling a car manufacture the car you already built don't comply with the regulations I just invented can you take it apart & re-build to comply but don't worry about the cost you can pay for that with the money you don't have.
From:
Michael Foley
09 November 2019 14:22 PM
The license is only the tip of the iceberg , it's not like a TV license where you pay for the license and that's it. There will be thousands of £'s unexpected costs plus ripping your property apart to install all the requirements and with Tenants in place plus every available room / space packed with their belongings good luck with that.
From:
Michael Foley
08 November 2019 15:42 PM
I wonder why it's now £1'150.00 + £30 per habitual room on top (5 year license), that's just for starters and so many other cost & requirements. I must assume if that's not too presumptuous of me that you haven't seen their Schedules, be careful what you wish for its a nightmare.
From:
Michael Foley
08 November 2019 15:13 PM
BPF forgot to mention its aided by subsidies and tax advantages, where as existing LL are taxed to the hilt & penalized. Big Developers want our business, build large numbers or modular Flats which are not very good all packed-in, then sell so many but the ones they keep back are free-be from the Development for them to keep / no purchase costs or huge stamp duty to pay just more unfair competition when compared to existing stock & LL's.
From:
Michael Foley
07 November 2019 09:12 AM
I think it's another ridiculous idea proposals on stopping LL's from gaining possession or even getting vacant to sell without their permission. Its non of their business whether we want Sell / buy / sell or keep, we didn't need their permission to buy or received any of their funds. Why then should we need their permission to dispose of a Property that we bought paid for at no cost to them but supplied to the market for free. I see all this talk about if you want to live there yourself or want it for a family member making those kind of conditions to favor the same people that are being favored by current policy's, it doesn't take much working out who's in the Offices making those rules to suit their relatives on outside. I Built some of my own houses by my own hand with only hand tools no electric on site & cordless tools yet to be invented in years gone by without any help or state funding, so I was build to Let before the schemes were invented, now I am supposed to roll over and give it to someone that possibly never done nothing and at 20% discount according to Mr McDonald, again pull the other one its got bells on. When & if they are making those changes about what the circumstances should be for recovery of possession whether for sale or otherwise of the property don't forget to give the LL's of self-build to let at least the same rights as the favored privileged Family connected persons, surely not milking the system ?.
From:
Michael Foley
06 November 2019 12:11 PM
Phil, there are several other reasons in my book not just section 24, might I add Section 21, Article 4, Fee bans, Deposits debacle / replaced by a system worse than no deposits if that were ever possible which means I don't have Deposits for years that's how much I hate it, removal of wear & tear which was there as long as letting itself, Right to Rent registration & checking Tenants which seems to be impossible if outside EU, How to Rent information pack by Shelter not fit for purpose & should be scrapped as they have changed it 9 times since introduced in just 5 years and if you didn't serve the latest one you are barred from using S.21 I have had to print dozens of those & trow away because they immediately became obsolete, De-Reguraction Act to allow Tenant to damage your property, Licensing Schemes hugely expensive and time consuming & I had to re-license some for the third time, only applies to some LL's if you don't house mammy, daddy, grand pa, sons , daughters, cousins, nephews, aunts, steps, maids, etc, that's fine and that culture usually on Benefit and control every Civic Center in the Capital but mustn't say that so I digress. So far more than Section 24 has driven us to the wall + building thousands of Flat clearly not required hitting the tax payer. I see there are supposed to be 12'000 on waiting list in one London Borough & 20'000 in another so they are all living some where now / mostly with private LL's, if you re-house all those persons who's going to be living in the property the just vacated ?
From:
Michael Foley
06 November 2019 09:59 AM
I under stand all that but I am a member of 2 LL organisations for at least 10 years (formerly 3) that's £160.00 pa. I never had any benefit whatsoever not even able to get logged to the website that's how successful it's been for me, in fact I am still buying the Tenancy Agreements from another Company that I always did costing plenty even though there's are free. Everything has to be on line & nothing else, just the way the Revenue are going as well, so its nothing to do with Housing, good or bad or anything else, just Graduates from University making obstacles, creating fat jobs for themselves and penalties for private LL. It' also cost me hundreds of pounds doing Courses to try to be Compliant or learn bullsugar that's no use to me. To build a House is no obstacle to me and I did build several even as far back as 1972 at that time single handed. I now have to listen to all those digital academics to tell me how to do it, they are 40 years too late. please don't quibble about £5, licensing alone has cost me tens of thousands making the housing situation worse and damaging my property. I always had better properties before the Prescott Act and no sub-letting or over crowding.
From:
Michael Foley
29 October 2019 19:55 PM
Paul stop it 🛑 if you wouldn’t pay a fiver a month I don’t know what to say to you, The stakes are too high & if we had coughed up & crowd funded a few years ago we might have prevented those laws. Supposing there are 2 million LL’s and £5 each would be serious money / £10m pm x 12 / £120m pa , that would dwarf all LL’s organisations & Shelters income put together a very small investment for us to be treated properly.
From:
Michael Foley
29 October 2019 09:34 AM
Sorry couple of typo's Grenfell was 24 Storey and also I ment screwing asbestos to back of Care Home doors, me and this technology don't get on it likes ti change what I say.
From:
Michael Foley
25 October 2019 23:10 PM
UK's second tallest build to rent 44 storey in Salford City, Manchester, so nothing learned from 44 storey Grenfell disaster just build twice as high and after all they said about 1960's tower blocks at least they were solid concrete frame & masonry walls. The modern one might be concrete frame as well but other wise stuffed with Celotex / Kingspan type foam insulation instead of masonry walls in the main, if they find any problem with this insulation in the future half the country will have to be pulled down. I remember all too well about the asbestos they had me putting everywhere whether on roofs, soffits, pipe lagging, around boilers or me screwing blue asbestos to back of care homes, they would have been safer with the fire. So 349 Flats in Salford with only 79 parking spaces, no parking for 270 Flats but if I was 2 Flats I would be required to have 2 parking spaces. Who will be renting those Flats or if in part for Social Housing it should be a problem with 5'000'000 people on Benefit I suppose they won't need parking they will not be going anywhere, the Supermarkets can deliver the food as they do now to high rise and leave outside their Flat door. The problem will come when they realize they have forced too many tax payers out and businesses to close d with the burden of taxation, then who's going to fund them all not the big Corporations for sure. Perhaps Shelter can have another De-Regulation Act like they did in 2015 to reverse all those anti-private Landlord Regulations.
From:
Michael Foley
25 October 2019 22:43 PM
Of Course it does nothing new about this, another & £2bn of unfair competition to drive out private Landlords. They need our Tenants, who else will buy them with such a glut of Flats surplus to requirements.
From:
Michael Foley
25 October 2019 11:00 AM
I totally disagree with you, I had aFlat vacant on Acton for months. There is no shortage of Housing & they are Building thousands of Subsided Flats Clearly not required. Media hype I hope it stays fine for you. How can so much damage be imposed on us and people are still prepared to believe everything is fine.
From:
Michael Foley
24 October 2019 09:58 AM
Nothing unexpected about it I have written to my M.P, several times making him aware of this but he disagreed as he did in 2007. What do you expect with a whole raft of anti- LL Regulation including removal of W & T, Deposit interference, Licensing, Penalties, s21, s24, Stamp Duty etc, so Brexit is the least of our worries & don’t us that for excuse. Enjoy the Recession 👍🏻
From:
Michael Foley
24 October 2019 08:59 AM
I agree it’s another tax just like Section 24, you have to pay tax on the money you haven’t got because the loan interest you already paid to the lender is treated as profit for tax purposes.
From:
Michael Foley
22 October 2019 21:19 PM
There is no Cost to the Council we pay for all, all, all. It’s taking fortunes out of Private Rented Sector doing so much damage & causing endless problems with the Tenants, there was very little damage before taking away LL rights & excluding him from the property neither was there over crowding or sub-letting , we’ll done we know you want us out for Institutional LL to take over, it seems L & G have another £750m to invest for this purpose.
From:
Michael Foley
22 October 2019 20:49 PM
Very good anymore for the Bandwagon is it not full yet, why not bring back Execution. Enjoy the Recession.
From:
Michael Foley
22 October 2019 11:06 AM
I see various articles today about how well landlords would do over 30 year period / £352k. I don't agree with this, the projection is Rent increase 2% pa, I haven't being able to achieve this over the last 20 years not alone 30. I have my own evidence house that rented for £1720 pm in 1999 now I get £2200 pm but @ 2% I would be getting £2'555 so I am short £355 x 12 = £4260 pa. Another one £1820 in 1999 now £2300 but @ 2% it would be £2700 so again I am short £404 x 12 = £4848 pa. They are projection into the future much better than the past not possible in this down turn plus dozens of costs loaded onto us with regulations that wasn't there before and also a whole raft of tax increases. The last 20 years in reality I have had no increase it's all been gobbled up + loss of wear & tear, How to rent / Right to Rent etc. I am trying to understand this article comparing Landlord to Tenant, it didn't say if one person was renting the property or would that be say 5 sharers who move dozens of times in various mixes & hope to get this fictitious amount between them or would it be one of them. London rental market is not good I think the Regulators have Farmer Economics Syndrome they count what they got for the Animals as profit without counting the costs. We also know property is hard to sell because of unfair competition the help to buy disaster distorting the market. I had a hard day fixing things that should be broken.
From:
Michael Foley
18 October 2019 20:43 PM
Some great Landlords & Wonderful Tenants in the main. They are our friends & Customers, stop trying to make us enemies of each other, there’s enough trouble in the World.
From:
Michael Foley
15 October 2019 22:50 PM
I don’t know why they invented Deposit disputes, it was never as bad before they started all this unnecessary work load & increased costs. The amount of hassle and time wasting it created made it not worth having a Deposit which is why I don’t take anymore. It only serves to drive a wedge between LL & Tenant which it seems to me is what Regulators want. I hear so much Training us & Courses by the dozen just learn what they invented mostly an incumbrance upon LL’s. I have been doing it for over 40 years & now they decided they must show me how to do it, talk about teaching your Granny how to suck eggs, maybe they weren’t born. I know I was a better LL in years gone by because they keep putting more obstacles obstructing me from doing my duties. The more red tape in any business the less efficient it becomes. Keep it simple then it’s efficient & cost effective. We could spend every day now dealing with paperwork that has been invented in recent years, all by people from outside the private rented Sector. I suppose we need training to deal with it.
From:
Michael Foley
15 October 2019 22:38 PM
Hard to imagine they want private LL’s out so much, so add another 130’000 LL’s to their Schemes at no cost to them. It’s lovely when you can make all the rules & never cost you a penny just keep load it onto LL’s, it’s not enough to pay 40% tax pay for everything do everything, worry & work yourself to death, they don’t care, ok license another 130’000 LL’s in L’don it’s about £1,100 fee alone x 130,000 = £143,000,000.robbed from the sector then turn around & do what they want, that will cost at least 3 times that again & £429,000,000 + our wear & tear 10% gone, Section 24, Section 21 rocking, Fee ban, Deposit debacle, Right to Rent, How to Rent. They do all this adversity in the name of helping PRS Housing, they really don’t give us much credit .
From:
Michael Foley
14 October 2019 22:37 PM
I believe the Council informed every man and his dog whether mentioned on the Application or not, including Bank / lender, freeholder if that’s not you, spouse , partner, maybe Insurance, my previous Solicitor that done purchase 20 years earlier that I didn’t mention, I Kay this because the Solicitor forwarded it to me. This is what they do with our License money, nothing to do with spending the money to improve the accommodation just draining the resources or life blood out of PRS.
From:
Michael Foley
14 October 2019 11:47 AM
Strange the head line doesn’t know the difference between 1’300 & 130’000 HMO’s
From:
Michael Foley
14 October 2019 10:16 AM
Don’t agree smaller LL deal with issues much quicker & better than large Companies who have so much officialdom & procedures in place, then send some sub-Contractor that don’t care just do minimum & dispatch his Invoice.
From:
Michael Foley
11 October 2019 12:33 PM
To All Landlords you have only 3 hours left to object to removal of Section 21. Start now it will take you more than an hour to complete this Survey for Monkeys. There are some 40 sets of questions to deal with. All contrived not to give you your say to what you should be saying. The question are wrong so how can you give the right answer. Have a nice day.
From:
Michael Foley
11 October 2019 09:05 AM
John McDonald dont know what he’s talking about & don’t have to, it’s not his property but should know that his fellow party member John Prescott caused all the over crowding we the 2004 Act, taking away LL rights & excluding him from the property, leaving Tenants in complete control of the let / sub-let
From:
Michael Foley
09 October 2019 15:51 PM
There is nothing surprising about this article, that’s what the Regulations are designed to do, drive us out to make room for them to take over. Also we have disgraceful Monkey Consultation with 50 sets of questions, all designed to make sure you give wrong answers because the questions are wrong and that’s if most LL’s are capable of completing such nonsense, prepare for worst Recession yet.
From:
Michael Foley
09 October 2019 12:09 PM
No need for Special Court or housing Court just leave Section 21 alone, you still have 5 days until the 12th October 2019 to change your mind and avoid the worst Recession ever known.
From:
Michael Foley
07 October 2019 16:00 PM
More Digital Academics Making a mess of something they know nothing about, don't worry if pressing a button don't do it they wont be doing it, just more to take our money & live off us, any more to jump on the Band wagon.
From:
Michael Foley
07 October 2019 15:55 PM
I wouldn’t have anything to do with Santander Bank when. I went into their Ealing Branch to open an Account I was told to come back in 6 weeks when the person I would need would be available. I had all the documentation that anyone could possibly need with me. What a way to run a Bank and the Counter Staff so smug In themselves, who do they think they are.
From:
Michael Foley
03 October 2019 10:28 AM
Well said Jahan, Charity Status indeed. I am for ever on about this, if they are so great & want to help people so much, their services should be almost free, quiet a few of them are on over £100k pa.
From:
Michael Foley
02 October 2019 19:25 PM
There is no point in asking me if I invested in HM0's, that was outside my control and forced upon me. I was a Residential long before HM0 debacle was introduced. I never wanted anything to do with this sub-standard way of planting strangers in rooms next to each other in many cases, maybe you should ask did Government / Local authorities invest in my Properties with Zero financial input and carve out penalties & huge costs for me. I take issue with all this talk about Build more, more, when there is no shortage, now Building thousands too many, already a glut of Flats in some areas based on subsidized purchases and development incentives resulting in unfair competition. I don't recon a lot of those rampant modular homes going up like Billeio either, basically timber frame construction of blocks of flats with with half brick skin on outside a fat lot of good that is if anything happens just a disguise really. Please don't get me started on HM0 returns and the biggest disaster to happen to housing, good look to anyone who wants to invest in HM0's, the savage costs, regulations and penalties, no such thing as high returns for me only costs & mental torture. I know before all this nonsense most LL's wanted to be letting to Council / DHSS and were getting far more rent from them than I could achieve letting to private Tenants, they were on a roll, to be honest when the Council squeeze came because it was getting out of hand they soon jumped ship.
From:
Michael Foley
01 October 2019 10:20 AM
Why would they want to scrap section 21 & replace it with inferior Section 8 which is worse unless to Penalize & make us suffer even more. Why would they give Landlords Rent to a Housing Benefits claimant instead of the landlord, that means they are deliberately given the Tenant a 2 months head start on arrears. Why do the authorities & others keep banging on about High Rents and un-affordable Housing, when they themselves are the main driver of high Rents & un-affordable / loading billions of £'s onto the cost of the Private Rented Sector, for me they have cost me tens of thousands of £'s alone, Licensing Schemes some repeated 3 times now, changing my beautiful Magnet 6 panel mahogany doors that cost £250 each to purchase alone, then replace with so called fire doors that are hardly fit to hold the screws. Then putting hand basins in every room at huge cost, service pipes / waste pipes in some cases drilling through concrete floors, then changed their minds no longer a requirement & Tenant didn't want them because they want computer desk instead, not funny. God knows how many certificates to be done again & again, Right to rent, How to rent, No Deposits, Claw backs, Banning orders, Confiscation Orders, S21. S24. Article 4, Criminalization of LL previously Civil matter, Fee ban, all this while we pay for them & everything else, they pay for nothing, nothing, nothing, now they want to turn around and say Rents are too expensive that they caused.
From:
Michael Foley
30 September 2019 12:01 PM
I can’t understand why the Government / local Authorities, Citizens Advice & Shelter keeps banging on about high Rents. They themselves are the main driver of high Rents with a whole raft of Regulations & Costs that they never contributed a penny to, adding billions of £’s costs to the Private Rented Sector. Please Mr Regulator take a look closer to home, incidental LL’s pay for all, All. All
From:
Michael Foley
29 September 2019 13:20 PM
Why don’t you all get off our backs. When is some one going get a Campaign for Landlords rights, obviously we don’t have any rights anymore, you are more concerned about pushing animals into LL’s property to destroy it. I never once seen any of you concerned about the Landlords welfare, we don’t have to rights of a dog.
From:
Michael Foley
27 September 2019 23:20 PM
Hi Chestertons, where have you been we have zero deposits already, they were taken away from us by Shelter in 2006, so LL's have been robbed of £1.2b, just keep banging away carving out a lucrative business for yourself & other self interested parties..
From:
Michael Foley
27 September 2019 13:54 PM
When counting rent increases for the 5 years 2014 to 2019 don’t forget to factor in the huge costs imposed by Regulators in other words there is no growth, if you are just going to look at income in business without deducting outgoings you won’t last very long (Thomas cook). We also have to bear in mind the value of the money gone down 18% so everything is costing us more, no growth ?
From:
Michael Foley
26 September 2019 22:55 PM
Dreaming again, it’s increased costs by Regulators that’s forcing up rents and LL’s trying to keep up with it, that’s not growth.
From:
Michael Foley
26 September 2019 18:09 PM
Hi David. Sorry that you are aggrieved as a Renter but when you rent a property on assured short tenancy that's what it is. I wouldn't let on any other basic if you want to have a property for ever i am afraid that you'll have to buy, you will soon find the lender has plenty of Terms & if you breach they can get you out very quickly indeed, they don't need Section 21. I always thought it very unfair that owners don't have the same rights as lenders & why not its our money at stake. Before section 21 was introduced in 1988 it was virtually impossible to get somewhere to rent. I remember there was only a handful of Residential Letting Agents in London, not like now at least a dozen in every Borough on the back of S.21, do you want to go back there again ?, I know about being relative wealthy, I know about being poor, I know about being in poverty I have lived it all. I know about being a Tenant as I was a renter for 9 years living in rented rooms in various Towns around the UK at a time when there was no bathrooms only public baths, no hot water & only outside toilet, no central heating, its a far cry from today when every.thing is their right. I don't expect you to know that at the time you were probably too busy making a horse out of the dog. My Goodness today if the Tenants hot water is not working the LL would get prosecuted. There are so many pressure groups campaigning / knocking us none of whom supply any housing now I think that's Big of them, it might include a London Radio Station / Guardian / 38 degrees / Shelter / Citizens Advice & a raft of others. I never wronged a Tenant or ever kept any part of their Deposit so anyone who wants to lecture me feel free. I can't understand why other people think they have a right to take my property. Why not keep it simple please buy your own & not subsidized by our taxes, I wish you well my friend.
From:
Michael Foley
24 September 2019 14:38 PM
I am very sorry to say there is no such thing of any Landlord managing to escape this one regardless of our situation or financial position it will be on Statute, when Section 21 is gone so is any confidence we had left in providing quality housing to the Private Sector Housing anymore. They want us out plain & simple or complicated it doesn't matter to them, we are just an irritation to them. It seems we are heading back to the 1960's again & along way on route all ready with Licensing Schemes forcing people to live in rooms with cooking and washing facilities in rooms just like 1960's bedsits, living ,cooking, washing and sleeping in the same room. I don't rate this as driving up Standards more like importing third World ideas.
From:
Michael Foley
20 September 2019 15:53 PM
I was at a large Auction yesterday 270 lots, Hard Rock Hotel or was it between a rock & a hard Place. Landlords trying to get out and taking a big hit some selling at guide price or below where as a few years ago I knew I had to add 25 to 30% to guide price as a yard stick to get a realistic value, haven't bought in recent years due to adverse regulations although have bought at Auctions as far back as 1972/73. It is very clear to me the Government don't want us and have gone out of their way to destroy, they want us replaced by Institutions many of whom we as tax payers are subsidizing for sure. I wrote to my M.P. last year saying those policy's were going to collapse the market but fell on deaf ears and referred me to English Housing Survey take that with a pinch of salt. OK anyone still in doubt how much the Government wants us out I refer you to all the adverse changes in recent years not least the one coming on 12th of October 2019, namely Section 21 abolition, notwithstanding current Consultation where the decision is made prior to Consultation it must be Democracy in full swing, but we can belly ache all we want until 12th-10-19, then it goes. So I might reflect on the damage, work load, costs, penalties,restriction they have imposed on us ? HMO's only for one half of community, Section 24, Section 21, Article 4, Deposit scandal, Tax hikes, Stamp Duty, "How to Rent" as if they didn't know how to Rent with their i Phones, Taking away our 10% Wear & Tear allowance which was their as long as letting it self, "Right to rent"immigration checks Customs job, Deregulation Act by Shelter to cover the tenant for any damage they might do & avoid Eviction, Claw back rules to get Rent back that was paid to you while some benefit false claimant lived in your property, Confiscation Orders, Banning Orders , incidentally we pay for all, All, All, do you still thing that Gov' loves us ?
From:
Michael Foley
20 September 2019 10:06 AM
I had a Tenant that was well in arrears and told me at Christmas time he couldn’t pay me rent because he had to buy Presents for his relatives, now that’s far more important ?.
From:
Michael Foley
19 September 2019 09:21 AM
Hi Alan careful now I was a kind of thinking like you but when I seen Mark Platt Lib Dems on TV news speaking at the conference. He’s another one to give a wide Berth to, He wants us out of business & take our property, do they not understand it’s ours. I thought an English mans home is his Castle written in stone that no one can take from you.
From:
Michael Foley
18 September 2019 22:33 PM
RLA calling for housing benefit Tenants to have the option of whether to pay LL directly, surely he must mean mandatory.
From:
Michael Foley
18 September 2019 13:15 PM
Very well put from what I see RLA spouting out in recent past. I was at LL meeting in Greenford last week where a representative from RLA came to brief us at the NLA meeting about merger. I know it would probably be a stronger lobby group but don’t agree with a lot of RLA thinking, sometimes wonder what side they are on and in any case their budget is buttons compared to Shelter & their Charity status with house owners & LL giving them legacies to cut their tax Bill. I asked a question at the meeting why not include iHowz as well but fell on deaf ears & had to repeat myself, they still didn’t have a clue what I was on about even though the meeting was conducted in English . They didn’t know it used to be Southern Landlords Association & before that Small Landlords Association that NLA hi-jacked if I am right.
From:
Michael Foley
18 September 2019 12:08 PM
I would be delighted to see Tenants managing their money. The problem is its not their money when on Benefits it ours so go get your own money & manage it all you want. The Councils are now aiding potential Tenants to withhold information from LL’s, there is a box on the form if you don’t want your LL to know your on Benefits thick this box.
From:
Michael Foley
18 September 2019 09:49 AM
How right you are I was in a chain of 7 it broke 3 times. I was the only one putting up the money if you like, all others were sell to buy.
From:
Michael Foley
17 September 2019 10:06 AM
Whats the point of Inventory when we have no deposit anymore.
From:
Michael Foley
17 September 2019 08:49 AM
Why don’t Government clamp down on DSS false Claimants instead costing Billions of £’s. This is root cause of what wrong with their housing Policy’s. I know it’s very difficult for them to act as many Civic Centres have been infiltrated and staffed by their friends & relations or indeed own properties themselves that is paid for by the same Council. So do they actually think by banning those few letters (no DSS) is going to fix the problem. It just another step to try & force LL’s to house them. They have tried this before in a massive way and failed namely the Licensing Schemes costing billions, accept them fill the house to the roof no License required. I had a 2 storey Terraced House with 5 people when the Scheme come in but was forced to license it . Exactly same house next door let by Housing Association no license on that 14 persons occupied that one. I had a problem with one of my Benefit Tenants who was in arrears and upset other house mates by his behaviour. I wanted rid of him but Council backed him so I decide to sell, then Council advised me if I attempted to sell without a license they would block the sale. Right so I done all the requirements got the license then went through County Court procedure for vacant possession & the sold it. The Council should sort out their own stall & clamp down on false Claimants & save billions for the Treasury & tax payers instead of molly coddling them, then no need to wrongly scrap Section 21 which is not the problem.
From:
Michael Foley
16 September 2019 16:50 PM
Yes the Auctions can be a good place to sell if you have a good property, the big boys are there and for them it’s only a matter of write the Cheque, if it’s in bad condition it will be factored in. To me Brexit is small beer in comparison to Osborne’s mad tax. I won’t be buying for sure, if I am buying a property I want to know I am buying an acid not Stamp Duty. Even an Investment property on outskirts of L’don £500k then another £30k Osborne Stamp Duty, so 30k is not part of the acid it’s a debt. I certainly am not going to buy £30k worth of debt with my money as well as the fact I am a 40% tax payer and will have already given £20k on this to the Revenue in order to have £30k clear funds, (£50k x 40%= £30k) in other words it will have cost me £50k. What School did he go to ?, it’s along time ago I learned 10% of nothing is nothing .
From:
Michael Foley
16 September 2019 14:12 PM
It very simple really the buyer has no intention of covering all this mad SD, so he wants to knock it of the purchase price.
From:
Michael Foley
16 September 2019 09:55 AM
They should be careful what they wish for. Surely there must be some other Business for everyone to jump all over, or are we the last one left ?.
From:
Michael Foley
16 September 2019 08:55 AM
Single Moms are single for a reason the Government and the Law don't want them to be married or have a partner. Which is why they are single Moms , stay married & get nothing or split up everything is free, Housing, Schools, Clothing Uniforms queuing down Wembley, High Street, Vouchers filling the shopping trolley, Children Allowance, push chairs, discounted Council Tax, etc. They all wants to be on the Council , this is the root cause of Council problems not being able to cope, but they are all too cowardly to tell the truth or change system whether housing or Benefit because now there are too many of them. They would rather blame the Landlord when its not his fault, that's a lot more acceptable also blame Section 21 which is not the cause just a Symptom and getting rid of it don't solve anything just a means of Local Authority transferring the problem to us avoiding their responsibility instead of dealing with the problem. Supposing the law said everyone should have a partner to qualify housing & benefit then they would all have a partner, they are not stupid if its free they will all have it and quite happy so long as they don't have to do anything. I know the Culture well its a bit like National Health Service if its free you'll never have enough. There was a lady on TV this morning discussing her livelihood and rearing her children & how difficult it is, she was never asked about the Father of the kids or if he made any contributions but now she is pregnant again by another Man. Stop blaming the LL who has provided quality affordable accommodation to Private rented Sector for decades at no cost to the tax payer, if Government wants to waste taxes its a matter for them.
From:
Michael Foley
15 September 2019 19:06 PM
Yes and for me it was the reality of being unjustly singled out as a private LL for special draconian treatment that wasn't warranted, that made me more frosty & bitter. Starting with John Prescott deputy premier bringing in the 2004 Act, no queensbury rules for this 2 jags man. All followed on from there / 2006 Houses in Multiple Occupation licensing schemes but it didn't matter how multiple they were as long as they were Related they were exempt and life style mostly funded by the State. Then Deposits taken away in 2007 and replaced by a scheme that protect the Deposit not the Property. Taking away our 10% Wear & Tear. Shelters "How to Rent" as if this generation didn't know how to rent. Deregulation Act to cover the Tenant for any damage they might do and make LL a Criminal, reduce c/gains for everyone else but keep high for LL, now they want to increase again, not forgetting section 24 investment interest taxed instead of allowed, article 4, so much more too much to put on a blog, but have to mention Rogue Help to Buy Scheme roping young people into trouble & building thousands of flats clearly not required, the chickens will come home to roost on this one, are you still wondering what happened to us and before I forget the small matter of costs oh silly me we pay for all, all, all, all
From:
Michael Foley
14 September 2019 10:15 AM
I couldn’t agree more and your Mother a wonderful compassionate human being not making them like that anymore, where can you find a buy to Let Landlord those days with a heart, god spare her the health. 🍀👍🏻
From:
Michael Foley
13 September 2019 15:13 PM
Don’t agree with any of this, my Rents haven’t gone up & some have gone down. I see houses idle for months in Ealing W5 but I suppose no one will have figured for this as Council will not know because C/tax has to be paid in full.
From:
Michael Foley
13 September 2019 09:14 AM
Before Sadiq Khan gets carried away with himself and his City Hall data base. He needs to give LL’s some instrument to deal with the issues he is going to clamp down on, that has been caused by anti- Private Regulators.
From:
Michael Foley
12 September 2019 18:16 PM
As I have said before many times it was caused by George Osborne tax hikes, stamp Duty in general plus 3% surcharge on buy to let when announced in his Autumn Statement in 2015 but not being introduced until 2016, so there was a big rush on to buy or sell before the changes, it was also a great time for getting rid of rubbish Properties. However, it was introduced from memory in April 2016 then comes Referendum on 23rd June 2016 just 2 months after so anyone with property whether portfolio, couple of properties, their family members or anyone connected to property which are millions voted against the Government as a protest vote and not a vote to come out of EU. Subsequently the Government got the shock of their lives when the vote went against them, although it was marginal only 2% difference another 2% it would be 50% each. This forced Premier Cameron who was doing a good job by comparison to what happened since, to resign who was in favor of staying-in as I think Mrs May was as Boris was but turned his coat 2 days prior so he can't be trusted. Anyhow I am amazed no one has picked up on this with all the uproar going on, so certainly George Osborne caused Brexit. How can any one person be allowed to bring this Country to its knees, just born into the riches of Wall Paper Family in Cheshire so what does he know about life and only born in 1971, he has been and gone leaving a disastrous legacy for us all. Why is any of this not ever mentioned then went touring the Globe getting paid hundreds of thousands £'s for telling them the dirty trick he had done on Property owners.
From:
Michael Foley
12 September 2019 17:46 PM
We already pay a far higher rate of capital gains than anyone else @ 28%, or course it should be reduced to 18% like for most others but we are singled out. Its not a think tank just a Draconian Cess Pit, the scum of the earth. We all know why they are doing it, LL so fed up they want out but this is designed to stop them, they need to keep us there to be able to torture us in the future or if this don’t stop us getting out they make another killing while we exit.
From:
Michael Foley
12 September 2019 13:22 PM
They can check all they want, then go & buy your own but not with Rogue help to buy Scheme funded by our taxes.
From:
Michael Foley
12 September 2019 09:36 AM
The 2004 housing Act introduced in 2006. I believe 4 unrelated persons does count as a HMO but not a licensable HMO. Hi Robert I must be that bloke who struggles with a couple forms, but only digital academic understand themselves but don’t understand traditional LL’s that’s why it’s taken me 41 years a LL to become inept, it really took them a long time to wear me down & achieve their aim, as for the common sense requirements they have cost me tens of thousands £, but now have the worst property condition that I ever had, since control of the letting was taken from the LL & excluded him from the property. We now have over crowding & subletting whole sale but not by LL. HMO is a god send for Tenants, LL restricted to 4 persons so then the Tenants have all this extra capacity to fill up, LL powerless to act because he has been given no instrument to deal with it, only a penalty if he dares to raise any issues.
From:
Michael Foley
10 September 2019 15:55 PM
More rubbish Surveys / Research every day. The internet is the worst thing that ever happened to Private Sector Housing. What used to be Office Clerks incidental to a main business & low paid has now become jumped up Digital Academics hi jacking business taking complete control, robbing the business and making all the rules for their personal gains, then you wonder what’s wrong.
From:
Michael Foley
10 September 2019 09:02 AM
Family doesn’t need HMO license whether, mandatory, additional or selective as I understand it.
From:
Michael Foley
09 September 2019 21:26 PM
So Tenants that never paid Rent in their lives / Council Tenants in accommodation in Private Property, that Milk the System for ever will be able to buy our Property at knock down prices. Incidentally this is the real cause that Government wants to scrap Section .21, obviously S.21 is only a Symptom but Regulators are too cowardly to address the real cause, the System that houses & keeps them all for nothing, no wonder they all wants to be on the Council, they are not stupid.
From:
Michael Foley
09 September 2019 10:27 AM
I had them all dogs poo everywhere, hairs embedded in furniture that I had to throw away not to mention flea infestation that I had to get a Company in to deal with it. The Tenants were filthy enough themselves without any animals. Many thanks
From:
Michael Foley
05 September 2019 18:34 PM
Very good I am delighted for you but L’don is a different kittle. The rent is double here but your purchase here will cost you 3 / 4 as much, so we have to compare like with like.
From:
Michael Foley
04 September 2019 10:19 AM
I don’t agree with any of this you cannot lump London in with rest of Country, its not happening here because of Rogue help to buy Scheme whereby they get 40% up to £600k, only 5% Deposit and no Stamp Duty Land Tax, for new build only. Distorting the whole Market. Therefore existing property not selling but its total abuse of our taxes they use our taxes to destroy us. Buy to let disastrous if you buy now in London it will be buy to be vacant.
From:
Michael Foley
04 September 2019 09:25 AM
Just more fake reports, surely 84% have no confidence left whatsoever, you cannot keep driving us into the ground and then try to tell us everything is fine.
From:
Michael Foley
03 September 2019 11:00 AM
Come on Stop it, a better relationship between Landlords & Tenants by more Regulation, who are you kidding the last 10 years have been spent by them driving a wedge between us.
From:
Michael Foley
27 August 2019 09:16 AM
We have heard it all everyone setting up even more Schemes, supposed to be helping us or doing us a favour, why don’t they just go away get a job and earn a living instead of soft options all the time. I remember back in the day when Clive Sinclair invented the Calculator in sequentially Computers followed on from there really. What a great topic with everyone at the time , how Computers was going to do all the work for us, we would only have to work a few hours a week and have so much leisure time. What happened to all that ?, we are now busier than ever and stressed out to the last by Computers.
From:
Michael Foley
23 August 2019 13:41 PM
I don’t go along with this either, the Seller is hammered already. I sold a house in one area to buy one closer to home so it would be less travelling & easier to look after, bad idea by the time I paid c/gains not worth doing. Why not scrap Osborne’s nonsense tax & leave it the way it was, it was still a lot of tax but nothing like this.
From:
Michael Foley
22 August 2019 15:53 PM
Stamp duty madness supposing if I were to purchase a house on outskirts of London for £500k if I could get one for that. I would have to earn £50k first then pay 40% income tax on that to have the £30k left to pay the Stamp Duty, in other words the had the whole £50k off me ?.
From:
Michael Foley
22 August 2019 14:42 PM
I don’t understand what’s going on, another fake News program on ITV last night about shortage of Housing, when there is not any. There is no shortage just shortage of people who want to pay their way but they all want to be on the Council. So how did those ladies get 2/ 3 or 4 kids where is their free loader Fathers, why don’t they rear their families or are the on Benefits as well. I see houses to let since before Christmas & still vacant, 6 in Cleveley Crescent, alone in just one road in Ealing. I see houses for Sale since before Christmas as well but not selling, yet building like crazy thousands of Flats clearly not required. I had aFlat vacant in Acton for 5 months before I got Tenants. Why did TV news program see fit to invite Shelter on, who don’t supply any housing spreading all this false information.
From:
Michael Foley
22 August 2019 14:32 PM
Good luck to Jamie, we all get our day in the Sunshine & the Developers will to.
From:
Michael Foley
20 August 2019 13:36 PM
Hi you forgot the biggest one traditionally base Rates were 5% + lender rate on top. When a decision was made to keep reducing this to a stupid level and abolishing Savers over night, they were left with no alternative but to buy property That they didn’t necessarily want or need all bidding against each other driving House prices through the roof. Slainte
From:
Michael Foley
20 August 2019 10:14 AM
No I don’t agree why not restore S.21 the way it was, before you cause the biggest recession ever know. Scrap the 2015 De-Regulation Act that was only brought in to under mine S.21. Scrap How to Rent as if people didn’t know how to Rent. Scrap the Deposit Schemes that are an extra cost & only protect the Deposit itself and lets a have the original Deposits restored. Scrap the unfair Licensing Schemes that only applies to one half of the Community & robs us & we fund all. Scrap Right to Rent it’s not our job. Scrap S.24. Scrap Article 4. Scrap 3% SDLT surcharge. Scrap the 8% Capital gains surcharge. Do you not even know why S.21 was introduced. Scrap Building thousands of Flats clearly not required. For goodness sake anyone can see it’s an all attack to destroy us, no business can survive this not a hope , how much evidence do you all need.
From:
Michael Foley
19 August 2019 22:51 PM
More anti- Private LL Regulations + Rent Re- payment Orders indeed. Why did the Tenant rent the property if it’s in bad repair, or did they Cause disrepair & will now get their money back from the Tribunal. I can see plenty heading there. I would never again go to a Tribunal but we are not going to have a choice we are going to be dragged in anyway
From:
Michael Foley
16 August 2019 22:03 PM
I don’t have Deposits they were taken away in 2007 by Shelter when they alleged LL’s withheld 44% of Deposits, it later emerged less than 2% went to Deposits Resolutions, so it came in on s pack of lies and anyway it’s now all about protecting the Deposit it self and nothing protecting the property. Do they not even know this and subsequently used in County Courts to undermine s21 if you were trying to get possession, as far as I am concerned they have now made it a liability not a protection. Well done keep on.
From:
Michael Foley
15 August 2019 20:11 PM
Section 21 is contributing to making Housing available to millions of people, whereby if it’s not there we cannot accept them for sure. Taking away what’s left of Section 21 will create more Homelessness for definite but that don’t matter to Rogue Regulators they won’t be homeless.
From:
Michael Foley
15 August 2019 09:09 AM
What difference does it make when it’s brought in. I am not capable of doing it, just like thousands of other Landlords who are not Digital Academics. It’s now nothing to do about housing or being good landlords anymore, just purely Computers and red tape, so we cannot do it so what ? / how many of those Digital Academics could build s house or even do minor jobs about the house but it’s us who are expected to jump through the hoops to suit them. I was a member of NHBC from 1974 on for 20 years until I gave it due to lack of Planning Decisions by inept Councils just like their counterparts Digital Academics collapsing PRS today.
From:
Michael Foley
14 August 2019 18:29 PM
Yes my confidence is at 41 years low / Zero.
From:
Michael Foley
14 August 2019 09:39 AM
The idea of a fully funded Court System is laughably, only the LL’s ever fund anything. We have funded all the add on requirements since 2006 at least plus funded thousands of high paid jobs for Regulators to torture us. In early 2000 the Gov’ made one big swoop & took complete control of all private letting, we weren’t even told not alone asked now what kind of Democracy is that. Fully funded my foot more cost for LL’s for sure, obviously it’s all getting worse, with S21 some Tenants would leave with correct notice as per Tenancy but now it seems to me they want to make termination of any Tenancy Court Compulsory, this is a big Recession / currently can’t sell or Rent, well done keep going.
From:
Michael Foley
12 August 2019 21:07 PM
The only Court Reform we need is to scrap Shelters De-Regulation Act which the only purpose ever was to undermine Section 21 We now have Tenants claiming property damage when there is not & will always get their side taken in court / can’t loose, it’s all too easy for them to make a place shabby. Just restore Section 21 and stop meddling. We shouldn’t need a Court Order in the first place, they don’t need a Court Order to take up Residence. Return the process to a Civil matter & not treat all LL as Criminals like Councils are doing now while Consultation themselves after getting money from a big fine, this is conflict of interest, the Council prosecutor shouldn’t be the beneficiary of the fine.
From:
Michael Foley
12 August 2019 17:55 PM
0k when you say 3 individuals in the same breath you have to say 3 households that's it but you may be able to have a 4th person as well as a partner to one of the others subject to room size, if its just 3 you have to have the additional licence anyhow in an area where this applies. There is nothing new about this I had it in 2012 at least and had to renew again in 2017. The ground Floor Flat 2 double bedrooms in same House additional license didn't apply but that came under Selective Licensing & allowed 2 house holds not more than 4 persons and strangely enough from memory cost £650 for the Application where as the Additional License fee was £1'150 for 3 persons but possibly 4 if one took in a partner subject to every one agreeing to amend the Tenancy Agreement.
From:
Michael Foley
08 August 2019 21:18 PM
The Council did come around to see the Flat & it has 3 compliant bedrooms. I was still required to get a license to let to three individual persons who came together as friends.
From:
Michael Foley
08 August 2019 19:13 PM
So you can’t let to individuals that’s excluded persons who don’t want to be in a relationship. So they have to be in a relationships or you can’t house them, so 2 couples as partners is fine / 4 persons = 2 households but 3 individuals not allowed without a license even though a person less would be in occupation at the property ?
From:
Michael Foley
08 August 2019 18:23 PM
I don't like this so called ARO just more people taking us for mugs, how many more wants to live off our backs, so many organisations sprouting up like mushrooms. The way I see it they are Renting our Property then sub-letting it plain & simple. I know in some cases they make more than the LL, you'll get your money I suppose but some of those guys use Airbnb and get double, people coming & going all the time but don't mention bed bugs. Whatever happens the Council will hold the LL responsible & he will be the fall guy. I think its a great idea for those doing the sub-letting far better than owing a Property let the LL mug buy it pay the Mortgage take all the responsibility and lend it to you to fill your pockets, get off my back you are too heavy. Pull the other one its got Bells on.
From:
Michael Foley
08 August 2019 09:33 AM
Do you know what you are talking about ?. How can you say vulnerable Families with children, then say Houses in Muntiple Occupation wth Individual rooms. HMO’s don’t house Family’s and if the did they wouldn’t need a licence or does your Council make your own laws & over rule Parliament. I am not aware of the law changing.
From:
Michael Foley
05 August 2019 20:25 PM
I recently have been approached by a Council accommodation finder, he purported to be from Council but not really. He gave me some paper work where the proposed Tenant had signed to pay LL directly. I had a read through & it said once Council had placed the Tenant their responsibility ended, so in the small print it appears once installed the Tenant could reapply for it to be paid to him, so I didn’t proceed.
From:
Michael Foley
05 August 2019 10:28 AM
Good on you a better man than me, 50 question all rigged to do away with Section 21 but I forgot it’s already decided. Silly me good idea to have a monkey survey. The 25 to 30 minutes didn’t cut it either but sure my time is free.
From:
Michael Foley
05 August 2019 09:53 AM
Having tried to respond to the MHCLG Survey this morning wasting my time because I failed and it wouldn't let me continue but said submit before I was finished. This Survey is a disgrace and once again only Graduates & Digital Academics, excludes all traditional Landlords who houses hundreds of thousands of Tenants, we are just being ignored. At least they got the name right Monkey Survey it must be a Survey for Monkeys. Thanks for wasting more of my time but no worries I am Free. Welcome to the worst Recession ever caused by this nonsense, houses sitting on the market not selling or letting, existing Flats not a hope because of those Regulations & so called help to buy plus building thousands of Flats clearly not required.
From:
Michael Foley
05 August 2019 08:21 AM
I agree S24 should be scrapped LL's should be allowed investment interest tax relief, SD surcharge 3% removed and also Capital Gains Tax reduced from 28% to 20% like it is for everyone else, S21 reinstated before this Recession gets worse but anyone above Watford gap won't agree things are booming up there for now. We have to remember everything starts in London whether Boom or Recession and then works it way out from there. NLA now joined up with ARLA of letting Agents who are constantly campaigning for more Regulations that have destroyed us in the first place, do they think we don't have enough, ie, How to Rent. Right to rent. Deposits debacle. GDPR / ICO. Article 4. Section 21. Section 24. De-Regulation Act. Wear & Tear allowance gone. Licensing Schemes hugely expensive, decisive & only applies to one half of the Community. Fee Ban. Rogue help to buy schemes to take our Tenants away from us, etc' etc'
From:
Michael Foley
03 August 2019 08:43 AM
The joke of the Century, there is a live Consultation by DHCLG regarding Section 21 but Government has already announced last April it was been scrapped, its some Democracy. ARLA joining up with NLA that’s the second joke of the Century. ARLA is made up of a half dozen Estate Agents who are not in our best interest. They are continually Campaigning for more Regulations which is one of our biggest Problems, we are snowed under already & yet they want more. I know it’s not a problem for them they’ll have no work to do just set up Computer programmes sit back everything happening automatically, just check their Bank Balance. I don’t want them causing us more hassle.
From:
Michael Foley
02 August 2019 20:43 PM
Someone else that you have to pay. I had done Inventories for 30 years and managed them myself without much problem but not since 2007 when they were taken away by Shelter base on untruths I used a Clerk once £250 check-in & £150 check out, that’s the end of that, or far better still not be a LL.
From:
Michael Foley
01 August 2019 17:17 PM
It is that & everything else combined to do as much damage as possible to LL. Tenants now not complying with anything and ignoring whatever you ask or tell them making letting impossible to manage, they now know they can do what they like, you have no authority. Before all those anti-Landlord regulations, there was some attempt to keep to rules, now they are free to overcrowd / sublet etc, they know you can do nothing but Council is waiting to Sanction you for not being in control of the Management that they prevent you from Managing.
From:
Michael Foley
01 August 2019 15:18 PM
No I don’t agree with a Dedicated Court fo re-possessions, you say 9 out of 10 Landlords agree so I must be the one that don’t agree. I disagree with the lot of them because I suspect it will be a Tribunal with probably an ex Council employee behind the desk with 2 Disciples with the power to destroy you & unlimited costs. Just leave things alone as bad as they are.
From:
Michael Foley
01 August 2019 09:41 AM
Yes if they are so good and concerned about the Homeless instead of top brass paying themselves £120k pa, their services should be almost free for an Organisation with Charity status indeed, their Charity Status should be with drawn for the damage they have caused to Private Sector Housing & homelessness created. Home owners and landlords should think twice when making a WILL where Inheritance Tax is concerned. I was told if you give them a percentage of your Estate you get a good reduction on your Inheritance tax bill, this is collusion to my mind and no wonder they have no shortage of funds to cause trouble.
From:
Michael Foley
31 July 2019 14:49 PM
No if a renter wants to buy it will be the help to buy Scheme on a new property with all those advantages.
From:
Michael Foley
31 July 2019 11:03 AM
I think Neil is right the regulations has impacted on Private Renting sector unfairly and he mentioned 3, Wear & Tear, Stamp Duty 3% surcharge and section 24. We cannot loose sight of all the other things they did to damage us and drive costs through the roof. "How to Rent" guide by Shelter adding costs, more free LL's labour and changed 9 times in just 5 years, scrapping booklets, reprinting again & again, dozens of booklets for me alone. Deposits taken away in 2007 & replaced with a dysfunctional Scheme which means I don't have Deposits anymore for years costing me Thousands of £ and damaging my property, the scheme now only exists to protect the Deposit itself & nothing protecting the property. Section 21 undermined by several excuses a by product of De-Regulation Act by Shelter to prevent LL using S.21, and gunning for for whats left of it. Criminalisation of LL's previous a civil matter. Licensing Schemes expensive whether Mandatory, Selective or Additional, I had them all that don't apply to Family's in the private rented sector usually on benefit as I never had a family to me who were paying for themselves & it wouldn't apply to Council Tenants anyway. General Data Protection Regulations. "Right to Rent" / IC0 making us liable for immigration checks adding costs & time, I know we are the only ones that do everything for free. Fee ban which is wrong if someone provides a service they are entitled to make a charge, of course they didn't have to use the service, so they have put the livelihood of thousands of young people at risk who are just starting off in employment. More huge costs coming Digital Accounts which I am not capable of doing as well as thousands of others so we have to pay others to do it but for me to build a House is no barrier. Plenty more but i'll just add Neil's 3 to the list, Section 24 investment interest relief removal, Our 10% wear & Tear allowance that was there as long as letting it self, Stamp Duty Land Tax 3% surge on second properties. Help to buy Disaster helping many people that need help and making existing Property unsalable especially existing Flats you don't need me to tell you why. Are you still wondering what happened to Private Sector Housing ???.
From:
Michael Foley
31 July 2019 10:49 AM
The Government announced in April that it was doing away with Section 21. Why is it that we are now invited to take part in a Consultation Process where the outcome has already been decided. This is what happened with the HMO Consultation as well, it goes to show what mugs they see us as.
From:
Michael Foley
30 July 2019 10:32 AM
MS Lunn, your Rent figures are very shocking reading indeed because the figures are wrong & exaggerated by a country mile, your figures for East London are higher than what we can get in west London. My rooms Acton W3 & Ealing W5 post codes work out similar to your SE28 post code, that's £380 pm per room less than what you say, we need a correction here. Stop exaggerating just STOP, STOP it.
From:
Michael Foley
29 July 2019 14:02 PM
John don’t be astonished the far away hills are green. The sky high prices of property in London sometimes several times more than else where, so rents are naturally higher but not by an equal proportion, I work out less than 3% return and I understand it’s much higher return in North West where I lived for many years , so pound for pound you are far better off away from London. Spare a thought you could have a half £m Mortgage around your neck in Acton for £1300 pcm rent if you are lucky. I am sure I could get a number of Flats up there for that & the combined income far higher, with far less risk at least if one didn’t pay you still had the others, (too many eggs in one basket in L’ don)
From:
Michael Foley
29 July 2019 11:24 AM
Just more Landlord bashing by more outsiders joining up to knock us with their digital Platforms to feather their own nests. How can they say Rents are not affordable with saying why, they didn't mention that the Authorities that be have spent more than the last 10 years adding costs every year, every additional requirement whether by Government, Local Authority or Shelter has a huge cost to Landlord & reflected in part in the Rent but I am sure full cost is not passed on to the tenant by any means. I know the Councils / Regulators that caused all those costs / problems are riding high as it never cost them a penny no matter how much misery or what a mess they make the Landlords pays for All so they can sit there as smug as they like. Now then another aspect of your article saying the Tenants lack of advice, there has never been a time when tenants had more advice, its thrown at them from all directions from the media, every anti-landlord organisation, not to mention "How to Rent" booklet that we are required to provide them with 13 pages indeed, why don't you stop telling lies about LL. Government now are taking away the remains of section 21 which they say to give more security of Tenure to Family's / schooling etc,. Why then are they taking it away for Houses in Multiple Occupation as well who definitely are not Family's, or they wouldn't require a HM0 license in the first place but mostly individuals on the move that like a flexible life style.
From:
Michael Foley
29 July 2019 09:51 AM
The Government Consultation Period has started for removing section 21, posted 22nd of July '19 and run 12 weeks until 12th October 2019, now is the time for LL's to be aware & to Act / lobby your M.P. & write to the Department. Shelter is in there as is ARLA part of the Consultation so Estate Agents are going to be well represented and already calling the shots how everything should be regulated, made Digital etc. Its not their Property and cant see private LL's interest being represented at all, so all LL's need to make their views known & that's if they know about the Consultation in the first place. I know many of you have come to this platform in recent months and said your piece in no uncertain terms especially in last April that I recall, now if you can re-do it again but this time to the Consultation Process, there are millions of us LL's but only a handful coming off the fence and making the effort, its no good moaning about it afterwards when we are clobbered.
From:
Michael Foley
27 July 2019 09:19 AM
Mr Jenrick Secretary of State for Housing at 37, now he’s bound to have made far bigger contribution to housing than me only 41yrs a landlord, they are a waste of time. A new scenario proposed that the seller should pay SD, is it not enough to have to pay Capital Gains tax, how much would you pay or would you have to try to avoid a second home buyer who’s SD is much higher. I agree the threshold for higher rate tax payer to £80k, currently I am paying 40% over £37.5k and not over £50k as they would have you believe as they have taken away my personal allowance that others automatically get. Is it no wonder I am feeling a bit p’off having taken away wear & tear & imposed a dozen other costs on me a one man band.
From:
Michael Foley
26 July 2019 09:46 AM
OK but HMRC don’t think we are a business.
From:
Michael Foley
25 July 2019 10:31 AM
Sorry but I don’t like this and never jealous of anyone, usually delighted to see business well. However, LL’s with hundreds of properties is a clear example of why Section 24 was brought -in, to stop this nonsense of Skyting the Deeds / buy a property then after short time re value take some equity out for Deposit on next property & so on, totally no tax needed to be paid / no brainer. So now you know why we have S24 impinging on though no fault of our own while we paid taxes through the nose over the years. This must be the unacceptable face of Capitalism, the truth has to be told.
From:
Michael Foley
25 July 2019 09:58 AM
I don't know who's supposed to be doing all this evicting its not me or anyone i know. There is so much Data, Surveys & statistics thrown at us all the time. Why not provide the a list of those evictions from the County Courts as a matter of public record then we'll know who is abusing the system making trouble for the rest of us. Then perhaps for repeat use or miss-use make them time barred as to how often they can avail of this, say for argument sake not more than 3 times in 10 years regardless of the size of their portfolio. I think the larger LL's are most likely to abuse the system and with Property scattered in so many towns around the UK, they are not going to be good LL's certainly not hands-on & often don't even see the property. Keep Section 21 / Assured Short Hold Tenancies for main stream lettings to avoid the worst Recession ever known, everyone must know that you can't have an economy based on Housing alone which is what the mutton heads are doing.
From:
Michael Foley
24 July 2019 14:56 PM
I would love to get out but they have put obstacles there as well to stop us getting out, so they continue to build loads of Flats clearly not required. I just don’t know how Sadiq Khan is going to put Rent Controls on vacant property ?, So Sorry for ever being. Landlord, what for Slave Labour, to be abused, penalised, sanctioned, criminalised & robbed. Cash Cow to feed the milkers and if I had chosen a different path I could have been retired years ago instead of finding myself been held to ransom.
From:
Michael Foley
23 July 2019 16:58 PM
So why would someone buy a property. When you can live with Security of Tenure in some other persons house and act the jack all you want, it beats falling behind with a Mortgage and guaranteed being removed.
From:
Michael Foley
23 July 2019 14:17 PM
Hi David this kind of thing does happen, it has happened to me. However, most Tenants are wonderful & easy to get on with, notwithstanding the fact that Gov’ has done all in its power to drive a wedge between us. It was wrong to take all control of the property from the Landlord & then exclude him as well, while at same time making him responsible for everything outside his control, not possible to square that one. Now getting rid of Assured Short-hold Tenancies / taking your property from you. LL’s should have the same rights asLenders they don’t need s21& if you don’t pay your Mortgage you are out, or does it not matter when it’s our money.
From:
Michael Foley
23 July 2019 12:31 PM
Hi David, as a landlord I am glad you asked the question how to make rents more affordable. It’s the easiest thing in the World to do, just scrap all those ridiculously, unnecessary Regulations of recent years that has made renting unaffordable & unsustainably. Huge numbers of Rogue Regulators all from outside Private Sector Housing , that don’t supply any Housing is a good place to start, now that was easy next question.
From:
Michael Foley
22 July 2019 10:47 AM
Unfortunately I can't put up rents even though mine are too low. The self paying tenants are not available only thousands of Housing benefit tenants, housed for free or subsidized housing they are not stupid, the system is there especially for them, they are king, enough said we all know whats going on. The help to buy disaster scheme distorting the whole market to make millions for the big developers or even millions for their individual Directors, like one guy alone £75m then he resigned sure he couldn't be working so much money for himself on the back of this Scheme. Houses not selling mostly because of the Stamp duty hike, so the confidence is gone out of the market, isn't that what they call a recession. Existing flats not selling even good quality because of the rogue help to buy Scheme that's abused, just imagine getting up to 40% of the money up to £600k interest free for 5 years in England (£300k in wales) many of those people are earning £80k pa and could have bought anyhow. Compare an existing Flat for sale that is not subsidized and loaded with Stamp Duty, to a Brand New subsidized Flat with only 5% deposit and Zero Stamp Duty (no contest). When all this madness stops and we are Bankrupt, our Flats vacant and our tenants living in subsidized new Flats from our taxes where are the jobs going to come from ?. It's nice to know we have a level playing field just like Mountain,
From:
Michael Foley
21 July 2019 18:30 PM
I understand this John, my properties seam to be high values but now difficult to sell and very low returns, around 3% compared to 6%+ in north west and they have capital growth, far too many subsidized Flats being built. I don't know where the occupants are going to come from which is why they want us out they need our few as well. Grenfell was 24 story in East Acton & the disaster that happened there, now they are building a 42 story Tower in North Acton / twice as high they are crazy. everywhere I look thousands of flats going up clearly not required, when this madness stops there is going to be huge unemployment & collapse. Help to Buy has distorted the whole Market and generally not required, huge numbers of buyers are earning £80k pa & some over £100k so they could have bought anyhow, this unfair subsidized scheme plus no stamp duty for new build only which is causing a glut, while existing Flats are disadvantaged & difficult to sell obviously.
From:
Michael Foley
20 July 2019 17:26 PM
Hi Paul you are right lots of Criminality going on especially with Airbnb. They lease your property, rent it for double or triple, its happened. They are laughing all the way to the Bank doing us harm, not their property and at end of day if it’s all goes wrong it’s the owner gets clobbered. I will have nothing to do we Black Market better to run straight ship and there are enough trip wires even at that.
From:
Michael Foley
20 July 2019 16:32 PM
Hi John, I am at a loss to understand why people considers Private Housing is more expensive than Council or Housing Associations without counting costs. The Council got the money from us the tax Payer to provide the Property, now that's easy so non of them had to do anything only take our money. The Private Landlord had to earn his money, pay tax on it first, save, borrow and re- pay the loans, SD etc, to buy the Property. then turn around pay Tax on the income. Maybe I am wrong but I think the Council don't pay tax, so if I am going to make a comparison, give me a free Cheque to buy the property in the first place plus then no income Tax, you can compare now. The fact is we supplied the property for free to the market at no cost to the State but Council & Housing Associations didn't.
From:
Michael Foley
20 July 2019 13:57 PM
I know Rogue Regulators will not let us have anything, It’s crazy for sure it reminds me of the Dog in the Hay, he can’t eat it himself & he’s barking at the Donkey he won’t let him eat it either, we still have to have our sense of humour or we’ll crack-up.
From:
Michael Foley
20 July 2019 11:25 AM
STOP. Please Stop now that wasn't too difficult was it. Problem solved leave things alone, now you can all go home and get on with your lives. I know the Rogue Regulators all from outside Private sector Housing won't STOP. I don't know any other Business, Company or Corporate that is fully Controlled by people from outside their Business, how long would they last, is it laughable or it might be more accurately described as Collusion & Corruption. Have a nice Day.
From:
Michael Foley
20 July 2019 10:29 AM
Where are they getting those imaginary Rent increases from, not West London. I had a good quality 3 Bed Flat in Acton vacant for months, only 2 lots of potential Tenants that would be paying for themselves, although 30 lots of free loader family’s, 4 lots of Rent 2 Rent, 6 lots wanted to sub-let with Airbnb which is amazing they were clearly going to make far more that me and not even own a property themselves, and loads are doing this one guy tell me they had 40 properties this way & couldn’t understand why I wouldn’t take the bate. 2 lot purporting to be from 2 different Councils offering me £200 pcm more than advertised price but for families with problems. I think that I have enough problems myself. Where are the self paying Renters gone, professional, White or Blue collar. The property is actually a HM0 which is a distinct disadvantage at huge cost & incumbents to me.
From:
Michael Foley
19 July 2019 15:09 PM
Mr smith getting rid of the remains of s21 is a non starter for me, to talk about specialist courts by which I think you probably mean the Tribunals which I attended many times both first & upper another non starter wasting our time & costs. Regarding Mayor Sadiq Khan proposed cap on rents I don't know what he is talking about all my rents have not kept in pace with inflation. Which ever property I pick is below inflation, for example I have a 5 bed House in Acton in 1999 it was £1820 pcm now 20 years later its £2250 so according to my mind even @ 2% it should be £2700 but I am sure someone with mats will correct me if I am wrong. The last 10 yrs alone gives Inflation @ 20%, but even at 1% aggregated since 1999 it would be at what it is now. What also impinged on me since 1999 huge costs & Regulations / thousands of pounds to do works to comply, some of it nonsense like Range Cookers and two Kitchen sinks in the same kitchen in many. Repeated Licensing schemes & Certificates of all kinds adding thousands more plus yours truly free slave labor for ever. So Mr Sadiq Khan please tell me what you want to cap or maybe you would like to guarantee me at least inflation rate. Then I have been advised by my Member or Parliament that he is in favor of scrapping s21 to give more rights to the Tenant, what Planet is he on ? did he really need to go to Harvard to come up with something that daft.
From:
Michael Foley
19 July 2019 10:27 AM
English Housing Survey, 4.5m Households in Private rented sector, 19%. 4m in Social Housing 17%. & 14.8m Households 64% owner occupiers. I think there are a few more statistics 4.8m family's on Housing benefit ( 2.7m workless) Huge numbers of single mothers on housing benefit how did they all get pregnant obviously the benefit system is designed to destroy the family unit, if the benefit system wasn't there, they would be supported by the Father of their kids but why rear your family when the State will do it for you ? & you can pass your day walk around looking smart shaking hands with your friends up the High St, who are also on the rock & roll, no wonder Society is gone the way it is, children brought up in broken family environment. We The Tax Payer are paying £46 billion to fund all this nonsense & then you hate us and screw us for every penny, so when you have killed us off where is the next golden goose coming from.
From:
Michael Foley
18 July 2019 21:53 PM
Yes Jemery if you are referring to me I should be regulated & ground into dust. I have them all to my cost, Mandatory, Additional & Selective Licensing, some have been redone three times since it was introduced in 2006. When I checked the Register some of mine were the only properties licensed at all in some roads from 2006 to 2011 & again from 2011 to 2016 even though mine were only 2 storey, but I never let rooms which is what HMO’s was all about in general with stupid regulations causing over crowding that it was supposed to prevent, causing sub-letting wholesale, Rent 2 Rent, AirBnB that may never have happened if the LL weren’t put into corner by Regulators, very good continue regulate some more, they have already caused this recession 👍🏻
From:
Michael Foley
18 July 2019 08:55 AM
Very good a very impressive record indeed. I just hope some other LL’s I know with 100 properties who have been skyting the Deeds for yrs haven’t caused S24 surely they have. Buy one property then get it revalued after 6 months take equity out to put on an other & so on, used to be totally tax efficient. Two things happened Woolwich started buy 2 let Mortgages instead of Commercial loans. Bank of England reduced Base rate which used never be below 5% so we were paying 8/9%, they kept reducing Base rates to one quarter %. This ment in effect they abolished Savers altogether, they were left with saving disappearing & had to do something so they brought property that they didn’t want or necessarily need all bidding against each other driving prices through the roof
From:
Michael Foley
17 July 2019 21:35 PM
Yes I agree with you they need education & formalised training, like I tried to give my own children with uni degrees etc, but there is something else missing their minds seemed conditioned to think the same, of Course the Town was built by great craftsmen when the only Certificate they had was a birth Certificate amazing that isn’t it, it’s my opinion this generation with all the education, laptops & iPhones / digital everything wouldn’t hold a candle to them & got no State help.
From:
Michael Foley
17 July 2019 20:31 PM
Regarding, Continuing Professional Development brownie points I’ll pass on this one. Having been a LL for over 40 yrs & able to do everything myself whether Refurbishment or building a House from scratch by my own hand until now when they changed all the rules to render me useless so it’s taken me over 4 decades to become an incompetent LL. Congrats’
From:
Michael Foley
17 July 2019 19:39 PM
I am not going to knock Agents they are suffering enough with the stupid fees ban. They employ huge numbers of young people just starting off in working life & their livelihoods put in doubt by rogue regulators, they provide a service & should be entitled to charge a fee, it’s up to the renter if they wanted to use the service or find their own accommodation but if they chose to avail of the service then it’s only right to have to pay for it. We already have too many fee loaders who expects everything for nothing.
From:
Michael Foley
17 July 2019 19:27 PM
Good Heavens it’s costing us about £1’000.00 more than that already in West London / over £1k plus £30 per habitable room, including your living room. Plus all the works costs
From:
Michael Foley
17 July 2019 16:41 PM
How right you are and DCLG so called simple Tenancy Agreement 46 pages on its own plus the other 50 pages we have to give them.
From:
Michael Foley
17 July 2019 12:18 PM
I don’t have Deposits anymore they were taking away by Shelter in 2007 and replaced with a Scheme to protect the Deposit itself that you just took. They didn’t understand the purpose of a Deposit is to protect your Property not protecting their worthless Deposits to us.
From:
Michael Foley
17 July 2019 10:12 AM
Technology is only crucial in destroying Landlords and everything we stand for and have done an excellent job of destroying us already.
From:
Michael Foley
17 July 2019 09:25 AM
What’s this another cock-up of a proposal of an amendment to the Finance Bill, it should apply to all LL’s who want to sell. I am sure we had enough of so called sitting Tenants, will we ever be treated equally, a level playing giro please.
From:
Michael Foley
16 July 2019 19:53 PM
Wonderful so take away s21, takeaway our 10% wear & tear allowance, increase Insurance Premium tax, make us pay thousands of £s for licensing Schemes that their friends are exempt from, put extra C/tax bands on rooms if you them extra facilities, pay full c/tax on voids or when refurbishing, pay fines / penalties/ Council Court Costs 37.5% plus victims support even though ty are the victim, pay hundreds of £s for all kinds of Certificate requirements for ever, pay for Deposit Schemes to protect the Deposit & nothing left to protect the LL, so why not pay SDLT for buyer, pay Capital Gains tax for yourselves and if any residue left when you snuff it pay Inheritance tax, several lots of VAT along the way, what is the definition of a LL it must tax & dogs body.
From:
Michael Foley
16 July 2019 14:51 PM
I am at odds with any of this nonsense, currently it’s the buyer that pays the SDLT but now we have a bare market houses taking forever to sell, the buyer is already factoring in SD by knocking it of sellers asking price, so how can we add it on ?
From:
Michael Foley
16 July 2019 10:24 AM
ARLA you are having a laugh, you are only in Business 11 yrs and dictating to us how everything should be, not surprising that you are singing the phrases of Dr Rugg centre of Gov’ housing Policy’s that destroyed us, Congratulations.
From:
Michael Foley
15 July 2019 20:03 PM
It’s all very well to say sell and buy a more modern one. The reality is very different, when you sell the capital gains takes a lump out so you won’t have enough money left to do anything as I know to my cost when I wanted to sell in one area & get one nearer to base. They wouldn’t allow to roll over Capital Gains, which now I understand is 28%, no indexation, taper or inflation relief. There are now waiting at Cemetery Gate for Inheritance tax. Why bother.
From:
Michael Foley
14 July 2019 13:08 PM
Maybe but there are plenty of double in Conservation Area’s perhaps more apply to listed buildings. This particular insulation don’t transmit moisture or capillary, stock bricks outside, London brick internally. So now I understand Premier May has thrown her hat into the ring to scrap what’s left of s21 for good measure to go along with labour, Citizens Advice, Shelter, University of York, every Local Authority in the land backed up by the Courts with any excuse to spot us using it, Tenants groups now emerging. How can any business survive this, to be targeted so unfairly by so many, just for providing quality affordable property to millions of people at no cost to the State. What’s going on here ???
From:
Michael Foley
14 July 2019 10:33 AM
Don’t know about Energy Performance Certificates it’s more uncertainty. I have a house band D the Assessor advised, to replace existing windows with new double glazing, do the cavity wall insulation, another 200mm loft insulation, new Boiler which I had done completely then another assessor came and gave me same rating as I had ‘D’. Its wonderful being a LL they are all on our case.
From:
Michael Foley
14 July 2019 07:56 AM
No way never again, what do you think we have been doing for the last 40 years only providing great properties & this is our thanks. The next time I hear the word professionalising I’ll scream, what they really mean is Digital Academics pressing buttons with their Digital / Apps / Accounts, regs etc, Bull sugar very unlikely a hands on LL among them.
From:
Michael Foley
12 July 2019 21:03 PM
I only agree with one half of your comment. Yes s24 disaster, yes hostile attitude & no fees. No shortage of Housing. Houses not selling also difficult to rent so can’t put up rent. I think the value of property gone down a great deal you have to take on board the money power gone through the floor/ currency drop.
From:
Michael Foley
11 July 2019 10:10 AM
I am all for servicing Central Heating boilers regularly, especially those days with modern so called energy efficient Boilers that are so much more troublesome than traditional Boilers gas central heating boilers, when they were better and seldom broke down, because no electronics virtually, magnetic circulating pumps that lasted for ever, just the odd little thermo-couple to change very occasionally, hoover out the heat exchanger that was before we were banned & all labeled stupid and need a professional, fair enough. Modern Boilers so many things to go wrong & they do, so much Electronics ? Circuit board, Valves, Sensors, Filters to clog up especially with condensing Boilers which they mostly are. When you travel about Town you'll have noticed the Fleet of Vans by the many different Companies clogging up the Streets just to keep Boilers running, Also gone are the loft storage tanks which were trickle fed to even out the supply, just wait until we have a real dry summer there could well be a big shortage with all the extra Flats, even though we have a new ring main for L London. However they increased the water pressure already in Acton to accommodate the new development busting my existing pipes putting cost on me. Is it really progress.
From:
Michael Foley
10 July 2019 12:14 PM
Disgraceful use of lottery funds used to destroy Private Sector Housing, how many more Rogue outsiders wants to live off Landlords’s backs, go get yourself a real job and for anyone else stop wasting your money gambling.
From:
Michael Foley
10 July 2019 03:19 AM
Whether its England , Scotland or Wales its clear they are out to clobber us. They are determinant to remove the little bit that's left of S21. OK then why not give us the same rights as lenders they don't need S21, if they don't pay or commit any breaches the lender is not happy about they are out in a flash for sure and no doubt about it, and get possession of the property. I understand that its their money so whats good for the goose is good for the gander, why not give us the same rights and then we don't need s21. when we have property that we bought & paid for, then its our property or put another way its our money so we should be guaranteed the same right as the lenders, its our money that's tied up in it just like the lenders money tied up in it. I can't see any difference unless we are not equal under the law of the land. Please enlighten me ?.
From:
Michael Foley
09 July 2019 20:47 PM
I do all the nuts & bolts as well / putting everything in order without the aid of a computer them it still costs four times your unfortunately, not much option someone has to do it.
From:
Michael Foley
08 July 2019 19:49 PM
HMRC has already written to me & my wife about bringing in Digital Tax, a complete waste of time because we are not able to do it as well as huge numbers of our generation traditional Landlords , just more rubbish to destroy us by digital Academics, every year it more & more unnecessary work load driving us into the ground, so much for computers suppose to make our lives easier but instead it has made it Hell, you can bring a Horse to the water but you can'y make him drink. When you were able to do everything for 50 years then they invent another system to render us useless. The Revenue says 92% file their Tax return online but what they didn't mention is we have to pay others thousands of pounds to file it for us, now they want a return 4 times a year which means they will have Quadrupled our costs well done this is some progress not.
From:
Michael Foley
08 July 2019 18:57 PM
Sorry typo that was meant to be 4.5 million house holds, those bloody phone’s
From:
Michael Foley
08 July 2019 17:30 PM
Paying tax is one thing, but doing away with Section 21 is something else, will we be in business at all ?. Also when Section 21 is gone, surely that means Assured Short Hold Tenancies are gone as well / the very basis-of any letting at all to 245 million house holds, think on.
From:
Michael Foley
08 July 2019 17:01 PM
Thant you, that's what I have been saying there is no shortage of Housing so why are they building thousands of Subsidized Flats clearly not required, it just media hype and if they don't take our Tenants to buy them where are the people going to come from. I have property vacant but very poor response although 3 Council did want them for people with many issues but I have enough of problems already, incidentally only 2 lots inquiring that intended to pay from their own pocket at least 30 other lots were wanting the system to pick up the tab. Regarding Help to Buy huge numbers of purchasers earn over £80k pa and some over £100k pa so they didn't need help & could have bough anyhow. I see some houses sitting there for year & half and no buyer the market has been distorted by the help to buy scheme where stamp duty don't apply and existing stock clobbered
From:
Michael Foley
06 July 2019 18:48 PM
Abi, if I may call you that, has got it right with regards to what Government is up to, in short its what I have been saying for a long time, they want us out because they need our Tenants for the thousands of subsidized Flats they are building clearly not required. It doesn't matter to them how long we have been LL's or how much tax we pay or the quality affordable accommodation we have provided for years. They get their big Salaries and Holidays anyhow of course they don't have to earn it or they would starve. its so much corruption now that the prosecutor / Council is also a Beneficiary undermining the rule of law, how can anyone have any confidence in the justice system with this rubbish taking a big financial slice of what purports to be a penalty / So called incentivisation Scheme its another name for fraud. Every LL pleads guilty whether guilty or not but they have the option to plead guilty if they want to have their fine doubled but naturally they don't like that option. After every Court outcome every council leader claps themselves on the back as if there was ever going to be any other outcome, saying let it be lesson to all other LL's not to dare stand up for themselves or we'll cripple you. Section 21 consultation farce it only going through the pretend motions, they are minded to do it anyhow ( or the remnant) or whats left of it. I now have conformation from my MP that he supports getting rid of S,21 if elected, he says he wants to strengthen the security Tenure for Tenants, apparently he doesn't know the balance of power is already strongly in the Tenants favour as only they or the Courts can end Assured Short Hold Tenancy and they will always be backed by Local Authority / Shelter / Citizens Advice, notwithstanding the fact that S21 has been so depleted already coupled with all the anti-private LL add ons debacles incl' deregulation Act, How to rent + another dozen to stop you using it. etc' its a stitch up plain & simple. Saint Paul used to do a lot of writing to the Corinthians but I think our Paul would give him a good run for his money, no offence.
From:
Michael Foley
06 July 2019 17:41 PM
It goes without saying s21 has been undermined completely, only one remaining tread left, now they are getting rid of that for Government to avoid their responsibility. The LL will be stuck with them indefinitely at his own cost, welcome to a major collapse, I can’t se it any other way / building thousands subsidised of Flats clearly not required.
From:
Michael Foley
06 July 2019 10:44 AM
Yes Paul dear, we are where we are through no fault of our own, we are where we don't want to be and don't want to continue under such Draconian regulations but they have put another huge tax penalty to try to stop us getting out, they want to keep us there to supply Housing, pay taxes and for them to be able to torture us in the future.
From:
Michael Foley
04 July 2019 14:43 PM
Private LL's haven't got a hope we might as well give them the Property now, my MP advises me that he is fully committed to strengthening Tenants rights, does he not know that the balance of power is already heavily in the Tenants favor. He in in support of doing away with no fault evictions / (s21) of course there is always a fault otherwise we would not want to remove a Tenant but want to keep them forever like I have some 10 yrs +. Its a completely different scenario when they know they can't be removed, then they are sure to play up. HM0's are a bad joke costing me tens of thousands just because persons are not related, damaging property / over crowding etc but we must have control of the property but they having giving us no instrument to do this & worse still exclude us from our own Property, well done. HM0's introduced in 2006, taken our Deposits away in 2007, taken away our 10% wear & tear, "Right to Rent" increasing our work load, "How to Rent" by Shelter not needed how did we all manage all the decades before & legally inept / changed so many times in just 5 yrs ie, introduced 10-4-2014 / 11-6-14 / 25-9-14 / 1-10-15 / 1-2-16 / 17-1-18 / 26-6-18 / 9-7-18 / 31-5-19 just how many goes do they want at it, and if you didn't serve the latest one each time couldn't use s.21. are they are really in charge of us OMG. Private members Bill / Sarah Teather failed not a problem for them they got it in the back door with Deregulation Act, Article 4, s.24, 3% SDLT surcharge hike, 8% capital gains tax surcharge hike, unlimited fine / charges / penalties, confiscation orders, criminalization of LL's previous civil matter, fake help to buy schemes, we fund all totally in every respect, can't use s.21 if ? we didn't give them Gas certificate before signing Contract previously as long as we had one in place, any repair issues, haven't given them latest How to Rent guide, haven't given them prescribed information, haven't given them Energy Performance Certificate, haven't protected the Deposit, have taken more the one wk's holding deposit, have taken more than 5 Wk's Deposit, haven't given the copy of HM0 license or haven't got one if required, haven't done your ICO check etc, etc. What on earth has all this to do with Quality Affordable Housing. I have to thank them for helping us so much. Please go away.
From:
Michael Foley
04 July 2019 14:16 PM
Deposits were to protect the property and no other reason but not anymore its been turned upside down / back the front, just to protect the Deposit it self , nothing protecting the property and is now another liability for the LL, have a look in your boots see if there is any brains down there
From:
Michael Foley
29 June 2019 14:39 PM
Rent a room Scheme is unfair & another distortion of the market, used as a cover to rent to 3 / 4 people, where as we have to pay tax on every penny and get a HMO license in many areas whether Selective or Additional & why are related persons exempt this is Discrimination / taking the mick.
From:
Michael Foley
27 June 2019 10:19 AM
Many of those homes are empty because of Rogue Regulations, LL’s rights taken away and too scared to rent. I see more on the way another 12 recommendation by DCLG to do as much as possible just where do those people get off. There is no shortage of Accommodation for paying Tenants but there is a shortage of those Tenants. Anyway don’t worry it will get worse.
From:
Michael Foley
27 June 2019 05:51 AM
I don’t do Inventories either but had always done them for 30 years prior to 2007 when Shelter brought in Deposit Schemes to undermine Section 21. Leaving is wrong what ever we did.
From:
Michael Foley
26 June 2019 09:39 AM
OK but I am still paying full c/tax on empty property. It’s not empty by desire or for refurbishment but because there isn’t enough Tenants to go around yet they keeping building thousands of Flats clearly not required just because of subsidised Scheme distorting the whole market .
From:
Michael Foley
25 June 2019 21:50 PM
Well fair enough but we pay massive Insurance Premiums & premium tax to cover those unfortunate events, also if the Fire Brigade is called & not taking anything away from them and the wonderful work they do, its my understanding you have to pay them as well anyhow.
From:
Michael Foley
25 June 2019 21:31 PM
You can have all the Periodic Inspection you like, you are still powerless to do anything, if you go to the Council that’s if can get to see them which is almost impossible & there pretend phones those days / obsolete, they will target you. Anyway the Council will side with the Tenant & Tenant will claim harassment because you visited regularly. There is no way that LL will be allowed to get any backing. DG is right I have it all the time fire alarm pulled from ceilings. Doors jammed open etc. Everything the Tenant does wrong is LL’s fault and he gets fined, do you still not know we have a new legal system where by it’s the victim that gets the penalty.
From:
Michael Foley
24 June 2019 17:07 PM
Just Scrap it and be done.
From:
Michael Foley
24 June 2019 10:21 AM
Further to National Landlords Association article on your blog today, of which I am a member. I don't agree with any of this, do you really think that the tenants don't know all about Renting ?, you must be having a laugh with reference to "How to Rent" guide. Tenants are usually younger than LL's more educated, digital competent and all have iPhones and know all or able to access everything. The Tenants are coming to me telling me their rights so don't bother with your surveys. How to Rent was brought in by Shelter in 2014, forced into our Tenancy agreements against our wishes, not required & without Consultation, how do you think we managed for the decades gone before. This is more unnecessary unpaid work load for LL's to add to all the other unpaid things we have to do, this has proved to be legally inept, ie Introduced on 10-4-14 / changed again 11-6-14 & / 25-9-14 / 1-10-15 / 1-2-16 / 17-1-18 / 26-6-18 / 9-7-18 / 31-5-19, just how many goes does those incompetent people want. They have cost me so much printing those booklets again & again then not able to use them because you must have the latest one whats a waste of paper, I know my time is irrelevant free for all. Just Scrap "How to Rent" and while you are at it Scrap "Right to Rent"as well.
From:
Michael Foley
24 June 2019 09:47 AM
There is no Houses Crises, no shortage of housing, they are just building thousands of flats clearly not required, look around you its mad. there are huge Council waiting lists and no surprise how big that is, many are on there not because they couldn't live without it but because its subsidized of free, they are not stupid when you have designed a system where everything is provided & there for the taking just push Husband to one side and they qualify. The Government must hate the family Unit to have gone to those lengths to destroy it, no wonder their children have issues & Society gone to the dogs, now packing them into high rise Flats which is what's happening not good for kids stuck in there playing weird games on their consul or watching crazy films getting fatter every day getting obese ending up with health problems, maybe getting fire brigade to take down the door to get them out. Flats without gardens waste of time for children, why not spent the money building proper houses with gardens like 1930 although big developers wouldn't as much money for old rope as repetition Concrete Frame that would be a shame. Then help to buy nonsense costing the Tax Payer £Billions to subsidized plus loss of Stamp duty & in many cases not required as they could have bought anyhow, have you seen the figures so many earning £80k pa others even over a £100k all on new build up to 600k in London probably all Flats, existing property don't qualify more nonsense looking after big developer. Regarding the Law on LL's or lodgers there is no such thing for sure, the Council is well above the law and do what ever they want and get a cut of the spoils, if you do everything right don't think that you are protected, have you not been following the cases after which they call it a successful outcome and give themselves a clap on the back as if there was ever going to be any other outcome.
From:
Michael Foley
22 June 2019 13:36 PM
Good on you and I wished I had your administration skills but unfortunately haven’t. I was a Tenant for 9 years & lived in various around the uk because I followed the work. However I Built my own house in Ealing in 1973 by my own hands with only hand tools no Electric on site and cordless tools yet to be invented, proper 4 bed Detached House, incidentally which I still have. Regarding getting rid of us in preference to housing all Benefit Tenants, this is fine by me but they’ll get the shock of their lives when they realise we’re not there to pay the taxes to fund them all.
From:
Michael Foley
21 June 2019 20:29 PM
Thank you Paul I digress and agree with you. I shouldn’t invest and definitely not able to coping now but not with any aspect of providing quality affordable housing. It’s all the nonsense regulations & legal farce to drive us. They need our Tenants for the thousands of Flats they are building clearly not required, it’s a shame someone didn’t tell me that I wasn’t fit for purpose in 1978 41 years ago & I wouldn’t have bothered, just sorry for ever being a LL and the contribution I made.
From:
Michael Foley
21 June 2019 18:23 PM
Obviously some great LL’s and wonderful Tenants in the main who are a pleasure to deal with, that we would never evict and only sorry the day they move on. S21 is only there protect bad Tenant which I haven’t use in years but the fact that it is there helps because they know as a last resort you could use it if they get too much out of line. The last time I used s21 I was owed £9k got Court Order for fill amount, cost me another £1500 legal plus VAT of course didn’t finish there had to pay Bailiffs, to make a long storey longer I never actually received a penny, good system isn’t it not ?
From:
Michael Foley
21 June 2019 17:47 PM
Sorry again I was not disagreeing with you Abi Bhalla which I totally agree with but about previous comment by Paul who I usually agree with.
From:
Michael Foley
21 June 2019 15:50 PM
Sorry to disagree but we are not allowed to run our business anymore.
From:
Michael Foley
21 June 2019 14:44 PM
There is more they dismembered my wardrobes & reused the parts staked together in the garden to make perimeter of swimming pool, then draped a large lorry tarpaulin to form pool and filled with water which it did hold, then left there indefinitely until it stank. I am now going to do some work to get my mind off those things.
From:
Michael Foley
21 June 2019 09:55 AM
I had similar problem with a house I built in Croydon, where I lived before renting it out. Recked every wall bashed & holed plaster board no barrier to them. All new carpet gone, ceiling & walls painted wears colours, light fittings broke, every plug socket broken or cracked, consumer unit interfered with/ large metal screw put across main fuse to use equipment to powerful for a normal house. The Council was completely on their side & sent me warning letter about correct procedures. I eventually got house back & had to do all the work again at my own expense. Then sold so sorry for my years of labour not making a profit & then pay capital gains tax, so spare a thought.
From:
Michael Foley
21 June 2019 09:26 AM
If only life was that simple. I had a major Housing Association wanting to rent from me, they also insisted I should do the garden as equipment could not be supplied to the Tenant because they might cut themselves or Course they are far more important than me its ok fore cut myself.
From:
Michael Foley
19 June 2019 12:14 PM
It’s my understanding that LL’s are not allowed to require the Tenants to keep the Garden. We might as well give them the Property but that would never do, then they might actually have to do something.
From:
Michael Foley
19 June 2019 11:37 AM
I don’t know why you are on about controls. I haven’t increased some in 5 years & others in 10 years . There is no 2.44% for me while at same time I have property in Acton vacant for months & can’t find suitable Tenants. The costs keeps rising including full c/tax plus all the Council rules to destroy us & for no other reason. Shelter at it again saying we should have same restrictions as Scotland which they say is working well but they used the figures from before it was introduced, how can anyone get away with a stunt like that, this is just like when they took our Deposits when they alleged 44% of Deposits were withheld by LL’s, it later turned out the real figure was less than 2%. I can’t understand why we are not allowed to run our business anymore.
From:
Michael Foley
19 June 2019 10:01 AM
Wrong stories that’s all in the past, leave that to the history books. We are worried about now & the future, the whole industry collapsing by Statue. Thousands of Flats being built clearly not required plus private LL’s not allowed to run his business, this cannot work.
From:
Michael Foley
17 June 2019 19:33 PM
More nonsense by activists who wants everything their own way, how much property do they supply ? zero but they think they know everything and stir up trouble which is their motto. I can't see any difficulty for all those persons who wants all those rights & the Landlord to have none, no problem buy your own and see how far you'll get pushing the lender about, best of luck.
From:
Michael Foley
13 June 2019 19:16 PM
Well said Paul, it's absolutely ridiculous that we don't have a strong lobby group to represent us. The most powerful lobby group has destroyed our business, made rules, even changed the law of the land, they are not Elected Representatives, it's so farcical its too hard to comprehend, they do not supply the housing, they do not own the property / finance or pay the loan so they are nothing only living off our backs, why the Government entertain I don't know. We should have a unified LL Association. I have been a member of 3 but currently a member of 2, NLA & iHowz. I agree we should have one and better if they all amalgamated and better still if all LL's joined but some are so mean they would begrudge the very reasonable annual fee. We are the LL's we own the properties so we are the very people that should have a strong lobby group and not some lame duck organisation with no Housing to put a roof over anyone head, charity status indeed while paying their top brass in excess of £100k pa. I suppose I shouldn't be surprised when a Minister give a huge Contract to a shipping Company with no Ships. The Government should show us some respect giving that we are the biggest provider of quality affordable Private Housing in the Country and the contribution we make to the economy & Revenue.
From:
Michael Foley
13 June 2019 12:48 PM
no comment on this one. There is currently a save Section 21 campaign live and urge every Landlord to take part. There seems to be only a handful of us LL's trying to fight for our rights and that's a bit obvious, this is no different than before when we were campaigning to have s21 introduced all those years ago and since to have squatters rights removed from Residential properties, they are quiet happy to sit on the sidelines & avail of any concessions we might achieve, this is totally wrong & I assume there are 2 million private LL's in UK, so don't leave it to a dozen of us, stand up & be counted / stop hiding behind the Bush unless you are so crooked you can't shoe your face.
From:
Michael Foley
13 June 2019 09:29 AM
So 20% of Tenants are on Housing Benefit that’s every fifth person many free loaders & huge numbers of false Claimants among them, they have Priority over working Tenants who pay taxes to keep them but never mind that they have equal rights for watching tv all day as the worker who has fare to pay to go to work, maybe £2 for a coffee down the City, instead of 20p at home, pay kids schooling / uniforms etc’ it doesn’t look equal to me.
From:
Michael Foley
12 June 2019 21:29 PM
We now have to comply with energy performance everything. They are aiming for Zero Emissions by 2050 but we had all this already in the 1950’s, so it’s taking us 100 years to get to where we were 100 years ago, now the is some progress.
From:
Michael Foley
12 June 2019 16:20 PM
With myDeposits Insurance backed Scheme, for a small charge.
From:
Michael Foley
12 June 2019 15:40 PM
Sorry I meant How to Rent the phone changed it automatically. Right to Rent is just something else we have to deal with.
From:
Michael Foley
12 June 2019 10:39 AM
We have been had by an anti private LL Non-Housing Organisation with Charity Status indeed, who took away our Deposits in 2007 based on a pack of lies when they alleged 40% of Deposits were withheld by LL’s, it later turned out that real figure was less than 2%, took away our wear & tear allowance, Brought in Deregulation Act & they are not elected representatives, forced in Right to Rent requirement & not fit for purpose / has since changed 6 times because of legal mistakes. It seems to me they installed a member of their team in May’s Government at No. 10 & wrote the Policy’s from with-in. Disgraceful to be allowed to do this, the best footballer is always in the Stands.
From:
Michael Foley
12 June 2019 10:17 AM
The reason for getting rid of s21 is nothing to do with LL’s getting rid of Tenants willy nilly. The truth is Local Authorities wants it to avoid rehousing people, if LL can’t evict them he is stuck with them indefinitely at huge cost to private LL’s. Tenants won’t be able to approach LA for housing because they won’t have a Court Order which is a requirement to prove homelessness, is that not simple enough to understand.
From:
Michael Foley
12 June 2019 06:40 AM
We’ll all have mental health issues the way we are treated, pillarised, wronged, blackguarded, taxes to the eyeballs, criminalised, slave labour just to house other people, no one concerned about LL’s health we don’t have the rights of a dog.
From:
Michael Foley
08 June 2019 08:09 AM
God help us tax payers, How much is 5 years rent plus Benefits, free loaders have destroyed the economy of the Country.
From:
Michael Foley
07 June 2019 20:31 PM
It’s the Council that were responsible for having the sub-standard cladding installed which caused the deaths of 72 persons RIP at 24 storey Grenfell Tower affecting hundreds of Families, so much pain & suffering if Regulators kept away it wouldn’t have happened. I am now astonished that just a mile up the West Way construction has started on another Residential Tower Block but this time it’s going to be 42 storey double height of Grenfell Tower ? I am speechless.
From:
Michael Foley
06 June 2019 17:04 PM
No need for us to do that, the Council is doing this already, thousands more joining the queue every week it’s called free living and so popular, why would you buy a cow when the milk is free.
From:
Michael Foley
06 June 2019 15:33 PM
It’s not possible to increase rent when I have property empty & can’t find proper Tenants, everyone that comes are on benefits, wants to over crowd & ready to give birth. Only one lot that came were going to pay their own rent but they couldn’t afford really not even on minimum wage. Then not surprising a West London Council are paying out £37m pa. This is disgraceful waste of tax payers money everyone wants free living & Council willingly obliges. We all know they are designing their status to suit thy system & another 7 / 8 thousand on the freebie list, but not waiting to rent my property from their own pocket.
From:
Michael Foley
04 June 2019 09:51 AM
Hi leveraged LL’s got well stitched up at least the existing ones before s24 was introduced because they bought in good faith according to the rules & taxes at that time. They could only have based their decision on those rules & regulations, how else would you make any business decision. Section 24 should only apply to purchases that were made after it was brought in. It’s not much use phasing it in over 4 / 5 years when we buy property based on loans over 25 years.
From:
Michael Foley
03 June 2019 18:22 PM
Sorry I said We’ll have to pay the Tenants to live in our property. I think they have nobbled my phone it likes to change whatever I say.
From:
Michael Foley
03 June 2019 10:34 AM
All of us quiet following Tenants anti-Private LL’s Act 1st June, a list of no no as long as your arm, everything at LL’s expense, we cannot even ask them to keep the garden where they throw all their belongings they don’t want but that doesn’t matter I am free labour dogs body for them. The Act missed an opportunity for LL’s to have to the Tenants to live in our property.
From:
Michael Foley
03 June 2019 10:25 AM
I can’t get my head around the outcome of Court Case where there was implications with regard to Assured Short Tenancies after say the 6 months ended. Then became Statutory Periodic Tenancy but the argument was whether it was a Contractual or Statutory Tenancy, the difference being if it was one as opposed to the other the LL became responsible for the c/tax, big danger.
From:
Michael Foley
02 June 2019 13:09 PM
London is a stupid market for sure & we are hammered from all angles, yet I get less that 3% return + a whole raft of extra costs including licensing with fees double most other parts of uk. The North West where to could get 4 properties for the price of one in L’don & get 6 / 9% return. Then you won’t be able to pass on even one property on to your family with-in the Nil Rate tax Band where as in NW pass on 3 / 4 properties free of Inheritance tax, we are doomed & Discriminated against.
From:
Michael Foley
02 June 2019 12:37 PM
We as LL’s have been strangled & weighted down with unpaid work load since 2004 Deputy Premier Housing Act. I now read at least another dozen of freebies that LL’s has to preform out of unpaid labour. This must surely be in breach of Modern Slavery Act 2015.
From:
Michael Foley
02 June 2019 08:48 AM
So many young men & women working in Estate Agency likely to loose their livelihood. Rogue regulators non stop to destroy business, do they not know that they are providing a service for a fee, the Potential Tenants are not forced to use them, it’s their option & services cannot exist without a payment. It’s just doing away with jobs.
From:
Michael Foley
02 June 2019 07:23 AM
From 1st June as I understand it the LL cannot reduce the Rent for the Tenant once a Contract has been entered into or continuing. The amount of rent charged cannot change & has to remain the same every month of the Tenancy.
From:
Michael Foley
01 June 2019 12:36 PM
No need for Rent Controls too late for that, the market has already collapsed, the Government has achieved its objective. The cow has gone dry.
From:
Michael Foley
01 June 2019 11:11 AM
No infighting sure we are all stressed out, there is no fair competition when some letting landlord have to be licensed & restricted while others let to families, no license required no restrictions on numbers while most have free living at tax payers expense. Council waiting lists getting longer every day because people are designing their lives to live off the system. The HB should have been sorted out years ago to stop false claimants, then there would be no housing problem, but they are king and untouchable.
From:
Michael Foley
30 May 2019 22:43 PM
So Government want cheaper Rents, why then have they spent last 12 years driving rents up with several rules & requirements, plus fines, sanctions, penalties, a load of other requirements, licensing, Deregulation Act, s24, meddling with s21, wear & tear gone, how to rent, right to rent, Deposit debacle, c/gains tax, Insurance premium tax hike to 12% The list is endless then wonder why rents are what they are, is it any wonder 650 of them can’t agree on anything.
From:
Michael Foley
30 May 2019 21:57 PM
Please no infighting
From:
Michael Foley
30 May 2019 21:05 PM
LL suppliers of quality affordable housing to PSH for decades & a huge tax contributor now considered enemy No 1. So now we have ‘WHICH’ joining the band wagon of LL bashers to go along with Shelter, Citizens Advice, University of York, LA’s, Radio Station, G Osborne the designer as Chancellor now fake news as paper editor, no one to stop those people destroying the economy, everyone sleep walking into another disaster Recession.
From:
Michael Foley
29 May 2019 03:10 AM
Who is writing the legislation ? That will probably be University of York centre of Government Housing Policy’s, they don’t live in the real world.
From:
Michael Foley
28 May 2019 12:41 PM
Good luck to you keep well away from the Smoke.
From:
Michael Foley
27 May 2019 09:14 AM
You don’t need a Mortgage Advisor, what you need is an Auction House & get out quickly now. Housing Market has collapsed whether selling or renting it flat. I have been two my MP this for 2 years but they would rather listen to Shelter & fake media including a dedicated anti-Landlord London Radio Station. Brexit done damage granted but the biggest culprit is the Rogue Regulating & unfair rules & mad penalties, fines & sanctions just to destroy us which had been very successful, but you cut off your nose to spite your face.
From:
Michael Foley
27 May 2019 08:48 AM
5 weeks Deposit up to £50k rent pa on property Contract or 6 weeks Deposit over that I think.
From:
Michael Foley
24 May 2019 20:59 PM
It doesn’t matter to Gov’ whether we are forced out or not, there is always a pot of gold for them. They will have SDLT from next buyer & Capital gains tax from us or Better still if we die they will have another 40% graveyard tax, no worries for Gov’ just keep churning the property over.
From:
Michael Foley
23 May 2019 23:43 PM
We have huge penalties already whether licensed or not but LA prosecute and are benefiting from fines , conflict of interest. We are now too scared to let not that it matters anymore now that the housing market has collapsed. Building tens of thousands of Flats clearly not required because of fake media & subsidised unnecessary Rogue Schemes to line the pockets of big Developers. Where are all those people living now. I will tell you where we house them so you have to bankrupt us to take our Tenants.
From:
Michael Foley
23 May 2019 23:13 PM
Licensing Schemes are just anti -LL Schemes. All my properties are licensed some as far back as 2006 & some relicensed twice more so some being licensed 3 times. This was the biggest disaster before S24 / S21 meddling. It’s total discrimination against some LL as it only applies to some sections of the community if you let to family’s not required as if they wouldn’t burn at all. It’s destroyed property big time causing damage / over crowding / sub-letting full scale because LL on back foot all he can do is keep his o below parapet & hope Rogue Tenants don’t complain to Council or he is guaranteed to be sanctioned. £5k first offence civil, second offence upto £30k criminal, no Court just like a parking ticket or if you would like to go to Court unlimited fine. All one sided no equality whatsoever before the law.
From:
Michael Foley
23 May 2019 17:50 PM
Forget about Housing Courts just leave S21 alone or what’s left of it following Deregulation Act which has already depleted made it very weak. That simple enough & stop meddling, if what you mean by housing Court is First Tear Tribunals or upper keep well clear of that, it will be far worse I have attended & observed.
From:
Michael Foley
23 May 2019 09:11 AM
It doesn’t matter anymore what they do, Housing & rental market has collapsed which was designed to happen by policy makers. Houses not selling, renting difficult, not unexpected as it was clear from outset of Rogue help to buy Scheme distorting the whole market. Penalties & Sanctions whole sale for LL’s. Tax payers money used to subsidies building tens of thousands of Flats not required & or to subsidise the occupiers which what they are doing. I told my MP a year ago that we are in recession because of this + the many other anti-LL incumbrance’s but it seems they they don’t know anything until about a year after it has happened.
From:
Michael Foley
20 May 2019 09:25 AM
It's not just LL that are affected by those rogue regulations, people are so silly thinking its only LL's that take the hit, its everyone that owns a Home. Property not selling or taking a year to sell at a reduced price, when does the penny drop. Auction Houses full, not because the market is booming but because LL's getting out quick. Sales might seem good but they are the subsidized Scheme Flats from tax payers money distorting the whole market, building thousands of Flats clearly not required, no use taking figures from Housing lists they are all on that which is understandable if you are going to get subsidised housing or some for nothing freeloaders.
From:
Michael Foley
16 May 2019 09:04 AM
It no use corralling property prices & interest rates to work out how much rent should be when the market is completely distorted with Stamp Duty Land Tax Penalties, even on a Flat of £350k = £18k SD or more likely Flat in L’don & £500k = £30k SD so how many years of your investment to get that worked off, you are not buying an acid but a tax liability.
From:
Michael Foley
15 May 2019 18:33 PM
House of Lords select committee now come to conclusion rents are too expensive & something needs to be done about it. The Authorities that be have spent last 12 years making rules / regulations each one adding to the cost of the let, now they turn around and say rents are too expensive after they caused it, are those people for real. Sir George needs to wake them up.
From:
Michael Foley
13 May 2019 10:32 AM
LBC would that the anti-private Landlord Radio Station,
From:
Michael Foley
10 May 2019 12:16 PM
Hi Marc De Silva what a load of old tosh, what Planet are you on, is there no equality before the law of taking advantage of fellow human beings
From:
Michael Foley
09 May 2019 15:30 PM
Don’t take the Mick.
From:
Michael Foley
08 May 2019 15:12 PM
I don’t think the LL broke the Glass in the windows either. It’s not a question of LL allowing the Tenants to live like this, the Tenant live how they choose & LL powerless to stop them, so maybe another miscarriage of justice. I see Council issues improvement notices that are usually impossible to comply with, when every room are full of Tenants belongings not possible to do the work with the best will in the World & even worse when Tenants on Benefit as they are present as well, at least if the property was vacant you could move furniture/ beds etc from one room to another temporarily but not possible with Tenants possessions & they wouldn’t want you to touch them either, for this reason generally LL not able to comply hence subsequently gets big penalty, so it’s nothing to do with LL allowing them to live like this he cannot stop them now that he has no rights anymore & excluded from the property.
From:
Michael Foley
04 May 2019 20:44 PM
What ever the rights & wrongs are, this is disgraceful behaviour by Council & Courts. This is an affront to British Justice, have you not ever heard of the punishment to fit the crime, this is way over the top and CONFlICT of INTEREST in the extreme. Council shouldn’t be beneficiary of their outrageous Actions & using the Court System anytime they want a few bob, causing public to loose confidence in the Justice System, no wonder we have a young generation growing up that couldn’t care less.
From:
Michael Foley
02 May 2019 19:16 PM
So Sorry that I was ever a LL & have to put up with this nonsense. The Tenants have all rights already & we have none, then LL is responsible for everything & criminalised + pay all incl’ trumped up penalties. So you want more freedom just buy your own & pay your Mortgage the lender don’t put up with your nonsense or have trouble getting the Property back. There is no shortage of Housing just thousands of Flats being built clearly not required because of subsidised Schemes.
From:
Michael Foley
30 April 2019 12:27 PM
I admire your honesty, you tell it the way it is, that was straight from the shoulder ✅
From:
Michael Foley
29 April 2019 21:27 PM
I think there are plenty of other child benefits apart from children allowance as we used to call it, and free schooling, uniforms vouchers plus medical care etc’ however I digress if I get it wrong. Cheers
From:
Michael Foley
29 April 2019 21:08 PM
Why are they having babies that they can afford or is it that the mothers want to be kept / housed / fed and their family’s for them forever on our taxes. Working parents seem to be only able to rear two children & get no child benefit allowance, while non-working non- contributing benefit mothers seems to have 4 / 5 children which is a requirement to qualify for all tax payers money , is this not very true.
From:
Michael Foley
29 April 2019 19:13 PM
Hi you can’t be serious how on earth are they going to give the Tenants more rights. They have them all already, it’s only the Tenants or the Courts that can end a Tenancy and now they want to make Tenancies without end at the discretion of the Tenant. So what more rights can you give them unless you are going to give them our Property but they wouldn’t want that either as we wouldn’t be around to Molly cuddle them.
From:
Michael Foley
26 April 2019 17:03 PM
S21 was brought in for a reason and it was almost impossible to get some where to rent at that time, because if you let to someone at that time they immediately became a sitting Tenant so that didn’t work did it. I had campaigned for years for the 1988 Act & only for Sir George Young championed it, there would be no letting business, do they really want us back there again. There is never a mention of the huge tax contribution we make, it seems to me we are frowned upon, the Benefit claimant has the whip hand. Before the 1988 Act I had to and source my Tenants via Ltd Companies which gave some small level of protection.
From:
Michael Foley
23 April 2019 15:29 PM
Tens of thousands of Flats being built clearly not required, just because they are subsidised making millions of £’s for big Developers. I disagree with everyone there is no shortage of housing, it the sheep going through the hole in wire fence syndrome.
From:
Michael Foley
16 April 2019 21:43 PM
So if Tenants & Shelter wants all this security of tenure no problem, buy your own but don’t expect me to work myself into an early grave to keep a roof over their heads. They will soon find that Banks will not have to put up with nonsense, but add huge penalties willy nilly and no problem getting repossession either, no specific kangaroo Court need for them.
From:
Michael Foley
16 April 2019 03:23 AM
There is no such thing as a Government Consultation, we had all that with the Licensing Schemes. I attended 3 separate meeting around one Borough. The Mayhew Report where a guy from York came & told us what they were bringing in & that’s what happened we had no say whatsoever. That’s not a Consultation and the clowns got paid £100k for that our money.
From:
Michael Foley
15 April 2019 17:49 PM
Final nail in the coffin.
From:
Michael Foley
15 April 2019 10:06 AM
I think we can take a hint it fits in my mind that they want us out. I disagree with everyone that there is a shortage of housing regardless of media hype. Thousands of Flats being built clearly not required in almost every London area, where are the occupants to fill those. They have to get rid of us as they need our Tenants to keep making £m’s for big Developers subsidised schemes. 40% of purchase money interest free for 5yrs first time buyers up to £600k & no S.D. + only 5% Deposit, what’s going to happen after 5 yrs when they can’t afford ?.
From:
Michael Foley
05 April 2019 07:23 AM
Hi, so now we know where we stand, they all have their snout in the trough. Letting Agents who live off our backs have joined the anti-private LL band wagon, just avoid them & don’t use them giving us the ability to offer Tenants a more reasonable rent.
From:
Michael Foley
03 April 2019 09:54 AM
I built a Detached House in Ealing, West London in 1972 / 73 by my own hand & still have it. There was never an issue with mould or damp for 35yrs until a particular type of Tenant came & blackened the whole place in 6 months flat. When that Tenant vacated I redone the whole place & never a problem since either, probably 300 Tenants passed through without a problem. It’s rarely the fault of the Building, perhaps Digital Academics like Aspect could throw away their computers / lap-tops etc, and try a hammer, Saw, trowel, brace & bit, it might help housing quality, too many people making false allegations & living off our backs.
From:
Michael Foley
01 April 2019 19:44 PM
Hi Aspect, what a load of crap, what about LL stress & anxiety caused by clown like you, how much more bull sugar can you come up with ? one time they used to blame Russia for the weather.
From:
Michael Foley
01 April 2019 18:51 PM
Another fools regulation for fools day, we don’t want protecting, we don’t want anything to do with you, go away and leave us alone.
From:
Michael Foley
01 April 2019 15:26 PM
So Mr T Gatzen you think it’s ok for every fifth one to have a free ride, so the other four are some fools. Can we not have a petition where we are allowed to vote against.
From:
Michael Foley
30 March 2019 15:58 PM
I can’t understand why HB Tenants have far more rights & entitlements than hard working Tax Paying Tenants who have to pay for everything.
From:
Michael Foley
30 March 2019 13:25 PM
I seen the notice Boards around Archway in 60’s saying no Irish and I didn’t have a problem with that at all. I was just delighted to know in advance. I wouldn’t want to go somewhere what I wasn’t wanted. Many w
From:
Michael Foley
27 March 2019 09:00 AM
Well don’t your discriminatory petition shouldn’t be allowed. I tried to vote but the plat form only allows you to vote for & not against this is another Rogue petition, no need to bring the Irish into it I was here in early 1960’s
From:
Michael Foley
27 March 2019 08:56 AM
I am surprised that no one made a comment about Government Panel Debate at Olympia 21.3.19 where thousands of LL attended maybe because it was fake & not a debate. That Chair a load journalist wouldn’t let us speak. A letting Agent / Finance bloke talking up the market & not saying about problems. Less tax man think we should have longer Tenancies & allow cats & dogs, we have been victims of this in the past. Then another journalist a lady not much to say. Then a former Government Minister who was the only one worth having on the stage of the Auditorium, at least he knew what he was on about even if I didn’t agree, What a sham.
From:
Michael Foley
26 March 2019 11:22 AM
It’s ridiculous they are using the Wilson’s to get rid of Section 21, just one LL to change the law for thousands of us that have been LL far longer than the Wilsons but we never really hit the big time because we changed moderate Rents for excellent property & were never ruthless.
From:
Michael Foley
19 March 2019 04:02 AM
Rubbish more & more rubbish
From:
Michael Foley
08 March 2019 09:40 AM
So it’s all about digital academics making all the rules & not Landlords. Why don’t you understand it’s digital that has destroyed letting & you are all there doing as much damage as possible with your computers, you are all rogues & living off our backs.
From:
Michael Foley
06 March 2019 16:37 PM
The London Assembly agrees a motion to scrap section 21,non of their business it's not their property obviously they don't know why it was brought in, in 1960's / 70's it was almost impossible to get a Pace to rent. I should know I was a Tenant at the time, if a landlord let his property to anyone back then they immediately became a sitting Tenant so that didn't work did it. Hence the laws had to change in order for people to find accommodation. I suppose London Assembly would like to go back to 1960's again its no difference to them how much damage they do not their Property. How many more, come on keep bashing us it all you know.
From:
Michael Foley
11 February 2019 21:32 PM
Did landlord cause Smoke detectors to be hanging from the Ceiling. I think we all know the Tenants done this.
From:
Michael Foley
03 September 2018 09:52 AM
So many regulations each one with a cost driving rents through the roof. making Rent unaffordable that's why there was 20'000 evictions of misfortunate tenants last year mainly due to rent arrears through no fault of their own, it's hard to imagine Government & Local authorities hate Tenants so much and then pretend to be their friend.
From:
Michael Foley
24 August 2018 12:27 PM
The Landlords that are mortgage free as you call them are paying 45% tax already, plus now no wear & tear + load of expensive regulations / Penalties
From:
Michael Foley
08 June 2018 14:10 PM
Why make more regulations for Landlords we now had 10 years of this doing enormous damage driving rents through the roof, making letting un-affordable. Lumbered with huge taxes / Stamp Duty Land tax 3% super levy / Capital gains tax 8% surcharge /Insurance Premium tax hike, Licensing schemes expensive & funded totally by us, penalties up to £30k by local Authority who keep 37% for themselves this is conflict of interest, Investment tax relief cut by 25% per year until it disappears, 10% wear & tear gone which was there as long as letting itself, Section 21 made useless by Deregulation Act, Deposits not worth having they made them another liability.
From:
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04 December 2017 16:07 PM
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19 January 2024 22:47 PM
From: Michael Foley
19 January 2024 16:47 PM
From: Michael Foley
19 January 2024 13:18 PM
From: Michael Foley
19 January 2024 11:05 AM
From: Michael Foley
19 January 2024 09:46 AM
From: Michael Foley
19 January 2024 09:29 AM
From: Michael Foley
18 January 2024 22:31 PM
From: Michael Foley
18 January 2024 20:18 PM
From: Michael Foley
18 January 2024 11:32 AM
From: Michael Foley
18 January 2024 10:54 AM
From: Michael Foley
18 January 2024 10:30 AM
From: Michael Foley
18 January 2024 07:08 AM
From: Michael Foley
17 January 2024 16:37 PM
From: Michael Foley
17 January 2024 07:52 AM
From: Michael Foley
17 January 2024 07:00 AM
From: Michael Foley
16 January 2024 20:58 PM
From: Michael Foley
16 January 2024 20:44 PM
From: Michael Foley
16 January 2024 20:04 PM
From: Michael Foley
16 January 2024 17:00 PM
From: Michael Foley
16 January 2024 10:27 AM
From: Michael Foley
16 January 2024 08:52 AM
From: Michael Foley
15 January 2024 04:36 AM
From: Michael Foley
15 January 2024 04:31 AM
From: Michael Foley
14 January 2024 09:47 AM
From: Michael Foley
13 January 2024 20:56 PM
From: Michael Foley
13 January 2024 20:17 PM
From: Michael Foley
13 January 2024 17:02 PM
From: Michael Foley
13 January 2024 15:54 PM
From: Michael Foley
13 January 2024 09:51 AM
From: Michael Foley
12 January 2024 08:34 AM
From: Michael Foley
12 January 2024 07:56 AM
From: Michael Foley
12 January 2024 07:13 AM
From: Michael Foley
11 January 2024 22:19 PM
From: Michael Foley
11 January 2024 13:33 PM
From: Michael Foley
11 January 2024 12:51 PM
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11 January 2024 05:08 AM
From: Michael Foley
10 January 2024 07:38 AM
From: Michael Foley
10 January 2024 06:12 AM
From: Michael Foley
09 January 2024 22:21 PM
From: Michael Foley
09 January 2024 18:16 PM
From: Michael Foley
09 January 2024 08:35 AM
From: Michael Foley
09 January 2024 07:36 AM
From: Michael Foley
09 January 2024 07:10 AM
From: Michael Foley
08 January 2024 16:59 PM
From: Michael Foley
08 January 2024 16:06 PM
From: Michael Foley
08 January 2024 16:00 PM
From: Michael Foley
08 January 2024 15:37 PM
From: Michael Foley
08 January 2024 07:37 AM
From: Michael Foley
07 January 2024 12:36 PM
From: Michael Foley
07 January 2024 10:24 AM
From: Michael Foley
06 January 2024 19:41 PM
From: Michael Foley
06 January 2024 07:51 AM
From: Michael Foley
06 January 2024 07:15 AM
From: Michael Foley
06 January 2024 04:28 AM
From: Michael Foley
05 January 2024 10:45 AM
From: Michael Foley
05 January 2024 10:21 AM
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05 January 2024 07:33 AM
From: Michael Foley
05 January 2024 06:55 AM
From: Michael Foley
05 January 2024 06:26 AM
From: Michael Foley
04 January 2024 09:32 AM
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03 January 2024 09:10 AM
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03 January 2024 07:42 AM
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03 January 2024 07:37 AM
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03 January 2024 07:26 AM
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03 January 2024 03:12 AM
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02 January 2024 08:03 AM
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02 January 2024 07:15 AM
From: Michael Foley
02 January 2024 06:47 AM
From: Michael Foley
01 January 2024 14:17 PM
From: Michael Foley
01 January 2024 10:56 AM
From: Michael Foley
31 December 2023 12:14 PM
From: Michael Foley
29 December 2023 20:10 PM
From: Michael Foley
29 December 2023 10:37 AM
From: Michael Foley
29 December 2023 09:31 AM
From: Michael Foley
29 December 2023 08:25 AM
From: Michael Foley
28 December 2023 20:18 PM
From: Michael Foley
28 December 2023 20:06 PM
From: Michael Foley
28 December 2023 17:54 PM
From: Michael Foley
28 December 2023 17:04 PM
From: Michael Foley
28 December 2023 10:42 AM
From: Michael Foley
28 December 2023 09:02 AM
From: Michael Foley
28 December 2023 08:37 AM
From: Michael Foley
28 December 2023 08:26 AM
From: Michael Foley
28 December 2023 07:50 AM
From: Michael Foley
28 December 2023 02:53 AM
From: Michael Foley
27 December 2023 09:44 AM
From: Michael Foley
27 December 2023 05:37 AM
From: Michael Foley
26 December 2023 15:16 PM
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26 December 2023 09:03 AM
From: Michael Foley
26 December 2023 06:48 AM
From: Michael Foley
24 December 2023 19:56 PM
From: Michael Foley
24 December 2023 14:08 PM
From: Michael Foley
24 December 2023 07:32 AM
From: Michael Foley
24 December 2023 04:22 AM
From: Michael Foley
24 December 2023 02:32 AM
From: Michael Foley
23 December 2023 18:02 PM
From: Michael Foley
23 December 2023 14:56 PM
From: Michael Foley
23 December 2023 13:57 PM
From: Michael Foley
22 December 2023 21:49 PM
From: Michael Foley
22 December 2023 18:02 PM
From: Michael Foley
22 December 2023 08:26 AM
From: Michael Foley
22 December 2023 07:33 AM
From: Michael Foley
21 December 2023 16:31 PM
From: Michael Foley
21 December 2023 12:33 PM
From: Michael Foley
21 December 2023 02:41 AM
From: Michael Foley
21 December 2023 01:52 AM
From: Michael Foley
20 December 2023 18:34 PM
From: Michael Foley
20 December 2023 17:46 PM
From: Michael Foley
20 December 2023 08:29 AM
From: Michael Foley
20 December 2023 08:17 AM
From: Michael Foley
20 December 2023 02:27 AM
From: Michael Foley
20 December 2023 01:49 AM
From: Michael Foley
19 December 2023 18:01 PM
From: Michael Foley
19 December 2023 16:00 PM
From: Michael Foley
19 December 2023 12:03 PM
From: Michael Foley
19 December 2023 09:11 AM
From: Michael Foley
19 December 2023 08:34 AM
From: Michael Foley
19 December 2023 08:02 AM
From: Michael Foley
19 December 2023 07:31 AM
From: Michael Foley
18 December 2023 19:05 PM
From: Michael Foley
18 December 2023 15:27 PM
From: Michael Foley
17 December 2023 22:03 PM
From: Michael Foley
17 December 2023 21:12 PM
From: Michael Foley
17 December 2023 10:21 AM
From: Michael Foley
17 December 2023 06:55 AM
From: Michael Foley
17 December 2023 06:36 AM
From: Michael Foley
17 December 2023 06:04 AM
From: Michael Foley
16 December 2023 19:30 PM
From: Michael Foley
16 December 2023 19:15 PM
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16 December 2023 18:43 PM
From: Michael Foley
16 December 2023 11:20 AM
From: Michael Foley
16 December 2023 10:50 AM
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16 December 2023 07:09 AM
From: Michael Foley
16 December 2023 06:52 AM
From: Michael Foley
15 December 2023 02:52 AM
From: Michael Foley
14 December 2023 21:22 PM
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14 December 2023 16:22 PM
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14 December 2023 07:07 AM
From: Michael Foley
14 December 2023 06:55 AM
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13 December 2023 09:47 AM
From: Michael Foley
13 December 2023 08:17 AM
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13 December 2023 05:07 AM
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13 December 2023 04:34 AM
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13 December 2023 02:37 AM
From: Michael Foley
12 December 2023 07:38 AM
From: Michael Foley
12 December 2023 07:30 AM
From: Michael Foley
12 December 2023 07:09 AM
From: Michael Foley
11 December 2023 19:22 PM
From: Michael Foley
11 December 2023 17:17 PM
From: Michael Foley
11 December 2023 16:56 PM
From: Michael Foley
11 December 2023 15:51 PM
From: Michael Foley
11 December 2023 14:55 PM
From: Michael Foley
11 December 2023 14:06 PM
From: Michael Foley
11 December 2023 11:08 AM
From: Michael Foley
11 December 2023 08:52 AM
From: Michael Foley
11 December 2023 08:33 AM
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11 December 2023 08:06 AM
From: Michael Foley
10 December 2023 02:46 AM
From: Michael Foley
09 December 2023 22:53 PM
From: Michael Foley
08 December 2023 04:35 AM
From: Michael Foley
07 December 2023 18:46 PM
From: Michael Foley
07 December 2023 17:24 PM
From: Michael Foley
07 December 2023 07:38 AM
From: Michael Foley
06 December 2023 21:07 PM
From: Michael Foley
06 December 2023 18:57 PM
From: Michael Foley
06 December 2023 18:16 PM
From: Michael Foley
06 December 2023 14:48 PM
From: Michael Foley
06 December 2023 13:12 PM
From: Michael Foley
06 December 2023 11:46 AM
From: Michael Foley
06 December 2023 08:44 AM
From: Michael Foley
06 December 2023 08:22 AM
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06 December 2023 08:12 AM
From: Michael Foley
06 December 2023 07:26 AM
From: Michael Foley
06 December 2023 07:24 AM
From: Michael Foley
06 December 2023 04:04 AM
From: Michael Foley
05 December 2023 21:15 PM
From: Michael Foley
05 December 2023 08:43 AM
From: Michael Foley
04 December 2023 19:01 PM
From: Michael Foley
04 December 2023 18:33 PM
From: Michael Foley
04 December 2023 14:16 PM
From: Michael Foley
04 December 2023 13:58 PM
From: Michael Foley
04 December 2023 08:47 AM
From: Michael Foley
03 December 2023 13:44 PM
From: Michael Foley
03 December 2023 13:07 PM
From: Michael Foley
02 December 2023 15:04 PM
From: Michael Foley
02 December 2023 11:24 AM
From: Michael Foley
02 December 2023 05:47 AM
From: Michael Foley
01 December 2023 12:40 PM
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01 December 2023 08:54 AM
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01 December 2023 08:24 AM
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01 December 2023 08:00 AM
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01 December 2023 07:02 AM
From: Michael Foley
30 November 2023 19:24 PM
From: Michael Foley
30 November 2023 12:03 PM
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30 November 2023 09:50 AM
From: Michael Foley
30 November 2023 07:39 AM
From: Michael Foley
30 November 2023 07:15 AM
From: Michael Foley
29 November 2023 22:38 PM
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29 November 2023 22:16 PM
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29 November 2023 21:44 PM
From: Michael Foley
29 November 2023 21:32 PM
From: Michael Foley
29 November 2023 21:18 PM
From: Michael Foley
29 November 2023 18:21 PM
From: Michael Foley
29 November 2023 13:11 PM
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29 November 2023 07:59 AM
From: Michael Foley
29 November 2023 03:05 AM
From: Michael Foley
28 November 2023 20:38 PM
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28 November 2023 15:37 PM
From: Michael Foley
28 November 2023 11:53 AM
From: Michael Foley
28 November 2023 10:11 AM
From: Michael Foley
28 November 2023 09:06 AM
From: Michael Foley
28 November 2023 08:49 AM
From: Michael Foley
27 November 2023 11:06 AM
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27 November 2023 08:12 AM
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27 November 2023 07:46 AM
From: Michael Foley
27 November 2023 07:25 AM
From: Michael Foley
27 November 2023 06:56 AM
From: Michael Foley
26 November 2023 08:33 AM
From: Michael Foley
26 November 2023 07:55 AM
From: Michael Foley
25 November 2023 21:34 PM
From: Michael Foley
24 November 2023 17:03 PM
From: Michael Foley
23 November 2023 21:23 PM
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23 November 2023 07:19 AM
From: Michael Foley
22 November 2023 07:56 AM
From: Michael Foley
22 November 2023 07:11 AM
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22 November 2023 04:19 AM
From: Michael Foley
21 November 2023 17:44 PM
From: Michael Foley
21 November 2023 07:51 AM
From: Michael Foley
20 November 2023 20:39 PM
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20 November 2023 07:59 AM
From: Michael Foley
20 November 2023 07:56 AM
From: Michael Foley
20 November 2023 07:34 AM
From: Michael Foley
19 November 2023 18:23 PM
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19 November 2023 08:31 AM
From: Michael Foley
19 November 2023 04:02 AM
From: Michael Foley
18 November 2023 19:50 PM
From: Michael Foley
18 November 2023 18:56 PM
From: Michael Foley
17 November 2023 22:25 PM
From: Michael Foley
17 November 2023 20:49 PM
From: Michael Foley
17 November 2023 07:26 AM
From: Michael Foley
16 November 2023 18:39 PM
From: Michael Foley
16 November 2023 09:10 AM
From: Michael Foley
16 November 2023 08:14 AM
From: Michael Foley
16 November 2023 04:32 AM
From: Michael Foley
15 November 2023 20:14 PM
From: Michael Foley
15 November 2023 18:44 PM
From: Michael Foley
15 November 2023 14:38 PM
From: Michael Foley
15 November 2023 07:26 AM
From: Michael Foley
15 November 2023 03:28 AM
From: Michael Foley
14 November 2023 16:41 PM
From: Michael Foley
14 November 2023 13:31 PM
From: Michael Foley
14 November 2023 13:02 PM
From: Michael Foley
14 November 2023 09:40 AM
From: Michael Foley
14 November 2023 05:06 AM
From: Michael Foley
13 November 2023 22:07 PM
From: Michael Foley
13 November 2023 20:05 PM
From: Michael Foley
13 November 2023 04:31 AM
From: Michael Foley
12 November 2023 14:18 PM
From: Michael Foley
11 November 2023 10:46 AM
From: Michael Foley
11 November 2023 07:10 AM
From: Michael Foley
10 November 2023 19:15 PM
From: Michael Foley
10 November 2023 15:37 PM
From: Michael Foley
10 November 2023 07:35 AM
From: Michael Foley
10 November 2023 03:14 AM
From: Michael Foley
09 November 2023 17:48 PM
From: Michael Foley
09 November 2023 17:09 PM
From: Michael Foley
09 November 2023 08:45 AM
From: Michael Foley
09 November 2023 07:36 AM
From: Michael Foley
09 November 2023 07:27 AM
From: Michael Foley
09 November 2023 06:58 AM
From: Michael Foley
08 November 2023 15:59 PM
From: Michael Foley
08 November 2023 15:29 PM
From: Michael Foley
08 November 2023 14:27 PM
From: Michael Foley
08 November 2023 12:47 PM
From: Michael Foley
08 November 2023 09:51 AM
From: Michael Foley
08 November 2023 08:04 AM
From: Michael Foley
07 November 2023 20:51 PM
From: Michael Foley
07 November 2023 19:21 PM
From: Michael Foley
07 November 2023 12:22 PM
From: Michael Foley
07 November 2023 10:56 AM
From: Michael Foley
07 November 2023 08:26 AM
From: Michael Foley
07 November 2023 07:43 AM
From: Michael Foley
06 November 2023 11:14 AM
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06 November 2023 07:09 AM
From: Michael Foley
06 November 2023 06:48 AM
From: Michael Foley
06 November 2023 05:59 AM
From: Michael Foley
04 November 2023 19:08 PM
From: Michael Foley
04 November 2023 18:41 PM
From: Michael Foley
04 November 2023 18:27 PM
From: Michael Foley
04 November 2023 07:09 AM
From: Michael Foley
04 November 2023 07:05 AM
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04 November 2023 06:13 AM
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04 November 2023 05:51 AM
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04 November 2023 05:34 AM
From: Michael Foley
03 November 2023 12:00 PM
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03 November 2023 07:25 AM
From: Michael Foley
03 November 2023 07:00 AM
From: Michael Foley
02 November 2023 17:29 PM
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02 November 2023 08:22 AM
From: Michael Foley
02 November 2023 06:54 AM
From: Michael Foley
02 November 2023 06:45 AM
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01 November 2023 18:54 PM
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01 November 2023 07:52 AM
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01 November 2023 07:06 AM
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01 November 2023 05:48 AM
From: Michael Foley
01 November 2023 01:38 AM
From: Michael Foley
31 October 2023 19:46 PM
From: Michael Foley
31 October 2023 17:17 PM
From: Michael Foley
31 October 2023 08:05 AM
From: Michael Foley
31 October 2023 06:39 AM
From: Michael Foley
31 October 2023 06:11 AM
From: Michael Foley
31 October 2023 05:55 AM
From: Michael Foley
30 October 2023 23:42 PM
From: Michael Foley
30 October 2023 07:27 AM
From: Michael Foley
30 October 2023 07:20 AM
From: Michael Foley
30 October 2023 04:57 AM
From: Michael Foley
28 October 2023 21:17 PM
From: Michael Foley
28 October 2023 07:15 AM
From: Michael Foley
27 October 2023 18:38 PM
From: Michael Foley
27 October 2023 17:11 PM
From: Michael Foley
27 October 2023 13:29 PM
From: Michael Foley
27 October 2023 12:57 PM
From: Michael Foley
27 October 2023 07:43 AM
From: Michael Foley
27 October 2023 07:08 AM
From: Michael Foley
26 October 2023 23:40 PM
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26 October 2023 19:16 PM
From: Michael Foley
26 October 2023 07:29 AM
From: Michael Foley
26 October 2023 07:22 AM
From: Michael Foley
26 October 2023 07:19 AM
From: Michael Foley
26 October 2023 01:51 AM
From: Michael Foley
25 October 2023 07:26 AM
From: Michael Foley
24 October 2023 21:32 PM
From: Michael Foley
24 October 2023 20:10 PM
From: Michael Foley
24 October 2023 14:46 PM
From: Michael Foley
24 October 2023 14:28 PM
From: Michael Foley
24 October 2023 05:30 AM
From: Michael Foley
24 October 2023 04:20 AM
From: Michael Foley
23 October 2023 17:18 PM
From: Michael Foley
23 October 2023 07:46 AM
From: Michael Foley
23 October 2023 04:00 AM
From: Michael Foley
22 October 2023 19:19 PM
From: Michael Foley
21 October 2023 19:30 PM
From: Michael Foley
21 October 2023 16:24 PM
From: Michael Foley
21 October 2023 12:01 PM
From: Michael Foley
21 October 2023 06:36 AM
From: Michael Foley
21 October 2023 06:19 AM
From: Michael Foley
20 October 2023 23:31 PM
From: Michael Foley
20 October 2023 22:59 PM
From: Michael Foley
20 October 2023 18:51 PM
From: Michael Foley
20 October 2023 07:35 AM
From: Michael Foley
20 October 2023 07:13 AM
From: Michael Foley
20 October 2023 06:55 AM
From: Michael Foley
20 October 2023 06:31 AM
From: Michael Foley
20 October 2023 06:10 AM
From: Michael Foley
20 October 2023 01:30 AM
From: Michael Foley
19 October 2023 19:53 PM
From: Michael Foley
19 October 2023 07:55 AM
From: Michael Foley
19 October 2023 07:51 AM
From: Michael Foley
19 October 2023 07:09 AM
From: Michael Foley
18 October 2023 17:21 PM
From: Michael Foley
18 October 2023 08:04 AM
From: Michael Foley
18 October 2023 07:35 AM
From: Michael Foley
18 October 2023 06:32 AM
From: Michael Foley
18 October 2023 05:47 AM
From: Michael Foley
18 October 2023 05:34 AM
From: Michael Foley
17 October 2023 21:40 PM
From: Michael Foley
17 October 2023 20:55 PM
From: Michael Foley
17 October 2023 07:29 AM
From: Michael Foley
17 October 2023 07:07 AM
From: Michael Foley
17 October 2023 06:13 AM
From: Michael Foley
16 October 2023 19:41 PM
From: Michael Foley
16 October 2023 19:13 PM
From: Michael Foley
16 October 2023 18:37 PM
From: Michael Foley
16 October 2023 10:48 AM
From: Michael Foley
16 October 2023 07:28 AM
From: Michael Foley
16 October 2023 07:19 AM
From: Michael Foley
16 October 2023 07:03 AM
From: Michael Foley
16 October 2023 06:47 AM
From: Michael Foley
16 October 2023 05:25 AM
From: Michael Foley
14 October 2023 14:23 PM
From: Michael Foley
13 October 2023 18:27 PM
From: Michael Foley
13 October 2023 12:59 PM
From: Michael Foley
13 October 2023 10:59 AM
From: Michael Foley
12 October 2023 07:44 AM
From: Michael Foley
12 October 2023 07:14 AM
From: Michael Foley
11 October 2023 07:56 AM
From: Michael Foley
10 October 2023 18:43 PM
From: Michael Foley
10 October 2023 07:27 AM
From: Michael Foley
10 October 2023 07:05 AM
From: Michael Foley
10 October 2023 04:23 AM
From: Michael Foley
09 October 2023 22:51 PM
From: Michael Foley
09 October 2023 21:03 PM
From: Michael Foley
09 October 2023 17:49 PM
From: Michael Foley
09 October 2023 07:26 AM
From: Michael Foley
09 October 2023 04:20 AM
From: Michael Foley
09 October 2023 03:39 AM
From: Michael Foley
08 October 2023 09:11 AM
From: Michael Foley
08 October 2023 07:29 AM
From: Michael Foley
08 October 2023 07:06 AM
From: Michael Foley
07 October 2023 09:18 AM
From: Michael Foley
07 October 2023 08:46 AM
From: Michael Foley
06 October 2023 21:12 PM
From: Michael Foley
06 October 2023 18:23 PM
From: Michael Foley
06 October 2023 17:01 PM
From: Michael Foley
06 October 2023 06:00 AM
From: Michael Foley
05 October 2023 07:04 AM
From: Michael Foley
05 October 2023 06:54 AM
From: Michael Foley
05 October 2023 04:12 AM
From: Michael Foley
04 October 2023 07:22 AM
From: Michael Foley
03 October 2023 19:39 PM
From: Michael Foley
03 October 2023 08:22 AM
From: Michael Foley
03 October 2023 02:33 AM
From: Michael Foley
02 October 2023 22:44 PM
From: Michael Foley
02 October 2023 21:56 PM
From: Michael Foley
02 October 2023 16:30 PM
From: Michael Foley
02 October 2023 07:31 AM
From: Michael Foley
02 October 2023 07:26 AM
From: Michael Foley
02 October 2023 07:00 AM
From: Michael Foley
02 October 2023 02:04 AM
From: Michael Foley
01 October 2023 19:15 PM
From: Michael Foley
01 October 2023 03:50 AM
From: Michael Foley
29 September 2023 16:55 PM
From: Michael Foley
29 September 2023 04:38 AM
From: Michael Foley
29 September 2023 04:15 AM
From: Michael Foley
28 September 2023 21:53 PM
From: Michael Foley
28 September 2023 07:36 AM
From: Michael Foley
27 September 2023 16:30 PM
From: Michael Foley
27 September 2023 08:11 AM
From: Michael Foley
26 September 2023 07:51 AM
From: Michael Foley
26 September 2023 07:42 AM
From: Michael Foley
25 September 2023 08:59 AM
From: Michael Foley
25 September 2023 07:52 AM
From: Michael Foley
25 September 2023 06:34 AM
From: Michael Foley
25 September 2023 05:28 AM
From: Michael Foley
23 September 2023 19:46 PM
From: Michael Foley
23 September 2023 17:53 PM
From: Michael Foley
23 September 2023 16:59 PM
From: Michael Foley
23 September 2023 14:01 PM
From: Michael Foley
23 September 2023 11:24 AM
From: Michael Foley
22 September 2023 22:34 PM
From: Michael Foley
22 September 2023 13:12 PM
From: Michael Foley
22 September 2023 11:33 AM
From: Michael Foley
22 September 2023 11:26 AM
From: Michael Foley
22 September 2023 08:07 AM
From: Michael Foley
22 September 2023 07:38 AM
From: Michael Foley
22 September 2023 07:15 AM
From: Michael Foley
21 September 2023 08:01 AM
From: Michael Foley
21 September 2023 06:59 AM
From: Michael Foley
20 September 2023 19:47 PM
From: Michael Foley
20 September 2023 19:32 PM
From: Michael Foley
20 September 2023 18:44 PM
From: Michael Foley
20 September 2023 18:24 PM
From: Michael Foley
20 September 2023 07:37 AM
From: Michael Foley
20 September 2023 07:02 AM
From: Michael Foley
19 September 2023 17:13 PM
From: Michael Foley
19 September 2023 14:07 PM
From: Michael Foley
19 September 2023 08:56 AM
From: Michael Foley
19 September 2023 05:59 AM
From: Michael Foley
18 September 2023 18:32 PM
From: Michael Foley
18 September 2023 18:11 PM
From: Michael Foley
18 September 2023 18:03 PM
From: Michael Foley
18 September 2023 13:15 PM
From: Michael Foley
18 September 2023 10:40 AM
From: Michael Foley
18 September 2023 08:06 AM
From: Michael Foley
18 September 2023 07:18 AM
From: Michael Foley
16 September 2023 09:40 AM
From: Michael Foley
16 September 2023 08:53 AM
From: Michael Foley
16 September 2023 08:33 AM
From: Michael Foley
16 September 2023 03:32 AM
From: Michael Foley
15 September 2023 22:00 PM
From: Michael Foley
15 September 2023 17:15 PM
From: Michael Foley
15 September 2023 09:35 AM
From: Michael Foley
15 September 2023 08:35 AM
From: Michael Foley
14 September 2023 13:57 PM
From: Michael Foley
14 September 2023 07:45 AM
From: Michael Foley
14 September 2023 07:36 AM
From: Michael Foley
14 September 2023 07:07 AM
From: Michael Foley
14 September 2023 06:48 AM
From: Michael Foley
14 September 2023 06:31 AM
From: Michael Foley
13 September 2023 22:09 PM
From: Michael Foley
13 September 2023 13:48 PM
From: Michael Foley
13 September 2023 13:21 PM
From: Michael Foley
13 September 2023 09:09 AM
From: Michael Foley
13 September 2023 08:01 AM
From: Michael Foley
13 September 2023 07:32 AM
From: Michael Foley
13 September 2023 07:21 AM
From: Michael Foley
12 September 2023 13:58 PM
From: Michael Foley
12 September 2023 12:00 PM
From: Michael Foley
12 September 2023 08:59 AM
From: Michael Foley
12 September 2023 08:41 AM
From: Michael Foley
12 September 2023 08:11 AM
From: Michael Foley
12 September 2023 07:39 AM
From: Michael Foley
12 September 2023 07:10 AM
From: Michael Foley
11 September 2023 16:53 PM
From: Michael Foley
11 September 2023 13:31 PM
From: Michael Foley
11 September 2023 12:56 PM
From: Michael Foley
11 September 2023 11:53 AM
From: Michael Foley
11 September 2023 08:29 AM
From: Michael Foley
11 September 2023 07:41 AM
From: Michael Foley
11 September 2023 07:03 AM
From: Michael Foley
11 September 2023 06:02 AM
From: Michael Foley
11 September 2023 05:44 AM
From: Michael Foley
11 September 2023 04:08 AM
From: Michael Foley
10 September 2023 10:34 AM
From: Michael Foley
10 September 2023 09:43 AM
From: Michael Foley
10 September 2023 05:59 AM
From: Michael Foley
10 September 2023 05:33 AM
From: Michael Foley
09 September 2023 17:47 PM
From: Michael Foley
09 September 2023 14:42 PM
From: Michael Foley
08 September 2023 17:26 PM
From: Michael Foley
08 September 2023 10:51 AM
From: Michael Foley
08 September 2023 10:01 AM
From: Michael Foley
07 September 2023 20:10 PM
From: Michael Foley
07 September 2023 08:13 AM
From: Michael Foley
06 September 2023 22:58 PM
From: Michael Foley
06 September 2023 22:31 PM
From: Michael Foley
06 September 2023 07:42 AM
From: Michael Foley
06 September 2023 07:13 AM
From: Michael Foley
05 September 2023 20:25 PM
From: Michael Foley
05 September 2023 19:27 PM
From: Michael Foley
05 September 2023 07:58 AM
From: Michael Foley
05 September 2023 02:45 AM
From: Michael Foley
04 September 2023 21:21 PM
From: Michael Foley
04 September 2023 03:53 AM
From: Michael Foley
02 September 2023 17:51 PM
From: Michael Foley
02 September 2023 13:08 PM
From: Michael Foley
01 September 2023 20:47 PM
From: Michael Foley
31 August 2023 22:07 PM
From: Michael Foley
31 August 2023 21:44 PM
From: Michael Foley
31 August 2023 05:34 AM
From: Michael Foley
30 August 2023 10:11 AM
From: Michael Foley
30 August 2023 09:23 AM
From: Michael Foley
30 August 2023 08:44 AM
From: Michael Foley
30 August 2023 05:05 AM
From: Michael Foley
29 August 2023 19:29 PM
From: Michael Foley
29 August 2023 19:02 PM
From: Michael Foley
29 August 2023 18:42 PM
From: Michael Foley
29 August 2023 12:40 PM
From: Michael Foley
29 August 2023 09:37 AM
From: Michael Foley
29 August 2023 09:20 AM
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29 August 2023 08:30 AM
From: Michael Foley
29 August 2023 08:12 AM
From: Michael Foley
28 August 2023 17:48 PM
From: Michael Foley
27 August 2023 09:07 AM
From: Michael Foley
26 August 2023 17:39 PM
From: Michael Foley
26 August 2023 16:38 PM
From: Michael Foley
26 August 2023 12:34 PM
From: Michael Foley
26 August 2023 12:15 PM
From: Michael Foley
26 August 2023 11:36 AM
From: Michael Foley
25 August 2023 21:30 PM
From: Michael Foley
25 August 2023 17:25 PM
From: Michael Foley
25 August 2023 15:44 PM
From: Michael Foley
25 August 2023 09:29 AM
From: Michael Foley
25 August 2023 09:01 AM
From: Michael Foley
25 August 2023 07:37 AM
From: Michael Foley
24 August 2023 19:05 PM
From: Michael Foley
24 August 2023 18:20 PM
From: Michael Foley
24 August 2023 09:03 AM
From: Michael Foley
24 August 2023 04:31 AM
From: Michael Foley
23 August 2023 17:57 PM
From: Michael Foley
23 August 2023 09:07 AM
From: Michael Foley
23 August 2023 08:14 AM
From: Michael Foley
23 August 2023 07:30 AM
From: Michael Foley
23 August 2023 06:38 AM
From: Michael Foley
22 August 2023 12:18 PM
From: Michael Foley
22 August 2023 08:24 AM
From: Michael Foley
22 August 2023 08:09 AM
From: Michael Foley
22 August 2023 07:51 AM
From: Michael Foley
21 August 2023 22:04 PM
From: Michael Foley
21 August 2023 17:40 PM
From: Michael Foley
21 August 2023 16:40 PM
From: Michael Foley
21 August 2023 15:24 PM
From: Michael Foley
21 August 2023 14:22 PM
From: Michael Foley
21 August 2023 11:49 AM
From: Michael Foley
21 August 2023 11:19 AM
From: Michael Foley
21 August 2023 09:58 AM
From: Michael Foley
21 August 2023 09:07 AM
From: Michael Foley
19 August 2023 18:37 PM
From: Michael Foley
19 August 2023 11:58 AM
From: Michael Foley
19 August 2023 09:40 AM
From: Michael Foley
18 August 2023 20:44 PM
From: Michael Foley
18 August 2023 08:23 AM
From: Michael Foley
18 August 2023 07:55 AM
From: Michael Foley
18 August 2023 07:28 AM
From: Michael Foley
17 August 2023 18:04 PM
From: Michael Foley
17 August 2023 11:30 AM
From: Michael Foley
17 August 2023 08:31 AM
From: Michael Foley
17 August 2023 08:03 AM
From: Michael Foley
16 August 2023 17:24 PM
From: Michael Foley
16 August 2023 14:47 PM
From: Michael Foley
16 August 2023 12:32 PM
From: Michael Foley
16 August 2023 12:09 PM
From: Michael Foley
16 August 2023 11:37 AM
From: Michael Foley
16 August 2023 11:08 AM
From: Michael Foley
15 August 2023 19:17 PM
From: Michael Foley
15 August 2023 17:01 PM
From: Michael Foley
15 August 2023 07:53 AM
From: Michael Foley
15 August 2023 07:35 AM
From: Michael Foley
15 August 2023 07:15 AM
From: Michael Foley
14 August 2023 20:34 PM
From: Michael Foley
14 August 2023 06:49 AM
From: Michael Foley
13 August 2023 22:44 PM
From: Michael Foley
13 August 2023 10:35 AM
From: Michael Foley
13 August 2023 10:06 AM
From: Michael Foley
12 August 2023 11:28 AM
From: Michael Foley
12 August 2023 10:49 AM
From: Michael Foley
12 August 2023 09:56 AM
From: Michael Foley
12 August 2023 09:15 AM
From: Michael Foley
11 August 2023 10:50 AM
From: Michael Foley
11 August 2023 08:42 AM
From: Michael Foley
11 August 2023 08:06 AM
From: Michael Foley
10 August 2023 22:21 PM
From: Michael Foley
10 August 2023 19:04 PM
From: Michael Foley
10 August 2023 10:35 AM
From: Michael Foley
10 August 2023 08:26 AM
From: Michael Foley
10 August 2023 07:51 AM
From: Michael Foley
09 August 2023 13:03 PM
From: Michael Foley
09 August 2023 09:59 AM
From: Michael Foley
09 August 2023 09:01 AM
From: Michael Foley
09 August 2023 08:37 AM
From: Michael Foley
09 August 2023 07:46 AM
From: Michael Foley
08 August 2023 22:37 PM
From: Michael Foley
08 August 2023 20:36 PM
From: Michael Foley
08 August 2023 18:01 PM
From: Michael Foley
08 August 2023 07:38 AM
From: Michael Foley
07 August 2023 17:26 PM
From: Michael Foley
07 August 2023 14:08 PM
From: Michael Foley
07 August 2023 08:50 AM
From: Michael Foley
07 August 2023 07:19 AM
From: Michael Foley
06 August 2023 18:45 PM
From: Michael Foley
06 August 2023 13:51 PM
From: Michael Foley
06 August 2023 12:33 PM
From: Michael Foley
06 August 2023 12:03 PM
From: Michael Foley
06 August 2023 10:40 AM
From: Michael Foley
05 August 2023 11:28 AM
From: Michael Foley
05 August 2023 11:16 AM
From: Michael Foley
05 August 2023 10:53 AM
From: Michael Foley
04 August 2023 19:13 PM
From: Michael Foley
04 August 2023 18:32 PM
From: Michael Foley
04 August 2023 09:17 AM
From: Michael Foley
04 August 2023 08:05 AM
From: Michael Foley
03 August 2023 09:16 AM
From: Michael Foley
03 August 2023 06:56 AM
From: Michael Foley
03 August 2023 04:44 AM
From: Michael Foley
03 August 2023 04:32 AM
From: Michael Foley
02 August 2023 22:06 PM
From: Michael Foley
02 August 2023 08:49 AM
From: Michael Foley
02 August 2023 08:33 AM
From: Michael Foley
02 August 2023 08:09 AM
From: Michael Foley
02 August 2023 08:02 AM
From: Michael Foley
01 August 2023 23:12 PM
From: Michael Foley
01 August 2023 09:47 AM
From: Michael Foley
01 August 2023 08:29 AM
From: Michael Foley
31 July 2023 10:03 AM
From: Michael Foley
31 July 2023 03:10 AM
From: Michael Foley
30 July 2023 12:39 PM
From: Michael Foley
30 July 2023 07:51 AM
From: Michael Foley
30 July 2023 06:53 AM
From: Michael Foley
29 July 2023 09:05 AM
From: Michael Foley
29 July 2023 08:37 AM
From: Michael Foley
29 July 2023 07:46 AM
From: Michael Foley
28 July 2023 10:32 AM
From: Michael Foley
28 July 2023 08:21 AM
From: Michael Foley
28 July 2023 06:07 AM
From: Michael Foley
27 July 2023 21:01 PM
From: Michael Foley
27 July 2023 19:30 PM
From: Michael Foley
26 July 2023 16:56 PM
From: Michael Foley
26 July 2023 16:23 PM
From: Michael Foley
26 July 2023 09:37 AM
From: Michael Foley
26 July 2023 08:00 AM
From: Michael Foley
26 July 2023 07:33 AM
From: Michael Foley
26 July 2023 07:02 AM
From: Michael Foley
25 July 2023 22:01 PM
From: Michael Foley
22 July 2023 21:08 PM
From: Michael Foley
22 July 2023 13:31 PM
From: Michael Foley
22 July 2023 12:46 PM
From: Michael Foley
22 July 2023 09:07 AM
From: Michael Foley
21 July 2023 10:34 AM
From: Michael Foley
21 July 2023 06:54 AM
From: Michael Foley
20 July 2023 20:24 PM
From: Michael Foley
20 July 2023 14:50 PM
From: Michael Foley
20 July 2023 10:55 AM
From: Michael Foley
20 July 2023 06:50 AM
From: Michael Foley
20 July 2023 04:11 AM
From: Michael Foley
18 July 2023 19:56 PM
From: Michael Foley
18 July 2023 11:00 AM
From: Michael Foley
18 July 2023 07:12 AM
From: Michael Foley
17 July 2023 07:49 AM
From: Michael Foley
14 July 2023 22:30 PM
From: Michael Foley
14 July 2023 08:46 AM
From: Michael Foley
14 July 2023 07:45 AM
From: Michael Foley
14 July 2023 07:34 AM
From: Michael Foley
14 July 2023 06:58 AM
From: Michael Foley
13 July 2023 15:46 PM
From: Michael Foley
13 July 2023 15:27 PM
From: Michael Foley
13 July 2023 13:28 PM
From: Michael Foley
13 July 2023 10:14 AM
From: Michael Foley
12 July 2023 21:05 PM
From: Michael Foley
12 July 2023 09:25 AM
From: Michael Foley
12 July 2023 08:46 AM
From: Michael Foley
11 July 2023 21:08 PM
From: Michael Foley
11 July 2023 20:44 PM
From: Michael Foley
11 July 2023 16:03 PM
From: Michael Foley
11 July 2023 15:55 PM
From: Michael Foley
11 July 2023 12:58 PM
From: Michael Foley
11 July 2023 11:31 AM
From: Michael Foley
11 July 2023 07:59 AM
From: Michael Foley
11 July 2023 07:32 AM
From: Michael Foley
11 July 2023 07:27 AM
From: Michael Foley
10 July 2023 21:52 PM
From: Michael Foley
10 July 2023 20:42 PM
From: Michael Foley
10 July 2023 17:10 PM
From: Michael Foley
10 July 2023 16:42 PM
From: Michael Foley
10 July 2023 16:39 PM
From: Michael Foley
10 July 2023 12:21 PM
From: Michael Foley
10 July 2023 10:38 AM
From: Michael Foley
10 July 2023 09:58 AM
From: Michael Foley
10 July 2023 09:44 AM
From: Michael Foley
10 July 2023 05:50 AM
From: Michael Foley
09 July 2023 17:12 PM
From: Michael Foley
09 July 2023 13:39 PM
From: Michael Foley
09 July 2023 10:04 AM
From: Michael Foley
08 July 2023 18:22 PM
From: Michael Foley
08 July 2023 12:08 PM
From: Michael Foley
08 July 2023 11:46 AM
From: Michael Foley
07 July 2023 17:50 PM
From: Michael Foley
07 July 2023 15:32 PM
From: Michael Foley
07 July 2023 13:16 PM
From: Michael Foley
07 July 2023 09:57 AM
From: Michael Foley
06 July 2023 20:26 PM
From: Michael Foley
06 July 2023 08:49 AM
From: Michael Foley
06 July 2023 08:10 AM
From: Michael Foley
06 July 2023 07:53 AM
From: Michael Foley
05 July 2023 20:07 PM
From: Michael Foley
05 July 2023 09:42 AM
From: Michael Foley
05 July 2023 07:10 AM
From: Michael Foley
04 July 2023 16:37 PM
From: Michael Foley
04 July 2023 08:27 AM
From: Michael Foley
04 July 2023 07:54 AM
From: Michael Foley
04 July 2023 06:49 AM
From: Michael Foley
04 July 2023 06:27 AM
From: Michael Foley
03 July 2023 22:14 PM
From: Michael Foley
03 July 2023 12:07 PM
From: Michael Foley
03 July 2023 06:52 AM
From: Michael Foley
03 July 2023 06:43 AM
From: Michael Foley
03 July 2023 06:02 AM
From: Michael Foley
01 July 2023 23:23 PM
From: Michael Foley
30 June 2023 18:57 PM
From: Michael Foley
30 June 2023 17:38 PM
From: Michael Foley
30 June 2023 12:27 PM
From: Michael Foley
30 June 2023 08:07 AM
From: Michael Foley
29 June 2023 07:54 AM
From: Michael Foley
29 June 2023 07:19 AM
From: Michael Foley
28 June 2023 20:41 PM
From: Michael Foley
28 June 2023 20:08 PM
From: Michael Foley
28 June 2023 07:48 AM
From: Michael Foley
27 June 2023 21:07 PM
From: Michael Foley
27 June 2023 19:56 PM
From: Michael Foley
27 June 2023 12:03 PM
From: Michael Foley
27 June 2023 10:22 AM
From: Michael Foley
27 June 2023 10:04 AM
From: Michael Foley
27 June 2023 09:07 AM
From: Michael Foley
27 June 2023 08:09 AM
From: Michael Foley
27 June 2023 07:43 AM
From: Michael Foley
27 June 2023 03:51 AM
From: Michael Foley
27 June 2023 03:43 AM
From: Michael Foley
26 June 2023 23:21 PM
From: Michael Foley
26 June 2023 11:17 AM
From: Michael Foley
26 June 2023 09:49 AM
From: Michael Foley
26 June 2023 09:34 AM
From: Michael Foley
26 June 2023 09:20 AM
From: Michael Foley
26 June 2023 08:09 AM
From: Michael Foley
26 June 2023 07:47 AM
From: Michael Foley
25 June 2023 20:52 PM
From: Michael Foley
25 June 2023 20:42 PM
From: Michael Foley
25 June 2023 19:31 PM
From: Michael Foley
25 June 2023 17:18 PM
From: Michael Foley
25 June 2023 08:21 AM
From: Michael Foley
24 June 2023 22:22 PM
From: Michael Foley
24 June 2023 11:00 AM
From: Michael Foley
23 June 2023 22:21 PM
From: Michael Foley
23 June 2023 16:16 PM
From: Michael Foley
23 June 2023 12:06 PM
From: Michael Foley
23 June 2023 07:13 AM
From: Michael Foley
23 June 2023 06:41 AM
From: Michael Foley
23 June 2023 06:25 AM
From: Michael Foley
22 June 2023 21:26 PM
From: Michael Foley
22 June 2023 11:29 AM
From: Michael Foley
22 June 2023 07:33 AM
From: Michael Foley
22 June 2023 06:56 AM
From: Michael Foley
22 June 2023 06:32 AM
From: Michael Foley
21 June 2023 22:33 PM
From: Michael Foley
21 June 2023 19:01 PM
From: Michael Foley
21 June 2023 13:49 PM
From: Michael Foley
21 June 2023 07:53 AM
From: Michael Foley
20 June 2023 21:44 PM
From: Michael Foley
20 June 2023 19:55 PM
From: Michael Foley
20 June 2023 18:08 PM
From: Michael Foley
20 June 2023 12:55 PM
From: Michael Foley
20 June 2023 09:33 AM
From: Michael Foley
19 June 2023 23:47 PM
From: Michael Foley
19 June 2023 21:20 PM
From: Michael Foley
19 June 2023 20:10 PM
From: Michael Foley
19 June 2023 18:23 PM
From: Michael Foley
19 June 2023 15:08 PM
From: Michael Foley
19 June 2023 14:38 PM
From: Michael Foley
19 June 2023 11:03 AM
From: Michael Foley
19 June 2023 06:18 AM
From: Michael Foley
19 June 2023 05:09 AM
From: Michael Foley
18 June 2023 09:18 AM
From: Michael Foley
17 June 2023 21:06 PM
From: Michael Foley
17 June 2023 14:16 PM
From: Michael Foley
17 June 2023 10:55 AM
From: Michael Foley
16 June 2023 21:05 PM
From: Michael Foley
16 June 2023 19:03 PM
From: Michael Foley
16 June 2023 13:24 PM
From: Michael Foley
16 June 2023 11:55 AM
From: Michael Foley
16 June 2023 08:10 AM
From: Michael Foley
16 June 2023 07:21 AM
From: Michael Foley
15 June 2023 22:34 PM
From: Michael Foley
15 June 2023 22:01 PM
From: Michael Foley
15 June 2023 20:02 PM
From: Michael Foley
15 June 2023 19:42 PM
From: Michael Foley
15 June 2023 16:47 PM
From: Michael Foley
15 June 2023 16:40 PM
From: Michael Foley
15 June 2023 07:06 AM
From: Michael Foley
14 June 2023 15:53 PM
From: Michael Foley
14 June 2023 15:05 PM
From: Michael Foley
14 June 2023 14:46 PM
From: Michael Foley
14 June 2023 07:25 AM
From: Michael Foley
13 June 2023 20:10 PM
From: Michael Foley
13 June 2023 07:44 AM
From: Michael Foley
12 June 2023 12:06 PM
From: Michael Foley
12 June 2023 07:55 AM
From: Michael Foley
12 June 2023 07:23 AM
From: Michael Foley
12 June 2023 06:58 AM
From: Michael Foley
12 June 2023 05:55 AM
From: Michael Foley
10 June 2023 20:17 PM
From: Michael Foley
10 June 2023 18:58 PM
From: Michael Foley
10 June 2023 18:47 PM
From: Michael Foley
10 June 2023 15:40 PM
From: Michael Foley
10 June 2023 07:33 AM
From: Michael Foley
09 June 2023 11:41 AM
From: Michael Foley
09 June 2023 11:10 AM
From: Michael Foley
09 June 2023 09:34 AM
From: Michael Foley
09 June 2023 08:53 AM
From: Michael Foley
09 June 2023 08:32 AM
From: Michael Foley
09 June 2023 07:58 AM
From: Michael Foley
08 June 2023 16:16 PM
From: Michael Foley
08 June 2023 16:03 PM
From: Michael Foley
08 June 2023 15:48 PM
From: Michael Foley
08 June 2023 07:48 AM
From: Michael Foley
08 June 2023 07:36 AM
From: Michael Foley
08 June 2023 07:25 AM
From: Michael Foley
08 June 2023 07:00 AM
From: Michael Foley
07 June 2023 18:20 PM
From: Michael Foley
07 June 2023 08:24 AM
From: Michael Foley
07 June 2023 08:11 AM
From: Michael Foley
07 June 2023 07:40 AM
From: Michael Foley
07 June 2023 03:31 AM
From: Michael Foley
06 June 2023 19:24 PM
From: Michael Foley
06 June 2023 16:43 PM
From: Michael Foley
06 June 2023 16:29 PM
From: Michael Foley
06 June 2023 16:15 PM
From: Michael Foley
06 June 2023 15:55 PM
From: Michael Foley
06 June 2023 07:53 AM
From: Michael Foley
05 June 2023 17:54 PM
From: Michael Foley
05 June 2023 17:10 PM
From: Michael Foley
05 June 2023 07:17 AM
From: Michael Foley
05 June 2023 06:48 AM
From: Michael Foley
04 June 2023 20:11 PM
From: Michael Foley
03 June 2023 07:40 AM
From: Michael Foley
01 June 2023 23:13 PM
From: Michael Foley
01 June 2023 08:08 AM
From: Michael Foley
31 May 2023 18:11 PM
From: Michael Foley
31 May 2023 17:28 PM
From: Michael Foley
31 May 2023 09:17 AM
From: Michael Foley
31 May 2023 08:05 AM
From: Michael Foley
31 May 2023 07:15 AM
From: Michael Foley
30 May 2023 21:15 PM
From: Michael Foley
30 May 2023 20:55 PM
From: Michael Foley
30 May 2023 18:32 PM
From: Michael Foley
30 May 2023 07:58 AM
From: Michael Foley
30 May 2023 07:36 AM
From: Michael Foley
29 May 2023 15:41 PM
From: Michael Foley
28 May 2023 20:38 PM
From: Michael Foley
28 May 2023 20:25 PM
From: Michael Foley
28 May 2023 15:24 PM
From: Michael Foley
27 May 2023 21:48 PM
From: Michael Foley
27 May 2023 19:07 PM
From: Michael Foley
27 May 2023 18:34 PM
From: Michael Foley
27 May 2023 13:35 PM
From: Michael Foley
26 May 2023 22:25 PM
From: Michael Foley
26 May 2023 08:03 AM
From: Michael Foley
26 May 2023 07:35 AM
From: Michael Foley
25 May 2023 20:20 PM
From: Michael Foley
25 May 2023 10:07 AM
From: Michael Foley
25 May 2023 08:16 AM
From: Michael Foley
25 May 2023 07:24 AM
From: Michael Foley
24 May 2023 23:00 PM
From: Michael Foley
24 May 2023 22:50 PM
From: Michael Foley
24 May 2023 21:01 PM
From: Michael Foley
24 May 2023 17:40 PM
From: Michael Foley
24 May 2023 09:51 AM
From: Michael Foley
24 May 2023 07:42 AM
From: Michael Foley
24 May 2023 03:05 AM
From: Michael Foley
23 May 2023 18:39 PM
From: Michael Foley
23 May 2023 15:57 PM
From: Michael Foley
23 May 2023 08:43 AM
From: Michael Foley
23 May 2023 07:28 AM
From: Michael Foley
23 May 2023 07:16 AM
From: Michael Foley
23 May 2023 06:57 AM
From: Michael Foley
22 May 2023 08:10 AM
From: Michael Foley
22 May 2023 07:46 AM
From: Michael Foley
22 May 2023 07:43 AM
From: Michael Foley
22 May 2023 07:23 AM
From: Michael Foley
22 May 2023 07:18 AM
From: Michael Foley
22 May 2023 07:09 AM
From: Michael Foley
22 May 2023 07:00 AM
From: Michael Foley
22 May 2023 06:56 AM
From: Michael Foley
21 May 2023 14:58 PM
From: Michael Foley
21 May 2023 12:34 PM
From: Michael Foley
21 May 2023 09:57 AM
From: Michael Foley
21 May 2023 08:17 AM
From: Michael Foley
20 May 2023 14:54 PM
From: Michael Foley
20 May 2023 11:29 AM
From: Michael Foley
20 May 2023 10:47 AM
From: Michael Foley
19 May 2023 21:46 PM
From: Michael Foley
19 May 2023 21:30 PM
From: Michael Foley
19 May 2023 18:32 PM
From: Michael Foley
19 May 2023 18:17 PM
From: Michael Foley
19 May 2023 18:03 PM
From: Michael Foley
19 May 2023 07:53 AM
From: Michael Foley
19 May 2023 07:37 AM
From: Michael Foley
18 May 2023 08:00 AM
From: Michael Foley
17 May 2023 18:42 PM
From: Michael Foley
17 May 2023 08:08 AM
From: Michael Foley
17 May 2023 04:39 AM
From: Michael Foley
16 May 2023 06:54 AM
From: Michael Foley
15 May 2023 18:50 PM
From: Michael Foley
15 May 2023 18:21 PM
From: Michael Foley
15 May 2023 08:12 AM
From: Michael Foley
15 May 2023 07:48 AM
From: Michael Foley
15 May 2023 07:15 AM
From: Michael Foley
14 May 2023 14:30 PM
From: Michael Foley
14 May 2023 08:11 AM
From: Michael Foley
13 May 2023 22:05 PM
From: Michael Foley
13 May 2023 16:52 PM
From: Michael Foley
12 May 2023 13:33 PM
From: Michael Foley
12 May 2023 12:20 PM
From: Michael Foley
12 May 2023 11:40 AM
From: Michael Foley
12 May 2023 07:50 AM
From: Michael Foley
12 May 2023 02:45 AM
From: Michael Foley
12 May 2023 01:57 AM
From: Michael Foley
11 May 2023 21:48 PM
From: Michael Foley
11 May 2023 18:26 PM
From: Michael Foley
11 May 2023 13:09 PM
From: Michael Foley
11 May 2023 08:28 AM
From: Michael Foley
10 May 2023 16:11 PM
From: Michael Foley
10 May 2023 15:37 PM
From: Michael Foley
10 May 2023 09:07 AM
From: Michael Foley
09 May 2023 20:14 PM
From: Michael Foley
09 May 2023 17:25 PM
From: Michael Foley
09 May 2023 10:36 AM
From: Michael Foley
09 May 2023 09:05 AM
From: Michael Foley
09 May 2023 08:35 AM
From: Michael Foley
09 May 2023 08:17 AM
From: Michael Foley
08 May 2023 08:59 AM
From: Michael Foley
07 May 2023 09:38 AM
From: Michael Foley
07 May 2023 05:37 AM
From: Michael Foley
06 May 2023 20:05 PM
From: Michael Foley
06 May 2023 19:42 PM
From: Michael Foley
06 May 2023 13:55 PM
From: Michael Foley
06 May 2023 13:27 PM
From: Michael Foley
06 May 2023 13:13 PM
From: Michael Foley
06 May 2023 13:10 PM
From: Michael Foley
06 May 2023 12:16 PM
From: Michael Foley
06 May 2023 05:05 AM
From: Michael Foley
05 May 2023 20:13 PM
From: Michael Foley
05 May 2023 20:01 PM
From: Michael Foley
05 May 2023 19:23 PM
From: Michael Foley
05 May 2023 09:31 AM
From: Michael Foley
05 May 2023 09:06 AM
From: Michael Foley
05 May 2023 08:36 AM
From: Michael Foley
04 May 2023 18:14 PM
From: Michael Foley
04 May 2023 10:39 AM
From: Michael Foley
04 May 2023 07:20 AM
From: Michael Foley
03 May 2023 19:48 PM
From: Michael Foley
03 May 2023 18:16 PM
From: Michael Foley
03 May 2023 17:28 PM
From: Michael Foley
03 May 2023 14:31 PM
From: Michael Foley
03 May 2023 09:07 AM
From: Michael Foley
03 May 2023 06:55 AM
From: Michael Foley
03 May 2023 06:48 AM
From: Michael Foley
03 May 2023 06:42 AM
From: Michael Foley
02 May 2023 19:32 PM
From: Michael Foley
02 May 2023 09:22 AM
From: Michael Foley
02 May 2023 08:20 AM
From: Michael Foley
02 May 2023 07:43 AM
From: Michael Foley
01 May 2023 04:15 AM
From: Michael Foley
29 April 2023 19:00 PM
From: Michael Foley
29 April 2023 15:51 PM
From: Michael Foley
28 April 2023 21:44 PM
From: Michael Foley
28 April 2023 19:08 PM
From: Michael Foley
28 April 2023 09:11 AM
From: Michael Foley
28 April 2023 07:47 AM
From: Michael Foley
27 April 2023 21:12 PM
From: Michael Foley
27 April 2023 15:09 PM
From: Michael Foley
27 April 2023 08:25 AM
From: Michael Foley
26 April 2023 20:05 PM
From: Michael Foley
26 April 2023 18:03 PM
From: Michael Foley
26 April 2023 10:57 AM
From: Michael Foley
25 April 2023 09:36 AM
From: Michael Foley
25 April 2023 09:23 AM
From: Michael Foley
25 April 2023 07:51 AM
From: Michael Foley
25 April 2023 06:52 AM
From: Michael Foley
25 April 2023 02:42 AM
From: Michael Foley
25 April 2023 02:27 AM
From: Michael Foley
24 April 2023 10:50 AM
From: Michael Foley
24 April 2023 09:20 AM
From: Michael Foley
24 April 2023 08:13 AM
From: Michael Foley
24 April 2023 07:31 AM
From: Michael Foley
24 April 2023 07:20 AM
From: Michael Foley
21 April 2023 12:30 PM
From: Michael Foley
21 April 2023 08:48 AM
From: Michael Foley
21 April 2023 06:52 AM
From: Michael Foley
20 April 2023 22:54 PM
From: Michael Foley
20 April 2023 22:39 PM
From: Michael Foley
20 April 2023 22:24 PM
From: Michael Foley
20 April 2023 21:06 PM
From: Michael Foley
20 April 2023 12:39 PM
From: Michael Foley
20 April 2023 07:47 AM
From: Michael Foley
20 April 2023 07:03 AM
From: Michael Foley
19 April 2023 07:45 AM
From: Michael Foley
19 April 2023 07:06 AM
From: Michael Foley
19 April 2023 06:50 AM
From: Michael Foley
18 April 2023 13:36 PM
From: Michael Foley
18 April 2023 12:54 PM
From: Michael Foley
12 April 2023 01:24 AM
From: Michael Foley
18 April 2023 09:16 AM
From: Michael Foley
17 April 2023 13:46 PM
From: Michael Foley
17 April 2023 10:41 AM
From: Michael Foley
17 April 2023 09:46 AM
From: Michael Foley
17 April 2023 09:30 AM
From: Michael Foley
16 April 2023 12:51 PM
From: Michael Foley
16 April 2023 08:34 AM
From: Michael Foley
15 April 2023 22:13 PM
From: Michael Foley
15 April 2023 19:59 PM
From: Michael Foley
15 April 2023 19:08 PM
From: Michael Foley
15 April 2023 13:08 PM
From: Michael Foley
15 April 2023 11:48 AM
From: Michael Foley
13 April 2023 08:52 AM
From: Michael Foley
13 April 2023 08:03 AM
From: Michael Foley
13 April 2023 07:52 AM
From: Michael Foley
13 April 2023 07:43 AM
From: Michael Foley
13 April 2023 07:12 AM
From: Michael Foley
13 April 2023 05:30 AM
From: Michael Foley
12 April 2023 21:15 PM
From: Michael Foley
12 April 2023 20:32 PM
From: Michael Foley
12 April 2023 02:11 AM
From: Michael Foley
12 April 2023 19:56 PM
From: Michael Foley
11 April 2023 09:52 AM
From: Michael Foley
11 April 2023 07:44 AM
From: Michael Foley
11 April 2023 06:58 AM
From: Michael Foley
08 April 2023 13:11 PM
From: Michael Foley
07 April 2023 08:29 AM
From: Michael Foley
07 April 2023 07:23 AM
From: Michael Foley
06 April 2023 21:08 PM
From: Michael Foley
06 April 2023 20:10 PM
From: Michael Foley
06 April 2023 15:36 PM
From: Michael Foley
06 April 2023 15:05 PM
From: Michael Foley
06 April 2023 08:36 AM
From: Michael Foley
05 April 2023 21:56 PM
From: Michael Foley
05 April 2023 18:50 PM
From: Michael Foley
05 April 2023 18:47 PM
From: Michael Foley
05 April 2023 15:08 PM
From: Michael Foley
05 April 2023 14:52 PM
From: Michael Foley
05 April 2023 13:54 PM
From: Michael Foley
05 April 2023 13:33 PM
From: Michael Foley
05 April 2023 11:41 AM
From: Michael Foley
05 April 2023 10:40 AM
From: Michael Foley
05 April 2023 08:18 AM
From: Michael Foley
05 April 2023 08:11 AM
From: Michael Foley
04 April 2023 20:35 PM
From: Michael Foley
04 April 2023 19:02 PM
From: Michael Foley
04 April 2023 18:14 PM
From: Michael Foley
04 April 2023 08:12 AM
From: Michael Foley
03 April 2023 23:22 PM
From: Michael Foley
03 April 2023 21:44 PM
From: Michael Foley
03 April 2023 17:21 PM
From: Michael Foley
03 April 2023 16:50 PM
From: Michael Foley
03 April 2023 08:46 AM
From: Michael Foley
03 April 2023 08:28 AM
From: Michael Foley
03 April 2023 07:42 AM
From: Michael Foley
02 April 2023 21:02 PM
From: Michael Foley
01 April 2023 09:31 AM
From: Michael Foley
31 March 2023 19:38 PM
From: Michael Foley
31 March 2023 09:02 AM
From: Michael Foley
31 March 2023 07:54 AM
From: Michael Foley
31 March 2023 07:41 AM
From: Michael Foley
30 March 2023 09:38 AM
From: Michael Foley
30 March 2023 09:00 AM
From: Michael Foley
29 March 2023 13:18 PM
From: Michael Foley
29 March 2023 08:17 AM
From: Michael Foley
29 March 2023 07:58 AM
From: Michael Foley
28 March 2023 20:49 PM
From: Michael Foley
28 March 2023 15:43 PM
From: Michael Foley
28 March 2023 10:34 AM
From: Michael Foley
28 March 2023 09:47 AM
From: Michael Foley
28 March 2023 08:45 AM
From: Michael Foley
27 March 2023 20:33 PM
From: Michael Foley
27 March 2023 18:22 PM
From: Michael Foley
27 March 2023 08:54 AM
From: Michael Foley
27 March 2023 08:47 AM
From: Michael Foley
27 March 2023 08:32 AM
From: Michael Foley
27 March 2023 07:15 AM
From: Michael Foley
26 March 2023 03:10 AM
From: Michael Foley
25 March 2023 16:08 PM
From: Michael Foley
25 March 2023 16:00 PM
From: Michael Foley
25 March 2023 10:11 AM
From: Michael Foley
25 March 2023 09:33 AM
From: Michael Foley
24 March 2023 07:43 AM
From: Michael Foley
24 March 2023 07:11 AM
From: Michael Foley
24 March 2023 03:06 AM
From: Michael Foley
23 March 2023 20:38 PM
From: Michael Foley
23 March 2023 07:37 AM
From: Michael Foley
22 March 2023 06:56 AM
From: Michael Foley
21 March 2023 10:07 AM
From: Michael Foley
21 March 2023 08:39 AM
From: Michael Foley
20 March 2023 21:22 PM
From: Michael Foley
20 March 2023 09:56 AM
From: Michael Foley
20 March 2023 09:26 AM
From: Michael Foley
20 March 2023 08:17 AM
From: Michael Foley
20 March 2023 07:16 AM
From: Michael Foley
19 March 2023 07:25 AM
From: Michael Foley
19 March 2023 03:55 AM
From: Michael Foley
18 March 2023 19:50 PM
From: Michael Foley
18 March 2023 17:34 PM
From: Michael Foley
17 March 2023 22:25 PM
From: Michael Foley
17 March 2023 18:42 PM
From: Michael Foley
17 March 2023 11:11 AM
From: Michael Foley
17 March 2023 08:15 AM
From: Michael Foley
17 March 2023 04:07 AM
From: Michael Foley
17 March 2023 03:48 AM
From: Michael Foley
16 March 2023 08:25 AM
From: Michael Foley
16 March 2023 07:32 AM
From: Michael Foley
15 March 2023 20:23 PM
From: Michael Foley
15 March 2023 19:56 PM
From: Michael Foley
15 March 2023 08:44 AM
From: Michael Foley
15 March 2023 07:48 AM
From: Michael Foley
15 March 2023 06:49 AM
From: Michael Foley
15 March 2023 06:23 AM
From: Michael Foley
14 March 2023 18:07 PM
From: Michael Foley
14 March 2023 16:07 PM
From: Michael Foley
14 March 2023 15:16 PM
From: Michael Foley
14 March 2023 14:48 PM
From: Michael Foley
14 March 2023 14:34 PM
From: Michael Foley
13 March 2023 19:07 PM
From: Michael Foley
13 March 2023 18:28 PM
From: Michael Foley
13 March 2023 17:03 PM
From: Michael Foley
13 March 2023 13:22 PM
From: Michael Foley
13 March 2023 10:34 AM
From: Michael Foley
13 March 2023 09:09 AM
From: Michael Foley
11 March 2023 10:39 AM
From: Michael Foley
11 March 2023 10:18 AM
From: Michael Foley
10 March 2023 18:39 PM
From: Michael Foley
10 March 2023 08:37 AM
From: Michael Foley
10 March 2023 07:47 AM
From: Michael Foley
09 March 2023 20:00 PM
From: Michael Foley
09 March 2023 17:09 PM
From: Michael Foley
09 March 2023 16:26 PM
From: Michael Foley
09 March 2023 12:35 PM
From: Michael Foley
09 March 2023 12:32 PM
From: Michael Foley
09 March 2023 09:24 AM
From: Michael Foley
09 March 2023 08:15 AM
From: Michael Foley
08 March 2023 19:21 PM
From: Michael Foley
08 March 2023 16:04 PM
From: Michael Foley
08 March 2023 13:30 PM
From: Michael Foley
08 March 2023 08:02 AM
From: Michael Foley
07 March 2023 09:16 AM
From: Michael Foley
07 March 2023 09:07 AM
From: Michael Foley
07 March 2023 08:57 AM
From: Michael Foley
07 March 2023 08:43 AM
From: Michael Foley
07 March 2023 07:19 AM
From: Michael Foley
06 March 2023 13:32 PM
From: Michael Foley
06 March 2023 11:46 AM
From: Michael Foley
06 March 2023 11:28 AM
From: Michael Foley
04 March 2023 11:57 AM
From: Michael Foley
04 March 2023 09:07 AM
From: Michael Foley
04 March 2023 08:54 AM
From: Michael Foley
03 March 2023 14:20 PM
From: Michael Foley
03 March 2023 10:04 AM
From: Michael Foley
03 March 2023 05:19 AM
From: Michael Foley
02 March 2023 12:48 PM
From: Michael Foley
02 March 2023 12:27 PM
From: Michael Foley
02 March 2023 12:25 PM
From: Michael Foley
02 March 2023 09:06 AM
From: Michael Foley
02 March 2023 08:21 AM
From: Michael Foley
01 March 2023 16:11 PM
From: Michael Foley
01 March 2023 14:39 PM
From: Michael Foley
01 March 2023 13:48 PM
From: Michael Foley
01 March 2023 10:39 AM
From: Michael Foley
01 March 2023 09:22 AM
From: Michael Foley
01 March 2023 08:18 AM
From: Michael Foley
28 February 2023 20:46 PM
From: Michael Foley
28 February 2023 09:49 AM
From: Michael Foley
28 February 2023 09:18 AM
From: Michael Foley
28 February 2023 08:49 AM
From: Michael Foley
28 February 2023 07:58 AM
From: Michael Foley
28 February 2023 05:32 AM
From: Michael Foley
28 February 2023 05:03 AM
From: Michael Foley
27 February 2023 22:28 PM
From: Michael Foley
27 February 2023 21:15 PM
From: Michael Foley
27 February 2023 20:40 PM
From: Michael Foley
27 February 2023 13:45 PM
From: Michael Foley
27 February 2023 13:14 PM
From: Michael Foley
27 February 2023 07:54 AM
From: Michael Foley
24 February 2023 19:16 PM
From: Michael Foley
24 February 2023 19:07 PM
From: Michael Foley
24 February 2023 14:42 PM
From: Michael Foley
24 February 2023 13:41 PM
From: Michael Foley
24 February 2023 13:17 PM
From: Michael Foley
24 February 2023 09:35 AM
From: Michael Foley
24 February 2023 08:37 AM
From: Michael Foley
24 February 2023 07:51 AM
From: Michael Foley
23 February 2023 20:54 PM
From: Michael Foley
23 February 2023 20:43 PM
From: Michael Foley
23 February 2023 14:24 PM
From: Michael Foley
23 February 2023 10:26 AM
From: Michael Foley
23 February 2023 08:09 AM
From: Michael Foley
23 February 2023 08:04 AM
From: Michael Foley
23 February 2023 07:19 AM
From: Michael Foley
23 February 2023 06:50 AM
From: Michael Foley
22 February 2023 22:51 PM
From: Michael Foley
22 February 2023 15:20 PM
From: Michael Foley
22 February 2023 08:41 AM
From: Michael Foley
22 February 2023 07:15 AM
From: Michael Foley
22 February 2023 04:12 AM
From: Michael Foley
21 February 2023 20:10 PM
From: Michael Foley
21 February 2023 19:52 PM
From: Michael Foley
21 February 2023 19:46 PM
From: Michael Foley
21 February 2023 08:46 AM
From: Michael Foley
21 February 2023 04:02 AM
From: Michael Foley
20 February 2023 22:19 PM
From: Michael Foley
20 February 2023 19:06 PM
From: Michael Foley
20 February 2023 16:54 PM
From: Michael Foley
20 February 2023 07:59 AM
From: Michael Foley
19 February 2023 14:03 PM
From: Michael Foley
19 February 2023 13:48 PM
From: Michael Foley
18 February 2023 12:06 PM
From: Michael Foley
18 February 2023 11:55 AM
From: Michael Foley
17 February 2023 22:20 PM
From: Michael Foley
17 February 2023 21:47 PM
From: Michael Foley
17 February 2023 17:34 PM
From: Michael Foley
17 February 2023 16:51 PM
From: Michael Foley
17 February 2023 12:46 PM
From: Michael Foley
17 February 2023 07:16 AM
From: Michael Foley
17 February 2023 06:58 AM
From: Michael Foley
16 February 2023 21:40 PM
From: Michael Foley
16 February 2023 21:32 PM
From: Michael Foley
16 February 2023 20:37 PM
From: Michael Foley
16 February 2023 09:07 AM
From: Michael Foley
16 February 2023 08:31 AM
From: Michael Foley
16 February 2023 08:01 AM
From: Michael Foley
16 February 2023 07:40 AM
From: Michael Foley
15 February 2023 08:24 AM
From: Michael Foley
15 February 2023 07:31 AM
From: Michael Foley
14 February 2023 17:34 PM
From: Michael Foley
14 February 2023 15:30 PM
From: Michael Foley
14 February 2023 14:14 PM
From: Michael Foley
14 February 2023 11:05 AM
From: Michael Foley
14 February 2023 10:38 AM
From: Michael Foley
14 February 2023 08:23 AM
From: Michael Foley
13 February 2023 12:27 PM
From: Michael Foley
13 February 2023 12:09 PM
From: Michael Foley
13 February 2023 11:41 AM
From: Michael Foley
13 February 2023 09:24 AM
From: Michael Foley
13 February 2023 08:29 AM
From: Michael Foley
12 February 2023 08:35 AM
From: Michael Foley
11 February 2023 19:38 PM
From: Michael Foley
11 February 2023 13:16 PM
From: Michael Foley
11 February 2023 11:12 AM
From: Michael Foley
10 February 2023 16:59 PM
From: Michael Foley
10 February 2023 09:46 AM
From: Michael Foley
10 February 2023 08:10 AM
From: Michael Foley
10 February 2023 07:19 AM
From: Michael Foley
09 February 2023 21:06 PM
From: Michael Foley
09 February 2023 20:27 PM
From: Michael Foley
09 February 2023 19:58 PM
From: Michael Foley
09 February 2023 18:58 PM
From: Michael Foley
09 February 2023 18:49 PM
From: Michael Foley
09 February 2023 16:06 PM
From: Michael Foley
09 February 2023 15:30 PM
From: Michael Foley
09 February 2023 08:09 AM
From: Michael Foley
09 February 2023 06:56 AM
From: Michael Foley
09 February 2023 06:28 AM
From: Michael Foley
08 February 2023 21:02 PM
From: Michael Foley
08 February 2023 17:14 PM
From: Michael Foley
08 February 2023 16:34 PM
From: Michael Foley
08 February 2023 10:34 AM
From: Michael Foley
08 February 2023 10:02 AM
From: Michael Foley
08 February 2023 09:53 AM
From: Michael Foley
08 February 2023 09:30 AM
From: Michael Foley
08 February 2023 08:42 AM
From: Michael Foley
07 February 2023 10:25 AM
From: Michael Foley
07 February 2023 10:04 AM
From: Michael Foley
07 February 2023 07:59 AM
From: Michael Foley
06 February 2023 23:08 PM
From: Michael Foley
06 February 2023 16:43 PM
From: Michael Foley
06 February 2023 15:48 PM
From: Michael Foley
06 February 2023 15:32 PM
From: Michael Foley
06 February 2023 13:30 PM
From: Michael Foley
06 February 2023 08:32 AM
From: Michael Foley
05 February 2023 19:35 PM
From: Michael Foley
05 February 2023 06:36 AM
From: Michael Foley
04 February 2023 21:26 PM
From: Michael Foley
04 February 2023 20:54 PM
From: Michael Foley
03 February 2023 20:40 PM
From: Michael Foley
03 February 2023 17:28 PM
From: Michael Foley
03 February 2023 12:04 PM
From: Michael Foley
03 February 2023 12:01 PM
From: Michael Foley
03 February 2023 07:57 AM
From: Michael Foley
02 February 2023 16:08 PM
From: Michael Foley
02 February 2023 14:10 PM
From: Michael Foley
02 February 2023 13:53 PM
From: Michael Foley
02 February 2023 08:28 AM
From: Michael Foley
02 February 2023 07:51 AM
From: Michael Foley
01 February 2023 23:29 PM
From: Michael Foley
01 February 2023 22:12 PM
From: Michael Foley
01 February 2023 16:30 PM
From: Michael Foley
01 February 2023 15:42 PM
From: Michael Foley
01 February 2023 10:20 AM
From: Michael Foley
01 February 2023 08:09 AM
From: Michael Foley
01 February 2023 07:12 AM
From: Michael Foley
01 February 2023 06:53 AM
From: Michael Foley
31 January 2023 03:29 AM
From: Michael Foley
31 January 2023 03:09 AM
From: Michael Foley
30 January 2023 21:11 PM
From: Michael Foley
30 January 2023 18:01 PM
From: Michael Foley
30 January 2023 04:01 AM
From: Michael Foley
29 January 2023 07:53 AM
From: Michael Foley
29 January 2023 07:36 AM
From: Michael Foley
28 January 2023 23:19 PM
From: Michael Foley
28 January 2023 16:46 PM
From: Michael Foley
28 January 2023 12:24 PM
From: Michael Foley
27 January 2023 07:11 AM
From: Michael Foley
27 January 2023 06:49 AM
From: Michael Foley
26 January 2023 10:05 AM
From: Michael Foley
26 January 2023 06:51 AM
From: Michael Foley
25 January 2023 13:58 PM
From: Michael Foley
25 January 2023 13:18 PM
From: Michael Foley
25 January 2023 07:59 AM
From: Michael Foley
25 January 2023 03:31 AM
From: Michael Foley
24 January 2023 18:38 PM
From: Michael Foley
24 January 2023 12:46 PM
From: Michael Foley
24 January 2023 09:28 AM
From: Michael Foley
24 January 2023 08:59 AM
From: Michael Foley
24 January 2023 07:15 AM
From: Michael Foley
24 January 2023 07:05 AM
From: Michael Foley
23 January 2023 16:48 PM
From: Michael Foley
23 January 2023 11:23 AM
From: Michael Foley
23 January 2023 07:49 AM
From: Michael Foley
23 January 2023 07:34 AM
From: Michael Foley
23 January 2023 07:09 AM
From: Michael Foley
19 January 2023 09:26 AM
From: Michael Foley
19 January 2023 07:46 AM
From: Michael Foley
18 January 2023 21:35 PM
From: Michael Foley
18 January 2023 21:07 PM
From: Michael Foley
18 January 2023 21:05 PM
From: Michael Foley
18 January 2023 15:59 PM
From: Michael Foley
18 January 2023 14:25 PM
From: Michael Foley
18 January 2023 13:58 PM
From: Michael Foley
18 January 2023 13:43 PM
From: Michael Foley
18 January 2023 09:08 AM
From: Michael Foley
18 January 2023 08:39 AM
From: Michael Foley
18 January 2023 08:21 AM
From: Michael Foley
18 January 2023 07:55 AM
From: Michael Foley
17 January 2023 15:27 PM
From: Michael Foley
17 January 2023 14:25 PM
From: Michael Foley
17 January 2023 07:32 AM
From: Michael Foley
17 January 2023 07:08 AM
From: Michael Foley
14 January 2023 21:36 PM
From: Michael Foley
14 January 2023 19:32 PM
From: Michael Foley
14 January 2023 13:25 PM
From: Michael Foley
14 January 2023 12:21 PM
From: Michael Foley
14 January 2023 11:46 AM
From: Michael Foley
13 January 2023 10:47 AM
From: Michael Foley
13 January 2023 08:20 AM
From: Michael Foley
12 January 2023 22:17 PM
From: Michael Foley
12 January 2023 22:00 PM
From: Michael Foley
12 January 2023 20:48 PM
From: Michael Foley
12 January 2023 15:12 PM
From: Michael Foley
12 January 2023 09:20 AM
From: Michael Foley
12 January 2023 07:48 AM
From: Michael Foley
12 January 2023 07:23 AM
From: Michael Foley
11 January 2023 19:50 PM
From: Michael Foley
11 January 2023 19:07 PM
From: Michael Foley
11 January 2023 18:09 PM
From: Michael Foley
11 January 2023 16:39 PM
From: Michael Foley
11 January 2023 16:05 PM
From: Michael Foley
11 January 2023 14:49 PM
From: Michael Foley
11 January 2023 12:53 PM
From: Michael Foley
11 January 2023 10:45 AM
From: Michael Foley
11 January 2023 10:16 AM
From: Michael Foley
11 January 2023 08:25 AM
From: Michael Foley
11 January 2023 07:57 AM
From: Michael Foley
10 January 2023 23:31 PM
From: Michael Foley
10 January 2023 22:35 PM
From: Michael Foley
10 January 2023 12:24 PM
From: Michael Foley
10 January 2023 11:45 AM
From: Michael Foley
10 January 2023 07:38 AM
From: Michael Foley
10 January 2023 07:12 AM
From: Michael Foley
09 January 2023 08:33 AM
From: Michael Foley
09 January 2023 07:28 AM
From: Michael Foley
09 January 2023 07:05 AM
From: Michael Foley
08 January 2023 16:16 PM
From: Michael Foley
08 January 2023 14:25 PM
From: Michael Foley
08 January 2023 10:10 AM
From: Michael Foley
08 January 2023 08:32 AM
From: Michael Foley
08 January 2023 07:44 AM
From: Michael Foley
08 January 2023 07:20 AM
From: Michael Foley
08 January 2023 00:12 AM
From: Michael Foley
07 January 2023 23:44 PM
From: Michael Foley
07 January 2023 13:57 PM
From: Michael Foley
07 January 2023 13:17 PM
From: Michael Foley
07 January 2023 12:20 PM
From: Michael Foley
06 January 2023 21:15 PM
From: Michael Foley
06 January 2023 20:50 PM
From: Michael Foley
06 January 2023 20:23 PM
From: Michael Foley
06 January 2023 14:38 PM
From: Michael Foley
06 January 2023 12:43 PM
From: Michael Foley
06 January 2023 10:05 AM
From: Michael Foley
06 January 2023 08:52 AM
From: Michael Foley
06 January 2023 08:21 AM
From: Michael Foley
05 January 2023 21:50 PM
From: Michael Foley
05 January 2023 17:14 PM
From: Michael Foley
05 January 2023 14:39 PM
From: Michael Foley
05 January 2023 13:21 PM
From: Michael Foley
05 January 2023 12:51 PM
From: Michael Foley
05 January 2023 08:45 AM
From: Michael Foley
05 January 2023 08:31 AM
From: Michael Foley
04 January 2023 20:35 PM
From: Michael Foley
04 January 2023 20:30 PM
From: Michael Foley
04 January 2023 19:33 PM
From: Michael Foley
04 January 2023 14:33 PM
From: Michael Foley
04 January 2023 09:01 AM
From: Michael Foley
04 January 2023 08:44 AM
From: Michael Foley
04 January 2023 08:30 AM
From: Michael Foley
04 January 2023 07:49 AM
From: Michael Foley
04 January 2023 07:37 AM
From: Michael Foley
04 January 2023 02:14 AM
From: Michael Foley
03 January 2023 18:39 PM
From: Michael Foley
03 January 2023 10:03 AM
From: Michael Foley
03 January 2023 09:14 AM
From: Michael Foley
02 January 2023 17:26 PM
From: Michael Foley
02 January 2023 17:17 PM
From: Michael Foley
02 January 2023 11:55 AM
From: Michael Foley
02 January 2023 11:25 AM
From: Michael Foley
02 January 2023 03:09 AM
From: Michael Foley
01 January 2023 20:18 PM
From: Michael Foley
01 January 2023 17:03 PM
From: Michael Foley
01 January 2023 16:24 PM
From: Michael Foley
01 January 2023 14:13 PM
From: Michael Foley
01 January 2023 09:57 AM
From: Michael Foley
01 January 2023 00:55 AM
From: Michael Foley
31 December 2022 20:53 PM
From: Michael Foley
31 December 2022 11:47 AM
From: Michael Foley
31 December 2022 11:00 AM
From: Michael Foley
30 December 2022 19:32 PM
From: Michael Foley
30 December 2022 17:49 PM
From: Michael Foley
30 December 2022 10:28 AM
From: Michael Foley
30 December 2022 09:49 AM
From: Michael Foley
29 December 2022 22:12 PM
From: Michael Foley
29 December 2022 19:47 PM
From: Michael Foley
29 December 2022 09:55 AM
From: Michael Foley
29 December 2022 09:50 AM
From: Michael Foley
29 December 2022 09:19 AM
From: Michael Foley
29 December 2022 08:08 AM
From: Michael Foley
28 December 2022 16:07 PM
From: Michael Foley
28 December 2022 13:41 PM
From: Michael Foley
28 December 2022 11:25 AM
From: Michael Foley
28 December 2022 11:12 AM
From: Michael Foley
28 December 2022 08:56 AM
From: Michael Foley
26 December 2022 13:38 PM
From: Michael Foley
26 December 2022 12:30 PM
From: Michael Foley
26 December 2022 09:13 AM
From: Michael Foley
25 December 2022 08:03 AM
From: Michael Foley
24 December 2022 11:27 AM
From: Michael Foley
24 December 2022 11:13 AM
From: Michael Foley
23 December 2022 21:30 PM
From: Michael Foley
23 December 2022 17:14 PM
From: Michael Foley
23 December 2022 17:04 PM
From: Michael Foley
23 December 2022 16:39 PM
From: Michael Foley
23 December 2022 10:38 AM
From: Michael Foley
23 December 2022 08:04 AM
From: Michael Foley
23 December 2022 07:12 AM
From: Michael Foley
22 December 2022 22:12 PM
From: Michael Foley
22 December 2022 21:47 PM
From: Michael Foley
22 December 2022 20:50 PM
From: Michael Foley
22 December 2022 20:22 PM
From: Michael Foley
22 December 2022 19:35 PM
From: Michael Foley
22 December 2022 13:51 PM
From: Michael Foley
22 December 2022 12:46 PM
From: Michael Foley
22 December 2022 12:11 PM
From: Michael Foley
21 December 2022 07:46 AM
From: Michael Foley
20 December 2022 11:58 AM
From: Michael Foley
20 December 2022 11:53 AM
From: Michael Foley
20 December 2022 08:58 AM
From: Michael Foley
19 December 2022 17:34 PM
From: Michael Foley
19 December 2022 13:48 PM
From: Michael Foley
19 December 2022 09:43 AM
From: Michael Foley
19 December 2022 08:18 AM
From: Michael Foley
19 December 2022 08:10 AM
From: Michael Foley
19 December 2022 07:54 AM
From: Michael Foley
19 December 2022 07:41 AM
From: Michael Foley
18 December 2022 21:59 PM
From: Michael Foley
18 December 2022 20:07 PM
From: Michael Foley
18 December 2022 19:11 PM
From: Michael Foley
18 December 2022 18:49 PM
From: Michael Foley
18 December 2022 13:38 PM
From: Michael Foley
18 December 2022 10:58 AM
From: Michael Foley
18 December 2022 09:45 AM
From: Michael Foley
17 December 2022 16:14 PM
From: Michael Foley
17 December 2022 13:42 PM
From: Michael Foley
17 December 2022 10:55 AM
From: Michael Foley
16 December 2022 17:27 PM
From: Michael Foley
16 December 2022 16:30 PM
From: Michael Foley
16 December 2022 12:24 PM
From: Michael Foley
16 December 2022 11:54 AM
From: Michael Foley
16 December 2022 11:40 AM
From: Michael Foley
16 December 2022 10:37 AM
From: Michael Foley
16 December 2022 08:51 AM
From: Michael Foley
16 December 2022 08:39 AM
From: Michael Foley
16 December 2022 08:17 AM
From: Michael Foley
16 December 2022 07:59 AM
From: Michael Foley
15 December 2022 12:38 PM
From: Michael Foley
15 December 2022 12:32 PM
From: Michael Foley
15 December 2022 10:47 AM
From: Michael Foley
15 December 2022 10:37 AM
From: Michael Foley
15 December 2022 10:20 AM
From: Michael Foley
15 December 2022 09:48 AM
From: Michael Foley
15 December 2022 08:41 AM
From: Michael Foley
14 December 2022 21:36 PM
From: Michael Foley
14 December 2022 07:18 AM
From: Michael Foley
13 December 2022 08:04 AM
From: Michael Foley
13 December 2022 07:09 AM
From: Michael Foley
12 December 2022 23:11 PM
From: Michael Foley
12 December 2022 20:43 PM
From: Michael Foley
12 December 2022 15:37 PM
From: Michael Foley
12 December 2022 13:10 PM
From: Michael Foley
12 December 2022 12:47 PM
From: Michael Foley
12 December 2022 09:00 AM
From: Michael Foley
12 December 2022 07:45 AM
From: Michael Foley
12 December 2022 07:18 AM
From: Michael Foley
10 December 2022 13:13 PM
From: Michael Foley
10 December 2022 13:09 PM
From: Michael Foley
10 December 2022 10:36 AM
From: Michael Foley
10 December 2022 10:17 AM
From: Michael Foley
09 December 2022 16:20 PM
From: Michael Foley
09 December 2022 16:10 PM
From: Michael Foley
09 December 2022 10:57 AM
From: Michael Foley
09 December 2022 10:43 AM
From: Michael Foley
09 December 2022 08:45 AM
From: Michael Foley
09 December 2022 08:33 AM
From: Michael Foley
09 December 2022 03:43 AM
From: Michael Foley
08 December 2022 18:35 PM
From: Michael Foley
08 December 2022 18:08 PM
From: Michael Foley
08 December 2022 08:30 AM
From: Michael Foley
08 December 2022 07:24 AM
From: Michael Foley
08 December 2022 01:27 AM
From: Michael Foley
07 December 2022 20:12 PM
From: Michael Foley
07 December 2022 20:08 PM
From: Michael Foley
07 December 2022 10:54 AM
From: Michael Foley
07 December 2022 09:36 AM
From: Michael Foley
07 December 2022 08:49 AM
From: Michael Foley
07 December 2022 08:08 AM
From: Michael Foley
06 December 2022 20:12 PM
From: Michael Foley
06 December 2022 16:25 PM
From: Michael Foley
06 December 2022 14:15 PM
From: Michael Foley
06 December 2022 13:28 PM
From: Michael Foley
06 December 2022 09:55 AM
From: Michael Foley
06 December 2022 09:47 AM
From: Michael Foley
06 December 2022 09:16 AM
From: Michael Foley
06 December 2022 08:20 AM
From: Michael Foley
06 December 2022 07:20 AM
From: Michael Foley
06 December 2022 02:58 AM
From: Michael Foley
05 December 2022 21:16 PM
From: Michael Foley
05 December 2022 18:26 PM
From: Michael Foley
05 December 2022 16:46 PM
From: Michael Foley
05 December 2022 14:27 PM
From: Michael Foley
05 December 2022 07:43 AM
From: Michael Foley
05 December 2022 06:57 AM
From: Michael Foley
04 December 2022 08:50 AM
From: Michael Foley
04 December 2022 08:17 AM
From: Michael Foley
04 December 2022 03:01 AM
From: Michael Foley
03 December 2022 19:07 PM
From: Michael Foley
03 December 2022 17:28 PM
From: Michael Foley
03 December 2022 13:07 PM
From: Michael Foley
03 December 2022 11:56 AM
From: Michael Foley
02 December 2022 09:02 AM
From: Michael Foley
02 December 2022 07:43 AM
From: Michael Foley
02 December 2022 07:28 AM
From: Michael Foley
02 December 2022 07:18 AM
From: Michael Foley
01 December 2022 22:04 PM
From: Michael Foley
01 December 2022 20:15 PM
From: Michael Foley
01 December 2022 18:53 PM
From: Michael Foley
01 December 2022 17:35 PM
From: Michael Foley
01 December 2022 07:47 AM
From: Michael Foley
01 December 2022 07:34 AM
From: Michael Foley
01 December 2022 07:14 AM
From: Michael Foley
30 November 2022 23:24 PM
From: Michael Foley
30 November 2022 22:56 PM
From: Michael Foley
30 November 2022 20:13 PM
From: Michael Foley
30 November 2022 19:47 PM
From: Michael Foley
30 November 2022 18:19 PM
From: Michael Foley
30 November 2022 08:17 AM
From: Michael Foley
30 November 2022 04:43 AM
From: Michael Foley
29 November 2022 21:51 PM
From: Michael Foley
29 November 2022 09:55 AM
From: Michael Foley
28 November 2022 21:01 PM
From: Michael Foley
28 November 2022 19:08 PM
From: Michael Foley
28 November 2022 17:55 PM
From: Michael Foley
28 November 2022 17:17 PM
From: Michael Foley
28 November 2022 07:35 AM
From: Michael Foley
28 November 2022 03:18 AM
From: Michael Foley
27 November 2022 14:26 PM
From: Michael Foley
27 November 2022 11:20 AM
From: Michael Foley
27 November 2022 10:29 AM
From: Michael Foley
27 November 2022 10:26 AM
From: Michael Foley
27 November 2022 05:59 AM
From: Michael Foley
26 November 2022 23:14 PM
From: Michael Foley
26 November 2022 21:15 PM
From: Michael Foley
26 November 2022 17:41 PM
From: Michael Foley
26 November 2022 14:20 PM
From: Michael Foley
26 November 2022 14:07 PM
From: Michael Foley
26 November 2022 14:04 PM
From: Michael Foley
25 November 2022 19:27 PM
From: Michael Foley
25 November 2022 18:55 PM
From: Michael Foley
25 November 2022 16:09 PM
From: Michael Foley
25 November 2022 15:28 PM
From: Michael Foley
25 November 2022 15:13 PM
From: Michael Foley
25 November 2022 08:15 AM
From: Michael Foley
24 November 2022 23:45 PM
From: Michael Foley
24 November 2022 17:04 PM
From: Michael Foley
24 November 2022 08:59 AM
From: Michael Foley
24 November 2022 08:13 AM
From: Michael Foley
24 November 2022 07:48 AM
From: Michael Foley
24 November 2022 07:39 AM
From: Michael Foley
24 November 2022 06:51 AM
From: Michael Foley
23 November 2022 18:43 PM
From: Michael Foley
23 November 2022 18:30 PM
From: Michael Foley
23 November 2022 18:20 PM
From: Michael Foley
23 November 2022 10:38 AM
From: Michael Foley
23 November 2022 09:43 AM
From: Michael Foley
23 November 2022 09:28 AM
From: Michael Foley
23 November 2022 09:03 AM
From: Michael Foley
23 November 2022 05:12 AM
From: Michael Foley
22 November 2022 21:23 PM
From: Michael Foley
22 November 2022 19:44 PM
From: Michael Foley
22 November 2022 15:41 PM
From: Michael Foley
22 November 2022 12:12 PM
From: Michael Foley
22 November 2022 11:40 AM
From: Michael Foley
22 November 2022 11:39 AM
From: Michael Foley
22 November 2022 11:27 AM
From: Michael Foley
22 November 2022 11:14 AM
From: Michael Foley
22 November 2022 10:21 AM
From: Michael Foley
22 November 2022 09:39 AM
From: Michael Foley
22 November 2022 08:37 AM
From: Michael Foley
22 November 2022 06:47 AM
From: Michael Foley
22 November 2022 06:34 AM
From: Michael Foley
21 November 2022 18:48 PM
From: Michael Foley
21 November 2022 16:30 PM
From: Michael Foley
21 November 2022 11:07 AM
From: Michael Foley
21 November 2022 10:49 AM
From: Michael Foley
21 November 2022 10:11 AM
From: Michael Foley
21 November 2022 09:10 AM
From: Michael Foley
20 November 2022 11:18 AM
From: Michael Foley
20 November 2022 11:01 AM
From: Michael Foley
20 November 2022 07:39 AM
From: Michael Foley
19 November 2022 13:28 PM
From: Michael Foley
19 November 2022 07:49 AM
From: Michael Foley
18 November 2022 21:11 PM
From: Michael Foley
18 November 2022 20:15 PM
From: Michael Foley
18 November 2022 17:31 PM
From: Michael Foley
18 November 2022 16:39 PM
From: Michael Foley
18 November 2022 09:56 AM
From: Michael Foley
18 November 2022 09:49 AM
From: Michael Foley
18 November 2022 09:34 AM
From: Michael Foley
18 November 2022 09:04 AM
From: Michael Foley
18 November 2022 08:47 AM
From: Michael Foley
18 November 2022 08:39 AM
From: Michael Foley
18 November 2022 07:29 AM
From: Michael Foley
18 November 2022 07:19 AM
From: Michael Foley
18 November 2022 07:13 AM
From: Michael Foley
18 November 2022 07:08 AM
From: Michael Foley
18 November 2022 04:42 AM
From: Michael Foley
17 November 2022 09:40 AM
From: Michael Foley
17 November 2022 09:12 AM
From: Michael Foley
17 November 2022 07:33 AM
From: Michael Foley
17 November 2022 07:03 AM
From: Michael Foley
17 November 2022 06:27 AM
From: Michael Foley
16 November 2022 22:59 PM
From: Michael Foley
16 November 2022 22:53 PM
From: Michael Foley
16 November 2022 21:57 PM
From: Michael Foley
16 November 2022 21:07 PM
From: Michael Foley
16 November 2022 13:49 PM
From: Michael Foley
16 November 2022 08:57 AM
From: Michael Foley
16 November 2022 08:19 AM
From: Michael Foley
16 November 2022 08:12 AM
From: Michael Foley
16 November 2022 07:43 AM
From: Michael Foley
15 November 2022 21:25 PM
From: Michael Foley
15 November 2022 18:36 PM
From: Michael Foley
15 November 2022 17:02 PM
From: Michael Foley
15 November 2022 12:45 PM
From: Michael Foley
15 November 2022 08:58 AM
From: Michael Foley
14 November 2022 20:18 PM
From: Michael Foley
14 November 2022 20:00 PM
From: Michael Foley
14 November 2022 18:57 PM
From: Michael Foley
14 November 2022 17:33 PM
From: Michael Foley
14 November 2022 15:01 PM
From: Michael Foley
14 November 2022 14:38 PM
From: Michael Foley
14 November 2022 07:48 AM
From: Michael Foley
14 November 2022 04:29 AM
From: Michael Foley
12 November 2022 19:56 PM
From: Michael Foley
12 November 2022 15:42 PM
From: Michael Foley
12 November 2022 12:54 PM
From: Michael Foley
12 November 2022 12:15 PM
From: Michael Foley
12 November 2022 11:43 AM
From: Michael Foley
12 November 2022 09:29 AM
From: Michael Foley
11 November 2022 21:02 PM
From: Michael Foley
11 November 2022 19:38 PM
From: Michael Foley
11 November 2022 17:26 PM
From: Michael Foley
11 November 2022 16:59 PM
From: Michael Foley
11 November 2022 16:39 PM
From: Michael Foley
11 November 2022 16:20 PM
From: Michael Foley
11 November 2022 15:27 PM
From: Michael Foley
11 November 2022 11:34 AM
From: Michael Foley
11 November 2022 09:20 AM
From: Michael Foley
10 November 2022 21:49 PM
From: Michael Foley
10 November 2022 07:50 AM
From: Michael Foley
10 November 2022 07:48 AM
From: Michael Foley
09 November 2022 11:08 AM
From: Michael Foley
09 November 2022 08:41 AM
From: Michael Foley
09 November 2022 08:06 AM
From: Michael Foley
09 November 2022 07:45 AM
From: Michael Foley
08 November 2022 22:30 PM
From: Michael Foley
08 November 2022 20:55 PM
From: Michael Foley
08 November 2022 18:55 PM
From: Michael Foley
08 November 2022 17:57 PM
From: Michael Foley
08 November 2022 17:23 PM
From: Michael Foley
08 November 2022 15:30 PM
From: Michael Foley
08 November 2022 12:49 PM
From: Michael Foley
08 November 2022 11:42 AM
From: Michael Foley
08 November 2022 08:07 AM
From: Michael Foley
08 November 2022 07:50 AM
From: Michael Foley
08 November 2022 07:28 AM
From: Michael Foley
08 November 2022 05:05 AM
From: Michael Foley
07 November 2022 18:59 PM
From: Michael Foley
07 November 2022 17:02 PM
From: Michael Foley
05 November 2022 23:05 PM
From: Michael Foley
05 November 2022 18:55 PM
From: Michael Foley
05 November 2022 17:45 PM
From: Michael Foley
05 November 2022 16:27 PM
From: Michael Foley
05 November 2022 11:51 AM
From: Michael Foley
05 November 2022 08:08 AM
From: Michael Foley
05 November 2022 07:57 AM
From: Michael Foley
04 November 2022 17:08 PM
From: Michael Foley
04 November 2022 13:24 PM
From: Michael Foley
04 November 2022 11:05 AM
From: Michael Foley
04 November 2022 09:25 AM
From: Michael Foley
04 November 2022 08:27 AM
From: Michael Foley
04 November 2022 07:45 AM
From: Michael Foley
04 November 2022 07:27 AM
From: Michael Foley
03 November 2022 13:45 PM
From: Michael Foley
03 November 2022 08:28 AM
From: Michael Foley
02 November 2022 22:04 PM
From: Michael Foley
02 November 2022 16:44 PM
From: Michael Foley
02 November 2022 13:08 PM
From: Michael Foley
02 November 2022 12:23 PM
From: Michael Foley
02 November 2022 08:56 AM
From: Michael Foley
02 November 2022 08:32 AM
From: Michael Foley
02 November 2022 06:54 AM
From: Michael Foley
01 November 2022 16:04 PM
From: Michael Foley
01 November 2022 15:28 PM
From: Michael Foley
01 November 2022 14:04 PM
From: Michael Foley
01 November 2022 09:48 AM
From: Michael Foley
01 November 2022 08:33 AM
From: Michael Foley
01 November 2022 08:21 AM
From: Michael Foley
01 November 2022 07:50 AM
From: Michael Foley
31 October 2022 21:50 PM
From: Michael Foley
31 October 2022 20:28 PM
From: Michael Foley
31 October 2022 17:46 PM
From: Michael Foley
31 October 2022 14:44 PM
From: Michael Foley
31 October 2022 09:05 AM
From: Michael Foley
31 October 2022 08:29 AM
From: Michael Foley
31 October 2022 07:49 AM
From: Michael Foley
30 October 2022 20:20 PM
From: Michael Foley
30 October 2022 13:35 PM
From: Michael Foley
30 October 2022 12:19 PM
From: Michael Foley
30 October 2022 11:01 AM
From: Michael Foley
30 October 2022 10:53 AM
From: Michael Foley
30 October 2022 10:38 AM
From: Michael Foley
29 October 2022 20:41 PM
From: Michael Foley
29 October 2022 12:24 PM
From: Michael Foley
29 October 2022 11:25 AM
From: Michael Foley
29 October 2022 10:01 AM
From: Michael Foley
29 October 2022 09:48 AM
From: Michael Foley
28 October 2022 11:51 AM
From: Michael Foley
28 October 2022 10:00 AM
From: Michael Foley
27 October 2022 21:14 PM
From: Michael Foley
27 October 2022 15:28 PM
From: Michael Foley
27 October 2022 14:39 PM
From: Michael Foley
27 October 2022 11:16 AM
From: Michael Foley
27 October 2022 09:28 AM
From: Michael Foley
27 October 2022 09:11 AM
From: Michael Foley
27 October 2022 08:40 AM
From: Michael Foley
26 October 2022 20:33 PM
From: Michael Foley
26 October 2022 09:16 AM
From: Michael Foley
26 October 2022 07:40 AM
From: Michael Foley
25 October 2022 17:39 PM
From: Michael Foley
25 October 2022 16:49 PM
From: Michael Foley
25 October 2022 11:20 AM
From: Michael Foley
25 October 2022 09:59 AM
From: Michael Foley
25 October 2022 09:46 AM
From: Michael Foley
25 October 2022 09:20 AM
From: Michael Foley
25 October 2022 08:54 AM
From: Michael Foley
25 October 2022 08:27 AM
From: Michael Foley
25 October 2022 08:13 AM
From: Michael Foley
24 October 2022 20:24 PM
From: Michael Foley
24 October 2022 16:36 PM
From: Michael Foley
24 October 2022 15:26 PM
From: Michael Foley
24 October 2022 15:15 PM
From: Michael Foley
24 October 2022 10:03 AM
From: Michael Foley
24 October 2022 09:22 AM
From: Michael Foley
24 October 2022 09:00 AM
From: Michael Foley
24 October 2022 08:14 AM
From: Michael Foley
23 October 2022 08:29 AM
From: Michael Foley
22 October 2022 17:40 PM
From: Michael Foley
22 October 2022 12:06 PM
From: Michael Foley
22 October 2022 11:45 AM
From: Michael Foley
22 October 2022 11:02 AM
From: Michael Foley
22 October 2022 10:56 AM
From: Michael Foley
22 October 2022 10:37 AM
From: Michael Foley
22 October 2022 08:11 AM
From: Michael Foley
21 October 2022 11:45 AM
From: Michael Foley
21 October 2022 09:24 AM
From: Michael Foley
21 October 2022 07:51 AM
From: Michael Foley
20 October 2022 13:20 PM
From: Michael Foley
20 October 2022 09:48 AM
From: Michael Foley
20 October 2022 08:43 AM
From: Michael Foley
19 October 2022 20:22 PM
From: Michael Foley
19 October 2022 19:55 PM
From: Michael Foley
19 October 2022 11:42 AM
From: Michael Foley
19 October 2022 11:37 AM
From: Michael Foley
19 October 2022 11:04 AM
From: Michael Foley
19 October 2022 08:40 AM
From: Michael Foley
19 October 2022 08:06 AM
From: Michael Foley
19 October 2022 07:44 AM
From: Michael Foley
18 October 2022 13:59 PM
From: Michael Foley
18 October 2022 13:30 PM
From: Michael Foley
18 October 2022 09:15 AM
From: Michael Foley
18 October 2022 08:58 AM
From: Michael Foley
18 October 2022 08:20 AM
From: Michael Foley
18 October 2022 07:33 AM
From: Michael Foley
18 October 2022 06:48 AM
From: Michael Foley
17 October 2022 21:01 PM
From: Michael Foley
17 October 2022 16:22 PM
From: Michael Foley
17 October 2022 16:03 PM
From: Michael Foley
17 October 2022 15:47 PM
From: Michael Foley
17 October 2022 10:51 AM
From: Michael Foley
17 October 2022 08:08 AM
From: Michael Foley
16 October 2022 08:42 AM
From: Michael Foley
15 October 2022 22:11 PM
From: Michael Foley
15 October 2022 20:55 PM
From: Michael Foley
15 October 2022 11:10 AM
From: Michael Foley
15 October 2022 09:53 AM
From: Michael Foley
14 October 2022 12:36 PM
From: Michael Foley
14 October 2022 11:08 AM
From: Michael Foley
14 October 2022 09:57 AM
From: Michael Foley
14 October 2022 09:42 AM
From: Michael Foley
14 October 2022 09:26 AM
From: Michael Foley
14 October 2022 08:40 AM
From: Michael Foley
13 October 2022 22:49 PM
From: Michael Foley
13 October 2022 15:54 PM
From: Michael Foley
13 October 2022 15:22 PM
From: Michael Foley
13 October 2022 10:28 AM
From: Michael Foley
13 October 2022 09:47 AM
From: Michael Foley
13 October 2022 08:53 AM
From: Michael Foley
13 October 2022 07:42 AM
From: Michael Foley
12 October 2022 22:25 PM
From: Michael Foley
12 October 2022 16:26 PM
From: Michael Foley
12 October 2022 15:45 PM
From: Michael Foley
12 October 2022 15:04 PM
From: Michael Foley
12 October 2022 08:58 AM
From: Michael Foley
12 October 2022 08:44 AM
From: Michael Foley
11 October 2022 13:47 PM
From: Michael Foley
11 October 2022 08:48 AM
From: Michael Foley
11 October 2022 08:12 AM
From: Michael Foley
10 October 2022 15:03 PM
From: Michael Foley
10 October 2022 14:22 PM
From: Michael Foley
10 October 2022 10:16 AM
From: Michael Foley
10 October 2022 09:49 AM
From: Michael Foley
10 October 2022 09:05 AM
From: Michael Foley
10 October 2022 08:42 AM
From: Michael Foley
09 October 2022 19:01 PM
From: Michael Foley
09 October 2022 18:49 PM
From: Michael Foley
09 October 2022 15:16 PM
From: Michael Foley
09 October 2022 11:39 AM
From: Michael Foley
08 October 2022 21:54 PM
From: Michael Foley
08 October 2022 19:55 PM
From: Michael Foley
08 October 2022 17:21 PM
From: Michael Foley
08 October 2022 13:22 PM
From: Michael Foley
08 October 2022 13:03 PM
From: Michael Foley
08 October 2022 12:08 PM
From: Michael Foley
08 October 2022 11:57 AM
From: Michael Foley
08 October 2022 10:58 AM
From: Michael Foley
08 October 2022 08:55 AM
From: Michael Foley
07 October 2022 22:32 PM
From: Michael Foley
07 October 2022 20:45 PM
From: Michael Foley
07 October 2022 15:55 PM
From: Michael Foley
07 October 2022 13:28 PM
From: Michael Foley
07 October 2022 12:48 PM
From: Michael Foley
06 October 2022 08:13 AM
From: Michael Foley
06 October 2022 07:53 AM
From: Michael Foley
05 October 2022 21:31 PM
From: Michael Foley
05 October 2022 16:19 PM
From: Michael Foley
05 October 2022 16:14 PM
From: Michael Foley
05 October 2022 06:55 AM
From: Michael Foley
05 October 2022 02:27 AM
From: Michael Foley
04 October 2022 15:20 PM
From: Michael Foley
04 October 2022 13:12 PM
From: Michael Foley
04 October 2022 10:26 AM
From: Michael Foley
04 October 2022 08:57 AM
From: Michael Foley
04 October 2022 03:56 AM
From: Michael Foley
03 October 2022 18:57 PM
From: Michael Foley
03 October 2022 17:24 PM
From: Michael Foley
02 October 2022 19:15 PM
From: Michael Foley
02 October 2022 10:09 AM
From: Michael Foley
02 October 2022 07:16 AM
From: Michael Foley
01 October 2022 15:47 PM
From: Michael Foley
30 September 2022 23:41 PM
From: Michael Foley
30 September 2022 18:37 PM
From: Michael Foley
30 September 2022 12:59 PM
From: Michael Foley
30 September 2022 08:23 AM
From: Michael Foley
30 September 2022 07:08 AM
From: Michael Foley
30 September 2022 06:45 AM
From: Michael Foley
29 September 2022 19:58 PM
From: Michael Foley
29 September 2022 19:01 PM
From: Michael Foley
29 September 2022 06:34 AM
From: Michael Foley
28 September 2022 18:57 PM
From: Michael Foley
28 September 2022 16:29 PM
From: Michael Foley
28 September 2022 12:33 PM
From: Michael Foley
28 September 2022 07:36 AM
From: Michael Foley
28 September 2022 07:24 AM
From: Michael Foley
28 September 2022 07:00 AM
From: Michael Foley
28 September 2022 02:11 AM
From: Michael Foley
27 September 2022 17:59 PM
From: Michael Foley
27 September 2022 17:34 PM
From: Michael Foley
27 September 2022 17:10 PM
From: Michael Foley
27 September 2022 16:49 PM
From: Michael Foley
26 September 2022 20:03 PM
From: Michael Foley
26 September 2022 10:01 AM
From: Michael Foley
26 September 2022 09:46 AM
From: Michael Foley
26 September 2022 08:59 AM
From: Michael Foley
25 September 2022 21:04 PM
From: Michael Foley
25 September 2022 20:52 PM
From: Michael Foley
25 September 2022 20:09 PM
From: Michael Foley
25 September 2022 17:14 PM
From: Michael Foley
25 September 2022 11:17 AM
From: Michael Foley
25 September 2022 05:09 AM
From: Michael Foley
24 September 2022 22:35 PM
From: Michael Foley
24 September 2022 20:41 PM
From: Michael Foley
24 September 2022 18:04 PM
From: Michael Foley
24 September 2022 12:14 PM
From: Michael Foley
24 September 2022 11:36 AM
From: Michael Foley
24 September 2022 11:26 AM
From: Michael Foley
24 September 2022 11:15 AM
From: Michael Foley
23 September 2022 22:45 PM
From: Michael Foley
23 September 2022 19:25 PM
From: Michael Foley
23 September 2022 17:45 PM
From: Michael Foley
23 September 2022 09:10 AM
From: Michael Foley
23 September 2022 07:29 AM
From: Michael Foley
22 September 2022 20:16 PM
From: Michael Foley
22 September 2022 19:00 PM
From: Michael Foley
22 September 2022 09:27 AM
From: Michael Foley
21 September 2022 17:02 PM
From: Michael Foley
21 September 2022 15:54 PM
From: Michael Foley
21 September 2022 09:41 AM
From: Michael Foley
21 September 2022 08:48 AM
From: Michael Foley
21 September 2022 08:41 AM
From: Michael Foley
21 September 2022 07:30 AM
From: Michael Foley
20 September 2022 20:29 PM
From: Michael Foley
20 September 2022 19:38 PM
From: Michael Foley
20 September 2022 18:56 PM
From: Michael Foley
18 September 2022 20:58 PM
From: Michael Foley
18 September 2022 17:28 PM
From: Michael Foley
18 September 2022 11:45 AM
From: Michael Foley
18 September 2022 10:14 AM
From: Michael Foley
18 September 2022 07:59 AM
From: Michael Foley
17 September 2022 17:50 PM
From: Michael Foley
16 September 2022 08:29 AM
From: Michael Foley
16 September 2022 08:22 AM
From: Michael Foley
16 September 2022 05:15 AM
From: Michael Foley
15 September 2022 17:04 PM
From: Michael Foley
15 September 2022 09:04 AM
From: Michael Foley
15 September 2022 07:50 AM
From: Michael Foley
15 September 2022 07:23 AM
From: Michael Foley
14 September 2022 21:14 PM
From: Michael Foley
14 September 2022 20:41 PM
From: Michael Foley
14 September 2022 19:59 PM
From: Michael Foley
14 September 2022 18:11 PM
From: Michael Foley
14 September 2022 10:04 AM
From: Michael Foley
14 September 2022 09:45 AM
From: Michael Foley
14 September 2022 06:49 AM
From: Michael Foley
14 September 2022 06:37 AM
From: Michael Foley
13 September 2022 09:43 AM
From: Michael Foley
13 September 2022 09:07 AM
From: Michael Foley
13 September 2022 08:20 AM
From: Michael Foley
12 September 2022 22:01 PM
From: Michael Foley
12 September 2022 07:09 AM
From: Michael Foley
12 September 2022 06:52 AM
From: Michael Foley
11 September 2022 22:26 PM
From: Michael Foley
11 September 2022 10:20 AM
From: Michael Foley
10 September 2022 11:09 AM
From: Michael Foley
10 September 2022 08:04 AM
From: Michael Foley
09 September 2022 18:37 PM
From: Michael Foley
09 September 2022 13:47 PM
From: Michael Foley
09 September 2022 09:54 AM
From: Michael Foley
09 September 2022 08:37 AM
From: Michael Foley
08 September 2022 21:03 PM
From: Michael Foley
08 September 2022 12:43 PM
From: Michael Foley
08 September 2022 08:10 AM
From: Michael Foley
07 September 2022 13:58 PM
From: Michael Foley
07 September 2022 12:31 PM
From: Michael Foley
07 September 2022 08:17 AM
From: Michael Foley
07 September 2022 08:05 AM
From: Michael Foley
06 September 2022 19:09 PM
From: Michael Foley
06 September 2022 15:12 PM
From: Michael Foley
06 September 2022 11:05 AM
From: Michael Foley
06 September 2022 10:43 AM
From: Michael Foley
05 September 2022 14:59 PM
From: Michael Foley
05 September 2022 11:53 AM
From: Michael Foley
05 September 2022 11:50 AM
From: Michael Foley
05 September 2022 11:08 AM
From: Michael Foley
05 September 2022 11:01 AM
From: Michael Foley
05 September 2022 09:36 AM
From: Michael Foley
05 September 2022 08:13 AM
From: Michael Foley
05 September 2022 08:06 AM
From: Michael Foley
05 September 2022 07:25 AM
From: Michael Foley
04 September 2022 18:21 PM
From: Michael Foley
04 September 2022 17:10 PM
From: Michael Foley
03 September 2022 15:23 PM
From: Michael Foley
03 September 2022 13:31 PM
From: Michael Foley
03 September 2022 12:21 PM
From: Michael Foley
02 September 2022 19:36 PM
From: Michael Foley
02 September 2022 17:57 PM
From: Michael Foley
02 September 2022 15:35 PM
From: Michael Foley
02 September 2022 15:25 PM
From: Michael Foley
02 September 2022 12:59 PM
From: Michael Foley
02 September 2022 09:27 AM
From: Michael Foley
02 September 2022 09:16 AM
From: Michael Foley
01 September 2022 10:39 AM
From: Michael Foley
01 September 2022 07:04 AM
From: Michael Foley
01 September 2022 06:51 AM
From: Michael Foley
31 August 2022 20:45 PM
From: Michael Foley
31 August 2022 19:57 PM
From: Michael Foley
31 August 2022 11:01 AM
From: Michael Foley
31 August 2022 08:47 AM
From: Michael Foley
30 August 2022 21:21 PM
From: Michael Foley
30 August 2022 20:40 PM
From: Michael Foley
30 August 2022 07:58 AM
From: Michael Foley
30 August 2022 07:54 AM
From: Michael Foley
30 August 2022 07:33 AM
From: Michael Foley
30 August 2022 05:52 AM
From: Michael Foley
30 August 2022 05:26 AM
From: Michael Foley
29 August 2022 14:50 PM
From: Michael Foley
29 August 2022 03:16 AM
From: Michael Foley
28 August 2022 12:26 PM
From: Michael Foley
28 August 2022 06:46 AM
From: Michael Foley
27 August 2022 20:16 PM
From: Michael Foley
27 August 2022 17:26 PM
From: Michael Foley
27 August 2022 16:53 PM
From: Michael Foley
27 August 2022 02:43 AM
From: Michael Foley
26 August 2022 22:32 PM
From: Michael Foley
26 August 2022 22:18 PM
From: Michael Foley
26 August 2022 21:11 PM
From: Michael Foley
26 August 2022 18:10 PM
From: Michael Foley
26 August 2022 13:29 PM
From: Michael Foley
25 August 2022 22:55 PM
From: Michael Foley
25 August 2022 20:38 PM
From: Michael Foley
25 August 2022 20:29 PM
From: Michael Foley
25 August 2022 10:34 AM
From: Michael Foley
25 August 2022 10:13 AM
From: Michael Foley
25 August 2022 07:56 AM
From: Michael Foley
25 August 2022 07:32 AM
From: Michael Foley
25 August 2022 07:00 AM
From: Michael Foley
25 August 2022 04:06 AM
From: Michael Foley
24 August 2022 09:10 AM
From: Michael Foley
24 August 2022 07:38 AM
From: Michael Foley
23 August 2022 12:27 PM
From: Michael Foley
23 August 2022 09:06 AM
From: Michael Foley
23 August 2022 08:19 AM
From: Michael Foley
23 August 2022 07:30 AM
From: Michael Foley
23 August 2022 07:19 AM
From: Michael Foley
23 August 2022 06:40 AM
From: Michael Foley
23 August 2022 06:16 AM
From: Michael Foley
22 August 2022 17:21 PM
From: Michael Foley
22 August 2022 12:03 PM
From: Michael Foley
21 August 2022 09:06 AM
From: Michael Foley
20 August 2022 19:38 PM
From: Michael Foley
19 August 2022 17:40 PM
From: Michael Foley
19 August 2022 09:11 AM
From: Michael Foley
19 August 2022 08:41 AM
From: Michael Foley
19 August 2022 07:53 AM
From: Michael Foley
19 August 2022 07:13 AM
From: Michael Foley
18 August 2022 09:27 AM
From: Michael Foley
18 August 2022 08:45 AM
From: Michael Foley
17 August 2022 14:03 PM
From: Michael Foley
17 August 2022 13:56 PM
From: Michael Foley
17 August 2022 12:42 PM
From: Michael Foley
17 August 2022 10:10 AM
From: Michael Foley
17 August 2022 08:45 AM
From: Michael Foley
17 August 2022 07:59 AM
From: Michael Foley
17 August 2022 07:06 AM
From: Michael Foley
16 August 2022 21:08 PM
From: Michael Foley
16 August 2022 08:46 AM
From: Michael Foley
16 August 2022 08:08 AM
From: Michael Foley
16 August 2022 07:35 AM
From: Michael Foley
15 August 2022 22:01 PM
From: Michael Foley
15 August 2022 10:18 AM
From: Michael Foley
15 August 2022 09:48 AM
From: Michael Foley
15 August 2022 07:39 AM
From: Michael Foley
15 August 2022 06:49 AM
From: Michael Foley
14 August 2022 08:39 AM
From: Michael Foley
13 August 2022 23:12 PM
From: Michael Foley
13 August 2022 21:31 PM
From: Michael Foley
13 August 2022 14:42 PM
From: Michael Foley
13 August 2022 11:39 AM
From: Michael Foley
12 August 2022 07:00 AM
From: Michael Foley
12 August 2022 05:59 AM
From: Michael Foley
11 August 2022 20:02 PM
From: Michael Foley
11 August 2022 13:03 PM
From: Michael Foley
11 August 2022 11:22 AM
From: Michael Foley
11 August 2022 10:32 AM
From: Michael Foley
10 August 2022 22:02 PM
From: Michael Foley
10 August 2022 21:14 PM
From: Michael Foley
10 August 2022 20:43 PM
From: Michael Foley
10 August 2022 11:27 AM
From: Michael Foley
10 August 2022 07:35 AM
From: Michael Foley
09 August 2022 19:14 PM
From: Michael Foley
09 August 2022 18:52 PM
From: Michael Foley
09 August 2022 13:57 PM
From: Michael Foley
09 August 2022 11:56 AM
From: Michael Foley
08 August 2022 23:44 PM
From: Michael Foley
08 August 2022 22:23 PM
From: Michael Foley
08 August 2022 21:18 PM
From: Michael Foley
08 August 2022 13:41 PM
From: Michael Foley
07 August 2022 20:38 PM
From: Michael Foley
07 August 2022 19:51 PM
From: Michael Foley
07 August 2022 15:05 PM
From: Michael Foley
07 August 2022 12:18 PM
From: Michael Foley
07 August 2022 10:50 AM
From: Michael Foley
07 August 2022 08:42 AM
From: Michael Foley
07 August 2022 04:49 AM
From: Michael Foley
07 August 2022 04:08 AM
From: Michael Foley
06 August 2022 21:27 PM
From: Michael Foley
06 August 2022 20:53 PM
From: Michael Foley
06 August 2022 18:24 PM
From: Michael Foley
04 August 2022 23:28 PM
From: Michael Foley
04 August 2022 18:31 PM
From: Michael Foley
04 August 2022 07:32 AM
From: Michael Foley
04 August 2022 07:02 AM
From: Michael Foley
03 August 2022 22:59 PM
From: Michael Foley
03 August 2022 22:42 PM
From: Michael Foley
03 August 2022 22:30 PM
From: Michael Foley
03 August 2022 21:17 PM
From: Michael Foley
03 August 2022 19:42 PM
From: Michael Foley
03 August 2022 19:03 PM
From: Michael Foley
03 August 2022 12:55 PM
From: Michael Foley
03 August 2022 11:59 AM
From: Michael Foley
03 August 2022 07:30 AM
From: Michael Foley
03 August 2022 07:26 AM
From: Michael Foley
02 August 2022 21:13 PM
From: Michael Foley
02 August 2022 19:11 PM
From: Michael Foley
02 August 2022 18:25 PM
From: Michael Foley
02 August 2022 18:19 PM
From: Michael Foley
02 August 2022 17:30 PM
From: Michael Foley
02 August 2022 17:17 PM
From: Michael Foley
02 August 2022 16:54 PM
From: Michael Foley
02 August 2022 10:43 AM
From: Michael Foley
02 August 2022 07:58 AM
From: Michael Foley
02 August 2022 07:50 AM
From: Michael Foley
01 August 2022 23:15 PM
From: Michael Foley
01 August 2022 22:09 PM
From: Michael Foley
01 August 2022 21:53 PM
From: Michael Foley
01 August 2022 21:12 PM
From: Michael Foley
01 August 2022 18:47 PM
From: Michael Foley
01 August 2022 07:47 AM
From: Michael Foley
01 August 2022 03:09 AM
From: Michael Foley
01 August 2022 01:57 AM
From: Michael Foley
30 July 2022 16:24 PM
From: Michael Foley
30 July 2022 12:51 PM
From: Michael Foley
30 July 2022 10:58 AM
From: Michael Foley
30 July 2022 06:22 AM
From: Michael Foley
30 July 2022 06:02 AM
From: Michael Foley
30 July 2022 05:41 AM
From: Michael Foley
29 July 2022 20:05 PM
From: Michael Foley
29 July 2022 17:21 PM
From: Michael Foley
29 July 2022 09:10 AM
From: Michael Foley
29 July 2022 08:01 AM
From: Michael Foley
28 July 2022 07:06 AM
From: Michael Foley
27 July 2022 17:31 PM
From: Michael Foley
27 July 2022 13:29 PM
From: Michael Foley
27 July 2022 10:14 AM
From: Michael Foley
27 July 2022 10:00 AM
From: Michael Foley
27 July 2022 07:04 AM
From: Michael Foley
26 July 2022 17:07 PM
From: Michael Foley
26 July 2022 08:15 AM
From: Michael Foley
26 July 2022 07:02 AM
From: Michael Foley
25 July 2022 10:54 AM
From: Michael Foley
25 July 2022 07:48 AM
From: Michael Foley
23 July 2022 21:33 PM
From: Michael Foley
23 July 2022 19:57 PM
From: Michael Foley
23 July 2022 19:36 PM
From: Michael Foley
22 July 2022 18:41 PM
From: Michael Foley
22 July 2022 18:19 PM
From: Michael Foley
22 July 2022 16:32 PM
From: Michael Foley
22 July 2022 09:00 AM
From: Michael Foley
22 July 2022 07:22 AM
From: Michael Foley
22 July 2022 07:01 AM
From: Michael Foley
21 July 2022 06:35 AM
From: Michael Foley
20 July 2022 23:49 PM
From: Michael Foley
20 July 2022 21:07 PM
From: Michael Foley
20 July 2022 14:41 PM
From: Michael Foley
20 July 2022 11:38 AM
From: Michael Foley
20 July 2022 09:55 AM
From: Michael Foley
19 July 2022 11:37 AM
From: Michael Foley
18 July 2022 09:44 AM
From: Michael Foley
18 July 2022 07:36 AM
From: Michael Foley
18 July 2022 07:18 AM
From: Michael Foley
18 July 2022 07:13 AM
From: Michael Foley
17 July 2022 18:02 PM
From: Michael Foley
17 July 2022 10:12 AM
From: Michael Foley
17 July 2022 07:47 AM
From: Michael Foley
17 July 2022 07:34 AM
From: Michael Foley
16 July 2022 21:19 PM
From: Michael Foley
15 July 2022 07:12 AM
From: Michael Foley
14 July 2022 06:54 AM
From: Michael Foley
13 July 2022 23:08 PM
From: Michael Foley
13 July 2022 22:58 PM
From: Michael Foley
13 July 2022 21:12 PM
From: Michael Foley
13 July 2022 20:54 PM
From: Michael Foley
12 July 2022 22:26 PM
From: Michael Foley
12 July 2022 22:15 PM
From: Michael Foley
12 July 2022 22:09 PM
From: Michael Foley
12 July 2022 10:41 AM
From: Michael Foley
12 July 2022 08:03 AM
From: Michael Foley
11 July 2022 16:00 PM
From: Michael Foley
11 July 2022 10:20 AM
From: Michael Foley
11 July 2022 09:45 AM
From: Michael Foley
11 July 2022 08:14 AM
From: Michael Foley
11 July 2022 07:49 AM
From: Michael Foley
11 July 2022 07:06 AM
From: Michael Foley
11 July 2022 06:58 AM
From: Michael Foley
10 July 2022 20:30 PM
From: Michael Foley
10 July 2022 18:28 PM
From: Michael Foley
10 July 2022 08:44 AM
From: Michael Foley
10 July 2022 08:08 AM
From: Michael Foley
09 July 2022 20:29 PM
From: Michael Foley
09 July 2022 15:57 PM
From: Michael Foley
09 July 2022 15:12 PM
From: Michael Foley
09 July 2022 11:40 AM
From: Michael Foley
09 July 2022 11:28 AM
From: Michael Foley
08 July 2022 22:06 PM
From: Michael Foley
08 July 2022 20:12 PM
From: Michael Foley
08 July 2022 17:46 PM
From: Michael Foley
08 July 2022 07:22 AM
From: Michael Foley
08 July 2022 07:01 AM
From: Michael Foley
07 July 2022 08:39 AM
From: Michael Foley
07 July 2022 08:01 AM
From: Michael Foley
06 July 2022 22:12 PM
From: Michael Foley
06 July 2022 21:24 PM
From: Michael Foley
06 July 2022 21:06 PM
From: Michael Foley
06 July 2022 21:05 PM
From: Michael Foley
05 July 2022 14:29 PM
From: Michael Foley
05 July 2022 14:03 PM
From: Michael Foley
05 July 2022 09:11 AM
From: Michael Foley
04 July 2022 18:40 PM
From: Michael Foley
04 July 2022 13:00 PM
From: Michael Foley
04 July 2022 12:51 PM
From: Michael Foley
04 July 2022 07:43 AM
From: Michael Foley
04 July 2022 04:22 AM
From: Michael Foley
03 July 2022 07:58 AM
From: Michael Foley
03 July 2022 07:40 AM
From: Michael Foley
02 July 2022 17:19 PM
From: Michael Foley
02 July 2022 14:33 PM
From: Michael Foley
02 July 2022 13:34 PM
From: Michael Foley
02 July 2022 12:29 PM
From: Michael Foley
02 July 2022 11:52 AM
From: Michael Foley
02 July 2022 08:58 AM
From: Michael Foley
02 July 2022 08:19 AM
From: Michael Foley
01 July 2022 23:01 PM
From: Michael Foley
01 July 2022 21:44 PM
From: Michael Foley
01 July 2022 09:49 AM
From: Michael Foley
01 July 2022 07:52 AM
From: Michael Foley
30 June 2022 21:03 PM
From: Michael Foley
30 June 2022 09:03 AM
From: Michael Foley
29 June 2022 08:52 AM
From: Michael Foley
29 June 2022 07:28 AM
From: Michael Foley
29 June 2022 06:50 AM
From: Michael Foley
28 June 2022 07:56 AM
From: Michael Foley
28 June 2022 07:44 AM
From: Michael Foley
28 June 2022 07:40 AM
From: Michael Foley
28 June 2022 07:00 AM
From: Michael Foley
27 June 2022 11:56 AM
From: Michael Foley
27 June 2022 08:50 AM
From: Michael Foley
27 June 2022 08:47 AM
From: Michael Foley
27 June 2022 08:01 AM
From: Michael Foley
26 June 2022 16:49 PM
From: Michael Foley
26 June 2022 09:52 AM
From: Michael Foley
26 June 2022 07:02 AM
From: Michael Foley
25 June 2022 19:23 PM
From: Michael Foley
25 June 2022 18:53 PM
From: Michael Foley
24 June 2022 19:56 PM
From: Michael Foley
24 June 2022 07:50 AM
From: Michael Foley
23 June 2022 08:26 AM
From: Michael Foley
22 June 2022 07:17 AM
From: Michael Foley
21 June 2022 08:10 AM
From: Michael Foley
20 June 2022 14:30 PM
From: Michael Foley
20 June 2022 09:33 AM
From: Michael Foley
20 June 2022 09:21 AM
From: Michael Foley
19 June 2022 19:59 PM
From: Michael Foley
19 June 2022 09:52 AM
From: Michael Foley
18 June 2022 20:58 PM
From: Michael Foley
18 June 2022 13:56 PM
From: Michael Foley
16 June 2022 16:53 PM
From: Michael Foley
15 June 2022 12:19 PM
From: Michael Foley
15 June 2022 11:53 AM
From: Michael Foley
15 June 2022 08:29 AM
From: Michael Foley
15 June 2022 08:03 AM
From: Michael Foley
15 June 2022 07:18 AM
From: Michael Foley
14 June 2022 15:49 PM
From: Michael Foley
14 June 2022 14:35 PM
From: Michael Foley
14 June 2022 08:50 AM
From: Michael Foley
14 June 2022 08:19 AM
From: Michael Foley
13 June 2022 21:17 PM
From: Michael Foley
13 June 2022 16:53 PM
From: Michael Foley
13 June 2022 16:41 PM
From: Michael Foley
13 June 2022 16:12 PM
From: Michael Foley
13 June 2022 13:59 PM
From: Michael Foley
13 June 2022 13:27 PM
From: Michael Foley
13 June 2022 12:37 PM
From: Michael Foley
13 June 2022 12:11 PM
From: Michael Foley
13 June 2022 11:57 AM
From: Michael Foley
13 June 2022 08:38 AM
From: Michael Foley
13 June 2022 08:01 AM
From: Michael Foley
13 June 2022 07:47 AM
From: Michael Foley
13 June 2022 05:01 AM
From: Michael Foley
12 June 2022 18:31 PM
From: Michael Foley
12 June 2022 08:38 AM
From: Michael Foley
11 June 2022 17:32 PM
From: Michael Foley
11 June 2022 16:43 PM
From: Michael Foley
11 June 2022 11:07 AM
From: Michael Foley
10 June 2022 10:02 AM
From: Michael Foley
10 June 2022 09:15 AM
From: Michael Foley
10 June 2022 08:27 AM
From: Michael Foley
09 June 2022 21:19 PM
From: Michael Foley
09 June 2022 20:30 PM
From: Michael Foley
09 June 2022 08:11 AM
From: Michael Foley
09 June 2022 07:41 AM
From: Michael Foley
09 June 2022 07:31 AM
From: Michael Foley
08 June 2022 17:01 PM
From: Michael Foley
08 June 2022 16:25 PM
From: Michael Foley
08 June 2022 08:03 AM
From: Michael Foley
08 June 2022 07:35 AM
From: Michael Foley
07 June 2022 21:32 PM
From: Michael Foley
07 June 2022 12:56 PM
From: Michael Foley
06 June 2022 22:50 PM
From: Michael Foley
06 June 2022 22:00 PM
From: Michael Foley
06 June 2022 20:23 PM
From: Michael Foley
06 June 2022 17:44 PM
From: Michael Foley
06 June 2022 12:22 PM
From: Michael Foley
06 June 2022 08:55 AM
From: Michael Foley
06 June 2022 08:36 AM
From: Michael Foley
01 June 2022 20:00 PM
From: Michael Foley
01 June 2022 09:58 AM
From: Michael Foley
01 June 2022 09:26 AM
From: Michael Foley
01 June 2022 08:33 AM
From: Michael Foley
01 June 2022 08:10 AM
From: Michael Foley
01 June 2022 08:02 AM
From: Michael Foley
31 May 2022 19:44 PM
From: Michael Foley
31 May 2022 17:56 PM
From: Michael Foley
31 May 2022 14:17 PM
From: Michael Foley
31 May 2022 08:43 AM
From: Michael Foley
31 May 2022 07:46 AM
From: Michael Foley
31 May 2022 07:38 AM
From: Michael Foley
30 May 2022 20:21 PM
From: Michael Foley
30 May 2022 17:20 PM
From: Michael Foley
29 May 2022 13:09 PM
From: Michael Foley
29 May 2022 09:14 AM
From: Michael Foley
29 May 2022 08:38 AM
From: Michael Foley
29 May 2022 07:56 AM
From: Michael Foley
28 May 2022 19:05 PM
From: Michael Foley
28 May 2022 12:58 PM
From: Michael Foley
27 May 2022 22:44 PM
From: Michael Foley
27 May 2022 09:21 AM
From: Michael Foley
27 May 2022 08:52 AM
From: Michael Foley
26 May 2022 22:05 PM
From: Michael Foley
26 May 2022 21:29 PM
From: Michael Foley
26 May 2022 21:04 PM
From: Michael Foley
26 May 2022 14:14 PM
From: Michael Foley
26 May 2022 09:11 AM
From: Michael Foley
26 May 2022 08:33 AM
From: Michael Foley
26 May 2022 07:04 AM
From: Michael Foley
26 May 2022 06:59 AM
From: Michael Foley
25 May 2022 22:22 PM
From: Michael Foley
25 May 2022 20:10 PM
From: Michael Foley
25 May 2022 08:14 AM
From: Michael Foley
24 May 2022 19:37 PM
From: Michael Foley
23 May 2022 21:55 PM
From: Michael Foley
23 May 2022 21:33 PM
From: Michael Foley
23 May 2022 15:25 PM
From: Michael Foley
23 May 2022 15:07 PM
From: Michael Foley
23 May 2022 08:37 AM
From: Michael Foley
23 May 2022 08:26 AM
From: Michael Foley
23 May 2022 07:51 AM
From: Michael Foley
23 May 2022 07:15 AM
From: Michael Foley
22 May 2022 10:25 AM
From: Michael Foley
21 May 2022 23:54 PM
From: Michael Foley
21 May 2022 16:34 PM
From: Michael Foley
21 May 2022 12:28 PM
From: Michael Foley
20 May 2022 21:03 PM
From: Michael Foley
20 May 2022 20:38 PM
From: Michael Foley
20 May 2022 14:29 PM
From: Michael Foley
20 May 2022 13:58 PM
From: Michael Foley
20 May 2022 08:38 AM
From: Michael Foley
20 May 2022 02:40 AM
From: Michael Foley
19 May 2022 09:48 AM
From: Michael Foley
18 May 2022 12:23 PM
From: Michael Foley
17 May 2022 19:24 PM
From: Michael Foley
17 May 2022 16:47 PM
From: Michael Foley
17 May 2022 12:52 PM
From: Michael Foley
17 May 2022 12:47 PM
From: Michael Foley
17 May 2022 08:58 AM
From: Michael Foley
17 May 2022 08:46 AM
From: Michael Foley
17 May 2022 08:30 AM
From: Michael Foley
16 May 2022 12:36 PM
From: Michael Foley
16 May 2022 10:37 AM
From: Michael Foley
16 May 2022 10:34 AM
From: Michael Foley
16 May 2022 09:37 AM
From: Michael Foley
15 May 2022 16:26 PM
From: Michael Foley
14 May 2022 20:25 PM
From: Michael Foley
14 May 2022 15:51 PM
From: Michael Foley
14 May 2022 14:44 PM
From: Michael Foley
14 May 2022 11:32 AM
From: Michael Foley
14 May 2022 09:50 AM
From: Michael Foley
13 May 2022 10:30 AM
From: Michael Foley
12 May 2022 18:12 PM
From: Michael Foley
12 May 2022 13:51 PM
From: Michael Foley
12 May 2022 08:16 AM
From: Michael Foley
11 May 2022 23:02 PM
From: Michael Foley
11 May 2022 07:07 AM
From: Michael Foley
10 May 2022 18:13 PM
From: Michael Foley
10 May 2022 13:40 PM
From: Michael Foley
10 May 2022 09:54 AM
From: Michael Foley
10 May 2022 09:13 AM
From: Michael Foley
10 May 2022 08:32 AM
From: Michael Foley
10 May 2022 07:55 AM
From: Michael Foley
08 May 2022 09:44 AM
From: Michael Foley
07 May 2022 12:45 PM
From: Michael Foley
06 May 2022 11:03 AM
From: Michael Foley
06 May 2022 08:41 AM
From: Michael Foley
06 May 2022 08:36 AM
From: Michael Foley
04 May 2022 15:55 PM
From: Michael Foley
04 May 2022 12:23 PM
From: Michael Foley
04 May 2022 12:11 PM
From: Michael Foley
04 May 2022 10:17 AM
From: Michael Foley
04 May 2022 10:01 AM
From: Michael Foley
04 May 2022 09:16 AM
From: Michael Foley
04 May 2022 08:13 AM
From: Michael Foley
03 May 2022 14:06 PM
From: Michael Foley
03 May 2022 11:08 AM
From: Michael Foley
03 May 2022 09:03 AM
From: Michael Foley
02 May 2022 07:05 AM
From: Michael Foley
02 May 2022 06:59 AM
From: Michael Foley
01 May 2022 16:56 PM
From: Michael Foley
01 May 2022 12:59 PM
From: Michael Foley
01 May 2022 07:19 AM
From: Michael Foley
30 April 2022 14:37 PM
From: Michael Foley
30 April 2022 08:27 AM
From: Michael Foley
29 April 2022 18:49 PM
From: Michael Foley
29 April 2022 15:40 PM
From: Michael Foley
29 April 2022 07:34 AM
From: Michael Foley
29 April 2022 07:04 AM
From: Michael Foley
28 April 2022 22:38 PM
From: Michael Foley
28 April 2022 18:23 PM
From: Michael Foley
28 April 2022 18:19 PM
From: Michael Foley
28 April 2022 08:57 AM
From: Michael Foley
28 April 2022 07:50 AM
From: Michael Foley
28 April 2022 07:07 AM
From: Michael Foley
27 April 2022 21:17 PM
From: Michael Foley
27 April 2022 19:45 PM
From: Michael Foley
27 April 2022 07:21 AM
From: Michael Foley
27 April 2022 04:43 AM
From: Michael Foley
27 April 2022 01:58 AM
From: Michael Foley
26 April 2022 15:55 PM
From: Michael Foley
26 April 2022 08:24 AM
From: Michael Foley
26 April 2022 06:18 AM
From: Michael Foley
25 April 2022 22:00 PM
From: Michael Foley
25 April 2022 21:27 PM
From: Michael Foley
25 April 2022 06:55 AM
From: Michael Foley
25 April 2022 05:03 AM
From: Michael Foley
24 April 2022 12:59 PM
From: Michael Foley
24 April 2022 12:25 PM
From: Michael Foley
24 April 2022 07:31 AM
From: Michael Foley
24 April 2022 01:30 AM
From: Michael Foley
23 April 2022 08:09 AM
From: Michael Foley
23 April 2022 08:03 AM
From: Michael Foley
22 April 2022 18:27 PM
From: Michael Foley
22 April 2022 07:56 AM
From: Michael Foley
21 April 2022 18:34 PM
From: Michael Foley
21 April 2022 08:03 AM
From: Michael Foley
19 April 2022 07:05 AM
From: Michael Foley
15 April 2022 07:54 AM
From: Michael Foley
14 April 2022 21:39 PM
From: Michael Foley
14 April 2022 19:08 PM
From: Michael Foley
14 April 2022 13:23 PM
From: Michael Foley
14 April 2022 12:08 PM
From: Michael Foley
13 April 2022 18:53 PM
From: Michael Foley
13 April 2022 13:59 PM
From: Michael Foley
13 April 2022 13:43 PM
From: Michael Foley
13 April 2022 12:56 PM
From: Michael Foley
13 April 2022 11:31 AM
From: Michael Foley
13 April 2022 10:09 AM
From: Michael Foley
13 April 2022 09:21 AM
From: Michael Foley
13 April 2022 09:05 AM
From: Michael Foley
13 April 2022 04:56 AM
From: Michael Foley
12 April 2022 17:27 PM
From: Michael Foley
12 April 2022 09:06 AM
From: Michael Foley
12 April 2022 08:43 AM
From: Michael Foley
11 April 2022 17:31 PM
From: Michael Foley
11 April 2022 15:12 PM
From: Michael Foley
11 April 2022 14:49 PM
From: Michael Foley
11 April 2022 07:49 AM
From: Michael Foley
11 April 2022 07:21 AM
From: Michael Foley
11 April 2022 06:56 AM
From: Michael Foley
11 April 2022 06:29 AM
From: Michael Foley
10 April 2022 17:28 PM
From: Michael Foley
10 April 2022 09:00 AM
From: Michael Foley
10 April 2022 08:47 AM
From: Michael Foley
08 April 2022 08:54 AM
From: Michael Foley
08 April 2022 08:49 AM
From: Michael Foley
07 April 2022 11:31 AM
From: Michael Foley
07 April 2022 11:27 AM
From: Michael Foley
06 April 2022 10:15 AM
From: Michael Foley
06 April 2022 09:32 AM
From: Michael Foley
06 April 2022 08:02 AM
From: Michael Foley
06 April 2022 07:37 AM
From: Michael Foley
06 April 2022 07:09 AM
From: Michael Foley
05 April 2022 11:10 AM
From: Michael Foley
05 April 2022 08:07 AM
From: Michael Foley
05 April 2022 07:51 AM
From: Michael Foley
04 April 2022 14:06 PM
From: Michael Foley
04 April 2022 13:33 PM
From: Michael Foley
04 April 2022 10:14 AM
From: Michael Foley
04 April 2022 09:10 AM
From: Michael Foley
04 April 2022 08:31 AM
From: Michael Foley
04 April 2022 08:08 AM
From: Michael Foley
04 April 2022 07:47 AM
From: Michael Foley
02 April 2022 11:40 AM
From: Michael Foley
01 April 2022 14:42 PM
From: Michael Foley
01 April 2022 14:32 PM
From: Michael Foley
31 March 2022 19:37 PM
From: Michael Foley
31 March 2022 14:34 PM
From: Michael Foley
31 March 2022 14:23 PM
From: Michael Foley
31 March 2022 09:35 AM
From: Michael Foley
30 March 2022 15:28 PM
From: Michael Foley
30 March 2022 12:35 PM
From: Michael Foley
30 March 2022 11:14 AM
From: Michael Foley
30 March 2022 08:16 AM
From: Michael Foley
29 March 2022 15:07 PM
From: Michael Foley
29 March 2022 14:57 PM
From: Michael Foley
29 March 2022 12:28 PM
From: Michael Foley
29 March 2022 12:23 PM
From: Michael Foley
29 March 2022 08:19 AM
From: Michael Foley
28 March 2022 17:10 PM
From: Michael Foley
28 March 2022 09:51 AM
From: Michael Foley
28 March 2022 08:56 AM
From: Michael Foley
28 March 2022 08:03 AM
From: Michael Foley
27 March 2022 21:26 PM
From: Michael Foley
27 March 2022 13:22 PM
From: Michael Foley
27 March 2022 10:44 AM
From: Michael Foley
26 March 2022 17:53 PM
From: Michael Foley
25 March 2022 13:00 PM
From: Michael Foley
25 March 2022 11:37 AM
From: Michael Foley
25 March 2022 09:48 AM
From: Michael Foley
25 March 2022 09:12 AM
From: Michael Foley
25 March 2022 08:08 AM
From: Michael Foley
25 March 2022 04:18 AM
From: Michael Foley
24 March 2022 18:33 PM
From: Michael Foley
24 March 2022 15:48 PM
From: Michael Foley
24 March 2022 15:26 PM
From: Michael Foley
24 March 2022 11:01 AM
From: Michael Foley
23 March 2022 19:08 PM
From: Michael Foley
23 March 2022 17:20 PM
From: Michael Foley
23 March 2022 12:01 PM
From: Michael Foley
23 March 2022 11:02 AM
From: Michael Foley
23 March 2022 07:14 AM
From: Michael Foley
23 March 2022 03:51 AM
From: Michael Foley
22 March 2022 08:38 AM
From: Michael Foley
22 March 2022 07:58 AM
From: Michael Foley
22 March 2022 07:31 AM
From: Michael Foley
21 March 2022 16:31 PM
From: Michael Foley
21 March 2022 16:04 PM
From: Michael Foley
21 March 2022 08:15 AM
From: Michael Foley
21 March 2022 07:54 AM
From: Michael Foley
21 March 2022 07:08 AM
From: Michael Foley
21 March 2022 07:02 AM
From: Michael Foley
20 March 2022 12:32 PM
From: Michael Foley
20 March 2022 07:03 AM
From: Michael Foley
19 March 2022 08:15 AM
From: Michael Foley
18 March 2022 15:44 PM
From: Michael Foley
18 March 2022 14:01 PM
From: Michael Foley
18 March 2022 12:23 PM
From: Michael Foley
18 March 2022 09:40 AM
From: Michael Foley
18 March 2022 08:04 AM
From: Michael Foley
18 March 2022 07:49 AM
From: Michael Foley
18 March 2022 05:03 AM
From: Michael Foley
18 March 2022 04:28 AM
From: Michael Foley
17 March 2022 21:39 PM
From: Michael Foley
17 March 2022 19:37 PM
From: Michael Foley
17 March 2022 07:04 AM
From: Michael Foley
16 March 2022 21:40 PM
From: Michael Foley
16 March 2022 17:08 PM
From: Michael Foley
16 March 2022 16:45 PM
From: Michael Foley
16 March 2022 11:21 AM
From: Michael Foley
16 March 2022 10:53 AM
From: Michael Foley
16 March 2022 07:13 AM
From: Michael Foley
16 March 2022 04:58 AM
From: Michael Foley
15 March 2022 07:52 AM
From: Michael Foley
15 March 2022 07:33 AM
From: Michael Foley
14 March 2022 21:36 PM
From: Michael Foley
14 March 2022 14:25 PM
From: Michael Foley
14 March 2022 07:21 AM
From: Michael Foley
12 March 2022 19:29 PM
From: Michael Foley
12 March 2022 11:06 AM
From: Michael Foley
12 March 2022 09:06 AM
From: Michael Foley
11 March 2022 19:44 PM
From: Michael Foley
11 March 2022 09:27 AM
From: Michael Foley
11 March 2022 07:36 AM
From: Michael Foley
11 March 2022 07:06 AM
From: Michael Foley
10 March 2022 16:37 PM
From: Michael Foley
10 March 2022 09:43 AM
From: Michael Foley
09 March 2022 07:32 AM
From: Michael Foley
09 March 2022 07:13 AM
From: Michael Foley
08 March 2022 23:43 PM
From: Michael Foley
08 March 2022 22:57 PM
From: Michael Foley
08 March 2022 09:34 AM
From: Michael Foley
07 March 2022 20:17 PM
From: Michael Foley
07 March 2022 17:49 PM
From: Michael Foley
07 March 2022 17:15 PM
From: Michael Foley
07 March 2022 11:15 AM
From: Michael Foley
07 March 2022 07:21 AM
From: Michael Foley
06 March 2022 05:42 AM
From: Michael Foley
05 March 2022 17:12 PM
From: Michael Foley
05 March 2022 16:56 PM
From: Michael Foley
05 March 2022 12:54 PM
From: Michael Foley
05 March 2022 05:19 AM
From: Michael Foley
04 March 2022 15:16 PM
From: Michael Foley
03 March 2022 11:17 AM
From: Michael Foley
02 March 2022 23:06 PM
From: Michael Foley
02 March 2022 12:59 PM
From: Michael Foley
02 March 2022 12:07 PM
From: Michael Foley
02 March 2022 10:45 AM
From: Michael Foley
02 March 2022 09:25 AM
From: Michael Foley
02 March 2022 07:29 AM
From: Michael Foley
01 March 2022 17:30 PM
From: Michael Foley
01 March 2022 12:34 PM
From: Michael Foley
01 March 2022 08:22 AM
From: Michael Foley
28 February 2022 07:27 AM
From: Michael Foley
27 February 2022 18:03 PM
From: Michael Foley
27 February 2022 09:44 AM
From: Michael Foley
27 February 2022 07:24 AM
From: Michael Foley
26 February 2022 14:27 PM
From: Michael Foley
26 February 2022 12:04 PM
From: Michael Foley
26 February 2022 07:34 AM
From: Michael Foley
25 February 2022 14:56 PM
From: Michael Foley
25 February 2022 14:39 PM
From: Michael Foley
25 February 2022 09:48 AM
From: Michael Foley
25 February 2022 08:56 AM
From: Michael Foley
25 February 2022 08:25 AM
From: Michael Foley
25 February 2022 06:46 AM
From: Michael Foley
24 February 2022 22:23 PM
From: Michael Foley
24 February 2022 11:36 AM
From: Michael Foley
24 February 2022 06:32 AM
From: Michael Foley
23 February 2022 17:49 PM
From: Michael Foley
22 February 2022 18:35 PM
From: Michael Foley
22 February 2022 17:06 PM
From: Michael Foley
22 February 2022 16:54 PM
From: Michael Foley
22 February 2022 07:01 AM
From: Michael Foley
21 February 2022 20:48 PM
From: Michael Foley
21 February 2022 18:33 PM
From: Michael Foley
21 February 2022 18:19 PM
From: Michael Foley
19 February 2022 17:25 PM
From: Michael Foley
19 February 2022 16:35 PM
From: Michael Foley
19 February 2022 13:50 PM
From: Michael Foley
18 February 2022 17:56 PM
From: Michael Foley
18 February 2022 08:16 AM
From: Michael Foley
17 February 2022 17:07 PM
From: Michael Foley
17 February 2022 15:15 PM
From: Michael Foley
17 February 2022 09:29 AM
From: Michael Foley
17 February 2022 09:24 AM
From: Michael Foley
17 February 2022 09:02 AM
From: Michael Foley
16 February 2022 18:28 PM
From: Michael Foley
16 February 2022 11:41 AM
From: Michael Foley
16 February 2022 08:51 AM
From: Michael Foley
16 February 2022 08:10 AM
From: Michael Foley
16 February 2022 00:11 AM
From: Michael Foley
15 February 2022 22:44 PM
From: Michael Foley
15 February 2022 21:14 PM
From: Michael Foley
14 February 2022 17:20 PM
From: Michael Foley
14 February 2022 17:06 PM
From: Michael Foley
14 February 2022 10:41 AM
From: Michael Foley
14 February 2022 09:06 AM
From: Michael Foley
14 February 2022 08:06 AM
From: Michael Foley
13 February 2022 20:23 PM
From: Michael Foley
13 February 2022 19:40 PM
From: Michael Foley
12 February 2022 14:36 PM
From: Michael Foley
12 February 2022 10:15 AM
From: Michael Foley
11 February 2022 22:59 PM
From: Michael Foley
11 February 2022 17:34 PM
From: Michael Foley
11 February 2022 12:36 PM
From: Michael Foley
11 February 2022 12:16 PM
From: Michael Foley
11 February 2022 09:18 AM
From: Michael Foley
11 February 2022 07:46 AM
From: Michael Foley
10 February 2022 17:08 PM
From: Michael Foley
10 February 2022 15:53 PM
From: Michael Foley
10 February 2022 15:00 PM
From: Michael Foley
10 February 2022 14:05 PM
From: Michael Foley
10 February 2022 12:15 PM
From: Michael Foley
10 February 2022 12:11 PM
From: Michael Foley
10 February 2022 09:44 AM
From: Michael Foley
10 February 2022 09:22 AM
From: Michael Foley
10 February 2022 09:08 AM
From: Michael Foley
10 February 2022 08:32 AM
From: Michael Foley
09 February 2022 19:33 PM
From: Michael Foley
09 February 2022 18:41 PM
From: Michael Foley
08 February 2022 18:14 PM
From: Michael Foley
08 February 2022 17:35 PM
From: Michael Foley
08 February 2022 12:22 PM
From: Michael Foley
08 February 2022 11:50 AM
From: Michael Foley
08 February 2022 09:15 AM
From: Michael Foley
08 February 2022 08:48 AM
From: Michael Foley
07 February 2022 14:15 PM
From: Michael Foley
07 February 2022 12:47 PM
From: Michael Foley
07 February 2022 09:53 AM
From: Michael Foley
07 February 2022 09:11 AM
From: Michael Foley
07 February 2022 08:36 AM
From: Michael Foley
07 February 2022 05:26 AM
From: Michael Foley
07 February 2022 05:07 AM
From: Michael Foley
06 February 2022 19:34 PM
From: Michael Foley
06 February 2022 09:10 AM
From: Michael Foley
05 February 2022 15:04 PM
From: Michael Foley
05 February 2022 11:26 AM
From: Michael Foley
04 February 2022 21:30 PM
From: Michael Foley
04 February 2022 19:49 PM
From: Michael Foley
04 February 2022 16:14 PM
From: Michael Foley
04 February 2022 15:43 PM
From: Michael Foley
04 February 2022 11:03 AM
From: Michael Foley
04 February 2022 10:29 AM
From: Michael Foley
04 February 2022 09:36 AM
From: Michael Foley
04 February 2022 09:03 AM
From: Michael Foley
04 February 2022 08:40 AM
From: Michael Foley
04 February 2022 08:18 AM
From: Michael Foley
03 February 2022 19:17 PM
From: Michael Foley
03 February 2022 18:40 PM
From: Michael Foley
03 February 2022 14:05 PM
From: Michael Foley
03 February 2022 11:00 AM
From: Michael Foley
03 February 2022 10:11 AM
From: Michael Foley
02 February 2022 20:28 PM
From: Michael Foley
02 February 2022 18:39 PM
From: Michael Foley
02 February 2022 16:45 PM
From: Michael Foley
02 February 2022 15:10 PM
From: Michael Foley
02 February 2022 11:10 AM
From: Michael Foley
02 February 2022 10:32 AM
From: Michael Foley
02 February 2022 10:14 AM
From: Michael Foley
02 February 2022 10:07 AM
From: Michael Foley
02 February 2022 09:32 AM
From: Michael Foley
02 February 2022 08:31 AM
From: Michael Foley
02 February 2022 08:29 AM
From: Michael Foley
02 February 2022 03:32 AM
From: Michael Foley
02 February 2022 03:19 AM
From: Michael Foley
01 February 2022 11:47 AM
From: Michael Foley
01 February 2022 09:04 AM
From: Michael Foley
01 February 2022 07:45 AM
From: Michael Foley
31 January 2022 20:57 PM
From: Michael Foley
31 January 2022 19:59 PM
From: Michael Foley
31 January 2022 16:31 PM
From: Michael Foley
31 January 2022 15:19 PM
From: Michael Foley
31 January 2022 15:00 PM
From: Michael Foley
31 January 2022 14:41 PM
From: Michael Foley
31 January 2022 12:58 PM
From: Michael Foley
31 January 2022 09:04 AM
From: Michael Foley
31 January 2022 08:54 AM
From: Michael Foley
29 January 2022 12:05 PM
From: Michael Foley
29 January 2022 11:59 AM
From: Michael Foley
29 January 2022 10:31 AM
From: Michael Foley
28 January 2022 22:27 PM
From: Michael Foley
28 January 2022 18:37 PM
From: Michael Foley
28 January 2022 17:16 PM
From: Michael Foley
28 January 2022 16:20 PM
From: Michael Foley
28 January 2022 14:01 PM
From: Michael Foley
28 January 2022 11:54 AM
From: Michael Foley
28 January 2022 08:53 AM
From: Michael Foley
27 January 2022 10:15 AM
From: Michael Foley
26 January 2022 18:10 PM
From: Michael Foley
26 January 2022 17:18 PM
From: Michael Foley
26 January 2022 07:18 AM
From: Michael Foley
26 January 2022 06:29 AM
From: Michael Foley
26 January 2022 06:17 AM
From: Michael Foley
25 January 2022 13:32 PM
From: Michael Foley
25 January 2022 12:53 PM
From: Michael Foley
25 January 2022 08:39 AM
From: Michael Foley
25 January 2022 04:00 AM
From: Michael Foley
24 January 2022 23:15 PM
From: Michael Foley
24 January 2022 19:51 PM
From: Michael Foley
24 January 2022 18:35 PM
From: Michael Foley
24 January 2022 17:50 PM
From: Michael Foley
24 January 2022 13:46 PM
From: Michael Foley
24 January 2022 12:59 PM
From: Michael Foley
24 January 2022 12:42 PM
From: Michael Foley
21 January 2022 18:45 PM
From: Michael Foley
21 January 2022 18:22 PM
From: Michael Foley
21 January 2022 10:02 AM
From: Michael Foley
20 January 2022 19:56 PM
From: Michael Foley
20 January 2022 16:16 PM
From: Michael Foley
20 January 2022 10:17 AM
From: Michael Foley
20 January 2022 09:44 AM
From: Michael Foley
20 January 2022 08:44 AM
From: Michael Foley
19 January 2022 09:11 AM
From: Michael Foley
18 January 2022 22:46 PM
From: Michael Foley
18 January 2022 20:11 PM
From: Michael Foley
18 January 2022 15:20 PM
From: Michael Foley
18 January 2022 10:43 AM
From: Michael Foley
18 January 2022 09:52 AM
From: Michael Foley
18 January 2022 09:33 AM
From: Michael Foley
18 January 2022 08:23 AM
From: Michael Foley
17 January 2022 22:38 PM
From: Michael Foley
17 January 2022 21:48 PM
From: Michael Foley
17 January 2022 19:59 PM
From: Michael Foley
17 January 2022 17:59 PM
From: Michael Foley
17 January 2022 08:48 AM
From: Michael Foley
17 January 2022 08:02 AM
From: Michael Foley
17 January 2022 02:43 AM
From: Michael Foley
16 January 2022 18:48 PM
From: Michael Foley
16 January 2022 17:25 PM
From: Michael Foley
16 January 2022 12:36 PM
From: Michael Foley
16 January 2022 12:01 PM
From: Michael Foley
16 January 2022 06:48 AM
From: Michael Foley
14 January 2022 13:17 PM
From: Michael Foley
14 January 2022 08:33 AM
From: Michael Foley
13 January 2022 22:38 PM
From: Michael Foley
13 January 2022 21:02 PM
From: Michael Foley
13 January 2022 17:50 PM
From: Michael Foley
13 January 2022 15:52 PM
From: Michael Foley
13 January 2022 13:09 PM
From: Michael Foley
13 January 2022 12:23 PM
From: Michael Foley
13 January 2022 09:05 AM
From: Michael Foley
12 January 2022 20:47 PM
From: Michael Foley
12 January 2022 19:55 PM
From: Michael Foley
12 January 2022 19:06 PM
From: Michael Foley
12 January 2022 17:23 PM
From: Michael Foley
12 January 2022 16:05 PM
From: Michael Foley
12 January 2022 16:01 PM
From: Michael Foley
12 January 2022 14:15 PM
From: Michael Foley
12 January 2022 11:00 AM
From: Michael Foley
12 January 2022 10:42 AM
From: Michael Foley
11 January 2022 09:26 AM
From: Michael Foley
10 January 2022 21:23 PM
From: Michael Foley
10 January 2022 20:35 PM
From: Michael Foley
10 January 2022 16:13 PM
From: Michael Foley
10 January 2022 13:01 PM
From: Michael Foley
10 January 2022 04:08 AM
From: Michael Foley
09 January 2022 13:48 PM
From: Michael Foley
09 January 2022 13:25 PM
From: Michael Foley
09 January 2022 08:35 AM
From: Michael Foley
08 January 2022 11:47 AM
From: Michael Foley
07 January 2022 21:23 PM
From: Michael Foley
07 January 2022 20:09 PM
From: Michael Foley
07 January 2022 19:57 PM
From: Michael Foley
07 January 2022 10:11 AM
From: Michael Foley
07 January 2022 06:13 AM
From: Michael Foley
06 January 2022 13:51 PM
From: Michael Foley
06 January 2022 13:15 PM
From: Michael Foley
06 January 2022 11:47 AM
From: Michael Foley
06 January 2022 10:00 AM
From: Michael Foley
06 January 2022 07:50 AM
From: Michael Foley
06 January 2022 07:09 AM
From: Michael Foley
05 January 2022 20:21 PM
From: Michael Foley
05 January 2022 14:29 PM
From: Michael Foley
05 January 2022 12:26 PM
From: Michael Foley
05 January 2022 11:47 AM
From: Michael Foley
05 January 2022 09:15 AM
From: Michael Foley
04 January 2022 09:16 AM
From: Michael Foley
04 January 2022 08:45 AM
From: Michael Foley
04 January 2022 07:54 AM
From: Michael Foley
04 January 2022 07:16 AM
From: Michael Foley
04 January 2022 06:49 AM
From: Michael Foley
03 January 2022 21:43 PM
From: Michael Foley
01 January 2022 16:56 PM
From: Michael Foley
31 December 2021 06:57 AM
From: Michael Foley
30 December 2021 22:48 PM
From: Michael Foley
30 December 2021 21:35 PM
From: Michael Foley
30 December 2021 11:02 AM
From: Michael Foley
30 December 2021 10:44 AM
From: Michael Foley
30 December 2021 08:49 AM
From: Michael Foley
29 December 2021 16:54 PM
From: Michael Foley
29 December 2021 14:58 PM
From: Michael Foley
28 December 2021 05:57 AM
From: Michael Foley
28 December 2021 04:56 AM
From: Michael Foley
27 December 2021 22:58 PM
From: Michael Foley
24 December 2021 21:32 PM
From: Michael Foley
24 December 2021 21:13 PM
From: Michael Foley
24 December 2021 15:02 PM
From: Michael Foley
24 December 2021 14:47 PM
From: Michael Foley
24 December 2021 14:03 PM
From: Michael Foley
24 December 2021 09:55 AM
From: Michael Foley
23 December 2021 20:45 PM
From: Michael Foley
23 December 2021 19:13 PM
From: Michael Foley
23 December 2021 15:37 PM
From: Michael Foley
23 December 2021 15:29 PM
From: Michael Foley
23 December 2021 13:34 PM
From: Michael Foley
23 December 2021 09:39 AM
From: Michael Foley
22 December 2021 11:51 AM
From: Michael Foley
22 December 2021 11:05 AM
From: Michael Foley
22 December 2021 08:46 AM
From: Michael Foley
22 December 2021 07:32 AM
From: Michael Foley
21 December 2021 08:58 AM
From: Michael Foley
21 December 2021 06:39 AM
From: Michael Foley
21 December 2021 06:17 AM
From: Michael Foley
20 December 2021 16:24 PM
From: Michael Foley
20 December 2021 15:20 PM
From: Michael Foley
20 December 2021 11:51 AM
From: Michael Foley
20 December 2021 11:39 AM
From: Michael Foley
20 December 2021 10:43 AM
From: Michael Foley
20 December 2021 09:15 AM
From: Michael Foley
20 December 2021 06:49 AM
From: Michael Foley
19 December 2021 08:59 AM
From: Michael Foley
18 December 2021 14:28 PM
From: Michael Foley
18 December 2021 13:27 PM
From: Michael Foley
17 December 2021 13:40 PM
From: Michael Foley
17 December 2021 13:31 PM
From: Michael Foley
16 December 2021 22:10 PM
From: Michael Foley
16 December 2021 19:47 PM
From: Michael Foley
16 December 2021 18:51 PM
From: Michael Foley
16 December 2021 17:30 PM
From: Michael Foley
16 December 2021 05:50 AM
From: Michael Foley
15 December 2021 20:46 PM
From: Michael Foley
15 December 2021 19:02 PM
From: Michael Foley
15 December 2021 17:09 PM
From: Michael Foley
15 December 2021 16:08 PM
From: Michael Foley
15 December 2021 09:32 AM
From: Michael Foley
15 December 2021 08:49 AM
From: Michael Foley
15 December 2021 08:36 AM
From: Michael Foley
15 December 2021 05:10 AM
From: Michael Foley
15 December 2021 04:08 AM
From: Michael Foley
14 December 2021 15:33 PM
From: Michael Foley
14 December 2021 12:04 PM
From: Michael Foley
14 December 2021 11:35 AM
From: Michael Foley
13 December 2021 16:09 PM
From: Michael Foley
13 December 2021 10:48 AM
From: Michael Foley
13 December 2021 08:17 AM
From: Michael Foley
12 December 2021 22:56 PM
From: Michael Foley
12 December 2021 22:43 PM
From: Michael Foley
12 December 2021 22:17 PM
From: Michael Foley
12 December 2021 21:08 PM
From: Michael Foley
12 December 2021 20:16 PM
From: Michael Foley
11 December 2021 10:23 AM
From: Michael Foley
11 December 2021 08:45 AM
From: Michael Foley
10 December 2021 18:29 PM
From: Michael Foley
10 December 2021 18:15 PM
From: Michael Foley
10 December 2021 09:26 AM
From: Michael Foley
10 December 2021 08:20 AM
From: Michael Foley
10 December 2021 08:07 AM
From: Michael Foley
10 December 2021 06:46 AM
From: Michael Foley
09 December 2021 14:02 PM
From: Michael Foley
09 December 2021 10:10 AM
From: Michael Foley
09 December 2021 09:12 AM
From: Michael Foley
08 December 2021 10:26 AM
From: Michael Foley
08 December 2021 08:56 AM
From: Michael Foley
08 December 2021 06:50 AM
From: Michael Foley
07 December 2021 19:36 PM
From: Michael Foley
07 December 2021 18:18 PM
From: Michael Foley
07 December 2021 14:12 PM
From: Michael Foley
07 December 2021 13:27 PM
From: Michael Foley
07 December 2021 11:45 AM
From: Michael Foley
07 December 2021 10:57 AM
From: Michael Foley
06 December 2021 18:21 PM
From: Michael Foley
06 December 2021 16:56 PM
From: Michael Foley
06 December 2021 09:49 AM
From: Michael Foley
04 December 2021 15:16 PM
From: Michael Foley
04 December 2021 08:05 AM
From: Michael Foley
03 December 2021 16:28 PM
From: Michael Foley
03 December 2021 15:44 PM
From: Michael Foley
03 December 2021 14:50 PM
From: Michael Foley
03 December 2021 14:20 PM
From: Michael Foley
03 December 2021 14:14 PM
From: Michael Foley
03 December 2021 10:54 AM
From: Michael Foley
03 December 2021 08:30 AM
From: Michael Foley
02 December 2021 20:16 PM
From: Michael Foley
02 December 2021 18:41 PM
From: Michael Foley
02 December 2021 15:18 PM
From: Michael Foley
02 December 2021 12:51 PM
From: Michael Foley
02 December 2021 12:35 PM
From: Michael Foley
02 December 2021 09:36 AM
From: Michael Foley
02 December 2021 08:37 AM
From: Michael Foley
02 December 2021 07:52 AM
From: Michael Foley
02 December 2021 04:54 AM
From: Michael Foley
01 December 2021 22:32 PM
From: Michael Foley
01 December 2021 22:13 PM
From: Michael Foley
01 December 2021 20:34 PM
From: Michael Foley
01 December 2021 18:58 PM
From: Michael Foley
01 December 2021 10:00 AM
From: Michael Foley
01 December 2021 07:28 AM
From: Michael Foley
01 December 2021 07:21 AM
From: Michael Foley
30 November 2021 20:47 PM
From: Michael Foley
30 November 2021 08:42 AM
From: Michael Foley
30 November 2021 08:22 AM
From: Michael Foley
01 November 2021 07:38 AM
From: Michael Foley
01 November 2021 07:11 AM
From: Michael Foley
31 October 2021 13:31 PM
From: Michael Foley
31 October 2021 12:36 PM
From: Michael Foley
30 October 2021 20:25 PM
From: Michael Foley
30 October 2021 19:44 PM
From: Michael Foley
30 October 2021 19:09 PM
From: Michael Foley
30 October 2021 14:55 PM
From: Michael Foley
30 October 2021 06:36 AM
From: Michael Foley
30 October 2021 06:34 AM
From: Michael Foley
30 October 2021 05:20 AM
From: Michael Foley
29 October 2021 07:58 AM
From: Michael Foley
29 October 2021 07:30 AM
From: Michael Foley
29 October 2021 02:51 AM
From: Michael Foley
29 October 2021 02:14 AM
From: Michael Foley
27 October 2021 15:04 PM
From: Michael Foley
27 October 2021 08:15 AM
From: Michael Foley
27 October 2021 07:49 AM
From: Michael Foley
27 October 2021 06:55 AM
From: Michael Foley
26 October 2021 10:21 AM
From: Michael Foley
26 October 2021 09:25 AM
From: Michael Foley
25 October 2021 08:03 AM
From: Michael Foley
25 October 2021 04:03 AM
From: Michael Foley
22 October 2021 18:31 PM
From: Michael Foley
20 October 2021 19:59 PM
From: Michael Foley
20 October 2021 18:56 PM
From: Michael Foley
20 October 2021 07:27 AM
From: Michael Foley
19 October 2021 15:00 PM
From: Michael Foley
19 October 2021 08:11 AM
From: Michael Foley
19 October 2021 07:50 AM
From: Michael Foley
18 October 2021 23:07 PM
From: Michael Foley
18 October 2021 16:02 PM
From: Michael Foley
18 October 2021 15:36 PM
From: Michael Foley
18 October 2021 09:46 AM
From: Michael Foley
18 October 2021 09:36 AM
From: Michael Foley
18 October 2021 08:08 AM
From: Michael Foley
18 October 2021 07:45 AM
From: Michael Foley
18 October 2021 07:24 AM
From: Michael Foley
18 October 2021 06:49 AM
From: Michael Foley
17 October 2021 09:07 AM
From: Michael Foley
17 October 2021 07:22 AM
From: Michael Foley
16 October 2021 19:46 PM
From: Michael Foley
16 October 2021 15:27 PM
From: Michael Foley
16 October 2021 15:13 PM
From: Michael Foley
15 October 2021 09:53 AM
From: Michael Foley
15 October 2021 09:26 AM
From: Michael Foley
15 October 2021 08:33 AM
From: Michael Foley
14 October 2021 17:09 PM
From: Michael Foley
14 October 2021 08:51 AM
From: Michael Foley
14 October 2021 08:26 AM
From: Michael Foley
14 October 2021 08:10 AM
From: Michael Foley
13 October 2021 16:06 PM
From: Michael Foley
13 October 2021 13:41 PM
From: Michael Foley
13 October 2021 07:19 AM
From: Michael Foley
13 October 2021 06:59 AM
From: Michael Foley
13 October 2021 06:42 AM
From: Michael Foley
12 October 2021 19:48 PM
From: Michael Foley
12 October 2021 08:27 AM
From: Michael Foley
12 October 2021 07:56 AM
From: Michael Foley
12 October 2021 04:56 AM
From: Michael Foley
11 October 2021 17:29 PM
From: Michael Foley
11 October 2021 11:34 AM
From: Michael Foley
11 October 2021 07:57 AM
From: Michael Foley
10 October 2021 08:01 AM
From: Michael Foley
09 October 2021 08:15 AM
From: Michael Foley
07 October 2021 18:43 PM
From: Michael Foley
07 October 2021 12:30 PM
From: Michael Foley
07 October 2021 10:07 AM
From: Michael Foley
07 October 2021 07:18 AM
From: Michael Foley
07 October 2021 06:44 AM
From: Michael Foley
06 October 2021 19:39 PM
From: Michael Foley
06 October 2021 15:59 PM
From: Michael Foley
06 October 2021 15:41 PM
From: Michael Foley
06 October 2021 13:13 PM
From: Michael Foley
06 October 2021 07:49 AM
From: Michael Foley
06 October 2021 07:23 AM
From: Michael Foley
05 October 2021 19:40 PM
From: Michael Foley
05 October 2021 12:03 PM
From: Michael Foley
05 October 2021 11:00 AM
From: Michael Foley
05 October 2021 10:29 AM
From: Michael Foley
05 October 2021 10:02 AM
From: Michael Foley
05 October 2021 08:32 AM
From: Michael Foley
04 October 2021 20:42 PM
From: Michael Foley
04 October 2021 19:12 PM
From: Michael Foley
04 October 2021 16:38 PM
From: Michael Foley
04 October 2021 09:15 AM
From: Michael Foley
04 October 2021 07:37 AM
From: Michael Foley
03 October 2021 13:08 PM
From: Michael Foley
03 October 2021 12:11 PM
From: Michael Foley
02 October 2021 13:39 PM
From: Michael Foley
01 October 2021 17:12 PM
From: Michael Foley
01 October 2021 16:27 PM
From: Michael Foley
01 October 2021 12:28 PM
From: Michael Foley
01 October 2021 08:29 AM
From: Michael Foley
01 October 2021 07:20 AM
From: Michael Foley
30 September 2021 22:07 PM
From: Michael Foley
30 September 2021 20:01 PM
From: Michael Foley
30 September 2021 17:54 PM
From: Michael Foley
30 September 2021 15:10 PM
From: Michael Foley
30 September 2021 11:35 AM
From: Michael Foley
30 September 2021 11:12 AM
From: Michael Foley
30 September 2021 07:14 AM
From: Michael Foley
29 September 2021 12:11 PM
From: Michael Foley
29 September 2021 08:50 AM
From: Michael Foley
28 September 2021 22:59 PM
From: Michael Foley
28 September 2021 20:26 PM
From: Michael Foley
28 September 2021 15:37 PM
From: Michael Foley
28 September 2021 12:13 PM
From: Michael Foley
28 September 2021 11:11 AM
From: Michael Foley
28 September 2021 07:20 AM
From: Michael Foley
28 September 2021 04:35 AM
From: Michael Foley
27 September 2021 22:46 PM
From: Michael Foley
27 September 2021 21:15 PM
From: Michael Foley
27 September 2021 21:00 PM
From: Michael Foley
27 September 2021 18:44 PM
From: Michael Foley
27 September 2021 11:06 AM
From: Michael Foley
27 September 2021 09:33 AM
From: Michael Foley
27 September 2021 09:15 AM
From: Michael Foley
27 September 2021 08:33 AM
From: Michael Foley
27 September 2021 08:11 AM
From: Michael Foley
27 September 2021 07:17 AM
From: Michael Foley
25 September 2021 20:53 PM
From: Michael Foley
25 September 2021 16:00 PM
From: Michael Foley
25 September 2021 04:35 AM
From: Michael Foley
24 September 2021 15:03 PM
From: Michael Foley
24 September 2021 12:06 PM
From: Michael Foley
24 September 2021 09:31 AM
From: Michael Foley
24 September 2021 07:40 AM
From: Michael Foley
24 September 2021 06:28 AM
From: Michael Foley
23 September 2021 07:38 AM
From: Michael Foley
22 September 2021 18:23 PM
From: Michael Foley
22 September 2021 17:25 PM
From: Michael Foley
22 September 2021 03:52 AM
From: Michael Foley
21 September 2021 21:28 PM
From: Michael Foley
21 September 2021 21:04 PM
From: Michael Foley
21 September 2021 09:17 AM
From: Michael Foley
21 September 2021 08:18 AM
From: Michael Foley
21 September 2021 07:27 AM
From: Michael Foley
20 September 2021 15:46 PM
From: Michael Foley
20 September 2021 07:40 AM
From: Michael Foley
20 September 2021 02:58 AM
From: Michael Foley
18 September 2021 21:03 PM
From: Michael Foley
18 September 2021 18:18 PM
From: Michael Foley
18 September 2021 11:57 AM
From: Michael Foley
17 September 2021 13:06 PM
From: Michael Foley
17 September 2021 08:20 AM
From: Michael Foley
17 September 2021 08:15 AM
From: Michael Foley
17 September 2021 07:25 AM
From: Michael Foley
17 September 2021 07:01 AM
From: Michael Foley
17 September 2021 06:40 AM
From: Michael Foley
16 September 2021 20:10 PM
From: Michael Foley
16 September 2021 18:20 PM
From: Michael Foley
16 September 2021 17:52 PM
From: Michael Foley
16 September 2021 16:46 PM
From: Michael Foley
16 September 2021 15:11 PM
From: Michael Foley
16 September 2021 09:51 AM
From: Michael Foley
16 September 2021 07:26 AM
From: Michael Foley
16 September 2021 06:50 AM
From: Michael Foley
16 September 2021 06:39 AM
From: Michael Foley
15 September 2021 12:40 PM
From: Michael Foley
15 September 2021 09:11 AM
From: Michael Foley
15 September 2021 07:17 AM
From: Michael Foley
14 September 2021 22:36 PM
From: Michael Foley
14 September 2021 15:46 PM
From: Michael Foley
14 September 2021 12:43 PM
From: Michael Foley
14 September 2021 09:50 AM
From: Michael Foley
14 September 2021 08:24 AM
From: Michael Foley
14 September 2021 08:07 AM
From: Michael Foley
14 September 2021 07:52 AM
From: Michael Foley
14 September 2021 05:08 AM
From: Michael Foley
13 September 2021 19:30 PM
From: Michael Foley
13 September 2021 17:01 PM
From: Michael Foley
13 September 2021 14:53 PM
From: Michael Foley
13 September 2021 09:37 AM
From: Michael Foley
13 September 2021 08:21 AM
From: Michael Foley
13 September 2021 07:15 AM
From: Michael Foley
12 September 2021 10:42 AM
From: Michael Foley
12 September 2021 10:19 AM
From: Michael Foley
12 September 2021 09:23 AM
From: Michael Foley
12 September 2021 07:45 AM
From: Michael Foley
11 September 2021 20:41 PM
From: Michael Foley
11 September 2021 18:18 PM
From: Michael Foley
11 September 2021 15:35 PM
From: Michael Foley
11 September 2021 15:21 PM
From: Michael Foley
11 September 2021 11:04 AM
From: Michael Foley
11 September 2021 09:36 AM
From: Michael Foley
11 September 2021 08:09 AM
From: Michael Foley
10 September 2021 18:11 PM
From: Michael Foley
10 September 2021 18:00 PM
From: Michael Foley
10 September 2021 12:46 PM
From: Michael Foley
10 September 2021 10:21 AM
From: Michael Foley
10 September 2021 07:19 AM
From: Michael Foley
10 September 2021 06:43 AM
From: Michael Foley
09 September 2021 07:35 AM
From: Michael Foley
08 September 2021 07:25 AM
From: Michael Foley
08 September 2021 06:48 AM
From: Michael Foley
06 September 2021 20:57 PM
From: Michael Foley
06 September 2021 20:47 PM
From: Michael Foley
06 September 2021 20:20 PM
From: Michael Foley
06 September 2021 19:22 PM
From: Michael Foley
06 September 2021 15:26 PM
From: Michael Foley
06 September 2021 09:53 AM
From: Michael Foley
06 September 2021 07:06 AM
From: Michael Foley
06 September 2021 06:56 AM
From: Michael Foley
04 September 2021 19:55 PM
From: Michael Foley
03 September 2021 08:11 AM
From: Michael Foley
02 September 2021 07:38 AM
From: Michael Foley
01 September 2021 22:16 PM
From: Michael Foley
01 September 2021 18:37 PM
From: Michael Foley
01 September 2021 10:51 AM
From: Michael Foley
31 August 2021 11:32 AM
From: Michael Foley
31 August 2021 09:32 AM
From: Michael Foley
31 August 2021 07:05 AM
From: Michael Foley
28 August 2021 15:31 PM
From: Michael Foley
27 August 2021 20:09 PM
From: Michael Foley
27 August 2021 11:34 AM
From: Michael Foley
27 August 2021 09:49 AM
From: Michael Foley
27 August 2021 08:56 AM
From: Michael Foley
27 August 2021 08:09 AM
From: Michael Foley
26 August 2021 21:48 PM
From: Michael Foley
26 August 2021 21:28 PM
From: Michael Foley
25 August 2021 20:30 PM
From: Michael Foley
25 August 2021 09:31 AM
From: Michael Foley
25 August 2021 09:02 AM
From: Michael Foley
25 August 2021 08:06 AM
From: Michael Foley
24 August 2021 22:25 PM
From: Michael Foley
24 August 2021 21:21 PM
From: Michael Foley
24 August 2021 14:16 PM
From: Michael Foley
23 August 2021 14:32 PM
From: Michael Foley
23 August 2021 13:20 PM
From: Michael Foley
23 August 2021 10:12 AM
From: Michael Foley
23 August 2021 09:03 AM
From: Michael Foley
23 August 2021 08:50 AM
From: Michael Foley
23 August 2021 08:07 AM
From: Michael Foley
23 August 2021 07:31 AM
From: Michael Foley
21 August 2021 21:19 PM
From: Michael Foley
21 August 2021 12:06 PM
From: Michael Foley
21 August 2021 10:01 AM
From: Michael Foley
21 August 2021 09:37 AM
From: Michael Foley
21 August 2021 08:45 AM
From: Michael Foley
20 August 2021 20:16 PM
From: Michael Foley
20 August 2021 17:20 PM
From: Michael Foley
20 August 2021 16:25 PM
From: Michael Foley
20 August 2021 08:06 AM
From: Michael Foley
20 August 2021 07:12 AM
From: Michael Foley
19 August 2021 14:51 PM
From: Michael Foley
19 August 2021 07:58 AM
From: Michael Foley
19 August 2021 01:35 AM
From: Michael Foley
18 August 2021 21:05 PM
From: Michael Foley
18 August 2021 20:17 PM
From: Michael Foley
18 August 2021 19:41 PM
From: Michael Foley
18 August 2021 18:45 PM
From: Michael Foley
18 August 2021 18:11 PM
From: Michael Foley
18 August 2021 12:58 PM
From: Michael Foley
18 August 2021 11:13 AM
From: Michael Foley
17 August 2021 21:17 PM
From: Michael Foley
17 August 2021 16:26 PM
From: Michael Foley
17 August 2021 16:19 PM
From: Michael Foley
17 August 2021 08:11 AM
From: Michael Foley
17 August 2021 07:53 AM
From: Michael Foley
17 August 2021 07:28 AM
From: Michael Foley
16 August 2021 07:33 AM
From: Michael Foley
16 August 2021 06:43 AM
From: Michael Foley
15 August 2021 21:38 PM
From: Michael Foley
15 August 2021 16:54 PM
From: Michael Foley
15 August 2021 14:28 PM
From: Michael Foley
15 August 2021 14:03 PM
From: Michael Foley
15 August 2021 08:12 AM
From: Michael Foley
15 August 2021 07:22 AM
From: Michael Foley
15 August 2021 05:39 AM
From: Michael Foley
14 August 2021 05:16 AM
From: Michael Foley
14 August 2021 05:06 AM
From: Michael Foley
12 August 2021 17:06 PM
From: Michael Foley
12 August 2021 09:40 AM
From: Michael Foley
12 August 2021 07:48 AM
From: Michael Foley
11 August 2021 18:10 PM
From: Michael Foley
11 August 2021 13:29 PM
From: Michael Foley
11 August 2021 10:46 AM
From: Michael Foley
11 August 2021 06:16 AM
From: Michael Foley
11 August 2021 02:07 AM
From: Michael Foley
10 August 2021 18:42 PM
From: Michael Foley
10 August 2021 15:06 PM
From: Michael Foley
09 August 2021 07:28 AM
From: Michael Foley
08 August 2021 15:04 PM
From: Michael Foley
08 August 2021 08:38 AM
From: Michael Foley
07 August 2021 15:38 PM
From: Michael Foley
07 August 2021 12:08 PM
From: Michael Foley
06 August 2021 20:30 PM
From: Michael Foley
06 August 2021 10:32 AM
From: Michael Foley
05 August 2021 07:01 AM
From: Michael Foley
05 August 2021 06:33 AM
From: Michael Foley
04 August 2021 20:51 PM
From: Michael Foley
04 August 2021 15:59 PM
From: Michael Foley
04 August 2021 09:18 AM
From: Michael Foley
04 August 2021 06:53 AM
From: Michael Foley
04 August 2021 06:36 AM
From: Michael Foley
03 August 2021 15:19 PM
From: Michael Foley
03 August 2021 07:07 AM
From: Michael Foley
02 August 2021 18:33 PM
From: Michael Foley
02 August 2021 18:17 PM
From: Michael Foley
02 August 2021 06:55 AM
From: Michael Foley
30 July 2021 13:00 PM
From: Michael Foley
30 July 2021 08:16 AM
From: Michael Foley
29 July 2021 08:02 AM
From: Michael Foley
29 July 2021 05:02 AM
From: Michael Foley
28 July 2021 20:27 PM
From: Michael Foley
28 July 2021 19:16 PM
From: Michael Foley
28 July 2021 18:41 PM
From: Michael Foley
28 July 2021 08:16 AM
From: Michael Foley
28 July 2021 07:32 AM
From: Michael Foley
28 July 2021 03:26 AM
From: Michael Foley
27 July 2021 19:28 PM
From: Michael Foley
27 July 2021 08:04 AM
From: Michael Foley
26 July 2021 09:55 AM
From: Michael Foley
26 July 2021 09:05 AM
From: Michael Foley
26 July 2021 08:36 AM
From: Michael Foley
25 July 2021 21:11 PM
From: Michael Foley
25 July 2021 04:18 AM
From: Michael Foley
23 July 2021 19:51 PM
From: Michael Foley
23 July 2021 07:01 AM
From: Michael Foley
22 July 2021 17:00 PM
From: Michael Foley
22 July 2021 09:43 AM
From: Michael Foley
22 July 2021 08:03 AM
From: Michael Foley
22 July 2021 07:13 AM
From: Michael Foley
22 July 2021 03:10 AM
From: Michael Foley
21 July 2021 18:54 PM
From: Michael Foley
21 July 2021 11:08 AM
From: Michael Foley
20 July 2021 19:39 PM
From: Michael Foley
20 July 2021 06:53 AM
From: Michael Foley
19 July 2021 22:58 PM
From: Michael Foley
19 July 2021 21:50 PM
From: Michael Foley
19 July 2021 08:30 AM
From: Michael Foley
19 July 2021 06:05 AM
From: Michael Foley
19 July 2021 05:38 AM
From: Michael Foley
18 July 2021 17:30 PM
From: Michael Foley
18 July 2021 17:15 PM
From: Michael Foley
18 July 2021 16:16 PM
From: Michael Foley
18 July 2021 07:52 AM
From: Michael Foley
17 July 2021 07:12 AM
From: Michael Foley
14 July 2021 17:26 PM
From: Michael Foley
14 July 2021 06:50 AM
From: Michael Foley
13 July 2021 17:59 PM
From: Michael Foley
13 July 2021 08:03 AM
From: Michael Foley
13 July 2021 04:31 AM
From: Michael Foley
12 July 2021 21:52 PM
From: Michael Foley
12 July 2021 19:42 PM
From: Michael Foley
12 July 2021 17:10 PM
From: Michael Foley
12 July 2021 13:37 PM
From: Michael Foley
12 July 2021 11:47 AM
From: Michael Foley
12 July 2021 08:02 AM
From: Michael Foley
10 July 2021 22:00 PM
From: Michael Foley
10 July 2021 12:33 PM
From: Michael Foley
08 July 2021 12:59 PM
From: Michael Foley
08 July 2021 11:02 AM
From: Michael Foley
07 July 2021 17:49 PM
From: Michael Foley
07 July 2021 12:26 PM
From: Michael Foley
07 July 2021 06:05 AM
From: Michael Foley
06 July 2021 18:18 PM
From: Michael Foley
06 July 2021 08:37 AM
From: Michael Foley
06 July 2021 08:06 AM
From: Michael Foley
05 July 2021 23:05 PM
From: Michael Foley
05 July 2021 20:08 PM
From: Michael Foley
05 July 2021 19:35 PM
From: Michael Foley
05 July 2021 09:48 AM
From: Michael Foley
05 July 2021 08:04 AM
From: Michael Foley
05 July 2021 06:44 AM
From: Michael Foley
05 July 2021 06:18 AM
From: Michael Foley
04 July 2021 15:21 PM
From: Michael Foley
03 July 2021 19:30 PM
From: Michael Foley
03 July 2021 11:46 AM
From: Michael Foley
02 July 2021 21:55 PM
From: Michael Foley
02 July 2021 21:02 PM
From: Michael Foley
02 July 2021 07:52 AM
From: Michael Foley
02 July 2021 07:39 AM
From: Michael Foley
02 July 2021 06:56 AM
From: Michael Foley
01 July 2021 17:46 PM
From: Michael Foley
01 July 2021 14:45 PM
From: Michael Foley
30 June 2021 22:52 PM
From: Michael Foley
30 June 2021 17:41 PM
From: Michael Foley
30 June 2021 17:32 PM
From: Michael Foley
30 June 2021 10:59 AM
From: Michael Foley
30 June 2021 07:18 AM
From: Michael Foley
29 June 2021 11:56 AM
From: Michael Foley
29 June 2021 08:34 AM
From: Michael Foley
28 June 2021 07:16 AM
From: Michael Foley
25 June 2021 07:59 AM
From: Michael Foley
25 June 2021 07:21 AM
From: Michael Foley
24 June 2021 15:19 PM
From: Michael Foley
24 June 2021 09:41 AM
From: Michael Foley
24 June 2021 09:12 AM
From: Michael Foley
24 June 2021 07:51 AM
From: Michael Foley
24 June 2021 06:18 AM
From: Michael Foley
24 June 2021 06:01 AM
From: Michael Foley
23 June 2021 11:49 AM
From: Michael Foley
22 June 2021 11:10 AM
From: Michael Foley
22 June 2021 04:03 AM
From: Michael Foley
21 June 2021 21:26 PM
From: Michael Foley
21 June 2021 10:10 AM
From: Michael Foley
20 June 2021 11:43 AM
From: Michael Foley
20 June 2021 10:41 AM
From: Michael Foley
16 June 2021 22:34 PM
From: Michael Foley
16 June 2021 14:49 PM
From: Michael Foley
16 June 2021 12:32 PM
From: Michael Foley
16 June 2021 09:54 AM
From: Michael Foley
16 June 2021 06:51 AM
From: Michael Foley
15 June 2021 20:44 PM
From: Michael Foley
15 June 2021 06:54 AM
From: Michael Foley
14 June 2021 18:54 PM
From: Michael Foley
14 June 2021 12:12 PM
From: Michael Foley
14 June 2021 09:38 AM
From: Michael Foley
11 June 2021 04:08 AM
From: Michael Foley
11 June 2021 03:55 AM
From: Michael Foley
10 June 2021 14:43 PM
From: Michael Foley
10 June 2021 07:51 AM
From: Michael Foley
09 June 2021 22:51 PM
From: Michael Foley
09 June 2021 22:27 PM
From: Michael Foley
09 June 2021 09:15 AM
From: Michael Foley
08 June 2021 17:18 PM
From: Michael Foley
08 June 2021 13:14 PM
From: Michael Foley
08 June 2021 10:34 AM
From: Michael Foley
08 June 2021 07:23 AM
From: Michael Foley
08 June 2021 07:05 AM
From: Michael Foley
07 June 2021 10:30 AM
From: Michael Foley
07 June 2021 07:48 AM
From: Michael Foley
06 June 2021 09:47 AM
From: Michael Foley
06 June 2021 06:54 AM
From: Michael Foley
06 June 2021 06:26 AM
From: Michael Foley
05 June 2021 06:40 AM
From: Michael Foley
04 June 2021 11:13 AM
From: Michael Foley
03 June 2021 19:29 PM
From: Michael Foley
03 June 2021 09:26 AM
From: Michael Foley
02 June 2021 17:17 PM
From: Michael Foley
02 June 2021 14:56 PM
From: Michael Foley
02 June 2021 07:28 AM
From: Michael Foley
02 June 2021 06:40 AM
From: Michael Foley
01 June 2021 21:08 PM
From: Michael Foley
01 June 2021 18:30 PM
From: Michael Foley
01 June 2021 18:25 PM
From: Michael Foley
01 June 2021 07:46 AM
From: Michael Foley
01 June 2021 04:06 AM
From: Michael Foley
31 May 2021 21:17 PM
From: Michael Foley
30 May 2021 15:17 PM
From: Michael Foley
30 May 2021 07:33 AM
From: Michael Foley
28 May 2021 17:35 PM
From: Michael Foley
28 May 2021 11:24 AM
From: Michael Foley
27 May 2021 08:16 AM
From: Michael Foley
26 May 2021 20:01 PM
From: Michael Foley
26 May 2021 13:33 PM
From: Michael Foley
26 May 2021 10:09 AM
From: Michael Foley
26 May 2021 06:45 AM
From: Michael Foley
25 May 2021 23:18 PM
From: Michael Foley
25 May 2021 22:36 PM
From: Michael Foley
25 May 2021 21:14 PM
From: Michael Foley
25 May 2021 20:35 PM
From: Michael Foley
25 May 2021 03:28 AM
From: Michael Foley
25 May 2021 03:17 AM
From: Michael Foley
22 May 2021 06:57 AM
From: Michael Foley
21 May 2021 16:13 PM
From: Michael Foley
20 May 2021 22:29 PM
From: Michael Foley
20 May 2021 17:56 PM
From: Michael Foley
20 May 2021 11:34 AM
From: Michael Foley
19 May 2021 14:37 PM
From: Michael Foley
17 May 2021 12:17 PM
From: Michael Foley
16 May 2021 08:12 AM
From: Michael Foley
16 May 2021 04:27 AM
From: Michael Foley
16 May 2021 03:57 AM
From: Michael Foley
15 May 2021 22:31 PM
From: Michael Foley
15 May 2021 13:57 PM
From: Michael Foley
15 May 2021 05:00 AM
From: Michael Foley
15 May 2021 04:52 AM
From: Michael Foley
15 May 2021 04:34 AM
From: Michael Foley
14 May 2021 18:18 PM
From: Michael Foley
14 May 2021 18:09 PM
From: Michael Foley
14 May 2021 10:56 AM
From: Michael Foley
14 May 2021 07:44 AM
From: Michael Foley
14 May 2021 02:54 AM
From: Michael Foley
13 May 2021 19:50 PM
From: Michael Foley
13 May 2021 19:30 PM
From: Michael Foley
13 May 2021 18:04 PM
From: Michael Foley
13 May 2021 13:53 PM
From: Michael Foley
12 May 2021 21:21 PM
From: Michael Foley
12 May 2021 17:18 PM
From: Michael Foley
12 May 2021 15:58 PM
From: Michael Foley
12 May 2021 13:25 PM
From: Michael Foley
12 May 2021 08:02 AM
From: Michael Foley
11 May 2021 20:59 PM
From: Michael Foley
11 May 2021 19:16 PM
From: Michael Foley
11 May 2021 18:37 PM
From: Michael Foley
11 May 2021 13:48 PM
From: Michael Foley
11 May 2021 11:44 AM
From: Michael Foley
11 May 2021 09:12 AM
From: Michael Foley
11 May 2021 08:37 AM
From: Michael Foley
10 May 2021 16:48 PM
From: Michael Foley
10 May 2021 15:02 PM
From: Michael Foley
10 May 2021 09:29 AM
From: Michael Foley
06 May 2021 12:20 PM
From: Michael Foley
06 May 2021 09:05 AM
From: Michael Foley
06 May 2021 07:35 AM
From: Michael Foley
05 May 2021 22:40 PM
From: Michael Foley
05 May 2021 21:58 PM
From: Michael Foley
05 May 2021 16:02 PM
From: Michael Foley
05 May 2021 12:23 PM
From: Michael Foley
05 May 2021 07:26 AM
From: Michael Foley
04 May 2021 21:49 PM
From: Michael Foley
04 May 2021 19:03 PM
From: Michael Foley
04 May 2021 18:35 PM
From: Michael Foley
04 May 2021 14:31 PM
From: Michael Foley
04 May 2021 06:21 AM
From: Michael Foley
02 May 2021 21:55 PM
From: Michael Foley
02 May 2021 20:43 PM
From: Michael Foley
30 April 2021 12:08 PM
From: Michael Foley
30 April 2021 10:57 AM
From: Michael Foley
29 April 2021 10:02 AM
From: Michael Foley
28 April 2021 18:29 PM
From: Michael Foley
28 April 2021 17:49 PM
From: Michael Foley
27 April 2021 17:19 PM
From: Michael Foley
27 April 2021 09:21 AM
From: Michael Foley
27 April 2021 08:21 AM
From: Michael Foley
26 April 2021 14:17 PM
From: Michael Foley
26 April 2021 14:04 PM
From: Michael Foley
26 April 2021 08:54 AM
From: Michael Foley
26 April 2021 08:14 AM
From: Michael Foley
24 April 2021 16:16 PM
From: Michael Foley
24 April 2021 15:24 PM
From: Michael Foley
23 April 2021 19:26 PM
From: Michael Foley
23 April 2021 14:22 PM
From: Michael Foley
23 April 2021 11:48 AM
From: Michael Foley
23 April 2021 10:17 AM
From: Michael Foley
23 April 2021 08:53 AM
From: Michael Foley
23 April 2021 07:53 AM
From: Michael Foley
22 April 2021 18:53 PM
From: Michael Foley
22 April 2021 17:07 PM
From: Michael Foley
22 April 2021 14:46 PM
From: Michael Foley
22 April 2021 11:48 AM
From: Michael Foley
22 April 2021 09:53 AM
From: Michael Foley
22 April 2021 02:44 AM
From: Michael Foley
21 April 2021 19:59 PM
From: Michael Foley
21 April 2021 12:12 PM
From: Michael Foley
21 April 2021 09:27 AM
From: Michael Foley
19 April 2021 17:32 PM
From: Michael Foley
18 April 2021 11:24 AM
From: Michael Foley
17 April 2021 19:45 PM
From: Michael Foley
16 April 2021 16:20 PM
From: Michael Foley
16 April 2021 12:42 PM
From: Michael Foley
15 April 2021 21:27 PM
From: Michael Foley
15 April 2021 15:30 PM
From: Michael Foley
15 April 2021 14:52 PM
From: Michael Foley
15 April 2021 13:21 PM
From: Michael Foley
14 April 2021 13:46 PM
From: Michael Foley
13 April 2021 14:55 PM
From: Michael Foley
13 April 2021 11:34 AM
From: Michael Foley
13 April 2021 10:46 AM
From: Michael Foley
13 April 2021 10:24 AM
From: Michael Foley
13 April 2021 09:34 AM
From: Michael Foley
13 April 2021 09:04 AM
From: Michael Foley
10 April 2021 13:11 PM
From: Michael Foley
09 April 2021 17:46 PM
From: Michael Foley
09 April 2021 17:30 PM
From: Michael Foley
09 April 2021 16:26 PM
From: Michael Foley
09 April 2021 11:37 AM
From: Michael Foley
09 April 2021 01:49 AM
From: Michael Foley
08 April 2021 14:46 PM
From: Michael Foley
08 April 2021 14:08 PM
From: Michael Foley
08 April 2021 09:54 AM
From: Michael Foley
08 April 2021 08:36 AM
From: Michael Foley
08 April 2021 04:42 AM
From: Michael Foley
07 April 2021 17:18 PM
From: Michael Foley
07 April 2021 16:35 PM
From: Michael Foley
07 April 2021 13:33 PM
From: Michael Foley
07 April 2021 11:58 AM
From: Michael Foley
07 April 2021 09:47 AM
From: Michael Foley
07 April 2021 09:14 AM
From: Michael Foley
07 April 2021 08:34 AM
From: Michael Foley
07 April 2021 08:06 AM
From: Michael Foley
05 April 2021 21:35 PM
From: Michael Foley
02 April 2021 15:26 PM
From: Michael Foley
01 April 2021 17:57 PM
From: Michael Foley
01 April 2021 15:38 PM
From: Michael Foley
01 April 2021 12:48 PM
From: Michael Foley
01 April 2021 10:56 AM
From: Michael Foley
30 March 2021 10:11 AM
From: Michael Foley
30 March 2021 07:44 AM
From: Michael Foley
29 March 2021 17:43 PM
From: Michael Foley
29 March 2021 10:39 AM
From: Michael Foley
28 March 2021 16:39 PM
From: Michael Foley
28 March 2021 12:31 PM
From: Michael Foley
27 March 2021 10:25 AM
From: Michael Foley
27 March 2021 02:32 AM
From: Michael Foley
26 March 2021 09:45 AM
From: Michael Foley
25 March 2021 14:32 PM
From: Michael Foley
25 March 2021 08:37 AM
From: Michael Foley
25 March 2021 08:20 AM
From: Michael Foley
24 March 2021 22:17 PM
From: Michael Foley
23 March 2021 17:40 PM
From: Michael Foley
23 March 2021 11:35 AM
From: Michael Foley
22 March 2021 16:13 PM
From: Michael Foley
22 March 2021 12:41 PM
From: Michael Foley
22 March 2021 10:04 AM
From: Michael Foley
22 March 2021 09:40 AM
From: Michael Foley
22 March 2021 08:41 AM
From: Michael Foley
20 March 2021 07:50 AM
From: Michael Foley
19 March 2021 20:46 PM
From: Michael Foley
19 March 2021 10:28 AM
From: Michael Foley
19 March 2021 10:26 AM
From: Michael Foley
19 March 2021 10:11 AM
From: Michael Foley
19 March 2021 08:39 AM
From: Michael Foley
19 March 2021 07:49 AM
From: Michael Foley
18 March 2021 20:57 PM
From: Michael Foley
18 March 2021 16:21 PM
From: Michael Foley
18 March 2021 13:09 PM
From: Michael Foley
17 March 2021 23:13 PM
From: Michael Foley
17 March 2021 10:46 AM
From: Michael Foley
17 March 2021 10:21 AM
From: Michael Foley
17 March 2021 09:53 AM
From: Michael Foley
17 March 2021 09:45 AM
From: Michael Foley
17 March 2021 08:20 AM
From: Michael Foley
16 March 2021 17:41 PM
From: Michael Foley
16 March 2021 17:22 PM
From: Michael Foley
16 March 2021 07:47 AM
From: Michael Foley
15 March 2021 14:39 PM
From: Michael Foley
15 March 2021 11:44 AM
From: Michael Foley
15 March 2021 11:08 AM
From: Michael Foley
15 March 2021 09:43 AM
From: Michael Foley
15 March 2021 09:22 AM
From: Michael Foley
15 March 2021 09:12 AM
From: Michael Foley
13 March 2021 20:45 PM
From: Michael Foley
13 March 2021 19:24 PM
From: Michael Foley
12 March 2021 12:43 PM
From: Michael Foley
12 March 2021 11:15 AM
From: Michael Foley
12 March 2021 09:52 AM
From: Michael Foley
12 March 2021 09:30 AM
From: Michael Foley
12 March 2021 09:00 AM
From: Michael Foley
11 March 2021 10:53 AM
From: Michael Foley
10 March 2021 17:05 PM
From: Michael Foley
10 March 2021 14:47 PM
From: Michael Foley
10 March 2021 13:42 PM
From: Michael Foley
10 March 2021 11:57 AM
From: Michael Foley
10 March 2021 11:03 AM
From: Michael Foley
09 March 2021 20:57 PM
From: Michael Foley
09 March 2021 20:37 PM
From: Michael Foley
09 March 2021 16:48 PM
From: Michael Foley
09 March 2021 14:33 PM
From: Michael Foley
09 March 2021 10:48 AM
From: Michael Foley
09 March 2021 10:26 AM
From: Michael Foley
09 March 2021 10:19 AM
From: Michael Foley
08 March 2021 16:54 PM
From: Michael Foley
08 March 2021 10:09 AM
From: Michael Foley
08 March 2021 09:55 AM
From: Michael Foley
06 March 2021 16:56 PM
From: Michael Foley
06 March 2021 09:48 AM
From: Michael Foley
05 March 2021 19:08 PM
From: Michael Foley
05 March 2021 18:28 PM
From: Michael Foley
05 March 2021 13:08 PM
From: Michael Foley
05 March 2021 10:59 AM
From: Michael Foley
05 March 2021 09:48 AM
From: Michael Foley
04 March 2021 19:29 PM
From: Michael Foley
04 March 2021 10:38 AM
From: Michael Foley
04 March 2021 10:29 AM
From: Michael Foley
03 March 2021 18:46 PM
From: Michael Foley
03 March 2021 18:18 PM
From: Michael Foley
03 March 2021 16:30 PM
From: Michael Foley
03 March 2021 16:04 PM
From: Michael Foley
03 March 2021 15:28 PM
From: Michael Foley
03 March 2021 14:49 PM
From: Michael Foley
03 March 2021 11:13 AM
From: Michael Foley
03 March 2021 09:48 AM
From: Michael Foley
03 March 2021 09:26 AM
From: Michael Foley
02 March 2021 19:46 PM
From: Michael Foley
02 March 2021 19:22 PM
From: Michael Foley
02 March 2021 11:37 AM
From: Michael Foley
01 March 2021 15:31 PM
From: Michael Foley
01 March 2021 12:36 PM
From: Michael Foley
01 March 2021 11:59 AM
From: Michael Foley
01 March 2021 11:48 AM
From: Michael Foley
01 March 2021 11:00 AM
From: Michael Foley
01 March 2021 09:42 AM
From: Michael Foley
28 February 2021 08:50 AM
From: Michael Foley
28 February 2021 08:35 AM
From: Michael Foley
27 February 2021 19:22 PM
From: Michael Foley
27 February 2021 19:01 PM
From: Michael Foley
26 February 2021 22:20 PM
From: Michael Foley
26 February 2021 21:46 PM
From: Michael Foley
26 February 2021 13:07 PM
From: Michael Foley
26 February 2021 08:33 AM
From: Michael Foley
25 February 2021 21:42 PM
From: Michael Foley
25 February 2021 19:23 PM
From: Michael Foley
25 February 2021 19:06 PM
From: Michael Foley
25 February 2021 18:45 PM
From: Michael Foley
24 February 2021 18:12 PM
From: Michael Foley
24 February 2021 15:56 PM
From: Michael Foley
24 February 2021 11:57 AM
From: Michael Foley
24 February 2021 11:19 AM
From: Michael Foley
24 February 2021 10:31 AM
From: Michael Foley
22 February 2021 18:32 PM
From: Michael Foley
22 February 2021 18:23 PM
From: Michael Foley
22 February 2021 09:55 AM
From: Michael Foley
22 February 2021 09:50 AM
From: Michael Foley
19 February 2021 13:24 PM
From: Michael Foley
19 February 2021 13:10 PM
From: Michael Foley
19 February 2021 10:13 AM
From: Michael Foley
19 February 2021 09:57 AM
From: Michael Foley
18 February 2021 11:56 AM
From: Michael Foley
18 February 2021 10:19 AM
From: Michael Foley
18 February 2021 10:03 AM
From: Michael Foley
17 February 2021 12:06 PM
From: Michael Foley
17 February 2021 11:37 AM
From: Michael Foley
17 February 2021 10:36 AM
From: Michael Foley
17 February 2021 09:15 AM
From: Michael Foley
16 February 2021 14:20 PM
From: Michael Foley
16 February 2021 11:00 AM
From: Michael Foley
16 February 2021 10:48 AM
From: Michael Foley
16 February 2021 10:22 AM
From: Michael Foley
14 February 2021 13:11 PM
From: Michael Foley
14 February 2021 10:31 AM
From: Michael Foley
14 February 2021 09:37 AM
From: Michael Foley
13 February 2021 13:39 PM
From: Michael Foley
12 February 2021 18:34 PM
From: Michael Foley
11 February 2021 10:05 AM
From: Michael Foley
11 February 2021 09:47 AM
From: Michael Foley
10 February 2021 15:47 PM
From: Michael Foley
10 February 2021 11:31 AM
From: Michael Foley
10 February 2021 11:01 AM
From: Michael Foley
09 February 2021 16:43 PM
From: Michael Foley
09 February 2021 14:29 PM
From: Michael Foley
09 February 2021 13:17 PM
From: Michael Foley
09 February 2021 11:53 AM
From: Michael Foley
09 February 2021 10:36 AM
From: Michael Foley
09 February 2021 10:26 AM
From: Michael Foley
08 February 2021 12:42 PM
From: Michael Foley
08 February 2021 10:13 AM
From: Michael Foley
07 February 2021 22:33 PM
From: Michael Foley
06 February 2021 20:30 PM
From: Michael Foley
05 February 2021 20:05 PM
From: Michael Foley
05 February 2021 17:21 PM
From: Michael Foley
05 February 2021 15:45 PM
From: Michael Foley
05 February 2021 12:44 PM
From: Michael Foley
03 February 2021 22:35 PM
From: Michael Foley
03 February 2021 20:30 PM
From: Michael Foley
03 February 2021 18:45 PM
From: Michael Foley
03 February 2021 18:29 PM
From: Michael Foley
03 February 2021 18:15 PM
From: Michael Foley
03 February 2021 10:51 AM
From: Michael Foley
03 February 2021 10:28 AM
From: Michael Foley
02 February 2021 14:25 PM
From: Michael Foley
02 February 2021 14:08 PM
From: Michael Foley
02 February 2021 09:22 AM
From: Michael Foley
01 February 2021 18:46 PM
From: Michael Foley
01 February 2021 10:30 AM
From: Michael Foley
01 February 2021 09:20 AM
From: Michael Foley
01 February 2021 09:06 AM
From: Michael Foley
29 January 2021 18:39 PM
From: Michael Foley
29 January 2021 11:46 AM
From: Michael Foley
29 January 2021 11:05 AM
From: Michael Foley
29 January 2021 09:20 AM
From: Michael Foley
26 January 2021 16:34 PM
From: Michael Foley
26 January 2021 10:07 AM
From: Michael Foley
25 January 2021 16:52 PM
From: Michael Foley
25 January 2021 12:21 PM
From: Michael Foley
25 January 2021 10:14 AM
From: Michael Foley
24 January 2021 21:45 PM
From: Michael Foley
23 January 2021 20:06 PM
From: Michael Foley
23 January 2021 17:16 PM
From: Michael Foley
23 January 2021 13:03 PM
From: Michael Foley
23 January 2021 10:38 AM
From: Michael Foley
22 January 2021 13:03 PM
From: Michael Foley
22 January 2021 11:30 AM
From: Michael Foley
22 January 2021 09:54 AM
From: Michael Foley
21 January 2021 18:51 PM
From: Michael Foley
21 January 2021 14:59 PM
From: Michael Foley
21 January 2021 10:41 AM
From: Michael Foley
20 January 2021 13:53 PM
From: Michael Foley
20 January 2021 13:44 PM
From: Michael Foley
19 January 2021 18:00 PM
From: Michael Foley
19 January 2021 14:35 PM
From: Michael Foley
19 January 2021 09:19 AM
From: Michael Foley
18 January 2021 22:23 PM
From: Michael Foley
18 January 2021 18:47 PM
From: Michael Foley
18 January 2021 17:00 PM
From: Michael Foley
18 January 2021 11:56 AM
From: Michael Foley
18 January 2021 11:47 AM
From: Michael Foley
18 January 2021 11:13 AM
From: Michael Foley
16 January 2021 21:23 PM
From: Michael Foley
16 January 2021 13:07 PM
From: Michael Foley
16 January 2021 09:55 AM
From: Michael Foley
15 January 2021 22:52 PM
From: Michael Foley
15 January 2021 19:32 PM
From: Michael Foley
15 January 2021 15:05 PM
From: Michael Foley
15 January 2021 10:47 AM
From: Michael Foley
15 January 2021 10:35 AM
From: Michael Foley
15 January 2021 09:30 AM
From: Michael Foley
15 January 2021 09:26 AM
From: Michael Foley
14 January 2021 14:51 PM
From: Michael Foley
14 January 2021 12:41 PM
From: Michael Foley
14 January 2021 10:37 AM
From: Michael Foley
14 January 2021 09:58 AM
From: Michael Foley
13 January 2021 16:00 PM
From: Michael Foley
13 January 2021 09:56 AM
From: Michael Foley
12 January 2021 17:22 PM
From: Michael Foley
12 January 2021 13:37 PM
From: Michael Foley
12 January 2021 12:37 PM
From: Michael Foley
12 January 2021 11:58 AM
From: Michael Foley
11 January 2021 21:09 PM
From: Michael Foley
11 January 2021 10:39 AM
From: Michael Foley
10 January 2021 14:34 PM
From: Michael Foley
10 January 2021 11:59 AM
From: Michael Foley
09 January 2021 17:58 PM
From: Michael Foley
09 January 2021 17:56 PM
From: Michael Foley
09 January 2021 12:57 PM
From: Michael Foley
09 January 2021 11:57 AM
From: Michael Foley
09 January 2021 11:33 AM
From: Michael Foley
08 January 2021 21:33 PM
From: Michael Foley
08 January 2021 21:20 PM
From: Michael Foley
08 January 2021 21:01 PM
From: Michael Foley
08 January 2021 19:07 PM
From: Michael Foley
08 January 2021 07:44 AM
From: Michael Foley
07 January 2021 16:01 PM
From: Michael Foley
07 January 2021 13:30 PM
From: Michael Foley
07 January 2021 11:38 AM
From: Michael Foley
07 January 2021 09:03 AM
From: Michael Foley
06 January 2021 17:20 PM
From: Michael Foley
06 January 2021 15:52 PM
From: Michael Foley
06 January 2021 09:46 AM
From: Michael Foley
05 January 2021 16:36 PM
From: Michael Foley
05 January 2021 15:27 PM
From: Michael Foley
05 January 2021 13:30 PM
From: Michael Foley
04 January 2021 16:05 PM
From: Michael Foley
04 January 2021 12:35 PM
From: Michael Foley
04 January 2021 11:10 AM
From: Michael Foley
01 January 2021 11:17 AM
From: Michael Foley
01 January 2021 10:49 AM
From: Michael Foley
31 December 2020 11:57 AM
From: Michael Foley
30 December 2020 17:14 PM
From: Michael Foley
30 December 2020 10:56 AM
From: Michael Foley
29 December 2020 10:53 AM
From: Michael Foley
29 December 2020 10:03 AM
From: Michael Foley
28 December 2020 21:51 PM
From: Michael Foley
26 December 2020 09:39 AM
From: Michael Foley
25 December 2020 11:48 AM
From: Michael Foley
25 December 2020 09:27 AM
From: Michael Foley
24 December 2020 15:10 PM
From: Michael Foley
24 December 2020 13:37 PM
From: Michael Foley
24 December 2020 10:10 AM
From: Michael Foley
23 December 2020 19:09 PM
From: Michael Foley
23 December 2020 18:04 PM
From: Michael Foley
23 December 2020 13:37 PM
From: Michael Foley
23 December 2020 11:04 AM
From: Michael Foley
23 December 2020 09:43 AM
From: Michael Foley
22 December 2020 20:05 PM
From: Michael Foley
22 December 2020 18:35 PM
From: Michael Foley
21 December 2020 22:24 PM
From: Michael Foley
21 December 2020 18:27 PM
From: Michael Foley
21 December 2020 10:28 AM
From: Michael Foley
20 December 2020 11:42 AM
From: Michael Foley
18 December 2020 18:34 PM
From: Michael Foley
18 December 2020 18:22 PM
From: Michael Foley
18 December 2020 17:55 PM
From: Michael Foley
18 December 2020 12:45 PM
From: Michael Foley
17 December 2020 19:21 PM
From: Michael Foley
17 December 2020 12:51 PM
From: Michael Foley
17 December 2020 11:15 AM
From: Michael Foley
16 December 2020 09:24 AM
From: Michael Foley
16 December 2020 09:05 AM
From: Michael Foley
11 December 2020 16:11 PM
From: Michael Foley
11 December 2020 12:40 PM
From: Michael Foley
10 December 2020 22:37 PM
From: Michael Foley
10 December 2020 19:23 PM
From: Michael Foley
10 December 2020 15:56 PM
From: Michael Foley
10 December 2020 13:03 PM
From: Michael Foley
10 December 2020 12:45 PM
From: Michael Foley
09 December 2020 12:16 PM
From: Michael Foley
09 December 2020 10:58 AM
From: Michael Foley
09 December 2020 08:55 AM
From: Michael Foley
07 December 2020 22:03 PM
From: Michael Foley
07 December 2020 17:44 PM
From: Michael Foley
07 December 2020 11:50 AM
From: Michael Foley
07 December 2020 10:00 AM
From: Michael Foley
07 December 2020 09:43 AM
From: Michael Foley
07 December 2020 09:37 AM
From: Michael Foley
04 December 2020 17:11 PM
From: Michael Foley
04 December 2020 15:31 PM
From: Michael Foley
04 December 2020 11:44 AM
From: Michael Foley
03 December 2020 14:46 PM
From: Michael Foley
03 December 2020 11:48 AM
From: Michael Foley
02 December 2020 16:41 PM
From: Michael Foley
02 December 2020 12:15 PM
From: Michael Foley
02 December 2020 10:01 AM
From: Michael Foley
01 December 2020 21:18 PM
From: Michael Foley
01 December 2020 14:42 PM
From: Michael Foley
01 December 2020 10:14 AM
From: Michael Foley
01 December 2020 09:43 AM
From: Michael Foley
30 November 2020 12:04 PM
From: Michael Foley
30 November 2020 10:45 AM
From: Michael Foley
28 November 2020 22:36 PM
From: Michael Foley
28 November 2020 21:22 PM
From: Michael Foley
27 November 2020 10:07 AM
From: Michael Foley
26 November 2020 10:23 AM
From: Michael Foley
25 November 2020 17:05 PM
From: Michael Foley
24 November 2020 20:37 PM
From: Michael Foley
24 November 2020 10:58 AM
From: Michael Foley
24 November 2020 10:35 AM
From: Michael Foley
23 November 2020 13:52 PM
From: Michael Foley
21 November 2020 15:26 PM
From: Michael Foley
21 November 2020 08:29 AM
From: Michael Foley
20 November 2020 21:39 PM
From: Michael Foley
19 November 2020 18:31 PM
From: Michael Foley
19 November 2020 17:27 PM
From: Michael Foley
18 November 2020 09:36 AM
From: Michael Foley
17 November 2020 16:28 PM
From: Michael Foley
16 November 2020 22:30 PM
From: Michael Foley
16 November 2020 16:34 PM
From: Michael Foley
16 November 2020 15:06 PM
From: Michael Foley
12 November 2020 20:33 PM
From: Michael Foley
12 November 2020 12:58 PM
From: Michael Foley
12 November 2020 10:38 AM
From: Michael Foley
11 November 2020 21:17 PM
From: Michael Foley
11 November 2020 20:54 PM
From: Michael Foley
11 November 2020 11:33 AM
From: Michael Foley
10 November 2020 16:06 PM
From: Michael Foley
10 November 2020 12:32 PM
From: Michael Foley
10 November 2020 10:21 AM
From: Michael Foley
10 November 2020 09:29 AM
From: Michael Foley
10 November 2020 09:02 AM
From: Michael Foley
09 November 2020 13:19 PM
From: Michael Foley
09 November 2020 09:29 AM
From: Michael Foley
07 November 2020 21:18 PM
From: Michael Foley
07 November 2020 20:18 PM
From: Michael Foley
07 November 2020 16:07 PM
From: Michael Foley
06 November 2020 21:44 PM
From: Michael Foley
06 November 2020 21:28 PM
From: Michael Foley
05 November 2020 10:17 AM
From: Michael Foley
05 November 2020 10:01 AM
From: Michael Foley
04 November 2020 14:12 PM
From: Michael Foley
04 November 2020 12:16 PM
From: Michael Foley
02 November 2020 16:02 PM
From: Michael Foley
02 November 2020 10:51 AM
From: Michael Foley
01 November 2020 20:25 PM
From: Michael Foley
30 October 2020 19:49 PM
From: Michael Foley
30 October 2020 17:00 PM
From: Michael Foley
30 October 2020 08:48 AM
From: Michael Foley
29 October 2020 12:06 PM
From: Michael Foley
29 October 2020 11:36 AM
From: Michael Foley
29 October 2020 11:20 AM
From: Michael Foley
29 October 2020 08:02 AM
From: Michael Foley
29 October 2020 07:56 AM
From: Michael Foley
28 October 2020 21:26 PM
From: Michael Foley
28 October 2020 12:57 PM
From: Michael Foley
28 October 2020 09:51 AM
From: Michael Foley
27 October 2020 19:48 PM
From: Michael Foley
26 October 2020 18:02 PM
From: Michael Foley
26 October 2020 16:12 PM
From: Michael Foley
26 October 2020 16:00 PM
From: Michael Foley
24 October 2020 20:18 PM
From: Michael Foley
23 October 2020 12:03 PM
From: Michael Foley
23 October 2020 10:01 AM
From: Michael Foley
23 October 2020 08:21 AM
From: Michael Foley
22 October 2020 17:48 PM
From: Michael Foley
22 October 2020 14:49 PM
From: Michael Foley
20 October 2020 22:24 PM
From: Michael Foley
20 October 2020 18:25 PM
From: Michael Foley
20 October 2020 17:35 PM
From: Michael Foley
20 October 2020 10:08 AM
From: Michael Foley
19 October 2020 15:22 PM
From: Michael Foley
16 October 2020 20:59 PM
From: Michael Foley
16 October 2020 17:20 PM
From: Michael Foley
16 October 2020 11:22 AM
From: Michael Foley
16 October 2020 05:21 AM
From: Michael Foley
14 October 2020 20:55 PM
From: Michael Foley
13 October 2020 21:22 PM
From: Michael Foley
12 October 2020 21:25 PM
From: Michael Foley
12 October 2020 14:53 PM
From: Michael Foley
12 October 2020 14:07 PM
From: Michael Foley
12 October 2020 10:08 AM
From: Michael Foley
09 October 2020 16:57 PM
From: Michael Foley
06 October 2020 20:15 PM
From: Michael Foley
06 October 2020 18:54 PM
From: Michael Foley
06 October 2020 13:34 PM
From: Michael Foley
06 October 2020 08:44 AM
From: Michael Foley
05 October 2020 10:24 AM
From: Michael Foley
04 October 2020 20:51 PM
From: Michael Foley
03 October 2020 17:51 PM
From: Michael Foley
03 October 2020 10:06 AM
From: Michael Foley
30 September 2020 17:54 PM
From: Michael Foley
30 September 2020 07:59 AM
From: Michael Foley
29 September 2020 15:44 PM
From: Michael Foley
29 September 2020 08:01 AM
From: Michael Foley
27 September 2020 12:34 PM
From: Michael Foley
26 September 2020 15:31 PM
From: Michael Foley
26 September 2020 13:55 PM
From: Michael Foley
26 September 2020 08:57 AM
From: Michael Foley
24 September 2020 20:31 PM
From: Michael Foley
24 September 2020 14:27 PM
From: Michael Foley
23 September 2020 18:11 PM
From: Michael Foley
23 September 2020 16:30 PM
From: Michael Foley
23 September 2020 15:35 PM
From: Michael Foley
22 September 2020 22:35 PM
From: Michael Foley
22 September 2020 21:59 PM
From: Michael Foley
22 September 2020 19:04 PM
From: Michael Foley
22 September 2020 10:57 AM
From: Michael Foley
21 September 2020 21:46 PM
From: Michael Foley
21 September 2020 20:51 PM
From: Michael Foley
21 September 2020 19:02 PM
From: Michael Foley
21 September 2020 10:36 AM
From: Michael Foley
20 September 2020 22:01 PM
From: Michael Foley
19 September 2020 11:37 AM
From: Michael Foley
18 September 2020 18:53 PM
From: Michael Foley
17 September 2020 17:56 PM
From: Michael Foley
17 September 2020 09:48 AM
From: Michael Foley
16 September 2020 22:13 PM
From: Michael Foley
16 September 2020 20:30 PM
From: Michael Foley
16 September 2020 13:02 PM
From: Michael Foley
16 September 2020 11:17 AM
From: Michael Foley
11 September 2020 15:14 PM
From: Michael Foley
09 September 2020 21:23 PM
From: Michael Foley
07 September 2020 10:12 AM
From: Michael Foley
06 September 2020 08:15 AM
From: Michael Foley
05 September 2020 10:40 AM
From: Michael Foley
03 September 2020 17:30 PM
From: Michael Foley
03 September 2020 12:44 PM
From: Michael Foley
02 September 2020 20:00 PM
From: Michael Foley
01 September 2020 20:56 PM
From: Michael Foley
30 August 2020 20:02 PM
From: Michael Foley
30 August 2020 17:05 PM
From: Michael Foley
30 August 2020 09:52 AM
From: Michael Foley
28 August 2020 16:50 PM
From: Michael Foley
27 August 2020 11:16 AM
From: Michael Foley
27 August 2020 10:34 AM
From: Michael Foley
27 August 2020 09:46 AM
From: Michael Foley
26 August 2020 20:49 PM
From: Michael Foley
26 August 2020 20:28 PM
From: Michael Foley
26 August 2020 15:09 PM
From: Michael Foley
25 August 2020 20:29 PM
From: Michael Foley
24 August 2020 17:09 PM
From: Michael Foley
18 August 2020 21:43 PM
From: Michael Foley
16 August 2020 20:32 PM
From: Michael Foley
14 August 2020 20:25 PM
From: Michael Foley
06 August 2020 20:11 PM
From: Michael Foley
06 August 2020 18:57 PM
From: Michael Foley
30 July 2020 21:49 PM
From: Michael Foley
27 July 2020 20:27 PM
From: Michael Foley
25 July 2020 22:03 PM
From: Michael Foley
21 July 2020 21:48 PM
From: Michael Foley
19 July 2020 21:54 PM
From: Michael Foley
16 July 2020 20:17 PM
From: Michael Foley
13 July 2020 21:30 PM
From: Michael Foley
10 July 2020 18:59 PM
From: Michael Foley
03 July 2020 18:22 PM
From: Michael Foley
30 June 2020 21:22 PM
From: Michael Foley
28 June 2020 09:37 AM
From: Michael Foley
26 June 2020 21:14 PM
From: Michael Foley
25 June 2020 19:34 PM
From: Michael Foley
25 June 2020 04:23 AM
From: Michael Foley
22 June 2020 19:48 PM
From: Michael Foley
22 June 2020 16:48 PM
From: Michael Foley
20 June 2020 15:11 PM
From: Michael Foley
14 June 2020 19:10 PM
From: Michael Foley
12 June 2020 13:59 PM
From: Michael Foley
11 June 2020 12:25 PM
From: Michael Foley
10 June 2020 16:53 PM
From: Michael Foley
09 June 2020 21:14 PM
From: Michael Foley
07 June 2020 21:50 PM
From: Michael Foley
03 June 2020 19:57 PM
From: Michael Foley
02 June 2020 17:59 PM
From: Michael Foley
31 May 2020 18:50 PM
From: Michael Foley
29 May 2020 19:54 PM
From: Michael Foley
27 May 2020 18:31 PM
From: Michael Foley
25 May 2020 12:19 PM
From: Michael Foley
24 May 2020 12:09 PM
From: Michael Foley
22 May 2020 08:33 AM
From: Michael Foley
21 May 2020 09:30 AM
From: Michael Foley
20 May 2020 18:37 PM
From: Michael Foley
19 May 2020 22:26 PM
From: Michael Foley
19 May 2020 13:57 PM
From: Michael Foley
19 May 2020 12:54 PM
From: Michael Foley
19 May 2020 11:53 AM
From: Michael Foley
19 May 2020 00:02 AM
From: Michael Foley
18 May 2020 22:30 PM
From: Michael Foley
17 May 2020 20:27 PM
From: Michael Foley
13 May 2020 19:24 PM
From: Michael Foley
13 May 2020 18:19 PM
From: Michael Foley
13 May 2020 17:41 PM
From: Michael Foley
12 May 2020 19:02 PM
From: Michael Foley
12 May 2020 17:30 PM
From: Michael Foley
04 May 2020 14:57 PM
From: Michael Foley
03 May 2020 22:36 PM
From: Michael Foley
03 May 2020 18:45 PM
From: Michael Foley
03 May 2020 18:22 PM
From: Michael Foley
03 May 2020 14:19 PM
From: Michael Foley
03 May 2020 13:25 PM
From: Michael Foley
02 May 2020 21:35 PM
From: Michael Foley
02 May 2020 19:06 PM
From: Michael Foley
02 May 2020 13:50 PM
From: Michael Foley
22 April 2020 11:38 AM
From: Michael Foley
21 April 2020 19:49 PM
From: Michael Foley
21 April 2020 14:39 PM
From: Michael Foley
15 April 2020 22:00 PM
From: Michael Foley
13 April 2020 19:00 PM
From: Michael Foley
13 April 2020 17:49 PM
From: Michael Foley
07 April 2020 21:39 PM
From: Michael Foley
07 April 2020 09:49 AM
From: Michael Foley
06 April 2020 19:21 PM
From: Michael Foley
06 April 2020 14:05 PM
From: Michael Foley
06 April 2020 11:22 AM
From: Michael Foley
04 April 2020 21:07 PM
From: Michael Foley
03 April 2020 17:36 PM
From: Michael Foley
02 April 2020 20:30 PM
From: Michael Foley
01 April 2020 18:57 PM
From: Michael Foley
01 April 2020 16:00 PM
From: Michael Foley
31 March 2020 09:50 AM
From: Michael Foley
30 March 2020 19:27 PM
From: Michael Foley
30 March 2020 10:35 AM
From: Michael Foley
29 March 2020 17:38 PM
From: Michael Foley
27 March 2020 10:10 AM
From: Michael Foley
26 March 2020 09:07 AM
From: Michael Foley
25 March 2020 13:18 PM
From: Michael Foley
25 March 2020 09:55 AM
From: Michael Foley
24 March 2020 13:20 PM
From: Michael Foley
24 March 2020 11:48 AM
From: Michael Foley
24 March 2020 10:35 AM
From: Michael Foley
23 March 2020 21:12 PM
From: Michael Foley
20 March 2020 09:54 AM
From: Michael Foley
19 March 2020 20:23 PM
From: Michael Foley
19 March 2020 18:59 PM
From: Michael Foley
19 March 2020 17:11 PM
From: Michael Foley
19 March 2020 13:16 PM
From: Michael Foley
19 March 2020 09:15 AM
From: Michael Foley
19 March 2020 09:06 AM
From: Michael Foley
18 March 2020 20:06 PM
From: Michael Foley
18 March 2020 14:13 PM
From: Michael Foley
17 March 2020 20:20 PM
From: Michael Foley
17 March 2020 10:22 AM
From: Michael Foley
17 March 2020 09:57 AM
From: Michael Foley
14 March 2020 11:14 AM
From: Michael Foley
13 March 2020 08:15 AM
From: Michael Foley
12 March 2020 21:24 PM
From: Michael Foley
12 March 2020 14:48 PM
From: Michael Foley
10 March 2020 17:27 PM
From: Michael Foley
06 March 2020 15:53 PM
From: Michael Foley
03 March 2020 19:45 PM
From: Michael Foley
29 February 2020 08:12 AM
From: Michael Foley
28 February 2020 15:37 PM
From: Michael Foley
25 February 2020 20:43 PM
From: Michael Foley
25 February 2020 17:06 PM
From: Michael Foley
23 February 2020 09:23 AM
From: Michael Foley
21 February 2020 21:45 PM
From: Michael Foley
21 February 2020 18:45 PM
From: Michael Foley
21 February 2020 15:53 PM
From: Michael Foley
20 February 2020 18:33 PM
From: Michael Foley
18 February 2020 18:31 PM
From: Michael Foley
18 February 2020 16:24 PM
From: Michael Foley
18 February 2020 10:03 AM
From: Michael Foley
12 February 2020 15:59 PM
From: Michael Foley
10 February 2020 09:32 AM
From: Michael Foley
07 February 2020 14:27 PM
From: Michael Foley
02 February 2020 09:13 AM
From: Michael Foley
31 January 2020 15:45 PM
From: Michael Foley
31 January 2020 12:36 PM
From: Michael Foley
29 January 2020 15:32 PM
From: Michael Foley
29 January 2020 10:41 AM
From: Michael Foley
29 January 2020 09:46 AM
From: Michael Foley
28 January 2020 10:52 AM
From: Michael Foley
27 January 2020 19:03 PM
From: Michael Foley
24 January 2020 19:28 PM
From: Michael Foley
24 January 2020 10:17 AM
From: Michael Foley
22 January 2020 18:41 PM
From: Michael Foley
22 January 2020 15:35 PM
From: Michael Foley
21 January 2020 16:03 PM
From: Michael Foley
18 January 2020 12:21 PM
From: Michael Foley
17 January 2020 22:41 PM
From: Michael Foley
17 January 2020 21:47 PM
From: Michael Foley
17 January 2020 11:20 AM
From: Michael Foley
17 January 2020 09:08 AM
From: Michael Foley
16 January 2020 21:15 PM
From: Michael Foley
14 January 2020 14:52 PM
From: Michael Foley
13 January 2020 11:10 AM
From: Michael Foley
13 January 2020 10:29 AM
From: Michael Foley
10 January 2020 11:05 AM
From: Michael Foley
08 January 2020 13:38 PM
From: Michael Foley
08 January 2020 13:24 PM
From: Michael Foley
07 January 2020 10:46 AM
From: Michael Foley
07 January 2020 09:49 AM
From: Michael Foley
02 January 2020 18:05 PM
From: Michael Foley
02 January 2020 17:17 PM
From: Michael Foley
31 December 2019 18:48 PM
From: Michael Foley
30 December 2019 21:05 PM
From: Michael Foley
30 December 2019 20:59 PM
From: Michael Foley
28 December 2019 21:19 PM
From: Michael Foley
28 December 2019 11:28 AM
From: Michael Foley
27 December 2019 09:02 AM
From: Michael Foley
23 December 2019 18:43 PM
From: Michael Foley
20 December 2019 22:41 PM
From: Michael Foley
19 December 2019 22:29 PM
From: Michael Foley
19 December 2019 21:02 PM
From: Michael Foley
19 December 2019 20:35 PM
From: Michael Foley
17 December 2019 20:36 PM
From: Michael Foley
17 December 2019 13:35 PM
From: Michael Foley
16 December 2019 21:51 PM
From: Michael Foley
16 December 2019 21:31 PM
From: Michael Foley
30 November 2019 21:02 PM
From: Michael Foley
28 November 2019 17:49 PM
From: Michael Foley
27 November 2019 21:56 PM
From: Michael Foley
27 November 2019 17:56 PM
From: Michael Foley
26 November 2019 11:12 AM
From: Michael Foley
26 November 2019 11:00 AM
From: Michael Foley
25 November 2019 22:05 PM
From: Michael Foley
23 November 2019 10:02 AM
From: Michael Foley
22 November 2019 14:19 PM
From: Michael Foley
16 November 2019 13:29 PM
From: Michael Foley
11 November 2019 08:23 AM
From: Michael Foley
09 November 2019 14:22 PM
From: Michael Foley
08 November 2019 15:42 PM
From: Michael Foley
08 November 2019 15:13 PM
From: Michael Foley
07 November 2019 09:12 AM
From: Michael Foley
06 November 2019 12:11 PM
From: Michael Foley
06 November 2019 09:59 AM
From: Michael Foley
29 October 2019 19:55 PM
From: Michael Foley
29 October 2019 09:34 AM
From: Michael Foley
25 October 2019 23:10 PM
From: Michael Foley
25 October 2019 22:43 PM
From: Michael Foley
25 October 2019 11:00 AM
From: Michael Foley
24 October 2019 09:58 AM
From: Michael Foley
24 October 2019 08:59 AM
From: Michael Foley
22 October 2019 21:19 PM
From: Michael Foley
22 October 2019 20:49 PM
From: Michael Foley
22 October 2019 11:06 AM
From: Michael Foley
18 October 2019 20:43 PM
From: Michael Foley
15 October 2019 22:50 PM
From: Michael Foley
15 October 2019 22:38 PM
From: Michael Foley
14 October 2019 22:37 PM
From: Michael Foley
14 October 2019 11:47 AM
From: Michael Foley
14 October 2019 10:16 AM
From: Michael Foley
11 October 2019 12:33 PM
From: Michael Foley
11 October 2019 09:05 AM
From: Michael Foley
09 October 2019 15:51 PM
From: Michael Foley
09 October 2019 12:09 PM
From: Michael Foley
07 October 2019 16:00 PM
From: Michael Foley
07 October 2019 15:55 PM
From: Michael Foley
03 October 2019 10:28 AM
From: Michael Foley
02 October 2019 19:25 PM
From: Michael Foley
01 October 2019 10:20 AM
From: Michael Foley
30 September 2019 12:01 PM
From: Michael Foley
29 September 2019 13:20 PM
From: Michael Foley
27 September 2019 23:20 PM
From: Michael Foley
27 September 2019 13:54 PM
From: Michael Foley
26 September 2019 22:55 PM
From: Michael Foley
26 September 2019 18:09 PM
From: Michael Foley
24 September 2019 14:38 PM
From: Michael Foley
20 September 2019 15:53 PM
From: Michael Foley
20 September 2019 10:06 AM
From: Michael Foley
19 September 2019 09:21 AM
From: Michael Foley
18 September 2019 22:33 PM
From: Michael Foley
18 September 2019 13:15 PM
From: Michael Foley
18 September 2019 12:08 PM
From: Michael Foley
18 September 2019 09:49 AM
From: Michael Foley
17 September 2019 10:06 AM
From: Michael Foley
17 September 2019 08:49 AM
From: Michael Foley
16 September 2019 16:50 PM
From: Michael Foley
16 September 2019 14:12 PM
From: Michael Foley
16 September 2019 09:55 AM
From: Michael Foley
16 September 2019 08:55 AM
From: Michael Foley
15 September 2019 19:06 PM
From: Michael Foley
14 September 2019 10:15 AM
From: Michael Foley
13 September 2019 15:13 PM
From: Michael Foley
13 September 2019 09:14 AM
From: Michael Foley
12 September 2019 18:16 PM
From: Michael Foley
12 September 2019 17:46 PM
From: Michael Foley
12 September 2019 13:22 PM
From: Michael Foley
12 September 2019 09:36 AM
From: Michael Foley
10 September 2019 15:55 PM
From: Michael Foley
10 September 2019 09:02 AM
From: Michael Foley
09 September 2019 21:26 PM
From: Michael Foley
09 September 2019 10:27 AM
From: Michael Foley
05 September 2019 18:34 PM
From: Michael Foley
04 September 2019 10:19 AM
From: Michael Foley
04 September 2019 09:25 AM
From: Michael Foley
03 September 2019 11:00 AM
From: Michael Foley
27 August 2019 09:16 AM
From: Michael Foley
23 August 2019 13:41 PM
From: Michael Foley
22 August 2019 15:53 PM
From: Michael Foley
22 August 2019 14:42 PM
From: Michael Foley
22 August 2019 14:32 PM
From: Michael Foley
20 August 2019 13:36 PM
From: Michael Foley
20 August 2019 10:14 AM
From: Michael Foley
19 August 2019 22:51 PM
From: Michael Foley
16 August 2019 22:03 PM
From: Michael Foley
15 August 2019 20:11 PM
From: Michael Foley
15 August 2019 09:09 AM
From: Michael Foley
14 August 2019 18:29 PM
From: Michael Foley
14 August 2019 09:39 AM
From: Michael Foley
12 August 2019 21:07 PM
From: Michael Foley
12 August 2019 17:55 PM
From: Michael Foley
08 August 2019 21:18 PM
From: Michael Foley
08 August 2019 19:13 PM
From: Michael Foley
08 August 2019 18:23 PM
From: Michael Foley
08 August 2019 09:33 AM
From: Michael Foley
05 August 2019 20:25 PM
From: Michael Foley
05 August 2019 10:28 AM
From: Michael Foley
05 August 2019 09:53 AM
From: Michael Foley
05 August 2019 08:21 AM
From: Michael Foley
03 August 2019 08:43 AM
From: Michael Foley
02 August 2019 20:43 PM
From: Michael Foley
01 August 2019 17:17 PM
From: Michael Foley
01 August 2019 15:18 PM
From: Michael Foley
01 August 2019 09:41 AM
From: Michael Foley
31 July 2019 14:49 PM
From: Michael Foley
31 July 2019 11:03 AM
From: Michael Foley
31 July 2019 10:49 AM
From: Michael Foley
30 July 2019 10:32 AM
From: Michael Foley
29 July 2019 14:02 PM
From: Michael Foley
29 July 2019 11:24 AM
From: Michael Foley
29 July 2019 09:51 AM
From: Michael Foley
27 July 2019 09:19 AM
From: Michael Foley
26 July 2019 09:46 AM
From: Michael Foley
25 July 2019 10:31 AM
From: Michael Foley
25 July 2019 09:58 AM
From: Michael Foley
24 July 2019 14:56 PM
From: Michael Foley
23 July 2019 16:58 PM
From: Michael Foley
23 July 2019 14:17 PM
From: Michael Foley
23 July 2019 12:31 PM
From: Michael Foley
22 July 2019 10:47 AM
From: Michael Foley
21 July 2019 18:30 PM
From: Michael Foley
20 July 2019 17:26 PM
From: Michael Foley
20 July 2019 16:32 PM
From: Michael Foley
20 July 2019 13:57 PM
From: Michael Foley
20 July 2019 11:25 AM
From: Michael Foley
20 July 2019 10:29 AM
From: Michael Foley
19 July 2019 15:09 PM
From: Michael Foley
19 July 2019 10:27 AM
From: Michael Foley
18 July 2019 21:53 PM
From: Michael Foley
18 July 2019 08:55 AM
From: Michael Foley
17 July 2019 21:35 PM
From: Michael Foley
17 July 2019 20:31 PM
From: Michael Foley
17 July 2019 19:39 PM
From: Michael Foley
17 July 2019 19:27 PM
From: Michael Foley
17 July 2019 16:41 PM
From: Michael Foley
17 July 2019 12:18 PM
From: Michael Foley
17 July 2019 10:12 AM
From: Michael Foley
17 July 2019 09:25 AM
From: Michael Foley
16 July 2019 19:53 PM
From: Michael Foley
16 July 2019 14:51 PM
From: Michael Foley
16 July 2019 10:24 AM
From: Michael Foley
15 July 2019 20:03 PM
From: Michael Foley
14 July 2019 13:08 PM
From: Michael Foley
14 July 2019 10:33 AM
From: Michael Foley
14 July 2019 07:56 AM
From: Michael Foley
12 July 2019 21:03 PM
From: Michael Foley
11 July 2019 10:10 AM
From: Michael Foley
10 July 2019 12:14 PM
From: Michael Foley
10 July 2019 03:19 AM
From: Michael Foley
09 July 2019 20:47 PM
From: Michael Foley
08 July 2019 19:49 PM
From: Michael Foley
08 July 2019 18:57 PM
From: Michael Foley
08 July 2019 17:30 PM
From: Michael Foley
08 July 2019 17:01 PM
From: Michael Foley
06 July 2019 18:48 PM
From: Michael Foley
06 July 2019 17:41 PM
From: Michael Foley
06 July 2019 10:44 AM
From: Michael Foley
04 July 2019 14:43 PM
From: Michael Foley
04 July 2019 14:16 PM
From: Michael Foley
29 June 2019 14:39 PM
From: Michael Foley
27 June 2019 10:19 AM
From: Michael Foley
27 June 2019 05:51 AM
From: Michael Foley
26 June 2019 09:39 AM
From: Michael Foley
25 June 2019 21:50 PM
From: Michael Foley
25 June 2019 21:31 PM
From: Michael Foley
24 June 2019 17:07 PM
From: Michael Foley
24 June 2019 10:21 AM
From: Michael Foley
24 June 2019 09:47 AM
From: Michael Foley
22 June 2019 13:36 PM
From: Michael Foley
21 June 2019 20:29 PM
From: Michael Foley
21 June 2019 18:23 PM
From: Michael Foley
21 June 2019 17:47 PM
From: Michael Foley
21 June 2019 15:50 PM
From: Michael Foley
21 June 2019 14:44 PM
From: Michael Foley
21 June 2019 09:55 AM
From: Michael Foley
21 June 2019 09:26 AM
From: Michael Foley
19 June 2019 12:14 PM
From: Michael Foley
19 June 2019 11:37 AM
From: Michael Foley
19 June 2019 10:01 AM
From: Michael Foley
17 June 2019 19:33 PM
From: Michael Foley
13 June 2019 19:16 PM
From: Michael Foley
13 June 2019 12:48 PM
From: Michael Foley
13 June 2019 09:29 AM
From: Michael Foley
12 June 2019 21:29 PM
From: Michael Foley
12 June 2019 16:20 PM
From: Michael Foley
12 June 2019 15:40 PM
From: Michael Foley
12 June 2019 10:39 AM
From: Michael Foley
12 June 2019 10:17 AM
From: Michael Foley
12 June 2019 06:40 AM
From: Michael Foley
08 June 2019 08:09 AM
From: Michael Foley
07 June 2019 20:31 PM
From: Michael Foley
06 June 2019 17:04 PM
From: Michael Foley
06 June 2019 15:33 PM
From: Michael Foley
04 June 2019 09:51 AM
From: Michael Foley
03 June 2019 18:22 PM
From: Michael Foley
03 June 2019 10:34 AM
From: Michael Foley
03 June 2019 10:25 AM
From: Michael Foley
02 June 2019 13:09 PM
From: Michael Foley
02 June 2019 12:37 PM
From: Michael Foley
02 June 2019 08:48 AM
From: Michael Foley
02 June 2019 07:23 AM
From: Michael Foley
01 June 2019 12:36 PM
From: Michael Foley
01 June 2019 11:11 AM
From: Michael Foley
30 May 2019 22:43 PM
From: Michael Foley
30 May 2019 21:57 PM
From: Michael Foley
30 May 2019 21:05 PM
From: Michael Foley
29 May 2019 03:10 AM
From: Michael Foley
28 May 2019 12:41 PM
From: Michael Foley
27 May 2019 09:14 AM
From: Michael Foley
27 May 2019 08:48 AM
From: Michael Foley
24 May 2019 20:59 PM
From: Michael Foley
23 May 2019 23:43 PM
From: Michael Foley
23 May 2019 23:13 PM
From: Michael Foley
23 May 2019 17:50 PM
From: Michael Foley
23 May 2019 09:11 AM
From: Michael Foley
20 May 2019 09:25 AM
From: Michael Foley
16 May 2019 09:04 AM
From: Michael Foley
15 May 2019 18:33 PM
From: Michael Foley
13 May 2019 10:32 AM
From: Michael Foley
10 May 2019 12:16 PM
From: Michael Foley
09 May 2019 15:30 PM
From: Michael Foley
08 May 2019 15:12 PM
From: Michael Foley
04 May 2019 20:44 PM
From: Michael Foley
02 May 2019 19:16 PM
From: Michael Foley
30 April 2019 12:27 PM
From: Michael Foley
29 April 2019 21:27 PM
From: Michael Foley
29 April 2019 21:08 PM
From: Michael Foley
29 April 2019 19:13 PM
From: Michael Foley
26 April 2019 17:03 PM
From: Michael Foley
23 April 2019 15:29 PM
From: Michael Foley
16 April 2019 21:43 PM
From: Michael Foley
16 April 2019 03:23 AM
From: Michael Foley
15 April 2019 17:49 PM
From: Michael Foley
15 April 2019 10:06 AM
From: Michael Foley
05 April 2019 07:23 AM
From: Michael Foley
03 April 2019 09:54 AM
From: Michael Foley
01 April 2019 19:44 PM
From: Michael Foley
01 April 2019 18:51 PM
From: Michael Foley
01 April 2019 15:26 PM
From: Michael Foley
30 March 2019 15:58 PM
From: Michael Foley
30 March 2019 13:25 PM
From: Michael Foley
27 March 2019 09:00 AM
From: Michael Foley
27 March 2019 08:56 AM
From: Michael Foley
26 March 2019 11:22 AM
From: Michael Foley
19 March 2019 04:02 AM
From: Michael Foley
08 March 2019 09:40 AM
From: Michael Foley
06 March 2019 16:37 PM
From: Michael Foley
11 February 2019 21:32 PM
From: Michael Foley
03 September 2018 09:52 AM
From: Michael Foley
24 August 2018 12:27 PM
From: Michael Foley
08 June 2018 14:10 PM
From: Michael Foley
04 December 2017 16:07 PM