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Michael Foley

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my expertise in the industry

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One of the disadvantages of a Company, you get fined and the Company gets fined doubling the fine. The bit that’s missing here is the Rent 2 Rent Agent if indeed that was the case. This Rent 2 Rent is wide spread in London. I have been approached several time by Agents & Individuals alike but never fell for it. They take your property at the rent you advertise it for, so huge numbers are doing it, they then sub-let it for short let’s or AirBnB making a good margin for themselves sometimes double. So there is no cost on them, don’t own anything so there’s no Mortgage’s to pay and when it all over goes belly up the Landlord is still responsible, could be an element of that here, so landlords take heed and don’t fall for Rent 2 Rent in my eyes its a widespread scam

From: Michael Foley 24 June 2022 19:56 PM

Paul have you taken leave of your senses, don’t insult our intelligence it’s the very reason to throw in the towel. The very reason so many Landlords have been stressed out and sold up, you can’t make light of that rubbing salt into the wounds and tell us it will make it better. A long time coming you say and wasn’t 1988 Act a long time coming before when we fought for years for Assured Shorthold Tenancies because of the unfairness and the very reason its accurate to say there was no buy 2 let or any letting available at that time due to the fact if you let a property to anyone they immediately became a Sitting Tenants and the value of your property halved or disappeared for ever, this is exactly what you expect everyone to go back to. I know how it was and is, many of us spent our whole life to create or buy the property working 7 days a week making endless sacrifices, not taking breaks or going on holiday’s at home or abroad, creating the private rented sector that now houses 4.5m people from private funds and contributing billions of £’s to the economy. Roll on you now want to tell me a guy off the Streets have more rights to the property than the owner, he just walked-in took possession and occupancy’s of my property for ever, he probably spent half his life on Benefits and no commitment or contribution but now entitled to my property. So now I’ll need his permission which won’t be available to sell vacant possession, don’t give me all this rubbish about if I want to move in or a family member to do so, none of their business what I want to do with my property it not theirs, they didn’t buy it or anyone else make any financial commitment, so now they are going to call all the shots and dictate to me what I can and can’t do. What tree do you think we just fell out of !

From: Michael Foley 24 June 2022 07:50 AM

Biggest Landlords worry loss Freehold ownership rights and vacant rights. Exclusion from their investment and loss of all Control / Section 21, Section 21. Section 21. Section 21. Section 21. & Section 21. Just add treated as second class citizens and Criminalized specifically by law more than any other human being.

From: Michael Foley 23 June 2022 08:26 AM

Well done Shelter, Generation Rent, Acorn, Government Anti-landlord Regulation’s, Policy’s & licensing Schemes that’s what your meddling does distorts the whole market, damaged the economy. The eye watering are the tears, the heart break comes later with the collapse.

From: Michael Foley 22 June 2022 07:17 AM

Very surprising long list big amounts in all walks of life, penalties are huge, false benefit claimants seem to be missing here, are exempt or it’s ok to receive.

From: Michael Foley 21 June 2022 08:10 AM

Ellie. I understand your comments on Inheritance tax, I had a friend of 50 years same situation more or less never put foot wrong worked every hour. Cancer took him at seventy, trusted his Estate to the professionals /Accounts & Solicitors instead of family, big mistake they had last power of itinerary, 4 years on brothers & sisters still waiting for anything from his Estate. Some properties sold under value to pay the tax. His wife wasn’t happy about how it was been handled and contacted the Solicitors, they told her they don’t even have to speak to her. Keep clear of Lasting Power of itinerary .

From: Michael Foley 20 June 2022 14:30 PM

That was as meant to be as good as Inheritance tax for Gov’, c/gains + SD !. Jason I think it’s a bit of a cheek, you had 9 years cheap living subsidised by us tax payers to feather your nest at our expense then want to say we at motivate by greed, look a bit closer to home.

From: Michael Foley 20 June 2022 09:33 AM

Its hardly news to Landlords who have been continuously sanctioned, what would anyone expect to happen. That said they know we can do nothing about it, leave we are hammered with capital gains tax purely on inflation or money devaluation take your pick. So Gov’ will have that + big SDLT from new buyer which is as good as c/gains if one can be found. With regards to opportunity for first time buyers, Its an opportunity to get into serious financial trouble with interest rates rising and get caught in a falling market then realise the property is worth far less than they paid for it. I think we have learned that one the hard way in the past, as fo LL’s staying in getting hit at the end with C/gains tax with no opportunity to pass on your life’s times work to family members, we are simply held to ransom.

From: Michael Foley 20 June 2022 09:21 AM

Robert sorry I had missed this comment I have so much going on. Spare a thought I don’t think Scotland is ahead of England in LL bashing and certainly not where London is concerned. I have had some Licensed and re-Licensed 4 times since 2006 each time with increased Application fee and additional requirements so Scotland can’t be 4 years ahead of that but I believe it may well be true for other parts of England who haven’t done any yet. I think it should apply to everyone or no one and stop all this related stuff, it easy to know who’s making the rules who their friends and relatives are, and who staff the Civic Centres and Government Departments. I think everyone should do one before others are required to do a second, better still scrap the licensing Schemes all together, didn’t we always have rules and regulations without a license, now a mayor cost to LL’s and the main cause of high rents to Tenants, not least at a time sky high inflation, it’s getting more like enforced recession every day

From: Michael Foley 19 June 2022 19:59 PM

So we now have Mr Ben Beadle CEO of NRLA also talking about improving Tenants rights in this article, the very issue that’s causing the many problem’s in the Private Rented Sector and why so many Landlords are unhappy or wanting out, because of the unfairness and Tenants having too many rights, are we as LL’s supporting an organisation that’s working against our interests and driving a wedge between us and our customers. The Bill has passed the White Paper stage before it turns Green and becomes law. They should give it, it’s proper title The Private Landlords Confiscation Bill.

From: Michael Foley 19 June 2022 09:52 AM

To be honest I never charged anyone any extra or required them to pay or stay if they wanted to leave just wished them well, some were glad to come back. It a shame the Landlord have no rights when its other way around. The Government is not listening so we are wasting our time making comments now, the decisions has been made regardless and we have been ignored, heaven’s knows we are blue in the face from telling them. I don’t buy all this media hype about Accidental Landlords. I am sure if you became a Landlord it was a deliberate conscious decision and nothing accidental about it, because of the abolition of Savers leaving them looking at their money dwindling year on year, so they had to do something even if it meant bidding against each other driving up property prices to unrealistic values. Maybe we should call them forced property owners.

From: Michael Foley 18 June 2022 20:58 PM

Not fairer for Landlords just more of the same totally discriminatory laws, Those Organisations suppose to be helping LL are just creaming off making a fat living off our backs, the more laws and crap they introduce the more money for them. There’s is no representing Landlords who supplies the property and takes all the risks and no one else at risk in law

From: Michael Foley 18 June 2022 13:56 PM

It’s rubbish its not fairer Renting it’s already unfair to Landlords by a long way, so there idea of fairness is to make it more unfair. What’s all this talk about eviction for no reason the reason is always clearly stated at the beginning of the Contract and signed by all parties concerned. What’s wrong with that it’s signed for the Term of the Contract and the conditions attached there to, whether it be for 6 months, one year or more, as long as it’s not more than 7 years. Hence its known as an Assured Short Hold Tenancy (AST) so all parties had known exactly where they stood, it’s for the Contract Period only, there was never any question of the Property being let on any other basis and no indefinite rights of occupation given or otherwise. They clearly knew it was for the Contract period as they were not buying the Property. I never ever heard of anyone being evicted during the Contract Period unless extreme Circumstances which always involved a County Court judgement, so where were they treated un- fairly never. Further there was an amendment to the Law subject to both parties agreement it could run as Periodic on a month by month basis, how fair is that to the Tenant, bearing in mind only The Tenant and the Courts can end an AST the Landlord cannot !. So what’s all this nonsense about fairness it rubbish.

From: Michael Foley 16 June 2022 16:53 PM

It should be left as it is between Tenant & Owner to agree or not, why can’t they stop poking their noses in none of their business, they have no in put only to meddle and ruin. We can say what we like but who’s listening, no point in saying not to leave dog unattended for more than 2 hours, we have no means of enforcing it and excluded from the property, blank strangers, Tenants mates, sublets, over crowders all now given rights over Landlords property.

From: Michael Foley 15 June 2022 12:19 PM

The gas Engineer will often refuse to enter when a dog is present, he’s off and difficult to get them to come in the first place, clearly those rule makers don’t know the business.

From: Michael Foley 15 June 2022 11:53 AM

Sorry Jo, London can’t function without vehicular transport. Public transport is fine for Office type Staff and administrative employees with their lap tops or sandwiches in the brief case but for people who do other works or trades private transport is essential, no need to go into costs, Congestion Charge £12.50 pd,, ULEZ £15 pd, Parking £6.00 + ph and limited hours much more, Petrol……., etc, can someone tell the Mayor Mr Sadiq Khan who is oblivious to all this.

From: Michael Foley 15 June 2022 08:29 AM

Look like the end of Joint Tenancies, they are all equally liable joint & several but now the Welsh Government see fit to make this nil & void, the proposal allows one to come and go at any time they like and be replaced, so it’s not a Contract at all just permanent occupancy’s with no Contract. We are only going to be able to let individual room like the HMO’s forced upon us. Do they not think HMO’s and the huge burden of red tape associated with that was enough. Also I have to disagree with some LL that think property prices & Rents will rise. I think not a bit of it everyone’s purse strings tied and strapped for cash, it wishful thinking reality is very much different.

From: Michael Foley 15 June 2022 08:03 AM

Shouldn’t be postponed should be scrapped, too much existing red tape which is the cause of current housing problems and their answer is more red tape. Why are they in a job, not a hope them earning their own living yet allowed to introduce Treasonable Policies, at a time of staggering inflation and a recession imminent speeded up by this crap.

From: Michael Foley 15 June 2022 07:18 AM

Terry knott, have you just woke up you are now responding to an Article of 3 days ago and thanks for the amazing advice I have given 40 years writing to Members of Parliament and Ministries they do respond with the usual lip service but a complete waste of time. My current M.P in Brent has been re-elected 7 times and continuously since 1997 on the back of Benefit claimants, there seems to be more of those in Brent than tax payers. We have given up voting it’s pointless although we are required to register just to keep the returning Officer happy, maybe they can sell our names. What a waste of money putting those 12’ Portable Cabins obstructing 8’ road lanes when it’s not compulsory to vote people are too fed up to vote. I still have about 50 cream envelopes from the House of Commons, it just adds cost to their Stationery Dept. Private LL are now tied to the desk with paper work with no free time left & you want us to write even more. Sorry rant over.

From: Michael Foley 14 June 2022 15:49 PM

Mr Sadiq Khan wants to know our views on the explosion of tens of thousands of Short Term Let’s in London. The answer is staring him in the face it’s the Interference with Assured Shorthold Tenancies / the Removal Section 21, meaning the end of AST. Will the brain has the capacity to take that on board or is it too much to take in.

From: Michael Foley 14 June 2022 14:35 PM

The Private Rented Sector increased from 2.8m to 4.5m in 10 years according to the Article, so there was a big need for the Service the Private Landlord provided or they couldn’t be buying the Property could they, did the Government have any plans to house 4.5m people from the Public Purse !. Ah’ yes round table discussions with Policy makers and STAKEHOLDERS that will be the new kids on the block John Lewis, Lloyds Bank and General Accident etc, no one asked me yet.

From: Michael Foley 14 June 2022 08:50 AM

Never any mention of what caused all this, giving Bank of England control over Interest rates. The Interest lending Base Rate used never be below 4 / 5% then you paid a percentage on top of that according to your Credit worthiness. They kept reducing base Rates to nothing abolishing Savers the root cause of all, forcing people into property because they were getting no return only looking at their money devaluation in front of their very eyes. That’s what happened there’s not an economist in the Treasury. The excuse was to control inflation it didn’t work very well did it.

From: Michael Foley 14 June 2022 08:19 AM

Well you can buy but not that simple, the Mortgage / lender don’t guarantee your home, miss payments and you’ll find out, they are even less tolerant than many Private Landlords and have far more power, they don’t need S21 they are guaranteed possession. The Councils property may not be for life either. I seen it Mom & Dad passed away their daughter was expecting to remain having lived there all her life, there is some small grace period but she has been told she’ll have to find shared accommodation, so there is nothing guarantees in life not least don’t expect others to under write guaranteed for you.

From: Michael Foley 13 June 2022 21:17 PM

An observation I take from David’s 15 year comment it co-insides with the introduction of Licensing Scheme’s. Section 21 was introduced in 1988 so that’s 19 years prior to the 15 years referred to.

From: Michael Foley 13 June 2022 16:53 PM

David Edmonds my friend I am right here, always here through thick & thin since I first bought at Athawes Auction, in Connaught Auction Rooms in Holborn in 1972. Sorry you have had bad some experiences but we all get knock’s along the line, you seem to be a financially stable guy if I may say so. What on Earth are you doing renting for 20 years. Best wishes.

From: Michael Foley 13 June 2022 16:41 PM

Tax experts warn Government to lay off LL’s, are they getting worried about loosing their golden goose. REMOVAL of SECTION 21 is an under statement. IT IS THE REMOVAL OF “THE ASSURED SHORTHOLD TENANCY” no more AST. Auction lists full of Flats & houses, Blocks of Flats and whole Portfolio’s, this is the damage they are wilfully doing.

From: Michael Foley 13 June 2022 16:12 PM

Andrew yes they do which is why they want to keep Landlords out, and they have made it so you can’t do anything about it anyway. Just give LL a Penalty for not doing what he’s not allowed to do.

From: Michael Foley 13 June 2022 13:59 PM

Jo, you have good point as usual one of most knowledgeable LL on here I’ll give you that. The 6 weeks consultation is not a consultation it’s just 6 weeks passed by before the bring in what ever they want. I seen that when the Scheme was first introduced, a guy came from York done speeches at 3 venues in one Borough and told us what was coming in, there you are that’s you’re Consultation, he got paid £100’000.00 for that. I have some properties with 2 kitchen sinks in each kitchen, 2 cooker’s and 2 sets of hobs per kitchen, when Tenants come they are amazed and wonder what it’s all about. Regarding related or not what difference should that be, they shouldn’t be treated any differently to anyone else. Whether they are sharers or an item with-in a let is not our business or for us to say. I have seen them switch partners with-in a let. I suppose Premier Johnson would be a good role model for this kind of Living.

From: Michael Foley 13 June 2022 13:27 PM

I understand their staff gets a share of their profit but recently hit hard times and I found their shops too expensive anyway so they muscle in on private Landlords, just like Lloyds’s Bank and General Accident etc. yes they have a Subsidiary in West Ealing / Waitrose’s Supermarket and car park when the high speed Trains go by it vibrates the whole place frightening really.

From: Michael Foley 13 June 2022 12:37 PM

Stephen. I agree with most of what you say but the attack started in 2006 following 2 Jags John Prescott 2004 housing Act. There has been an endless number of attacks since I have mention them before on various occasions so I won’t bore you again, no Queensbury rules for him, he got a knighthood instead.

From: Michael Foley 13 June 2022 12:11 PM

Karen, so sad and so true if we get a property vacant we have to take the opportunity to do the work costing us thousands of £’s to comply with the newly invented rules and or if a licensing requirements are needed pay the Council’s £1500. for the work we have done on top. Just add your time & several months rent loss in the vacant period forcing you to increase the rent for re-let, hence making your property too expensive for Tenants so they are off at their first opportunity. Then they want to talk about a rent cap probably a fools cap.

From: Michael Foley 13 June 2022 11:57 AM

Jo. none of my natural 3 bed room house’s as originally built are paying £1900. but are significantly less looks like they are 20% below LHA. (+ they have extra spare room or 2 reception rooms)

From: Michael Foley 13 June 2022 08:38 AM

John Lewis to mussel in on Private Rented Sector and to Offer Long & Short Tenancies just get us out of the way for them to take over. We have been Offering Long & Short term Tenancies for Decades but now obstructed and prevented from Offering Short Term Tenancies by Law with the removal of Section 21. So how are they going to be able to have Short Term Tenancies and we at not ?.

From: Michael Foley 13 June 2022 08:01 AM

Where are average Rents £1’832.00 pm and for how many people sharing, do I divide £1’832. X 5 or 6 persons to find out how much each are paying. Certainly no individual paying that even 2 wanting a place on their own probably £1’000, pm. Does anyone know the difference between average and extreme's.

From: Michael Foley 13 June 2022 07:47 AM

You must be confused sure many will move back home but you think they will contribute to their Parents. I think not a bit of it, live Rent free yes have their cooking / washing done and waited on hand & foot, you think they are going to admit to that in a Survey .

From: Michael Foley 13 June 2022 05:01 AM

Echis, my friend the Government won’t help us out they are determined to destroy us. Without going over all the stuff we have aired on here in recent years. What’s the very minimum we need to let out a Property from an administrative point of view alone enough to choke a donkey. ‘How to Rent Guide 17 page’s’ Electrical Condition Report, The Gas Certificate, The Fire Alarm Certificate, The Energy Performance Certificate, The Emergency lights Cert in HMO’s, Information Commissioner Office check, The Carbon Monoxide Alarm, The Tenancy Agreement (The Government version unworkable and disgraceful 70 pages). All this is supplementary to the letting you haven’t checked The Tenants status yet or their ability to pay or reference. I think its no wonder it only most of the ones that don’t comply make to money. For example I see one Road where I have a property, 8 others let properties have an expired EPC some are years out, another Road I have one 15 with expires EPC’s and another Road with 34 expired, I believe 30 are let, what’s going on or are the rest of us wasting our time and giving ourselves nightmares, how do they know even if they have the minimum’E’ ? . Its all Public Knowledge on Gov’ web site you don’t need to be Columbo.

From: Michael Foley 12 June 2022 18:31 PM

Jo. Lenders can do what they like to you and are crooks anyway. I had a Mortgage on one some years ago but I didn’t fix the rate initially my fault so that cost me £5k extra I hate been tied to them, the follow on period I did fix the rate for 3 years to save me £2.5k but I wanted to get rid of it really so I was keeping an eye on end date. When it came close to end date I repaid it, next I received a Bill for £8’600. Penalty for breach of terms for paying too early / 2 weeks too early. I only paid to make sure it wouldn’t over run & incur more costs silly me it had to be on the day. They wouldn’t listen to reason, I had to involve Ombudsman before they relented. Then more nonsense their system wouldn’t allow correction, so they put the money back into my Account again and I had to re-transfer it back again on the exact day. My Bank couldn’t understand what was happening, well done the works Mortgage.

From: Michael Foley 12 June 2022 08:38 AM

Daniela. I suppose I would have to evict everyone and start again if I want more rent the current clientele haven’t got great jobs but they are ok really and keep the place clean and tidy which goes a long way. It just unfortunate the Council’s are driving up rents with unjustifiable Regulation’s & Licensing Schemes to cream off for themselves wholly. Then paying lip service about rent cap pretending to be Tenants friend when they know well a rent cap is a revenue cap, can’t see them cutting their tax take.

From: Michael Foley 11 June 2022 17:32 PM

Jo. So true and their agenda is to meddle & rune, drive us to the wall because its not theirs and nothing they do affects them. Landlords can’t get out because of the 28% c/gains then still not finished they’ll waiting at the Cemetery Gate for another 40% inheritance tax grab, not allowed to give it to your family because if you do that will mean it have to be sold to pay the tax. Then they are amazed that 25 million don’t have a Will forgetting the System don’t allow it be done.

From: Michael Foley 11 June 2022 16:43 PM

We have always helped them no end while being continuously attacked and vilified by Government, Councils, Shelter, Generation Rent etc’ all smug sitting on the fence. I have a Seven Person licensed HMO in London let at £1550. pm. I would like to see Public Sector housing compete with this. I doubt if they could house Two persons for this and with all the advantages they have, rules exemption’s, financed by Public purse and no tax or license for them then they pick on us.

From: Michael Foley 11 June 2022 11:07 AM

Amazing Council able to give incentive and guaranteed rent out of tax payers money not their pockets to give advantage over Tenants paying their way for everything.

From: Michael Foley 10 June 2022 10:02 AM

It’s a fore gone conclusion we all know Institutions charges more rent and are favoured by Government, so creating more expensive renting and the loss of dedicated landlords devoting millions of hours of their time to make sure everything is looked after, loosing the personal touch being replaced by Contract workers who won’t be too bothered just mark the report sheet then a big admin who ha, no Section 24 for them that says it all.

From: Michael Foley 10 June 2022 09:15 AM

Getting rid of long term Private Landlords is a huge loss to the economy. The more Landlords that sells up and if bought by an owner occupier, it’s a safe bet the Revenue looses 40% tax take on each such Property per year, also their outrageous licensing schemes now £1300. application fee plus now £50. per habitable room plus the huge financial loss take from Penalties and Court Cases which only ever have one result, plus the Deposit take / the 4 times nonsense, plus the Stamp Duty loss on initial purchase by an owner occupier only a fraction of what of take from buy to rent, plus the millions of £’s for all the other Compliance work Landlords are now required to carry out + 20% vat on all that, plus loss of Estate Agent income their tax & vat, reduced employment for the young people they employ. Have they got a death wish killing the golden goose where then to pull the tax from. Jim write another Book it above me, a lady said yesterday I think went back to education for her A level by I wouldn’t know what that is, it might be a pick axe.

From: Michael Foley 10 June 2022 08:27 AM

Daniela. I must have misunderstood I thought you were asking George & Andrew to share what % they were paying. Sorry Daniela my humble apologies for that, as for myself I am not bothered what people know at me I am not hiding behind the bush. Best wishes.

From: Michael Foley 09 June 2022 21:19 PM

Daniela, my friend it’s a bit much to be asking personal questions. However in London generally find fee is 9% and might get full management for 15% worked out on a full years rent take basic, all plus 20% vat,(you may a local one cheaper). Its a difficult pill to swallow if you are not getting market rents and clobbered with Regulation’s, although you are probably better off with find only service as previously said, they will collect the initial rent and deduct their fees incl’ some other costs for Tenant checking etc. Then after that have the money paid directly into your Bank Acc’ by the Tenants. When LA do the collection service you start getting your money a month later and more even when they have received it. I had a one bed Flat with an Agent they managed to get seven thousand pounds late paying me even though the Tenant had paid, it was a battle royal to get my money of them. I have to doubt they intended to diddle me but it became clear I was going to take action then they coughed up, one of the advantages of having the money paid directly to your bank, it’s all provable.

From: Michael Foley 09 June 2022 20:30 PM

Anne. I couldn’t agree more equality shouldn’t be optional, when will landlords be treated equally.

From: Michael Foley 09 June 2022 08:11 AM

They forgot to survey private Landlords no one worried about his mental health with all the stress, torture and unfairness imposed, not to mention the huge financial burden placed on him.

From: Michael Foley 09 June 2022 07:41 AM

Those Policies exist unnecessarily in some cases for new builds already as I know to my cost. When I built a house on a difficult site ten years ago. they required the level threshold for main entrance and porch doors, extended longer wider hallway, longer larger ground floor Toilet facilities to operate a wheelchair, ramp to house but no person with a disability ever lived there. It compromised the living room unnecessarily I curse them for that why impose those blanket rules without taking the particular situation into account, same goes for many existing houses may not be suitable for adaption but that won’t stop them they wouldn’t know the difference too long at University.

From: Michael Foley 09 June 2022 07:31 AM

I think the Right 2 Buy idea is daft, why buy something that they have already for buttons. I seen this first hand with the first Scheme, a guy I knew very well had the chance of buying at a massive discount because he had lived there long term but he wouldn’t budge. I believe the difference between renting & buying was £2. pw but don’t want to know he said if something got wrong they’ll fix, true enough he subsequently had new heating for free, they couldn’t imagine life without the security of the Council. Anyway the extended are also on the Council’s.

From: Michael Foley 08 June 2022 17:01 PM

There is no such thing as a Deposit it’s a scam. Why would you take a Deposit just to protect it. Why is this Service being offered to Tenants to mind their money for them for free, the Banks Charge for holding money. The idea of taking a Deposit was to protect the Property against Dilapidation’s and un fair wear & tear it not for that anymore. So it’s a scam by Rogue Regulators and Estate Agents who now takes the Deposits on behalf of landlords who is responsible but Landlords never get it. Then they have a Scheme where they puts the Deposit and benefit from it themselves.

From: Michael Foley 08 June 2022 16:25 PM

Some Landlord stitch-up how can they use words like Justice the don’t know the meaning of the word so this extortion racket is exactly why I don’t take Deposits which was taken away by Shelter in 2007. based on a pack of lies the main driver of the change when they alleged up to 45% of Deposits were withheld by LL’s, it later turned out that less than 2% went to Deposit dispute resolution, what an-unsafe law. What other business would be expected to give you back the Deposit plus 3 more Deposits you never had, some farce, so justice, some law.

From: Michael Foley 08 June 2022 08:03 AM

Steve, What ? you don’t expect them to buy one do you, just give me one.

From: Michael Foley 08 June 2022 07:35 AM

Ever the owners move a number of times. I have moved 5 times from properties I owned. What’s all this Renter’s going to live in Same place for ever, Regulators / Council’s / Generation Rent/ Shelter etc talking through their hat, Tare up the White Paper Now before it go green in the interest of Tenants and the economy, do the Country not have enough on its plate with the dreadful current situation, cost of living has Sky Rocketed without bringing in Treasonable Policies to do maximum self damage.

From: Michael Foley 07 June 2022 21:32 PM

David, my friend do you think we evict for fun, why would we do that and cause ourselves a load of work and hassle then having to find new Tenants that might be no better, better the devil you know. When it becomes vacant invariably we will be in there re-Decorating charging beds etc putting costs on ourselves getting ready for new people, while creating a void and loosing rent, even if we were to increase the rent there is nothing to be gained there, having incurred extra costs and loss or income it would take more then a year to recoup the costs of the vacant period, while also paying full Council Tax, Utility charges + standings charges, if it’s a lease hold property we will still be paying Service etc,

From: Michael Foley 07 June 2022 12:56 PM

Sorry David my friend you are a bit too late for buying up the Utility Companies. The Australians, China, Quatar.and the French have beaten you to it. Although there a remote possibility that you could impose your terms & conditions on them, try it and let us know how you get on.

From: Michael Foley 06 June 2022 22:50 PM

David my friend don’t talk through your hat. I never go anything from anything for nothing. I was a Renter too and lived in a small room, I always paid my way, never over stayed my welcome. I always understood I was Renting and not buying. I appreciated and was happy that the owner allowed me to occupy the property on his terms & conditions, who was I to come along and dictate to the owner was he should be doing with his property, I applied for a Mortgage and got refused plus the broker charged me the equivalent of 2 weeks wages for the privilege. However I bought a site and build my own by my own hand, incidentally I still have it, so your idea is to come along and rent on your terms and be entitled to remain in my property against my wishes. you are having a laugh go get your own, best wishes.

From: Michael Foley 06 June 2022 22:00 PM

It’s good that a life’s time of hard work, dedication and Sacrifices never mind putting up all the finance’s to be ripped away at a stroke, to give to someone to walk in with their idle hands hanging. they wants it so that makes them entitled to be permanent installed in my property, I think you are off your tree.

From: Michael Foley 06 June 2022 20:23 PM

We must are going back to Draconian times or have we been Nationalised. We must be the only Business that is not allowed to withdraw their Service’s, you can leave if you want but leave your Business behind for others.

From: Michael Foley 06 June 2022 17:44 PM

Removal of Section 21 is a disaster for Tenants for Landlords and for the economy. How can people make light of it and say it won’t make much different, so if that the case why do it ? so obviously that’s not true. The Government/ Council’s have lined their pockets with all this ant-LL stuff pretending to help the Tenants. Why are the Banks allowed to gain possession of the property while the owners are not. Simply because they would have to withdraw their Services or Collapse, exactly what they are doing to Landlords and being held to ransom.

From: Michael Foley 06 June 2022 12:22 PM

Too much nonsense going on all around, another Tube strike today in London, they don’t want to work themselves and prevent others from going to work as well. Shouldn’t be allowed whatever the grievance stopping others from earning a living. Should be some other way of dealing with this. the workers don’t own the Tube net work do they. Parliament have no qualms when it comes to making any kind of laws they want for Landlords ?. Might as well call it another Bank Holiday, did people not have enough time off.

From: Michael Foley 06 June 2022 08:55 AM

There was none of this before 2006 when landlords were in control of their property. Un-Regulation’s, HMO’s, 2015 de-Regulation’s Act, Criminalisation of Landlords, stupid exorbitant fines etc. invented sub-letting, sub-standards and over Crowding. Well done Mr Prescott you must be in line for a knighthood.

From: Michael Foley 06 June 2022 08:36 AM

I suppose we all know in our hearts what Government’ Council’s are doing, its not about protecting the Tenants or the quality of housing either that’s simply the justification given. The real reason is to set up a money stream online for ever its massive and the Digital Tax will be part of the plan. All the Penalties are also already set up on their payment systems ready to hit you anytime the want an extra few bob, even the Monoxide detectors that some think we don’t always need has a Penalty payment Box. Virtually every requirement had a Penalty payment box easy peasy.

From: Michael Foley 01 June 2022 20:00 PM

What’s never referred to is those people that are being housed by Council are mainly living rent free, if I was getting kept by Council I would be a model Tenant.

From: Michael Foley 01 June 2022 09:58 AM

Its a lottery the big Organisations & Institutions are getting much more as well. I always remember the house in Rosemont Rd, Acton W3 that was paid for by Council to house a family for £12’000 pm, when similar houses were renting @ £2’500 pm !

From: Michael Foley 01 June 2022 09:26 AM

Postponed only to later in the year. Welsh Government getting shaky beginning to realise it will cause housing sector go belly up, however nothing will stop the dreaming up more crap in the mean time. Regarding Anti-Social behaviour they have the totally wrong approach in law, simply prosecute the offenders not the Landlord who is often victim.

From: Michael Foley 01 June 2022 08:33 AM

Exactly Steve it’s not tax Simplification, it’s tax Complication to further damage Landlords, there you are Consultation done.

From: Michael Foley 01 June 2022 08:10 AM

Sorry no property appreciation just money devaluation. Inflation the highest for 50 years and tax is on that.

From: Michael Foley 01 June 2022 08:02 AM

Why is it called Rent Smart Wales, maybe Rent Stupid Wales would be more appropriate. Amzac Estate’s says rents up 20% and Landlords driven up to wall, so they are not helping anyone. Clearly they have done enormous damage to Tenants in Wales making Rents more expensive and more difficult to find. Equally done huge damage to Landlords forcing up costs and driving them out of the Market, not very smart.

From: Michael Foley 31 May 2022 19:44 PM

Robert very good, stick at it the next Robbie Burns in the making !.

From: Michael Foley 31 May 2022 17:56 PM

Jason. Very good why don’t you buy, you shouldn’t have at trouble paying a Mortgage then, you are in for the shock of your life, count the costs do the maths and try again.

From: Michael Foley 31 May 2022 14:17 PM

Bill, no problem we’ll put a Thermal barrier on back of the Wall Paper and heat them with Solar Panels.

From: Michael Foley 31 May 2022 08:43 AM

Didn’t we have insulated Wall paper decades ago, called Cortina that worked very well for some situations and prevented condensation, then the Fire Brigade said it was a fire hazard ?.

From: Michael Foley 31 May 2022 07:46 AM

Is this a new idea or rejuvenated I certainly have installed similar type of system over 50 years ago. The rolls of fibre glass insulation had copper looking strips spaced out already attached to the surface of the roll’s with terminals ready to inter link obviously low energy. It was a bungalow type house. Going back to the future ! its like a miracle they just thought of it.

From: Michael Foley 31 May 2022 07:38 AM

Hi friend. Come on now lads take a step back that cannot be even when the chips are down we have to keep our composure, your on the wrong page, the Blind Beggar era of the 1960’s is well and truly left behind.

From: Michael Foley 30 May 2022 20:21 PM

Wendy you probably can’t that’s the way it was before Section.21. Looks like we are going back there again. I had a a well healed family from Foreign parts, a Diplomat no less, 2 New Cars in my garage rent dried up, he told me he wasn’t paying and also said there was nothing I could do about it, which was true. How many times did I go to Habib Bank in Ealing to see if any money in !, no computers or mobile phones at that time. Isn’t that better for them than Right 2 Buy, (just give me one).

From: Michael Foley 30 May 2022 17:20 PM

That’s the case already for me for years because it was made a liability not a protection. This is what they call protecting the Private Rented Sector more coming.

From: Michael Foley 29 May 2022 13:09 PM

Paul, we don’t need a medication service that’s the last we want, piggy in the middle we are better dealing directly with Tenants than given them someone else to strengthen their hand like the sham of a Deposit Scheme, incidentally have you such a Scheme already set up. Government to allocate £300m more to Court Service god help us they’ll want double that back.

From: Michael Foley 29 May 2022 09:14 AM

I agree letting Agents are very helpful and can take a lot of pressure off. The problem is the cost at a time landlords are loaded with other costs and requirements not least Licensing, Energy Performance Certificate’s and maintenance costs gone through the roof. To use an Agent in London the standard fee is 11% (to incl’ vat) for just find a Tenant Service never mind full Management if it was 5% it would be more manageable. We don’t have an open cheque book everything adds up to the point it’s not viable anymore, it seems everyone thinking along the lines that LL are all Mortgage free and it just fell into their lap. Andrew also just wondered about the Agent who made strike application.

From: Michael Foley 29 May 2022 08:38 AM

I don’t know why NRLA are glad about reforming & strengthening Section 8 if they left Section 21 alone no need for any of all this upheaval. It’s not as if Section 21 was an easy process or fair to Landlords. Always needed a Court Order to end the Tenancy if the Tenants decided not to leave as per Contract, usually the Tenants were given the option to renew. However the only guaranteed way for the owner to get his property back was the Court route which was very unfair as only the Court or the Tenant could terminate the Contract. It was always go to cost me at least £2k legal fee to do this + invariably when you are forced to take this action payment of Rent stops. After all the Tenants didn’t need a Court Order to take up possession just walk-in off the Street and then complain they are being treated unfairly !

From: Michael Foley 29 May 2022 07:56 AM

Kev. my friend that excluded most of the market and probably all mine, they won’t have £10k saving’s or £40k wage’s but the vast majority are working, honest and clean which is fine by me for most part. I think if they were that well healed they won’t be renting, not wishing to take issue with you.

From: Michael Foley 28 May 2022 19:05 PM

A lot to do about nothing to achieve nothing. Paul everything you are looking for we had already before Shelter & Co took it away. So now we have post Brexit pre War situations not helping, Section 21 evictions were forced much higher in recent years making the situation far worse than it ever would have been directly because of the interference with S.21 and then the threat of removal which is now becoming a reality, those are the consequences of anti- landlord campaigners, Congratulations. So there was no need to remove S.21 and now having to replace it with S.8 that already existed, all be it a modified form of S8. What’s the point now another load of legislation, cost and administration to go back to the future, it existed before. How much cost upheaval, suffering, evictions and damage have those lame duck organisations caused. Surely it would have been better to ban them as they don’t provide any housing or at least remove their Charity status. Why on earth have they got the ear of the Government

From: Michael Foley 28 May 2022 12:58 PM

Andrew, the way Its going now you have some chance of get six foot under, who’s going to dig the hole more likely we’ll be in an urn, so many doing it now., cheaper option. I don’t like that system really gone in a flash like you never existed, so better create merry hell while we are here.

From: Michael Foley 27 May 2022 22:44 PM

They think fining Landlords £30k will improve things. They don’t know much about getting the best out of people and Its not giving them penalties. 5’000’000. renter living in poor conditions so the whole Country must be an unhealthy place to live with a stupid claim like that, how many times have I seen this photo are they so lazy they just use one from internet.

From: Michael Foley 27 May 2022 09:21 AM

George, it use not be that way before digital technology, boilers were very reliable, same goes for letting it was much better before digital academics and their nonsense interference none of which they would be doing if it involved actual work. When I built my first house 49 years ago by my own hand, I put in the CH & boiler system to a Potterton 60/90 btu floor boiler it was their for 25 years until I decided refit kitchen, virtually nothing to go wrong just the odd thermocouple cost a few pounds every 6/8 years. Just vacuum it out once a year and use a bottle brush to clear out between the fins of cast iron heat exchanger, a far better service than they get now and no certification required. Its all so different now I am not even allowed to take off the cover leave that to the experts probably bend it taking it off or putting it back, although some are very good good.

From: Michael Foley 27 May 2022 08:52 AM

I have been letting since 1978 and at that time I was letting 4 bed Detached house for £100. per week, which was why Section 21 was required that we fought for or none of you would be Landlords do you want to go back there again and impossible to get any fool to rent to you. I have never bought or sold without vacant possession. Its bad enough to acquire troublesome Tenants myself but I Certainly don’t want to buy them.

From: Michael Foley 26 May 2022 22:05 PM

It seems we as Landlords also have to pay huge licensing fees, where as Registered Charities as I understand it have free Registration, that’s amazing + £60m + tax free income and then they got the nerve to keep attacking us. Their top brass on six figures Salaries but it seems they have nothing to do only attack us, that’s not a job so its unearned income.

From: Michael Foley 26 May 2022 21:29 PM

It’s none of their Business whether we want to sell or keep or raise it to the ground, not their Property they are not buying it, it’s renting with no ownership rights claim to my property. How difficult is that understand. It’s also about time Gov’ made Registered Charity’s pay tax how about starting with Shelter. 40% of £60 million that will do nicely. They have no qualms about charging us 40% tax and we provide the property, what accommodation do they provide / nothing only attack those who do.

From: Michael Foley 26 May 2022 21:04 PM

Dominic. I was thinking of Dennis Healey referring to been told off by Sir Geoffrey Howe Chancellor quite polite personality, eventually opening up on Lady Margaret Thatcher which caused her downfall, hence the turn of phrase from Sheep to a lion, we have to be careful not to upset the quite ones.

From: Michael Foley 26 May 2022 14:14 PM

It certainly can take a long time to sell especially if in a chain which is vey likely. I was once in a chain of seven which broke multiple times and I was the only one putting up new money all others selling to buy and the chain couldn’t start without me, riddle me that. Regarding removing S.21 the removal of S.21 shouldn’t apply to multiple Sharers but retained for Tenants on one Contract when some leave obviously the Contract is broken, further when Contract has ended you are left with a partially occupied property where that situation can’t be viable or allowed to continue. Section.21 should remain for Households on shared Contracts, there is no way a landlord can grant them long term forever Contracts. They come and go to suit themselves and or is this encouraging sub-letting and happening already by making LL powerless.

From: Michael Foley 26 May 2022 09:11 AM

A famous Politician’s saying some years back comes to mind, it like being ravaged by a sheep.

From: Michael Foley 26 May 2022 08:33 AM

I think they mean don’t panic sell.

From: Michael Foley 26 May 2022 07:04 AM

What’s another day another accusation about Landlords by the bashers who supply no housing and cause as much damage as possible to the Tenants they pretend to help. They are so desperate to bring the Recession forward but no need to worry its here, next they will be complaining that Landlords aren’t buying. The one’s that didn’t get on property ladder are the lucky ones. Those that did and got roped into expensive long term Mortgage’s are up against it, come on now Shelter & Generation Rent try giving the lenders a bashing and prevent them from recovery of the property see how you get on when they withdraw their services.

From: Michael Foley 26 May 2022 06:59 AM

Rents and Mortgage’s are not roughy the same by any stretch of the imagination. My Tenants are paying £400. pm mainly in some cases substantially less, where do you get a Mortgage for £400. pm, not to mention the whacking great Deposit. Come on now please explain the ball is your court. The 35 year Mortgage’s as said now becoming very common.

From: Michael Foley 25 May 2022 22:22 PM

Wow, Brian I disagree I have always given them good quality furniture & fittings but now the younger generation likes modern look so I give them IKEA. However a change in taxation letting allowance means most Landlords are now letting unfurnished (bad for standards) so I am surprised you found enough to survey & that goes for many B2R as well. Sorry did you say what Developer you work for, is your name really Hardboard no offence.

From: Michael Foley 25 May 2022 20:10 PM

Another day another survey this time trying to sell letting inferior furniture to more Landlords which is all I have seen from those type of Suppliers. We won’t loose any sleep about this opposition with their Sky high blocks of Flats only (mostly) even though its not a level playing with their favourite Gov’ cronies. They are treated as a business and everything tax deductible, no S24 for them, no double Stamp Duty Land Tax for them as they won’t be selling, so much rub of the green for them. Their Rents are much higher than ours maybe we should be increasing our Rents because of the inferior competition multi stories up some even 50, people doing real work don’t need gyms when would they have the time. We have private individual properties for most part many with private gardens not communal or have they got any. Why am I even replying to this nonsense article from a B2R / B2L furniture supplier where have they been suddenly now the experts telling us what we should be doing, still wet behind the ears.

From: Michael Foley 25 May 2022 08:14 AM

Jo. I turned this scenario over in my mind but can’t come to a sensibly conclusion although I have by told I should be doing this, that and the other yet have no confidence whatsoever in anything I have been told. Suppose I sell now and pay the 28% capital gains on the sale less original price & costs. Then even if I had given it away and died / or got hit by Jo’s bus, say after 3 years the huge Capital Gains that I have already paid is washed away and forgotten about. It will then come back into my Estate for Inheritance Tax Purposes on the whole at 40%. To me it looks better not to sell and pay no Capital Gains at all, obviously the two taxes added together is going to be more than the one tax at 40% at the end. We are held to ransom and crucified what ever we do.

From: Michael Foley 24 May 2022 19:37 PM

Simon, yes it’s EPC + HMO Licensing + removal of Section 21, plus Section 24 removal of Mortgage interest, Penalties up to £30k on a whim, Double Stamp duty, Criminalisation of Landlords instead of Civil Procedure, a load of other Regulatory costs and Requirements. They really love us for Housing millions at no cost to them and contributing billions to the Treasury, they must be off their tree.

From: Michael Foley 23 May 2022 21:55 PM

Good Heavens Robert. There’s no Capital appreciation, it’s ponzu money if the property went up 10% in a year and your money devalued 10% nothing gained but it’s much worse than that, everything costing you more, a lump of tax taken out annually for good measure, it doesn’t end there the more inflation continues it will incur you with capital gains tax on funny money, you will end up more money worth less than what you had, we still need our sense of humour even if it’s true.

From: Michael Foley 23 May 2022 21:33 PM

Paul my friend we have licensing Schemes since 2006. The Council wants to push aside Accreditation Schemes now that it is well established and rebrand / take it over and have the money paid to themselves (all about the money) with this so called Tenant Support Package. Could they not have called it Tenant and Landlord Support Package, of course not silly me we are only the owners.

From: Michael Foley 23 May 2022 15:25 PM

Edwin, correct but when gas engineer comes to do your annual check he won’t he won’t give you the Cert’ if you haven’t got one, also if they do a Service they they expect one to be present and usually have some on board their van for a modest price. They must have different remit to us.

From: Michael Foley 23 May 2022 15:07 PM

Couldn’t agree more but we were doing it already. It strange that Regulation’s are introduced years after they were most needed. for example when there was old fashioned Boilers chucking away, now we have modern room sealed Boilers ?.

From: Michael Foley 23 May 2022 08:37 AM

Emily, dearest when did any Council support Landlords. We are hardly getting started many are getting out.

From: Michael Foley 23 May 2022 08:26 AM

So is all our Accreditation Courses that cost us hundreds now worthless ?. The Landlord, Tenant support package I note includes Charity providers looks like they are enlisting Anti-LL campaigners Shelter. Beryl, Sorry unfortunately no help for you, you are irrelevant only a Landlord it’s a Tenants Support Group.

From: Michael Foley 23 May 2022 07:51 AM

What a song and dance about what procrastinating with about 350 words /14 paragraphs to tell us that. Most of us Landlords have been required to have them for years. I think with all the Big issues, outrageous costs and Regulation’s bestowed on LL’s yet you see fit to treat us like morons with this big long Article. Could you not simply say, Landlords will be required to have Monoxide detectors costing £20. There you are finished.

From: Michael Foley 23 May 2022 07:15 AM

Mario, as I already said it was the other way around with Landlords Christopher (proved wrongly so) they got plenty of mileage out of that murder.

From: Michael Foley 22 May 2022 10:25 AM

There’s no doubt we have taken some hammering its non stop endless attack we are the kicking boys. I am not going to criticise Max either he’ll see things the way he does which is fine. They couldn’t even leave the remnant of S.21 which was all that was left following Shelters 2015 DeRegulation Act when they failed with Sarah Tethers Private Members Bill just one aspect of what they done to us. Taking away our Deposits in 2007 & replacing it with a ponzu scheme now protect the Deposit itself and nothing protecting the property. How to Rent by Shelter none of their business forced into our Tenancy Agreement’s against our wishes and changed about 14 times since obviously didn’t know what they were doing, causing us to print & throw away multiple times adding to our costs. Right to Rent nightmare of Course. Taking away our 10% Wear & Tear, Section 24 tax Debacle. ICO Registration, Courses for Brownie Points/ Accreditation Schemes. Changing Civil Matters to Criminal and give us a Penalty up to £30k like a parking ticket but it’s not a parking ticket it’s a massive fine. Doubling Stamp Duty on Landlords that they now want to help out and take people off their hands. I leave all this stuff to one side for now. The main issue issues worrying LL right now are EPC’s and the high cost of Compliance. The Licensing Schemes costing thousands, Application fees alone in some parts £1300. + £50 per habitable room + compliance work £3/4k extra no exaggeration where’s the money coming from? what pays the lenders just add Rent Cap for good measure that should do the trick. The Removal of remnants Section 21 the straw that broke the Camel’s back, we don’t know the full details yet but we know the damage is done so much injustice.

From: Michael Foley 21 May 2022 23:54 PM

Max, my friend fair enough if that’s the most ignorant comment you have ever heard you must lived a very sheltered life. Looks like we have acquired 11 million free loads you are very welcome to keep they all. Of Course the Bank’s have billions they have robbed everyone paying Zero to deposit savers but have no qualms about charging big interest rates and charges for people in trouble. Everyone is well Capitalised with huge debts. I am sorry for my ignorance its taken many years to acquire, Best Wishes.

From: Michael Foley 21 May 2022 16:34 PM

Tenants had no Security of Tenure before the 1988 Housing Act, because there were no places to rent, you can’t have Security of Tenure when you have no where to plank your bumb. We Campaigned long & hard for years prior to 1988 Act to have a secure viable letting system, hence the 1988 Act that made you all Landlords and Housed millions of Tenants. Contributing billions to the Revenue & the wider economy that otherwise would not have happened and at no cost to the Public Purse, now you see fit to destroy it and and collapse the Housing Market and the real likelihood of a Recession directly because of this. There’s a lot more to this I can’t be bothered with your rubbish nonsense.

From: Michael Foley 21 May 2022 12:28 PM

How can he love one and despise the other, then try to tell us he’s doing good for both, so dishonest,

From: Michael Foley 20 May 2022 21:03 PM

Symmons, Banks & Lenders don’t have this problem they will always get vacant possession in a couple of months even though its not their property and not at serious risk. It’s your large Deposit or stake in the property that’s at stake. Their friends at the Council will look after them and help out. The special adverse treatment is reserved for us muppets.

From: Michael Foley 20 May 2022 20:38 PM

When I Rent out a property it’s for the Contract Period, any extended stay is subject to a new Contract whether that be in Periodic form or New Tenancy signed. There is no automatic extension as of a right this is outside the terms of the let and cannot exist or there is no such thing as a Contract. This tin edge of the wedge that comes to mind getting their claws attached to ownership of your property. This is a kin to the other letting scam out there dozens of LL’s getting taken-in, Renting with Purchase lease option watch out for this out, there are high level Courses they take for this one. They take Landlords for some mugs.

From: Michael Foley 20 May 2022 14:29 PM

Help to buy and no Stamp Duty is a fad and don’t help the buyers at all. This is like Enterprise zones of the past the Developers inflate the purchase price for themselves, knowing the buyer is now getting help .

From: Michael Foley 20 May 2022 13:58 PM

They have the Activists to blame for their interference, meddling causing mayhem in the whole Housing Market, it must be clear enough to anyone with an ounce.

From: Michael Foley 20 May 2022 08:38 AM

Dan, aren’t you the handy man with your Associated Activists causing Tenants so much damage, misery, stress, inconvenient and financial hardship, shame on you. The figures shows the group managed to increase Eviction Claims by 63% in a quarter. up 41% from same quarter in 2020, this all due solely to you group pushing for the Removal of Section 21. How can your Group of Associates hate Tenants so much causing them so much pain and unnecessary financial pressure. I think it’s disgusting that the Government lets you get away with this adverse Tenant campaign.

From: Michael Foley 20 May 2022 02:40 AM

Very tragic situation RIP, Sonia & Edgar. There was no sub-letting ever ever before Regularity interference following the 2004 Act plus 2015 DeRegulation of private sector housing, removing all LL rights & excluding him from his property, (because there couldn’t be when he had the power to deal with it) what did they think was going to happen if not designed to do so. Spare a thought for LL Christopher who was wrongly accused of murder and took ages to clear his name, the media couldn’t help themselves as long as it was damaging Landlords no stopping them .

From: Michael Foley 19 May 2022 09:48 AM

Yes everyone deserves a decent affordable home if they earn it, otherwise they deserves nothing. They don’t deserve it just because they were born and it’s not the job of another private individual to provide for them. When the State decides its going to nanny them from cradle to grave and make a rod for their own back it’s up to them but don’t expect a private landlord who has to finance himself to do the job of the State as well as pay for many other requirements and taxes.

From: Michael Foley 18 May 2022 12:23 PM

C/tax the most unfair tax, great big adult families & extended related families, same c/tax as a couple and no licence required either, poll tax had merits only people who never paid wouldn’t pay, sometimes if a LL has rooms let in a property and gives them too many facilities the Council might put a band on each room, this don’t happen when they are all connected families.

From: Michael Foley 17 May 2022 19:24 PM

I think it all a bit strange if you get permission for 6 Flats its great keep to that. Surely Building Control must be have been involved and stage inspections carried out + completion Certificate’s. Those are needed not least for his own benefit especially if he wants to sell at some stage, a bit more to this but I won’t speculate.

From: Michael Foley 17 May 2022 16:47 PM

Exactly that’s what we were doing converting from Coal to Gas.

From: Michael Foley 17 May 2022 12:52 PM

Edwin, maybe in the mean time they forgot to tell Sid, but if you still got the sharers you are in luck. I work indirectly with Contractor for British Gas back in the day. Cobham, West ,Byfleet, L’pool, Sheffield (only place to have 4 G.W’s), Sleaford and Boston. I seen a brand new Ford Anglina in Showroom in 65/66 for £625.00. Petrol was 4 shillings & 6 pence per Gallon (22.5 p in today’s money or 5p per litre, not £1.95 per litre. So we are getting taxed out of it on inflation.

From: Michael Foley 17 May 2022 12:47 PM

Unfortunately if they can’t be passed on or absorbed it called bust.

From: Michael Foley 17 May 2022 08:58 AM

They are trying to milk a dry cow.

From: Michael Foley 17 May 2022 08:46 AM

Grainne, this is rubbish and exaggerated by a country mile. What kind of nonsense research is this and you the head, I wouldn’t have expected Zoopla not to be so anti-LL considering all the business they had from LL’s before switching against. How can you have research about the cost of renting without factoring in the huge on going costs of Regulation’s the main driver of high Rents. My Rents haven’t gone up at all but in real terms gone down. Say if I take one of my properties with 5 shares with a salary of £30k = £150k so according to you I should be getting 75k Rent pa instead of £18k pa, (some are getting 20k others 40k). So are my rents too low by a factor of 4 it’s nonsense of Course. On the other hand if someone wants to have a property all to themselves it may well costs them half their wages.

From: Michael Foley 17 May 2022 08:30 AM

Andrew and the other cut, 90’000. Jobs to go in Civil Service, where on Earth are they going to get jobs, see the way he waited until Election was over before mentioning it.

From: Michael Foley 16 May 2022 12:36 PM

2021 HE phone auto converts

From: Michael Foley 16 May 2022 10:37 AM

HMO’s to me is just a big an obstacle as EPC’s, very little being said about this on here, maybe you haven’t been hit yet but when you have had to repeat every 5 years plus all the annuals connected to it. I have had to renew some 4 times (2006, 2011, 2016, 2011) and I haven’t being let rooms separately, perhaps you weren’t required to do any yet ?

From: Michael Foley 16 May 2022 10:34 AM

Time to sell if you haven’t missed the boat. First time buyers keep saving when it crashes your turn will come, the one’s that bought already are stuck Everything Government is doing will make it happen.

From: Michael Foley 16 May 2022 09:37 AM

Beryl. Stop worrying it’s not here yet until 2025 but I believe its 2028 for existing Tenants who pushed it back a bit further or I suppose if it becomes vacant get new Tenants signed up before it comes in, in 2025 they will then be exist Tenants. Stop worrying look after yourselves and enjoy your retirement.

From: Michael Foley 15 May 2022 16:26 PM

I agree more with both comments above Regarding impoverishment and diesel cars it’s all to damage us. I now have to agree with the people who say it’s not a business because it’s a farce not a business. So if I have an unruly Tenant or becomes so as a result of removal of Section 21. It seems the only way to get rid of the Tenant that I can’t tolerate is if I want to sell. Therefore I will have to sell in order to get rid of the Tenant how ridiculous.

From: Michael Foley 14 May 2022 20:25 PM

Andrew I am already hearing about problems. Single phase electric even electric Boiler 14kw is all you can put on it, what about everything else. I also know someone will Solar Panel doesn’t give very much then the neighbours put a similar system in. It’s complicated enough with inverters, large storage batteries and a loan of electronics. Then they over loaded the system and blew the electric Boards transformer. We probably need 3 phase for quicker charge. I understand using public charge points is expensive not all are free and won’t be for very long.

From: Michael Foley 14 May 2022 15:51 PM

Section 21 has a disastrous effect already Tenants demanding what they are clearly not entitled to and this is only the start, I can feel it in my bones.

From: Michael Foley 14 May 2022 14:44 PM

Shelters CEO’s Polly Neate is doing rather well on the back of LL bashing. From what I remember she took over from Campbell Robb previous basher starting on £126k pa who moved on to greener pastures on 158k pa at that time, now I read she’s on £132k pa. 6k increase lovely income from a Registered Charity, if you are genuinely concerned about the under privileged you Services should be almost free, many of the poor only have 6k pa to live on.

From: Michael Foley 14 May 2022 11:32 AM

None of their business whether we want to Sell, Let, keep or rise it to the ground, we didn’t need or require their opinion, advice or get any financial support from them when we bought, what now gives them the right to call all the shots. Its private leasehold / freehold Property.

From: Michael Foley 14 May 2022 09:50 AM

Reaper. I suppose when they are talking about it, it may as well be already passed just like Section 21.

From: Michael Foley 13 May 2022 10:30 AM

I think their rejoicing will be short lived, with interest rates rising, removal of Section 21 and the back blow of sanctions of war, its not a good idea to have people attacking our economy from within.

From: Michael Foley 12 May 2022 18:12 PM

The point is being missed here we very seldom have to use Section 21, we don’t have to because the Tenants knows its here, when its gone no restriction or responsibility for them you’ll see what happens it’s designed to create bad Tenants, when they can do whatever they like move out at anytime or stay as long as they like with a powerless clown for a Landlord.

From: Michael Foley 12 May 2022 13:51 PM

Jim, you have changed your tune, probably more scrambling for your HMO rooms when they won’t be able to rent Flats or Houses as a whole because of this ruling. Looks like I’ll be forced to join with you to let rooms only so hopefully when I have a problem it will be a one room problem at a time, not a whole property problem with no Section 21, but I won’t be going around opening meters. This is a worse standard of Accommodation for the occupants with less flexibility and more expensive for them. I have 3 properties currently where there are Pregnancies in Shared Accommodation, one is having twins (god bless them). They all asked if they have to leave I said no work it out between yourselves if possible. Imagine if living in one room I have no doubt the system is the main driver here and they will become a Housing Priority. Government & Council’s seems like you are pushing through the wrong Bill.

From: Michael Foley 12 May 2022 08:16 AM

What is it about all those people do they not understand it’s the Private Rented Sector Housing which means it’s Private. Privately owned and Privately funded not Public how difficult is that for them to comprehend. We have no recourse to Public Funds but now we are expected and being forced to act as Public Landlords with Private money.

From: Michael Foley 11 May 2022 23:02 PM

Rogue Activists rejoice at destroying private rented sector. It was never an issue known to me where landlord and Tenants were at odds with one and other and in the main got on very well. Those un-Regulated Rogue Activists don’t represent Tenants, they are an outside element with they own agenda feathering their own nest. There’s so many lies in this Article it doesn’t deserve comment. It says Private Rented needs to be Regulated and we been one of the most Regulated Businesses in the Country with 160+ pieces of legislation already for goodness sake how can they get away with that. It says Tenants shouldn’t be asked to leave when they haven’t breached any Terms of the Contract but that’s the whole idea of having a Contract, when the Contract has ended they are out of Contract and can’t expect to have the rights and protection of the Terms of the Contract that has ended. I understand about Periodic if continuing by mutual consent same terms of Contract apply. Anyone would have thought the Government had enough on their plate enjoy the Recession Congratulations.

From: Michael Foley 11 May 2022 07:07 AM

Ben Beadle approves this anti-landlord Bill. He is the Chief Executive of NRLA that is supposed to represent its Members he has no right to hold this office while agreeing with Alicia Kennedy ganging up against Landlords Rights. Disgraceful behaviour by our CEO and he should resign immediately. I will be parting Company with NRLA after 16 years of loyal service, even though Council are making it a requirement to be a member of a Landlord Association. I will be reviewing my Insurance Policy’s connected to this Organisation

From: Michael Foley 10 May 2022 18:13 PM

Robert Snead, how can it be a sensible Bill have you taken leave of your senses, this is total disaster when we are governed by 160 + pieces of legislation already just add some more brilliant. As you say only bad Tenants get evicted in which case why remove the only instrument available to landlords to achieve this. It’s removed of owners freehold rights, why would any LL buy under those Terms unless you are a Benefit LL all borrowed up to house Benefit Tenants and Government finance the lot sit around and no HMO to worry about it will become yours at tax payers expense. Do they mean this June 2022 in which case it’s a impossible time limit to prevent LL’s from taking action, after they gave years kicking it around. This is a bit like like licensing Schemes it might take them several months to process the application (look at it) then only give you 10 days to respond when they eventually decide to respond to you. It looks like they are converting us into housing associations. I thought we lived in a Democracy but this is tantamount to confiscation. They think a Landlord should have the financial responsibility to lay his own money on the line to House others and hand them complete control as well. Have a nice day.

From: Michael Foley 10 May 2022 13:40 PM

Mark, not currently when we have a Conservative Government that done us more damage than labour possibly could ever have got away with. It won’t take long to stall the housing market and collapse the economy, then they’ll be glad to reverse those Policies and the free living rollercoaster will be over.

From: Michael Foley 10 May 2022 09:54 AM

Unfortunately it’s only me funding my HM0 Licensing Schemes as I have had no Rent increases in years.

From: Michael Foley 10 May 2022 09:13 AM

So if Government wants is spend billions building more Council houses, how many more billions to keep them in those houses in which case why should anyone be daft enough saddled with Mortgage’s.

From: Michael Foley 10 May 2022 08:32 AM

Her Majesty should use her speech opportunity to remove Mr Khan. How many millions of our C/tax in he talking, even on each of mine he’s getting hundreds pa. As previously said its not a Rent freeze but a Rent cut just like each Regulation is a cost / a cut not least licensing Schemes (£10k + this year for me licensing renewals) and we are expected to absorb all costs. A Rent Freeze should mean Rents don’t go up or down so should be indexed linked to inflation to be a Freeze otherwise a it’s big cut. Some of my Rents haven’t gone up in years (one in particular is 20 yrs) which means I have had massive cuts already + ever increasing costs and the propaganda media machine wants to tell me I had a huge increase this year alone.

From: Michael Foley 10 May 2022 07:55 AM

I like the headline Politicians to shape the future of PRS. They will take everyone’s view’s into Account except the owners of the Private Rented Sector. Edwin is absolutely right millions of Landlords have to do tens of millions of hours extra unpaid of work & administration since they started all this anti-LL campaign not least George Osborne attack 2015 /16 increasing taxes, costs, doubling stamp duty & local Authorities licensing Schemes where we pay them for the work we do.

From: Michael Foley 08 May 2022 09:44 AM

Repairs are always done as soon as aware but usually caused by the Tenants, it very seldom charged to them. Is this Another Insurance Company expert on Private Letting, where have you been while we struggled to survive and create the business that now exist, you have no right it’s not your business you are another that lives off out backs now that what’s input to Shape the Law going forward. There’s is no need for Renter’s Reform Bill other than to scrap the 2015 DeRegulation changes and restore Section 21 to it’s 2004 status, that shouldn’t be too difficult for you lame ducks just reinstate to its proper function. A small effort to stem the flow and reduce the impact of Recession.

From: Michael Foley 07 May 2022 12:45 PM

Many of those Build 2 Rent Companies were born on the back of the 2004 Housing Act. So now they are all high & mighty and want 3 years Tenancies, obviously we all do want stable Renting but not imposed long term Contracts as of a right. I remember those type of Companies as being no strangers to the Auction Rooms where many of them are coming from wheeling & dealing on the back of Section 21 in recent decades without which they couldn’t have done it. Now I’m alright Jack I’ll on a different level and can do this forget about my roots. Many Tenants only want 6 months or a year are you saying it has to be a 3 year minimum Contract or are you saying they Tenants can walk at any time they like, in which case 3 year Contracts are irrelevant, please clarify.

From: Michael Foley 06 May 2022 11:03 AM

Assured Shorthold , (phone changes it own way).

From: Michael Foley 06 May 2022 08:41 AM

Stephen. Stay as long as they like which is the current situation in the main where most Landlords are concerned. However the main point can’t be ignored, it’s stay as long as you like as per Assured Shorty Tenancy Contract or extending Periodic period by mutual consent. That’s totally different altogether to the proposal of stay by right by of Tenant to the exclusion of the owners, no right to control of his property.

From: Michael Foley 06 May 2022 08:36 AM

James. We at not complaining about about making homes liveable ours always was. The gripe I have we do all the work and finance the whole operation. Then pay the Council’s the penalty for everything we did, like £1550. License Application fee just to sit there Judge & Jury.

From: Michael Foley 04 May 2022 15:55 PM

Catherine. We have a London Radio Station at the same drivel non stop in recent years saying how terrible Landlords are giving all one sided view, & on about removal of S.21, so much propaganda its more quite recently but it took the War to stop it, that keeps them busy now.

From: Michael Foley 04 May 2022 12:23 PM

We have the heart tore out out the letting business, some properties are under occupied because of anti-LL regulation’s I could house another 20 in existing properties. I don’t know what they are making rules go.

From: Michael Foley 04 May 2022 12:11 PM

I have a house that was a C but now a D because a renewal Certificate was required after 10 years. However the Tenant made such a song & dance about access when it could be done. I was not present and she followed the Accessor around even poking her head into the loft (she was dodgy on the ladder to) anyway a major item was missed the interior of all external walls are lined with Insulated plaster board and skimmed,

From: Michael Foley 04 May 2022 10:17 AM

Say if you buy a property for £5000’000. how many years to get back the stamp duty you paid alone. Bearing in mind its money you had already paid the tax on already and you haven’t even considered your lenders repayment yet or Regulators Compliance costs, Grainne please tell us and when it goes belly up where do we get all this imaginary money from ?.

From: Michael Foley 04 May 2022 10:01 AM

Zoopla says Landlord hit with higher Stamp Duty which is true. However it talks about the £125k threshold but there is no threshold for Landlords SD tax I thought it was 3%, does anyone know !. Also hit with Section 24 tax on the double as you cannot claim your proper interest relief for tax purposes, therefore also pushing many more Landlords into the higher rate income tax band of 40%.

From: Michael Foley 04 May 2022 09:16 AM

Mr Ben Beadle those are your views not the views of NRLA Members. I am a member from 16 years but not NRLA but NLA before we were nobbled & amalgamated with RLA that unfortunately imported you. The big long letter amount to nothing as you are in favour of Scrapping Section 21 which is the one thing you should be standing up against, you don’t represent me as a member. Although your letter contains at least 8 additional separate listings of new rights that Tenants have that were not part of the 2004 Housing Act which brought in Section 21, do you think it had not been depleted enough already which included Shelters 2015 DeRegulation Act when they failed with Sarah Teaters Private members Bill without scraping it altogether. As long as your letter is it didn’t mention any new found Rights for Landlords’s, all the list are extra new Rights for Tenants undermining Section 21, obviously you couldn’t because there isn’t any for Landlords and you are still braying to get rid of Section 21 you don’t represent your members .

From: Michael Foley 04 May 2022 08:13 AM

And more importantly they are removing Landlords’s right to sell your property vacant, you must jump through hoops dreamt up those who’s property its not, so their view is more important than the owner. What ever happened to the term Private Freehold Property.

From: Michael Foley 03 May 2022 14:06 PM

Grumpy Doug, you are right when she comes we Clip Board she won’t know where to stop, have you all fire doors self closing, inter linked fire alarms, emergency licensing, if you have more than 5 you’ll need another kitchen sink, another cooker, another Shower & toilet, security retainers on windows to stop kids falling out but not lockable as key might get lost, on the other hand all windows must be lockable, 3 coats of special fire protection coatings on kitchen units near cookers, make sure you stair case soffit and sides are up graded to fire proof, all doors lockable from outside but un-keyed openable from inside, hang the notice Board in correct place I had to move it from living room to hallway, fire proof hatch to roof, make sure you have all the Certificate’s, plenty more, if she has to come back £85. per hour,

From: Michael Foley 03 May 2022 11:08 AM

The Carbon Footprint of the property will be vastly reduced in the coming years EPC or not. The huge costs of Gas, Electricity and Oil coupled with general costs of living, food prices gone through the roof, basics like milk gone up 25 / 30% some are even using metric containers so your 4 pints is now 2 litres (smaller size). Our pockets will reduce Carbon Footprint far more than EPC, we are going to be travelling less as well.

From: Michael Foley 03 May 2022 09:03 AM

Sorry was it CBE ?.

From: Michael Foley 02 May 2022 07:05 AM

Private Landlords have huge increase in costs too by local Authorities Licensing Schemes, have to bear all Council’s costs, their own associated increase administration costs and Government Regulation cost of Compliance. Huge increase in costs of maintenance and loan interest increase at a time of rent arrears plus Section 24 & increased threat of removal of Section 21 loosing all control of your investment. Maybe it’s not only Renter’s that are affected and have to choose between heating & eating, anyway its a bad choice better do half of both it will help with the over weight problems if nothing else, time to give Landlords a break and call off the hounds. Incidentally Polly go her MBE after a few years of knocking Private LL’s and getting well paid, where’s mine.

From: Michael Foley 02 May 2022 06:59 AM

My goodness after all the clammer to get rid of it someone now wants to tell me it will make no difference, in that case why get rid of it. Of Course it will make a difference and the potential to collapse the letting market and cause a recession, most likely to happen anyway. Just another attack on private Landlords to go with all the other requirements plus outrageous one sided licensing Schemes costing tens of thousands for may LL’s, add double SDLT. Deposits disaster Schemes, Removal of 10% west & tear, Section 24, Right 2 Rent, Shelters How 2 Rent changed about 13 times, Accreditation Schemes, etc. It makes no difference to me what they do I am held to ransom and no options available, if I sell 28% Capital gains on Inflation which is far worse for me because of being long term LL. Then at my age taking into account the hardship of past career they won’t have too long to wait for another 40% Inheritance Tax on the Balance. What’s the point of it all so sorry for ever being a Landlord and the thousands I put a roof over their heads during 43 years, then some one wants to tell me a major adverse shift / change in policy makes no difference. Also I wonder how many HMO licensees he has got, has he got any or he wouldn’t be talking rubbish.

From: Michael Foley 01 May 2022 16:56 PM

Don’t look on twitter Irish Landlords looses it. when door is broken and no rent, he’ll get a stretch, total disaster !.

From: Michael Foley 01 May 2022 12:59 PM

George I’ll tell you what’s hard to believe I had to have two more HM0 Licence Applications made yesterday and pay someone to do it, even though I had licensed them twice before myself by paper app’ now a nightmare & so difficult to do. Its all tick boxes that won’t allow you to tell it how it is and up/loads. That’s Saturday am wasted & I am £3’000. lighted for the honour of Compliance requirement + I haven’t received the April Rent they preferred go on holiday and the rent on this house hasn’t increased in 20 years. Take money devaluation and inflation into Account for 20 years + licensing yesterday & 2 previous occasions. It appears the Council has sub-let the process to another Website Company that hates LL’s evidently from their literature and because Council are not capable of doing it but I am required to do it ?. When you have to apply you’ll all find out best of luck.

From: Michael Foley 01 May 2022 07:19 AM

John spot on, I have some away on holidays in foreign parts but Rent outstanding, they shouldn’t have the option of spending Rent on Holidays, but it’s what Gov’ wants to let them manage their money / my money.

From: Michael Foley 30 April 2022 14:37 PM

I don’t see it as a shortage of Social Housing more an over Supply of Benefit Claimants created by the Benefit System. I now see a Third Generation of Benefits Claimants, it’s has become expected never knew any other way, their right handed down from parents & grandparents.

From: Michael Foley 30 April 2022 08:27 AM

The Public Accounts Committee has 6 more recommendations for the White Paper to give Tenants even more rights which is impossible as they have far too many rights already, they are so full of crap why are they in a job. Simple they are bringing in Corbyn / McDonnell Policy’s the difference is they told us they would take the Property off us. When Section 21 is gone you’re Property is gone, Right so if you buy a Terraced House in West London which I doubt you’ll ever have it paid for £500k. / half a million £’s, you are committing yourself to years of financial risk, plus loads of other costs, like Insurance, maintenance, possibly licensing and loads of Compliance’s that carries huge financial penalties, Then a guy comes along pays one month’s Rent, can stay forever and have more rights than the owner. A Tenant would need to be some fool to Buy a Property, It will be a big Collapse, it’s corruption at the highest level.

From: Michael Foley 29 April 2022 18:49 PM

Yes but highly dangerous and not advisable.

From: Michael Foley 29 April 2022 15:40 PM

At last I find myself agreeing with Jim. I had a County Court Judgement for a year’s rent but never received a penny only a big Bill + VAT for legal costs. Then I discovered he don’t it again in the next place when I had him traced by his car through Swansea with the aid of the judgment otherwise they tell you nothing, That’s you’re lot for today I must do so work.

From: Michael Foley 29 April 2022 07:34 AM

No surprise here we have known and suffered this. I had a girl paying half for long period in pandemic in house share / £200. pm to the annoyance of her other house sharers paying £400. pm, guess what she then moved out and purchased with her boy friend, great way to save. Removal of S.21 it will be wide spread. Landlords in the main don’t go to Court when you see hundreds of £’s for VAT on your Legal Bill, that should be the cost of whole process not Thousands more as well, so we have to buy Justice. Remove S.21 watch your Capital acid devalue.

From: Michael Foley 29 April 2022 07:04 AM

Jo, don’t agree Jim is leading you up the garden path. The whole Rental Business is based is based on Section 21. Before that the was no Letting Market it has now created 2.5 million Landlords housing a quarter of the population how successful is that and you want to destroy it. As previously stated on here before S,21 you had sitting Tenants halving the value of the Property because they all were if you took them in they immediately became a sitting Tenant. When I was a Renter living in a Room I couldn’t get a Mortgage so I bought a plot in 1972 and Built my house by my own hand which I still have. I didn’t build it for someone else go and get their own. Same goes for any Property I bought I didn’t buy it for some one else, do the words Private Freehold Property not mean anything any more. So you ideas is putting the Tenant on a par with the owner can you justify that please. Ok let’s see the comparison I had to save for the site, pay for Architect, surveyor, Council fees, dig foundation’s, drainage, concreting, over site and I haven’t started to build yet, so if I were to list all that’s involved we would have the huge specification never mind the finance, have any of you got a clue. So you want to tell me the Renter that comes along and pays 5 weeks Deposit & a month’s Rent moves in should have the same rights as the man that done all this, what a comparison some difference in input. Incidentally I don’t take Deposits so it’s only one month’s Rent to be house for ever, Brilliant idea !

From: Michael Foley 28 April 2022 22:38 PM

I don’t smell the roses but I think I smell a rat.

From: Michael Foley 28 April 2022 18:23 PM

Big Daddy HMO you are at it again Jim, as I understand from before you are a HMO based Room Landlord so you are not letting the property as a whole but piece meal letting like the bedsits of the ‘60’s, your only concern is the get the room rent and empty the room meters weekly as you have advised us before. It is often the case those room LL’s are borrowed up to the eye balls with dozens or hundreds of Properties operating on cash return, nothing to loose it’s all just done on borrowed tax efficient finance, if they get a problem or two it doesn’t matter too much because its only a room here or there then they are off to Court with Section 8. Regular Landlords have far more to loose as often when there a problem the whole house or Flat is out of commission, not having income from other rooms in same property. Jim you don’t need Section 21 for most part you are dealing with one or two at the time and if they can’t pay you take them to Social to get Benefits, that’s no use to me I let property whole and I am a landlord not a Social worker. So you don’t need Section 21 fine keep out of it, we have a Regular whole house Business to run that’s based on S.21, of which we fought for, its implementation for the 10 years prior to 1988 Housing Act, when no letting was available and HMO’s not heard of for another 18 years after that so now you want to turn the whole thing it it head as if you are an authority on Section 21. Nice to hear from you.

From: Michael Foley 28 April 2022 18:19 PM

Market Boom Forecast it could be Zoom & Bust do they understand the Economic Situation and the impact that war is having on us.

From: Michael Foley 28 April 2022 08:57 AM

Brain, while I have the greatest sympathy with your situation it not the remit of Private Landlord to compulsory provide anyone with Social Housing. I used to be a Private Renter too no one gave me anything. I had to work, save and Plan for my future in more difficult times, no offence.

From: Michael Foley 28 April 2022 07:50 AM

Oh, dear so now the head of NRLA wants to work with Shelter who supplied no Rental property & hates Private Landlords’s how about working with us instead of the opposition. They say they want a System that’s fair to both Tenants & Landlords’s but we had that before the 2015 Deregulation Act. Any System that prevents the Owner from getting his Property back is not fair or acceptable. The Lenders who are least affected don’t have any such recovery problems, the owners always stand to loose his big chunk of up front money, so the Lenders are at least risk and fully protected and we don’t have any even though we are the main player’s, just revert the Law to stop the unfairness.

From: Michael Foley 28 April 2022 07:07 AM

Dominic is right they don’t give a fair view of the minute percentage of millions of Private Landlords out there. It only takes one Rackman and they brand us all rogue’s.

From: Michael Foley 27 April 2022 21:17 PM

Shelter & Co are causing a lot of trouble at Mill.

From: Michael Foley 27 April 2022 19:45 PM

Shelter has no mandate to comment on Let Housing they don’t supply any, why on earth were they invited to Parliament Select Committee to advise on Housing Policy. There maybe a rush on S.21 to get out thanks to Shelter and the likes, do they think getting rid of LL’s making less property available is going to solve the Homeless.

From: Michael Foley 27 April 2022 07:21 AM

We now have an unsustainable economy over burdened by Regulators & Tax. As a Landlord to get rid of Rubbish in Ealing invariably you have to get a Skip and its usually the Tenants rubbish. That costs you £106.00 to the Authorities for a standard Skip. The Skip hire is £280.00 + £56.00 VAT + £50.00 licensed = £386.00. Come on now Ealing this is not Cricket, when I Built my first House in Ealing the Skips cost me £7.00 each from John Swann, Sunbury with a proper Receipt. Is it any wonder you are full time collecting fly tipped rubbish in the Borough you greedy people.

From: Michael Foley 27 April 2022 04:43 AM

sad Landlords, yes I remember those years as well as 1980. Suppose you bought for letting in 2007 in West London a Terraced for £300k the price has almost doubled £600k but so has everything else, where’s the profit it tax on inflation. Taxes will have been paid on all income in the intervening years and absorbed a great deal of others costs and hard work incl’ the extra you paid to Bank in mean time. The value of the pound has halved so you are paying c/gains on one half but if everything had stayed the same you’d be getting back a solid £300k and no tax, so you are paying tax on the lost £ value or so called inflation.

From: Michael Foley 27 April 2022 01:58 AM

Jo. That’s very true makes far better sense. However the problem that they now have created is Section 24, so it would be necessary to have a Company for this purpose also bear in mind it will belong to the Company which might have other implications.

From: Michael Foley 26 April 2022 15:55 PM

Renter’s Reform Bill, take note don’t forget to add Married Cats, as well as all the other stupid ideas you have.

From: Michael Foley 26 April 2022 08:24 AM

Amazing how Landlords are treated differently in parts of the Country. Why is it the case in some parts of same Country laws apply to some and not to others. It’s one thing for Councils to exempt themselves, Housing Association's or possibly a dozen people living together that have a remote Family Connection. We now have a Situation where some LL’s were never required to have a License or even knows what it is even though their returns are £ for £ double/ tribble ours. We have had to License in 2006, 2011, 2016 and now again that 4 times while others never had to comply with this burden, surely everyone in the Country should have been required to get Licensed before anyone was ever required to License for a second time. We are all unequal before the Law.

From: Michael Foley 26 April 2022 06:18 AM

Jo. We have I believe restrictions on Houses of Multiple Occupation to prevent too many in a given area, in the shape of Article 4 where Planning Permission can be required, so why not for Airbnb or is it because they have taken over in scores of other Countries and dictating what Governments Policies should be, they are not Elected Representatives and not their remit to tell Government what laws to make.

From: Michael Foley 25 April 2022 22:00 PM

Max, this is it exactly the removal of Section 21 is to prevent you getting your own Property back and making it illegal to do so, it will make previous Recessions look like a boom, removing the very foundation the whole industry is based on. I know what it was like before it was implemented virtually zero Property available to Rent and only a handful of letting Agents in London not like now at least a dozen in every Borough a real Landlord money spinner for the Government, Councils and Revenue plus the Thousands employed in the Business creating Billions of £’s per annum for the Economy with no input Financial of otherwise by them. Do the Government not know when they are on a roll or have they got a Treasonable death wish.

From: Michael Foley 25 April 2022 21:27 PM

No she don’t disown Landlords but wants them all for herself. I have Commented on this yesterday in previous article Amanda Cupples the General Manager of AirBnB Europe, backed Government in proposal to Remove Section 21, very big of her when Short Term let’s don’t need the Protection of S.21. Also going to drive Thousands of even more Landlords into her clutches of Airbnb, get it right another parasite.

From: Michael Foley 25 April 2022 06:55 AM

So you tell us about 9 key Changes affecting Landlords this year, how much more crap can they come up with, so its not any different to previous years, Incidentally No.4 of your 9 is wrong, its not the 1998 Act but the 1988 Act, jut thought I would be first to Comment given that 3’000 people have read it and didn’t think it was worthy of Correction, bad enough for a gom like me to get that wrong .

From: Michael Foley 25 April 2022 05:03 AM

Short memories indeed only 2 years ago when Covid struck and Airplane’s stopped flying the AirBnB Landlords were glad to switch back to Regular Lettings causing problem problems for us but now they are on a roll back to AirBnB again while we were always there with Regular sustainable Renting despite being unfairly treated by Statute.

From: Michael Foley 24 April 2022 12:59 PM

Step forward Amanda Cupples General Manager of AirBnB Europe, another one for the band waggon calling for the removal of Section 21 who are all about Short Let’s so don’t need the protection of S,21. Its disgraceful behaviour by her trying to win favour with the Government to help her to win favourable terms in the Renters Reform Bill. Also another agenda going on here the removal of S,21 will drive thousands of more Landlords into her clutches. Further damaging the Rental Market for Regular Tenants who wants stable Accommodation for one, two or three years as now . The Government has said they want longer Tenancies, a fat lot of good that is when LL’s have been forced to switch to AirBnB taking with them the Stock that would otherwise be available for Regular Renter’s, creating a scarcity. She has so cheek.

From: Michael Foley 24 April 2022 12:25 PM

I am so busy lately didn’t get a chance to catch up on all the blogs. NLA was better before joining RLA and the guy in charge so fun of himself. I think they now have sidelines self interest or maybe connected subsidiaries like Insurance, Deposit Schemes, Accreditation Schemes and now pushing for Landlords Redress Scheme when they have Paul already signed up, a Company ready to go offering free initial Registration to get it up and running off the ground, do they not even know we are snowed under with bull sugar. We have a better chance currently dealing with directly with the Tenants to resolve issues, the last thing we need is them piggy in the middle. What they are going to do is gain extra concessions from the LL’s to take another hit. Certainly Tenants are not going to be coming up with more cash if this was the reason for conflict in the first place.

From: Michael Foley 24 April 2022 07:31 AM

I don’t know if its unrecognisable from before the 1988 Act but Certainly unrecognisable from when the Tories got installed, they have done everything in their power to destroy PRS unbelievable even Labour couldn’t have got away with it and Conservative’s supposed the Champion of Private Enterprise.

From: Michael Foley 24 April 2022 01:30 AM

Sorry about a couple of wrong spellings this HE phone does this, too small I don’t have to time for proof read.

From: Michael Foley 23 April 2022 08:09 AM

I have had my share of bad experiences with Agents but not knocking all. I have one property with one Agent only for last year because of all the red tape making it impossible to manage anymore it’s taken me over 40 years to achieve this status congrats, so now I won’t fit & proper anymore. In the past I have had Agent hang on to my rent for 7 months when I visited the Tenants they had transfer proof they had paid, they thought I was hooked like them but soon found out otherwise, I did get it back after a battle. I had Agent take me to Court over renewal fee the issue was when I visited the property I do recognise any of the occupants and no one on the Contract no long lived there, so in essence I had no Contract, they lost but I still had a problem to sort. Another one they went Bankrupt owing me several months rent as well as other LL’s and Tenants alike. Another one disappeared with Tenants Deposit & Rent for a house belong to me that they didn’t have t rent, when they arrived at the property to move in, my existing Tenants rang me to know what was going on. They went back to Agents Office opposite Ealing Broadway Station which they found permanently closed, it made headlines on local rag. The financial point about using a Agent in London when our Rents are below market rate, it cannot stand the extra 9% cost plus the huge 20% VAT on the Bill, given that we are already hit for Thousands Regulatory and Licensing Schemes requirements.

From: Michael Foley 23 April 2022 08:03 AM

Simon, careful now why are you complaining about lack of inspections. Did you know some Borough’s are already charging £85. per hour or part there off for inspections. I can see this becoming main stream you won’t be able to keep them away. This is additional to licensing charges ?.

From: Michael Foley 22 April 2022 18:27 PM

Not just the £14m raid on private LL’s in Co Durham for Council’s Website Computer click button Administration operation but possible that will be sublet out as well as in other parts because it seems their not capable but we are expected to do everything. £14m for Council Administration but Zero for LL’s Administration our time is free labour. £14m is the tip double that for the Compliance work at least so shall we estimate that to £42m approx’. now that should really help make rent unaffordable for Tenants, who they pretend to be looking out for. hmm.

From: Michael Foley 22 April 2022 07:56 AM

Jo, well put a complete range of tenures to suit all ages and lifestyles. A level field and not Discriminatory rules like we have now and Licensing Schemes to drive up Rents making property unaffordable to Rent. The type of person you to Rent to now is a deciding factor whether you need a license or not, disgraceful behaviour by local Authorities surely their aim should be the quality of the housing for all, and not based on who you let to.

From: Michael Foley 21 April 2022 18:34 PM

Mark, great idea Mark do you you think we give 2 hoots, you keep them all, I always earned my living and never depended on letting to keep me. I had nothing & earned my money contracting initially to get property unfortunately my taxes still go to keep them. Why do anyone think private Landlords should put up with this level of abuse, least of all from lame duck Organisations that do nothing only moan about those who do.

From: Michael Foley 21 April 2022 08:03 AM

A big long story that could be covered in a few lines with very little relevance or help for LL’s and as it says if S,21 is removed it’s nothing. They didn’t say keep the remnants of S.21 which is all that’s left. This Certificate issue was not originally part of S.21 at all but added on years later like several other things added, now a big deal and waste Supreme Courts time just to remove one grain of salt, while plenty more attacks planned on us.

From: Michael Foley 19 April 2022 07:05 AM

Andrew, not that simple to walk away when they are the brokers to Insurance underwriters for huge numbers of so called LL specialist insurance that we are now required to have. Also insurer’s of the Deposits Schemes, they have taken our real Deposits away from Landlords. Now at it again encouraging Government to include Landlord Redress Scheme in white paper and already set up offering free initial LL registration to get roller coasters started, how much more red tape, costs and time wasting are we supposed to endure for them to create new industries for themselves to live off our backs. I understand they run a Accreditation Scheme to teach us how to suck eggs their way our 40+ years of experience counts for nothing it really takes a long time to become non-compliant and branded Rogue’s. I think they now have incorporated the Landlord eviction Service so that won’t be Independent anymore ?, so Andrew not that easy to walk away and they are working for us hmm !.

From: Michael Foley 15 April 2022 07:54 AM

Stephen. I don’t think they can blanket a whole area or Borough with Selective Licenses but they can Select 2 or 3 wards it’s a limited to a percentage of Borough, Anyway it makes little difference as they get you with Additional & Mandatory licensees to cover whole Borough depending on the type of person you let to, so it is Discrimination. It was a sad day NLA joined up with RLA and end up with this guy in Charge supporting Councils against Landlords, imagine that if you hired a Lawyer and he sided against you this is the same, Yes Stephen George Osborne done so much damage then ran away, after add 3% effetely doubling SDLT, now Editor of Newspaper, just add John Prescott labour Deputy Prime Minister the Architect of the licensing Schemes, I can’t think of one Council or MP that’s done anything to support us landlords and when your ceo born with a silver spoon in his mouth is not fighting our corners what chance Howe got.

From: Michael Foley 14 April 2022 21:39 PM

We have been had, it seems everyone supposed to be there to help us are not helping but damaging us and carving a soft lucrative business for themselves for sure Its plain to see. don’t need to spell it out.

From: Michael Foley 14 April 2022 19:08 PM

The Tenants are getting a fantastic unrivalled service, washing machine, fridge or freezer breaks down replace same day or next day, no use waiting for insurance schemes or guarantees to fix with their all day call then can’t fix. Recent Eunice Storm 8 holes in roof where tiles got blown off plus 9 hip ridges gone + flat bay roof felt ribbed off. All fixed next day despite Storm Francis hot on the heels Eunice. Where can anyone get better Service than that, they are talking through their hat.

From: Michael Foley 14 April 2022 13:23 PM

Amazing, where is the shortage of Housing ? yet just Building thousands of High Rise Flats willy-nilly. I seen a Local Agents website today saying they have 920 properties for Sale, you would never suspect this, on further checking I see 5 on one road and 6 on another that I know very well. However only one Board up is this a new trend or more stupid Planning Restrictions. Maybe like covid 216 died in London last week from this not a mur-mur.

From: Michael Foley 14 April 2022 12:08 PM

Jo. Well I suppose if its a pitch roof the Apex roof is going to be obvious from outside loft hatch or not. Yes most flat roofs were cold deck with the insulation between roof joints below deck but had to have air flow ventilation so not as efficient as warm deck. Warm deck had the insulation above the roof deck generally and no ventilation required, it should be easy to establish by the extra thickness of the roof make up. However you can have a warm deck without putting the insulated on top if you use purple deck type roof sheets for flat roof, which is the 100mm / 125mm celotek foam type insulation which has 6mm ply sheet pre-bonded to it, in this case it can go straight on top the roof joints and put the roof felt or whatever on top. I had a house also with solid wall that I had completely done up that had a “C” because I had lined all internal with Insulated Plaster Board and skimmed, That was 10 years ago this time I got a “D” because I wasn’t there and the Tenant showed him around. I did ring him to no avail he said he knows them type of house are not cavity wall, there you go when it has been issued I don’t know if they can change it easily as it will be gone on website to authorities etc.

From: Michael Foley 13 April 2022 18:53 PM

Max, I agree with much of what you say which is true, the bit I am struggling with many Council houses were sold off to the occupier and the only restriction on them at that time was they wouldn’t sell it for 5 years and thousands did, so at that time the Council’s weren’t interested in buying them back or enforcing the buy back clause if indeed it existed at the time, you can’t buy it back from the guy that has already sold it.

From: Michael Foley 13 April 2022 13:59 PM

I had better properties for the two and half decades prior to the 2004 Housing Act. How did we manage before all those Regulation’s we took pride in our properties and to attract good Tenants. We now have to provide finance to create hundreds of thousands of jobs for Regulators and Council staff in suits to play with their Computers and damage us. Computers is the worst thing to happen in my lifetime, if they didn’t have this Technology half the nonsense wouldn’t exist because it would involve them doing actual work no hope of them doing that.

From: Michael Foley 13 April 2022 13:43 PM

Max you are very fortunate to have lived in 6 subsidised properties. I always had to pay full whack without any help from the tax payers. I agree sometimes social housing is better kept if they are dressed up in clean clothes all the time as apposed to working clothes.

From: Michael Foley 13 April 2022 12:56 PM

I suppose when we do know its too late and a mad scramble to comply with EPC’s. I also think the fee structure for M,HMO applications is very unfair for small HMO’s. West L’don 2 habitable rooms, (living room can counts as habitable if you got one) £1’300. + £100 = £1’400. = £700. per room. Large HMO’s say 10 rooms £1’300. + £50. per room = £1’800. divided by 10 = £180. per room.

From: Michael Foley 13 April 2022 11:31 AM

David, all my rents are affordable for working Tenants. I understand what you are saying about the legal system. I have said many times keep clear of the Courts it’s hugely expensive for both parties, better to try and resolve any problem directly with your LL, I am sure Court is the last place he wants to be.

From: Michael Foley 13 April 2022 10:09 AM

Come back Mr Richard Lambert the ones running the show now have alternative agenda.

From: Michael Foley 13 April 2022 09:21 AM

Another unjustified attack on private LL, generally private LL’s property is in better condition and better kept than Public Sector housing. Now I see a west London Borough paying £40m for 200 new one & two bed Flats, (one bed offered for £325 pm rental) so the one bed will be one third of market rent and 2 bed for one quarter if I can believe my eyes, good old tax payers of which private LL’s contribute £billions to the Revenue so now we have to complete against our own taxes we pay. I expect the usual criteria will apply least you contribute or nothing will enhance your entitlement, at the same time Council’s looking after Big Developers building a glut to take them off their hands.

From: Michael Foley 13 April 2022 09:05 AM

Everyone wants to lend us money to bleed us dry if people can’t afford it the last thing to take on is more debt, do they not take on board the big loans many have already and if Mortgage free they have spent the last 20 years paying it off. We already have DICR, Gas, Right 2 Rent 86 pages, How 2 Rent, ICO’s, Deposits schemes, mad model Tenancy Agreements etc. Add licensing Schemes a huge initial cost and on going year on year, £1’500, application fee for 5 years, hard wired smoke and heat detection system and annual Certification plus Emergency lighting and annual Certification, fire doors and special locks a big cost, often extra sinks & cooking facilities required but I don’t know what for you can hardly cross the road without getting knocked down with the thousands of mopeds hauling them their ready meals etc. Right now just add EPC’s for good measure and for many a big cost especially traditional houses that were good for man for 100 years but no good for today generation they are gone too soft, over weight and many can hardly walk because of their life style, eating habits, lack of physical exercise and Computer screens they call work.

From: Michael Foley 13 April 2022 04:56 AM

Hi Jo, busy today didn’t get a chance to catch up on the blogs what you say is quite right. However there are other aspects to this which I have seen first hand some Landlords putting all sorts in rooms next to each other without consulting anyone, at the same time many are often sharing facilities like bathrooms & kitchens so they are all living together anyhow like it or not sometimes sharing the living room if they got one but bro often with room letting scenario there’s a bed in there as well. On the other hand if a group of friends come together and take the property as a whole it must be more safe for them, if they need to make a change of occupant they are in control and pick a suitable Flat mate instead of having one imposed on them. The Gas, Water, Electric and Council tax is also their responsibility. I know you are right access. I never wanted to be a HMO landlord it was forced upon me. Anyway your model is better for Landlords financially I will give you that.I also have to bear in mind if I have to go to Court to get my property back it’s one action as apposed to making several applications probably all Contracts ending at different times.

From: Michael Foley 12 April 2022 17:27 PM

I have never let rooms individually so why am I required to be licensed HMO’s when its one Tenancy Agreement one let. When the Schemes was first going to be introduced this type of letting was suppose to be excluded but on the last minute it was changed and seen as a loop hole for others, (just like the 10% west & tear removed because virtually all LL’s letting unfurnished were claiming it when no entitled). Why am I banded in with room lettings inferior cramped accommodation like the 1960’ very often sleeping, cooking, living and store all your belongings in the room, not room to swing a cat, this is what they call raising Standards.

From: Michael Foley 12 April 2022 09:06 AM

It’s so true my rents haven’t gone up in years, does any of those groups not know this or choose to ignore this fact and pick some properties with higher rent deliberately to be used against all LL’s. All my properties are licensed and re-licensed 2,3 & 4 times except one Flat that so far didn’t require a license. We are held to ransom when Councils are in collusion with Tenants to make big money for themselves. When you make a license app’ a load of paper work not only sent to you but everyone possible they can think of as well, whether lenders, Freeholders, Solicitors & Tenants. Therefore a perfect opportunity for the Tenant to hit the LL if he has any grievance or if LL wants to increase rent, they can say all sorts & you won’t even know, therefore held to ransom and incidentally keep well clear of Alfred Place if I am allowed to say that.

From: Michael Foley 12 April 2022 08:43 AM

Robert I understand all that in theory but in practice its different. We are not allowed control of management anymore that has been taken away. We just have to pretend we are in control of management or we get fined for poor management that have been left no instrument to effect authority. OK suppose I attempt change of Tenants I can’t use Section 8 it’s not rent arrears, can’t use S,21 because its been compromised takes months and costs thousands, open another can of worms to add insult to injury, they are likely to get the hump and stop paying on the interim as well.

From: Michael Foley 11 April 2022 17:31 PM

Possession friend, maybe we could re-phrase that to who do Policy makers and Councils think is able to pay the extra costs. There is such a thing as re-possession and going bust, where’s the safety net, short memories.

From: Michael Foley 11 April 2022 15:12 PM

No Grumpy Doug sorry would love to agree but in reality the increased costs haven’t been passed on, or there would be far more homeless. Tenants for the most part have limited income, so we can’t add on ever increasing costs, you can’t get blood out of a stone.

From: Michael Foley 11 April 2022 14:49 PM

Simon, that’s to crux of the matter not a penny can be passed on to the Tenants they can’t afford it some currently asking me for reductions when my rents are well below the market. The LL is expected to absorb all costs which is not possible therefore its designed to Bankrupt him, it’s not a white paper they have prepared but a black paper the next won’t be green but red.

From: Michael Foley 11 April 2022 07:49 AM

Ok gross yields, farmer economics, any idea of nett yields or is it all free do we not factor in all costs & expenses to arrive at a profit or loss.

From: Michael Foley 11 April 2022 07:21 AM

Why would we need a Survey to tell us that when Regulatory changes, tax system and Licensing Schemes are the main driver of high Rents. New licensing M,HMO for 3 bed Terraced in West London £1550. application fee plus now they are using an outside anti-LL organisation website to do the dirty work hence increased fee by £300, to cover that I presume, so you’ll need to hire a Digital Academic to fill out the application taking twice as long as paper version plus very likely to have mistakes because the LL knows the business but the guy on the computer pressing the buttons doesn’t, All LL unpaid time tying us to the desk 24/7 so what time do we actually have to be real LL’s.

From: Michael Foley 11 April 2022 06:56 AM

Another Khan mixing us up with the Bank of England.

From: Michael Foley 11 April 2022 06:29 AM

Oh dear. I never had a problem distinguishing who is a man or a woman until now. There has been several changes to the law in recent years as to what we can say or how we can refer to people or various cultures or religions, colours, or nationalities or gender. Surely we must know by now it’s called freedom or speech fair enough.

From: Michael Foley 10 April 2022 17:28 PM

I see references to some of my comments 3 weeks afterwards. I don’t have the capacity or time for back checking no offence.

From: Michael Foley 10 April 2022 09:00 AM

Agree with Neil H, comment 10th April 2.06am I have had it all, when they get a property in good condition accept it the way it is or don’t take it, they are not buying it.

From: Michael Foley 10 April 2022 08:47 AM

I don’t see any shortage of milk this mini phone likes to change what I say !

From: Michael Foley 08 April 2022 08:54 AM

So much hype I don’t believe there is at shortage of stock and far too many over priced Flats being built because of stupid Schemes. Where are people living now and if they move their previous property will be available. Media, computers, multiple new organisations have sprouted on the back of housing to carve out a fat living for themselves, in many cases calling all the shots. Just because property is selling at a higher price doesn’t mean there a shortage of stock more like hysteria. Last year I was paying £1.05 for 4 pints of milk now £1.55 but I do see so shortage of milk. Ukraine war is certainly affecting the economy of us all regardless of who we are. I expect a recession coming as many times before.

From: Michael Foley 08 April 2022 08:49 AM

Mark my friend there’s a problem with your gift Shop its not Duty Free.

From: Michael Foley 07 April 2022 11:31 AM

Immigration Policies are daft, they encourage and let people in, now I see an updated Right 2 Rent booklet of increased size to 86 pages meaning its very limited who you can Rent to, in any case they won’t be able to meet the criteria. If Section 21 goes there has to be a method of getting your Property back for any reason whatsoever without going to Court because it’s your property, they didn’t need a Court Order to move in. I would suggest a 3 month rent free period for Tenants to move out following notice served after Contract period has ended, then they have time and money to move all assuming Owner wanted his Property back otherwise it don’t come into play

From: Michael Foley 07 April 2022 11:27 AM

I have had some try that, there were 5 girls sharing jointly & severally when this scenario arose they had a house vote and other 4 girls soon put a stop to that…

From: Michael Foley 06 April 2022 10:15 AM

I have had all male houses as well at a time when they knew what gender they were.

From: Michael Foley 06 April 2022 09:32 AM

Was that a paid for advertisement?.

From: Michael Foley 06 April 2022 08:02 AM

This article is unbelievable, come off it how could a surprising number of Landlords be unaware of the changes on the horizon, when its been front headline with landlord & investor in recent years. Simon, my friend no need to be confused and the waiting is nearly over, we have suffered so many sanctions in recent years and the time is near for the ultimate sanction which is getting very close removal of Section 21, when you loose all control of your property and loss of ownership, get the board ready or you may miss exit opportunity.

From: Michael Foley 06 April 2022 07:37 AM

Nothing new about this in my book I had an all female house for more than 30 years before them, now suddenly it’s a new idea. Dozens of women / girls rotated over the years it worked well in shared accommodation, often the Parents of their daughters came to see where they were living and delighted with the friendly safe situation.

From: Michael Foley 06 April 2022 07:09 AM

Mario Mario, start it set it up on-line £50. Per Landlord Registration (=£1 pw) for Landlords to be represented and lobby Parliament, it doesn’t matter about offering other services the main goal has to be Policy fairness and Represented at the highest level and not having every time pot Organisation calling all the shots making unjust laws for us, if they won’t pay that they are not LL’s

From: Michael Foley 05 April 2022 11:10 AM

Hi jo, thanks for putting the record straight with an honest factual response, (also a refundable deposit placed in Security is not money spent).

From: Michael Foley 05 April 2022 08:07 AM

Tax reliefs claimed gone by LL’s despite restrictions. What’s a surprise about this when we are required to do loads of extra requirements to comply that are all hugely expensive to achieve, then complain about high rent.

From: Michael Foley 05 April 2022 07:51 AM

They also gives financial support to anti-private housing Charity Shelter. While landlords are one the biggest Clients of their subsidiary The Mortgage Works, such hypocrisy.

From: Michael Foley 04 April 2022 14:06 PM

Mario is right as a Landlord we should be extremely courteous, polite well mannered, on our best behaviour butter everyone up be great full and bow your head, while they extract the peas (correct medical term not allowed went red).

From: Michael Foley 04 April 2022 13:33 PM

You can’t insure anything that belongs to some else.

From: Michael Foley 04 April 2022 10:14 AM

Well I believe when it’s a licensed HMO on one Tenancy Agreement the Tenants are responsible, likewise for Council tax. I never wanted HMO’s its something that’s forced in on me creating sub-standard accommodation like the bedsits of the’60’s.

From: Michael Foley 04 April 2022 09:10 AM

Haringey Council supporting Tenants to engage the Advocacy Organisation to get rent back they paid for the use of a property they lived in as well as using all the facilities, the Council wants Tenants to have free renting at Landlords expense. I don’t know really what I am allowed to say about this total injustice making a mockery of fairness, are Haringey the proper Authority to be involved with this, they brought to case in the first place now further backing the Tenants on the back of the decision of the First Tier Tribunal, some panel members spent years previously working for Haringey …

From: Michael Foley 04 April 2022 08:31 AM

Landlords that have any dealings with those, a great time to dump their worthless Policy’s.

From: Michael Foley 04 April 2022 08:08 AM

What a waste of time, another week another Survey. Why ask Landlords when you never take any notice of us and bring everything in over our heads anyway.

From: Michael Foley 04 April 2022 07:47 AM

Some nonsense about the environment EPC etc, when so much bombing and black smoke in Eastern Europe, the way its going they will destroy the World and tell us its the right thing to do.

From: Michael Foley 02 April 2022 11:40 AM

I am not sure Renter’s are the hardest hit, everyone is hit hard. I think the young buyers with Mortgage’s are the hardest hit and have a great deal to loose. What have renters got to loose (nothing), its not their property and the law completely on their side.

From: Michael Foley 01 April 2022 14:42 PM

I see it as the falling value of the pound, it’s purchasing power so weak, you need so much of it to do anything, now its like confetti.

From: Michael Foley 01 April 2022 14:32 PM

Maybe a EU Common Housing Policy like the EU Common Agricultural Policy, then they could give us Grants, Subsidies, tax breaks and pay us for imaginary houses that we used to have as part of our quota. Oh sorry we are not in the EU.

From: Michael Foley 31 March 2022 19:37 PM

I know some HMO LL’s are concerned about their lettings where the Tenant has an inclusive room rent including gas & electric, which is no longer sustainable as Tenants are not careful about what they use. Some have served vacation notice’s with the intention of housing families instead where they pay their own bills.

From: Michael Foley 31 March 2022 14:34 PM

I don’t believe there’s a shortage of housing just a shortage of people to pay their way hence a huge Council waiting list. There’s going to be a big glut when the East Europeans go back to re-build Ukraine.

From: Michael Foley 31 March 2022 14:23 PM

Jo, very true so many are housed for below market rents or LHA never any credit given to those LL’s taking the hit. Strange Shelter, Generation Rent and the Unions never refer to this, we are attached what ever we do. The other lot that bugs me are the Rent 2 Rent brigade and Its rampant. The LL’s Rent is relatively low then sublet for maximum rent so they make the real money with no responsibility and Tenants pay full whack, the Council’s know all this but as long as it damages private LL its fine.

From: Michael Foley 31 March 2022 09:35 AM

I did reply to you Mario in detail but wouldn’t see or blocked

From: Michael Foley 30 March 2022 15:28 PM

Mario Mario, who is going to take the Government to Court, keep well clear of Chancery Lane, Chancery Chambers or Judicial Reviews unless you are made of money at prepared to loose, Landlords can’t even challenge the local Council, so always pleads guilty or fines and Penalties double. I will leave it at that.

From: Michael Foley 30 March 2022 12:35 PM

I have several rents the same or less for years and one house is less than 20 years ago even though the Tenants have changed many times. Even worse at that time I had a 6 weeks Deposit but that was before the Rogue Deposit Schemes so now I don’t have any Deposit because of the unfairness it’s a liability and offers no protection for the Property which is what a Deposit was for, now its only for the Deposit it self but covers 3 times more as well so it covers 4 Deposits even though only one Deposit taken, what could be fairer than that, not.

From: Michael Foley 30 March 2022 11:14 AM

Amongst all the bluster I see another nasty written in by Insurance Company, if you should have had a license but don’t your Insurance can be invalid. How do they get away with such scams, half the time it’s hard for the Landlord to know if a license is required with so much Council crookery going on, the one either side of you is let but don’t need a license although you do its like you are piggy in the middle. I suppose this is why its called specialist landlord Insurance. It’s refreshing to know also HMO Licensing Application fee costs 50% more in London where returns are half, now that’s sound economics isn’t it.

From: Michael Foley 30 March 2022 08:16 AM

Huge numbers of Rental Properties are not licensed because Family lets are exempt.

From: Michael Foley 29 March 2022 15:07 PM

The best option young & old get on the Council preferably in a LL’s private property, complain about everything and milk the system for ever how can you top that. Working Tenants can’t compete and rules stacked against them. I had a request today to know if I would reduce the rent by £300. pm, even though it already below similar properties in the area, for good measure I have also had notification for Council the license needs renewing again £1’550. Application fee, there you go over £5’000, in one hit, never mind all the other costs.

From: Michael Foley 29 March 2022 14:57 PM

Very good no worries about Capital gains or Inheritance tax so no debt duty to die.

From: Michael Foley 29 March 2022 12:28 PM

It never costs the Council’s it’s passed on. Just like new licensing Schemes it used to be £1100. + £30 per room, now new licensing Schemes starting fee £1300. + £50 per room but if you Apply early you’ll get a Discount. Hello excuse me, so no Discounts the fee has been inflated to take care of that, so no savings just increased costs, they know we are a right bunch of Charlies and don’t know the difference.

From: Michael Foley 29 March 2022 12:23 PM

Well I can only have so much sympathy if you reach retirement and haven’t sorted out a home to live in, what have you being doing for 50 years, maybe your kids can accommodate you. God help me.

From: Michael Foley 29 March 2022 08:19 AM

Matthew & John make good points people wants to count the income as profit with no reference to all the huge costs that have been added this last 16 years and on going, you can’t compare renting to purchasing without counting all the costs and don’t forget S.24 either. The other thing that bugging me is Insurance Policy’s. I believe we used to have good Policy’s for decades then all of a sudden they tell LL’s them Policy’s are no good but you must have specialist Insurance. I fail to see what’s good about them everything is extremely limited & restricted getting more exclusions added every year plus never ending terms & conditions. How can they loose with a cap max claim on most things while making more exclusions year on year and premiums are high. The latest one they used to say are they working Tenants or on Benefits, we’ll I used to say both because I don’t know when their situation changes, even that don’t do anymore they now have 4 categories, are they Working, are they on Benefits, are they Retired or are they Students. That shouldn’t be allowed and you are only allowed 2 categories, either the Property is Insured or it’s not and Tenants come and go, not allowed to Discriminate against them because of their different situations, so why can Insurance do this.

From: Michael Foley 28 March 2022 17:10 PM

Agree that happens I had one of mine down graded but I appealed it, it had to go to the Board and I had it put back. It was one I had built to the Building Regulation’s and was inspected by NHBC as I was a member at the time I build and had completion Certificate originally. Assessors sometimes say things like no floor insulation assumed etc.

From: Michael Foley 28 March 2022 09:51 AM

I believe large numbers are “D” but some are not a bad “D” say if they are at 67-68 it might not take too much effort to tip the balance to “C”. This idea of people not knowing is rubbish, they know a lot more than they would have you believe, they know when the rent is due.

From: Michael Foley 28 March 2022 08:56 AM

I agree we will have to be more selective when choosing Tenants although our ability to do this has already become very limited by law thanks to the anti-private LL brigade, (we can’t speak, can’t ask, can’t say, can’t advertise without being compromised). When those white & green are forced in, how long is it going to take your good Tenants to become Rogue’s ?, I have learned that one with the meddling in recent years.

From: Michael Foley 28 March 2022 08:03 AM

Dani, very difficult times try and hang in there not an easy business to get out of if you have substantial equity in there you’ll get hit with capital gains tax which tears the heart out of it. The value of your disposable income is down 2.3% and inflation going mad 7/8% so the money you will have left after tax etc won’t be worth very much. Section 21 should be reinstated no question or we’ll be back where we were before it came in, with sitting Tenants paying 4 shillings a week, property worthless, un-saleable and economy stagnant. I don’t contribute to the idea to be able to get vacant possession if we want to sell. Its Private Freehold Property and it’s none of their business whether we want to sell, keep, give away or raise to the ground, why should it be up to them what we want to do with our own Private Freehold Property. We didn’t need their advice when we bought or build the property or get any financial support or Public funds, so what now gives them the right to make our decisions.

From: Michael Foley 27 March 2022 21:26 PM

Karen. Sorry to hear but when we get lumbered not much we can do. Getting worse now with licensing Schemes where Local Authorities are using Anti-Private LL Software Companies for hosts website to stitch up LL’s good & proper, read their Companies Statement see for yourself what they say driving out Criminal LL’s no mention of any Criminal Tenants, so they are biased and not even handed, it’s a website and should be neutral not taking sides and should be banned, not fit for purpose, to really rub salt into the wounds Landlords pay for it. Do we have laws against Discrimination.

From: Michael Foley 27 March 2022 13:22 PM

Claiming no pets then moving one in. I had a couple claiming no Children then moved in with a child. I didn’t mind either way they said they forgot. I thought it was so innocent it was laughable.

From: Michael Foley 27 March 2022 10:44 AM

Jim, I think its all about the money and they a making a fortune out of it, all the while complaining about high rents that they are forcing up with all the additional Regulation’s and costs. How are LL’s supposed to cope with all this Technology we are LL’s in the main who supply good quality housing in the main. I didn’t go to Oxford, Cambridge, Eton or Harrow but know housing back the front and every aspect of it. Do they ? well not a hope just a load of bull sugar and there lies the problem. Now I suspect they can’t run the monster they created like a West London Borough. I now see another Company have set themselves up to support Council’s as they say and make another killing at our expense, they call themselves practitioners that understand the complexities to drive up standards with highly effective technologies to continuously support local Authorities. Is that my enough to open peoples eyes, they are all at it carving out soft targets to live off LL’s backs. Who have we got to support us apart from no one, Its a total stitch up. Why are Councils using meta- street to host their website does this mean they made a mess of it themselves and now sub-letting that aspect of it for them to take further fortunes from us on the back of their incompetence. They are all very smart are they not with their scams but we know more about housing than they ever will just spoilers. How many more coming out of the wood work.

From: Michael Foley 26 March 2022 17:53 PM

We can’t expect to be treated fairly or honestly by Council. I went to Bank on 17-3-22 in Ealing parked in SpringBridge Car park paid by phone 30 min’ £1.20 came back after 15min’ had parking ticket I paid by wrong app / Ringo, done the Appeal which was rejected so now my Bank Statement shows I had prepaid for parking but also that I have paid the fine.

From: Michael Foley 25 March 2022 13:00 PM

Andrew, what I thought was amusing about Auctions was when he said its against you Sir on the telephone you were never quite sure.

From: Michael Foley 25 March 2022 11:37 AM

There is not much hard work those days even if they think it’s hard, I remember when there was no PPE or CSCS etc and pay very small £17, for 6 day week. not like now many new rights work conditions more harness than a horse and often £1’000. pw for 5 days. I have no doubt they have a better chance of buying now than decades ago if they had the mind set to save but they haven’t, want it all now all the electric gadgets, 58”TV’s, Computers, latest iPhones, Sky etc and holiday all over the World. We didn’t have any of that, maybe get up on the back of a tipper lorry try and shelter in a portable flimsy open end Canvas Canopy if there was room for you to get in and be landed 30 / 40 miles away to god knows where, told to leave your jacket in the Canopy you won’t be needing that and handed a shovel, spare a thought.

From: Michael Foley 25 March 2022 09:48 AM

Jim, can only agree only in part of course they are raking in millions from the Schemes it is reported one London Borough is going to take in £20m. (that’s a £20m hit for PRS in that one Borough) That can’t be justified by Administration costs when they have increased the fee by £850. while increased number of LL’s getting roped in. Landlords Administration costs are far higher but we have to absorb all those costs and actually comply, then pay their costs just to sit there where they have everything is a Digitalised Program on computer and virtually no Administration to do just press a button or look at it they must be exhausted. I recognised some parts of the Country are more fortunate with higher returns and lower licensing fees if indeed exists.

From: Michael Foley 25 March 2022 09:12 AM

I think the Government hasn’t shown us much compassion this last 16 years with so many anti-landlord laws, costs as well as moving our Business from Civil Matters to Criminal law that’s not very compassionate. Then Introduced PCN’s can be anything from £5’000. up to £30’000. even without a Court Case or you can have your day in Court pay the expensive lawyer and get an unlimited fine, so they are not very sympathetic towards us, my goodness I don’t know what they think we are.

From: Michael Foley 25 March 2022 08:08 AM

Martin, agree that’s shocking and shouldn’t have happened. Of Course we all know why, its the Regulation’s, anti- Private Landlords clammer, injustice & persecution of Regular Landlords Lettings that has caused the switch. Congratulations to Shelter, Generation Rent etc, you should hang your heads in shame for loosing all this regular renting accommodation for locals and people who want to work and Live in the area. Certainly as said it does damage the Social Structure.

From: Michael Foley 25 March 2022 04:18 AM

sad my friend nothing personal. HMO’s not a problem but if they are licensable HMO’s its a massive problem and cost. Application fee alone in west London for a normal Terrace House 3 up & 2 down is £1300. Plus £50 per room if you ever heard anything so ridiculous = £250. + your £1300. = £1550 fee, (up £850 since introduction). That’s for max 5 persons but if you have more you’ll need more facilities like 2 kitchen Sinks and 2 Cookers + hobs often in same kitchen or Range Cooker but if your kitchen is not very large forget all that not allowed, for 2 persons to share a room has to be more than 10.2m2 with separate cooking facilities else where, no need to go into all the other stuff you’ll have all that already like fire doors, DIER, hardwired inter linked fire alarms, heat detector, md, EPC has to be served etc. very little of this required for last 16 years to let for a family, if in any way have a vaguely connection line. They are well favoured I know some won’t like me saying that but that’s the way it is but a lot left unsaid here. So if you have had Mandatory or Additional HMO’s since 2006 congratulations you now have redone & repaid 4 times over. thank you.

From: Michael Foley 24 March 2022 18:33 PM

Steve, he makes a number of valid points, they do give false comparisons. A good quality Combi used easy last 20 years before Condensing was forced in still get 10 /12 years unless cheap makes maybe 5 before condensing pipe leaks into flue or condensing trap gives up, when that starts time to change too dangerous and call out too expensive. EDF have notified me my gas Bill is going up extra £2’300. don’t know how much extra for leci.

From: Michael Foley 24 March 2022 15:48 PM

It seems LL’s have the 1st of April every day.

From: Michael Foley 24 March 2022 15:26 PM

sad, The System is already favouring Families by a mile. For years no license required to let to a families or saddled with same requirements that’s a massive and unfair advantage. It’s going to cost many LL’s roughly £5 / £6k to Apply & Comply with the Regulation’s, try it and see what they charge those days, this is equivalent to a tax. The other point you are making is already covered by Article 4, can be used at the Councils discretion.

From: Michael Foley 24 March 2022 11:01 AM

I think we all know about price rises, supply & Demand now with Wheat & Oil going through the roof.

From: Michael Foley 23 March 2022 19:08 PM

I am not a big fan of ARLA who have not been around very long but they look after their own which is Estate Agents, that said we desperately need some one to represent us. This is crazy all those Groups make all the rules and supply no Housing how mad is that. We have millions of LL’s housing millions of Tenants in the Private Landlord Rented Industry worth £1.3 trillion (think about that) and not Represented or even consulted just one scam after another, how can that ever be with so much at stake, we have small LL Associations the biggest of which has less than 100 thousand members what use is that. We should be permanently represented in Parliament and consulted properly on decision making not this pretend here say consultation we have been subjected to in the past, where a guy comes from York and tells us what he’s bringing in.

From: Michael Foley 23 March 2022 17:20 PM

The Renter’s Reform Coalition of 20 Groups including Shelter that doesn’t supply Housing wants to dictate to millions of LL‘s how everything should be, until they supply Housing they should have no sway and why should Parliament entertain them over the heads of Private Landlords that House millions, made a huge financial commitment by investment’ in many cases their life savings & last penny plus all the sacrifices made for years. for what ? to be classed as Rogue’s and fair game for anyone to take a pot at, there needs to be a reality check here.

From: Michael Foley 23 March 2022 12:01 PM

Right as previously said more or less if you have a group of friends and one needs to move it’s never been a problem, the replacement person takes over the remainder of the Tenancy from out going Tenant until a new Tenancy can be put in place when it expires and the Government has said this year’s ago and that no reasonable request should be refused, at the same time if no one moves and same Tenants remain as on Tenancy Agreement then it can run as Periodic for ages as long as there is no change in the occupancy. What all the shouting about and lobbying House of Commons trying to create mischief.

From: Michael Foley 23 March 2022 11:02 AM

The Renters Reform Group unveiled a 28 page Document to House of Commons. Who is Representing the millions of Landlords to the House of Commons that supplies the billions of pounds of Properties to the Market to House those 11 million private Tenants that they refer to, at no cost to the Tax Payer but its Privately funded. It a shame I can’t say the same about many of their clients milking the System for ever. Where is NRLA in all this how many pages have they presented to House of Commons or were they there to Represented us at all ? maybe they are too busy cooking up yet more work load for LL’s with their unnecessary Redress Scheme to cripple LL’s even further to Create another Business money spinner for themselves, why are we taken for complete mugs or do they think we don’t know what they are up to.

From: Michael Foley 23 March 2022 07:14 AM

The Renter’s Reform Group. What a pack of bare faced lies. Please tell me when was a Renter even trapped in a letting, they walk anytime they want. Landlord is not going stop them or try and couldn’t anyway they already have this option and find a suitable replacement agreeable to all, we are in Business and do our best to accommodate their wishes. I think the truth is necessary for any White Paperwork and those 20 Groups misleading Parliament is disgraceful and should be brought to book for illegally subversion the rule of law. Me 44 years a LL what would I know. There seems to be a few of us that comment in the night time, that has to be an indication of the injustice & stress we are under.

From: Michael Foley 23 March 2022 03:51 AM

Caroline is right I have had that in Blocks of Flats often prohibited in MA of the Freehold Company for lease holders. I think it’s mostly to do with transmission of noise. Laminate does looks well when new but goes in the skip too often.

From: Michael Foley 22 March 2022 08:38 AM

I think currently a new efficient gas Boiler is your best chance of getting a better EPC rating, not cheap for good make installed £2k unless you go for a big Company then it will cost substantially more. I think you will still struggle with Electric to get EPC up. The only difference between traditional Building and modern Buildings is a lump of polyurethane foam sheet in substitution for bricks or insulation blocks. I know which one I prefer that foam gives off toxic gases in a fire.

From: Michael Foley 22 March 2022 07:58 AM

Don’t know what point he’s making about rent being bigger cost. I would except that to be the case somewhere to live, try B&B, AirBnB or a hotel see what it will cost, they can stay for a month in mine = to 3 nights in a Motel. Rent cap is the surest way to prevent recovery, cap on profit will he also have a cap on losses or has he got a fools cap, his London mate Mayor shouldn’t be in a job holding everyone to ransom taking £400. from our C/tax and we have no say plus a levy’s on anything he likes. Maybe he should have stayed in L’pool where those kind of Policy’s held that City back for years and strikes every other week. I was 55ft down a shaft diverting sewer under Mersey Tunnel when they started throwing things down to stop me working calling me a scab, although my section was nothing to do with them. I think Mr McDonnell has brought that mind set with him.

From: Michael Foley 22 March 2022 07:31 AM

Knocking down 5 new 6 bed £1m houses near Bolton, in Breach in Breach of Planning rules by size and site positioning, surely some compromise could have been found with Council instead of Demolition and at a time crying out for housing. I can imagine they would be fine houses for £1m in the Bolton area. The Council should cherish a Developer willing to make this huge Investment in such a deprived area. Instead of flexing their muscles to let them know who’s Boss.

From: Michael Foley 21 March 2022 16:31 PM

Hard to make sense of some things. Rishi Sunak talking about reducing tax on fuel by 5p, only months ago it was £1.32 now local Esso garage £1.89 what difference is 5p going to make.

From: Michael Foley 21 March 2022 16:04 PM

Section 21 is not by any means an automatic eviction but a term Tenancy, which is normally renewed again and again just some protection for the owner. Why then is media pushing the idea that LL’s wants to get rid of Tenants all the time when its not true, we are just sorry the day they leave. It seems to me they want LL to have no rights at all, we must be the only Business not allowed to have terms & conditions, even Estate Agents have more rights than us and not own the property.

From: Michael Foley 21 March 2022 08:15 AM

Of Course he should have applied for the license if he got warning or repeated warming’s if true. Sometimes I have seen in the past where Council issues warming then move quickly before LL has a chance to deal with it. He is not going to get a license without doing a load of work which is not easy if you already have difficult Tenants in -situ but he should have applied and tried.

From: Michael Foley 21 March 2022 07:54 AM

So Mortgage’s interest has gone up by more than a factor of X 7 times good luck.

From: Michael Foley 21 March 2022 07:08 AM

Such lies carry on you’ll get what you deserve, collapse will not just be housing market but the whole economy not much else left. Those left wing morons don’t realise property prices will collapse across the board including their own parents house and their own Inheritance. Government has roped in young people with ponzu unaffordable huge Mortgage’s not a hope of keeping up with payments with such Inflation. The hand outs wasn’t a saving but added onto the loan, The S,D wasn’t a saving because the Developers increase the purchase price by that amount. The Interest rate has gone up from 0.1% to 0.75% in a few months add that onto your monthly Mortgage’s. no need to mention food in the Supermarkets or diesel £1.80 per litre. Just continue with your spiteful policies and £1500. Licensing application fee, for good measure introduce another ponzu redress scheme to make more fat cats.

From: Michael Foley 21 March 2022 07:02 AM

They mentioned HMO licensing and management. They didn’t mention the different rules and fees through out the Country like £750. in Sheffield while more than double that in outer London £1550. we also pay initially £392, on submission and balance when license is granted but if you don’t get it or proceed go any reason the £392, is non refundable. In London licences can’t be changed and will remain on the property and cannot be changed even after you sell it, but a New Application must be made. However in Sheffield a LL can pass the Licence properly on to another LL for £360. Draw your own conclusions.

From: Michael Foley 20 March 2022 12:32 PM

I paid the Solicitors’s £350. to put a stop on it and Register it to my Home address for Service as I had move and didn’t think I needed to do this. The Solicitors wanted me to continue with Court Cases but I thought keep well clear of that time consuming costly nightmares. It was in the media at the time and gave up following the Cases I had enough in my plate.

From: Michael Foley 20 March 2022 07:03 AM

Who are all those Rogue LL if they know there are Rogue LL, they must know who they are ? and deal with them individually if they don’t know Its hear say. Why put every Private Landlord on the back foot, polarised in a bad light and hit with costs & Sanctions for no reason.

From: Michael Foley 19 March 2022 08:15 AM

Alison, with the great respect forget any leaflets through the letter box, put the stickers on the Bins. Tenants come & go, leaflets goes out in the rubbish, just like a tool for any machine keep it with the machine and no where else.

From: Michael Foley 18 March 2022 15:44 PM

Mine involved a crooked Solicitor and other properties as well as mine amounting to millions. The thing is we always register a properties when we buy but when we move house ourselves we don’t always re-Register all our existing properties to our new address for Service that’s the point, if you have a property borrowed up no worries they won’t touch that one, they do their home work and pick one that’s paid off then no lenders to get past.

From: Michael Foley 18 March 2022 14:01 PM

Andrew, you won’t see it up for sale those that done me are like property scouts selling your property as their own to a property Company, they are pretending to be legit with a ready made buyer in place.

From: Michael Foley 18 March 2022 12:23 PM

I have had that but an unknown intermediary at the time allegedly buying for a big Company, went to my property with their posh car suite up told my Tenants they come to view the house and they let them not knowing what was going on and poor command of English. Anyway they got past exchange of Contracts before I found out though someone I knew that also knew the buyer. I haven’t time to go into it right now but I got my Solicitors to put a block on it

From: Michael Foley 18 March 2022 09:40 AM

Councils could help by putting a waterproof sticker on each Wheelie Bin to say what goes in each Bin, then no need to tell anyone, a cost saving exercise by comparison to sorting out wrong waste afterwards.

From: Michael Foley 18 March 2022 08:04 AM

I have tried all that but they want to challenge everything you tell them about what not to put in recycle Bin. James is right they are not children, we are not running a kiddies nursery. Lovely anti-Landlord rubbish one sided Program on ITV last night, saying rents gone up 10% in a year while I haven’t increased any rents in years and have been loaded with costs by LA, not a murmur about this.

From: Michael Foley 18 March 2022 07:49 AM

I know you currently have to give a copy EPC to Tenants at Contract stage if property is one let but not to HMO individual renting rooms not that it matters that much. I think there should be no need for LL to check nor tell anyone or Government what the EPC Band is as they know already its registered on Gov’ website as soon as issued, covers all just see the huge numbers that has expired (Red) virtually in every road.

From: Michael Foley 18 March 2022 05:03 AM

Robert / Luke. I have no doubt NPR system to charge by the mile is not going to be like that, if introduced but applied at all different rates according to the type of vehicle and emissions, just as now to park your diesel car for example in London costs much more than to park a petrol one, its savage sadly it won’t be any cheaper or fairer always more.

From: Michael Foley 18 March 2022 04:28 AM

What a biased stitch up unbalanced Program. Why weren’t Landlords represented, why was there no mention of all the costs imposed on LL’s Why has ITV got a broadcasting license, it certainly isn’t Independent. Never mentioned why Section 21 was introduced, never mentioned the 2004 Act, never mentioned 2015 De-Regulation Act, never mentioned Section 24, never mentioned taking away our Deposits and replay with a ponzu scheme, never mentioned licensing Schemes £1200 to £1500 Application Fee, DEICR, fire Regs, Right 2 Rent, How 2 Rent. EPC’s, Accreditation, Courses, do I need to go on. Paul didn’t do us justice either going along with the idea that LL have too much power when all LL’s rights have been removed & too scared to visit the property in case we upset someone. how can you run a business on tender hooks like that, of course it suits him to say that he fronts a Company that want to introduce a LL’s redress Scheme to may another killing like Deposit Schemes. I told you all before the program what to expect, never mentioned any of huge costs that we are burdened with and expected to absorb, nor did we have any representation as property owners and main players in the Business, What’s this women thing with children no father figure or father contributing but expect be kept on benefit for life and now dictate to private LL’s that they should house them, call all the shots and how everything should be, give me a break. I notice you are all staying very quiet probably still suffering from shock & total injustice.

From: Michael Foley 17 March 2022 21:39 PM

Watch, ITV tonight 8.30pm on about high rent in private rented sector and loose your home, this program is a prelude for rent cap make no mistake. I bet they won’t dwell on the high costs being imposed on us by Regulation and licensing Schemes etc, we’ll see.

From: Michael Foley 17 March 2022 19:37 PM

Scrap Digital Tax and the proposed quarterly reporting do you think we have nothing to do and already burdened into the ground with regulatory requirements, you could charge us 18% C/gains tax like everyone else instead of the special rate for LL’s only of 28%, that would be simple enough.

From: Michael Foley 17 March 2022 07:04 AM

Andrew, stay in there join some LL Association we need help from some one and when you require a license later on it will be a question on the Application, next I think we’ll be forced to be Accredited as well endless free workload by us and we pay them £1500. to look at it.

From: Michael Foley 16 March 2022 21:40 PM

Jim, correct it’s always left to individual to fight. I think iHowz in now the name of that Association, join up now and get the experienced Mr Peter Littlewood on the case he’s brilliant although sometimes we might disagree on some topics.

From: Michael Foley 16 March 2022 17:08 PM

It’s raining in west London and cars covered white with a milk like substance, I seen sand on cars before but not this.

From: Michael Foley 16 March 2022 16:45 PM

Andrew, congrats you are not a HMO and have some money in hand for replacement. They are all are pushing for LL’s to allow pets can someone please tell me in which room in a HMO is the dog going to be kept, or how many m2 floor area do the Regulation’s required for the dog or is he going to sleep in the bed.

From: Michael Foley 16 March 2022 11:21 AM

Simon better not keep on about inspections, no matter how good you think yours is they are going to require you to do something to justify their job and might find yourself re-booking the MOT.

From: Michael Foley 16 March 2022 10:53 AM

Independent Social Market Foundation with a ridiculously small Survey of just 1300 trying to make laws for 13’000’000, renter’s in the Private Rented Sector on their say so, of course it not even this small number as 31% didn’t agree. I went to one of my beautiful properties yesterday with EPC Assessor only to be hit with smell or dog’s wee and very visible on the carpets. The tail is wagging the dog here again.

From: Michael Foley 16 March 2022 07:13 AM

A Think Tank no, surely they are a stink tank, Oh yes they say we are very good LL’s which is great. At the same time they say we need to be reformed what a contradiction, why are they on about reforms which haven’t stopped year on year for the last 16 years since introduction of licensing Schemes in 2006 following labour’s Prescott Act in 2004 (so we all voted conservative to carry out labour’s policy’s). So high profile Stink Tank thinks we should be reformed for goodness sake.

From: Michael Foley 16 March 2022 04:58 AM

Hi Jo. I agree with most of what you say and we have to die to be allowed to give it away or retire.

From: Michael Foley 15 March 2022 07:52 AM

I agree most renter’s are happy with their Landlords and the condition of the property. However, there is a close connection between the quality of the Tenant and the property if a good Tenant get a good property it stays that way for years, on the other hand when you get a rough occupant it’s ruined in months and then likely to contact Council to complain about the condition. Asking Tenants if they would like to get rid of S.21 is a bad joke, why not ask LL’s would they like to get rid of HMO licensing Schemes. Huge numbers of renter’s don’t even know what Section 21 is despite renting for years or care good people are not going to be asked to leave. I know some changes their partners a lot more often than their accommodation. It like we are the only business that are not allowed to have terms & conditions. Regarding the 15% of renters that are not not happy with LL or because they don’t own their own home, this is not a surprise no one likes paying rent but understand it’s necessary if thy want to live in a property belongs to another, there is also a small number that wants to game the system and pay nothing.

From: Michael Foley 15 March 2022 07:33 AM

There has to be more to this story. They must be among the roughest Tenants out there. Door handle missing why would that be ? did LL come in and pinch them, broken fire alarms I think them self-damaging fire alarms should be banned. The water damage to the ceiling appears to be from an upstairs bathroom but we are not told the cause. The drainage problems could well be miss use initially and then build up. I am acutely aware of such misuse when they pour oil, fat, rice, spaghetti etc, down the drains. How on Earth could the handrail be missing the bannister’s don’t walk off but I have known Tenants to break them off and thought it was funny, their LL wasn’t amused and ended up in a big fight with the Tenant taken to hospital in Ambulance and LL taken away in a police van. This LL should have had all those Certificates and presented them promptly to Council when requested, can be very difficult to keep up with the annual ones they keep expiring so quickly & with Tenants changing about and so much other stuff to deal with all the time. He should have responded immediately or try to get someone in, not easy to get people to do things those days. The lawyers are out of control £10k for what how much an hour is that it’s ridiculous undermining justice system the defendants pleaded guilty can’t have been a difficult to get a conviction, if a builder charged that for a menial job he’d likely get Prison.

From: Michael Foley 14 March 2022 21:36 PM

Bob, don’t agree on this one aren’t HMO licensing Schemes already doing this, is that not what Additional and selective are controlling. The worst part if you let to shares and subsequently let to a family then they can restrict you from going back to renting to shares. Have you not heard about Article 4.

From: Michael Foley 14 March 2022 14:25 PM

More work load and bureaucracy tying us to the desk, just throw another spanned into the works with someone coming between you and your Tenant to add to the debacle, when is he ever going to have time to run his business we are already over loaded with time consuming rules and costs, that didn’t exist before computers & iPhones, nothing to do with quality affordable housing just more loads of bull sugar. Why would you need yet another redress Scheme, when is Tenants ever short changed their Deposits is protected in quadruple if you dare to take it. Their accommodation is protected by Statute and LL can’t evict using S.21 without Court Order if the Tenants chooses not to leave, always costs thousands of £’s but now even that little right is being removed from the LL, when will there ever get even one rule that benefits LL, its certainly all one way and now tell us join redress scheme and we’ll be grand, just like the Accreditation Schemes costs and time consuming for a feather in your cap done all those and have being double Accredited not any benefit to me just what someone thinks you should have, how do you suppose we managed before all those organisations sprouted.

From: Michael Foley 14 March 2022 07:21 AM

What is being proposed here is higher Rents more costs and bureaucracy. Another Organisation carving out another business for themselves, taking yet another slice of what should be Landlords profit. Excuse me obviously there will be a fee ? , also forcing LL’s to use an Agent that’s another 11% increase in Rents by that amount plus the redress Scheme cost plus the implications of it. Did we not have our own redress schemes from day one. Who do you think ran the business and has been doing all the repairs since I have been a LL for the last 44 years since 1978 before many of you digital academics were born you incompetent useless go and earn your own living instead of sponging off us, so now you think you are so high and mighty you think you can tell us how to suck eggs. Remember it was us that fought for S.21 that created the Industry that you are all now clamming to destroy, without which there would be no private letting Market at all but you know what’s best for your own Pockets.

From: Michael Foley 12 March 2022 19:29 PM

Paul what on Earth are you talking about. England is the only Country in the UK not to be Registered or Licensed you say are you off your trolley. We have been driven up the wall with Licensing Schemes since 2006 and the rubbish Deposits Schemes since 2007. I now got to spend another £10k+ on Application Fees alone again not withstanding the fact they were all licensed before, all at least twice some three times & for two it will be the fourth time, 2006, 2011, 2016, and 2021, so what the hell are you talking about. Don’t get me started about rubbish Deposit Schemes costing us fortunes by creating a niece market for guy’s to move in on us with Schemes & make millions out of what should be protection for our property leaving us will no protection whatsoever for our property just protecting the Deposit it self, so what’s the point in take it. I have foregone £30k Deposits because of this Rogue Scheme which offers no protection to the Landlord but is a distinct liability (just give them back the deposit & 3 times more as well for fun) and you think it’s bedding in. It will be a recession while paper.

From: Michael Foley 12 March 2022 11:06 AM

Who Discriminates against Tenants more than Shelter, they have continuously gone out of their way to damage the Private Rented Sector as much as possible. How does that help ?, at the say time provide no housing themselves, have Charity Status while we are abused, wronged, Criminalised, Penalised and taxed to the bone, about time people woke up to Shelter.

From: Michael Foley 12 March 2022 09:06 AM

I think London have some of the worse returns in the Country because of the high purchase price, just add endless costs & Regulation’s for years getting worse all the time which haven’t arrived fully or applied as severe to many other Towns & Cities. High Turnover and income is not profit as anyone knows just add tax on Bank interest loan repayments / S.24 for good measure, travel restrictions ULEZ £12.50 per day 7 days a week, Congestion charge if you hit that zone £15. per day, extraordinary parking charges very often £16. pd more for Diesels, that can be a few hundred a week and you haven’t even started work yet, you’ll be very luck if you also don’t get a another penalty during the day as well for speeding doing more than 20 mph or stop to buy something cameras everywhere. if they haven’t already put stupid double lines on blank roads for the hell of it, huge permit & skip costs if allowed at all, never mind haven’t you got a bicycle to bring all your gear, it’s easy to know those clueless rule makers never had to earn a living. Oh excuse me sometimes they work for home very handy.

From: Michael Foley 11 March 2022 19:44 PM

Right 2 buy make a mockery of people buying with Mortgage’s at Market price off their own backs. I seen one guy buy the House for £11k because he had sponged so long, another one bought for £22k a modern 3 storey Tower House which I later bought from them for £207k in 2004, I didn’t know until afterwards when I got the paper work from Solicotor. The only restriction on them was not to sell it for 5 years. The guy that bought for £11k also sold fe big money then moved in with his brother in another Council House.

From: Michael Foley 11 March 2022 09:27 AM

It not Sadiq khan’s remit and none of his business he wants to poke his nose in everywhere. So he is on about building 116’000. affordable homes in London which is very big of him with tax payers money, not withstanding the fact that many Developers who built affordable homes as part of the Development then on completion give the Council’s a few quid to have them reclassified, end result no affordable homes in the Developments, should that not be put right before using tax payers money to replace them.

From: Michael Foley 11 March 2022 07:36 AM

I think the Mayor has too much power is out of control and don’t seem to have any Boss, who is doing outrageous things. He shouldn’t have had the power to sack Commander Cressida Dick head of Metropolitan Police and she should be reinstated, its a bit like giving a Landlord a big fine for something one of his Tenants done as if he could have known what an individual was thinking or might do it’s ridiculous. Sadiq Khan is already fleeting us in so many ways with levy’s of every kind, he is also taking unjustifiable amount of Council Tax from all London Residents / house holders weather private owners or landlords of £363.00 for a Band ‘D’ property but the greedy parasite is adding another £30+ this year making his take of our Council Tax to an average of £400.00 per year (evening standard). So out of our £1800+ c/tax he takes £400.00 then has the cheek to talk about the cost of renting.

From: Michael Foley 11 March 2022 07:06 AM

Several of big Developers currently building big Developments had to have a percentage of Affordable housing as part of the Planning Permission. However I definitely know of 3 such Developments locally where on completion the Developers bought back the Affordable Flats by paying the Council’s a fee, hence kept control of whole Development on going , end result no Affordable homes and Developers made a killing, I wouldn’t be in a good position to know this but I do so it’s probably wide spread.

From: Michael Foley 10 March 2022 16:37 PM

For goodness sake stop on about inspections, obviously you haven’t been touched yet. When they come you’ll know all about it they’ll give you a list as long as to arm not withstanding how good you thought it was. Things they came up with for me, are the kitchen cupboards fire proofed they are made of wood she said & specified special treatment, the loft hatch door must be fire door but no one or nothing up there, it won’t be the way you think I was required to buy full fire door cut it down to size & lip all around this was in writing for me to do. Better sheet it with PB before to come and forget about access. The locks on every door has to be unlock-able without key from inside but sure you know all that, even silly things like I had notice board in living room she said that’s no good re-site it in entrance hall etc. only the tip.

From: Michael Foley 10 March 2022 09:43 AM

There will never be a saving when someone else pays the Bill.

From: Michael Foley 09 March 2022 07:32 AM

George, it must be good stuff. I now know it’s widely reported that most medicine and tablets last at least 10 years longer than expiry date, the short expiry date is for Manufacturers to make the billions. I have bought a pint for (2s) 10p in Old Dock Rd, L’pool in the 60’s, now £4.50. still only a Pint. I have bought Bricks for £11.00 per thousand back then, now same brick £450.00 per thousand, still only a Brick.

From: Michael Foley 09 March 2022 07:13 AM

Buy your own put in all the Insulations you want, don’t expect others to do it for you, seal everything up tight and suffocate, you’ll all be like hatching hens, and the more warmer and softer you become the more heat you’ll need, careful a bit of fresh air might kill you.

From: Michael Foley 08 March 2022 23:43 PM

The License Application used to be 16 pages plus all the Documents, now all gone Digital bits and pieces all over the place 49 pages but some might not apply to you, it’s so difficult and time consuming you can’t see it all together as you go along. I have had two rejected because of this Digital nonsense and required to make new applications even though they were licensed 3 times before its they who have changed things, one of those houses I built 50 years ago by my own hand with only hand tools while living in a rented room. Now they the Council’s Bureaucracy is Awesome and a by far a bigger burden than building a house what could be more important.

From: Michael Foley 08 March 2022 22:57 PM

Andrew. This is why they shouldn’t have done away with taper relief or index linking of some sort. At one time LL were being encouraged to stay long term. The problem now is we are penalised more the longer we stay and taxed on inflation not profit, or its £ devaluation.

From: Michael Foley 08 March 2022 09:34 AM

Unfortunately I believe the lenders will be taking a view on this and expect First time buyers property to be EPC at least a“C” as well. (not that it makes much difference to the Planet with so much Black smoke in Eastern Europe ).

From: Michael Foley 07 March 2022 20:17 PM

I know you try to help people and you get trampled on. I have a 5 bed house let for £2200. pm similar one locally £3600. Several other below market rents locally looks like I should be charging £30k+ more, so he can stick his £150.

From: Michael Foley 07 March 2022 17:49 PM

That’s fine I will start charging Market Rents.

From: Michael Foley 07 March 2022 17:15 PM

The Council tax has increased so much in recent times even last year it went up 5.9% so they are not giving anything back only what they added on. Brent is now £1’741. for Band “D” having increased from last year by £97.

From: Michael Foley 07 March 2022 11:15 AM

When I have to pay £1’500. extra Application fee to Council for a license and all the other costs no extra Rent ?. Really Sir Clive Brett’s this £150. c/tax Worries you, try been a Landlord see what a worry it is, with your soft job and huge Salary decide to have an increase anytime yourselves.

From: Michael Foley 07 March 2022 07:21 AM

Hi John, them days are well gone no enjoyment now just absolute torture with Rogue Regulators hitting us from all angles, so much bullying , lies injustice’s, legalised robbery, fines, penalties, confiscation Orders, banning Orders, criminalisation of Landlords, deposits farce, how2rent, right 2rent, unfair taxation, and a raft of other impediments. Looks like you haven’t been hit yet or have an unusual sense of humour.

From: Michael Foley 06 March 2022 05:42 AM

I have bought both ways. I first purchased at Auction in 1973, 2 Auction purchased that year but not always either. Some years later I was interested in a house by private Treaty but was having second thoughts so went to an Auction that came up. Auction was mad that day for problem properties mostly so I left got on the train to the Sales Agents and bought by private treaty. So you make your choice and weigh up the suitability of a particular property to you.

From: Michael Foley 05 March 2022 17:12 PM

Paul. I think you misunderstood what they are referring to as Work. Their idea of what they call work is money to give penalty to another LL. And not to do any actual work to improve the property but the opposite to remove the finances to stall improvements. Do anyone seriously think the Tribunal is going to rule against Council all on same side, and sometimes are ex- Council employee themselves although there are 3 behind the desk a judge and 2 disciples one I think a stand in legal person & other a lay person.

From: Michael Foley 05 March 2022 16:56 PM

JFT, so my bull sugar why don’t you go at have a lay down, try sleeping it off. Deposits used to be to protect the property, now nothing protecting the property. The Deposit is now all about protecting the Deposit it self and make money for outside organisations, hence its just another Landlords liability.

From: Michael Foley 05 March 2022 12:54 PM

Robert. Congratulations I like to see everyone doing well never jealous or envious. I haven’t the benefit or burden of further education so I grapple with returns and yields. £3m equity x 10% = £300k pa. Profit less running costs, Licensing, Accountancy + vat, Insurance + 12%, General Maintenance, other Regulatory requirements, How 2 Rent / Right 2 Rent costs, Certificate’s annual & 5 yearly, Deposit burden costs, c/tax in HMO’s, Agency fee if used + vat, Advertising, Tenancy Agreement’s, any Service Charges, Ground rents etc, (excluding Epc’s nightmares). Do I take off those before I arrive at a profit before tax, returns, yields or what ?. In any case £ for £ you are 3 times better off then me in L’don with your investment well done. Please someone enlighten me.

From: Michael Foley 05 March 2022 05:19 AM

Steve, careful what you wish for your application only covers one inspection visit and if it doesn’t pass first time which is likely when they come up with all the things you didn’t know about. As in Harrow second and subsequent visits they charge you £85.00 per hour. I have it in writing but the letter is 2 years old it could have increased in the interim, of Course you don’t know what an hour is ?.

From: Michael Foley 04 March 2022 15:16 PM

Big rise in Capital Gains Tax take, so it follows also Big Rise in Stamp Duty Land Tax take, when is Government ever affected.

From: Michael Foley 03 March 2022 11:17 AM

Tara , you are right the Current Council’s are Rubbish and not capable of running a Borough don’t earn their money and worse than useless. They didn’t sweep the leaves at all in some Boroughs in London 21 / 22. Roads flooding no one bothering, gulleys blocked, main drains silting up creating big cost in the future. Worst part is Asphalt crumbling because of surface and sub structures saturation. I see Roads (Harrow Road & Bridge Water Road) that’s only been re surfaced 2 years ago breaking up and dangerous potholes already appeared. How many billions is this nonsense costing all for not sweeping the leaves. I see ponding all over the place even at official pelican crossing out Sudbury Hill tube Station for weeks you’d need wellington to cross there, plus people getting splashed and to top it all they have spent hundreds of Thousands up grading the pavements and putting lifts in the Station because of the additional thousands of Flats being built in close proximity. So they have an Official crossing where they can’t cross.

From: Michael Foley 02 March 2022 23:06 PM

John. That’s an easy question to answer. The lender always gets possession a few months and your gone, understandable because it’s their money but not all, because the LL usually have a big chunk of his equity in there that’s not protected. The Lender will sell at any value as long as it covered the outstanding debt. The owner is the only person in the whole process not to be allowed any form of protected, after all what does it matter about him he’s only the owner, am I getting cynical in my old age.

From: Michael Foley 02 March 2022 12:59 PM

Andrea. I couldn’t agree more most of my Tenants in the main are wonderful people easy to get on with but many in poorly paid jobs. Suppose they were to find similar accommodation locally in the market well not a hope all my rents are below market price in their area. I think you are lucky to be in an area of not many HMO’s and perhaps possibly not in an area of high density of prime location like London and near underground Tube Stations where the Big Developers want you out with Government support to Build Sky high Blocks of Flats to make a killing and take control whether for letting at very high rents, part buy part rent rip off schemes or sell at £6k / £7k a m2 to the young with tax payers help, either way they want us gone.

From: Michael Foley 02 March 2022 12:07 PM

I never wanted HMO’s that were invented by outside’s and forced upon me doing enormous damage me and cost to my letting Business, now costing me another £10’000.00 plus for Council Application fees alone, not counting all the requirements costs and Compliance Certificate’s necessary to make the Applications. I know and appreciate all my time / labour is considered nothing and a free service for ever, but if I use anyone in a suit it £300. per hour + vat, not withstanding the fact they were all licensed at least twice before some three times, one will be a fourth time. Are the Council’s really shouting about unaffordable Rents that they are in a big way responsible for ? It also seems to me the Application fee has gone up from £578 on 2006 to £1550. for a 3 bed Terraced house (one receipt I could lay my hands on) surely not such hypocrisy.

From: Michael Foley 02 March 2022 10:45 AM

We bought or buying the Property to rent out on a temporary basis and have control over our investment and as Shane said off our own backs privately funded. Why should we loose control and hand our Property over to someone who never had to make those financial commitments and human sacrifices, no doubt we have foregone many of life’s pleasures we weren’t swanning off on holidays like some of those people often on Benefits or working a 40 hour week but more often 100 hour wk, when we weren’t working physically we were dealing with all the paper work crap.

From: Michael Foley 02 March 2022 09:25 AM

Its all one sided is it not enough to be saddled with outrageous costly unjustified HMO licensing Schemes and Section 24 without adding another unjustified burden to give a further advantage to Big Developers that are already getting huge chunks of tax payers money and collusion to get young to buy. Council tax the most unfair tax. Poll tax had merits where everyone paid something but now millions pay nothing, not all to do with letting properties either and it went up last year in ours by 5.9%.

From: Michael Foley 02 March 2022 07:29 AM

Elizabeth, there is two sides to this storey or three. We are sending weapons to Ukraine from loads of Countries, in many cases Ukraine to fight Ukraine to kill each other and flatten the place how is that going to help, as well as Russia doing a big Demolition job it’s crazy so much suffering, sad, tragic & ridiculous. Thousands killed, hundreds of thousands injured, millions displaced or gone to neighbouring Countries. The World virtually united in closing down the banking system of another Country allegedly to stop the war. America has a National debt of $25 Trillion, it’s not a secret but on display on the big screen in Times Square it doesn’t seem to affect their ability to support a war or function domestically. Our home economy is going to get hit hard for all, diesel at Esso garage £1.59 per litre.

From: Michael Foley 01 March 2022 17:30 PM

They are determined to collapse the economy with those Treasonable Policy’s but there is no need to try so hard it will happen.

From: Michael Foley 01 March 2022 12:34 PM

Red tape leading LL’s quitting fact. What’s the point being made here. This shows their disgraceful anti landlords Policy is having the desired affect. Didn’t understand this other nonsense about what a LL must inform Tenants, what have we being doing for years it called Tenancy Agreement that sets out Landlord & Tenants responsibilities.

From: Michael Foley 01 March 2022 08:22 AM

We never had anti-social behaviour or over crowding before HMO licensing and when we had a proper Section 21 plus the right of access. The Police & Council’s don’t do anything about antisocial behaviour when they get complaints but blame the LL who they have made powerless and penalise him / her. The answer is Simply scrap HMO rip off schemes and reintroduce Section 21 to how it was meant to be. This is more crap they don’t know what to come up with next, will we get a 999 number. They have lost all credibility.

From: Michael Foley 28 February 2022 07:27 AM

Decent under and carpets are a good choice for Flats it deadens the sound and reduces the transmission of noise between Flats whilst also being a good insulator, the modern laminate floors that some prefer are very noisy and prohibited by many Management CO’s Memorandum of Articles in their leases.

From: Michael Foley 27 February 2022 18:03 PM

They are over priced stitching up young buyers and pretending to be helping them. Help 2 Buy is help for Big Developers and help for buyers to get into trouble. The no Stamp Duty & the help 2 Buy is more than gobbled up by the extra price loaded on the Flat, so there is no saving for the buyer, just as the saying goes beggars can’t be choosers, the Schemes are there to rope them in and drive us out of the way.

From: Michael Foley 27 February 2022 09:44 AM

I don’t know what difference we can make to Climate change or EPC. The Big Developers with approval of Local Authorities have been doing all this cladding Insulation for years costing billions, now a big fight with each other about who is going to pay billions more again to take it down and put it back up, what chance have we got they couldn’t get it right themselves. I now see they have stopped using bricks again & gone back to rubbish cladding on high rise.

From: Michael Foley 27 February 2022 07:24 AM

I find good quality anti-mould paint is always worth it. It costs about £65. for 5 litres / £12 per litre, even from the point of view of do the job because there’s a bit of body in it and covers well, it’s durable and you can be wash it down. However, I have had Tenants that took it on themselves and decided to change the colour, so they visit local DIY Store and buy 10 litres for £15 / £20 less than £2 per litre and put it over the good pain then you can end up with mould that you didn’t have before, try washing it down and it comes off on the cloth, you can’t allow for what other do.

From: Michael Foley 26 February 2022 14:27 PM

I have paid £1.55 per litre in Esso garage this morning for Diesel.

From: Michael Foley 26 February 2022 12:04 PM

I never understood why Council’s don’t always or sometimes take similar Domestic Waste just because it originated from a Tenant as apposed to other Domestic users, when the same full Council tax is being paid, even when I take it on their behalf I am charged, no wonder there is so much fly tipping.

From: Michael Foley 26 February 2022 07:34 AM

Incidentally that’s £1’000. HMO Application fee increase since first introduced in 2006.

From: Michael Foley 25 February 2022 14:56 PM

Another hike in Licensing Application fees for Ealing, previously said £1100. + £30. Per room on top would be changed to £50. per habitable room. However, now saying it will be £1300. Application + £50. per room on top for Mandatory HMO License. This means that a normal 3 bed house will be minimum £1550.00 Application fee as every room is counted as habitable including sitting / reception room (possible the kitchen if over 5.5m2). This is disgraceful behaviour by local Authority. They say it will improve the Standard of Housing, how could that possibly be so just increase fees and it will improve Standards, if a Child told you that you would give them a slap.

From: Michael Foley 25 February 2022 14:39 PM

Andrew. I have 2 Flats, one 2 bed and one 3 bed compliant and licensed, others sold locally 2 bed £520k & 3 bed £600k but not as good as mine because they messed up the design and have to go through their bedroom to access the garden. One is let for £1200. & other for £1350. pm. So we are miles apart as regards to returns in London, pound for pound you are 2 to 3 times better off than me.

From: Michael Foley 25 February 2022 09:48 AM

I agree Big Rent premiums on new build totally unaffordable which is why they want us out of the way, those greedy B 2 R with all Government support & tax advantages can’t compete with us which is why there is a sustained attack on traditional LL that the Tenants prefer. Government getting no SDLT from them as I understand it as they are not being sold, just how many billions are we paying and they hate us.

From: Michael Foley 25 February 2022 08:56 AM

London smallest buy 2 let, someone is having a laugh here, newly renovated converted so called Flat, was planning permission obtained and how could it possibly be granted. When the minimum size for a one person Flat is 37m2 (398 sq ft) and they are talking about just 75 sq ft, with 10% return it couldn’t even be let out, come off it and grow up.

From: Michael Foley 25 February 2022 08:25 AM

Another sham Consultation between themselves by people who never done it. There will be a fee of Course another money grab by people that never done anything just to see what they can get for nothing. Its not the Landlords’s that’s making noise or anti-Social Behaviour. Any laws for the Tenants committing the offence or is this the new legal reset where its not the person committing the Crime that’s Sanctioned.

From: Michael Foley 25 February 2022 06:46 AM

Andrew if its a traditional Bungalow and being affected by additional HMO Licensing Scheme plus upgrading EPC and all the Certs required that can easily cost £5’000.00 it will take a quite a time to get it back plus loss of rent when you are doing it. The cost of material and some one to do it has shot up, you can work hard do it yourself it will be classed as un-earned Income like me up on the roof making good after Storm Eunice and Franklin trying to blow me down.

From: Michael Foley 24 February 2022 22:23 PM

Well no hope of getting a license for this one with minimum room sizes and facilities requirements.

From: Michael Foley 24 February 2022 11:36 AM

Of Course they are and so are Government’s Policies in England Economically illiterate as are Local Authorities, the Revenue, Shelter, Generation rent etc. They keep crippling private rented sector housing with rules, Regulation's and loading on costs, then have they cheek to complain about high rent that they are responsible for.

From: Michael Foley 24 February 2022 06:32 AM

Mr David, great idea are they black bags.

From: Michael Foley 23 February 2022 17:49 PM

Andrew yes I can hit any of them now in half hour as well, if there’s a problem I am there straight away no messing about. My car E class estate excellent car, always serviced also 7/8 years old 102k on the clock but it was 2 years old when I bought it, never bought a new car although I did buy new vans for work. I did use commercial loans but always with-in my means and not interest only like what many buying multiple properties did.

From: Michael Foley 22 February 2022 18:35 PM

The broken eggs are not much good for reinvesting.

From: Michael Foley 22 February 2022 17:06 PM

Mark, I never made the easy money it was all hard earned initially from contract work and some of the profit used to supplement providing good quality housing. The guys that made the easy money are the ones that has now caused all the problems for everyone. I believe it was the Woolwich (now defunct or gobbled up by the Halifax) that started offering buy 2 let Mortgage’s the root cause of the problems we are now all saddled with. Buy one property and as soon as there was 5% equity in it use that to purchase another and another and so on, so ending up with hundreds of properties and nothing paid for, that didn’t matter as the price of property went up sometime £50k in 6 months then they could afford to sell the odd one at a big profit to reduce their exposure. I seen them buy property at Auctions in any area any condition often hundreds of miles away. That didn’t matter they had no intention of spending money on them just Let them out and easily under cut the Market a little bit. Those are now millionaires the so called professionals of today dictating what we should all be doing they are so smug never having done anything to earn a crust, I defy you to tell me that I am wrong.

From: Michael Foley 22 February 2022 16:54 PM

Christopher, spare a thought you are lucky to have spread sheets. I have only shoe boxes can you begin to imagine the administration burden that has been placed unjustifiably on me. So it’s nothing to do with quality affordable housing anymore, what should be supplementary to a business is now being use to destroy it. I have been a Landlord longer than anyone I know and fought for Section 21, without which none of you would be a LL’s and no Computers at that time either, now making it so it can function without it. Put that in pipe and smoke it.

From: Michael Foley 22 February 2022 07:01 AM

David, agree landlord never going to get justice from a rent Officer or Tribunal that’s well established. When ever I see your name it reminds me of another wonderful man David Saunders former Chairman of NLA sadly no longer with us.

From: Michael Foley 21 February 2022 20:48 PM

Why don’t HMRC make it monthly then the Tenants can pay the rent directly into the Revenue’s Account and be done with it, let the Revenue pay for the Mortgage’s, maintenance. Licensing, fix the washing machine, Deal with Deposits, get the gas done, get DICR, EPC’s, all the other requirements see how the go on, no problem they call all this unearned income, work that one out. Its all becomes farce.

From: Michael Foley 21 February 2022 18:33 PM

Its more & more Digital University hands off LL only ever capable of IT so called work, to exclude traditional proper LL’s hands on proper LL’s. Her Majesty got it right she prefers people that do it, not the people that talk about it.

From: Michael Foley 21 February 2022 18:19 PM

I don’t extra or any at all when you are a LL its all considered unearned income. It is in fact hard earned but they mark it down as zero very good of them we are not classed as a business just Rogue’s. That’s extremely dangerous work cutting up fallen trees I have known a couple of guys who lost their lives. Cable still alive and another case it wasn’t an electric cable at all but only a telephone cable, not knowing a live electric cable was touching up the line.

From: Michael Foley 19 February 2022 17:25 PM

It was brutal this time so much damage everywhere also a lot of fences down but we kind of expect that.

From: Michael Foley 19 February 2022 16:35 PM

John’s good side out and carry on. I am working since 15 and now 75, upon 2 different tile roofs today attending to no less than 8 No, gaping hole in roofs thanks to Storm Eunice, luckily enough I had a few hundred matching tile in stock from a demolition job also a full line of hip ridges gone as well and damaged Flat below. (that will have to wait for another time maybe try dry ridge system) Mad rush and just beat the rain in time. The main thing is no one injured. I would Like to see those Regulators or Digital Academics try this ladder work in emergency, they would eat it first. Better stay in their ivory towers making rules with their buttons or rubbing their finger on a piece of glass and ripping everyone off.

From: Michael Foley 19 February 2022 13:50 PM

John, agree Wales is worse with less rent and even more draconian regulation’s as well as 6 months possession notice required at least we are back to 2 months notice since last October.

From: Michael Foley 18 February 2022 17:56 PM

Severe Weather warning they are a bit slow off the mark they haven’t blamed Landlords for it yet.

From: Michael Foley 18 February 2022 08:16 AM

The Landlord should have his own term & conditions and the Tenants to sign a Disclaimer that they are accepting the Property the way it is or don’t move in. All this Mayor’s nonsense occupy the property and use at the facilities for a year then turn around and look for 2 years money back disgraceful behaviour.

From: Michael Foley 17 February 2022 17:07 PM

What Planet is Khan on or how big a lie can he tell. Who is paying £1425.00 per month no one. This covers at least 3 sharers in a Flat or in my case 4 sharing a 3 bed licensed Flat in Acton @ £1’350. pm. How do you go about making £34k pa out of that, so this is more like £4k each annual Rent each not £34k for someone to mislead the Public so much is not fit for Office. Why would Council staff need training its a bit too late for that, considering they have been allowed to dish out landlord Penalties up to £30’000.00 without any training or Court, have they got the cart before to Horse.

From: Michael Foley 17 February 2022 15:15 PM

Their answer to Housing is to destroy those who supply it, how does that work.

From: Michael Foley 17 February 2022 09:29 AM

What ever we think about Trump, he had a dim view of the Mayor he had him taper alright.

From: Michael Foley 17 February 2022 09:24 AM

They never refer to Private Landlords without derogatory remarks. They cannot bring themselves to mention Landlords without calling them Rogues. We have Rogue Mayors ripping people off, putting costs and levy’s on everyone and out of control, apparently accountable to no one.

From: Michael Foley 17 February 2022 09:02 AM

So we might have to turn away some Polish people but encourage to accept Ukrainian, not that I have anything against either.

From: Michael Foley 16 February 2022 18:28 PM

I suppose I have self inflicted rent controls, all my rents except one are below market Rents. I have a house in Ealing where the Rent hasn’t increased in 20 years fact. In this time I have had to absorb several Regulatory costs and fees, HMO License twice and all the stuff associated with it, the hike in taxes, removal of 10% wear & tear, the removal of Deposits I don’t have now as the liability is worse than no Deposit, 20 years ago I had 6 weeks Deposit. I have the Tenancy Agreements to prove it.

From: Michael Foley 16 February 2022 11:41 AM

I think Government should step in and sack the Mayor of London & Bristol run it from Central Government to prevent further damage to the economy and Law & Order, lady Thatcher soon put a stop to County Hall, although I wasn’t her biggest fan, she got that right and was right about the poll tax too look how unfair it is now with some carrying all the burden while other pays nothing.

From: Michael Foley 16 February 2022 08:51 AM

Government has stepped up pressure on LL’s to House more refugees who have already provided homes for 4’000 Afghan refugees at Government house allowance mostly by sound of it. HMO’s licensed property that Government forced LL’s to have, convert or adopt not acceptable to their culture, must be self-contained with no sharing of facilities, it seems fine for the indigenous population. Victoria should step up pressure on the high rise Developers and stick then up there no shortage of them some 52 storey in Acton nearing completion, just a mile along the same road as Grenfell 22 Storey Block that was too high for Fire brigade to deal with. Although housing Allowance won’t come near their prices so force private Sector LL to have them instead with a cap. Why don’t Government Cap the price of high rise Flats in the Sky (£400 k/ £600k) un-affordable homes instead of subsidising their purchase.

From: Michael Foley 16 February 2022 08:10 AM

Sally, just leave it between LL & Tenant to agree or disagree we are supposed to live in a Democracy and a free Country not constant interference, everything been forced upon us by Statute and not allowed to run our own business, Night all.

From: Michael Foley 16 February 2022 00:11 AM

Sally, its not as if I never had Tenants with an animal dog or cat (many other species as well) so it not as if it’s a new subject. I had a new detached house that I Built in Croydon recked by the Tenants and their dogs, the place was a disgrace carpet’s destroyed, 3 piece suite ruined & full of hairs and fleas, furniture damaged, doors chewed, you couldn’t walk in the garden with poo every where, Wheels Bin stunk, not isolated cases either I have had plenty of other exploits as well including neighbours complaining about barking when left unattended etc, I don’t need to experience it again to know and a lot more besides, at the same time I draw a clear distinction between humans & animals they cannot be classed as if the same. I am sorry you feel aggrieved but not only Tenants have emotional feeling LL do as well, although the Regulators don’t seem to think so.

From: Michael Foley 15 February 2022 22:44 PM

So they want pets buy their own property I don’t want them in my rented property. I don’t dislike animals but there is a big difference between people looking after animals in rented property as apposed to their own. The same goes for most things that belongs to someone else, you’ll all know I am right if belongs to others or even friends borrowed something from you, as often as not when you get it back it will be broke or something missing. Same goes for letting Its only the LL’s property let him worry about it.

From: Michael Foley 15 February 2022 21:14 PM

Tricia, so £92m divided by 198 units = £464k costs each, that’s very high cost I would like to be tho Developers, you can buy a house in Dagenham for that or 2 Flats.

From: Michael Foley 14 February 2022 17:20 PM

Well if a couple are a working family it might not be affordable for them , having to pay for everything, get No Children's allowance, pay for nursery fees, School Uniforms, full Council Tax and a range of other services with no discount. On the other hand they might be on benefits with a Housing Association where the Association is exempt from many rules & costs. They might be with the Council’s where no HMO license is required or income tax to pay as I understand it, that worth 20% so they are not cheaper at all. Plus those Tenants will have a range of discounts, subsidies, school meals even when not at school. So again is it the type of Tenants is deciding factor as to whether a property it’s affordable or not.

From: Michael Foley 14 February 2022 17:06 PM

Will the 35% affordable stated be available as affordable when completed or sold back to the Developer. This has happened in other Borough’s but admittedly were not R2R. Council lavishing praise on this rent 2 rent Developer with £93m pension fund of course they were stuck and no where to put thy money only muscle in on private Landlords that has been providing this accommodation for decades. They talk a great deal about Discrimination I don’t see the Council’s giving us any praise for all we have done in the past. I think they are missing a trick here to there will be no Stamp Duty Land Tax here as no sale. How much revenue is this lost, as sold property to let attracts to higher rate of SD, for example on a Flat or House sold for letting on a £500k property purchase commands SDLT tax of £30k so work out this loss on £93 million.

From: Michael Foley 14 February 2022 10:41 AM

Of Course the LL should have had Safety Certificates. It was a complaint from a Tenant to HSE but then remained uncontactable I wonder why ?. I can’t understand why the LL would be uncontactable 15 Flats occupants must have his details and he had previously attended Court. The HSE were able to access multiple flats because I suspect the doors were open wide, a far cry from when the LL wants access.

From: Michael Foley 14 February 2022 09:06 AM

Anti-Discrimination Guide forgot to mention don’t discriminate against Landlords, treat them differently or less favourably because of the different type of person they might Rent to. Require Landlords to have a License for people who are not in a family situation but do not required a License for people who are a family or more often a vaguely connected family. It has to be wrong to be required to have a License for a Property according to the type of persons you Rent to, so its the type of persons that you Rent to that requires you to comply with conditions that don’t apply to other Landlords or a determining factor as to whether you are Law abiding or a Criminal, if this is not Discrimination what is.

From: Michael Foley 14 February 2022 08:06 AM

Its Dickens Yard you can possibly get one bed Flat for £500’000.00 or a 2 bed one currently for sale 75m2 asking price £920’000.00 no wonder they didn’t want any affordable.

From: Michael Foley 13 February 2022 20:23 PM

Trevor, you can’t believe the figures or the Council’s either they talk about affordable homes but they sell off new build affordable homes to the Developers that build them. Like Alexandra Avenue, ex Public House in Harrow. Got permission to over Develop site for 61 flats with a promise to include 12 affordable Flats. I understand they got permission for more but just as example. When they were finished they gave Council a cash amount to change status of affordable to sell / rent as shared ownership, what a joke which means no affordable housing. Flats sold prices £390k average. Ealing Broadway part of new Development same nonsense sometime back 59 affordable Flats included in the Planning Scheme but when they were finished they were sold back to the Developer so again no affordable housing and reported in the papers at that time a loss to the Borough and tax payers of £20 millions approx. I won’t bothered to mention the huge price of those Flats check sold prices for yourself. It will take a lot of LL fixed penalties to recover that. I am not suggesting those are isolated cases.

From: Michael Foley 13 February 2022 19:40 PM

London is the ultimate Investment City is the guy who wrote this Article feeling ok. London is the worst place to invest he recognises property is double the price and therefore it follows double the Stamp Duty and should have double the returns but it’s other way around my returns in London are around 3% while in other parts ok UK returns 6% / 8% is more common and I recon property in other parts are often one third of London. We are hammered with more and higher cost Regulation’s that don’t apply to other parts of UK plus higher fees & Council Tax, so pound for pound we are far worse off than other Towns or City’s, so Mr Gove get your facts right and level up London. Max is right I’ll give him this one as regards Bolton it is a relatively small Town in Lancashire or call it Greater Manchester but to me it seemed as near to Liverpool when I worked there Watson’s Steel Fabrications was the backbone of the place and great people to do business with god rest you Phillip Green one of the best, I understand its been sold off or taken over since either way probably a loss to the area.

From: Michael Foley 12 February 2022 14:36 PM

It’s all bureaucracy as said all those guys in suits make rules for us, we are hands on Landlords we live and breath it with a passion. Those guys never done it never will do it and couldn’t, yet they are there making the rules and calling all the shots. I see first class trades or professional people doing their job for 40 years but now have do regular repeat Courses to learn how to do it or learn what someone has dreamt up that can’t do it themselves. Its a bit like Landlord Accreditation Schemes now making it almost compulsory even though we were doing it before some were born, they’ll know best like the Mayor getting rid of Chief of Police, he should have say in the matter or allowed to interfere with the law and should resign.

From: Michael Foley 12 February 2022 10:15 AM

Jo, the codes are another nuisance and a layer of unpaid stuff to deal with. When you have sharers you get all their identifications passports etc ready to sign Contract then someone code don’t go through its a complete stop for everyone. The codes are genuine to start with but only have a life span of a month as I understand it, and they have to re-apply for a other code, please correct me, they are just making everything impossible.

From: Michael Foley 11 February 2022 22:59 PM

jacuk, very sad to see you being forced out which is what it is. As you have unloaded some try and hang on in there if your borrowing is not too. Shares have been good but now risky too in those difficult times for everyone, like Mark Zuckerberg Company taking a $200’b hit in 5 hrs and costing him a reported $29 billion. Just bear in mind you are taking a hit on the way out and no guarantee with shares either at this time of high Inflation 7%, BoE interest rate gone from .01 to .5% of a sudden, now you got rid of some take a step back and have a think.

From: Michael Foley 11 February 2022 17:34 PM

Simon, I confess my experience is different when ever I advertise a property a dozen Agents will be contacting me immediately. When I am not advertising they will contact me periodically to see if I have anything available. Other than this I have letters virtually every week looking for my HMO’s offering guaranteed rent & 5 years Contracts that I never take up. I believe it’s sub-letting and Rent 2 Rent guys money for old rope, they make more than you and own nothing you’ll be the fall guy if it goes wrong or might even invalidate your Insurance. They get our Names & Address from the Council’s HMO Register, (do they buy) so much for data protection Act & privacy policies.

From: Michael Foley 11 February 2022 12:36 PM

The Regulators keep telling us what we must accept, where’s our say. I noticed they have one already that they are not supposed to have, 20 little bags of poo outside back door rubbish piled on top where the bin men don’t collect, they collect the bins from the front. The bins also poo stuck inside the bottom of the bin, that’s alright then fine the LL for been so stupid to provide the accommodation, keep LL’s out at all costs we’ll do whatever we want.

From: Michael Foley 11 February 2022 12:16 PM

Reading this it makes me wonder what side NRLA are on more attack and clamp down on LL’s. I think we were better off with NLA before we were hi-jacked when we had good fair minded people to stand up for us, come back Mr Richard Lambert former Chief Executive Officer of NLA we have been sold down the river .

From: Michael Foley 11 February 2022 09:18 AM

James, my friend don’t agree and as for increasing rents are you still in denial of the desperate economic situation we are in, I am acutely aware and some of my rents haven’t gone up in years. Corona was also a big hit have you not noticed thousands of businesses gone to the wall, now inflation running at 7%. Separately I seen LL’s in many cases when the squeeze came with the virus only benefits Tenants could pay the rent ?.

From: Michael Foley 11 February 2022 07:46 AM

Sir Thomas Moore fund raising for NHS £33m amazing and fantastic, now question been raised about the huge amounts of fee that were charged, there you go.

From: Michael Foley 10 February 2022 17:08 PM

Yes we drank pints when they were cheap but the quality was much better out of timber barrels, not out of aluminium kegs and loads of chemicals added, its now akin to poison at £4.50 a pint.

From: Michael Foley 10 February 2022 15:53 PM

James, my friend yes you are missing owners rights, what does owner mean, you take the plunge and a huge financial burden, to be dictated to and pass all rights to strangers basically with no input whatsoever and the right to remain in perpetuity, That’s the bit you at missing.

From: Michael Foley 10 February 2022 15:00 PM

I was told before if I left 4% to a Registered it would save 10% on tax, what kind of corruption is that can anyone verify or is this business all secrets and jump through hoops. I would rather flush it down the pan after what they done to us.

From: Michael Foley 10 February 2022 14:05 PM

Estate’s over £2m all allowance washed out for Grave Yard purposes very relevant in London.

From: Michael Foley 10 February 2022 12:15 PM

I don’t see it that way what was all the work, sacrifices and efforts for ?, if we are not worried what happens to it why would we have done it in the first place other than to help our families which is every parents goal / Bank of Mom & Dad. I worked 59 years 7 days a week & still working now harassed by local Authorities what for, paid endless taxes but not for me, if not for family what’s it for, it’s more than my primary needs why do anything.

From: Michael Foley 10 February 2022 12:11 PM

Tricia, I don’t think so pay 28% c/gains now you’ll still pay 40% IHT on the balance, you could give it away now pay the c/gains under the 7 years rule (which is only 4 years they don’t count the first 3 years) so if you die after 3 years you’ll have wasted your money it will come back into your Estate for IHT purposes, (just a layman point of view).

From: Michael Foley 10 February 2022 09:44 AM

Sorry but as I understand it is 28% for 40% tax payers. Personal shares allowance kind of thing is going to be cut according to reports is £2k for dividends, anyway regarding property its not going to help you much.

From: Michael Foley 10 February 2022 09:22 AM

Ok you are not nailed to the cross but in a snare. Capital gains has to be paid as you rightly say but that ends your investment and finished you as a landlord, you are being forced out of Private Rented Sector its as simple as that. I was unfortunate enough to own a house a bit too far away (10 miles) that became difficult to manage with troublesome Tenants so I sold with the intention of buying one closer to home, guess what it doesn’t work when the Capital gains tax, Agents fees and other costs are taken out, there’s not enough left to buy anything. So some think as well they can sell their non compliant EPC property and buy one that is, take note not a hope.

From: Michael Foley 10 February 2022 09:08 AM

I too believe there won’t be a mass exodus because we are nailed to the cross. How do you get off this merry go around if you sell c/gains there to prevent you and if Government sees too many leaving they will raise the barrier namely c/gains from the current special high 28% for LL’s only to 40%. to keep us there to be able to torture us in the future. Of Course it has stopped us investing already which means it will end up stagnation and back to 1960’s sitting Tenants and your property prices half due to loss of control / ownership. Why would I purchase a property for someone else to have as long as they want or walk away while I have no say and responsible for everything, no confidence left you’ll know the consequences of this one.

From: Michael Foley 10 February 2022 08:32 AM

A waste of time for sure like British Gas who once gave me a Boiler quote £900. over the top, yes Grants a non starter wasting everyone time and money.

From: Michael Foley 09 February 2022 19:33 PM

Busy today didn’t have time to change my mind. Green Home Grant in London a bit of a non starter the way I read it. Suppose to be £26m between 13 L’don Boroughs going to improve 2500 homes with 66% of a Grant / £5k per property plus LL’s £2.5k making £7.5k total. So even those figures don’t seem to add up / £5k x 2500 = £12’500’000 well £12.5m is not & 26m. Anyway its not available to working Tenants according to the rules set. The Property household to be eligible has to have an income under £30k pa. Therefore even 2 working Shares on the London minimum wage will be well above this threshold, so its only for Benefit claimants. The Council says they are so excited about this Scheme my goodness it easy to excite them. Perhaps someone can enlighten me I can’t get excited at all.

From: Michael Foley 09 February 2022 18:41 PM

I used to get a pint of Tetley Walker for 2s-2d in The Railway Pub Boston, Lincs, or the Great Nothern more expensive but I could have a gallon every night for a pound. I’d probably have to pay c/gains on it now.

From: Michael Foley 08 February 2022 18:14 PM

Christopher Pincher has been moved, what pincher are we going to get next. Remove Renters Reform Bill or Collapse the Economy simple choice.

From: Michael Foley 08 February 2022 17:35 PM

Its not just huge EPC costs. The 6 major Banks are passing on the full .25% interest rate rise. The LL’s are the only one not allowed to pass on their costs.

From: Michael Foley 08 February 2022 12:22 PM

This is exactly what’s behind it all they want us out for big Build 2 Rent owners & Developers to take over with their High Rise flats in the Sky. The traditional buildings are much better quality than their rubbish. I see they are gone back to Cladding again on New Build, they changed to Bricks briefly after Grenfell that didn’t last long did it, back to rubbish Buildings just lumps of polyurethane foam.

From: Michael Foley 08 February 2022 11:50 AM

I am not going to try to defend the LL’s because I know nothing about the cases. Any LL must know to keep well clear of Alfred Place.

From: Michael Foley 08 February 2022 09:15 AM

Have they increased at all, is the real value of the pound gone down that much or the price of the brick gone up.

From: Michael Foley 08 February 2022 08:48 AM

Did it not say how many years of appreciation they are referring to or do they not consider that relevant.

From: Michael Foley 07 February 2022 14:15 PM

Naomi, I expect it will be like the HM0 exemption’s, the people that’s now running the Civic Centre’s exempted their own Kip & kin no other explanation, don’t expect anyone who gets mees exemption to make a comment they’ll be staying quiet.

From: Michael Foley 07 February 2022 12:47 PM

Croydon spent £67m on mismanagement straddling tax payers with this massive Bill, a Company supposed to be owned by Council called Brick by Brick and money down the drain, a few heads rolled and Government bail out of £120m, that’s alright then.

From: Michael Foley 07 February 2022 09:53 AM

It’s not as I haven’t been improving the Properties its non stop for decades and before EPC’s were heard off. Add to that the HMO’s licensing costs again & again 2006 / 2011 / 2016 & 2021, Martin didn’t mention how much he has spent on those or how many Licenses he was required to get completely different work and requirements costs to EPC’s and I have at least 6 EPC’s that are ‘C’ or better. The computers & internet has caused most problems creating millions of people playing with there buttons instead of doing a days work causing problems, when S 21 was introduced there was no internet, and we wrote to Marsham St, or they had an actual working phone number to make contact with them.

From: Michael Foley 07 February 2022 09:11 AM

Martin, re-posts same nonsense comment whether because of laziness or for annoyance. The definition of a professional is someone that looks down their noses at us and does nothing, let someone else do it and rip us off.

From: Michael Foley 07 February 2022 08:36 AM

Nothing new about this from what I remember Mr John Prescott had a Contractor doing this years ago. Then the Contractor go smart and realised what he was loosing by not doing it on open market and that was end of that. This time might be different my friend was a foreman with them 50 years ago with all their own direct labour, now I understand different kettle of fish with everything sublet out more Contract management dare I say.

From: Michael Foley 07 February 2022 05:26 AM

LL’s face massive Bills to meet EPC efficiency, what’s new we are loaded with massive Bills for everything anyway. 27% don’t know their EPC, pull the other one it’s got bells on. It’s a legal Requirement to give a copy to Tenants with the Contact, hmm would they not have noticed what it was when making or giving them a copy and it’s a public Registrar. There is now going to be a massive increase in energy efficiency EPC or not with the doubling of energy Bills, get hold of that Stat’ it will save more than any Insulation.

From: Michael Foley 07 February 2022 05:07 AM

David I agree the removal of Section 21, is massive and a vote of no confidence for me in purchasing a property under those restrictions. The removal of S.21 is not just loss of control but a big red line and Tantamount to confiscation and Loss of ownership.

From: Michael Foley 06 February 2022 19:34 PM

When they go outside the air will be the same, can they hire the oxygen bottle.

From: Michael Foley 06 February 2022 09:10 AM

Exactly what do they think we are, we are not Social Security. We can’t house people as the Council do who are funded with tax payers money, no income tax, HMO’s licensing or penalties for them. Their own wages too holiday pay. Pensions Schemes etc.

From: Michael Foley 05 February 2022 15:04 PM

That’s easy then we will set the Ivy.

From: Michael Foley 05 February 2022 11:26 AM

We need savers and very young savers as well to get them into the idea of saving which is crucial later in life. Then the economy can work others can borrow this for business and put to good use. We now have a generation after grown up on credit no nothing else or savvy about the little money they have. I always saved half my wages in the 60’s it might only be £1’000 per year but it went in to post office saving Acc’ every Saturday evening. Savers now made a mockery of, say in recent years you had savings at Bank sitting there all year with no return and Property went up 10% your savings lost 10%. (Middlesbrough scored).

From: Michael Foley 04 February 2022 21:30 PM

I don’t want to say I told you so but I have been banging away about this for a long time. The Interest rate should never have come that low ever. Driving property prices mad the place was wash with cheap money not sustainable. BoE given freedom to change interest to control inflation ?, never going to work long term only to Abolish Savers and add them to the problem…. How many opportunities did they miss, they were bringing interest rates down when it should have been going up. Ok now expect all the people you roped in to over priced property by collusion, SDLT manipulation and ponzu Schemes some for 35 years to be able to pay and cope by magic, what’s all this education you keep on about their mentor’s not very good.

From: Michael Foley 04 February 2022 19:49 PM

Removal of Section 21 hit a sore nerve, what does Mr M Gove know about housing but nothing they are switching their jobs around from one Department to another interfering with businesses they know nothing about, all they can do is talk talk. We had over 10’000. hits on here regarding Section 21 what other subject generates that kind of interest.

From: Michael Foley 04 February 2022 16:14 PM

Bill, yes we do and 40% tax payers at that’s a substantial amount twice a year.

From: Michael Foley 04 February 2022 15:43 PM

Croydon Council is a good example how not to run a business. The 32 Borough’s wouldn’t last a week if they had to run it like a private business. The Council’s are there to serve the Public but now it turns out we are their servants.

From: Michael Foley 04 February 2022 11:03 AM

They already invented a higher rate capital gains tax especially for us, plus scrapped indexation relief and tapered relief, so it is tax on inflation.

From: Michael Foley 04 February 2022 10:29 AM

I believe they would but there’s the issue of trust, nothing to stop them down the line finding fault and getting a rent repayment order to claim their money back, also any tax you paid the mean time they keep that as well, when I posed the question in front of thousands at Brent Civic Centre that was the reply by Rudolph head of the Sector there.

From: Michael Foley 04 February 2022 09:36 AM

Imagine that private rented sector worth £1.7 trillion built on a small foundation that we created when you were making a horse out of the dog, namely Section 21, so now you are removing the foundation before which there was no residential letting, careful now it might end up like Zuckerberg Shares you might be increasing c/gains tax on froth & bubbles.

From: Michael Foley 04 February 2022 09:03 AM

The Council’s are not helping the situation by pushing LL’s off the edge of a cliff, then turn around and ask for his help.

From: Michael Foley 04 February 2022 08:40 AM

It’s all hype anyone listening to this Company is worse with their digital everything, bullying me as a traditional LL who housed 3 former Tenants at different stages when looking to be placed in other areas I refuse to deal with them anymore. There is no shortage of housing, voids are caused by movement of Tenants, some are normal movement but these are not normal times. I had 5 properties become vacant in last year & half due to Corona and the knock on from Brexit, never happened before of a sudden, obviously not increasing demand or putting pressure on housing as some left the Uk & not returning. I dispute the average London rent as false, I disagree with the comparisons between London & North East rents without also comparing the purchase price of property in both areas, where London property prices are 4 times higher than North East, now sing another time.

From: Michael Foley 04 February 2022 08:18 AM

According to what I read before on NRLA there was 152 pieces of legislation governing private rented sector but Mrs Google’s say over 200, how can any LL be expected to cope with that amount of bull sugar.

From: Michael Foley 03 February 2022 19:17 PM

I have come across a Mr John Thompson, coincidence is stranger than fiction sometimes but he was an Estate Agent.

From: Michael Foley 03 February 2022 18:40 PM

John. you are not bothered about removal of Section 21 good for you but don’t drag the rest of us down with you. I want control of my Property who lives there and for how long it my Property. What are you waiting for do us all a favour and go now, there is a Contract ready and waiting for you its called an Assured Tenancy get stuck with them and enjoy them for ever. Enjoy the Collapse.

From: Michael Foley 03 February 2022 14:05 PM

I still have a copy of the previous Green Paper called “The Legislative Framework for Private Renting“ follow the 1988 Act which came into Force 15th January 1989 when all Tenancies became Assured Shorthold Tenancies (unless otherwise covered by Schedule 1 of the Act) unless I as understood was people who already had an Assured Tenancy. The point that I feel is being missed here is we keep banging on about the remnants left of Section 21 and of course we all know it has been depleted to almost useless as regards the eviction process. However it not just this that’s being scrapped but by implication bang goes all Assured Shorthold Tenancies that I fought so hard for and lobbied MP’s and Ministers all those years ago for when there was no Buy 2 Let Market or Mortgage’s, what ever few of us that was there then used Commercial Loans. Please wake up and realise what is happening to the ownership of your property and what many of you worked hard for to achieve.

From: Michael Foley 03 February 2022 11:00 AM

The door is open. No one is being Forced to live there. I thought they were complaining about being Forced out.

From: Michael Foley 03 February 2022 10:11 AM

Honestly what’s it got to do with them whether we want to keep or sell our Property, none of their business, we didn’t need get any of their advice or financial support why we bought, what now gives them the right to dictate to us what we can or can’t with our Property, excuse me what does ownership mean does it mean you own the Freehold/ Leasehold Property that I bought you parasites.

From: Michael Foley 02 February 2022 20:28 PM

Andy M. I was paying 15% as well and worse the rent wasn’t getting paid. The biggest mistake was handing BoE control of interest rates. The base rate was rarely below 5% which meant savers had an incentive to save but that’s now gone meaning young don’t save anymore. Savers were abolished over night causing massive problem for housing market everyone that had savings were getting no return & all went buying property that they didn’t necessarily need or want all bidding against each other driving prices through the roof making property unaffordable false economy. Yes we do factor in maintenance but the other unjustified costs couldn’t be that applies to some LL’s but not others, we have 2 Tier Statute law it must be what they call justice namely HMO LICENSING call that £4k with all the trades required + Council’s fees for fun £1200. + to £1400.depending on the L’don Borough, no exaggeration here.

From: Michael Foley 02 February 2022 18:39 PM

Amazing 6’739 read the Article the last time I looked and rising so fast, yet only 49 comments but some were duplicated like mine 7, A T, 5, J Mc 3, Da 2, Rob’ 2, so that leaves 6’730 sitting on their hands waiting to see what happens, nothing has changed then you must be all those Professionals they keep on about, you deserved what you get.

From: Michael Foley 02 February 2022 16:45 PM

So sorry for ever been a LL as I have said before and not many longer term than me having been a LL since 1978 but not exclusively either and done other works which I had to abandon because of heavy tax burden for small companies, it was monstrous you had to beat the competition to get contract then kill yourself to make anything. I am sorry for my labour, the property I improved, the houses I built, the taxes I paid. What on earth for what difference would it have made to me, not to have done any of this. The hard work done the Sacrifices made to become second class citizen. I have been so stupid stupid.

From: Michael Foley 02 February 2022 15:10 PM

Your Article 20th July 2021. Generation Rent were calling for a Ban on all Section 24 Evictions. They didn’t even know the difference between Section 24 and Section 21. Now they have the ear of the Government and publishing Government decisions even before the Housing Secretary Mr Michael Gove has the opportunity to announce them. That’s the amount of corruption, collusion and conspiracy that is going on, we are ignored what does it matter about us, we are only the owners.

From: Michael Foley 02 February 2022 11:10 AM

Article 20th July’21 where Generation Rent where calling for a stop to Section 24 Eviction Bans. Generation Rent getting Laws changed and didn’t know the difference between Section 21 & Section 24. They were now able to announce Eviction Ban to Public before the Minister. This is corruption, collusion and conspiracy.

From: Michael Foley 02 February 2022 10:32 AM

The guy in the photo lying on the Street will still be there, no will move out to let him in.

From: Michael Foley 02 February 2022 10:14 AM

Life time Tenancies but they can walk away anytime they like. Unfair Contracts the Contract should apply to both parties not just one which is what’s being proposed here.

From: Michael Foley 02 February 2022 10:07 AM

Zoe’s Airbnb the rating system can be flawed and I seen it first hand locally. It was poor accommodation really and using their phone light to see where they were going on the broken path, no one there to welcome them but the key left in outside numbered little box to let themselves in. Parking stated in the advertisement but that space occupied by owners car. Later I seen the guest had given them 5 star and they had got 5 star, benefitting both parties.

From: Michael Foley 02 February 2022 09:32 AM

STAMP DUTY LAND TAX special treatment for landlords er’

From: Michael Foley 02 February 2022 08:31 AM

Rogue Regulators again having a laugh, how many times have it been said buying a property one of the biggest decisions of your life. Roll on save a huge Deposit sign up and tie a noose around your neck for 25 year loan, pay tax on your investment, pay tax on loan interest, pay the Tenant for protection their Deposit, pay insurance Company to Insure it, pay Rogue Council’s for licensing Schemes, pay Accountant fees + vat, pay letting Agents + vat, pay Solicitors + vat, pay electric man for annual & 5 yearly Certificate’s, pay gas man for break downs and annual Service, pay for EPC & up grading, pay for ICO’s, pay for right to rent, etc lots more. So let me get this right you do all this & more including removing the rubbish they have thrown in the back garden. Then a guy comes in off the Street takes up occupancy with no in-put whatsoever and you are required to hand over your property to him and the right to remain indefinitely. How can a Government become so infested with morons.

From: Michael Foley 02 February 2022 08:29 AM

Is this Mr Michael Gove or Mr John McDonnell I can’t tell to different.

From: Michael Foley 02 February 2022 03:32 AM

Thank you Mr Gove you are very generous with tax pay money, just another £1.5b for the big Developers I knew what they were doing was not sustainable. Government will not let them fail keep throwing money at them, keep rubbing butter on fat pigs bum. I knew it was only a matter of time before we got Nationalised and this is it what else is it.

From: Michael Foley 02 February 2022 03:19 AM

Jahan, exactly if not them running it, it will be a Subsidiary or Associated Company, another little gold mine we have learned this one.

From: Michael Foley 01 February 2022 11:47 AM

Will it apply to Company LL’s or just individual LL’s. I think all LL’s are Registered already don’t we have to make tax return and have a tax file number, every property Registered for C/tax, if you are in a regular job and have property let aren’t you required to file Self-assessment return. Either way they have all the information already even the hooky LL letting to Benefit Claimants, they’ll also know the address and owner of the property where they live. No point in mentioning HMO licensing that’s a mountain of bureaucracy on its own.

From: Michael Foley 01 February 2022 09:04 AM

Who cares anymore what you do we are sick of you and being unfairly treated, it will not just affect letting Landlords but all Houses and Home owners including your parents property enjoy the collapse, go to A & E get that foot seen to. I feel sorry for the the first time buyers that were roped-in to Schemes becoming stuck with over priced priced properties.

From: Michael Foley 01 February 2022 07:45 AM

£50.00 Skip permit add that to skip cost but only skip Company can apply.

From: Michael Foley 31 January 2022 20:57 PM

Of Course it has to be removed promptly I do it all the time at my own cost which is expensive. The Council’s won’t let me use the dump they call it Commercial waste and is Chargeable ever thought full C/tax is charged on the property, now how can they justify that, hence the Borough regularly fly tipped, but they have no qualms about sending out Council worker’s to clear it. £100. don’t do anything in London because of tipping charges, if you can get a licensed small rubbish remover with his little tipped truck then minimum charge is £280.00 add £20 on top for any mattress they might have discarded. A Skip is similar cost but you won’t have any extra manpower to help fill it and have to apply to Council for permission to place the skip and pay a large fee which varies for each Borough.

From: Michael Foley 31 January 2022 19:59 PM

Jackie my friend not a hope its all wishful thinking with greatest respect to you. The HMO’s primary purpose is to gather £b’s for Local Authority’s and Government, don’t rise an eye brow or get slapped down £30k penalty, the punishment must fit the crime.

From: Michael Foley 31 January 2022 16:31 PM

We have Data Protection Act and ICO’s that we already pay annual fee for the privilege. Amazing now you want a Register and we can pay for this to tell them what’s being protected by the Data Protection Act.

From: Michael Foley 31 January 2022 15:19 PM

Algarve, I suppose you have loads of HMO License’s and renewed 3 times for most part, Then again maybe not or any so nothing wrong with registration and redress Schemes then what for, when some Borough are taken up to £20m out of Private Rented Sector then complain about affordable housing, some LL’s not yet affected are feeling comfortable. I hope it stays fine for you.

From: Michael Foley 31 January 2022 15:00 PM

Well best practice only works in your property where Tenants are good no problem, when you get lumbered with bad Tenants its no different what you do everything will be wrong, a bit like the Occupants that keep the place nice & tidy instead of the ones can’t even be bothered to put rubbish out in the bins for collection but throw it in back garden.

From: Michael Foley 31 January 2022 14:41 PM

Andrew not a hope on this one of increasing rents. Government has already raided the piggy banks. Tenants can’t sustain current rents and the desperate economic situation now facing the Country. They seem to be more concerned about a few drinks topping out at Christmas in No 10’s back garden than sleep walking into a war situation.

From: Michael Foley 31 January 2022 12:58 PM

Sorry I should have mentioned the 12% tax take on the Insurance premiums (used to be 5%) as a penalty instead of encouraging people to Insure their property.

From: Michael Foley 31 January 2022 09:04 AM

Why has it taken so long to raise this issue and its not just Blocks of Flats, its traditional 2 storey houses as well. We used to have very good Policy’s from long standing Insurance Companies before the letting Market was interfered with forcing LL’s to switch to so called Specialist Providers. The result is higher premiums and less cover, more terms & conditions added every year plus more exclusions. Where is the competition now charge more than one an other. Check out their pay outs or highest pay out of the gravy train. I haven’t had one claim in over 40 years yet many of my normal 2 storey houses are £500. / £600 pa. God help us if we have a claim don’t hold your breath.

From: Michael Foley 31 January 2022 08:54 AM

They only want us removed to fill their friends Build 2 Rent high rise Flats that a bit obvious to me, can they cap Their Rents.

From: Michael Foley 29 January 2022 12:05 PM

We are hardly worried about the competition when they are charging about 30% more and a squeeze coming every penny counts. What is worrying is the un-level playing field could the levelling up Minister fix that.

From: Michael Foley 29 January 2022 11:59 AM

This Lady doesn’t know what she is talking about. We respect and help our Tenants who ever they might be regardless of age gender or nationality. This is exactly what’s wrong with letting people like her all outsiders interference trying to make a name for themselves carve out a soft living, anymore for band wagon, but no need to worry the big fat boys are coming to your rescue with purpose built sky high rise Student accommodation that they are charging 30%.more for.

From: Michael Foley 29 January 2022 10:31 AM

To night it’s 10 / 11% in London & Edinburgh that is warm and this is January in Winter. What’s all the Insulation for, just turn down the room Thermostat to cut the emissions. January in years gone by temperatures were freezing, minus, below zero and now we all have had Cavity wall insulation and lofts with 270mm insulation’s for most part thanks to Government Schemes in the past. We don’t need as much artificial heat as in the past. Why would we need EPC ‘C’s now in the light of this different climate it like giving you an umbrella when it’s not raining.

From: Michael Foley 28 January 2022 22:27 PM

Rent 2 Rent so wide spread in London, most have their office hidden in industrial Est if they have one, very little said about it everyone keeping quiet as the participants can’t talk, some even supply rooms to Council’s for single sharers. It a gold mine for the Agents and other doing this, they make as much as the LL, own nothing no loan or Mortgage’s to worry about, nothing to loose if it all goes wrong no problem for them LL fall guy.

From: Michael Foley 28 January 2022 18:37 PM

The property can be improved and we endeavour to do that . I see oodles of training Courses for Landlords but none for Tenants, should they be house trained before taking up a Tenancy.

From: Michael Foley 28 January 2022 17:16 PM

David has a point definitely but as regards high Rents the Council’s have been loading on costs to line their pockets never a penny cost on them all passed on to LL’s and obviously forcing up Rents. The trick is they pretend to be the Tenants friend while driving up Rents not to mention the Treasury does rather well out of it to,

From: Michael Foley 28 January 2022 16:20 PM

We have Global Warming so why do we need all this Insulation, if we had Global Cooling I would understand it and need it to keep warm.

From: Michael Foley 28 January 2022 14:01 PM

Why do they want large Families that they can’t afford and expect everyone else to rear and educate them, anyone could do that. I think they can get free rubber on NHS. I see hard working couples who only have 2 kids because it’s all they can afford, don’t get Children allowance (combined wages over £50k) but contribute to it, for most part pay the nursery fee side by side with others there from benefits, Pay for School Uniforms and meals, etc, That’s alright then stay in bed my making them.

From: Michael Foley 28 January 2022 11:54 AM

Why are Landlords always referred to as Rogue’s on here. People are fined every day in all walks of life and not called Rogue’s. This Article about a woman and two kids would appear to be on Benefits, no mention of the Dad or his responsibility, Council claims £9’000. costs what for they didn’t do anything to improve the situation, looks like they wanted Benefit money back, this is happening lot. It was his former Home as well probably so fed up driven to gone beyond caring.

From: Michael Foley 28 January 2022 08:53 AM

I don’t understand any of this or how they work out yields so I won’t pretend I do. I thought it was the price of the property relative to the rent you receive, less your costs including repairs & maintenance and now factor-in Section 24 it all impacts on your return. So keep in mind a Terraced or Semi Detached house in West London costing at least double as much as a similar house in Nottingham where they are talking about 8%+ yields as apposed to 4%+ in London average figures, so mine is well below average and hammered with Regulation’s that apparently haven’t impacted on them yet, for any new buy 2 let LL they’ll think it’s a piece of cake, the tables are very misleading in my view.

From: Michael Foley 27 January 2022 10:15 AM

At least it cleared up some legal points for LL’s & Tenants alike and put a stop to the nonsense that was going on, people using the law to avoid payment damaging the economy and revenue receipts.

From: Michael Foley 26 January 2022 18:10 PM

I know that I have a problem with couple of Victorian properties with 9” solid beautiful timeless yellow stock bricks walls with Architectural features. It would be vandalism to cover them up with external insulation cladding and extremely difficult to do inside considering that I have already modernised and up dated years ago to comply with the then Building Regulation’s of 1991 when EPC ‘C’ wasn’t asked for or required. I have the completion Certificate’s to verify this. That’s enough about mine but from what I know about Nottingham in the 60’s / 70’s many of those ones have a bigger problem as huge numbers were of pre-cast concrete construction, hence we used to call it Bison City no offence.

From: Michael Foley 26 January 2022 17:18 PM

Stop clapping yourself on the back it’s a massive problem & cost for LL’s out here not alone the scale of works with Tenants insitu. I hope you didn’t claim relief on Capital expenditure.

From: Michael Foley 26 January 2022 07:18 AM

The 3 fines are low at £660. each or the legal fees are extremely high, one is nearly as much as the other. We now not only have unaffordable housing but also definitely an unaffordable legal system.

From: Michael Foley 26 January 2022 06:29 AM

Certainly the property was in a dreadful state, it should be noted at the same time electric sockets don’t hang off the wall, looks like a degree of vandalism going on here, who put the rubbish in the back garden, did the Council help re-house the occupants for misbehaviour.

From: Michael Foley 26 January 2022 06:17 AM

My returns are generally 3% and all my rent are below market rents, in fact one House in Ealing is same rent for 19 years even though Tenants have changed many times. Yes it is licensed and re-licensed now coming due again. That huge cost was borne by me and 19 years ago I had 6 weeks Deposit but now no Deposit, taking away as well as the 10% wear & tear and all the other costs imposed over 19yrs. I will not be re-licensing this time the numbers will have to be kept below the license number requiring a license. Less people housed, less income, less tax but maybe a £30k fine for the sheer hell of it. The current occupant can’t continue to reside there as they can’t afford it at present no alone a reduced number so who is go to house them.

From: Michael Foley 25 January 2022 13:32 PM

Zoe, its not applying for the License is the issue its the implications of doing so, you are lucky its £600. in areas outside London where returns are 6/7 %, un like the Capital where its £1300. / £1400. depending on the Borough where some of them take up to £20m from the Scheme. Why do the Council’s charge an Application fee it’s they that wants it let them pay. We have to pay for all the work, How can they justify a £30k penalty for putting a roof over peoples heads at no cost to the tax payers, it’s disgraceful and we are supposed to live in a democracy.

From: Michael Foley 25 January 2022 12:53 PM

Making Tax Digital another hammer blow for traditional LL’s quadrupling the cost by having to pay Accountants 4 times a year instead of 1. We are not digital academics we are traditional LL’s who paid the taxes to put all them through Uni’ over the years to become digital to hi-jack our business and destroy us, you are forcing us to do something we cannot do, so nothing to do with the quality of housing then, why not tell those people put your laptop down come on site and carry out all the trades they cannot do, can you please tell me how much accountancy costs those days, is it £10. or £30. per minute + vat.

From: Michael Foley 25 January 2022 08:39 AM

Jim, agree and they think they are so fantastic high & might self opinionated that if we do all those things they’ll actually let us use their logo on our correspondence, as if I would want to.

From: Michael Foley 25 January 2022 04:00 AM

I remember H Wilson in the 60’s in Huyton not far from Ken Dodd & his diddly men (rip all) of knotty Ash, L’pool, he had another stent as premier in the 70’s under watchful eye of Security Forces seemed too close to Moscow for comfort. I remember the pipe and the one about the pound in your pocket now looks like history is repeating it self only this time it’s the pound on your Credit Card.

From: Michael Foley 24 January 2022 23:15 PM

Mathew, you’ll need a written guarantee that you’ll ever again get your property back vacant not alone in general good condition. What about rights of Access to comply with all the conditions they have imposed on us. Tenants don’t want us in but obstruct us backed up by Council, keep LL out don’t let him know what’s going on then penalise him for poor Management.

From: Michael Foley 24 January 2022 19:51 PM

Sorry typo I meant no discount after first time. Hardly a discount when they are charging you £1200. / £1400.licensing Application fee as if £75.00 of your own is going help you financially so it’s already loaded nothing out of their pocket. Who are all those minorities they keep on about if they exist, they must know who they are or they don’t exist or is here say.

From: Michael Foley 24 January 2022 18:35 PM

Just more interference and time consuming cost to achieve nothing only another obstacle. I don’t need to go to North Lincolnshire and speculate what it might mean in the future. We have it all in London for years just another pain for us how did we manage for decades when they weren’t involved or even had anything to do with PRS. There is no end to it you can do the Courses and listen to them telling you all the wonderful ideas they have dreamt for you to learn, get Accredited but that’s not enough you have to to continue to keep learning more crap or you become unaccredited namely brownie points, continuing development points for ever (CDP). Regarding the discounts it gives you for HMO licensing that’s only for the first time after that every time you re-license I discount…

From: Michael Foley 24 January 2022 17:50 PM

Rachel, where’s Mr Hughes why is it our responsibility that you have 5 kids and expect to be housed, it might seem harsh but that’s the reality, no mention if the Landlord was depressed having sold his Property.

From: Michael Foley 24 January 2022 13:46 PM

Further for Buy to let Mortgage’s regardless of whether you received rent by cash or transfer it has to be declared, how can you pay a lender with undeclared money, add Section 24 to really put the knife in and tax you on it all first.

From: Michael Foley 24 January 2022 12:59 PM

Deborah, exactly right we are over taxed and tax paid LL’s no doubt about it. Especially when we license a HMO property, they not only know everything about you but also about your property, every room in it and the size, the names of everyone in the property, whether there is a lender or freeholder who they are, so they contact them as well, if you have a Deposit who it’s with and how much money it is for and the annual amount of Rent they pay, it’s all at their finger tips, most payments are direct payments to your Bank so it’s all on record, if cash it has to be accounted for as they know it’s rented if any vacant period they’ll know that as well plus so many other ways of checking. The idea of taxing us more in ludicrous has that person any idea of we she’s talking about. I can’t be bothered to list all the costs, fees, charges and taxes that being imposed on us.

From: Michael Foley 24 January 2022 12:42 PM

David my friend buy your own you can stay as long as you like. I won’t interfere with your purchase you can tell the lender how you would like everyone to be.

From: Michael Foley 21 January 2022 18:45 PM

Soaring Market no end in sight they say are they all daft while being a professional body that people rely on, do they have to wait until it happens before to know, the writing is on the wall long enough. I never agreed their is a shortage of housing anyway, just wait for a down turn and you’ll see how many spare you have and will sit there for ages with no takers. All the madness building in the skies all over priced with windows boxes as gardens, help to buy is the bonus for the Developers inflating the sale price on the buyer who can least afford it, no difference to enterprise zones in the past so nothing learned.

From: Michael Foley 21 January 2022 18:22 PM

I don’t think to be honest we have or will have the discretion to choose. Currently they seem to be already given priority over working Tenants especially families on benefits. I haven’t had a family turn up in years to view who were paying for themselves, so no HMO required for those, that’s means preferential treatment and a priority.

From: Michael Foley 21 January 2022 10:02 AM

Well the latest I hear they are go to Ban Conservatories on New Builds because they will be too hot due rising temperatures estimated 40 degrees. So why are we putting in all this Insulation. Mother Nature amazing a couple of nights frost and lock over all back to work, virus almost disappears ?.

From: Michael Foley 20 January 2022 19:56 PM

Suppose Government are seriously concerned about the Climate, have they not zeroed vat tax on this work, just bought new Boiler which attracted hundreds of pounds vat, so it’s a penalty. I certainly have bought Boilers in years gone by for less than the vat is now.

From: Michael Foley 20 January 2022 16:16 PM

Landlord don’t have to pay utility Bills in HMO’s if it one property one let, they pay their own for what they use. I don’t understand why one property as one letting should be a licensable HMO and if occupants in anyway remotely connected exempt from regulation’s.

From: Michael Foley 20 January 2022 10:17 AM

Win Win situation if you look at it like that, the Tenant get his rent back and the LL gets his property back but it’s a farce. I had a house with a years rent arrears went through all the legal procedures got the Court Order for rent and possession, guess what never received a penny, just add large Solicotor’s Bill, Court fees + vat good system.

From: Michael Foley 20 January 2022 09:44 AM

Hardly over night and not just like that it was rumbling on prior and Council involvement who supplied a Statement to the Court. So seems the Tenant got a great deal or rent back in essence. Luckily it seems Landlord didn’t have a Deposit or he might have to give back 3 times the Deposit plus the Deposit, can’t think of a better investment for a Tenant beats blue chip Companies hands down, so much injustice I think I would be sick as to.

From: Michael Foley 20 January 2022 08:44 AM

What next another Supplier gone bust making it 27 suppliers gone to the wall, the Regulators Cap caused this obvious for anyone see. They were forced to sell at same price even when the Suppliers price went through the roof, something seriously wrong here shouldn’t there have been a connection here in the Cap between the two costs. Regulators don’t stop interfering creating problems that otherwise wouldn’t exist everyone will pay more in the long run. They now want a fools Cap on LL’s as well to destroy us are the Regulators the Problem.

From: Michael Foley 19 January 2022 09:11 AM

Energy Crisis is right, not just Insulation either, gas prices crisis, electric prices crisp, now water meters been forced in that’s will be like another massive energy bill the whole idea behind it. Big water Companies ripping everyone off no incentive for them to provide a cost efficient service, they can’t even fix a leak, an A road main leak near me is continuously leaking 10 years regardless of how many attempts to fix. This is a massive not for profit Company, so waste, spend and change all they want no problem load it on,

From: Michael Foley 18 January 2022 22:46 PM

I see too much Social Housing, too many people on it that shouldn’t be in it, loads more have their name down knowing it will come around sometime even though they could make their own way. I see less than 30m working out of a population of 65m. I see private LL’s unfairly treated and plainly wronged and disadvantaged , as apposed to other housing providers. completely against competition rules.

From: Michael Foley 18 January 2022 20:11 PM

Hard to keep track of posts on here, the times are all a mixed up, like the HMO’s public record one here there and everywhere.

From: Michael Foley 18 January 2022 15:20 PM

G Dug. Sorry I have a few more problems the kitchen is open plan with the living room and the kitchen units are in the way, also is the Boiler. I won’t mention the bath room. Let me have a look in the bedroom, those cursed fitted wardrobes..

From: Michael Foley 18 January 2022 10:43 AM

Jo, fire alarms interlinked, emergency lights, second kitchen sink, second cooker (not necessary man bringing food on moped), every room full of their belongings. What time are you coming, how long will it take you, what time are you going, are not finished yet, you are rising dust, you are making too much noise, are you sure you should be doing this, omg what a nightmare how can a LL be expected to suffer so much. Jo. I can’t see why you can’t put them up in a Hotel while you are doing the work that would be good wouldn’t it, we are required to do everything else at our own expense.

From: Michael Foley 18 January 2022 09:52 AM

Jo, its so impossible we had all that with the HMO requirements trying to comply under duress and obstructed. Change for fire doors, locks, hinges, closers, sometimes tames, stops, seals

From: Michael Foley 18 January 2022 09:33 AM

The balance of power was already heavily in the Tenants favour before The Levelling up Department was set up. How difficult can it be for Mr Eddy Hughes to achieve something that’s already in existence, he can do more wilful damage of course.

From: Michael Foley 18 January 2022 08:23 AM

Of Course they don’t tell you anything about the 80% but its their valuation and I know that’s how they operate. I am not selling either but I was approached by a Developer to buy one I have in a prime location which would also involve the neighbour that was well up for it, to build a block of Flats. I knocked them back regardless of good offer it was no use to me because not allowed to roll over c/gains, so when tax and costs are paid plus Stamp Duty on similar replacement property, there is no beef left on the bone, night.

From: Michael Foley 17 January 2022 22:38 PM

Now we have the big boys and money rich big Portfolio LL’s want to buy your rental properties or Portfolios no matter how big it is they want it. They are advertising cash in a week but the reality is very much different because they only pay you 80% of the value, so they make 20% on the deal, by the time you pay your c/gains tax and other costs, kiss good by to half the value of your estate at a stroke, sharks everywhere. I bet you didn’t realise you could get poor so quickly.

From: Michael Foley 17 January 2022 21:48 PM

I believe most migrants that come are eager to work, the Country is virtually built on migrants, very hard now to find many that don’t have an over sea’s connection including Parliament. Ok let’s talk about State Benefits maybe look a bit closer to home. 5.5 millions on universal credit, 3m on housing benefit, millions more on other benefits, why are we carrying all those people when there is a shortage of people to do the work and several businesses crying out for staff, if they are the entitled and everything provided, not encourage to do anything, therefore the system is wrong,

From: Michael Foley 17 January 2022 19:59 PM

Polish & East Europeans are generally very good, keep the place clean and tidy as if it were their own property. I have had Tenants from all over the world over last 43 years, they are among the best and a very good culture, you get to know the one’s to avoid but not allowed to say so or even thinks it. I think it’s that they were reared up properly and appreciate what they get and not expect things for nothing. However, they are bright, intelligent and can quickly learn from the bad influences of the indigenous uk people. Thanks

From: Michael Foley 17 January 2022 17:59 PM

Building more affordable home that’s a joke when we see what’s go on. Big Developers building loads of Flats with favourable Planning Consent to pack more in & higher on the promise of a good percentage of affordable mixed in. When the Developments nearing completion for cash up front sum (buttons in my view) to the Council they get the deal changed for Affordable Flats to convert to Shared Ownership which is ridiculous, giving in many cases control of the Block to the Developer, shared ownership is only a Rental by any other name, an Assured Tenant if you like on a 99 years lease but where you own nothing and less rights than an Assured Shorthold Tenant, get in arrears for 8 weeks and they can take it back, if you want to sell there are restrictions it will be on their terms & conditions and pay their costs,

From: Michael Foley 17 January 2022 08:48 AM

Not one mention in the Report about what caused all the Problems that now exist, all Comments above got it right & plain for anyone to see. Those people making the Report must have an agenda to further damage PRS or are inept.

From: Michael Foley 17 January 2022 08:02 AM

Phillip my friend the answer is zero, LL’s are not that silly complaints are the reserved for Tenants. We know and its well documented over the years that virtually all LL prosecutions are following a Tenants complaint to the Council, its lovely easy money for Councils and Courts, not sure if their fees are £10. or £30. per minute there massive anyway. The arithmetic is diabolical and don’t make sense, so 169 + 759 = 928 complaints but there were only 421 complaints altogether so where’s the other 507, are they responding to more complaints than they are getting. I wished people would stop talking backwards.

From: Michael Foley 17 January 2022 02:43 AM

Government always wins, stay in you are hammered with regulation’s, fees and high income tax, sell and its c/gains on inflation mostly, plus the buyer will have to pay Stamp Duty and the spin off costs plus VAT on Sales for the Professional’s,

From: Michael Foley 16 January 2022 18:48 PM

Tricia. We are not to know if they were renting or not or what they done, we don’t know their history or even if they worked. All I know I am working 58 years and still working why should I be responsible for them. I also know someone that never done very much inherited a house and lost it by flittering money away, now on the benefit system.

From: Michael Foley 16 January 2022 17:25 PM

AQ, come on now tell us what’s on offer you didn’t say. So you want us to think £2’816.00 per month is competitive without telling us what it is or something to compare against, you can’t expect to get away with that.

From: Michael Foley 16 January 2022 12:36 PM

Section 21 is the very minimum an owner should be entitled to, to get the property he owns back is that too much to expect and don’t anyone think it a soft option either. The Court and the Tenant only can end the Assured Shorthold Tenancy the LL cannot without a Court order which is hugely expensive, its sometime since I did it but even then it cost £2’400.00 Solicitor fees. I know there is a Section 8 as well for loss of rent seems often used to including Assured Tenancies. However regardless of whether rent is owed or not if you want your property back it a minimum entitlement. The article on about pensioners being served notice, sad as it may be what on earth have they been doing for 60 years and still haven’t sorted out their own place to live, (our fault is it).

From: Michael Foley 16 January 2022 12:01 PM

Still ranting away about drinks in the garden of No. 10, now a major crisis, resigning and sacking proposed, might even bring down Government the most important issue ever, yet they can spend years destroying Private Sector Housing and LL’s who House millions of People and that’s fine, not a murmur for goodness sake do they not know what a crisis is, they are like school kids. Unfortunate and very sad that Price Phillip happened to pass away around this time and at a great age to rip. What on earth it has to do with those drinking in No 10’s garden hardly disrespectful, in Ireland when someone dies they hold a wake and give you a glass of whisky on the way in.

From: Michael Foley 16 January 2022 06:48 AM

Well Companies are able to switch people to a New Contract and the previous one don’t count, even though they were continuously employed, can’t see the difference.

From: Michael Foley 14 January 2022 13:17 PM

Tricia, sorry I don’t agree on this one but usually in agreement with you. I am not singing his praises either what they have done to private LL’s is unbelievable. I don’t think looking back Labour could have go away with it. At the same time this is a nonsense issue, a smoke screen and with the Country facing huge challenges ahead wasting our time on this. I don’t know why any man of means would want that job, what difference is it to him, to be in the spot light getting criticism and abuse from all directions.

From: Michael Foley 14 January 2022 08:33 AM

The fact is if it’s free to the user it’s over used and abused. Like NHS the waste and frivolous spending is unreal, The fee Bus / Train passes droves of people travelling all over the place, if they had to pay it would be a fraction of the travel, even at LL meetings at Civic Centres they arrive with free pass & 20 houses with them. The local Supermarket do have local News Paper & Evening News Paper for free, the don’t just take one but 3 or 6. night.

From: Michael Foley 13 January 2022 22:38 PM

Yes they were well down in Hammersmith and before Corona too. I work on Refurbishment a property in the heart of it, it didn’t let for good money either, would have got same rent on outskirts where property is much cheaper to buy. What a stupid place £8.00 parking before midday & £8.00 afternoon = £16.00 pd, morons and difficult to find a space, working under duress hasn’t H’smith changed.

From: Michael Foley 13 January 2022 21:02 PM

Well that’s how it is at present with HMO Licensing. I had end of Terrace House for 20 years before HMO came along, exactly same house as mine next door just 1.2m passage between us. I was required to licence but next was not and let to a Housing Association. There was about 10 persons staying there all on Benefits obviously they were housing their friends as well for financial gain. However I decided not to license but sell, the Council said if I didn’t license they would block the Sale. OK I done all the work/ fire doors hard wired fire alarms, emergency lights etc, got licensed and then Sold. The Purchasers changed it all about it was pointless forcing me to do it. Anyway that’s your answer you’ll have to do it they won’t this is no isolated case. End of 2007 just got out before crash, another similar property same road was for sale same time but missed the boat it sat there 6 years at same price before it sold.

From: Michael Foley 13 January 2022 17:50 PM

Algarve, no I can’t see any issue they are the Government running the Country. Why should general public think they have the right to call all the shots. Suppose you were a Company would you have your employees dictating how you ran your business, you wouldn’t survive that nonsense. Further I think spying, recording or reporting shouldn’t be allowed in No. 10’s garden either, as such a Private Government Area and should be Prohibited by Statute for Security reasons if nothing else. When I done Jury Service we weren’t allowed to gossip what we heard or talk to press.

From: Michael Foley 13 January 2022 15:52 PM

I wished people would stop on about Premier and his Officials having a few bottles in the garden at a time of crisis, at least they were communicating with each other not on internet zoom rubbish. Anyone would think it was the most important issue ever, with the Media/ TV/ Radio & papers nonstop for days and nights continuously ranting away about an insignificant national issue, good job we have nothing serious like a war to deal with.

From: Michael Foley 13 January 2022 13:09 PM

Have they got too many noughts on there or dreaming. I know the big boys are always more expensive to rent from, not necessarily Built 2 Rent but converted Office Blocks to Residential charging £300 / £400 pm more than traditional LL’s, poor quality housing still have the big glass windows when you pass by you can see them in bed, (beds in windows).

From: Michael Foley 13 January 2022 12:23 PM

Why didn’t Nav Mishra use his position as an M.P. to stop Government making Renting expensive instead of complaining about it afterwards. Everything they have done was to increase costs on the PRS.

From: Michael Foley 13 January 2022 09:05 AM

Edwin, Parbold was a lovey Mill and only a stream to drive everything, no need to import electric and completely environmentally friendly.

From: Michael Foley 12 January 2022 20:47 PM

Shane I wonder how long before £12’300.c/gains allowance is cut or double for couple as I understand it. What’s so unfair is the way they disadvantage married couples they must want a broken Society, say if they are partners instead they can each nominate a separate house / property as their own and sell tax free ?.

From: Michael Foley 12 January 2022 19:55 PM

Edwin, I believe you are totally correct you can only have spare Electric if it’s available and if too many go on white meters there won’t be enough, you can’t store Electric really you use it or loose it. At least that’s what I was told when I was Site foreman involved for installation 240 ton transformer & associated works for new sub-station at Washway Farm, Skelmersdale, Lancashire in 1969.

From: Michael Foley 12 January 2022 19:06 PM

Not necessarily areas, but very often properties in the same area or even the same road with a big rental price tag difference. There are some similar houses to mine in same road charging £1’000. pm month more than me and some Flats £200 / £400 pm more than me for sure.

From: Michael Foley 12 January 2022 17:23 PM

“Help to buy” perhaps I didn’t explain properly.

From: Michael Foley 12 January 2022 16:05 PM

Sorry it was my understanding that first time buyer schemes and free Stamp Duty were meant to be for new built / compliant property

From: Michael Foley 12 January 2022 16:01 PM

Tricia, ok fair enough but will those properties that are not compliant be available for the Schemes to purchase.

From: Michael Foley 12 January 2022 14:15 PM

Martin my friend how many HMO Licensees did you have to purchase and the huge cost of the work but not just once on each property but repeated again & again, this cost was not mentioned. I would love to know, it would buy a lot of Insulation & Dimplex heaters. People dumping their properties that are not Compliant are cowards making a run for it, it’s doesn’t improve the Countries energy efficiency performance, who do you think is going to fix them, just passing the buck.

From: Michael Foley 12 January 2022 11:00 AM

Martin a good job you are professional and intelligent LL’s. It’s a shame we are all so stupid, we’ll done for complying with Government rules it must be refreshing to be aware they know best about energy & Insulation. Grenfell killing 72 wrong Insulation, billions of £’s now required to fix Insulation problems on thousands of Blocks of Flats through out the Country. Always someone else’s problem. Reduce Rents, reduced income tax Gov’ won’t like that who’s going to keep all the freeloaders on the system.

From: Michael Foley 12 January 2022 10:42 AM

Don, you have a fair point here I have 2 Flats in a Victorian 2 Storey house used as 2 Flats since 1917 from Parish Records and Regularised by me in 1992 to comply with Building Regulation’s of 1991 and Certified. The 2 Flats have the same EPC, GF & FF while GF one has to be much warmer because it has original Ceilings plus extra dropped Insulated Ceiling’s through out plus Double Plaster Board. Also another matter I had to get them both HMO Licensed twice now coming due again (one Selective & one Additional), even though the rules say it wouldn’t need a license if compliant with 1991 Building Regulation’s. We don’t have a leg to stand on, they can do what they like with us.

From: Michael Foley 11 January 2022 09:26 AM

Let them take them who cares it makes no difference to us, let the house the people and run them or raise them to the ground. We are the dogs bodies supplying the property to the market for free, to house maintain, furnish, license, pay all fees & penalties, pay taxes to keep them all, treated as second class citizens, Rogues & Criminals. What for its not for me I am doing it when I could have been retired years ago and not allowed to pass it to your children but you can to any old spouse or partner. I witnessed a dying man getting married at deaths door to a young woman to inherit. Regarding Corona it costs me tens of thousands with 5 properties becoming vacant in a short time that wouldn’t otherwise have happened but did for various connected reasons, a big spend then + loss of rent, AST have scored a goal now and one disallowed, night.

From: Michael Foley 10 January 2022 21:23 PM

No conspiracy theories please my friends I hope any of you don’t spread it, we have the guidance of the best scientists in the World. What’s been suggested here is a kin to getting legal or financial advice down the pub. We’ll have to rewind back to our specialist subject the Housing Sector, horses for courses.

From: Michael Foley 10 January 2022 20:35 PM

I know many that caught the virus and got over it quickly, others were poorly for a year. I knew about six that has died rip including my cousin in his 40’s living in Cardiff, that’s when it hits home, when all said & done it doesn’t matter too much about material things in life we’d rather not loose anyone.

From: Michael Foley 10 January 2022 16:13 PM

Sorry G, my friend, can’t agree on this one, it might be your body your choice but nothing stopping you giving it to me and I don’t want it. Sorry about my typo previous response regarding levelling up it was meant to be can’t not can. Although I read the Department would do far better to level up the pot holes, as already done for an MP’s driveway.

From: Michael Foley 10 January 2022 13:01 PM

Of Course everyone should take as much precaution as possible but COVID doesn’t care whether you are under or over 18.5 years, not many buying at 18, people are spreading it like wild fire anyway, still congregating even when they know they have Covid and doing unnecessary Shopping it’s like they want to give it to others. New levelling up Dept’ indeed, do they not know you can level people up by levelling people down everyone will be levelled down. Please leave medical virus advice to NHS.

From: Michael Foley 10 January 2022 04:08 AM

Personally none of us wants to leave and no exit strategy allowed for sure, everything you do with professional advice is a waste of time, put some on a trust pay someone to manage it, or give away, loose all income now and for every, pay c/gains tax now on transfer but with the 7 year rule if you die after 3 years the money you paid is lost, the 7 year rule is actually 4 years because they don’t count the first 3 years, it’s only after that they start counting and not evenly either so dishonest, leave some to a Rogue Charity that you hate & they hate you, you’ll get a good tax reduction, you might as well wait for Cemetery Gate for the Grave Yard Tax, no exit plan allowed.

From: Michael Foley 09 January 2022 13:48 PM

I agree AirBnB has done enormous damage to long term private LL’s letting. We have seen that first hand when the Planes stopped flying with Corona, all jumped back to Assured Shorthold Tenancies, now gone running back again to AirBnB for Regulatory & Tax advantages. Do forget the Elephant in the room and not a murmur about them from anyone on here. The Rent to Rent boys cleaning up & rubbing shoulders with their counter parts in the Council’s from Uni’, this is massive and obviously many are participating LL’s & have to keep stum, even worse still are the Rent / lease with purchase options, they do specialist Courses for this one, don’t get taken-in you have been told.

From: Michael Foley 09 January 2022 13:25 PM

Maybe Partridge lived in a pear tree better no c/tax. Seriously though 11 viewings in a day. I never took more than 3 bookings for a day although before buy to let Mortgage’s and computers I could easily have a dozen enquiries in a day, a far better choice of people too they would come from all over London back then just one add in London Evening News Paper or Standard (before loot) it was usually gone on day one and to be fair I didn’t want them sometimes doing a long tube journey on a wild goose chase. Far less Benefit claimants if any turned up, just young enthusiastic people eager to work, no unmarried mothers enquiring, no split up partners the word wasn’t invented, no Divorcing to get the State to Rear & House your family not like now Dad goes fee never the question of any commitment. On the other hand no Big Companies doing letting I used often let to Blue Chip Companies to house their Staff, also no LL with 50 or 300 houses which I think is disgusting. Society gone to the dogs now with entitlement generation, you’d hardly ever hear of a murder or or stabbing back then now rampant because of a spoilt brat entitled youth generation.

From: Michael Foley 09 January 2022 08:35 AM

No doubt its a great time to off load rubbish but you’ll have to be quick if not too late. Thinking about the ones LL’s want to sell not much good to first time buyers. I am sure the lenders will take a view on this and expect their purchase to be Compliant.

From: Michael Foley 08 January 2022 11:47 AM

Correct that’s what the 2 German Shepherds were for a weapon keep LL away no rent for months, when Court day came the Court Order was their passport to get housed by Council and got 2 bed Flat, don’t know what happened with the dogs, the real reason the Authorities want rid of Section 21.

From: Michael Foley 07 January 2022 21:23 PM

Yes not just 2 German Shepherds, small dogs, cats, birds, fish, armadillos, guinea pigs, white mice, pet rats, snakes fed with rats etc, don’t ask me what would I know, so they are making rules for us living in their sheltered lives on 60 / £80k pa fiddling about with an industry they know nothing about…

From: Michael Foley 07 January 2022 20:09 PM

It should be left to the owner and the Tenant to agree or disagree, far too much interference and mandatory rights being imposed on LL’s. I have had them all 2 German Shepherds destroyed a new house I had built, so the temporary occupant from the Street have more rights than me for a months money in advance, than I have for Building the House never mind work in all weather to achieve comply with all requirements, finance it, pay all fees in conjunction to complete, so a months rent is far more powerful than £100k plus all my hard work, someone is a sandwich short of a picnic here.

From: Michael Foley 07 January 2022 19:57 PM

Andrew congrats’ Amazing really where are they all coming from ?. I have to wonder where are they living now, not homeless so I presume the property they move out of will be available for letting also not extra property created but movement of Renter’s. Looks like you have a very good property at a reasonable rent well located, a better deal and value for money than what they currently enjoy.

From: Michael Foley 07 January 2022 10:11 AM

Shane. Sorry and so sad to see Businesses being deliberately driven into the ground by Draconian Treasonable Policies and Sabotage. Depending on your gearing many won’t have a choice with S24 which is what it is designed to do. Supposing on other hand people have built up equity in there you are going to get hit on the way out with c/gains tax. What then as we don’t have proper Banks anymore just some where to put your money at risk watch it devalue at inflation rate and pay you buttons if any interest. This isn’t going to play out well, did many of you watch Martin Lewis last night sending shivers up your spine, the bashers had their day many may get a shock if they get their benefits free bees get cut.

From: Michael Foley 07 January 2022 06:13 AM

They must be going to train LL’s to do it themselves as previously said £49k isn’t going to do anything when you get people in those days, is that for whole Borough ?. On the other hand it might be an information gathering tool to find out all about you, to use against you later on.

From: Michael Foley 06 January 2022 13:51 PM

“Responsible Landlord” anything that goes wrong or failings with the system LL responsible.

From: Michael Foley 06 January 2022 13:15 PM

Keep LL’s out at all costs then he won’t know about the bleeps or have the opportunity to remedy, just give him a big penalty for poor management that will suffice.

From: Michael Foley 06 January 2022 11:47 AM

Suzy, agree but it’s not just Cats & Dogs there are many other animals, creatures and reptiles they bring in as pets but keep LL’s out of the property, don’t let him see what go on, ideally Council give him a big penalty for poor management that he is not allowed to manage, don’t forget not only animals can have mental health issues even human do, LL’s the exception aren’t we made of stone to put up with all those attacks.

From: Michael Foley 06 January 2022 10:00 AM

Tenants don’t hate us, in general Tenants & Landlord get on fine and respect each other. I think many are our friends apart from that one LL step we have to maintain in order to be able to run our business. Its Authorities that hate us while robbing us of billions and pretend to be Tenants friends to use as a lever against us, divide and conquer nothing new about that. I also know we have all those other groups with no input braying from the sidelines.

From: Michael Foley 06 January 2022 07:50 AM

I haven’t seen any rent increase most are the same or less than 10 years ago, I see one of my houses hasn’t gone up in 19 years still £1500pm even though I had the every cost of compliance thrown at me including HMO License twice now due again fact I have the evidence, worse still I had a Deposit back then not now. Why is so much hype and untruths being told about us. I now see a Survey about changing the name Landlords they want us to loose our identity completely and disappear into oblivion. Hardly surprising I suppose so much nonsense, with media rubbish going on, many are not sure what gender they are anymore, don’t want us to call a woman a lady, a man a man or a landlord a landlord.

From: Michael Foley 06 January 2022 07:09 AM

I think Max is right on this one looks like what’s happening already, nothing to do quality affordable housing or whether Tenants can afford it they could careless. I know of several Companies that have moved into letting Blocks of Flats already and guess what all their Rents are higher than traditional private LL’s (like up to £300. pm). I don’t mind if Max or anyone else takes a swipe at me, it’s fine I can take criticism not a problem.

From: Michael Foley 05 January 2022 20:21 PM

Congratulations you got out before collapse imminent, just reviewing some of my Tenancy Agreements I see one is the same Rent for 19 years at £1500 for this London semi- detached even though Tenants have changed many times. Just how many extra costs had I to absorb in this time, all those Regulation’s & Certificates and up grades plus it has been Licensed twice with no Rent increase, fact I have the evidence, never mind the inflation since then. I now don’t have any Deposit on it either because of Shelters interference in 2007 Rogue Deposit Scheme putting LL’s at further risk just minding the Tenants money free for them if they had it at the Bank they would be charged for having it there.

From: Michael Foley 05 January 2022 14:29 PM

Edwin, exactly what I meant this little HE phone loves to change what I say. I can’t be proof reading all the time, although its handy to fit in pocket for work instead of a big slab phone. Thanks for the advisory.

From: Michael Foley 05 January 2022 12:26 PM

It will be just like Ireland then where Government TD’s (MP’s) when they were afraid of loosing their soft jobs, different Party’s joined together to take turns at being boss and Premier (Taoiseach) in rotation, must keep their big Salaries & huge Pensions, is this Democracy or Collision.

From: Michael Foley 05 January 2022 11:47 AM

Charlotte, how can you possibly say the Conservatives done nothing about housing, when they have raided the PRS for hundreds of millions plus all kinds of other costs and restrictions imposed. Charlotte that’s hardly nothing driving rents through the roof and continuing you can’t expect to get away with that, also that includes John Prescott’s Labour Party’s anti-landlord private licensing Schemes 2004 Act, you were quick to make use of that one to line your pockets, where some Boroughs take up to £20m out of PRS LL’s, now rampart so we private LL’s have and are doing the coughing up.

From: Michael Foley 05 January 2022 09:15 AM

Max, ok I’ll take your advice I am sure you must know.

From: Michael Foley 04 January 2022 09:16 AM

The Health & Safety is always used for any rule or Law because no one can say boo to a goose about that and if anything happens that’s why, sometimes not the case but we all comply anyway. I remember being stopped by health & safety officer putting in precast manhole rings weighing 4 cwt with a 20 ton machine, saying that the machine is not calibrated for that. However, no problem really we put them in by hand, they don’t know how the World was built.

From: Michael Foley 04 January 2022 08:45 AM

Maybe stop LL’s from buying High Rise Flats to let. Reserve those for the Schemes for misfortunate first time buyers to be placed in the sky in those monstrosities.

From: Michael Foley 04 January 2022 07:54 AM

Why would House of Commons need a report to know what’s wrong with Section 21 or why would I need to read it, I have lived it. They know what’s wrong with it, it been repeatedly chipped away at and undermined to a point it’s virtually dysfunctional now need Parliamentary time to waste to know what they have done. The White Paper should be about restoring S.21 to its original position before you bring the Country to its knees & collapse the whole economy, the most likely outcome.

From: Michael Foley 04 January 2022 07:16 AM

Rents have been driven up by unfairly by over the top Regulation’s / Licensing etc’ and Councils profiteering. I remember and still have the Tenancy Agreements for Renting out complete Houses in Ealing for £100. per week and in Croydon for £88. per week, now looks like its the box room you’ll get for £100. pw because of all the interference and imposed costs not least Licensing Schemes, rules and red tape tying LL’s to the desk endlessly dealing with all those imposed impediments instead of being out dealing with real issues running his business in a workman like work manner instead of sitting at a desk playing digital everything academic nonsense.

From: Michael Foley 04 January 2022 06:49 AM

Not to worry its very easy to achieve that now, we are all becoming not for profit LL’s.

From: Michael Foley 03 January 2022 21:43 PM

I haven’t seen any rise in the year only loaded with extra Regulatory costs by Government and Councils alike. Today half of New Year day spent on a licence application and pay the Council for my work associated with the application. LL must do all including requirements he is free, not one penny cost to Council, all their invented work load and costs transferred to LL. Regarding the 3.7% increase its news to me and anyway my return is about 3%.

From: Michael Foley 01 January 2022 16:56 PM

Where is the comfort in that, 60 days is a big deal now for paying c/gains, when it used be up to a year. This is just like SD doubling it, then later on halving it temporarily and it a massive give away / a holiday. Anyway C/gains is a special high rate for LL’s only.

From: Michael Foley 31 December 2021 06:57 AM

I still don’t believe there is a shortage of housing just the Bank of England abolished Savers causing all sorts of problems for Housing. Leaving everyone with no where to put their money, so they all go for property they didn’t necessarily need or want all bidding against each other driving prices through the roof. This is not healthy it a false economy, no new money being created just same money going around in circles with ever decreasing value. This is all froth & bubbles on dubious foundation, ok what’s the alternative leave your money at the Bank and get 0,01% like they pay me while inflation probably 5.1% so after a year you lost 5% of your money at Bank, hence false mad property prices. Base rates used to be around 5% & you borrow for about 3 to 4% on top, leaving scope for Savers to get a healthy return, encouraging the young to save instead of living off credit.

From: Michael Foley 30 December 2021 22:48 PM

Yes I agree first time buyers won’t be buying Detached for sure, They will be buying new Flats probably High Rise unsuitable Flats being rail-roaded & colluded into with Schemes, loans and no Stamp Duty to make fortunes for Big Developers. They could often do better to buy a Terraced or Semi with a garden, parking, own Front Door and no Service charge. Which is often with-in what they could afford seeing the price of those Flats and Service charges. The crux of the matter is the Schemes designed to favour big developers at tax payers expense, it should be available to the first to buyer regardless and his choice what type to buy not getting pushed into bad choice. Also I see perfectly good existing Flats for £50k to £100k less but I think not covered by the Schemes and usually not as densely packed in.

From: Michael Foley 30 December 2021 21:35 PM

This Article strongly advised to get Accredited. How many times are we expected to be Accredited. I am not Accredited at the moment because it keeps expiring. I have been Accredited 3 times in the past with 2 different Organisations but I am expected to keep re-doing it and adding brownie points for ever, so decades of experience count for nothing it has to be what digital academics dreamt up, in any case it should last at least 5 years or even 10 or do they think you have forgotten everything and starting on the new each time.

From: Michael Foley 30 December 2021 11:02 AM

Shelter’s website says it tackles the root cause of Homelessness, should that be they are the root cause.

From: Michael Foley 30 December 2021 10:44 AM

What’s surprising about this nothing its a necessary prelude to get housed by the Council. I know a female who was well housed but decided to go on the Council, turned up at Civic Centre with 2 kids and wouldn’t leave even at closing time, she got housed. Another case I know of, got pregnant her partner owned his own Flat but wouldn’t let her in. However she got a job with a Housing Association & got housed through them, guess what he moved in with her and let out his own Flat. Why has the Article not mentioned the high costs imposed on private rented sector by Regulation and Licensing. So they force up rents by imposing huge costs, then complain about high Rents.

From: Michael Foley 30 December 2021 08:49 AM

Many are homeless because of their own action’s, drugs / Crack cocaine etc, we can’t help those and its widespread.

From: Michael Foley 29 December 2021 16:54 PM

So much nonsense going on scams, fees & penalties. I have scrapped 3 washing machines this morning none more than 2 years old in virtual show room condition. In the past I always fixed when possible, no point now having spent 3 hours re-doing a license application (3rd time renewal) and paying £400.00 being 30% of the fee & another £800. + to pay later for each one. Really am I going to get the tools out and go fixing a wm’s I haven’t the heart to try and save money after throwing £400.00 down the drain for nothing more than the price of a good WM. This is not going to work it’s sacrilege why should anyone bother, the writing is on the wall.

From: Michael Foley 29 December 2021 14:58 PM

What do you mean not a Court Appearance, what was I, doing there with my Solicotor and the opposition not taken lightly with so much at stake, it wasn’t just a written procedure and a non appearance if they didn’t show up. Please call off the hounds we have enough opposition without getting attached from inside, Kind regards.

From: Michael Foley 28 December 2021 05:57 AM

Don’t Agree there are others reasons but granted rent arrears is a good one. The overcrowding is another one but the rent is paid in this case. The subletting is another one when you go there and don’t recognise any of the Occupants as your Tenants. The Drinking with over flowing wheeley Bins with beer cans and spirits bottles. The wrecking of the house. The over parking driving neighbours up the wall. The Complaints from Council & Police. ASB is over simplifying the issues. I didn’t sell it and I want it back because its my Property now that’s a good reason. Do the words Freehold Private Property not mean anything anymore or is that what is been proposed here. I let it only on a temporary bases never meant to be a hi-jack or confiscation. Jim, you are renting property piece meal in rooms no wonder you are a regular at Court and if you are to sell the property vacant you have to take each individual to Court separately, what a nightmare no wonder you want to sell with they in it. I speak from my own experience too having been a LL since 1978 that’s a good 43 years and so sorry for ever been a LL because of all this recent crap what on earth for just to be everyone else’s dogs body.

From: Michael Foley 28 December 2021 04:56 AM

Jim, why are you suggesting it wouldn’t be a good thing to get rid of Section 21, the very foundation of the letting Business and very unlikely you would ever have be a LL without it, as you only joined 30 years ago following the 1988 Act which included S.21, before that if you took in a Tenant they immediately became a sitting Tenant, hence the need to let to Companies to give yourself so degree of protection at that time. I am perplexed so amazed that you are saying you don’t know how many are evicted under Section 21, and suggesting they don’t need to go to Court. Surely you should know better than that, only the Court or the Tenant can end the Tenancy. The Landlord cannot only by getting a Court Order which means he has to go to Court, unless the Tenant vacate voluntarily which is the same for everyone in any case. Best wishes.

From: Michael Foley 27 December 2021 22:58 PM

Very good you are a member of a LL Association to support you which is great. I used be a member of 3 but not necessary one is enough, even if half the LL’s joined @ £70. X 1.5m it would put Shelter in the Shade. Happy Christmas.

From: Michael Foley 24 December 2021 21:32 PM

Andrew, please don’t say that not many places to turn to for support even if we don’t always agree with them. There a wealth of information available for members on their website, a free insurance help for tax investigation, free Tenancy Agreements to down load. Specialist landlords Insurance provider through Hamilton Frazer (Total LL Insurance/ NLA), a phone help line to answer your questions where someone actually answers the phone rare those days. So I wouldn’t dismiss them unnecessarily. £75. pa fee you don’t get much anywhere for £1.50 pw those days, with only 90k members to stand up to Shelter with their millions what can they be expected to do, if the 2.5m landlords joined they would have far more clout but many LL are too tight to even pay this modest membership fee. I know how it works same when we were campaigning to bring in Section 2I all sat on their hands, but were double quick to use it when available. I hope this gives a more balanced view, 15 years a member M Foley.

From: Michael Foley 24 December 2021 21:13 PM

Do forget the fire blankets and extinguishers. Happy Christmas to all, (sorry that includes Councillors a peace offering).

From: Michael Foley 24 December 2021 15:02 PM

Landlords time is free as far as Councillors are concerned just keep loading it on and then charge you for the work they required you to do, it took me 3 hours to make one HMO license Application then pay the Council £1300.00 for the privilege. Watch out for HMO Compliance coming to a Town near you, your Tenants names & the room they occupy, a plan sketch drawing to identify ever room and size, fire doors, stops, seals, Euro locks, Closers, fire door loft hatch, staircase upgrades, inter linked fire alarms. heat detector, monoxide detector, emergency lighting, EPC, “How 2 Rent” Right to Rent, Gas Cert, Electric Cert, Fire Cert, Emergency light Cert, Deposit information, The License, ICO pay annual fee, put all on display Notice Board in prominent position etc, yes we have nothing to do, OH I nearly forgot we have to supply the property as well, (by the way you are barely out the door when they have disappeared the Notice Board), another fine for LL, now scan copy down load, upload all that plus the Application form. A sure we have nothing to do and when we do a Tenancy give most of this to the Tenant as well.

From: Michael Foley 24 December 2021 14:47 PM

Or MHCLG so called modern Tenancy Agreement another 65 pages, or English Private Landlords Survey not possible to respond to such nonsense, a rubbish tick box to get the answers they want, another Charity Status organisation. No one will.

From: Michael Foley 24 December 2021 14:03 PM

Andrew, they can expect to pay more for quality, and it’s going to take you a long time to cover the void not alone get back the thousands you spent on refurbishment, your rent was probably at a low base anyway. I suspect when your months of labour / professional skills are taken into account the less than £7.00 per day increase isn’t going to go very far, its more like a parking charge.

From: Michael Foley 24 December 2021 09:55 AM

With the weight of this against us what chance have we got.

From: Michael Foley 23 December 2021 20:45 PM

Ealing announced 2 New Licensing Schemes extra to Mandatory HMO’s. An Additional Licensing Scheme much similar to Mandatory Borough wide as I understand it which is £1100.00 plus £50.00 for every habitable room on top Applicants fee. New Selective license for 3 designated Areas, non HMO’s East Acton, Southall Broadway and Southall Green £750.00 Application fee. I have had those 3 licensing unfairly applied to me in the past but New Schemes cover far more than the previous Schemes ending.

From: Michael Foley 23 December 2021 19:13 PM

For Tenants with pets / dogs more water, I see them washing them in the bath I don’t like it one bit, or having to power wash the wheeler bins, you all should know what I mean.

From: Michael Foley 23 December 2021 15:37 PM

Very sad Benefit is a disease it take over, it’s an addiction they never give it up or want to contribute anything. Anyway more big costs coming for Tenants in London water meters being forced. I seen a Bill for one already, a one bed Flat for 3 months 50 units = £150.00 so looks like £500 to £600.pa, that’s equal to what a house water should be.

From: Michael Foley 23 December 2021 15:29 PM

Why encourage LL’s to improve energy when there are 10’s of thousands of high rise clearly not required and thousands more under construction and even more planned look around you. They way it’s going they’ll be knocking down our Terraced & Semis to make play areas for high rise. Where are all those extra People ? not there so get us out of the way to let big boys take over, penalties for us, subsidies, grants, incentives and favourable Schemes for them, for buyers sometimes I see a perfectly Flat local a to big Developments, £100k less price tag but that one can’t be bought it won’t be part of the big boy tax payer funded Scheme,

From: Michael Foley 23 December 2021 13:34 PM

Polly, could you start to help by donating £100k of your salary you would still have £36k to live on. Shelter are in the wrong business they should be in the Office of National Statistics just quoting figures. Why not use that £60m tax free pot or such other massive figure, why haven’t we LL’s got Charity Status we actually supply the housing, not sitting on the fence blaming everyone else.

From: Michael Foley 23 December 2021 09:39 AM

Balvinder, the answer is very simple just reinstate Section 21 how it was implemented, remove all the nonsense tags that were attached in recent years, very often by People & Organisation's with no in-put standing on the side lines chuckling spanners into the works. I take it you haven’t been to Tribunals no offence.

From: Michael Foley 22 December 2021 11:51 AM

Exactly that which is why there is a massive waiting list, they all want to be on the Council, no shortage of property just a shortage of people who don’t want housing unless it’s subsided, many avoid getting married and divorce now rampant to improve their chance’s.

From: Michael Foley 22 December 2021 11:05 AM

They want us destroyed to force Tenants to Rent or Buy the tens of thousands of high rise monstrosities for Developers to make a killing & subsequently the Big Boys as mentioned above to take over. SDLT of course it’s significant in London buy a property for £500k that will set you back £30k stamp duty up front and probably only get a flat for that, your first 3 years rent swallowed up taken other costs into Account (excluding license if req’). The so called SD holiday was a bad joke for LL’s, what actually happened Mr George Osborne double SD for LL’s / second homes buyers, then comes along Mr Rishi Sunak and halves it temporarily calling it a SD holiday, do they think we are all idiots. Anyway don’t worry it will get worse and if in trouble sell at a loss, then Rishi can get another £30k SDLT from next mug.

From: Michael Foley 22 December 2021 08:46 AM

Hardly removal of Section 21 as its not S.21 anymore, its been Stripped Bare already and only a Powerless Remnant left. Any excuse can’t use it, find you haven’t put the Deposit in a ponzu scheme correctly, haven’t got the license that you didn’t know you should have as similar neighbouring properties also let with people living in them with license not required, haven’t served Shelters ‘How 2 Rent’, alleged property damage usually caused by Tenants seldom property damages itself. fiddle with Boiler is good one if Court case coming and say no hot water, the 2 months notice has to be server in particular ways so as to void it for you but now 4 or 6 months who knows, loads of other stuff like 2015 De-Regulation Act brought in to hammer S.21 mainly. Its a bit like selling a car you have stripped, no wheels, steering wheel, engine, gear box or doors not much of it left.

From: Michael Foley 22 December 2021 07:32 AM

Very good Andrew, but in London many now don’t have High Street Office where you can walk in at talk to them. They are on-line in a warehouse type building god knows where, I had one of those and my rent was always late, it got to 7 months behind, then I had a go at Tenants who were able to prove payments on time by transfer. That was end of that Agent but took months and letters to get my money back, if I was less persistent I wouldn’t by got it, it came in several part payments.

From: Michael Foley 21 December 2021 08:58 AM

Shelter got a Government Grant to go over the Border to Scotland to interfere there. It’s very big of them to support the above its not there property. Why don’t they supply housing then we can attack them for doing that and tell them what rubbish they are at it, and for being so stupid to house people.

From: Michael Foley 21 December 2021 06:39 AM

They are Renters they don’t own it, there is a big difference. Rent a car it’s not yours you don’t own it, you can’t paint it a different colour and you have to give it back. Of course if they want all those rights no problem but your own, lay down the law to the lender tell them everything they must do to suit you. Control poverty that’s not Landlords remit, Control the Mother’s.

From: Michael Foley 21 December 2021 06:17 AM

Kieth. My yields are less than half that due to high property prices in London, higher running costs and higher Compliance, fees / costs / licensing etc’ pound for pound by comparison in London to other parts of the UK. Which have to be factored in when working out yields unless Farmer or Council Economics.

From: Michael Foley 20 December 2021 16:24 PM

It seems to me they are hurting everyone to benefit themselves their priority. We have worked with the Tenants all the way through and taken a big hit, time to call off the hounds.

From: Michael Foley 20 December 2021 15:20 PM

Andy, congratulations you got the price you asked for without hanging around with sleepless nights. I heard a famous man once say in TV interview when asked how he got so wealthy, he said by selling too soon.

From: Michael Foley 20 December 2021 11:51 AM

Christopher dearest wouldn’t it be better to post this advice for Tenants. We can’t ensure ventilation while been excluded from the Property, would you like us to go in opening windows or continue as now look at the condensing running down the windows from outside causing sealed unite to fail. Say opening window 1/20th of floor that would be good, so supposing double room 150ft sq / 7.5ft sq opening. They are not go to open 7.5ft sq, although it would be great if they opened it an inch, looks more like a Planning term to me. I agree about ventilation it best cure for condensation / mould mildew / omicron etc. I can’t see what good Insulation is going to do with 7.5 sq ft open window. What’s this all the time instructing LL’s to teach the Tenants, they are adults & most if not all gave longer in further education than I got at primary, we reared our families and not running a kiddie’s nursery.

From: Michael Foley 20 December 2021 11:39 AM

Not high rising Capital Value but high depreciation of Currency Value.

From: Michael Foley 20 December 2021 10:43 AM

Some of mine are D a few are pre-war, difficult & expensive to upgrade impossible if not vacant. One is an E and 6 are ‘C’.

From: Michael Foley 20 December 2021 09:15 AM

Give us back our money, why not give us back our 10% Wear & Tear allowance, scrap Deposit Schemes, Licensing Schemes, How to Rent and Section 24, then that money can go to give us a super EPC at no additional cost to improve the air quality for people’s health, or are regulators the problem.

From: Michael Foley 20 December 2021 06:49 AM

Everything they are doing sends a shiver down the spine. How can people in those jobs be so stupid is it because of education system or is it that they never had to earn a living. Talking about Rent Controls at a time of so much arrears, you can’t increase rents on your Tenants when you know they can afford the current rent unless you are going to force in a rent reduction. Interest rate rise is a double hit for LL’s that are not allowed to offset interest against their business / S.24 (pay extra tax on the higher interest rate you already paid the lender) second class citizens. What are they on about making restrictions to prevent you freely selling your property on the open market compromising your investment, none of their business we didn’t need their advice / interference or get any of their financial support when we bought, private business. Enjoy the Recession you deserve what you created.

From: Michael Foley 19 December 2021 08:59 AM

Paul, remove Sect 21 at your peril it will collapse the whole housing market & economy, anyone who think it will only affect one section is dreaming, the predicted fall will happen for sure all be it a bit later, many people are held to ransom by B of E who abolished savers leaving them with no alternative but forced into property all bidding against each other driving up prices false economy, your own article confirms the implications of removing S.21 hence the rush to get out before it goes as you say busier than ever - 35% of your instruction in this regard so is that not evidence enough just leave it alone. Forget about Renters Reform Bill white or green paper, no paper to help LL’s providing 1/5 of the rented accommodation to the market of their own back and financed by them at no cost to tax payers, how can Government by a better deal than that plus all the SDLT, tax on Rental huge maintenance costs, Regulation’s requirements, vat on everything thing we do even a new boiler can attract £400. VAT. Do they not know how soft they have it, why do we even bother or care.

From: Michael Foley 18 December 2021 14:28 PM

Alison, nothing new about this its always been the case from where I am standing, why would you want to buy someone else’s trouble, you get your own Tenants and not dealing with historical issues. I know some portfolio hands off LL’s used buy properties (incl’ auctions) sometimes slums with Tenants in place usual benefit Tenants exempt from rules, Licensing & requirements so nothing to worry about just check the Bank to see if money is in.

From: Michael Foley 18 December 2021 13:27 PM

No Hackney just want the free money for nothing beats working for it.

From: Michael Foley 17 December 2021 13:40 PM

Yes George exactly up to 45% or more income tax while you have it. Licensees, Penalties, Fines, Rogue Citizen, 28% special C/gains tax for LL’s if you want out. 40% Grave Yard tax at the end, a very poor deal for a lifetimes efforts & dedication, better not think about it.

From: Michael Foley 17 December 2021 13:31 PM

UK walking blindfolded in Recession sad to say its on the cards a long time, how many times have I seen it before. Interest rates up inflation 5%, millions of jobs gone or at risk thousands of businesses closed most will never recover or even reopen, just add Brexit & Corona. I predicted the last 3, if ever the writing was on the wall, come on now its in front of our eyes and still in denial of reality, it not in my interest to put the dampers on it but I tell it how it is. Good luck

From: Michael Foley 16 December 2021 22:10 PM

The 5 top tips is amusing. No.2 turn on the heating gently how on earth do you do that. No.4 smart thermostats I have cursed on those, lead Tenant decides to install Hive thermostat and blows PC board and denied he done it even though the wires mixed were up, cost me £180, Tenant didn’t ask for permission. So annoying for other members of the household he was controlling heating from 100 miles away.

From: Michael Foley 16 December 2021 19:47 PM

Many of the Manufacturers are now joined like Potterton / Baxi same really, Vaillant German, Worcester Bosch (English) 2 of the better ones but costs hundreds more than some others even double. I don’t mind paying the extra if it means less break downs, with the old systems we had gravity hot water and hot water storage tank incorporating immersions, seldom broke down if ever & only then even a few pounds for a thermocouple something small. Like said before if you got break down turn on immersion and give them a few electric heaters to tie them over no panic. Different with Combination Boilers usually no separate hot water cylinder so when it goes down no hot water, for this reason I usually have one electric shower in place, we can only try.

From: Michael Foley 16 December 2021 18:51 PM

I have 11 Vaillants older one far more realiable before Condenser, water sensor problematic, they changed diverter to a worse type, changed expansion vessel from round flat type at back to oblong shape at side better position but troublesome now that we are not allowed to do simple basic things because suddenly we are all morons. Ideal Standard and Potterton used to be my favourites, Didn’t like Ariston or Volkera and a couple of less popular makes, the vain of my life.

From: Michael Foley 16 December 2021 17:30 PM

Modern gas Boilers are good when they work properly but give a lot more trouble, in years gone by used to be far more reliable before adding all the electronics and condensing type boilers. The condensing flue condensation is very acidic sometimes eats through flue lining to intake can be very dangerous also condensing trap gums up sometimes causing breakdown can be in a inaccessible position, printed circuit boards can develop faults, see the queue’s outside boiler spares shops in winter, didn’t used to have those problems, not a gas engineer just a LL’s observation.

From: Michael Foley 16 December 2021 05:50 AM

REDRESS Scheme should only be for Letting Agents who takes 11% of the rent in the main from LL’s. LL who work and pay income tax then turn around and pay tax on their rental income, put their heart & soul into the business should be much more appreciated. They devote all their spare unpaid time to work and maintenance which should be their leisure periods for the up keep of their property. Further any issues arising or emergencies they are there in a flash dealing with it, unlike an Agent ringing around trying to get some one to come in a few days time with the added cost and their commission. I have had Tenants loose or have had their bad snatched including keys been lockout ring me at 2 / 3 am, no problem I’ll get out of bed and be there, several incidents over the years. The is no substitute for hands on self managed LL so we don’t need your schemes, please go away and forget about white papers and green paper too much interference and unnecessary damage done already, just worry about C/tax hikes & 5% inflation instead before it all collapses around your ears.

From: Michael Foley 15 December 2021 20:46 PM

Exactly right GD it doesn’t improve the property it a cost and liability taking millions of £’s out of the Sector, so they think removing our finances will improve the property. Imagine if every LL had a new Energy Efficient Boiler how much better that would be for Environment, instead of a Licensing Application, Right 2 Rent, How 2 Rent, Settlement status, Deposit Schemes, Accreditation Schemes, Criminalising of LL’s etc, any of this use not exist until being imposed in recent years, so all those could go immediately without renting being adversely affected but an improvement. There is a whole load of other requirements and cost that were placed on LL’s also in recent years that I didn’t mention because those probably have a beneficial or safety value.

From: Michael Foley 15 December 2021 19:02 PM

Home Office to make Right to Rent easier for LL’s they are having a laugh, it’s a nightmare most have Settlement letter from Home Office but when you read it, it says this is not proof of Status, so what is it ? Some have a code to check but usually don’t work, if they want to make it easier for LL’s then they should do it, how many more free tasks do they want us to preform.

From: Michael Foley 15 December 2021 17:09 PM

When I had savings in 1971 and tried to buy I was turned down they expected you to be married. Also got turned when a friend & I tried to buy one between us. It was the biggest favour they could ever have done for me, avoiding that noose around my neck for 25 years. Subsequently I bought the land in Ealing to build one, went to the Bank with the Deeds as collateral and they gave me money to Build, the interest rate was high at 13% but part of the deal was I wouldn’t make any re-payments in year one obviously I couldn’t. That time your Deeds just went in the Bank safe until you redeemed them. Anyway I have told you before that I personally built the house which I still have, now I am expected to do courses and collect DCP or a mark against me. I must learn how to do it, but I could do it with computer to comply only problem is I am not capable of use those things, obviously far more important than Building a House

From: Michael Foley 15 December 2021 16:08 PM

Anything to do with more rules and Schemes is what it is, anti-landlords we are strangled with Regulation’s and costs making us dysfunctional while removing out rights and ability to manage then fine LL for poor management.

From: Michael Foley 15 December 2021 09:32 AM

ARLA where have you been all those decades while we struggled to build up our business you weren’t there, only a handful of letting Agents in London none in some places but now a dozen or two in every Borough so you are making a fine fat living off LL’s. That’s not enough you want to rule the roost taking full Control of your Customers business calling all the shots, poacher turned game keeper.

From: Michael Foley 15 December 2021 08:49 AM

Of Course Sandwell’s wants it like other greedy Councils running this extortionate racket with no cost whatsoever to themselves, not even one penny, money for old rope. They already had all the Powers ever needed as far as 1992 to deal with any situation regarding private rented sector, so it’s the free money.

From: Michael Foley 15 December 2021 08:36 AM

David, I disagree with you about if you bought a house years ago, what makes you think it was easy then. I remember in the 1960’s when I was minded to save up to buy a house, Semi- Detached in outer London were £4.5k while my take home pay was £17.00 per week after stoppages, even top trades were only six & one penny + halfpenny an hour (all before decimalisation), right you try living on that, pay for your food, lodging, travel, clothes, work ware etc, save to buy a house good luck with that. Ummm a few rules & Regulations not expensive dream on what Planet are you on, obviously you haven’t it or wouldn’t make such a silly remark, the cost is massive and the main driver of high rents. Not Expensive to Administer you say, last Sunday it took me 3 hours to make an application for license renewal +£1300, fee, you can all sneer if you want, you’ll find out by the time you have got all your Certs’ & other documents in place & up loaded, previous Sunday the same & another £1300, all over Xmas is going to be same carry on, and all licensed before 2 and 3 times so please write about a subject you know something about. Do get me started on C/gains or Inheritance tax you didn’t mention any of that lol.

From: Michael Foley 15 December 2021 05:10 AM

Well if David is writing a book on the World first Hound. Master McGrath was a good one, she won the Waterloo Cup 3 times 1868, 1869 & 1871 then poisoned by her competitors owners the story goes. There’s a whole industry after growing up and making a living on the back of Landlord bashing, far easier to knock people than to do it yourself.

From: Michael Foley 15 December 2021 04:08 AM

David, regulation’s are a huge factor this last 10 years particular in driving up rent each cost placed on LL then add Council licensing Application fee for no in put, gone up from £560. to £1100. from start of Scheme for mandatory, but also thought of another charge/ £30 extra per habitable room on top, some Boroughs charge a straight £1400 if that didn’t get you they also introduced Additional & Selective licensing for good measure.This is tip of iceberg you have do all the work requirements on top many thousands more. So any LL that was required to get a license had plenty of upgrading to do Tenants in-situ or not at all own cost, not going to be possible to do EPC work inside like this when occupied whole walls to be insulated removing Kitchen units and bathroom fittings where you have 225mm solid brick walls & when not owning whole Building. Anyone not happy with renting buy your own the lender is not going to tolerate nonsense, enjoy your jam sandwiches next 25 years and when to crash comes which in inevitable you’ll love paying for a property that’s not worth what you paid for it.

From: Michael Foley 14 December 2021 15:33 PM

David, some of my rents haven’t gone up in 10 years from a low base yet loaded with extra costs & requirements. Extortionate licensing fees that have double since introduced in 2006, repeated licensing fees some redone 3 and 4 times while Family letting exempt and some others to, don’t forget to factor in all the costly requirements, then complain about affordable Rents.

From: Michael Foley 14 December 2021 12:04 PM

I had a guy who painted the main double bedroom dark blue to include Walls, Sockets, Switches, Double Glazed windows frames all smudged, Ceiling same blue, Skirting Boards, Back of Door, Pictures rail etc, try changing that back. Some Tenants can do good work to be fair especially from Eastern Europe but the colour will always be grey, inside & out.

From: Michael Foley 14 December 2021 11:35 AM

It’s a Statute problem bad Laws needs changing, like rent re-payment orders also , use your property and all its facilities for a year then claim their money back some nonsense going on. I see a guy in the Café other day he had a big Chicken dinner and devoured it, then went up to complain and got his money back, the owner trying to keep the peace

From: Michael Foley 13 December 2021 16:09 PM

I was not singing their phrases just a source to test the market for £1k small beer regarding property and if it went fair enough so from my previous example you would need to get an extra £14k + vat from High St Agent to end up same level, may limit potential purchasers ability to find the extra cash. I think I have seen the shares at £5 then sold off for a £1 then a low of 26p now recovered some what, if they go into liquidation just add 430 more jobs to the list.

From: Michael Foley 13 December 2021 10:48 AM

Congrat’s Alicia this is a recipe to create more arrears, do you not think they will take advantage of this.

From: Michael Foley 13 December 2021 08:17 AM

There’s a House in our Road up for a £1m. I am told Agent sales fee is 1.5% very high I think (£15’000) you know what I mean, good night I said too today.

From: Michael Foley 12 December 2021 22:56 PM

Robert, I like it we are all hands on landlords and always was. That excludes all the non productive computer gurus so called Professionals that they want us to be.

From: Michael Foley 12 December 2021 22:43 PM

Probably ok for selling a very low set fee and support for photo’s or video at extra cost but don’t need to pay up front or to 10 months, advertised on Zoopla, Rightmove etc, if not in too much of a hurry to sell could take a punt for £1k + it could test the market.

From: Michael Foley 12 December 2021 22:17 PM

I suspect as with all things to do with PRS it will be the landlord fall guy, if an Agent rents out your non-compliant property it’s the owner is always ultimately held to Account that’s well documented. Those people have terms & conditions and are not go to stand in front of you but we’ll behind, do you think they are going to take responsibility for your property

From: Michael Foley 12 December 2021 21:08 PM

It’s well time to scrap the Deposits Schemes & Prescribed Information bringing the whole business into disrepute. It’s total injustice why should any landlord have to give back the worthless Deposit to a Tenant not alone 3 times more as well. The Deposit is no longer protecting the property which is what it should be for but instead you are just minding money for the Tenant and potentially getting saddled with a huge liability of 3 times more for what ? If they misappropriate the rent they are not required to pay 3 times more.

From: Michael Foley 12 December 2021 20:16 PM

Hi Jim. I have to disagree on this major stumbling block its massive. I know what it was like before, why it was needed and fought / campaigned so hard for it. There was virtually no buy to let prior. I don’t expect you to understand with the greatest respect because you weren’t there, as you say yourself 30 years / 1991 of course after the 1988 Act which would have been irrelevant without S.21 having been a LL since 1978 I think I should know that one. Anyway no point in calling it S.21 anyone now that its only a remnant undermined as you rightly say by Deposit debacle. How 2 Rent, EPC, DEICR, 2015 De-Regulation Act, property damage excuse, Licensing etc, any of which is likely to prevent you using S.21 its disgraceful behaviour. It will and has been noticed by the damage already done creating ASB, Cannabis growing, overcrowding, subletting, etc, didn’t exist before interference Section 21 should be reinstated to its original function to do what it was meant to do, don’t worry it will get worse, christ I struggle with this little HE.

From: Michael Foley 11 December 2021 10:23 AM

Morning Jim, you are not on a different Planet just operate a different model really in my view. Section 21 is very necessary for the private rented Sector to have any control over the property, yes seldom we need to use it because its there, remove control over any business you know what happens and you know what I mean. I don’t mind if you are having a dig, S 21 is completely necessary. How 2 Rent now 17 pages more than doubled since start and I agree it has no value for improvement of renting because it was never meant to, only brought in as an extra cost and encumbrance to increase LL’s work load and waste time, paper, prevent use of S.21 if you didn’t serve latest one whether you could have known what that was. MHCLG moron Dept’ has 65 pages so called model Tenancy Agreement that they was us to use desperate to waste paper. There is a very simple way to avoid evictions which I have but its very risky my rents are away below the market value so no one wants to leave me.

From: Michael Foley 11 December 2021 08:45 AM

Kieth, look at what you done you rekindled the subject a year on, if ignorance is a disease the education didn’t do much for the authors of “How to Rent”

From: Michael Foley 10 December 2021 18:29 PM

We’ll have to ask our Boss Shelter who forced How to Rent guide upon us in 2014 and changed 10 times/ 11 issues since is my recollection. We have to be a fit & proper person but also the most appropriate person then put up with this nonsense making it up willy- nilly as to go along, are they fit & proper ?. All I know if you do a new agreement you have to serve the latest one whether it’s possible to know what that is another matter, also any other changes to Contract or becoming periodic may have to re-serve to be completely stupid and compliant.

From: Michael Foley 10 December 2021 18:15 PM

NAO, where is your evidence that our Houses are less safe or likely to be less decent. This is rubbish and only hear say we have very good properties brought to the market at no cost whatsoever to tax payers or Government top that can you find someone cheaper to supply impossible. Why have Regulation’s / Council’s been allowed to damaged us so much for doing the right thing. It seems to me your idea of improvement is to damage us even more, we need less Regulation for the Sector to improve not more we are strangled. Forget about white paper and green papers going to make more mess.

From: Michael Foley 10 December 2021 09:26 AM

Seems like my comment here was removed probably unbelievable but every word true good luck.

From: Michael Foley 10 December 2021 08:20 AM

NAC, are you blindfolded do you not know that Government & Council’s have done enormous damage to private Tenants driving up costs on private LL in turn making rents unaffordable. Painting LL’s Rogues as a cover to take tens of millions out of private rented sector.

From: Michael Foley 10 December 2021 08:07 AM

Tenant jailed for punching LL ?, WRONG HEADLINE He wasn’t a Tenant he was a Lodger., completely different occupant.

From: Michael Foley 10 December 2021 06:46 AM

Ever since they took away LL rights excluded him from the property, caused anti-Social behaviour, caused cannabis growing, caused overcrowding with licensing schemes reducing how many LL can have, so some tenants had a field day filling the capacity, many a house was built or bought by the occupants in foreign parts on the back of ths interference. Their actions also invented R2R the greatest scam of our time, any of didn’t exist before and now make more rules & laws to prosecute the victim.

From: Michael Foley 09 December 2021 14:02 PM

Agree, very seldom we needed to use Section 21 because it was there and the Tenants knew you could take action if it came to that, take it away and see what happens we’ll be back like how it was before being introduced. Did someone say the best guide to the future is what happened in the past.

From: Michael Foley 09 December 2021 10:10 AM

Shelter, you house them then all you ever do is knock and despise private landlords that house millions. Polly, take a £70k pay cut and you’ll have £63k pay pa + any expenses that we are not privy to and still too much for someone making herself popular by doing a hatchet job on PRS.

From: Michael Foley 09 December 2021 09:12 AM

Emily, exactly right and didn’t they always get their Deposit back when they looked after the Place. I never failed to give Deposit ever even when there was obvious damage and we always finish on good terms, at least we knew when they were leaving not getting behind with rent and disappearing How can Rents go up when they can’t afford it now, reality check please, come down off that cloud.

From: Michael Foley 08 December 2021 10:26 AM

Not yet another Deposit Scheme what for. Why not let the LL have his Deposit to protect his Property. Which is what it was meant for, not this rubbish of protection the Deposit itself adding another burden on the LL. That’s why I have to forego £24k Deposits in preference to those useless schemes impinging on your rights and undermining Section 21. I don’t see any of those guys jumping to set up Rent Guarantee Schemes.

From: Michael Foley 08 December 2021 08:56 AM

BBC Radio 4 is right there is massive fraud going on in the rented sector. Although they missed the biggest fraud on private Landlords by the Authorities.

From: Michael Foley 08 December 2021 06:50 AM

This is absolutely amazing that a Council Chief can come out with a dum Statement like this. “Dangerously UnRegulated” indeed. Does she not know that we have over 150 pieces of legislation governing us, among the most Regulated business in the Country, come on now play fair, we have to be a fit and proper person but also be the most appropriate person and then have to listen to this nonsense.

From: Michael Foley 07 December 2021 19:36 PM

Where allegedly are all those Rogue LL’s if they exist, if they exist you must Know who they are and authorities can easily deal with them, if they don’t know it’s speculation and here say and should stop using those slanderous derogatory remarks turning public against us. I never heard Councils refer to LL’s without calling them Rogues. Suppose someone make a racist comment they would probably be locked up. It ok to keep discrimination and de-meaning private Landlords.

From: Michael Foley 07 December 2021 18:18 PM

GD, I don’t think even doing all those things will get you a C needs a bit more. I wouldn’t be too concerned about the cavity fill the products are tested and passed. However you could get them to use the beads one like little balls of polystyrene, better for filling narrow cavity’s or spaces. They will try to talk you out of it, its more expensive

From: Michael Foley 07 December 2021 14:12 PM

I have smart meters in my house that haven’t been used in 4 years since I switched from British Gas to EDF either BG wouldn’t let them use their smart meters or not compatible with their systems, so I am back to sending reading meters, wonderful

From: Michael Foley 07 December 2021 13:27 PM

The Council’s had tax payers money to do the work and don’t pay tax on their rental income. We have to pay for the property, up dating and taxes plus pay Council to look at it, hardly a fair comparison. Looks like the whole family had made use of subsidised housing.

From: Michael Foley 07 December 2021 11:45 AM

Well if the Tenants can’t afford to rent my good quality properties which are all £300.00 to £400.00 per month below the market and some houses at least £1’000 pm below the going rate, yet it doesn’t stop me getting clobbered with a mountain of regulatory costs (do you want the list) & requirements + repeated licensing fees.

From: Michael Foley 07 December 2021 10:57 AM

How many LL have done this right to rent checks, it’s an nightmare doing settlement checks on Government website and another layer of unpaid bureaucracy, they’ll have Passport / ID card and Home Office settlement letter, However when you check it out some of the codes don’t work, again making it more unpaid work problems for us.

From: Michael Foley 06 December 2021 18:21 PM

Regulation’s keep LL out at all costs, don’t let he see what going on, then fine LL for not being in control.

From: Michael Foley 06 December 2021 16:56 PM

AQ, you are having a laugh, too many vulnerable Landlords being milked by everyone, look at facts and see how many extra rules, charges and costs we have had to absorb in recent years. I can give you a list to enlighten you if you want. Or Course all licensing increase LL’s costs, don’t forget compliance costs which is much higher but Councils not a penny cost on them legalised robbery. I would be vulnerable too only for me.

From: Michael Foley 06 December 2021 09:49 AM

I don’t believe that there’s any shortage of Housing and won’t be either where are the people going to come from. I see no scarcity what I see is thousands of high rise already built, thousands more under construction, thousands more in the pipe line, if those are filled up no Tenants for traditional LL, our house prices will fall and the big boys as now will get preferential treatment. There are huge waiting lists for Council housing but they are living somewhere already and not interested in paying full or market rent do you think they are stupid or something when they see millions on it already. Grenfell disaster 72 die rip in this 22 storey block of Flats but nothing learned at all. Just a mile up same a 40 road 2 Tower blocks 50/55 storey blocks of Flats nearing completion, for good measure 6 more 50 storey blocks of Flats planned for Acton Town Centre half a mile away, need I say more?, the couldn’t cope with one less than half the height/ 22 storey . The Company that made the Insulation for Grenfell is likely to be making the product that we are being forced insulated out houses with, good isn’t if they find anything wrong with that down the line the Town will have to be demolished.

From: Michael Foley 04 December 2021 15:16 PM

Andrew on a lighter note from yesterday, take no notice of London prices. Even if one London property is worth more than your 4 or command more rent than all, if you get one property empty you still have income from 3 other, better spread if one expensive is empty you have nothing .

From: Michael Foley 04 December 2021 08:05 AM

I bought them a condensing drier just put it anywhere but same problem as you they wouldn’t pay for the electric, anyhow corona is best cure for mould & mildew. I see windows open for first time in years.

From: Michael Foley 03 December 2021 16:28 PM

A 2 double bed Flat in zone 3 will set you back £500’k and rent for £1200/1300pm. I have one 2 bed let for £1200 pm because they are struggling, and a good size 3 bed let for £1350 pm both licensed and up graded to comply with building regulation’s 1991, (shouldn’t have needed a license the council didn’t know their own rules) with good living rooms and private gardens. I have no doubt you have London rents in Glasgow without the high purchase costs of the property, we are stuffed .

From: Michael Foley 03 December 2021 15:44 PM

Pat, I wouldn’t go demolishing my property to get at the land. I will leave that to the Developers in London that has burned down so many Pubs prior to looking for permission to build huge numbers of high rise Flats with 2 m2 outside recreational space in the sky (their gardens) and clearly not required. Regarding inflation Robert got it right. I think of it in a similar way I call it currency de-valuation.

From: Michael Foley 03 December 2021 14:50 PM

Sorry Robert my mistake you didn’t say how many bed your flat was.

From: Michael Foley 03 December 2021 14:20 PM

Robert, different kettle of fish for me some rents haven’t hardly stirred in years since 2006 when Mandatory licensing was introduced following 2004 housing Act, as an example one that has been licensed 3 times is 5 double bedrooms 25 X 12 lounge dining room separate fully equipped kitchen, 2 kitchen sinks with range cooker double oven / 8 burner hob, American style fridge/freezer etc, Garden, 2 parking spaces, in London, Zone 3, currently let for £2’200 pcm, and hammered with regulation’s, so if can get £2’100 pcm for one bed in Scotland good luck to you.

From: Michael Foley 03 December 2021 14:14 PM

Exactly that face to face value better than all the checks, you’ll soon get the feeling in your bones what they are all about. The rent guarantee insurance if you can get it you don’t need it. Just reinstate Section 21 how it was and give LL back control of his property. I get on well with my Tenants some can be difficult at times and I am awkward enough myself as a LL you can’t be too cosy either just keep that one step between you but I never get rid of rent paying Tenants and they know that no matter what damage I’ll fix. I am just sorry the day that they leave

From: Michael Foley 03 December 2021 10:54 AM

The Re-Licensing again and again that’s the killer. When many never done one, while others are not required to do so. When you have done everything they wanted brought it up to standard why can’t we be left alone until everyone else have done the same.

From: Michael Foley 03 December 2021 08:30 AM

28% CGT on your property and 40% Graveyard Tax on yourself.

From: Michael Foley 02 December 2021 20:16 PM

Why use private LL to do your job, you have spent the last 15 years doing your utmost to destroy us. Its disgraceful to see anyone sleeping rough on the streets in a wealthy Country at any time of year, you hold your pets in higher regard. The local Authorities should be fined for not doing their job, how about a £5k to £30k penalty like they have willy-nilly for private LL’s, even for the Council employees who are in a position for carrying out this duty instead of big salaries for nothing only to cripple PRS. So now you have another £30m of tax payers money to spare get out there tonight and get them under cover. I think you are too obsessed complaining LL’s who already supply good quality housing. I am sure those misfortune human beings down on their luck for any number of reasons would love to get under the roof of an F or a G, you morons. Regarding NRLA I am not going to knock them as we don’t have many places to turn to for support although I was much happier when Mr Richard Lambert was CEO a brilliant guy.

From: Michael Foley 02 December 2021 18:41 PM

Peter, I believe what you say is right but not all things are the same to my mind. Leaving it in a Will is a different matter, if you dispose of the property but by which means, I see a difference between disposing by selling rather than giving it away. I think what I said was right to and all those schemes and allowance don’t apply when talking about London in the main, estate’s over 2m all allowances are washed away.

From: Michael Foley 02 December 2021 15:18 PM

George, maybe he forgot to take photo of room stat.

From: Michael Foley 02 December 2021 12:51 PM

Don’t know what to think gift rap the house in polyurethane foam stuff, then open the windows to let the virus out.

From: Michael Foley 02 December 2021 12:35 PM

Nationwide gives them money as well, yet LL are their biggest customer with their subsidiary TMW, M & S gives them 5% of my sandwich enough to choke me.

From: Michael Foley 02 December 2021 09:36 AM

Peter, as I understand it if you give the property away now you have to pay the CGT on transfer, but you are not finished yet with it, you have to know when you are go to die / the 7 year rule that’s really only 4 as they don’t count the first 3 years as any reduction in IHT, so if you die after 3 years you’ll have paid CGT for nothing and still have to pay 40% IHT. Same difference if you sold the property pay the CGT now , when you die pay another 40% of the remnants you have left. I agree it ridiculous paying tax purely on inflation or decrease in current value as they have done away with index linking and taper relief.

From: Michael Foley 02 December 2021 08:37 AM

Suffered far too much already with HMO requirements some nightmare trying to work around Tenants with hard wired electrics everywhere full of their belongings, fire doors, stops, frames up grading, locks, closers etc, see how you go on when you start using planers, routers etc making noise and dust with limited space to work, incidentally LL pays for all this big surprise but also have to pay the Council £1400. as a thank for forcing him to do it. EPC’s next problem some of mine are Victorian 9” solid walls beautiful yellow stock bricks with red architectural feature designs around windows & doors not like the plain rubbish looking building of today indistinguishable from office buildings. I don’t want to cover up this timeless maintenance free external brick work. Inside so difficult some have part open plan with fitted kitchens, then the electrics involvement and bathrooms ?, you are proposing to do this with Tenant in situ ? and now want longer/ indefinite tenancies making it impossible to get a vacant period to do it.

From: Michael Foley 02 December 2021 07:52 AM

All rip off taxes we are already paying 28% cgt that’s 8% super surcharge CGT that don’t apply to anyone else only LL like me stupid enough to be paying 40% income tax already, (otherwise cheaper CGT rate) No wonder they are dithering at what they were proposing, increasing it to my personal tax rate of 40% the same as Inheritance tax, so there’s the possibility of paying 40% CGT & 40% IHT (80%) why don’t they just take it off our hands and save us all this torture, nothing but grief & penalties, I think that £12.5k annual CGT allowance is not available for higher rate tax payers either. The tax rate should be reduce on a scale according how much tax you actually pay, the more you pay the better rate you should get encouraging business not stifling it and not all the time favouring people who doddle along paying very little or nothing, put that in your think tank.

From: Michael Foley 02 December 2021 04:54 AM

The other point is you with the 4 Terrace Houses for £650k, you and I presume your good lady wife is not too presumptuous of me, can be passed on as part of your Estate the 4 houses free of tax with the nil rate band allowance, also giving you far more flexibility how to distribute your Estate to family members, we are stuffed.

From: Michael Foley 01 December 2021 22:32 PM

Andrew £ for £ you make double your investment compared to London, it nonsense down here with 32 London Boroughs doing their utmost to grab every penny with licensing, fines, penalties and confiscation Orders, easy money for them with no input. Their fines are huge as is their legal charges sometimes in tens of thousands making a mockery of justice system.

From: Michael Foley 01 December 2021 22:13 PM

Some London LL’s the cherry pickers are getting good rents but many are not although hit with more regulation and far higher costs than other parts of uk. I have a property for example valued at £650k judging by some other sales locally let for £1500, pm. I know of a similar house out of town recently purchased a couple of miles from Luton Airport cost £375k and command a rent of £1800 pm, make what you will of that. London is high value property not matched by the return.

From: Michael Foley 01 December 2021 20:34 PM

Wendy, exactly right it should apply to all residential property across the board regardless, not picking on one section of the community which is a fraction of the housing stock, how is present policy go to improve the situation over all by excluding 75% of properties. It seems they love to divide us and it works well, a bit like Settlement Status for renters it’s a nightmare and when I try to verify the documents on Government website the codes doesn’t work leaving us in limbo, anyway it only applies to England as I understand it, not Scotland or Wales, and all work load and costs transferred to LL, as with all other aspects of renting not a penny from anyone else and forget about rent increases that is not affordable that cannot work. Looks like my yields are about 2.5% not 6/8% the media would have you believe.

From: Michael Foley 01 December 2021 18:58 PM

Don’t remember it this way must be Shelters 2015 De-Regulation Act, implemented on 1st June 2019 fees ban.

From: Michael Foley 01 December 2021 10:00 AM

I seen a house at Auction with broken windows, no back door just a piece of plywood screwed over and 4 ft hole in the roof, it had EPC “C” and sold well

From: Michael Foley 01 December 2021 07:28 AM

Well managed properties that LL have been left no Authority to manage. Anti-Social Behaviours that didn’t exist before Regulations when LL had rights and not excluded from the property. Never over crowding before HMO Regulations clipped LL’s wings and removed his ability to manage. Fine the powerless LL for Tenants miss-behaviour some farce, we are not the Police and if all Police powers were removed how would they operate.

From: Michael Foley 01 December 2021 07:21 AM

Hi Karen, so sorry for your situation but not uncommon I have had that a number of times and suffer in silence, sometimes takes months and costs thousands to put right, so now we have Safe Agents safe for them of course was Arla not enough, now Redress Schemes but redress for whom and who pays the piper. This is the result of all this anti-LL hype and adverse laws in recent years. So many carving out a soft business model for themselves sometimes in collusion with the Council they all have the snouts in the trough at LL’s expense, no one else pays a penny for anything ever. I am beginning to question who the real Rogues are.

From: Michael Foley 30 November 2021 20:47 PM

Everything free will be over subscribed even the phone call. Like carrier bags used to be and grabbed by the fistful, about time NHS started charging something as well stop the abuse even a fiver would do, too many free loaders everywhere.

From: Michael Foley 30 November 2021 08:42 AM

I haven’t been blogging for a while because no one taking a bit of notice of what we say taking up my time although I usually read the comments. This morning is something else regarding Duty Court Solicitor free for Tenant. Those guys could be very high ranking standing-in for the day, never mind representing yourself even with your own legal person, the Duty Solicitor will wipe the floor with them. Stop all this nonsense time wasting and costs we don’t want to be anywhere near a Court we have a business to run. We have more than enough to deal with already with over Regulated. Council requirements, licensing, mees etc. just re-instate Section 21 to do the job it was supposed to do before being nobbled.

From: Michael Foley 30 November 2021 08:22 AM

Plan, no matter how big you are or want to be trying to corner the Letting Business on a massive scale, just like the other Big Institutions, John Lewis and Banks etc, muscling in on Private Rental that didn’t exist prior to our efforts in getting the 1988 Act, that created private Letting. So your idea is to a monopoly as you hoover up the small Private LL’s currently being forced out of business. No matter how big and gloat all you want you are still dependent on the individual paying her / his £300 or £400. pm, put that in your pipe and smoke it, the Tenants will know who’s best for them.

From: Michael Foley 01 November 2021 07:38 AM

PLAN my foot at least the first paragraph got it right when you said it’s not traditional LL’s. Why not plan for LL’s with less that 75 properties, although you seem no different to the Mayhew Report 2006, (they got £100k for that nonsense) that don’t know whether its units of properties they were talk about, or actual full properties. Another big boys Club built on the backs of small private LL’s with greed, started with the Woolwich buy 2 let nonsense skyting deeds for one property to the next and nothing actually paid for, just buy more on the inflation of the others. We were traditional LL’s that used traditional Commercial Bank Loans but now hi-jacked, and it’s what caused us all the greedy hate from the wider community, very likely to have caused the 2004 Act, nibbling away at the 1988 Act, making it useless & under mining Section .21 plus a Raft of other ant-LL regulations continuing to this day. Paul don’t forget your roots in Kenton where my first employer Kingsway Builders were based, (small).

From: Michael Foley 01 November 2021 07:11 AM

I have heard a Council say they want Tenants to learn how to manage their money, it must be to learn to manager LL’s for themselves How can anyone be so ridiculous, they are highly educated able to use Computers, Laptops and iPhones it like something to tell a 7 year old.

From: Michael Foley 31 October 2021 13:31 PM

Anyone must know that by paying money to the person its not owed to, it’s very unlikely it’s going to get to the person that’s owed. Its a deliberate action by Council to give the Tenant the opportunity to steal, in other words the Councils don’t want the LL to get paid.

From: Michael Foley 31 October 2021 12:36 PM

I was saving and minded to buy in North London in ’64, However work situation with my employer taken me to other Towns for better wages so not until I returned to London but this time to West London did I purchase but felt existing houses were too expensive and poor quality for the money so I bought a Site in 1972 in Ealing W5 and build my own first house Detached 4 bed, Kitchen/diner, large L shape lounge, down stairs toilet / cloakroom, main bathroom, ensuite bathroom to master bedroom, double garage + double off Street parking etc, no Grant, no Bank & Mam & Dad, no schemes, incidentally I still have it, but now I have to put up with know all digital academics teaching me how to suck eggs or I’ll be in line for a fine, penalty or confiscation Order.

From: Michael Foley 30 October 2021 20:25 PM

Licensing is not for improvement it’s a scam to make money for old rope for Council, divide & conquer it don’t apply to Family’s milking the system blind so blatant. Working Shares are expected to carry the burden for all, other related / connected Families 6-8 or even more no license required most on Benefits. It’s easy to know who occupy the Departments making rules for their own and who’s are very often milking the system. Rules should apply to all Renters or to no one. Some Boroughs are reported to be in line to take £20m out of the system, that’s an ideal method to destroy Private Sector Housing just add Section 24 disallowing interest payments while Companies can claim the lot, for good measure add Costs, Penalties, fines, Re-payment Orders, to really rub it in, Banning Orders. becoming popular.

From: Michael Foley 30 October 2021 19:44 PM

I bought some at Auction can be different situations. There was one where they were taking offers prior so I gave them an offer in writing, a letter came back from Auctioneer saying that I wasn’t successful but if I attended the Auction I might get it. I felt they trying us all out first and I didn’t attend it went for £7k less which was significant at the time. Looks like they lost £7k for being too clever although if I had gone I don’t know where the other guy would have stopped, just knew that was my limit.

From: Michael Foley 30 October 2021 19:09 PM

On a different note I think all protesters should be Registered and licensed, pay £1’100.00 Application fee like the LL’s that they are protesting about, its not fair that licensed Regulated Landlords are being bullied interfered with and obstructed while running a legitimate Business by unlicensed, un- Registered bone idle tugs that have all this free time to mess about.

From: Michael Foley 30 October 2021 14:55 PM

We were referring to different cases but same type of thing. Congratulations and hats off for offering an out reached hand to LL’s that needs help. I don’t have that confidence in the Courts and or Councils being part of the establishment so you are challenge Authority, that’s big and costly, virtually all LL’s pleads guilty or case is transferred to another Court where fine doubles or worse, that’s why no defence is offered or in many cases better not to attend. I have been to County Court a few times years ago and legally represented, quickly learned not to go there. Other than that I have been to Courts as an interested party 31 times which incl’ first Tier, upper Tier, Magistrate, County, High Courts, Royal Court of Justice, ended up taking 5 years, cost a packet and became Case Law, the looser committed self harm Rest in Peace. LL’s have far too much stress inflicted on them wrongly by Councils and other outsiders with no input plus lame duck organisations with Charity Status living off our backs.

From: Michael Foley 30 October 2021 06:36 AM

We were referring to different cases but same type of thing. Congratulations and hats off for offering an out reached hand to LL’s that needs help. I don’t have that confidence in the Courts and or Councils being part of the establishment so you are challenge Authority, that’s big and costly, virtually all LL’s pleads guilty or case is transferred to another Court where fine doubles or worse, that’s why no defence is offered or in many cases better not to attend. I have been to County Court a few times years ago and legally represented, quickly learned not to go there. Other than that I have been to Courts as an interested party 31 times which incl’ first Tier, upper Tier, Magistrate, County, High Courts, Royal Court of Justice, ended up taking 5 years, cost a packet and became Case Law, the looser committed self harm Rest in Peace. LL’s have far too much stress inflicted on them wrongly by Councils and other outsiders with no input plus lame duck organisations with Charity Status living off our backs.

From: Michael Foley 30 October 2021 06:34 AM

Yes Jim that’s what I thought the Council had years and what about the Established Use 4 year rule ?. Also in other cases much longer than this one. Regarding challenges to the decision you’d have to believe in the justice system to be fair, honest and not corrupt, that takes a lot of believing those days with so much collusion, and one sided decisions. you see Council, Courts and Government sharing the spoils, clear conflict of interest. I don’t think so keep well away from Chancery Chambers.

From: Michael Foley 30 October 2021 05:20 AM

Full C/tax on voids for a non service, there is only one way interest rates can go and that’s up, good luck, no more blog today I have things to do.

From: Michael Foley 29 October 2021 07:58 AM

We didn’t have a narrow escape he did as we will not be buying anyway. The 3% additional surcharge made sure of that. What Planet are the on and can they not even do basic arithmetic. Say buy a property for £500k how much deposit you’ll need, what repayments will be, add all other costs & god help you if it requires a HMO License and all the compliance that goes with it, hopefully you’ll be buying with an EPC that will last until at least 2025. How are you doing so far find Tenants hope you don’t have to pay an Agent if so it’s approximately 11% in London with the vat, be aware if you not a Company you are a second class citizen and loan interest not allowed for tax purposes, how are the figures stacking up now just add on £30’000. Stamp Duty how long is it going to take to recover that if you survive that long. Oh you have to do all this on £1500 pm and good Tenants with no voids!!

From: Michael Foley 29 October 2021 07:30 AM

3’356 read this and only 2 people made a comment in 2 weeks and I am not commenting specifically on this case either, which is hardly surprising when they have made LL’s too scared to say anything. Councils are always delighted and clapping themselves on the back about the outcome as if they ever loose a case. Anyway it’s well known and reported for years that there are approximately 4’000 such buildings in West London, so they have a lot more clapping and delights at their disposal.

From: Michael Foley 29 October 2021 02:51 AM

I don’t believe any Account is secure anymore it’s so easy for digital academics / so called professionals to clean us out, that we are required to use (or we can’t comply because they make it that way) to cope with outrageous unjustified regulations, everyone getting all our Bank details and knows everything about us,

From: Michael Foley 29 October 2021 02:14 AM

Doug of Course it will be gone up that’s the name of the game, hasn’t it gone up from £560. Application fee at start of licensing to £1’200 + now, that’s some unjustified increase, but sure they must look after the poor Tenants being treated so badly by us terrible Rogues Landlords.

From: Michael Foley 27 October 2021 15:04 PM

Stink Tank go and buy your own, surely you’ll get one of those Governments Schemes to help you out temporarily with the Mortgage before lenders start re-possessions.

From: Michael Foley 27 October 2021 08:15 AM

Obviously it don’t matter about Landlords mental health, under unjustified attack from all quarters especially Local Authorities who should be there as servants of the public to serve all not serve one section and despise the other, only ever refer to private LL’s as Rogue LL’s, (how do they get away with that). Who houses millions and forced to pay for Council employees fat Salaries to demean and Criminalise us.

From: Michael Foley 27 October 2021 07:49 AM

4.4 million households. Hopefully someone can tell me what is a household ?, is it a small Studio, a Flat, a Terraced, a Detached house or neither. Would it instead be one person, two persons sharing or a family.

From: Michael Foley 27 October 2021 06:55 AM

What’s the point of a public Register if its going to be like the HMO public register useable and designed to deceive, try it and see if you want to find out if a house / property in an area is licensed well not hope unless you have nothing else to do. Everything all mixed up mumbo jumbo all over the place, why not simply have everything in Chronological order so that even a moron like me could find it. Say put Register, Road by Road in the Borough or Post Code and all immediately available in front of you, not one on different pages all over the place all mixed up ?.

From: Michael Foley 26 October 2021 10:21 AM

Why have a LL Register for LL’s that are already Licensed that are screwed, they are taxed to the eyeballs and outrageous licensing schemes that don’t apply to huge numbers on Social housing and LL that let to Families. I believe most Benefit families are fraudulent that’s saying something you can include majority of Generation Rent in that, it’s ridiculous and destroying Society breaking up family units to work the scam, just how many divorces in recent years because of this injustice and currently in the pipeline to avail of all the goodies, I see it all the time and Government knows it for sure tho are doing the paying out, a working husband can’t compete with State hand outs pay a Mortgage, tax, c/tax at rear his family. Register LL’s that are not Licensed, put a hold on HMO renewals for LL’s that are already Licensed (some even 2 / 3 times) until all others have Licensed at least once, stop this Discrimination at injustice.

From: Michael Foley 26 October 2021 09:25 AM

I suspect many of the LL’s that should get their arrears won’t but the LL’s & Tenants in collusion with each other will as always milking the system.

From: Michael Foley 25 October 2021 08:03 AM

Another green horn, my rents or property hasn’t increased in the Pandemic as he says, just lumber with evermore rising costs and regulations can I have a windfall tax to make up the difference. Housing costs not to be more than 25% of household income. Brilliant idea for people with Mortgages I am sure they’ll be delighted, don’t know about the lender.

From: Michael Foley 25 October 2021 04:03 AM

I don’t know what initiative they are on about. We have to provide the information for licensing and not allow to Let without the correct EPC. They must want us out bad, its the 3m LL properties are being attacked so the other 22m properties are not subject to the same Laws.

From: Michael Foley 22 October 2021 18:31 PM

The Selective licensing Scheme seems to have changed again looks like they keep making it up as they go along. Before they referred to people as households now they are call them renters. That’s a big difference before you could have 2 households and not need a license which meant 2 couples (4 persons) but if you had 3 singles you had to get a License, crazy rules, now they are saying 3 persons or more just playing with words, in fact what that means its more than 2 can they not say so. What happened to their famous word households and will Family households become single renters too.

From: Michael Foley 20 October 2021 19:59 PM

Maybe everyone should pay some council tax, my wife and I pay full c/tax £2’500, as the family members have flown the nest. I see other houses with 8 occupants plus, they only pay same as us so 6 pays nothing that will be millions but have use of the facilities and their rubbish taken away. The poll tax had merits everyone pay something, they went marching because the people who never paid anything wouldn’t pay, leave someone else pay it. I am totally against c/tax on empty property. I had 5 gaps in last year where I had to pay, I didn’t want vacant periods outside my control and spending money up dating in the mean time whilst I had the opportunity so why give me c/tax penalty to add insult to injury for doing everything possible, do they really think I want empty property ?.

From: Michael Foley 20 October 2021 18:56 PM

Why do people always talk about funding, Government don’t have funding which means more tax, so they want someone’s else’s money. The article mentions about green homes grants that cost owners £1’000, in administration. What about the £1’200, / £1’400 Administration Councils costs for HMO Licensing that are paid for by Private LL’s. Then the LL has to pay his own Administration costs on top of this which are high and time consuming and never mention by Authorities or media on this for funding we do it for nothing. The LL is forced by Law to do this plus all the work, Labour and materials as well all for free.

From: Michael Foley 20 October 2021 07:27 AM

I understand sometimes if you don’t have a large garden to do horizontal loops it maybe feasible to do boreholes one or more 100m deep in some situations. I don’t know how much that would cost although I have seen wells drilled that deep when no mains water was available.

From: Michael Foley 19 October 2021 15:00 PM

I don’t know what’s so good about smart meters I have them installed in my house years ago, I had a little display unit in living room telling me what I was using that didn’t save me anything other than that the smart meters were In the cupboard and I got robbed by British Gas. I switched supplier and it reduced my Bill by £1’000. per year I kid you not. Apparently BG would not allow the new supplier to use their smart meters so they are still in my house unusable while I have the send the readings.

From: Michael Foley 19 October 2021 08:11 AM

Well I had seen the gas Condensing Boilers 40 years ago and available before they were forced in to replace traditional gas Boilers that were going to be so efficient to save all, here we go again.

From: Michael Foley 19 October 2021 07:50 AM

What’s amusing is they said it was the previous Tenants stuff, why then wasn’t the previous Tenant prosecuted, they had identified and had the evidence. This is the result of removal of the 10% wear & rear causing evermore LL’s to switch to letting unfurnished, so the Tenant brings in all the substandard non compliant rubbish then decides to dump his worthless belongings at the end, no problem for Council camera or not fine the owner who didn’t dump it.

From: Michael Foley 18 October 2021 23:07 PM

The £20 pw (£1000pa) was never a universal credit increase, it was clear from the beginning it was simply addition temporary money to help with a crisis, why does some people want free money that some other person has to pay in.

From: Michael Foley 18 October 2021 16:02 PM

To be right about this I never understood why some LL’s buys property so far away I have seen it over & over again sometimes hundreds of miles away, in which case its virtually impossible to self-manage and if pay an agent not much better he’s not going to do much either except to phone someone else to do it, now that’s 2 additional Bills to pay, it’s not feasible anymore with so many extra compliance rules to deal with, if you are going to keep a handle on the situation, (this one Oxfordshire to Lancashire)

From: Michael Foley 18 October 2021 15:36 PM

Mr John McDonnell has now been moved from Shadow with his Private Property confiscation ideas that probably cost Labour the Election, if he had his way that would end any Investment.

From: Michael Foley 18 October 2021 09:46 AM

Just freeze the Regulations I have £10k renewable application fees alone due before Christmas if they renew them for me after all I have said but its the truth anyway. One of the Questions on the Application is have you got sufficient funds for up keep / repairs & maintenance if you say no you probably won’t get the Licensed. Maybe they want to know if you have got anymore left to rob ? If you haven’t enough funds its most likely because they have taken them .

From: Michael Foley 18 October 2021 09:36 AM

I like the bit about Grants for some eligible people that will be the ones that have been getting new free gas Boilers for years. Contribute nothing do nothing and you so be a priority for a new Heat Pump.

From: Michael Foley 18 October 2021 08:08 AM

The LL’s in Oldham had 9 years grace to 2015 that we had to do since 2006 so unfair it should have been applied Nationally or not at all but I suppose in that case it wouldn’t have got off the ground there would have been uproar as it still only applies to LL’s who rent to a type of person not type of property.

From: Michael Foley 18 October 2021 07:45 AM

I agree with Council on this one I hate rubbish laying around, strange no mention of Tenant who put it in back of property but why are Councils closing dumps where you could go and making it harder to use remaining facilities with Computers, a graduate with a laptop to double check you in, have to book a slot to go there, they must think we are sitting around at home doing nothing waiting for their time slot, do they not realise we have to get rid of it when we can to fit with everything else we do, not their silly child like games. Oldham used to be a nice place, the Depot of the Company I worked for operated from Vineyard St.

From: Michael Foley 18 October 2021 07:24 AM

Great idea John, I agree with you for once with one proviso that the Regulations are frozen as well. My rents haven’t increased in ages anyway so I am light years ahead of you and won’t feel the cold on that front.

From: Michael Foley 18 October 2021 06:49 AM

Yes virtually all Cheques has stopped as well. They all now have iPhones of some kind & want to video your property. I tell them no, can you not see what they are looking at, if there friends want to see come & look or don’t. We now have virtual viewing, virtual rents in some cases and a West London Authority Demanding life time Tenancies for Social Housing most of them living of the Tax payer, dare I say it many are false claimants or design their lives to suit the system. Great idea they are already a priority just make it permanent, what mugs are buying paying Mortgages & full C/tax.

From: Michael Foley 17 October 2021 09:07 AM

I don’t pretend to understand or make sense of what’s going on. There are 25 million Residential Properties in UK and only 3.2 million privately rented, (I do mind been corrected). Then does this mean 21.8 million homes that don’t have to take the same measures are dependent on 3.2 million properties to raise standards so much as to meet UK’s emissions targets on our own, aren’t we fantastic while at the same time provide private Banking for local Authorities. Gabrielle don’t be daft my friend of course it applies to Conservation Areas any chance it was in the pub you heard that.

From: Michael Foley 17 October 2021 07:22 AM

There maybe some truth in what you say but property prices in London weren’t ramped up many went down or at least traditional houses haven’t moved, just the Flats due to Schemes & SD, but all parts had that. The higher priced houses in London attract the higher SD 10% first buyer or second time buyer 13%, most of rest of Country are not affected by this as under this threshold. That’s not to say there is any advantage in London having paid far more for the property in the first place. The rest of the Country have benefited greatly in recent years with a lower entry price and less SD, therefore a far better return pound for pound and enjoyed and capital growth where as London stagnated, why else did people move out in droves to buy in other parts of UK outside London whether first time buyer or Investor.

From: Michael Foley 16 October 2021 19:46 PM

Ok you want to factor in appreciation, that will be the 83% of over priced houses & Flats that were sold for less than £500k courtesy Stamp Duty & Schemes manipulating the market, try telling that to the owners of bigger houses sitting there for ever and struggling to sell, again SD used as tool which is why they are not selling. I hope it stays fine for you all and don’t have to count depreciation.

From: Michael Foley 16 October 2021 15:27 PM

Surely its a misprint its must be Councils that are £223.7b better off than before. As a LL, I am much worse off than 5 years ago. How are you counting yields, have you not counted all the extra costs that has been loaded on to us or is it farmers economics.

From: Michael Foley 16 October 2021 15:13 PM

For good measure they have a helpline phone number, a talking recorded machine to put you through your paces that eventually tells you to go online to find out what you want to know, notwithstanding the fact you have already spent an hour on it and the reason for your call to an obsolete Phone

From: Michael Foley 15 October 2021 09:53 AM

I am totally against fly tipping, it maybe be the Tenants or house holders of certain cultures or nationalities mainly. Councils not helping by preventing use of waste disposal / recycling Depots. Brent & Ealing introduced internet on line bookings only to book a slot. It’s so difficult you would need a degree to do it that have reduced people using it by half. Then add Brent closes the dump 2 days in the middle of every week, while Ealing closed the Acton one altogether. The force in Alleyway Gates on Private property spending £1.5m in Ealing alone. I used drive through every day & take any rubbish I seen regardless of who owned it, now the rubbish is inside / outside and the Service Alleyways totally blocked and unusable. Households / Tenants can use the dumps for free it at no extra cost. The LL can’t it’s considered commercial and have to pay but its the Tenants F N stuff

From: Michael Foley 15 October 2021 09:26 AM

Whatever about tax on an other tread. Her Majesty speech in Cardiff got it right. I hope Shelter was listening who don’t supply any housing but are always taking about it. She said the people that don’t do but talk about it are so irritating.

From: Michael Foley 15 October 2021 08:33 AM

Peter you have a point but late to the party. Computer nightmare for Traditional LL’s like me too, given we were alway able to do everything down through the decades, now making it impossible for us, so Its nothing to do with housing their computers is far more important that should be supplementary to the Business not more important. The Biggest problem I now see with housing is the Big Investors, like Institutions and Banks buying whole Blocks or even estates. They have the power and the money for a half percent. In turn renting them back to the individual that they prevented from buying or to the Councils making 3 / 5%, (6 to 10 times their input) laughing all the way. The Government and the Councils needs to wake up and stop those leaches having an easy ride, who have the ear of Government and tax advantages. Why on Earth do Gov’ want to cripple us and prevent first time buyers in favour of them, obviously they are making property more expensive on others because of their purchasing power or the fact they muscled in on Private Housing. Shouldn’t be involved go and run your Bank that we saved for you, instead of closing Branches

From: Michael Foley 14 October 2021 17:09 PM

It would be a dreadful thing to think but Corona is probably the best cure for mould / damp and mildew, it opened windows.

From: Michael Foley 14 October 2021 08:51 AM

I wished you would stop on about increased Rents and yields that are false or not sustainable, at a time so many are struggling and furlough finishing. Where do you think people are going to get this extra money ? lucky if they still have a job, Government can’t keep everyone and with cost of living soaring, energy costs, c/tax etc people are finding it difficult to make ends meet now especially when you keep moving the ends.

From: Michael Foley 14 October 2021 08:26 AM

This is another whopper by Shelter what law are they trying to change now. They had a colleague given Air time on LBC last night spouting out this nonsense, why are they allowed to use the Media to lie, I seem to remember a fellow LL Mr Hughes said the radio station covering his area were doing same Radio 5 or something? Its a concerted effort to damage us. OK 20% / 1 : 5 are Sick because of us ? That means I should have a dozen Sick because of my property. I am in close contact with all my Tenants & guess what none of them currently sick for any reason not alone my properties. Shelter should withdraw this allegation promptly and apologise if they have any credibility left.

From: Michael Foley 14 October 2021 08:10 AM

I use credit card now to try and keep track of spending, otherwise it was getting into such a muddle. Its ok for digital academic LL’s to keep track of everything with their computers that’s all they will be doing. When you are a hands on LL when are go to do all this stuff especially now, if you pay cash for some items and card for others we used have receipts but now half of them don’t give you a receipt it’s sent your computer probably never again to be found or known how it was paid or missed altogether, so card helps to keep track of everything at least you know you spend it.

From: Michael Foley 13 October 2021 16:06 PM

Excluding LL from the property was a big mistake by outsiders of course, we used to able to visit in reasonable day light hours and keep an eye on maintenance, you could see things starting to happen and deal with it, before Tenant tell you it will be major or prefer to tell Council instead of you. The real reason for keep LL’s out is not to let him know what’s going on and all the extra people staying there.

From: Michael Foley 13 October 2021 13:41 PM

Sorry Mathew I don’t have comprehensive independent checks since the cost was prohibitive bearing in mind all other costs loaded on to us I stopped talking Deposits too, no point in protecting someone else’s money, it’s not what the Deposit was for, it’s the Property that’s supposed to be protected but they nobbled that, Congrats.

From: Michael Foley 13 October 2021 07:19 AM

Why don’t people stop interfering it’s not their property, it should be how it was left between LL & Tenants without outsiders telling us what to do. Forget about tight clauses I use standard straight forward Tenancy Agreements we have more than enough on our plate.

From: Michael Foley 13 October 2021 06:59 AM

Very true some will throw the windows open rather than turn down the thermostat if they are not paying for heating. Others a small minority will seal the room tight never open a window or draw the curtain. I have a modern house it was let for 30 years, cavity walls, double glazed never a question of mould until a particular type of Tenant came and totally blacked his room in months, thankfully he didn’t stay long, he is gone 10 years and it never again happened either, can someone convey this statement of fact to Shelter who are in the news again today making false allegations about mould & damp. I think its very sad that they are continuously prepared to tell lies about us. Some of my friends ran half Marathon last week to support Shelter to help people in need not to damage private LL who houses millions including many vulnerable people.

From: Michael Foley 13 October 2021 06:42 AM

Cooking, Washing , showering just add this also, windows shut tight, cooker extractor off. Lid off pot, plenty of steam to meet a cold surface and condensate, perfect environment for mildew & mould.

From: Michael Foley 12 October 2021 19:48 PM

We need to have control of our own property but with the weight of regulations / legislation and compliance its getting near to impossible now. Control lost to Tenants, Councils, Shelter and to so many others as can be seen from this case.

From: Michael Foley 12 October 2021 08:27 AM

Just how many times have I been banging on about this ‘R2R’ for years but rarely or ever a comment coming back. It’s rampant under the cloak of Corporate Company let’s, its daft for LL if it goes well he gets paid and they make equally as much off his back, without owning anything and no Mortgage to pay no wonder it’s wide spread. I get letters all the time from them trying to rope me in. When it’s goes wrong this Article tells you what can happen. LL will always be fall the guy. I am not going to say I told you so for years.

From: Michael Foley 12 October 2021 07:56 AM

Something at least but it’s the third party that caused the problems in the first place. I never understood why they get Housing Benefit, now 3m on it out of control, living off their fellow man, most false claimants anyway.

From: Michael Foley 12 October 2021 04:56 AM

Boilers LL’s biggest nightmare by a mile as regards maintaining the Property. Old boilers were reliable, simply and easily fixed before Technology. A bit like private lettings before Technology it was far easier because we didn’t have Digital Academics making a monkey out of us. They couldn’t dream & impose up all the nonsense without a computer because they would have to actually do something. I had a new Boiler Potterton Main after a couple of years it gave endless problems, go fed up with call out and it went in the bin hardy 5 years. Another one Baxi Titanium less that 2 years in the bin. That said I have 2 Vaillant Combi Boilers (before condenser started) 18 years trouble free, which were replacement 2 Ariston Combi all trouble Boilers. I was often minded to change the Vaillants but too scared, Any other Appliance not an issue Fridge, Freezes, Cookers, Washing, Micro waves etc , in the back of the vehicle and replaced immediately.

From: Michael Foley 11 October 2021 17:29 PM

I don’t think there is any need to notify anyone, the Councils & Revenue are well connected already. The huge numbers of private LL’s who are letting out houses without a License are letting to families who are exempted. It’s so unfair on the other half of private LL’s who are required to carry the burden, including thousands of £’s of extra works that other are not require to do, comply with everything and Licensing schemes, its discrimination and plain wrong. All Private LL should be treated equally and governed by the same rules .

From: Michael Foley 11 October 2021 11:34 AM

Live Horse and you’ll get grass. I think we could spend the money on Insulating the Properties if Council Policy’s were removed from private sector Housing which were only introduced in recent years. Councils never had much to do with us until 2004 Prescott Act starting in 2006. They tell us its non profit making for them and only supposed to cover the costs of the schemes. They are taking £20m off private LL’s in many London Boroughs, just imagine the injection of cash that would be to the Insulation program to save our Planet. I am sure the Councils won’t mind loosing a not profit schemes taking up their valuable time.

From: Michael Foley 11 October 2021 07:57 AM

Hi Peter Rachman, what a coincidence goodness me any connection to your name sake. I agree with most of your comment although 2 years late and the situation now even worse. I have great sympathy for the Divorced man with 2 children to cope with very often caused directly by Government Policy. Hence 42% of marriages end in divorce the Government obviously don’t want stable family units, which is why so many get divorced to go on the Benefits system, far better off financially without a partner, gov’ likes it even better if you have same sex partner now days not for me to comment on that. So the lady with kids get housed, all family kept, kids educated and their welfare looked after, many husbands not able to compete with this with the best will in the World so we end up with a broken Society courtesy of our piers, 3m on housing Benefit, 5m on Universal Credit no need to elaborate on the further 1.5m. AirBnB you covered pretty well to be fair to you with the exception of Corporate Company Let’s the cloak hiding most AirBnB activity which is rampant under radar namely Rent to Rent what a scam no ownership, no Mortgage to pay or worry about no compliance really the owner is the fall guy, the Authorities know all this but turn a blind eye, just keep on about Rogue LL. Tyson congrats’ you done Morecambe proud.

From: Michael Foley 10 October 2021 08:01 AM

This is a bad recession but some think its a boom, its not in my interest to talk down the market but why walk blind folded into a brick wall. Almost every one in debt and their answer is more debt not sustainable. Councils not helping anyone loading LL’s with costs, regulations and penalties. Some LL’s think we’ll just add it to rent which is not possible, my rents haven’t increased in years yet the existing Tenants are struggling with that. C/tax up 5% /6% this year now talking of hiking it again, utility through the roof, cost of living big increase as every one knows, jobs disappeared, young people roped in to big Mortgages, need I go on. Local Authorities pricing private LL’s out with money grab, who are in essence judge, jury, executioner and beneficiary. Fuel crisis, energy crisis, no one to drive a lorry, pick a daffodil, man the abattoir, 5 million on universal credit, every one wants funding instead of getting their own, to much for a text.

From: Michael Foley 09 October 2021 08:15 AM

I don’t know about those although I helped put in a couple of heat pumps for swimming pools, there was a couple of fans on them alright, supposed to produce a lot more energy than the electric they use, very heavy units a couple of cwt each.

From: Michael Foley 07 October 2021 18:43 PM

Very seldom its the Building to blame, that’s well proven. Its the Culture of the occupants Students or Adults.

From: Michael Foley 07 October 2021 12:30 PM

Responsible LL, used to be good before regulators got at it, when it was off the lighting circuit they couldn’t switch them off without loosing their lights. They are now required to be on their own independent circuit / trip switch, so they know now all they need to do is off one switch and smoke away

From: Michael Foley 07 October 2021 10:07 AM

George, yes now Blocks of Flats and whole estates for letting as well.

From: Michael Foley 07 October 2021 07:18 AM

An Old story September 2019, could he not be bothered to tell the LL he was leaving or had left at least. The LL might have the opportunity to get a replacement totally irresponsible and nice to know the LL funded his job seekers allowance. I wonder who’s bullying who, no I would not throw good money after bad or seek Court action against a Tenant who had left, its more than enough stress and costs to have to take Court action to get rid of a Tenant but looks like we are even going to be denied that option now.

From: Michael Foley 07 October 2021 06:44 AM

Francis, yes Shelter that caused the Deposit Problem and Scheme in 2007 based on a pack of lies, they alleged that up to 45% of Deposits were withheld by LL’s, that was a whopper it turned out less than 2% went to Deposit Resolution. It had the desired effect to force in Deposits Schemes. The same people that was pushing Sarah Tether MP to bring in Private Members Bill that failed. The same people that when Private Members Bill failed had Plan B ready immediately namely the 2015 Deregulation Act that they got in, a whole load of stuff claiming property damage etc to avoid eviction. Why does Government allow unelected Representatives with Charity Status to make laws and Policy for Private Sector Housing, its not their Property and don’t supply any themselves but do enormous wilful damage to performance and unnecessary additional cost to the supply of housing .

From: Michael Foley 06 October 2021 19:39 PM

Every Insurance is the best in the World until you need to make a claim, then you’ll find out all you didn’t know / why didn’t you read the seven down loads !

From: Michael Foley 06 October 2021 15:59 PM

My Goodness protect them from what ? no one has done more for them than us, do they think we want to destroy our customer base. I think the Tenants need protection from interference of busybodies doing everything possible to drive a wedge between LL and Tenant.

From: Michael Foley 06 October 2021 15:41 PM

Life time Deposit is a non starter dreamed up by outsiders with no in put. A Deposit scheme to protect to the Deposit what for. It’s the Property that’s supposed to be protected so no protection for the property just more scams.

From: Michael Foley 06 October 2021 13:13 PM

Hence, the saying the tail wagging the dog, Mr Johnson, Sunak and Councils might have been asleep and just waking up but we are wide awake.

From: Michael Foley 06 October 2021 07:49 AM

Agreed Richard, that’s why I always thought If Councils wanted Licensing Schemes they should pay for it, we have to pay for so the work to comply many thousands of £’s while they pay for absolutely nothing, its no wonder they are out of control, just damaging the the Sector with unnecessary rules and costs exploiting LL’s.

From: Michael Foley 06 October 2021 07:23 AM

Michael, I don’t see anyone stepped up to the mark to assist drafting your letter or petition to stand up for our Rights, unfortunately I didn’t have the chance of further education either so we need some Office person with those skills who is willing to do it, 2000 read this Article surely some of those are more capable unless sitting on the fence. London getting flooded out, drains not working, some road gullies full and blocked for years, Councils don’t know what they are for ? decided not to sweep the leave in recent years only once at the end said it was cost saving, in the mean time leaves had decayed turned in mud clogging everything up, Congrats.

From: Michael Foley 05 October 2021 19:40 PM

Theodor my friend enjoy your temporary honeymoon it will be short lived, what ever extra you are getting is unsustainable in long term, then when you will get hit with extra rules and compliance it won’t even scratch the surface. Doing away with Section 21 the birth place of virtually all Private Lettings and Assured Shorthold Tenancies in the Country, many of the millions of private LL‘s who’s Business derived from this seem to have forgotten or even know this or the individual LL that makes a living or depend on it to supplement their pension, always remember the foundation your business is built on.

From: Michael Foley 05 October 2021 12:03 PM

Write to your MP that’s a proven waste of time every since Sir George Young, MP and later Minister left the Department. He was instrumental in the introduction of Section 21 and a gentleman even though he showed me the door on one occasion. Most other since then have been chipping away at it until now to a point it’s weakened so much hardly useable, today looks like the last knockings I wonder who will tell the bigger lie in Manchester some good candidates there. I have written dozens of letters to my MP over the last 30 years trying to defend our position, usually got replies to be fair so I have in my possession dozens of House of Commons envelopes from post. When your MP Borough / ward has huge numbers drawn housing benefits, universal credit, employment support, they re-elect him every time, they now call all the shots. As a result of paying people benefits and allowing them to work so many hours, means they’ll never again have a full time job if someone is getting something for free never give it up ruining society.

From: Michael Foley 05 October 2021 11:00 AM

25’000’000, homes in the UK, is it only Landlords’s the minority that needs to comply with anything, we are being singled out for punishment.

From: Michael Foley 05 October 2021 10:29 AM

SDLT surcharge is totally wrong manipulating the market. Mr Osborne double it for LL’s, then Mr Rishi Sunak halved it again and called it a SD holiday, so there was no saving and should never be 3% more anyway. It caused a big flurry of activity driving up property prices, even first time buyers got caught out, so they didn’t have to pay Stamp Duty but instead pay increased price for property maybe £10k or more, they now have an over priced property. Section 24 is blatantly discrimination.

From: Michael Foley 05 October 2021 10:02 AM

Polly Neath, Shelter will be on the Platform today in Manchester at Conservative Party Conference today regarding white paper levelling down, where is our lot / who is representing us the main suppliers of the accommodation. We are the ones who are the Providers of Private Rental Property in the UK without any State funding but all off our own backs at no cost whatsoever to Government, this should be pointed out at the meeting today. Minister for rough sleepers / Minister of levelling up indeed. How about a Landlord Minister for the Private Rental Sector who are the main players in all this, ignored who house millions of individuals and families.

From: Michael Foley 05 October 2021 08:32 AM

I don’t believe all this accidental LL stuff. I think anyone who is a LL make an informed choice and a very deliberate decision. Of Course they know they must have a gas certificate as well as knowing to charge rent. I think some of the Tenants gave the correct answer about thinking they were responsible for electrical requirements, (say if they own the Appliances or goods).

From: Michael Foley 04 October 2021 20:42 PM

Mr Matt Dormer. Councils are such hypocrites saying its vital to support private LL’s, and their way of achieving this is to penalise and regulate him out of existing. We are all aware of the importance of safety. They have lost all sense of value of money, their idea of penalty is £30k which is more that a years salary for most families. The haven’t a clue never had to earn a living in the real world just hold glorified positions. It abuse of their status and loosing all credibility with the Public.

From: Michael Foley 04 October 2021 19:12 PM

Ok I would agree if we have to play by same rules. 28 Companies indeed what for only to hide behind and be protected for most part, we are in the front line with no protection and treated so unfairly lumbered with S24 that they are exempt from. So they haven’t a license for those six as if they didn’t know. I have 7 coming due for license renewal again before Xmas, all licensed before at least twice some 3 times & the fourth time for one, (2006,2011,2016 &2021) another £10k for license applications and fees, without counting any additional work or compliance needed, Why do I have to keep doing it over and over again while others haven’t even done one. I am not envious or jealous or care less what they have but how can we compete with others who didn’t have our huge costs.

From: Michael Foley 04 October 2021 16:38 PM

Ok I read that 13 separate units of accommodation estimated income of £140k over 5 years. I think its very strange that it would be at estimated figure , is there not annual returns that states exactly what the income was and if income tax was paid on it, we are never told this. So is this £42. pw per unit of accommodation in London ?. £42. X 13 x 52 = £28’392. pa X 5 = £141’960. ( 5 years). Sorry I missed out on mats. Lol

From: Michael Foley 04 October 2021 09:15 AM

This is not going to deter anyone doing anything 600 property portfolio, the unacceptable face of capitalism. 28 Companies what for, maybe Companies shouldn’t be allowed to rent out private residence seen as they are so crooked but instead Government introduced S.24 to force more LL’s into Companies where most of the fraud takes place. Supposedly letting 6 properties to one individual and not properly licensed, so anyone want to tell me they didn’t know the difference it’s not their first day on the job, if we as individual LL’s had one property let to 6 Tenants and no license we’d probably get fined that with repayment orders, confiscation order if not banned.

From: Michael Foley 04 October 2021 07:37 AM

Fair enough I’ll take it on the chin but I have seen a neighbours house for Sale that I know every inch of, blown out of all proportions hardly think it was the same house but seen plenty of others, no worries.

From: Michael Foley 03 October 2021 13:08 PM

Chris. I haven’t found that to be honest its usually other way around. With wide angle lens they over do it, the customer thinks it massive and very disappointed when see it in reality. Watch out for Rent 2 Rent many Agents work with them, they are quietly cornering to Market, never a mention on here not even a murmur.

From: Michael Foley 03 October 2021 12:11 PM

Yes John that’s the latest as I understand it as well, didn’t we have a heading saying HMRC had a change of heart.

From: Michael Foley 02 October 2021 13:39 PM

God help us a Council member thanked the housing team for their hard work, my goodness what hard work are they talking about, they don’t know what a hard days work is, all they have to do is turn up and the decision is theirs. They should stop loosely calling LL’s Rogues until proven, its Slanderous.

From: Michael Foley 01 October 2021 17:12 PM

I am sure they will pay you and then serve you with a Repayment Order they call it the proceeds of crime / their crime.

From: Michael Foley 01 October 2021 16:27 PM

Bill my friend of Course it would have work 100% emergency temporary legislation and could have been done, because the law would also apply to the garages and couldn’t serve them if they have more than half a tank. The garage wouldn’t get involved in confrontation not to their discretion and the big burley driver would later get his penalty from the Police in the post. What they are doing now is crippling the economy, causing pollution and traffic jambs unnecessarily totally against the National Interest. I could go from London to Birmingham and back with half a tank and not be short, how far do they want to go most of them currently doodling around town. It didn’t take the Authorities very long to take swift action to stop LL’s evicting did it. The other topic I totally agree with you MTD another cost and work load nightmare, we are already knee deep in red tape, they put no value on our time and all for free to them, we pay all.

From: Michael Foley 01 October 2021 12:28 PM

I agree with Jim for most part except for buying with Tenants in situ. I know many portfolio LL’s used to do this in years gone by, (an individual LL wouldn’t). The big LL especially at Auctions wasn’t too concerned if it was AST he knew there was an instrument to recover possession if it came to the worst. That’s no longer the case and very cautious now about buying another LL’s troubles. Start with a clean slate there will be enough issues without transporting historical problems.

From: Michael Foley 01 October 2021 08:29 AM

LL’s don’t have to buy and very wise not to. Fiddling around with Stamp Duty distorting the whole market. I never thought of it as a holiday was it Mr G Osborne double it, then they reduced back temporarily and called a holiday it wasn’t it was a scam. So instead of saving the buyers £10k or whatever percentage, it caused the property price to increase by £10k, same difference no saving but probably now stuck with an over priced property. Similar to enterprise zones in the past the customer didn’t benefit from incentives it added to the price. Why is it always the average property price ? they have enough computers & technology to split hairs not alone split House prices from Flats, can we not have average Flat prices separately instead of lumping everything in together, or better still average different categories separately .

From: Michael Foley 01 October 2021 07:20 AM

Please stop pulling the wool not your property you are living in some other persons property. Assured Shorthold Tenancy means just that its Shorthold and get your pt back. Assured Tenancy is just that its Assured and virtually a Sitting Tenancy. Give us some credit we are not complete mugs although getting close.

From: Michael Foley 30 September 2021 22:07 PM

My Goodness so many spongers and free loaders milking the system, instead of working go to the library to find a way for the Council / tax payer to house you, now that’s a much better idea that’s cuckoo live in someone else’s property at some other persons expense for ever Assured Tenancy indeed, do they not have a hazard category rating for people taking advantage of their fellow human being’s. Yes the windows should have restrictors on them, of Course they open out wide its a requirement to fit fire escape hinges on them, so why complain about them opening wide, if the didn’t open enough that would be another category !!!

From: Michael Foley 30 September 2021 20:01 PM

Echis,R, my friend there is no one paying off my debts. I always earned my living and paid my way. The fact that I house other people doesn’t mean that I should do it for free, it’s not my duty either and I am not the Social Security Office. What point are you insinuating, the Tenants are paying their own debts, many in arrears and many haven’t had an increase in years not withstanding the media tells us rent went up this last year 8%. It didn’t matter to me if I was never a LL. I earned my money primarily from Construction & Civil Engineering in the 60’s & 70’s when we had to work for real not soft jobs in red tape. I put my money into housing not the housing put the money into me. What are you complaining about that I facilitate others to live in comfort at reasonable cost. That I pay 40% tax on the remnants, to pay and maintain the property and pay local Authorities a big kick back, to be classed a Criminal on the eyes of the Law in recent times. I didn’t need to do any of this but I was doing it before the rule maker’s were born. I am just sorry it turned out this way and for my contribution and my Labour.

From: Michael Foley 30 September 2021 17:54 PM

Theodor, exactly right its his property whether he wants sell rent or keep, LL makes a huge financial commitment to purchase and very often another big spend to refurbish it, only for a temporary Tenant to come along and tell him what he can & can do with it. I have heard some on about this nonsense over last 6 / 7 years at the Council LL meeting talking through their hat now seem to have it in the rule book. Another miscarriage of Justice.

From: Michael Foley 30 September 2021 15:10 PM

They have yet to learn you can’t milk a dry Cow.

From: Michael Foley 30 September 2021 11:35 AM

I think it outrageous he had to pay £2’400. for what ? This is a kin to what the Council’s are doing, they are pegging you for your property then Claw-back / Rent repayment Order, so the LL was required to house them for free, good trickery.

From: Michael Foley 30 September 2021 11:12 AM

What does ownership mean, does it mean you buy it but everyone else have the rights over it. The Tenants can & do walk away any time they like without consequences or stay when they are not wanted. The problem with Tribunals sometimes they are staffed by ex-Council employees.

From: Michael Foley 30 September 2021 07:14 AM

Section 21 should be reinstated to its original position prior to being nobbled by Shelter and further depleted by 2015 DeRegulation Act, no wonder it was only used in 35% of cases, its now weakened so much it only hanging on by a tread to frustrate the processes.

From: Michael Foley 29 September 2021 12:11 PM

More rubbish & rules to drive us to extinction. not possible to understand the Article, do they mean non-serious cases or serious cases, or do they think 4 months is not serious, can they not stop talking backwards and expect LL’s to comply with regulations deliberately designed to deceive.

From: Michael Foley 29 September 2021 08:50 AM

Ok Terry, so if it’s a minimum of one gallon £35. fair enough I am not going to do that or either is any one else, but if I have half a tank left I am still going to fill it up and have a full tank so it doesn’t stop it.

From: Michael Foley 28 September 2021 22:59 PM

Terry my friend £35. a visit they’ll queuing up even more, here there and everywhere, not knocking you.

From: Michael Foley 28 September 2021 20:26 PM

HMRC article yesterday saying change of heart. They were 8’580 people who read it apparently, only 5 commented other than me, don’t know what percentage that is I will need to enlist the lady again to work it out. My goodness what’s wrong with you make your views know. Although one person was suggesting here this morning that we should be quite like house holders forgetting we are house holders as well. How quite can we possibly be only 5 others comments in 8’580, make some noise please before its too late, come out from hiding behind the bush and support your livelihood before it goes belly up crashing the whole economy, (think it can’t happen think on).

From: Michael Foley 28 September 2021 15:37 PM

The totally unnecessary fuel crisis. North Harrow this morning trying to go to my property there, queues half mile long to 2 Filling Stations there blocking roads & causing congestion. As I say before the answer is so simple all Government needed to do was give garages a right to their terms & conditions of Service to look at the fuel gage and if half full or more good bye, you are not short and if less than half tank give limited top, similarly for portable petrol cans 5 litres max. So easy to Police all garages have ANR cameras so no need for confrontation if someone is difficult just send a penalty in the post later. Then plenty for everyone instead of some people sitting on full tanks often doing nothing while others can’t get any to go to work or run their Business .

From: Michael Foley 28 September 2021 12:13 PM

Francis, exactly right if I may say so, we didn’t get their advice, interference or support when we purchased, no funding for free from anyone, so now what gives them to right to your property.

From: Michael Foley 28 September 2021 11:11 AM

It says the Government had rightly agreed to abolish Section 21. I am my aware of this and if they have it will be wrongly agreed. How can they expect to get away we this bluster, they are talking about millions of Private renters on the one hand, then says one third equals 2m, going on a rise of 26% of what ?. trying to compare fractions and huge numbers to percentages of nothing, go back to school just go away pulling to wool, yes that’s right & tell Michael Gove he must.

From: Michael Foley 28 September 2021 07:20 AM

David, I agree and repeatedly said she should have had Planning Permission. However, we are where we are and the building works was done many years ago. I have no doubt planning permission for this shape and size would have been granted anyway, its stepped in a meter at side first floor level, it’s also set back some 2 metres from front where only I metre or half metre is usually required but many breach this one. There are several thousands of illegal back garden Alley Flats in West London which is totally ridiculous turning the place into a shanty town, it drives me hopping mad with their rubbish planked everywhere. This one is not like that. I am not singing her praises or sticking up for her or know anything about the lady but believe in fairness, common sense and don’t like wasting resources. I thank you for being a good Tenant, yet some Tenants have the idea that all the LL has to do is use an Agent & the money rolls in, this one is lost on the Authorities as well, in that case why aren’t you a LL, a small fact is omitted here the Property has to be bought and paid for or is it acquired for free, certainly no thought being given LL’s hundreds of thousands of pounds commitment, perhaps if regulators & Councils hadn’t burdened LL’s so much the money could be better spent on improving the property instead of them draining the life blood out of the business.

From: Michael Foley 28 September 2021 04:35 AM

Regarding the Fuel crisis if I may comment! All the Government had to do was give garages the right as a condition of service to look at the fuel gage, if half full good bye ain’t getting any you are not short. Similarly any portable petrol container 5 litres max. Problem Solved.

From: Michael Foley 27 September 2021 22:46 PM

Don’t forget every time a Tenant moves we have a whole load of documents up to 50 pieces of paper to comply with plus Tenancy Contracts, as well as doing all the checking, referencing etc, then obliged to give out going Tenant a reference. Probably several times a year this is all extra to previous blog. When are we supposed to be doing the physical work to the property.

From: Michael Foley 27 September 2021 21:15 PM

Same as that only mine over £3k + vat we have to have all the records like when I was vat registered I had to maintain 3 books too much I gave it up a mugs game. Now for lettings record of income, Bank statement, expenditure, receipts, licensing costs , Insurance incl’ 12%tax, c/tax where applicable, also on vacant periods, maintenance, gas boiler Certs & service costs, DEICR, Alarm certs, emergency lights certs, Pat tests, endless amount of stuff otherwise Accountants can’t do their job, so we have to do everything in order first and then they have to corollate everything again into a proper Accounts format. The whole thing is too much administration so now just make it 4 times worse. Something serious wrong when the admin & regs becomes such a burden it destroyed the business it’s supposed to be supplementary to.

From: Michael Foley 27 September 2021 21:00 PM

I think it will be a huge cost but £40. for software seems very reasonable. I will need an Account to do it even if I had the slight inclination of doing it, Its not possible my life is already over loaded with other freebie time to comply with other regulations to Authorities. How much time do they think we have or how do they think we will have time to be LL’s our primary function. This is completely a different Industry loaded on top of us, do they think it’s going to improve housing ?. I am already paying thousands for Accountancy and that’s for once a year so now they are going to quadruple the cost to me and think it’s nothing, waste of time sending them to Uni’. In the real world the suits will charge you more than £40. for answering the phone. Just as well its put back to 2024 hopefully I won’t be a LL by then or even be around putting up with this torture.

From: Michael Foley 27 September 2021 18:44 PM

Of Course the Blitz is already here, £30k fines now becoming common place and much more, they have legalised the extortion rackets, them scales of justice are well out of balance and need re-calibrating.

From: Michael Foley 27 September 2021 11:06 AM

Maybe be a good move to reduce the number of Digital Academic. We might actually end up with people able to do real work even drive a lorry. Sorry I missed out on that phase of life but paid taxes for others education to persecute me. I am still trying figure out what I missed when I see what’s going on.

From: Michael Foley 27 September 2021 09:33 AM

Just more Companies with a vested interest to make money for themselves. They say 33% of renters experienced fire doors being propped open, then why did they prop them open ? not us LL’s we are not allowed in. Tenants you should know better than to be blocking fire exits. Our fire Alarms are hard wired on there own circuit in the main and virtually trouble free for many years if not interfered with. Tenants please stop interfering with the Alarms. So in essence what is this Article about, or is it the usual everything breach by Tenant is LL’s fault.

From: Michael Foley 27 September 2021 09:15 AM

Franklin, my friend did you have a late night, surely you mean profit is taxable.

From: Michael Foley 27 September 2021 08:33 AM

Once the long term affects of the scores of anti-LL regulation, rules, fines, rogue penalties, rent now considered proceeds of crime, demolition orders, confiscation orders, licensing and much more what will be left, its a concerted attack unjustly on Private LL’s. Hamptons I hope you are sitting comfortable there, my rents haven’t gone up and owed arrears not recoverable, do you know huge numbers are struggling out here, how long can denial last.

From: Michael Foley 27 September 2021 08:11 AM

Get Accounts Straight (gas, typo / has).

From: Michael Foley 27 September 2021 07:17 AM

It’s very sad really whatever the rights & wrongs are, looks like Council dug their heels in. Shouldn’t have done it without permission, still not out of keeping or out of place in any way. The one next door is done as well probably with permission but don’t know that, they are a pair of good size 2 story’s semi detached houses in quite remote road. I can well understand why she didn’t comply with the 2017 order to demolish, it’s was really over the top if they had said up grade to comply would have made a great deal more sense and an opportunity to comply, what was on offer was unreasonable and couldn’t be complied with resulting in the current situation. Anyone that knows about buildings wouldn’t come to that conclusion, whether from appearance or structural, not claiming to be an expert but I was a Registered member of NHBC for 20 years from 1974 on before I gave up that side of things. It’s sacrilege and a waste of resources to go knocking it down putting the now structure out of balance and incongruous with the other semi, Its more a case about Council shown us who’s boss but we knew that already, a very demoralising and unhelpful situation…

From: Michael Foley 25 September 2021 20:53 PM

Emily. Fair enough if it was a rogue LL but I don’t know that, people are convicted every day for any amount of breaches in any walk of life. I don’t see them being automatically labelled as Rogues. Well you say it sounds like a big extension no need to judge it like that, the photos of the property are splashed all over media so you can see it’s a normal semi-detached with side and rear extensions like dozens of others locally in Wembley planning permission or not, it certainly no monstrosity like some of the one the Council have given permission for, that said it should have had permission but that don’t make it look any worse. Regarding the fine being too low there is no such thing any fine is too much you seem be be under the illusion that there a gravy train out here, do the figures, try buying a property pay the Mortgage, pay for all the costs that has been loaded on in recent years DEICR, Gas, HOW TO RENT, RIGHT TO RENT Deposit debacle, Section 24, etc I won’t bore you with the list, just add Licensing, pay maintenance, absorb fees, pay for furniture & white goods, Contracts, Insurance, Accountancy, all the incidentals, maybe 40% tax on the remnants. Where’s the honey pot just give us a Penalty (large) on top for good measure for being so stupid to put a roof over people’s heads to live in comfort, at no cost whatsoever for Government all the finance and labour off our own backs, maybe better leave them on the Streets everyone so thankless. Sorry Emily for the rant but its true, nothing personal I tell it how it is, Good afternoon.

From: Michael Foley 25 September 2021 16:00 PM

The housing problems could be solved permanently with a change in the law which would quickly change attitudes and save hundreds of millions to public purse. Simply stop people DESIGNING their lives to live off Benefits which is the root of the problem, even the millions young girls getting pregnant having babies to get housed in most cases having a partner unofficially behind the scenes contributing nothing & sometimes drawing himself / free loaders. Properly vet waiting lists and cut out the ones wanting to get housed for free without effort, even already milking the system to. There’s already huge numbers being housed that should be paying their way, but they are not stupid and never going pay while they can have it fo free. No you’ll never ever have enough with the current system it will just get worse, they are clamping down on the wrong people, which is not helping anyone not alone housing.

From: Michael Foley 25 September 2021 04:35 AM

As George says we’ll own nothing and they will be happy. Unfortunately that will be short lived we will be back to 2008 with a bang, all the pointers are there, look around you not looking good, fining LL’s unjustly solves nothing just causes loss of confidence with only one outcome collapse. What’s happening in China and Evergrande building an Economy on debt unsustainable billions in debt, knocking down loads of half finished high rise Flats because no money to finish them. Don’t ask us to bail out the Banks again after last time, now in opposition to their customers some cheek.

From: Michael Foley 24 September 2021 15:03 PM

I don’t know about sunny but certainly a few good hills, yes it stick & carrot system but mostly the stick for LL’s.

From: Michael Foley 24 September 2021 12:06 PM

They nearly caught me wanting to place a family a father and 4 children in a 3 bed Flat from Brent, Which would be over loaded for a start but that wasn’t an Issue with them ?. It turned out the guy who said he was from the Council was someone to get Tenants placed for the Council. The rent offer was high, when I got site of Contract it said once the Tenants were placed the Councils responsibility ended they were housed & I would be stuck with them. It also said the Tenant had agreed that the rent would be paid directly to me, however it also said that the Tenant was at liberty to apply to change that at anytime. How dishonest the Councils are or what morons they take us for. Where was their Mother and one of the teenagers had mental issues unfortunately but why should they become my liability, (not trust worthy).

From: Michael Foley 24 September 2021 09:31 AM

Its a good initiative by the Council to house people who are genuinely homeless or can’t afford the rent whom I have the greatest sympathy for and a dreadful situation to be in. The problem is there will be a big percentage milking the system in there as well, like I have seen with the food bank queues half a mile long, it is well known that at least half didn’t need it and only there for the freebies, as confirmed indeed by their own communities who knew them.

From: Michael Foley 24 September 2021 07:40 AM

Agreed Anarchy without planning permission. Anarchy with planning permission. Suppose you get Planning to convert a house into 2 Flats it will cost you several thousands before you do a stroke, plus £2’000 per Flat = £4’000. up front to Sadiq Khan Mayor of London because he said so and the charge is put on the property straight away before you even get a chance to pay to make sure you pay, penalty for doing the work but he has a nice name for it. £18k legal fee ?. The article didn’t tell us whether income tax had been paid on the income or not. Planning they grant in Brent is a disgrace, high rise in Alperton. Wembley shocking take a look. The Council is certainly sending a clear message to everyone, don’t do anything and you won’t be fined. Go on Benefits and don’t be getting into trouble.

From: Michael Foley 24 September 2021 06:28 AM

I always thought they were too strict too severe there has to be a bit of give and take, understand the Tenants situation. I believe they couldn’t take that on board being ex-school teachers bringing the discipline they had over pupils into lettings but Tenants are not their pupils. I think this is the kind of thing that happens when people from completely different walks of life becomes LL’s and expect the model has to be their way. We were grass roots LL’s and former Tenants so we lived and breathe it with a passion. Anyway Big Banks & Corporate Companies will be doing the same with hundreds of properties in they portfolio, the reason they want us out, did he not he a Company to hide behind.

From: Michael Foley 23 September 2021 07:38 AM

I hope it stays fine for you. I have had no increase in years good luck to you and double digits. I have some very good Tenants but not high earners so how do you suppose I pass on the extra costs being imposed on us virtually every other week.

From: Michael Foley 22 September 2021 18:23 PM

Hi Phillip good evening. Ok you collect the Deposit and hand it over to DPS a third party again so you still have no Deposit because someone else has got it, involving you in more time consuming administration where it out of your control, that’s a long way from nothing unless our time is considered free. Suppose a Council member of staff toddles along to a Magistrates Court for an hour or two hanging around with a couple of sheets of paper. Their costs usually to LL is several thousands of pounds, it goes to show the little value they put on our time. I think there’s another scheme similar to the one you mentioned equally as useless. The Insurance one MyDeposits is £27.50 or £24.50 to NRLA members but you still might not get the £3. discount

From: Michael Foley 22 September 2021 17:25 PM

Phillip my friend Stop please stop, more bureaucracy, more red tape, more work load chasing our tail around from one end of the week to the other. We are hands on LL who spend our time providing and maintaining the accommodation to a good standard. We are already knee deep in paperwork, no more please. Why is everyone on about protecting the Deposit, it’s the Property that’s supposed to be protected. Scrap all this invented nonsense. Simple give us back our property Deposit that worked, was take away by Shelter based on a pack of lies, all I seen so far is the LL minding money for the Tenants and paying for it, all our time is considered free and endless, even the current Insurance based scheme where LL holds the money in a separate Acc’ (supposedly) costs £27.50 each to Register and carries a load of potential legal problems and may well invalidate your Agreement, also preventing you getting possession and thrown out of Court. Stop please Stop.

From: Michael Foley 22 September 2021 03:52 AM

Same thermology as Mayhew report from York the consultation for licensing, it referred to 36000 house holds in Ealing, without telling us whether a house hold was a studio flat, terraced, semi or a large house.

From: Michael Foley 21 September 2021 21:28 PM

Life time Deposits so they are going to change their ways be so good and look after the place so well, the Deposit is never going get used or depleted. EPC’s only seems to apply to Private LL, the other bigger half of housing stock doesn’t have to comply, so sell to them. We are fair game for every parasite to take another hit.

From: Michael Foley 21 September 2021 21:04 PM

I am against roll over Deposits or any other Deposit Schemes that involves third parties. Which is why I have foregone £30k deposits rather than put up with those nonsense liability schemes brought into law by Shelter based on absolute porkies, now they are at it again. So Deposit property protection should be returned to pre 2007 status, before law was changed based on unsafe evidence.

From: Michael Foley 21 September 2021 09:17 AM

Rising Energy prices, Carbon Dioxide shortage, Lorry drivers shortage, Vegetables pickers shortage just add all the other things it’s not looking good, time for all those anti groups to stop stoking the fire. So much resources attributed to Insulation installation using up enormous amounts of energy to achieve adding to the problem etc. We are only a very small part of the problem and our best efforts will not make much difference. Well if its warming up so much will we need Insulation at all, or need to put our houses up on stilts to keep cool and avoid the Floods.

From: Michael Foley 21 September 2021 08:18 AM

It doesn’t matter about all those groups anti-everything they can have their white paper, green paper and all the rest of it and keep braying I wonder what animal does that. Deposit was supposed to protect the Property not the Deposit ?. Can’t see shortage of housing, no savers they were abolished, the economy of the uk now built on unsustainable debt, young persons encouraged to buy unaffordable over priced Flats to make profit for Banks and big Institutions. Looks like another crash imminent, too much cheap money, we are in trouble, China and several other as well. I have seen at least 4 before but everyone in denial until it happens. We will all get our day in the Sunshine including the protesters, how can they afford all this free time where is their money coming from.

From: Michael Foley 21 September 2021 07:27 AM

Echis.R. I am an amateur its taken me over 40 years to reach this Status. I used to be a Professional but the Regulators changed all that so I had to down grade myself. A Professional is someone that makes a living from his work, now its the other way around, Everyone else makes a living off me.

From: Michael Foley 20 September 2021 15:46 PM

Wonderful just take out a few more vertebrates, remove Section 21 that should help to make it worse.

From: Michael Foley 20 September 2021 07:40 AM

What are they on about, LL should be encouraged to invest indeed. Then remove the shackles, 3% SD super tax on top of normal SD. They talk about fairness between LL & Tenants but we have that. The problem is the parasites outside chucking spanner’s into the works. Councils, Generation rent, Acorn, Shelter, Regulators + a whole lot more, as well as high running & maintenance costs + LL insecurity. Why would a LL want to invest at this dodgy time with inflation running wild, jobs disappearing or insecure, hike in National Insurance, Mortgage interest tax relief cut to 20%, say buy a property £500k in London probably a Flat as house is usually more, add £30’000. Stamp Duty or every £100k more another £8’000.SD, Does Rishi Sunak not understand the first 2 to 3 years rental income is for SD already paid up front to be recovered so what’s going to pay for everything else, this is a big penalty, (mortgage to pay tax levy). Then we have every other lame duck organisation lining up to add to our costs and have a pot at us, at uncertain times when the risk is too high. All the pointers to me are its more likely to hit the buffers than any capital growth get real.

From: Michael Foley 20 September 2021 02:58 AM

Honestly if those people in charge of Registered Charities were so concerned about helping the poor or disadvantaged persons, their services should be almost free.

From: Michael Foley 18 September 2021 21:03 PM

So we have 3 Members of Parliament meeting 20 Rogue Charities. Why have they still got their Licenses, why have they still got Charity Status, it’s not their remit to destroy Private Sector Housing

From: Michael Foley 18 September 2021 18:18 PM

I had the odd abandoned car and a cursed nuisance to get rid of without the log book. Councils are not interested when not on public highway or land, then they are soon gone, we are powerless all around.

From: Michael Foley 18 September 2021 11:57 AM

Do you not think Landlord lives in constant fear of loosing possession of his 2 up 2 down that cost him hundreds of thousands of pounds, to some that don’t give a fig and no responsibility or financial commitment.

From: Michael Foley 17 September 2021 13:06 PM

EPC, C , pails into insignificance when you have lost Control of your Property.

From: Michael Foley 17 September 2021 08:20 AM

Here we go, get on right side of Michael, Alacia. What did I tell you all before get rid of Section 21 and also goes Assured Shorthold Tenancies. Alacia says she wants secure long term Tenancies. That means only one thing Assured Tenancies and we are back to sitting Tenants again. Time for LL’s to stop reading, sitting on the hands and take action. I know I was there you weren’t LL’s at that time. I had a whole Libyan family living in a house that I Built, didn’t pay told me they wouldn’t pay, wouldn’t leave and told me nothing I could do about it, which was correct. P C Fletcher got shot & died rip in Kensington, before relationship soured between the UK and Libya, then they left leaving an unbelievable damage & mess, maybe you want this situation back again, good luck.

From: Michael Foley 17 September 2021 08:15 AM

Susan you are the problem, the Council, Shelter and Regulators. KEEP LL OUT there’s your cause we didn’t have any of this when LL was in charge. Rewind before you interference no ASB in private let’s, no Cannabis Plants, no needles and other stuff littering the Property or Brothels, that was reserved to Council Estates, so you are the Problem give us back our Rights. Stop fining LL’s for poor Management that you prevent him from doing.

From: Michael Foley 17 September 2021 07:25 AM

That’s a direct result of banning LL from the Property, keep LL out at all costs, now LL don’t visit in case of starting Tenant off and know the now consequence. We used to be able to check in reasonable daylight hours. I can tell much worse but I’ll resist.

From: Michael Foley 17 September 2021 07:01 AM

That’s no difference to the past or worse. Currency Devaluation and huge inflation continuing.

From: Michael Foley 17 September 2021 06:40 AM

Buying land by ordinary Joe in business is a non starter. Its not tax allowable you have to pay the tax on it as if you have the money in your pocket. Plant & Machinery and such commodities are. Which is why you see people expanding and a load it new plant, you either buy the Machine or pay the tax easy decision to make, property is a different kettle.

From: Michael Foley 16 September 2021 20:10 PM

Susan Brown, as Council Leader must know those LL’s were driven out of Regular Letting by Council interference in Private Sector Housing. Can Council not see its they themselves who are the problem as it didn’t exist before, now they wants more Schemes because of the problems caused by previous Scheme, well done.

From: Michael Foley 16 September 2021 18:20 PM

Richard. I believe you that your properties are very good & safe. HM0’s didn’t you didn’t mention have you got those ? When they come unlikely you’ll be as safe, they’ll probably make you put-in extra cooking facilities in rooms what could be more dangerous extra risk of fire, just like the Bedsits of the 1960’s, maybe a Shower even a bog, so they’ll eating, sleeping and living with cooking smells. Instead of one property kitchen loads of other stuff.

From: Michael Foley 16 September 2021 17:52 PM

George, don’t forget the other one scouse. Mr John McDonnell MP for Hayes & Harlington he was going to confiscate all private housing if he got his way,

From: Michael Foley 16 September 2021 16:46 PM

I don’t believe there is a shortage in the first place, there is only a few on the Streets so every one is housed. Huge Council waiting lists I am not surprised about that or how big it is, everyone wants the free or subsidised option, far too many free loaders already and now rule the roost as well, re-election an MP seven consecutive times. There is plenty of spare capacity everywhere, now add so many Industrial Buildings been knocked down Resident, Office conversions by the thousands, Pubs demolished for blocks of Flats, millions of lofts and house extensions, Shops that closed even on high Streets now for Residential, even Public Toilets, its a craze or crazy. Keep Building ever more wasting resources and energy, then talk about saving the Planet with all the extra people living in Sky Scrapers as well using more energy + how many extra cookers and washing machines etc is that, people could do some work to keep fit instead of building gyms, more waste of energy. Anyway I could house another 20 in existing stock just get rid of the Regulators and their Computers destroying the Planet, the recycling Depots are chocker with scrap Computers.

From: Michael Foley 16 September 2021 15:11 PM

Kieth, obviously portfolio Companies which are not affected by Section 24. Kill the small guy.

From: Michael Foley 16 September 2021 09:51 AM

In the South East its £600. For Selective. Mandatory and Additional are £1200. / £1400, + it does cover the schemes and loads to waste as well, they send letters to everyone for fun or a joke even to people it’s nothing to do with incl’ my former Solicitor, lender, Freeholder 990 year & my wife at our same address. How long does it take forget about 5 days it takes months even on renewal. I had one waiting seven months and guess what they had reduced my license period by the same amount. Do they make profit of Course they do even though its only supposed to cover the Scheme. Croydon Council complain about their Licensing being Knocked back by Robert Jenrick (now sacked). Its caused them a £22m black hole they said which is laughable, the Scheme didn’t go ahead so it cost them nothing, so how could it cause them a £22m shortfall or blackhole if they weren’t taking a profit from the Scheme.

From: Michael Foley 16 September 2021 07:26 AM

I can see the possibility that if Section 21 goes it’s likely Assured Shorthold Tenancies goes too and you’ll end up with Assured Tenancies. I hope you all know the difference, good morning.

From: Michael Foley 16 September 2021 06:50 AM

Good morning Jim will you stop, it looks like you have re-posted which I thoroughly disagree with. Keep your section 8 by all means but why are you campaigning to get rid of Section 21 the foundation of Private Letting Industry. I won’t call it Buy 2 Let because it wasn’t known as buy to let, it was Secured in Commercial loans all that came afterwards as well as you, where were you or HMO for that matter. We had campaigned for Assured Shorthold Tenancies which was accompanied by Section 21 resulting in the 1988 housing Act. HMO’s only came into being in 2006 following 2 Jags John 2004 Act, no queens bury rules for him. That’ll be your remit the HMO expert and were we not operating Section 21 for 18 years before you & HMO’s started (different between 1988 & 2006) now you dictate to us about S. 21. I have Built many of my Houses by my own hand with on